Chevron Federal Credit Union 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Chevron Federal Credit Union 500 12Th Street Suite 200 Oakland, CA 94607 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,949 |
| Total Mortgage Loan Application Amount | $646,424,000 |
| Average Mortgage Loan Application Amount | $266,666 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $157,333 |
| Highest Applicant Income | $1,802,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Chevron Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Chevron Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Chevron Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Chevron Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Chevron Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Chevron Federal Credit Union's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 368 | $ 115,789,000 | $ 314,000 | $ 177,000 |
| Contra Costa County California | 251 | $ 123,637,000 | $ 492,000 | $ 176,000 |
| Fort Bend County Texas | 126 | $ 35,599,000 | $ 282,000 | $ 170,000 |
| Los Angeles County California | 106 | $ 41,384,000 | $ 390,000 | $ 142,000 |
| Alameda County California | 88 | $ 41,737,000 | $ 474,000 | $ 185,000 |
| Kern County California | 68 | $ 16,477,000 | $ 242,000 | $ 138,000 |
| Solano County California | 68 | $ 20,069,000 | $ 295,000 | $ 136,000 |
| Midland County Texas | 57 | $ 14,691,000 | $ 257,000 | $ 144,000 |
| Montgomery County Texas | 38 | $ 10,136,000 | $ 266,000 | $ 186,000 |
| St. Tammany County Louisiana | 36 | $ 9,897,000 | $ 274,000 | $ 158,000 |
| Orange County California | 33 | $ 15,034,000 | $ 455,000 | $ 153,000 |
| Jackson County Mississippi | 28 | $ 5,262,000 | $ 187,000 | $ 145,000 |
| San Bernardino County California | 21 | $ 4,460,000 | $ 212,000 | $ 111,000 |
| Allegheny County Pennsylvania | 21 | $ 5,538,000 | $ 263,000 | $ 183,000 |
| Sacramento County California | 19 | $ 4,592,000 | $ 241,000 | $ 124,000 |
| Brazoria County Texas | 19 | $ 3,338,000 | $ 175,000 | $ 149,000 |
| Salt Lake County Utah | 18 | $ 4,905,000 | $ 272,000 | $ 209,000 |
| Mobile County Alabama | 17 | $ 2,921,000 | $ 171,000 | $ 116,000 |
| San Francisco County California | 17 | $ 12,194,000 | $ 717,000 | $ 230,000 |
| Riverside County California | 16 | $ 3,173,000 | $ 198,000 | $ 111,000 |
| Orleans County Louisiana | 15 | $ 5,672,000 | $ 378,000 | $ 222,000 |
| Marin County California | 14 | $ 7,219,000 | $ 515,000 | $ 213,000 |
| El Paso County Texas | 13 | $ 1,392,000 | $ 107,000 | $ 79,000 |
| Galveston County Texas | 12 | $ 3,397,000 | $ 283,000 | $ 208,000 |
| Travis County Texas | 12 | $ 4,196,000 | $ 349,000 | $ 156,000 |
| San Joaquin County California | 11 | $ 3,831,000 | $ 348,000 | $ 132,000 |
| Clark County Nevada | 11 | $ 1,489,000 | $ 135,000 | $ 144,000 |
| San Diego County California | 10 | $ 7,736,000 | $ 773,000 | $ 191,000 |
| Davis County Utah | 9 | $ 2,134,000 | $ 237,000 | $ 116,000 |
