Chevron Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017

Chevron Federal Credit Union 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Chevron Federal Credit Union
500 12Th Street Suite 200
Oakland, CA 94607
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,949
Total Mortgage Loan Application Amount $646,424,000
Average Mortgage Loan Application Amount $266,666
Highest Mortgage Loan Application Amount $3,000,000
Average Applicant Income $157,333
Highest Applicant Income $1,802,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Chevron Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Chevron Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2017 breaks down Chevron Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Chevron Federal Credit Union serves its applicants.

Each category highlights the total number of mortgage applications processed by Chevron Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Chevron Federal Credit Union's mortgage activity for 2017.

Mortgage Loan Application Totals for Chevron Federal Credit Union by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris County Texas 368 $ 115,789,000 $ 314,000 $ 177,000
Contra Costa County California 251 $ 123,637,000 $ 492,000 $ 176,000
Fort Bend County Texas 126 $ 35,599,000 $ 282,000 $ 170,000
Los Angeles County California 106 $ 41,384,000 $ 390,000 $ 142,000
Alameda County California 88 $ 41,737,000 $ 474,000 $ 185,000
Kern County California 68 $ 16,477,000 $ 242,000 $ 138,000
Solano County California 68 $ 20,069,000 $ 295,000 $ 136,000
Midland County Texas 57 $ 14,691,000 $ 257,000 $ 144,000
Montgomery County Texas 38 $ 10,136,000 $ 266,000 $ 186,000
St. Tammany County Louisiana 36 $ 9,897,000 $ 274,000 $ 158,000
Orange County California 33 $ 15,034,000 $ 455,000 $ 153,000
Jackson County Mississippi 28 $ 5,262,000 $ 187,000 $ 145,000
San Bernardino County California 21 $ 4,460,000 $ 212,000 $ 111,000
Allegheny County Pennsylvania 21 $ 5,538,000 $ 263,000 $ 183,000
Sacramento County California 19 $ 4,592,000 $ 241,000 $ 124,000
Brazoria County Texas 19 $ 3,338,000 $ 175,000 $ 149,000
Salt Lake County Utah 18 $ 4,905,000 $ 272,000 $ 209,000
Mobile County Alabama 17 $ 2,921,000 $ 171,000 $ 116,000
San Francisco County California 17 $ 12,194,000 $ 717,000 $ 230,000
Riverside County California 16 $ 3,173,000 $ 198,000 $ 111,000
Orleans County Louisiana 15 $ 5,672,000 $ 378,000 $ 222,000
Marin County California 14 $ 7,219,000 $ 515,000 $ 213,000
El Paso County Texas 13 $ 1,392,000 $ 107,000 $ 79,000
Galveston County Texas 12 $ 3,397,000 $ 283,000 $ 208,000
Travis County Texas 12 $ 4,196,000 $ 349,000 $ 156,000
San Joaquin County California 11 $ 3,831,000 $ 348,000 $ 132,000
Clark County Nevada 11 $ 1,489,000 $ 135,000 $ 144,000
San Diego County California 10 $ 7,736,000 $ 773,000 $ 191,000
Davis County Utah 9 $ 2,134,000 $ 237,000 $ 116,000
Maricopa County Arizona 8 $ 2,000,000 $ 250,000 $ 214,000
