Christensen Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Christensen Financial, Inc. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Christensen Financial, Inc. 860 N Sr 434 Altamonte Springs, FL 32714 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,273 |
| Total Mortgage Loan Application Amount | $747,735,000 |
| Average Mortgage Loan Application Amount | $230,800 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $98,800 |
| Highest Applicant Income | $1,636,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Christensen Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Christensen Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Christensen Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Christensen Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Christensen Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Christensen Financial, Inc.'s mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Orange County Florida | 625 | $ 154,935,000 | $ 247,000 | $ 93,000 |
| Brevard County Florida | 362 | $ 73,310,000 | $ 202,000 | $ 77,000 |
| Seminole County Florida | 313 | $ 71,575,000 | $ 228,000 | $ 97,000 |
| St. Lucie County Florida | 242 | $ 50,950,000 | $ 210,000 | $ 68,000 |
| Lake County Florida | 203 | $ 44,195,000 | $ 217,000 | $ 103,000 |
| Volusia County Florida | 186 | $ 35,900,000 | $ 193,000 | $ 86,000 |
| Osceola County Florida | 135 | $ 30,105,000 | $ 223,000 | $ 93,000 |
| Polk County Florida | 94 | $ 17,090,000 | $ 181,000 | $ 61,000 |
| Miami-Dade County Florida | 55 | $ 20,355,000 | $ 370,000 | $ 211,000 |
| Manatee County Florida | 54 | $ 13,500,000 | $ 250,000 | $ 103,000 |
| Broward County Florida | 50 | $ 13,890,000 | $ 277,000 | $ 91,000 |
| Chesterfield County Virginia | 46 | $ 11,560,000 | $ 251,000 | $ 76,000 |
| Henrico County Virginia | 43 | $ 9,985,000 | $ 232,000 | $ 76,000 |
| Wayne County Michigan | 41 | $ 4,425,000 | $ 107,000 | $ 56,000 |
| Palm Beach County Florida | 40 | $ 10,710,000 | $ 267,000 | $ 111,000 |
| Marion County Florida | 38 | $ 6,420,000 | $ 168,000 | $ 63,000 |
| Hillsborough County Florida | 34 | $ 8,970,000 | $ 263,000 | $ 88,000 |
| Sumner County Tennessee | 32 | $ 7,380,000 | $ 230,000 | $ 61,000 |
| Pinellas County Florida | 30 | $ 7,220,000 | $ 240,000 | $ 89,000 |
| Robertson County Tennessee | 30 | $ 6,070,000 | $ 202,000 | $ 61,000 |
| St. Charles County Missouri | 29 | $ 7,325,000 | $ 252,000 | $ 97,000 |
| Cobb County Georgia | 28 | $ 8,000,000 | $ 285,000 | $ 139,000 |
| Sarasota County Florida | 27 | $ 7,815,000 | $ 289,000 | $ 139,000 |
| Martin County Florida | 26 | $ 6,530,000 | $ 251,000 | $ 90,000 |
| St. Louis County Missouri | 26 | $ 6,810,000 | $ 261,000 | $ 95,000 |
| Hanover County Virginia | 25 | $ 7,105,000 | $ 284,000 | $ 93,000 |
| Flagler County Florida | 20 | $ 4,010,000 | $ 200,000 | $ 60,000 |
| Fulton County Georgia | 19 | $ 4,455,000 | $ 234,000 | $ 112,000 |
| Indian River County Florida | 16 | $ 3,080,000 | $ 192,000 | $ 57,000 |
| Sumter County Florida | 14 | $ 3,520,000 | $ 251,000 | $ 138,000 |
| Macomb County Michigan | 13 | $ 2,075,000 | $ 159,000 | $ 51,000 |
| Duval County Florida | 12 | $ 2,520,000 | $ 210,000 | $ 71,000 |
| Richmond City County Virginia | 12 | $ 4,210,000 | $ 350,000 | $ 129,000 |
| Pasco County Florida | 10 | $ 2,020,000 | $ 202,000 | $ 72,000 |
| DeKalb County Georgia | 9 | $ 2,495,000 | $ 277,000 | $ 74,000 |
| Gwinnett County Georgia | 9 | $ 2,265,000 | $ 251,000 | $ 62,000 |
| Wilson County Tennessee | 9 | $ 2,805,000 | $ 311,000 | $ 56,000 |
| Paulding County Georgia | 8 | $ 1,370,000 | $ 171,000 | $ 61,000 |
| Davidson County Tennessee | 8 | $ 1,790,000 | $ 223,000 | $ 41,000 |
| James City County Virginia | 8 | $ 2,710,000 | $ 338,000 | $ 93,000 |
| Spotsylvania County Virginia | 8 | $ 2,190,000 | $ 273,000 | $ 97,000 |
| Charlotte County Florida | 7 | $ 1,905,000 | $ 272,000 | $ 164,000 |
| Lexington County South Carolina | 7 | $ 1,305,000 | $ 186,000 | $ 102,000 |
| Alachua County Florida | 6 | $ 1,140,000 | $ 190,000 | $ 87,000 |
| Hernando County Florida | 6 | $ 1,210,000 | $ 201,000 | $ 63,000 |
