City National Bank Of West Virginia
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
City National Bank Of West Virginia 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | City National Bank Of West Virginia 25 Gatewater Road Charleston, WV 25313 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,584 |
| Total Mortgage Loan Application Amount | $819,700,000 |
| Average Mortgage Loan Application Amount | $134,600 |
| Highest Mortgage Loan Application Amount | $7,905,000 |
| Average Applicant Income | $85,800 |
| Highest Applicant Income | $6,683,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with City National Bank Of West Virginia. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing City National Bank Of West Virginia's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down City National Bank Of West Virginia's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how City National Bank Of West Virginia serves its applicants.
Each category highlights the total number of mortgage applications processed by City National Bank Of West Virginia, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at City National Bank Of West Virginia's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kanawha County West Virginia | 784 | $ 81,190,000 | $ 103,000 | $ 95,000 |
| Raleigh County West Virginia | 394 | $ 37,070,000 | $ 94,000 | $ 88,000 |
| Berkeley County West Virginia | 383 | $ 51,425,000 | $ 134,000 | $ 117,000 |
| Putnam County West Virginia | 327 | $ 42,365,000 | $ 129,000 | $ 114,000 |
| Cabell County West Virginia | 299 | $ 32,665,000 | $ 109,000 | $ 99,000 |
| Greenbrier County West Virginia | 240 | $ 30,340,000 | $ 126,000 | $ 125,000 |
| Lawrence County Ohio | 223 | $ 25,115,000 | $ 112,000 | $ 90,000 |
| Greenup County Kentucky | 214 | $ 21,340,000 | $ 99,000 | $ 107,000 |
| Boyd County Kentucky | 203 | $ 22,765,000 | $ 112,000 | $ 114,000 |
| Jefferson County West Virginia | 181 | $ 32,635,000 | $ 180,000 | $ 119,000 |
| Augusta County Virginia | 146 | $ 22,310,000 | $ 152,000 | $ 100,000 |
| Harrison County West Virginia | 118 | $ 22,240,000 | $ 188,000 | $ 110,000 |
| Mason County West Virginia | 107 | $ 7,535,000 | $ 70,000 | $ 76,000 |
| Frederick County Virginia | 100 | $ 15,120,000 | $ 151,000 | $ 129,000 |
| Fayette County West Virginia | 99 | $ 9,775,000 | $ 98,000 | $ 77,000 |
| Jackson County West Virginia | 89 | $ 7,795,000 | $ 87,000 | $ 81,000 |
| Shenandoah County Virginia | 79 | $ 9,755,000 | $ 123,000 | $ 102,000 |
| Wayne County West Virginia | 78 | $ 6,730,000 | $ 86,000 | $ 83,000 |
| Johnson County Kentucky | 70 | $ 9,780,000 | $ 139,000 | $ 124,000 |
| Lincoln County West Virginia | 68 | $ 4,070,000 | $ 59,000 | $ 69,000 |
| Summers County West Virginia | 68 | $ 4,700,000 | $ 69,000 | $ 70,000 |
| Monongalia County West Virginia | 64 | $ 18,860,000 | $ 294,000 | $ 145,000 |
| Fayette County Kentucky | 61 | $ 9,905,000 | $ 162,000 | $ 166,000 |
| Staunton County Virginia | 57 | $ 8,835,000 | $ 155,000 | $ 172,000 |
| Braxton County West Virginia | 55 | $ 4,435,000 | $ 80,000 | $ 79,000 |
| Warren County Virginia | 54 | $ 9,200,000 | $ 170,000 | $ 113,000 |
| Mercer County West Virginia | 54 | $ 6,680,000 | $ 123,000 | $ 90,000 |
| Carter County Kentucky | 53 | $ 6,355,000 | $ 119,000 | $ 102,000 |
| Marion County West Virginia | 50 | $ 9,990,000 | $ 199,000 | $ 129,000 |
| Jessamine County Kentucky | 46 | $ 10,680,000 | $ 232,000 | $ 193,000 |
| Morgan County West Virginia | 46 | $ 7,000,000 | $ 152,000 | $ 77,000 |
