Clearpath Lending Mortgage Lending & HMDA Data, 2018

In 2018, Clearpath Lending of Irvine, CA reported 5,344 mortgage applications totaling $1.3 billion, down 19% from 2017. The average application was for $248,008, and applicants reported an average income of $23,351. 62% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (394), Riverside-San Bernardino-Ontario, CA (266) and Las Vegas-Henderson-Paradise, NV (183) (applications in parentheses).

Mortgage Company & Address Clearpath Lending
15615 Alton Parkway Suite 300
Irvine, CA 92618
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 5,344
Total Mortgage Loan Application Amount $1,325,360,000
Average Mortgage Loan Application Amount $248,008
Highest Mortgage Loan Application Amount $1,045,000
Average Applicant Income $23,351
Highest Applicant Income $342,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Clearpath Lending filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Clearpath Lending by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 342 $ 79,900,000 $ 233,625 $ 22,000
Clark, Nevada 183 $ 46,565,000 $ 254,453 $ 25,000
Riverside, California 162 $ 49,850,000 $ 307,716 $ 25,000
Los Angeles, California 129 $ 52,035,000 $ 403,372 $ 43,000
El Paso, Colorado 109 $ 27,995,000 $ 256,834 $ 31,000
San Bernardino, California 104 $ 28,410,000 $ 273,173 $ 24,000
San Diego, California 85 $ 37,435,000 $ 440,411 $ 39,000
Sacramento, California 83 $ 26,315,000 $ 317,048 $ 32,000
Pima, Arizona 78 $ 15,720,000 $ 201,538 $ 21,000
Pinal, Arizona 52 $ 10,710,000 $ 205,961 $ 14,000
Kern, California 45 $ 10,045,000 $ 223,222 $ 23,000
San Joaquin, California 44 $ 14,960,000 $ 340,000 $ 33,000
Prince George's, Maryland 40 $ 14,600,000 $ 365,000 $ 20,000
Washoe, Nevada 39 $ 11,385,000 $ 291,923 $ 30,000
Mecklenburg, North Carolina 38 $ 8,210,000 $ 216,052 $ 12,000
Montgomery, Tennessee 38 $ 7,160,000 $ 188,421 $ 25,000
Stanislaus, California 37 $ 10,305,000 $ 278,513 $ 21,000
Honolulu, Hawaii 37 $ 21,035,000 $ 568,513 $ 26,000
Yavapai, Arizona 36 $ 7,880,000 $ 218,888 $ 20,000
Marion, Indiana 36 $ 5,790,000 $ 160,833 $ 13,000
Hennepin, Minnesota 36 $ 8,250,000 $ 229,166 $ 17,000
Franklin, Ohio 36 $ 7,310,000 $ 203,055 $ 33,000
Bernalillo, New Mexico 35 $ 6,865,000 $ 196,142 $ 36,000
Arapahoe, Colorado 34 $ 11,080,000 $ 325,882 $ 32,000
Macomb, Michigan 34 $ 6,910,000 $ 203,235 $ 24,000
Tarrant, Texas 33 $ 6,685,000 $ 202,575 $ 5,000
Weld, Colorado 32 $ 7,900,000 $ 246,875 $ 20,000
Fresno, California 31 $ 7,225,000 $ 233,064 $ 26,000
Solano, California 31 $ 10,645,000 $ 343,387 $ 34,000
Bexar, Texas 31 $ 6,845,000 $ 220,806 $ 24,000
Philadelphia, Pennsylvania 30 $ 5,820,000 $ 194,000 $ 13,000
Adams, Colorado 29 $ 9,365,000 $ 322,931 $ 15,000
Mohave, Arizona 27 $ 5,495,000 $ 203,518 $ 17,000
Tulare, California 27 $ 5,785,000 $ 214,259 $ 23,000
Ada, Idaho 27 $ 6,485,000 $ 240,185 $ 22,000
Henry, Georgia 26 $ 6,440,000 $ 247,692 $ 12,000
Orange, California 25 $ 13,205,000 $ 528,200 $ 85,000
Pueblo, Colorado 25 $ 4,765,000 $ 190,600 $ 31,000
Harris, Texas 25 $ 4,395,000 $ 175,800 $ 21,000
Prince William, Virginia 25 $ 10,215,000 $ 408,600 $ 24,000
Merced, California 23 $ 5,725,000 $ 248,913 $ 27,000
Shasta, California 23 $ 4,405,000 $ 191,521 $ 19,000
Mesa, Colorado 23 $ 4,785,000 $ 208,043 $ 26,000
Fulton, Georgia 23 $ 4,895,000 $ 212,826 $ 21,000
Rutherford, Tennessee 23 $ 4,805,000 $ 208,913 $ 24,000
Contra Costa, California 22 $ 9,850,000 $ 447,727 $ 41,000
Davidson, Tennessee 22 $ 5,110,000 $ 232,272 $ 41,000
