Citizens Bank Of Rhode Island
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Citizens Bank Of Rhode Island 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Citizens Bank Of Rhode Island One Citizens Plaza Providence, RI 02903 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,722 |
| Total Mortgage Loan Application Amount | $556,549,000 |
| Average Mortgage Loan Application Amount | $375,571 |
| Highest Mortgage Loan Application Amount | $3,600,000 |
| Average Applicant Income | $27,987 |
| Highest Applicant Income | $2,078,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Citizens Bank Of Rhode Island. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Citizens Bank Of Rhode Island's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Citizens Bank Of Rhode Island's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Citizens Bank Of Rhode Island serves its applicants.
Each category highlights the total number of mortgage applications processed by Citizens Bank Of Rhode Island, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Citizens Bank Of Rhode Island's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Providence County Rhode Island | 3,137 | $ 246,360,000 | $ 78,000 | $ 73,000 |
| Kent County Rhode Island | 1,048 | $ 79,633,000 | $ 75,000 | $ 77,000 |
| Washington County Rhode Island | 598 | $ 52,794,000 | $ 88,000 | $ 87,000 |
| Bristol County Rhode Island | 239 | $ 24,471,000 | $ 102,000 | $ 86,000 |
| Newport County Rhode Island | 183 | $ 22,940,000 | $ 125,000 | $ 108,000 |
| Bristol County Massachusetts | 124 | $ 13,409,000 | $ 108,000 | $ 82,000 |
| Windham County Connecticut | 30 | $ 3,169,000 | $ 105,000 | $ 59,000 |
| Worcester County Massachusetts | 22 | $ 2,359,000 | $ 107,000 | $ 79,000 |
| New London County Connecticut | 12 | $ 795,000 | $ 66,000 | $ 105,000 |
| Los Angeles County California | 10 | $ 3,879,000 | $ 387,000 | $ 0 |
| Norfolk County Massachusetts | 10 | $ 1,524,000 | $ 152,000 | $ 106,000 |
| District of Columbia County District Of Columbia | 9 | $ 4,315,000 | $ 479,000 | $ 0 |
| Barnstable County Massachusetts | 8 | $ 1,702,000 | $ 212,000 | $ 94,000 |
| Oneida County New York | 8 | $ 77,000 | $ 9,000 | $ 26,000 |
| Middlesex County Massachusetts | 6 | $ 1,294,000 | $ 215,000 | $ 105,000 |
| Plymouth County Massachusetts | 6 | $ 295,000 | $ 49,000 | $ 78,000 |
| Erie County New York | 6 | $ 134,000 | $ 22,000 | $ 32,000 |
| Blair County Pennsylvania | 6 | $ 65,000 | $ 10,000 | $ 28,000 |
| Queens County New York | 5 | $ 2,007,000 | $ 401,000 | $ 0 |
| Maricopa County Arizona | 4 | $ 1,863,000 | $ 465,000 | $ 0 |
| Alameda County California | 4 | $ 1,429,000 | $ 357,000 | $ 0 |
| San Mateo County California | 4 | $ 1,766,000 | $ 441,000 | $ 0 |
| Fairfield County Connecticut | 4 | $ 1,859,000 | $ 464,000 | $ 43,000 |
| Cook County Illinois | 4 | $ 1,895,000 | $ 473,000 | $ 0 |
| York County Maine | 4 | $ 157,000 | $ 39,000 | $ 86,000 |
| Suffolk County Massachusetts | 4 | $ 801,000 | $ 200,000 | $ 31,000 |
| Nassau County New York | 4 | $ 1,277,000 | $ 319,000 | $ 0 |
| Harris County Texas | 4 | $ 1,261,000 | $ 315,000 | $ 0 |
| Orange County California | 3 | $ 1,497,000 | $ 499,000 | $ 0 |