| Lawrence County Kentucky | 41 | $ 3,685,000 | $ 89,000 | $ 80,000 |
| Waynesboro County Virginia | 40 | $ 9,000,000 | $ 225,000 | $ 254,000 |
| Boone County West Virginia | 30 | $ 2,940,000 | $ 98,000 | $ 78,000 |
| Harrison County Kentucky | 28 | $ 2,390,000 | $ 85,000 | $ 79,000 |
| Pocahontas County West Virginia | 28 | $ 2,010,000 | $ 71,000 | $ 75,000 |
| Monroe County West Virginia | 26 | $ 2,460,000 | $ 94,000 | $ 73,000 |
| Hamilton County Ohio | 22 | $ 6,860,000 | $ 311,000 | $ 239,000 |
| Rockbridge County Virginia | 21 | $ 3,205,000 | $ 152,000 | $ 131,000 |
| Scioto County Ohio | 20 | $ 3,350,000 | $ 167,000 | $ 87,000 |
| Nicholas County Kentucky | 18 | $ 1,530,000 | $ 85,000 | $ 77,000 |
| Winchester County Virginia | 17 | $ 4,005,000 | $ 235,000 | $ 135,000 |
| Nicholas County West Virginia | 15 | $ 1,085,000 | $ 72,000 | $ 84,000 |
| Loudoun County Virginia | 14 | $ 7,880,000 | $ 562,000 | $ 337,000 |
| Franklin County Ohio | 13 | $ 6,785,000 | $ 521,000 | $ 156,000 |
| Gallia County Ohio | 13 | $ 6,955,000 | $ 535,000 | $ 82,000 |
| Upshur County West Virginia | 13 | $ 2,705,000 | $ 208,000 | $ 104,000 |
| Meigs County Ohio | 12 | $ 900,000 | $ 75,000 | $ 71,000 |
| Travis County Texas | 12 | $ 11,600,000 | $ 966,000 | $ 0 |
| Montgomery County Kentucky | 11 | $ 1,505,000 | $ 136,000 | $ 74,000 |
| Taylor County West Virginia | 11 | $ 2,985,000 | $ 271,000 | $ 134,000 |
| Wood County West Virginia | 11 | $ 1,225,000 | $ 111,000 | $ 98,000 |
| Scott County Kentucky | 10 | $ 2,530,000 | $ 253,000 | $ 106,000 |
| Garrard County Kentucky | 9 | $ 2,125,000 | $ 236,000 | $ 153,000 |
| Lewis County Kentucky | 9 | $ 645,000 | $ 71,000 | $ 63,000 |
| Montgomery County Maryland | 9 | $ 9,095,000 | $ 1,010,000 | $ 0 |
| Buena Vista County Virginia | 9 | $ 675,000 | $ 75,000 | $ 60,000 |
| Fairfax County Virginia | 9 | $ 5,025,000 | $ 558,000 | $ 173,000 |
| Hampshire County West Virginia | 8 | $ 1,140,000 | $ 142,000 | $ 86,000 |
| Madison County Kentucky | 7 | $ 2,485,000 | $ 355,000 | $ 99,000 |
| Clay County West Virginia | 7 | $ 495,000 | $ 70,000 | $ 51,000 |
| Lewis County West Virginia | 7 | $ 695,000 | $ 99,000 | $ 90,000 |
| Randolph County West Virginia | 7 | $ 925,000 | $ 132,000 | $ 141,000 |
| Mercer County Kentucky | 6 | $ 1,630,000 | $ 271,000 | $ 736,000 |
| Woodford County Kentucky | 6 | $ 1,180,000 | $ 196,000 | $ 970,000 |
| Nelson County Virginia | 6 | $ 1,150,000 | $ 191,000 | $ 138,000 |
| Prince William County Virginia | 6 | $ 2,040,000 | $ 340,000 | $ 110,000 |
| Barbour County West Virginia | 6 | $ 870,000 | $ 145,000 | $ 105,000 |
| Logan County West Virginia | 6 | $ 540,000 | $ 90,000 | $ 71,000 |
| Bourbon County Kentucky | 5 | $ 475,000 | $ 95,000 | $ 33,000 |
| Kenton County Kentucky | 5 | $ 705,000 | $ 141,000 | $ 0 |
| Magoffin County Kentucky | 5 | $ 1,075,000 | $ 215,000 | $ 77,000 |
| Washington County Maryland | 5 | $ 935,000 | $ 187,000 | $ 308,000 |
| Davidson County Tennessee | 5 | $ 4,815,000 | $ 963,000 | $ 0 |
| Williamson County Tennessee | 5 | $ 4,835,000 | $ 967,000 | $ 0 |
| Dallas County Texas | 5 | $ 4,775,000 | $ 955,000 | $ 0 |
| Hardy County West Virginia | 5 | $ 805,000 | $ 161,000 | $ 140,000 |
| District of Columbia County District Of Columbia | 4 | $ 4,540,000 | $ 1,135,000 | $ 0 |
| Fulton County Georgia | 4 | $ 3,250,000 | $ 812,000 | $ 0 |
| Bath County Kentucky | 4 | $ 290,000 | $ 72,000 | $ 251,000 |
| Campbell County Kentucky | 4 | $ 560,000 | $ 140,000 | $ 0 |
