Coastal Community Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Coastal Community Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Coastal Community Bank Po Box 12220 Everett, WA 98206 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 |
| Total Number of Mortgage Applications | 29,908 |
| Total Mortgage Loan Application Amount | $1,772,430,000 |
| Average Mortgage Loan Application Amount | $845,800 |
| Highest Mortgage Loan Application Amount | $18,505,000 |
| Average Applicant Income | $552,600 |
| Highest Applicant Income | $7,784,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Coastal Community Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Coastal Community Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Coastal Community Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Coastal Community Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Coastal Community Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Coastal Community Bank's mortgage activity for 2023.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 3,204 | $ 142,670,000 | $ 67,312 | $ 129,500 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,350 | $ 89,620,000 | $ 66,000 | $ 152,000 |
| CHICAGO-NAPERVILLE, IL | 1,005 | $ 52,705,000 | $ 52,000 | $ 144,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,001 | $ 93,115,000 | $ 93,000 | $ 220,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 891 | $ 43,005,000 | $ 48,000 | $ 142,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 817 | $ 56,875,000 | $ 69,000 | $ 161,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 795 | $ 40,175,000 | $ 50,000 | $ 143,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 655 | $ 40,375,000 | $ 61,000 | $ 179,000 |
| DENVER-AURORA-LAKEWOOD, CO | 580 | $ 40,160,000 | $ 69,000 | $ 167,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 575 | $ 31,595,000 | $ 54,000 | $ 165,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 459 | $ 20,565,000 | $ 49,500 | $ 136,500 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 435 | $ 26,395,000 | $ 60,000 | $ 168,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 433 | $ 23,335,000 | $ 53,000 | $ 162,000 |
| CLEVELAND-ELYRIA, OH | 424 | $ 17,110,000 | $ 40,000 | $ 111,000 |
| COLUMBUS, OH | 422 | $ 21,750,000 | $ 51,000 | $ 131,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 419 | $ 22,255,000 | $ 53,000 | $ 143,000 |
| CINCINNATI, OH-KY-IN | 358 | $ 17,820,000 | $ 49,500 | $ 154,000 |
| JACKSONVILLE, FL | 344 | $ 17,480,000 | $ 50,000 | $ 151,000 |
| SAN DIEGO-CARLSBAD, CA | 324 | $ 28,160,000 | $ 86,000 | $ 200,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 314 | $ 18,260,000 | $ 200,500 | $ 144,000 |
