Cis Financial Services, Inc. Mortgage Lending & HMDA Data, 2020

In 2020, Cis Financial Services, Inc. of Hamilton, AL reported 2,980 mortgage applications totaling $671.4 million, up 66% from 2019. The average application was for $225,288, and applicants reported an average income of $1,372,812. 25% of its applications resulted in an originated loan and 26% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (223), Riverside-San Bernardino-Ontario, CA (126) and Decatur, AL (100) (applications in parentheses).

Mortgage Company & Address Cis Financial Services, Inc.
851 Military Street N
Hamilton, AL 35570
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 2,980
Total Mortgage Loan Application Amount $671,360,000
Average Mortgage Loan Application Amount $225,288
Highest Mortgage Loan Application Amount $1,245,000
Average Applicant Income $1,372,812
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cis Financial Services, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Cis Financial Services, Inc. by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 223 $ 99,535,000 $ 446,345 $ 7,541,000
Marion, Alabama 104 $ 14,810,000 $ 142,403 $ 1,554,000
San Bernardino, California 83 $ 26,675,000 $ 321,385 $ 7,919,000
Orange, California 79 $ 35,665,000 $ 451,455 $ 5,935,000
Morgan, Alabama 78 $ 14,240,000 $ 182,564 $ 102,000
Colbert, Alabama 60 $ 9,890,000 $ 164,833 $ 1,380,000
Riverside, California 43 $ 14,395,000 $ 334,767 $ 8,719,000
Lauderdale, Alabama 37 $ 5,225,000 $ 141,216 $ 1,426,000
Madison, Alabama 35 $ 5,935,000 $ 169,571 $ 942,000
Limestone, Alabama 33 $ 6,985,000 $ 211,666 $ 692,000
Richmond, Georgia 31 $ 4,335,000 $ 139,838 $ 1,996,000
Harris, Texas 30 $ 7,400,000 $ 246,666 $ 4,793,000
Cullman, Alabama 25 $ 4,585,000 $ 183,400 $ 61,000
Caddo, Louisiana 25 $ 5,385,000 $ 215,400 $ 473,000
Franklin, Alabama 23 $ 3,235,000 $ 140,652 $ 1,786,000
Lawrence, Alabama 22 $ 2,980,000 $ 135,454 $ 1,004,000
Winston, Alabama 21 $ 3,815,000 $ 181,666 $ 1,296,000
Contra Costa, California 21 $ 10,575,000 $ 503,571 $ 4,914,000
King, Washington 20 $ 10,500,000 $ 525,000 $ 9,443,000
Baldwin, Alabama 19 $ 4,485,000 $ 236,052 $ 70,000
Fort Bend, Texas 19 $ 4,775,000 $ 251,315 $ 9,443,000
Alameda, California 18 $ 9,430,000 $ 523,888 $ 9,999,000
Sacramento, California 18 $ 6,000,000 $ 333,333 $ 7,567,000
Columbia, Florida 18 $ 2,470,000 $ 137,222 $ 777,000
Aiken, South Carolina 18 $ 2,490,000 $ 138,333 $ 1,893,000
Pierce, Washington 18 $ 9,030,000 $ 501,666 $ 9,999,000
Mobile, Alabama 17 $ 2,365,000 $ 139,117 $ 643,000
Tarrant, Texas 16 $ 3,710,000 $ 231,875 $ 745,000
St. Landry, Louisiana 15 $ 1,995,000 $ 133,000 $ 352,000
Fairfax, Virginia 15 $ 4,835,000 $ 322,333 $ 0
Walker, Alabama 14 $ 2,040,000 $ 145,714 $ 73,000
San Joaquin, California 14 $ 4,480,000 $ 320,000 $ 4,029,000
Miami-Dade, Florida 14 $ 4,470,000 $ 319,285 $ 8,012,000
Polk, Florida 13 $ 2,665,000 $ 205,000 $ 788,000
Duval, Florida 12 $ 2,160,000 $ 180,000 $ 1,066,000
Leon, Florida 12 $ 1,910,000 $ 159,166 $ 65,000
McDuffie, Georgia 12 $ 1,660,000 $ 138,333 $ 452,000
San Diego, California 11 $ 4,635,000 $ 421,363 $ 1,770,000
Suwannee, Florida 11 $ 1,635,000 $ 148,636 $ 587,000
Gwinnett, Georgia 11 $ 2,675,000 $ 243,181 $ 9,999,000
McCracken, Kentucky 11 $ 1,415,000 $ 128,636 $ 68,000
Lafayette, Louisiana 11 $ 1,515,000 $ 137,727 $ 1,852,000
Jefferson, Alabama 10 $ 1,350,000 $ 135,000 $ 55,000
Columbia, Georgia 10 $ 1,570,000 $ 157,000 $ 2,041,000
Terrebonne, Louisiana 10 $ 1,650,000 $ 165,000 $ 1,941,000
Shelby, Tennessee 10 $ 2,420,000 $ 242,000 $ 79,000
Tipton, Tennessee 10 $ 1,690,000 $ 169,000 $ 1,324,000
Shelby, Alabama 9 $ 1,715,000 $ 190,555 $ 587,000
