Colonial Bank, N.A. Mortgage Lending & HMDA Data, 2005
In 2005, Colonial Bank, N.A. of Montgomery, AL reported 10,163 mortgage applications totaling $2.2 billion, up 31% from 2004. The average application was for $215,825, and applicants reported an average income of $97,204. 80% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Orlando, FL (1,477), Tampa-St. Petersburg-Clearwater, FL (992) and Birmingham-Hoover, AL (501) (applications in parentheses).
| Mortgage Company & Address | Colonial Bank, N.A. Po Box 1108 - Corporate Compliance Montgomery, AL 36101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 10,163 |
| Total Mortgage Loan Application Amount | $2,193,430,000 |
| Average Mortgage Loan Application Amount | $215,825 |
| Highest Mortgage Loan Application Amount | $24,410,000 |
| Average Applicant Income | $97,204 |
| Highest Applicant Income | $9,601,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Colonial Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lake, Florida | 883 | $ 141,539,000 | $ 160,293 | $ 69,000 |
| Pinellas, Florida | 427 | $ 162,313,000 | $ 380,124 | $ 176,000 |
| Hillsborough, Florida | 411 | $ 118,840,000 | $ 289,148 | $ 113,000 |
| Miami-Dade, Florida | 350 | $ 159,902,000 | $ 456,862 | $ 164,000 |
| Orange, Florida | 345 | $ 104,336,000 | $ 302,423 | $ 80,000 |
| Volusia, Florida | 334 | $ 61,517,000 | $ 184,182 | $ 84,000 |
| Lee, Florida | 290 | $ 80,476,000 | $ 277,503 | $ 66,000 |
| Sarasota, Florida | 255 | $ 72,369,000 | $ 283,800 | $ 108,000 |
| Baldwin, Alabama | 248 | $ 60,798,000 | $ 245,153 | $ 99,000 |
| Washoe, Nevada | 230 | $ 49,551,000 | $ 215,439 | $ 70,000 |
| Muscogee, Georgia | 221 | $ 25,475,000 | $ 115,271 | $ 52,000 |
| Palm Beach, Florida | 191 | $ 96,374,000 | $ 504,575 | $ 164,000 |
| Madison, Alabama | 184 | $ 30,002,000 | $ 163,054 | $ 71,000 |
| Jefferson, Alabama | 181 | $ 20,191,000 | $ 111,552 | $ 62,000 |
| Bonneville, Idaho | 181 | $ 20,557,000 | $ 113,574 | $ 54,000 |
| Seminole, Florida | 173 | $ 40,463,000 | $ 233,890 | $ 92,000 |
| Lee, Alabama | 170 | $ 23,556,000 | $ 138,564 | $ 61,000 |
| Travis, Texas | 169 | $ 29,607,000 | $ 175,189 | $ 123,000 |
| Calhoun, Alabama | 159 | $ 13,520,000 | $ 85,031 | $ 43,000 |
| Mobile, Alabama | 146 | $ 20,996,000 | $ 143,808 | $ 92,000 |
| Broward, Florida | 139 | $ 49,949,000 | $ 359,345 | $ 118,000 |
| Manatee, Florida | 130 | $ 37,040,000 | $ 284,923 | $ 129,000 |
| Sumter, Florida | 126 | $ 14,078,000 | $ 111,730 | $ 49,000 |
| Polk, Florida | 120 | $ 15,485,000 | $ 129,041 | $ 53,000 |
| Pasco, Florida | 118 | $ 22,285,000 | $ 188,855 | $ 72,000 |
| Citrus, Florida | 116 | $ 18,161,000 | $ 156,560 | $ 83,000 |
| Dallas, Texas | 115 | $ 47,047,000 | $ 409,104 | $ 204,000 |
