Christensen Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Christensen Financial, Inc. 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Christensen Financial, Inc. 860 N Sr 434 Altamonte Springs, FL 32714 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,628 |
| Total Mortgage Loan Application Amount | $425,742,000 |
| Average Mortgage Loan Application Amount | $171,000 |
| Highest Mortgage Loan Application Amount | $2,500,000 |
| Average Applicant Income | $77,500 |
| Highest Applicant Income | $4,946,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Christensen Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Christensen Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Christensen Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Christensen Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Christensen Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Christensen Financial, Inc.'s mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Orange County Florida | 197 | $ 30,774,000 | $ 156,000 | $ 82,000 |
| Miami-Dade County Florida | 143 | $ 26,858,000 | $ 187,000 | $ 156,000 |
| Sarasota County Florida | 98 | $ 13,542,000 | $ 138,000 | $ 81,000 |
| Harris County Texas | 85 | $ 15,882,000 | $ 186,000 | $ 105,000 |
| Broward County Florida | 76 | $ 15,220,000 | $ 200,000 | $ 94,000 |
| St. Lucie County Florida | 63 | $ 7,194,000 | $ 114,000 | $ 63,000 |
| Osceola County Florida | 46 | $ 5,228,000 | $ 113,000 | $ 54,000 |
| Seminole County Florida | 44 | $ 7,413,000 | $ 168,000 | $ 82,000 |
| Duval County Florida | 37 | $ 5,623,000 | $ 151,000 | $ 65,000 |
| Loudon County Tennessee | 35 | $ 4,588,000 | $ 131,000 | $ 40,000 |
| Marion County Florida | 32 | $ 3,261,000 | $ 101,000 | $ 57,000 |
| Gwinnett County Georgia | 32 | $ 4,920,000 | $ 153,000 | $ 76,000 |
| Wayne County Michigan | 31 | $ 5,022,000 | $ 162,000 | $ 79,000 |
| East Baton Rouge County Louisiana | 29 | $ 3,322,000 | $ 114,000 | $ 44,000 |
| Palm Beach County Florida | 26 | $ 4,250,000 | $ 163,000 | $ 72,000 |
| Fulton County Georgia | 26 | $ 6,887,000 | $ 264,000 | $ 116,000 |
| Prince George's County Maryland | 25 | $ 5,425,000 | $ 217,000 | $ 60,000 |
| Cobb County Georgia | 24 | $ 4,436,000 | $ 184,000 | $ 96,000 |
| Baltimore County Maryland | 24 | $ 4,245,000 | $ 176,000 | $ 61,000 |
| Volusia County Florida | 23 | $ 2,742,000 | $ 119,000 | $ 58,000 |
| Harford County Maryland | 23 | $ 4,762,000 | $ 207,000 | $ 63,000 |
| Hillsborough County Florida | 22 | $ 4,299,000 | $ 195,000 | $ 90,000 |
| Lee County Florida | 22 | $ 2,952,000 | $ 134,000 | $ 82,000 |
| Polk County Florida | 21 | $ 2,265,000 | $ 107,000 | $ 50,000 |
| Macomb County Michigan | 21 | $ 3,039,000 | $ 144,000 | $ 52,000 |
| Sumner County Tennessee | 21 | $ 2,996,000 | $ 142,000 | $ 47,000 |
| Lake County Florida | 20 | $ 3,316,000 | $ 165,000 | $ 79,000 |
| Cherokee County Georgia | 20 | $ 3,807,000 | $ 190,000 | $ 75,000 |
| Fort Bend County Texas | 19 | $ 3,236,000 | $ 170,000 | $ 82,000 |
| Knox County Tennessee | 18 | $ 2,278,000 | $ 126,000 | $ 59,000 |
| Collin County Texas | 18 | $ 3,851,000 | $ 213,000 | $ 112,000 |
