Citizens Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Citizens Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Citizens Bank 328 S Saginaw St Flint, MI 48502 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,449 |
| Total Mortgage Loan Application Amount | $755,893,000 |
| Average Mortgage Loan Application Amount | $184,966 |
| Highest Mortgage Loan Application Amount | $4,000,000 |
| Average Applicant Income | $140,700 |
| Highest Applicant Income | $2,675,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Citizens Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Citizens Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Citizens Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Citizens Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Citizens Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Citizens Bank's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Genesee County Michigan | 1,439 | $ 96,419,000 | $ 67,000 | $ 52,000 |
| Saginaw County Michigan | 609 | $ 42,383,000 | $ 69,000 | $ 64,000 |
| Oakland County Michigan | 354 | $ 55,508,000 | $ 156,000 | $ 91,000 |
| Wexford County Michigan | 325 | $ 22,463,000 | $ 69,000 | $ 50,000 |
| Bay County Michigan | 293 | $ 18,230,000 | $ 62,000 | $ 61,000 |
| Jackson County Michigan | 289 | $ 20,425,000 | $ 70,000 | $ 49,000 |
| Osceola County Michigan | 239 | $ 11,471,000 | $ 47,000 | $ 41,000 |
| Clinton County Michigan | 205 | $ 18,494,000 | $ 90,000 | $ 56,000 |
| Midland County Michigan | 196 | $ 20,683,000 | $ 105,000 | $ 68,000 |
| Brown County Wisconsin | 180 | $ 25,933,000 | $ 144,000 | $ 50,000 |
| Oconto County Wisconsin | 168 | $ 14,424,000 | $ 85,000 | $ 50,000 |
| St. Joseph County Michigan | 163 | $ 8,566,000 | $ 52,000 | $ 60,000 |
| Ingham County Michigan | 156 | $ 12,235,000 | $ 78,000 | $ 64,000 |
| Washtenaw County Michigan | 152 | $ 17,245,000 | $ 113,000 | $ 66,000 |
| Outagamie County Wisconsin | 152 | $ 16,729,000 | $ 110,000 | $ 56,000 |
| Crawford County Michigan | 140 | $ 12,803,000 | $ 91,000 | $ 67,000 |
| Wayne County Michigan | 139 | $ 18,349,000 | $ 132,000 | $ 56,000 |
| Portage County Wisconsin | 129 | $ 10,547,000 | $ 81,000 | $ 57,000 |
| Shiawassee County Michigan | 117 | $ 8,164,000 | $ 69,000 | $ 51,000 |
| Winnebago County Wisconsin | 114 | $ 14,913,000 | $ 130,000 | $ 55,000 |
| Missaukee County Michigan | 104 | $ 6,865,000 | $ 66,000 | $ 50,000 |
| Waushara County Wisconsin | 100 | $ 7,928,000 | $ 79,000 | $ 40,000 |
| Macomb County Michigan | 92 | $ 13,886,000 | $ 150,000 | $ 67,000 |
| Otsego County Michigan | 90 | $ 12,219,000 | $ 135,000 | $ 63,000 |
| Grand Traverse County Michigan | 85 | $ 8,847,000 | $ 104,000 | $ 64,000 |
| Arenac County Michigan | 83 | $ 4,209,000 | $ 50,000 | $ 44,000 |
| Oneida County Wisconsin | 82 | $ 10,137,000 | $ 123,000 | $ 83,000 |
| Vilas County Wisconsin | 82 | $ 10,536,000 | $ 128,000 | $ 95,000 |
| Charlevoix County Michigan | 79 | $ 9,498,000 | $ 120,000 | $ 60,000 |
| Alpena County Michigan | 77 | $ 4,971,000 | $ 64,000 | $ 40,000 |
| Antrim County Michigan | 77 | $ 6,516,000 | $ 84,000 | $ 53,000 |