San Mateo County California 8 $ 2,580,000 $ 322,000 $ 179,000
Fairfax County Virginia 8 $ 3,089,000 $ 386,000 $ 148,000
Nevada County California 7 $ 2,367,000 $ 338,000 $ 143,000
Placer County California 7 $ 3,197,000 $ 456,000 $ 169,000
Tarrant County Texas 7 $ 1,104,000 $ 157,000 $ 192,000
Santa Clara County California 6 $ 2,980,000 $ 496,000 $ 139,000
Eddy County New Mexico 6 $ 1,211,000 $ 201,000 $ 126,000
Williamson County Texas 6 $ 990,000 $ 165,000 $ 117,000
King County Washington 6 $ 1,781,000 $ 296,000 $ 247,000
El Dorado County California 5 $ 760,000 $ 152,000 $ 185,000
Ventura County California 5 $ 2,207,000 $ 441,000 $ 145,000
Larimer County Colorado 5 $ 1,978,000 $ 395,000 $ 164,000
Mesa County Colorado 5 $ 1,452,000 $ 290,000 $ 85,000
Honolulu County Hawaii 5 $ 2,860,000 $ 572,000 $ 154,000
Ada County Idaho 5 $ 1,313,000 $ 262,000 $ 120,000
Lafayette County Louisiana 5 $ 906,000 $ 181,000 $ 140,000
Plaquemines County Louisiana 5 $ 764,000 $ 152,000 $ 128,000
Washoe County Nevada 5 $ 3,063,000 $ 612,000 $ 244,000
Pima County Arizona 4 $ 817,000 $ 204,000 $ 172,000
Yavapai County Arizona 4 $ 679,000 $ 169,000 $ 157,000
Douglas County Colorado 4 $ 1,451,000 $ 362,000 $ 138,000
Orange County Florida 4 $ 1,213,000 $ 303,000 $ 144,000
Jefferson County Louisiana 4 $ 1,633,000 $ 408,000 $ 276,000
Multnomah County Oregon 4 $ 1,287,000 $ 321,000 $ 210,000
Washington County Pennsylvania 4 $ 1,055,000 $ 263,000 $ 106,000
Weber County Utah 4 $ 418,000 $ 104,000 $ 121,000
Loudoun County Virginia 4 $ 1,256,000 $ 314,000 $ 93,000
Pierce County Washington 4 $ 457,000 $ 114,000 $ 99,000
Baldwin County Alabama 3 $ 542,000 $ 180,000 $ 147,000
Napa County California 3 $ 920,000 $ 306,000 $ 370,000
San Luis Obispo County California 3 $ 2,056,000 $ 685,000 $ 189,000
Sonoma County California 3 $ 1,062,000 $ 354,000 $ 181,000
Tuolumne County California 3 $ 1,140,000 $ 380,000 $ 179,000
Denver County Colorado 3 $ 533,000 $ 177,000 $ 195,000
Jefferson County Colorado 3 $ 1,401,000 $ 467,000 $ 306,000
Broward County Florida 3 $ 411,000 $ 137,000 $ 188,000
Lafourche County Louisiana 3 $ 672,000 $ 224,000 $ 138,000
George County Mississippi 3 $ 383,000 $ 127,000 $ 138,000
Bernalillo County New Mexico 3 $ 1,202,000 $ 400,000 $ 131,000
Tulsa County Oklahoma 3 $ 135,000 $ 45,000 $ 62,000
Clackamas County Oregon 3 $ 826,000 $ 275,000 $ 130,000
Bexar County Texas 3 $ 745,000 $ 248,000 $ 207,000
Collin County Texas 3 $ 618,000 $ 206,000 $ 192,000
Liberty County Texas 3 $ 546,000 $ 182,000 $ 143,000
Nueces County Texas 3 $ 476,000 $ 158,000 $ 145,000
Washington County Utah 3 $ 574,000 $ 191,000 $ 108,000
Benton County Washington 3 $ 853,000 $ 284,000 $ 125,000
Marshall County Alabama 2 $ 800,000 $ 400,000 $ 174,000
Calaveras County California 2 $ 580,000 $ 290,000 $ 291,000
Monterey County California 2 $ 743,000 $ 371,000 $ 116,000
Tulare County California 2 $ 441,000 $ 220,000 $ 192,000
Custer County Colorado 2 $ 510,000 $ 255,000 $ 98,000
