Partners Bank of Wisconsin Mortgage Lending & HMDA Data, 2003
In 2003, Partners Bank of Wisconsin of Marshfield, WI reported 10,402 mortgage applications totaling $1.4 billion. The average application was for $130,090, and applicants reported an average income of $96,642. 90% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Burlington, VT (2,351), Boston, MA-NH (729) and Worcester, MA-CT (422) (applications in parentheses).
| Mortgage Company & Address | Partners Bank of Wisconsin 907 North Central Ave., Po Box 730 Marshfield, WI 54449 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 10,402 |
| Total Mortgage Loan Application Amount | $1,353,198,000 |
| Average Mortgage Loan Application Amount | $130,090 |
| Highest Mortgage Loan Application Amount | $3,500,000 |
| Average Applicant Income | $96,642 |
| Highest Applicant Income | $9,308,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Partners Bank of Wisconsin filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chittenden, Vermont | 2,118 | $ 293,964,000 | $ 138,793 | $ 99,000 |
| Worcester, Massachusetts | 787 | $ 113,280,000 | $ 143,939 | $ 81,000 |
| Windham, Vermont | 726 | $ 75,987,000 | $ 104,665 | $ 105,000 |
| Addison, Vermont | 494 | $ 57,285,000 | $ 115,961 | $ 82,000 |
| Windsor, Vermont | 494 | $ 62,313,000 | $ 126,139 | $ 95,000 |
| Washington, Vermont | 490 | $ 56,176,000 | $ 114,644 | $ 87,000 |
| Rutland, Vermont | 484 | $ 46,609,000 | $ 96,299 | $ 77,000 |
| Bennington, Vermont | 476 | $ 54,723,000 | $ 114,964 | $ 84,000 |
| Franklin, Vermont | 447 | $ 45,836,000 | $ 102,541 | $ 59,000 |
| Middlesex, Massachusetts | 423 | $ 77,321,000 | $ 182,791 | $ 90,000 |
| York, Maine | 333 | $ 48,694,000 | $ 146,228 | $ 84,000 |
| Cheshire, New Hampshire | 331 | $ 38,881,000 | $ 117,465 | $ 75,000 |
| Rockingham, New Hampshire | 322 | $ 45,989,000 | $ 142,822 | $ 92,000 |
| Cumberland, Maine | 287 | $ 38,585,000 | $ 134,442 | $ 98,000 |
| Franklin, Massachusetts | 257 | $ 29,793,000 | $ 115,926 | $ 75,000 |
| Lamoille, Vermont | 246 | $ 34,325,000 | $ 139,532 | $ 140,000 |
| Hampden, Massachusetts | 179 | $ 24,707,000 | $ 138,027 | $ 83,000 |
| Hillsborough, New Hampshire | 164 | $ 21,251,000 | $ 129,579 | $ 103,000 |
| Hampshire, Massachusetts | 149 | $ 21,114,000 | $ 141,704 | $ 85,000 |
| Essex, Massachusetts | 129 | $ 19,922,000 | $ 154,434 | $ 85,000 |
| Grand Isle, Vermont | 109 | $ 13,259,000 | $ 121,642 | $ 113,000 |
| Orleans, Vermont | 106 | $ 9,541,000 | $ 90,009 | $ 74,000 |
| Norfolk, Massachusetts | 94 | $ 17,690,000 | $ 188,191 | $ 97,000 |
| Strafford, New Hampshire | 91 | $ 11,402,000 | $ 125,296 | $ 74,000 |
| Suffolk, Massachusetts | 77 | $ 14,595,000 | $ 189,545 | $ 88,000 |
| Orange, Vermont | 75 | $ 6,623,000 | $ 88,306 | $ 58,000 |
| Oxford, Maine | 46 | $ 3,758,000 | $ 81,695 | $ 72,000 |
| Grafton, New Hampshire | 37 | $ 5,640,000 | $ 152,432 | $ 182,000 |
| Barnstable, Massachusetts | 35 | $ 8,205,000 | $ 234,428 | $ 182,000 |
| Providence, Rhode Island | 30 | $ 4,145,000 | $ 138,166 | $ 67,000 |