Tuscaloosa, Alabama 9 $ 1,605,000 $ 178,333 $ 3,123,000
Gadsden, Florida 9 $ 1,465,000 $ 162,777 $ 1,163,000
Burke, Georgia 9 $ 1,185,000 $ 131,666 $ 48,000
Fulton, Georgia 9 $ 2,405,000 $ 267,222 $ 6,515,000
Warren, Georgia 9 $ 1,145,000 $ 127,222 $ 456,000
Collin, Texas 9 $ 2,875,000 $ 319,444 $ 94,000
Blount, Alabama 8 $ 1,210,000 $ 151,250 $ 47,000
Lamar, Alabama 8 $ 1,530,000 $ 191,250 $ 1,621,000
Marshall, Alabama 8 $ 1,360,000 $ 170,000 $ 63,000
Carroll, Georgia 8 $ 780,000 $ 97,500 $ 1,511,000
Jefferson, Georgia 8 $ 1,260,000 $ 157,500 $ 2,556,000
Bossier, Louisiana 8 $ 1,850,000 $ 231,250 $ 85,000
Ouachita, Louisiana 8 $ 1,440,000 $ 180,000 $ 64,000
Harrison, Mississippi 8 $ 1,130,000 $ 141,250 $ 405,000
Panola, Mississippi 8 $ 1,270,000 $ 158,750 $ 943,000
Jefferson, Tennessee 8 $ 1,430,000 $ 178,750 $ 47,000
Denton, Texas 8 $ 2,350,000 $ 293,750 $ 119,000
Kern, California 7 $ 1,375,000 $ 196,428 $ 9,443,000
Solano, California 7 $ 2,885,000 $ 412,142 $ 6,691,000
Polk, Georgia 7 $ 1,055,000 $ 150,714 $ 76,000
Cook, Illinois 7 $ 1,695,000 $ 242,142 $ 6,675,000
Hardin, Kentucky 7 $ 1,195,000 $ 170,714 $ 59,000
Calcasieu, Louisiana 7 $ 1,255,000 $ 179,285 $ 50,000
Iberia, Louisiana 7 $ 1,065,000 $ 152,142 $ 342,000
St. Martin, Louisiana 7 $ 1,065,000 $ 152,142 $ 41,000
Prince George's, Maryland 7 $ 2,455,000 $ 350,714 $ 6,325,000
Monroe, Mississippi 7 $ 915,000 $ 130,714 $ 48,000
St. Clair, Alabama 6 $ 870,000 $ 145,000 $ 55,000
Santa Clara, California 6 $ 2,930,000 $ 488,333 $ 0
Ventura, California 6 $ 2,870,000 $ 478,333 $ 1,100,000
Alachua, Florida 6 $ 1,020,000 $ 170,000 $ 609,000
Bulloch, Georgia 6 $ 940,000 $ 156,666 $ 5,035,000
Acadia, Louisiana 6 $ 870,000 $ 145,000 $ 2,434,000
Lafourche, Louisiana 6 $ 890,000 $ 148,333 $ 646,000
Rapides, Louisiana 6 $ 1,090,000 $ 181,666 $ 84,000
Itawamba, Mississippi 6 $ 1,010,000 $ 168,333 $ 81,000
Pontotoc, Mississippi 6 $ 810,000 $ 135,000 $ 44,000
Bexar, Texas 6 $ 1,370,000 $ 228,333 $ 2,579,000
Fayette, Alabama 5 $ 625,000 $ 125,000 $ 49,000
Randolph, Alabama 5 $ 715,000 $ 143,000 $ 45,000
Broward, Florida 5 $ 1,555,000 $ 311,000 $ 9,443,000
Lake, Florida 5 $ 875,000 $ 175,000 $ 33,000
Santa Rosa, Florida 5 $ 975,000 $ 195,000 $ 2,044,000
DeKalb, Georgia 5 $ 1,235,000 $ 247,000 $ 8,888,000
Gordon, Georgia 5 $ 985,000 $ 197,000 $ 50,000
Paulding, Georgia 5 $ 915,000 $ 183,000 $ 80,000
Avoyelles, Louisiana 5 $ 675,000 $ 135,000 $ 52,000
East Baton Rouge, Louisiana 5 $ 885,000 $ 177,000 $ 45,000
Jefferson, Louisiana 5 $ 815,000 $ 163,000 $ 59,000
Lincoln, Louisiana 5 $ 785,000 $ 157,000 $ 47,000
Montgomery, Maryland 5 $ 1,975,000 $ 395,000 $ 9,443,000
Lauderdale, Mississippi 5 $ 775,000 $ 155,000 $ 55,000
Lee, Mississippi 5 $ 1,175,000 $ 235,000 $ 2,041,000
Tishomingo, Mississippi 5 $ 545,000 $ 109,000 $ 51,000
Yalobusha, Mississippi 5 $ 855,000 $ 171,000 $ 49,000
Licking, Ohio 5 $ 1,075,000 $ 215,000 $ 51,000
Edgefield, South Carolina 5 $ 605,000 $ 121,000 $ 4,025,000
Sevier, Tennessee 5 $ 925,000 $ 185,000 $ 46,000
White, Tennessee 5 $ 625,000 $ 125,000 $ 40,000
Prince William, Virginia 5 $ 1,635,000 $ 327,000 $ 9,999,000
Chilton, Alabama 4 $ 510,000 $ 127,500 $ 48,000
Gilchrist, Florida 4 $ 570,000 $ 142,500 $ 895,000
Orange, Florida 4 $ 1,000,000 $ 250,000 $ 35,000
Putnam, Florida 4 $ 560,000 $ 140,000 $ 52,000
St. Johns, Florida 4 $ 580,000 $ 145,000 $ 60,000
Bartow, Georgia 4 $ 790,000 $ 197,500 $ 60,000
Floyd, Georgia 4 $ 470,000 $ 117,500 $ 847,000
Tattnall, Georgia 4 $ 560,000 $ 140,000 $ 37,000
Wayne, Georgia 4 $ 520,000 $ 130,000 $ 49,000
Johnson, Illinois 4 $ 340,000 $ 85,000 $ 82,000
Marion, Illinois 4 $ 480,000 $ 120,000 $ 60,000
