Clearview Federal Credit Union 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Clearview Federal Credit Union 8805 University Blvd Moon Township, PA 15108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,599 |
| Total Mortgage Loan Application Amount | $246,495,000 |
| Average Mortgage Loan Application Amount | $104,400 |
| Highest Mortgage Loan Application Amount | $1,605,000 |
| Average Applicant Income | $128,000 |
| Highest Applicant Income | $4,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Clearview Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Clearview Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Clearview Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Clearview Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Clearview Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Clearview Federal Credit Union's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny County Pennsylvania | 1,160 | $ 109,550,000 | $ 94,000 | $ 123,000 |
| Beaver County Pennsylvania | 371 | $ 31,485,000 | $ 84,000 | $ 103,000 |
| Washington County Pennsylvania | 234 | $ 21,950,000 | $ 93,000 | $ 113,000 |
| Westmoreland County Pennsylvania | 220 | $ 18,370,000 | $ 83,000 | $ 94,000 |
| Butler County Pennsylvania | 167 | $ 18,075,000 | $ 108,000 | $ 141,000 |
| Columbiana County Ohio | 41 | $ 2,425,000 | $ 59,000 | $ 72,000 |
| Armstrong County Pennsylvania | 41 | $ 2,665,000 | $ 65,000 | $ 74,000 |
| Lawrence County Pennsylvania | 25 | $ 1,635,000 | $ 65,000 | $ 80,000 |
| Broward County Florida | 17 | $ 2,155,000 | $ 126,000 | $ 90,000 |
| Fayette County Pennsylvania | 11 | $ 1,265,000 | $ 115,000 | $ 97,000 |
| New Castle County Delaware | 8 | $ 930,000 | $ 116,000 | $ 69,000 |
| Palm Beach County Florida | 8 | $ 1,050,000 | $ 131,000 | $ 93,000 |
| Greene County Pennsylvania | 7 | $ 585,000 | $ 83,000 | $ 76,000 |
| Delaware County Pennsylvania | 6 | $ 360,000 | $ 60,000 | $ 51,000 |
| Garrett County Maryland | 5 | $ 835,000 | $ 167,000 | $ 234,000 |
| New Hanover County North Carolina | 5 | $ 685,000 | $ 137,000 | $ 105,000 |
| Mahoning County Ohio | 5 | $ 245,000 | $ 49,000 | $ 80,000 |
| Somerset County Pennsylvania | 5 | $ 415,000 | $ 83,000 | $ 338,000 |
| Hancock County West Virginia | 5 | $ 295,000 | $ 59,000 | $ 64,000 |
| San Diego County California | 4 | $ 750,000 | $ 187,000 | $ 118,000 |
| Lee County Florida | 4 | $ 850,000 | $ 212,000 | $ 153,000 |
| Cecil County Maryland | 4 | $ 450,000 | $ 112,000 | $ 86,000 |
| Chester County Pennsylvania | 4 | $ 510,000 | $ 127,000 | $ 171,000 |
| Indiana County Pennsylvania | 4 | $ 310,000 | $ 77,000 | $ 64,000 |
| Montgomery County Pennsylvania | 4 | $ 500,000 | $ 125,000 | $ 160,000 |
| Lancaster County South Carolina | 4 | $ 680,000 | $ 170,000 | $ 81,000 |
| Maricopa County Arizona | 3 | $ 715,000 | $ 238,000 | $ 101,000 |
| Los Angeles County California | 3 | $ 315,000 | $ 105,000 | $ 92,000 |
| Riverside County California | 3 | $ 365,000 | $ 121,000 | $ 150,000 |
| Hillsborough County Florida | 3 | $ 405,000 | $ 135,000 | $ 119,000 |
| Pasco County Florida | 3 | $ 285,000 | $ 95,000 | $ 82,000 |
| Pinellas County Florida | 3 | $ 285,000 | $ 95,000 | $ 84,000 |
| Volusia County Florida | 3 | $ 905,000 | $ 301,000 | $ 330,000 |
| Fulton County Georgia | 3 | $ 535,000 | $ 178,000 | $ 96,000 |
| Baltimore County Maryland | 3 | $ 345,000 | $ 115,000 | $ 190,000 |
| Prince George's County Maryland | 3 | $ 265,000 | $ 88,000 | $ 102,000 |
| Pender County North Carolina | 3 | $ 715,000 | $ 238,000 | $ 218,000 |
| Wake County North Carolina | 3 | $ 785,000 | $ 261,000 | $ 191,000 |
| Lancaster County Pennsylvania | 3 | $ 395,000 | $ 131,000 | $ 213,000 |
| Horry County South Carolina | 3 | $ 145,000 | $ 48,000 | $ 141,000 |
