Clearpath Lending
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018

Clearpath Lending 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Clearpath Lending
15615 Alton Parkway Suite 300
Irvine, CA 92618
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 5,344
Total Mortgage Loan Application Amount $1,325,360,000
Average Mortgage Loan Application Amount $257,000
Highest Mortgage Loan Application Amount $1,045,000
Average Applicant Income $57,666
Highest Applicant Income $342,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Clearpath Lending. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Clearpath Lending's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2018 breaks down Clearpath Lending's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Clearpath Lending serves its applicants.

Each category highlights the total number of mortgage applications processed by Clearpath Lending, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Clearpath Lending's mortgage activity for 2018.

Mortgage Loan Application Totals for Clearpath Lending by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa County Arizona 342 $ 79,900,000 $ 233,000 $ 22,000
Clark County Nevada 183 $ 46,565,000 $ 254,000 $ 25,000
Riverside County California 162 $ 49,850,000 $ 307,000 $ 25,000
Los Angeles County California 129 $ 52,035,000 $ 403,000 $ 43,000
El Paso County Colorado 109 $ 27,995,000 $ 256,000 $ 31,000
San Bernardino County California 104 $ 28,410,000 $ 273,000 $ 24,000
San Diego County California 85 $ 37,435,000 $ 440,000 $ 39,000
Sacramento County California 83 $ 26,315,000 $ 317,000 $ 32,000
Pima County Arizona 78 $ 15,720,000 $ 201,000 $ 21,000
Pinal County Arizona 52 $ 10,710,000 $ 205,000 $ 14,000
Kern County California 45 $ 10,045,000 $ 223,000 $ 23,000
San Joaquin County California 44 $ 14,960,000 $ 340,000 $ 33,000
Prince George's County Maryland 40 $ 14,600,000 $ 365,000 $ 20,000
Washoe County Nevada 39 $ 11,385,000 $ 291,000 $ 30,000
Mecklenburg County North Carolina 38 $ 8,210,000 $ 216,000 $ 12,000
Montgomery County Tennessee 38 $ 7,160,000 $ 188,000 $ 25,000
Stanislaus County California 37 $ 10,305,000 $ 278,000 $ 21,000
Honolulu County Hawaii 37 $ 21,035,000 $ 568,000 $ 26,000
Yavapai County Arizona 36 $ 7,880,000 $ 218,000 $ 20,000
Marion County Indiana 36 $ 5,790,000 $ 160,000 $ 13,000
Hennepin County Minnesota 36 $ 8,250,000 $ 229,000 $ 17,000
Franklin County Ohio 36 $ 7,310,000 $ 203,000 $ 33,000
Bernalillo County New Mexico 35 $ 6,865,000 $ 196,000 $ 36,000
Arapahoe County Colorado 34 $ 11,080,000 $ 325,000 $ 32,000
Macomb County Michigan 34 $ 6,910,000 $ 203,000 $ 24,000
Tarrant County Texas 33 $ 6,685,000 $ 202,000 $ 5,000
Weld County Colorado 32 $ 7,900,000 $ 246,000 $ 20,000
Fresno County California 31 $ 7,225,000 $ 233,000 $ 26,000
Solano County California 31 $ 10,645,000 $ 343,000 $ 34,000
Bexar County Texas 31 $ 6,845,000 $ 220,000 $ 24,000
Philadelphia County Pennsylvania 30 $ 5,820,000 $ 194,000 $ 13,000
Adams County Colorado 29 $ 9,365,000 $ 322,000 $ 15,000
Mohave County Arizona 27 $ 5,495,000 $ 203,000 $ 17,000
Tulare County California 27 $ 5,785,000 $ 214,000 $ 23,000
Ada County Idaho 27 $ 6,485,000 $ 240,000 $ 22,000
Henry County Georgia 26 $ 6,440,000 $ 247,000 $ 12,000
Orange County California 25 $ 13,205,000 $ 528,000 $ 85,000
Pueblo County Colorado 25 $ 4,765,000 $ 190,000 $ 31,000
Harris County Texas 25 $ 4,395,000 $ 175,000 $ 21,000
Prince William County Virginia 25 $ 10,215,000 $ 408,000 $ 24,000
Merced County California 23 $ 5,725,000 $ 248,000 $ 27,000
Shasta County California 23 $ 4,405,000 $ 191,000 $ 19,000
Mesa County Colorado 23 $ 4,785,000 $ 208,000 $ 26,000
Fulton County Georgia 23 $ 4,895,000 $ 212,000 $ 21,000
Rutherford County Tennessee 23 $ 4,805,000 $ 208,000 $ 24,000
Contra Costa County California 22 $ 9,850,000 $ 447,000 $ 41,000
Davidson County Tennessee 22 $ 5,110,000 $ 232,000 $ 41,000
