Cis Financial Services, Inc. Mortgage Lending & HMDA Data, 2017
In 2017, Cis Financial Services, Inc. of Hamilton, AL reported 3,970 mortgage applications totaling $754.0 million, down 29% from 2016. The average application was for $189,925, and applicants reported an average income of $17,613. 20% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (164), Washington-Arlington-Alexandria, DC-VA-MD-WV (129) and Birmingham-Hoover, AL (128) (applications in parentheses).
| Mortgage Company & Address | Cis Financial Services, Inc. 851 Military Street N Hamilton, AL 35570 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 3,970 |
| Total Mortgage Loan Application Amount | $754,006,000 |
| Average Mortgage Loan Application Amount | $189,925 |
| Highest Mortgage Loan Application Amount | $970,000 |
| Average Applicant Income | $17,613 |
| Highest Applicant Income | $400,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cis Financial Services, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Roswell, GA | 164 | $ 31,267,000 | $ 190,652 | $ 8,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 129 | $ 41,054,000 | $ 318,248 | $ 2,620 |
| Birmingham-Hoover, AL | 128 | $ 17,867,000 | $ 139,585 | $ 60,000 |
| Riverside-San Bernardino-Ontario, CA | 117 | $ 29,436,000 | $ 251,589 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 104 | $ 24,599,000 | $ 236,528 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 85 | $ 18,752,000 | $ 220,611 | $ 2,000 |
| Orlando-Kissimmee-Sanford, FL | 78 | $ 18,323,000 | $ 234,910 | $ 0 |
| Charlotte-Concord-Gastonia, NC-SC | 72 | $ 13,467,000 | $ 187,041 | $ 10,388 |
| Florence-Muscle Shoals, AL | 70 | $ 7,467,000 | $ 106,671 | $ 53,000 |
| Baltimore-Columbia-Towson, MD | 68 | $ 17,127,000 | $ 251,867 | $ 1,000 |
| Alexandria, LA | 65 | $ 9,566,000 | $ 147,169 | $ 51,000 |
| Jacksonville, FL | 65 | $ 14,059,000 | $ 216,292 | $ 2,000 |
| Gulfport-Biloxi-Pascagoula, MS | 62 | $ 7,428,000 | $ 119,806 | $ 52,000 |
| Lafayette, LA | 58 | $ 7,121,000 | $ 122,775 | $ 44,000 |
| Los Angeles-Long Beach-Glendale, CA | 47 | $ 15,068,000 | $ 320,595 | $ 1,000 |
| Fayetteville, NC | 45 | $ 8,541,000 | $ 189,800 | $ 3,000 |
| Raleigh, NC | 39 | $ 7,992,000 | $ 204,923 | $ 2,000 |
| Elizabethtown-Fort Knox, KY | 37 | $ 4,647,000 | $ 125,594 | $ 41,000 |
| Knoxville, TN | 37 | $ 5,042,000 | $ 136,270 | $ 0 |
| Augusta-Richmond County, GA-SC | 33 | $ 5,060,000 | $ 153,333 | $ 11,090 |
| Pittsburgh, PA | 31 | $ 6,093,000 | $ 196,548 | $ 0 |
| Denver-Aurora-Lakewood, CO | 30 | $ 7,992,000 | $ 266,400 | $ 0 |
| Montgomery County-Bucks County-Chester County, PA | 29 | $ 6,694,000 | $ 230,827 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 29 | $ 6,502,000 | $ 224,206 | $ 17,000 |
| San Diego-Carlsbad, CA | 29 | $ 10,307,000 | $ 355,413 | $ 1,000 |
| Wilmington, DE-MD-NJ | 29 | $ 6,982,000 | $ 240,758 | $ 0 |
| Las Vegas-Henderson-Paradise, NV | 28 | $ 6,113,000 | $ 218,321 | $ 0 |
| Richmond, VA | 28 | $ 5,899,000 | $ 210,678 | $ 2,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 27 | $ 5,442,000 | $ 201,555 | $ 7,000 |
