Citizens Bank Of Pennsylvania
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Citizens Bank Of Pennsylvania 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Citizens Bank Of Pennsylvania One Logan Square, 130 North 18Th Street Philadelphia, PA 19103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,758 |
| Total Mortgage Loan Application Amount | $1,226,638,000 |
| Average Mortgage Loan Application Amount | $515,000 |
| Highest Mortgage Loan Application Amount | $28,000,000 |
| Average Applicant Income | $13,333 |
| Highest Applicant Income | $1,920,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Citizens Bank Of Pennsylvania. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Citizens Bank Of Pennsylvania's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Citizens Bank Of Pennsylvania's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Citizens Bank Of Pennsylvania serves its applicants.
Each category highlights the total number of mortgage applications processed by Citizens Bank Of Pennsylvania, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Citizens Bank Of Pennsylvania's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia County Pennsylvania | 1,017 | $ 53,530,000 | $ 52,000 | $ 38,000 |
| Allegheny County Pennsylvania | 308 | $ 16,610,000 | $ 53,000 | $ 41,000 |
| Berks County Pennsylvania | 136 | $ 1,082,000 | $ 7,000 | $ 34,000 |
| Westmoreland County Pennsylvania | 90 | $ 667,000 | $ 7,000 | $ 42,000 |
| Santa Clara County California | 85 | $ 68,970,000 | $ 811,000 | $ 0 |
| Los Angeles County California | 77 | $ 67,848,000 | $ 881,000 | $ 0 |
| Delaware County Pennsylvania | 76 | $ 635,000 | $ 8,000 | $ 42,000 |
| San Diego County California | 71 | $ 51,148,000 | $ 720,000 | $ 0 |
| Washington County Pennsylvania | 60 | $ 1,001,000 | $ 16,000 | $ 30,000 |
| King County Washington | 56 | $ 39,025,000 | $ 696,000 | $ 0 |
| Montgomery County Pennsylvania | 54 | $ 1,146,000 | $ 21,000 | $ 50,000 |
| Orange County California | 51 | $ 42,344,000 | $ 830,000 | $ 0 |
| Alameda County California | 48 | $ 37,504,000 | $ 781,000 | $ 0 |
| San Mateo County California | 47 | $ 38,402,000 | $ 817,000 | $ 0 |
| Erie County Pennsylvania | 45 | $ 304,000 | $ 6,000 | $ 56,000 |
| Harris County Texas | 44 | $ 28,868,000 | $ 656,000 | $ 0 |
| Cook County Illinois | 37 | $ 25,261,000 | $ 682,000 | $ 0 |
| Bucks County Pennsylvania | 35 | $ 1,332,000 | $ 38,000 | $ 46,000 |
| Contra Costa County California | 34 | $ 25,398,000 | $ 747,000 | $ 0 |
| Beaver County Pennsylvania | 34 | $ 332,000 | $ 9,000 | $ 53,000 |
| Luzerne County Pennsylvania | 34 | $ 279,000 | $ 8,000 | $ 32,000 |
| Travis County Texas | 34 | $ 20,475,000 | $ 602,000 | $ 0 |
| Dallas County Texas | 33 | $ 23,369,000 | $ 708,000 | $ 0 |
| San Francisco County California | 30 | $ 23,746,000 | $ 791,000 | $ 0 |
| Middlesex County Massachusetts | 29 | $ 17,224,000 | $ 593,000 | $ 0 |
| Crawford County Pennsylvania | 29 | $ 196,000 | $ 6,000 | $ 31,000 |
| Maricopa County Arizona | 27 | $ 16,652,000 | $ 616,000 | $ 0 |