Cook County Illinois 21 $ 4,665,000 $ 222,000 $ 15,000
Anne Arundel County Maryland 21 $ 6,465,000 $ 307,000 $ 17,000
Placer County California 20 $ 8,250,000 $ 412,000 $ 48,000
Brevard County Florida 20 $ 4,080,000 $ 204,000 $ 14,000
Oakland County Michigan 20 $ 4,470,000 $ 223,000 $ 16,000
Denver County Colorado 18 $ 5,050,000 $ 280,000 $ 28,000
Duval County Florida 18 $ 3,580,000 $ 198,000 $ 20,000
Gwinnett County Georgia 18 $ 3,910,000 $ 217,000 $ 42,000
Anoka County Minnesota 18 $ 3,780,000 $ 210,000 $ 30,000
Sandoval County New Mexico 18 $ 3,750,000 $ 208,000 $ 39,000
Wake County North Carolina 18 $ 3,800,000 $ 211,000 $ 21,000
Montgomery County Ohio 18 $ 3,060,000 $ 170,000 $ 35,000
Bell County Texas 17 $ 3,105,000 $ 182,000 $ 12,000
El Paso County Texas 17 $ 2,825,000 $ 166,000 $ 12,000
Jefferson County Colorado 16 $ 4,850,000 $ 303,000 $ 41,000
Broward County Florida 16 $ 4,430,000 $ 276,000 $ 11,000
Orange County Florida 16 $ 3,660,000 $ 228,000 $ 10,000
Charles County Maryland 16 $ 5,630,000 $ 351,000 $ 52,000
Montgomery County Pennsylvania 16 $ 3,930,000 $ 245,000 $ 52,000
Hamilton County Tennessee 16 $ 3,040,000 $ 190,000 $ 28,000
Chesterfield County Virginia 16 $ 4,110,000 $ 256,000 $ 20,000
Stafford County Virginia 16 $ 5,210,000 $ 325,000 $ 21,000
Alameda County California 15 $ 7,525,000 $ 501,000 $ 64,000
Columbia County Georgia 15 $ 3,385,000 $ 225,000 $ 50,000
Canyon County Idaho 15 $ 3,055,000 $ 203,000 $ 34,000
Cumberland County North Carolina 15 $ 2,855,000 $ 190,000 $ 23,000
Forsyth County North Carolina 15 $ 2,505,000 $ 167,000 $ 3,000
Knox County Tennessee 15 $ 3,115,000 $ 207,000 $ 33,000
Shelby County Tennessee 15 $ 3,105,000 $ 207,000 $ 25,000
Virginia Beach County Virginia 15 $ 3,835,000 $ 255,000 $ 12,000
Madison County Alabama 14 $ 3,120,000 $ 222,000 $ 23,000
Butte County California 14 $ 3,250,000 $ 232,000 $ 36,000
Monterey County California 14 $ 5,710,000 $ 407,000 $ 21,000
Miami-Dade County Florida 14 $ 3,680,000 $ 262,000 $ 13,000
Pasco County Florida 14 $ 2,700,000 $ 192,000 $ 14,000
Muscogee County Georgia 14 $ 2,310,000 $ 165,000 $ 8,000
Hendricks County Indiana 14 $ 3,200,000 $ 228,000 $ 26,000
Wayne County Michigan 14 $ 2,450,000 $ 175,000 $ 14,000
Dallas County Texas 14 $ 2,740,000 $ 195,000 $ 12,000
Fairfax County Virginia 14 $ 6,210,000 $ 443,000 $ 58,000
Henrico County Virginia 14 $ 2,660,000 $ 190,000 $ 9,000
Lake County Indiana 13 $ 2,595,000 $ 199,000 $ 29,000
Caddo County Louisiana 13 $ 2,105,000 $ 161,000 $ 7,000
Dona Ana County New Mexico 13 $ 2,435,000 $ 187,000 $ 15,000
Sumner County Tennessee 13 $ 3,815,000 $ 293,000 $ 21,000
Hampton County Virginia 13 $ 2,715,000 $ 208,000 $ 8,000
Milwaukee County Wisconsin 13 $ 2,015,000 $ 155,000 $ 4,000
Yuma County Arizona 12 $ 2,040,000 $ 170,000 $ 27,000
Kings County California 12 $ 2,370,000 $ 197,000 $ 24,000
Santa Barbara County California 12 $ 4,360,000 $ 363,000 $ 36,000
Larimer County Colorado 12 $ 4,320,000 $ 360,000 $ 30,000
New Castle County Delaware 12 $ 2,810,000 $ 234,000 $ 29,000
Hillsborough County Florida 12 $ 2,560,000 $ 213,000 $ 25,000
Palm Beach County Florida 12 $ 3,020,000 $ 251,000 $ 9,000
East Baton Rouge County Louisiana 12 $ 2,140,000 $ 178,000 $ 12,000
Ocean County New Jersey 12 $ 3,140,000 $ 261,000 $ 24,000
York County Pennsylvania 12 $ 2,410,000 $ 200,000 $ 19,000
Chesapeake County Virginia 12 $ 4,110,000 $ 342,000 $ 27,000
Spotsylvania County Virginia 12 $ 3,530,000 $ 294,000 $ 12,000
Baldwin County Alabama 11 $ 2,465,000 $ 224,000 $ 10,000
Mobile County Alabama 11 $ 1,765,000 $ 160,000 $ 11,000
Montgomery County Alabama 11 $ 2,265,000 $ 205,000 $ 22,000
San Luis Obispo County California 11 $ 4,955,000 $ 450,000 $ 27,000
Clay County Florida 11 $ 1,985,000 $ 180,000 $ 23,000
Lake County Florida 11 $ 2,205,000 $ 200,000 $ 14,000
Lee County Florida 11 $ 2,625,000 $ 238,000 $ 6,000
