Cis Financial Services, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020

Cis Financial Services, Inc. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Cis Financial Services, Inc.
851 Military Street N
Hamilton, AL 35570
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 2,980
Total Mortgage Loan Application Amount $671,360,000
Average Mortgage Loan Application Amount $199,200
Highest Mortgage Loan Application Amount $1,245,000
Average Applicant Income $846,000
Highest Applicant Income $9,999,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Cis Financial Services, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cis Financial Services, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2020 breaks down Cis Financial Services, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cis Financial Services, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Cis Financial Services, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cis Financial Services, Inc.'s mortgage activity for 2020.

Mortgage Loan Application Totals for Cis Financial Services, Inc. by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 223 $ 99,535,000 $ 446,000 $ 7,541,000
Marion County Alabama 104 $ 14,810,000 $ 142,000 $ 1,554,000
San Bernardino County California 83 $ 26,675,000 $ 321,000 $ 7,919,000
Orange County California 79 $ 35,665,000 $ 451,000 $ 5,935,000
Morgan County Alabama 78 $ 14,240,000 $ 182,000 $ 102,000
Colbert County Alabama 60 $ 9,890,000 $ 164,000 $ 1,380,000
Riverside County California 43 $ 14,395,000 $ 334,000 $ 8,719,000
Lauderdale County Alabama 37 $ 5,225,000 $ 141,000 $ 1,426,000
Madison County Alabama 35 $ 5,935,000 $ 169,000 $ 942,000
Limestone County Alabama 33 $ 6,985,000 $ 211,000 $ 692,000
Richmond County Georgia 31 $ 4,335,000 $ 139,000 $ 1,996,000
Harris County Texas 30 $ 7,400,000 $ 246,000 $ 4,793,000
Cullman County Alabama 25 $ 4,585,000 $ 183,000 $ 61,000
Caddo County Louisiana 25 $ 5,385,000 $ 215,000 $ 473,000
Franklin County Alabama 23 $ 3,235,000 $ 140,000 $ 1,786,000
Lawrence County Alabama 22 $ 2,980,000 $ 135,000 $ 1,004,000
Winston County Alabama 21 $ 3,815,000 $ 181,000 $ 1,296,000
Contra Costa County California 21 $ 10,575,000 $ 503,000 $ 4,914,000
King County Washington 20 $ 10,500,000 $ 525,000 $ 9,443,000
Baldwin County Alabama 19 $ 4,485,000 $ 236,000 $ 70,000
Fort Bend County Texas 19 $ 4,775,000 $ 251,000 $ 9,443,000
Alameda County California 18 $ 9,430,000 $ 523,000 $ 9,999,000
Sacramento County California 18 $ 6,000,000 $ 333,000 $ 7,567,000
Columbia County Florida 18 $ 2,470,000 $ 137,000 $ 777,000
Aiken County South Carolina 18 $ 2,490,000 $ 138,000 $ 1,893,000
Pierce County Washington 18 $ 9,030,000 $ 501,000 $ 9,999,000
Mobile County Alabama 17 $ 2,365,000 $ 139,000 $ 643,000
Tarrant County Texas 16 $ 3,710,000 $ 231,000 $ 745,000
St. Landry County Louisiana 15 $ 1,995,000 $ 133,000 $ 352,000
Fairfax County Virginia 15 $ 4,835,000 $ 322,000 $ 0
Walker County Alabama 14 $ 2,040,000 $ 145,000 $ 73,000
San Joaquin County California 14 $ 4,480,000 $ 320,000 $ 4,029,000
Miami-Dade County Florida 14 $ 4,470,000 $ 319,000 $ 8,012,000
Polk County Florida 13 $ 2,665,000 $ 205,000 $ 788,000
Duval County Florida 12 $ 2,160,000 $ 180,000 $ 1,066,000
Leon County Florida 12 $ 1,910,000 $ 159,000 $ 65,000
McDuffie County Georgia 12 $ 1,660,000 $ 138,000 $ 452,000
San Diego County California 11 $ 4,635,000 $ 421,000 $ 1,770,000
Suwannee County Florida 11 $ 1,635,000 $ 148,000 $ 587,000
Gwinnett County Georgia 11 $ 2,675,000 $ 243,000 $ 9,999,000
McCracken County Kentucky 11 $ 1,415,000 $ 128,000 $ 68,000
Lafayette County Louisiana 11 $ 1,515,000 $ 137,000 $ 1,852,000
Jefferson County Alabama 10 $ 1,350,000 $ 135,000 $ 55,000
Columbia County Georgia 10 $ 1,570,000 $ 157,000 $ 2,041,000
Terrebonne County Louisiana 10 $ 1,650,000 $ 165,000 $ 1,941,000
Shelby County Tennessee 10 $ 2,420,000 $ 242,000 $ 79,000
Tipton County Tennessee 10 $ 1,690,000 $ 169,000 $ 1,324,000
Shelby County Alabama 9 $ 1,715,000 $ 190,000 $ 587,000
