Cis Financial Services, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015

Cis Financial Services, Inc. 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Cis Financial Services, Inc.
851 Military Street N
Hamilton, AL 35570
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 4,146
Total Mortgage Loan Application Amount $776,738,000
Average Mortgage Loan Application Amount $171,000
Highest Mortgage Loan Application Amount $1,000,000
Average Applicant Income $32,000
Highest Applicant Income $1,012,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Cis Financial Services, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cis Financial Services, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2015 breaks down Cis Financial Services, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cis Financial Services, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Cis Financial Services, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cis Financial Services, Inc.'s mortgage activity for 2015.

Mortgage Loan Application Totals for Cis Financial Services, Inc. by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Marion County Alabama 136 $ 13,904,000 $ 102,000 $ 46,000
Riverside County California 116 $ 29,513,000 $ 254,000 $ 28,000
Los Angeles County California 108 $ 34,083,000 $ 315,000 $ 40,000
San Bernardino County California 87 $ 20,550,000 $ 236,000 $ 25,000
Clark County Nevada 80 $ 16,010,000 $ 200,000 $ 14,000
Maricopa County Arizona 69 $ 12,669,000 $ 183,000 $ 9,000
Gwinnett County Georgia 47 $ 8,885,000 $ 189,000 $ 4,000
Prince George's County Maryland 46 $ 11,287,000 $ 245,000 $ 2,000
Mecklenburg County North Carolina 40 $ 6,808,000 $ 170,000 $ 2,000
Rapides County Louisiana 37 $ 6,472,000 $ 174,000 $ 39,000
Sacramento County California 36 $ 7,872,000 $ 218,000 $ 13,000
Harris County Texas 36 $ 6,444,000 $ 179,000 $ 3,000
Cobb County Georgia 34 $ 5,782,000 $ 170,000 $ 3,000
Tarrant County Texas 33 $ 5,426,000 $ 164,000 $ 3,000
Virginia Beach County Virginia 33 $ 7,831,000 $ 237,000 $ 5,000
Wake County North Carolina 31 $ 5,542,000 $ 178,000 $ 1,000
Fulton County Georgia 29 $ 5,568,000 $ 192,000 $ 10,000
Bexar County Texas 29 $ 5,334,000 $ 183,000 $ 4,000
Kern County California 27 $ 5,361,000 $ 198,000 $ 8,000
Broward County Florida 27 $ 5,602,000 $ 207,000 $ 3,000
Henry County Georgia 27 $ 5,094,000 $ 188,000 $ 51,000
Jefferson County Alabama 26 $ 3,596,000 $ 138,000 $ 32,000
DeKalb County Georgia 26 $ 4,254,000 $ 163,000 $ 19,000
Dallas County Texas 26 $ 4,182,000 $ 160,000 $ 7,000
Fresno County California 25 $ 4,918,000 $ 196,000 $ 18,000
San Diego County California 24 $ 7,235,000 $ 301,000 $ 37,000
Baltimore County Maryland 24 $ 4,970,000 $ 207,000 $ 1,000
Prince William County Virginia 23 $ 5,890,000 $ 256,000 $ 17,000
San Joaquin County California 20 $ 4,293,000 $ 214,000 $ 29,000
Hillsborough County Florida 19 $ 3,689,000 $ 194,000 $ 0
El Paso County Colorado 18 $ 3,803,000 $ 211,000 $ 4,000
Clayton County Georgia 18 $ 2,360,000 $ 131,000 $ 10,000
Cumberland County North Carolina 18 $ 3,427,000 $ 190,000 $ 0
Fort Bend County Texas 18 $ 3,959,000 $ 219,000 $ 12,000
Franklin County Alabama 17 $ 1,610,000 $ 94,000 $ 26,000
King County Washington 17 $ 3,860,000 $ 227,000 $ 9,000
Shelby County Alabama 16 $ 2,102,000 $ 131,000 $ 9,000
Contra Costa County California 16 $ 4,251,000 $ 265,000 $ 16,000
Adams County Colorado 16 $ 3,720,000 $ 232,000 $ 22,000
Arapahoe County Colorado 16 $ 3,570,000 $ 223,000 $ 10,000
Jefferson County Colorado 16 $ 3,631,000 $ 226,000 $ 15,000
Duval County Florida 16 $ 2,965,000 $ 185,000 $ 0
Orange County Florida 16 $ 3,362,000 $ 210,000 $ 21,000
Grant County Louisiana 16 $ 2,388,000 $ 149,000 $ 45,000
Baltimore City County Maryland 16 $ 2,781,000 $ 173,000 $ 0