Pinellas County Florida 11 $ 2,285,000 $ 207,000 $ 66,000
St. Lucie County Florida 11 $ 2,675,000 $ 243,000 $ 28,000
Volusia County Florida 11 $ 1,955,000 $ 177,000 $ 0
DeKalb County Georgia 11 $ 2,485,000 $ 225,000 $ 13,000
Houston County Georgia 11 $ 2,255,000 $ 205,000 $ 42,000
Richmond County Georgia 11 $ 1,885,000 $ 171,000 $ 6,000
Baltimore County Maryland 11 $ 2,865,000 $ 260,000 $ 20,000
Dakota County Minnesota 11 $ 2,165,000 $ 196,000 $ 29,000
Butler County Ohio 11 $ 2,245,000 $ 204,000 $ 19,000
Bucks County Pennsylvania 11 $ 2,475,000 $ 225,000 $ 19,000
Cobb County Georgia 10 $ 1,840,000 $ 184,000 $ 6,000
Jefferson County Louisiana 10 $ 1,770,000 $ 177,000 $ 3,000
Orleans County Louisiana 10 $ 1,900,000 $ 190,000 $ 9,000
Sarpy County Nebraska 10 $ 2,130,000 $ 213,000 $ 20,000
Nye County Nevada 10 $ 1,860,000 $ 186,000 $ 16,000
Onslow County North Carolina 10 $ 1,690,000 $ 169,000 $ 0
Franklin County Pennsylvania 10 $ 1,910,000 $ 191,000 $ 23,000
Fort Bend County Texas 10 $ 2,930,000 $ 293,000 $ 0
Brown County Wisconsin 10 $ 1,800,000 $ 180,000 $ 12,000
Jefferson County Alabama 9 $ 1,925,000 $ 213,000 $ 0
Imperial County California 9 $ 2,005,000 $ 222,000 $ 15,000
Sonoma County California 9 $ 3,855,000 $ 428,000 $ 50,000
Yuba County California 9 $ 2,355,000 $ 261,000 $ 34,000
Osceola County Florida 9 $ 2,195,000 $ 243,000 $ 31,000
Polk County Florida 9 $ 1,745,000 $ 193,000 $ 15,000
Douglas County Georgia 9 $ 1,545,000 $ 171,000 $ 29,000
Hamilton County Indiana 9 $ 2,415,000 $ 268,000 $ 41,000
Lafayette County Louisiana 9 $ 1,785,000 $ 198,000 $ 15,000
Montgomery County Maryland 9 $ 3,495,000 $ 388,000 $ 29,000
Genesee County Michigan 9 $ 1,285,000 $ 142,000 $ 22,000
Burlington County New Jersey 9 $ 2,025,000 $ 225,000 $ 11,000
Brunswick County North Carolina 9 $ 1,925,000 $ 213,000 $ 10,000
Harnett County North Carolina 9 $ 1,585,000 $ 176,000 $ 0
New Hanover County North Carolina 9 $ 2,815,000 $ 312,000 $ 34,000
Clermont County Ohio 9 $ 1,865,000 $ 207,000 $ 10,000
Hamilton County Ohio 9 $ 2,255,000 $ 250,000 $ 18,000
Summit County Ohio 9 $ 1,325,000 $ 147,000 $ 23,000
Berks County Pennsylvania 9 $ 1,625,000 $ 180,000 $ 8,000
Travis County Texas 9 $ 2,315,000 $ 257,000 $ 19,000
Newport News County Virginia 9 $ 2,405,000 $ 267,000 $ 6,000
Norfolk County Virginia 9 $ 1,905,000 $ 211,000 $ 17,000
Shelby County Alabama 8 $ 1,590,000 $ 198,000 $ 18,000
Ventura County California 8 $ 4,120,000 $ 515,000 $ 24,000
Douglas County Colorado 8 $ 3,090,000 $ 386,000 $ 60,000
Marion County Florida 8 $ 1,360,000 $ 170,000 $ 20,000
Chatham County Georgia 8 $ 1,660,000 $ 207,000 $ 9,000
Paulding County Georgia 8 $ 1,370,000 $ 171,000 $ 28,000
Hancock County Indiana 8 $ 1,810,000 $ 226,000 $ 18,000
Calcasieu County Louisiana 8 $ 1,890,000 $ 236,000 $ 67,000
Washtenaw County Michigan 8 $ 2,000,000 $ 250,000 $ 52,000
Flathead County Montana 8 $ 1,930,000 $ 241,000 $ 52,000
Douglas County Nebraska 8 $ 1,640,000 $ 205,000 $ 6,000
Lyon County Nevada 8 $ 1,660,000 $ 207,000 $ 13,000
Fairfield County Ohio 8 $ 1,530,000 $ 191,000 $ 11,000
Licking County Ohio 8 $ 1,710,000 $ 213,000 $ 33,000
Mahoning County Ohio 8 $ 1,510,000 $ 188,000 $ 0
Chester County Pennsylvania 8 $ 2,080,000 $ 260,000 $ 30,000
Elmore County Alabama 7 $ 1,195,000 $ 170,000 $ 21,000
Charlotte County Florida 7 $ 1,515,000 $ 216,000 $ 31,000
Sarasota County Florida 7 $ 1,445,000 $ 206,000 $ 12,000
Cherokee County Georgia 7 $ 1,835,000 $ 262,000 $ 27,000
Hall County Georgia 7 $ 1,655,000 $ 236,000 $ 0
Liberty County Georgia 7 $ 1,155,000 $ 165,000 $ 22,000
Rockdale County Georgia 7 $ 1,945,000 $ 277,000 $ 28,000
Kootenai County Idaho 7 $ 1,805,000 $ 257,000 $ 39,000
Johnson County Indiana 7 $ 1,205,000 $ 172,000 $ 0
Howard County Maryland 7 $ 2,375,000 $ 339,000 $ 17,000
Ottawa County Michigan 7 $ 1,495,000 $ 213,000 $ 48,000
Ramsey County Minnesota 7 $ 1,295,000 $ 185,000 $ 36,000