Tuscaloosa County Alabama 9 $ 1,605,000 $ 178,000 $ 3,123,000
Gadsden County Florida 9 $ 1,465,000 $ 162,000 $ 1,163,000
Burke County Georgia 9 $ 1,185,000 $ 131,000 $ 48,000
Fulton County Georgia 9 $ 2,405,000 $ 267,000 $ 6,515,000
Warren County Georgia 9 $ 1,145,000 $ 127,000 $ 456,000
Collin County Texas 9 $ 2,875,000 $ 319,000 $ 94,000
Blount County Alabama 8 $ 1,210,000 $ 151,000 $ 47,000
Lamar County Alabama 8 $ 1,530,000 $ 191,000 $ 1,621,000
Marshall County Alabama 8 $ 1,360,000 $ 170,000 $ 63,000
Carroll County Georgia 8 $ 780,000 $ 97,000 $ 1,511,000
Jefferson County Georgia 8 $ 1,260,000 $ 157,000 $ 2,556,000
Bossier County Louisiana 8 $ 1,850,000 $ 231,000 $ 85,000
Ouachita County Louisiana 8 $ 1,440,000 $ 180,000 $ 64,000
Harrison County Mississippi 8 $ 1,130,000 $ 141,000 $ 405,000
Panola County Mississippi 8 $ 1,270,000 $ 158,000 $ 943,000
Jefferson County Tennessee 8 $ 1,430,000 $ 178,000 $ 47,000
Denton County Texas 8 $ 2,350,000 $ 293,000 $ 119,000
Kern County California 7 $ 1,375,000 $ 196,000 $ 9,443,000
Solano County California 7 $ 2,885,000 $ 412,000 $ 6,691,000
Polk County Georgia 7 $ 1,055,000 $ 150,000 $ 76,000
Cook County Illinois 7 $ 1,695,000 $ 242,000 $ 6,675,000
Hardin County Kentucky 7 $ 1,195,000 $ 170,000 $ 59,000
Calcasieu County Louisiana 7 $ 1,255,000 $ 179,000 $ 50,000
Iberia County Louisiana 7 $ 1,065,000 $ 152,000 $ 342,000
St. Martin County Louisiana 7 $ 1,065,000 $ 152,000 $ 41,000
Prince George's County Maryland 7 $ 2,455,000 $ 350,000 $ 6,325,000
Monroe County Mississippi 7 $ 915,000 $ 130,000 $ 48,000
St. Clair County Alabama 6 $ 870,000 $ 145,000 $ 55,000
Santa Clara County California 6 $ 2,930,000 $ 488,000 $ 0
Ventura County California 6 $ 2,870,000 $ 478,000 $ 1,100,000
Alachua County Florida 6 $ 1,020,000 $ 170,000 $ 609,000
Bulloch County Georgia 6 $ 940,000 $ 156,000 $ 5,035,000
Acadia County Louisiana 6 $ 870,000 $ 145,000 $ 2,434,000
Lafourche County Louisiana 6 $ 890,000 $ 148,000 $ 646,000
Rapides County Louisiana 6 $ 1,090,000 $ 181,000 $ 84,000
Itawamba County Mississippi 6 $ 1,010,000 $ 168,000 $ 81,000
Pontotoc County Mississippi 6 $ 810,000 $ 135,000 $ 44,000
Bexar County Texas 6 $ 1,370,000 $ 228,000 $ 2,579,000
Fayette County Alabama 5 $ 625,000 $ 125,000 $ 49,000
Randolph County Alabama 5 $ 715,000 $ 143,000 $ 45,000
Broward County Florida 5 $ 1,555,000 $ 311,000 $ 9,443,000
Lake County Florida 5 $ 875,000 $ 175,000 $ 33,000
Santa Rosa County Florida 5 $ 975,000 $ 195,000 $ 2,044,000
DeKalb County Georgia 5 $ 1,235,000 $ 247,000 $ 8,888,000
Gordon County Georgia 5 $ 985,000 $ 197,000 $ 50,000
Paulding County Georgia 5 $ 915,000 $ 183,000 $ 80,000
Avoyelles County Louisiana 5 $ 675,000 $ 135,000 $ 52,000
East Baton Rouge County Louisiana 5 $ 885,000 $ 177,000 $ 45,000
Jefferson County Louisiana 5 $ 815,000 $ 163,000 $ 59,000
Lincoln County Louisiana 5 $ 785,000 $ 157,000 $ 47,000
Montgomery County Maryland 5 $ 1,975,000 $ 395,000 $ 9,443,000
Lauderdale County Mississippi 5 $ 775,000 $ 155,000 $ 55,000
Lee County Mississippi 5 $ 1,175,000 $ 235,000 $ 2,041,000
Tishomingo County Mississippi 5 $ 545,000 $ 109,000 $ 51,000
Yalobusha County Mississippi 5 $ 855,000 $ 171,000 $ 49,000
Licking County Ohio 5 $ 1,075,000 $ 215,000 $ 51,000
Edgefield County South Carolina 5 $ 605,000 $ 121,000 $ 4,025,000
Sevier County Tennessee 5 $ 925,000 $ 185,000 $ 46,000
White County Tennessee 5 $ 625,000 $ 125,000 $ 40,000
Prince William County Virginia 5 $ 1,635,000 $ 327,000 $ 9,999,000
Chilton County Alabama 4 $ 510,000 $ 127,000 $ 48,000
Gilchrist County Florida 4 $ 570,000 $ 142,000 $ 895,000
Orange County Florida 4 $ 1,000,000 $ 250,000 $ 35,000
Putnam County Florida 4 $ 560,000 $ 140,000 $ 52,000
St. Johns County Florida 4 $ 580,000 $ 145,000 $ 60,000
Bartow County Georgia 4 $ 790,000 $ 197,000 $ 60,000
Floyd County Georgia 4 $ 470,000 $ 117,000 $ 847,000
Tattnall County Georgia 4 $ 560,000 $ 140,000 $ 37,000
Wayne County Georgia 4 $ 520,000 $ 130,000 $ 49,000
Johnson County Illinois 4 $ 340,000 $ 85,000 $ 82,000
Marion County Illinois 4 $ 480,000 $ 120,000 $ 60,000