| Blair County Pennsylvania | 26 | $ 192,000 | $ 7,000 | $ 33,000 |
| Denver County Colorado | 23 | $ 14,414,000 | $ 626,000 | $ 0 |
| Collin County Texas | 23 | $ 12,333,000 | $ 536,000 | $ 0 |
| Camden County New Jersey | 22 | $ 11,362,000 | $ 516,000 | $ 45,000 |
| Marin County California | 21 | $ 16,642,000 | $ 792,000 | $ 0 |
| Chester County Pennsylvania | 21 | $ 3,081,000 | $ 146,000 | $ 45,000 |
| Venango County Pennsylvania | 21 | $ 164,000 | $ 7,000 | $ 29,000 |
| Fairfax County Virginia | 19 | $ 13,593,000 | $ 715,000 | $ 0 |
| Jefferson County Colorado | 18 | $ 10,299,000 | $ 572,000 | $ 0 |
| Dauphin County Pennsylvania | 18 | $ 110,000 | $ 6,000 | $ 38,000 |
| Tarrant County Texas | 18 | $ 12,674,000 | $ 704,000 | $ 0 |
| Hennepin County Minnesota | 17 | $ 10,928,000 | $ 642,000 | $ 0 |
| Butler County Pennsylvania | 17 | $ 722,000 | $ 42,000 | $ 36,000 |
| York County Pennsylvania | 17 | $ 117,000 | $ 6,000 | $ 37,000 |
| Riverside County California | 16 | $ 8,651,000 | $ 540,000 | $ 0 |
| Douglas County Colorado | 16 | $ 8,789,000 | $ 549,000 | $ 0 |
| Armstrong County Pennsylvania | 16 | $ 114,000 | $ 7,000 | $ 34,000 |
| Denton County Texas | 15 | $ 8,897,000 | $ 593,000 | $ 0 |
| Fort Bend County Texas | 14 | $ 7,605,000 | $ 543,000 | $ 0 |
| Montgomery County Texas | 14 | $ 8,400,000 | $ 600,000 | $ 0 |
| Boulder County Colorado | 13 | $ 8,544,000 | $ 657,000 | $ 0 |
| Palm Beach County Florida | 13 | $ 7,167,000 | $ 551,000 | $ 0 |
| Fulton County Georgia | 13 | $ 9,207,000 | $ 708,000 | $ 0 |
| Lancaster County Pennsylvania | 13 | $ 121,000 | $ 9,000 | $ 134,000 |
| Mercer County Pennsylvania | 13 | $ 84,000 | $ 6,000 | $ 27,000 |
| Mifflin County Pennsylvania | 12 | $ 77,000 | $ 6,000 | $ 48,000 |
| Bexar County Texas | 12 | $ 8,030,000 | $ 669,000 | $ 0 |
| Placer County California | 11 | $ 7,013,000 | $ 637,000 | $ 0 |
| DuPage County Illinois | 11 | $ 6,093,000 | $ 553,000 | $ 0 |
| Norfolk County Massachusetts | 11 | $ 7,136,000 | $ 648,000 | $ 0 |
| Fayette County Pennsylvania | 11 | $ 62,000 | $ 5,000 | $ 32,000 |
| Broward County Florida | 10 | $ 7,166,000 | $ 716,000 | $ 0 |
| Johnson County Kansas | 10 | $ 5,527,000 | $ 552,000 | $ 0 |
| Sonoma County California | 9 | $ 5,959,000 | $ 662,000 | $ 0 |
| Arapahoe County Colorado | 9 | $ 5,191,000 | $ 576,000 | $ 0 |
| Lake County Illinois | 9 | $ 5,913,000 | $ 657,000 | $ 0 |
| St. Louis County Missouri | 9 | $ 6,057,000 | $ 673,000 | $ 0 |
| Kings County New York | 9 | $ 6,641,000 | $ 737,000 | $ 0 |
| New York County New York | 9 | $ 7,324,000 | $ 813,000 | $ 0 |
| Montgomery County Maryland | 8 | $ 28,367,000 | $ 3,545,000 | $ 0 |
| Suffolk County Massachusetts | 8 | $ 4,759,000 | $ 594,000 | $ 0 |
| San Bernardino County California | 7 | $ 4,474,000 | $ 639,000 | $ 0 |
| Santa Cruz County California | 7 | $ 5,440,000 | $ 777,000 | $ 0 |
| Miami-Dade County Florida | 7 | $ 4,787,000 | $ 683,000 | $ 0 |
| Cobb County Georgia | 7 | $ 4,421,000 | $ 631,000 | $ 0 |
| Santa Barbara County California | 6 | $ 6,266,000 | $ 1,044,000 | $ 0 |
