Citizens Bank New Hampshire
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Citizens Bank New Hampshire 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Citizens Bank New Hampshire 875 Elm Street Manchester, NH 03101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,874 |
| Total Mortgage Loan Application Amount | $743,996,000 |
| Average Mortgage Loan Application Amount | $72,333 |
| Highest Mortgage Loan Application Amount | $6,000,000 |
| Average Applicant Income | $50,000 |
| Highest Applicant Income | $1,914,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Citizens Bank New Hampshire. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Citizens Bank New Hampshire's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Citizens Bank New Hampshire's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Citizens Bank New Hampshire serves its applicants.
Each category highlights the total number of mortgage applications processed by Citizens Bank New Hampshire, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Citizens Bank New Hampshire's mortgage activity for 2006.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1,959 | $ 143,178,000 | $ 73,000 | $ 95,000 |
| MANCHESTER-NASHUA, NH | 1,707 | $ 117,709,000 | $ 68,000 | $ 88,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 217 | $ 15,866,000 | $ 73,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 215 | $ 17,373,000 | $ 80,000 | $ 79,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 209 | $ 20,706,000 | $ 92,250 | $ 0 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 159 | $ 12,103,000 | $ 74,500 | $ 0 |
| BALTIMORE-TOWSON, MD | 156 | $ 12,781,000 | $ 81,000 | $ 0 |
| BOISE CITY-NAMPA, ID | 156 | $ 7,405,000 | $ 47,000 | $ 0 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 152 | $ 10,754,000 | $ 70,000 | $ 0 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 151 | $ 12,503,000 | $ 82,000 | $ 0 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 94 | $ 8,657,000 | $ 92,000 | $ 83,000 |
| DENVER-AURORA, CO | 89 | $ 5,397,000 | $ 60,000 | $ 0 |
| SALT LAKE CITY, UT | 86 | $ 4,107,000 | $ 47,000 | $ 0 |
| DALLAS-PLANO-IRVING, TX | 65 | $ 5,923,000 | $ 91,000 | $ 0 |
| LAS VEGAS-PARADISE, NV | 63 | $ 4,464,000 | $ 70,000 | $ 0 |
| ESSEX COUNTY, MA | 60 | $ 5,226,000 | $ 87,000 | $ 62,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 59 | $ 5,361,000 | $ 90,000 | $ 0 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 55 | $ 3,079,000 | $ 58,000 | $ 0 |
| BOSTON-QUINCY, MA | 52 | $ 4,190,000 | $ 80,000 | $ 13,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 51 | $ 2,934,000 | $ 58,500 | $ 7,000 |