El Paso County Colorado 2 $ 245,000 $ 122,000 $ 530,000
Teller County Colorado 2 $ 700,000 $ 350,000 $ 120,000
Nassau County Florida 2 $ 958,000 $ 479,000 $ 106,000
St. Johns County Florida 2 $ 815,000 $ 407,000 $ 152,000
Walton County Florida 2 $ 834,000 $ 417,000 $ 203,000
Cherokee County Georgia 2 $ 496,000 $ 248,000 $ 88,000
Bannock County Idaho 2 $ 175,000 $ 87,000 $ 197,000
Kootenai County Idaho 2 $ 324,000 $ 162,000 $ 195,000
Will County Illinois 2 $ 331,000 $ 165,000 $ 78,000
Jefferson County Kentucky 2 $ 376,000 $ 188,000 $ 145,000
Ascension County Louisiana 2 $ 270,000 $ 135,000 $ 126,000
Calcasieu County Louisiana 2 $ 355,000 $ 177,000 $ 172,000
Livingston County Louisiana 2 $ 385,000 $ 192,000 $ 77,000
Morehouse County Louisiana 2 $ 262,000 $ 131,000 $ 53,000
St. Martin County Louisiana 2 $ 187,000 $ 93,000 $ 75,000
Vernon County Louisiana 2 $ 416,000 $ 208,000 $ 100,000
Howard County Maryland 2 $ 610,000 $ 305,000 $ 127,000
Middlesex County Massachusetts 2 $ 1,247,000 $ 623,000 $ 175,000
Gallatin County Montana 2 $ 998,000 $ 499,000 $ 178,000
Santa Fe County New Mexico 2 $ 973,000 $ 486,000 $ 166,000
Oklahoma County Oklahoma 2 $ 269,000 $ 134,000 $ 115,000
Jackson County Oregon 2 $ 704,000 $ 352,000 $ 157,000
Beaver County Pennsylvania 2 $ 395,000 $ 197,000 $ 119,000
Charleston County South Carolina 2 $ 240,000 $ 120,000 $ 286,000
Brazos County Texas 2 $ 386,000 $ 193,000 $ 100,000
Comal County Texas 2 $ 505,000 $ 252,000 $ 107,000
Denton County Texas 2 $ 354,000 $ 177,000 $ 72,000
Guadalupe County Texas 2 $ 579,000 $ 289,000 $ 189,000
Hays County Texas 2 $ 642,000 $ 321,000 $ 139,000
Hood County Texas 2 $ 1,318,000 $ 659,000 $ 347,000
Orange County Texas 2 $ 170,000 $ 85,000 $ 131,000
Smith County Texas 2 $ 531,000 $ 265,000 $ 136,000
Summit County Utah 2 $ 1,012,000 $ 506,000 $ 168,000
Essex County Virginia 2 $ 100,000 $ 50,000 $ 29,000
Spokane County Washington 2 $ 360,000 $ 180,000 $ 122,000
Thurston County Washington 2 $ 231,000 $ 115,000 $ 78,000
Tuscaloosa County Alabama 1 $ 209,000 $ 209,000 $ 102,000
Anchorage County Alaska 1 $ 248,000 $ 248,000 $ 215,000
Kenai Peninsula County Alaska 1 $ 120,000 $ 120,000 $ 37,000
Matanuska-Susitna County Alaska 1 $ 193,000 $ 193,000 $ 175,000
Valdez-Cordova County Alaska 1 $ 110,000 $ 110,000 $ 219,000
Apache County Arizona 1 $ 90,000 $ 90,000 $ 176,000
Coconino County Arizona 1 $ 625,000 $ 625,000 $ 233,000
Pinal County Arizona 1 $ 232,000 $ 232,000 $ 170,000
Benton County Arkansas 1 $ 40,000 $ 40,000 $ 41,000
Butte County California 1 $ 174,000 $ 174,000 $ 53,000
Fresno County California 1 $ 140,000 $ 140,000 $ 79,000
Humboldt County California 1 $ 302,000 $ 302,000 $ 195,000
Lake County California 1 $ 360,000 $ 360,000 $ 151,000
Mendocino County California 1 $ 516,000 $ 516,000 $ 251,000
Merced County California 1 $ 257,000 $ 257,000 $ 100,000
Plumas County California 1 $ 50,000 $ 50,000 $ 151,000
Santa Barbara County California 1 $ 334,000 $ 334,000 $ 96,000