| Clark County Kentucky | 4 | $ 450,000 | $ 112,000 | $ 115,000 |
| Floyd County Kentucky | 4 | $ 480,000 | $ 120,000 | $ 87,000 |
| Rowan County Kentucky | 4 | $ 870,000 | $ 217,000 | $ 125,000 |
| Delaware County Ohio | 4 | $ 790,000 | $ 197,000 | $ 160,000 |
| Montgomery County Ohio | 4 | $ 780,000 | $ 195,000 | $ 0 |
| Harris County Texas | 4 | $ 3,710,000 | $ 927,000 | $ 0 |
| Clarke County Virginia | 4 | $ 580,000 | $ 145,000 | $ 120,000 |
| Rockingham County Virginia | 4 | $ 940,000 | $ 235,000 | $ 91,000 |
| Gilmer County West Virginia | 4 | $ 300,000 | $ 75,000 | $ 62,000 |
| Wyoming County West Virginia | 4 | $ 150,000 | $ 37,000 | $ 49,000 |
| Forsyth County Georgia | 3 | $ 2,645,000 | $ 881,000 | $ 0 |
| Frederick County Maryland | 3 | $ 865,000 | $ 288,000 | $ 88,000 |
| Rappahannock County Virginia | 3 | $ 465,000 | $ 155,000 | $ 142,000 |
| Tucker County West Virginia | 3 | $ 525,000 | $ 175,000 | $ 266,000 |
| Lee County Florida | 2 | $ 250,000 | $ 125,000 | $ 432,000 |
| Elliott County Kentucky | 2 | $ 330,000 | $ 165,000 | $ 147,000 |
| Fleming County Kentucky | 2 | $ 150,000 | $ 75,000 | $ 92,000 |
| Mason County Kentucky | 2 | $ 70,000 | $ 35,000 | $ 55,000 |
| Perry County Kentucky | 2 | $ 420,000 | $ 210,000 | $ 69,000 |
| Pike County Kentucky | 2 | $ 170,000 | $ 85,000 | $ 144,000 |
| Garrett County Maryland | 2 | $ 750,000 | $ 375,000 | $ 2,579,000 |
| Howard County Maryland | 2 | $ 1,830,000 | $ 915,000 | $ 0 |
| Athens County Ohio | 2 | $ 170,000 | $ 85,000 | $ 93,000 |
| Beaufort County South Carolina | 2 | $ 1,980,000 | $ 990,000 | $ 0 |
| Horry County South Carolina | 2 | $ 1,770,000 | $ 885,000 | $ 0 |
| Collin County Texas | 2 | $ 2,080,000 | $ 1,040,000 | $ 0 |
| Denton County Texas | 2 | $ 1,600,000 | $ 800,000 | $ 0 |
| Hays County Texas | 2 | $ 2,060,000 | $ 1,030,000 | $ 0 |
| Lubbock County Texas | 2 | $ 1,370,000 | $ 685,000 | $ 0 |
| Alleghany County Virginia | 2 | $ 110,000 | $ 55,000 | $ 67,000 |
| Highland County Virginia | 2 | $ 350,000 | $ 175,000 | $ 55,000 |
| Lexington County Virginia | 2 | $ 420,000 | $ 210,000 | $ 46,000 |
| Page County Virginia | 2 | $ 470,000 | $ 235,000 | $ 132,000 |
| Spotsylvania County Virginia | 2 | $ 310,000 | $ 155,000 | $ 146,000 |
| Mineral County West Virginia | 2 | $ 200,000 | $ 100,000 | $ 65,000 |
| Preston County West Virginia | 2 | $ 380,000 | $ 190,000 | $ 123,000 |
| Roane County West Virginia | 2 | $ 190,000 | $ 95,000 | $ 108,000 |
| Jefferson County Alabama | 1 | $ 765,000 | $ 765,000 | $ 0 |
| Mobile County Alabama | 1 | $ 785,000 | $ 785,000 | $ 0 |
| St. Clair County Alabama | 1 | $ 775,000 | $ 775,000 | $ 0 |
| Benton County Arkansas | 1 | $ 785,000 | $ 785,000 | $ 0 |
| Garland County Arkansas | 1 | $ 945,000 | $ 945,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 995,000 | $ 995,000 | $ 0 |
| Santa Clara County California | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Lake County Florida | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Cherokee County Georgia | 1 | $ 695,000 | $ 695,000 | $ 0 |
| Clarke County Georgia | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Cobb County Georgia | 1 | $ 975,000 | $ 975,000 | $ 0 |
| Dawson County Georgia | 1 | $ 665,000 | $ 665,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Hamilton County Indiana | 1 | $ 825,000 | $ 825,000 | $ 0 |
| Anderson County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Bell County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