| INDIANAPOLIS-CARMEL, IN | 49 | $ 1,700,000 | $ 34,000 | $ 2,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 48 | $ 1,877,000 | $ 39,000 | $ 0 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 48 | $ 1,393,000 | $ 29,500 | $ 0 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 45 | $ 5,012,000 | $ 111,000 | $ 0 |
| ALBUQUERQUE, NM | 43 | $ 2,130,000 | $ 49,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 43 | $ 2,499,000 | $ 58,000 | $ 0 |
| KANSAS CITY, MO-KS | 41 | $ 2,693,000 | $ 63,000 | $ 0 |
| BETHESDA-GAITHERSBURG-FREDERICK, MD | 39 | $ 3,086,000 | $ 79,000 | $ 0 |
| ST. LOUIS, MO-IL | 38 | $ 1,589,000 | $ 41,500 | $ 0 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 34 | $ 1,441,000 | $ 48,500 | $ 0 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 34 | $ 3,960,000 | $ 116,000 | $ 0 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 33 | $ 3,230,000 | $ 97,000 | $ 0 |
| WICHITA, KS | 32 | $ 968,000 | $ 30,000 | $ 0 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 31 | $ 1,821,000 | $ 45,500 | $ 0 |
| TACOMA, WA | 30 | $ 2,077,000 | $ 69,000 | $ 0 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 29 | $ 7,308,000 | $ 252,000 | $ 0 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 28 | $ 6,090,000 | $ 217,000 | $ 0 |
| AUSTIN-ROUND ROCK, TX | 27 | $ 1,349,000 | $ 49,000 | $ 0 |
| OKLAHOMA CITY, OK | 26 | $ 1,923,000 | $ 73,000 | $ 0 |
| RENO-SPARKS, NV | 26 | $ 2,490,000 | $ 95,000 | $ 0 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 25 | $ 1,529,000 | $ 53,000 | $ 0 |
| PROVO-OREM, UT | 25 | $ 1,228,000 | $ 49,000 | $ 0 |
| COLORADO SPRINGS, CO | 24 | $ 1,247,000 | $ 51,000 | $ 0 |
| MEMPHIS, TN-MS-AR | 24 | $ 1,109,000 | $ 50,000 | $ 0 |
| GRAND RAPIDS-WYOMING, MI | 23 | $ 1,215,000 | $ 52,000 | $ 0 |
| KNOXVILLE, TN | 23 | $ 2,328,000 | $ 101,000 | $ 0 |
| PHILADELPHIA, PA | 23 | $ 1,335,000 | $ 58,000 | $ 0 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 23 | $ 3,412,000 | $ 148,000 | $ 0 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 22 | $ 7,939,000 | $ 360,500 | $ 0 |
| RICHMOND, VA | 22 | $ 2,543,000 | $ 115,000 | $ 0 |
| HARRISBURG-CARLISLE, PA | 21 | $ 757,000 | $ 36,000 | $ 0 |
| LANCASTER, PA | 21 | $ 877,000 | $ 41,000 | $ 0 |
| OAKLAND-FREMONT-HAYWARD, CA | 20 | $ 5,021,000 | $ 251,000 | $ 0 |
| WARREN-TROY-FARMINGTON HILLS, MI | 19 | $ 1,709,000 | $ 89,000 | $ 0 |
| ORLANDO-KISSIMMEE, FL | 18 | $ 4,241,000 | $ 235,000 | $ 0 |
| COLUMBUS, OH | 17 | $ 1,076,000 | $ 63,000 | $ 0 |
| NEWARK-UNION, NJ-PA | 17 | $ 1,151,000 | $ 67,000 | $ 0 |
| PITTSBURGH, PA | 17 | $ 671,000 | $ 39,000 | $ 0 |
| SALEM, OR | 17 | $ 905,000 | $ 53,000 | $ 0 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 17 | $ 5,688,000 | $ 334,000 | $ 0 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 16 | $ 874,000 | $ 54,500 | $ 0 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 16 | $ 788,000 | $ 39,500 | $ 0 |