Stanislaus County California 1 $ 160,000 $ 160,000 $ 54,000
Yolo County California 1 $ 307,000 $ 307,000 $ 349,000
Adams County Colorado 1 $ 338,000 $ 338,000 $ 210,000
Arapahoe County Colorado 1 $ 367,000 $ 367,000 $ 220,000
Boulder County Colorado 1 $ 600,000 $ 600,000 $ 416,000
Broomfield County Colorado 1 $ 428,000 $ 428,000 $ 205,000
La Plata County Colorado 1 $ 519,000 $ 519,000 $ 147,000
Pitkin County Colorado 1 $ 895,000 $ 895,000 $ 247,000
Pueblo County Colorado 1 $ 309,000 $ 309,000 $ 155,000
Rio Blanco County Colorado 1 $ 173,000 $ 173,000 $ 89,000
New Haven County Connecticut 1 $ 310,000 $ 310,000 $ 145,000
Sussex County Delaware 1 $ 394,000 $ 394,000 $ 91,000
Collier County Florida 1 $ 328,000 $ 328,000 $ 171,000
Escambia County Florida 1 $ 311,000 $ 311,000 $ 186,000
Hillsborough County Florida 1 $ 128,000 $ 128,000 $ 246,000
Indian River County Florida 1 $ 504,000 $ 504,000 $ 182,000
Lake County Florida 1 $ 194,000 $ 194,000 $ 148,000
Manatee County Florida 1 $ 652,000 $ 652,000 $ 204,000
Miami-Dade County Florida 1 $ 236,000 $ 236,000 $ 90,000
Okaloosa County Florida 1 $ 270,000 $ 270,000 $ 197,000
Palm Beach County Florida 1 $ 216,000 $ 216,000 $ 155,000
Pinellas County Florida 1 $ 13,000 $ 13,000 $ 46,000
Sarasota County Florida 1 $ 520,000 $ 520,000 $ 137,000
Chatham County Georgia 1 $ 424,000 $ 424,000 $ 115,000
Columbia County Georgia 1 $ 179,000 $ 179,000 $ 126,000
DeKalb County Georgia 1 $ 239,000 $ 239,000 $ 249,000
Fulton County Georgia 1 $ 318,000 $ 318,000 $ 97,000
Gwinnett County Georgia 1 $ 203,000 $ 203,000 $ 220,000
Houston County Georgia 1 $ 212,000 $ 212,000 $ 183,000
Bear Lake County Idaho 1 $ 92,000 $ 92,000 $ 70,000
Cook County Illinois 1 $ 260,000 $ 260,000 $ 103,000
Fayette County Indiana 1 $ 164,000 $ 164,000 $ 116,000
Lake County Indiana 1 $ 252,000 $ 252,000 $ 135,000
Plymouth County Iowa 1 $ 228,000 $ 228,000 $ 350,000
East Baton Rouge County Louisiana 1 $ 151,000 $ 151,000 $ 253,000
St. Landry County Louisiana 1 $ 34,000 $ 34,000 $ 167,000
St. Mary County Louisiana 1 $ 133,000 $ 133,000 $ 155,000
Tensas County Louisiana 1 $ 56,000 $ 56,000 $ 117,000
Anne Arundel County Maryland 1 $ 192,000 $ 192,000 $ 183,000
Carroll County Maryland 1 $ 360,000 $ 360,000 $ 206,000
Frederick County Maryland 1 $ 50,000 $ 50,000 $ 157,000
Washington County Maryland 1 $ 217,000 $ 217,000 $ 195,000
Wicomico County Maryland 1 $ 101,000 $ 101,000 $ 29,000
Norfolk County Massachusetts 1 $ 1,359,000 $ 1,359,000 $ 380,000
Antrim County Michigan 1 $ 172,000 $ 172,000 $ 45,000
Wayne County Michigan 1 $ 108,000 $ 108,000 $ 204,000
Harrison County Mississippi 1 $ 234,000 $ 234,000 $ 81,000
Kemper County Mississippi 1 $ 95,000 $ 95,000 $ 134,000
Boone County Missouri 1 $ 136,000 $ 136,000 $ 64,000
Ravalli County Montana 1 $ 270,000 $ 270,000 $ 79,000
Silver Bow County Montana 1 $ 52,000 $ 52,000 $ 115,000
Yellowstone County Montana 1 $ 43,000 $ 43,000 $ 23,000