Onslow County North Carolina 16 $ 2,807,000 $ 175,000 $ 8,000
Shelby County Tennessee 16 $ 2,806,000 $ 175,000 $ 6,000
Bell County Texas 16 $ 2,891,000 $ 180,000 $ 0
Denton County Texas 16 $ 2,783,000 $ 173,000 $ 8,000
Newport News County Virginia 16 $ 2,984,000 $ 186,000 $ 4,000
Lamar County Alabama 15 $ 1,574,000 $ 104,000 $ 44,000
St. Clair County Alabama 15 $ 1,265,000 $ 84,000 $ 38,000
Orange County California 15 $ 5,732,000 $ 382,000 $ 52,000
Paulding County Georgia 15 $ 2,570,000 $ 171,000 $ 4,000
Washoe County Nevada 15 $ 3,298,000 $ 219,000 $ 9,000
Chesterfield County Virginia 15 $ 3,635,000 $ 242,000 $ 0
Madison County Alabama 14 $ 2,159,000 $ 154,000 $ 26,000
Tuscaloosa County Alabama 14 $ 2,020,000 $ 144,000 $ 17,000
Solano County California 14 $ 3,403,000 $ 243,000 $ 11,000
Bernalillo County New Mexico 14 $ 2,558,000 $ 182,000 $ 20,000
Montgomery County Tennessee 14 $ 2,565,000 $ 183,000 $ 0
El Paso County Texas 14 $ 2,408,000 $ 172,000 $ 0
Colbert County Alabama 13 $ 1,680,000 $ 129,000 $ 38,000
Lauderdale County Alabama 13 $ 1,400,000 $ 107,000 $ 16,000
Pasco County Florida 13 $ 1,784,000 $ 137,000 $ 19,000
Polk County Florida 13 $ 2,111,000 $ 162,000 $ 2,000
Anne Arundel County Maryland 13 $ 3,355,000 $ 258,000 $ 6,000
Harrison County Mississippi 13 $ 1,113,000 $ 85,000 $ 80,000
Oklahoma County Oklahoma 13 $ 1,700,000 $ 130,000 $ 1,000
Montgomery County Pennsylvania 13 $ 3,007,000 $ 231,000 $ 8,000
Collin County Texas 13 $ 2,452,000 $ 188,000 $ 7,000
Hampton County Virginia 13 $ 2,831,000 $ 217,000 $ 0
Pierce County Washington 13 $ 2,763,000 $ 212,000 $ 15,000
Cherokee County Georgia 12 $ 2,575,000 $ 214,000 $ 6,000
Houston County Georgia 12 $ 1,862,000 $ 155,000 $ 18,000
Guilford County North Carolina 12 $ 2,193,000 $ 182,000 $ 2,000
Philadelphia County Pennsylvania 12 $ 2,299,000 $ 191,000 $ 0
Stanislaus County California 11 $ 2,133,000 $ 193,000 $ 0
Hartford County Connecticut 11 $ 2,316,000 $ 210,000 $ 0
New Haven County Connecticut 11 $ 2,237,000 $ 203,000 $ 0
Miami-Dade County Florida 11 $ 2,637,000 $ 239,000 $ 0
Palm Beach County Florida 11 $ 2,488,000 $ 226,000 $ 0
Charles County Maryland 11 $ 2,694,000 $ 244,000 $ 0
Harford County Maryland 11 $ 2,517,000 $ 228,000 $ 0
Durham County North Carolina 11 $ 1,940,000 $ 176,000 $ 6,000
Montgomery County Texas 11 $ 1,870,000 $ 170,000 $ 0
Norfolk County Virginia 11 $ 2,017,000 $ 183,000 $ 0
Winston County Alabama 10 $ 954,000 $ 95,000 $ 45,000
Union County Arkansas 10 $ 1,200,000 $ 120,000 $ 34,000
Newton County Georgia 10 $ 1,994,000 $ 199,000 $ 26,000
Walton County Georgia 10 $ 1,538,000 $ 153,000 $ 3,000
Hardin County Kentucky 10 $ 1,582,000 $ 158,000 $ 49,000
Allen County Louisiana 10 $ 1,677,000 $ 167,000 $ 53,000
Ouachita County Louisiana 10 $ 1,308,000 $ 130,000 $ 19,000
Montgomery County Maryland 10 $ 2,819,000 $ 281,000 $ 10,000
Harnett County North Carolina 10 $ 1,918,000 $ 191,000 $ 0
Johnston County North Carolina 10 $ 1,695,000 $ 169,000 $ 15,000
Salt Lake County Utah 10 $ 2,056,000 $ 205,000 $ 0
Portsmouth County Virginia 10 $ 2,048,000 $ 204,000 $ 0
Talladega County Alabama 9 $ 802,000 $ 89,000 $ 29,000
Alameda County California 9 $ 3,377,000 $ 375,000 $ 58,000
Placer County California 9 $ 2,202,000 $ 244,000 $ 20,000
Brevard County Florida 9 $ 1,324,000 $ 147,000 $ 12,000
Pinellas County Florida 9 $ 1,668,000 $ 185,000 $ 14,000
Douglas County Georgia 9 $ 1,456,000 $ 161,000 $ 2,000
Marion County Indiana 9 $ 1,091,000 $ 121,000 $ 108,000
Breckinridge County Kentucky 9 $ 1,139,000 $ 126,000 $ 27,000
Jefferson County Kentucky 9 $ 1,373,000 $ 152,000 $ 0
Union County New Jersey 9 $ 2,084,000 $ 231,000 $ 0
Buncombe County North Carolina 9 $ 1,168,000 $ 129,000 $ 27,000
Franklin County Ohio 9 $ 1,431,000 $ 159,000 $ 19,000
Washington County Oregon 9 $ 2,102,000 $ 233,000 $ 12,000