| OGDEN-CLEARFIELD, UT | 16 | $ 838,000 | $ 52,000 | $ 0 |
| SPOKANE, WA | 16 | $ 706,000 | $ 44,000 | $ 0 |
| WILMINGTON, DE-MD-NJ | 16 | $ 926,000 | $ 75,500 | $ 0 |
| DES MOINES-WEST DES MOINES, IA | 15 | $ 1,080,000 | $ 72,000 | $ 0 |
| WORCESTER, MA | 15 | $ 1,124,000 | $ 74,000 | $ 13,000 |
| BARNSTABLE TOWN, MA | 14 | $ 1,235,000 | $ 88,000 | $ 59,000 |
| BELLINGHAM, WA | 14 | $ 625,000 | $ 44,000 | $ 0 |
| SPRINGFIELD, MO | 14 | $ 448,000 | $ 32,000 | $ 0 |
| ANN ARBOR, MI | 13 | $ 754,000 | $ 58,000 | $ 0 |
| CLEVELAND-ELYRIA-MENTOR, OH | 13 | $ 663,000 | $ 51,000 | $ 0 |
| TULSA, OK | 13 | $ 563,000 | $ 43,000 | $ 0 |
| COEUR D'ALENE, ID | 12 | $ 674,000 | $ 56,000 | $ 0 |
| RALEIGH-CARY, NC | 12 | $ 587,000 | $ 48,000 | $ 0 |
| BEND, OR | 11 | $ 1,051,000 | $ 95,000 | $ 0 |
| EUGENE-SPRINGFIELD, OR | 11 | $ 608,000 | $ 55,000 | $ 0 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 11 | $ 558,000 | $ 51,500 | $ 0 |
| LEXINGTON-FAYETTE, KY | 11 | $ 312,000 | $ 28,000 | $ 0 |
| OLYMPIA, WA | 11 | $ 561,000 | $ 51,000 | $ 0 |
| ST. JOSEPH, MO-KS | 11 | $ 276,000 | $ 25,000 | $ 0 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 11 | $ 602,000 | $ 54,000 | $ 0 |
| DOVER, DE | 10 | $ 551,000 | $ 55,000 | $ 0 |
| IDAHO FALLS, ID | 10 | $ 374,000 | $ 37,000 | $ 0 |
| KENNEWICK-RICHLAND-PASCO, WA | 10 | $ 290,000 | $ 29,000 | $ 0 |
| POCATELLO, ID | 10 | $ 310,000 | $ 31,000 | $ 0 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 10 | $ 2,091,000 | $ 209,000 | $ 0 |
| EDISON, NJ | 9 | $ 1,072,000 | $ 119,000 | $ 0 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 9 | $ 324,000 | $ 36,000 | $ 0 |
| FORT WAYNE, IN | 9 | $ 248,000 | $ 27,000 | $ 0 |
| YORK-HANOVER, PA | 9 | $ 333,000 | $ 37,000 | $ 0 |
| DETROIT-LIVONIA-DEARBORN, MI | 8 | $ 404,000 | $ 50,000 | $ 0 |
| GREELEY, CO | 8 | $ 251,000 | $ 31,000 | $ 0 |
| READING, PA | 8 | $ 238,000 | $ 29,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 8 | $ 1,005,000 | $ 125,000 | $ 0 |
| CAMDEN, NJ | 7 | $ 533,000 | $ 76,000 | $ 0 |
| FORT COLLINS-LOVELAND, CO | 7 | $ 372,000 | $ 53,000 | $ 0 |
| JACKSONVILLE, FL | 7 | $ 1,310,000 | $ 187,000 | $ 0 |
| LONGVIEW, WA | 7 | $ 382,000 | $ 54,000 | $ 0 |
| MORRISTOWN, TN | 7 | $ 280,000 | $ 40,000 | $ 0 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 7 | $ 319,000 | $ 45,000 | $ 0 |
| SANTA FE, NM | 7 | $ 430,000 | $ 61,000 | $ 0 |
| TUCSON, AZ | 7 | $ 483,000 | $ 69,000 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 7 | $ 699,000 | $ 99,000 | $ 0 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 7 | $ 3,024,000 | $ 432,000 | $ 0 |
| DAYTON, OH | 6 | $ 218,000 | $ 36,000 | $ 0 |
| FRESNO, CA | 6 | $ 525,000 | $ 87,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 6 | $ 277,000 | $ 46,000 | $ 0 |
