Cis Financial Services, Inc. Mortgage Lending & HMDA Data, 2015

In 2015, Cis Financial Services, Inc. of Hamilton, AL reported 4,146 mortgage applications totaling $776.7 million, up 31% from 2014. The average application was for $187,346, and applicants reported an average income of $15,581. 15% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (287), Riverside-San Bernardino-Ontario, CA (203) and Washington-Arlington-Alexandria, DC-VA-MD-WV (125) (applications in parentheses).

Mortgage Company & Address Cis Financial Services, Inc.
851 Military Street N
Hamilton, AL 35570
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 4,146
Total Mortgage Loan Application Amount $776,738,000
Average Mortgage Loan Application Amount $187,346
Highest Mortgage Loan Application Amount $1,000,000
Average Applicant Income $15,581
Highest Applicant Income $1,012,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cis Financial Services, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Cis Financial Services, Inc. by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Marion, Alabama 136 $ 13,904,000 $ 102,235 $ 46,000
Riverside, California 116 $ 29,513,000 $ 254,422 $ 28,000
Los Angeles, California 108 $ 34,083,000 $ 315,583 $ 40,000
San Bernardino, California 87 $ 20,550,000 $ 236,206 $ 25,000
Clark, Nevada 80 $ 16,010,000 $ 200,125 $ 14,000
Maricopa, Arizona 69 $ 12,669,000 $ 183,608 $ 9,000
Gwinnett, Georgia 47 $ 8,885,000 $ 189,042 $ 4,000
Prince George's, Maryland 46 $ 11,287,000 $ 245,369 $ 2,000
Mecklenburg, North Carolina 40 $ 6,808,000 $ 170,200 $ 2,000
Rapides, Louisiana 37 $ 6,472,000 $ 174,918 $ 39,000
Sacramento, California 36 $ 7,872,000 $ 218,666 $ 13,000
Harris, Texas 36 $ 6,444,000 $ 179,000 $ 3,000
Cobb, Georgia 34 $ 5,782,000 $ 170,058 $ 3,000
Tarrant, Texas 33 $ 5,426,000 $ 164,424 $ 3,000
Virginia Beach, Virginia 33 $ 7,831,000 $ 237,303 $ 5,000
Wake, North Carolina 31 $ 5,542,000 $ 178,774 $ 1,000
Fulton, Georgia 29 $ 5,568,000 $ 192,000 $ 10,000
Bexar, Texas 29 $ 5,334,000 $ 183,931 $ 4,000
Kern, California 27 $ 5,361,000 $ 198,555 $ 8,000
Broward, Florida 27 $ 5,602,000 $ 207,481 $ 3,000
Henry, Georgia 27 $ 5,094,000 $ 188,666 $ 51,000
Jefferson, Alabama 26 $ 3,596,000 $ 138,307 $ 32,000
DeKalb, Georgia 26 $ 4,254,000 $ 163,615 $ 19,000
Dallas, Texas 26 $ 4,182,000 $ 160,846 $ 7,000
Fresno, California 25 $ 4,918,000 $ 196,720 $ 18,000
San Diego, California 24 $ 7,235,000 $ 301,458 $ 37,000
Baltimore, Maryland 24 $ 4,970,000 $ 207,083 $ 1,000
Prince William, Virginia 23 $ 5,890,000 $ 256,086 $ 17,000
San Joaquin, California 20 $ 4,293,000 $ 214,650 $ 29,000
Hillsborough, Florida 19 $ 3,689,000 $ 194,157 $ 0
El Paso, Colorado 18 $ 3,803,000 $ 211,277 $ 4,000
Clayton, Georgia 18 $ 2,360,000 $ 131,111 $ 10,000
Cumberland, North Carolina 18 $ 3,427,000 $ 190,388 $ 0
Fort Bend, Texas 18 $ 3,959,000 $ 219,944 $ 12,000
Franklin, Alabama 17 $ 1,610,000 $ 94,705 $ 26,000
King, Washington 17 $ 3,860,000 $ 227,058 $ 9,000
Shelby, Alabama 16 $ 2,102,000 $ 131,375 $ 9,000
Contra Costa, California 16 $ 4,251,000 $ 265,687 $ 16,000
Adams, Colorado 16 $ 3,720,000 $ 232,500 $ 22,000
Arapahoe, Colorado 16 $ 3,570,000 $ 223,125 $ 10,000
Jefferson, Colorado 16 $ 3,631,000 $ 226,937 $ 15,000
Duval, Florida 16 $ 2,965,000 $ 185,312 $ 0
Orange, Florida 16 $ 3,362,000 $ 210,125 $ 21,000
Grant, Louisiana 16 $ 2,388,000 $ 149,250 $ 45,000
Baltimore City, Maryland 16 $ 2,781,000 $ 173,812 $ 0