| Bibb, Georgia | 107 | $ 11,985,000 | $ 112,009 | $ 65,000 |
| Elmore, Alabama | 101 | $ 10,415,000 | $ 103,118 | $ 52,000 |
| Clark, Nevada | 101 | $ 15,362,000 | $ 152,099 | $ 84,000 |
| Montgomery, Alabama | 100 | $ 17,087,000 | $ 170,870 | $ 76,000 |
| St. Clair, Alabama | 98 | $ 8,549,000 | $ 87,234 | $ 55,000 |
| Flagler, Florida | 98 | $ 28,907,000 | $ 294,969 | $ 76,000 |
| Tuscaloosa, Alabama | 96 | $ 11,004,000 | $ 114,625 | $ 52,000 |
| Russell, Alabama | 92 | $ 9,488,000 | $ 103,130 | $ 50,000 |
| Marion, Florida | 88 | $ 9,267,000 | $ 105,306 | $ 49,000 |
| Collier, Florida | 85 | $ 39,120,000 | $ 460,235 | $ 186,000 |
| Tallapoosa, Alabama | 83 | $ 10,937,000 | $ 131,771 | $ 64,000 |
| Covington, Alabama | 81 | $ 6,394,000 | $ 78,938 | $ 46,000 |
| Williamson, Texas | 80 | $ 9,610,000 | $ 120,125 | $ 88,000 |
| Osceola, Florida | 76 | $ 13,919,000 | $ 183,144 | $ 81,000 |
| Charlotte, Florida | 70 | $ 15,408,000 | $ 220,114 | $ 76,000 |
| Lyon, Nevada | 70 | $ 9,097,000 | $ 129,957 | $ 66,000 |
| Walker, Alabama | 69 | $ 5,470,000 | $ 79,275 | $ 101,000 |
| Brevard, Florida | 69 | $ 15,387,000 | $ 223,000 | $ 81,000 |
| Cleburne, Alabama | 65 | $ 2,484,000 | $ 38,215 | $ 29,000 |
| St. Johns, Florida | 65 | $ 32,870,000 | $ 505,692 | $ 213,000 |
| Chilton, Alabama | 63 | $ 3,837,000 | $ 60,904 | $ 39,000 |
| Marshall, Alabama | 62 | $ 5,285,000 | $ 85,241 | $ 43,000 |
| Houston, Georgia | 58 | $ 7,998,000 | $ 137,896 | $ 60,000 |
| Shelby, Alabama | 57 | $ 8,525,000 | $ 149,561 | $ 88,000 |
| Denton, Texas | 54 | $ 10,033,000 | $ 185,796 | $ 232,000 |
| Randolph, Alabama | 51 | $ 4,677,000 | $ 91,705 | $ 53,000 |
| Walton, Florida | 49 | $ 27,309,000 | $ 557,326 | $ 445,000 |
| Tarrant, Texas | 49 | $ 9,396,000 | $ 191,755 | $ 100,000 |
| Clay, Alabama | 45 | $ 3,417,000 | $ 75,933 | $ 44,000 |
| Lauderdale, Alabama | 43 | $ 2,838,000 | $ 66,000 | $ 45,000 |
| Limestone, Alabama | 43 | $ 6,005,000 | $ 139,651 | $ 67,000 |
| Chambers, Alabama | 41 | $ 3,623,000 | $ 88,365 | $ 63,000 |
| Escambia, Florida | 41 | $ 15,212,000 | $ 371,024 | $ 148,000 |
| Harris, Georgia | 41 | $ 7,790,000 | $ 190,000 | $ 91,000 |
| Autauga, Alabama | 40 | $ 4,125,000 | $ 103,125 | $ 50,000 |
| Pike, Alabama | 37 | $ 2,178,000 | $ 58,864 | $ 38,000 |
| Collin, Texas | 37 | $ 9,314,000 | $ 251,729 | $ 130,000 |
| Etowah, Alabama | 36 | $ 3,765,000 | $ 104,583 | $ 59,000 |
| Talladega, Alabama | 36 | $ 3,981,000 | $ 110,583 | $ 59,000 |
| Hernando, Florida | 36 | $ 31,019,000 | $ 861,638 | $ 83,000 |
| Jackson, Alabama | 34 | $ 3,542,000 | $ 104,176 | $ 46,000 |
| Carson City, Nevada | 33 | $ 6,171,000 | $ 187,000 | $ 64,000 |
| Cobb, Georgia | 32 | $ 6,696,000 | $ 209,250 | $ 60,000 |
