Citizens Bank Of Pennsylvania
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Citizens Bank Of Pennsylvania 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Citizens Bank Of Pennsylvania One Logan Square, 130 North 18Th Street Philadelphia, PA 19103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,758 |
| Total Mortgage Loan Application Amount | $1,226,638,000 |
| Average Mortgage Loan Application Amount | $515,000 |
| Highest Mortgage Loan Application Amount | $28,000,000 |
| Average Applicant Income | $13,333 |
| Highest Applicant Income | $1,920,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Citizens Bank Of Pennsylvania. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Citizens Bank Of Pennsylvania's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Citizens Bank Of Pennsylvania's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Citizens Bank Of Pennsylvania serves its applicants.
Each category highlights the total number of mortgage applications processed by Citizens Bank Of Pennsylvania, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Citizens Bank Of Pennsylvania's mortgage activity for 2015.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PHILADELPHIA, PA | 1,093 | $ 54,165,000 | $ 49,000 | $ 39,000 |
| PITTSBURGH, PA | 536 | $ 19,508,000 | $ 36,000 | $ 40,000 |
| READING, PA | 136 | $ 1,082,000 | $ 7,000 | $ 34,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 110 | $ 5,559,000 | $ 50,000 | $ 48,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 85 | $ 68,970,000 | $ 811,000 | $ 0 |
| OAKLAND-HAYWARD-BERKELEY, CA | 82 | $ 62,902,000 | $ 767,000 | $ 0 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 77 | $ 67,848,000 | $ 881,000 | $ 0 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 77 | $ 62,148,000 | $ 807,000 | $ 0 |
| DALLAS-PLANO-IRVING, TX | 74 | $ 46,425,000 | $ 627,000 | $ 0 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 74 | $ 45,783,000 | $ 618,000 | $ 0 |
| DENVER-AURORA-LAKEWOOD, CO | 71 | $ 41,294,000 | $ 581,000 | $ 0 |
| SAN DIEGO-CARLSBAD, CA | 71 | $ 51,148,000 | $ 720,000 | $ 0 |
| SEATTLE-BELLEVUE-EVERETT, WA | 61 | $ 42,370,000 | $ 694,000 | $ 0 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 51 | $ 42,344,000 | $ 830,000 | $ 0 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 50 | $ 32,500,000 | $ 650,000 | $ 0 |
| ERIE, PA | 45 | $ 304,000 | $ 6,000 | $ 56,000 |
| AUSTIN-ROUND ROCK, TX | 35 | $ 21,171,000 | $ 604,000 | $ 0 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 35 | $ 21,721,000 | $ 620,000 | $ 0 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 35 | $ 287,000 | $ 8,000 | $ 32,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 34 | $ 24,421,000 | $ 896,500 | $ 0 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 33 | $ 22,332,000 | $ 707,000 | $ 1,500 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 31 | $ 20,267,000 | $ 653,000 | $ 0 |
| CAMDEN, NJ | 28 | $ 11,427,000 | $ 408,000 | $ 48,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 27 | $ 16,652,000 | $ 616,000 | $ 0 |
| ALTOONA, PA | 26 | $ 192,000 | $ 7,000 | $ 33,000 |
| BOSTON, MA | 25 | $ 15,512,000 | $ 620,000 | $ 0 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 23 | $ 13,125,000 | $ 570,000 | $ 0 |
| HARRISBURG-CARLISLE, PA | 22 | $ 142,000 | $ 6,000 | $ 40,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 22 | $ 13,747,000 | $ 624,000 | $ 0 |
| SAN RAFAEL, CA | 21 | $ 16,642,000 | $ 792,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 19 | $ 13,132,000 | $ 691,000 | $ 0 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 18 | $ 11,292,000 | $ 627,000 | $ 0 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 17 | $ 11,016,000 | $ 648,000 | $ 0 |