Guilford County North Carolina 7 $ 1,165,000 $ 166,000 $ 34,000
Allegheny County Pennsylvania 7 $ 1,645,000 $ 235,000 $ 19,000
Lebanon County Pennsylvania 7 $ 1,175,000 $ 167,000 $ 14,000
Tipton County Tennessee 7 $ 1,065,000 $ 152,000 $ 12,000
Wilson County Tennessee 7 $ 2,305,000 $ 329,000 $ 87,000
Suffolk County Virginia 7 $ 1,445,000 $ 206,000 $ 27,000
Tuscaloosa County Alabama 6 $ 1,280,000 $ 213,000 $ 27,000
Cochise County Arizona 6 $ 1,060,000 $ 176,000 $ 23,000
Coconino County Arizona 6 $ 1,750,000 $ 291,000 $ 44,000
Amador County California 6 $ 1,160,000 $ 193,000 $ 36,000
Madera County California 6 $ 1,230,000 $ 205,000 $ 52,000
Nevada County California 6 $ 1,630,000 $ 271,000 $ 18,000
Tuolumne County California 6 $ 1,780,000 $ 296,000 $ 27,000
Manatee County Florida 6 $ 1,570,000 $ 261,000 $ 59,000
Will County Illinois 6 $ 1,420,000 $ 236,000 $ 0
Vanderburgh County Indiana 6 $ 980,000 $ 163,000 $ 30,000
St. Tammany County Louisiana 6 $ 1,260,000 $ 210,000 $ 14,000
Tangipahoa County Louisiana 6 $ 1,050,000 $ 175,000 $ 3,000
Livingston County Michigan 6 $ 1,250,000 $ 208,000 $ 39,000
Scott County Minnesota 6 $ 1,120,000 $ 186,000 $ 3,000
Monmouth County New Jersey 6 $ 2,290,000 $ 381,000 $ 0
Santa Fe County New Mexico 6 $ 1,640,000 $ 273,000 $ 33,000
Stark County Ohio 6 $ 1,170,000 $ 195,000 $ 19,000
Lehigh County Pennsylvania 6 $ 880,000 $ 146,000 $ 5,000
Maury County Tennessee 6 $ 1,250,000 $ 208,000 $ 15,000
Robertson County Tennessee 6 $ 980,000 $ 163,000 $ 30,000
Collin County Texas 6 $ 1,620,000 $ 270,000 $ 19,000
Denton County Texas 6 $ 1,280,000 $ 213,000 $ 7,000
Montgomery County Texas 6 $ 1,450,000 $ 241,000 $ 0
Frederick County Virginia 6 $ 1,550,000 $ 258,000 $ 40,000
Waukesha County Wisconsin 6 $ 1,070,000 $ 178,000 $ 35,000
Elbert County Colorado 5 $ 1,955,000 $ 391,000 $ 55,000
Sussex County Delaware 5 $ 1,345,000 $ 269,000 $ 31,000
Bay County Florida 5 $ 965,000 $ 193,000 $ 35,000
St. Johns County Florida 5 $ 1,295,000 $ 259,000 $ 26,000
Bartow County Georgia 5 $ 885,000 $ 177,000 $ 29,000
Newton County Georgia 5 $ 895,000 $ 179,000 $ 0
Walton County Georgia 5 $ 1,445,000 $ 289,000 $ 30,000
Hawaii County Hawaii 5 $ 1,985,000 $ 397,000 $ 18,000
Twin Falls County Idaho 5 $ 1,025,000 $ 205,000 $ 34,000
Dearborn County Indiana 5 $ 905,000 $ 181,000 $ 20,000
LaPorte County Indiana 5 $ 905,000 $ 181,000 $ 26,000
Madison County Indiana 5 $ 645,000 $ 129,000 $ 10,000
Shelby County Indiana 5 $ 1,125,000 $ 225,000 $ 38,000
Ascension County Louisiana 5 $ 1,145,000 $ 229,000 $ 26,000
Livingston County Louisiana 5 $ 815,000 $ 163,000 $ 39,000
Rapides County Louisiana 5 $ 1,095,000 $ 219,000 $ 60,000
Baltimore City County Maryland 5 $ 915,000 $ 183,000 $ 0
Frederick County Maryland 5 $ 2,015,000 $ 403,000 $ 17,000
Harford County Maryland 5 $ 1,435,000 $ 287,000 $ 11,000
Barry County Michigan 5 $ 715,000 $ 143,000 $ 7,000
Kent County Michigan 5 $ 915,000 $ 183,000 $ 9,000
Muskegon County Michigan 5 $ 895,000 $ 179,000 $ 45,000
Saginaw County Michigan 5 $ 645,000 $ 129,000 $ 36,000
Washington County Minnesota 5 $ 1,075,000 $ 215,000 $ 16,000
Lewis and Clark County Montana 5 $ 1,505,000 $ 301,000 $ 24,000
Middlesex County New Jersey 5 $ 1,365,000 $ 273,000 $ 65,000
Valencia County New Mexico 5 $ 755,000 $ 151,000 $ 28,000
Durham County North Carolina 5 $ 775,000 $ 155,000 $ 42,000
Johnston County North Carolina 5 $ 875,000 $ 175,000 $ 23,000
Moore County North Carolina 5 $ 1,035,000 $ 207,000 $ 52,000
Union County North Carolina 5 $ 865,000 $ 173,000 $ 8,000
Cuyahoga County Ohio 5 $ 1,145,000 $ 229,000 $ 35,000
Lorain County Ohio 5 $ 975,000 $ 195,000 $ 13,000
Blair County Pennsylvania 5 $ 795,000 $ 159,000 $ 27,000
Dauphin County Pennsylvania 5 $ 1,175,000 $ 235,000 $ 27,000
Delaware County Pennsylvania 5 $ 825,000 $ 165,000 $ 7,000
Monroe County Pennsylvania 5 $ 1,395,000 $ 279,000 $ 61,000