| NEW YORK-NEWARK, NY | 301 | $ 21,725,000 | $ 72,000 | $ 184,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 301 | $ 22,355,000 | $ 74,000 | $ 176,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 287 | $ 30,755,000 | $ 107,000 | $ 282,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 278 | $ 17,070,000 | $ 61,000 | $ 157,000 |
| PITTSBURGH, PA | 270 | $ 11,420,000 | $ 42,000 | $ 121,000 |
| NEWARK, NJ-PA | 253 | $ 19,005,000 | $ 64,500 | $ 142,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 252 | $ 11,320,000 | $ 44,000 | $ 133,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 245 | $ 25,035,000 | $ 102,000 | $ 233,000 |
| MEMPHIS, TN-MS-AR | 234 | $ 11,320,000 | $ 48,666 | $ 133,666 |
| DETROIT-DEARBORN-LIVONIA, MI | 229 | $ 10,155,000 | $ 44,000 | $ 122,000 |
| LAKELAND-WINTER HAVEN, FL | 226 | $ 9,180,000 | $ 40,000 | $ 110,000 |
| OKLAHOMA CITY, OK | 225 | $ 9,035,000 | $ 40,000 | $ 128,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 216 | $ 12,120,000 | $ 56,000 | $ 146,000 |
| TUCSON, AZ | 207 | $ 12,645,000 | $ 61,000 | $ 132,000 |
| CAMDEN, NJ | 199 | $ 11,705,000 | $ 58,000 | $ 147,000 |
| PHILADELPHIA, PA | 195 | $ 8,875,000 | $ 45,000 | $ 116,000 |
| ELGIN, IL | 190 | $ 9,620,000 | $ 50,000 | $ 139,000 |
| BIRMINGHAM-HOOVER, AL | 185 | $ 7,285,000 | $ 39,000 | $ 123,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 184 | $ 9,430,000 | $ 55,000 | $ 130,500 |
| CAPE CORAL-FORT MYERS, FL | 183 | $ 9,105,000 | $ 49,000 | $ 150,000 |
| SALT LAKE CITY, UT | 176 | $ 12,160,000 | $ 69,000 | $ 147,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 166 | $ 7,470,000 | $ 45,000 | $ 160,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 163 | $ 12,985,000 | $ 79,000 | $ 214,000 |
| KNOXVILLE, TN | 161 | $ 7,305,000 | $ 45,000 | $ 127,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 158 | $ 7,360,000 | $ 39,000 | $ 107,500 |
| NEW ORLEANS-METAIRIE, LA | 156 | $ 7,340,000 | $ 47,000 | $ 118,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 156 | $ 6,760,000 | $ 43,000 | $ 121,000 |
| AKRON, OH | 155 | $ 6,515,000 | $ 42,000 | $ 108,000 |
| PORT ST. LUCIE, FL | 151 | $ 6,775,000 | $ 44,000 | $ 114,000 |
| KANSAS CITY, MO-KS | 147 | $ 6,675,000 | $ 45,000 | $ 137,000 |
| ALBUQUERQUE, NM | 145 | $ 6,985,000 | $ 48,000 | $ 112,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 143 | $ 8,625,000 | $ 57,000 | $ 150,500 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 141 | $ 8,695,000 | $ 61,000 | $ 192,000 |
| TULSA, OK | 133 | $ 5,565,000 | $ 41,000 | $ 121,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 132 | $ 4,720,000 | $ 48,000 | $ 115,500 |
| BAKERSFIELD, CA | 131 | $ 7,545,000 | $ 57,000 | $ 163,000 |
| GRAND RAPIDS-WYOMING, MI | 131 | $ 6,295,000 | $ 48,000 | $ 115,000 |
| STOCKTON-LODI, CA | 130 | $ 9,190,000 | $ 70,000 | $ 162,000 |
| TOLEDO, OH | 126 | $ 4,210,000 | $ 33,000 | $ 106,000 |
| DES MOINES-WEST DES MOINES, IA | 120 | $ 4,780,000 | $ 39,000 | $ 117,000 |
