Citizens Mortgage Corp.
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for Rhode Island.
The mortgage statistics and data below are specific to mortgage loan applications for Citizens Mortgage Corp..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Citizens Mortgage Corp. 10 Tripps Lane Riverside, RI 02915 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 16,209 |
| Total Mortgage Loan Application Amount | $3,061,323,000 |
| Average Mortgage Loan Application Amount | $272,666 |
| Highest Mortgage Loan Application Amount | $4,900,000 |
| Average Applicant Income | $106,555 |
| Highest Applicant Income | $2,351,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in RI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Providence County Rhode Island | 1,449 | $ 252,306,000 | $ 174,000 | $ 53,000 |
| Middlesex County Massachusetts | 1,093 | $ 292,857,000 | $ 267,000 | $ 105,000 |
| Philadelphia County Pennsylvania | 825 | $ 93,358,000 | $ 113,000 | $ 50,000 |
| Suffolk County Massachusetts | 759 | $ 165,109,000 | $ 217,000 | $ 72,000 |
| Norfolk County Massachusetts | 626 | $ 171,985,000 | $ 274,000 | $ 110,000 |
| Kent County Rhode Island | 581 | $ 105,762,000 | $ 182,000 | $ 68,000 |
| Rockingham County New Hampshire | 580 | $ 123,202,000 | $ 212,000 | $ 73,000 |
| Plymouth County Massachusetts | 553 | $ 130,028,000 | $ 235,000 | $ 87,000 |
| Montgomery County Pennsylvania | 540 | $ 106,455,000 | $ 197,000 | $ 99,000 |
| Barnstable County Massachusetts | 523 | $ 143,288,000 | $ 273,000 | $ 90,000 |
| Allegheny County Pennsylvania | 508 | $ 54,357,000 | $ 107,000 | $ 66,000 |
| Hillsborough County New Hampshire | 482 | $ 96,206,000 | $ 199,000 | $ 66,000 |
| Essex County Massachusetts | 422 | $ 99,289,000 | $ 235,000 | $ 73,000 |
| Bristol County Massachusetts | 411 | $ 75,567,000 | $ 183,000 | $ 61,000 |
| New London County Connecticut | 358 | $ 61,389,000 | $ 171,000 | $ 89,000 |
| New Haven County Connecticut | 343 | $ 56,911,000 | $ 165,000 | $ 54,000 |
| Washington County Rhode Island | 319 | $ 73,114,000 | $ 229,000 | $ 98,000 |
| Delaware County Pennsylvania | 304 | $ 49,284,000 | $ 162,000 | $ 64,000 |
| Strafford County New Hampshire | 300 | $ 51,151,000 | $ 170,000 | $ 66,000 |
| New Castle County Delaware | 268 | $ 39,020,000 | $ 145,000 | $ 73,000 |
| Worcester County Massachusetts | 236 | $ 54,718,000 | $ 231,000 | $ 103,000 |
| Merrimack County New Hampshire | 211 | $ 36,186,000 | $ 171,000 | $ 70,000 |
| Hampden County Massachusetts | 203 | $ 23,064,000 | $ 113,000 | $ 55,000 |
| Middlesex County Connecticut | 191 | $ 33,953,000 | $ 177,000 | $ 87,000 |
| Bucks County Pennsylvania | 185 | $ 34,471,000 | $ 186,000 | $ 67,000 |
| Carroll County New Hampshire | 177 | $ 29,438,000 | $ 166,000 | $ 56,000 |
| Chester County Pennsylvania | 164 | $ 36,263,000 | $ 221,000 | $ 129,000 |
| Westmoreland County Pennsylvania | 140 | $ 14,367,000 | $ 102,000 | $ 59,000 |
| Newport County Rhode Island | 138 | $ 36,748,000 | $ 266,000 | $ 137,000 |