| Oscoda County Michigan | 74 | $ 4,350,000 | $ 58,000 | $ 38,000 |
| Tuscola County Michigan | 71 | $ 4,751,000 | $ 66,000 | $ 49,000 |
| Milwaukee County Wisconsin | 70 | $ 9,356,000 | $ 133,000 | $ 70,000 |
| Grant County Wisconsin | 67 | $ 3,550,000 | $ 52,000 | $ 47,000 |
| Roscommon County Michigan | 64 | $ 7,102,000 | $ 110,000 | $ 108,000 |
| Door County Wisconsin | 61 | $ 7,538,000 | $ 123,000 | $ 62,000 |
| Marinette County Wisconsin | 58 | $ 4,234,000 | $ 73,000 | $ 47,000 |
| Ogemaw County Michigan | 53 | $ 2,449,000 | $ 46,000 | $ 44,000 |
| Waupaca County Wisconsin | 53 | $ 4,275,000 | $ 80,000 | $ 51,000 |
| Calumet County Wisconsin | 52 | $ 5,122,000 | $ 98,000 | $ 65,000 |
| Walworth County Wisconsin | 52 | $ 4,879,000 | $ 93,000 | $ 89,000 |
| Livingston County Michigan | 47 | $ 9,435,000 | $ 200,000 | $ 105,000 |
| Alcona County Michigan | 39 | $ 2,617,000 | $ 67,000 | $ 37,000 |
| Lincoln County Wisconsin | 38 | $ 4,427,000 | $ 116,000 | $ 59,000 |
| Lapeer County Michigan | 35 | $ 3,515,000 | $ 100,000 | $ 66,000 |
| Eaton County Michigan | 34 | $ 4,149,000 | $ 122,000 | $ 69,000 |
| Gladwin County Michigan | 31 | $ 2,342,000 | $ 75,000 | $ 51,000 |
| Douglas County Wisconsin | 30 | $ 1,738,000 | $ 57,000 | $ 47,000 |
| Manitowoc County Wisconsin | 30 | $ 2,678,000 | $ 89,000 | $ 45,000 |
| Shawano County Wisconsin | 28 | $ 2,474,000 | $ 88,000 | $ 59,000 |
| Clare County Michigan | 27 | $ 1,693,000 | $ 62,000 | $ 69,000 |
| Iosco County Michigan | 26 | $ 2,099,000 | $ 80,000 | $ 66,000 |
| Lafayette County Wisconsin | 25 | $ 1,495,000 | $ 59,000 | $ 80,000 |
| Calhoun County Michigan | 24 | $ 784,000 | $ 32,000 | $ 37,000 |
| Crawford County Wisconsin | 24 | $ 819,000 | $ 34,000 | $ 40,000 |
| Kewaunee County Wisconsin | 24 | $ 1,247,000 | $ 51,000 | $ 49,000 |
| Langlade County Wisconsin | 24 | $ 1,510,000 | $ 62,000 | $ 50,000 |
| Waukesha County Wisconsin | 24 | $ 6,327,000 | $ 263,000 | $ 94,000 |
| Kalkaska County Michigan | 23 | $ 2,375,000 | $ 103,000 | $ 91,000 |
| Jefferson County Wisconsin | 23 | $ 2,108,000 | $ 91,000 | $ 71,000 |
| St. Croix County Wisconsin | 23 | $ 4,496,000 | $ 195,000 | $ 64,000 |
| Mecosta County Michigan | 21 | $ 1,417,000 | $ 67,000 | $ 43,000 |
| Isabella County Michigan | 20 | $ 1,576,000 | $ 78,000 | $ 76,000 |
| Lake County Michigan | 20 | $ 706,000 | $ 35,000 | $ 41,000 |
| Lenawee County Michigan | 20 | $ 1,891,000 | $ 94,000 | $ 68,000 |
| Manistee County Michigan | 20 | $ 1,588,000 | $ 79,000 | $ 259,000 |
| Leelanau County Michigan | 19 | $ 2,896,000 | $ 152,000 | $ 82,000 |
| Polk County Wisconsin | 18 | $ 1,746,000 | $ 97,000 | $ 65,000 |
| Presque Isle County Michigan | 17 | $ 1,425,000 | $ 83,000 | $ 36,000 |
| Benzie County Michigan | 16 | $ 3,047,000 | $ 190,000 | $ 341,000 |
| Branch County Michigan | 16 | $ 714,000 | $ 44,000 | $ 37,000 |
| Emmet County Michigan | 16 | $ 3,848,000 | $ 240,000 | $ 325,000 |
| Green County Wisconsin | 16 | $ 948,000 | $ 59,000 | $ 61,000 |
| Washington County Wisconsin | 16 | $ 2,405,000 | $ 150,000 | $ 111,000 |