| Cherokee County Georgia | 6 | $ 1,260,000 | $ 210,000 | $ 80,000 |
| Gaston County North Carolina | 6 | $ 950,000 | $ 158,000 | $ 56,000 |
| Harris County Texas | 6 | $ 1,390,000 | $ 231,000 | $ 132,000 |
| Albemarle County Virginia | 6 | $ 2,080,000 | $ 346,000 | $ 85,000 |
| Citrus County Florida | 5 | $ 675,000 | $ 135,000 | $ 50,000 |
| Oakland County Michigan | 5 | $ 1,195,000 | $ 239,000 | $ 166,000 |
| Lincoln County Missouri | 5 | $ 1,125,000 | $ 225,000 | $ 82,000 |
| Cheatham County Tennessee | 5 | $ 995,000 | $ 199,000 | $ 47,000 |
| Goochland County Virginia | 5 | $ 1,805,000 | $ 361,000 | $ 96,000 |
| Newport News County Virginia | 5 | $ 1,465,000 | $ 293,000 | $ 66,000 |
| St. Johns County Florida | 4 | $ 1,130,000 | $ 282,000 | $ 101,000 |
| Jefferson County Missouri | 4 | $ 730,000 | $ 182,000 | $ 77,000 |
| Richland County South Carolina | 4 | $ 600,000 | $ 150,000 | $ 39,000 |
| Trousdale County Tennessee | 4 | $ 490,000 | $ 122,000 | $ 31,000 |
| Williamson County Tennessee | 4 | $ 1,050,000 | $ 262,000 | $ 107,000 |
| Caroline County Virginia | 4 | $ 1,280,000 | $ 320,000 | $ 81,000 |
| King William County Virginia | 4 | $ 750,000 | $ 187,000 | $ 57,000 |
| Lee County Florida | 3 | $ 625,000 | $ 208,000 | $ 24,000 |
| Forsyth County Georgia | 3 | $ 965,000 | $ 321,000 | $ 116,000 |
| Franklin County Missouri | 3 | $ 565,000 | $ 188,000 | $ 86,000 |
| Catawba County North Carolina | 3 | $ 645,000 | $ 215,000 | $ 88,000 |
| Dickson County Tennessee | 3 | $ 475,000 | $ 158,000 | $ 46,000 |
| Montgomery County Tennessee | 3 | $ 335,000 | $ 111,000 | $ 35,000 |
| Collin County Texas | 3 | $ 965,000 | $ 321,000 | $ 114,000 |
| Amelia County Virginia | 3 | $ 645,000 | $ 215,000 | $ 76,000 |
| Gloucester County Virginia | 3 | $ 1,005,000 | $ 335,000 | $ 135,000 |
| Nottoway County Virginia | 3 | $ 405,000 | $ 135,000 | $ 53,000 |
| Petersburg County Virginia | 3 | $ 475,000 | $ 158,000 | $ 42,000 |
| Prince William County Virginia | 3 | $ 935,000 | $ 311,000 | $ 117,000 |
| Madison County Alabama | 2 | $ 490,000 | $ 245,000 | $ 65,000 |
| El Paso County Colorado | 2 | $ 540,000 | $ 270,000 | $ 33,000 |
| Collier County Florida | 2 | $ 680,000 | $ 340,000 | $ 135,000 |
| Santa Rosa County Florida | 2 | $ 420,000 | $ 210,000 | $ 89,000 |
| Douglas County Georgia | 2 | $ 650,000 | $ 325,000 | $ 97,000 |
| Fannin County Georgia | 2 | $ 430,000 | $ 215,000 | $ 126,000 |
| Murray County Georgia | 2 | $ 400,000 | $ 200,000 | $ 93,000 |
| Newton County Georgia | 2 | $ 450,000 | $ 225,000 | $ 125,000 |
| Pickens County Georgia | 2 | $ 410,000 | $ 205,000 | $ 189,000 |
| Monroe County Michigan | 2 | $ 160,000 | $ 80,000 | $ 51,000 |
| St. Clair County Michigan | 2 | $ 270,000 | $ 135,000 | $ 59,000 |
| St. Louis City County Missouri | 2 | $ 360,000 | $ 180,000 | $ 107,000 |
| Warren County Missouri | 2 | $ 410,000 | $ 205,000 | $ 69,000 |
| Buncombe County North Carolina | 2 | $ 480,000 | $ 240,000 | $ 81,000 |
| Union County North Carolina | 2 | $ 620,000 | $ 310,000 | $ 152,000 |
| Maury County Tennessee | 2 | $ 440,000 | $ 220,000 | $ 86,000 |
| Polk County Tennessee | 2 | $ 410,000 | $ 205,000 | $ 162,000 |
| Rutherford County Tennessee | 2 | $ 520,000 | $ 260,000 | $ 19,000 |
| Dallas County Texas | 2 | $ 580,000 | $ 290,000 | $ 91,000 |
| Johnson County Texas | 2 | $ 350,000 | $ 175,000 | $ 73,000 |
| Montgomery County Texas | 2 | $ 280,000 | $ 140,000 | $ 131,000 |
| Tarrant County Texas | 2 | $ 610,000 | $ 305,000 | $ 139,000 |
| Appomattox County Virginia | 2 | $ 340,000 | $ 170,000 | $ 95,000 |
| Colonial Heights County Virginia | 2 | $ 410,000 | $ 205,000 | $ 61,000 |
| Cumberland County Virginia | 2 | $ 520,000 | $ 260,000 | $ 72,000 |
| Franklin County Virginia | 2 | $ 400,000 | $ 200,000 | $ 159,000 |
| Louisa County Virginia | 2 | $ 570,000 | $ 285,000 | $ 152,000 |
| Mathews County Virginia | 2 | $ 370,000 | $ 185,000 | $ 111,000 |
| New Kent County Virginia | 2 | $ 490,000 | $ 245,000 | $ 122,000 |
| Orange County Virginia | 2 | $ 590,000 | $ 295,000 | $ 97,000 |
| Powhatan County Virginia | 2 | $ 420,000 | $ 210,000 | $ 58,000 |