| Luzerne County Pennsylvania | 136 | $ 12,330,000 | $ 90,000 | $ 57,000 |
| Grafton County New Hampshire | 135 | $ 22,077,000 | $ 163,000 | $ 60,000 |
| York County Pennsylvania | 135 | $ 13,684,000 | $ 101,000 | $ 52,000 |
| Cumberland County Pennsylvania | 123 | $ 14,916,000 | $ 121,000 | $ 50,000 |
| Dauphin County Pennsylvania | 123 | $ 12,270,000 | $ 99,000 | $ 49,000 |
| Belknap County New Hampshire | 118 | $ 23,736,000 | $ 201,000 | $ 99,000 |
| Lancaster County Pennsylvania | 117 | $ 12,307,000 | $ 105,000 | $ 55,000 |
| Bristol County Rhode Island | 98 | $ 24,892,000 | $ 254,000 | $ 65,000 |
| Berks County Pennsylvania | 97 | $ 9,774,000 | $ 100,000 | $ 45,000 |
| Hartford County Connecticut | 93 | $ 15,906,000 | $ 171,000 | $ 73,000 |
| Erie County Pennsylvania | 86 | $ 8,974,000 | $ 104,000 | $ 56,000 |
| Washington County Pennsylvania | 78 | $ 8,916,000 | $ 114,000 | $ 67,000 |
| York County Maine | 71 | $ 16,314,000 | $ 229,000 | $ 63,000 |
| Cape May County New Jersey | 71 | $ 22,663,000 | $ 319,000 | $ 190,000 |
| Butler County Pennsylvania | 70 | $ 9,469,000 | $ 135,000 | $ 78,000 |
| Sullivan County New Hampshire | 65 | $ 9,421,000 | $ 144,000 | $ 56,000 |
| Beaver County Pennsylvania | 64 | $ 5,852,000 | $ 91,000 | $ 50,000 |
| Windham County Connecticut | 62 | $ 9,330,000 | $ 150,000 | $ 61,000 |
| Burlington County New Jersey | 57 | $ 9,499,000 | $ 166,000 | $ 75,000 |
| Camden County New Jersey | 56 | $ 8,023,000 | $ 143,000 | $ 72,000 |
| Blair County Pennsylvania | 55 | $ 4,798,000 | $ 87,000 | $ 49,000 |
| Cheshire County New Hampshire | 54 | $ 8,457,000 | $ 156,000 | $ 73,000 |
| Coos County New Hampshire | 54 | $ 5,102,000 | $ 94,000 | $ 45,000 |
| Atlantic County New Jersey | 52 | $ 15,589,000 | $ 299,000 | $ 359,000 |
| Franklin County Pennsylvania | 50 | $ 5,979,000 | $ 119,000 | $ 60,000 |
| Sussex County Delaware | 49 | $ 10,079,000 | $ 205,000 | $ 132,000 |
| Hampshire County Massachusetts | 47 | $ 6,366,000 | $ 135,000 | $ 58,000 |
| Monroe County Pennsylvania | 47 | $ 6,577,000 | $ 139,000 | $ 108,000 |
| Fairfield County Connecticut | 45 | $ 10,715,000 | $ 238,000 | $ 94,000 |
| Cambria County Pennsylvania | 40 | $ 3,003,000 | $ 75,000 | $ 41,000 |
| Kent County Delaware | 38 | $ 5,247,000 | $ 138,000 | $ 54,000 |
| Centre County Pennsylvania | 32 | $ 4,420,000 | $ 138,000 | $ 50,000 |
| Nantucket County Massachusetts | 31 | $ 18,576,000 | $ 599,000 | $ 455,000 |
| Mercer County Pennsylvania | 31 | $ 3,243,000 | $ 104,000 | $ 48,000 |
| Lackawanna County Pennsylvania | 30 | $ 3,517,000 | $ 117,000 | $ 93,000 |
| Windsor County Vermont | 28 | $ 4,091,000 | $ 146,000 | $ 80,000 |
| Gloucester County New Jersey | 27 | $ 4,853,000 | $ 179,000 | $ 295,000 |
| Pike County Pennsylvania | 22 | $ 3,541,000 | $ 160,000 | $ 89,000 |
| Tolland County Connecticut | 19 | $ 2,518,000 | $ 132,000 | $ 54,000 |
| Berkshire County Massachusetts | 19 | $ 3,143,000 | $ 165,000 | $ 69,000 |