Northampton County Pennsylvania 5 $ 1,065,000 $ 213,000 $ 24,000
Cumberland County Tennessee 5 $ 945,000 $ 189,000 $ 0
Williamson County Tennessee 5 $ 1,965,000 $ 393,000 $ 51,000
Brazoria County Texas 5 $ 955,000 $ 191,000 $ 0
Coryell County Texas 5 $ 895,000 $ 179,000 $ 0
Alexandria County Virginia 5 $ 2,585,000 $ 517,000 $ 53,000
Loudoun County Virginia 5 $ 2,595,000 $ 519,000 $ 0
St. Croix County Wisconsin 5 $ 955,000 $ 191,000 $ 34,000
Coffee County Alabama 4 $ 840,000 $ 210,000 $ 0
Navajo County Arizona 4 $ 800,000 $ 200,000 $ 15,000
Plumas County California 4 $ 1,070,000 $ 267,000 $ 24,000
Sutter County California 4 $ 1,070,000 $ 267,000 $ 38,000
Alachua County Florida 4 $ 610,000 $ 152,000 $ 32,000
Citrus County Florida 4 $ 1,030,000 $ 257,000 $ 16,000
Santa Rosa County Florida 4 $ 750,000 $ 187,000 $ 38,000
Seminole County Florida 4 $ 1,000,000 $ 250,000 $ 35,000
Barrow County Georgia 4 $ 610,000 $ 152,000 $ 8,000
Clayton County Georgia 4 $ 740,000 $ 185,000 $ 0
Coweta County Georgia 4 $ 840,000 $ 210,000 $ 9,000
Forsyth County Georgia 4 $ 770,000 $ 192,000 $ 8,000
Long County Georgia 4 $ 860,000 $ 215,000 $ 22,000
DuPage County Illinois 4 $ 1,030,000 $ 257,000 $ 19,000
DeKalb County Indiana 4 $ 740,000 $ 185,000 $ 40,000
Delaware County Indiana 4 $ 730,000 $ 182,000 $ 0
Elkhart County Indiana 4 $ 550,000 $ 137,000 $ 0
Floyd County Indiana 4 $ 970,000 $ 242,000 $ 58,000
St. Joseph County Indiana 4 $ 670,000 $ 167,000 $ 15,000
Yellowstone County Montana 4 $ 700,000 $ 175,000 $ 9,000
Elko County Nevada 4 $ 710,000 $ 177,000 $ 0
Bergen County New Jersey 4 $ 1,580,000 $ 395,000 $ 74,000
Otero County New Mexico 4 $ 650,000 $ 162,000 $ 10,000
Cabarrus County North Carolina 4 $ 830,000 $ 207,000 $ 25,000
Allen County Ohio 4 $ 830,000 $ 207,000 $ 0
Auglaize County Ohio 4 $ 560,000 $ 140,000 $ 31,000
Warren County Ohio 4 $ 870,000 $ 217,000 $ 0
Armstrong County Pennsylvania 4 $ 390,000 $ 97,000 $ 15,000
Butler County Pennsylvania 4 $ 1,030,000 $ 257,000 $ 11,000
Erie County Pennsylvania 4 $ 800,000 $ 200,000 $ 37,000
Anderson County Tennessee 4 $ 680,000 $ 170,000 $ 12,000
Cameron County Texas 4 $ 560,000 $ 140,000 $ 17,000
Galveston County Texas 4 $ 740,000 $ 185,000 $ 11,000
Guadalupe County Texas 4 $ 1,230,000 $ 307,000 $ 24,000
Hays County Texas 4 $ 830,000 $ 207,000 $ 25,000
Lubbock County Texas 4 $ 560,000 $ 140,000 $ 14,000
Smith County Texas 4 $ 550,000 $ 137,000 $ 25,000
Ozaukee County Wisconsin 4 $ 920,000 $ 230,000 $ 53,000
Racine County Wisconsin 4 $ 690,000 $ 172,000 $ 52,000
Cullman County Alabama 3 $ 475,000 $ 158,000 $ 16,000
Talladega County Alabama 3 $ 915,000 $ 305,000 $ 15,000
Calaveras County California 3 $ 725,000 $ 241,000 $ 15,000
Napa County California 3 $ 1,845,000 $ 615,000 $ 18,000
Santa Clara County California 3 $ 2,075,000 $ 691,000 $ 70,000
Boulder County Colorado 3 $ 1,185,000 $ 395,000 $ 20,000
Kent County Delaware 3 $ 685,000 $ 228,000 $ 17,000
Escambia County Florida 3 $ 595,000 $ 198,000 $ 0
Flagler County Florida 3 $ 515,000 $ 171,000 $ 11,000
Hernando County Florida 3 $ 515,000 $ 171,000 $ 11,000
Indian River County Florida 3 $ 595,000 $ 198,000 $ 10,000
Nassau County Florida 3 $ 535,000 $ 178,000 $ 38,000
Okaloosa County Florida 3 $ 855,000 $ 285,000 $ 0
Bryan County Georgia 3 $ 435,000 $ 145,000 $ 4,000
Carroll County Georgia 3 $ 435,000 $ 145,000 $ 9,000
Effingham County Georgia 3 $ 705,000 $ 235,000 $ 29,000
Fayette County Georgia 3 $ 685,000 $ 228,000 $ 17,000
Habersham County Georgia 3 $ 575,000 $ 191,000 $ 0
Benewah County Idaho 3 $ 705,000 $ 235,000 $ 26,000
Bonneville County Idaho 3 $ 425,000 $ 141,000 $ 14,000
Kane County Illinois 3 $ 645,000 $ 215,000 $ 18,000
Fulton County Indiana 3 $ 465,000 $ 155,000 $ 0
Porter County Indiana 3 $ 695,000 $ 231,000 $ 33,000
Tippecanoe County Indiana 3 $ 425,000 $ 141,000 $ 28,000
Warrick County Indiana 3 $ 735,000 $ 245,000 $ 0