Spencer, Indiana 4 $ 560,000 $ 140,000 $ 2,533,000
Marshall, Kentucky 4 $ 740,000 $ 185,000 $ 60,000
Webster, Kentucky 4 $ 480,000 $ 120,000 $ 2,539,000
Livingston, Louisiana 4 $ 690,000 $ 172,500 $ 82,000
Tangipahoa, Louisiana 4 $ 590,000 $ 147,500 $ 2,284,000
Union, Louisiana 4 $ 570,000 $ 142,500 $ 46,000
Anne Arundel, Maryland 4 $ 1,150,000 $ 287,500 $ 49,000
Jackson, Mississippi 4 $ 480,000 $ 120,000 $ 59,000
Pearl River, Mississippi 4 $ 460,000 $ 115,000 $ 1,629,000
Stone, Mississippi 4 $ 440,000 $ 110,000 $ 2,534,000
Union, Mississippi 4 $ 520,000 $ 130,000 $ 43,000
Mecklenburg, North Carolina 4 $ 1,200,000 $ 300,000 $ 180,000
Creek, Oklahoma 4 $ 640,000 $ 160,000 $ 2,289,000
Tulsa, Oklahoma 4 $ 770,000 $ 192,500 $ 7,500,000
Wagoner, Oklahoma 4 $ 490,000 $ 122,500 $ 1,812,000
Montgomery, Pennsylvania 4 $ 1,030,000 $ 257,500 $ 9,999,000
Charleston, South Carolina 4 $ 670,000 $ 167,500 $ 2,275,000
Gibson, Tennessee 4 $ 710,000 $ 177,500 $ 116,000
Dallas, Texas 4 $ 860,000 $ 215,000 $ 59,000
Snohomish, Washington 4 $ 2,240,000 $ 560,000 $ 0
Cherokee, Alabama 3 $ 425,000 $ 141,666 $ 3,406,000
Etowah, Alabama 3 $ 495,000 $ 165,000 $ 161,000
Houston, Alabama 3 $ 295,000 $ 98,333 $ 3,358,000
Talladega, Alabama 3 $ 465,000 $ 155,000 $ 3,355,000
Columbia, Arkansas 3 $ 325,000 $ 108,333 $ 64,000
Ouachita, Arkansas 3 $ 365,000 $ 121,666 $ 81,000
Union, Arkansas 3 $ 415,000 $ 138,333 $ 84,000
El Dorado, California 3 $ 1,285,000 $ 428,333 $ 0
Imperial, California 3 $ 665,000 $ 221,666 $ 19,000
San Francisco, California 3 $ 2,235,000 $ 745,000 $ 9,999,000
San Mateo, California 3 $ 1,555,000 $ 518,333 $ 0
Escambia, Florida 3 $ 955,000 $ 318,333 $ 3,419,000
Lee, Florida 3 $ 595,000 $ 198,333 $ 0
Levy, Florida 3 $ 385,000 $ 128,333 $ 39,000
Palm Beach, Florida 3 $ 695,000 $ 231,666 $ 27,000
Walton, Florida 3 $ 445,000 $ 148,333 $ 3,362,000
Brantley, Georgia 3 $ 375,000 $ 125,000 $ 44,000
Coweta, Georgia 3 $ 875,000 $ 291,666 $ 179,000
Douglas, Georgia 3 $ 695,000 $ 231,666 $ 58,000
Effingham, Georgia 3 $ 495,000 $ 165,000 $ 25,000
Screven, Georgia 3 $ 455,000 $ 151,666 $ 59,000
Wilkes, Georgia 3 $ 255,000 $ 85,000 $ 24,000
Clay, Illinois 3 $ 315,000 $ 105,000 $ 3,359,000
Saline, Illinois 3 $ 295,000 $ 98,333 $ 43,000
Knox, Indiana 3 $ 385,000 $ 128,333 $ 48,000
Sullivan, Indiana 3 $ 355,000 $ 118,333 $ 63,000
Montgomery, Kansas 3 $ 735,000 $ 245,000 $ 68,000
Calloway, Kentucky 3 $ 255,000 $ 85,000 $ 53,000
Daviess, Kentucky 3 $ 475,000 $ 158,333 $ 1,777,000
Edmonson, Kentucky 3 $ 525,000 $ 175,000 $ 88,000
Grayson, Kentucky 3 $ 375,000 $ 125,000 $ 37,000
Hancock, Kentucky 3 $ 375,000 $ 125,000 $ 31,000
Livingston, Kentucky 3 $ 425,000 $ 141,666 $ 62,000
McLean, Kentucky 3 $ 435,000 $ 145,000 $ 44,000
Union, Kentucky 3 $ 365,000 $ 121,666 $ 521,000
Ascension, Louisiana 3 $ 365,000 $ 121,666 $ 41,000
Evangeline, Louisiana 3 $ 365,000 $ 121,666 $ 74,000
Grant, Louisiana 3 $ 395,000 $ 131,666 $ 64,000
Jefferson Davis, Louisiana 3 $ 395,000 $ 131,666 $ 51,000
Orleans, Louisiana 3 $ 715,000 $ 238,333 $ 68,000
Vermilion, Louisiana 3 $ 505,000 $ 168,333 $ 3,365,000
Baltimore, Maryland 3 $ 655,000 $ 218,333 $ 0
Howard, Maryland 3 $ 1,315,000 $ 438,333 $ 0
Copiah, Mississippi 3 $ 505,000 $ 168,333 $ 56,000
Forrest, Mississippi 3 $ 395,000 $ 131,666 $ 58,000
Grenada, Mississippi 3 $ 545,000 $ 181,666 $ 59,000
Hancock, Mississippi 3 $ 515,000 $ 171,666 $ 3,365,000
Lafayette, Mississippi 3 $ 295,000 $ 98,333 $ 53,000
Lincoln, Mississippi 3 $ 455,000 $ 151,666 $ 38,000
Marshall, Mississippi 3 $ 445,000 $ 148,333 $ 56,000
Pike, Mississippi 3 $ 465,000 $ 155,000 $ 56,000
Prentiss, Mississippi 3 $ 265,000 $ 88,333 $ 69,000