| Philadelphia, PA | 27 | $ 5,312,000 | $ 196,740 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 26 | $ 6,982,000 | $ 268,538 | $ 0 |
| Houston-The Woodlands-Sugar Land, TX | 26 | $ 3,998,000 | $ 153,769 | $ 6,000 |
| Huntsville, AL | 26 | $ 4,986,000 | $ 191,769 | $ 21,000 |
| Jacksonville, NC | 25 | $ 4,335,000 | $ 173,400 | $ 0 |
| Lakeland-Winter Haven, FL | 24 | $ 5,153,000 | $ 214,708 | $ 0 |
| Dover, DE | 22 | $ 5,111,000 | $ 232,318 | $ 0 |
| Dallas-Plano-Irving, TX | 21 | $ 3,826,000 | $ 182,190 | $ 15,000 |
| Greensboro-High Point, NC | 21 | $ 4,035,000 | $ 192,142 | $ 5,000 |
| Jackson, MS | 21 | $ 2,357,000 | $ 112,238 | $ 54,000 |
| Miami-Miami Beach-Kendall, FL | 21 | $ 5,951,000 | $ 283,380 | $ 0 |
| Sacramento--Roseville--Arden-Arcade, CA | 21 | $ 5,652,000 | $ 269,142 | $ 3,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 21 | $ 4,690,000 | $ 223,333 | $ 10,000 |
| Clarksville, TN-KY | 20 | $ 3,483,000 | $ 174,150 | $ 0 |
| Fort Worth-Arlington, TX | 20 | $ 3,295,000 | $ 164,750 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 19 | $ 3,789,000 | $ 199,421 | $ 3,000 |
| Asheville, NC | 18 | $ 4,076,000 | $ 226,444 | $ 2,000 |
| Cape Coral-Fort Myers, FL | 18 | $ 4,497,000 | $ 249,833 | $ 0 |
| Chattanooga, TN-GA | 18 | $ 2,188,000 | $ 121,555 | $ 41,777 |
| Colorado Springs, CO | 18 | $ 3,670,000 | $ 203,888 | $ 2,000 |
| Harrisburg-Carlisle, PA | 18 | $ 3,817,000 | $ 212,055 | $ 0 |
| Phoenix-Mesa-Scottsdale, AZ | 18 | $ 2,694,000 | $ 149,666 | $ 0 |
| Savannah, GA | 18 | $ 3,485,000 | $ 193,611 | $ 23,000 |
| Tacoma-Lakewood, WA | 18 | $ 3,972,000 | $ 220,666 | $ 0 |
| Columbus, GA-AL | 17 | $ 3,756,000 | $ 220,941 | $ 1,647 |
| Silver Spring-Frederick-Rockville, MD | 17 | $ 5,944,000 | $ 349,647 | $ 0 |
| Winston-Salem, NC | 17 | $ 2,862,000 | $ 168,352 | $ 2,000 |
| Bakersfield, CA | 16 | $ 3,203,000 | $ 200,187 | $ 0 |
| Fresno, CA | 16 | $ 3,382,000 | $ 211,375 | $ 4,000 |
| Memphis, TN-MS-AR | 16 | $ 2,833,000 | $ 177,062 | $ 37,625 |
| Salisbury, MD-DE | 16 | $ 3,330,000 | $ 208,125 | $ 0 |
| Seattle-Bellevue-Everett, WA | 16 | $ 4,394,000 | $ 274,625 | $ 0 |
| Baton Rouge, LA | 15 | $ 2,175,000 | $ 145,000 | $ 37,000 |
| Crestview-Fort Walton Beach-Destin, FL | 15 | $ 3,225,000 | $ 215,000 | $ 0 |
| Houma-Thibodaux, LA | 15 | $ 2,088,000 | $ 139,200 | $ 59,000 |
| Louisville/Jefferson County, KY-IN | 15 | $ 2,143,000 | $ 142,866 | $ 40,000 |
| Port St. Lucie, FL | 15 | $ 3,391,000 | $ 226,066 | $ 0 |
| Durham-Chapel Hill, NC | 13 | $ 2,953,000 | $ 227,153 | $ 13,000 |
| New Orleans-Metairie, LA | 13 | $ 2,249,000 | $ 173,000 | $ 15,000 |
| Panama City, FL | 13 | $ 2,648,000 | $ 203,692 | $ 0 |
| Tuscaloosa, AL | 13 | $ 2,073,000 | $ 159,461 | $ 43,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 12 | $ 2,518,000 | $ 209,833 | $ 0 |
| Montgomery, AL | 12 | $ 2,582,000 | $ 215,166 | $ 5,000 |
| Ocala, FL | 12 | $ 2,276,000 | $ 189,666 | $ 0 |
| Warner Robins, GA | 12 | $ 2,213,000 | $ 184,416 | $ 0 |
| Chicago-Naperville-Arlington Heights, IL | 11 | $ 2,381,000 | $ 216,454 | $ 0 |
| Dothan, AL | 11 | $ 1,876,000 | $ 170,545 | $ 35,000 |
| Palm Bay-Melbourne-Titusville, FL | 11 | $ 2,089,000 | $ 189,909 | $ 0 |
