Colonial Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Colonial Bank, N.A. 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Colonial Bank, N.A. Po Box 1108 - Corporate Compliance Montgomery, AL 36101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 10,163 |
| Total Mortgage Loan Application Amount | $2,193,430,000 |
| Average Mortgage Loan Application Amount | $275,111 |
| Highest Mortgage Loan Application Amount | $24,410,000 |
| Average Applicant Income | $131,800 |
| Highest Applicant Income | $9,601,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Colonial Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Colonial Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Colonial Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Colonial Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Colonial Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Colonial Bank, N.A.'s mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lake County Florida | 883 | $ 141,539,000 | $ 160,000 | $ 69,000 |
| Pinellas County Florida | 427 | $ 162,313,000 | $ 380,000 | $ 176,000 |
| Hillsborough County Florida | 411 | $ 118,840,000 | $ 289,000 | $ 113,000 |
| Miami-Dade County Florida | 350 | $ 159,902,000 | $ 456,000 | $ 164,000 |
| Orange County Florida | 345 | $ 104,336,000 | $ 302,000 | $ 80,000 |
| Volusia County Florida | 334 | $ 61,517,000 | $ 184,000 | $ 84,000 |
| Lee County Florida | 290 | $ 80,476,000 | $ 277,000 | $ 66,000 |
| Sarasota County Florida | 255 | $ 72,369,000 | $ 283,000 | $ 108,000 |
| Baldwin County Alabama | 248 | $ 60,798,000 | $ 245,000 | $ 99,000 |
| Washoe County Nevada | 230 | $ 49,551,000 | $ 215,000 | $ 70,000 |
| Muscogee County Georgia | 221 | $ 25,475,000 | $ 115,000 | $ 52,000 |
| Palm Beach County Florida | 191 | $ 96,374,000 | $ 504,000 | $ 164,000 |
| Madison County Alabama | 184 | $ 30,002,000 | $ 163,000 | $ 71,000 |
| Jefferson County Alabama | 181 | $ 20,191,000 | $ 111,000 | $ 62,000 |
| Bonneville County Idaho | 181 | $ 20,557,000 | $ 113,000 | $ 54,000 |
| Seminole County Florida | 173 | $ 40,463,000 | $ 233,000 | $ 92,000 |
| Lee County Alabama | 170 | $ 23,556,000 | $ 138,000 | $ 61,000 |
| Travis County Texas | 169 | $ 29,607,000 | $ 175,000 | $ 123,000 |
| Calhoun County Alabama | 159 | $ 13,520,000 | $ 85,000 | $ 43,000 |
| Mobile County Alabama | 146 | $ 20,996,000 | $ 143,000 | $ 92,000 |
| Broward County Florida | 139 | $ 49,949,000 | $ 359,000 | $ 118,000 |
| Manatee County Florida | 130 | $ 37,040,000 | $ 284,000 | $ 129,000 |
| Sumter County Florida | 126 | $ 14,078,000 | $ 111,000 | $ 49,000 |
| Polk County Florida | 120 | $ 15,485,000 | $ 129,000 | $ 53,000 |
| Pasco County Florida | 118 | $ 22,285,000 | $ 188,000 | $ 72,000 |
| Citrus County Florida | 116 | $ 18,161,000 | $ 156,000 | $ 83,000 |
| Dallas County Texas | 115 | $ 47,047,000 | $ 409,000 | $ 204,000 |
| Bibb County Georgia | 107 | $ 11,985,000 | $ 112,000 | $ 65,000 |
| Elmore County Alabama | 101 | $ 10,415,000 | $ 103,000 | $ 52,000 |
| Clark County Nevada | 101 | $ 15,362,000 | $ 152,000 | $ 84,000 |
| Montgomery County Alabama | 100 | $ 17,087,000 | $ 170,000 | $ 76,000 |
| St. Clair County Alabama | 98 | $ 8,549,000 | $ 87,000 | $ 55,000 |
| Flagler County Florida | 98 | $ 28,907,000 | $ 294,000 | $ 76,000 |