| Escambia County Florida | 17 | $ 2,716,000 | $ 159,000 | $ 76,000 |
| Forsyth County Georgia | 17 | $ 2,833,000 | $ 166,000 | $ 77,000 |
| Montgomery County Texas | 17 | $ 3,068,000 | $ 180,000 | $ 105,000 |
| Jefferson County Alabama | 16 | $ 3,617,000 | $ 226,000 | $ 143,000 |
| Charlotte County Florida | 16 | $ 1,971,000 | $ 123,000 | $ 85,000 |
| El Paso County Texas | 16 | $ 2,546,000 | $ 159,000 | $ 72,000 |
| Oakland County Michigan | 14 | $ 2,442,000 | $ 174,000 | $ 93,000 |
| Pinellas County Florida | 13 | $ 2,675,000 | $ 205,000 | $ 78,000 |
| McMinn County Tennessee | 13 | $ 1,220,000 | $ 93,000 | $ 41,000 |
| Santa Rosa County Florida | 12 | $ 2,264,000 | $ 188,000 | $ 84,000 |
| Brevard County Florida | 11 | $ 1,756,000 | $ 159,000 | $ 80,000 |
| Madison County Alabama | 10 | $ 1,511,000 | $ 151,000 | $ 79,000 |
| Dallas County Texas | 10 | $ 2,228,000 | $ 222,000 | $ 130,000 |
| Manatee County Florida | 9 | $ 1,422,000 | $ 158,000 | $ 100,000 |
| DeKalb County Georgia | 9 | $ 1,411,000 | $ 156,000 | $ 45,000 |
| Horry County South Carolina | 9 | $ 1,150,000 | $ 127,000 | $ 48,000 |
| Davidson County Tennessee | 9 | $ 1,317,000 | $ 146,000 | $ 40,000 |
| Baltimore City County Maryland | 8 | $ 1,587,000 | $ 198,000 | $ 52,000 |
| Roane County Tennessee | 8 | $ 1,363,000 | $ 170,000 | $ 48,000 |
| Denton County Texas | 8 | $ 2,026,000 | $ 253,000 | $ 207,000 |
| Travis County Texas | 8 | $ 2,476,000 | $ 309,000 | $ 128,000 |
| Shelby County Alabama | 7 | $ 1,413,000 | $ 201,000 | $ 110,000 |
| Arapahoe County Colorado | 7 | $ 1,237,000 | $ 176,000 | $ 66,000 |
| St. Johns County Florida | 7 | $ 1,244,000 | $ 177,000 | $ 89,000 |
| Henry County Georgia | 7 | $ 880,000 | $ 125,000 | $ 74,000 |
| Blount County Tennessee | 7 | $ 1,078,000 | $ 154,000 | $ 45,000 |
| Bexar County Texas | 7 | $ 1,420,000 | $ 202,000 | $ 122,000 |
| Galveston County Texas | 7 | $ 779,000 | $ 111,000 | $ 73,000 |
| Tarrant County Texas | 7 | $ 1,708,000 | $ 244,000 | $ 100,000 |
| Martin County Florida | 6 | $ 1,037,000 | $ 172,000 | $ 100,000 |
| Pasco County Florida | 6 | $ 673,000 | $ 112,000 | $ 60,000 |
| Hall County Georgia | 6 | $ 1,084,000 | $ 180,000 | $ 84,000 |
| Ascension County Louisiana | 6 | $ 1,698,000 | $ 283,000 | $ 138,000 |
| Livingston County Louisiana | 6 | $ 772,000 | $ 128,000 | $ 47,000 |
| Anne Arundel County Maryland | 6 | $ 1,943,000 | $ 323,000 | $ 122,000 |
| Grand Traverse County Michigan | 6 | $ 893,000 | $ 148,000 | $ 43,000 |
| Hamilton County Tennessee | 6 | $ 829,000 | $ 138,000 | $ 44,000 |
| District of Columbia County District Of Columbia | 5 | $ 1,815,000 | $ 363,000 | $ 97,000 |
| Collier County Florida | 5 | $ 561,000 | $ 112,000 | $ 68,000 |
| Jackson County Georgia | 5 | $ 1,080,000 | $ 216,000 | $ 51,000 |
| Paulding County Georgia | 5 | $ 953,000 | $ 190,000 | $ 45,000 |
| Rockdale County Georgia | 5 | $ 900,000 | $ 180,000 | $ 75,000 |
| Montgomery County Maryland | 5 | $ 3,314,000 | $ 662,000 | $ 184,000 |
| Cumberland County Tennessee | 5 | $ 508,000 | $ 101,000 | $ 26,000 |
| Robertson County Tennessee | 5 | $ 714,000 | $ 142,000 | $ 48,000 |
| Rutherford County Tennessee | 5 | $ 971,000 | $ 194,000 | $ 63,000 |