| Gratiot County Michigan | 15 | $ 1,177,000 | $ 78,000 | $ 44,000 |
| Marathon County Wisconsin | 15 | $ 1,111,000 | $ 74,000 | $ 42,000 |
| Ionia County Michigan | 13 | $ 1,185,000 | $ 91,000 | $ 70,000 |
| Iowa County Wisconsin | 13 | $ 808,000 | $ 62,000 | $ 91,000 |
| Hillsdale County Michigan | 12 | $ 1,046,000 | $ 87,000 | $ 71,000 |
| Montmorency County Michigan | 12 | $ 1,390,000 | $ 115,000 | $ 98,000 |
| Kent County Michigan | 11 | $ 810,000 | $ 73,000 | $ 97,000 |
| Racine County Wisconsin | 11 | $ 1,540,000 | $ 140,000 | $ 45,000 |
| Sheboygan County Wisconsin | 11 | $ 1,478,000 | $ 134,000 | $ 71,000 |
| Barry County Michigan | 10 | $ 958,000 | $ 95,000 | $ 93,000 |
| Forest County Wisconsin | 10 | $ 856,000 | $ 85,000 | $ 84,000 |
| Cheboygan County Michigan | 9 | $ 1,533,000 | $ 170,000 | $ 56,000 |
| Huron County Michigan | 9 | $ 772,000 | $ 85,000 | $ 73,000 |
| Maricopa County Arizona | 7 | $ 4,492,000 | $ 641,000 | $ 144,000 |
| Berrien County Michigan | 7 | $ 1,116,000 | $ 159,000 | $ 104,000 |
| Rock County Wisconsin | 7 | $ 568,000 | $ 81,000 | $ 57,000 |
| LaGrange County Indiana | 6 | $ 237,000 | $ 39,000 | $ 57,000 |
| Menominee County Michigan | 6 | $ 530,000 | $ 88,000 | $ 37,000 |
| Monroe County Michigan | 6 | $ 880,000 | $ 146,000 | $ 51,000 |
| Iron County Wisconsin | 6 | $ 778,000 | $ 129,000 | $ 46,000 |
| Marquette County Wisconsin | 6 | $ 430,000 | $ 71,000 | $ 52,000 |
| Clayton County Iowa | 5 | $ 144,000 | $ 28,000 | $ 25,000 |
| Cass County Michigan | 5 | $ 249,000 | $ 49,000 | $ 53,000 |
| St. Clair County Michigan | 5 | $ 756,000 | $ 151,000 | $ 69,000 |
| Fond du Lac County Wisconsin | 5 | $ 866,000 | $ 173,000 | $ 71,000 |
| Lee County Florida | 4 | $ 1,038,000 | $ 259,000 | $ 166,000 |
| Palm Beach County Florida | 4 | $ 992,000 | $ 248,000 | $ 307,000 |
| Sarasota County Florida | 4 | $ 907,000 | $ 226,000 | $ 478,000 |
| Kalamazoo County Michigan | 4 | $ 185,000 | $ 46,000 | $ 53,000 |
| Montcalm County Michigan | 4 | $ 521,000 | $ 130,000 | $ 80,000 |
| Muskegon County Michigan | 4 | $ 73,000 | $ 18,000 | $ 38,000 |
| Newaygo County Michigan | 4 | $ 198,000 | $ 49,000 | $ 74,000 |
| Dane County Wisconsin | 4 | $ 458,000 | $ 114,000 | $ 51,000 |
| Dodge County Wisconsin | 4 | $ 296,000 | $ 74,000 | $ 40,000 |
| Price County Wisconsin | 4 | $ 418,000 | $ 104,000 | $ 73,000 |
| Wood County Wisconsin | 4 | $ 183,000 | $ 45,000 | $ 74,000 |
| Ramsey County Minnesota | 3 | $ 291,000 | $ 97,000 | $ 29,000 |
| Clark County Nevada | 3 | $ 649,000 | $ 216,000 | $ 84,000 |
| Green Lake County Wisconsin | 3 | $ 390,000 | $ 130,000 | $ 239,000 |
| Juneau County Wisconsin | 3 | $ 583,000 | $ 194,000 | $ 37,000 |
| Pierce County Wisconsin | 3 | $ 589,000 | $ 196,000 | $ 63,000 |
| Collier County Florida | 2 | $ 475,000 | $ 237,000 | $ 263,000 |
| Pasco County Florida | 2 | $ 157,000 | $ 78,000 | $ 80,000 |
| Allamakee County Iowa | 2 | $ 159,000 | $ 79,000 | $ 96,000 |
| Chippewa County Michigan | 2 | $ 106,000 | $ 53,000 | $ 51,000 |
| Luce County Michigan | 2 | $ 242,000 | $ 121,000 | $ 28,000 |
| Mason County Michigan | 2 | $ 202,000 | $ 101,000 | $ 108,000 |