Onslow, North Carolina 16 $ 2,807,000 $ 175,437 $ 8,000
Shelby, Tennessee 16 $ 2,806,000 $ 175,375 $ 6,000
Bell, Texas 16 $ 2,891,000 $ 180,687 $ 0
Denton, Texas 16 $ 2,783,000 $ 173,937 $ 8,000
Newport News, Virginia 16 $ 2,984,000 $ 186,500 $ 4,000
Lamar, Alabama 15 $ 1,574,000 $ 104,933 $ 44,000
St. Clair, Alabama 15 $ 1,265,000 $ 84,333 $ 38,000
Orange, California 15 $ 5,732,000 $ 382,133 $ 52,000
Paulding, Georgia 15 $ 2,570,000 $ 171,333 $ 4,000
Washoe, Nevada 15 $ 3,298,000 $ 219,866 $ 9,000
Chesterfield, Virginia 15 $ 3,635,000 $ 242,333 $ 0
Madison, Alabama 14 $ 2,159,000 $ 154,214 $ 26,000
Tuscaloosa, Alabama 14 $ 2,020,000 $ 144,285 $ 17,000
Solano, California 14 $ 3,403,000 $ 243,071 $ 11,000
Bernalillo, New Mexico 14 $ 2,558,000 $ 182,714 $ 20,000
Montgomery, Tennessee 14 $ 2,565,000 $ 183,214 $ 0
El Paso, Texas 14 $ 2,408,000 $ 172,000 $ 0
Colbert, Alabama 13 $ 1,680,000 $ 129,230 $ 38,000
Lauderdale, Alabama 13 $ 1,400,000 $ 107,692 $ 16,000
Pasco, Florida 13 $ 1,784,000 $ 137,230 $ 19,000
Polk, Florida 13 $ 2,111,000 $ 162,384 $ 2,000
Anne Arundel, Maryland 13 $ 3,355,000 $ 258,076 $ 6,000
Harrison, Mississippi 13 $ 1,113,000 $ 85,615 $ 80,000
Oklahoma, Oklahoma 13 $ 1,700,000 $ 130,769 $ 1,000
Montgomery, Pennsylvania 13 $ 3,007,000 $ 231,307 $ 8,000
Collin, Texas 13 $ 2,452,000 $ 188,615 $ 7,000
Hampton, Virginia 13 $ 2,831,000 $ 217,769 $ 0
Pierce, Washington 13 $ 2,763,000 $ 212,538 $ 15,000
Cherokee, Georgia 12 $ 2,575,000 $ 214,583 $ 6,000
Houston, Georgia 12 $ 1,862,000 $ 155,166 $ 18,000
Guilford, North Carolina 12 $ 2,193,000 $ 182,750 $ 2,000
Philadelphia, Pennsylvania 12 $ 2,299,000 $ 191,583 $ 0
Stanislaus, California 11 $ 2,133,000 $ 193,909 $ 0
Hartford, Connecticut 11 $ 2,316,000 $ 210,545 $ 0
New Haven, Connecticut 11 $ 2,237,000 $ 203,363 $ 0
Miami-Dade, Florida 11 $ 2,637,000 $ 239,727 $ 0
Palm Beach, Florida 11 $ 2,488,000 $ 226,181 $ 0
Charles, Maryland 11 $ 2,694,000 $ 244,909 $ 0
Harford, Maryland 11 $ 2,517,000 $ 228,818 $ 0
Durham, North Carolina 11 $ 1,940,000 $ 176,363 $ 6,000
Montgomery, Texas 11 $ 1,870,000 $ 170,000 $ 0
Norfolk, Virginia 11 $ 2,017,000 $ 183,363 $ 0
Winston, Alabama 10 $ 954,000 $ 95,400 $ 45,000
Union, Arkansas 10 $ 1,200,000 $ 120,000 $ 34,000
Newton, Georgia 10 $ 1,994,000 $ 199,400 $ 26,000
Walton, Georgia 10 $ 1,538,000 $ 153,800 $ 3,000
Hardin, Kentucky 10 $ 1,582,000 $ 158,200 $ 49,000
Allen, Louisiana 10 $ 1,677,000 $ 167,700 $ 53,000
Ouachita, Louisiana 10 $ 1,308,000 $ 130,800 $ 19,000
Montgomery, Maryland 10 $ 2,819,000 $ 281,900 $ 10,000
Harnett, North Carolina 10 $ 1,918,000 $ 191,800 $ 0
Johnston, North Carolina 10 $ 1,695,000 $ 169,500 $ 15,000
Salt Lake, Utah 10 $ 2,056,000 $ 205,600 $ 0
Portsmouth, Virginia 10 $ 2,048,000 $ 204,800 $ 0
Talladega, Alabama 9 $ 802,000 $ 89,111 $ 29,000
Alameda, California 9 $ 3,377,000 $ 375,222 $ 58,000
Placer, California 9 $ 2,202,000 $ 244,666 $ 20,000
Brevard, Florida 9 $ 1,324,000 $ 147,111 $ 12,000
Pinellas, Florida 9 $ 1,668,000 $ 185,333 $ 14,000
Douglas, Georgia 9 $ 1,456,000 $ 161,777 $ 2,000
Marion, Indiana 9 $ 1,091,000 $ 121,222 $ 108,000
Breckinridge, Kentucky 9 $ 1,139,000 $ 126,555 $ 27,000
Jefferson, Kentucky 9 $ 1,373,000 $ 152,555 $ 0
Union, New Jersey 9 $ 2,084,000 $ 231,555 $ 0
Buncombe, North Carolina 9 $ 1,168,000 $ 129,777 $ 27,000
Franklin, Ohio 9 $ 1,431,000 $ 159,000 $ 19,000
Washington, Oregon 9 $ 2,102,000 $ 233,555 $ 12,000