| Eagle County Colorado | 6 | $ 3,652,000 | $ 608,000 | $ 0 |
| Larimer County Colorado | 6 | $ 3,579,000 | $ 596,000 | $ 0 |
| Chatham County Georgia | 6 | $ 2,863,000 | $ 477,000 | $ 0 |
| Howard County Maryland | 6 | $ 3,545,000 | $ 590,000 | $ 0 |
| Essex County Massachusetts | 6 | $ 4,497,000 | $ 749,000 | $ 0 |
| Plymouth County Massachusetts | 6 | $ 3,617,000 | $ 602,000 | $ 0 |
| Clark County Nevada | 6 | $ 3,559,000 | $ 593,000 | $ 0 |
| Monroe County Pennsylvania | 6 | $ 51,000 | $ 8,000 | $ 56,000 |
| Utah County Utah | 6 | $ 4,393,000 | $ 732,000 | $ 0 |
| Kitsap County Washington | 6 | $ 3,828,000 | $ 638,000 | $ 0 |
| Lee County Florida | 5 | $ 3,506,000 | $ 701,000 | $ 0 |
| Forsyth County Georgia | 5 | $ 3,186,000 | $ 637,000 | $ 0 |
| Kane County Illinois | 5 | $ 3,938,000 | $ 787,000 | $ 0 |
| Hamilton County Indiana | 5 | $ 2,637,000 | $ 527,000 | $ 0 |
| Morris County New Jersey | 5 | $ 30,062,000 | $ 6,012,000 | $ 14,000 |
| Mecklenburg County North Carolina | 5 | $ 2,606,000 | $ 521,000 | $ 0 |
| Oklahoma County Oklahoma | 5 | $ 3,573,000 | $ 714,000 | $ 0 |
| Clackamas County Oregon | 5 | $ 3,599,000 | $ 719,000 | $ 0 |
| Bedford County Pennsylvania | 5 | $ 38,000 | $ 7,000 | $ 30,000 |
| Lehigh County Pennsylvania | 5 | $ 995,000 | $ 199,000 | $ 44,000 |
| Davidson County Tennessee | 5 | $ 3,641,000 | $ 728,000 | $ 0 |
| Snohomish County Washington | 5 | $ 3,345,000 | $ 669,000 | $ 0 |
| Solano County California | 4 | $ 2,027,000 | $ 506,000 | $ 0 |
| Ventura County California | 4 | $ 2,621,000 | $ 655,000 | $ 0 |
| El Paso County Colorado | 4 | $ 2,569,000 | $ 642,000 | $ 0 |
| Summit County Colorado | 4 | $ 2,817,000 | $ 704,000 | $ 0 |
| Fairfield County Connecticut | 4 | $ 3,706,000 | $ 926,000 | $ 0 |
| New Castle County Delaware | 4 | $ 1,590,000 | $ 397,000 | $ 13,000 |
| Orange County Florida | 4 | $ 2,448,000 | $ 612,000 | $ 0 |
| DeKalb County Georgia | 4 | $ 2,236,000 | $ 559,000 | $ 0 |
| Lafayette County Louisiana | 4 | $ 4,255,000 | $ 1,063,000 | $ 0 |
| Anne Arundel County Maryland | 4 | $ 2,559,000 | $ 639,000 | $ 0 |
| Oakland County Michigan | 4 | $ 2,440,000 | $ 610,000 | $ 0 |
| Gloucester County New Jersey | 4 | $ 40,000 | $ 10,000 | $ 59,000 |
| Tulsa County Oklahoma | 4 | $ 2,930,000 | $ 732,000 | $ 0 |
| Multnomah County Oregon | 4 | $ 2,904,000 | $ 726,000 | $ 0 |
| Cumberland County Pennsylvania | 4 | $ 32,000 | $ 8,000 | $ 50,000 |
| Juniata County Pennsylvania | 4 | $ 26,000 | $ 6,000 | $ 39,000 |
| Charleston County South Carolina | 4 | $ 2,732,000 | $ 683,000 | $ 0 |
| Davis County Utah | 4 | $ 2,000,000 | $ 500,000 | $ 0 |
| Arlington County Virginia | 4 | $ 2,280,000 | $ 570,000 | $ 0 |
| Clark County Washington | 4 | $ 2,380,000 | $ 595,000 | $ 0 |
| Monterey County California | 3 | $ 2,065,000 | $ 688,000 | $ 0 |
| Yolo County California | 3 | $ 2,054,000 | $ 684,000 | $ 0 |
| Broomfield County Colorado | 3 | $ 1,572,000 | $ 524,000 | $ 0 |
| Weld County Colorado | 3 | $ 1,588,000 | $ 529,000 | $ 0 |