| Ottawa County Michigan | 2 | $ 131,000 | $ 65,000 | $ 301,000 |
| Adams County Wisconsin | 2 | $ 176,000 | $ 88,000 | $ 67,000 |
| Kenosha County Wisconsin | 2 | $ 289,000 | $ 144,000 | $ 64,000 |
| Menominee County Wisconsin | 2 | $ 70,000 | $ 35,000 | $ 51,000 |
| Ozaukee County Wisconsin | 2 | $ 263,000 | $ 131,000 | $ 70,000 |
| Richland County Wisconsin | 2 | $ 376,000 | $ 188,000 | $ 47,000 |
| Pinal County Arizona | 1 | $ 280,000 | $ 280,000 | $ 294,000 |
| Los Angeles County California | 1 | $ 238,000 | $ 238,000 | $ 701,000 |
| Arapahoe County Colorado | 1 | $ 285,000 | $ 285,000 | $ 119,000 |
| Eagle County Colorado | 1 | $ 120,000 | $ 120,000 | $ 267,000 |
| Summit County Colorado | 1 | $ 1,472,000 | $ 1,472,000 | $ 727,000 |
| Charlotte County Florida | 1 | $ 198,000 | $ 198,000 | $ 134,000 |
| Hernando County Florida | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Volusia County Florida | 1 | $ 168,000 | $ 168,000 | $ 252,000 |
| Cook County Illinois | 1 | $ 15,000 | $ 15,000 | $ 74,000 |
| Jo Daviess County Illinois | 1 | $ 264,000 | $ 264,000 | $ 37,000 |
| LaSalle County Illinois | 1 | $ 240,000 | $ 240,000 | $ 78,000 |
| Woodford County Illinois | 1 | $ 178,000 | $ 178,000 | $ 62,000 |
| Marion County Indiana | 1 | $ 176,000 | $ 176,000 | $ 68,000 |
| Steuben County Indiana | 1 | $ 72,000 | $ 72,000 | $ 165,000 |
| White County Indiana | 1 | $ 167,000 | $ 167,000 | $ 47,000 |
| Delaware County Iowa | 1 | $ 38,000 | $ 38,000 | $ 87,000 |
| Dubuque County Iowa | 1 | $ 139,000 | $ 139,000 | $ 77,000 |
| Fayette County Iowa | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
| Shelby County Iowa | 1 | $ 88,000 | $ 88,000 | $ 52,000 |
| Tama County Iowa | 1 | $ 46,000 | $ 46,000 | $ 45,000 |
| East Baton Rouge County Louisiana | 1 | $ 83,000 | $ 83,000 | $ 96,000 |
| Alger County Michigan | 1 | $ 135,000 | $ 135,000 | $ 102,000 |
| Allegan County Michigan | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| Gogebic County Michigan | 1 | $ 40,000 | $ 40,000 | $ 11,000 |
| Iron County Michigan | 1 | $ 47,000 | $ 47,000 | $ 71,000 |
| Marquette County Michigan | 1 | $ 360,000 | $ 360,000 | $ 181,000 |
| Oceana County Michigan | 1 | $ 93,000 | $ 93,000 | $ 78,000 |
| Schoolcraft County Michigan | 1 | $ 99,000 | $ 99,000 | $ 102,000 |
| Van Buren County Michigan | 1 | $ 216,000 | $ 216,000 | $ 150,000 |
| Anoka County Minnesota | 1 | $ 355,000 | $ 355,000 | $ 95,000 |
| Dakota County Minnesota | 1 | $ 398,000 | $ 398,000 | $ 710,000 |
| Todd County Minnesota | 1 | $ 250,000 | $ 250,000 | $ 292,000 |
| Washington County Minnesota | 1 | $ 208,000 | $ 208,000 | $ 26,000 |
| Portage County Ohio | 1 | $ 360,000 | $ 360,000 | $ 101,000 |
| Burnett County Wisconsin | 1 | $ 122,000 | $ 122,000 | $ 60,000 |
| Chippewa County Wisconsin | 1 | $ 94,000 | $ 94,000 | $ 47,000 |
| Eau Claire County Wisconsin | 1 | $ 108,000 | $ 108,000 | $ 94,000 |
| La Crosse County Wisconsin | 1 | $ 116,000 | $ 116,000 | $ 69,000 |
| Monroe County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Vernon County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 66,000 |