| Shelby County Alabama | 2 | $ 90,000 | $ 45,000 | $ 101,000 |
| Coconino County Arizona | 2 | $ 610,000 | $ 305,000 | $ 134,000 |
| Martin County Florida | 2 | $ 310,000 | $ 155,000 | $ 339,000 |
| Polk County Florida | 2 | $ 490,000 | $ 245,000 | $ 117,000 |
| Seminole County Florida | 2 | $ 140,000 | $ 70,000 | $ 46,000 |
| Henry County Georgia | 2 | $ 110,000 | $ 55,000 | $ 74,000 |
| Hamilton County Indiana | 2 | $ 90,000 | $ 45,000 | $ 293,000 |
| Anne Arundel County Maryland | 2 | $ 190,000 | $ 95,000 | $ 91,000 |
| Harford County Maryland | 2 | $ 110,000 | $ 55,000 | $ 147,000 |
| Howard County Maryland | 2 | $ 1,040,000 | $ 520,000 | $ 215,000 |
| Essex County Massachusetts | 2 | $ 140,000 | $ 70,000 | $ 154,000 |
| Clark County Nevada | 2 | $ 700,000 | $ 350,000 | $ 165,000 |
| Rockingham County New Hampshire | 2 | $ 290,000 | $ 145,000 | $ 277,000 |
| Cape May County New Jersey | 2 | $ 130,000 | $ 65,000 | $ 68,000 |
| Gloucester County New Jersey | 2 | $ 140,000 | $ 70,000 | $ 125,000 |
| Erie County New York | 2 | $ 160,000 | $ 80,000 | $ 89,000 |
| Oneida County New York | 2 | $ 70,000 | $ 35,000 | $ 177,000 |
| Ulster County New York | 2 | $ 90,000 | $ 45,000 | $ 280,000 |
| Cuyahoga County Ohio | 2 | $ 130,000 | $ 65,000 | $ 122,000 |
| Jefferson County Ohio | 2 | $ 80,000 | $ 40,000 | $ 102,000 |
| Summit County Ohio | 2 | $ 230,000 | $ 115,000 | $ 105,000 |
| Trumbull County Ohio | 2 | $ 150,000 | $ 75,000 | $ 125,000 |
| Bucks County Pennsylvania | 2 | $ 380,000 | $ 190,000 | $ 122,000 |
| Crawford County Pennsylvania | 2 | $ 490,000 | $ 245,000 | $ 89,000 |
| Cumberland County Pennsylvania | 2 | $ 260,000 | $ 130,000 | $ 216,000 |
| Erie County Pennsylvania | 2 | $ 60,000 | $ 30,000 | $ 78,000 |
| Jefferson County Pennsylvania | 2 | $ 160,000 | $ 80,000 | $ 74,000 |
| Luzerne County Pennsylvania | 2 | $ 80,000 | $ 40,000 | $ 117,000 |
| Mercer County Pennsylvania | 2 | $ 80,000 | $ 40,000 | $ 94,000 |
| Philadelphia County Pennsylvania | 2 | $ 110,000 | $ 55,000 | $ 75,000 |
| York County South Carolina | 2 | $ 230,000 | $ 115,000 | $ 194,000 |
| Anderson County Tennessee | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Fairfax County Virginia | 2 | $ 60,000 | $ 30,000 | $ 150,000 |
| Loudoun County Virginia | 2 | $ 370,000 | $ 185,000 | $ 145,000 |
| Virginia Beach County Virginia | 2 | $ 650,000 | $ 325,000 | $ 164,000 |
| Brooke County West Virginia | 2 | $ 70,000 | $ 35,000 | $ 66,000 |
| Jefferson County Alabama | 1 | $ 25,000 | $ 25,000 | $ 124,000 |
| Yavapai County Arizona | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
| Pulaski County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 78,000 |
| Napa County California | 1 | $ 55,000 | $ 55,000 | $ 51,000 |
| Arapahoe County Colorado | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Larimer County Colorado | 1 | $ 55,000 | $ 55,000 | $ 225,000 |
| Kent County Delaware | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Sussex County Delaware | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| District of Columbia County District Of Columbia | 1 | $ 255,000 | $ 255,000 | $ 222,000 |
| Brevard County Florida | 1 | $ 195,000 | $ 195,000 | $ 172,000 |
| Citrus County Florida | 1 | $ 45,000 | $ 45,000 | $ 37,000 |
| Clay County Florida | 1 | $ 35,000 | $ 35,000 | $ 255,000 |
| Collier County Florida | 1 | $ 145,000 | $ 145,000 | $ 105,000 |
| Hernando County Florida | 1 | $ 155,000 | $ 155,000 | $ 90,000 |
| Lake County Florida | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
| Manatee County Florida | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
| Marion County Florida | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Orange County Florida | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Sarasota County Florida | 1 | $ 45,000 | $ 45,000 | $ 25,000 |