Beauregard County Louisiana 3 $ 615,000 $ 205,000 $ 0
Bossier County Louisiana 3 $ 505,000 $ 168,000 $ 0
St. Mary's County Maryland 3 $ 1,035,000 $ 345,000 $ 0
Calhoun County Michigan 3 $ 565,000 $ 188,000 $ 33,000
Ingham County Michigan 3 $ 375,000 $ 125,000 $ 0
Kalamazoo County Michigan 3 $ 535,000 $ 178,000 $ 0
Lapeer County Michigan 3 $ 525,000 $ 175,000 $ 0
Monroe County Michigan 3 $ 675,000 $ 225,000 $ 12,000
St. Clair County Michigan 3 $ 595,000 $ 198,000 $ 38,000
St. Joseph County Michigan 3 $ 495,000 $ 165,000 $ 8,000
Blue Earth County Minnesota 3 $ 495,000 $ 165,000 $ 0
Goodhue County Minnesota 3 $ 505,000 $ 168,000 $ 31,000
Rice County Minnesota 3 $ 605,000 $ 201,000 $ 0
Sherburne County Minnesota 3 $ 615,000 $ 205,000 $ 0
St. Louis County Minnesota 3 $ 395,000 $ 131,000 $ 12,000
Lancaster County Nebraska 3 $ 735,000 $ 245,000 $ 63,000
Douglas County Nevada 3 $ 935,000 $ 311,000 $ 17,000
Cumberland County New Jersey 3 $ 685,000 $ 228,000 $ 21,000
Essex County New Jersey 3 $ 615,000 $ 205,000 $ 94,000
Somerset County New Jersey 3 $ 715,000 $ 238,000 $ 0
Curry County New Mexico 3 $ 495,000 $ 165,000 $ 16,000
Buncombe County North Carolina 3 $ 645,000 $ 215,000 $ 21,000
Craven County North Carolina 3 $ 555,000 $ 185,000 $ 11,000
Granville County North Carolina 3 $ 575,000 $ 191,000 $ 0
Iredell County North Carolina 3 $ 555,000 $ 185,000 $ 0
Pitt County North Carolina 3 $ 595,000 $ 198,000 $ 44,000
Clark County Ohio 3 $ 635,000 $ 211,000 $ 10,000
Clinton County Ohio 3 $ 505,000 $ 168,000 $ 35,000
Greene County Ohio 3 $ 575,000 $ 191,000 $ 19,000
Lucas County Ohio 3 $ 545,000 $ 181,000 $ 42,000
Pickaway County Ohio 3 $ 565,000 $ 188,000 $ 38,000
Portage County Ohio 3 $ 495,000 $ 165,000 $ 32,000
Tuscarawas County Ohio 3 $ 545,000 $ 181,000 $ 15,000
Columbia County Pennsylvania 3 $ 615,000 $ 205,000 $ 7,000
Cumberland County Pennsylvania 3 $ 545,000 $ 181,000 $ 30,000
Lancaster County Pennsylvania 3 $ 525,000 $ 175,000 $ 21,000
Perry County Pennsylvania 3 $ 535,000 $ 178,000 $ 6,000
Washington County Pennsylvania 3 $ 775,000 $ 258,000 $ 81,000
Bradley County Tennessee 3 $ 575,000 $ 191,000 $ 22,000
Fayette County Tennessee 3 $ 465,000 $ 155,000 $ 16,000
Jefferson County Tennessee 3 $ 445,000 $ 148,000 $ 0
Madison County Tennessee 3 $ 605,000 $ 201,000 $ 0
Sullivan County Tennessee 3 $ 505,000 $ 168,000 $ 21,000
Washington County Tennessee 3 $ 435,000 $ 145,000 $ 39,000
White County Tennessee 3 $ 515,000 $ 171,000 $ 12,000
Ellis County Texas 3 $ 1,075,000 $ 358,000 $ 0
Hidalgo County Texas 3 $ 385,000 $ 128,000 $ 15,000
Kaufman County Texas 3 $ 635,000 $ 211,000 $ 0
Williamson County Texas 3 $ 705,000 $ 235,000 $ 0
Hopewell County Virginia 3 $ 655,000 $ 218,000 $ 0
Manassas County Virginia 3 $ 1,125,000 $ 375,000 $ 12,000
Pittsylvania County Virginia 3 $ 385,000 $ 128,000 $ 31,000
Warren County Virginia 3 $ 635,000 $ 211,000 $ 19,000
Winnebago County Wisconsin 3 $ 415,000 $ 138,000 $ 0
Cherokee County Alabama 2 $ 330,000 $ 165,000 $ 73,000
Houston County Alabama 2 $ 290,000 $ 145,000 $ 0
Limestone County Alabama 2 $ 260,000 $ 130,000 $ 18,000
Morgan County Alabama 2 $ 340,000 $ 170,000 $ 25,000
St. Clair County Alabama 2 $ 390,000 $ 195,000 $ 14,000
Gila County Arizona 2 $ 510,000 $ 255,000 $ 19,000
El Dorado County California 2 $ 500,000 $ 250,000 $ 0
Lake County California 2 $ 420,000 $ 210,000 $ 17,000
Mendocino County California 2 $ 560,000 $ 280,000 $ 44,000
Tehama County California 2 $ 460,000 $ 230,000 $ 0
Yolo County California 2 $ 530,000 $ 265,000 $ 60,000
Delta County Colorado 2 $ 410,000 $ 205,000 $ 0
Fremont County Colorado 2 $ 300,000 $ 150,000 $ 13,000
La Plata County Colorado 2 $ 610,000 $ 305,000 $ 19,000
Morgan County Colorado 2 $ 470,000 $ 235,000 $ 39,000
Teller County Colorado 2 $ 650,000 $ 325,000 $ 0
Collier County Florida 2 $ 470,000 $ 235,000 $ 0
Gulf County Florida 2 $ 470,000 $ 235,000 $ 31,000