Cook, Illinois 21 $ 4,665,000 $ 222,142 $ 15,000
Anne Arundel, Maryland 21 $ 6,465,000 $ 307,857 $ 17,000
Placer, California 20 $ 8,250,000 $ 412,500 $ 48,000
Brevard, Florida 20 $ 4,080,000 $ 204,000 $ 14,000
Oakland, Michigan 20 $ 4,470,000 $ 223,500 $ 16,000
Denver, Colorado 18 $ 5,050,000 $ 280,555 $ 28,000
Duval, Florida 18 $ 3,580,000 $ 198,888 $ 20,000
Gwinnett, Georgia 18 $ 3,910,000 $ 217,222 $ 42,000
Anoka, Minnesota 18 $ 3,780,000 $ 210,000 $ 30,000
Sandoval, New Mexico 18 $ 3,750,000 $ 208,333 $ 39,000
Wake, North Carolina 18 $ 3,800,000 $ 211,111 $ 21,000
Montgomery, Ohio 18 $ 3,060,000 $ 170,000 $ 35,000
Bell, Texas 17 $ 3,105,000 $ 182,647 $ 12,000
El Paso, Texas 17 $ 2,825,000 $ 166,176 $ 12,000
Jefferson, Colorado 16 $ 4,850,000 $ 303,125 $ 41,000
Broward, Florida 16 $ 4,430,000 $ 276,875 $ 11,000
Orange, Florida 16 $ 3,660,000 $ 228,750 $ 10,000
Charles, Maryland 16 $ 5,630,000 $ 351,875 $ 52,000
Montgomery, Pennsylvania 16 $ 3,930,000 $ 245,625 $ 52,000
Hamilton, Tennessee 16 $ 3,040,000 $ 190,000 $ 28,000
Chesterfield, Virginia 16 $ 4,110,000 $ 256,875 $ 20,000
Stafford, Virginia 16 $ 5,210,000 $ 325,625 $ 21,000
Alameda, California 15 $ 7,525,000 $ 501,666 $ 64,000
Columbia, Georgia 15 $ 3,385,000 $ 225,666 $ 50,000
Canyon, Idaho 15 $ 3,055,000 $ 203,666 $ 34,000
Cumberland, North Carolina 15 $ 2,855,000 $ 190,333 $ 23,000
Forsyth, North Carolina 15 $ 2,505,000 $ 167,000 $ 3,000
Knox, Tennessee 15 $ 3,115,000 $ 207,666 $ 33,000
Shelby, Tennessee 15 $ 3,105,000 $ 207,000 $ 25,000
Virginia Beach, Virginia 15 $ 3,835,000 $ 255,666 $ 12,000
Madison, Alabama 14 $ 3,120,000 $ 222,857 $ 23,000
Butte, California 14 $ 3,250,000 $ 232,142 $ 36,000
Monterey, California 14 $ 5,710,000 $ 407,857 $ 21,000
Miami-Dade, Florida 14 $ 3,680,000 $ 262,857 $ 13,000
Pasco, Florida 14 $ 2,700,000 $ 192,857 $ 14,000
Muscogee, Georgia 14 $ 2,310,000 $ 165,000 $ 8,000
Hendricks, Indiana 14 $ 3,200,000 $ 228,571 $ 26,000
Wayne, Michigan 14 $ 2,450,000 $ 175,000 $ 14,000
Dallas, Texas 14 $ 2,740,000 $ 195,714 $ 12,000
Fairfax, Virginia 14 $ 6,210,000 $ 443,571 $ 58,000
Henrico, Virginia 14 $ 2,660,000 $ 190,000 $ 9,000
Lake, Indiana 13 $ 2,595,000 $ 199,615 $ 29,000
Caddo, Louisiana 13 $ 2,105,000 $ 161,923 $ 7,000
Dona Ana, New Mexico 13 $ 2,435,000 $ 187,307 $ 15,000
Sumner, Tennessee 13 $ 3,815,000 $ 293,461 $ 21,000
Hampton, Virginia 13 $ 2,715,000 $ 208,846 $ 8,000
Milwaukee, Wisconsin 13 $ 2,015,000 $ 155,000 $ 4,000
Yuma, Arizona 12 $ 2,040,000 $ 170,000 $ 27,000
Kings, California 12 $ 2,370,000 $ 197,500 $ 24,000
Santa Barbara, California 12 $ 4,360,000 $ 363,333 $ 36,000
Larimer, Colorado 12 $ 4,320,000 $ 360,000 $ 30,000
New Castle, Delaware 12 $ 2,810,000 $ 234,166 $ 29,000
Hillsborough, Florida 12 $ 2,560,000 $ 213,333 $ 25,000
Palm Beach, Florida 12 $ 3,020,000 $ 251,666 $ 9,000
East Baton Rouge, Louisiana 12 $ 2,140,000 $ 178,333 $ 12,000
Ocean, New Jersey 12 $ 3,140,000 $ 261,666 $ 24,000
York, Pennsylvania 12 $ 2,410,000 $ 200,833 $ 19,000
Chesapeake, Virginia 12 $ 4,110,000 $ 342,500 $ 27,000
Spotsylvania, Virginia 12 $ 3,530,000 $ 294,166 $ 12,000
Baldwin, Alabama 11 $ 2,465,000 $ 224,090 $ 10,000
Mobile, Alabama 11 $ 1,765,000 $ 160,454 $ 11,000
Montgomery, Alabama 11 $ 2,265,000 $ 205,909 $ 22,000
San Luis Obispo, California 11 $ 4,955,000 $ 450,454 $ 27,000
Clay, Florida 11 $ 1,985,000 $ 180,454 $ 23,000
Lake, Florida 11 $ 2,205,000 $ 200,454 $ 14,000
Lee, Florida 11 $ 2,625,000 $ 238,636 $ 6,000