Williamson, Tennessee 9 $ 2,635,000 $ 292,777 $ 13,000
Chesapeake, Virginia 9 $ 1,877,000 $ 208,555 $ 0
Loudoun, Virginia 9 $ 2,518,000 $ 279,777 $ 28,000
Blount, Alabama 8 $ 726,000 $ 90,750 $ 32,000
Mobile, Alabama 8 $ 1,219,000 $ 152,375 $ 15,000
Russell, Alabama 8 $ 1,631,000 $ 203,875 $ 10,000
Pinal, Arizona 8 $ 1,389,000 $ 173,625 $ 36,000
Merced, California 8 $ 1,758,000 $ 219,750 $ 10,000
Denver, Colorado 8 $ 2,011,000 $ 251,375 $ 18,000
Madison, Florida 8 $ 678,000 $ 84,750 $ 39,000
St. Lucie, Florida 8 $ 1,646,000 $ 205,750 $ 0
Coweta, Georgia 8 $ 1,225,000 $ 153,125 $ 27,000
Richmond, Georgia 8 $ 1,262,000 $ 157,750 $ 9,000
Meade, Kentucky 8 $ 1,039,000 $ 129,875 $ 40,000
Cabarrus, North Carolina 8 $ 1,504,000 $ 188,000 $ 0
Pitt, North Carolina 8 $ 1,331,000 $ 166,375 $ 0
Multnomah, Oregon 8 $ 1,645,000 $ 205,625 $ 0
Davidson, Tennessee 8 $ 1,552,000 $ 194,000 $ 8,000
Hamilton, Tennessee 8 $ 1,395,000 $ 174,375 $ 0
Knox, Tennessee 8 $ 1,088,000 $ 136,000 $ 44,000
Galveston, Texas 8 $ 1,413,000 $ 176,625 $ 39,000
Travis, Texas 8 $ 1,518,000 $ 189,750 $ 0
Fairfax, Virginia 8 $ 2,659,000 $ 332,375 $ 16,000
Snohomish, Washington 8 $ 2,174,000 $ 271,750 $ 0
Spokane, Washington 8 $ 1,146,000 $ 143,250 $ 0
Elmore, Alabama 7 $ 894,000 $ 127,714 $ 24,000
Fayette, Alabama 7 $ 796,000 $ 113,714 $ 44,000
Tulare, California 7 $ 1,392,000 $ 198,857 $ 0
Ventura, California 7 $ 2,160,000 $ 308,571 $ 21,000
Lake, Florida 7 $ 1,207,000 $ 172,428 $ 0
Lee, Florida 7 $ 1,500,000 $ 214,285 $ 0
Osceola, Florida 7 $ 1,113,000 $ 159,000 $ 0
Bartow, Georgia 7 $ 1,216,000 $ 173,714 $ 18,000
Chatham, Georgia 7 $ 1,329,000 $ 189,857 $ 0
Columbia, Georgia 7 $ 1,442,000 $ 206,000 $ 0
New Hanover, North Carolina 7 $ 1,401,000 $ 200,142 $ 0
Union, North Carolina 7 $ 932,000 $ 133,142 $ 0
York, Pennsylvania 7 $ 1,372,000 $ 196,000 $ 9,000
Horry, South Carolina 7 $ 1,057,000 $ 151,000 $ 56,000
Richland, South Carolina 7 $ 1,281,000 $ 183,000 $ 0
Rutherford, Tennessee 7 $ 1,150,000 $ 164,285 $ 26,000
Baldwin, Alabama 6 $ 1,242,000 $ 207,000 $ 10,000
Pima, Arizona 6 $ 1,117,000 $ 186,166 $ 21,000
Faulkner, Arkansas 6 $ 877,000 $ 146,166 $ 44,000
Citrus, Florida 6 $ 803,000 $ 133,833 $ 0
Hernando, Florida 6 $ 835,000 $ 139,166 $ 0
Barrow, Georgia 6 $ 828,000 $ 138,000 $ 9,000
Bulloch, Georgia 6 $ 1,011,000 $ 168,500 $ 7,000
Morgan, Georgia 6 $ 508,000 $ 84,666 $ 23,000
Hamilton, Indiana 6 $ 1,136,000 $ 189,333 $ 162,000
Bullitt, Kentucky 6 $ 862,000 $ 143,666 $ 52,000
Avoyelles, Louisiana 6 $ 881,000 $ 146,833 $ 8,000
La Salle, Louisiana 6 $ 1,021,000 $ 170,166 $ 39,000
Lafayette, Louisiana 6 $ 1,075,000 $ 179,166 $ 39,000
Livingston, Louisiana 6 $ 1,061,000 $ 176,833 $ 14,000
St. Tammany, Louisiana 6 $ 757,000 $ 126,166 $ 0
Frederick, Maryland 6 $ 1,684,000 $ 280,666 $ 0
Lauderdale, Mississippi 6 $ 551,000 $ 91,833 $ 10,000
Burlington, New Jersey 6 $ 1,146,000 $ 191,000 $ 8,000
Middlesex, New Jersey 6 $ 1,737,000 $ 289,500 $ 0
Comanche, Oklahoma 6 $ 1,038,000 $ 173,000 $ 0
Bucks, Pennsylvania 6 $ 1,329,000 $ 221,500 $ 0
Charleston, South Carolina 6 $ 1,212,000 $ 202,000 $ 14,000
Greenville, South Carolina 6 $ 1,171,000 $ 195,166 $ 16,000
Lexington, South Carolina 6 $ 908,000 $ 151,333 $ 0
Sumner, Tennessee 6 $ 1,100,000 $ 183,333 $ 0
Williamson, Texas 6 $ 929,000 $ 154,833 $ 0
James City, Virginia 6 $ 1,651,000 $ 275,166 $ 0
Clark, Washington 6 $ 1,236,000 $ 206,000 $ 0