| Armstrong County Pennsylvania | 19 | $ 1,648,000 | $ 86,000 | $ 35,000 |
| Carbon County Pennsylvania | 19 | $ 1,795,000 | $ 94,000 | $ 101,000 |
| Franklin County Massachusetts | 17 | $ 2,388,000 | $ 140,000 | $ 99,000 |
| Crawford County Pennsylvania | 17 | $ 1,455,000 | $ 85,000 | $ 48,000 |
| Mercer County New Jersey | 16 | $ 2,269,000 | $ 141,000 | $ 73,000 |
| Venango County Pennsylvania | 16 | $ 1,212,000 | $ 75,000 | $ 52,000 |
| Ocean County New Jersey | 15 | $ 4,485,000 | $ 299,000 | $ 90,000 |
| Cumberland County Maine | 14 | $ 4,149,000 | $ 296,000 | $ 171,000 |
| Somerset County Pennsylvania | 14 | $ 1,546,000 | $ 110,000 | $ 77,000 |
| Collier County Florida | 13 | $ 2,867,000 | $ 220,000 | $ 146,000 |
| Lee County Florida | 13 | $ 2,848,000 | $ 219,000 | $ 119,000 |
| Palm Beach County Florida | 13 | $ 3,104,000 | $ 238,000 | $ 225,000 |
| Monmouth County New Jersey | 12 | $ 4,011,000 | $ 334,000 | $ 132,000 |
| Lebanon County Pennsylvania | 12 | $ 1,043,000 | $ 86,000 | $ 33,000 |
| Worcester County Maryland | 9 | $ 2,215,000 | $ 246,000 | $ 78,000 |
| Union County New Jersey | 9 | $ 1,972,000 | $ 219,000 | $ 82,000 |
| Fayette County Pennsylvania | 9 | $ 800,000 | $ 88,000 | $ 72,000 |
| Litchfield County Connecticut | 8 | $ 1,220,000 | $ 152,000 | $ 84,000 |
| St. Lucie County Florida | 8 | $ 1,551,000 | $ 193,000 | $ 123,000 |
| Dukes County Massachusetts | 8 | $ 2,750,000 | $ 343,000 | $ 275,000 |
| Middlesex County New Jersey | 8 | $ 1,357,000 | $ 169,000 | $ 66,000 |
| Lehigh County Pennsylvania | 8 | $ 1,527,000 | $ 190,000 | $ 41,000 |
| Perry County Pennsylvania | 8 | $ 695,000 | $ 86,000 | $ 63,000 |
| Rutland County Vermont | 8 | $ 1,361,000 | $ 170,000 | $ 142,000 |
| Broward County Florida | 7 | $ 3,265,000 | $ 466,000 | $ 138,000 |
| Miami-Dade County Florida | 7 | $ 1,174,000 | $ 167,000 | $ 106,000 |
| Piscataquis County Maine | 7 | $ 1,062,000 | $ 151,000 | $ 119,000 |
| Cecil County Maryland | 7 | $ 750,000 | $ 107,000 | $ 85,000 |
| Bergen County New Jersey | 7 | $ 2,980,000 | $ 425,000 | $ 179,000 |
| Adams County Pennsylvania | 7 | $ 1,399,000 | $ 199,000 | $ 56,000 |
| Brevard County Florida | 6 | $ 823,000 | $ 137,000 | $ 118,000 |
| Pinellas County Florida | 6 | $ 1,319,000 | $ 219,000 | $ 121,000 |
| Oxford County Maine | 6 | $ 740,000 | $ 123,000 | $ 44,000 |
| Kent County Maryland | 6 | $ 1,302,000 | $ 217,000 | $ 173,000 |
| Morris County New Jersey | 6 | $ 2,706,000 | $ 451,000 | $ 108,000 |
| Mifflin County Pennsylvania | 6 | $ 325,000 | $ 54,000 | $ 27,000 |
| Schuylkill County Pennsylvania | 6 | $ 426,000 | $ 71,000 | $ 61,000 |
| Anne Arundel County Maryland | 5 | $ 1,517,000 | $ 303,000 | $ 148,000 |
| Baltimore County Maryland | 5 | $ 1,355,000 | $ 271,000 | $ 73,000 |
| Harford County Maryland | 5 | $ 762,000 | $ 152,000 | $ 52,000 |
| Clinton County Pennsylvania | 5 | $ 459,000 | $ 91,000 | $ 50,000 |
| Indiana County Pennsylvania | 5 | $ 368,000 | $ 73,000 | $ 46,000 |
