Choice Capital Funding Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Choice Capital Funding Inc. 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Choice Capital Funding Inc. 223 Roswell Street Suite 100 Alpharetta, GA 30004 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,751 |
| Total Mortgage Loan Application Amount | $571,707,000 |
| Average Mortgage Loan Application Amount | $152,500 |
| Highest Mortgage Loan Application Amount | $994,000 |
| Average Applicant Income | $75,500 |
| Highest Applicant Income | $780,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Choice Capital Funding Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Choice Capital Funding Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Choice Capital Funding Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Choice Capital Funding Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Choice Capital Funding Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Choice Capital Funding Inc.'s mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 139 | $ 25,785,000 | $ 185,000 | $ 95,000 |
| DeKalb County Georgia | 98 | $ 15,265,000 | $ 155,000 | $ 94,000 |
| Hamilton County Tennessee | 98 | $ 12,435,000 | $ 126,000 | $ 66,000 |
| Gwinnett County Georgia | 65 | $ 13,193,000 | $ 202,000 | $ 90,000 |
| Miami-Dade County Florida | 55 | $ 12,362,000 | $ 224,000 | $ 93,000 |
| Jefferson County Alabama | 49 | $ 5,076,000 | $ 103,000 | $ 50,000 |
| Cobb County Georgia | 46 | $ 7,125,000 | $ 154,000 | $ 82,000 |
| Clayton County Georgia | 41 | $ 4,659,000 | $ 113,000 | $ 62,000 |
| St. Louis County Missouri | 40 | $ 4,873,000 | $ 121,000 | $ 60,000 |
| Broward County Florida | 37 | $ 8,875,000 | $ 239,000 | $ 93,000 |
| Mobile County Alabama | 36 | $ 3,931,000 | $ 109,000 | $ 49,000 |
| Montgomery County Alabama | 36 | $ 4,032,000 | $ 112,000 | $ 47,000 |
| Greene County Missouri | 32 | $ 3,259,000 | $ 101,000 | $ 66,000 |
| Wayne County Michigan | 31 | $ 3,659,000 | $ 118,000 | $ 66,000 |
| Shelby County Tennessee | 29 | $ 3,922,000 | $ 135,000 | $ 51,000 |
| Palm Beach County Florida | 25 | $ 6,964,000 | $ 278,000 | $ 144,000 |
| Orange County Florida | 24 | $ 3,403,000 | $ 141,000 | $ 75,000 |
| Muscogee County Georgia | 23 | $ 2,768,000 | $ 120,000 | $ 57,000 |
| Catoosa County Georgia | 22 | $ 3,773,000 | $ 171,000 | $ 73,000 |
| Prince George's County Maryland | 21 | $ 5,574,000 | $ 265,000 | $ 98,000 |
| Los Angeles County California | 20 | $ 6,564,000 | $ 328,000 | $ 140,000 |
| Walker County Georgia | 20 | $ 2,498,000 | $ 124,000 | $ 60,000 |
| Davidson County Tennessee | 20 | $ 3,081,000 | $ 154,000 | $ 80,000 |
| St. Louis City County Missouri | 19 | $ 2,477,000 | $ 130,000 | $ 58,000 |
| Hillsborough County Florida | 16 | $ 2,871,000 | $ 179,000 | $ 96,000 |
| Jefferson County Kentucky | 16 | $ 2,092,000 | $ 130,000 | $ 69,000 |
| Jackson County Missouri | 16 | $ 2,289,000 | $ 143,000 | $ 77,000 |
| Duval County Florida | 15 | $ 2,178,000 | $ 145,000 | $ 89,000 |