Walker, Alabama 5 $ 586,000 $ 117,200 $ 54,000
Mohave, Arizona 5 $ 1,045,000 $ 209,000 $ 0
Madera, California 5 $ 1,251,000 $ 250,200 $ 32,000
Santa Barbara, California 5 $ 1,294,000 $ 258,800 $ 19,000
Santa Clara, California 5 $ 2,138,000 $ 427,600 $ 97,000
Weld, Colorado 5 $ 1,231,000 $ 246,200 $ 0
Okaloosa, Florida 5 $ 985,000 $ 197,000 $ 15,000
Fayette, Georgia 5 $ 837,000 $ 167,400 $ 0
Forsyth, Georgia 5 $ 1,054,000 $ 210,800 $ 27,000
Jones, Georgia 5 $ 588,000 $ 117,600 $ 19,000
Muscogee, Georgia 5 $ 989,000 $ 197,800 $ 0
Spalding, Georgia 5 $ 1,437,000 $ 287,400 $ 48,000
Lake, Indiana 5 $ 1,083,000 $ 216,600 $ 23,000
East Baton Rouge, Louisiana 5 $ 769,000 $ 153,800 $ 0
St. Landry, Louisiana 5 $ 541,000 $ 108,200 $ 23,000
Camden, New Jersey 5 $ 940,000 $ 188,000 $ 27,000
Monmouth, New Jersey 5 $ 1,263,000 $ 252,600 $ 13,000
Somerset, New Jersey 5 $ 1,133,000 $ 226,600 $ 0
Gaston, North Carolina 5 $ 959,000 $ 191,800 $ 27,000
Tulsa, Oklahoma 5 $ 751,000 $ 150,200 $ 22,000
Lane, Oregon 5 $ 1,056,000 $ 211,200 $ 0
Berks, Pennsylvania 5 $ 1,057,000 $ 211,400 $ 0
Cumberland, Pennsylvania 5 $ 937,000 $ 187,400 $ 0
Lancaster, Pennsylvania 5 $ 936,000 $ 187,200 $ 10,000
Aiken, South Carolina 5 $ 806,000 $ 161,200 $ 0
Sumter, South Carolina 5 $ 714,000 $ 142,800 $ 23,000
Jefferson, Tennessee 5 $ 674,000 $ 134,800 $ 6,000
Sullivan, Tennessee 5 $ 768,000 $ 153,600 $ 0
Brazoria, Texas 5 $ 950,000 $ 190,000 $ 0
Ellis, Texas 5 $ 791,000 $ 158,200 $ 1,000
Smith, Texas 5 $ 901,000 $ 180,200 $ 0
Hanover, Virginia 5 $ 871,000 $ 174,200 $ 0
Henrico, Virginia 5 $ 1,002,000 $ 200,400 $ 0
Manassas, Virginia 5 $ 1,226,000 $ 245,200 $ 0
Richmond City, Virginia 5 $ 889,000 $ 177,800 $ 0
Island, Washington 5 $ 1,148,000 $ 229,600 $ 34,000
Stevens, Washington 5 $ 822,000 $ 164,400 $ 0
Yakima, Washington 5 $ 788,000 $ 157,600 $ 5,000
Bibb, Alabama 4 $ 354,000 $ 88,500 $ 8,000
Ashley, Arkansas 4 $ 525,000 $ 131,250 $ 33,000
Butte, California 4 $ 810,000 $ 202,500 $ 0
Monterey, California 4 $ 1,085,000 $ 271,250 $ 23,000
Nevada, California 4 $ 861,000 $ 215,250 $ 18,000
Shasta, California 4 $ 853,000 $ 213,250 $ 0
Sutter, California 4 $ 791,000 $ 197,750 $ 0
Boulder, Colorado 4 $ 678,000 $ 169,500 $ 0
Fairfield, Connecticut 4 $ 1,152,000 $ 288,000 $ 0
Catoosa, Georgia 4 $ 537,000 $ 134,250 $ 7,000
Rockdale, Georgia 4 $ 695,000 $ 173,750 $ 12,000
Will, Illinois 4 $ 632,000 $ 158,000 $ 11,000
Concordia, Louisiana 4 $ 628,000 $ 157,000 $ 76,000
Jefferson, Louisiana 4 $ 708,000 $ 177,000 $ 23,000
Lafourche, Louisiana 4 $ 608,000 $ 152,000 $ 0
Sabine, Louisiana 4 $ 546,000 $ 136,500 $ 16,000
Terrebonne, Louisiana 4 $ 644,000 $ 161,000 $ 14,000
Calvert, Maryland 4 $ 1,537,000 $ 384,250 $ 0
Dorchester, Maryland 4 $ 709,000 $ 177,250 $ 0
Howard, Maryland 4 $ 1,139,000 $ 284,750 $ 0
St. Mary's, Maryland 4 $ 1,285,000 $ 321,250 $ 0
Elko, Nevada 4 $ 968,000 $ 242,000 $ 0
Mercer, New Jersey 4 $ 837,000 $ 209,250 $ 0
Ocean, New Jersey 4 $ 790,000 $ 197,500 $ 0
Passaic, New Jersey 4 $ 922,000 $ 230,500 $ 16,000
Sandoval, New Mexico 4 $ 757,000 $ 189,250 $ 13,000
Cleveland, North Carolina 4 $ 471,000 $ 117,750 $ 0
Forsyth, North Carolina 4 $ 596,000 $ 149,000 $ 25,000
Henderson, North Carolina 4 $ 405,000 $ 101,250 $ 17,000
Iredell, North Carolina 4 $ 813,000 $ 203,250 $ 0
Nash, North Carolina 4 $ 392,000 $ 98,000 $ 20,000
Payne, Oklahoma 4 $ 397,000 $ 99,250 $ 15,000
Clackamas, Oregon 4 $ 974,000 $ 243,500 $ 0