| Washburn County Wisconsin | 1 | $ 160,000 | $ 160,000 | $ 95,000 |
Mortgage Loan Application Detail Totals for Citizens Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,128 | $351,840,000 | $209,800 | $4,000,000 | $160,100 | $1,727,000 |
| Home Purchase | 2,712 | $351,860,000 | $226,615 | $3,326,000 | $115,923 | $2,675,000 |
| Home Improvement | 2,609 | $52,193,000 | $72,142 | $3,058,000 | $159,000 | $2,063,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,257 | $653,652,000 | $234,923 | $3,326,000 | $130,000 | $2,675,000 |
| Black or African American | 592 | $31,591,000 | $95,333 | $690,000 | $57,666 | $279,000 |
| Hispanic | 238 | $15,289,000 | $96,500 | $432,000 | $48,250 | $728,000 |
| Not Provided | 205 | $17,443,000 | $93,666 | $691,000 | $55,333 | $603,000 |
| Asian | 73 | $19,565,000 | $248,200 | $1,680,000 | $281,600 | $946,000 |
| Not applicable | 35 | $13,572,000 | $384,500 | $4,000,000 | $0 | $0 |
| American Indian or Alaskan Native | 31 | $2,626,000 | $94,000 | $660,000 | $57,000 | $204,000 |
| Native Hawaiian or Other Pacific Islander | 18 | $2,155,000 | $112,000 | $293,000 | $118,500 | $492,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,287 | $740,233,000 | $223,642 | $4,000,000 | $163,500 | $2,675,000 |
| FHA-insured (Federal Housing Administration) | 132 | $12,304,000 | $91,500 | $280,000 | $33,500 | $261,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 17 | $1,582,000 | $79,500 | $135,000 | $31,500 | $68,000 |
| VA-guaranteed (Veterans Administration) | 13 | $1,774,000 | $97,000 | $200,000 | $52,000 | $87,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,437 | $532,554,000 | $242,384 | $4,000,000 | $186,461 | $2,675,000 |
| Application Denied By Financial Institution | 1,560 | $61,293,000 | $150,000 | $1,208,000 | $104,000 | $710,000 |
| Application Approved But Not Accepted | 828 | $75,402,000 | $108,857 | $800,000 | $64,000 | $944,000 |
| Application Withdrawn By Applicant | 457 | $67,719,000 | $242,833 | $788,000 | $96,500 | $2,675,000 |
| Preapproval Denied by Financial Institution | 104 | $10,171,000 | $97,000 | $280,000 | $32,000 | $132,000 |
| File Closed For Incompleteness | 63 | $8,754,000 | $129,000 | $963,000 | $72,000 | $699,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,248 | $37,627,000 | $125,166 | $400,000 | $163,000 | $710,000 |
| Debt-To-Income Ratio | 219 | $19,484,000 | $164,500 | $427,000 | $38,833 | $128,000 |
| Other | 112 | $7,340,000 | $65,750 | $1,208,000 | $64,250 | $384,000 |
| Collateral | 57 | $4,668,000 | $72,333 | $444,000 | $54,333 | $240,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $1,055,000 | $84,000 | $158,000 | $42,000 | $99,000 |
| Unverifiable Information | 6 | $521,000 | $77,500 | $205,000 | $44,000 | $96,000 |
| Employment History | 6 | $579,000 | $89,500 | $128,000 | $31,000 | $40,000 |
| Credit Application Incomplete | 3 | $190,000 | $63,000 | $140,000 | $88,000 | $141,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citizens Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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