Highlands County Florida 2 $ 330,000 $ 165,000 $ 0
Leon County Florida 2 $ 420,000 $ 210,000 $ 11,000
Levy County Florida 2 $ 360,000 $ 180,000 $ 30,000
Martin County Florida 2 $ 450,000 $ 225,000 $ 14,000
Sumter County Florida 2 $ 440,000 $ 220,000 $ 21,000
Taylor County Florida 2 $ 250,000 $ 125,000 $ 0
Bulloch County Georgia 2 $ 440,000 $ 220,000 $ 47,000
Camden County Georgia 2 $ 600,000 $ 300,000 $ 0
Catoosa County Georgia 2 $ 500,000 $ 250,000 $ 60,000
Gilmer County Georgia 2 $ 460,000 $ 230,000 $ 33,000
Harris County Georgia 2 $ 870,000 $ 435,000 $ 0
Polk County Georgia 2 $ 450,000 $ 225,000 $ 22,000
Thomas County Georgia 2 $ 330,000 $ 165,000 $ 0
Kauai County Hawaii 2 $ 850,000 $ 425,000 $ 103,000
Maui County Hawaii 2 $ 1,110,000 $ 555,000 $ 55,000
Gem County Idaho 2 $ 930,000 $ 465,000 $ 78,000
Jefferson County Idaho 2 $ 470,000 $ 235,000 $ 23,000
Lincoln County Idaho 2 $ 330,000 $ 165,000 $ 0
Madison County Idaho 2 $ 420,000 $ 210,000 $ 34,000
Allen County Indiana 2 $ 300,000 $ 150,000 $ 27,000
Crawford County Indiana 2 $ 430,000 $ 215,000 $ 22,000
Jackson County Indiana 2 $ 270,000 $ 135,000 $ 22,000
Jasper County Indiana 2 $ 330,000 $ 165,000 $ 0
Knox County Indiana 2 $ 360,000 $ 180,000 $ 0
Monroe County Indiana 2 $ 350,000 $ 175,000 $ 0
Morgan County Indiana 2 $ 500,000 $ 250,000 $ 30,000
Putnam County Indiana 2 $ 340,000 $ 170,000 $ 0
Ripley County Indiana 2 $ 350,000 $ 175,000 $ 17,000
Ouachita County Louisiana 2 $ 500,000 $ 250,000 $ 0
Cecil County Maryland 2 $ 530,000 $ 265,000 $ 0
Queen Anne's County Maryland 2 $ 790,000 $ 395,000 $ 118,000
Washington County Maryland 2 $ 490,000 $ 245,000 $ 0
Cass County Michigan 2 $ 610,000 $ 305,000 $ 0
Midland County Michigan 2 $ 280,000 $ 140,000 $ 39,000
Tuscola County Michigan 2 $ 240,000 $ 120,000 $ 0
Cass County Minnesota 2 $ 340,000 $ 170,000 $ 14,000
Clay County Minnesota 2 $ 370,000 $ 185,000 $ 22,000
Kanabec County Minnesota 2 $ 320,000 $ 160,000 $ 0
Meeker County Minnesota 2 $ 510,000 $ 255,000 $ 0
Wright County Minnesota 2 $ 330,000 $ 165,000 $ 0
Cascade County Montana 2 $ 490,000 $ 245,000 $ 0
Lincoln County Nebraska 2 $ 450,000 $ 225,000 $ 82,000
Carson City County Nevada 2 $ 390,000 $ 195,000 $ 0
Humboldt County Nevada 2 $ 550,000 $ 275,000 $ 0
Atlantic County New Jersey 2 $ 270,000 $ 135,000 $ 0
Camden County New Jersey 2 $ 460,000 $ 230,000 $ 0
Gloucester County New Jersey 2 $ 430,000 $ 215,000 $ 0
Mercer County New Jersey 2 $ 540,000 $ 270,000 $ 38,000
Union County New Jersey 2 $ 550,000 $ 275,000 $ 26,000
Davidson County North Carolina 2 $ 350,000 $ 175,000 $ 19,000
Gaston County North Carolina 2 $ 260,000 $ 130,000 $ 33,000
Hoke County North Carolina 2 $ 290,000 $ 145,000 $ 0
Nash County North Carolina 2 $ 450,000 $ 225,000 $ 28,000
Pasquotank County North Carolina 2 $ 350,000 $ 175,000 $ 35,000
Rockingham County North Carolina 2 $ 240,000 $ 120,000 $ 0
Adams County Ohio 2 $ 230,000 $ 115,000 $ 7,000
Champaign County Ohio 2 $ 330,000 $ 165,000 $ 0
Columbiana County Ohio 2 $ 260,000 $ 130,000 $ 0
Defiance County Ohio 2 $ 290,000 $ 145,000 $ 0
Erie County Ohio 2 $ 390,000 $ 195,000 $ 0
Lake County Ohio 2 $ 320,000 $ 160,000 $ 0
Lawrence County Ohio 2 $ 410,000 $ 205,000 $ 0
Madison County Ohio 2 $ 340,000 $ 170,000 $ 49,000
Marion County Ohio 2 $ 310,000 $ 155,000 $ 33,000
Ross County Ohio 2 $ 320,000 $ 160,000 $ 0
Shelby County Ohio 2 $ 380,000 $ 190,000 $ 0
Adams County Pennsylvania 2 $ 400,000 $ 200,000 $ 0
Lackawanna County Pennsylvania 2 $ 310,000 $ 155,000 $ 0
Somerset County Pennsylvania 2 $ 230,000 $ 115,000 $ 0
Westmoreland County Pennsylvania 2 $ 270,000 $ 135,000 $ 39,000
Blount County Tennessee 2 $ 320,000 $ 160,000 $ 0
Dickson County Tennessee 2 $ 470,000 $ 235,000 $ 29,000
Franklin County Tennessee 2 $ 320,000 $ 160,000 $ 35,000
Hamblen County Tennessee 2 $ 290,000 $ 145,000 $ 23,000
Haywood County Tennessee 2 $ 430,000 $ 215,000 $ 0