| Camden County Georgia | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Carroll County Georgia | 1 | $ 235,000 | $ 235,000 | $ 83,000 |
| Chatham County Georgia | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Columbia County Georgia | 1 | $ 155,000 | $ 155,000 | $ 96,000 |
| Newton County Georgia | 1 | $ 85,000 | $ 85,000 | $ 129,000 |
| Clay County Indiana | 1 | $ 25,000 | $ 25,000 | $ 53,000 |
| Johnson County Kansas | 1 | $ 405,000 | $ 405,000 | $ 132,000 |
| Cumberland County Maine | 1 | $ 55,000 | $ 55,000 | $ 103,000 |
| Baltimore City County Maryland | 1 | $ 215,000 | $ 215,000 | $ 292,000 |
| Frederick County Maryland | 1 | $ 185,000 | $ 185,000 | $ 81,000 |
| Montgomery County Maryland | 1 | $ 305,000 | $ 305,000 | $ 117,000 |
| Queen Anne's County Maryland | 1 | $ 255,000 | $ 255,000 | $ 208,000 |
| Wicomico County Maryland | 1 | $ 25,000 | $ 25,000 | $ 77,000 |
| Worcester County Maryland | 1 | $ 95,000 | $ 95,000 | $ 150,000 |
| Wayne County Michigan | 1 | $ 25,000 | $ 25,000 | $ 195,000 |
| Dakota County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| Franklin County Missouri | 1 | $ 35,000 | $ 35,000 | $ 28,000 |
| Deer Lodge County Montana | 1 | $ 85,000 | $ 85,000 | $ 177,000 |
| Washoe County Nevada | 1 | $ 135,000 | $ 135,000 | $ 101,000 |
| Essex County New Jersey | 1 | $ 245,000 | $ 245,000 | $ 88,000 |
| Morris County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 259,000 |
| Chautauqua County New York | 1 | $ 55,000 | $ 55,000 | $ 113,000 |
| Madison County New York | 1 | $ 35,000 | $ 35,000 | $ 77,000 |
| Monroe County New York | 1 | $ 105,000 | $ 105,000 | $ 200,000 |
| Oswego County New York | 1 | $ 35,000 | $ 35,000 | $ 58,000 |
| Saratoga County New York | 1 | $ 55,000 | $ 55,000 | $ 197,000 |
| Suffolk County New York | 1 | $ 55,000 | $ 55,000 | $ 103,000 |
| Westchester County New York | 1 | $ 105,000 | $ 105,000 | $ 336,000 |
| Avery County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 31,000 |
| Catawba County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 128,000 |
| Forsyth County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Gaston County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 125,000 |
| Guilford County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| Jackson County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 56,000 |
| Mecklenburg County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 98,000 |
| Moore County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 404,000 |
| Stanly County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 264,000 |
| Wilson County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 52,000 |
| Ashtabula County Ohio | 1 | $ 115,000 | $ 115,000 | $ 150,000 |
| Warren County Ohio | 1 | $ 35,000 | $ 35,000 | $ 87,000 |
| Bedford County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 53,000 |
| Berks County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 69,000 |
| Blair County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 103,000 |
| Cambria County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 100,000 |
| Clearfield County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 192,000 |
| Dauphin County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Forest County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 72,000 |
| Lackawanna County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 216,000 |
| Lebanon County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 84,000 |
| Snyder County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 116,000 |
| Washington County Rhode Island | 1 | $ 65,000 | $ 65,000 | $ 90,000 |