| Riverside County California | 3 | $ 1,369,000 | $ 456,000 | $ 0 |
| San Diego County California | 3 | $ 2,244,000 | $ 748,000 | $ 0 |
| San Joaquin County California | 3 | $ 1,697,000 | $ 565,000 | $ 0 |
| Denver County Colorado | 3 | $ 1,631,000 | $ 543,000 | $ 0 |
| Collier County Florida | 3 | $ 1,380,000 | $ 460,000 | $ 42,000 |
| Duval County Florida | 3 | $ 1,499,000 | $ 499,000 | $ 0 |
| Palm Beach County Florida | 3 | $ 808,000 | $ 269,000 | $ 0 |
| Fulton County Georgia | 3 | $ 2,389,000 | $ 796,000 | $ 0 |
| Essex County Massachusetts | 3 | $ 109,000 | $ 36,000 | $ 49,000 |
| St. Louis County Missouri | 3 | $ 1,548,000 | $ 516,000 | $ 0 |
| Clark County Nevada | 3 | $ 1,061,000 | $ 353,000 | $ 0 |
| Albany County New York | 3 | $ 194,000 | $ 64,000 | $ 135,000 |
| Franklin County New York | 3 | $ 158,000 | $ 52,000 | $ 31,000 |
| Onondaga County New York | 3 | $ 158,000 | $ 52,000 | $ 41,000 |
| Dallas County Texas | 3 | $ 2,674,000 | $ 891,000 | $ 0 |
| Fort Bend County Texas | 3 | $ 638,000 | $ 212,000 | $ 0 |
| Windsor County Vermont | 3 | $ 419,000 | $ 139,000 | $ 60,000 |
| King County Washington | 3 | $ 1,168,000 | $ 389,000 | $ 0 |
| Gila County Arizona | 2 | $ 946,000 | $ 473,000 | $ 0 |
| Mohave County Arizona | 2 | $ 1,191,000 | $ 595,000 | $ 0 |
| Tulare County California | 2 | $ 811,000 | $ 405,000 | $ 0 |
| Hillsborough County Florida | 2 | $ 162,000 | $ 81,000 | $ 0 |
| Lee County Florida | 2 | $ 218,000 | $ 109,000 | $ 35,000 |
| Cumberland County Maine | 2 | $ 596,000 | $ 298,000 | $ 128,000 |
| Montgomery County Maryland | 2 | $ 1,811,000 | $ 905,000 | $ 0 |
| Dukes County Massachusetts | 2 | $ 860,000 | $ 430,000 | $ 55,000 |
| Oakland County Michigan | 2 | $ 572,000 | $ 286,000 | $ 0 |
| Gallatin County Montana | 2 | $ 1,027,000 | $ 513,000 | $ 0 |
| Douglas County Nebraska | 2 | $ 1,107,000 | $ 553,000 | $ 0 |
| Cheshire County New Hampshire | 2 | $ 81,000 | $ 40,000 | $ 57,000 |
| Grafton County New Hampshire | 2 | $ 130,000 | $ 65,000 | $ 115,000 |
| Atlantic County New Jersey | 2 | $ 231,000 | $ 115,000 | $ 71,000 |
| Clinton County New York | 2 | $ 31,000 | $ 15,000 | $ 29,000 |
| Monroe County New York | 2 | $ 47,000 | $ 23,000 | $ 155,000 |
| Ontario County New York | 2 | $ 218,000 | $ 109,000 | $ 71,000 |
| Davidson County Tennessee | 2 | $ 845,000 | $ 422,000 | $ 0 |
| Hamilton County Tennessee | 2 | $ 655,000 | $ 327,000 | $ 0 |
| Knox County Tennessee | 2 | $ 1,210,000 | $ 605,000 | $ 0 |
| Collin County Texas | 2 | $ 705,000 | $ 352,000 | $ 0 |
| Montgomery County Texas | 2 | $ 997,000 | $ 498,000 | $ 0 |
| Fairfax County Virginia | 2 | $ 854,000 | $ 427,000 | $ 0 |
| Thurston County Washington | 2 | $ 899,000 | $ 449,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 547,000 | $ 547,000 | $ 0 |
| Yavapai County Arizona | 1 | $ 1,087,000 | $ 1,087,000 | $ 0 |
| El Dorado County California | 1 | $ 414,000 | $ 414,000 | $ 0 |
| Nevada County California | 1 | $ 546,000 | $ 546,000 | $ 0 |
| Placer County California | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Sacramento County California | 1 | $ 495,000 | $ 495,000 | $ 0 |
| San Francisco County California | 1 | $ 547,000 | $ 547,000 | $ 0 |
