Citizens Mortgage Corp.
Mortgage Loan Application
Totals and Details
for 2005

Find mortgage loan statistics, lending data, and loan application totals for Rhode Island.
The mortgage statistics and data below are specific to mortgage loan applications for Citizens Mortgage Corp..
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and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Citizens Mortgage Corp.
10 Tripps Lane
Riverside, RI 02915
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 9,091
Total Mortgage Loan Application Amount $1,808,261,000
Average Mortgage Loan Application Amount $232,885
Highest Mortgage Loan Application Amount $6,082,000
Average Applicant Income $108,457
Highest Applicant Income $9,276,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in RI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Citizens Mortgage Corp. by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Providence County Rhode Island 811 $ 147,794,000 $ 182,000 $ 56,000
Middlesex County Massachusetts 560 $ 155,858,000 $ 278,000 $ 118,000
Philadelphia County Pennsylvania 442 $ 52,286,000 $ 118,000 $ 47,000
Suffolk County Massachusetts 432 $ 97,011,000 $ 224,000 $ 75,000
Norfolk County Massachusetts 335 $ 89,486,000 $ 267,000 $ 113,000
Rockingham County New Hampshire 309 $ 68,479,000 $ 221,000 $ 64,000
Allegheny County Pennsylvania 303 $ 34,043,000 $ 112,000 $ 76,000
Montgomery County Pennsylvania 301 $ 71,172,000 $ 236,000 $ 89,000
Kent County Rhode Island 295 $ 53,965,000 $ 182,000 $ 66,000
Barnstable County Massachusetts 292 $ 72,855,000 $ 249,000 $ 92,000
Plymouth County Massachusetts 273 $ 65,130,000 $ 238,000 $ 78,000
Essex County Massachusetts 253 $ 64,011,000 $ 253,000 $ 95,000
Bristol County Massachusetts 231 $ 46,498,000 $ 201,000 $ 74,000
Hillsborough County New Hampshire 229 $ 50,497,000 $ 220,000 $ 80,000
New Haven County Connecticut 189 $ 37,053,000 $ 196,000 $ 76,000
New London County Connecticut 186 $ 33,527,000 $ 180,000 $ 87,000
New Castle County Delaware 181 $ 31,607,000 $ 174,000 $ 75,000
Strafford County New Hampshire 177 $ 30,015,000 $ 169,000 $ 70,000
Worcester County Massachusetts 158 $ 32,273,000 $ 204,000 $ 89,000
Washington County Rhode Island 157 $ 44,908,000 $ 286,000 $ 129,000
Delaware County Pennsylvania 156 $ 31,645,000 $ 202,000 $ 85,000
Merrimack County New Hampshire 117 $ 22,685,000 $ 193,000 $ 78,000
Blair County Pennsylvania 107 $ 9,049,000 $ 84,000 $ 50,000
Chester County Pennsylvania 103 $ 23,233,000 $ 225,000 $ 152,000
York County Pennsylvania 97 $ 9,831,000 $ 101,000 $ 53,000
Bucks County Pennsylvania 96 $ 20,705,000 $ 215,000 $ 113,000
Lancaster County Pennsylvania 95 $ 12,868,000 $ 135,000 $ 99,000
Hampden County Massachusetts 91 $ 10,634,000 $ 116,000 $ 61,000
Carroll County New Hampshire 90 $ 15,558,000 $ 172,000 $ 83,000
Middlesex County Connecticut 88 $ 15,384,000 $ 174,000 $ 85,000