| Fulton, Georgia | 32 | $ 9,405,000 | $ 293,906 | $ 125,000 |
| Jefferson, Idaho | 30 | $ 3,434,000 | $ 114,466 | $ 59,000 |
| Coffee, Alabama | 28 | $ 1,701,000 | $ 60,750 | $ 33,000 |
| Houston, Alabama | 28 | $ 3,512,000 | $ 125,428 | $ 67,000 |
| Blount, Alabama | 26 | $ 2,851,000 | $ 109,653 | $ 59,000 |
| Franklin, Alabama | 26 | $ 1,442,000 | $ 55,461 | $ 34,000 |
| Okaloosa, Florida | 26 | $ 10,491,000 | $ 403,500 | $ 149,000 |
| Bingham, Idaho | 25 | $ 2,582,000 | $ 103,280 | $ 44,000 |
| Lawrence, Alabama | 24 | $ 1,197,000 | $ 49,875 | $ 43,000 |
| Bay, Florida | 24 | $ 11,503,000 | $ 479,291 | $ 199,000 |
| Lincoln, Tennessee | 23 | $ 2,336,000 | $ 101,565 | $ 61,000 |
| Crenshaw, Alabama | 22 | $ 1,339,000 | $ 60,863 | $ 52,000 |
| Escambia, Alabama | 22 | $ 1,334,000 | $ 60,636 | $ 43,000 |
| Carroll, Georgia | 22 | $ 2,142,000 | $ 97,363 | $ 122,000 |
| Morgan, Alabama | 21 | $ 1,665,000 | $ 79,285 | $ 51,000 |
| Butler, Alabama | 20 | $ 887,000 | $ 44,350 | $ 48,000 |
| St. Lucie, Florida | 20 | $ 6,473,000 | $ 323,650 | $ 92,000 |
| Dale, Alabama | 19 | $ 1,837,000 | $ 96,684 | $ 63,000 |
| Giles, Tennessee | 18 | $ 1,316,000 | $ 73,111 | $ 46,000 |
| DeKalb, Alabama | 16 | $ 1,817,000 | $ 113,562 | $ 67,000 |
| DeKalb, Georgia | 15 | $ 2,803,000 | $ 186,866 | $ 76,000 |
| Humboldt, Nevada | 15 | $ 1,499,000 | $ 99,933 | $ 51,000 |
| Crawford, Georgia | 14 | $ 1,288,000 | $ 92,000 | $ 40,000 |
| Douglas, Nevada | 14 | $ 2,796,000 | $ 199,714 | $ 44,000 |
| Conecuh, Alabama | 13 | $ 760,000 | $ 58,461 | $ 76,000 |
| Alachua, Florida | 13 | $ 2,287,000 | $ 175,923 | $ 100,000 |
| Jones, Georgia | 11 | $ 1,080,000 | $ 98,181 | $ 61,000 |
| Martin, Florida | 10 | $ 3,772,000 | $ 377,200 | $ 137,000 |
| Gwinnett, Georgia | 10 | $ 2,843,000 | $ 284,300 | $ 87,000 |
| Monroe, Georgia | 10 | $ 767,000 | $ 76,700 | $ 41,000 |
| Churchill, Nevada | 10 | $ 1,097,000 | $ 109,700 | $ 56,000 |
| Elko, Nevada | 10 | $ 1,195,000 | $ 119,500 | $ 61,000 |
| Kaufman, Texas | 10 | $ 1,439,000 | $ 143,900 | $ 219,000 |
| Barbour, Alabama | 9 | $ 634,000 | $ 70,444 | $ 36,000 |
| Colbert, Alabama | 8 | $ 762,000 | $ 95,250 | $ 52,000 |
| Geneva, Alabama | 8 | $ 729,000 | $ 91,125 | $ 39,000 |
| Hays, Texas | 8 | $ 1,257,000 | $ 157,125 | $ 95,000 |
| Bibb, Alabama | 7 | $ 591,000 | $ 84,428 | $ 49,000 |
| Lowndes, Alabama | 7 | $ 475,000 | $ 67,857 | $ 42,000 |
| Indian River, Florida | 7 | $ 6,951,000 | $ 993,000 | $ 97,000 |
| Leon, Florida | 7 | $ 1,766,000 | $ 252,285 | $ 137,000 |
| Monroe, Florida | 7 | $ 7,085,000 | $ 1,012,142 | $ 169,000 |
| Cherokee, Georgia | 7 | $ 2,328,000 | $ 332,571 | $ 88,000 |
| Henderson, Texas | 7 | $ 988,000 | $ 141,142 | $ 86,000 |