Rankin, Mississippi 3 $ 405,000 $ 135,000 $ 65,000
Wayne, Mississippi 3 $ 395,000 $ 131,666 $ 3,368,000
Clark, Nevada 3 $ 1,095,000 $ 365,000 $ 9,443,000
Haywood, North Carolina 3 $ 425,000 $ 141,666 $ 49,000
Cleveland, Oklahoma 3 $ 635,000 $ 211,666 $ 3,359,000
Rogers, Oklahoma 3 $ 835,000 $ 278,333 $ 3,048,000
McCormick, South Carolina 3 $ 355,000 $ 118,333 $ 52,000
Cocke, Tennessee 3 $ 445,000 $ 148,333 $ 46,000
Knox, Tennessee 3 $ 625,000 $ 208,333 $ 95,000
Taylor, Texas 3 $ 505,000 $ 168,333 $ 49,000
Calhoun, Alabama 2 $ 310,000 $ 155,000 $ 2,121,000
Clarke, Alabama 2 $ 240,000 $ 120,000 $ 66,000
DeKalb, Alabama 2 $ 160,000 $ 80,000 $ 5,017,000
Jackson, Alabama 2 $ 290,000 $ 145,000 $ 29,000
Monroe, Alabama 2 $ 230,000 $ 115,000 $ 41,000
Pike, Alabama 2 $ 250,000 $ 125,000 $ 5,082,000
Maricopa, Arizona 2 $ 490,000 $ 245,000 $ 0
Chicot, Arkansas 2 $ 400,000 $ 200,000 $ 43,000
Garland, Arkansas 2 $ 270,000 $ 135,000 $ 5,014,000
Pulaski, Arkansas 2 $ 340,000 $ 170,000 $ 82,000
White, Arkansas 2 $ 320,000 $ 160,000 $ 3,312,000
Santa Barbara, California 2 $ 740,000 $ 370,000 $ 0
Baker, Florida 2 $ 390,000 $ 195,000 $ 87,000
Bay, Florida 2 $ 150,000 $ 75,000 $ 64,000
Brevard, Florida 2 $ 520,000 $ 260,000 $ 15,000
Citrus, Florida 2 $ 340,000 $ 170,000 $ 148,000
Clay, Florida 2 $ 380,000 $ 190,000 $ 66,000
Flagler, Florida 2 $ 330,000 $ 165,000 $ 62,000
Hillsborough, Florida 2 $ 530,000 $ 265,000 $ 0
Marion, Florida 2 $ 540,000 $ 270,000 $ 8,888,000
Nassau, Florida 2 $ 250,000 $ 125,000 $ 94,000
Okaloosa, Florida 2 $ 260,000 $ 130,000 $ 71,000
Pasco, Florida 2 $ 580,000 $ 290,000 $ 119,000
Union, Florida 2 $ 270,000 $ 135,000 $ 56,000
Washington, Florida 2 $ 320,000 $ 160,000 $ 72,000
Baldwin, Georgia 2 $ 300,000 $ 150,000 $ 5,019,000
Bryan, Georgia 2 $ 420,000 $ 210,000 $ 54,000
Camden, Georgia 2 $ 420,000 $ 210,000 $ 5,064,000
Cobb, Georgia 2 $ 490,000 $ 245,000 $ 50,000
Crisp, Georgia 2 $ 250,000 $ 125,000 $ 66,000
Dodge, Georgia 2 $ 420,000 $ 210,000 $ 35,000
Emanuel, Georgia 2 $ 350,000 $ 175,000 $ 28,000
Evans, Georgia 2 $ 230,000 $ 115,000 $ 45,000
Grady, Georgia 2 $ 210,000 $ 105,000 $ 56,000
Laurens, Georgia 2 $ 160,000 $ 80,000 $ 27,000
Lee, Georgia 2 $ 200,000 $ 100,000 $ 3,500,000
Liberty, Georgia 2 $ 280,000 $ 140,000 $ 47,000
Pierce, Georgia 2 $ 400,000 $ 200,000 $ 44,000
Rockdale, Georgia 2 $ 570,000 $ 285,000 $ 9,999,000
Troup, Georgia 2 $ 230,000 $ 115,000 $ 5,038,000
Upson, Georgia 2 $ 300,000 $ 150,000 $ 157,000
Franklin, Illinois 2 $ 210,000 $ 105,000 $ 49,000
Kane, Illinois 2 $ 480,000 $ 240,000 $ 0
Massac, Illinois 2 $ 170,000 $ 85,000 $ 34,000
Will, Illinois 2 $ 420,000 $ 210,000 $ 93,000
Comanche, Kansas 2 $ 240,000 $ 120,000 $ 71,000
Breckinridge, Kentucky 2 $ 200,000 $ 100,000 $ 35,000
Graves, Kentucky 2 $ 230,000 $ 115,000 $ 24,000
Henderson, Kentucky 2 $ 190,000 $ 95,000 $ 45,000
Ohio, Kentucky 2 $ 300,000 $ 150,000 $ 49,000
Beauregard, Louisiana 2 $ 290,000 $ 145,000 $ 72,000
Vernon, Louisiana 2 $ 300,000 $ 150,000 $ 67,000
Frederick, Maryland 2 $ 610,000 $ 305,000 $ 0
Adams, Mississippi 2 $ 310,000 $ 155,000 $ 5,026,000
Alcorn, Mississippi 2 $ 420,000 $ 210,000 $ 2,496,000
Attala, Mississippi 2 $ 370,000 $ 185,000 $ 95,000
George, Mississippi 2 $ 310,000 $ 155,000 $ 63,000
Jones, Mississippi 2 $ 200,000 $ 100,000 $ 19,000
Lowndes, Mississippi 2 $ 200,000 $ 100,000 $ 53,000
Oktibbeha, Mississippi 2 $ 290,000 $ 145,000 $ 138,000
Perry, Mississippi 2 $ 230,000 $ 115,000 $ 32,000
Tippah, Mississippi 2 $ 460,000 $ 230,000 $ 5,100,000
Walthall, Mississippi 2 $ 320,000 $ 160,000 $ 84,000
Rio Arriba, New Mexico 2 $ 280,000 $ 140,000 $ 0
Wake, North Carolina 2 $ 300,000 $ 150,000 $ 53,000
