Christensen Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Christensen Financial, Inc. 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Christensen Financial, Inc. 860 N Sr 434 Altamonte Springs, FL 32714 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,373 |
| Total Mortgage Loan Application Amount | $412,424,000 |
| Average Mortgage Loan Application Amount | $173,000 |
| Highest Mortgage Loan Application Amount | $1,450,000 |
| Average Applicant Income | $77,500 |
| Highest Applicant Income | $4,488,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Christensen Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Christensen Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Christensen Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Christensen Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Christensen Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Christensen Financial, Inc.'s mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sarasota County Florida | 208 | $ 33,669,000 | $ 161,000 | $ 92,000 |
| Orange County Florida | 183 | $ 31,899,000 | $ 174,000 | $ 72,000 |
| St. Lucie County Florida | 101 | $ 12,479,000 | $ 123,000 | $ 60,000 |
| Miami-Dade County Florida | 89 | $ 21,822,000 | $ 245,000 | $ 199,000 |
| Seminole County Florida | 79 | $ 14,927,000 | $ 188,000 | $ 67,000 |
| Broward County Florida | 67 | $ 13,691,000 | $ 204,000 | $ 104,000 |
| Harris County Texas | 57 | $ 8,684,000 | $ 152,000 | $ 87,000 |
| Palm Beach County Florida | 52 | $ 9,919,000 | $ 190,000 | $ 88,000 |
| Gwinnett County Georgia | 52 | $ 10,132,000 | $ 194,000 | $ 106,000 |
| Manatee County Florida | 46 | $ 10,002,000 | $ 217,000 | $ 82,000 |
| Marion County Florida | 46 | $ 5,740,000 | $ 124,000 | $ 59,000 |
| Cobb County Georgia | 38 | $ 8,194,000 | $ 215,000 | $ 86,000 |
| Charlotte County Florida | 37 | $ 5,257,000 | $ 142,000 | $ 64,000 |
| Lee County Florida | 36 | $ 5,333,000 | $ 148,000 | $ 54,000 |
| Baltimore City County Maryland | 34 | $ 3,667,000 | $ 107,000 | $ 39,000 |
| Forsyth County Georgia | 33 | $ 7,478,000 | $ 226,000 | $ 95,000 |
| Lake County Florida | 32 | $ 5,353,000 | $ 167,000 | $ 69,000 |
| Osceola County Florida | 32 | $ 3,667,000 | $ 114,000 | $ 56,000 |
| Fulton County Georgia | 30 | $ 6,683,000 | $ 222,000 | $ 137,000 |
| Collin County Texas | 27 | $ 5,248,000 | $ 194,000 | $ 76,000 |
| Sumner County Tennessee | 26 | $ 3,650,000 | $ 140,000 | $ 45,000 |
| Escambia County Florida | 24 | $ 5,433,000 | $ 226,000 | $ 80,000 |
| Baltimore County Maryland | 23 | $ 4,469,000 | $ 194,000 | $ 39,000 |
| Brevard County Florida | 22 | $ 3,510,000 | $ 159,000 | $ 79,000 |
| Pinellas County Florida | 22 | $ 3,671,000 | $ 166,000 | $ 68,000 |
| Santa Rosa County Florida | 22 | $ 3,916,000 | $ 178,000 | $ 79,000 |
| Harford County Maryland | 22 | $ 5,277,000 | $ 239,000 | $ 39,000 |