Spencer County Indiana 4 $ 560,000 $ 140,000 $ 2,533,000
Marshall County Kentucky 4 $ 740,000 $ 185,000 $ 60,000
Webster County Kentucky 4 $ 480,000 $ 120,000 $ 2,539,000
Livingston County Louisiana 4 $ 690,000 $ 172,000 $ 82,000
Tangipahoa County Louisiana 4 $ 590,000 $ 147,000 $ 2,284,000
Union County Louisiana 4 $ 570,000 $ 142,000 $ 46,000
Anne Arundel County Maryland 4 $ 1,150,000 $ 287,000 $ 49,000
Jackson County Mississippi 4 $ 480,000 $ 120,000 $ 59,000
Pearl River County Mississippi 4 $ 460,000 $ 115,000 $ 1,629,000
Stone County Mississippi 4 $ 440,000 $ 110,000 $ 2,534,000
Union County Mississippi 4 $ 520,000 $ 130,000 $ 43,000
Mecklenburg County North Carolina 4 $ 1,200,000 $ 300,000 $ 180,000
Creek County Oklahoma 4 $ 640,000 $ 160,000 $ 2,289,000
Tulsa County Oklahoma 4 $ 770,000 $ 192,000 $ 7,500,000
Wagoner County Oklahoma 4 $ 490,000 $ 122,000 $ 1,812,000
Montgomery County Pennsylvania 4 $ 1,030,000 $ 257,000 $ 9,999,000
Charleston County South Carolina 4 $ 670,000 $ 167,000 $ 2,275,000
Gibson County Tennessee 4 $ 710,000 $ 177,000 $ 116,000
Dallas County Texas 4 $ 860,000 $ 215,000 $ 59,000
Snohomish County Washington 4 $ 2,240,000 $ 560,000 $ 0
Cherokee County Alabama 3 $ 425,000 $ 141,000 $ 3,406,000
Etowah County Alabama 3 $ 495,000 $ 165,000 $ 161,000
Houston County Alabama 3 $ 295,000 $ 98,000 $ 3,358,000
Talladega County Alabama 3 $ 465,000 $ 155,000 $ 3,355,000
Columbia County Arkansas 3 $ 325,000 $ 108,000 $ 64,000
Ouachita County Arkansas 3 $ 365,000 $ 121,000 $ 81,000
Union County Arkansas 3 $ 415,000 $ 138,000 $ 84,000
El Dorado County California 3 $ 1,285,000 $ 428,000 $ 0
Imperial County California 3 $ 665,000 $ 221,000 $ 19,000
San Francisco County California 3 $ 2,235,000 $ 745,000 $ 9,999,000
San Mateo County California 3 $ 1,555,000 $ 518,000 $ 0
Escambia County Florida 3 $ 955,000 $ 318,000 $ 3,419,000
Lee County Florida 3 $ 595,000 $ 198,000 $ 0
Levy County Florida 3 $ 385,000 $ 128,000 $ 39,000
Palm Beach County Florida 3 $ 695,000 $ 231,000 $ 27,000
Walton County Florida 3 $ 445,000 $ 148,000 $ 3,362,000
Brantley County Georgia 3 $ 375,000 $ 125,000 $ 44,000
Coweta County Georgia 3 $ 875,000 $ 291,000 $ 179,000
Douglas County Georgia 3 $ 695,000 $ 231,000 $ 58,000
Effingham County Georgia 3 $ 495,000 $ 165,000 $ 25,000
Screven County Georgia 3 $ 455,000 $ 151,000 $ 59,000
Wilkes County Georgia 3 $ 255,000 $ 85,000 $ 24,000
Clay County Illinois 3 $ 315,000 $ 105,000 $ 3,359,000
Saline County Illinois 3 $ 295,000 $ 98,000 $ 43,000
Knox County Indiana 3 $ 385,000 $ 128,000 $ 48,000
Sullivan County Indiana 3 $ 355,000 $ 118,000 $ 63,000
Montgomery County Kansas 3 $ 735,000 $ 245,000 $ 68,000
Calloway County Kentucky 3 $ 255,000 $ 85,000 $ 53,000
Daviess County Kentucky 3 $ 475,000 $ 158,000 $ 1,777,000
Edmonson County Kentucky 3 $ 525,000 $ 175,000 $ 88,000
Grayson County Kentucky 3 $ 375,000 $ 125,000 $ 37,000
Hancock County Kentucky 3 $ 375,000 $ 125,000 $ 31,000
Livingston County Kentucky 3 $ 425,000 $ 141,000 $ 62,000
McLean County Kentucky 3 $ 435,000 $ 145,000 $ 44,000
Union County Kentucky 3 $ 365,000 $ 121,000 $ 521,000
Ascension County Louisiana 3 $ 365,000 $ 121,000 $ 41,000
Evangeline County Louisiana 3 $ 365,000 $ 121,000 $ 74,000
Grant County Louisiana 3 $ 395,000 $ 131,000 $ 64,000
Jefferson Davis County Louisiana 3 $ 395,000 $ 131,000 $ 51,000
Orleans County Louisiana 3 $ 715,000 $ 238,000 $ 68,000
Vermilion County Louisiana 3 $ 505,000 $ 168,000 $ 3,365,000
Baltimore County Maryland 3 $ 655,000 $ 218,000 $ 0
Howard County Maryland 3 $ 1,315,000 $ 438,000 $ 0
Copiah County Mississippi 3 $ 505,000 $ 168,000 $ 56,000
Forrest County Mississippi 3 $ 395,000 $ 131,000 $ 58,000
Grenada County Mississippi 3 $ 545,000 $ 181,000 $ 59,000
Hancock County Mississippi 3 $ 515,000 $ 171,000 $ 3,365,000
Lafayette County Mississippi 3 $ 295,000 $ 98,000 $ 53,000
Lincoln County Mississippi 3 $ 455,000 $ 151,000 $ 38,000
Marshall County Mississippi 3 $ 445,000 $ 148,000 $ 56,000
Pike County Mississippi 3 $ 465,000 $ 155,000 $ 56,000