Macon County Tennessee 2 $ 290,000 $ 145,000 $ 0
Roane County Tennessee 2 $ 360,000 $ 180,000 $ 40,000
Van Buren County Tennessee 2 $ 270,000 $ 135,000 $ 0
Wayne County Tennessee 2 $ 270,000 $ 135,000 $ 63,000
Bastrop County Texas 2 $ 440,000 $ 220,000 $ 51,000
Bowie County Texas 2 $ 240,000 $ 120,000 $ 0
Burnet County Texas 2 $ 400,000 $ 200,000 $ 0
Comal County Texas 2 $ 870,000 $ 435,000 $ 42,000
Gregg County Texas 2 $ 230,000 $ 115,000 $ 16,000
Henderson County Texas 2 $ 350,000 $ 175,000 $ 20,000
Hill County Texas 2 $ 290,000 $ 145,000 $ 0
Johnson County Texas 2 $ 370,000 $ 185,000 $ 10,000
Nueces County Texas 2 $ 400,000 $ 200,000 $ 0
Uvalde County Texas 2 $ 390,000 $ 195,000 $ 0
Webb County Texas 2 $ 460,000 $ 230,000 $ 65,000
Wise County Texas 2 $ 420,000 $ 210,000 $ 0
Albemarle County Virginia 2 $ 550,000 $ 275,000 $ 15,000
Arlington County Virginia 2 $ 640,000 $ 320,000 $ 40,000
Botetourt County Virginia 2 $ 280,000 $ 140,000 $ 0
Culpeper County Virginia 2 $ 560,000 $ 280,000 $ 0
Fauquier County Virginia 2 $ 830,000 $ 415,000 $ 0
Gloucester County Virginia 2 $ 570,000 $ 285,000 $ 35,000
Henry County Virginia 2 $ 280,000 $ 140,000 $ 0
Lynchburg County Virginia 2 $ 300,000 $ 150,000 $ 29,000
Montgomery County Virginia 2 $ 280,000 $ 140,000 $ 0
New Kent County Virginia 2 $ 760,000 $ 380,000 $ 45,000
Northumberland County Virginia 2 $ 750,000 $ 375,000 $ 0
Petersburg County Virginia 2 $ 500,000 $ 250,000 $ 0
Portsmouth County Virginia 2 $ 430,000 $ 215,000 $ 0
Prince George County Virginia 2 $ 520,000 $ 260,000 $ 0
Richmond City County Virginia 2 $ 350,000 $ 175,000 $ 0
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Mortgage Loan Application Detail Totals for Clearpath Lending in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,319 $1,042,975,000 $241,000 $1,045,000 $11,000 $335,000
Cash-out Refinancing 991 $273,735,000 $276,000 $975,000 $75,000 $342,000
Home Purchase 34 $8,650,000 $254,000 $675,000 $87,000 $284,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,993 $716,275,000 $239,000 $1,045,000 $26,000 $342,000
Black or African American 1,187 $300,375,000 $253,000 $915,000 $21,000 $284,000
Hispanic 735 $185,575,000 $252,000 $945,000 $21,000 $259,000
Not Provided 221 $57,345,000 $259,000 $715,000 $15,000 $338,000
Asian 132 $44,860,000 $339,000 $955,000 $33,000 $260,000
Native Hawaiian or Other Pacific Islander 47 $13,935,000 $296,000 $705,000 $18,000 $158,000
American Indian or Alaskan Native 29 $6,995,000 $241,000 $695,000 $19,000 $95,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 3,982 $992,750,000 $249,000 $1,045,000 $26,000 $342,000
FHA-insured (Federal Housing Administration) 1,292 $313,050,000 $242,000 $695,000 $13,000 $201,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 70 $19,560,000 $279,000 $675,000 $98,000 $284,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,330 $826,940,000 $248,000 $955,000 $20,000 $342,000
Application Denied By Financial Institution 1,134 $275,120,000 $242,000 $835,000 $36,000 $284,000
Application Withdrawn By Applicant 675 $172,475,000 $255,000 $1,045,000 $23,000 $338,000
File Closed For Incompleteness 205 $50,825,000 $247,000 $775,000 $21,000 $144,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,210 $1,050,240,000 $249,000 $1,045,000 $20,000 $342,000
Other 841 $201,695,000 $239,000 $685,000 $34,000 $284,000
Credit History 126 $29,770,000 $236,000 $595,000 $36,000 $225,000
Debt-To-Income Ratio 68 $18,470,000 $271,000 $835,000 $56,000 $160,000
Insufficient Cash (Downpayment, Closing Cost) 41 $9,435,000 $230,000 $535,000 $6,000 $120,000
Collateral 37 $9,335,000 $252,000 $825,000 $54,000 $190,000
Employment History 21 $6,415,000 $305,000 $765,000 $64,000 $134,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Clearpath Lending's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Clearpath Lending's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List