| Mobile County Alabama | 18 | $ 2,170,000 | $ 120,000 | $ 52,000 |
| Collier County Florida | 18 | $ 3,833,000 | $ 212,000 | $ 65,000 |
| DeKalb County Georgia | 18 | $ 2,910,000 | $ 161,000 | $ 71,000 |
| Cherokee County Georgia | 17 | $ 2,556,000 | $ 150,000 | $ 79,000 |
| East Baton Rouge County Louisiana | 17 | $ 1,820,000 | $ 107,000 | $ 37,000 |
| Robertson County Tennessee | 17 | $ 2,813,000 | $ 165,000 | $ 47,000 |
| Volusia County Florida | 16 | $ 2,492,000 | $ 155,000 | $ 64,000 |
| Prince George's County Maryland | 16 | $ 3,388,000 | $ 211,000 | $ 20,000 |
| Hillsborough County Florida | 15 | $ 3,354,000 | $ 223,000 | $ 59,000 |
| Okaloosa County Florida | 13 | $ 2,600,000 | $ 200,000 | $ 86,000 |
| Polk County Florida | 13 | $ 1,670,000 | $ 128,000 | $ 57,000 |
| Hall County Georgia | 13 | $ 2,456,000 | $ 188,000 | $ 105,000 |
| Davidson County Tennessee | 13 | $ 1,811,000 | $ 139,000 | $ 64,000 |
| Dallas County Texas | 12 | $ 2,495,000 | $ 207,000 | $ 167,000 |
| Jefferson County Louisiana | 11 | $ 1,420,000 | $ 129,000 | $ 52,000 |
| McMinn County Tennessee | 11 | $ 1,620,000 | $ 147,000 | $ 31,000 |
| El Paso County Texas | 11 | $ 1,648,000 | $ 149,000 | $ 62,000 |
| St. Johns County Florida | 10 | $ 2,088,000 | $ 208,000 | $ 81,000 |
| Greenville County South Carolina | 10 | $ 1,669,000 | $ 166,000 | $ 52,000 |
| Denton County Texas | 10 | $ 2,085,000 | $ 208,000 | $ 125,000 |
| Fort Bend County Texas | 10 | $ 1,607,000 | $ 160,000 | $ 82,000 |
| Montgomery County Texas | 10 | $ 1,682,000 | $ 168,000 | $ 127,000 |
| Martin County Florida | 9 | $ 1,435,000 | $ 159,000 | $ 94,000 |
| Pasco County Florida | 9 | $ 1,267,000 | $ 140,000 | $ 30,000 |
| Carter County Tennessee | 9 | $ 1,317,000 | $ 146,000 | $ 39,000 |
| Baldwin County Alabama | 8 | $ 972,000 | $ 121,000 | $ 45,000 |
| Jefferson County Alabama | 8 | $ 1,366,000 | $ 170,000 | $ 42,000 |
| Indian River County Florida | 8 | $ 1,035,000 | $ 129,000 | $ 67,000 |
| Bibb County Georgia | 8 | $ 734,000 | $ 91,000 | $ 35,000 |
| Hamilton County Tennessee | 8 | $ 1,241,000 | $ 155,000 | $ 53,000 |
| Sullivan County Tennessee | 8 | $ 992,000 | $ 124,000 | $ 54,000 |
| Calhoun County Alabama | 7 | $ 1,023,000 | $ 146,000 | $ 169,000 |
| Anne Arundel County Maryland | 7 | $ 1,500,000 | $ 214,000 | $ 50,000 |
| Shelby County Tennessee | 7 | $ 1,241,000 | $ 177,000 | $ 78,000 |
| Washington County Tennessee | 7 | $ 1,357,000 | $ 193,000 | $ 64,000 |
| Madison County Alabama | 6 | $ 1,147,000 | $ 191,000 | $ 80,000 |
| Barrow County Georgia | 6 | $ 689,000 | $ 114,000 | $ 30,000 |
| Coweta County Georgia | 6 | $ 1,009,000 | $ 168,000 | $ 69,000 |
| Paulding County Georgia | 6 | $ 858,000 | $ 143,000 | $ 23,000 |
| West Baton Rouge County Louisiana | 6 | $ 528,000 | $ 88,000 | $ 29,000 |