| OGDEN-CLEARFIELD, UT | 116 | $ 6,070,000 | $ 52,000 | $ 122,000 |
| FRESNO, CA | 114 | $ 7,330,000 | $ 64,000 | $ 167,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 114 | $ 4,600,000 | $ 40,000 | $ 120,000 |
| PROVO-OREM, UT | 114 | $ 8,330,000 | $ 73,000 | $ 145,000 |
| PORTLAND-SOUTH PORTLAND, ME | 110 | $ 6,450,000 | $ 58,000 | $ 139,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 109 | $ 5,435,000 | $ 49,000 | $ 136,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 109 | $ 13,305,000 | $ 122,000 | $ 253,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 107 | $ 5,495,000 | $ 51,000 | $ 136,000 |
| ST. LOUIS, MO-IL | 104 | $ 3,390,000 | $ 32,000 | $ 115,000 |
| ANCHORAGE, AK | 101 | $ 6,325,000 | $ 62,000 | $ 147,000 |
| YORK-HANOVER, PA | 100 | $ 4,090,000 | $ 40,000 | $ 103,000 |
| COLORADO SPRINGS, CO | 99 | $ 6,025,000 | $ 60,000 | $ 166,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 99 | $ 3,285,000 | $ 33,000 | $ 104,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 99 | $ 57,735,000 | $ 583,000 | $ 227,000 |
| OCALA, FL | 98 | $ 3,770,000 | $ 38,000 | $ 127,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 97 | $ 7,515,000 | $ 77,000 | $ 204,000 |
| CANTON-MASSILLON, OH | 91 | $ 3,355,000 | $ 36,000 | $ 96,000 |
| HUNTSVILLE, AL | 88 | $ 4,380,000 | $ 49,000 | $ 124,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 88 | $ 5,640,000 | $ 64,000 | $ 187,000 |
| BATON ROUGE, LA | 87 | $ 4,305,000 | $ 49,000 | $ 134,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 87 | $ 3,525,000 | $ 40,000 | $ 133,000 |
| WICHITA, KS | 84 | $ 2,690,000 | $ 32,000 | $ 112,000 |
| CHATTANOOGA, TN-GA | 83 | $ 3,805,000 | $ 45,000 | $ 123,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 83 | $ 4,725,000 | $ 56,000 | $ 160,000 |
| GREELEY, CO | 80 | $ 4,630,000 | $ 57,000 | $ 152,000 |
| SALEM, OR | 80 | $ 4,470,000 | $ 55,000 | $ 128,000 |
| LANCASTER, PA | 76 | $ 3,970,000 | $ 52,000 | $ 122,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 75 | $ 3,725,000 | $ 49,000 | $ 109,000 |
| MODESTO, CA | 75 | $ 4,525,000 | $ 60,000 | $ 134,000 |
| RICHMOND, VA | 73 | $ 3,365,000 | $ 46,000 | $ 146,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 73 | $ 2,495,000 | $ 34,000 | $ 84,000 |
| EAST STROUDSBURG, PA | 72 | $ 3,840,000 | $ 53,000 | $ 131,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 70 | $ 3,260,000 | $ 46,000 | $ 136,000 |
| HARRISBURG-CARLISLE, PA | 68 | $ 3,070,000 | $ 45,000 | $ 135,000 |
| LEXINGTON-FAYETTE, KY | 68 | $ 3,420,000 | $ 50,000 | $ 138,000 |
| MANCHESTER-NASHUA, NH | 67 | $ 4,455,000 | $ 66,000 | $ 167,000 |
| READING, PA | 67 | $ 3,165,000 | $ 47,000 | $ 113,000 |
| LANSING-EAST LANSING, MI | 65 | $ 2,415,000 | $ 37,000 | $ 89,000 |
| ROCKFORD, IL | 63 | $ 2,405,000 | $ 38,000 | $ 107,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 62 | $ 3,220,000 | $ 51,000 | $ 174,000 |