| Shelby County Tennessee | 5 | $ 1,136,000 | $ 227,000 | $ 79,000 |
| Lee County Alabama | 4 | $ 634,000 | $ 158,000 | $ 71,000 |
| Clay County Florida | 4 | $ 588,000 | $ 147,000 | $ 43,000 |
| Gulf County Florida | 4 | $ 820,000 | $ 205,000 | $ 120,000 |
| Coweta County Georgia | 4 | $ 1,151,000 | $ 287,000 | $ 158,000 |
| Fayette County Georgia | 4 | $ 788,000 | $ 197,000 | $ 104,000 |
| Cecil County Maryland | 4 | $ 756,000 | $ 189,000 | $ 33,000 |
| Washtenaw County Michigan | 4 | $ 594,000 | $ 148,000 | $ 76,000 |
| Monroe County Tennessee | 4 | $ 424,000 | $ 106,000 | $ 41,000 |
| Ellis County Texas | 4 | $ 1,168,000 | $ 292,000 | $ 127,000 |
| Rockwall County Texas | 4 | $ 715,000 | $ 178,000 | $ 90,000 |
| Williamson County Texas | 4 | $ 641,000 | $ 160,000 | $ 80,000 |
| Chesterfield County Virginia | 4 | $ 582,000 | $ 145,000 | $ 47,000 |
| Richmond City County Virginia | 4 | $ 484,000 | $ 121,000 | $ 41,000 |
| Marshall County Alabama | 3 | $ 421,000 | $ 140,000 | $ 36,000 |
| Mobile County Alabama | 3 | $ 395,000 | $ 131,000 | $ 66,000 |
| Morgan County Alabama | 3 | $ 644,000 | $ 214,000 | $ 112,000 |
| Tuscaloosa County Alabama | 3 | $ 401,000 | $ 133,000 | $ 74,000 |
| Adams County Colorado | 3 | $ 441,000 | $ 147,000 | $ 36,000 |
| Bradford County Florida | 3 | $ 501,000 | $ 167,000 | $ 89,000 |
| Highlands County Florida | 3 | $ 349,000 | $ 116,000 | $ 81,000 |
| Barrow County Georgia | 3 | $ 416,000 | $ 138,000 | $ 51,000 |
| Chatham County Georgia | 3 | $ 541,000 | $ 180,000 | $ 107,000 |
| Dawson County Georgia | 3 | $ 399,000 | $ 133,000 | $ 48,000 |
| Douglas County Georgia | 3 | $ 368,000 | $ 122,000 | $ 54,000 |
| Fannin County Georgia | 3 | $ 515,000 | $ 171,000 | $ 60,000 |
| Glynn County Georgia | 3 | $ 424,000 | $ 141,000 | $ 51,000 |
| Charles County Maryland | 3 | $ 1,474,000 | $ 491,000 | $ 0 |
| Howard County Maryland | 3 | $ 845,000 | $ 281,000 | $ 111,000 |
| Anderson County Tennessee | 3 | $ 319,000 | $ 106,000 | $ 22,000 |
| Cheatham County Tennessee | 3 | $ 473,000 | $ 157,000 | $ 70,000 |
| Jefferson County Tennessee | 3 | $ 323,000 | $ 107,000 | $ 35,000 |
| Montgomery County Tennessee | 3 | $ 340,000 | $ 113,000 | $ 49,000 |
| Hampton County Virginia | 3 | $ 439,000 | $ 146,000 | $ 53,000 |
| Newport News County Virginia | 3 | $ 643,000 | $ 214,000 | $ 91,000 |
| Norfolk County Virginia | 3 | $ 467,000 | $ 155,000 | $ 58,000 |
| Virginia Beach County Virginia | 3 | $ 613,000 | $ 204,000 | $ 55,000 |
| Baldwin County Alabama | 2 | $ 333,000 | $ 166,000 | $ 74,000 |
| Bibb County Alabama | 2 | $ 252,000 | $ 126,000 | $ 71,000 |
| Clarke County Alabama | 2 | $ 131,000 | $ 65,000 | $ 68,000 |
| Colbert County Alabama | 2 | $ 219,000 | $ 109,000 | $ 39,000 |
| Elmore County Alabama | 2 | $ 333,000 | $ 166,000 | $ 64,000 |
| Lauderdale County Alabama | 2 | $ 234,000 | $ 117,000 | $ 38,000 |
| Limestone County Alabama | 2 | $ 236,000 | $ 118,000 | $ 40,000 |
| Russell County Alabama | 2 | $ 332,000 | $ 166,000 | $ 39,000 |
| Denver County Colorado | 2 | $ 572,000 | $ 286,000 | $ 96,000 |
| Alachua County Florida | 2 | $ 457,000 | $ 228,000 | $ 160,000 |