| Robertson County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 167,000 |
| Washington County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 22,000 |
| Anne Arundel County Maryland | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 965,000 | $ 965,000 | $ 0 |
| Carroll County Maryland | 1 | $ 965,000 | $ 965,000 | $ 0 |
| Worcester County Maryland | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Oakland County Michigan | 1 | $ 695,000 | $ 695,000 | $ 0 |
| Anoka County Minnesota | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 805,000 | $ 805,000 | $ 0 |
| Morris County New Jersey | 1 | $ 1,315,000 | $ 1,315,000 | $ 0 |
| Dare County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 145,000 |
| Henderson County North Carolina | 1 | $ 775,000 | $ 775,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 1,025,000 | $ 1,025,000 | $ 0 |
| Pender County North Carolina | 1 | $ 785,000 | $ 785,000 | $ 0 |
| Wake County North Carolina | 1 | $ 875,000 | $ 875,000 | $ 0 |
| Butler County Ohio | 1 | $ 655,000 | $ 655,000 | $ 336,000 |
| Pickaway County Ohio | 1 | $ 7,905,000 | $ 7,905,000 | $ 0 |
| Richland County Ohio | 1 | $ 1,355,000 | $ 1,355,000 | $ 0 |
| Washington County Ohio | 1 | $ 155,000 | $ 155,000 | $ 104,000 |
| Oklahoma County Oklahoma | 1 | $ 945,000 | $ 945,000 | $ 0 |
| Chester County Pennsylvania | 1 | $ 1,785,000 | $ 1,785,000 | $ 0 |
| Fayette County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 54,000 |
| Franklin County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Philadelphia County Pennsylvania | 1 | $ 745,000 | $ 745,000 | $ 0 |
| Berkeley County South Carolina | 1 | $ 795,000 | $ 795,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 745,000 | $ 745,000 | $ 0 |
| Blount County Tennessee | 1 | $ 995,000 | $ 995,000 | $ 0 |
| Knox County Tennessee | 1 | $ 735,000 | $ 735,000 | $ 0 |
| Maury County Tennessee | 1 | $ 805,000 | $ 805,000 | $ 0 |
| Roane County Tennessee | 1 | $ 915,000 | $ 915,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Sumner County Tennessee | 1 | $ 745,000 | $ 745,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Grayson County Texas | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Henderson County Texas | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Midland County Texas | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Montgomery County Texas | 1 | $ 1,115,000 | $ 1,115,000 | $ 0 |
| Parker County Texas | 1 | $ 995,000 | $ 995,000 | $ 0 |
| Tarrant County Texas | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Williamson County Texas | 1 | $ 815,000 | $ 815,000 | $ 0 |
| Alexandria County Virginia | 1 | $ 1,115,000 | $ 1,115,000 | $ 0 |
| Arlington County Virginia | 1 | $ 865,000 | $ 865,000 | $ 0 |
| Bath County Virginia | 1 | $ 55,000 | $ 55,000 | $ 45,000 |
| Bedford County Virginia | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Bland County Virginia | 1 | $ 375,000 | $ 375,000 | $ 90,000 |
| Fairfax City County Virginia | 1 | $ 745,000 | $ 745,000 | $ 0 |
| Fauquier County Virginia | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Fluvanna County Virginia | 1 | $ 45,000 | $ 45,000 | $ 88,000 |
| Louisa County Virginia | 1 | $ 255,000 | $ 255,000 | $ 105,000 |
| Madison County Virginia | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 65,000 | $ 65,000 | $ 186,000 |
| Virginia Beach County Virginia | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Calhoun County West Virginia | 1 | $ 285,000 | $ 285,000 | $ 83,000 |