| FLINT, MI | 62 | $ 2,570,000 | $ 41,000 | $ 121,000 |
| FORT COLLINS, CO | 61 | $ 4,305,000 | $ 70,000 | $ 202,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 61 | $ 3,735,000 | $ 61,000 | $ 113,000 |
| VALLEJO-FAIRFIELD, CA | 60 | $ 4,080,000 | $ 68,000 | $ 167,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 58 | $ 7,010,000 | $ 120,000 | $ 295,000 |
| SIOUX FALLS, SD | 57 | $ 2,515,000 | $ 44,000 | $ 118,000 |
| CLARKSVILLE, TN-KY | 56 | $ 2,200,000 | $ 34,000 | $ 97,500 |
| MOBILE, AL | 56 | $ 1,400,000 | $ 25,000 | $ 97,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 55 | $ 2,535,000 | $ 46,000 | $ 131,000 |
| FORT SMITH, AR-OK | 55 | $ 2,055,000 | $ 29,500 | $ 90,500 |
| MONTGOMERY, AL | 55 | $ 2,115,000 | $ 38,000 | $ 128,000 |
| VISALIA-PORTERVILLE, CA | 53 | $ 3,105,000 | $ 58,000 | $ 124,000 |
| GRAND JUNCTION, CO | 50 | $ 2,160,000 | $ 43,000 | $ 113,000 |
| PEORIA, IL | 50 | $ 1,540,000 | $ 30,000 | $ 117,000 |
| YUMA, AZ | 50 | $ 1,900,000 | $ 38,000 | $ 106,000 |
| LINCOLN, NE | 49 | $ 1,955,000 | $ 39,000 | $ 106,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 48 | $ 1,710,000 | $ 33,000 | $ 104,000 |
| LAFAYETTE, LA | 46 | $ 1,870,000 | $ 40,000 | $ 132,000 |
| EUGENE, OR | 44 | $ 2,540,000 | $ 57,000 | $ 113,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 44 | $ 2,340,000 | $ 53,000 | $ 152,000 |
| PUNTA GORDA, FL | 43 | $ 1,665,000 | $ 38,000 | $ 108,000 |
| SEBASTIAN-VERO BEACH, FL | 43 | $ 1,875,000 | $ 43,000 | $ 109,000 |
| JACKSON, MS | 42 | $ 1,900,000 | $ 45,000 | $ 110,000 |
| ANN ARBOR, MI | 41 | $ 2,315,000 | $ 56,000 | $ 132,000 |
| PANAMA CITY, FL | 41 | $ 1,835,000 | $ 44,000 | $ 126,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 40 | $ 2,310,000 | $ 57,000 | $ 136,000 |
| MEDFORD, OR | 39 | $ 1,635,000 | $ 41,000 | $ 140,000 |
| SHREVEPORT-BOSSIER CITY, LA | 39 | $ 1,555,000 | $ 39,000 | $ 125,000 |
| HOMOSASSA SPRINGS, FL | 38 | $ 1,440,000 | $ 37,000 | $ 79,000 |
| SANTA MARIA-SANTA BARBARA, CA | 37 | $ 3,105,000 | $ 83,000 | $ 185,000 |
| TALLAHASSEE, FL | 37 | $ 1,185,000 | $ 32,000 | $ 138,000 |
| KALAMAZOO-PORTAGE, MI | 36 | $ 1,490,000 | $ 41,000 | $ 109,000 |
| ST. GEORGE, UT | 35 | $ 2,535,000 | $ 72,000 | $ 147,000 |
| BANGOR, ME | 34 | $ 1,410,000 | $ 41,000 | $ 116,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 34 | $ 1,580,000 | $ 46,000 | $ 112,000 |
| MUSKEGON, MI | 34 | $ 1,210,000 | $ 35,000 | $ 77,000 |
| CEDAR RAPIDS, IA | 33 | $ 1,215,000 | $ 36,000 | $ 108,000 |
| LAS CRUCES, NM | 33 | $ 1,865,000 | $ 56,000 | $ 130,000 |
| BATTLE CREEK, MI | 32 | $ 1,290,000 | $ 40,000 | $ 111,000 |
| GAINESVILLE, FL | 32 | $ 1,100,000 | $ 34,000 | $ 106,000 |
| MADISON, WI | 32 | $ 1,860,000 | $ 58,000 | $ 132,000 |
| MERCED, CA | 30 | $ 1,890,000 | $ 63,000 | $ 152,000 |