| Montgomery County Maryland | 6 | $ 1,960,000 | $ 326,000 | $ 48,000 |
| Hawkins County Tennessee | 6 | $ 648,000 | $ 108,000 | $ 37,000 |
| Travis County Texas | 6 | $ 1,292,000 | $ 215,000 | $ 95,000 |
| Lee County Alabama | 5 | $ 836,000 | $ 167,000 | $ 85,000 |
| Citrus County Florida | 5 | $ 552,000 | $ 110,000 | $ 90,000 |
| Leon County Florida | 5 | $ 1,054,000 | $ 210,000 | $ 76,000 |
| Bartow County Georgia | 5 | $ 678,000 | $ 135,000 | $ 46,000 |
| Jackson County Georgia | 5 | $ 816,000 | $ 163,000 | $ 17,000 |
| Newton County Georgia | 5 | $ 876,000 | $ 175,000 | $ 79,000 |
| Richland County South Carolina | 5 | $ 663,000 | $ 132,000 | $ 76,000 |
| Bradley County Tennessee | 5 | $ 601,000 | $ 120,000 | $ 11,000 |
| Morgan County Alabama | 4 | $ 464,000 | $ 116,000 | $ 48,000 |
| Shelby County Alabama | 4 | $ 704,000 | $ 176,000 | $ 70,000 |
| Duval County Florida | 4 | $ 712,000 | $ 178,000 | $ 37,000 |
| St. Louis County Missouri | 4 | $ 431,000 | $ 107,000 | $ 35,000 |
| Anderson County South Carolina | 4 | $ 569,000 | $ 142,000 | $ 44,000 |
| Berkeley County South Carolina | 4 | $ 764,000 | $ 191,000 | $ 93,000 |
| Darlington County South Carolina | 4 | $ 552,000 | $ 138,000 | $ 61,000 |
| Dickson County Tennessee | 4 | $ 580,000 | $ 145,000 | $ 60,000 |
| Rutherford County Tennessee | 4 | $ 762,000 | $ 190,000 | $ 65,000 |
| Houston County Alabama | 3 | $ 485,000 | $ 161,000 | $ 62,000 |
| Marshall County Alabama | 3 | $ 316,000 | $ 105,000 | $ 32,000 |
| Tuscaloosa County Alabama | 3 | $ 585,000 | $ 195,000 | $ 134,000 |
| Denver County Colorado | 3 | $ 629,000 | $ 209,000 | $ 59,000 |
| Alachua County Florida | 3 | $ 420,000 | $ 140,000 | $ 78,000 |
| Highlands County Florida | 3 | $ 425,000 | $ 141,000 | $ 45,000 |
| Nassau County Florida | 3 | $ 687,000 | $ 229,000 | $ 60,000 |
| Douglas County Georgia | 3 | $ 405,000 | $ 135,000 | $ 24,000 |
| Fayette County Georgia | 3 | $ 536,000 | $ 178,000 | $ 105,000 |
| Henry County Georgia | 3 | $ 318,000 | $ 106,000 | $ 68,000 |
| Muscogee County Georgia | 3 | $ 505,000 | $ 168,000 | $ 57,000 |
| St. John the Baptist County Louisiana | 3 | $ 396,000 | $ 132,000 | $ 87,000 |
| Charles County Maryland | 3 | $ 789,000 | $ 263,000 | $ 30,000 |
| Frederick County Maryland | 3 | $ 787,000 | $ 262,000 | $ 127,000 |
| Howard County Maryland | 3 | $ 1,017,000 | $ 339,000 | $ 89,000 |
| Aiken County South Carolina | 3 | $ 457,000 | $ 152,000 | $ 50,000 |
| Horry County South Carolina | 3 | $ 567,000 | $ 189,000 | $ 65,000 |
| Lexington County South Carolina | 3 | $ 552,000 | $ 184,000 | $ 31,000 |
| Bexar County Texas | 3 | $ 481,000 | $ 160,000 | $ 76,000 |
| Williamson County Texas | 3 | $ 540,000 | $ 180,000 | $ 84,000 |
| Chesapeake County Virginia | 3 | $ 534,000 | $ 178,000 | $ 39,000 |
| Fairfax County Virginia | 3 | $ 968,000 | $ 322,000 | $ 101,000 |