Pinellas, Florida 11 $ 2,285,000 $ 207,727 $ 66,000
St. Lucie, Florida 11 $ 2,675,000 $ 243,181 $ 28,000
Volusia, Florida 11 $ 1,955,000 $ 177,727 $ 0
DeKalb, Georgia 11 $ 2,485,000 $ 225,909 $ 13,000
Houston, Georgia 11 $ 2,255,000 $ 205,000 $ 42,000
Richmond, Georgia 11 $ 1,885,000 $ 171,363 $ 6,000
Baltimore, Maryland 11 $ 2,865,000 $ 260,454 $ 20,000
Dakota, Minnesota 11 $ 2,165,000 $ 196,818 $ 29,000
Butler, Ohio 11 $ 2,245,000 $ 204,090 $ 19,000
Bucks, Pennsylvania 11 $ 2,475,000 $ 225,000 $ 19,000
Cobb, Georgia 10 $ 1,840,000 $ 184,000 $ 6,000
Jefferson, Louisiana 10 $ 1,770,000 $ 177,000 $ 3,000
Orleans, Louisiana 10 $ 1,900,000 $ 190,000 $ 9,000
Sarpy, Nebraska 10 $ 2,130,000 $ 213,000 $ 20,000
Nye, Nevada 10 $ 1,860,000 $ 186,000 $ 16,000
Onslow, North Carolina 10 $ 1,690,000 $ 169,000 $ 0
Franklin, Pennsylvania 10 $ 1,910,000 $ 191,000 $ 23,000
Fort Bend, Texas 10 $ 2,930,000 $ 293,000 $ 0
Brown, Wisconsin 10 $ 1,800,000 $ 180,000 $ 12,000
Jefferson, Alabama 9 $ 1,925,000 $ 213,888 $ 0
Imperial, California 9 $ 2,005,000 $ 222,777 $ 15,000
Sonoma, California 9 $ 3,855,000 $ 428,333 $ 50,000
Yuba, California 9 $ 2,355,000 $ 261,666 $ 34,000
Osceola, Florida 9 $ 2,195,000 $ 243,888 $ 31,000
Polk, Florida 9 $ 1,745,000 $ 193,888 $ 15,000
Douglas, Georgia 9 $ 1,545,000 $ 171,666 $ 29,000
Hamilton, Indiana 9 $ 2,415,000 $ 268,333 $ 41,000
Lafayette, Louisiana 9 $ 1,785,000 $ 198,333 $ 15,000
Montgomery, Maryland 9 $ 3,495,000 $ 388,333 $ 29,000
Genesee, Michigan 9 $ 1,285,000 $ 142,777 $ 22,000
Burlington, New Jersey 9 $ 2,025,000 $ 225,000 $ 11,000
Brunswick, North Carolina 9 $ 1,925,000 $ 213,888 $ 10,000
Harnett, North Carolina 9 $ 1,585,000 $ 176,111 $ 0
New Hanover, North Carolina 9 $ 2,815,000 $ 312,777 $ 34,000
Clermont, Ohio 9 $ 1,865,000 $ 207,222 $ 10,000
Hamilton, Ohio 9 $ 2,255,000 $ 250,555 $ 18,000
Summit, Ohio 9 $ 1,325,000 $ 147,222 $ 23,000
Berks, Pennsylvania 9 $ 1,625,000 $ 180,555 $ 8,000
Travis, Texas 9 $ 2,315,000 $ 257,222 $ 19,000
Newport News, Virginia 9 $ 2,405,000 $ 267,222 $ 6,000
Norfolk, Virginia 9 $ 1,905,000 $ 211,666 $ 17,000
Shelby, Alabama 8 $ 1,590,000 $ 198,750 $ 18,000
Ventura, California 8 $ 4,120,000 $ 515,000 $ 24,000
Douglas, Colorado 8 $ 3,090,000 $ 386,250 $ 60,000
Marion, Florida 8 $ 1,360,000 $ 170,000 $ 20,000
Chatham, Georgia 8 $ 1,660,000 $ 207,500 $ 9,000
Paulding, Georgia 8 $ 1,370,000 $ 171,250 $ 28,000
Hancock, Indiana 8 $ 1,810,000 $ 226,250 $ 18,000
Calcasieu, Louisiana 8 $ 1,890,000 $ 236,250 $ 67,000
Washtenaw, Michigan 8 $ 2,000,000 $ 250,000 $ 52,000
Flathead, Montana 8 $ 1,930,000 $ 241,250 $ 52,000
Douglas, Nebraska 8 $ 1,640,000 $ 205,000 $ 6,000
Lyon, Nevada 8 $ 1,660,000 $ 207,500 $ 13,000
Fairfield, Ohio 8 $ 1,530,000 $ 191,250 $ 11,000
Licking, Ohio 8 $ 1,710,000 $ 213,750 $ 33,000
Mahoning, Ohio 8 $ 1,510,000 $ 188,750 $ 0
Chester, Pennsylvania 8 $ 2,080,000 $ 260,000 $ 30,000
Elmore, Alabama 7 $ 1,195,000 $ 170,714 $ 21,000
Charlotte, Florida 7 $ 1,515,000 $ 216,428 $ 31,000
Sarasota, Florida 7 $ 1,445,000 $ 206,428 $ 12,000
Cherokee, Georgia 7 $ 1,835,000 $ 262,142 $ 27,000
Hall, Georgia 7 $ 1,655,000 $ 236,428 $ 0
Liberty, Georgia 7 $ 1,155,000 $ 165,000 $ 22,000
Rockdale, Georgia 7 $ 1,945,000 $ 277,857 $ 28,000
Kootenai, Idaho 7 $ 1,805,000 $ 257,857 $ 39,000
Johnson, Indiana 7 $ 1,205,000 $ 172,142 $ 0
Howard, Maryland 7 $ 2,375,000 $ 339,285 $ 17,000
Ottawa, Michigan 7 $ 1,495,000 $ 213,571 $ 48,000
Ramsey, Minnesota 7 $ 1,295,000 $ 185,000 $ 36,000
Guilford, North Carolina 7 $ 1,165,000 $ 166,428 $ 34,000