| Cullman, Alabama | 6 | $ 862,000 | $ 143,666 | $ 232,000 |
| Duval, Florida | 6 | $ 700,000 | $ 116,666 | $ 123,000 |
| Peach, Georgia | 6 | $ 264,000 | $ 44,000 | $ 33,000 |
| Fremont, Idaho | 6 | $ 624,000 | $ 104,000 | $ 28,000 |
| Harrison, Mississippi | 6 | $ 960,000 | $ 160,000 | $ 89,000 |
| Itawamba, Mississippi | 6 | $ 259,000 | $ 43,166 | $ 27,000 |
| Hale, Alabama | 5 | $ 409,000 | $ 81,800 | $ 32,000 |
| Macon, Alabama | 5 | $ 171,000 | $ 34,200 | $ 19,000 |
| Winston, Alabama | 5 | $ 832,000 | $ 166,400 | $ 83,000 |
| Maricopa, Arizona | 5 | $ 1,765,000 | $ 353,000 | $ 323,000 |
| Putnam, Florida | 5 | $ 725,000 | $ 145,000 | $ 63,000 |
| Talbot, Georgia | 5 | $ 531,000 | $ 106,200 | $ 56,000 |
| Pershing, Nevada | 5 | $ 314,000 | $ 62,800 | $ 64,000 |
| Ellis, Texas | 5 | $ 787,000 | $ 157,400 | $ 93,000 |
| Coosa, Alabama | 4 | $ 503,000 | $ 125,750 | $ 137,000 |
| Nye, Nevada | 4 | $ 238,000 | $ 59,500 | $ 43,000 |
| Storey, Nevada | 4 | $ 662,000 | $ 165,500 | $ 73,000 |
| Bexar, Texas | 4 | $ 579,000 | $ 144,750 | $ 88,000 |
| Franklin, Texas | 4 | $ 864,000 | $ 216,000 | $ 250,000 |
| Harris, Texas | 4 | $ 517,000 | $ 129,250 | $ 18,000 |
| Henry, Alabama | 3 | $ 171,000 | $ 57,000 | $ 42,000 |
| Plumas, California | 3 | $ 384,000 | $ 128,000 | $ 162,000 |
| Pitkin, Colorado | 3 | $ 3,996,000 | $ 1,332,000 | $ 824,000 |
| Clay, Florida | 3 | $ 842,000 | $ 280,666 | $ 139,000 |
| Hendry, Florida | 3 | $ 291,000 | $ 97,000 | $ 87,000 |
| Nassau, Florida | 3 | $ 554,000 | $ 184,666 | $ 94,000 |
| Santa Rosa, Florida | 3 | $ 634,000 | $ 211,333 | $ 24,000 |
| Clayton, Georgia | 3 | $ 3,047,000 | $ 1,015,666 | $ 0 |
| Douglas, Georgia | 3 | $ 474,000 | $ 158,000 | $ 90,000 |
| Fannin, Georgia | 3 | $ 493,000 | $ 164,333 | $ 67,000 |
| Forsyth, Georgia | 3 | $ 830,000 | $ 276,666 | $ 138,000 |
| Glynn, Georgia | 3 | $ 279,000 | $ 93,000 | $ 41,000 |
| Paulding, Georgia | 3 | $ 224,000 | $ 74,666 | $ 39,000 |
| Quitman, Georgia | 3 | $ 46,000 | $ 15,333 | $ 58,000 |
| Troup, Georgia | 3 | $ 1,099,000 | $ 366,333 | $ 129,000 |
| Jackson, North Carolina | 3 | $ 2,300,000 | $ 766,666 | $ 284,000 |
| Oklahoma, Oklahoma | 3 | $ 593,000 | $ 197,666 | $ 147,000 |
| Sevier, Tennessee | 3 | $ 777,000 | $ 259,000 | $ 88,000 |
| Cameron, Texas | 3 | $ 464,000 | $ 154,666 | $ 180,000 |
| Cooke, Texas | 3 | $ 240,000 | $ 80,000 | $ 72,000 |
| Montgomery, Texas | 3 | $ 482,000 | $ 160,666 | $ 91,000 |
| Nueces, Texas | 3 | $ 352,000 | $ 117,333 | $ 228,000 |
| Bullock, Alabama | 2 | $ 77,000 | $ 38,500 | $ 46,000 |
| Fayette, Alabama | 2 | $ 82,000 | $ 41,000 | $ 30,000 |
| Marion, Alabama | 2 | $ 252,000 | $ 126,000 | $ 58,000 |
| Monroe, Alabama | 2 | $ 38,000 | $ 19,000 | $ 66,000 |