Grafton County New Hampshire 84 $ 12,299,000 $ 146,000 $ 71,000
Dauphin County Pennsylvania 83 $ 7,651,000 $ 92,000 $ 44,000
Westmoreland County Pennsylvania 74 $ 7,163,000 $ 96,000 $ 60,000
Luzerne County Pennsylvania 73 $ 7,565,000 $ 103,000 $ 65,000
Bristol County Rhode Island 63 $ 19,048,000 $ 302,000 $ 131,000
Berks County Pennsylvania 59 $ 5,051,000 $ 85,000 $ 45,000
York County Maine 57 $ 11,778,000 $ 206,000 $ 77,000
Belknap County New Hampshire 57 $ 10,899,000 $ 191,000 $ 75,000
Erie County Pennsylvania 57 $ 7,497,000 $ 131,000 $ 105,000
Newport County Rhode Island 57 $ 21,840,000 $ 383,000 $ 226,000
Sussex County Delaware 53 $ 12,024,000 $ 226,000 $ 80,000
Windham County Connecticut 52 $ 9,501,000 $ 182,000 $ 73,000
Cumberland County Pennsylvania 49 $ 6,042,000 $ 123,000 $ 56,000
Hartford County Connecticut 47 $ 7,982,000 $ 169,000 $ 84,000
Cape May County New Jersey 45 $ 19,277,000 $ 428,000 $ 167,000
Butler County Pennsylvania 45 $ 6,009,000 $ 133,000 $ 77,000
Kent County Delaware 44 $ 7,000,000 $ 159,000 $ 66,000
Washington County Pennsylvania 40 $ 4,503,000 $ 112,000 $ 76,000
Fairfield County Connecticut 37 $ 10,556,000 $ 285,000 $ 126,000
Beaver County Pennsylvania 34 $ 2,872,000 $ 84,000 $ 67,000
Sullivan County New Hampshire 33 $ 4,872,000 $ 147,000 $ 59,000
Windsor County Vermont 32 $ 5,431,000 $ 169,000 $ 73,000
Burlington County New Jersey 30 $ 5,643,000 $ 188,000 $ 99,000
Centre County Pennsylvania 30 $ 4,151,000 $ 138,000 $ 83,000
Monroe County Pennsylvania 26 $ 4,121,000 $ 158,000 $ 90,000
Hampshire County Massachusetts 25 $ 2,868,000 $ 114,000 $ 62,000
Cheshire County New Hampshire 25 $ 3,702,000 $ 148,000 $ 47,000
Camden County New Jersey 25 $ 3,343,000 $ 133,000 $ 74,000
Coos County New Hampshire 24 $ 2,994,000 $ 124,000 $ 55,000
Atlantic County New Jersey 21 $ 6,211,000 $ 295,000 $ 154,000
Pike County Pennsylvania 21 $ 3,715,000 $ 176,000 $ 168,000
Franklin County Pennsylvania 19 $ 2,444,000 $ 128,000 $ 54,000
Gloucester County New Jersey 17 $ 3,252,000 $ 191,000 $ 84,000
Nantucket County Massachusetts 16 $ 10,527,000 $ 657,000 $ 802,000
Berkshire County Massachusetts 15 $ 2,542,000 $ 169,000 $ 96,000
Cambria County Pennsylvania 12 $ 1,163,000 $ 96,000 $ 57,000
Palm Beach County Florida 11 $ 5,296,000 $ 481,000 $ 356,000
Lebanon County Pennsylvania 11 $ 899,000 $ 81,000 $ 35,000
Lehigh County Pennsylvania 11 $ 2,108,000 $ 191,000 $ 67,000
Collier County Florida 10 $ 5,062,000 $ 506,000 $ 585,000
Cumberland County Maine 10 $ 3,640,000 $ 364,000 $ 205,000
Crawford County Pennsylvania 10 $ 1,205,000 $ 120,000 $ 46,000
Mifflin County Pennsylvania 10 $ 827,000 $ 82,000 $ 33,000
Lee County Florida 9 $ 1,865,000 $ 207,000 $ 95,000
Cecil County Maryland 9 $ 1,689,000 $ 187,000 $ 114,000
Harford County Maryland 9 $ 1,167,000 $ 129,000 $ 44,000