| Hall County Georgia | 15 | $ 3,952,000 | $ 263,000 | $ 72,000 |
| Henry County Georgia | 15 | $ 2,466,000 | $ 164,000 | $ 67,000 |
| Mecklenburg County North Carolina | 15 | $ 1,623,000 | $ 108,000 | $ 73,000 |
| Pinellas County Florida | 14 | $ 3,453,000 | $ 246,000 | $ 195,000 |
| Cherokee County Georgia | 14 | $ 2,205,000 | $ 157,000 | $ 83,000 |
| Brevard County Florida | 13 | $ 2,146,000 | $ 165,000 | $ 59,000 |
| Dougherty County Georgia | 13 | $ 1,079,000 | $ 83,000 | $ 61,000 |
| Whitfield County Georgia | 12 | $ 1,510,000 | $ 125,000 | $ 41,000 |
| Cook County Illinois | 12 | $ 2,109,000 | $ 175,000 | $ 73,000 |
| East Baton Rouge County Louisiana | 12 | $ 1,776,000 | $ 148,000 | $ 75,000 |
| Hampton County Virginia | 12 | $ 1,440,000 | $ 120,000 | $ 89,000 |
| Virginia Beach County Virginia | 12 | $ 1,827,000 | $ 152,000 | $ 61,000 |
| San Diego County California | 11 | $ 2,778,000 | $ 252,000 | $ 154,000 |
| Marion County Indiana | 11 | $ 1,285,000 | $ 116,000 | $ 77,000 |
| Fayette County Kentucky | 11 | $ 1,490,000 | $ 135,000 | $ 53,000 |
| Jefferson County Missouri | 11 | $ 1,243,000 | $ 113,000 | $ 62,000 |
| Marion County Florida | 10 | $ 1,622,000 | $ 162,000 | $ 68,000 |
| Douglas County Georgia | 10 | $ 1,396,000 | $ 139,000 | $ 66,000 |
| Forsyth County Georgia | 10 | $ 2,494,000 | $ 249,000 | $ 105,000 |
| Fairfax County Virginia | 10 | $ 2,996,000 | $ 299,000 | $ 118,000 |
| Madison County Alabama | 9 | $ 1,177,000 | $ 130,000 | $ 75,000 |
| Tuscaloosa County Alabama | 9 | $ 1,227,000 | $ 136,000 | $ 68,000 |
| Pasco County Florida | 9 | $ 1,499,000 | $ 166,000 | $ 58,000 |
| Pickens County Georgia | 9 | $ 1,613,000 | $ 179,000 | $ 96,000 |
| Richmond County Georgia | 9 | $ 827,000 | $ 91,000 | $ 38,000 |
| Rockdale County Georgia | 9 | $ 2,108,000 | $ 234,000 | $ 109,000 |
| Livingston County Louisiana | 9 | $ 870,000 | $ 96,000 | $ 75,000 |
| Clark County Nevada | 9 | $ 2,391,000 | $ 265,000 | $ 75,000 |
| Pueblo County Colorado | 8 | $ 1,038,000 | $ 129,000 | $ 48,000 |
| St. Lucie County Florida | 8 | $ 1,257,000 | $ 157,000 | $ 75,000 |
| Fayette County Georgia | 8 | $ 1,504,000 | $ 188,000 | $ 90,000 |
| Lake County Indiana | 8 | $ 862,000 | $ 107,000 | $ 37,000 |
| Lafourche County Louisiana | 8 | $ 738,000 | $ 92,000 | $ 71,000 |
| Oakland County Michigan | 8 | $ 1,593,000 | $ 199,000 | $ 94,000 |
| St. Charles County Missouri | 8 | $ 1,483,000 | $ 185,000 | $ 108,000 |
| Sacramento County California | 7 | $ 1,168,000 | $ 166,000 | $ 67,000 |
| Alachua County Florida | 7 | $ 928,000 | $ 132,000 | $ 60,000 |
| Volusia County Florida | 7 | $ 1,018,000 | $ 145,000 | $ 81,000 |
| Lee County Georgia | 7 | $ 673,000 | $ 96,000 | $ 66,000 |
| Christian County Missouri | 7 | $ 1,588,000 | $ 226,000 | $ 101,000 |
| Blount County Tennessee | 7 | $ 895,000 | $ 127,000 | $ 54,000 |
| Newport News County Virginia | 7 | $ 1,015,000 | $ 145,000 | $ 58,000 |