| Saline, Arkansas | 2 | $ 227,000 | $ 113,500 | $ 44,000 |
| Inyo, California | 2 | $ 230,000 | $ 115,000 | $ 87,000 |
| San Bernardino, California | 2 | $ 565,000 | $ 282,500 | $ 77,000 |
| Santa Cruz, California | 2 | $ 600,000 | $ 300,000 | $ 43,000 |
| Levy, Florida | 2 | $ 395,000 | $ 197,500 | $ 68,000 |
| Baldwin, Georgia | 2 | $ 233,000 | $ 116,500 | $ 163,000 |
| Bleckley, Georgia | 2 | $ 138,000 | $ 69,000 | $ 33,000 |
| Columbia, Georgia | 2 | $ 269,000 | $ 134,500 | $ 20,000 |
| Dooly, Georgia | 2 | $ 168,000 | $ 84,000 | $ 46,000 |
| Gilmer, Georgia | 2 | $ 397,000 | $ 198,500 | $ 73,000 |
| Jackson, Georgia | 2 | $ 254,000 | $ 127,000 | $ 100,000 |
| Pickens, Georgia | 2 | $ 285,000 | $ 142,500 | $ 53,000 |
| Rockdale, Georgia | 2 | $ 532,000 | $ 266,000 | $ 102,000 |
| Twiggs, Georgia | 2 | $ 159,000 | $ 79,500 | $ 40,000 |
| Union, Georgia | 2 | $ 344,000 | $ 172,000 | $ 72,000 |
| Ada, Idaho | 2 | $ 228,000 | $ 114,000 | $ 76,000 |
| Madison, Idaho | 2 | $ 264,000 | $ 132,000 | $ 50,000 |
| Tishomingo, Mississippi | 2 | $ 2,767,000 | $ 1,383,500 | $ 20,000 |
| Haywood, North Carolina | 2 | $ 297,000 | $ 148,500 | $ 158,000 |
| Iredell, North Carolina | 2 | $ 718,000 | $ 359,000 | $ 33,000 |
| Charleston, South Carolina | 2 | $ 990,000 | $ 495,000 | $ 521,000 |
| Lawrence, Tennessee | 2 | $ 90,000 | $ 45,000 | $ 34,000 |
| Bastrop, Texas | 2 | $ 180,000 | $ 90,000 | $ 43,000 |
| Bell, Texas | 2 | $ 117,000 | $ 58,500 | $ 81,000 |
| Erath, Texas | 2 | $ 129,000 | $ 64,500 | $ 390,000 |
| Johnson, Texas | 2 | $ 231,000 | $ 115,500 | $ 101,000 |
| Rockwall, Texas | 2 | $ 155,000 | $ 77,500 | $ 96,000 |
| Smith, Texas | 2 | $ 263,000 | $ 131,500 | $ 0 |
| Waller, Texas | 2 | $ 262,000 | $ 131,000 | $ 89,000 |
| Washington, Alabama | 1 | $ 34,000 | $ 34,000 | $ 69,000 |
| Amador, California | 1 | $ 187,000 | $ 187,000 | $ 61,000 |
| El Dorado, California | 1 | $ 287,000 | $ 287,000 | $ 47,000 |
| Fresno, California | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Los Angeles, California | 1 | $ 1,300,000 | $ 1,300,000 | $ 510,000 |
| Mono, California | 1 | $ 201,000 | $ 201,000 | $ 95,000 |
| Nevada, California | 1 | $ 150,000 | $ 150,000 | $ 79,000 |
| Orange, California | 1 | $ 1,000,000 | $ 1,000,000 | $ 476,000 |
| Placer, California | 1 | $ 452,000 | $ 452,000 | $ 236,000 |
| Sacramento, California | 1 | $ 170,000 | $ 170,000 | $ 49,000 |
| Sutter, California | 1 | $ 200,000 | $ 200,000 | $ 155,000 |
| Eagle, Colorado | 1 | $ 2,000,000 | $ 2,000,000 | $ 0 |
| Hinsdale, Colorado | 1 | $ 140,000 | $ 140,000 | $ 43,000 |
| La Plata, Colorado | 1 | $ 875,000 | $ 875,000 | $ 0 |
| Summit, Colorado | 1 | $ 1,760,000 | $ 1,760,000 | $ 0 |
| Bradford, Florida | 1 | $ 168,000 | $ 168,000 | $ 55,000 |
