Baycoast Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Baycoast Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Baycoast Bank 330 Swansea Mall Drive Fall River, MA 02777 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,665 |
| Total Mortgage Loan Application Amount | $1,028,315,000 |
| Average Mortgage Loan Application Amount | $216,000 |
| Highest Mortgage Loan Application Amount | $29,555,000 |
| Average Applicant Income | $139,666 |
| Highest Applicant Income | $4,293,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Baycoast Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Baycoast Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Baycoast Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Baycoast Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Baycoast Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Baycoast Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bristol County Massachusetts | 1,182 | $ 286,430,000 | $ 242,000 | $ 136,000 |
| Providence County Rhode Island | 324 | $ 112,670,000 | $ 347,000 | $ 177,000 |
| Newport County Rhode Island | 224 | $ 120,660,000 | $ 538,000 | $ 225,000 |
| Plymouth County Massachusetts | 204 | $ 58,540,000 | $ 286,000 | $ 175,000 |
| Maricopa County Arizona | 123 | $ 8,065,000 | $ 65,000 | $ 64,000 |
| Bristol County Rhode Island | 118 | $ 40,870,000 | $ 346,000 | $ 220,000 |
| Worcester County Massachusetts | 108 | $ 27,350,000 | $ 253,000 | $ 131,000 |
| Washington County Rhode Island | 95 | $ 39,925,000 | $ 420,000 | $ 606,000 |
| Norfolk County Massachusetts | 89 | $ 39,945,000 | $ 448,000 | $ 231,000 |
| Middlesex County Massachusetts | 79 | $ 43,495,000 | $ 550,000 | $ 248,000 |
| Kent County Rhode Island | 72 | $ 22,070,000 | $ 306,000 | $ 194,000 |
| Fairfield County Connecticut | 54 | $ 25,630,000 | $ 474,000 | $ 247,000 |
| Barnstable County Massachusetts | 53 | $ 20,455,000 | $ 385,000 | $ 214,000 |
| Pinal County Arizona | 50 | $ 3,580,000 | $ 71,000 | $ 65,000 |
| Suffolk County Massachusetts | 37 | $ 26,945,000 | $ 728,000 | $ 196,000 |
| Hampden County Massachusetts | 30 | $ 3,290,000 | $ 109,000 | $ 57,000 |
| Pima County Arizona | 27 | $ 1,515,000 | $ 56,000 | $ 68,000 |
| Sussex County Delaware | 26 | $ 3,070,000 | $ 118,000 | $ 101,000 |
| New London County Connecticut | 23 | $ 5,565,000 | $ 241,000 | $ 119,000 |
| Hillsborough County New Hampshire | 23 | $ 2,845,000 | $ 123,000 | $ 82,000 |
| Rockingham County New Hampshire | 23 | $ 5,065,000 | $ 220,000 | $ 121,000 |
| Windham County Connecticut | 22 | $ 3,730,000 | $ 169,000 | $ 115,000 |
| Essex County Massachusetts | 21 | $ 8,695,000 | $ 414,000 | $ 195,000 |
| Suffolk County New York | 21 | $ 2,505,000 | $ 119,000 | $ 74,000 |
| Dukes County Massachusetts | 19 | $ 9,335,000 | $ 491,000 | $ 267,000 |
| Ocean County New Jersey | 18 | $ 2,420,000 | $ 134,000 | $ 86,000 |
| Polk County Florida | 17 | $ 2,265,000 | $ 133,000 | $ 94,000 |
| Livingston County Michigan | 16 | $ 1,250,000 | $ 78,000 | $ 60,000 |
| Hartford County Connecticut | 15 | $ 20,485,000 | $ 1,365,000 | $ 134,000 |
| Wayne County Michigan | 15 | $ 825,000 | $ 55,000 | $ 71,000 |
| Atlantic County New Jersey | 15 | $ 1,175,000 | $ 78,000 | $ 57,000 |
| New Haven County Connecticut | 14 | $ 3,860,000 | $ 275,000 | $ 115,000 |