| Thurston County Washington | 7 | $ 2,281,000 | $ 325,000 | $ 148,000 |
| Elmore County Alabama | 6 | $ 832,000 | $ 138,000 | $ 55,000 |
| Etowah County Alabama | 6 | $ 741,000 | $ 123,000 | $ 87,000 |
| Orange County California | 6 | $ 2,223,000 | $ 370,000 | $ 129,000 |
| San Bernardino County California | 6 | $ 1,894,000 | $ 315,000 | $ 107,000 |
| Lee County Florida | 6 | $ 1,613,000 | $ 268,000 | $ 88,000 |
| Bartow County Georgia | 6 | $ 755,000 | $ 125,000 | $ 90,000 |
| Paulding County Georgia | 6 | $ 949,000 | $ 158,000 | $ 67,000 |
| Spalding County Georgia | 6 | $ 804,000 | $ 134,000 | $ 36,000 |
| Bourbon County Kentucky | 6 | $ 688,000 | $ 114,000 | $ 47,000 |
| Clark County Kentucky | 6 | $ 628,000 | $ 104,000 | $ 44,000 |
| Macomb County Michigan | 6 | $ 967,000 | $ 161,000 | $ 111,000 |
| Knox County Tennessee | 6 | $ 723,000 | $ 120,000 | $ 131,000 |
| Chesapeake County Virginia | 6 | $ 768,000 | $ 128,000 | $ 72,000 |
| King County Washington | 6 | $ 2,096,000 | $ 349,000 | $ 192,000 |
| Lauderdale County Alabama | 5 | $ 431,000 | $ 86,000 | $ 39,000 |
| Maricopa County Arizona | 5 | $ 952,000 | $ 190,000 | $ 78,000 |
| Osceola County Florida | 5 | $ 754,000 | $ 150,000 | $ 50,000 |
| Seminole County Florida | 5 | $ 1,237,000 | $ 247,000 | $ 96,000 |
| St. Johns County Florida | 5 | $ 1,140,000 | $ 228,000 | $ 133,000 |
| Newton County Georgia | 5 | $ 973,000 | $ 194,000 | $ 76,000 |
| Caddo County Louisiana | 5 | $ 356,000 | $ 71,000 | $ 43,000 |
| Lafayette County Louisiana | 5 | $ 848,000 | $ 169,000 | $ 64,000 |
| Montgomery County Maryland | 5 | $ 1,348,000 | $ 269,000 | $ 128,000 |
| Washington County Maryland | 5 | $ 879,000 | $ 175,000 | $ 78,000 |
| Richland County South Carolina | 5 | $ 510,000 | $ 102,000 | $ 55,000 |
| Carter County Tennessee | 5 | $ 433,000 | $ 86,000 | $ 36,000 |
| Montgomery County Virginia | 5 | $ 662,000 | $ 132,000 | $ 66,000 |
| Natrona County Wyoming | 5 | $ 536,000 | $ 107,000 | $ 49,000 |
| Colbert County Alabama | 4 | $ 284,000 | $ 71,000 | $ 38,000 |
| Houston County Alabama | 4 | $ 344,000 | $ 86,000 | $ 48,000 |
| Riverside County California | 4 | $ 1,650,000 | $ 412,000 | $ 204,000 |
| Carroll County Georgia | 4 | $ 684,000 | $ 171,000 | $ 60,000 |
| Coweta County Georgia | 4 | $ 552,000 | $ 138,000 | $ 63,000 |
| Walton County Georgia | 4 | $ 570,000 | $ 142,000 | $ 55,000 |
| Greenup County Kentucky | 4 | $ 296,000 | $ 74,000 | $ 38,000 |
| Jessamine County Kentucky | 4 | $ 710,000 | $ 177,000 | $ 76,000 |
| Nelson County Kentucky | 4 | $ 393,000 | $ 98,000 | $ 45,000 |
| St. Martin County Louisiana | 4 | $ 459,000 | $ 114,000 | $ 48,000 |
| Kent County Michigan | 4 | $ 420,000 | $ 105,000 | $ 33,000 |
| Polk County Missouri | 4 | $ 497,000 | $ 124,000 | $ 66,000 |
| Webster County Missouri | 4 | $ 569,000 | $ 142,000 | $ 112,000 |
| Cabarrus County North Carolina | 4 | $ 433,000 | $ 108,000 | $ 93,000 |
| Guilford County North Carolina | 4 | $ 580,000 | $ 145,000 | $ 49,000 |