| YORK-HANOVER, PA | 17 | $ 117,000 | $ 6,000 | $ 37,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 16 | $ 10,565,000 | $ 638,500 | $ 0 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 15 | $ 9,558,000 | $ 637,000 | $ 0 |
| NEWARK, NJ-PA | 15 | $ 35,197,000 | $ 1,468,500 | $ 20,000 |
| BOULDER, CO | 13 | $ 8,544,000 | $ 657,000 | $ 0 |
| LANCASTER, PA | 13 | $ 121,000 | $ 9,000 | $ 134,000 |
| ST. LOUIS, MO-IL | 13 | $ 8,579,000 | $ 659,000 | $ 0 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 13 | $ 7,167,000 | $ 551,000 | $ 0 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 13 | $ 84,000 | $ 6,000 | $ 27,000 |
| KANSAS CITY, MO-KS | 12 | $ 6,582,000 | $ 539,500 | $ 0 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 11 | $ 5,981,000 | $ 514,000 | $ 0 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 10 | $ 7,166,000 | $ 716,000 | $ 0 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 9 | $ 5,913,000 | $ 657,000 | $ 0 |
| SANTA ROSA, CA | 9 | $ 5,959,000 | $ 662,000 | $ 0 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 9 | $ 28,964,000 | $ 3,218,000 | $ 0 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 7 | $ 1,013,000 | $ 144,000 | $ 36,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 7 | $ 4,787,000 | $ 683,000 | $ 0 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 7 | $ 4,960,000 | $ 708,000 | $ 0 |
| OKLAHOMA CITY, OK | 7 | $ 4,734,000 | $ 676,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 7 | $ 5,440,000 | $ 777,000 | $ 0 |
| BREMERTON-SILVERDALE, WA | 6 | $ 3,828,000 | $ 638,000 | $ 0 |
| EAST STROUDSBURG, PA | 6 | $ 51,000 | $ 8,000 | $ 56,000 |
| FORT COLLINS, CO | 6 | $ 3,579,000 | $ 596,000 | $ 0 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 6 | $ 3,559,000 | $ 593,000 | $ 0 |
| PROVO-OREM, UT | 6 | $ 4,393,000 | $ 732,000 | $ 0 |
| SANTA MARIA-SANTA BARBARA, CA | 6 | $ 6,266,000 | $ 1,044,000 | $ 0 |
| SAVANNAH, GA | 6 | $ 2,863,000 | $ 477,000 | $ 0 |
| WARREN-TROY-FARMINGTON HILLS, MI | 6 | $ 4,036,000 | $ 672,000 | $ 0 |
| CAPE CORAL-FORT MYERS, FL | 5 | $ 3,506,000 | $ 701,000 | $ 0 |
| CHARLESTON-NORTH CHARLESTON, SC | 5 | $ 3,300,000 | $ 660,000 | $ 0 |
| ELGIN, IL | 5 | $ 3,938,000 | $ 787,000 | $ 0 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 5 | $ 2,637,000 | $ 527,000 | $ 0 |
| OGDEN-CLEARFIELD, UT | 5 | $ 2,469,000 | $ 493,000 | $ 0 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 5 | $ 2,917,000 | $ 583,000 | $ 0 |
| BATON ROUGE, LA | 4 | $ 2,203,000 | $ 550,000 | $ 0 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 4 | $ 3,706,000 | $ 926,000 | $ 0 |
| COLORADO SPRINGS, CO | 4 | $ 2,569,000 | $ 642,000 | $ 0 |
| LAFAYETTE, LA | 4 | $ 4,255,000 | $ 1,063,000 | $ 0 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 4 | $ 3,474,000 | $ 868,000 | $ 0 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 4 | $ 2,782,000 | $ 695,000 | $ 0 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 4 | $ 2,334,000 | $ 583,000 | $ 0 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 4 | $ 2,621,000 | $ 655,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND, ME | 4 | $ 2,349,000 | $ 587,000 | $ 0 |
| PROVIDENCE-WARWICK, RI-MA | 4 | $ 2,949,000 | $ 945,500 | $ 0 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 4 | $ 2,103,000 | $ 525,000 | $ 0 |
| TULSA, OK | 4 | $ 2,930,000 | $ 732,000 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 4 | $ 2,027,000 | $ 506,000 | $ 0 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 4 | $ 2,037,000 | $ 509,000 | $ 0 |