| Merrimack County New Hampshire | 14 | $ 3,000,000 | $ 214,000 | $ 107,000 |
| Saratoga County New York | 14 | $ 800,000 | $ 57,000 | $ 59,000 |
| Ottawa County Michigan | 13 | $ 805,000 | $ 61,000 | $ 49,000 |
| Yavapai County Arizona | 12 | $ 1,280,000 | $ 106,000 | $ 77,000 |
| Orange County Florida | 12 | $ 1,660,000 | $ 138,000 | $ 91,000 |
| Kent County Delaware | 11 | $ 995,000 | $ 90,000 | $ 75,000 |
| Strafford County New Hampshire | 11 | $ 685,000 | $ 62,000 | $ 48,000 |
| Dutchess County New York | 11 | $ 925,000 | $ 84,000 | $ 59,000 |
| Yuma County Arizona | 10 | $ 540,000 | $ 54,000 | $ 46,000 |
| Lake County Florida | 10 | $ 740,000 | $ 74,000 | $ 60,000 |
| Pinellas County Florida | 10 | $ 960,000 | $ 96,000 | $ 68,000 |
| Sarasota County Florida | 10 | $ 3,360,000 | $ 336,000 | $ 129,000 |
| Pasco County Florida | 9 | $ 735,000 | $ 81,000 | $ 66,000 |
| Macomb County Michigan | 9 | $ 595,000 | $ 66,000 | $ 57,000 |
| Broward County Florida | 8 | $ 3,470,000 | $ 433,000 | $ 184,000 |
| Hillsborough County Florida | 8 | $ 1,060,000 | $ 132,000 | $ 81,000 |
| Berkshire County Massachusetts | 8 | $ 350,000 | $ 43,000 | $ 41,000 |
| Monroe County Michigan | 8 | $ 340,000 | $ 42,000 | $ 60,000 |
| Belknap County New Hampshire | 8 | $ 1,800,000 | $ 225,000 | $ 120,000 |
| Lee County Florida | 7 | $ 1,275,000 | $ 182,000 | $ 164,000 |
| Hampshire County Massachusetts | 7 | $ 1,275,000 | $ 182,000 | $ 59,000 |
| Kent County Michigan | 7 | $ 355,000 | $ 50,000 | $ 56,000 |
| Gloucester County New Jersey | 7 | $ 485,000 | $ 69,000 | $ 44,000 |
| Monmouth County New Jersey | 7 | $ 385,000 | $ 55,000 | $ 55,000 |
| Ulster County New York | 7 | $ 335,000 | $ 47,000 | $ 73,000 |
| Tolland County Connecticut | 6 | $ 440,000 | $ 73,000 | $ 87,000 |
| Brevard County Florida | 6 | $ 350,000 | $ 58,000 | $ 88,000 |
| Miami-Dade County Florida | 6 | $ 4,490,000 | $ 748,000 | $ 623,000 |
| Palm Beach County Florida | 6 | $ 7,020,000 | $ 1,170,000 | $ 411,000 |
| Volusia County Florida | 6 | $ 410,000 | $ 68,000 | $ 69,000 |
| Cheshire County New Hampshire | 6 | $ 740,000 | $ 123,000 | $ 75,000 |
| Collier County Florida | 5 | $ 1,575,000 | $ 315,000 | $ 210,000 |
| Seminole County Florida | 5 | $ 445,000 | $ 89,000 | $ 72,000 |
| Grafton County New Hampshire | 5 | $ 2,155,000 | $ 431,000 | $ 207,000 |
| Burlington County New Jersey | 5 | $ 275,000 | $ 55,000 | $ 54,000 |
| Middlesex County New Jersey | 5 | $ 545,000 | $ 109,000 | $ 65,000 |
| Marion County Oregon | 5 | $ 375,000 | $ 75,000 | $ 70,000 |
| Lancaster County Pennsylvania | 5 | $ 635,000 | $ 127,000 | $ 93,000 |
| Mohave County Arizona | 4 | $ 310,000 | $ 77,000 | $ 44,000 |
| Charlotte County Florida | 4 | $ 380,000 | $ 95,000 | $ 115,000 |
| St. Clair County Michigan | 4 | $ 240,000 | $ 60,000 | $ 75,000 |
| Carroll County New Hampshire | 4 | $ 950,000 | $ 237,000 | $ 333,000 |
| Camden County New Jersey | 4 | $ 220,000 | $ 55,000 | $ 51,000 |
| Cape May County New Jersey | 4 | $ 370,000 | $ 92,000 | $ 66,000 |
| Salem County New Jersey | 4 | $ 260,000 | $ 65,000 | $ 88,000 |
| Orange County New York | 4 | $ 270,000 | $ 67,000 | $ 66,000 |
| Butler County Pennsylvania | 4 | $ 200,000 | $ 50,000 | $ 42,000 |
| Navajo County Arizona | 3 | $ 365,000 | $ 121,000 | $ 66,000 |
| Middlesex County Connecticut | 3 | $ 295,000 | $ 98,000 | $ 75,000 |