| Calhoun, Florida | 1 | $ 360,000 | $ 360,000 | $ 126,000 |
| Columbia, Florida | 1 | $ 130,000 | $ 130,000 | $ 45,000 |
| Franklin, Florida | 1 | $ 1,225,000 | $ 1,225,000 | $ 714,000 |
| Hardee, Florida | 1 | $ 10,000 | $ 10,000 | $ 43,000 |
| Highlands, Florida | 1 | $ 60,000 | $ 60,000 | $ 72,000 |
| Holmes, Florida | 1 | $ 15,000 | $ 15,000 | $ 20,000 |
| Okeechobee, Florida | 1 | $ 120,000 | $ 120,000 | $ 36,000 |
| Suwannee, Florida | 1 | $ 166,000 | $ 166,000 | $ 155,000 |
| Taylor, Florida | 1 | $ 293,000 | $ 293,000 | $ 293,000 |
| Bulloch, Georgia | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Camden, Georgia | 1 | $ 91,000 | $ 91,000 | $ 16,000 |
| Catoosa, Georgia | 1 | $ 212,000 | $ 212,000 | $ 96,000 |
| Chattahoochee, Georgia | 1 | $ 10,000 | $ 10,000 | $ 33,000 |
| Clarke, Georgia | 1 | $ 49,000 | $ 49,000 | $ 275,000 |
| Coweta, Georgia | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Dawson, Georgia | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Fayette, Georgia | 1 | $ 525,000 | $ 525,000 | $ 113,000 |
| Greene, Georgia | 1 | $ 1,000,000 | $ 1,000,000 | $ 2,772,000 |
| Haralson, Georgia | 1 | $ 15,000 | $ 15,000 | $ 32,000 |
| Hart, Georgia | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Henry, Georgia | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Lamar, Georgia | 1 | $ 171,000 | $ 171,000 | $ 89,000 |
| Marion, Georgia | 1 | $ 117,000 | $ 117,000 | $ 36,000 |
| Newton, Georgia | 1 | $ 128,000 | $ 128,000 | $ 123,000 |
| Oconee, Georgia | 1 | $ 506,000 | $ 506,000 | $ 225,000 |
| Pierce, Georgia | 1 | $ 167,000 | $ 167,000 | $ 100,000 |
| Polk, Georgia | 1 | $ 118,000 | $ 118,000 | $ 55,000 |
| Putnam, Georgia | 1 | $ 80,000 | $ 80,000 | $ 137,000 |
| Seminole, Georgia | 1 | $ 135,000 | $ 135,000 | $ 76,000 |
| Spalding, Georgia | 1 | $ 156,000 | $ 156,000 | $ 41,000 |
| Walker, Georgia | 1 | $ 121,000 | $ 121,000 | $ 29,000 |
| Wheeler, Georgia | 1 | $ 90,000 | $ 90,000 | $ 74,000 |
| Adams, Idaho | 1 | $ 111,000 | $ 111,000 | $ 104,000 |
| Latah, Idaho | 1 | $ 100,000 | $ 100,000 | $ 102,000 |
| Cook, Illinois | 1 | $ 455,000 | $ 455,000 | $ 342,000 |
| Clark, Indiana | 1 | $ 86,000 | $ 86,000 | $ 57,000 |
| Fayette, Kentucky | 1 | $ 95,000 | $ 95,000 | $ 28,000 |
| Hardin, Kentucky | 1 | $ 186,000 | $ 186,000 | $ 83,000 |
| East Baton Rouge, Louisiana | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Lafayette, Louisiana | 1 | $ 147,000 | $ 147,000 | $ 75,000 |
| St. Tammany, Louisiana | 1 | $ 140,000 | $ 140,000 | $ 150,000 |
| Hinds, Mississippi | 1 | $ 220,000 | $ 220,000 | $ 108,000 |
| Jackson, Mississippi | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Oktibbeha, Mississippi | 1 | $ 114,000 | $ 114,000 | $ 40,000 |