Delaware, Ohio 2 $ 330,000 $ 165,000 $ 5,025,000
Fayette, Ohio 2 $ 430,000 $ 215,000 $ 5,027,000
Perry, Ohio 2 $ 470,000 $ 235,000 $ 70,000
Cherokee, Oklahoma 2 $ 410,000 $ 205,000 $ 87,000
McIntosh, Oklahoma 2 $ 200,000 $ 100,000 $ 63,000
Osage, Oklahoma 2 $ 270,000 $ 135,000 $ 79,000
Payne, Oklahoma 2 $ 260,000 $ 130,000 $ 5,027,000
Sequoyah, Oklahoma 2 $ 290,000 $ 145,000 $ 5,044,000
Clackamas, Oregon 2 $ 960,000 $ 480,000 $ 0
Philadelphia, Pennsylvania 2 $ 290,000 $ 145,000 $ 211,000
Berkeley, South Carolina 2 $ 280,000 $ 140,000 $ 5,069,000
Colleton, South Carolina 2 $ 230,000 $ 115,000 $ 5,041,000
Orangeburg, South Carolina 2 $ 250,000 $ 125,000 $ 32,000
Campbell, Tennessee 2 $ 310,000 $ 155,000 $ 0
Davidson, Tennessee 2 $ 440,000 $ 220,000 $ 78,000
Franklin, Tennessee 2 $ 210,000 $ 105,000 $ 38,000
Giles, Tennessee 2 $ 390,000 $ 195,000 $ 54,000
Haywood, Tennessee 2 $ 290,000 $ 145,000 $ 46,000
Madison, Tennessee 2 $ 150,000 $ 75,000 $ 33,000
Callahan, Texas 2 $ 450,000 $ 225,000 $ 94,000
Ellis, Texas 2 $ 720,000 $ 360,000 $ 60,000
Hunt, Texas 2 $ 340,000 $ 170,000 $ 54,000
Kaufman, Texas 2 $ 470,000 $ 235,000 $ 44,000
Navarro, Texas 2 $ 260,000 $ 130,000 $ 4,917,000
Travis, Texas 2 $ 570,000 $ 285,000 $ 0
Williamson, Texas 2 $ 530,000 $ 265,000 $ 0
Loudoun, Virginia 2 $ 850,000 $ 425,000 $ 0
Norfolk, Virginia 2 $ 340,000 $ 170,000 $ 5,031,000
Bibb, Alabama 1 $ 155,000 $ 155,000 $ 68,000
Chambers, Alabama 1 $ 115,000 $ 115,000 $ 42,000
Coffee, Alabama 1 $ 205,000 $ 205,000 $ 83,000
Dale, Alabama 1 $ 55,000 $ 55,000 $ 21,000
Elmore, Alabama 1 $ 285,000 $ 285,000 $ 45,000
Henry, Alabama 1 $ 255,000 $ 255,000 $ 55,000
Lee, Alabama 1 $ 185,000 $ 185,000 $ 55,000
Marengo, Alabama 1 $ 135,000 $ 135,000 $ 9,999,000
Pickens, Alabama 1 $ 185,000 $ 185,000 $ 87,000
Jackson, Arkansas 1 $ 95,000 $ 95,000 $ 9,999,000
Jefferson, Arkansas 1 $ 145,000 $ 145,000 $ 45,000
Saline, Arkansas 1 $ 195,000 $ 195,000 $ 9,999,000
Washington, Arkansas 1 $ 185,000 $ 185,000 $ 173,000
Fresno, California 1 $ 315,000 $ 315,000 $ 0
Placer, California 1 $ 245,000 $ 245,000 $ 0
Sonoma, California 1 $ 375,000 $ 375,000 $ 185,000
Tulare, California 1 $ 285,000 $ 285,000 $ 0
Yolo, California 1 $ 315,000 $ 315,000 $ 8,888,000
Arapahoe, Colorado 1 $ 405,000 $ 405,000 $ 8,888,000
Bradford, Florida 1 $ 85,000 $ 85,000 $ 26,000
Collier, Florida 1 $ 225,000 $ 225,000 $ 9,999,000
Dixie, Florida 1 $ 105,000 $ 105,000 $ 50,000
Hamilton, Florida 1 $ 85,000 $ 85,000 $ 36,000
Hernando, Florida 1 $ 115,000 $ 115,000 $ 45,000
Jackson, Florida 1 $ 155,000 $ 155,000 $ 52,000
Madison, Florida 1 $ 115,000 $ 115,000 $ 21,000
Manatee, Florida 1 $ 495,000 $ 495,000 $ 164,000
Osceola, Florida 1 $ 255,000 $ 255,000 $ 88,000
Sumter, Florida 1 $ 175,000 $ 175,000 $ 67,000
Taylor, Florida 1 $ 185,000 $ 185,000 $ 54,000
Volusia, Florida 1 $ 135,000 $ 135,000 $ 115,000
Bacon, Georgia 1 $ 115,000 $ 115,000 $ 59,000
Bleckley, Georgia 1 $ 165,000 $ 165,000 $ 294,000
Charlton, Georgia 1 $ 125,000 $ 125,000 $ 36,000
Chatham, Georgia 1 $ 165,000 $ 165,000 $ 50,000
Cherokee, Georgia 1 $ 205,000 $ 205,000 $ 9,999,000
Clayton, Georgia 1 $ 135,000 $ 135,000 $ 0
Colquitt, Georgia 1 $ 105,000 $ 105,000 $ 26,000
Crawford, Georgia 1 $ 275,000 $ 275,000 $ 119,000
Glascock, Georgia 1 $ 115,000 $ 115,000 $ 8,888,000
Habersham, Georgia 1 $ 175,000 $ 175,000 $ 64,000
Hancock, Georgia 1 $ 145,000 $ 145,000 $ 132,000
Haralson, Georgia 1 $ 175,000 $ 175,000 $ 114,000
Heard, Georgia 1 $ 105,000 $ 105,000 $ 53,000
Henry, Georgia 1 $ 155,000 $ 155,000 $ 9,999,000
Jenkins, Georgia 1 $ 65,000 $ 65,000 $ 41,000
Johnson, Georgia 1 $ 115,000 $ 115,000 $ 81,000