| Sonoma County California | 1 | $ 389,000 | $ 389,000 | $ 0 |
| Stanislaus County California | 1 | $ 453,000 | $ 453,000 | $ 0 |
| Ventura County California | 1 | $ 479,000 | $ 479,000 | $ 0 |
| Adams County Colorado | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Broomfield County Colorado | 1 | $ 513,000 | $ 513,000 | $ 0 |
| Douglas County Colorado | 1 | $ 1,448,000 | $ 1,448,000 | $ 0 |
| Eagle County Colorado | 1 | $ 628,000 | $ 628,000 | $ 0 |
| El Paso County Colorado | 1 | $ 506,000 | $ 506,000 | $ 0 |
| Larimer County Colorado | 1 | $ 646,000 | $ 646,000 | $ 0 |
| Weld County Colorado | 1 | $ 291,000 | $ 291,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 95,000 | $ 95,000 | $ 17,000 |
| Litchfield County Connecticut | 1 | $ 423,000 | $ 423,000 | $ 0 |
| Bay County Florida | 1 | $ 368,000 | $ 368,000 | $ 0 |
| Broward County Florida | 1 | $ 319,000 | $ 319,000 | $ 281,000 |
| Charlotte County Florida | 1 | $ 100,000 | $ 100,000 | $ 114,000 |
| Clay County Florida | 1 | $ 349,000 | $ 349,000 | $ 173,000 |
| Flagler County Florida | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Manatee County Florida | 1 | $ 463,000 | $ 463,000 | $ 0 |
| Marion County Florida | 1 | $ 75,000 | $ 75,000 | $ 59,000 |
| Miami-Dade County Florida | 1 | $ 982,000 | $ 982,000 | $ 0 |
| Nassau County Florida | 1 | $ 638,000 | $ 638,000 | $ 0 |
| Pinellas County Florida | 1 | $ 128,000 | $ 128,000 | $ 51,000 |
| Sarasota County Florida | 1 | $ 720,000 | $ 720,000 | $ 0 |
| St. Johns County Florida | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Columbia County Georgia | 1 | $ 966,000 | $ 966,000 | $ 0 |
| Henry County Georgia | 1 | $ 613,000 | $ 613,000 | $ 0 |
| Morgan County Georgia | 1 | $ 589,000 | $ 589,000 | $ 0 |
| Honolulu County Hawaii | 1 | $ 614,000 | $ 614,000 | $ 0 |
| Ada County Idaho | 1 | $ 499,000 | $ 499,000 | $ 0 |
| Blaine County Idaho | 1 | $ 643,000 | $ 643,000 | $ 0 |
| Champaign County Illinois | 1 | $ 145,000 | $ 145,000 | $ 0 |
| DeKalb County Illinois | 1 | $ 294,000 | $ 294,000 | $ 0 |
| DuPage County Illinois | 1 | $ 317,000 | $ 317,000 | $ 0 |
| Kane County Illinois | 1 | $ 297,000 | $ 297,000 | $ 0 |
| Macon County Illinois | 1 | $ 648,000 | $ 648,000 | $ 0 |
| Will County Illinois | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Marion County Indiana | 1 | $ 543,000 | $ 543,000 | $ 0 |
| Johnson County Kansas | 1 | $ 493,000 | $ 493,000 | $ 0 |
| Shawnee County Kansas | 1 | $ 467,000 | $ 467,000 | $ 0 |
| Laurel County Kentucky | 1 | $ 511,000 | $ 511,000 | $ 0 |
| Hancock County Maine | 1 | $ 125,000 | $ 125,000 | $ 192,000 |
| Kennebec County Maine | 1 | $ 100,000 | $ 100,000 | $ 111,000 |
| Oxford County Maine | 1 | $ 112,000 | $ 112,000 | $ 151,000 |
| Baltimore County Maryland | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 483,000 | $ 483,000 | $ 0 |
| Charles County Maryland | 1 | $ 379,000 | $ 379,000 | $ 114,000 |
| Harford County Maryland | 1 | $ 19,000 | $ 19,000 | $ 80,000 |
| Prince George's County Maryland | 1 | $ 446,000 | $ 446,000 | $ 0 |
| Grand Traverse County Michigan | 1 | $ 537,000 | $ 537,000 | $ 0 |