| Duval County Florida | 3 | $ 165,000 | $ 55,000 | $ 41,000 |
| Hernando County Florida | 3 | $ 275,000 | $ 91,000 | $ 68,000 |
| Manatee County Florida | 3 | $ 355,000 | $ 118,000 | $ 132,000 |
| York County Maine | 3 | $ 235,000 | $ 78,000 | $ 91,000 |
| Nantucket County Massachusetts | 3 | $ 1,885,000 | $ 628,000 | $ 145,000 |
| Allegan County Michigan | 3 | $ 295,000 | $ 98,000 | $ 66,000 |
| Berrien County Michigan | 3 | $ 145,000 | $ 48,000 | $ 51,000 |
| Clinton County Michigan | 3 | $ 275,000 | $ 91,000 | $ 56,000 |
| Lenawee County Michigan | 3 | $ 165,000 | $ 55,000 | $ 53,000 |
| Oakland County Michigan | 3 | $ 135,000 | $ 45,000 | $ 47,000 |
| Columbia County New York | 3 | $ 155,000 | $ 51,000 | $ 59,000 |
| Oneida County New York | 3 | $ 105,000 | $ 35,000 | $ 43,000 |
| Multnomah County Oregon | 3 | $ 145,000 | $ 48,000 | $ 89,000 |
| Bucks County Pennsylvania | 3 | $ 155,000 | $ 51,000 | $ 41,000 |
| Westmoreland County Pennsylvania | 3 | $ 165,000 | $ 55,000 | $ 47,000 |
| Pierce County Washington | 3 | $ 255,000 | $ 85,000 | $ 65,000 |
| Litchfield County Connecticut | 2 | $ 710,000 | $ 355,000 | $ 152,000 |
| New Castle County Delaware | 2 | $ 120,000 | $ 60,000 | $ 65,000 |
| Citrus County Florida | 2 | $ 60,000 | $ 30,000 | $ 55,000 |
| Flagler County Florida | 2 | $ 270,000 | $ 135,000 | $ 108,000 |
| Walton County Florida | 2 | $ 2,160,000 | $ 1,080,000 | $ 892,000 |
| Montgomery County Maryland | 2 | $ 840,000 | $ 420,000 | $ 147,000 |
| Wicomico County Maryland | 2 | $ 280,000 | $ 140,000 | $ 195,000 |
| Franklin County Massachusetts | 2 | $ 110,000 | $ 55,000 | $ 50,000 |
| Wexford County Michigan | 2 | $ 70,000 | $ 35,000 | $ 47,000 |
| Mercer County New Jersey | 2 | $ 100,000 | $ 50,000 | $ 39,000 |
| Warren County New Jersey | 2 | $ 180,000 | $ 90,000 | $ 39,000 |
| Oswego County New York | 2 | $ 70,000 | $ 35,000 | $ 55,000 |
| Sullivan County New York | 2 | $ 100,000 | $ 50,000 | $ 52,000 |
| Wake County North Carolina | 2 | $ 500,000 | $ 250,000 | $ 509,000 |
| Clackamas County Oregon | 2 | $ 150,000 | $ 75,000 | $ 67,000 |
| Clatsop County Oregon | 2 | $ 80,000 | $ 40,000 | $ 51,000 |
| Lane County Oregon | 2 | $ 110,000 | $ 55,000 | $ 48,000 |
| Yamhill County Oregon | 2 | $ 100,000 | $ 50,000 | $ 49,000 |
| Carbon County Pennsylvania | 2 | $ 90,000 | $ 45,000 | $ 192,000 |
| Chester County Pennsylvania | 2 | $ 1,310,000 | $ 655,000 | $ 152,000 |
| Delaware County Pennsylvania | 2 | $ 300,000 | $ 150,000 | $ 87,000 |
| Franklin County Pennsylvania | 2 | $ 140,000 | $ 70,000 | $ 52,000 |
| Northampton County Pennsylvania | 2 | $ 90,000 | $ 45,000 | $ 42,000 |
| York County Pennsylvania | 2 | $ 100,000 | $ 50,000 | $ 30,000 |
| Bennington County Vermont | 2 | $ 50,000 | $ 25,000 | $ 44,000 |
| Spotsylvania County Virginia | 2 | $ 170,000 | $ 85,000 | $ 134,000 |
| King County Washington | 2 | $ 300,000 | $ 150,000 | $ 73,000 |
| Gila County Arizona | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| Santa Cruz County Arizona | 1 | $ 75,000 | $ 75,000 | $ 99,000 |
| Indian River County Florida | 1 | $ 85,000 | $ 85,000 | $ 76,000 |
| Leon County Florida | 1 | $ 35,000 | $ 35,000 | $ 61,000 |
| Marion County Florida | 1 | $ 35,000 | $ 35,000 | $ 44,000 |
| Santa Rosa County Florida | 1 | $ 255,000 | $ 255,000 | $ 81,000 |