| New Haven County Connecticut | 3 | $ 1,553,000 | $ 517,000 | $ 0 |
| District of Columbia County District Of Columbia | 3 | $ 3,339,000 | $ 1,113,000 | $ 0 |
| Collier County Florida | 3 | $ 2,346,000 | $ 782,000 | $ 0 |
| East Baton Rouge County Louisiana | 3 | $ 1,645,000 | $ 548,000 | $ 0 |
| Baltimore County Maryland | 3 | $ 2,113,000 | $ 704,000 | $ 0 |
| Bristol County Massachusetts | 3 | $ 1,587,000 | $ 529,000 | $ 0 |
| Carver County Minnesota | 3 | $ 1,843,000 | $ 614,000 | $ 0 |
| St. Charles County Missouri | 3 | $ 1,684,000 | $ 561,000 | $ 0 |
| Douglas County Nebraska | 3 | $ 1,781,000 | $ 593,000 | $ 0 |
| Washoe County Nevada | 3 | $ 2,027,000 | $ 675,000 | $ 0 |
| Rockingham County New Hampshire | 3 | $ 2,064,000 | $ 688,000 | $ 0 |
| Queens County New York | 3 | $ 1,520,000 | $ 506,000 | $ 0 |
| Suffolk County New York | 3 | $ 2,479,000 | $ 826,000 | $ 0 |
| Westchester County New York | 3 | $ 1,629,000 | $ 543,000 | $ 0 |
| New Hanover County North Carolina | 3 | $ 2,018,000 | $ 672,000 | $ 0 |
| Union County North Carolina | 3 | $ 1,851,000 | $ 617,000 | $ 0 |
| Washington County Oregon | 3 | $ 1,682,000 | $ 560,000 | $ 0 |
| Clearfield County Pennsylvania | 3 | $ 26,000 | $ 8,000 | $ 47,000 |
| Lawrence County Pennsylvania | 3 | $ 30,000 | $ 10,000 | $ 50,000 |
| Pike County Pennsylvania | 3 | $ 20,000 | $ 6,000 | $ 35,000 |
| Kendall County Texas | 3 | $ 1,755,000 | $ 585,000 | $ 0 |
| Midland County Texas | 3 | $ 1,583,000 | $ 527,000 | $ 0 |
| Rockwall County Texas | 3 | $ 1,826,000 | $ 608,000 | $ 0 |
| Alexandria County Virginia | 3 | $ 1,992,000 | $ 664,000 | $ 0 |
| Loudoun County Virginia | 3 | $ 2,065,000 | $ 688,000 | $ 0 |
| Jefferson County Alabama | 2 | $ 1,150,000 | $ 575,000 | $ 0 |
| Washington County Arkansas | 2 | $ 1,241,000 | $ 620,000 | $ 0 |
| El Dorado County California | 2 | $ 1,069,000 | $ 534,000 | $ 0 |
| Nevada County California | 2 | $ 1,612,000 | $ 806,000 | $ 0 |
| Sacramento County California | 2 | $ 1,156,000 | $ 578,000 | $ 0 |
| San Joaquin County California | 2 | $ 1,136,000 | $ 568,000 | $ 0 |
| San Luis Obispo County California | 2 | $ 1,319,000 | $ 659,000 | $ 0 |
| Adams County Colorado | 2 | $ 1,029,000 | $ 514,000 | $ 0 |
| Grand County Colorado | 2 | $ 1,228,000 | $ 614,000 | $ 0 |
| Hillsborough County Florida | 2 | $ 972,000 | $ 486,000 | $ 0 |
| Manatee County Florida | 2 | $ 1,653,000 | $ 826,000 | $ 0 |
| Sarasota County Florida | 2 | $ 1,129,000 | $ 564,000 | $ 0 |
| St. Johns County Florida | 2 | $ 1,039,000 | $ 519,000 | $ 0 |
| Honolulu County Hawaii | 2 | $ 1,765,000 | $ 882,000 | $ 0 |
| Ada County Idaho | 2 | $ 1,060,000 | $ 530,000 | $ 0 |
| Kootenai County Idaho | 2 | $ 1,318,000 | $ 659,000 | $ 0 |
| Orleans County Louisiana | 2 | $ 1,520,000 | $ 760,000 | $ 0 |
| Cumberland County Maine | 2 | $ 1,157,000 | $ 578,000 | $ 0 |
| York County Maine | 2 | $ 1,192,000 | $ 596,000 | $ 0 |
| Barnstable County Massachusetts | 2 | $ 1,192,000 | $ 596,000 | $ 0 |
| Worcester County Massachusetts | 2 | $ 1,013,000 | $ 506,000 | $ 0 |