| Maricopa County Arizona | 8 | $ 2,000,000 | $ 250,000 | $ 214,000 |
| San Mateo County California | 8 | $ 2,580,000 | $ 322,000 | $ 179,000 |
| Fairfax County Virginia | 8 | $ 3,089,000 | $ 386,000 | $ 148,000 |
| Nevada County California | 7 | $ 2,367,000 | $ 338,000 | $ 143,000 |
| Placer County California | 7 | $ 3,197,000 | $ 456,000 | $ 169,000 |
| Tarrant County Texas | 7 | $ 1,104,000 | $ 157,000 | $ 192,000 |
| Santa Clara County California | 6 | $ 2,980,000 | $ 496,000 | $ 139,000 |
| Eddy County New Mexico | 6 | $ 1,211,000 | $ 201,000 | $ 126,000 |
| Williamson County Texas | 6 | $ 990,000 | $ 165,000 | $ 117,000 |
| King County Washington | 6 | $ 1,781,000 | $ 296,000 | $ 247,000 |
| El Dorado County California | 5 | $ 760,000 | $ 152,000 | $ 185,000 |
| Ventura County California | 5 | $ 2,207,000 | $ 441,000 | $ 145,000 |
| Larimer County Colorado | 5 | $ 1,978,000 | $ 395,000 | $ 164,000 |
| Mesa County Colorado | 5 | $ 1,452,000 | $ 290,000 | $ 85,000 |
| Honolulu County Hawaii | 5 | $ 2,860,000 | $ 572,000 | $ 154,000 |
| Ada County Idaho | 5 | $ 1,313,000 | $ 262,000 | $ 120,000 |
| Lafayette County Louisiana | 5 | $ 906,000 | $ 181,000 | $ 140,000 |
| Plaquemines County Louisiana | 5 | $ 764,000 | $ 152,000 | $ 128,000 |
| Washoe County Nevada | 5 | $ 3,063,000 | $ 612,000 | $ 244,000 |
| Pima County Arizona | 4 | $ 817,000 | $ 204,000 | $ 172,000 |
| Yavapai County Arizona | 4 | $ 679,000 | $ 169,000 | $ 157,000 |
| Douglas County Colorado | 4 | $ 1,451,000 | $ 362,000 | $ 138,000 |
| Orange County Florida | 4 | $ 1,213,000 | $ 303,000 | $ 144,000 |
| Jefferson County Louisiana | 4 | $ 1,633,000 | $ 408,000 | $ 276,000 |
| Multnomah County Oregon | 4 | $ 1,287,000 | $ 321,000 | $ 210,000 |
| Washington County Pennsylvania | 4 | $ 1,055,000 | $ 263,000 | $ 106,000 |
| Weber County Utah | 4 | $ 418,000 | $ 104,000 | $ 121,000 |
| Loudoun County Virginia | 4 | $ 1,256,000 | $ 314,000 | $ 93,000 |
| Pierce County Washington | 4 | $ 457,000 | $ 114,000 | $ 99,000 |
| Baldwin County Alabama | 3 | $ 542,000 | $ 180,000 | $ 147,000 |
| Napa County California | 3 | $ 920,000 | $ 306,000 | $ 370,000 |
| San Luis Obispo County California | 3 | $ 2,056,000 | $ 685,000 | $ 189,000 |
| Sonoma County California | 3 | $ 1,062,000 | $ 354,000 | $ 181,000 |
| Tuolumne County California | 3 | $ 1,140,000 | $ 380,000 | $ 179,000 |
| Denver County Colorado | 3 | $ 533,000 | $ 177,000 | $ 195,000 |
| Jefferson County Colorado | 3 | $ 1,401,000 | $ 467,000 | $ 306,000 |
| Broward County Florida | 3 | $ 411,000 | $ 137,000 | $ 188,000 |
| Lafourche County Louisiana | 3 | $ 672,000 | $ 224,000 | $ 138,000 |
| George County Mississippi | 3 | $ 383,000 | $ 127,000 | $ 138,000 |
| Bernalillo County New Mexico | 3 | $ 1,202,000 | $ 400,000 | $ 131,000 |
| Tulsa County Oklahoma | 3 | $ 135,000 | $ 45,000 | $ 62,000 |
| Clackamas County Oregon | 3 | $ 826,000 | $ 275,000 | $ 130,000 |
| Bexar County Texas | 3 | $ 745,000 | $ 248,000 | $ 207,000 |