| St. Lucie County Florida | 1 | $ 25,000 | $ 25,000 | $ 27,000 |
| Sumter County Florida | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| Cumberland County Maine | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Frederick County Maryland | 1 | $ 485,000 | $ 485,000 | $ 170,000 |
| Howard County Maryland | 1 | $ 995,000 | $ 995,000 | $ 249,000 |
| Kalamazoo County Michigan | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| Lapeer County Michigan | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| St. Joseph County Michigan | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Washtenaw County Michigan | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Coos County New Hampshire | 1 | $ 335,000 | $ 335,000 | $ 285,000 |
| Bergen County New Jersey | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Cumberland County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 79,000 |
| Chemung County New York | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Erie County New York | 1 | $ 45,000 | $ 45,000 | $ 64,000 |
| Livingston County New York | 1 | $ 25,000 | $ 25,000 | $ 37,000 |
| Niagara County New York | 1 | $ 25,000 | $ 25,000 | $ 41,000 |
| Ontario County New York | 1 | $ 95,000 | $ 95,000 | $ 127,000 |
| Rensselaer County New York | 1 | $ 45,000 | $ 45,000 | $ 57,000 |
| Tioga County New York | 1 | $ 75,000 | $ 75,000 | $ 79,000 |
| Warren County New York | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Wayne County New York | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Chatham County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 166,000 |
| Cumberland County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 92,000 |
| Mecklenburg County North Carolina | 1 | $ 605,000 | $ 605,000 | $ 317,000 |
| Pender County North Carolina | 1 | $ 495,000 | $ 495,000 | $ 124,000 |
| Douglas County Oregon | 1 | $ 45,000 | $ 45,000 | $ 29,000 |
| Linn County Oregon | 1 | $ 35,000 | $ 35,000 | $ 122,000 |
| Allegheny County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 108,000 |
| Bedford County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Cumberland County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 49,000 |
| Erie County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 66,000 |
| Lebanon County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 44,000 |
| Lehigh County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 45,000 |
| Monroe County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 84,000 |
| Montgomery County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Philadelphia County Pennsylvania | 1 | $ 415,000 | $ 415,000 | $ 112,000 |
| Schuylkill County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 59,000 |
| Beaufort County South Carolina | 1 | $ 435,000 | $ 435,000 | $ 101,000 |
| Greenville County South Carolina | 1 | $ 805,000 | $ 805,000 | $ 325,000 |
| Horry County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 139,000 |
| Jasper County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 53,000 |
| Gregg County Texas | 1 | $ 65,000 | $ 65,000 | $ 64,000 |
| Augusta County Virginia | 1 | $ 25,000 | $ 25,000 | $ 51,000 |
| Loudoun County Virginia | 1 | $ 485,000 | $ 485,000 | $ 285,000 |
| New Kent County Virginia | 1 | $ 95,000 | $ 95,000 | $ 102,000 |