| St. Louis, Missouri | 1 | $ 50,000 | $ 50,000 | $ 70,000 |
| Gallatin, Montana | 1 | $ 2,000,000 | $ 2,000,000 | $ 0 |
| Lander, Nevada | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| Santa Fe, New Mexico | 1 | $ 320,000 | $ 320,000 | $ 217,000 |
| Avery, North Carolina | 1 | $ 132,000 | $ 132,000 | $ 197,000 |
| Catawba, North Carolina | 1 | $ 148,000 | $ 148,000 | $ 100,000 |
| Clay, North Carolina | 1 | $ 61,000 | $ 61,000 | $ 58,000 |
| Craven, North Carolina | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Forsyth, North Carolina | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Mecklenburg, North Carolina | 1 | $ 350,000 | $ 350,000 | $ 197,000 |
| New Hanover, North Carolina | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Onslow, North Carolina | 1 | $ 317,000 | $ 317,000 | $ 188,000 |
| Luzerne, Pennsylvania | 1 | $ 132,000 | $ 132,000 | $ 108,000 |
| Oconee, South Carolina | 1 | $ 318,000 | $ 318,000 | $ 585,000 |
| Davidson, Tennessee | 1 | $ 80,000 | $ 80,000 | $ 19,000 |
| Madison, Tennessee | 1 | $ 50,000 | $ 50,000 | $ 29,000 |
| Marion, Tennessee | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Marshall, Tennessee | 1 | $ 461,000 | $ 461,000 | $ 79,000 |
| Maury, Tennessee | 1 | $ 70,000 | $ 70,000 | $ 202,000 |
| Burnet, Texas | 1 | $ 118,000 | $ 118,000 | $ 53,000 |
| Comal, Texas | 1 | $ 168,000 | $ 168,000 | $ 95,000 |
| Concho, Texas | 1 | $ 31,000 | $ 31,000 | $ 125,000 |
| El Paso, Texas | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Grayson, Texas | 1 | $ 323,000 | $ 323,000 | $ 139,000 |
| Hidalgo, Texas | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| Hood, Texas | 1 | $ 272,000 | $ 272,000 | $ 175,000 |
| Hunt, Texas | 1 | $ 87,000 | $ 87,000 | $ 31,000 |
| Navarro, Texas | 1 | $ 95,000 | $ 95,000 | $ 83,000 |
| Palo Pinto, Texas | 1 | $ 1,700,000 | $ 1,700,000 | $ 7,331,000 |
| Parker, Texas | 1 | $ 104,000 | $ 104,000 | $ 115,000 |
| Randall, Texas | 1 | $ 130,000 | $ 130,000 | $ 96,000 |
| San Patricio, Texas | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Taylor, Texas | 1 | $ 23,000 | $ 23,000 | $ 70,000 |
| Tom Green, Texas | 1 | $ 211,000 | $ 211,000 | $ 63,000 |
| Van Zandt, Texas | 1 | $ 156,000 | $ 156,000 | $ 70,000 |
| Iron, Utah | 1 | $ 600,000 | $ 600,000 | $ 804,000 |
| Summit, Utah | 1 | $ 680,000 | $ 680,000 | $ 0 |
| Virginia Beach, Virginia | 1 | $ 48,000 | $ 48,000 | $ 70,000 |
Mortgage Loan Application Detail Totals for Colonial Bank, N.A. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,920 | $1,380,967,000 | $330,875 | $24,410,000 | $142,750 | $8,000,000 |
| Refinancing | 3,541 | $729,572,000 | $286,357 | $5,500,000 | $147,142 | $9,601,000 |