| Livingston County Michigan | 2 | $ 1,596,000 | $ 798,000 | $ 0 |
| Jackson County Missouri | 2 | $ 1,055,000 | $ 527,000 | $ 0 |
| Bergen County New Jersey | 2 | $ 1,624,000 | $ 812,000 | $ 0 |
| Burlington County New Jersey | 2 | $ 25,000 | $ 12,000 | $ 57,000 |
| Cumberland County New Jersey | 2 | $ 4,000 | $ 2,000 | $ 53,000 |
| Essex County New Jersey | 2 | $ 1,745,000 | $ 872,000 | $ 0 |
| Monmouth County New Jersey | 2 | $ 1,368,000 | $ 684,000 | $ 0 |
| Somerset County New Jersey | 2 | $ 1,334,000 | $ 667,000 | $ 0 |
| Union County New Jersey | 2 | $ 1,612,000 | $ 806,000 | $ 0 |
| Bernalillo County New Mexico | 2 | $ 1,401,000 | $ 700,000 | $ 0 |
| Santa Fe County New Mexico | 2 | $ 1,106,000 | $ 553,000 | $ 0 |
| Orange County New York | 2 | $ 20,000 | $ 10,000 | $ 45,000 |
| Richmond County New York | 2 | $ 1,237,000 | $ 618,000 | $ 0 |
| Iredell County North Carolina | 2 | $ 1,046,000 | $ 523,000 | $ 0 |
| Wake County North Carolina | 2 | $ 1,115,000 | $ 557,000 | $ 0 |
| Delaware County Ohio | 2 | $ 1,191,000 | $ 595,000 | $ 0 |
| Cambria County Pennsylvania | 2 | $ 20,000 | $ 10,000 | $ 27,000 |
| Carbon County Pennsylvania | 2 | $ 18,000 | $ 9,000 | $ 14,000 |
| Clarion County Pennsylvania | 2 | $ 20,000 | $ 10,000 | $ 26,000 |
| Forest County Pennsylvania | 2 | $ 11,000 | $ 5,000 | $ 0 |
| Franklin County Pennsylvania | 2 | $ 20,000 | $ 10,000 | $ 26,000 |
| Greenville County South Carolina | 2 | $ 1,334,000 | $ 667,000 | $ 0 |
| Hamilton County Tennessee | 2 | $ 1,129,000 | $ 564,000 | $ 0 |
| Williamson County Tennessee | 2 | $ 1,319,000 | $ 659,000 | $ 0 |
| Comal County Texas | 2 | $ 1,231,000 | $ 615,000 | $ 0 |
| Summit County Utah | 2 | $ 2,552,000 | $ 1,276,000 | $ 0 |
| Virginia Beach County Virginia | 2 | $ 1,112,000 | $ 556,000 | $ 0 |
| Island County Washington | 2 | $ 1,248,000 | $ 624,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Mohave County Arizona | 1 | $ 499,000 | $ 499,000 | $ 0 |
| Yavapai County Arizona | 1 | $ 423,000 | $ 423,000 | $ 0 |
| Benton County Arkansas | 1 | $ 479,000 | $ 479,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 618,000 | $ 618,000 | $ 0 |
| Fresno County California | 1 | $ 702,000 | $ 702,000 | $ 0 |
| Napa County California | 1 | $ 637,000 | $ 637,000 | $ 0 |
| Plumas County California | 1 | $ 541,000 | $ 541,000 | $ 0 |
| Tulare County California | 1 | $ 677,000 | $ 677,000 | $ 0 |
| Garfield County Colorado | 1 | $ 505,000 | $ 505,000 | $ 0 |
| La Plata County Colorado | 1 | $ 763,000 | $ 763,000 | $ 0 |
| Mesa County Colorado | 1 | $ 538,000 | $ 538,000 | $ 0 |
| Montrose County Colorado | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Routt County Colorado | 1 | $ 498,000 | $ 498,000 | $ 0 |
| San Miguel County Colorado | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 688,000 | $ 688,000 | $ 0 |
| Monroe County Florida | 1 | $ 624,000 | $ 624,000 | $ 0 |
| Nassau County Florida | 1 | $ 643,000 | $ 643,000 | $ 0 |
| Osceola County Florida | 1 | $ 469,000 | $ 469,000 | $ 0 |
| Pasco County Florida | 1 | $ 458,000 | $ 458,000 | $ 0 |