| LAWRENCE, KS | 6 | $ 301,000 | $ 50,000 | $ 0 |
| SARASOTA-BRADENTON-VENICE, FL | 6 | $ 876,000 | $ 146,000 | $ 0 |
| WICHITA FALLS, TX | 6 | $ 185,000 | $ 30,000 | $ 0 |
| AMES, IA | 5 | $ 181,000 | $ 36,000 | $ 0 |
| ANDERSON, IN | 5 | $ 146,000 | $ 29,000 | $ 0 |
| BAKERSFIELD, CA | 5 | $ 480,000 | $ 96,000 | $ 0 |
| BOULDER, CO | 5 | $ 497,000 | $ 99,000 | $ 0 |
| CHATTANOOGA, TN-GA | 5 | $ 251,000 | $ 41,000 | $ 0 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 5 | $ 1,974,000 | $ 394,000 | $ 0 |
| LEWISTON-AUBURN, ME | 5 | $ 149,000 | $ 29,000 | $ 0 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 5 | $ 172,000 | $ 34,000 | $ 0 |
| MADISON, WI | 5 | $ 258,000 | $ 51,000 | $ 0 |
| MEDFORD, OR | 5 | $ 589,000 | $ 117,000 | $ 0 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 5 | $ 125,000 | $ 25,000 | $ 0 |
| NASSAU-SUFFOLK, NY | 5 | $ 3,053,000 | $ 610,000 | $ 0 |
| SALISBURY, MD | 5 | $ 374,000 | $ 74,000 | $ 0 |
| WINCHESTER, VA-WV | 5 | $ 399,000 | $ 79,000 | $ 0 |
| BANGOR, ME | 4 | $ 237,000 | $ 59,000 | $ 37,000 |
| BATON ROUGE, LA | 4 | $ 148,000 | $ 37,000 | $ 0 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 4 | $ 478,000 | $ 119,000 | $ 0 |
| CHARLESTON, WV | 4 | $ 805,000 | $ 201,000 | $ 0 |
| GAINESVILLE, FL | 4 | $ 211,000 | $ 52,000 | $ 0 |
| LAKE CHARLES, LA | 4 | $ 93,000 | $ 23,000 | $ 0 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 4 | $ 1,262,000 | $ 315,000 | $ 0 |
| MOUNT VERNON-ANACORTES, WA | 4 | $ 748,000 | $ 187,000 | $ 0 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 4 | $ 2,631,000 | $ 657,000 | $ 0 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 4 | $ 721,000 | $ 180,000 | $ 0 |
| SAVANNAH, GA | 4 | $ 161,000 | $ 40,000 | $ 0 |
| SCRANTON--WILKES-BARRE, PA | 4 | $ 125,000 | $ 31,000 | $ 16,000 |
| SPRINGFIELD, MA | 4 | $ 112,000 | $ 28,000 | $ 68,000 |
| ST. GEORGE, UT | 4 | $ 182,000 | $ 45,000 | $ 0 |
| TALLAHASSEE, FL | 4 | $ 759,000 | $ 189,000 | $ 0 |
| COLUMBIA, MO | 3 | $ 70,000 | $ 23,000 | $ 0 |
| DALTON, GA | 3 | $ 865,000 | $ 288,000 | $ 0 |
| FARMINGTON, NM | 3 | $ 102,000 | $ 34,000 | $ 0 |
| GARY, IN | 3 | $ 94,000 | $ 31,000 | $ 0 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 3 | $ 157,000 | $ 52,000 | $ 0 |
| HONOLULU, HI | 3 | $ 388,000 | $ 129,000 | $ 0 |
| LAFAYETTE, IN | 3 | $ 117,000 | $ 39,000 | $ 0 |
| SAN ANTONIO, TX | 3 | $ 175,000 | $ 58,000 | $ 0 |
| SPARTANBURG, SC | 3 | $ 62,000 | $ 20,000 | $ 0 |
| STOCKTON, CA | 3 | $ 175,000 | $ 58,000 | $ 0 |
| TOLEDO, OH | 3 | $ 85,000 | $ 28,000 | $ 0 |
| TRENTON-EWING, NJ | 3 | $ 261,000 | $ 87,000 | $ 83,000 |
| WENATCHEE, WA | 3 | $ 108,000 | $ 36,000 | $ 0 |
| WILLIAMSPORT, PA | 3 | $ 110,000 | $ 36,000 | $ 0 |