| SAGINAW, MI | 30 | $ 950,000 | $ 31,000 | $ 102,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 30 | $ 3,070,000 | $ 102,000 | $ 212,000 |
| SANTA ROSA, CA | 30 | $ 2,490,000 | $ 83,000 | $ 169,000 |
| BOULDER, CO | 29 | $ 2,385,000 | $ 82,000 | $ 268,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 29 | $ 1,205,000 | $ 41,000 | $ 116,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 29 | $ 1,285,000 | $ 40,000 | $ 104,000 |
| MONROE, LA | 29 | $ 1,095,000 | $ 37,000 | $ 138,000 |
| BOISE CITY, ID | 28 | $ 1,610,000 | $ 57,000 | $ 142,000 |
| EL CENTRO, CA | 28 | $ 1,730,000 | $ 61,000 | $ 107,000 |
| NILES-BENTON HARBOR, MI | 28 | $ 1,430,000 | $ 51,000 | $ 164,000 |
| ST. CLOUD, MN | 28 | $ 1,250,000 | $ 44,000 | $ 118,000 |
| TRENTON, NJ | 28 | $ 2,140,000 | $ 76,000 | $ 241,000 |
| BEND-REDMOND, OR | 27 | $ 1,685,000 | $ 62,000 | $ 138,000 |
| DECATUR, AL | 27 | $ 1,295,000 | $ 47,000 | $ 117,000 |
| GADSDEN, AL | 26 | $ 650,000 | $ 25,000 | $ 72,000 |
| LEWISTON-AUBURN, ME | 26 | $ 1,110,000 | $ 42,000 | $ 104,000 |
| MANSFIELD, OH | 26 | $ 870,000 | $ 33,000 | $ 92,000 |
| MORRISTOWN, TN | 26 | $ 970,000 | $ 37,000 | $ 104,000 |
| SIERRA VISTA-DOUGLAS, AZ | 26 | $ 1,120,000 | $ 43,000 | $ 119,000 |
| TUSCALOOSA, AL | 26 | $ 1,030,000 | $ 39,000 | $ 109,000 |
| DULUTH, MN-WI | 25 | $ 855,000 | $ 32,000 | $ 78,000 |
| HOUMA-THIBODAUX, LA | 25 | $ 1,155,000 | $ 46,000 | $ 114,000 |
| ERIE, PA | 24 | $ 790,000 | $ 32,000 | $ 100,000 |
| HAMMOND, LA | 24 | $ 990,000 | $ 41,000 | $ 101,000 |
| LOGAN, UT-ID | 24 | $ 1,300,000 | $ 54,000 | $ 121,000 |
| RACINE, WI | 24 | $ 960,000 | $ 40,000 | $ 119,000 |
| REDDING, CA | 24 | $ 1,440,000 | $ 60,000 | $ 151,000 |
| SPRINGFIELD, OH | 24 | $ 800,000 | $ 33,000 | $ 87,000 |
| AUBURN-OPELIKA, AL | 23 | $ 1,045,000 | $ 45,000 | $ 106,000 |
| FLORENCE-MUSCLE SHOALS, AL | 23 | $ 885,000 | $ 38,000 | $ 112,000 |
| GETTYSBURG, PA | 23 | $ 1,015,000 | $ 44,000 | $ 122,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 23 | $ 1,115,000 | $ 55,500 | $ 83,000 |
| ROANOKE, VA | 23 | $ 635,000 | $ 27,000 | $ 149,000 |
| ALBANY, OR | 22 | $ 1,270,000 | $ 57,000 | $ 106,000 |
| CHAMPAIGN-URBANA, IL | 22 | $ 960,000 | $ 43,000 | $ 135,000 |
| DOTHAN, AL | 22 | $ 700,000 | $ 31,000 | $ 114,000 |
| HOT SPRINGS, AR | 22 | $ 820,000 | $ 37,000 | $ 86,000 |
| ROCHESTER, MN | 22 | $ 880,000 | $ 40,000 | $ 136,000 |
| SIOUX CITY, IA-NE-SD | 22 | $ 900,000 | $ 32,666 | $ 104,000 |
| SPRINGFIELD, IL | 22 | $ 730,000 | $ 33,000 | $ 90,000 |
| TOPEKA, KS | 22 | $ 710,000 | $ 32,000 | $ 100,000 |
| CLEVELAND, TN | 21 | $ 755,000 | $ 35,000 | $ 99,000 |
| JACKSON, MI | 21 | $ 845,000 | $ 40,000 | $ 96,000 |
| JOHNSON CITY, TN | 21 | $ 605,000 | $ 28,000 | $ 94,000 |
| LYNCHBURG, VA | 21 | $ 925,000 | $ 44,000 | $ 125,000 |
| OWENSBORO, KY | 21 | $ 705,000 | $ 33,000 | $ 78,000 |