| Charleston County South Carolina | 4 | $ 610,000 | $ 152,000 | $ 77,000 |
| Norfolk County Virginia | 4 | $ 740,000 | $ 185,000 | $ 61,000 |
| Washington County Virginia | 4 | $ 487,000 | $ 121,000 | $ 69,000 |
| Pierce County Washington | 4 | $ 705,000 | $ 176,000 | $ 96,000 |
| Shelby County Alabama | 3 | $ 740,000 | $ 246,000 | $ 84,000 |
| Pima County Arizona | 3 | $ 567,000 | $ 189,000 | $ 103,000 |
| Arapahoe County Colorado | 3 | $ 507,000 | $ 169,000 | $ 55,000 |
| Denver County Colorado | 3 | $ 671,000 | $ 223,000 | $ 98,000 |
| Douglas County Colorado | 3 | $ 689,000 | $ 229,000 | $ 144,000 |
| Bay County Florida | 3 | $ 571,000 | $ 190,000 | $ 156,000 |
| Escambia County Florida | 3 | $ 366,000 | $ 122,000 | $ 39,000 |
| Sarasota County Florida | 3 | $ 1,102,000 | $ 367,000 | $ 107,000 |
| Chatham County Georgia | 3 | $ 490,000 | $ 163,000 | $ 47,000 |
| Dade County Georgia | 3 | $ 252,000 | $ 84,000 | $ 32,000 |
| Murray County Georgia | 3 | $ 391,000 | $ 130,000 | $ 53,000 |
| Allen County Indiana | 3 | $ 348,000 | $ 116,000 | $ 62,000 |
| Hamilton County Indiana | 3 | $ 1,180,000 | $ 393,000 | $ 145,000 |
| LaPorte County Indiana | 3 | $ 460,000 | $ 153,000 | $ 65,000 |
| Jefferson County Louisiana | 3 | $ 398,000 | $ 132,000 | $ 50,000 |
| St. Charles County Louisiana | 3 | $ 455,000 | $ 151,000 | $ 66,000 |
| Calhoun County Michigan | 3 | $ 230,000 | $ 76,000 | $ 98,000 |
| Newton County Missouri | 3 | $ 504,000 | $ 168,000 | $ 51,000 |
| Marion County Tennessee | 3 | $ 319,000 | $ 106,000 | $ 34,000 |
| Sullivan County Tennessee | 3 | $ 307,000 | $ 102,000 | $ 29,000 |
| Williamson County Tennessee | 3 | $ 1,146,000 | $ 382,000 | $ 159,000 |
| Albemarle County Virginia | 3 | $ 498,000 | $ 166,000 | $ 55,000 |
| Henrico County Virginia | 3 | $ 329,000 | $ 109,000 | $ 91,000 |
| Portsmouth County Virginia | 3 | $ 343,000 | $ 114,000 | $ 46,000 |
| Suffolk County Virginia | 3 | $ 374,000 | $ 124,000 | $ 37,000 |
| Hale County Alabama | 2 | $ 161,000 | $ 80,000 | $ 36,000 |
| Russell County Alabama | 2 | $ 234,000 | $ 117,000 | $ 44,000 |
| Fresno County California | 2 | $ 1,040,000 | $ 520,000 | $ 370,000 |
| Madera County California | 2 | $ 306,000 | $ 153,000 | $ 93,000 |
| Merced County California | 2 | $ 305,000 | $ 152,000 | $ 83,000 |
| Jefferson County Colorado | 2 | $ 482,000 | $ 241,000 | $ 97,000 |
| Mesa County Colorado | 2 | $ 302,000 | $ 151,000 | $ 51,000 |
| Charlotte County Florida | 2 | $ 624,000 | $ 312,000 | $ 80,000 |
| Collier County Florida | 2 | $ 449,000 | $ 224,000 | $ 60,000 |
| Indian River County Florida | 2 | $ 278,000 | $ 139,000 | $ 64,000 |
| Lake County Florida | 2 | $ 586,000 | $ 293,000 | $ 112,000 |
| Polk County Florida | 2 | $ 402,000 | $ 201,000 | $ 60,000 |
| Barrow County Georgia | 2 | $ 818,000 | $ 409,000 | $ 188,000 |
| Bibb County Georgia | 2 | $ 136,000 | $ 68,000 | $ 67,000 |
| Butts County Georgia | 2 | $ 225,000 | $ 112,000 | $ 42,000 |