| Okaloosa County Florida | 2 | $ 555,000 | $ 277,000 | $ 55,000 |
| Sumter County Florida | 2 | $ 386,000 | $ 193,000 | $ 47,000 |
| Bartow County Georgia | 2 | $ 330,000 | $ 165,000 | $ 56,000 |
| Bibb County Georgia | 2 | $ 280,000 | $ 140,000 | $ 59,000 |
| Clayton County Georgia | 2 | $ 249,000 | $ 124,000 | $ 85,000 |
| Columbia County Georgia | 2 | $ 267,000 | $ 133,000 | $ 51,000 |
| Floyd County Georgia | 2 | $ 441,000 | $ 220,000 | $ 24,000 |
| Gordon County Georgia | 2 | $ 171,000 | $ 85,000 | $ 24,000 |
| Harris County Georgia | 2 | $ 284,000 | $ 142,000 | $ 51,000 |
| Lowndes County Georgia | 2 | $ 232,000 | $ 116,000 | $ 43,000 |
| Muscogee County Georgia | 2 | $ 300,000 | $ 150,000 | $ 74,000 |
| Newton County Georgia | 2 | $ 131,000 | $ 65,000 | $ 73,000 |
| Richmond County Georgia | 2 | $ 320,000 | $ 160,000 | $ 38,000 |
| Jefferson County Louisiana | 2 | $ 308,000 | $ 154,000 | $ 51,000 |
| Wicomico County Maryland | 2 | $ 347,000 | $ 173,000 | $ 18,000 |
| Antrim County Michigan | 2 | $ 335,000 | $ 167,000 | $ 45,000 |
| Bay County Michigan | 2 | $ 319,000 | $ 159,000 | $ 0 |
| Kalamazoo County Michigan | 2 | $ 2,738,000 | $ 1,369,000 | $ 280,000 |
| Charleston County South Carolina | 2 | $ 179,000 | $ 89,000 | $ 47,000 |
| York County South Carolina | 2 | $ 223,000 | $ 111,000 | $ 92,000 |
| Claiborne County Tennessee | 2 | $ 213,000 | $ 106,000 | $ 39,000 |
| Cocke County Tennessee | 2 | $ 264,000 | $ 132,000 | $ 53,000 |
| Grainger County Tennessee | 2 | $ 244,000 | $ 122,000 | $ 24,000 |
| Macon County Tennessee | 2 | $ 156,000 | $ 78,000 | $ 68,000 |
| Sullivan County Tennessee | 2 | $ 207,000 | $ 103,000 | $ 35,000 |
| Wilson County Tennessee | 2 | $ 304,000 | $ 152,000 | $ 32,000 |
| Brazoria County Texas | 2 | $ 293,000 | $ 146,000 | $ 77,000 |
| Brazos County Texas | 2 | $ 437,000 | $ 218,000 | $ 125,000 |
| Polk County Texas | 2 | $ 244,000 | $ 122,000 | $ 70,000 |
| Robertson County Texas | 2 | $ 180,000 | $ 90,000 | $ 29,000 |
| Starr County Texas | 2 | $ 180,000 | $ 90,000 | $ 52,000 |
| Waller County Texas | 2 | $ 132,000 | $ 66,000 | $ 70,000 |
| Fairfax County Virginia | 2 | $ 788,000 | $ 394,000 | $ 105,000 |
| Prince George County Virginia | 2 | $ 207,000 | $ 103,000 | $ 149,000 |
| Prince William County Virginia | 2 | $ 634,000 | $ 317,000 | $ 56,000 |
| Stafford County Virginia | 2 | $ 720,000 | $ 360,000 | $ 58,000 |
| Autauga County Alabama | 1 | $ 140,000 | $ 140,000 | $ 43,000 |
| Barbour County Alabama | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Blount County Alabama | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Calhoun County Alabama | 1 | $ 148,000 | $ 148,000 | $ 70,000 |
| Chilton County Alabama | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Clay County Alabama | 1 | $ 140,000 | $ 140,000 | $ 63,000 |
| Cleburne County Alabama | 1 | $ 218,000 | $ 218,000 | $ 117,000 |
| Etowah County Alabama | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Hale County Alabama | 1 | $ 90,000 | $ 90,000 | $ 49,000 |
| Jackson County Alabama | 1 | $ 142,000 | $ 142,000 | $ 48,000 |
| Pickens County Alabama | 1 | $ 214,000 | $ 214,000 | $ 66,000 |