| Susquehanna County Pennsylvania | 5 | $ 610,000 | $ 122,000 | $ 87,000 |
| Wayne County Pennsylvania | 5 | $ 602,000 | $ 120,000 | $ 136,000 |
| Orange County Vermont | 5 | $ 997,000 | $ 199,000 | $ 102,000 |
| Charlotte County Florida | 4 | $ 526,000 | $ 131,000 | $ 128,000 |
| Hillsborough County Florida | 4 | $ 701,000 | $ 175,000 | $ 114,000 |
| Manatee County Florida | 4 | $ 663,000 | $ 165,000 | $ 74,000 |
| Sarasota County Florida | 4 | $ 473,000 | $ 118,000 | $ 100,000 |
| Androscoggin County Maine | 4 | $ 521,000 | $ 130,000 | $ 122,000 |
| Hancock County Maine | 4 | $ 683,000 | $ 170,000 | $ 54,000 |
| Kennebec County Maine | 4 | $ 433,000 | $ 108,000 | $ 38,000 |
| Penobscot County Maine | 4 | $ 507,000 | $ 126,000 | $ 57,000 |
| Frederick County Maryland | 4 | $ 1,766,000 | $ 441,000 | $ 214,000 |
| Hunterdon County New Jersey | 4 | $ 1,136,000 | $ 284,000 | $ 164,000 |
| Somerset County New Jersey | 4 | $ 1,522,000 | $ 380,000 | $ 126,000 |
| Clearfield County Pennsylvania | 4 | $ 282,000 | $ 70,000 | $ 61,000 |
| Northampton County Pennsylvania | 4 | $ 686,000 | $ 171,000 | $ 60,000 |
| Washington County Vermont | 4 | $ 275,000 | $ 68,000 | $ 117,000 |
| Louisa County Virginia | 4 | $ 786,000 | $ 196,000 | $ 281,000 |
| Duval County Florida | 3 | $ 340,000 | $ 113,000 | $ 204,000 |
| Lake County Florida | 3 | $ 427,000 | $ 142,000 | $ 193,000 |
| Martin County Florida | 3 | $ 573,000 | $ 191,000 | $ 112,000 |
| Orange County Florida | 3 | $ 1,705,000 | $ 568,000 | $ 462,000 |
| Pasco County Florida | 3 | $ 401,000 | $ 133,000 | $ 62,000 |
| Polk County Florida | 3 | $ 521,000 | $ 173,000 | $ 186,000 |
| Sumter County Florida | 3 | $ 407,000 | $ 135,000 | $ 196,000 |
| Somerset County Maine | 3 | $ 265,000 | $ 88,000 | $ 47,000 |
| Fulton County Pennsylvania | 3 | $ 251,000 | $ 83,000 | $ 45,000 |
| Bennington County Vermont | 3 | $ 277,000 | $ 92,000 | $ 64,000 |
| Windham County Vermont | 3 | $ 451,000 | $ 150,000 | $ 132,000 |
| Arlington County Virginia | 3 | $ 797,000 | $ 265,000 | $ 129,000 |
| Citrus County Florida | 2 | $ 178,000 | $ 89,000 | $ 55,000 |
| Hernando County Florida | 2 | $ 153,000 | $ 76,000 | $ 37,000 |
| Osceola County Florida | 2 | $ 307,000 | $ 153,000 | $ 14,000 |
| Volusia County Florida | 2 | $ 230,000 | $ 115,000 | $ 73,000 |
| Knox County Maine | 2 | $ 282,000 | $ 141,000 | $ 87,000 |
| Sagadahoc County Maine | 2 | $ 222,000 | $ 111,000 | $ 96,000 |
| Baltimore City County Maryland | 2 | $ 93,000 | $ 46,000 | $ 44,000 |
| Charles County Maryland | 2 | $ 270,000 | $ 135,000 | $ 93,000 |
| Prince George's County Maryland | 2 | $ 508,000 | $ 254,000 | $ 105,000 |
| Queen Anne's County Maryland | 2 | $ 730,000 | $ 365,000 | $ 450,000 |
| Cumberland County New Jersey | 2 | $ 393,000 | $ 196,000 | $ 98,000 |
| Essex County New Jersey | 2 | $ 1,020,000 | $ 510,000 | $ 280,000 |
| Sussex County New Jersey | 2 | $ 394,000 | $ 197,000 | $ 53,000 |
| Bedford County Pennsylvania | 2 | $ 100,000 | $ 50,000 | $ 35,000 |