Lincoln, Georgia 1 $ 165,000 $ 165,000 $ 9,999,000
Long, Georgia 1 $ 175,000 $ 175,000 $ 37,000
Lowndes, Georgia 1 $ 65,000 $ 65,000 $ 28,000
McIntosh, Georgia 1 $ 165,000 $ 165,000 $ 128,000
Meriwether, Georgia 1 $ 175,000 $ 175,000 $ 96,000
Miller, Georgia 1 $ 75,000 $ 75,000 $ 38,000
Mitchell, Georgia 1 $ 135,000 $ 135,000 $ 32,000
Newton, Georgia 1 $ 265,000 $ 265,000 $ 9,999,000
Thomas, Georgia 1 $ 135,000 $ 135,000 $ 38,000
Toombs, Georgia 1 $ 105,000 $ 105,000 $ 39,000
Treutlen, Georgia 1 $ 115,000 $ 115,000 $ 84,000
Walton, Georgia 1 $ 225,000 $ 225,000 $ 0
Ware, Georgia 1 $ 165,000 $ 165,000 $ 53,000
Washington, Georgia 1 $ 115,000 $ 115,000 $ 33,000
Whitfield, Georgia 1 $ 215,000 $ 215,000 $ 65,000
Worth, Georgia 1 $ 255,000 $ 255,000 $ 53,000
Gallatin, Illinois 1 $ 125,000 $ 125,000 $ 99,000
Kendall, Illinois 1 $ 175,000 $ 175,000 $ 0
Lake, Illinois 1 $ 305,000 $ 305,000 $ 0
Lawrence, Illinois 1 $ 85,000 $ 85,000 $ 56,000
McHenry, Illinois 1 $ 155,000 $ 155,000 $ 0
Pulaski, Illinois 1 $ 125,000 $ 125,000 $ 9,999,000
Union, Illinois 1 $ 75,000 $ 75,000 $ 29,000
Gibson, Indiana 1 $ 325,000 $ 325,000 $ 92,000
Greene, Indiana 1 $ 155,000 $ 155,000 $ 27,000
Hendricks, Indiana 1 $ 185,000 $ 185,000 $ 74,000
Lake, Indiana 1 $ 165,000 $ 165,000 $ 0
Lawrence, Indiana 1 $ 125,000 $ 125,000 $ 42,000
Martin, Indiana 1 $ 185,000 $ 185,000 $ 54,000
Perry, Indiana 1 $ 95,000 $ 95,000 $ 35,000
Scott, Indiana 1 $ 105,000 $ 105,000 $ 60,000
Warrick, Indiana 1 $ 125,000 $ 125,000 $ 48,000
Hancock, Iowa 1 $ 395,000 $ 395,000 $ 140,000
Ballard, Kentucky 1 $ 55,000 $ 55,000 $ 45,000
Barren, Kentucky 1 $ 155,000 $ 155,000 $ 28,000
Caldwell, Kentucky 1 $ 95,000 $ 95,000 $ 34,000
Christian, Kentucky 1 $ 75,000 $ 75,000 $ 46,000
Crittenden, Kentucky 1 $ 75,000 $ 75,000 $ 31,000
Hart, Kentucky 1 $ 55,000 $ 55,000 $ 9,999,000
Hopkins, Kentucky 1 $ 115,000 $ 115,000 $ 86,000
Lyon, Kentucky 1 $ 105,000 $ 105,000 $ 99,000
Magoffin, Kentucky 1 $ 155,000 $ 155,000 $ 82,000
Marion, Kentucky 1 $ 145,000 $ 145,000 $ 68,000
Mercer, Kentucky 1 $ 165,000 $ 165,000 $ 46,000
Muhlenberg, Kentucky 1 $ 155,000 $ 155,000 $ 57,000
Rowan, Kentucky 1 $ 205,000 $ 205,000 $ 24,000
Shelby, Kentucky 1 $ 105,000 $ 105,000 $ 2,100,000
Taylor, Kentucky 1 $ 155,000 $ 155,000 $ 79,000
Trigg, Kentucky 1 $ 185,000 $ 185,000 $ 72,000
Trimble, Kentucky 1 $ 215,000 $ 215,000 $ 84,000
Caldwell, Louisiana 1 $ 55,000 $ 55,000 $ 23,000
Catahoula, Louisiana 1 $ 185,000 $ 185,000 $ 170,000
De Soto, Louisiana 1 $ 165,000 $ 165,000 $ 69,000
Iberville, Louisiana 1 $ 125,000 $ 125,000 $ 83,000
Natchitoches, Louisiana 1 $ 155,000 $ 155,000 $ 35,000
Plaquemines, Louisiana 1 $ 105,000 $ 105,000 $ 30,000
Sabine, Louisiana 1 $ 255,000 $ 255,000 $ 110,000
St. Charles, Louisiana 1 $ 135,000 $ 135,000 $ 26,000
St. James, Louisiana 1 $ 115,000 $ 115,000 $ 9,999,000
St. Mary, Louisiana 1 $ 205,000 $ 205,000 $ 79,000
St. Tammany, Louisiana 1 $ 225,000 $ 225,000 $ 57,000
Baltimore City, Maryland 1 $ 95,000 $ 95,000 $ 0
Charles, Maryland 1 $ 465,000 $ 465,000 $ 1,000
Worcester, Maryland 1 $ 205,000 $ 205,000 $ 0
Genesee, Michigan 1 $ 185,000 $ 185,000 $ 0
Calhoun, Mississippi 1 $ 135,000 $ 135,000 $ 39,000
Covington, Mississippi 1 $ 135,000 $ 135,000 $ 52,000
DeSoto, Mississippi 1 $ 185,000 $ 185,000 $ 81,000
Greene, Mississippi 1 $ 195,000 $ 195,000 $ 81,000
Jasper, Mississippi 1 $ 295,000 $ 295,000 $ 4,000
Lamar, Mississippi 1 $ 335,000 $ 335,000 $ 103,000
Marion, Mississippi 1 $ 95,000 $ 95,000 $ 89,000
Montgomery, Mississippi 1 $ 55,000 $ 55,000 $ 64,000
Simpson, Mississippi 1 $ 185,000 $ 185,000 $ 47,000
Tallahatchie, Mississippi 1 $ 155,000 $ 155,000 $ 300,000