| Houston County Georgia | 2 | $ 235,000 | $ 117,000 | $ 38,000 |
| Meriwether County Georgia | 2 | $ 189,000 | $ 94,000 | $ 29,000 |
| Whitley County Indiana | 2 | $ 214,000 | $ 107,000 | $ 72,000 |
| Bullitt County Kentucky | 2 | $ 208,000 | $ 104,000 | $ 62,000 |
| Christian County Kentucky | 2 | $ 172,000 | $ 86,000 | $ 47,000 |
| Hardin County Kentucky | 2 | $ 269,000 | $ 134,000 | $ 56,000 |
| Ascension County Louisiana | 2 | $ 283,000 | $ 141,000 | $ 64,000 |
| Rapides County Louisiana | 2 | $ 211,000 | $ 105,000 | $ 36,000 |
| Anne Arundel County Maryland | 2 | $ 497,000 | $ 248,000 | $ 63,000 |
| Cecil County Maryland | 2 | $ 448,000 | $ 224,000 | $ 140,000 |
| Frederick County Maryland | 2 | $ 711,000 | $ 355,000 | $ 109,000 |
| Washtenaw County Michigan | 2 | $ 277,000 | $ 138,000 | $ 79,000 |
| New Hanover County North Carolina | 2 | $ 212,000 | $ 106,000 | $ 195,000 |
| Wake County North Carolina | 2 | $ 162,000 | $ 81,000 | $ 47,000 |
| Cleveland County Oklahoma | 2 | $ 208,000 | $ 104,000 | $ 56,000 |
| Tulsa County Oklahoma | 2 | $ 307,000 | $ 153,000 | $ 65,000 |
| Lexington County South Carolina | 2 | $ 328,000 | $ 164,000 | $ 79,000 |
| Bradley County Tennessee | 2 | $ 243,000 | $ 121,000 | $ 48,000 |
| Dickson County Tennessee | 2 | $ 214,000 | $ 107,000 | $ 38,000 |
| Hamblen County Tennessee | 2 | $ 225,000 | $ 112,000 | $ 63,000 |
| Loudon County Tennessee | 2 | $ 231,000 | $ 115,000 | $ 88,000 |
| Montgomery County Tennessee | 2 | $ 192,000 | $ 96,000 | $ 88,000 |
| Sumner County Tennessee | 2 | $ 290,000 | $ 145,000 | $ 46,000 |
| Salt Lake County Utah | 2 | $ 397,000 | $ 198,000 | $ 49,000 |
| Alexandria County Virginia | 2 | $ 535,000 | $ 267,000 | $ 180,000 |
| Bristol County Virginia | 2 | $ 226,000 | $ 113,000 | $ 33,000 |
| Charlottesville County Virginia | 2 | $ 400,000 | $ 200,000 | $ 49,000 |
| Frederick County Virginia | 2 | $ 206,000 | $ 103,000 | $ 62,000 |
| Gloucester County Virginia | 2 | $ 175,000 | $ 87,000 | $ 48,000 |
| Loudoun County Virginia | 2 | $ 930,000 | $ 465,000 | $ 106,000 |
| Louisa County Virginia | 2 | $ 580,000 | $ 290,000 | $ 138,000 |
| Prince William County Virginia | 2 | $ 949,000 | $ 474,000 | $ 168,000 |
| Pulaski County Virginia | 2 | $ 255,000 | $ 127,000 | $ 50,000 |
| Richmond City County Virginia | 2 | $ 181,000 | $ 90,000 | $ 48,000 |
| Snohomish County Washington | 2 | $ 690,000 | $ 345,000 | $ 92,000 |
| Autauga County Alabama | 1 | $ 80,000 | $ 80,000 | $ 44,000 |
| Blount County Alabama | 1 | $ 158,000 | $ 158,000 | $ 73,000 |
| Calhoun County Alabama | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| Chilton County Alabama | 1 | $ 90,000 | $ 90,000 | $ 33,000 |
| Geneva County Alabama | 1 | $ 324,000 | $ 324,000 | $ 104,000 |
| Henry County Alabama | 1 | $ 59,000 | $ 59,000 | $ 48,000 |
| Lee County Alabama | 1 | $ 35,000 | $ 35,000 | $ 165,000 |
| Kern County California | 1 | $ 320,000 | $ 320,000 | $ 144,000 |
| Marin County California | 1 | $ 492,000 | $ 492,000 | $ 235,000 |