| Macomb County Michigan | 1 | $ 633,000 | $ 633,000 | $ 0 |
| Dakota County Minnesota | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 377,000 | $ 377,000 | $ 0 |
| Ramsey County Minnesota | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Yellowstone County Montana | 1 | $ 273,000 | $ 273,000 | $ 0 |
| Carson City County Nevada | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Washoe County Nevada | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Carroll County New Hampshire | 1 | $ 150,000 | $ 150,000 | $ 250,000 |
| Rockingham County New Hampshire | 1 | $ 362,000 | $ 362,000 | $ 0 |
| Middlesex County New Jersey | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Union County New Jersey | 1 | $ 994,000 | $ 994,000 | $ 247,000 |
| Chemung County New York | 1 | $ 37,000 | $ 37,000 | $ 140,000 |
| Fulton County New York | 1 | $ 56,000 | $ 56,000 | $ 60,000 |
| Montgomery County New York | 1 | $ 45,000 | $ 45,000 | $ 35,000 |
| Oswego County New York | 1 | $ 75,000 | $ 75,000 | $ 83,000 |
| Rensselaer County New York | 1 | $ 20,000 | $ 20,000 | $ 81,000 |
| Richmond County New York | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Rockland County New York | 1 | $ 629,000 | $ 629,000 | $ 0 |
| Steuben County New York | 1 | $ 3,000 | $ 3,000 | $ 8,000 |
| Suffolk County New York | 1 | $ 536,000 | $ 536,000 | $ 0 |
| Sullivan County New York | 1 | $ 25,000 | $ 25,000 | $ 39,000 |
| Warren County New York | 1 | $ 3,000 | $ 3,000 | $ 8,000 |
| Westchester County New York | 1 | $ 358,000 | $ 358,000 | $ 0 |
| Durham County North Carolina | 1 | $ 589,000 | $ 589,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 817,000 | $ 817,000 | $ 0 |
| Wake County North Carolina | 1 | $ 556,000 | $ 556,000 | $ 0 |
| Delaware County Ohio | 1 | $ 483,000 | $ 483,000 | $ 0 |
| Franklin County Ohio | 1 | $ 390,000 | $ 390,000 | $ 0 |
| Grady County Oklahoma | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 246,000 | $ 246,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 996,000 | $ 996,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 422,000 | $ 422,000 | $ 0 |
| Deschutes County Oregon | 1 | $ 533,000 | $ 533,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Washington County Oregon | 1 | $ 691,000 | $ 691,000 | $ 0 |
| Northampton County Pennsylvania | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 46,000 |
| Beaufort County South Carolina | 1 | $ 473,000 | $ 473,000 | $ 0 |
| Minnehaha County South Dakota | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 379,000 | $ 379,000 | $ 0 |
| Comal County Texas | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Hidalgo County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Tarrant County Texas | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Travis County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Davis County Utah | 1 | $ 606,000 | $ 606,000 | $ 0 |
| Utah County Utah | 1 | $ 613,000 | $ 613,000 | $ 0 |
| Chittenden County Vermont | 1 | $ 291,000 | $ 291,000 | $ 295,000 |
| Orange County Vermont | 1 | $ 40,000 | $ 40,000 | $ 202,000 |
| Rutland County Vermont | 1 | $ 541,000 | $ 541,000 | $ 432,000 |
| Arlington County Virginia | 1 | $ 589,000 | $ 589,000 | $ 0 |