Jackson, Oregon 4 $ 834,000 $ 208,500 $ 7,000
Polk, Oregon 4 $ 766,000 $ 191,500 $ 14,000
Allegheny, Pennsylvania 4 $ 930,000 $ 232,500 $ 28,000
Chester, Pennsylvania 4 $ 781,000 $ 195,250 $ 0
Dauphin, Pennsylvania 4 $ 841,000 $ 210,250 $ 0
Franklin, Pennsylvania 4 $ 842,000 $ 210,500 $ 0
Anderson, South Carolina 4 $ 540,000 $ 135,000 $ 7,000
Berkeley, South Carolina 4 $ 469,000 $ 117,250 $ 34,000
Dorchester, South Carolina 4 $ 741,000 $ 185,250 $ 9,000
Orangeburg, South Carolina 4 $ 530,000 $ 132,500 $ 19,000
Maury, Tennessee 4 $ 664,000 $ 166,000 $ 22,000
Wilson, Tennessee 4 $ 801,000 $ 200,250 $ 18,000
Comal, Texas 4 $ 821,000 $ 205,250 $ 15,000
Guadalupe, Texas 4 $ 885,000 $ 221,250 $ 0
Hays, Texas 4 $ 717,000 $ 179,250 $ 0
Kaufman, Texas 4 $ 735,000 $ 183,750 $ 0
Nueces, Texas 4 $ 587,000 $ 146,750 $ 60,000
Fauquier, Virginia 4 $ 1,228,000 $ 307,000 $ 0
Gloucester, Virginia 4 $ 1,096,000 $ 274,000 $ 0
Stafford, Virginia 4 $ 1,087,000 $ 271,750 $ 9,000
Benton, Washington 4 $ 721,000 $ 180,250 $ 0
Thurston, Washington 4 $ 801,000 $ 200,250 $ 12,000
Calhoun, Alabama 3 $ 390,000 $ 130,000 $ 0
Chilton, Alabama 3 $ 274,000 $ 91,333 $ 0
Coffee, Alabama 3 $ 356,000 $ 118,666 $ 0
Covington, Alabama 3 $ 585,000 $ 195,000 $ 67,000
Cullman, Alabama 3 $ 406,000 $ 135,333 $ 42,000
Etowah, Alabama 3 $ 221,000 $ 73,666 $ 28,000
Lee, Alabama 3 $ 491,000 $ 163,666 $ 23,000
Montgomery, Alabama 3 $ 457,000 $ 152,333 $ 0
Morgan, Alabama 3 $ 370,000 $ 123,333 $ 15,000
Kings, California 3 $ 547,000 $ 182,333 $ 0
Sonoma, California 3 $ 860,000 $ 286,666 $ 27,000
Yuba, California 3 $ 627,000 $ 209,000 $ 0
Mesa, Colorado 3 $ 528,000 $ 176,000 $ 23,000
Pueblo, Colorado 3 $ 540,000 $ 180,000 $ 0
Litchfield, Connecticut 3 $ 551,000 $ 183,666 $ 0
Alachua, Florida 3 $ 249,000 $ 83,000 $ 19,000
Flagler, Florida 3 $ 509,000 $ 169,666 $ 116,000
Leon, Florida 3 $ 697,000 $ 232,333 $ 0
St. Johns, Florida 3 $ 423,000 $ 141,000 $ 0
Volusia, Florida 3 $ 510,000 $ 170,000 $ 18,000
Bryan, Georgia 3 $ 635,000 $ 211,666 $ 0
Camden, Georgia 3 $ 588,000 $ 196,000 $ 0
Decatur, Georgia 3 $ 284,000 $ 94,666 $ 0
Hall, Georgia 3 $ 602,000 $ 200,666 $ 30,000
Jackson, Georgia 3 $ 322,000 $ 107,333 $ 33,000
Liberty, Georgia 3 $ 463,000 $ 154,333 $ 53,000
McDuffie, Georgia 3 $ 240,000 $ 80,000 $ 0
Putnam, Georgia 3 $ 370,000 $ 123,333 $ 15,000
Twiggs, Georgia 3 $ 300,000 $ 100,000 $ 18,000
Cook, Illinois 3 $ 466,000 $ 155,333 $ 0
DuPage, Illinois 3 $ 529,000 $ 176,333 $ 54,000
St. Clair, Illinois 3 $ 484,000 $ 161,333 $ 0
Johnson, Indiana 3 $ 432,000 $ 144,000 $ 190,000
Leavenworth, Kansas 3 $ 532,000 $ 177,333 $ 62,000
Sedgwick, Kansas 3 $ 550,000 $ 183,333 $ 0
Carter, Kentucky 3 $ 370,000 $ 123,333 $ 21,000
Grayson, Kentucky 3 $ 361,000 $ 120,333 $ 17,000
Warren, Kentucky 3 $ 535,000 $ 178,333 $ 9,000
Beauregard, Louisiana 3 $ 582,000 $ 194,000 $ 60,000
Bossier, Louisiana 3 $ 461,000 $ 153,666 $ 0
Iberia, Louisiana 3 $ 382,000 $ 127,333 $ 45,000
Jackson, Louisiana 3 $ 425,000 $ 141,666 $ 34,000
Lincoln, Louisiana 3 $ 607,000 $ 202,333 $ 0
Orleans, Louisiana 3 $ 542,000 $ 180,666 $ 0
Vernon, Louisiana 3 $ 529,000 $ 176,333 $ 55,000
Washington, Maryland 3 $ 552,000 $ 184,000 $ 0
Macomb, Michigan 3 $ 515,000 $ 171,666 $ 22,000
Hancock, Mississippi 3 $ 287,000 $ 95,666 $ 49,000
Churchill, Nevada 3 $ 426,000 $ 142,000 $ 0
Nye, Nevada 3 $ 465,000 $ 155,000 $ 0
Santa Fe, New Mexico 3 $ 727,000 $ 242,333 $ 0