Carson City County Nevada 1 $ 250,000 $ 250,000 $ 89,000
Churchill County Nevada 1 $ 61,000 $ 61,000 $ 89,000
Douglas County Nevada 1 $ 168,000 $ 168,000 $ 82,000
Bergen County New Jersey 1 $ 475,000 $ 475,000 $ 151,000
Burlington County New Jersey 1 $ 400,000 $ 400,000 $ 235,000
Essex County New Jersey 1 $ 175,000 $ 175,000 $ 250,000
Mercer County New Jersey 1 $ 424,000 $ 424,000 $ 113,000
Morris County New Jersey 1 $ 837,000 $ 837,000 $ 350,000
Ocean County New Jersey 1 $ 400,000 $ 400,000 $ 150,000
Lea County New Mexico 1 $ 136,000 $ 136,000 $ 143,000
Lincoln County New Mexico 1 $ 58,000 $ 58,000 $ 70,000
Otero County New Mexico 1 $ 42,000 $ 42,000 $ 46,000
San Juan County New Mexico 1 $ 241,000 $ 241,000 $ 100,000
Taos County New Mexico 1 $ 348,000 $ 348,000 $ 180,000
Nassau County New York 1 $ 340,000 $ 340,000 $ 195,000
Alamance County North Carolina 1 $ 90,000 $ 90,000 $ 112,000
Brunswick County North Carolina 1 $ 241,000 $ 241,000 $ 93,000
Carteret County North Carolina 1 $ 123,000 $ 123,000 $ 76,000
Chatham County North Carolina 1 $ 411,000 $ 411,000 $ 138,000
Wake County North Carolina 1 $ 181,000 $ 181,000 $ 80,000
Warren County Ohio 1 $ 580,000 $ 580,000 $ 133,000
Cleveland County Oklahoma 1 $ 300,000 $ 300,000 $ 140,000
Clatsop County Oregon 1 $ 600,000 $ 600,000 $ 231,000
Columbia County Oregon 1 $ 25,000 $ 25,000 $ 92,000
Deschutes County Oregon 1 $ 600,000 $ 600,000 $ 430,000
Washington County Oregon 1 $ 129,000 $ 129,000 $ 32,000
Yamhill County Oregon 1 $ 250,000 $ 250,000 $ 87,000
Bucks County Pennsylvania 1 $ 432,000 $ 432,000 $ 178,000
Centre County Pennsylvania 1 $ 238,000 $ 238,000 $ 86,000
McKean County Pennsylvania 1 $ 145,000 $ 145,000 $ 105,000
Montgomery County Pennsylvania 1 $ 60,000 $ 60,000 $ 181,000
Beaufort County South Carolina 1 $ 279,000 $ 279,000 $ 375,000
Knox County Tennessee 1 $ 500,000 $ 500,000 $ 130,000
Loudon County Tennessee 1 $ 103,000 $ 103,000 $ 58,000
Sevier County Tennessee 1 $ 66,000 $ 66,000 $ 236,000
Andrews County Texas 1 $ 165,000 $ 165,000 $ 84,000
Brown County Texas 1 $ 235,000 $ 235,000 $ 213,000
Cameron County Texas 1 $ 208,000 $ 208,000 $ 200,000
Chambers County Texas 1 $ 83,000 $ 83,000 $ 82,000
Ector County Texas 1 $ 185,000 $ 185,000 $ 108,000
Fayette County Texas 1 $ 800,000 $ 800,000 $ 227,000
Harrison County Texas 1 $ 176,000 $ 176,000 $ 104,000
Hidalgo County Texas 1 $ 60,000 $ 60,000 $ 95,000
Houston County Texas 1 $ 90,000 $ 90,000 $ 113,000
Jefferson County Texas 1 $ 23,000 $ 23,000 $ 191,000
Johnson County Texas 1 $ 422,000 $ 422,000 $ 228,000
Parker County Texas 1 $ 130,000 $ 130,000 $ 115,000
Pecos County Texas 1 $ 108,000 $ 108,000 $ 83,000
Tom Green County Texas 1 $ 155,000 $ 155,000 $ 75,000
Trinity County Texas 1 $ 52,000 $ 52,000 $ 148,000
Waller County Texas 1 $ 140,000 $ 140,000 $ 33,000
Ward County Texas 1 $ 27,000 $ 27,000 $ 84,000
Cache County Utah 1 $ 92,000 $ 92,000 $ 49,000
Utah County Utah 1 $ 315,000 $ 315,000 $ 201,000