| Collin County Texas | 3 | $ 618,000 | $ 206,000 | $ 192,000 |
| Liberty County Texas | 3 | $ 546,000 | $ 182,000 | $ 143,000 |
| Nueces County Texas | 3 | $ 476,000 | $ 158,000 | $ 145,000 |
| Washington County Utah | 3 | $ 574,000 | $ 191,000 | $ 108,000 |
| Benton County Washington | 3 | $ 853,000 | $ 284,000 | $ 125,000 |
| Marshall County Alabama | 2 | $ 800,000 | $ 400,000 | $ 174,000 |
| Calaveras County California | 2 | $ 580,000 | $ 290,000 | $ 291,000 |
| Monterey County California | 2 | $ 743,000 | $ 371,000 | $ 116,000 |
| Tulare County California | 2 | $ 441,000 | $ 220,000 | $ 192,000 |
| Custer County Colorado | 2 | $ 510,000 | $ 255,000 | $ 98,000 |
| El Paso County Colorado | 2 | $ 245,000 | $ 122,000 | $ 530,000 |
| Teller County Colorado | 2 | $ 700,000 | $ 350,000 | $ 120,000 |
| Nassau County Florida | 2 | $ 958,000 | $ 479,000 | $ 106,000 |
| St. Johns County Florida | 2 | $ 815,000 | $ 407,000 | $ 152,000 |
| Walton County Florida | 2 | $ 834,000 | $ 417,000 | $ 203,000 |
| Cherokee County Georgia | 2 | $ 496,000 | $ 248,000 | $ 88,000 |
| Bannock County Idaho | 2 | $ 175,000 | $ 87,000 | $ 197,000 |
| Kootenai County Idaho | 2 | $ 324,000 | $ 162,000 | $ 195,000 |
| Will County Illinois | 2 | $ 331,000 | $ 165,000 | $ 78,000 |
| Jefferson County Kentucky | 2 | $ 376,000 | $ 188,000 | $ 145,000 |
| Ascension County Louisiana | 2 | $ 270,000 | $ 135,000 | $ 126,000 |
| Calcasieu County Louisiana | 2 | $ 355,000 | $ 177,000 | $ 172,000 |
| Livingston County Louisiana | 2 | $ 385,000 | $ 192,000 | $ 77,000 |
| Morehouse County Louisiana | 2 | $ 262,000 | $ 131,000 | $ 53,000 |
| St. Martin County Louisiana | 2 | $ 187,000 | $ 93,000 | $ 75,000 |
| Vernon County Louisiana | 2 | $ 416,000 | $ 208,000 | $ 100,000 |
| Howard County Maryland | 2 | $ 610,000 | $ 305,000 | $ 127,000 |
| Middlesex County Massachusetts | 2 | $ 1,247,000 | $ 623,000 | $ 175,000 |
| Gallatin County Montana | 2 | $ 998,000 | $ 499,000 | $ 178,000 |
| Santa Fe County New Mexico | 2 | $ 973,000 | $ 486,000 | $ 166,000 |
| Oklahoma County Oklahoma | 2 | $ 269,000 | $ 134,000 | $ 115,000 |
| Jackson County Oregon | 2 | $ 704,000 | $ 352,000 | $ 157,000 |
| Beaver County Pennsylvania | 2 | $ 395,000 | $ 197,000 | $ 119,000 |
| Charleston County South Carolina | 2 | $ 240,000 | $ 120,000 | $ 286,000 |
| Brazos County Texas | 2 | $ 386,000 | $ 193,000 | $ 100,000 |
| Comal County Texas | 2 | $ 505,000 | $ 252,000 | $ 107,000 |
| Denton County Texas | 2 | $ 354,000 | $ 177,000 | $ 72,000 |
| Guadalupe County Texas | 2 | $ 579,000 | $ 289,000 | $ 189,000 |
| Hays County Texas | 2 | $ 642,000 | $ 321,000 | $ 139,000 |
| Hood County Texas | 2 | $ 1,318,000 | $ 659,000 | $ 347,000 |
| Orange County Texas | 2 | $ 170,000 | $ 85,000 | $ 131,000 |
| Smith County Texas | 2 | $ 531,000 | $ 265,000 | $ 136,000 |
| Summit County Utah | 2 | $ 1,012,000 | $ 506,000 | $ 168,000 |
| Essex County Virginia | 2 | $ 100,000 | $ 50,000 | $ 29,000 |