Williamson County Tennessee 9 $ 2,635,000 $ 292,000 $ 13,000
Chesapeake County Virginia 9 $ 1,877,000 $ 208,000 $ 0
Loudoun County Virginia 9 $ 2,518,000 $ 279,000 $ 28,000
Blount County Alabama 8 $ 726,000 $ 90,000 $ 32,000
Mobile County Alabama 8 $ 1,219,000 $ 152,000 $ 15,000
Russell County Alabama 8 $ 1,631,000 $ 203,000 $ 10,000
Pinal County Arizona 8 $ 1,389,000 $ 173,000 $ 36,000
Merced County California 8 $ 1,758,000 $ 219,000 $ 10,000
Denver County Colorado 8 $ 2,011,000 $ 251,000 $ 18,000
Madison County Florida 8 $ 678,000 $ 84,000 $ 39,000
St. Lucie County Florida 8 $ 1,646,000 $ 205,000 $ 0
Coweta County Georgia 8 $ 1,225,000 $ 153,000 $ 27,000
Richmond County Georgia 8 $ 1,262,000 $ 157,000 $ 9,000
Meade County Kentucky 8 $ 1,039,000 $ 129,000 $ 40,000
Cabarrus County North Carolina 8 $ 1,504,000 $ 188,000 $ 0
Pitt County North Carolina 8 $ 1,331,000 $ 166,000 $ 0
Multnomah County Oregon 8 $ 1,645,000 $ 205,000 $ 0
Davidson County Tennessee 8 $ 1,552,000 $ 194,000 $ 8,000
Hamilton County Tennessee 8 $ 1,395,000 $ 174,000 $ 0
Knox County Tennessee 8 $ 1,088,000 $ 136,000 $ 44,000
Galveston County Texas 8 $ 1,413,000 $ 176,000 $ 39,000
Travis County Texas 8 $ 1,518,000 $ 189,000 $ 0
Fairfax County Virginia 8 $ 2,659,000 $ 332,000 $ 16,000
Snohomish County Washington 8 $ 2,174,000 $ 271,000 $ 0
Spokane County Washington 8 $ 1,146,000 $ 143,000 $ 0
Elmore County Alabama 7 $ 894,000 $ 127,000 $ 24,000
Fayette County Alabama 7 $ 796,000 $ 113,000 $ 44,000
Tulare County California 7 $ 1,392,000 $ 198,000 $ 0
Ventura County California 7 $ 2,160,000 $ 308,000 $ 21,000
Lake County Florida 7 $ 1,207,000 $ 172,000 $ 0
Lee County Florida 7 $ 1,500,000 $ 214,000 $ 0
Osceola County Florida 7 $ 1,113,000 $ 159,000 $ 0
Bartow County Georgia 7 $ 1,216,000 $ 173,000 $ 18,000
Chatham County Georgia 7 $ 1,329,000 $ 189,000 $ 0
Columbia County Georgia 7 $ 1,442,000 $ 206,000 $ 0
New Hanover County North Carolina 7 $ 1,401,000 $ 200,000 $ 0
Union County North Carolina 7 $ 932,000 $ 133,000 $ 0
York County Pennsylvania 7 $ 1,372,000 $ 196,000 $ 9,000
Horry County South Carolina 7 $ 1,057,000 $ 151,000 $ 56,000
Richland County South Carolina 7 $ 1,281,000 $ 183,000 $ 0
Rutherford County Tennessee 7 $ 1,150,000 $ 164,000 $ 26,000
Baldwin County Alabama 6 $ 1,242,000 $ 207,000 $ 10,000
Pima County Arizona 6 $ 1,117,000 $ 186,000 $ 21,000
Faulkner County Arkansas 6 $ 877,000 $ 146,000 $ 44,000
Citrus County Florida 6 $ 803,000 $ 133,000 $ 0
Hernando County Florida 6 $ 835,000 $ 139,000 $ 0
Barrow County Georgia 6 $ 828,000 $ 138,000 $ 9,000
Bulloch County Georgia 6 $ 1,011,000 $ 168,000 $ 7,000
Morgan County Georgia 6 $ 508,000 $ 84,000 $ 23,000
Hamilton County Indiana 6 $ 1,136,000 $ 189,000 $ 162,000
Bullitt County Kentucky 6 $ 862,000 $ 143,000 $ 52,000
Avoyelles County Louisiana 6 $ 881,000 $ 146,000 $ 8,000
La Salle County Louisiana 6 $ 1,021,000 $ 170,000 $ 39,000
Lafayette County Louisiana 6 $ 1,075,000 $ 179,000 $ 39,000
Livingston County Louisiana 6 $ 1,061,000 $ 176,000 $ 14,000
St. Tammany County Louisiana 6 $ 757,000 $ 126,000 $ 0
Frederick County Maryland 6 $ 1,684,000 $ 280,000 $ 0
Lauderdale County Mississippi 6 $ 551,000 $ 91,000 $ 10,000
Burlington County New Jersey 6 $ 1,146,000 $ 191,000 $ 8,000
Middlesex County New Jersey 6 $ 1,737,000 $ 289,000 $ 0
Comanche County Oklahoma 6 $ 1,038,000 $ 173,000 $ 0
Bucks County Pennsylvania 6 $ 1,329,000 $ 221,000 $ 0
Charleston County South Carolina 6 $ 1,212,000 $ 202,000 $ 14,000
Greenville County South Carolina 6 $ 1,171,000 $ 195,000 $ 16,000
Lexington County South Carolina 6 $ 908,000 $ 151,000 $ 0
Sumner County Tennessee 6 $ 1,100,000 $ 183,000 $ 0
Williamson County Texas 6 $ 929,000 $ 154,000 $ 0
James City County Virginia 6 $ 1,651,000 $ 275,000 $ 0
Clark County Washington 6 $ 1,236,000 $ 206,000 $ 0