Franklin County Massachusetts 9 $ 1,094,000 $ 121,000 $ 57,000
Lackawanna County Pennsylvania 9 $ 1,165,000 $ 129,000 $ 100,000
Bedford County Pennsylvania 8 $ 438,000 $ 54,000 $ 53,000
Mercer County Pennsylvania 8 $ 545,000 $ 68,000 $ 56,000
Tolland County Connecticut 7 $ 1,127,000 $ 161,000 $ 76,000
Miami-Dade County Florida 7 $ 4,845,000 $ 692,000 $ 340,000
Mercer County New Jersey 7 $ 1,528,000 $ 218,000 $ 49,000
Middlesex County New Jersey 7 $ 1,620,000 $ 231,000 $ 208,000
Ocean County New Jersey 7 $ 2,347,000 $ 335,000 $ 187,000
Northampton County Pennsylvania 7 $ 1,249,000 $ 178,000 $ 102,000
Pasco County Florida 6 $ 837,000 $ 139,000 $ 104,000
Armstrong County Pennsylvania 6 $ 442,000 $ 73,000 $ 52,000
Lawrence County Pennsylvania 6 $ 352,000 $ 58,000 $ 51,000
Orange County Vermont 6 $ 920,000 $ 153,000 $ 119,000
Brevard County Florida 5 $ 574,000 $ 114,000 $ 129,000
Broward County Florida 5 $ 2,111,000 $ 422,000 $ 344,000
Pinellas County Florida 5 $ 841,000 $ 168,000 $ 101,000
Dukes County Massachusetts 5 $ 4,501,000 $ 900,000 $ 255,000
Hudson County New Jersey 5 $ 1,297,000 $ 259,000 $ 134,000
Morris County New Jersey 5 $ 1,355,000 $ 271,000 $ 223,000
Salem County New Jersey 5 $ 649,000 $ 129,000 $ 74,000
Carbon County Pennsylvania 5 $ 632,000 $ 126,000 $ 39,000
Huntingdon County Pennsylvania 5 $ 674,000 $ 134,000 $ 92,000
Rutland County Vermont 5 $ 1,560,000 $ 312,000 $ 96,000
Windham County Vermont 5 $ 1,007,000 $ 201,000 $ 49,000
Hillsborough County Florida 4 $ 848,000 $ 212,000 $ 96,000
Marion County Florida 4 $ 384,000 $ 96,000 $ 53,000
Osceola County Florida 4 $ 641,000 $ 160,000 $ 73,000
Oxford County Maine 4 $ 707,000 $ 176,000 $ 72,000
Somerset County Maine 4 $ 346,000 $ 86,000 $ 97,000
Somerset County New Jersey 4 $ 736,000 $ 184,000 $ 91,000
Union County New Jersey 4 $ 1,598,000 $ 399,000 $ 121,000
Venango County Pennsylvania 4 $ 225,000 $ 56,000 $ 44,000
Wyoming County Pennsylvania 4 $ 375,000 $ 93,000 $ 43,000
Caledonia County Vermont 4 $ 594,000 $ 148,000 $ 121,000
Essex County Vermont 4 $ 331,000 $ 82,000 $ 80,000
Loudoun County Virginia 4 $ 751,000 $ 187,000 $ 123,000
Litchfield County Connecticut 3 $ 691,000 $ 230,000 $ 93,000
Flagler County Florida 3 $ 541,000 $ 180,000 $ 159,000
Manatee County Florida 3 $ 424,000 $ 141,000 $ 130,000
Martin County Florida 3 $ 907,000 $ 302,000 $ 130,000
Monroe County Florida 3 $ 1,211,000 $ 403,000 $ 200,000
Orange County Florida 3 $ 785,000 $ 261,000 $ 146,000
Sarasota County Florida 3 $ 1,040,000 $ 346,000 $ 191,000
Volusia County Florida 3 $ 609,000 $ 203,000 $ 78,000
Hancock County Maine 3 $ 1,030,000 $ 343,000 $ 127,000
Lincoln County Maine 3 $ 850,000 $ 283,000 $ 178,000
Baltimore County Maryland 3 $ 427,000 $ 142,000 $ 43,000
Hunterdon County New Jersey 3 $ 1,023,000 $ 341,000 $ 172,000
Adams County Pennsylvania 3 $ 235,000 $ 78,000 $ 37,000