Prentiss County Mississippi 3 $ 265,000 $ 88,000 $ 69,000
Rankin County Mississippi 3 $ 405,000 $ 135,000 $ 65,000
Wayne County Mississippi 3 $ 395,000 $ 131,000 $ 3,368,000
Clark County Nevada 3 $ 1,095,000 $ 365,000 $ 9,443,000
Haywood County North Carolina 3 $ 425,000 $ 141,000 $ 49,000
Cleveland County Oklahoma 3 $ 635,000 $ 211,000 $ 3,359,000
Rogers County Oklahoma 3 $ 835,000 $ 278,000 $ 3,048,000
McCormick County South Carolina 3 $ 355,000 $ 118,000 $ 52,000
Cocke County Tennessee 3 $ 445,000 $ 148,000 $ 46,000
Knox County Tennessee 3 $ 625,000 $ 208,000 $ 95,000
Taylor County Texas 3 $ 505,000 $ 168,000 $ 49,000
Calhoun County Alabama 2 $ 310,000 $ 155,000 $ 2,121,000
Clarke County Alabama 2 $ 240,000 $ 120,000 $ 66,000
DeKalb County Alabama 2 $ 160,000 $ 80,000 $ 5,017,000
Jackson County Alabama 2 $ 290,000 $ 145,000 $ 29,000
Monroe County Alabama 2 $ 230,000 $ 115,000 $ 41,000
Pike County Alabama 2 $ 250,000 $ 125,000 $ 5,082,000
Maricopa County Arizona 2 $ 490,000 $ 245,000 $ 0
Chicot County Arkansas 2 $ 400,000 $ 200,000 $ 43,000
Garland County Arkansas 2 $ 270,000 $ 135,000 $ 5,014,000
Pulaski County Arkansas 2 $ 340,000 $ 170,000 $ 82,000
White County Arkansas 2 $ 320,000 $ 160,000 $ 3,312,000
Santa Barbara County California 2 $ 740,000 $ 370,000 $ 0
Baker County Florida 2 $ 390,000 $ 195,000 $ 87,000
Bay County Florida 2 $ 150,000 $ 75,000 $ 64,000
Brevard County Florida 2 $ 520,000 $ 260,000 $ 15,000
Citrus County Florida 2 $ 340,000 $ 170,000 $ 148,000
Clay County Florida 2 $ 380,000 $ 190,000 $ 66,000
Flagler County Florida 2 $ 330,000 $ 165,000 $ 62,000
Hillsborough County Florida 2 $ 530,000 $ 265,000 $ 0
Marion County Florida 2 $ 540,000 $ 270,000 $ 8,888,000
Nassau County Florida 2 $ 250,000 $ 125,000 $ 94,000
Okaloosa County Florida 2 $ 260,000 $ 130,000 $ 71,000
Pasco County Florida 2 $ 580,000 $ 290,000 $ 119,000
Union County Florida 2 $ 270,000 $ 135,000 $ 56,000
Washington County Florida 2 $ 320,000 $ 160,000 $ 72,000
Baldwin County Georgia 2 $ 300,000 $ 150,000 $ 5,019,000
Bryan County Georgia 2 $ 420,000 $ 210,000 $ 54,000
Camden County Georgia 2 $ 420,000 $ 210,000 $ 5,064,000
Cobb County Georgia 2 $ 490,000 $ 245,000 $ 50,000
Crisp County Georgia 2 $ 250,000 $ 125,000 $ 66,000
Dodge County Georgia 2 $ 420,000 $ 210,000 $ 35,000
Emanuel County Georgia 2 $ 350,000 $ 175,000 $ 28,000
Evans County Georgia 2 $ 230,000 $ 115,000 $ 45,000
Grady County Georgia 2 $ 210,000 $ 105,000 $ 56,000
Laurens County Georgia 2 $ 160,000 $ 80,000 $ 27,000
Lee County Georgia 2 $ 200,000 $ 100,000 $ 3,500,000
Liberty County Georgia 2 $ 280,000 $ 140,000 $ 47,000
Pierce County Georgia 2 $ 400,000 $ 200,000 $ 44,000
Rockdale County Georgia 2 $ 570,000 $ 285,000 $ 9,999,000
Troup County Georgia 2 $ 230,000 $ 115,000 $ 5,038,000
Upson County Georgia 2 $ 300,000 $ 150,000 $ 157,000
Franklin County Illinois 2 $ 210,000 $ 105,000 $ 49,000
Kane County Illinois 2 $ 480,000 $ 240,000 $ 0
Massac County Illinois 2 $ 170,000 $ 85,000 $ 34,000
Will County Illinois 2 $ 420,000 $ 210,000 $ 93,000
Comanche County Kansas 2 $ 240,000 $ 120,000 $ 71,000
Breckinridge County Kentucky 2 $ 200,000 $ 100,000 $ 35,000
Graves County Kentucky 2 $ 230,000 $ 115,000 $ 24,000
Henderson County Kentucky 2 $ 190,000 $ 95,000 $ 45,000
Ohio County Kentucky 2 $ 300,000 $ 150,000 $ 49,000
Beauregard County Louisiana 2 $ 290,000 $ 145,000 $ 72,000
Vernon County Louisiana 2 $ 300,000 $ 150,000 $ 67,000
Frederick County Maryland 2 $ 610,000 $ 305,000 $ 0
Adams County Mississippi 2 $ 310,000 $ 155,000 $ 5,026,000
Alcorn County Mississippi 2 $ 420,000 $ 210,000 $ 2,496,000
Attala County Mississippi 2 $ 370,000 $ 185,000 $ 95,000
George County Mississippi 2 $ 310,000 $ 155,000 $ 63,000
Jones County Mississippi 2 $ 200,000 $ 100,000 $ 19,000
Lowndes County Mississippi 2 $ 200,000 $ 100,000 $ 53,000
Oktibbeha County Mississippi 2 $ 290,000 $ 145,000 $ 138,000
Perry County Mississippi 2 $ 230,000 $ 115,000 $ 32,000
Tippah County Mississippi 2 $ 460,000 $ 230,000 $ 5,100,000
Walthall County Mississippi 2 $ 320,000 $ 160,000 $ 84,000