Walker County Alabama 5 $ 586,000 $ 117,000 $ 54,000
Mohave County Arizona 5 $ 1,045,000 $ 209,000 $ 0
Madera County California 5 $ 1,251,000 $ 250,000 $ 32,000
Santa Barbara County California 5 $ 1,294,000 $ 258,000 $ 19,000
Santa Clara County California 5 $ 2,138,000 $ 427,000 $ 97,000
Weld County Colorado 5 $ 1,231,000 $ 246,000 $ 0
Okaloosa County Florida 5 $ 985,000 $ 197,000 $ 15,000
Fayette County Georgia 5 $ 837,000 $ 167,000 $ 0
Forsyth County Georgia 5 $ 1,054,000 $ 210,000 $ 27,000
Jones County Georgia 5 $ 588,000 $ 117,000 $ 19,000
Muscogee County Georgia 5 $ 989,000 $ 197,000 $ 0
Spalding County Georgia 5 $ 1,437,000 $ 287,000 $ 48,000
Lake County Indiana 5 $ 1,083,000 $ 216,000 $ 23,000
East Baton Rouge County Louisiana 5 $ 769,000 $ 153,000 $ 0
St. Landry County Louisiana 5 $ 541,000 $ 108,000 $ 23,000
Camden County New Jersey 5 $ 940,000 $ 188,000 $ 27,000
Monmouth County New Jersey 5 $ 1,263,000 $ 252,000 $ 13,000
Somerset County New Jersey 5 $ 1,133,000 $ 226,000 $ 0
Gaston County North Carolina 5 $ 959,000 $ 191,000 $ 27,000
Tulsa County Oklahoma 5 $ 751,000 $ 150,000 $ 22,000
Lane County Oregon 5 $ 1,056,000 $ 211,000 $ 0
Berks County Pennsylvania 5 $ 1,057,000 $ 211,000 $ 0
Cumberland County Pennsylvania 5 $ 937,000 $ 187,000 $ 0
Lancaster County Pennsylvania 5 $ 936,000 $ 187,000 $ 10,000
Aiken County South Carolina 5 $ 806,000 $ 161,000 $ 0
Sumter County South Carolina 5 $ 714,000 $ 142,000 $ 23,000
Jefferson County Tennessee 5 $ 674,000 $ 134,000 $ 6,000
Sullivan County Tennessee 5 $ 768,000 $ 153,000 $ 0
Brazoria County Texas 5 $ 950,000 $ 190,000 $ 0
Ellis County Texas 5 $ 791,000 $ 158,000 $ 1,000
Smith County Texas 5 $ 901,000 $ 180,000 $ 0
Hanover County Virginia 5 $ 871,000 $ 174,000 $ 0
Henrico County Virginia 5 $ 1,002,000 $ 200,000 $ 0
Manassas County Virginia 5 $ 1,226,000 $ 245,000 $ 0
Richmond City County Virginia 5 $ 889,000 $ 177,000 $ 0
Island County Washington 5 $ 1,148,000 $ 229,000 $ 34,000
Stevens County Washington 5 $ 822,000 $ 164,000 $ 0
Yakima County Washington 5 $ 788,000 $ 157,000 $ 5,000
Bibb County Alabama 4 $ 354,000 $ 88,000 $ 8,000
Ashley County Arkansas 4 $ 525,000 $ 131,000 $ 33,000
Butte County California 4 $ 810,000 $ 202,000 $ 0
Monterey County California 4 $ 1,085,000 $ 271,000 $ 23,000
Nevada County California 4 $ 861,000 $ 215,000 $ 18,000
Shasta County California 4 $ 853,000 $ 213,000 $ 0
Sutter County California 4 $ 791,000 $ 197,000 $ 0
Boulder County Colorado 4 $ 678,000 $ 169,000 $ 0
Fairfield County Connecticut 4 $ 1,152,000 $ 288,000 $ 0
Catoosa County Georgia 4 $ 537,000 $ 134,000 $ 7,000
Rockdale County Georgia 4 $ 695,000 $ 173,000 $ 12,000
Will County Illinois 4 $ 632,000 $ 158,000 $ 11,000
Concordia County Louisiana 4 $ 628,000 $ 157,000 $ 76,000
Jefferson County Louisiana 4 $ 708,000 $ 177,000 $ 23,000
Lafourche County Louisiana 4 $ 608,000 $ 152,000 $ 0
Sabine County Louisiana 4 $ 546,000 $ 136,000 $ 16,000
Terrebonne County Louisiana 4 $ 644,000 $ 161,000 $ 14,000
Calvert County Maryland 4 $ 1,537,000 $ 384,000 $ 0
Dorchester County Maryland 4 $ 709,000 $ 177,000 $ 0
Howard County Maryland 4 $ 1,139,000 $ 284,000 $ 0
St. Mary's County Maryland 4 $ 1,285,000 $ 321,000 $ 0
Elko County Nevada 4 $ 968,000 $ 242,000 $ 0
Mercer County New Jersey 4 $ 837,000 $ 209,000 $ 0
Ocean County New Jersey 4 $ 790,000 $ 197,000 $ 0
Passaic County New Jersey 4 $ 922,000 $ 230,000 $ 16,000
Sandoval County New Mexico 4 $ 757,000 $ 189,000 $ 13,000
Cleveland County North Carolina 4 $ 471,000 $ 117,000 $ 0
Forsyth County North Carolina 4 $ 596,000 $ 149,000 $ 25,000
Henderson County North Carolina 4 $ 405,000 $ 101,000 $ 17,000
Iredell County North Carolina 4 $ 813,000 $ 203,000 $ 0
Nash County North Carolina 4 $ 392,000 $ 98,000 $ 20,000
Payne County Oklahoma 4 $ 397,000 $ 99,000 $ 15,000