| St. Clair County Alabama | 1 | $ 215,000 | $ 215,000 | $ 98,000 |
| Sumter County Alabama | 1 | $ 117,000 | $ 117,000 | $ 48,000 |
| Talladega County Alabama | 1 | $ 112,000 | $ 112,000 | $ 60,000 |
| Walker County Alabama | 1 | $ 78,000 | $ 78,000 | $ 30,000 |
| Broomfield County Colorado | 1 | $ 270,000 | $ 270,000 | $ 117,000 |
| Bay County Florida | 1 | $ 199,000 | $ 199,000 | $ 47,000 |
| Indian River County Florida | 1 | $ 96,000 | $ 96,000 | $ 136,000 |
| Monroe County Florida | 1 | $ 487,000 | $ 487,000 | $ 427,000 |
| Okeechobee County Florida | 1 | $ 99,000 | $ 99,000 | $ 42,000 |
| Brooks County Georgia | 1 | $ 169,000 | $ 169,000 | $ 24,000 |
| Bryan County Georgia | 1 | $ 135,000 | $ 135,000 | $ 114,000 |
| Camden County Georgia | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| Catoosa County Georgia | 1 | $ 148,000 | $ 148,000 | $ 75,000 |
| Clarke County Georgia | 1 | $ 208,000 | $ 208,000 | $ 113,000 |
| Dougherty County Georgia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Franklin County Georgia | 1 | $ 122,000 | $ 122,000 | $ 25,000 |
| Grady County Georgia | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Habersham County Georgia | 1 | $ 106,000 | $ 106,000 | $ 34,000 |
| Houston County Georgia | 1 | $ 112,000 | $ 112,000 | $ 73,000 |
| Jasper County Georgia | 1 | $ 114,000 | $ 114,000 | $ 67,000 |
| Jones County Georgia | 1 | $ 194,000 | $ 194,000 | $ 112,000 |
| Lee County Georgia | 1 | $ 126,000 | $ 126,000 | $ 50,000 |
| Liberty County Georgia | 1 | $ 285,000 | $ 285,000 | $ 88,000 |
| Lumpkin County Georgia | 1 | $ 90,000 | $ 90,000 | $ 154,000 |
| McDuffie County Georgia | 1 | $ 108,000 | $ 108,000 | $ 23,000 |
| Meriwether County Georgia | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Pickens County Georgia | 1 | $ 227,000 | $ 227,000 | $ 40,000 |
| Spalding County Georgia | 1 | $ 211,000 | $ 211,000 | $ 0 |
| Troup County Georgia | 1 | $ 63,000 | $ 63,000 | $ 61,000 |
| Wayne County Georgia | 1 | $ 150,000 | $ 150,000 | $ 40,000 |
| Whitfield County Georgia | 1 | $ 103,000 | $ 103,000 | $ 80,000 |
| Ouachita County Louisiana | 1 | $ 256,000 | $ 256,000 | $ 98,000 |
| St. John the Baptist County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| St. Tammany County Louisiana | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Tangipahoa County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Webster County Louisiana | 1 | $ 128,000 | $ 128,000 | $ 49,000 |
| West Baton Rouge County Louisiana | 1 | $ 274,000 | $ 274,000 | $ 139,000 |
| Calvert County Maryland | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Carroll County Maryland | 1 | $ 118,000 | $ 118,000 | $ 174,000 |
| Worcester County Maryland | 1 | $ 367,000 | $ 367,000 | $ 0 |
| Arenac County Michigan | 1 | $ 120,000 | $ 120,000 | $ 44,000 |
| Charlevoix County Michigan | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Clinton County Michigan | 1 | $ 60,000 | $ 60,000 | $ 96,000 |
| Eaton County Michigan | 1 | $ 202,000 | $ 202,000 | $ 68,000 |
| Emmet County Michigan | 1 | $ 121,000 | $ 121,000 | $ 35,000 |
| Ingham County Michigan | 1 | $ 129,000 | $ 129,000 | $ 59,000 |