| Loudoun County Virginia | 3 | $ 1,347,000 | $ 449,000 | $ 144,000 |
| Chilton County Alabama | 2 | $ 264,000 | $ 132,000 | $ 62,000 |
| Colbert County Alabama | 2 | $ 267,000 | $ 133,000 | $ 38,000 |
| Cullman County Alabama | 2 | $ 266,000 | $ 133,000 | $ 39,000 |
| DeKalb County Alabama | 2 | $ 280,000 | $ 140,000 | $ 39,000 |
| Escambia County Alabama | 2 | $ 292,000 | $ 146,000 | $ 31,000 |
| Etowah County Alabama | 2 | $ 247,000 | $ 123,000 | $ 47,000 |
| Jackson County Alabama | 2 | $ 613,000 | $ 306,000 | $ 114,000 |
| Lauderdale County Alabama | 2 | $ 203,000 | $ 101,000 | $ 44,000 |
| Montgomery County Alabama | 2 | $ 630,000 | $ 315,000 | $ 142,000 |
| Russell County Alabama | 2 | $ 291,000 | $ 145,000 | $ 55,000 |
| Arapahoe County Colorado | 2 | $ 467,000 | $ 233,000 | $ 59,000 |
| DeSoto County Florida | 2 | $ 280,000 | $ 140,000 | $ 50,000 |
| Gadsden County Florida | 2 | $ 227,000 | $ 113,000 | $ 67,000 |
| Hernando County Florida | 2 | $ 317,000 | $ 158,000 | $ 51,000 |
| Levy County Florida | 2 | $ 232,000 | $ 116,000 | $ 47,000 |
| Monroe County Florida | 2 | $ 717,000 | $ 358,000 | $ 134,000 |
| Catoosa County Georgia | 2 | $ 221,000 | $ 110,000 | $ 27,000 |
| Chatham County Georgia | 2 | $ 387,000 | $ 193,000 | $ 52,000 |
| Glynn County Georgia | 2 | $ 410,000 | $ 205,000 | $ 78,000 |
| Harris County Georgia | 2 | $ 288,000 | $ 144,000 | $ 30,000 |
| Jones County Georgia | 2 | $ 269,000 | $ 134,000 | $ 69,000 |
| Rabun County Georgia | 2 | $ 479,000 | $ 239,000 | $ 34,000 |
| Rockdale County Georgia | 2 | $ 267,000 | $ 133,000 | $ 47,000 |
| Walton County Georgia | 2 | $ 187,000 | $ 93,000 | $ 58,000 |
| Van Buren County Michigan | 2 | $ 332,000 | $ 166,000 | $ 29,000 |
| Charleston County South Carolina | 2 | $ 537,000 | $ 268,000 | $ 73,000 |
| Spartanburg County South Carolina | 2 | $ 401,000 | $ 200,000 | $ 41,000 |
| Blount County Tennessee | 2 | $ 263,000 | $ 131,000 | $ 79,000 |
| Fayette County Tennessee | 2 | $ 316,000 | $ 158,000 | $ 42,000 |
| Knox County Tennessee | 2 | $ 329,000 | $ 164,000 | $ 64,000 |
| Maury County Tennessee | 2 | $ 300,000 | $ 150,000 | $ 80,000 |
| Montgomery County Tennessee | 2 | $ 285,000 | $ 142,000 | $ 56,000 |
| Tipton County Tennessee | 2 | $ 202,000 | $ 101,000 | $ 44,000 |
| Williamson County Tennessee | 2 | $ 375,000 | $ 187,000 | $ 45,000 |
| Wilson County Tennessee | 2 | $ 175,000 | $ 87,000 | $ 81,000 |
| Chambers County Texas | 2 | $ 232,000 | $ 116,000 | $ 50,000 |
| Galveston County Texas | 2 | $ 382,000 | $ 191,000 | $ 177,000 |
| Barbour County Alabama | 1 | $ 126,000 | $ 126,000 | $ 32,000 |
| Coffee County Alabama | 1 | $ 166,000 | $ 166,000 | $ 47,000 |
| Conecuh County Alabama | 1 | $ 230,000 | $ 230,000 | $ 48,000 |
| Dallas County Alabama | 1 | $ 186,000 | $ 186,000 | $ 108,000 |