| WILMINGTON, DE-MD-NJ | 4 | $ 1,590,000 | $ 397,000 | $ 13,000 |
| WILMINGTON, NC | 4 | $ 2,513,000 | $ 628,000 | $ 0 |
| CHATTANOOGA, TN-GA | 3 | $ 1,596,000 | $ 532,000 | $ 0 |
| CINCINNATI, OH-KY-IN | 3 | $ 2,207,000 | $ 735,000 | $ 0 |
| COLUMBUS, OH | 3 | $ 1,680,000 | $ 560,000 | $ 0 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 3 | $ 1,720,000 | $ 573,000 | $ 0 |
| GREELEY, CO | 3 | $ 1,588,000 | $ 529,000 | $ 0 |
| JACKSONVILLE, FL | 3 | $ 1,682,000 | $ 560,000 | $ 0 |
| MIDLAND, TX | 3 | $ 1,583,000 | $ 527,000 | $ 0 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 3 | $ 2,346,000 | $ 782,000 | $ 0 |
| NEW HAVEN-MILFORD, CT | 3 | $ 1,553,000 | $ 517,000 | $ 0 |
| NEW ORLEANS-METAIRIE, LA | 3 | $ 2,158,000 | $ 719,000 | $ 0 |
| RENO, NV | 3 | $ 2,027,000 | $ 675,000 | $ 0 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 3 | $ 2,064,000 | $ 688,000 | $ 0 |
| SALINAS, CA | 3 | $ 2,065,000 | $ 688,000 | $ 0 |
| ALBUQUERQUE, NM | 2 | $ 1,401,000 | $ 700,000 | $ 0 |
| BARNSTABLE TOWN, MA | 2 | $ 1,192,000 | $ 596,000 | $ 0 |
| BIRMINGHAM-HOOVER, AL | 2 | $ 1,150,000 | $ 575,000 | $ 0 |
| BOISE CITY, ID | 2 | $ 1,060,000 | $ 530,000 | $ 0 |
| CHAMBERSBURG-WAYNESBORO, PA | 2 | $ 20,000 | $ 10,000 | $ 26,000 |
| COEUR D'ALENE, ID | 2 | $ 1,318,000 | $ 659,000 | $ 0 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 2 | $ 1,334,000 | $ 667,000 | $ 0 |
| JOHNSTOWN, PA | 2 | $ 20,000 | $ 10,000 | $ 27,000 |
| MEMPHIS, TN-MS-AR | 2 | $ 1,045,000 | $ 522,000 | $ 0 |
| RALEIGH, NC | 2 | $ 1,115,000 | $ 557,000 | $ 0 |
| RICHMOND, VA | 2 | $ 1,750,000 | $ 875,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 2 | $ 1,319,000 | $ 659,000 | $ 0 |
| SANTA FE, NM | 2 | $ 1,106,000 | $ 553,000 | $ 0 |
| STOCKTON-LODI, CA | 2 | $ 1,136,000 | $ 568,000 | $ 0 |
| URBAN HONOLULU, HI | 2 | $ 1,765,000 | $ 882,000 | $ 0 |
| VINELAND-BRIDGETON, NJ | 2 | $ 4,000 | $ 2,000 | $ 53,000 |
| WORCESTER, MA-CT | 2 | $ 1,013,000 | $ 506,000 | $ 0 |
| ANN ARBOR, MI | 1 | $ 602,000 | $ 602,000 | $ 0 |
| ASHEVILLE, NC | 1 | $ 559,000 | $ 559,000 | $ 0 |
| ATLANTIC CITY-HAMMONTON, NJ | 1 | $ 641,000 | $ 641,000 | $ 0 |
| BELLINGHAM, WA | 1 | $ 654,000 | $ 654,000 | $ 0 |
| BEND-REDMOND, OR | 1 | $ 558,000 | $ 558,000 | $ 0 |
| BINGHAMTON, NY | 1 | $ 10,000 | $ 10,000 | $ 106,000 |
| BRUNSWICK, GA | 1 | $ 579,000 | $ 579,000 | $ 0 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 499,000 | $ 499,000 | $ 0 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 518,000 | $ 518,000 | $ 0 |
| COLUMBIA, SC | 1 | $ 453,000 | $ 453,000 | $ 0 |
| CORPUS CHRISTI, TX | 1 | $ 578,000 | $ 578,000 | $ 0 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 1 | $ 614,000 | $ 614,000 | $ 0 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 1 | $ 615,000 | $ 615,000 | $ 0 |
| DES MOINES-WEST DES MOINES, IA | 1 | $ 866,000 | $ 866,000 | $ 0 |
| DETROIT-DEARBORN-LIVONIA, MI | 1 | $ 696,000 | $ 696,000 | $ 0 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 1 | $ 469,000 | $ 469,000 | $ 0 |
| EUGENE, OR | 1 | $ 818,000 | $ 818,000 | $ 0 |
| FARGO, ND-MN | 1 | $ 773,000 | $ 773,000 | $ 0 |
| FRESNO, CA | 1 | $ 702,000 | $ 702,000 | $ 0 |
| GAINESVILLE, GA | 1 | $ 518,000 | $ 518,000 | $ 0 |
| GRAND JUNCTION, CO | 1 | $ 538,000 | $ 538,000 | $ 0 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 1 | $ 688,000 | $ 688,000 | $ 0 |
| IDAHO FALLS, ID | 1 | $ 638,000 | $ 638,000 | $ 0 |
| JACKSON, MS | 1 | $ 627,000 | $ 627,000 | $ 0 |
| LAKE CHARLES, LA | 1 | $ 469,000 | $ 469,000 | $ 0 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 499,000 | $ 499,000 | $ 0 |
| LAWRENCE, KS | 1 | $ 630,000 | $ 630,000 | $ 0 |