| San Joaquin County California | 1 | $ 117,000 | $ 117,000 | $ 111,000 |
| Tulare County California | 1 | $ 200,000 | $ 200,000 | $ 86,000 |
| Adams County Colorado | 1 | $ 152,000 | $ 152,000 | $ 104,000 |
| Clay County Florida | 1 | $ 360,000 | $ 360,000 | $ 115,000 |
| Hernando County Florida | 1 | $ 112,000 | $ 112,000 | $ 38,000 |
| Manatee County Florida | 1 | $ 320,000 | $ 320,000 | $ 185,000 |
| Martin County Florida | 1 | $ 402,000 | $ 402,000 | $ 220,000 |
| Bryan County Georgia | 1 | $ 77,000 | $ 77,000 | $ 28,000 |
| Burke County Georgia | 1 | $ 110,000 | $ 110,000 | $ 84,000 |
| Columbia County Georgia | 1 | $ 130,000 | $ 130,000 | $ 56,000 |
| Floyd County Georgia | 1 | $ 60,000 | $ 60,000 | $ 36,000 |
| Glynn County Georgia | 1 | $ 158,000 | $ 158,000 | $ 84,000 |
| Jones County Georgia | 1 | $ 108,000 | $ 108,000 | $ 62,000 |
| McDuffie County Georgia | 1 | $ 96,000 | $ 96,000 | $ 38,000 |
| Oconee County Georgia | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Oglethorpe County Georgia | 1 | $ 270,000 | $ 270,000 | $ 138,000 |
| Terrell County Georgia | 1 | $ 84,000 | $ 84,000 | $ 70,000 |
| Worth County Georgia | 1 | $ 70,000 | $ 70,000 | $ 50,000 |
| Will County Illinois | 1 | $ 225,000 | $ 225,000 | $ 66,000 |
| Brown County Indiana | 1 | $ 102,000 | $ 102,000 | $ 47,000 |
| Dearborn County Indiana | 1 | $ 146,000 | $ 146,000 | $ 49,000 |
| Floyd County Indiana | 1 | $ 81,000 | $ 81,000 | $ 42,000 |
| Howard County Indiana | 1 | $ 216,000 | $ 216,000 | $ 74,000 |
| Monroe County Indiana | 1 | $ 152,000 | $ 152,000 | $ 63,000 |
| St. Joseph County Indiana | 1 | $ 50,000 | $ 50,000 | $ 50,000 |
| Vigo County Indiana | 1 | $ 53,000 | $ 53,000 | $ 29,000 |
| Douglas County Kansas | 1 | $ 138,000 | $ 138,000 | $ 60,000 |
| Boyd County Kentucky | 1 | $ 113,000 | $ 113,000 | $ 47,000 |
| Bracken County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 58,000 |
| Henderson County Kentucky | 1 | $ 67,000 | $ 67,000 | $ 23,000 |
| Meade County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 49,000 |
| Scott County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Trimble County Kentucky | 1 | $ 173,000 | $ 173,000 | $ 50,000 |
| Webster County Kentucky | 1 | $ 99,000 | $ 99,000 | $ 67,000 |
| Woodford County Kentucky | 1 | $ 124,000 | $ 124,000 | $ 43,000 |
| Bossier County Louisiana | 1 | $ 68,000 | $ 68,000 | $ 39,000 |
| East Feliciana County Louisiana | 1 | $ 210,000 | $ 210,000 | $ 90,000 |
| Iberville County Louisiana | 1 | $ 357,000 | $ 357,000 | $ 146,000 |
| St. John the Baptist County Louisiana | 1 | $ 168,000 | $ 168,000 | $ 86,000 |
| St. Tammany County Louisiana | 1 | $ 268,000 | $ 268,000 | $ 134,000 |
| Baltimore County Maryland | 1 | $ 92,000 | $ 92,000 | $ 91,000 |
| Carroll County Maryland | 1 | $ 620,000 | $ 620,000 | $ 144,000 |
| Charles County Maryland | 1 | $ 455,000 | $ 455,000 | $ 117,000 |
| Harford County Maryland | 1 | $ 422,000 | $ 422,000 | $ 137,000 |