| GRANTS PASS, OR | 20 | $ 1,040,000 | $ 52,000 | $ 107,000 |
| GREEN BAY, WI | 20 | $ 640,000 | $ 32,000 | $ 137,000 |
| PUEBLO, CO | 20 | $ 870,000 | $ 43,000 | $ 99,000 |
| SALINAS, CA | 20 | $ 1,900,000 | $ 95,000 | $ 232,000 |
| EAU CLAIRE, WI | 19 | $ 715,000 | $ 37,000 | $ 101,000 |
| JACKSON, TN | 19 | $ 655,000 | $ 34,000 | $ 87,000 |
| JONESBORO, AR | 19 | $ 815,000 | $ 42,000 | $ 94,000 |
| SEBRING, FL | 19 | $ 485,000 | $ 25,000 | $ 79,000 |
| FLAGSTAFF, AZ | 18 | $ 1,300,000 | $ 72,000 | $ 139,000 |
| IOWA CITY, IA | 18 | $ 810,000 | $ 45,000 | $ 96,000 |
| MONROE, MI | 18 | $ 760,000 | $ 42,000 | $ 114,000 |
| VINELAND-BRIDGETON, NJ | 18 | $ 940,000 | $ 52,000 | $ 131,000 |
| WATERLOO-CEDAR FALLS, IA | 18 | $ 590,000 | $ 32,000 | $ 120,000 |
| BOWLING GREEN, KY | 17 | $ 1,075,000 | $ 63,000 | $ 130,000 |
| JANESVILLE-BELOIT, WI | 17 | $ 585,000 | $ 34,000 | $ 91,000 |
| LAKE CHARLES, LA | 17 | $ 885,000 | $ 52,000 | $ 132,000 |
| LEBANON, PA | 17 | $ 855,000 | $ 50,000 | $ 73,000 |
| RAPID CITY, SD | 17 | $ 755,000 | $ 44,000 | $ 90,000 |
| SANTA CRUZ-WATSONVILLE, CA | 17 | $ 1,565,000 | $ 92,000 | $ 258,000 |
| YUBA CITY, CA | 17 | $ 835,000 | $ 49,000 | $ 120,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 16 | $ 430,000 | $ 26,000 | $ 106,000 |
| FAIRBANKS, AK | 16 | $ 660,000 | $ 41,000 | $ 128,000 |
| FARGO, ND-MN | 16 | $ 520,000 | $ 28,500 | $ 121,500 |
| LAWRENCE, KS | 16 | $ 640,000 | $ 40,000 | $ 96,000 |
| SANTA FE, NM | 16 | $ 680,000 | $ 42,000 | $ 155,000 |
| THE VILLAGES, FL | 16 | $ 740,000 | $ 46,000 | $ 110,000 |
| DUBUQUE, IA | 14 | $ 590,000 | $ 42,000 | $ 196,000 |
| KANKAKEE, IL | 14 | $ 660,000 | $ 47,000 | $ 123,000 |
| MADERA, CA | 14 | $ 600,000 | $ 42,000 | $ 112,000 |
| MANHATTAN, KS | 14 | $ 440,000 | $ 31,000 | $ 89,000 |
| MIDLAND, MI | 14 | $ 600,000 | $ 42,000 | $ 104,000 |
| ENID, OK | 13 | $ 485,000 | $ 37,000 | $ 146,000 |
| AMES, IA | 12 | $ 420,000 | $ 35,000 | $ 156,000 |
| BLOOMINGTON, IL | 12 | $ 370,000 | $ 30,000 | $ 96,000 |
| WHEELING, WV-OH | 12 | $ 440,000 | $ 36,000 | $ 95,000 |
| BAY CITY, MI | 11 | $ 285,000 | $ 25,000 | $ 86,000 |
| CHICO, CA | 11 | $ 675,000 | $ 61,000 | $ 156,000 |
| DECATUR, IL | 11 | $ 275,000 | $ 25,000 | $ 78,000 |
| HATTIESBURG, MS | 11 | $ 465,000 | $ 42,000 | $ 108,000 |
| LIMA, OH | 11 | $ 335,000 | $ 30,000 | $ 104,000 |
| SAN RAFAEL, CA | 11 | $ 1,165,000 | $ 105,000 | $ 255,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 11 | $ 485,000 | $ 44,000 | $ 80,000 |
| WILMINGTON, DE-MD-NJ | 11 | $ 815,000 | $ 74,000 | $ 169,000 |
| ALTOONA, PA | 10 | $ 440,000 | $ 44,000 | $ 142,000 |
| APPLETON, WI | 10 | $ 550,000 | $ 55,000 | $ 155,000 |
| CASPER, WY | 10 | $ 380,000 | $ 38,000 | $ 105,000 |
| CHEYENNE, WY | 10 | $ 500,000 | $ 50,000 | $ 212,000 |
| FARMINGTON, NM | 10 | $ 440,000 | $ 44,000 | $ 141,000 |