| Fayette County Alabama | 1 | $ 120,000 | $ 120,000 | $ 59,000 |
| Henry County Alabama | 1 | $ 142,000 | $ 142,000 | $ 24,000 |
| Lawrence County Alabama | 1 | $ 125,000 | $ 125,000 | $ 90,000 |
| Limestone County Alabama | 1 | $ 136,000 | $ 136,000 | $ 150,000 |
| Randolph County Alabama | 1 | $ 139,000 | $ 139,000 | $ 94,000 |
| St. Clair County Alabama | 1 | $ 155,000 | $ 155,000 | $ 110,000 |
| Talladega County Alabama | 1 | $ 100,000 | $ 100,000 | $ 30,000 |
| Walker County Alabama | 1 | $ 208,000 | $ 208,000 | $ 151,000 |
| Crittenden County Arkansas | 1 | $ 210,000 | $ 210,000 | $ 64,000 |
| Jefferson County Colorado | 1 | $ 356,000 | $ 356,000 | $ 59,000 |
| Weld County Colorado | 1 | $ 120,000 | $ 120,000 | $ 54,000 |
| Bay County Florida | 1 | $ 417,000 | $ 417,000 | $ 133,000 |
| Clay County Florida | 1 | $ 114,000 | $ 114,000 | $ 42,000 |
| Flagler County Florida | 1 | $ 163,000 | $ 163,000 | $ 14,000 |
| Sumter County Florida | 1 | $ 64,000 | $ 64,000 | $ 37,000 |
| Wakulla County Florida | 1 | $ 49,000 | $ 49,000 | $ 19,000 |
| Walton County Florida | 1 | $ 366,000 | $ 366,000 | $ 149,000 |
| Appling County Georgia | 1 | $ 93,000 | $ 93,000 | $ 48,000 |
| Bacon County Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Banks County Georgia | 1 | $ 102,000 | $ 102,000 | $ 40,000 |
| Carroll County Georgia | 1 | $ 172,000 | $ 172,000 | $ 80,000 |
| Chattooga County Georgia | 1 | $ 183,000 | $ 183,000 | $ 69,000 |
| Clayton County Georgia | 1 | $ 107,000 | $ 107,000 | $ 47,000 |
| Coffee County Georgia | 1 | $ 121,000 | $ 121,000 | $ 65,000 |
| Columbia County Georgia | 1 | $ 130,000 | $ 130,000 | $ 45,000 |
| Dade County Georgia | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Dawson County Georgia | 1 | $ 119,000 | $ 119,000 | $ 47,000 |
| Decatur County Georgia | 1 | $ 100,000 | $ 100,000 | $ 53,000 |
| Fannin County Georgia | 1 | $ 187,000 | $ 187,000 | $ 34,000 |
| Grady County Georgia | 1 | $ 177,000 | $ 177,000 | $ 97,000 |
| Greene County Georgia | 1 | $ 407,000 | $ 407,000 | $ 523,000 |
| Habersham County Georgia | 1 | $ 88,000 | $ 88,000 | $ 21,000 |
| Hart County Georgia | 1 | $ 170,000 | $ 170,000 | $ 54,000 |
| Jasper County Georgia | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Laurens County Georgia | 1 | $ 181,000 | $ 181,000 | $ 45,000 |
| Lee County Georgia | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| Mitchell County Georgia | 1 | $ 148,000 | $ 148,000 | $ 23,000 |
| Peach County Georgia | 1 | $ 151,000 | $ 151,000 | $ 45,000 |
| Putnam County Georgia | 1 | $ 205,000 | $ 205,000 | $ 72,000 |
| Richmond County Georgia | 1 | $ 117,000 | $ 117,000 | $ 70,000 |
| Spalding County Georgia | 1 | $ 134,000 | $ 134,000 | $ 46,000 |
| Sumter County Georgia | 1 | $ 102,000 | $ 102,000 | $ 50,000 |
| Tift County Georgia | 1 | $ 132,000 | $ 132,000 | $ 53,000 |