| Spokane County Washington | 2 | $ 360,000 | $ 180,000 | $ 122,000 |
| Thurston County Washington | 2 | $ 231,000 | $ 115,000 | $ 78,000 |
| Tuscaloosa County Alabama | 1 | $ 209,000 | $ 209,000 | $ 102,000 |
| Anchorage County Alaska | 1 | $ 248,000 | $ 248,000 | $ 215,000 |
| Kenai Peninsula County Alaska | 1 | $ 120,000 | $ 120,000 | $ 37,000 |
| Matanuska-Susitna County Alaska | 1 | $ 193,000 | $ 193,000 | $ 175,000 |
| Valdez-Cordova County Alaska | 1 | $ 110,000 | $ 110,000 | $ 219,000 |
| Apache County Arizona | 1 | $ 90,000 | $ 90,000 | $ 176,000 |
| Coconino County Arizona | 1 | $ 625,000 | $ 625,000 | $ 233,000 |
| Pinal County Arizona | 1 | $ 232,000 | $ 232,000 | $ 170,000 |
| Benton County Arkansas | 1 | $ 40,000 | $ 40,000 | $ 41,000 |
| Butte County California | 1 | $ 174,000 | $ 174,000 | $ 53,000 |
| Fresno County California | 1 | $ 140,000 | $ 140,000 | $ 79,000 |
| Humboldt County California | 1 | $ 302,000 | $ 302,000 | $ 195,000 |
| Lake County California | 1 | $ 360,000 | $ 360,000 | $ 151,000 |
| Mendocino County California | 1 | $ 516,000 | $ 516,000 | $ 251,000 |
| Merced County California | 1 | $ 257,000 | $ 257,000 | $ 100,000 |
| Plumas County California | 1 | $ 50,000 | $ 50,000 | $ 151,000 |
| Santa Barbara County California | 1 | $ 334,000 | $ 334,000 | $ 96,000 |
| Stanislaus County California | 1 | $ 160,000 | $ 160,000 | $ 54,000 |
| Yolo County California | 1 | $ 307,000 | $ 307,000 | $ 349,000 |
| Adams County Colorado | 1 | $ 338,000 | $ 338,000 | $ 210,000 |
| Arapahoe County Colorado | 1 | $ 367,000 | $ 367,000 | $ 220,000 |
| Boulder County Colorado | 1 | $ 600,000 | $ 600,000 | $ 416,000 |
| Broomfield County Colorado | 1 | $ 428,000 | $ 428,000 | $ 205,000 |
| La Plata County Colorado | 1 | $ 519,000 | $ 519,000 | $ 147,000 |
| Pitkin County Colorado | 1 | $ 895,000 | $ 895,000 | $ 247,000 |
| Pueblo County Colorado | 1 | $ 309,000 | $ 309,000 | $ 155,000 |
| Rio Blanco County Colorado | 1 | $ 173,000 | $ 173,000 | $ 89,000 |
| New Haven County Connecticut | 1 | $ 310,000 | $ 310,000 | $ 145,000 |
| Sussex County Delaware | 1 | $ 394,000 | $ 394,000 | $ 91,000 |
| Collier County Florida | 1 | $ 328,000 | $ 328,000 | $ 171,000 |
| Escambia County Florida | 1 | $ 311,000 | $ 311,000 | $ 186,000 |
| Hillsborough County Florida | 1 | $ 128,000 | $ 128,000 | $ 246,000 |
| Indian River County Florida | 1 | $ 504,000 | $ 504,000 | $ 182,000 |
| Lake County Florida | 1 | $ 194,000 | $ 194,000 | $ 148,000 |
| Manatee County Florida | 1 | $ 652,000 | $ 652,000 | $ 204,000 |
| Miami-Dade County Florida | 1 | $ 236,000 | $ 236,000 | $ 90,000 |
| Okaloosa County Florida | 1 | $ 270,000 | $ 270,000 | $ 197,000 |
| Palm Beach County Florida | 1 | $ 216,000 | $ 216,000 | $ 155,000 |
| Pinellas County Florida | 1 | $ 13,000 | $ 13,000 | $ 46,000 |
| Sarasota County Florida | 1 | $ 520,000 | $ 520,000 | $ 137,000 |
| Chatham County Georgia | 1 | $ 424,000 | $ 424,000 | $ 115,000 |