Fayette County Pennsylvania 3 $ 245,000 $ 81,000 $ 30,000
Perry County Pennsylvania 3 $ 367,000 $ 122,000 $ 45,000
Chittenden County Vermont 3 $ 687,000 $ 229,000 $ 161,000
Lamoille County Vermont 3 $ 1,129,000 $ 376,000 $ 152,000
Washington County Vermont 3 $ 315,000 $ 105,000 $ 57,000
Clay County Florida 2 $ 436,000 $ 218,000 $ 173,000
Indian River County Florida 2 $ 418,000 $ 209,000 $ 178,000
Lake County Florida 2 $ 213,000 $ 106,000 $ 23,000
Polk County Florida 2 $ 201,000 $ 100,000 $ 42,000
St. Johns County Florida 2 $ 150,000 $ 75,000 $ 104,000
Kennebec County Maine 2 $ 242,000 $ 121,000 $ 82,000
Waldo County Maine 2 $ 235,000 $ 117,000 $ 52,000
Prince George's County Maryland 2 $ 191,000 $ 95,000 $ 63,000
Worcester County Maryland 2 $ 590,000 $ 295,000 $ 189,000
Monmouth County New Jersey 2 $ 870,000 $ 435,000 $ 107,000
Warren County New Jersey 2 $ 203,000 $ 101,000 $ 39,000
Clearfield County Pennsylvania 2 $ 184,000 $ 92,000 $ 55,000
Clinton County Pennsylvania 2 $ 157,000 $ 78,000 $ 13,000
Indiana County Pennsylvania 2 $ 176,000 $ 88,000 $ 35,000
Northumberland County Pennsylvania 2 $ 80,000 $ 40,000 $ 50,000
Schuylkill County Pennsylvania 2 $ 138,000 $ 69,000 $ 57,000
Orleans County Vermont 2 $ 402,000 $ 201,000 $ 150,000
Charlotte County Florida 1 $ 180,000 $ 180,000 $ 121,000
Citrus County Florida 1 $ 448,000 $ 448,000 $ 184,000
Hernando County Florida 1 $ 103,000 $ 103,000 $ 71,000
Seminole County Florida 1 $ 118,000 $ 118,000 $ 56,000
Penobscot County Maine 1 $ 75,000 $ 75,000 $ 44,000
Anne Arundel County Maryland 1 $ 27,000 $ 27,000 $ 46,000
Charles County Maryland 1 $ 379,000 $ 379,000 $ 114,000
Howard County Maryland 1 $ 275,000 $ 275,000 $ 100,000
Kent County Maryland 1 $ 340,000 $ 340,000 $ 160,000
Montgomery County Maryland 1 $ 452,000 $ 452,000 $ 184,000
Bergen County New Jersey 1 $ 475,000 $ 475,000 $ 95,000
Cumberland County New Jersey 1 $ 88,000 $ 88,000 $ 45,000
Passaic County New Jersey 1 $ 224,000 $ 224,000 $ 0
McDowell County North Carolina 1 $ 320,000 $ 320,000 $ 66,000
Moore County North Carolina 1 $ 125,000 $ 125,000 $ 0
Clarion County Pennsylvania 1 $ 20,000 $ 20,000 $ 98,000
Columbia County Pennsylvania 1 $ 192,000 $ 192,000 $ 108,000
Jefferson County Pennsylvania 1 $ 51,000 $ 51,000 $ 47,000
Juniata County Pennsylvania 1 $ 81,000 $ 81,000 $ 17,000
Lycoming County Pennsylvania 1 $ 71,000 $ 71,000 $ 201,000
Somerset County Pennsylvania 1 $ 106,000 $ 106,000 $ 62,000
Sullivan County Pennsylvania 1 $ 100,000 $ 100,000 $ 133,000
Susquehanna County Pennsylvania 1 $ 324,000 $ 324,000 $ 300,000
Wayne County Pennsylvania 1 $ 173,000 $ 173,000 $ 270,000
Grand Isle County Vermont 1 $ 155,000 $ 155,000 $ 31,000
Accomack County Virginia 1 $ 104,000 $ 104,000 $ 42,000
Arlington County Virginia 1 $ 437,000 $ 437,000 $ 197,000
Fauquier County Virginia 1 $ 936,000 $ 936,000 $ 0