| Toombs County Georgia | 1 | $ 120,000 | $ 120,000 | $ 63,000 |
| Towns County Georgia | 1 | $ 126,000 | $ 126,000 | $ 59,000 |
| Troup County Georgia | 1 | $ 127,000 | $ 127,000 | $ 78,000 |
| Turner County Georgia | 1 | $ 240,000 | $ 240,000 | $ 109,000 |
| Union County Georgia | 1 | $ 158,000 | $ 158,000 | $ 108,000 |
| Walker County Georgia | 1 | $ 98,000 | $ 98,000 | $ 60,000 |
| Ware County Georgia | 1 | $ 112,000 | $ 112,000 | $ 38,000 |
| Washington County Georgia | 1 | $ 316,000 | $ 316,000 | $ 90,000 |
| Whitfield County Georgia | 1 | $ 235,000 | $ 235,000 | $ 300,000 |
| Acadia County Louisiana | 1 | $ 113,000 | $ 113,000 | $ 150,000 |
| Ascension County Louisiana | 1 | $ 133,000 | $ 133,000 | $ 35,000 |
| Caddo County Louisiana | 1 | $ 164,000 | $ 164,000 | $ 72,000 |
| Evangeline County Louisiana | 1 | $ 104,000 | $ 104,000 | $ 43,000 |
| Livingston County Louisiana | 1 | $ 142,000 | $ 142,000 | $ 103,000 |
| Orleans County Louisiana | 1 | $ 231,000 | $ 231,000 | $ 47,000 |
| Plaquemines County Louisiana | 1 | $ 352,000 | $ 352,000 | $ 81,000 |
| Pointe Coupee County Louisiana | 1 | $ 107,000 | $ 107,000 | $ 38,000 |
| St. Charles County Louisiana | 1 | $ 81,000 | $ 81,000 | $ 66,000 |
| Terrebonne County Louisiana | 1 | $ 261,000 | $ 261,000 | $ 37,000 |
| Union County Louisiana | 1 | $ 94,000 | $ 94,000 | $ 54,000 |
| Cecil County Maryland | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Garrett County Maryland | 1 | $ 319,000 | $ 319,000 | $ 0 |
| Queen Anne's County Maryland | 1 | $ 536,000 | $ 536,000 | $ 0 |
| Washington County Maryland | 1 | $ 354,000 | $ 354,000 | $ 72,000 |
| Antrim County Michigan | 1 | $ 106,000 | $ 106,000 | $ 148,000 |
| Branch County Michigan | 1 | $ 235,000 | $ 235,000 | $ 39,000 |
| Grand Traverse County Michigan | 1 | $ 109,000 | $ 109,000 | $ 77,000 |
| Kent County Michigan | 1 | $ 87,000 | $ 87,000 | $ 21,000 |
| Livingston County Michigan | 1 | $ 204,000 | $ 204,000 | $ 71,000 |
| DeSoto County Mississippi | 1 | $ 139,000 | $ 139,000 | $ 86,000 |
| Cass County Missouri | 1 | $ 164,000 | $ 164,000 | $ 41,000 |
| St. Charles County Missouri | 1 | $ 134,000 | $ 134,000 | $ 101,000 |
| Bucks County Pennsylvania | 1 | $ 684,000 | $ 684,000 | $ 329,000 |
| Barnwell County South Carolina | 1 | $ 102,000 | $ 102,000 | $ 32,000 |
| Beaufort County South Carolina | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Cherokee County South Carolina | 1 | $ 120,000 | $ 120,000 | $ 22,000 |
| Fairfield County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 31,000 |
| Jasper County South Carolina | 1 | $ 294,000 | $ 294,000 | $ 103,000 |
| Kershaw County South Carolina | 1 | $ 128,000 | $ 128,000 | $ 79,000 |
| Marlboro County South Carolina | 1 | $ 70,000 | $ 70,000 | $ 31,000 |