Allegheny, Pennsylvania 7 $ 1,645,000 $ 235,000 $ 19,000
Lebanon, Pennsylvania 7 $ 1,175,000 $ 167,857 $ 14,000
Tipton, Tennessee 7 $ 1,065,000 $ 152,142 $ 12,000
Wilson, Tennessee 7 $ 2,305,000 $ 329,285 $ 87,000
Suffolk, Virginia 7 $ 1,445,000 $ 206,428 $ 27,000
Tuscaloosa, Alabama 6 $ 1,280,000 $ 213,333 $ 27,000
Cochise, Arizona 6 $ 1,060,000 $ 176,666 $ 23,000
Coconino, Arizona 6 $ 1,750,000 $ 291,666 $ 44,000
Amador, California 6 $ 1,160,000 $ 193,333 $ 36,000
Madera, California 6 $ 1,230,000 $ 205,000 $ 52,000
Nevada, California 6 $ 1,630,000 $ 271,666 $ 18,000
Tuolumne, California 6 $ 1,780,000 $ 296,666 $ 27,000
Manatee, Florida 6 $ 1,570,000 $ 261,666 $ 59,000
Will, Illinois 6 $ 1,420,000 $ 236,666 $ 0
Vanderburgh, Indiana 6 $ 980,000 $ 163,333 $ 30,000
St. Tammany, Louisiana 6 $ 1,260,000 $ 210,000 $ 14,000
Tangipahoa, Louisiana 6 $ 1,050,000 $ 175,000 $ 3,000
Livingston, Michigan 6 $ 1,250,000 $ 208,333 $ 39,000
Scott, Minnesota 6 $ 1,120,000 $ 186,666 $ 3,000
Monmouth, New Jersey 6 $ 2,290,000 $ 381,666 $ 0
Santa Fe, New Mexico 6 $ 1,640,000 $ 273,333 $ 33,000
Stark, Ohio 6 $ 1,170,000 $ 195,000 $ 19,000
Lehigh, Pennsylvania 6 $ 880,000 $ 146,666 $ 5,000
Maury, Tennessee 6 $ 1,250,000 $ 208,333 $ 15,000
Robertson, Tennessee 6 $ 980,000 $ 163,333 $ 30,000
Collin, Texas 6 $ 1,620,000 $ 270,000 $ 19,000
Denton, Texas 6 $ 1,280,000 $ 213,333 $ 7,000
Montgomery, Texas 6 $ 1,450,000 $ 241,666 $ 0
Frederick, Virginia 6 $ 1,550,000 $ 258,333 $ 40,000
Waukesha, Wisconsin 6 $ 1,070,000 $ 178,333 $ 35,000
Elbert, Colorado 5 $ 1,955,000 $ 391,000 $ 55,000
Sussex, Delaware 5 $ 1,345,000 $ 269,000 $ 31,000
Bay, Florida 5 $ 965,000 $ 193,000 $ 35,000
St. Johns, Florida 5 $ 1,295,000 $ 259,000 $ 26,000
Bartow, Georgia 5 $ 885,000 $ 177,000 $ 29,000
Newton, Georgia 5 $ 895,000 $ 179,000 $ 0
Walton, Georgia 5 $ 1,445,000 $ 289,000 $ 30,000
Hawaii, Hawaii 5 $ 1,985,000 $ 397,000 $ 18,000
Twin Falls, Idaho 5 $ 1,025,000 $ 205,000 $ 34,000
Dearborn, Indiana 5 $ 905,000 $ 181,000 $ 20,000
LaPorte, Indiana 5 $ 905,000 $ 181,000 $ 26,000
Madison, Indiana 5 $ 645,000 $ 129,000 $ 10,000
Shelby, Indiana 5 $ 1,125,000 $ 225,000 $ 38,000
Ascension, Louisiana 5 $ 1,145,000 $ 229,000 $ 26,000
Livingston, Louisiana 5 $ 815,000 $ 163,000 $ 39,000
Rapides, Louisiana 5 $ 1,095,000 $ 219,000 $ 60,000
Baltimore City, Maryland 5 $ 915,000 $ 183,000 $ 0
Frederick, Maryland 5 $ 2,015,000 $ 403,000 $ 17,000
Harford, Maryland 5 $ 1,435,000 $ 287,000 $ 11,000
Barry, Michigan 5 $ 715,000 $ 143,000 $ 7,000
Kent, Michigan 5 $ 915,000 $ 183,000 $ 9,000
Muskegon, Michigan 5 $ 895,000 $ 179,000 $ 45,000
Saginaw, Michigan 5 $ 645,000 $ 129,000 $ 36,000
Washington, Minnesota 5 $ 1,075,000 $ 215,000 $ 16,000
Lewis and Clark, Montana 5 $ 1,505,000 $ 301,000 $ 24,000
Middlesex, New Jersey 5 $ 1,365,000 $ 273,000 $ 65,000
Valencia, New Mexico 5 $ 755,000 $ 151,000 $ 28,000
Durham, North Carolina 5 $ 775,000 $ 155,000 $ 42,000
Johnston, North Carolina 5 $ 875,000 $ 175,000 $ 23,000
Moore, North Carolina 5 $ 1,035,000 $ 207,000 $ 52,000
Union, North Carolina 5 $ 865,000 $ 173,000 $ 8,000
Cuyahoga, Ohio 5 $ 1,145,000 $ 229,000 $ 35,000
Lorain, Ohio 5 $ 975,000 $ 195,000 $ 13,000
Blair, Pennsylvania 5 $ 795,000 $ 159,000 $ 27,000
Dauphin, Pennsylvania 5 $ 1,175,000 $ 235,000 $ 27,000
Delaware, Pennsylvania 5 $ 825,000 $ 165,000 $ 7,000
Monroe, Pennsylvania 5 $ 1,395,000 $ 279,000 $ 61,000
Northampton, Pennsylvania 5 $ 1,065,000 $ 213,000 $ 24,000
Cumberland, Tennessee 5 $ 945,000 $ 189,000 $ 0