Brunswick, North Carolina 3 $ 513,000 $ 171,000 $ 0
Davidson, North Carolina 3 $ 403,000 $ 134,333 $ 0
Hoke, North Carolina 3 $ 560,000 $ 186,666 $ 0
Moore, North Carolina 3 $ 684,000 $ 228,000 $ 0
Randolph, North Carolina 3 $ 359,000 $ 119,666 $ 0
Rowan, North Carolina 3 $ 597,000 $ 199,000 $ 0
Stokes, North Carolina 3 $ 372,000 $ 124,000 $ 29,000
Hamilton, Ohio 3 $ 398,000 $ 132,666 $ 0
Mahoning, Ohio 3 $ 165,000 $ 55,000 $ 11,000
Canadian, Oklahoma 3 $ 714,000 $ 238,000 $ 0
Cherokee, Oklahoma 3 $ 276,000 $ 92,000 $ 0
Delaware, Oklahoma 3 $ 434,000 $ 144,666 $ 0
Muskogee, Oklahoma 3 $ 397,000 $ 132,333 $ 0
Linn, Oregon 3 $ 488,000 $ 162,666 $ 0
Delaware, Pennsylvania 3 $ 502,000 $ 167,333 $ 0
Lehigh, Pennsylvania 3 $ 564,000 $ 188,000 $ 0
Washington, Pennsylvania 3 $ 637,000 $ 212,333 $ 0
Darlington, South Carolina 3 $ 424,000 $ 141,333 $ 0
Oconee, South Carolina 3 $ 362,000 $ 120,666 $ 28,000
York, South Carolina 3 $ 648,000 $ 216,000 $ 0
Minnehaha, South Dakota 3 $ 426,000 $ 142,000 $ 0
Blount, Tennessee 3 $ 293,000 $ 97,666 $ 12,000
Bradley, Tennessee 3 $ 417,000 $ 139,000 $ 0
Campbell, Tennessee 3 $ 835,000 $ 278,333 $ 87,000
Dickson, Tennessee 3 $ 380,000 $ 126,666 $ 16,000
Sevier, Tennessee 3 $ 491,000 $ 163,666 $ 56,000
Cameron, Texas 3 $ 523,000 $ 174,333 $ 0
Gonzales, Texas 3 $ 534,000 $ 178,000 $ 34,000
Harrison, Texas 3 $ 356,000 $ 118,666 $ 21,000
Hidalgo, Texas 3 $ 534,000 $ 178,000 $ 0
Hunt, Texas 3 $ 605,000 $ 201,666 $ 0
Rockwall, Texas 3 $ 449,000 $ 149,666 $ 50,000
Victoria, Texas 3 $ 421,000 $ 140,333 $ 0
Utah, Utah 3 $ 630,000 $ 210,000 $ 0
Buena Vista, Virginia 3 $ 420,000 $ 140,000 $ 7,000
Culpeper, Virginia 3 $ 773,000 $ 257,666 $ 0
Rockbridge, Virginia 3 $ 371,000 $ 123,666 $ 96,000
Shenandoah, Virginia 3 $ 661,000 $ 220,333 $ 0
Spotsylvania, Virginia 3 $ 729,000 $ 243,000 $ 0
Suffolk, Virginia 3 $ 664,000 $ 221,333 $ 0
Clallam, Washington 3 $ 496,000 $ 165,333 $ 0
Cabell, West Virginia 3 $ 344,000 $ 114,666 $ 19,000
Autauga, Alabama 2 $ 359,000 $ 179,500 $ 30,000
Choctaw, Alabama 2 $ 157,000 $ 78,500 $ 30,000
Houston, Alabama 2 $ 306,000 $ 153,000 $ 43,000
Limestone, Alabama 2 $ 498,000 $ 249,000 $ 16,000
Marshall, Alabama 2 $ 233,000 $ 116,500 $ 0
Pike, Alabama 2 $ 158,000 $ 79,000 $ 52,000
Cochise, Arizona 2 $ 300,000 $ 150,000 $ 0
Gila, Arizona 2 $ 377,000 $ 188,500 $ 0
Yuma, Arizona 2 $ 507,000 $ 253,500 $ 0
Benton, Arkansas 2 $ 267,000 $ 133,500 $ 0
Jefferson, Arkansas 2 $ 323,000 $ 161,500 $ 0
Saline, Arkansas 2 $ 226,000 $ 113,000 $ 0
Colusa, California 2 $ 490,000 $ 245,000 $ 0
San Mateo, California 2 $ 753,000 $ 376,500 $ 113,000
Yolo, California 2 $ 401,000 $ 200,500 $ 0
Broomfield, Colorado 2 $ 501,000 $ 250,500 $ 83,000
Larimer, Colorado 2 $ 482,000 $ 241,000 $ 0
Moffat, Colorado 2 $ 310,000 $ 155,000 $ 0
Morgan, Colorado 2 $ 474,000 $ 237,000 $ 0
Teller, Colorado 2 $ 432,000 $ 216,000 $ 56,000
Middlesex, Connecticut 2 $ 452,000 $ 226,000 $ 0
New London, Connecticut 2 $ 454,000 $ 227,000 $ 0
Tolland, Connecticut 2 $ 389,000 $ 194,500 $ 0
Clay, Florida 2 $ 228,000 $ 114,000 $ 0
Collier, Florida 2 $ 320,000 $ 160,000 $ 0
Jackson, Florida 2 $ 332,000 $ 166,000 $ 0
Manatee, Florida 2 $ 469,000 $ 234,500 $ 0
Marion, Florida 2 $ 521,000 $ 260,500 $ 25,000
Nassau, Florida 2 $ 324,000 $ 162,000 $ 29,000
Santa Rosa, Florida 2 $ 424,000 $ 212,000 $ 0
Seminole, Florida 2 $ 426,000 $ 213,000 $ 0
Baldwin, Georgia 2 $ 205,000 $ 102,500 $ 54,000