Rio Arriba County New Mexico 2 $ 280,000 $ 140,000 $ 0
Wake County North Carolina 2 $ 300,000 $ 150,000 $ 53,000
Delaware County Ohio 2 $ 330,000 $ 165,000 $ 5,025,000
Fayette County Ohio 2 $ 430,000 $ 215,000 $ 5,027,000
Perry County Ohio 2 $ 470,000 $ 235,000 $ 70,000
Cherokee County Oklahoma 2 $ 410,000 $ 205,000 $ 87,000
McIntosh County Oklahoma 2 $ 200,000 $ 100,000 $ 63,000
Osage County Oklahoma 2 $ 270,000 $ 135,000 $ 79,000
Payne County Oklahoma 2 $ 260,000 $ 130,000 $ 5,027,000
Sequoyah County Oklahoma 2 $ 290,000 $ 145,000 $ 5,044,000
Clackamas County Oregon 2 $ 960,000 $ 480,000 $ 0
Philadelphia County Pennsylvania 2 $ 290,000 $ 145,000 $ 211,000
Berkeley County South Carolina 2 $ 280,000 $ 140,000 $ 5,069,000
Colleton County South Carolina 2 $ 230,000 $ 115,000 $ 5,041,000
Orangeburg County South Carolina 2 $ 250,000 $ 125,000 $ 32,000
Campbell County Tennessee 2 $ 310,000 $ 155,000 $ 0
Davidson County Tennessee 2 $ 440,000 $ 220,000 $ 78,000
Franklin County Tennessee 2 $ 210,000 $ 105,000 $ 38,000
Giles County Tennessee 2 $ 390,000 $ 195,000 $ 54,000
Haywood County Tennessee 2 $ 290,000 $ 145,000 $ 46,000
Madison County Tennessee 2 $ 150,000 $ 75,000 $ 33,000
Callahan County Texas 2 $ 450,000 $ 225,000 $ 94,000
Ellis County Texas 2 $ 720,000 $ 360,000 $ 60,000
Hunt County Texas 2 $ 340,000 $ 170,000 $ 54,000
Kaufman County Texas 2 $ 470,000 $ 235,000 $ 44,000
Navarro County Texas 2 $ 260,000 $ 130,000 $ 4,917,000
Travis County Texas 2 $ 570,000 $ 285,000 $ 0
Williamson County Texas 2 $ 530,000 $ 265,000 $ 0
Loudoun County Virginia 2 $ 850,000 $ 425,000 $ 0
Norfolk County Virginia 2 $ 340,000 $ 170,000 $ 5,031,000
Bibb County Alabama 1 $ 155,000 $ 155,000 $ 68,000
Chambers County Alabama 1 $ 115,000 $ 115,000 $ 42,000
Coffee County Alabama 1 $ 205,000 $ 205,000 $ 83,000
Dale County Alabama 1 $ 55,000 $ 55,000 $ 21,000
Elmore County Alabama 1 $ 285,000 $ 285,000 $ 45,000
Henry County Alabama 1 $ 255,000 $ 255,000 $ 55,000
Lee County Alabama 1 $ 185,000 $ 185,000 $ 55,000
Marengo County Alabama 1 $ 135,000 $ 135,000 $ 9,999,000
Pickens County Alabama 1 $ 185,000 $ 185,000 $ 87,000
Jackson County Arkansas 1 $ 95,000 $ 95,000 $ 9,999,000
Jefferson County Arkansas 1 $ 145,000 $ 145,000 $ 45,000
Saline County Arkansas 1 $ 195,000 $ 195,000 $ 9,999,000
Washington County Arkansas 1 $ 185,000 $ 185,000 $ 173,000
Fresno County California 1 $ 315,000 $ 315,000 $ 0
Placer County California 1 $ 245,000 $ 245,000 $ 0
Sonoma County California 1 $ 375,000 $ 375,000 $ 185,000
Tulare County California 1 $ 285,000 $ 285,000 $ 0
Yolo County California 1 $ 315,000 $ 315,000 $ 8,888,000
Arapahoe County Colorado 1 $ 405,000 $ 405,000 $ 8,888,000
Bradford County Florida 1 $ 85,000 $ 85,000 $ 26,000
Collier County Florida 1 $ 225,000 $ 225,000 $ 9,999,000
Dixie County Florida 1 $ 105,000 $ 105,000 $ 50,000
Hamilton County Florida 1 $ 85,000 $ 85,000 $ 36,000
Hernando County Florida 1 $ 115,000 $ 115,000 $ 45,000
Jackson County Florida 1 $ 155,000 $ 155,000 $ 52,000
Madison County Florida 1 $ 115,000 $ 115,000 $ 21,000
Manatee County Florida 1 $ 495,000 $ 495,000 $ 164,000
Osceola County Florida 1 $ 255,000 $ 255,000 $ 88,000
Sumter County Florida 1 $ 175,000 $ 175,000 $ 67,000
Taylor County Florida 1 $ 185,000 $ 185,000 $ 54,000
Volusia County Florida 1 $ 135,000 $ 135,000 $ 115,000
Bacon County Georgia 1 $ 115,000 $ 115,000 $ 59,000
Bleckley County Georgia 1 $ 165,000 $ 165,000 $ 294,000
Charlton County Georgia 1 $ 125,000 $ 125,000 $ 36,000
Chatham County Georgia 1 $ 165,000 $ 165,000 $ 50,000
Cherokee County Georgia 1 $ 205,000 $ 205,000 $ 9,999,000
Clayton County Georgia 1 $ 135,000 $ 135,000 $ 0
Colquitt County Georgia 1 $ 105,000 $ 105,000 $ 26,000
Crawford County Georgia 1 $ 275,000 $ 275,000 $ 119,000
Glascock County Georgia 1 $ 115,000 $ 115,000 $ 8,888,000
Habersham County Georgia 1 $ 175,000 $ 175,000 $ 64,000
Hancock County Georgia 1 $ 145,000 $ 145,000 $ 132,000
Haralson County Georgia 1 $ 175,000 $ 175,000 $ 114,000
Heard County Georgia 1 $ 105,000 $ 105,000 $ 53,000