| Prince Edward County Virginia | 2 | $ 440,000 | $ 220,000 | $ 55,000 |
| Richmond County Virginia | 2 | $ 420,000 | $ 210,000 | $ 35,000 |
| Stafford County Virginia | 2 | $ 790,000 | $ 395,000 | $ 131,000 |
| Hale County Alabama | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| Tuscaloosa County Alabama | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Clay County Florida | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
| Escambia County Florida | 1 | $ 245,000 | $ 245,000 | $ 42,000 |
| Hendry County Florida | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| Leon County Florida | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Levy County Florida | 1 | $ 155,000 | $ 155,000 | $ 135,000 |
| Monroe County Florida | 1 | $ 735,000 | $ 735,000 | $ 263,000 |
| Nassau County Florida | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 495,000 | $ 495,000 | $ 205,000 |
| Okeechobee County Florida | 1 | $ 135,000 | $ 135,000 | $ 28,000 |
| Wakulla County Florida | 1 | $ 135,000 | $ 135,000 | $ 75,000 |
| Baldwin County Georgia | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Bartow County Georgia | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| Clayton County Georgia | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Fayette County Georgia | 1 | $ 245,000 | $ 245,000 | $ 79,000 |
| Floyd County Georgia | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| Gilmer County Georgia | 1 | $ 335,000 | $ 335,000 | $ 141,000 |
| Hall County Georgia | 1 | $ 325,000 | $ 325,000 | $ 51,000 |
| Harris County Georgia | 1 | $ 245,000 | $ 245,000 | $ 61,000 |
| Henry County Georgia | 1 | $ 215,000 | $ 215,000 | $ 121,000 |
| Long County Georgia | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Lumpkin County Georgia | 1 | $ 245,000 | $ 245,000 | $ 77,000 |
| Rockdale County Georgia | 1 | $ 305,000 | $ 305,000 | $ 88,000 |
| Towns County Georgia | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Union County Georgia | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
| Walton County Georgia | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| Wayne County Georgia | 1 | $ 275,000 | $ 275,000 | $ 104,000 |
| Cook County Illinois | 1 | $ 245,000 | $ 245,000 | $ 78,000 |
| St. Clair County Illinois | 1 | $ 225,000 | $ 225,000 | $ 112,000 |
| Will County Illinois | 1 | $ 315,000 | $ 315,000 | $ 119,000 |
| Worcester County Maryland | 1 | $ 285,000 | $ 285,000 | $ 221,000 |
| Mecosta County Michigan | 1 | $ 165,000 | $ 165,000 | $ 100,000 |
| Midland County Michigan | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Cape Girardeau County Missouri | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Henry County Missouri | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Pike County Missouri | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Cherokee County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 32,000 |
| Henderson County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 88,000 |
| Jackson County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 144,000 |
| Lincoln County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 137,000 |
| Swain County North Carolina | 1 | $ 515,000 | $ 515,000 | $ 1,200,000 |
| Watauga County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 278,000 |
| Dorchester County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Fairfield County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| Greenville County South Carolina | 1 | $ 345,000 | $ 345,000 | $ 70,000 |
| Horry County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
| York County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 25,000 |
| Bedford County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Coffee County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 118,000 |
| Humphreys County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| Lawrence County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Shelby County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 125,000 |
| Washington County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 207,000 |