| Stockton-Lodi, CA | 11 | $ 3,104,000 | $ 282,181 | $ 0 |
| Wilmington, NC | 11 | $ 1,950,000 | $ 177,272 | $ 5,000 |
| Daphne-Fairhope-Foley, AL | 10 | $ 1,867,000 | $ 186,700 | $ 64,000 |
| Decatur, AL | 10 | $ 1,421,000 | $ 142,100 | $ 61,000 |
| Goldsboro, NC | 10 | $ 1,957,000 | $ 195,700 | $ 0 |
| Lancaster, PA | 10 | $ 2,158,000 | $ 215,800 | $ 0 |
| Mobile, AL | 10 | $ 1,637,000 | $ 163,700 | $ 17,000 |
| Monroe, LA | 10 | $ 1,326,000 | $ 132,600 | $ 42,000 |
| Gainesville, FL | 9 | $ 1,611,000 | $ 179,000 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 9 | $ 1,785,000 | $ 198,333 | $ 1,555 |
| Killeen-Temple, TX | 9 | $ 1,693,000 | $ 188,111 | $ 0 |
| Macon-Bibb County, GA | 9 | $ 1,403,000 | $ 155,888 | $ 20,000 |
| Punta Gorda, FL | 9 | $ 1,645,000 | $ 182,777 | $ 0 |
| San Antonio-New Braunfels, TX | 9 | $ 1,363,000 | $ 151,444 | $ 0 |
| Albuquerque, NM | 8 | $ 1,220,000 | $ 152,500 | $ 0 |
| Athens-Clarke County, GA | 8 | $ 1,178,000 | $ 147,250 | $ 35,000 |
| Dalton, GA | 8 | $ 811,000 | $ 101,375 | $ 61,000 |
| Modesto, CA | 8 | $ 1,663,000 | $ 207,875 | $ 0 |
| Oakland-Hayward-Berkeley, CA | 8 | $ 3,610,000 | $ 451,250 | $ 32,000 |
| Pueblo, CO | 8 | $ 1,393,000 | $ 174,125 | $ 0 |
| Rocky Mount, NC | 8 | $ 1,025,000 | $ 128,125 | $ 13,000 |
| York-Hanover, PA | 8 | $ 1,393,000 | $ 174,125 | $ 0 |
| Charleston-North Charleston, SC | 7 | $ 1,176,000 | $ 168,000 | $ 38,000 |
| Chico, CA | 7 | $ 1,196,000 | $ 170,857 | $ 0 |
| El Paso, TX | 7 | $ 917,000 | $ 131,000 | $ 0 |
| Greenville-Anderson-Mauldin, SC | 7 | $ 1,194,000 | $ 170,571 | $ 12,000 |
| Hickory-Lenoir-Morganton, NC | 7 | $ 1,293,000 | $ 184,714 | $ 11,000 |
| Hinesville, GA | 7 | $ 1,342,000 | $ 191,714 | $ 0 |
| Indianapolis-Carmel-Anderson, IN | 7 | $ 1,266,000 | $ 180,857 | $ 0 |
| Merced, CA | 7 | $ 1,819,000 | $ 259,857 | $ 0 |
| Oklahoma City, OK | 7 | $ 955,000 | $ 136,428 | $ 21,000 |
| Roanoke, VA | 7 | $ 1,276,000 | $ 182,285 | $ 7,000 |
| Vallejo-Fairfield, CA | 7 | $ 2,023,000 | $ 289,000 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 6 | $ 947,000 | $ 157,833 | $ 27,000 |
| Detroit-Dearborn-Livonia, MI | 6 | $ 949,000 | $ 158,166 | $ 0 |
| Fort Collins, CO | 6 | $ 1,407,000 | $ 234,500 | $ 0 |
| Lake Charles, LA | 6 | $ 932,000 | $ 155,333 | $ 59,000 |
| New Bern, NC | 6 | $ 828,000 | $ 138,000 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 6 | $ 1,133,000 | $ 188,833 | $ 11,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 6 | $ 1,378,000 | $ 229,666 | $ 0 |
| Austin-Round Rock, TX | 5 | $ 697,000 | $ 139,400 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 5 | $ 893,000 | $ 178,600 | $ 0 |
| Cincinnati, OH-KY-IN | 5 | $ 1,056,000 | $ 211,200 | $ 53,400 |
| East Stroudsburg, PA | 5 | $ 997,000 | $ 199,400 | $ 0 |
| El Centro, CA | 5 | $ 1,017,000 | $ 203,400 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 5 | $ 737,000 | $ 147,400 | $ 4,000 |
| Naples-Immokalee-Marco Island, FL | 5 | $ 1,652,000 | $ 330,400 | $ 0 |
| Reading, PA | 5 | $ 1,168,000 | $ 233,600 | $ 0 |
| Albany, GA | 4 | $ 721,000 | $ 180,250 | $ 44,000 |
| Bend-Redmond, OR | 4 | $ 864,000 | $ 216,000 | $ 0 |