| AKRON, OH | 2 | $ 39,000 | $ 19,000 | $ 0 |
| ALBANY-SCHENECTADY-TROY, NY | 2 | $ 63,000 | $ 31,000 | $ 0 |
| ALTOONA, PA | 2 | $ 71,000 | $ 35,000 | $ 0 |
| ASHEVILLE, NC | 2 | $ 478,000 | $ 239,000 | $ 0 |
| AUBURN-OPELIKA, AL | 2 | $ 44,000 | $ 22,000 | $ 0 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 2 | $ 78,000 | $ 39,000 | $ 0 |
| BILLINGS, MT | 2 | $ 83,000 | $ 41,000 | $ 0 |
| BIRMINGHAM-HOOVER, AL | 2 | $ 105,000 | $ 52,000 | $ 0 |
| BLOOMINGTON, IN | 2 | $ 78,000 | $ 39,000 | $ 0 |
| BREMERTON-SILVERDALE, WA | 2 | $ 123,000 | $ 61,000 | $ 0 |
| BUFFALO-NIAGARA FALLS, NY | 2 | $ 47,000 | $ 23,000 | $ 0 |
| CANTON-MASSILLON, OH | 2 | $ 57,000 | $ 28,000 | $ 0 |
| CAPE CORAL-FORT MYERS, FL | 2 | $ 805,000 | $ 402,000 | $ 0 |
| CARSON CITY, NV | 2 | $ 55,000 | $ 27,000 | $ 0 |
| CORVALLIS, OR | 2 | $ 79,000 | $ 39,000 | $ 0 |
| DURHAM, NC | 2 | $ 1,197,000 | $ 598,000 | $ 0 |
| FARGO, ND-MN | 2 | $ 76,000 | $ 38,000 | $ 0 |
| FAYETTEVILLE, NC | 2 | $ 90,000 | $ 45,000 | $ 0 |
| FLAGSTAFF, AZ | 2 | $ 141,000 | $ 70,000 | $ 0 |
| HOLLAND-GRAND HAVEN, MI | 2 | $ 137,000 | $ 68,000 | $ 0 |
| JACKSON, MI | 2 | $ 84,000 | $ 42,000 | $ 0 |
| JEFFERSON CITY, MO | 2 | $ 51,000 | $ 25,000 | $ 0 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 523,000 | $ 261,000 | $ 0 |
| KANKAKEE-BRADLEY, IL | 2 | $ 126,000 | $ 63,000 | $ 0 |
| KINGSTON, NY | 2 | $ 505,000 | $ 252,000 | $ 0 |
| LANSING-EAST LANSING, MI | 2 | $ 20,000 | $ 10,000 | $ 0 |
| LAS CRUCES, NM | 2 | $ 99,000 | $ 49,000 | $ 0 |
| LEBANON, PA | 2 | $ 121,000 | $ 60,000 | $ 0 |
| LINCOLN, NE | 2 | $ 38,000 | $ 19,000 | $ 0 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 2 | $ 181,000 | $ 90,000 | $ 0 |
| MISSOULA, MT | 2 | $ 58,000 | $ 29,000 | $ 0 |
| MODESTO, CA | 2 | $ 269,000 | $ 134,000 | $ 0 |
| MONROE, MI | 2 | $ 158,000 | $ 79,000 | $ 0 |
| NAPLES-MARCO ISLAND, FL | 2 | $ 1,250,000 | $ 625,000 | $ 0 |
| NEW HAVEN-MILFORD, CT | 2 | $ 151,000 | $ 75,000 | $ 0 |
| NORWICH-NEW LONDON, CT | 2 | $ 191,000 | $ 95,000 | $ 40,000 |
| PITTSFIELD, MA | 2 | $ 436,000 | $ 218,000 | $ 208,000 |
| PUEBLO, CO | 2 | $ 66,000 | $ 33,000 | $ 0 |
| PUNTA GORDA, FL | 2 | $ 79,000 | $ 39,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 2 | $ 353,000 | $ 176,000 | $ 0 |
| SHERMAN-DENISON, TX | 2 | $ 49,000 | $ 24,000 | $ 0 |
| STATE COLLEGE, PA | 2 | $ 90,000 | $ 45,000 | $ 0 |
| TEXARKANA, TX-TEXARKANA, AR | 2 | $ 61,000 | $ 30,000 | $ 0 |
| WILMINGTON, NC | 2 | $ 61,000 | $ 30,000 | $ 0 |
| WINSTON-SALEM, NC | 2 | $ 1,020,000 | $ 510,000 | $ 0 |
| YAKIMA, WA | 2 | $ 82,000 | $ 41,000 | $ 0 |
| YUBA CITY, CA | 2 | $ 156,000 | $ 78,000 | $ 0 |
| ANDERSON, SC | 1 | $ 643,000 | $ 643,000 | $ 0 |