Henry County Georgia 1 $ 155,000 $ 155,000 $ 9,999,000
Jenkins County Georgia 1 $ 65,000 $ 65,000 $ 41,000
Johnson County Georgia 1 $ 115,000 $ 115,000 $ 81,000
Lincoln County Georgia 1 $ 165,000 $ 165,000 $ 9,999,000
Long County Georgia 1 $ 175,000 $ 175,000 $ 37,000
Lowndes County Georgia 1 $ 65,000 $ 65,000 $ 28,000
McIntosh County Georgia 1 $ 165,000 $ 165,000 $ 128,000
Meriwether County Georgia 1 $ 175,000 $ 175,000 $ 96,000
Miller County Georgia 1 $ 75,000 $ 75,000 $ 38,000
Mitchell County Georgia 1 $ 135,000 $ 135,000 $ 32,000
Newton County Georgia 1 $ 265,000 $ 265,000 $ 9,999,000
Thomas County Georgia 1 $ 135,000 $ 135,000 $ 38,000
Toombs County Georgia 1 $ 105,000 $ 105,000 $ 39,000
Treutlen County Georgia 1 $ 115,000 $ 115,000 $ 84,000
Walton County Georgia 1 $ 225,000 $ 225,000 $ 0
Ware County Georgia 1 $ 165,000 $ 165,000 $ 53,000
Washington County Georgia 1 $ 115,000 $ 115,000 $ 33,000
Whitfield County Georgia 1 $ 215,000 $ 215,000 $ 65,000
Worth County Georgia 1 $ 255,000 $ 255,000 $ 53,000
Gallatin County Illinois 1 $ 125,000 $ 125,000 $ 99,000
Kendall County Illinois 1 $ 175,000 $ 175,000 $ 0
Lake County Illinois 1 $ 305,000 $ 305,000 $ 0
Lawrence County Illinois 1 $ 85,000 $ 85,000 $ 56,000
McHenry County Illinois 1 $ 155,000 $ 155,000 $ 0
Pulaski County Illinois 1 $ 125,000 $ 125,000 $ 9,999,000
Union County Illinois 1 $ 75,000 $ 75,000 $ 29,000
Gibson County Indiana 1 $ 325,000 $ 325,000 $ 92,000
Greene County Indiana 1 $ 155,000 $ 155,000 $ 27,000
Hendricks County Indiana 1 $ 185,000 $ 185,000 $ 74,000
Lake County Indiana 1 $ 165,000 $ 165,000 $ 0
Lawrence County Indiana 1 $ 125,000 $ 125,000 $ 42,000
Martin County Indiana 1 $ 185,000 $ 185,000 $ 54,000
Perry County Indiana 1 $ 95,000 $ 95,000 $ 35,000
Scott County Indiana 1 $ 105,000 $ 105,000 $ 60,000
Warrick County Indiana 1 $ 125,000 $ 125,000 $ 48,000
Hancock County Iowa 1 $ 395,000 $ 395,000 $ 140,000
Ballard County Kentucky 1 $ 55,000 $ 55,000 $ 45,000
Barren County Kentucky 1 $ 155,000 $ 155,000 $ 28,000
Caldwell County Kentucky 1 $ 95,000 $ 95,000 $ 34,000
Christian County Kentucky 1 $ 75,000 $ 75,000 $ 46,000
Crittenden County Kentucky 1 $ 75,000 $ 75,000 $ 31,000
Hart County Kentucky 1 $ 55,000 $ 55,000 $ 9,999,000
Hopkins County Kentucky 1 $ 115,000 $ 115,000 $ 86,000
Lyon County Kentucky 1 $ 105,000 $ 105,000 $ 99,000
Magoffin County Kentucky 1 $ 155,000 $ 155,000 $ 82,000
Marion County Kentucky 1 $ 145,000 $ 145,000 $ 68,000
Mercer County Kentucky 1 $ 165,000 $ 165,000 $ 46,000
Muhlenberg County Kentucky 1 $ 155,000 $ 155,000 $ 57,000
Rowan County Kentucky 1 $ 205,000 $ 205,000 $ 24,000
Shelby County Kentucky 1 $ 105,000 $ 105,000 $ 2,100,000
Taylor County Kentucky 1 $ 155,000 $ 155,000 $ 79,000
Trigg County Kentucky 1 $ 185,000 $ 185,000 $ 72,000
Trimble County Kentucky 1 $ 215,000 $ 215,000 $ 84,000
Caldwell County Louisiana 1 $ 55,000 $ 55,000 $ 23,000
Catahoula County Louisiana 1 $ 185,000 $ 185,000 $ 170,000
De Soto County Louisiana 1 $ 165,000 $ 165,000 $ 69,000
Iberville County Louisiana 1 $ 125,000 $ 125,000 $ 83,000
Natchitoches County Louisiana 1 $ 155,000 $ 155,000 $ 35,000
Plaquemines County Louisiana 1 $ 105,000 $ 105,000 $ 30,000
Sabine County Louisiana 1 $ 255,000 $ 255,000 $ 110,000
St. Charles County Louisiana 1 $ 135,000 $ 135,000 $ 26,000
St. James County Louisiana 1 $ 115,000 $ 115,000 $ 9,999,000
St. Mary County Louisiana 1 $ 205,000 $ 205,000 $ 79,000
St. Tammany County Louisiana 1 $ 225,000 $ 225,000 $ 57,000
Baltimore City County Maryland 1 $ 95,000 $ 95,000 $ 0
Charles County Maryland 1 $ 465,000 $ 465,000 $ 1,000
Worcester County Maryland 1 $ 205,000 $ 205,000 $ 0
Genesee County Michigan 1 $ 185,000 $ 185,000 $ 0
Calhoun County Mississippi 1 $ 135,000 $ 135,000 $ 39,000
Covington County Mississippi 1 $ 135,000 $ 135,000 $ 52,000
DeSoto County Mississippi 1 $ 185,000 $ 185,000 $ 81,000
Greene County Mississippi 1 $ 195,000 $ 195,000 $ 81,000
Jasper County Mississippi 1 $ 295,000 $ 295,000 $ 4,000
Lamar County Mississippi 1 $ 335,000 $ 335,000 $ 103,000