| Aiken County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| Berkeley County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
| Blount County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 113,000 |
| Davidson County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 145,000 |
| Loudon County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 76,000 |
| Addison County Vermont | 1 | $ 25,000 | $ 25,000 | $ 208,000 |
| Albemarle County Virginia | 1 | $ 25,000 | $ 25,000 | $ 81,000 |
| Alleghany County Virginia | 1 | $ 15,000 | $ 15,000 | $ 19,000 |
| Caroline County Virginia | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| James City County Virginia | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| Prince William County Virginia | 1 | $ 165,000 | $ 165,000 | $ 86,000 |
| Spotsylvania County Virginia | 1 | $ 205,000 | $ 205,000 | $ 157,000 |
| Spokane County Washington | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
| Hampshire County West Virginia | 1 | $ 235,000 | $ 235,000 | $ 105,000 |
| Lewis County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 90,000 |
| Ohio County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 67,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 864 | $110,990,000 | $128,000 | $1,605,000 | $109,000 | $3,782,000 |
| Home Improvement | 676 | $35,630,000 | $52,000 | $355,000 | $109,000 | $1,500,000 |
| Other Purpose | 656 | $44,470,000 | $67,000 | $845,000 | $108,000 | $772,000 |
| Cash-out Refinancing | 208 | $26,450,000 | $127,000 | $605,000 | $122,000 | $874,000 |
| Home Purchase | 195 | $28,955,000 | $148,000 | $645,000 | $192,000 | $4,500,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,199 | $207,055,000 | $94,000 | $1,605,000 | $115,000 | $4,500,000 |
| Not Provided | 223 | $24,105,000 | $108,000 | $605,000 | $139,000 | $874,000 |
| Black or African American | 98 | $6,420,000 | $65,000 | $265,000 | $77,000 | $268,000 |
| Hispanic | 37 | $3,715,000 | $100,000 | $525,000 | $125,000 | $447,000 |
| Asian | 36 | $4,960,000 | $137,000 | $505,000 | $138,000 | $674,000 |
| American Indian or Alaskan Native | 3 | $75,000 | $25,000 | $35,000 | $28,000 | $37,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $140,000 | $70,000 | $105,000 | $165,000 | $200,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,599 | $246,495,000 | $94,000 | $1,605,000 | $116,000 | $4,500,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,748 | $176,020,000 | $100,000 | $1,605,000 | $122,000 | $3,782,000 |
| Application Denied By Financial Institution | 571 | $43,255,000 | $75,000 | $535,000 | $97,000 | $4,500,000 |
| Application Withdrawn By Applicant | 180 | $17,000,000 | $94,000 | $525,000 | $116,000 | $520,000 |
| File Closed For Incompleteness | 97 | $9,865,000 | $101,000 | $605,000 | $117,000 | $540,000 |
| Application Approved But Not Accepted | 3 | $355,000 | $118,000 | $125,000 | $125,000 | $190,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,028 | $203,240,000 | $100,000 | $1,605,000 | $121,000 | $3,782,000 |
| Other | 186 | $17,340,000 | $93,000 | $505,000 | $153,000 | $4,500,000 |
| Credit History | 167 | $9,495,000 | $56,000 | $325,000 | $72,000 | $277,000 |
| Debt-To-Income Ratio | 122 | $9,270,000 | $75,000 | $535,000 | $53,000 | $261,000 |
| Collateral | 75 | $5,825,000 | $77,000 | $505,000 | $99,000 | $360,000 |
| Unverifiable Information | 17 | $1,035,000 | $60,000 | $155,000 | $61,000 | $121,000 |
| Employment History | 3 | $225,000 | $75,000 | $195,000 | $46,000 | $57,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $65,000 | $65,000 | $65,000 | $40,000 | $40,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Clearview Federal Credit Union's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Clearview Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.