| LEBANON, PA | 1 | $ 10,000 | $ 10,000 | $ 70,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1 | $ 618,000 | $ 618,000 | $ 0 |
| LUBBOCK, TX | 1 | $ 892,000 | $ 892,000 | $ 0 |
| MADISON, WI | 1 | $ 546,000 | $ 546,000 | $ 0 |
| MANCHESTER-NASHUA, NH | 1 | $ 654,000 | $ 654,000 | $ 0 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1 | $ 574,000 | $ 574,000 | $ 0 |
| NAPA, CA | 1 | $ 637,000 | $ 637,000 | $ 0 |
| OCEAN CITY, NJ | 1 | $ 480,000 | $ 480,000 | $ 0 |
| PRESCOTT, AZ | 1 | $ 423,000 | $ 423,000 | $ 0 |
| ROANOKE, VA | 1 | $ 539,000 | $ 539,000 | $ 0 |
| SALEM, OR | 1 | $ 499,000 | $ 499,000 | $ 0 |
| SALT LAKE CITY, UT | 1 | $ 454,000 | $ 454,000 | $ 0 |
| SAN ANGELO, TX | 1 | $ 703,000 | $ 703,000 | $ 0 |
| SHERMAN-DENISON, TX | 1 | $ 569,000 | $ 569,000 | $ 0 |
| ST. GEORGE, UT | 1 | $ 595,000 | $ 595,000 | $ 0 |
| STATE COLLEGE, PA | 1 | $ 5,000 | $ 5,000 | $ 34,000 |
| SYRACUSE, NY | 1 | $ 4,000 | $ 4,000 | $ 24,000 |
| TACOMA-LAKEWOOD, WA | 1 | $ 471,000 | $ 471,000 | $ 0 |
| TRENTON, NJ | 1 | $ 2,000 | $ 2,000 | $ 80,000 |
| VISALIA-PORTERVILLE, CA | 1 | $ 677,000 | $ 677,000 | $ 0 |
| WENATCHEE, WA | 1 | $ 499,000 | $ 499,000 | $ 0 |
Mortgage Loan Application Detail Totals for Citizens Bank Of Pennsylvania in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 2,176 | $40,226,000 | $18,000 | $23,100,000 | $40,000 | $1,920,000 |
| Home Purchase | 947 | $656,753,000 | $693,000 | $28,000,000 | $0 | $0 |
| Refinancing | 635 | $529,659,000 | $834,000 | $23,000,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,583 | $1,209,512,000 | $764,000 | $28,000,000 | $0 | $0 |
| White | 962 | $7,669,000 | $7,000 | $25,000 | $42,000 | $1,165,000 |
| Black or African American | 828 | $6,305,000 | $7,000 | $25,000 | $36,000 | $1,207,000 |
| Hispanic | 252 | $2,031,000 | $8,000 | $15,000 | $33,000 | $154,000 |
| Not Provided | 70 | $530,000 | $7,000 | $15,000 | $44,000 | $230,000 |
| Asian | 42 | $399,000 | $9,000 | $15,000 | $40,000 | $100,000 |
| American Indian or Alaskan Native | 17 | $154,000 | $9,000 | $15,000 | $184,000 | $1,920,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $38,000 | $9,000 | $10,000 | $41,000 | $82,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,758 | $1,226,638,000 | $326,000 | $28,000,000 | $23,000 | $1,920,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 1,720 | $66,901,000 | $38,000 | $28,000,000 | $41,000 | $1,920,000 |
| Loan Purchased By The Institution | 1,576 | $1,088,052,000 | $690,000 | $2,458,000 | $0 | $0 |
| Loan Originated | 399 | $48,086,000 | $120,000 | $23,000,000 | $34,000 | $194,000 |
| Application Approved But Not Accepted | 55 | $23,525,000 | $427,000 | $23,100,000 | $47,000 | $230,000 |
| Application Withdrawn By Applicant | 8 | $74,000 | $9,000 | $15,000 | $35,000 | $62,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 753 | $5,366,000 | $7,000 | $25,000 | $38,000 | $1,920,000 |
| Debt-To-Income Ratio | 552 | $4,640,000 | $8,000 | $20,000 | $35,000 | $280,000 |
| Other | 346 | $28,376,000 | $82,000 | $14,100,000 | $58,000 | $1,207,000 |
| Unverifiable Information | 59 | $453,000 | $7,000 | $10,000 | $33,000 | $75,000 |
| Employment History | 7 | $52,000 | $7,000 | $10,000 | $19,000 | $37,000 |
| Collateral | 2 | $28,004,000 | $14,002,000 | $28,000,000 | $11,000 | $23,000 |
| Credit Application Incomplete | 1 | $10,000 | $10,000 | $10,000 | $38,000 | $38,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Bank Of Pennsylvania's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citizens Bank Of Pennsylvania's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.