Clackamas County Oregon 4 $ 974,000 $ 243,000 $ 0
Jackson County Oregon 4 $ 834,000 $ 208,000 $ 7,000
Polk County Oregon 4 $ 766,000 $ 191,000 $ 14,000
Allegheny County Pennsylvania 4 $ 930,000 $ 232,000 $ 28,000
Chester County Pennsylvania 4 $ 781,000 $ 195,000 $ 0
Dauphin County Pennsylvania 4 $ 841,000 $ 210,000 $ 0
Franklin County Pennsylvania 4 $ 842,000 $ 210,000 $ 0
Anderson County South Carolina 4 $ 540,000 $ 135,000 $ 7,000
Berkeley County South Carolina 4 $ 469,000 $ 117,000 $ 34,000
Dorchester County South Carolina 4 $ 741,000 $ 185,000 $ 9,000
Orangeburg County South Carolina 4 $ 530,000 $ 132,000 $ 19,000
Maury County Tennessee 4 $ 664,000 $ 166,000 $ 22,000
Wilson County Tennessee 4 $ 801,000 $ 200,000 $ 18,000
Comal County Texas 4 $ 821,000 $ 205,000 $ 15,000
Guadalupe County Texas 4 $ 885,000 $ 221,000 $ 0
Hays County Texas 4 $ 717,000 $ 179,000 $ 0
Kaufman County Texas 4 $ 735,000 $ 183,000 $ 0
Nueces County Texas 4 $ 587,000 $ 146,000 $ 60,000
Fauquier County Virginia 4 $ 1,228,000 $ 307,000 $ 0
Gloucester County Virginia 4 $ 1,096,000 $ 274,000 $ 0
Stafford County Virginia 4 $ 1,087,000 $ 271,000 $ 9,000
Benton County Washington 4 $ 721,000 $ 180,000 $ 0
Thurston County Washington 4 $ 801,000 $ 200,000 $ 12,000
Calhoun County Alabama 3 $ 390,000 $ 130,000 $ 0
Chilton County Alabama 3 $ 274,000 $ 91,000 $ 0
Coffee County Alabama 3 $ 356,000 $ 118,000 $ 0
Covington County Alabama 3 $ 585,000 $ 195,000 $ 67,000
Cullman County Alabama 3 $ 406,000 $ 135,000 $ 42,000
Etowah County Alabama 3 $ 221,000 $ 73,000 $ 28,000
Lee County Alabama 3 $ 491,000 $ 163,000 $ 23,000
Montgomery County Alabama 3 $ 457,000 $ 152,000 $ 0
Morgan County Alabama 3 $ 370,000 $ 123,000 $ 15,000
Kings County California 3 $ 547,000 $ 182,000 $ 0
Sonoma County California 3 $ 860,000 $ 286,000 $ 27,000
Yuba County California 3 $ 627,000 $ 209,000 $ 0
Mesa County Colorado 3 $ 528,000 $ 176,000 $ 23,000
Pueblo County Colorado 3 $ 540,000 $ 180,000 $ 0
Litchfield County Connecticut 3 $ 551,000 $ 183,000 $ 0
Alachua County Florida 3 $ 249,000 $ 83,000 $ 19,000
Flagler County Florida 3 $ 509,000 $ 169,000 $ 116,000
Leon County Florida 3 $ 697,000 $ 232,000 $ 0
St. Johns County Florida 3 $ 423,000 $ 141,000 $ 0
Volusia County Florida 3 $ 510,000 $ 170,000 $ 18,000
Bryan County Georgia 3 $ 635,000 $ 211,000 $ 0
Camden County Georgia 3 $ 588,000 $ 196,000 $ 0
Decatur County Georgia 3 $ 284,000 $ 94,000 $ 0
Hall County Georgia 3 $ 602,000 $ 200,000 $ 30,000
Jackson County Georgia 3 $ 322,000 $ 107,000 $ 33,000
Liberty County Georgia 3 $ 463,000 $ 154,000 $ 53,000
McDuffie County Georgia 3 $ 240,000 $ 80,000 $ 0
Putnam County Georgia 3 $ 370,000 $ 123,000 $ 15,000
Twiggs County Georgia 3 $ 300,000 $ 100,000 $ 18,000
Cook County Illinois 3 $ 466,000 $ 155,000 $ 0
DuPage County Illinois 3 $ 529,000 $ 176,000 $ 54,000
St. Clair County Illinois 3 $ 484,000 $ 161,000 $ 0
Johnson County Indiana 3 $ 432,000 $ 144,000 $ 190,000
Leavenworth County Kansas 3 $ 532,000 $ 177,000 $ 62,000
Sedgwick County Kansas 3 $ 550,000 $ 183,000 $ 0
Carter County Kentucky 3 $ 370,000 $ 123,000 $ 21,000
Grayson County Kentucky 3 $ 361,000 $ 120,000 $ 17,000
Warren County Kentucky 3 $ 535,000 $ 178,000 $ 9,000
Beauregard County Louisiana 3 $ 582,000 $ 194,000 $ 60,000
Bossier County Louisiana 3 $ 461,000 $ 153,000 $ 0
Iberia County Louisiana 3 $ 382,000 $ 127,000 $ 45,000
Jackson County Louisiana 3 $ 425,000 $ 141,000 $ 34,000
Lincoln County Louisiana 3 $ 607,000 $ 202,000 $ 0
Orleans County Louisiana 3 $ 542,000 $ 180,000 $ 0
Vernon County Louisiana 3 $ 529,000 $ 176,000 $ 55,000
Washington County Maryland 3 $ 552,000 $ 184,000 $ 0
Macomb County Michigan 3 $ 515,000 $ 171,000 $ 22,000
Hancock County Mississippi 3 $ 287,000 $ 95,000 $ 49,000
Churchill County Nevada 3 $ 426,000 $ 142,000 $ 0