| Pinellas County Florida | 1 | $ 673,000 | $ 673,000 | $ 0 |
| Walton County Florida | 1 | $ 614,000 | $ 614,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 570,000 | $ 570,000 | $ 0 |
| Fayette County Georgia | 1 | $ 647,000 | $ 647,000 | $ 0 |
| Glynn County Georgia | 1 | $ 579,000 | $ 579,000 | $ 0 |
| Hall County Georgia | 1 | $ 518,000 | $ 518,000 | $ 0 |
| Bonneville County Idaho | 1 | $ 638,000 | $ 638,000 | $ 0 |
| Kendall County Illinois | 1 | $ 578,000 | $ 578,000 | $ 0 |
| Will County Illinois | 1 | $ 568,000 | $ 568,000 | $ 0 |
| Dallas County Iowa | 1 | $ 866,000 | $ 866,000 | $ 0 |
| Douglas County Kansas | 1 | $ 630,000 | $ 630,000 | $ 0 |
| Calcasieu County Louisiana | 1 | $ 469,000 | $ 469,000 | $ 0 |
| East Feliciana County Louisiana | 1 | $ 558,000 | $ 558,000 | $ 0 |
| Jefferson County Louisiana | 1 | $ 638,000 | $ 638,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 827,000 | $ 827,000 | $ 0 |
| Carroll County Maryland | 1 | $ 514,000 | $ 514,000 | $ 0 |
| Frederick County Maryland | 1 | $ 597,000 | $ 597,000 | $ 0 |
| Nantucket County Massachusetts | 1 | $ 1,011,000 | $ 1,011,000 | $ 0 |
| Allegan County Michigan | 1 | $ 592,000 | $ 592,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 602,000 | $ 602,000 | $ 0 |
| Wayne County Michigan | 1 | $ 696,000 | $ 696,000 | $ 0 |
| Dakota County Minnesota | 1 | $ 528,000 | $ 528,000 | $ 0 |
| Scott County Minnesota | 1 | $ 448,000 | $ 448,000 | $ 0 |
| Madison County Mississippi | 1 | $ 627,000 | $ 627,000 | $ 0 |
| Monroe County Mississippi | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Camden County Missouri | 1 | $ 611,000 | $ 611,000 | $ 0 |
| Jefferson County Missouri | 1 | $ 838,000 | $ 838,000 | $ 0 |
| Gallatin County Montana | 1 | $ 899,000 | $ 899,000 | $ 0 |
| Sarpy County Nebraska | 1 | $ 553,000 | $ 553,000 | $ 0 |
| Belknap County New Hampshire | 1 | $ 1,336,000 | $ 1,336,000 | $ 0 |
| Hillsborough County New Hampshire | 1 | $ 654,000 | $ 654,000 | $ 0 |
| Atlantic County New Jersey | 1 | $ 641,000 | $ 641,000 | $ 0 |
| Cape May County New Jersey | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Hunterdon County New Jersey | 1 | $ 424,000 | $ 424,000 | $ 0 |
| Mercer County New Jersey | 1 | $ 2,000 | $ 2,000 | $ 80,000 |
| Broome County New York | 1 | $ 10,000 | $ 10,000 | $ 106,000 |
| Madison County New York | 1 | $ 4,000 | $ 4,000 | $ 24,000 |
| Nassau County New York | 1 | $ 995,000 | $ 995,000 | $ 0 |
| Putnam County New York | 1 | $ 469,000 | $ 469,000 | $ 0 |
| Rockland County New York | 1 | $ 969,000 | $ 969,000 | $ 0 |
| Sullivan County New York | 1 | $ 9,000 | $ 9,000 | $ 38,000 |
| Buncombe County North Carolina | 1 | $ 559,000 | $ 559,000 | $ 0 |
| Dare County North Carolina | 1 | $ 907,000 | $ 907,000 | $ 0 |
| Moore County North Carolina | 1 | $ 696,000 | $ 696,000 | $ 0 |
| Pender County North Carolina | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Cass County North Dakota | 1 | $ 773,000 | $ 773,000 | $ 0 |
| Butler County Ohio | 1 | $ 874,000 | $ 874,000 | $ 0 |