| Columbia County Georgia | 1 | $ 179,000 | $ 179,000 | $ 126,000 |
| DeKalb County Georgia | 1 | $ 239,000 | $ 239,000 | $ 249,000 |
| Fulton County Georgia | 1 | $ 318,000 | $ 318,000 | $ 97,000 |
| Gwinnett County Georgia | 1 | $ 203,000 | $ 203,000 | $ 220,000 |
| Houston County Georgia | 1 | $ 212,000 | $ 212,000 | $ 183,000 |
| Bear Lake County Idaho | 1 | $ 92,000 | $ 92,000 | $ 70,000 |
| Cook County Illinois | 1 | $ 260,000 | $ 260,000 | $ 103,000 |
| Fayette County Indiana | 1 | $ 164,000 | $ 164,000 | $ 116,000 |
| Lake County Indiana | 1 | $ 252,000 | $ 252,000 | $ 135,000 |
| Plymouth County Iowa | 1 | $ 228,000 | $ 228,000 | $ 350,000 |
| East Baton Rouge County Louisiana | 1 | $ 151,000 | $ 151,000 | $ 253,000 |
| St. Landry County Louisiana | 1 | $ 34,000 | $ 34,000 | $ 167,000 |
| St. Mary County Louisiana | 1 | $ 133,000 | $ 133,000 | $ 155,000 |
| Tensas County Louisiana | 1 | $ 56,000 | $ 56,000 | $ 117,000 |
| Anne Arundel County Maryland | 1 | $ 192,000 | $ 192,000 | $ 183,000 |
| Carroll County Maryland | 1 | $ 360,000 | $ 360,000 | $ 206,000 |
| Frederick County Maryland | 1 | $ 50,000 | $ 50,000 | $ 157,000 |
| Washington County Maryland | 1 | $ 217,000 | $ 217,000 | $ 195,000 |
| Wicomico County Maryland | 1 | $ 101,000 | $ 101,000 | $ 29,000 |
| Norfolk County Massachusetts | 1 | $ 1,359,000 | $ 1,359,000 | $ 380,000 |
| Antrim County Michigan | 1 | $ 172,000 | $ 172,000 | $ 45,000 |
| Wayne County Michigan | 1 | $ 108,000 | $ 108,000 | $ 204,000 |
| Harrison County Mississippi | 1 | $ 234,000 | $ 234,000 | $ 81,000 |
| Kemper County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 134,000 |
| Boone County Missouri | 1 | $ 136,000 | $ 136,000 | $ 64,000 |
| Ravalli County Montana | 1 | $ 270,000 | $ 270,000 | $ 79,000 |
| Silver Bow County Montana | 1 | $ 52,000 | $ 52,000 | $ 115,000 |
| Yellowstone County Montana | 1 | $ 43,000 | $ 43,000 | $ 23,000 |
| Carson City County Nevada | 1 | $ 250,000 | $ 250,000 | $ 89,000 |
| Churchill County Nevada | 1 | $ 61,000 | $ 61,000 | $ 89,000 |
| Douglas County Nevada | 1 | $ 168,000 | $ 168,000 | $ 82,000 |
| Bergen County New Jersey | 1 | $ 475,000 | $ 475,000 | $ 151,000 |
| Burlington County New Jersey | 1 | $ 400,000 | $ 400,000 | $ 235,000 |
| Essex County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 250,000 |
| Mercer County New Jersey | 1 | $ 424,000 | $ 424,000 | $ 113,000 |
| Morris County New Jersey | 1 | $ 837,000 | $ 837,000 | $ 350,000 |
| Ocean County New Jersey | 1 | $ 400,000 | $ 400,000 | $ 150,000 |
| Lea County New Mexico | 1 | $ 136,000 | $ 136,000 | $ 143,000 |
| Lincoln County New Mexico | 1 | $ 58,000 | $ 58,000 | $ 70,000 |
| Otero County New Mexico | 1 | $ 42,000 | $ 42,000 | $ 46,000 |
| San Juan County New Mexico | 1 | $ 241,000 | $ 241,000 | $ 100,000 |
| Taos County New Mexico | 1 | $ 348,000 | $ 348,000 | $ 180,000 |
| Nassau County New York | 1 | $ 340,000 | $ 340,000 | $ 195,000 |