| Doddridge County West Virginia | 1 | $ 225,000 | $ 225,000 | $ 194,000 |
| Marshall County West Virginia | 1 | $ 165,000 | $ 165,000 | $ 130,000 |
| Mingo County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 51,000 |
| Ritchie County West Virginia | 1 | $ 315,000 | $ 315,000 | $ 92,000 |
| Webster County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 41,000 |
| Wetzel County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 90,000 |
| Wirt County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 106,000 |
Mortgage Loan Application Detail Totals for City National Bank Of West Virginia in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,597 | $412,615,000 | $258,000 | $7,905,000 | $124,000 | $4,640,000 |
| Home Improvement | 1,470 | $92,050,000 | $62,000 | $555,000 | $94,000 | $971,000 |
| Refinancing | 1,449 | $226,855,000 | $156,000 | $2,905,000 | $112,000 | $6,683,000 |
| Other Purpose | 1,067 | $88,065,000 | $82,000 | $755,000 | $99,000 | $1,055,000 |
| Cash-out Refinancing | 1 | $115,000 | $115,000 | $115,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,642 | $555,210,000 | $119,000 | $1,505,000 | $102,000 | $6,683,000 |
| Not Provided | 433 | $51,075,000 | $117,000 | $965,000 | $138,000 | $4,460,000 |
| Not applicable | 316 | $187,280,000 | $592,000 | $7,905,000 | $0 | $0 |
| Black or African American | 85 | $8,625,000 | $101,000 | $415,000 | $146,000 | $2,408,000 |
| Hispanic | 47 | $5,925,000 | $126,000 | $425,000 | $85,000 | $303,000 |
| Asian | 32 | $6,040,000 | $188,000 | $495,000 | $353,000 | $4,683,000 |
| American Indian or Alaskan Native | 6 | $1,200,000 | $200,000 | $485,000 | $90,000 | $255,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $65,000 | $65,000 | $65,000 | $149,000 | $149,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,584 | $819,700,000 | $146,000 | $7,905,000 | $108,000 | $6,683,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,337 | $477,955,000 | $143,000 | $7,905,000 | $121,000 | $6,683,000 |
| Application Denied By Financial Institution | 1,237 | $105,485,000 | $85,000 | $1,105,000 | $75,000 | $600,000 |
| Application Approved But Not Accepted | 539 | $61,365,000 | $113,000 | $1,505,000 | $105,000 | $3,692,000 |
| Application Withdrawn By Applicant | 346 | $62,460,000 | $180,000 | $1,355,000 | $111,000 | $3,003,000 |
| Loan Purchased By The Institution | 125 | $112,435,000 | $899,000 | $1,785,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,347 | $714,215,000 | $164,000 | $7,905,000 | $118,000 | $6,683,000 |
| Credit History | 654 | $43,600,000 | $66,000 | $615,000 | $75,000 | $600,000 |
| Debt-To-Income Ratio | 241 | $23,885,000 | $99,000 | $905,000 | $68,000 | $349,000 |
| Collateral | 184 | $16,790,000 | $91,000 | $1,105,000 | $83,000 | $300,000 |
| Other | 84 | $11,510,000 | $137,000 | $965,000 | $73,000 | $510,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 36 | $4,380,000 | $121,000 | $925,000 | $59,000 | $316,000 |
| Employment History | 33 | $4,075,000 | $123,000 | $915,000 | $93,000 | $299,000 |
| Unverifiable Information | 5 | $1,245,000 | $249,000 | $905,000 | $59,000 | $160,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into City National Bank Of West Virginia's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess City National Bank Of West Virginia's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in West Virginia, download the full spreadsheet
with aggregated HMDA statistics today.