| Genesee County Michigan | 1 | $ 69,000 | $ 69,000 | $ 48,000 |
| Ionia County Michigan | 1 | $ 93,000 | $ 93,000 | $ 38,000 |
| Buchanan County Missouri | 1 | $ 73,000 | $ 73,000 | $ 32,000 |
| Cass County Missouri | 1 | $ 36,000 | $ 36,000 | $ 50,000 |
| Clay County Missouri | 1 | $ 120,000 | $ 120,000 | $ 44,000 |
| Dallas County Missouri | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Jasper County Missouri | 1 | $ 109,000 | $ 109,000 | $ 48,000 |
| McDonald County Missouri | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Osage County Missouri | 1 | $ 117,000 | $ 117,000 | $ 54,000 |
| Ray County Missouri | 1 | $ 165,000 | $ 165,000 | $ 39,000 |
| Warren County Missouri | 1 | $ 148,000 | $ 148,000 | $ 68,000 |
| Brunswick County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 25,000 |
| Forsyth County North Carolina | 1 | $ 143,000 | $ 143,000 | $ 38,000 |
| Union County North Carolina | 1 | $ 151,000 | $ 151,000 | $ 66,000 |
| Yadkin County North Carolina | 1 | $ 113,000 | $ 113,000 | $ 39,000 |
| Logan County Oklahoma | 1 | $ 60,000 | $ 60,000 | $ 34,000 |
| Oklahoma County Oklahoma | 1 | $ 78,000 | $ 78,000 | $ 42,000 |
| Lane County Oregon | 1 | $ 225,000 | $ 225,000 | $ 42,000 |
| Aiken County South Carolina | 1 | $ 32,000 | $ 32,000 | $ 89,000 |
| Berkeley County South Carolina | 1 | $ 170,000 | $ 170,000 | $ 51,000 |
| Darlington County South Carolina | 1 | $ 67,000 | $ 67,000 | $ 44,000 |
| Greenville County South Carolina | 1 | $ 73,000 | $ 73,000 | $ 156,000 |
| Horry County South Carolina | 1 | $ 160,000 | $ 160,000 | $ 56,000 |
| Spartanburg County South Carolina | 1 | $ 136,000 | $ 136,000 | $ 49,000 |
| York County South Carolina | 1 | $ 94,000 | $ 94,000 | $ 245,000 |
| Anderson County Tennessee | 1 | $ 102,000 | $ 102,000 | $ 34,000 |
| Cannon County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 59,000 |
| Chester County Tennessee | 1 | $ 118,000 | $ 118,000 | $ 29,000 |
| Jefferson County Tennessee | 1 | $ 107,000 | $ 107,000 | $ 36,000 |
| Madison County Tennessee | 1 | $ 106,000 | $ 106,000 | $ 31,000 |
| Robertson County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 41,000 |
| Rutherford County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 93,000 |
| Union County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 57,000 |
| Washington County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 23,000 |
| Wilson County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 42,000 |
| Tooele County Utah | 1 | $ 169,000 | $ 169,000 | $ 40,000 |
| Washington County Utah | 1 | $ 434,000 | $ 434,000 | $ 216,000 |
| Chesterfield County Virginia | 1 | $ 157,000 | $ 157,000 | $ 34,000 |
| Fluvanna County Virginia | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Giles County Virginia | 1 | $ 600,000 | $ 600,000 | $ 180,000 |
| Goochland County Virginia | 1 | $ 488,000 | $ 488,000 | $ 184,000 |
| Harrisonburg County Virginia | 1 | $ 375,000 | $ 375,000 | $ 89,000 |