| Alamance County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 112,000 |
| Brunswick County North Carolina | 1 | $ 241,000 | $ 241,000 | $ 93,000 |
| Carteret County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 76,000 |
| Chatham County North Carolina | 1 | $ 411,000 | $ 411,000 | $ 138,000 |
| Wake County North Carolina | 1 | $ 181,000 | $ 181,000 | $ 80,000 |
| Warren County Ohio | 1 | $ 580,000 | $ 580,000 | $ 133,000 |
| Cleveland County Oklahoma | 1 | $ 300,000 | $ 300,000 | $ 140,000 |
| Clatsop County Oregon | 1 | $ 600,000 | $ 600,000 | $ 231,000 |
| Columbia County Oregon | 1 | $ 25,000 | $ 25,000 | $ 92,000 |
| Deschutes County Oregon | 1 | $ 600,000 | $ 600,000 | $ 430,000 |
| Washington County Oregon | 1 | $ 129,000 | $ 129,000 | $ 32,000 |
| Yamhill County Oregon | 1 | $ 250,000 | $ 250,000 | $ 87,000 |
| Bucks County Pennsylvania | 1 | $ 432,000 | $ 432,000 | $ 178,000 |
| Centre County Pennsylvania | 1 | $ 238,000 | $ 238,000 | $ 86,000 |
| McKean County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 105,000 |
| Montgomery County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 181,000 |
| Beaufort County South Carolina | 1 | $ 279,000 | $ 279,000 | $ 375,000 |
| Knox County Tennessee | 1 | $ 500,000 | $ 500,000 | $ 130,000 |
| Loudon County Tennessee | 1 | $ 103,000 | $ 103,000 | $ 58,000 |
| Sevier County Tennessee | 1 | $ 66,000 | $ 66,000 | $ 236,000 |
| Andrews County Texas | 1 | $ 165,000 | $ 165,000 | $ 84,000 |
| Brown County Texas | 1 | $ 235,000 | $ 235,000 | $ 213,000 |
| Cameron County Texas | 1 | $ 208,000 | $ 208,000 | $ 200,000 |
| Chambers County Texas | 1 | $ 83,000 | $ 83,000 | $ 82,000 |
| Ector County Texas | 1 | $ 185,000 | $ 185,000 | $ 108,000 |
| Fayette County Texas | 1 | $ 800,000 | $ 800,000 | $ 227,000 |
| Harrison County Texas | 1 | $ 176,000 | $ 176,000 | $ 104,000 |
| Hidalgo County Texas | 1 | $ 60,000 | $ 60,000 | $ 95,000 |
| Houston County Texas | 1 | $ 90,000 | $ 90,000 | $ 113,000 |
| Jefferson County Texas | 1 | $ 23,000 | $ 23,000 | $ 191,000 |
| Johnson County Texas | 1 | $ 422,000 | $ 422,000 | $ 228,000 |
| Parker County Texas | 1 | $ 130,000 | $ 130,000 | $ 115,000 |
| Pecos County Texas | 1 | $ 108,000 | $ 108,000 | $ 83,000 |
| Tom Green County Texas | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Trinity County Texas | 1 | $ 52,000 | $ 52,000 | $ 148,000 |
| Waller County Texas | 1 | $ 140,000 | $ 140,000 | $ 33,000 |
| Ward County Texas | 1 | $ 27,000 | $ 27,000 | $ 84,000 |
| Cache County Utah | 1 | $ 92,000 | $ 92,000 | $ 49,000 |
| Utah County Utah | 1 | $ 315,000 | $ 315,000 | $ 201,000 |
| Lamoille County Vermont | 1 | $ 380,000 | $ 380,000 | $ 555,000 |
| Arlington County Virginia | 1 | $ 650,000 | $ 650,000 | $ 371,000 |
| Bedford County Virginia | 1 | $ 237,000 | $ 237,000 | $ 57,000 |
| Chesterfield County Virginia | 1 | $ 50,000 | $ 50,000 | $ 133,000 |
| Mecklenburg County Virginia | 1 | $ 232,000 | $ 232,000 | $ 276,000 |