| Prince William County Virginia | 1 | $ 315,000 | $ 315,000 | $ 77,000 |
| Grant County Washington | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
| Mason County Washington | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Yakima County Washington | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
Mortgage Loan Application Detail Totals for Baycoast Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,758 | $610,240,000 | $347,000 | $29,555,000 | $141,000 | $2,342,000 |
| Home Improvement | 594 | $81,630,000 | $137,000 | $2,615,000 | $149,000 | $2,048,000 |
| Cash-out Refinancing | 483 | $154,715,000 | $320,000 | $2,755,000 | $242,000 | $4,293,000 |
| Other Purpose | 466 | $72,470,000 | $155,000 | $1,505,000 | $150,000 | $2,037,000 |
| Refinancing | 361 | $109,155,000 | $302,000 | $8,005,000 | $156,000 | $4,281,000 |
| Not Applicable | 3 | $105,000 | $35,000 | $35,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,865 | $709,165,000 | $247,000 | $4,755,000 | $159,000 | $4,293,000 |
| Not Provided | 447 | $121,815,000 | $272,000 | $2,755,000 | $167,000 | $1,601,000 |
| Hispanic | 101 | $23,905,000 | $236,000 | $1,165,000 | $125,000 | $528,000 |
| Not applicable | 90 | $129,710,000 | $1,441,000 | $29,555,000 | $0 | $0 |
| Black or African American | 72 | $15,960,000 | $221,000 | $645,000 | $121,000 | $792,000 |
| Asian | 52 | $18,200,000 | $350,000 | $1,505,000 | $193,000 | $1,249,000 |
| American Indian or Alaskan Native | 11 | $1,925,000 | $175,000 | $445,000 | $68,000 | $151,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $75,000 | $75,000 | $75,000 | $41,000 | $41,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,664 | $1,028,270,000 | $280,000 | $29,555,000 | $159,000 | $4,293,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $45,000 | $45,000 | $45,000 | $73,000 | $73,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,707 | $309,075,000 | $181,000 | $29,555,000 | $129,000 | $2,048,000 |
| Loan Purchased By The Institution | 1,371 | $630,455,000 | $459,000 | $4,755,000 | $226,000 | $4,293,000 |
| Application Denied By Financial Institution | 250 | $28,900,000 | $115,000 | $2,365,000 | $83,000 | $603,000 |
| File Closed For Incompleteness | 165 | $12,395,000 | $75,000 | $445,000 | $61,000 | $364,000 |
| Application Withdrawn By Applicant | 123 | $42,125,000 | $342,000 | $7,205,000 | $85,000 | $500,000 |
| Application Approved But Not Accepted | 49 | $5,365,000 | $109,000 | $605,000 | $120,000 | $720,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,415 | $999,415,000 | $292,000 | $29,555,000 | $164,000 | $4,293,000 |
| Credit History | 123 | $10,805,000 | $87,000 | $585,000 | $85,000 | $384,000 |
| Debt-To-Income Ratio | 40 | $6,540,000 | $163,000 | $1,005,000 | $75,000 | $261,000 |
| Unverifiable Information | 35 | $2,365,000 | $67,000 | $185,000 | $46,000 | $120,000 |
| Collateral | 31 | $4,285,000 | $138,000 | $495,000 | $143,000 | $603,000 |
| Other | 14 | $1,300,000 | $92,000 | $205,000 | $65,000 | $167,000 |
| Employment History | 4 | $320,000 | $80,000 | $105,000 | $49,000 | $76,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $3,285,000 | $1,095,000 | $2,365,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Baycoast Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Baycoast Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.