Williamson, Tennessee 5 $ 1,965,000 $ 393,000 $ 51,000
Brazoria, Texas 5 $ 955,000 $ 191,000 $ 0
Coryell, Texas 5 $ 895,000 $ 179,000 $ 0
Alexandria, Virginia 5 $ 2,585,000 $ 517,000 $ 53,000
Loudoun, Virginia 5 $ 2,595,000 $ 519,000 $ 0
St. Croix, Wisconsin 5 $ 955,000 $ 191,000 $ 34,000
Coffee, Alabama 4 $ 840,000 $ 210,000 $ 0
Navajo, Arizona 4 $ 800,000 $ 200,000 $ 15,000
Plumas, California 4 $ 1,070,000 $ 267,500 $ 24,000
Sutter, California 4 $ 1,070,000 $ 267,500 $ 38,000
Alachua, Florida 4 $ 610,000 $ 152,500 $ 32,000
Citrus, Florida 4 $ 1,030,000 $ 257,500 $ 16,000
Santa Rosa, Florida 4 $ 750,000 $ 187,500 $ 38,000
Seminole, Florida 4 $ 1,000,000 $ 250,000 $ 35,000
Barrow, Georgia 4 $ 610,000 $ 152,500 $ 8,000
Clayton, Georgia 4 $ 740,000 $ 185,000 $ 0
Coweta, Georgia 4 $ 840,000 $ 210,000 $ 9,000
Forsyth, Georgia 4 $ 770,000 $ 192,500 $ 8,000
Long, Georgia 4 $ 860,000 $ 215,000 $ 22,000
DuPage, Illinois 4 $ 1,030,000 $ 257,500 $ 19,000
DeKalb, Indiana 4 $ 740,000 $ 185,000 $ 40,000
Delaware, Indiana 4 $ 730,000 $ 182,500 $ 0
Elkhart, Indiana 4 $ 550,000 $ 137,500 $ 0
Floyd, Indiana 4 $ 970,000 $ 242,500 $ 58,000
St. Joseph, Indiana 4 $ 670,000 $ 167,500 $ 15,000
Yellowstone, Montana 4 $ 700,000 $ 175,000 $ 9,000
Elko, Nevada 4 $ 710,000 $ 177,500 $ 0
Bergen, New Jersey 4 $ 1,580,000 $ 395,000 $ 74,000
Otero, New Mexico 4 $ 650,000 $ 162,500 $ 10,000
Cabarrus, North Carolina 4 $ 830,000 $ 207,500 $ 25,000
Allen, Ohio 4 $ 830,000 $ 207,500 $ 0
Auglaize, Ohio 4 $ 560,000 $ 140,000 $ 31,000
Warren, Ohio 4 $ 870,000 $ 217,500 $ 0
Armstrong, Pennsylvania 4 $ 390,000 $ 97,500 $ 15,000
Butler, Pennsylvania 4 $ 1,030,000 $ 257,500 $ 11,000
Erie, Pennsylvania 4 $ 800,000 $ 200,000 $ 37,000
Anderson, Tennessee 4 $ 680,000 $ 170,000 $ 12,000
Cameron, Texas 4 $ 560,000 $ 140,000 $ 17,000
Galveston, Texas 4 $ 740,000 $ 185,000 $ 11,000
Guadalupe, Texas 4 $ 1,230,000 $ 307,500 $ 24,000
Hays, Texas 4 $ 830,000 $ 207,500 $ 25,000
Lubbock, Texas 4 $ 560,000 $ 140,000 $ 14,000
Smith, Texas 4 $ 550,000 $ 137,500 $ 25,000
Ozaukee, Wisconsin 4 $ 920,000 $ 230,000 $ 53,000
Racine, Wisconsin 4 $ 690,000 $ 172,500 $ 52,000
Cullman, Alabama 3 $ 475,000 $ 158,333 $ 16,000
Talladega, Alabama 3 $ 915,000 $ 305,000 $ 15,000
Calaveras, California 3 $ 725,000 $ 241,666 $ 15,000
Napa, California 3 $ 1,845,000 $ 615,000 $ 18,000
Santa Clara, California 3 $ 2,075,000 $ 691,666 $ 70,000
Boulder, Colorado 3 $ 1,185,000 $ 395,000 $ 20,000
Kent, Delaware 3 $ 685,000 $ 228,333 $ 17,000
Escambia, Florida 3 $ 595,000 $ 198,333 $ 0
Flagler, Florida 3 $ 515,000 $ 171,666 $ 11,000
Hernando, Florida 3 $ 515,000 $ 171,666 $ 11,000
Indian River, Florida 3 $ 595,000 $ 198,333 $ 10,000
Nassau, Florida 3 $ 535,000 $ 178,333 $ 38,000
Okaloosa, Florida 3 $ 855,000 $ 285,000 $ 0
Bryan, Georgia 3 $ 435,000 $ 145,000 $ 4,000
Carroll, Georgia 3 $ 435,000 $ 145,000 $ 9,000
Effingham, Georgia 3 $ 705,000 $ 235,000 $ 29,000
Fayette, Georgia 3 $ 685,000 $ 228,333 $ 17,000
Habersham, Georgia 3 $ 575,000 $ 191,666 $ 0
Benewah, Idaho 3 $ 705,000 $ 235,000 $ 26,000
Bonneville, Idaho 3 $ 425,000 $ 141,666 $ 14,000
Kane, Illinois 3 $ 645,000 $ 215,000 $ 18,000
Fulton, Indiana 3 $ 465,000 $ 155,000 $ 0
Porter, Indiana 3 $ 695,000 $ 231,666 $ 33,000
Tippecanoe, Indiana 3 $ 425,000 $ 141,666 $ 28,000
Warrick, Indiana 3 $ 735,000 $ 245,000 $ 0
Beauregard, Louisiana 3 $ 615,000 $ 205,000 $ 0
Bossier, Louisiana 3 $ 505,000 $ 168,333 $ 0
St. Mary's, Maryland 3 $ 1,035,000 $ 345,000 $ 0