| Boulder, CO | 4 | $ 734,000 | $ 183,500 | $ 33,000 |
| Burlington, NC | 4 | $ 505,000 | $ 126,250 | $ 0 |
| Columbia, SC | 4 | $ 642,000 | $ 160,500 | $ 0 |
| Columbus, OH | 4 | $ 691,000 | $ 172,750 | $ 0 |
| Eugene, OR | 4 | $ 752,000 | $ 188,000 | $ 0 |
| Greeley, CO | 4 | $ 666,000 | $ 166,500 | $ 0 |
| Kennewick-Richland, WA | 4 | $ 697,000 | $ 174,250 | $ 0 |
| Madera, CA | 4 | $ 834,000 | $ 208,500 | $ 0 |
| Olympia-Tumwater, WA | 4 | $ 967,000 | $ 241,750 | $ 0 |
| Redding, CA | 4 | $ 811,000 | $ 202,750 | $ 12,000 |
| Reno, NV | 4 | $ 690,000 | $ 172,500 | $ 0 |
| Scranton--Wilkes-Barre--Hazleton, PA | 4 | $ 805,000 | $ 201,250 | $ 0 |
| Sebastian-Vero Beach, FL | 4 | $ 1,004,000 | $ 251,000 | $ 0 |
| Spokane-Spokane Valley, WA | 4 | $ 875,000 | $ 218,750 | $ 0 |
| Tallahassee, FL | 4 | $ 650,000 | $ 162,500 | $ 38,000 |
| Tucson, AZ | 4 | $ 423,000 | $ 105,750 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 3 | $ 1,417,000 | $ 472,333 | $ 0 |
| Chambersburg-Waynesboro, PA | 3 | $ 588,000 | $ 196,000 | $ 0 |
| Charlottesville, VA | 3 | $ 761,000 | $ 253,666 | $ 0 |
| Corpus Christi, TX | 3 | $ 415,000 | $ 138,333 | $ 41,000 |
| Gary, IN | 3 | $ 413,000 | $ 137,666 | $ 0 |
| Harrisonburg, VA | 3 | $ 602,000 | $ 200,666 | $ 0 |
| Hattiesburg, MS | 3 | $ 303,000 | $ 101,000 | $ 45,000 |
| Homosassa Springs, FL | 3 | $ 536,000 | $ 178,666 | $ 17,000 |
| Johnson City, TN | 3 | $ 357,000 | $ 119,000 | $ 25,000 |
| Lake Havasu City-Kingman, AZ | 3 | $ 404,000 | $ 134,666 | $ 0 |
| Lawton, OK | 3 | $ 635,000 | $ 211,666 | $ 0 |
| Lexington-Fayette, KY | 3 | $ 403,000 | $ 134,333 | $ 0 |
| Lynchburg, VA | 3 | $ 555,000 | $ 185,000 | $ 0 |
| Morristown, TN | 3 | $ 445,000 | $ 148,333 | $ 0 |
| New York-Jersey City-White Plains, NY-NJ | 3 | $ 749,000 | $ 249,666 | $ 0 |
| Odessa, TX | 3 | $ 387,000 | $ 129,000 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 3 | $ 1,363,000 | $ 454,333 | $ 0 |
| Rome, GA | 3 | $ 269,000 | $ 89,666 | $ 21,000 |
| Salem, OR | 3 | $ 560,000 | $ 186,666 | $ 0 |
| Santa Rosa, CA | 3 | $ 1,328,000 | $ 442,666 | $ 0 |
| The Villages, FL | 3 | $ 781,000 | $ 260,333 | $ 0 |
| Toledo, OH | 3 | $ 436,000 | $ 145,333 | $ 0 |
| Bellingham, WA | 2 | $ 392,000 | $ 196,000 | $ 0 |
| Bowling Green, KY | 2 | $ 301,000 | $ 150,500 | $ 23,000 |
| Bremerton-Silverdale, WA | 2 | $ 333,000 | $ 166,500 | $ 0 |
| California-Lexington Park, MD | 2 | $ 725,000 | $ 362,500 | $ 0 |
| Cleveland, TN | 2 | $ 203,000 | $ 101,500 | $ 37,000 |
| Cleveland-Elyria, OH | 2 | $ 167,000 | $ 83,500 | $ 0 |
| Cumberland, MD-WV | 2 | $ 289,000 | $ 144,500 | $ 0 |
| Erie, PA | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Evansville, IN-KY | 2 | $ 178,000 | $ 89,000 | $ 63,000 |
| Fort Smith, AR-OK | 2 | $ 224,000 | $ 112,000 | $ 36,000 |
| Gettysburg, PA | 2 | $ 543,000 | $ 271,500 | $ 0 |
| Grand Rapids-Wyoming, MI | 2 | $ 447,000 | $ 223,500 | $ 0 |
| Greenville, NC | 2 | $ 268,000 | $ 134,000 | $ 0 |
| Hammond, LA | 2 | $ 197,000 | $ 98,500 | $ 19,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 2 | $ 299,000 | $ 149,500 | $ 38,000 |