Bibb, Georgia 2 $ 335,000 $ 167,500 $ 0
Burke, Georgia 2 $ 260,000 $ 130,000 $ 0
Dodge, Georgia 2 $ 239,000 $ 119,500 $ 0
Effingham, Georgia 2 $ 245,000 $ 122,500 $ 29,000
Glynn, Georgia 2 $ 236,000 $ 118,000 $ 0
Harris, Georgia 2 $ 720,000 $ 360,000 $ 0
Hart, Georgia 2 $ 232,000 $ 116,000 $ 0
Laurens, Georgia 2 $ 250,000 $ 125,000 $ 39,000
Lowndes, Georgia 2 $ 510,000 $ 255,000 $ 0
Pierce, Georgia 2 $ 262,000 $ 131,000 $ 0
Thomas, Georgia 2 $ 260,000 $ 130,000 $ 0
Whitfield, Georgia 2 $ 312,000 $ 156,000 $ 0
Gibson, Indiana 2 $ 385,000 $ 192,500 $ 0
Harrison, Indiana 2 $ 176,000 $ 88,000 $ 24,000
Franklin, Kansas 2 $ 271,000 $ 135,500 $ 20,000
Johnson, Kansas 2 $ 410,000 $ 205,000 $ 0
Nelson, Kentucky 2 $ 252,000 $ 126,000 $ 22,000
Ohio, Kentucky 2 $ 339,000 $ 169,500 $ 95,000
Washington, Kentucky 2 $ 197,000 $ 98,500 $ 65,000
Acadia, Louisiana 2 $ 242,000 $ 121,000 $ 75,000
Calcasieu, Louisiana 2 $ 304,000 $ 152,000 $ 0
East Feliciana, Louisiana 2 $ 238,000 $ 119,000 $ 87,000
Pointe Coupee, Louisiana 2 $ 195,000 $ 97,500 $ 26,000
Tangipahoa, Louisiana 2 $ 366,000 $ 183,000 $ 31,000
Winn, Louisiana 2 $ 260,000 $ 130,000 $ 48,000
Caroline, Maryland 2 $ 435,000 $ 217,500 $ 0
Cecil, Maryland 2 $ 660,000 $ 330,000 $ 0
Wicomico, Maryland 2 $ 352,000 $ 176,000 $ 0
Washtenaw, Michigan 2 $ 532,000 $ 266,000 $ 0
Wayne, Michigan 2 $ 369,000 $ 184,500 $ 0
Lamar, Mississippi 2 $ 242,000 $ 121,000 $ 5,000
Lee, Mississippi 2 $ 209,000 $ 104,500 $ 64,000
Lowndes, Mississippi 2 $ 177,000 $ 88,500 $ 57,000
Tate, Mississippi 2 $ 201,000 $ 100,500 $ 0
Lyon, Nevada 2 $ 354,000 $ 177,000 $ 0
Atlantic, New Jersey 2 $ 339,000 $ 169,500 $ 0
Alamance, North Carolina 2 $ 386,000 $ 193,000 $ 0
Caldwell, North Carolina 2 $ 282,000 $ 141,000 $ 0
Camden, North Carolina 2 $ 331,000 $ 165,500 $ 0
Catawba, North Carolina 2 $ 504,000 $ 252,000 $ 0
Columbus, North Carolina 2 $ 157,000 $ 78,500 $ 0
Craven, North Carolina 2 $ 381,000 $ 190,500 $ 0
Gates, North Carolina 2 $ 392,000 $ 196,000 $ 0
Granville, North Carolina 2 $ 347,000 $ 173,500 $ 0
Lee, North Carolina 2 $ 373,000 $ 186,500 $ 0
Lincoln, North Carolina 2 $ 150,000 $ 75,000 $ 37,000
Pasquotank, North Carolina 2 $ 316,000 $ 158,000 $ 0
Person, North Carolina 2 $ 162,000 $ 81,000 $ 0
Stanly, North Carolina 2 $ 290,000 $ 145,000 $ 0
Surry, North Carolina 2 $ 483,000 $ 241,500 $ 0
Vance, North Carolina 2 $ 288,000 $ 144,000 $ 0
Wilkes, North Carolina 2 $ 270,000 $ 135,000 $ 20,000
Brown, Ohio 2 $ 180,000 $ 90,000 $ 0
Clark, Ohio 2 $ 243,000 $ 121,500 $ 0
Delaware, Ohio 2 $ 554,000 $ 277,000 $ 54,000
Montgomery, Ohio 2 $ 268,000 $ 134,000 $ 22,000
Bryan, Oklahoma 2 $ 96,000 $ 48,000 $ 67,000
Cleveland, Oklahoma 2 $ 271,000 $ 135,500 $ 0
McClain, Oklahoma 2 $ 261,000 $ 130,500 $ 0
Okmulgee, Oklahoma 2 $ 227,000 $ 113,500 $ 0
Ottawa, Oklahoma 2 $ 159,000 $ 79,500 $ 0
Douglas, Oregon 2 $ 387,000 $ 193,500 $ 29,000
Umatilla, Oregon 2 $ 496,000 $ 248,000 $ 67,000
Yamhill, Oregon 2 $ 306,000 $ 153,000 $ 0
Erie, Pennsylvania 2 $ 248,000 $ 124,000 $ 0
Fayette, Pennsylvania 2 $ 409,000 $ 204,500 $ 0
Lackawanna, Pennsylvania 2 $ 448,000 $ 224,000 $ 0
Wayne, Pennsylvania 2 $ 274,000 $ 137,000 $ 0
Kershaw, South Carolina 2 $ 413,000 $ 206,500 $ 0
Pickens, South Carolina 2 $ 200,000 $ 100,000 $ 0
Anderson, Tennessee 2 $ 306,000 $ 153,000 $ 28,000
Carter, Tennessee 2 $ 259,000 $ 129,500 $ 27,000
Cheatham, Tennessee 2 $ 329,000 $ 164,500 $ 0