| Clermont County Ohio | 1 | $ 540,000 | $ 540,000 | $ 0 |
| Franklin County Ohio | 1 | $ 489,000 | $ 489,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 793,000 | $ 793,000 | $ 0 |
| Cleveland County Oklahoma | 1 | $ 701,000 | $ 701,000 | $ 0 |
| McClain County Oklahoma | 1 | $ 460,000 | $ 460,000 | $ 0 |
| Deschutes County Oregon | 1 | $ 558,000 | $ 558,000 | $ 0 |
| Lane County Oregon | 1 | $ 818,000 | $ 818,000 | $ 0 |
| Marion County Oregon | 1 | $ 499,000 | $ 499,000 | $ 0 |
| Centre County Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 34,000 |
| Huntingdon County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 13,000 |
| Indiana County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 41,000 |
| Lackawanna County Pennsylvania | 1 | $ 8,000 | $ 8,000 | $ 55,000 |
| Lebanon County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 70,000 |
| Schuylkill County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 39,000 |
| Wayne County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 68,000 |
| Newport County Rhode Island | 1 | $ 1,362,000 | $ 1,362,000 | $ 0 |
| Berkeley County South Carolina | 1 | $ 568,000 | $ 568,000 | $ 0 |
| Oconee County South Carolina | 1 | $ 712,000 | $ 712,000 | $ 0 |
| Richland County South Carolina | 1 | $ 453,000 | $ 453,000 | $ 0 |
| York County South Carolina | 1 | $ 478,000 | $ 478,000 | $ 0 |
| Fayette County Tennessee | 1 | $ 548,000 | $ 548,000 | $ 0 |
| Marion County Tennessee | 1 | $ 467,000 | $ 467,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 497,000 | $ 497,000 | $ 0 |
| Brazoria County Texas | 1 | $ 461,000 | $ 461,000 | $ 0 |
| Brazos County Texas | 1 | $ 518,000 | $ 518,000 | $ 0 |
| Chambers County Texas | 1 | $ 449,000 | $ 449,000 | $ 0 |
| Grayson County Texas | 1 | $ 569,000 | $ 569,000 | $ 0 |
| Hays County Texas | 1 | $ 696,000 | $ 696,000 | $ 0 |
| Henderson County Texas | 1 | $ 524,000 | $ 524,000 | $ 0 |
| Llano County Texas | 1 | $ 501,000 | $ 501,000 | $ 0 |
| Lubbock County Texas | 1 | $ 892,000 | $ 892,000 | $ 0 |
| Nueces County Texas | 1 | $ 578,000 | $ 578,000 | $ 0 |
| Parker County Texas | 1 | $ 458,000 | $ 458,000 | $ 0 |
| Titus County Texas | 1 | $ 578,000 | $ 578,000 | $ 0 |
| Tom Green County Texas | 1 | $ 703,000 | $ 703,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 454,000 | $ 454,000 | $ 0 |
| Wasatch County Utah | 1 | $ 868,000 | $ 868,000 | $ 0 |
| Washington County Utah | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Weber County Utah | 1 | $ 469,000 | $ 469,000 | $ 0 |
| Chittenden County Vermont | 1 | $ 499,000 | $ 499,000 | $ 0 |
| Charles City County Virginia | 1 | $ 748,000 | $ 748,000 | $ 0 |
| Falls Church County Virginia | 1 | $ 701,000 | $ 701,000 | $ 0 |
| Franklin County Virginia | 1 | $ 539,000 | $ 539,000 | $ 0 |
| James City County Virginia | 1 | $ 447,000 | $ 447,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 478,000 | $ 478,000 | $ 0 |
| Northampton County Virginia | 1 | $ 624,000 | $ 624,000 | $ 0 |