| Clark County Washington | 1 | $ 506,000 | $ 506,000 | $ 0 |
| Pierce County Washington | 1 | $ 411,000 | $ 411,000 | $ 0 |
| Snohomish County Washington | 1 | $ 498,000 | $ 498,000 | $ 0 |
| Jefferson County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 90,000 |
| Ozaukee County Wisconsin | 1 | $ 388,000 | $ 388,000 | $ 0 |
| Rock County Wisconsin | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Waukesha County Wisconsin | 1 | $ 534,000 | $ 534,000 | $ 0 |
| Sheridan County Wyoming | 1 | $ 492,000 | $ 492,000 | $ 0 |
Mortgage Loan Application Detail Totals for Citizens Bank Of Rhode Island in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 2,619 | $129,163,000 | $51,285 | $1,326,000 | $67,857 | $1,100,000 |
| Refinancing | 2,604 | $330,516,000 | $379,775 | $3,600,000 | $24,600 | $2,078,000 |
| Home Purchase | 499 | $96,870,000 | $445,633 | $1,000,000 | $23,200 | $936,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,137 | $343,524,000 | $109,454 | $1,326,000 | $105,727 | $2,078,000 |
| Not Provided | 647 | $46,155,000 | $68,800 | $490,000 | $70,000 | $485,000 |
| Hispanic | 445 | $35,298,000 | $79,833 | $350,000 | $68,000 | $895,000 |
| Not applicable | 225 | $105,467,000 | $466,243 | $3,600,000 | $0 | $0 |
| Black or African American | 124 | $12,369,000 | $101,250 | $510,000 | $57,500 | $800,000 |
| Asian | 101 | $10,807,000 | $274,200 | $994,000 | $125,200 | $382,000 |
| American Indian or Alaskan Native | 25 | $1,744,000 | $42,666 | $225,000 | $67,666 | $157,000 |
| Native Hawaiian or Other Pacific Islander | 18 | $1,185,000 | $42,666 | $200,000 | $77,666 | $157,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,722 | $556,549,000 | $396,581 | $3,600,000 | $23,744 | $2,078,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,335 | $241,276,000 | $64,000 | $3,600,000 | $98,100 | $847,000 |
| Application Denied By Financial Institution | 1,428 | $117,683,000 | $75,375 | $1,326,000 | $73,500 | $1,100,000 |
| Loan Purchased By The Institution | 516 | $158,261,000 | $442,809 | $1,448,000 | $15,500 | $936,000 |
| Application Approved But Not Accepted | 434 | $37,941,000 | $84,200 | $400,000 | $87,200 | $2,078,000 |
| Application Withdrawn By Applicant | 9 | $1,388,000 | $123,000 | $250,000 | $124,666 | $180,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 534 | $36,711,000 | $56,400 | $375,000 | $54,000 | $1,100,000 |
| Debt-To-Income Ratio | 514 | $44,634,000 | $74,800 | $600,000 | $40,200 | $183,000 |
| Collateral | 191 | $22,814,000 | $109,666 | $1,326,000 | $112,333 | $343,000 |
| Other | 121 | $8,330,000 | $67,000 | $310,000 | $65,000 | $471,000 |
| Unverifiable Information | 51 | $4,272,000 | $69,500 | $350,000 | $46,833 | $425,000 |
| Credit Application Incomplete | 14 | $877,000 | $62,000 | $174,000 | $183,000 | $638,000 |
| Employment History | 3 | $45,000 | $13,500 | $25,000 | $17,500 | $20,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Bank Of Rhode Island's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citizens Bank Of Rhode Island's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Rhode Island, download the full spreadsheet
with aggregated HMDA statistics today.