| Tazewell County Virginia | 1 | $ 348,000 | $ 348,000 | $ 251,000 |
| Island County Washington | 1 | $ 104,000 | $ 104,000 | $ 69,000 |
| Snohomish County Washington | 1 | $ 340,000 | $ 340,000 | $ 17,000 |
| Vilas County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 359,000 |
| Fremont County Wyoming | 1 | $ 124,000 | $ 124,000 | $ 114,000 |
| Lincoln County Wyoming | 1 | $ 285,000 | $ 285,000 | $ 195,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,116 | $400,242,000 | $358,000 | $2,548,000 | $173,000 | $1,802,000 |
| Refinancing | 688 | $230,444,000 | $334,000 | $3,000,000 | $152,000 | $764,000 |
| Home Improvement | 145 | $15,738,000 | $108,000 | $1,000,000 | $147,000 | $910,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 782 | $259,733,000 | $332,000 | $1,525,000 | $174,000 | $1,802,000 |
| Not Provided | 757 | $255,616,000 | $337,000 | $3,000,000 | $161,000 | $834,000 |
| Hispanic | 183 | $51,473,000 | $281,000 | $1,025,000 | $133,000 | $526,000 |
| Asian | 111 | $45,416,000 | $409,000 | $1,790,000 | $173,000 | $585,000 |
| Black or African American | 100 | $27,988,000 | $279,000 | $870,000 | $143,000 | $417,000 |
| American Indian or Alaskan Native | 9 | $3,002,000 | $333,000 | $538,000 | $154,000 | $283,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $3,196,000 | $456,000 | $1,078,000 | $165,000 | $259,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,949 | $646,424,000 | $331,000 | $3,000,000 | $164,000 | $1,802,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,371 | $459,188,000 | $334,000 | $2,548,000 | $167,000 | $1,802,000 |
| Application Denied By Financial Institution | 432 | $141,713,000 | $328,000 | $3,000,000 | $155,000 | $1,133,000 |
| Application Withdrawn By Applicant | 128 | $41,704,000 | $325,000 | $917,000 | $163,000 | $454,000 |
| File Closed For Incompleteness | 17 | $3,463,000 | $203,000 | $555,000 | $143,000 | $240,000 |
| Application Approved But Not Accepted | 1 | $356,000 | $356,000 | $356,000 | $78,000 | $78,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 236 | $74,701,000 | $316,000 | $1,790,000 | $167,000 | $1,133,000 |
| Credit Application Incomplete | 142 | $52,817,000 | $371,000 | $3,000,000 | $149,000 | $625,000 |
| Collateral | 20 | $5,851,000 | $292,000 | $997,000 | $135,000 | $251,000 |
| Debt-To-Income Ratio | 17 | $4,604,000 | $270,000 | $1,129,000 | $77,000 | $256,000 |
| Credit History | 9 | $1,629,000 | $181,000 | $443,000 | $99,000 | $189,000 |
| Mortgage Insurance Denied | 3 | $766,000 | $255,000 | $480,000 | $142,000 | $280,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $335,000 | $335,000 | $335,000 | $94,000 | $94,000 |
| Unverifiable Information | 1 | $200,000 | $200,000 | $200,000 | $177,000 | $177,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chevron Federal Credit Union's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chevron Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.