| Clarion County Pennsylvania | 2 | $ 260,000 | $ 130,000 | $ 92,000 |
| Columbia County Pennsylvania | 2 | $ 255,000 | $ 127,000 | $ 197,000 |
| Forest County Pennsylvania | 2 | $ 106,000 | $ 53,000 | $ 50,000 |
| Greene County Pennsylvania | 2 | $ 100,000 | $ 50,000 | $ 55,000 |
| Huntingdon County Pennsylvania | 2 | $ 254,000 | $ 127,000 | $ 50,000 |
| Lycoming County Pennsylvania | 2 | $ 308,000 | $ 154,000 | $ 35,000 |
| Wyoming County Pennsylvania | 2 | $ 158,000 | $ 79,000 | $ 41,000 |
| Essex County Vermont | 2 | $ 118,000 | $ 59,000 | $ 51,000 |
| Lamoille County Vermont | 2 | $ 253,000 | $ 126,000 | $ 62,000 |
| Hampton County Virginia | 2 | $ 522,000 | $ 261,000 | $ 100,000 |
| Loudoun County Virginia | 2 | $ 537,000 | $ 268,000 | $ 135,000 |
| Alachua County Florida | 1 | $ 218,000 | $ 218,000 | $ 65,000 |
| Bay County Florida | 1 | $ 85,000 | $ 85,000 | $ 66,000 |
| Levy County Florida | 1 | $ 247,000 | $ 247,000 | $ 138,000 |
| Marion County Florida | 1 | $ 78,000 | $ 78,000 | $ 43,000 |
| Santa Rosa County Florida | 1 | $ 196,000 | $ 196,000 | $ 125,000 |
| St. Johns County Florida | 1 | $ 252,000 | $ 252,000 | $ 250,000 |
| Walton County Florida | 1 | $ 304,000 | $ 304,000 | $ 175,000 |
| Chatham County Georgia | 1 | $ 194,000 | $ 194,000 | $ 56,000 |
| Aroostook County Maine | 1 | $ 54,000 | $ 54,000 | $ 55,000 |
| Franklin County Maine | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Waldo County Maine | 1 | $ 40,000 | $ 40,000 | $ 27,000 |
| Montgomery County Maryland | 1 | $ 330,000 | $ 330,000 | $ 109,000 |
| Talbot County Maryland | 1 | $ 275,000 | $ 275,000 | $ 216,000 |
| Washington County Maryland | 1 | $ 134,000 | $ 134,000 | $ 97,000 |
| Wicomico County Maryland | 1 | $ 85,000 | $ 85,000 | $ 108,000 |
| Hudson County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 146,000 |
| Passaic County New Jersey | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Salem County New Jersey | 1 | $ 82,000 | $ 82,000 | $ 35,000 |
| New York County New York | 1 | $ 2,100,000 | $ 2,100,000 | $ 389,000 |
| Mahoning County Ohio | 1 | $ 1,000,000 | $ 1,000,000 | $ 240,000 |
| Bradford County Pennsylvania | 1 | $ 98,000 | $ 98,000 | $ 67,000 |
| Lawrence County Pennsylvania | 1 | $ 123,000 | $ 123,000 | $ 42,000 |
| Northumberland County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 42,000 |
| Chittenden County Vermont | 1 | $ 140,000 | $ 140,000 | $ 47,000 |
| Franklin County Vermont | 1 | $ 146,000 | $ 146,000 | $ 40,000 |
| Orleans County Vermont | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Appomattox County Virginia | 1 | $ 82,000 | $ 82,000 | $ 46,000 |
| Fairfax County Virginia | 1 | $ 95,000 | $ 95,000 | $ 124,000 |
| Portsmouth County Virginia | 1 | $ 96,000 | $ 96,000 | $ 63,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Rhode Island,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Citizens Mortgage Corp. in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 10,470 | $1,853,530,000 | $311,200 | $4,900,000 | $114,933 | $2,351,000 |