| Newberry County South Carolina | 1 | $ 104,000 | $ 104,000 | $ 84,000 |
| Oconee County South Carolina | 1 | $ 221,000 | $ 221,000 | $ 45,000 |
| Pickens County South Carolina | 1 | $ 140,000 | $ 140,000 | $ 72,000 |
| Sumter County South Carolina | 1 | $ 141,000 | $ 141,000 | $ 56,000 |
| Bedford County Tennessee | 1 | $ 93,000 | $ 93,000 | $ 29,000 |
| Monroe County Tennessee | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Perry County Tennessee | 1 | $ 152,000 | $ 152,000 | $ 36,000 |
| Scott County Tennessee | 1 | $ 84,000 | $ 84,000 | $ 65,000 |
| Brazoria County Texas | 1 | $ 48,000 | $ 48,000 | $ 157,000 |
| Comal County Texas | 1 | $ 244,000 | $ 244,000 | $ 89,000 |
| Ellis County Texas | 1 | $ 211,000 | $ 211,000 | $ 91,000 |
| Grayson County Texas | 1 | $ 121,000 | $ 121,000 | $ 43,000 |
| Guadalupe County Texas | 1 | $ 223,000 | $ 223,000 | $ 125,000 |
| Harrison County Texas | 1 | $ 414,000 | $ 414,000 | $ 219,000 |
| Hood County Texas | 1 | $ 405,000 | $ 405,000 | $ 237,000 |
| Johnson County Texas | 1 | $ 117,000 | $ 117,000 | $ 154,000 |
| Kaufman County Texas | 1 | $ 119,000 | $ 119,000 | $ 124,000 |
| McLennan County Texas | 1 | $ 79,000 | $ 79,000 | $ 27,000 |
| Ochiltree County Texas | 1 | $ 258,000 | $ 258,000 | $ 89,000 |
| Randall County Texas | 1 | $ 336,000 | $ 336,000 | $ 178,000 |
| Rockwall County Texas | 1 | $ 184,000 | $ 184,000 | $ 86,000 |
| Smith County Texas | 1 | $ 413,000 | $ 413,000 | $ 220,000 |
| Tarrant County Texas | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Willacy County Texas | 1 | $ 103,000 | $ 103,000 | $ 51,000 |
| Wise County Texas | 1 | $ 301,000 | $ 301,000 | $ 74,000 |
| Alexandria County Virginia | 1 | $ 120,000 | $ 120,000 | $ 60,000 |
| Buckingham County Virginia | 1 | $ 260,000 | $ 260,000 | $ 89,000 |
| Charlottesville County Virginia | 1 | $ 174,000 | $ 174,000 | $ 62,000 |
| Colonial Heights County Virginia | 1 | $ 170,000 | $ 170,000 | $ 42,000 |
| Hampton County Virginia | 1 | $ 190,000 | $ 190,000 | $ 62,000 |
| Henrico County Virginia | 1 | $ 115,000 | $ 115,000 | $ 24,000 |
| James City County Virginia | 1 | $ 112,000 | $ 112,000 | $ 37,000 |
| Newport News County Virginia | 1 | $ 169,000 | $ 169,000 | $ 38,000 |
| Orange County Virginia | 1 | $ 232,000 | $ 232,000 | $ 148,000 |
| Pittsylvania County Virginia | 1 | $ 143,000 | $ 143,000 | $ 66,000 |
| Portsmouth County Virginia | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| Prince William County Virginia | 1 | $ 242,000 | $ 242,000 | $ 0 |
| Roanoke County Virginia | 1 | $ 214,000 | $ 214,000 | $ 72,000 |
| Roanoke City County Virginia | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Suffolk County Virginia | 1 | $ 119,000 | $ 119,000 | $ 85,000 |
| Virginia Beach County Virginia | 1 | $ 189,000 | $ 189,000 | $ 44,000 |