| Jackson County Michigan | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Livingston County Michigan | 1 | $ 71,000 | $ 71,000 | $ 63,000 |
| Manistee County Michigan | 1 | $ 113,000 | $ 113,000 | $ 70,000 |
| Monroe County Michigan | 1 | $ 123,000 | $ 123,000 | $ 54,000 |
| St. Clair County Michigan | 1 | $ 191,000 | $ 191,000 | $ 46,000 |
| Wexford County Michigan | 1 | $ 167,000 | $ 167,000 | $ 0 |
| DeSoto County Mississippi | 1 | $ 118,000 | $ 118,000 | $ 92,000 |
| Hancock County Mississippi | 1 | $ 129,000 | $ 129,000 | $ 38,000 |
| Rankin County Mississippi | 1 | $ 197,000 | $ 197,000 | $ 61,000 |
| Cabarrus County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 69,000 |
| York County Pennsylvania | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Aiken County South Carolina | 1 | $ 249,000 | $ 249,000 | $ 95,000 |
| Georgetown County South Carolina | 1 | $ 142,000 | $ 142,000 | $ 43,000 |
| Greenwood County South Carolina | 1 | $ 88,000 | $ 88,000 | $ 28,000 |
| Richland County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 19,000 |
| Bedford County Tennessee | 1 | $ 129,000 | $ 129,000 | $ 69,000 |
| Gibson County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 36,000 |
| Giles County Tennessee | 1 | $ 273,000 | $ 273,000 | $ 144,000 |
| Greene County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 23,000 |
| Madison County Tennessee | 1 | $ 91,000 | $ 91,000 | $ 35,000 |
| Maury County Tennessee | 1 | $ 142,000 | $ 142,000 | $ 76,000 |
| Meigs County Tennessee | 1 | $ 76,000 | $ 76,000 | $ 48,000 |
| Morgan County Tennessee | 1 | $ 206,000 | $ 206,000 | $ 47,000 |
| Putnam County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 71,000 |
| Washington County Tennessee | 1 | $ 88,000 | $ 88,000 | $ 47,000 |
| Williamson County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Aransas County Texas | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| Brown County Texas | 1 | $ 65,000 | $ 65,000 | $ 94,000 |
| Calhoun County Texas | 1 | $ 159,000 | $ 159,000 | $ 64,000 |
| Callahan County Texas | 1 | $ 135,000 | $ 135,000 | $ 73,000 |
| Grayson County Texas | 1 | $ 143,000 | $ 143,000 | $ 77,000 |
| Hardin County Texas | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Hays County Texas | 1 | $ 354,000 | $ 354,000 | $ 91,000 |
| Jasper County Texas | 1 | $ 102,000 | $ 102,000 | $ 44,000 |
| Jefferson County Texas | 1 | $ 226,000 | $ 226,000 | $ 148,000 |
| Johnson County Texas | 1 | $ 212,000 | $ 212,000 | $ 128,000 |
| McLennan County Texas | 1 | $ 253,000 | $ 253,000 | $ 75,000 |
| Midland County Texas | 1 | $ 116,000 | $ 116,000 | $ 36,000 |
| Nueces County Texas | 1 | $ 99,000 | $ 99,000 | $ 124,000 |
| Real County Texas | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Tom Green County Texas | 1 | $ 144,000 | $ 144,000 | $ 62,000 |
| Wichita County Texas | 1 | $ 96,000 | $ 96,000 | $ 120,000 |
| Essex County Virginia | 1 | $ 166,000 | $ 166,000 | $ 34,000 |
| Henrico County Virginia | 1 | $ 120,000 | $ 120,000 | $ 49,000 |
| Isle of Wight County Virginia | 1 | $ 380,000 | $ 380,000 | $ 79,000 |
| King George County Virginia | 1 | $ 318,000 | $ 318,000 | $ 0 |