| Refinancing | 5,627 | $1,183,439,000 | $261,846 | $4,500,000 | $103,769 | $2,300,000 |
| Home Improvement | 112 | $24,354,000 | $218,000 | $924,000 | $95,375 | $368,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,856 | $2,481,510,000 | $190,357 | $4,900,000 | $95,642 | $2,351,000 |
| Not Provided | 1,007 | $183,144,000 | $252,857 | $4,100,000 | $104,214 | $2,351,000 |
| Hispanic | 910 | $160,100,000 | $142,727 | $600,000 | $62,181 | $534,000 |
| Black or African American | 848 | $123,416,000 | $157,909 | $1,900,000 | $72,000 | $2,000,000 |
| Asian | 483 | $94,498,000 | $180,454 | $999,000 | $70,272 | $1,135,000 |
| American Indian or Alaskan Native | 56 | $11,016,000 | $446,285 | $2,100,000 | $133,142 | $500,000 |
| Native Hawaiian or Other Pacific Islander | 30 | $4,384,000 | $187,555 | $544,000 | $82,666 | $225,000 |
| Not applicable | 19 | $3,255,000 | $184,200 | $392,000 | $24,000 | $75,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 15,479 | $2,956,713,000 | $358,750 | $4,900,000 | $121,625 | $2,351,000 |
| FHA-insured (Federal Housing Administration) | 622 | $87,181,000 | $151,200 | $431,000 | $50,800 | $361,000 |
| VA-guaranteed (Veterans Administration) | 108 | $17,429,000 | $180,888 | $450,000 | $58,111 | $191,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,709 | $2,200,966,000 | $194,846 | $4,100,000 | $101,692 | $2,351,000 |
| Application Withdrawn By Applicant | 2,191 | $425,462,000 | $323,571 | $3,750,000 | $100,357 | $2,300,000 |
| Application Denied By Financial Institution | 1,396 | $266,663,000 | $240,142 | $4,900,000 | $98,214 | $2,000,000 |
| Application Approved But Not Accepted | 539 | $99,497,000 | $180,500 | $1,000,000 | $96,100 | $894,000 |
| File Closed For Incompleteness | 274 | $55,214,000 | $204,111 | $1,000,000 | $97,111 | $560,000 |
| Preapproval Denied by Financial Institution | 100 | $13,521,000 | $135,000 | $680,000 | $44,000 | $310,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 360 | $70,872,000 | $245,846 | $4,900,000 | $106,307 | $863,000 |
| Credit History | 335 | $54,700,000 | $196,500 | $1,380,000 | $75,750 | $767,000 |
| Debt-To-Income Ratio | 333 | $66,756,000 | $164,384 | $1,650,000 | $51,307 | $996,000 |
| Credit Application Incomplete | 199 | $36,793,000 | $192,700 | $1,600,000 | $91,100 | $2,000,000 |
| Other | 94 | $17,451,000 | $199,000 | $1,000,000 | $101,272 | $1,550,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 86 | $14,616,000 | $147,100 | $499,000 | $58,200 | $380,000 |
| Unverifiable Information | 67 | $15,659,000 | $159,125 | $4,500,000 | $68,250 | $1,664,000 |
| Employment History | 16 | $2,209,000 | $160,200 | $304,000 | $62,000 | $139,000 |
| Mortgage Insurance Denied | 6 | $1,128,000 | $188,000 | $296,000 | $73,000 | $90,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in RI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Rhode Island, and search similar information at your convenience.