Fredericksburg County Virginia 1 $ 1,104,000 $ 1,104,000 $ 191,000
Pittsylvania County Virginia 1 $ 87,000 $ 87,000 $ 80,000
York County Virginia 1 $ 208,000 $ 208,000 $ 85,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Rhode Island, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Citizens Mortgage Corp. in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,176 $1,162,599,000 $205,214 $6,082,000 $89,142 $9,276,000
Refinancing 2,803 $620,680,000 $268,500 $3,000,000 $122,500 $1,524,000
Home Improvement 112 $24,982,000 $228,444 $1,000,000 $119,777 $600,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,383 $1,490,436,000 $221,571 $6,082,000 $97,928 $9,276,000
Black or African American 515 $74,139,000 $159,100 $584,000 $51,500 $1,511,000
Hispanic 444 $86,857,000 $167,000 $556,000 $69,888 $598,000
Not Provided 381 $82,131,000 $262,100 $3,000,000 $106,200 $1,292,000
Asian 319 $64,376,000 $217,777 $1,800,000 $97,555 $1,524,000
Native Hawaiian or Other Pacific Islander 26 $5,615,000 $217,571 $870,000 $106,857 $542,000
Not applicable 16 $3,651,000 $252,333 $473,000 $0 $0
American Indian or Alaskan Native 7 $1,056,000 $163,000 $225,000 $71,200 $139,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,763 $1,761,582,000 $217,785 $6,082,000 $95,000 $9,276,000
FHA-insured (Federal Housing Administration) 278 $38,545,000 $144,777 $430,000 $53,000 $263,000
VA-guaranteed (Veterans Administration) 50 $8,134,000 $191,333 $351,000 $62,000 $150,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,563 $1,297,983,000 $210,692 $6,082,000 $96,384 $5,550,000
Application Withdrawn By Applicant 1,305 $264,707,000 $244,307 $4,350,000 $104,692 $9,276,000
Application Approved But Not Accepted 570 $113,683,000 $207,090 $1,288,000 $85,727 $1,043,000
Application Denied By Financial Institution 496 $101,404,000 $212,000 $2,560,000 $89,909 $857,000
File Closed For Incompleteness 123 $26,003,000 $178,333 $1,520,000 $93,111 $655,000
Preapproval Denied by Financial Institution 34 $4,481,000 $131,000 $291,000 $48,000 $196,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 160 $30,293,000 $198,818 $1,000,000 $91,000 $711,000
Debt-To-Income Ratio 133 $25,955,000 $209,454 $1,232,000 $53,363 $255,000
Credit History 132 $20,748,000 $156,636 $900,000 $80,545 $579,000
Other 39 $8,142,000 $143,666 $1,000,000 $74,333 $857,000
Insufficient Cash (Downpayment, Closing Cost) 21 $5,197,000 $251,857 $1,700,000 $106,571 $653,000
Credit Application Incomplete 19 $8,019,000 $553,000 $2,560,000 $183,142 $805,000
Unverifiable Information 17 $6,110,000 $290,000 $2,000,000 $91,800 $507,000
Employment History 9 $1,421,000 $136,000 $331,000 $36,750 $98,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in RI, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Rhode Island, and search similar information at your convenience.

Download the Rhode Island Lender List