Nye County Nevada 3 $ 465,000 $ 155,000 $ 0
Santa Fe County New Mexico 3 $ 727,000 $ 242,000 $ 0
Brunswick County North Carolina 3 $ 513,000 $ 171,000 $ 0
Davidson County North Carolina 3 $ 403,000 $ 134,000 $ 0
Hoke County North Carolina 3 $ 560,000 $ 186,000 $ 0
Moore County North Carolina 3 $ 684,000 $ 228,000 $ 0
Randolph County North Carolina 3 $ 359,000 $ 119,000 $ 0
Rowan County North Carolina 3 $ 597,000 $ 199,000 $ 0
Stokes County North Carolina 3 $ 372,000 $ 124,000 $ 29,000
Hamilton County Ohio 3 $ 398,000 $ 132,000 $ 0
Mahoning County Ohio 3 $ 165,000 $ 55,000 $ 11,000
Canadian County Oklahoma 3 $ 714,000 $ 238,000 $ 0
Cherokee County Oklahoma 3 $ 276,000 $ 92,000 $ 0
Delaware County Oklahoma 3 $ 434,000 $ 144,000 $ 0
Muskogee County Oklahoma 3 $ 397,000 $ 132,000 $ 0
Linn County Oregon 3 $ 488,000 $ 162,000 $ 0
Delaware County Pennsylvania 3 $ 502,000 $ 167,000 $ 0
Lehigh County Pennsylvania 3 $ 564,000 $ 188,000 $ 0
Washington County Pennsylvania 3 $ 637,000 $ 212,000 $ 0
Darlington County South Carolina 3 $ 424,000 $ 141,000 $ 0
Oconee County South Carolina 3 $ 362,000 $ 120,000 $ 28,000
York County South Carolina 3 $ 648,000 $ 216,000 $ 0
Minnehaha County South Dakota 3 $ 426,000 $ 142,000 $ 0
Blount County Tennessee 3 $ 293,000 $ 97,000 $ 12,000
Bradley County Tennessee 3 $ 417,000 $ 139,000 $ 0
Campbell County Tennessee 3 $ 835,000 $ 278,000 $ 87,000
Dickson County Tennessee 3 $ 380,000 $ 126,000 $ 16,000
Sevier County Tennessee 3 $ 491,000 $ 163,000 $ 56,000
Cameron County Texas 3 $ 523,000 $ 174,000 $ 0
Gonzales County Texas 3 $ 534,000 $ 178,000 $ 34,000
Harrison County Texas 3 $ 356,000 $ 118,000 $ 21,000
Hidalgo County Texas 3 $ 534,000 $ 178,000 $ 0
Hunt County Texas 3 $ 605,000 $ 201,000 $ 0
Rockwall County Texas 3 $ 449,000 $ 149,000 $ 50,000
Victoria County Texas 3 $ 421,000 $ 140,000 $ 0
Utah County Utah 3 $ 630,000 $ 210,000 $ 0
Buena Vista County Virginia 3 $ 420,000 $ 140,000 $ 7,000
Culpeper County Virginia 3 $ 773,000 $ 257,000 $ 0
Rockbridge County Virginia 3 $ 371,000 $ 123,000 $ 96,000
Shenandoah County Virginia 3 $ 661,000 $ 220,000 $ 0
Spotsylvania County Virginia 3 $ 729,000 $ 243,000 $ 0
Suffolk County Virginia 3 $ 664,000 $ 221,000 $ 0
Clallam County Washington 3 $ 496,000 $ 165,000 $ 0
Cabell County West Virginia 3 $ 344,000 $ 114,000 $ 19,000
Autauga County Alabama 2 $ 359,000 $ 179,000 $ 30,000
Choctaw County Alabama 2 $ 157,000 $ 78,000 $ 30,000
Houston County Alabama 2 $ 306,000 $ 153,000 $ 43,000
Limestone County Alabama 2 $ 498,000 $ 249,000 $ 16,000
Marshall County Alabama 2 $ 233,000 $ 116,000 $ 0
Pike County Alabama 2 $ 158,000 $ 79,000 $ 52,000
Cochise County Arizona 2 $ 300,000 $ 150,000 $ 0
Gila County Arizona 2 $ 377,000 $ 188,000 $ 0
Yuma County Arizona 2 $ 507,000 $ 253,000 $ 0
Benton County Arkansas 2 $ 267,000 $ 133,000 $ 0
Jefferson County Arkansas 2 $ 323,000 $ 161,000 $ 0
Saline County Arkansas 2 $ 226,000 $ 113,000 $ 0
Colusa County California 2 $ 490,000 $ 245,000 $ 0
San Mateo County California 2 $ 753,000 $ 376,000 $ 113,000
Yolo County California 2 $ 401,000 $ 200,000 $ 0
Broomfield County Colorado 2 $ 501,000 $ 250,000 $ 83,000
Larimer County Colorado 2 $ 482,000 $ 241,000 $ 0
Moffat County Colorado 2 $ 310,000 $ 155,000 $ 0
Morgan County Colorado 2 $ 474,000 $ 237,000 $ 0
Teller County Colorado 2 $ 432,000 $ 216,000 $ 56,000
Middlesex County Connecticut 2 $ 452,000 $ 226,000 $ 0
New London County Connecticut 2 $ 454,000 $ 227,000 $ 0
Tolland County Connecticut 2 $ 389,000 $ 194,000 $ 0
Clay County Florida 2 $ 228,000 $ 114,000 $ 0
Collier County Florida 2 $ 320,000 $ 160,000 $ 0
Jackson County Florida 2 $ 332,000 $ 166,000 $ 0
Manatee County Florida 2 $ 469,000 $ 234,000 $ 0
Marion County Florida 2 $ 521,000 $ 260,000 $ 25,000
Nassau County Florida 2 $ 324,000 $ 162,000 $ 29,000