Webster, Mississippi 1 $ 105,000 $ 105,000 $ 44,000
Buchanan, Missouri 1 $ 175,000 $ 175,000 $ 76,000
Franklin, Missouri 1 $ 75,000 $ 75,000 $ 240,000
Jasper, Missouri 1 $ 95,000 $ 95,000 $ 64,000
Pike, Missouri 1 $ 185,000 $ 185,000 $ 77,000
Bergen, New Jersey 1 $ 635,000 $ 635,000 $ 0
Essex, New Jersey 1 $ 325,000 $ 325,000 $ 0
Hunterdon, New Jersey 1 $ 485,000 $ 485,000 $ 0
Middlesex, New Jersey 1 $ 375,000 $ 375,000 $ 0
Morris, New Jersey 1 $ 415,000 $ 415,000 $ 0
Passaic, New Jersey 1 $ 285,000 $ 285,000 $ 0
Catawba, North Carolina 1 $ 95,000 $ 95,000 $ 8,888,000
Davie, North Carolina 1 $ 305,000 $ 305,000 $ 0
Granville, North Carolina 1 $ 195,000 $ 195,000 $ 86,000
Guilford, North Carolina 1 $ 175,000 $ 175,000 $ 94,000
Hyde, North Carolina 1 $ 205,000 $ 205,000 $ 59,000
Iredell, North Carolina 1 $ 115,000 $ 115,000 $ 48,000
Johnston, North Carolina 1 $ 345,000 $ 345,000 $ 134,000
Lee, North Carolina 1 $ 245,000 $ 245,000 $ 1,000
Nash, North Carolina 1 $ 105,000 $ 105,000 $ 51,000
Stokes, North Carolina 1 $ 165,000 $ 165,000 $ 36,000
Surry, North Carolina 1 $ 265,000 $ 265,000 $ 0
Transylvania, North Carolina 1 $ 195,000 $ 195,000 $ 0
Union, North Carolina 1 $ 495,000 $ 495,000 $ 9,999,000
Clark, Ohio 1 $ 195,000 $ 195,000 $ 45,000
Franklin, Ohio 1 $ 295,000 $ 295,000 $ 33,000
Hardin, Ohio 1 $ 115,000 $ 115,000 $ 50,000
Madison, Ohio 1 $ 185,000 $ 185,000 $ 45,000
Medina, Ohio 1 $ 175,000 $ 175,000 $ 9,999,000
Muskingum, Ohio 1 $ 185,000 $ 185,000 $ 53,000
Scioto, Ohio 1 $ 155,000 $ 155,000 $ 55,000
Summit, Ohio 1 $ 165,000 $ 165,000 $ 51,000
Wood, Ohio 1 $ 295,000 $ 295,000 $ 81,000
Adair, Oklahoma 1 $ 215,000 $ 215,000 $ 46,000
Atoka, Oklahoma 1 $ 245,000 $ 245,000 $ 79,000
Caddo, Oklahoma 1 $ 325,000 $ 325,000 $ 163,000
Carter, Oklahoma 1 $ 275,000 $ 275,000 $ 115,000
Delaware, Oklahoma 1 $ 285,000 $ 285,000 $ 147,000
Garvin, Oklahoma 1 $ 145,000 $ 145,000 $ 75,000
Lincoln, Oklahoma 1 $ 205,000 $ 205,000 $ 54,000
Logan, Oklahoma 1 $ 145,000 $ 145,000 $ 93,000
Marshall, Oklahoma 1 $ 155,000 $ 155,000 $ 35,000
Mayes, Oklahoma 1 $ 55,000 $ 55,000 $ 9,999,000
Muskogee, Oklahoma 1 $ 65,000 $ 65,000 $ 55,000
Oklahoma, Oklahoma 1 $ 275,000 $ 275,000 $ 222,000
Okmulgee, Oklahoma 1 $ 185,000 $ 185,000 $ 87,000
Pittsburg, Oklahoma 1 $ 175,000 $ 175,000 $ 14,000
Washington, Oklahoma 1 $ 165,000 $ 165,000 $ 86,000
Linn, Oregon 1 $ 235,000 $ 235,000 $ 8,888,000
Washington, Oregon 1 $ 285,000 $ 285,000 $ 8,888,000
Bucks, Pennsylvania 1 $ 315,000 $ 315,000 $ 9,999,000
Dauphin, Pennsylvania 1 $ 195,000 $ 195,000 $ 9,999,000
Delaware, Pennsylvania 1 $ 235,000 $ 235,000 $ 0
Lehigh, Pennsylvania 1 $ 155,000 $ 155,000 $ 157,000
Luzerne, Pennsylvania 1 $ 245,000 $ 245,000 $ 61,000
Snyder, Pennsylvania 1 $ 205,000 $ 205,000 $ 9,999,000
Greenwood, South Carolina 1 $ 125,000 $ 125,000 $ 36,000
Newberry, South Carolina 1 $ 125,000 $ 125,000 $ 38,000
Coffee, Tennessee 1 $ 105,000 $ 105,000 $ 8,000
Crockett, Tennessee 1 $ 125,000 $ 125,000 $ 43,000
Dyer, Tennessee 1 $ 165,000 $ 165,000 $ 64,000
Fayette, Tennessee 1 $ 155,000 $ 155,000 $ 30,000
Hardin, Tennessee 1 $ 125,000 $ 125,000 $ 38,000
Henry, Tennessee 1 $ 145,000 $ 145,000 $ 42,000
Hickman, Tennessee 1 $ 135,000 $ 135,000 $ 48,000
Lauderdale, Tennessee 1 $ 145,000 $ 145,000 $ 37,000
Lawrence, Tennessee 1 $ 245,000 $ 245,000 $ 72,000
Lincoln, Tennessee 1 $ 95,000 $ 95,000 $ 24,000
Maury, Tennessee 1 $ 225,000 $ 225,000 $ 105,000
Overton, Tennessee 1 $ 155,000 $ 155,000 $ 40,000
Rutherford, Tennessee 1 $ 305,000 $ 305,000 $ 45,000
Sumner, Tennessee 1 $ 165,000 $ 165,000 $ 0
Van Buren, Tennessee 1 $ 115,000 $ 115,000 $ 39,000
Wayne, Tennessee 1 $ 115,000 $ 115,000 $ 71,000