Calhoun, Michigan 3 $ 565,000 $ 188,333 $ 33,000
Ingham, Michigan 3 $ 375,000 $ 125,000 $ 0
Kalamazoo, Michigan 3 $ 535,000 $ 178,333 $ 0
Lapeer, Michigan 3 $ 525,000 $ 175,000 $ 0
Monroe, Michigan 3 $ 675,000 $ 225,000 $ 12,000
St. Clair, Michigan 3 $ 595,000 $ 198,333 $ 38,000
St. Joseph, Michigan 3 $ 495,000 $ 165,000 $ 8,000
Blue Earth, Minnesota 3 $ 495,000 $ 165,000 $ 0
Goodhue, Minnesota 3 $ 505,000 $ 168,333 $ 31,000
Rice, Minnesota 3 $ 605,000 $ 201,666 $ 0
Sherburne, Minnesota 3 $ 615,000 $ 205,000 $ 0
St. Louis, Minnesota 3 $ 395,000 $ 131,666 $ 12,000
Lancaster, Nebraska 3 $ 735,000 $ 245,000 $ 63,000
Douglas, Nevada 3 $ 935,000 $ 311,666 $ 17,000
Cumberland, New Jersey 3 $ 685,000 $ 228,333 $ 21,000
Essex, New Jersey 3 $ 615,000 $ 205,000 $ 94,000
Somerset, New Jersey 3 $ 715,000 $ 238,333 $ 0
Curry, New Mexico 3 $ 495,000 $ 165,000 $ 16,000
Buncombe, North Carolina 3 $ 645,000 $ 215,000 $ 21,000
Craven, North Carolina 3 $ 555,000 $ 185,000 $ 11,000
Granville, North Carolina 3 $ 575,000 $ 191,666 $ 0
Iredell, North Carolina 3 $ 555,000 $ 185,000 $ 0
Pitt, North Carolina 3 $ 595,000 $ 198,333 $ 44,000
Clark, Ohio 3 $ 635,000 $ 211,666 $ 10,000
Clinton, Ohio 3 $ 505,000 $ 168,333 $ 35,000
Greene, Ohio 3 $ 575,000 $ 191,666 $ 19,000
Lucas, Ohio 3 $ 545,000 $ 181,666 $ 42,000
Pickaway, Ohio 3 $ 565,000 $ 188,333 $ 38,000
Portage, Ohio 3 $ 495,000 $ 165,000 $ 32,000
Tuscarawas, Ohio 3 $ 545,000 $ 181,666 $ 15,000
Columbia, Pennsylvania 3 $ 615,000 $ 205,000 $ 7,000
Cumberland, Pennsylvania 3 $ 545,000 $ 181,666 $ 30,000
Lancaster, Pennsylvania 3 $ 525,000 $ 175,000 $ 21,000
Perry, Pennsylvania 3 $ 535,000 $ 178,333 $ 6,000
Washington, Pennsylvania 3 $ 775,000 $ 258,333 $ 81,000
Bradley, Tennessee 3 $ 575,000 $ 191,666 $ 22,000
Fayette, Tennessee 3 $ 465,000 $ 155,000 $ 16,000
Jefferson, Tennessee 3 $ 445,000 $ 148,333 $ 0
Madison, Tennessee 3 $ 605,000 $ 201,666 $ 0
Sullivan, Tennessee 3 $ 505,000 $ 168,333 $ 21,000
Washington, Tennessee 3 $ 435,000 $ 145,000 $ 39,000
White, Tennessee 3 $ 515,000 $ 171,666 $ 12,000
Ellis, Texas 3 $ 1,075,000 $ 358,333 $ 0
Hidalgo, Texas 3 $ 385,000 $ 128,333 $ 15,000
Kaufman, Texas 3 $ 635,000 $ 211,666 $ 0
Williamson, Texas 3 $ 705,000 $ 235,000 $ 0
Hopewell, Virginia 3 $ 655,000 $ 218,333 $ 0
Manassas, Virginia 3 $ 1,125,000 $ 375,000 $ 12,000
Pittsylvania, Virginia 3 $ 385,000 $ 128,333 $ 31,000
Warren, Virginia 3 $ 635,000 $ 211,666 $ 19,000
Winnebago, Wisconsin 3 $ 415,000 $ 138,333 $ 0
Cherokee, Alabama 2 $ 330,000 $ 165,000 $ 73,000
Houston, Alabama 2 $ 290,000 $ 145,000 $ 0
Limestone, Alabama 2 $ 260,000 $ 130,000 $ 18,000
Morgan, Alabama 2 $ 340,000 $ 170,000 $ 25,000
St. Clair, Alabama 2 $ 390,000 $ 195,000 $ 14,000
Gila, Arizona 2 $ 510,000 $ 255,000 $ 19,000
El Dorado, California 2 $ 500,000 $ 250,000 $ 0
Lake, California 2 $ 420,000 $ 210,000 $ 17,000
Mendocino, California 2 $ 560,000 $ 280,000 $ 44,000
Tehama, California 2 $ 460,000 $ 230,000 $ 0
Yolo, California 2 $ 530,000 $ 265,000 $ 60,000
Delta, Colorado 2 $ 410,000 $ 205,000 $ 0
Fremont, Colorado 2 $ 300,000 $ 150,000 $ 13,000
La Plata, Colorado 2 $ 610,000 $ 305,000 $ 19,000
Morgan, Colorado 2 $ 470,000 $ 235,000 $ 39,000
Teller, Colorado 2 $ 650,000 $ 325,000 $ 0
Collier, Florida 2 $ 470,000 $ 235,000 $ 0
Gulf, Florida 2 $ 470,000 $ 235,000 $ 31,000
Highlands, Florida 2 $ 330,000 $ 165,000 $ 0
Leon, Florida 2 $ 420,000 $ 210,000 $ 11,000
Levy, Florida 2 $ 360,000 $ 180,000 $ 30,000
Martin, Florida 2 $ 450,000 $ 225,000 $ 14,000