| Lynchburg County Virginia | 1 | $ 153,000 | $ 153,000 | $ 36,000 |
| Petersburg County Virginia | 1 | $ 114,000 | $ 114,000 | $ 103,000 |
| Rockingham County Virginia | 1 | $ 112,000 | $ 112,000 | $ 22,000 |
| Stafford County Virginia | 1 | $ 300,000 | $ 300,000 | $ 116,000 |
| Williamsburg County Virginia | 1 | $ 232,000 | $ 232,000 | $ 80,000 |
| York County Virginia | 1 | $ 150,000 | $ 150,000 | $ 54,000 |
| Clark County Washington | 1 | $ 364,000 | $ 364,000 | $ 132,000 |
| Kitsap County Washington | 1 | $ 417,000 | $ 417,000 | $ 180,000 |
Mortgage Loan Application Detail Totals for Choice Capital Funding Inc. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,252 | $336,463,000 | $149,000 | $940,000 | $73,000 | $780,000 |
| Refinancing | 1,499 | $235,244,000 | $156,000 | $994,000 | $78,000 | $706,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,688 | $245,981,000 | $145,000 | $940,000 | $75,000 | $730,000 |
| Black or African American | 1,212 | $187,291,000 | $154,000 | $745,000 | $73,000 | $672,000 |
| Not Provided | 517 | $74,250,000 | $143,000 | $994,000 | $68,000 | $780,000 |
| Hispanic | 225 | $43,679,000 | $194,000 | $650,000 | $86,000 | $240,000 |
| Asian | 60 | $12,603,000 | $210,000 | $640,000 | $110,000 | $612,000 |
| Native Hawaiian or Other Pacific Islander | 27 | $4,749,000 | $175,000 | $548,000 | $104,000 | $300,000 |
| American Indian or Alaskan Native | 22 | $3,154,000 | $143,000 | $595,000 | $82,000 | $204,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,751 | $571,707,000 | $152,000 | $994,000 | $75,000 | $780,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 1,611 | $255,653,000 | $158,000 | $940,000 | $75,000 | $636,000 |
| Loan Originated | 1,560 | $212,259,000 | $136,000 | $840,000 | $73,000 | $780,000 |
| Application Denied By Financial Institution | 551 | $98,949,000 | $179,000 | $994,000 | $80,000 | $672,000 |
| File Closed For Incompleteness | 29 | $4,846,000 | $167,000 | $600,000 | $66,000 | $216,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 234 | $43,030,000 | $183,000 | $994,000 | $87,000 | $582,000 |
| Credit History | 152 | $24,979,000 | $164,000 | $850,000 | $71,000 | $672,000 |
| Collateral | 61 | $13,010,000 | $213,000 | $650,000 | $89,000 | $216,000 |
| Debt-To-Income Ratio | 55 | $8,951,000 | $162,000 | $392,000 | $60,000 | $227,000 |
| Employment History | 20 | $3,500,000 | $175,000 | $434,000 | $72,000 | $212,000 |
| Unverifiable Information | 15 | $3,851,000 | $256,000 | $625,000 | $125,000 | $480,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $1,083,000 | $98,000 | $206,000 | $46,000 | $86,000 |
| Credit Application Incomplete | 2 | $256,000 | $128,000 | $150,000 | $24,000 | $25,000 |
| Mortgage Insurance Denied | 1 | $289,000 | $289,000 | $289,000 | $81,000 | $81,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Choice Capital Funding Inc.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Choice Capital Funding Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.