Weakley, Tennessee 1 $ 135,000 $ 135,000 $ 33,000
Wilson, Tennessee 1 $ 185,000 $ 185,000 $ 50,000
Bastrop, Texas 1 $ 285,000 $ 285,000 $ 87,000
Brazos, Texas 1 $ 135,000 $ 135,000 $ 32,000
Collingsworth, Texas 1 $ 195,000 $ 195,000 $ 125,000
Fannin, Texas 1 $ 85,000 $ 85,000 $ 8,888,000
Fayette, Texas 1 $ 185,000 $ 185,000 $ 90,000
Grayson, Texas 1 $ 135,000 $ 135,000 $ 64,000
Grimes, Texas 1 $ 245,000 $ 245,000 $ 32,000
Johnson, Texas 1 $ 195,000 $ 195,000 $ 68,000
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Mortgage Loan Application Detail Totals for Cis Financial Services, Inc. in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,053 $420,785,000 $204,000 $735,000 $1,420,000 $9,999,000
Refinancing 574 $154,570,000 $269,000 $885,000 $1,141,000 $9,999,000
Cash-out Refinancing 350 $95,660,000 $273,000 $1,245,000 $1,487,000 $9,999,000
Other Purpose 2 $190,000 $95,000 $115,000 $155,000 $240,000
Not Applicable 1 $155,000 $155,000 $155,000 $27,000 $27,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,640 $290,580,000 $177,000 $1,245,000 $853,000 $9,999,000
Not applicable 463 $176,525,000 $381,000 $885,000 $68,000 $68,000
Not Provided 431 $117,415,000 $272,000 $755,000 $4,250,000 $9,999,000
Black or African American 349 $63,575,000 $182,000 $765,000 $641,000 $9,999,000
Hispanic 57 $13,595,000 $238,000 $525,000 $2,113,000 $9,999,000
American Indian or Alaskan Native 16 $3,190,000 $199,000 $465,000 $684,000 $8,888,000
Asian 13 $3,325,000 $255,000 $445,000 $1,727,000 $9,999,000
Native Hawaiian or Other Pacific Islander 1 $285,000 $285,000 $285,000 $9,999,000 $9,999,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 1,760 $361,390,000 $205,000 $635,000 $1,609,000 $9,999,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 998 $263,810,000 $264,000 $1,245,000 $1,108,000 $9,999,000
VA-guaranteed (Veterans Administration) 132 $32,740,000 $248,000 $765,000 $574,000 $9,999,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 90 $13,420,000 $149,000 $395,000 $867,000 $9,999,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 776 $113,130,000 $145,000 $1,245,000 $1,254,000 $9,999,000
Loan Purchased By The Institution 776 $298,280,000 $384,000 $885,000 $8,712,000 $9,999,000
Loan Originated 733 $141,005,000 $192,000 $765,000 $583,000 $9,999,000
Application Withdrawn By Applicant 662 $113,110,000 $170,000 $675,000 $525,000 $9,999,000
File Closed For Incompleteness 20 $2,630,000 $131,000 $295,000 $140,000 $1,440,000
Preapproval Denied by Financial Institution 8 $1,360,000 $170,000 $395,000 $88,000 $227,000
Application Approved But Not Accepted 4 $1,730,000 $432,000 $525,000 $113,000 $170,000
Preapproval Approved but not Accepted 1 $115,000 $115,000 $115,000 $37,000 $37,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,196 $556,870,000 $253,000 $885,000 $1,457,000 $9,999,000
Credit History 569 $80,275,000 $141,000 $515,000 $1,263,000 $9,999,000
Other 100 $15,710,000 $157,000 $405,000 $226,000 $9,999,000
Debt-To-Income Ratio 44 $7,280,000 $165,000 $335,000 $1,828,000 $9,999,000
Unverifiable Information 34 $5,770,000 $169,000 $1,245,000 $3,524,000 $9,999,000
Insufficient Cash (Downpayment, Closing Cost) 16 $2,830,000 $176,000 $415,000 $1,299,000 $9,999,000
Credit Application Incomplete 8 $970,000 $121,000 $195,000 $1,310,000 $9,999,000
Collateral 7 $765,000 $109,000 $175,000 $65,000 $108,000
Employment History 6 $890,000 $148,000 $245,000 $82,000 $196,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Cis Financial Services, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Cis Financial Services, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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