Lawrence, Tennessee 2 $ 214,000 $ 107,000 $ 0
Robertson, Tennessee 2 $ 286,000 $ 143,000 $ 3,000
Union, Tennessee 2 $ 341,000 $ 170,500 $ 88,000
Hemphill, Texas 2 $ 259,000 $ 129,500 $ 43,000
Jefferson, Texas 2 $ 258,000 $ 129,000 $ 0
Lee, Texas 2 $ 160,000 $ 80,000 $ 0
Maverick, Texas 2 $ 401,000 $ 200,500 $ 0
McLennan, Texas 2 $ 263,000 $ 131,500 $ 0
Upshur, Texas 2 $ 434,000 $ 217,000 $ 0
Box Elder, Utah 2 $ 473,000 $ 236,500 $ 0
Tooele, Utah 2 $ 636,000 $ 318,000 $ 80,000
Weber, Utah 2 $ 279,000 $ 139,500 $ 0
Alexandria, Virginia 2 $ 306,000 $ 153,000 $ 15,000
Bedford, Virginia 2 $ 395,000 $ 197,500 $ 0
Buckingham, Virginia 2 $ 251,000 $ 125,500 $ 0
Franklin, Virginia 2 $ 277,000 $ 138,500 $ 48,000
Frederick, Virginia 2 $ 573,000 $ 286,500 $ 0
Isle of Wight, Virginia 2 $ 484,000 $ 242,000 $ 0
Louisa, Virginia 2 $ 527,000 $ 263,500 $ 0
Petersburg, Virginia 2 $ 230,000 $ 115,000 $ 0
Pulaski, Virginia 2 $ 373,000 $ 186,500 $ 0
Scott, Virginia 2 $ 293,000 $ 146,500 $ 0
Warren, Virginia 2 $ 383,000 $ 191,500 $ 0
Chelan, Washington 2 $ 553,000 $ 276,500 $ 0
Franklin, Washington 2 $ 330,000 $ 165,000 $ 0
Kitsap, Washington 2 $ 373,000 $ 186,500 $ 31,000
Kittitas, Washington 2 $ 431,000 $ 215,500 $ 0
Walla Walla, Washington 2 $ 421,000 $ 210,500 $ 0
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Mortgage Loan Application Detail Totals for Cis Financial Services, Inc. in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,216 $639,219,000 $198,000 $1,000,000 $6,000 $486,000
Home Purchase 681 $92,885,000 $136,000 $660,000 $53,000 $1,012,000
Home Improvement 249 $44,634,000 $179,000 $842,000 $37,000 $486,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,241 $391,537,000 $174,000 $1,000,000 $19,000 $350,000
Black or African American 876 $166,846,000 $190,000 $528,000 $8,000 $1,012,000
Hispanic 482 $100,730,000 $208,000 $758,000 $11,000 $240,000
Not Provided 390 $80,997,000 $207,000 $590,000 $12,000 $576,000
Asian 102 $25,967,000 $254,000 $660,000 $31,000 $200,000
American Indian or Alaskan Native 36 $6,536,000 $181,000 $473,000 $75,000 $486,000
Native Hawaiian or Other Pacific Islander 19 $4,125,000 $217,000 $405,000 $15,000 $66,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 2,783 $510,113,000 $183,000 $660,000 $12,000 $576,000
VA-guaranteed (Veterans Administration) 1,041 $214,875,000 $206,000 $842,000 $9,000 $241,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 262 $46,181,000 $176,000 $1,000,000 $84,000 $1,012,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 60 $5,569,000 $92,000 $186,000 $35,000 $120,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 2,618 $552,838,000 $211,000 $842,000 $10,000 $294,000
Loan Originated 623 $98,112,000 $157,000 $581,000 $13,000 $269,000
Application Withdrawn By Applicant 396 $57,204,000 $144,000 $660,000 $34,000 $1,012,000
Application Denied By Financial Institution 257 $30,454,000 $118,000 $504,000 $27,000 $576,000
Application Approved But Not Accepted 174 $28,716,000 $165,000 $1,000,000 $39,000 $350,000
File Closed For Incompleteness 78 $9,414,000 $120,000 $406,000 $57,000 $486,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 1 $64,000 $64,000 $64,000 $13,000 $13,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Cis Financial Services, Inc.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Cis Financial Services, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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