| GRAND ISLAND, NE | 10 | $ 450,000 | $ 45,000 | $ 117,000 |
| HANFORD-CORCORAN, CA | 10 | $ 550,000 | $ 55,000 | $ 169,000 |
| NAPA, CA | 10 | $ 1,320,000 | $ 132,000 | $ 208,000 |
| ALEXANDRIA, LA | 9 | $ 245,000 | $ 27,000 | $ 137,000 |
| CHARLOTTESVILLE, VA | 9 | $ 475,000 | $ 52,000 | $ 188,000 |
| COEUR D'ALENE, ID | 9 | $ 685,000 | $ 76,000 | $ 168,000 |
| GRAND FORKS, ND-MN | 9 | $ 295,000 | $ 32,000 | $ 71,500 |
| PINE BLUFF, AR | 9 | $ 265,000 | $ 29,000 | $ 66,000 |
| SHEBOYGAN, WI | 9 | $ 535,000 | $ 59,000 | $ 100,000 |
| WAUSAU, WI | 9 | $ 315,000 | $ 35,000 | $ 120,000 |
| WILLIAMSPORT, PA | 9 | $ 305,000 | $ 33,000 | $ 101,000 |
| BISMARCK, ND | 8 | $ 290,000 | $ 36,000 | $ 126,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 8 | $ 310,000 | $ 38,000 | $ 72,000 |
| BLOOMSBURG-BERWICK, PA | 8 | $ 230,000 | $ 28,000 | $ 97,000 |
| CARBONDALE-MARION, IL | 8 | $ 300,000 | $ 37,000 | $ 126,000 |
| EVANSVILLE, IN-KY | 8 | $ 320,000 | $ 40,000 | $ 71,000 |
| LAWTON, OK | 8 | $ 200,000 | $ 25,000 | $ 82,000 |
| MANKATO-NORTH MANKATO, MN | 8 | $ 180,000 | $ 22,000 | $ 122,000 |
| OSHKOSH-NEENAH, WI | 8 | $ 450,000 | $ 56,000 | $ 117,000 |
| STAUNTON-WAYNESBORO, VA | 8 | $ 230,000 | $ 28,000 | $ 93,000 |
| TEXARKANA, TX-AR | 8 | $ 420,000 | $ 52,000 | $ 1,082,000 |
| JOHNSTOWN, PA | 7 | $ 135,000 | $ 19,000 | $ 86,000 |
| OCEAN CITY, NJ | 7 | $ 505,000 | $ 72,000 | $ 150,000 |
| IDAHO FALLS, ID | 6 | $ 330,000 | $ 55,000 | $ 103,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 6 | $ 170,000 | $ 28,000 | $ 99,000 |
| CORVALLIS, OR | 5 | $ 395,000 | $ 79,000 | $ 136,000 |
| WINCHESTER, VA-WV | 5 | $ 265,000 | $ 53,000 | $ 181,000 |
| BELLINGHAM, WA | 4 | $ 7,910,000 | $ 1,977,000 | $ 109,000 |
| COLUMBUS, GA-AL | 4 | $ 120,000 | $ 30,000 | $ 124,000 |
| DANVILLE, IL | 4 | $ 100,000 | $ 25,000 | $ 76,000 |
| FOND DU LAC, WI | 4 | $ 150,000 | $ 37,000 | $ 80,000 |
| LA CROSSE-ONALASKA, WI-MN | 4 | $ 120,000 | $ 30,000 | $ 104,000 |
| POCATELLO, ID | 4 | $ 200,000 | $ 50,000 | $ 253,000 |
| TACOMA-LAKEWOOD, WA | 4 | $ 16,220,000 | $ 4,055,000 | $ 2,075,000 |
| TWIN FALLS, ID | 4 | $ 250,000 | $ 62,000 | $ 97,000 |
| MOUNT VERNON-ANACORTES, WA | 3 | $ 23,365,000 | $ 7,788,000 | $ 202,000 |
| STATE COLLEGE, PA | 3 | $ 105,000 | $ 35,000 | $ 140,000 |
| SPOKANE-SPOKANE VALLEY, WA | 2 | $ 19,710,000 | $ 9,855,000 | $ 0 |
| BREMERTON-SILVERDALE, WA | 1 | $ 525,000 | $ 525,000 | $ 0 |
| DALLAS-PLANO-IRVING, TX | 1 | $ 2,115,000 | $ 2,115,000 | $ 0 |
| HARRISONBURG, VA | 1 | $ 25,000 | $ 25,000 | $ 90,000 |
| KENNEWICK-RICHLAND, WA | 1 | $ 525,000 | $ 525,000 | $ 0 |
| LEWISTON, ID-WA | 1 | $ 85,000 | $ 85,000 | $ 75,000 |
| OLYMPIA-TUMWATER, WA | 1 | $ 105,000 | $ 105,000 | $ 0 |
| ST. JOSEPH, MO-KS | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| WACO, TX | 1 | $ 2,105,000 | $ 2,105,000 | $ 0 |