| ATLANTIC CITY, NJ | 1 | $ 20,000 | $ 20,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 23,000 | $ 23,000 | $ 0 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 135,000 | $ 135,000 | $ 0 |
| BURLINGTON, NC | 1 | $ 526,000 | $ 526,000 | $ 0 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 36,000 | $ 36,000 | $ 0 |
| CASPER, WY | 1 | $ 23,000 | $ 23,000 | $ 0 |
| CHARLOTTESVILLE, VA | 1 | $ 447,000 | $ 447,000 | $ 0 |
| CHEYENNE, WY | 1 | $ 25,000 | $ 25,000 | $ 0 |
| CLARKSVILLE, TN-KY | 1 | $ 20,000 | $ 20,000 | $ 0 |
| COLUMBIA, SC | 1 | $ 29,000 | $ 29,000 | $ 0 |
| COLUMBUS, GA-AL | 1 | $ 11,000 | $ 11,000 | $ 0 |
| CORPUS CHRISTI, TX | 1 | $ 38,000 | $ 38,000 | $ 0 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 1 | $ 420,000 | $ 420,000 | $ 0 |
| DULUTH, MN-WI | 1 | $ 31,000 | $ 31,000 | $ 0 |
| EAU CLAIRE, WI | 1 | $ 66,000 | $ 66,000 | $ 0 |
| EL PASO, TX | 1 | $ 56,000 | $ 56,000 | $ 0 |
| ELIZABETHTOWN, KY | 1 | $ 35,000 | $ 35,000 | $ 0 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1 | $ 40,000 | $ 40,000 | $ 0 |
| GAINESVILLE, GA | 1 | $ 23,000 | $ 23,000 | $ 0 |
| GREENVILLE, SC | 1 | $ 190,000 | $ 190,000 | $ 0 |
| GULFPORT-BILOXI, MS | 1 | $ 28,000 | $ 28,000 | $ 0 |
| HOT SPRINGS, AR | 1 | $ 98,000 | $ 98,000 | $ 0 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $ 39,000 | $ 39,000 | $ 0 |
| IOWA CITY, IA | 1 | $ 275,000 | $ 275,000 | $ 0 |
| JACKSON, MS | 1 | $ 12,000 | $ 12,000 | $ 0 |
| JACKSONVILLE, NC | 1 | $ 43,000 | $ 43,000 | $ 0 |
| JOHNSON CITY, TN | 1 | $ 25,000 | $ 25,000 | $ 0 |
| JOHNSTOWN, PA | 1 | $ 60,000 | $ 60,000 | $ 0 |
| KOKOMO, IN | 1 | $ 53,000 | $ 53,000 | $ 0 |
| LAKELAND, FL | 1 | $ 120,000 | $ 120,000 | $ 0 |
| LOGAN, UT-ID | 1 | $ 22,000 | $ 22,000 | $ 0 |
| LYNCHBURG, VA | 1 | $ 16,000 | $ 16,000 | $ 0 |
| MACON, GA | 1 | $ 32,000 | $ 32,000 | $ 0 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 26,000 | $ 26,000 | $ 0 |
| MIDLAND, TX | 1 | $ 27,000 | $ 27,000 | $ 0 |
| MONROE, LA | 1 | $ 43,000 | $ 43,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 1 | $ 476,000 | $ 476,000 | $ 0 |
| OCEAN CITY, NJ | 1 | $ 72,000 | $ 72,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 47,000 | $ 47,000 | $ 34,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 1 | $ 38,000 | $ 38,000 | $ 0 |
| PRESCOTT, AZ | 1 | $ 57,000 | $ 57,000 | $ 0 |
| RAPID CITY, SD | 1 | $ 23,000 | $ 23,000 | $ 0 |
| REDDING, CA | 1 | $ 164,000 | $ 164,000 | $ 0 |
| ROANOKE, VA | 1 | $ 38,000 | $ 38,000 | $ 0 |
| SALINAS, CA | 1 | $ 440,000 | $ 440,000 | $ 0 |
| SAN ANGELO, TX | 1 | $ 11,000 | $ 11,000 | $ 0 |
| SANTA ROSA-PETALUMA, CA | 1 | $ 80,000 | $ 80,000 | $ 0 |
| SIOUX FALLS, SD | 1 | $ 29,000 | $ 29,000 | $ 0 |
| SPRINGFIELD, OH | 1 | $ 43,000 | $ 43,000 | $ 0 |
| TYLER, TX | 1 | $ 18,000 | $ 18,000 | $ 0 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 1 | $ 38,000 | $ 38,000 | $ 0 |