Marion County Mississippi 1 $ 95,000 $ 95,000 $ 89,000
Montgomery County Mississippi 1 $ 55,000 $ 55,000 $ 64,000
Simpson County Mississippi 1 $ 185,000 $ 185,000 $ 47,000
Tallahatchie County Mississippi 1 $ 155,000 $ 155,000 $ 300,000
Webster County Mississippi 1 $ 105,000 $ 105,000 $ 44,000
Buchanan County Missouri 1 $ 175,000 $ 175,000 $ 76,000
Franklin County Missouri 1 $ 75,000 $ 75,000 $ 240,000
Jasper County Missouri 1 $ 95,000 $ 95,000 $ 64,000
Pike County Missouri 1 $ 185,000 $ 185,000 $ 77,000
Bergen County New Jersey 1 $ 635,000 $ 635,000 $ 0
Essex County New Jersey 1 $ 325,000 $ 325,000 $ 0
Hunterdon County New Jersey 1 $ 485,000 $ 485,000 $ 0
Middlesex County New Jersey 1 $ 375,000 $ 375,000 $ 0
Morris County New Jersey 1 $ 415,000 $ 415,000 $ 0
Passaic County New Jersey 1 $ 285,000 $ 285,000 $ 0
Catawba County North Carolina 1 $ 95,000 $ 95,000 $ 8,888,000
Davie County North Carolina 1 $ 305,000 $ 305,000 $ 0
Granville County North Carolina 1 $ 195,000 $ 195,000 $ 86,000
Guilford County North Carolina 1 $ 175,000 $ 175,000 $ 94,000
Hyde County North Carolina 1 $ 205,000 $ 205,000 $ 59,000
Iredell County North Carolina 1 $ 115,000 $ 115,000 $ 48,000
Johnston County North Carolina 1 $ 345,000 $ 345,000 $ 134,000
Lee County North Carolina 1 $ 245,000 $ 245,000 $ 1,000
Nash County North Carolina 1 $ 105,000 $ 105,000 $ 51,000
Stokes County North Carolina 1 $ 165,000 $ 165,000 $ 36,000
Surry County North Carolina 1 $ 265,000 $ 265,000 $ 0
Transylvania County North Carolina 1 $ 195,000 $ 195,000 $ 0
Union County North Carolina 1 $ 495,000 $ 495,000 $ 9,999,000
Clark County Ohio 1 $ 195,000 $ 195,000 $ 45,000
Franklin County Ohio 1 $ 295,000 $ 295,000 $ 33,000
Hardin County Ohio 1 $ 115,000 $ 115,000 $ 50,000
Madison County Ohio 1 $ 185,000 $ 185,000 $ 45,000
Medina County Ohio 1 $ 175,000 $ 175,000 $ 9,999,000
Muskingum County Ohio 1 $ 185,000 $ 185,000 $ 53,000
Scioto County Ohio 1 $ 155,000 $ 155,000 $ 55,000
Summit County Ohio 1 $ 165,000 $ 165,000 $ 51,000
Wood County Ohio 1 $ 295,000 $ 295,000 $ 81,000
Adair County Oklahoma 1 $ 215,000 $ 215,000 $ 46,000
Atoka County Oklahoma 1 $ 245,000 $ 245,000 $ 79,000
Caddo County Oklahoma 1 $ 325,000 $ 325,000 $ 163,000
Carter County Oklahoma 1 $ 275,000 $ 275,000 $ 115,000
Delaware County Oklahoma 1 $ 285,000 $ 285,000 $ 147,000
Garvin County Oklahoma 1 $ 145,000 $ 145,000 $ 75,000
Lincoln County Oklahoma 1 $ 205,000 $ 205,000 $ 54,000
Logan County Oklahoma 1 $ 145,000 $ 145,000 $ 93,000
Marshall County Oklahoma 1 $ 155,000 $ 155,000 $ 35,000
Mayes County Oklahoma 1 $ 55,000 $ 55,000 $ 9,999,000
Muskogee County Oklahoma 1 $ 65,000 $ 65,000 $ 55,000
Oklahoma County Oklahoma 1 $ 275,000 $ 275,000 $ 222,000
Okmulgee County Oklahoma 1 $ 185,000 $ 185,000 $ 87,000
Pittsburg County Oklahoma 1 $ 175,000 $ 175,000 $ 14,000
Washington County Oklahoma 1 $ 165,000 $ 165,000 $ 86,000
Linn County Oregon 1 $ 235,000 $ 235,000 $ 8,888,000
Washington County Oregon 1 $ 285,000 $ 285,000 $ 8,888,000
Bucks County Pennsylvania 1 $ 315,000 $ 315,000 $ 9,999,000
Dauphin County Pennsylvania 1 $ 195,000 $ 195,000 $ 9,999,000
Delaware County Pennsylvania 1 $ 235,000 $ 235,000 $ 0
Lehigh County Pennsylvania 1 $ 155,000 $ 155,000 $ 157,000
Luzerne County Pennsylvania 1 $ 245,000 $ 245,000 $ 61,000
Snyder County Pennsylvania 1 $ 205,000 $ 205,000 $ 9,999,000
Greenwood County South Carolina 1 $ 125,000 $ 125,000 $ 36,000
Newberry County South Carolina 1 $ 125,000 $ 125,000 $ 38,000
Coffee County Tennessee 1 $ 105,000 $ 105,000 $ 8,000
Crockett County Tennessee 1 $ 125,000 $ 125,000 $ 43,000
Dyer County Tennessee 1 $ 165,000 $ 165,000 $ 64,000
Fayette County Tennessee 1 $ 155,000 $ 155,000 $ 30,000
Hardin County Tennessee 1 $ 125,000 $ 125,000 $ 38,000
Henry County Tennessee 1 $ 145,000 $ 145,000 $ 42,000
Hickman County Tennessee 1 $ 135,000 $ 135,000 $ 48,000
Lauderdale County Tennessee 1 $ 145,000 $ 145,000 $ 37,000
Lawrence County Tennessee 1 $ 245,000 $ 245,000 $ 72,000
Lincoln County Tennessee 1 $ 95,000 $ 95,000 $ 24,000