| Androscoggin, Maine | 28 | $ 3,325,000 | $ 118,750 | $ 70,000 |
| Caledonia, Vermont | 27 | $ 3,235,000 | $ 119,814 | $ 110,000 |
| Plymouth, Massachusetts | 25 | $ 4,297,000 | $ 171,880 | $ 94,000 |
| Sullivan, New Hampshire | 24 | $ 2,102,000 | $ 87,583 | $ 65,000 |
| Fairfax, Virginia | 22 | $ 4,035,000 | $ 183,409 | $ 99,000 |
| Merrimack, New Hampshire | 21 | $ 2,517,000 | $ 119,857 | $ 96,000 |
| Carroll, New Hampshire | 18 | $ 2,003,000 | $ 111,277 | $ 129,000 |
| Sagadahoc, Maine | 17 | $ 1,822,000 | $ 107,176 | $ 47,000 |
| Bristol, Massachusetts | 15 | $ 2,527,000 | $ 168,466 | $ 73,000 |
| Fairfield, Connecticut | 13 | $ 2,194,000 | $ 168,769 | $ 106,000 |
| Hartford, Connecticut | 13 | $ 1,640,000 | $ 126,153 | $ 84,000 |
| Coos, New Hampshire | 13 | $ 850,000 | $ 65,384 | $ 56,000 |
| Litchfield, Connecticut | 11 | $ 1,646,000 | $ 149,636 | $ 73,000 |
| New Haven, Connecticut | 9 | $ 1,204,000 | $ 133,777 | $ 75,000 |
| Windham, Connecticut | 9 | $ 1,123,000 | $ 124,777 | $ 62,000 |
| Belknap, New Hampshire | 9 | $ 1,122,000 | $ 124,666 | $ 77,000 |
| Kennebec, Maine | 8 | $ 981,000 | $ 122,625 | $ 40,000 |
| Washington, Rhode Island | 8 | $ 1,900,000 | $ 237,500 | $ 110,000 |
| Tolland, Connecticut | 7 | $ 799,000 | $ 114,142 | $ 98,000 |
| Loudoun, Virginia | 7 | $ 1,025,000 | $ 146,428 | $ 109,000 |
| Arlington, Virginia | 6 | $ 641,000 | $ 106,833 | $ 102,000 |
| Berkshire, Massachusetts | 5 | $ 813,000 | $ 162,600 | $ 164,000 |
| Essex, Vermont | 5 | $ 421,000 | $ 84,200 | $ 47,000 |
| Montgomery, Maryland | 4 | $ 766,000 | $ 191,500 | $ 89,000 |
| Newport, Rhode Island | 4 | $ 431,000 | $ 107,750 | $ 82,000 |
| Somerset, Maine | 3 | $ 187,000 | $ 62,333 | $ 80,000 |
| New London, Connecticut | 2 | $ 192,000 | $ 96,000 | $ 116,000 |
| Palm Beach, Florida | 2 | $ 361,000 | $ 180,500 | $ 313,000 |
| Franklin, Maine | 2 | $ 309,000 | $ 154,500 | $ 168,000 |
| Hancock, Maine | 2 | $ 597,000 | $ 298,500 | $ 366,000 |
| Knox, Maine | 2 | $ 159,000 | $ 79,500 | $ 114,000 |
| Penobscot, Maine | 2 | $ 145,000 | $ 72,500 | $ 75,000 |
| Dukes, Massachusetts | 2 | $ 1,015,000 | $ 507,500 | $ 210,000 |
| Nantucket, Massachusetts | 2 | $ 1,363,000 | $ 681,500 | $ 1,006,000 |
| Spotsylvania, Virginia | 2 | $ 490,000 | $ 245,000 | $ 151,000 |
| Middlesex, Connecticut | 1 | $ 262,000 | $ 262,000 | $ 125,000 |
| Sarasota, Florida | 1 | $ 117,000 | $ 117,000 | $ 117,000 |
| Hawaii, Hawaii | 1 | $ 432,000 | $ 432,000 | $ 360,000 |
| St. Clair, Illinois | 1 | $ 62,000 | $ 62,000 | $ 93,000 |
| Marion, Indiana | 1 | $ 92,000 | $ 92,000 | $ 46,000 |
| Lincoln, Maine | 1 | $ 99,000 | $ 99,000 | $ 51,000 |
| Piscataquis, Maine | 1 | $ 142,000 | $ 142,000 | $ 108,000 |
| Washington, Maine | 1 | $ 159,000 | $ 159,000 | $ 113,000 |
| Clinton, New York | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Essex, New York | 1 | $ 56,000 | $ 56,000 | $ 84,000 |
| Bristol, Rhode Island | 1 | $ 236,000 | $ 236,000 | $ 197,000 |
| Kent, Rhode Island | 1 | $ 181,000 | $ 181,000 | $ 93,000 |