Lamoille County Vermont 1 $ 380,000 $ 380,000 $ 555,000
Arlington County Virginia 1 $ 650,000 $ 650,000 $ 371,000
Bedford County Virginia 1 $ 237,000 $ 237,000 $ 57,000
Chesterfield County Virginia 1 $ 50,000 $ 50,000 $ 133,000
Mecklenburg County Virginia 1 $ 232,000 $ 232,000 $ 276,000
Tazewell County Virginia 1 $ 348,000 $ 348,000 $ 251,000
Island County Washington 1 $ 104,000 $ 104,000 $ 69,000
Snohomish County Washington 1 $ 340,000 $ 340,000 $ 17,000
Vilas County Wisconsin 1 $ 305,000 $ 305,000 $ 359,000
Fremont County Wyoming 1 $ 124,000 $ 124,000 $ 114,000
Lincoln County Wyoming 1 $ 285,000 $ 285,000 $ 195,000

Mortgage Loan Application Detail Totals for Chevron Federal Credit Union in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,116 $400,242,000 $358,000 $2,548,000 $173,000 $1,802,000
Refinancing 688 $230,444,000 $334,000 $3,000,000 $152,000 $764,000
Home Improvement 145 $15,738,000 $108,000 $1,000,000 $147,000 $910,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 782 $259,733,000 $332,000 $1,525,000 $174,000 $1,802,000
Not Provided 757 $255,616,000 $337,000 $3,000,000 $161,000 $834,000
Hispanic 183 $51,473,000 $281,000 $1,025,000 $133,000 $526,000
Asian 111 $45,416,000 $409,000 $1,790,000 $173,000 $585,000
Black or African American 100 $27,988,000 $279,000 $870,000 $143,000 $417,000
American Indian or Alaskan Native 9 $3,002,000 $333,000 $538,000 $154,000 $283,000
Native Hawaiian or Other Pacific Islander 7 $3,196,000 $456,000 $1,078,000 $165,000 $259,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,949 $646,424,000 $331,000 $3,000,000 $164,000 $1,802,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,371 $459,188,000 $334,000 $2,548,000 $167,000 $1,802,000
Application Denied By Financial Institution 432 $141,713,000 $328,000 $3,000,000 $155,000 $1,133,000
Application Withdrawn By Applicant 128 $41,704,000 $325,000 $917,000 $163,000 $454,000
File Closed For Incompleteness 17 $3,463,000 $203,000 $555,000 $143,000 $240,000
Application Approved But Not Accepted 1 $356,000 $356,000 $356,000 $78,000 $78,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 236 $74,701,000 $316,000 $1,790,000 $167,000 $1,133,000
Credit Application Incomplete 142 $52,817,000 $371,000 $3,000,000 $149,000 $625,000
Collateral 20 $5,851,000 $292,000 $997,000 $135,000 $251,000
Debt-To-Income Ratio 17 $4,604,000 $270,000 $1,129,000 $77,000 $256,000
Credit History 9 $1,629,000 $181,000 $443,000 $99,000 $189,000
Mortgage Insurance Denied 3 $766,000 $255,000 $480,000 $142,000 $280,000
Insufficient Cash (Downpayment, Closing Cost) 1 $335,000 $335,000 $335,000 $94,000 $94,000
Unverifiable Information 1 $200,000 $200,000 $200,000 $177,000 $177,000
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Chevron Federal Credit Union's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Chevron Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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