Maury County Tennessee 1 $ 225,000 $ 225,000 $ 105,000
Overton County Tennessee 1 $ 155,000 $ 155,000 $ 40,000
Rutherford County Tennessee 1 $ 305,000 $ 305,000 $ 45,000
Sumner County Tennessee 1 $ 165,000 $ 165,000 $ 0
Van Buren County Tennessee 1 $ 115,000 $ 115,000 $ 39,000
Wayne County Tennessee 1 $ 115,000 $ 115,000 $ 71,000
Weakley County Tennessee 1 $ 135,000 $ 135,000 $ 33,000
Wilson County Tennessee 1 $ 185,000 $ 185,000 $ 50,000
Bastrop County Texas 1 $ 285,000 $ 285,000 $ 87,000
Brazos County Texas 1 $ 135,000 $ 135,000 $ 32,000
Collingsworth County Texas 1 $ 195,000 $ 195,000 $ 125,000
Fannin County Texas 1 $ 85,000 $ 85,000 $ 8,888,000
Fayette County Texas 1 $ 185,000 $ 185,000 $ 90,000
Grayson County Texas 1 $ 135,000 $ 135,000 $ 64,000
Grimes County Texas 1 $ 245,000 $ 245,000 $ 32,000
Johnson County Texas 1 $ 195,000 $ 195,000 $ 68,000
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Mortgage Loan Application Detail Totals for Cis Financial Services, Inc. in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,053 $420,785,000 $204,000 $735,000 $1,420,000 $9,999,000
Refinancing 574 $154,570,000 $269,000 $885,000 $1,141,000 $9,999,000
Cash-out Refinancing 350 $95,660,000 $273,000 $1,245,000 $1,487,000 $9,999,000
Other Purpose 2 $190,000 $95,000 $115,000 $155,000 $240,000
Not Applicable 1 $155,000 $155,000 $155,000 $27,000 $27,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,640 $290,580,000 $177,000 $1,245,000 $853,000 $9,999,000
Not applicable 463 $176,525,000 $381,000 $885,000 $68,000 $68,000
Not Provided 431 $117,415,000 $272,000 $755,000 $4,250,000 $9,999,000
Black or African American 349 $63,575,000 $182,000 $765,000 $641,000 $9,999,000
Hispanic 57 $13,595,000 $238,000 $525,000 $2,113,000 $9,999,000
American Indian or Alaskan Native 16 $3,190,000 $199,000 $465,000 $684,000 $8,888,000
Asian 13 $3,325,000 $255,000 $445,000 $1,727,000 $9,999,000
Native Hawaiian or Other Pacific Islander 1 $285,000 $285,000 $285,000 $9,999,000 $9,999,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 1,760 $361,390,000 $205,000 $635,000 $1,609,000 $9,999,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 998 $263,810,000 $264,000 $1,245,000 $1,108,000 $9,999,000
VA-guaranteed (Veterans Administration) 132 $32,740,000 $248,000 $765,000 $574,000 $9,999,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 90 $13,420,000 $149,000 $395,000 $867,000 $9,999,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 776 $113,130,000 $145,000 $1,245,000 $1,254,000 $9,999,000
Loan Purchased By The Institution 776 $298,280,000 $384,000 $885,000 $8,712,000 $9,999,000
Loan Originated 733 $141,005,000 $192,000 $765,000 $583,000 $9,999,000
Application Withdrawn By Applicant 662 $113,110,000 $170,000 $675,000 $525,000 $9,999,000
File Closed For Incompleteness 20 $2,630,000 $131,000 $295,000 $140,000 $1,440,000
Preapproval Denied by Financial Institution 8 $1,360,000 $170,000 $395,000 $88,000 $227,000
Application Approved But Not Accepted 4 $1,730,000 $432,000 $525,000 $113,000 $170,000
Preapproval Approved but not Accepted 1 $115,000 $115,000 $115,000 $37,000 $37,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,196 $556,870,000 $253,000 $885,000 $1,457,000 $9,999,000
Credit History 569 $80,275,000 $141,000 $515,000 $1,263,000 $9,999,000
Other 100 $15,710,000 $157,000 $405,000 $226,000 $9,999,000
Debt-To-Income Ratio 44 $7,280,000 $165,000 $335,000 $1,828,000 $9,999,000
Unverifiable Information 34 $5,770,000 $169,000 $1,245,000 $3,524,000 $9,999,000
Insufficient Cash (Downpayment, Closing Cost) 16 $2,830,000 $176,000 $415,000 $1,299,000 $9,999,000
Credit Application Incomplete 8 $970,000 $121,000 $195,000 $1,310,000 $9,999,000
Collateral 7 $765,000 $109,000 $175,000 $65,000 $108,000
Employment History 6 $890,000 $148,000 $245,000 $82,000 $196,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Cis Financial Services, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Cis Financial Services, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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