| Chesapeake, Virginia | 1 | $ 140,000 | $ 140,000 | $ 60,000 |
| Falls Church, Virginia | 1 | $ 121,000 | $ 121,000 | $ 70,000 |
| Prince William, Virginia | 1 | $ 275,000 | $ 275,000 | $ 186,000 |
| Stafford, Virginia | 1 | $ 191,000 | $ 191,000 | $ 83,000 |
| Jefferson, West Virginia | 1 | $ 183,000 | $ 183,000 | $ 92,000 |
Mortgage Loan Application Detail Totals for Partners Bank of Wisconsin in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 8,729 | $1,082,249,000 | $136,727 | $3,500,000 | $105,181 | $3,680,000 |
| Home Purchase (one-to-four family) | 1,633 | $257,318,000 | $190,416 | $1,600,000 | $125,500 | $9,308,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 39 | $13,601,000 | $471,000 | $3,375,000 | $0 | $0 |
| Home Improvement (one-to-four family) | 1 | $30,000 | $30,000 | $30,000 | $20,000 | $20,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,480 | $839,104,000 | $135,000 | $3,500,000 | $106,333 | $3,698,000 |
| Information not provided by applicant in mail or telephone application | 3,652 | $470,448,000 | $168,923 | $1,600,000 | $126,076 | $2,363,000 |
| Not applicable | 76 | $17,895,000 | $225,666 | $3,375,000 | $109,333 | $9,308,000 |
| Hispanic | 63 | $7,525,000 | $128,166 | $357,000 | $50,166 | $247,000 |
| Asian or Pacific Islander | 53 | $7,254,000 | $136,400 | $345,000 | $74,200 | $252,000 |
| Black | 40 | $5,854,000 | $122,333 | $533,000 | $80,000 | $217,000 |
| Other | 24 | $3,395,000 | $138,000 | $305,000 | $79,250 | $184,000 |
| American Indian or Alaskan Native | 14 | $1,723,000 | $122,000 | $243,000 | $69,000 | $218,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,327 | $1,343,136,000 | $174,642 | $3,500,000 | $116,071 | $9,308,000 |
| FHA-insured (Federal Housing Administration) | 40 | $5,704,000 | $156,200 | $283,000 | $67,400 | $140,000 |
| VA-guaranteed (Veterans Administration) | 34 | $4,320,000 | $115,500 | $220,000 | $52,250 | $127,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $38,000 | $38,000 | $38,000 | $33,000 | $33,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,340 | $1,209,171,000 | $173,500 | $3,500,000 | $114,428 | $9,308,000 |
| Application Denied By Financial Institution | 444 | $58,450,000 | $142,428 | $1,000,000 | $122,714 | $1,603,000 |
| Application Approved But Not Accepted | 361 | $48,443,000 | $144,500 | $1,600,000 | $86,666 | $914,000 |
| Application Withdrawn By Applicant | 257 | $37,134,000 | $158,428 | $700,000 | $68,571 | $1,567,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 15 | $338,000 | $18,500 | $50,000 | $61,500 | $81,000 |
| Debt-To-Income Ratio | 15 | $362,000 | $24,000 | $40,000 | $37,000 | $63,000 |
| Collateral | 7 | $153,000 | $21,000 | $42,000 | $45,000 | $98,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $89,000 | $89,000 | $89,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Partners Bank of Wisconsin's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Partners Bank of Wisconsin's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.
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