| Jackson, TN | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Lebanon, PA | 2 | $ 327,000 | $ 163,500 | $ 0 |
| Lubbock, TX | 2 | $ 283,000 | $ 141,500 | $ 0 |
| McAllen-Edinburg-Mission, TX | 2 | $ 259,000 | $ 129,500 | $ 39,000 |
| Muskegon, MI | 2 | $ 259,000 | $ 129,500 | $ 0 |
| Prescott, AZ | 2 | $ 286,000 | $ 143,000 | $ 0 |
| Racine, WI | 2 | $ 299,000 | $ 149,500 | $ 0 |
| Salt Lake City, UT | 2 | $ 231,000 | $ 115,500 | $ 0 |
| Santa Maria-Santa Barbara, CA | 2 | $ 721,000 | $ 360,500 | $ 0 |
| Sebring, FL | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Sierra Vista-Douglas, AZ | 2 | $ 262,000 | $ 131,000 | $ 0 |
| Tulsa, OK | 2 | $ 292,000 | $ 146,000 | $ 39,000 |
| Yuba City, CA | 2 | $ 661,000 | $ 330,500 | $ 0 |
| Yuma, AZ | 2 | $ 238,000 | $ 119,000 | $ 0 |
| Abilene, TX | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Akron, OH | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Albany, OR | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Altoona, PA | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Amarillo, TX | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Battle Creek, MI | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Beaumont-Port Arthur, TX | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Beckley, WV | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Bloomsburg-Berwick, PA | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Brunswick, GA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Camden, NJ | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Carbondale-Marion, IL | 1 | $ 80,000 | $ 80,000 | $ 21,000 |
| Eau Claire, WI | 1 | $ 234,000 | $ 234,000 | $ 0 |
| Elkhart-Goshen, IN | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Farmington, NM | 1 | $ 183,000 | $ 183,000 | $ 83,000 |
| Flagstaff, AZ | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Gadsden, AL | 1 | $ 57,000 | $ 57,000 | $ 102,000 |
| Gainesville, GA | 1 | $ 121,000 | $ 121,000 | $ 14,000 |
| Grand Junction, CO | 1 | $ 237,000 | $ 237,000 | $ 0 |
| Hanford-Corcoran, CA | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Hot Springs, AR | 1 | $ 100,000 | $ 100,000 | $ 86,000 |
| Jackson, MI | 1 | $ 173,000 | $ 173,000 | $ 46,000 |
| Jonesboro, AR | 1 | $ 167,000 | $ 167,000 | $ 79,000 |
| Kalamazoo-Portage, MI | 1 | $ 347,000 | $ 347,000 | $ 0 |
| Lake County-Kenosha County, IL-WI | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Lansing-East Lansing, MI | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Medford, OR | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Midland, TX | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Napa, CA | 1 | $ 331,000 | $ 331,000 | $ 0 |
| Niles-Benton Harbor, MI | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Ogden-Clearfield, UT | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Peoria, IL | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Provo-Orem, UT | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Salinas, CA | 1 | $ 372,000 | $ 372,000 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 310,000 | $ 310,000 | $ 0 |