Santa Rosa County Florida 2 $ 424,000 $ 212,000 $ 0
Seminole County Florida 2 $ 426,000 $ 213,000 $ 0
Baldwin County Georgia 2 $ 205,000 $ 102,000 $ 54,000
Bibb County Georgia 2 $ 335,000 $ 167,000 $ 0
Burke County Georgia 2 $ 260,000 $ 130,000 $ 0
Dodge County Georgia 2 $ 239,000 $ 119,000 $ 0
Effingham County Georgia 2 $ 245,000 $ 122,000 $ 29,000
Glynn County Georgia 2 $ 236,000 $ 118,000 $ 0
Harris County Georgia 2 $ 720,000 $ 360,000 $ 0
Hart County Georgia 2 $ 232,000 $ 116,000 $ 0
Laurens County Georgia 2 $ 250,000 $ 125,000 $ 39,000
Lowndes County Georgia 2 $ 510,000 $ 255,000 $ 0
Pierce County Georgia 2 $ 262,000 $ 131,000 $ 0
Thomas County Georgia 2 $ 260,000 $ 130,000 $ 0
Whitfield County Georgia 2 $ 312,000 $ 156,000 $ 0
Gibson County Indiana 2 $ 385,000 $ 192,000 $ 0
Harrison County Indiana 2 $ 176,000 $ 88,000 $ 24,000
Franklin County Kansas 2 $ 271,000 $ 135,000 $ 20,000
Johnson County Kansas 2 $ 410,000 $ 205,000 $ 0
Nelson County Kentucky 2 $ 252,000 $ 126,000 $ 22,000
Ohio County Kentucky 2 $ 339,000 $ 169,000 $ 95,000
Washington County Kentucky 2 $ 197,000 $ 98,000 $ 65,000
Acadia County Louisiana 2 $ 242,000 $ 121,000 $ 75,000
Calcasieu County Louisiana 2 $ 304,000 $ 152,000 $ 0
East Feliciana County Louisiana 2 $ 238,000 $ 119,000 $ 87,000
Pointe Coupee County Louisiana 2 $ 195,000 $ 97,000 $ 26,000
Tangipahoa County Louisiana 2 $ 366,000 $ 183,000 $ 31,000
Winn County Louisiana 2 $ 260,000 $ 130,000 $ 48,000
Caroline County Maryland 2 $ 435,000 $ 217,000 $ 0
Cecil County Maryland 2 $ 660,000 $ 330,000 $ 0
Wicomico County Maryland 2 $ 352,000 $ 176,000 $ 0
Washtenaw County Michigan 2 $ 532,000 $ 266,000 $ 0
Wayne County Michigan 2 $ 369,000 $ 184,000 $ 0
Lamar County Mississippi 2 $ 242,000 $ 121,000 $ 5,000
Lee County Mississippi 2 $ 209,000 $ 104,000 $ 64,000
Lowndes County Mississippi 2 $ 177,000 $ 88,000 $ 57,000
Tate County Mississippi 2 $ 201,000 $ 100,000 $ 0
Lyon County Nevada 2 $ 354,000 $ 177,000 $ 0
Atlantic County New Jersey 2 $ 339,000 $ 169,000 $ 0
Alamance County North Carolina 2 $ 386,000 $ 193,000 $ 0
Caldwell County North Carolina 2 $ 282,000 $ 141,000 $ 0
Camden County North Carolina 2 $ 331,000 $ 165,000 $ 0
Catawba County North Carolina 2 $ 504,000 $ 252,000 $ 0
Columbus County North Carolina 2 $ 157,000 $ 78,000 $ 0
Craven County North Carolina 2 $ 381,000 $ 190,000 $ 0
Gates County North Carolina 2 $ 392,000 $ 196,000 $ 0
Granville County North Carolina 2 $ 347,000 $ 173,000 $ 0
Lee County North Carolina 2 $ 373,000 $ 186,000 $ 0
Lincoln County North Carolina 2 $ 150,000 $ 75,000 $ 37,000
Pasquotank County North Carolina 2 $ 316,000 $ 158,000 $ 0
Person County North Carolina 2 $ 162,000 $ 81,000 $ 0
Stanly County North Carolina 2 $ 290,000 $ 145,000 $ 0
Surry County North Carolina 2 $ 483,000 $ 241,000 $ 0
Vance County North Carolina 2 $ 288,000 $ 144,000 $ 0
Wilkes County North Carolina 2 $ 270,000 $ 135,000 $ 20,000
Brown County Ohio 2 $ 180,000 $ 90,000 $ 0
Clark County Ohio 2 $ 243,000 $ 121,000 $ 0
Delaware County Ohio 2 $ 554,000 $ 277,000 $ 54,000
Montgomery County Ohio 2 $ 268,000 $ 134,000 $ 22,000
Bryan County Oklahoma 2 $ 96,000 $ 48,000 $ 67,000
Cleveland County Oklahoma 2 $ 271,000 $ 135,000 $ 0
McClain County Oklahoma 2 $ 261,000 $ 130,000 $ 0
Okmulgee County Oklahoma 2 $ 227,000 $ 113,000 $ 0
Ottawa County Oklahoma 2 $ 159,000 $ 79,000 $ 0
Douglas County Oregon 2 $ 387,000 $ 193,000 $ 29,000
Umatilla County Oregon 2 $ 496,000 $ 248,000 $ 67,000
Yamhill County Oregon 2 $ 306,000 $ 153,000 $ 0
Erie County Pennsylvania 2 $ 248,000 $ 124,000 $ 0
Fayette County Pennsylvania 2 $ 409,000 $ 204,000 $ 0
Lackawanna County Pennsylvania 2 $ 448,000 $ 224,000 $ 0
Wayne County Pennsylvania 2 $ 274,000 $ 137,000 $ 0
Kershaw County South Carolina 2 $ 413,000 $ 206,000 $ 0