| Loudoun County Virginia | 1 | $ 243,000 | $ 243,000 | $ 0 |
| Mecklenburg County Virginia | 1 | $ 165,000 | $ 165,000 | $ 38,000 |
| Montgomery County Virginia | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Petersburg County Virginia | 1 | $ 106,000 | $ 106,000 | $ 61,000 |
| Portsmouth County Virginia | 1 | $ 161,000 | $ 161,000 | $ 54,000 |
Mortgage Loan Application Detail Totals for Christensen Financial, Inc. in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,786 | $258,300,000 | $144,000 | $1,212,000 | $71,000 | $4,946,000 |
| Refinancing | 842 | $167,442,000 | $198,000 | $2,500,000 | $84,000 | $1,200,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,745 | $288,082,000 | $165,000 | $1,850,000 | $81,000 | $4,946,000 |
| Black or African American | 382 | $57,059,000 | $149,000 | $947,000 | $56,000 | $420,000 |
| Hispanic | 347 | $48,395,000 | $139,000 | $1,250,000 | $61,000 | $429,000 |
| Asian | 87 | $15,706,000 | $180,000 | $614,000 | $85,000 | $388,000 |
| Not Provided | 61 | $15,199,000 | $249,000 | $2,500,000 | $95,000 | $480,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $981,000 | $245,000 | $364,000 | $83,000 | $114,000 |
| American Indian or Alaskan Native | 2 | $320,000 | $160,000 | $161,000 | $69,000 | $74,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,151 | $165,213,000 | $143,000 | $679,000 | $51,000 | $368,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,111 | $205,961,000 | $185,000 | $2,500,000 | $109,000 | $4,946,000 |
| VA-guaranteed (Veterans Administration) | 192 | $33,709,000 | $175,000 | $426,000 | $60,000 | $199,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 174 | $20,859,000 | $119,000 | $320,000 | $41,000 | $151,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,274 | $213,680,000 | $167,000 | $1,850,000 | $86,000 | $4,946,000 |
| Application Withdrawn By Applicant | 1,000 | $158,784,000 | $158,000 | $1,250,000 | $67,000 | $2,145,000 |
| Application Denied By Financial Institution | 277 | $36,959,000 | $133,000 | $947,000 | $56,000 | $428,000 |
| File Closed For Incompleteness | 61 | $13,567,000 | $222,000 | $2,500,000 | $82,000 | $450,000 |
| Application Approved But Not Accepted | 16 | $2,752,000 | $172,000 | $371,000 | $91,000 | $200,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 103 | $11,692,000 | $113,000 | $322,000 | $39,000 | $135,000 |
| Debt-To-Income Ratio | 52 | $7,733,000 | $148,000 | $947,000 | $57,000 | $398,000 |
| Collateral | 28 | $4,213,000 | $150,000 | $417,000 | $103,000 | $279,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $1,391,000 | $115,000 | $396,000 | $45,000 | $135,000 |
| Other | 10 | $1,427,000 | $142,000 | $235,000 | $67,000 | $175,000 |
| Employment History | 8 | $1,361,000 | $170,000 | $415,000 | $45,000 | $110,000 |
| Unverifiable Information | 7 | $807,000 | $115,000 | $163,000 | $54,000 | $90,000 |
| Credit Application Incomplete | 3 | $289,000 | $96,000 | $124,000 | $41,000 | $58,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Christensen Financial, Inc.'s 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Christensen Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.