| Santa Cruz-Watsonville, CA | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Santa Fe, NM | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Sherman-Denison, TX | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Shreveport-Bossier City, LA | 1 | $ 143,000 | $ 143,000 | $ 39,000 |
| Spartanburg, SC | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Springfield, IL | 1 | $ 246,000 | $ 246,000 | $ 142,000 |
| St. George, UT | 1 | $ 235,000 | $ 235,000 | $ 0 |
| St. Louis, MO-IL | 1 | $ 169,000 | $ 169,000 | $ 128,000 |
| State College, PA | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Staunton-Waynesboro, VA | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Texarkana, TX-AR | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Valdosta, GA | 1 | $ 269,000 | $ 269,000 | $ 0 |
| Visalia-Porterville, CA | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Waco, TX | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 1 | $ 243,000 | $ 243,000 | $ 0 |
| Weirton-Steubenville, WV-OH | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Winchester, VA-WV | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Yakima, WA | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 91,000 | $ 91,000 | $ 0 |
Mortgage Loan Application Detail Totals for Cis Financial Services, Inc. in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,786 | $600,197,000 | $215,000 | $970,000 | $3,000 | $335,000 |
| Home Purchase | 1,184 | $153,809,000 | $129,000 | $600,000 | $52,000 | $400,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,204 | $489,934,000 | $222,000 | $970,000 | $0 | $0 |
| White | 1,174 | $167,503,000 | $142,000 | $664,000 | $48,000 | $400,000 |
| Black or African American | 368 | $61,987,000 | $168,000 | $593,000 | $23,000 | $158,000 |
| Not Provided | 108 | $14,530,000 | $134,000 | $394,000 | $40,000 | $145,000 |
| Hispanic | 92 | $15,943,000 | $173,000 | $485,000 | $20,000 | $142,000 |
| American Indian or Alaskan Native | 13 | $1,746,000 | $134,000 | $333,000 | $28,000 | $133,000 |
| Asian | 10 | $2,112,000 | $211,000 | $496,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1 | $251,000 | $251,000 | $251,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 1,975 | $454,837,000 | $230,000 | $970,000 | $1,000 | $158,000 |
| FHA-insured (Federal Housing Administration) | 1,649 | $251,090,000 | $152,000 | $631,000 | $29,000 | $400,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 239 | $35,325,000 | $147,000 | $600,000 | $64,000 | $380,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 107 | $12,754,000 | $119,000 | $277,000 | $37,000 | $115,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 2,204 | $489,934,000 | $222,000 | $970,000 | $0 | $0 |
| Loan Originated | 778 | $129,593,000 | $166,000 | $664,000 | $29,000 | $380,000 |
| Application Denied By Financial Institution | 655 | $85,451,000 | $130,000 | $517,000 | $49,000 | $400,000 |
| Application Withdrawn By Applicant | 333 | $49,028,000 | $147,000 | $593,000 | $49,000 | $326,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cis Financial Services, Inc.'s 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cis Financial Services, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.
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