| WENATCHEE, WA | 1 | $ 1,695,000 | $ 1,695,000 | $ 1,126,000 |
| YAKIMA, WA | 1 | $ 25,000 | $ 25,000 | $ 288,000 |
Mortgage Loan Application Detail Totals for Coastal Community Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 18,532 | $930,410,000 | $50,000 | $505,000 | $139,000 | $7,349,000 |
| Home Improvement | 11,296 | $701,150,000 | $62,000 | $1,695,000 | $153,000 | $7,784,000 |
| Home Purchase | 57 | $100,705,000 | $1,766,000 | $14,365,000 | $529,000 | $4,064,000 |
| Refinancing | 21 | $39,195,000 | $1,866,000 | $18,505,000 | $1,814,000 | $1,814,000 |
| Cash-out Refinancing | 2 | $970,000 | $485,000 | $805,000 | $128,000 | $192,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 16,350 | $872,310,000 | $53,000 | $2,725,000 | $144,000 | $7,349,000 |
| Not Provided | 9,087 | $534,635,000 | $58,000 | $785,000 | $146,000 | $7,095,000 |
| Black or African American | 1,665 | $76,785,000 | $46,000 | $255,000 | $130,000 | $7,045,000 |
| Hispanic | 1,016 | $53,200,000 | $52,000 | $255,000 | $136,000 | $1,068,000 |
| American Indian or Alaskan Native | 227 | $10,565,000 | $46,000 | $255,000 | $162,000 | $7,784,000 |
| Asian | 160 | $13,770,000 | $86,000 | $885,000 | $170,000 | $720,000 |
| Not applicable | 49 | $120,435,000 | $2,457,000 | $18,505,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 31 | $1,565,000 | $50,000 | $195,000 | $148,000 | $500,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 29,908 | $1,772,430,000 | $59,000 | $18,505,000 | $145,000 | $7,784,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 15,084 | $784,080,000 | $51,000 | $255,000 | $141,000 | $7,784,000 |
| Loan Originated | 12,464 | $810,460,000 | $65,000 | $18,505,000 | $150,000 | $6,515,000 |
| File Closed For Incompleteness | 1,786 | $129,800,000 | $72,000 | $525,000 | $142,000 | $3,292,000 |
| Application Denied By Financial Institution | 471 | $32,815,000 | $69,000 | $405,000 | $133,000 | $1,200,000 |
| Application Withdrawn By Applicant | 103 | $15,275,000 | $148,000 | $2,725,000 | $196,000 | $4,064,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 29,437 | $1,739,615,000 | $59,000 | $18,505,000 | $145,000 | $7,784,000 |
| Collateral | 127 | $9,555,000 | $75,000 | $255,000 | $165,000 | $1,200,000 |
| Debt-To-Income Ratio | 125 | $9,595,000 | $76,000 | $405,000 | $62,000 | $281,000 |
| Unverifiable Information | 117 | $7,995,000 | $68,000 | $255,000 | $173,000 | $850,000 |
| Credit History | 57 | $3,325,000 | $58,000 | $155,000 | $141,000 | $625,000 |
| Other | 44 | $2,220,000 | $50,000 | $155,000 | $123,000 | $364,000 |
| Employment History | 1 | $125,000 | $125,000 | $125,000 | $223,000 | $223,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Coastal Community Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Coastal Community Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.