| Home Improvement | 702 | $82,891,000 | $61,428 | $8,200,000 | $63,571 | $1,322,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,718 | $1,466,363,000 | $250,608 | $5,300,000 | $180,521 | $9,601,000 |
| Hispanic | 760 | $175,233,000 | $179,555 | $5,500,000 | $84,666 | $8,000,000 |
| Not applicable | 604 | $359,781,000 | $803,700 | $24,410,000 | $0 | $0 |
| Black or African American | 532 | $64,107,000 | $117,500 | $1,440,000 | $71,666 | $2,017,000 |
| Not Provided | 338 | $87,242,000 | $181,833 | $2,000,000 | $76,833 | $2,834,000 |
| Asian | 167 | $35,541,000 | $235,333 | $1,900,000 | $116,166 | $2,000,000 |
| American Indian or Alaskan Native | 25 | $3,087,000 | $137,833 | $315,000 | $124,000 | $1,404,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $2,076,000 | $119,000 | $185,000 | $61,000 | $171,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,671 | $2,131,494,000 | $335,880 | $24,410,000 | $146,840 | $9,601,000 |
| FHA-insured (Federal Housing Administration) | 357 | $41,812,000 | $110,428 | $280,000 | $41,714 | $131,000 |
| VA-guaranteed (Veterans Administration) | 130 | $19,491,000 | $171,666 | $328,000 | $66,166 | $125,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $633,000 | $126,000 | $224,000 | $42,000 | $61,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,175 | $1,824,510,000 | $342,960 | $24,410,000 | $147,520 | $9,601,000 |
| Application Withdrawn By Applicant | 1,030 | $234,248,000 | $263,727 | $4,000,000 | $88,818 | $2,772,000 |
| Application Denied By Financial Institution | 637 | $68,801,000 | $114,875 | $2,538,000 | $59,625 | $710,000 |
| Application Approved But Not Accepted | 291 | $61,264,000 | $173,750 | $1,419,000 | $83,875 | $2,017,000 |
| File Closed For Incompleteness | 30 | $4,607,000 | $133,166 | $415,000 | $91,833 | $414,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 352 | $23,747,000 | $71,125 | $1,050,000 | $53,125 | $580,000 |
| Debt-To-Income Ratio | 163 | $25,755,000 | $193,714 | $2,538,000 | $46,714 | $376,000 |
| Collateral | 50 | $5,522,000 | $88,333 | $624,000 | $53,666 | $346,000 |
| Other | 38 | $6,763,000 | $200,000 | $675,000 | $184,666 | $710,000 |
| Employment History | 13 | $2,563,000 | $199,000 | $1,000,000 | $43,750 | $170,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,647,000 | $192,000 | $893,000 | $51,333 | $115,000 |
| Unverifiable Information | 8 | $882,000 | $86,000 | $189,000 | $105,000 | $286,000 |
| Credit Application Incomplete | 5 | $1,922,000 | $384,000 | $680,000 | $100,000 | $297,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Colonial Bank, N.A.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Colonial Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.
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