Mortgage Loan Application Detail Totals for Christensen Financial, Inc. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,200 | $231,960,000 | $193,000 | $1,450,000 | $77,000 | $1,200,000 |
| Home Purchase | 1,173 | $180,464,000 | $153,000 | $980,000 | $78,000 | $4,488,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,694 | $299,785,000 | $176,000 | $1,450,000 | $81,000 | $4,488,000 |
| Black or African American | 302 | $47,931,000 | $158,000 | $438,000 | $51,000 | $285,000 |
| Hispanic | 238 | $37,449,000 | $157,000 | $980,000 | $76,000 | $3,003,000 |
| Not Provided | 86 | $18,664,000 | $217,000 | $892,000 | $98,000 | $996,000 |
| Asian | 45 | $7,623,000 | $169,000 | $417,000 | $83,000 | $220,000 |
| American Indian or Alaskan Native | 4 | $544,000 | $136,000 | $216,000 | $56,000 | $87,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $428,000 | $107,000 | $185,000 | $45,000 | $72,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,162 | $220,973,000 | $190,000 | $1,450,000 | $109,000 | $4,488,000 |
| FHA-insured (Federal Housing Administration) | 926 | $144,037,000 | $155,000 | $662,000 | $45,000 | $252,000 |
| VA-guaranteed (Veterans Administration) | 162 | $31,191,000 | $192,000 | $697,000 | $61,000 | $244,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 123 | $16,223,000 | $131,000 | $301,000 | $43,000 | $93,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,532 | $269,232,000 | $175,000 | $1,000,000 | $79,000 | $3,003,000 |
| Application Withdrawn By Applicant | 606 | $106,459,000 | $175,000 | $1,450,000 | $72,000 | $1,200,000 |
| Application Denied By Financial Institution | 197 | $30,822,000 | $156,000 | $417,000 | $63,000 | $518,000 |
| File Closed For Incompleteness | 29 | $4,777,000 | $164,000 | $417,000 | $205,000 | $4,488,000 |
| Application Approved But Not Accepted | 9 | $1,134,000 | $126,000 | $244,000 | $56,000 | $154,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 64 | $10,093,000 | $157,000 | $406,000 | $57,000 | $518,000 |
| Debt-To-Income Ratio | 23 | $3,374,000 | $146,000 | $347,000 | $48,000 | $109,000 |
| Collateral | 15 | $2,624,000 | $174,000 | $307,000 | $81,000 | $198,000 |
| Other | 12 | $1,894,000 | $157,000 | $264,000 | $50,000 | $134,000 |
| Employment History | 9 | $1,737,000 | $193,000 | $417,000 | $132,000 | $424,000 |
| Unverifiable Information | 7 | $1,230,000 | $175,000 | $273,000 | $115,000 | $195,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $528,000 | $105,000 | $266,000 | $51,000 | $108,000 |
| Mortgage Insurance Denied | 1 | $99,000 | $99,000 | $99,000 | $34,000 | $34,000 |
| Credit Application Incomplete | 1 | $254,000 | $254,000 | $254,000 | $135,000 | $135,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Christensen Financial, Inc.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Christensen Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.