Pickens County South Carolina 2 $ 200,000 $ 100,000 $ 0
Anderson County Tennessee 2 $ 306,000 $ 153,000 $ 28,000
Carter County Tennessee 2 $ 259,000 $ 129,000 $ 27,000
Cheatham County Tennessee 2 $ 329,000 $ 164,000 $ 0
Lawrence County Tennessee 2 $ 214,000 $ 107,000 $ 0
Robertson County Tennessee 2 $ 286,000 $ 143,000 $ 3,000
Union County Tennessee 2 $ 341,000 $ 170,000 $ 88,000
Hemphill County Texas 2 $ 259,000 $ 129,000 $ 43,000
Jefferson County Texas 2 $ 258,000 $ 129,000 $ 0
Lee County Texas 2 $ 160,000 $ 80,000 $ 0
Maverick County Texas 2 $ 401,000 $ 200,000 $ 0
McLennan County Texas 2 $ 263,000 $ 131,000 $ 0
Upshur County Texas 2 $ 434,000 $ 217,000 $ 0
Box Elder County Utah 2 $ 473,000 $ 236,000 $ 0
Tooele County Utah 2 $ 636,000 $ 318,000 $ 80,000
Weber County Utah 2 $ 279,000 $ 139,000 $ 0
Alexandria County Virginia 2 $ 306,000 $ 153,000 $ 15,000
Bedford County Virginia 2 $ 395,000 $ 197,000 $ 0
Buckingham County Virginia 2 $ 251,000 $ 125,000 $ 0
Franklin County Virginia 2 $ 277,000 $ 138,000 $ 48,000
Frederick County Virginia 2 $ 573,000 $ 286,000 $ 0
Isle of Wight County Virginia 2 $ 484,000 $ 242,000 $ 0
Louisa County Virginia 2 $ 527,000 $ 263,000 $ 0
Petersburg County Virginia 2 $ 230,000 $ 115,000 $ 0
Pulaski County Virginia 2 $ 373,000 $ 186,000 $ 0
Scott County Virginia 2 $ 293,000 $ 146,000 $ 0
Warren County Virginia 2 $ 383,000 $ 191,000 $ 0
Chelan County Washington 2 $ 553,000 $ 276,000 $ 0
Franklin County Washington 2 $ 330,000 $ 165,000 $ 0
Kitsap County Washington 2 $ 373,000 $ 186,000 $ 31,000
Kittitas County Washington 2 $ 431,000 $ 215,000 $ 0
Walla Walla County Washington 2 $ 421,000 $ 210,000 $ 0
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Mortgage Loan Application Detail Totals for Cis Financial Services, Inc. in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,216 $639,219,000 $198,000 $1,000,000 $6,000 $486,000
Home Purchase 681 $92,885,000 $136,000 $660,000 $53,000 $1,012,000
Home Improvement 249 $44,634,000 $179,000 $842,000 $37,000 $486,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,241 $391,537,000 $174,000 $1,000,000 $19,000 $350,000
Black or African American 876 $166,846,000 $190,000 $528,000 $8,000 $1,012,000
Hispanic 482 $100,730,000 $208,000 $758,000 $11,000 $240,000
Not Provided 390 $80,997,000 $207,000 $590,000 $12,000 $576,000
Asian 102 $25,967,000 $254,000 $660,000 $31,000 $200,000
American Indian or Alaskan Native 36 $6,536,000 $181,000 $473,000 $75,000 $486,000
Native Hawaiian or Other Pacific Islander 19 $4,125,000 $217,000 $405,000 $15,000 $66,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 2,783 $510,113,000 $183,000 $660,000 $12,000 $576,000
VA-guaranteed (Veterans Administration) 1,041 $214,875,000 $206,000 $842,000 $9,000 $241,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 262 $46,181,000 $176,000 $1,000,000 $84,000 $1,012,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 60 $5,569,000 $92,000 $186,000 $35,000 $120,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 2,618 $552,838,000 $211,000 $842,000 $10,000 $294,000
Loan Originated 623 $98,112,000 $157,000 $581,000 $13,000 $269,000
Application Withdrawn By Applicant 396 $57,204,000 $144,000 $660,000 $34,000 $1,012,000
Application Denied By Financial Institution 257 $30,454,000 $118,000 $504,000 $27,000 $576,000
Application Approved But Not Accepted 174 $28,716,000 $165,000 $1,000,000 $39,000 $350,000
File Closed For Incompleteness 78 $9,414,000 $120,000 $406,000 $57,000 $486,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 1 $64,000 $64,000 $64,000 $13,000 $13,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Cis Financial Services, Inc.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Cis Financial Services, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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