| VISALIA-PORTERVILLE, CA | 1 | $ 98,000 | $ 98,000 | $ 0 |
| WARNER ROBINS, GA | 1 | $ 39,000 | $ 39,000 | $ 0 |
Mortgage Loan Application Detail Totals for Citizens Bank New Hampshire in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,126 | $401,630,000 | $97,000 | $6,000,000 | $57,000 | $780,000 |
| Home Improvement | 3,078 | $157,721,000 | $51,000 | $2,400,000 | $83,000 | $1,914,000 |
| Home Purchase | 2,670 | $184,645,000 | $69,000 | $4,500,000 | $10,000 | $610,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,244 | $363,990,000 | $69,000 | $1,239,000 | $89,000 | $1,914,000 |
| Not applicable | 4,030 | $336,194,000 | $83,000 | $6,000,000 | $0 | $0 |
| Not Provided | 375 | $25,891,000 | $69,000 | $480,000 | $93,000 | $1,066,000 |
| Asian | 92 | $9,066,000 | $98,000 | $400,000 | $102,000 | $780,000 |
| Hispanic | 66 | $4,555,000 | $69,000 | $358,000 | $75,000 | $246,000 |
| Black or African American | 34 | $2,270,000 | $66,000 | $283,000 | $66,000 | $169,000 |
| American Indian or Alaskan Native | 19 | $1,035,000 | $54,000 | $290,000 | $80,000 | $225,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $995,000 | $71,000 | $433,000 | $66,000 | $112,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,874 | $743,996,000 | $75,000 | $6,000,000 | $53,000 | $1,914,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 4,018 | $317,844,000 | $79,000 | $1,490,000 | $0 | $0 |
| Loan Originated | 3,947 | $272,020,000 | $68,000 | $6,000,000 | $91,000 | $1,914,000 |
| Application Denied By Financial Institution | 1,471 | $119,081,000 | $80,000 | $2,400,000 | $81,000 | $805,000 |
| Application Approved But Not Accepted | 426 | $31,926,000 | $74,000 | $1,000,000 | $98,000 | $590,000 |
| Application Withdrawn By Applicant | 12 | $3,125,000 | $260,000 | $1,030,000 | $71,000 | $256,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 502 | $33,756,000 | $67,000 | $1,239,000 | $75,000 | $805,000 |
| Debt-To-Income Ratio | 450 | $39,834,000 | $88,000 | $2,400,000 | $60,000 | $246,000 |
| Collateral | 382 | $34,997,000 | $91,000 | $700,000 | $108,000 | $700,000 |
| Other | 63 | $3,187,000 | $50,000 | $360,000 | $70,000 | $354,000 |
| Unverifiable Information | 50 | $5,676,000 | $113,000 | $412,000 | $104,000 | $480,000 |
| Credit Application Incomplete | 15 | $839,000 | $55,000 | $150,000 | $153,000 | $728,000 |
| Employment History | 9 | $792,000 | $88,000 | $230,000 | $76,000 | $142,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Bank New Hampshire's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citizens Bank New Hampshire's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Hampshire, download the full spreadsheet
with aggregated HMDA statistics today.