Sumter, Florida 2 $ 440,000 $ 220,000 $ 21,000
Taylor, Florida 2 $ 250,000 $ 125,000 $ 0
Bulloch, Georgia 2 $ 440,000 $ 220,000 $ 47,000
Camden, Georgia 2 $ 600,000 $ 300,000 $ 0
Catoosa, Georgia 2 $ 500,000 $ 250,000 $ 60,000
Gilmer, Georgia 2 $ 460,000 $ 230,000 $ 33,000
Harris, Georgia 2 $ 870,000 $ 435,000 $ 0
Polk, Georgia 2 $ 450,000 $ 225,000 $ 22,000
Thomas, Georgia 2 $ 330,000 $ 165,000 $ 0
Kauai, Hawaii 2 $ 850,000 $ 425,000 $ 103,000
Maui, Hawaii 2 $ 1,110,000 $ 555,000 $ 55,000
Gem, Idaho 2 $ 930,000 $ 465,000 $ 78,000
Jefferson, Idaho 2 $ 470,000 $ 235,000 $ 23,000
Lincoln, Idaho 2 $ 330,000 $ 165,000 $ 0
Madison, Idaho 2 $ 420,000 $ 210,000 $ 34,000
Allen, Indiana 2 $ 300,000 $ 150,000 $ 27,000
Crawford, Indiana 2 $ 430,000 $ 215,000 $ 22,000
Jackson, Indiana 2 $ 270,000 $ 135,000 $ 22,000
Jasper, Indiana 2 $ 330,000 $ 165,000 $ 0
Knox, Indiana 2 $ 360,000 $ 180,000 $ 0
Monroe, Indiana 2 $ 350,000 $ 175,000 $ 0
Morgan, Indiana 2 $ 500,000 $ 250,000 $ 30,000
Putnam, Indiana 2 $ 340,000 $ 170,000 $ 0
Ripley, Indiana 2 $ 350,000 $ 175,000 $ 17,000
Ouachita, Louisiana 2 $ 500,000 $ 250,000 $ 0
Cecil, Maryland 2 $ 530,000 $ 265,000 $ 0
Queen Anne's, Maryland 2 $ 790,000 $ 395,000 $ 118,000
Washington, Maryland 2 $ 490,000 $ 245,000 $ 0
Cass, Michigan 2 $ 610,000 $ 305,000 $ 0
Midland, Michigan 2 $ 280,000 $ 140,000 $ 39,000
Tuscola, Michigan 2 $ 240,000 $ 120,000 $ 0
Cass, Minnesota 2 $ 340,000 $ 170,000 $ 14,000
Clay, Minnesota 2 $ 370,000 $ 185,000 $ 22,000
Kanabec, Minnesota 2 $ 320,000 $ 160,000 $ 0
Meeker, Minnesota 2 $ 510,000 $ 255,000 $ 0
Wright, Minnesota 2 $ 330,000 $ 165,000 $ 0
Cascade, Montana 2 $ 490,000 $ 245,000 $ 0
Lincoln, Nebraska 2 $ 450,000 $ 225,000 $ 82,000
Carson City, Nevada 2 $ 390,000 $ 195,000 $ 0
Humboldt, Nevada 2 $ 550,000 $ 275,000 $ 0
Atlantic, New Jersey 2 $ 270,000 $ 135,000 $ 0
Camden, New Jersey 2 $ 460,000 $ 230,000 $ 0
Gloucester, New Jersey 2 $ 430,000 $ 215,000 $ 0
Mercer, New Jersey 2 $ 540,000 $ 270,000 $ 38,000
Union, New Jersey 2 $ 550,000 $ 275,000 $ 26,000
Davidson, North Carolina 2 $ 350,000 $ 175,000 $ 19,000
Gaston, North Carolina 2 $ 260,000 $ 130,000 $ 33,000
Hoke, North Carolina 2 $ 290,000 $ 145,000 $ 0
Nash, North Carolina 2 $ 450,000 $ 225,000 $ 28,000
Pasquotank, North Carolina 2 $ 350,000 $ 175,000 $ 35,000
Rockingham, North Carolina 2 $ 240,000 $ 120,000 $ 0
Adams, Ohio 2 $ 230,000 $ 115,000 $ 7,000
Champaign, Ohio 2 $ 330,000 $ 165,000 $ 0
Columbiana, Ohio 2 $ 260,000 $ 130,000 $ 0
Defiance, Ohio 2 $ 290,000 $ 145,000 $ 0
Erie, Ohio 2 $ 390,000 $ 195,000 $ 0
Lake, Ohio 2 $ 320,000 $ 160,000 $ 0
Lawrence, Ohio 2 $ 410,000 $ 205,000 $ 0
Madison, Ohio 2 $ 340,000 $ 170,000 $ 49,000
Marion, Ohio 2 $ 310,000 $ 155,000 $ 33,000
Ross, Ohio 2 $ 320,000 $ 160,000 $ 0
Shelby, Ohio 2 $ 380,000 $ 190,000 $ 0
Adams, Pennsylvania 2 $ 400,000 $ 200,000 $ 0
Lackawanna, Pennsylvania 2 $ 310,000 $ 155,000 $ 0
Somerset, Pennsylvania 2 $ 230,000 $ 115,000 $ 0
Westmoreland, Pennsylvania 2 $ 270,000 $ 135,000 $ 39,000
Blount, Tennessee 2 $ 320,000 $ 160,000 $ 0
Dickson, Tennessee 2 $ 470,000 $ 235,000 $ 29,000
Franklin, Tennessee 2 $ 320,000 $ 160,000 $ 35,000
Hamblen, Tennessee 2 $ 290,000 $ 145,000 $ 23,000
Haywood, Tennessee 2 $ 430,000 $ 215,000 $ 0
Macon, Tennessee 2 $ 290,000 $ 145,000 $ 0
Roane, Tennessee 2 $ 360,000 $ 180,000 $ 40,000
Van Buren, Tennessee 2 $ 270,000 $ 135,000 $ 0
Wayne, Tennessee 2 $ 270,000 $ 135,000 $ 63,000
Bastrop, Texas 2 $ 440,000 $ 220,000 $ 51,000
Bowie, Texas 2 $ 240,000 $ 120,000 $ 0