| Prince William County Virginia | 1 | $ 451,000 | $ 451,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 1,002,000 | $ 1,002,000 | $ 0 |
| Douglas County Washington | 1 | $ 499,000 | $ 499,000 | $ 0 |
| Pierce County Washington | 1 | $ 471,000 | $ 471,000 | $ 0 |
| Whatcom County Washington | 1 | $ 654,000 | $ 654,000 | $ 0 |
| Tucker County West Virginia | 1 | $ 432,000 | $ 432,000 | $ 0 |
| Dane County Wisconsin | 1 | $ 546,000 | $ 546,000 | $ 0 |
| Walworth County Wisconsin | 1 | $ 541,000 | $ 541,000 | $ 0 |
| Waukesha County Wisconsin | 1 | $ 574,000 | $ 574,000 | $ 0 |
| Teton County Wyoming | 1 | $ 997,000 | $ 997,000 | $ 0 |
Mortgage Loan Application Detail Totals for Citizens Bank Of Pennsylvania in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 2,176 | $40,226,000 | $18,000 | $23,100,000 | $40,000 | $1,920,000 |
| Home Purchase | 947 | $656,753,000 | $693,000 | $28,000,000 | $0 | $0 |
| Refinancing | 635 | $529,659,000 | $834,000 | $23,000,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,583 | $1,209,512,000 | $764,000 | $28,000,000 | $0 | $0 |
| White | 962 | $7,669,000 | $7,000 | $25,000 | $42,000 | $1,165,000 |
| Black or African American | 828 | $6,305,000 | $7,000 | $25,000 | $36,000 | $1,207,000 |
| Hispanic | 252 | $2,031,000 | $8,000 | $15,000 | $33,000 | $154,000 |
| Not Provided | 70 | $530,000 | $7,000 | $15,000 | $44,000 | $230,000 |
| Asian | 42 | $399,000 | $9,000 | $15,000 | $40,000 | $100,000 |
| American Indian or Alaskan Native | 17 | $154,000 | $9,000 | $15,000 | $184,000 | $1,920,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $38,000 | $9,000 | $10,000 | $41,000 | $82,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,758 | $1,226,638,000 | $326,000 | $28,000,000 | $23,000 | $1,920,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 1,720 | $66,901,000 | $38,000 | $28,000,000 | $41,000 | $1,920,000 |
| Loan Purchased By The Institution | 1,576 | $1,088,052,000 | $690,000 | $2,458,000 | $0 | $0 |
| Loan Originated | 399 | $48,086,000 | $120,000 | $23,000,000 | $34,000 | $194,000 |
| Application Approved But Not Accepted | 55 | $23,525,000 | $427,000 | $23,100,000 | $47,000 | $230,000 |
| Application Withdrawn By Applicant | 8 | $74,000 | $9,000 | $15,000 | $35,000 | $62,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 753 | $5,366,000 | $7,000 | $25,000 | $38,000 | $1,920,000 |
| Debt-To-Income Ratio | 552 | $4,640,000 | $8,000 | $20,000 | $35,000 | $280,000 |
| Other | 346 | $28,376,000 | $82,000 | $14,100,000 | $58,000 | $1,207,000 |
| Unverifiable Information | 59 | $453,000 | $7,000 | $10,000 | $33,000 | $75,000 |
| Employment History | 7 | $52,000 | $7,000 | $10,000 | $19,000 | $37,000 |
| Collateral | 2 | $28,004,000 | $14,002,000 | $28,000,000 | $11,000 | $23,000 |
| Credit Application Incomplete | 1 | $10,000 | $10,000 | $10,000 | $38,000 | $38,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Bank Of Pennsylvania's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citizens Bank Of Pennsylvania's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.