| Comal County Texas | 1 | $ 255,000 | $ 255,000 | $ 99,000 |
| Denton County Texas | 1 | $ 295,000 | $ 295,000 | $ 78,000 |
| Ellis County Texas | 1 | $ 295,000 | $ 295,000 | $ 140,000 |
| Victoria County Texas | 1 | $ 175,000 | $ 175,000 | $ 102,000 |
| Augusta County Virginia | 1 | $ 265,000 | $ 265,000 | $ 63,000 |
| Charlottesville County Virginia | 1 | $ 295,000 | $ 295,000 | $ 99,000 |
| Fluvanna County Virginia | 1 | $ 195,000 | $ 195,000 | $ 79,000 |
| Hampton County Virginia | 1 | $ 205,000 | $ 205,000 | $ 87,000 |
| Loudoun County Virginia | 1 | $ 235,000 | $ 235,000 | $ 51,000 |
| Portsmouth County Virginia | 1 | $ 135,000 | $ 135,000 | $ 106,000 |
| Prince George County Virginia | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Rockingham County Virginia | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
| Southampton County Virginia | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Suffolk County Virginia | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Virginia Beach County Virginia | 1 | $ 235,000 | $ 235,000 | $ 65,000 |
| Waynesboro County Virginia | 1 | $ 95,000 | $ 95,000 | $ 26,000 |
| Westmoreland County Virginia | 1 | $ 105,000 | $ 105,000 | $ 115,000 |
| York County Virginia | 1 | $ 405,000 | $ 405,000 | $ 62,000 |
Mortgage Loan Application Detail Totals for Christensen Financial, Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,722 | $388,830,000 | $225,000 | $765,000 | $82,000 | $1,200,000 |
| Refinancing | 1,034 | $250,590,000 | $242,000 | $3,005,000 | $100,000 | $1,636,000 |
| Home Improvement | 509 | $106,685,000 | $209,000 | $1,005,000 | $93,000 | $1,257,000 |
| Other Purpose | 6 | $1,010,000 | $168,000 | $325,000 | $86,000 | $238,000 |
| Cash-out Refinancing | 2 | $620,000 | $310,000 | $405,000 | $133,000 | $170,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,186 | $504,580,000 | $230,000 | $3,005,000 | $94,000 | $1,636,000 |
| Hispanic | 513 | $115,585,000 | $225,000 | $765,000 | $81,000 | $1,200,000 |
| Black or African American | 365 | $80,175,000 | $219,000 | $675,000 | $77,000 | $622,000 |
| Asian | 91 | $23,045,000 | $253,000 | $725,000 | $94,000 | $425,000 |
| Not Provided | 89 | $17,425,000 | $195,000 | $495,000 | $68,000 | $300,000 |
| American Indian or Alaskan Native | 12 | $2,310,000 | $192,000 | $395,000 | $68,000 | $104,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $325,000 | $325,000 | $325,000 | $81,000 | $81,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,412 | $547,270,000 | $226,000 | $3,005,000 | $100,000 | $1,636,000 |
| FHA-insured (Federal Housing Administration) | 631 | $136,945,000 | $217,000 | $515,000 | $60,000 | $1,200,000 |
| VA-guaranteed (Veterans Administration) | 199 | $57,625,000 | $289,000 | $745,000 | $64,000 | $400,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 31 | $5,895,000 | $190,000 | $285,000 | $49,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,374 | $549,520,000 | $231,000 | $745,000 | $91,000 | $1,636,000 |
| Application Withdrawn By Applicant | 710 | $151,650,000 | $213,000 | $675,000 | $81,000 | $1,237,000 |
| File Closed For Incompleteness | 100 | $28,180,000 | $281,000 | $3,005,000 | $131,000 | $1,257,000 |
| Application Denied By Financial Institution | 89 | $18,385,000 | $206,000 | $505,000 | $67,000 | $326,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,184 | $729,350,000 | $229,000 | $3,005,000 | $90,000 | $1,636,000 |
| Credit History | 37 | $7,265,000 | $196,000 | $345,000 | $62,000 | $212,000 |
| Collateral | 26 | $5,670,000 | $218,000 | $505,000 | $72,000 | $326,000 |
| Employment History | 10 | $1,910,000 | $191,000 | $495,000 | $43,000 | $69,000 |
| Debt-To-Income Ratio | 8 | $1,900,000 | $237,000 | $415,000 | $99,000 | $243,000 |
| Unverifiable Information | 7 | $1,525,000 | $217,000 | $435,000 | $86,000 | $260,000 |
| Other | 1 | $115,000 | $115,000 | $115,000 | $32,000 | $32,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Christensen Financial, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Christensen Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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