Burnet, Texas 2 $ 400,000 $ 200,000 $ 0
Comal, Texas 2 $ 870,000 $ 435,000 $ 42,000
Gregg, Texas 2 $ 230,000 $ 115,000 $ 16,000
Henderson, Texas 2 $ 350,000 $ 175,000 $ 20,000
Hill, Texas 2 $ 290,000 $ 145,000 $ 0
Johnson, Texas 2 $ 370,000 $ 185,000 $ 10,000
Nueces, Texas 2 $ 400,000 $ 200,000 $ 0
Uvalde, Texas 2 $ 390,000 $ 195,000 $ 0
Webb, Texas 2 $ 460,000 $ 230,000 $ 65,000
Wise, Texas 2 $ 420,000 $ 210,000 $ 0
Albemarle, Virginia 2 $ 550,000 $ 275,000 $ 15,000
Arlington, Virginia 2 $ 640,000 $ 320,000 $ 40,000
Botetourt, Virginia 2 $ 280,000 $ 140,000 $ 0
Culpeper, Virginia 2 $ 560,000 $ 280,000 $ 0
Fauquier, Virginia 2 $ 830,000 $ 415,000 $ 0
Gloucester, Virginia 2 $ 570,000 $ 285,000 $ 35,000
Henry, Virginia 2 $ 280,000 $ 140,000 $ 0
Lynchburg, Virginia 2 $ 300,000 $ 150,000 $ 29,000
Montgomery, Virginia 2 $ 280,000 $ 140,000 $ 0
New Kent, Virginia 2 $ 760,000 $ 380,000 $ 45,000
Northumberland, Virginia 2 $ 750,000 $ 375,000 $ 0
Petersburg, Virginia 2 $ 500,000 $ 250,000 $ 0
Portsmouth, Virginia 2 $ 430,000 $ 215,000 $ 0
Prince George, Virginia 2 $ 520,000 $ 260,000 $ 0
Richmond City, Virginia 2 $ 350,000 $ 175,000 $ 0
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Mortgage Loan Application Detail Totals for Clearpath Lending in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,319 $1,042,975,000 $241,000 $1,045,000 $11,000 $335,000
Cash-out Refinancing 991 $273,735,000 $276,000 $975,000 $75,000 $342,000
Home Purchase 34 $8,650,000 $254,000 $675,000 $87,000 $284,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,993 $716,275,000 $239,000 $1,045,000 $26,000 $342,000
Black or African American 1,187 $300,375,000 $253,000 $915,000 $21,000 $284,000
Hispanic 735 $185,575,000 $252,000 $945,000 $21,000 $259,000
Not Provided 221 $57,345,000 $259,000 $715,000 $15,000 $338,000
Asian 132 $44,860,000 $339,000 $955,000 $33,000 $260,000
Native Hawaiian or Other Pacific Islander 47 $13,935,000 $296,000 $705,000 $18,000 $158,000
American Indian or Alaskan Native 29 $6,995,000 $241,000 $695,000 $19,000 $95,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 3,982 $992,750,000 $249,000 $1,045,000 $26,000 $342,000
FHA-insured (Federal Housing Administration) 1,292 $313,050,000 $242,000 $695,000 $13,000 $201,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 70 $19,560,000 $279,000 $675,000 $98,000 $284,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,330 $826,940,000 $248,000 $955,000 $20,000 $342,000
Application Denied By Financial Institution 1,134 $275,120,000 $242,000 $835,000 $36,000 $284,000
Application Withdrawn By Applicant 675 $172,475,000 $255,000 $1,045,000 $23,000 $338,000
File Closed For Incompleteness 205 $50,825,000 $247,000 $775,000 $21,000 $144,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,210 $1,050,240,000 $249,000 $1,045,000 $20,000 $342,000
Other 841 $201,695,000 $239,000 $685,000 $34,000 $284,000
Credit History 126 $29,770,000 $236,000 $595,000 $36,000 $225,000
Debt-To-Income Ratio 68 $18,470,000 $271,000 $835,000 $56,000 $160,000
Insufficient Cash (Downpayment, Closing Cost) 41 $9,435,000 $230,000 $535,000 $6,000 $120,000
Collateral 37 $9,335,000 $252,000 $825,000 $54,000 $190,000
Employment History 21 $6,415,000 $305,000 $765,000 $64,000 $134,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Clearpath Lending's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Clearpath Lending's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

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