| Tuscaloosa County Alabama | 96 | $ 11,004,000 | $ 114,000 | $ 52,000 |
| Russell County Alabama | 92 | $ 9,488,000 | $ 103,000 | $ 50,000 |
| Marion County Florida | 88 | $ 9,267,000 | $ 105,000 | $ 49,000 |
| Collier County Florida | 85 | $ 39,120,000 | $ 460,000 | $ 186,000 |
| Tallapoosa County Alabama | 83 | $ 10,937,000 | $ 131,000 | $ 64,000 |
| Covington County Alabama | 81 | $ 6,394,000 | $ 78,000 | $ 46,000 |
| Williamson County Texas | 80 | $ 9,610,000 | $ 120,000 | $ 88,000 |
| Osceola County Florida | 76 | $ 13,919,000 | $ 183,000 | $ 81,000 |
| Charlotte County Florida | 70 | $ 15,408,000 | $ 220,000 | $ 76,000 |
| Lyon County Nevada | 70 | $ 9,097,000 | $ 129,000 | $ 66,000 |
| Walker County Alabama | 69 | $ 5,470,000 | $ 79,000 | $ 101,000 |
| Brevard County Florida | 69 | $ 15,387,000 | $ 223,000 | $ 81,000 |
| Cleburne County Alabama | 65 | $ 2,484,000 | $ 38,000 | $ 29,000 |
| St. Johns County Florida | 65 | $ 32,870,000 | $ 505,000 | $ 213,000 |
| Chilton County Alabama | 63 | $ 3,837,000 | $ 60,000 | $ 39,000 |
| Marshall County Alabama | 62 | $ 5,285,000 | $ 85,000 | $ 43,000 |
| Houston County Georgia | 58 | $ 7,998,000 | $ 137,000 | $ 60,000 |
| Shelby County Alabama | 57 | $ 8,525,000 | $ 149,000 | $ 88,000 |
| Denton County Texas | 54 | $ 10,033,000 | $ 185,000 | $ 232,000 |
| Randolph County Alabama | 51 | $ 4,677,000 | $ 91,000 | $ 53,000 |
| Walton County Florida | 49 | $ 27,309,000 | $ 557,000 | $ 445,000 |
| Tarrant County Texas | 49 | $ 9,396,000 | $ 191,000 | $ 100,000 |
| Clay County Alabama | 45 | $ 3,417,000 | $ 75,000 | $ 44,000 |
| Lauderdale County Alabama | 43 | $ 2,838,000 | $ 66,000 | $ 45,000 |
| Limestone County Alabama | 43 | $ 6,005,000 | $ 139,000 | $ 67,000 |
| Chambers County Alabama | 41 | $ 3,623,000 | $ 88,000 | $ 63,000 |
| Escambia County Florida | 41 | $ 15,212,000 | $ 371,000 | $ 148,000 |
| Harris County Georgia | 41 | $ 7,790,000 | $ 190,000 | $ 91,000 |
| Autauga County Alabama | 40 | $ 4,125,000 | $ 103,000 | $ 50,000 |
| Pike County Alabama | 37 | $ 2,178,000 | $ 58,000 | $ 38,000 |
| Collin County Texas | 37 | $ 9,314,000 | $ 251,000 | $ 130,000 |
| Etowah County Alabama | 36 | $ 3,765,000 | $ 104,000 | $ 59,000 |
| Talladega County Alabama | 36 | $ 3,981,000 | $ 110,000 | $ 59,000 |
| Hernando County Florida | 36 | $ 31,019,000 | $ 861,000 | $ 83,000 |
| Jackson County Alabama | 34 | $ 3,542,000 | $ 104,000 | $ 46,000 |
| Carson City County Nevada | 33 | $ 6,171,000 | $ 187,000 | $ 64,000 |
| Cobb County Georgia | 32 | $ 6,696,000 | $ 209,000 | $ 60,000 |
| Fulton County Georgia | 32 | $ 9,405,000 | $ 293,000 | $ 125,000 |
| Jefferson County Idaho | 30 | $ 3,434,000 | $ 114,000 | $ 59,000 |
| Coffee County Alabama | 28 | $ 1,701,000 | $ 60,000 | $ 33,000 |
| Houston County Alabama | 28 | $ 3,512,000 | $ 125,000 | $ 67,000 |
| Blount County Alabama | 26 | $ 2,851,000 | $ 109,000 | $ 59,000 |
| Franklin County Alabama | 26 | $ 1,442,000 | $ 55,000 | $ 34,000 |
| Okaloosa County Florida | 26 | $ 10,491,000 | $ 403,000 | $ 149,000 |
| Bingham County Idaho | 25 | $ 2,582,000 | $ 103,000 | $ 44,000 |
| Lawrence County Alabama | 24 | $ 1,197,000 | $ 49,000 | $ 43,000 |
| Bay County Florida | 24 | $ 11,503,000 | $ 479,000 | $ 199,000 |
| Lincoln County Tennessee | 23 | $ 2,336,000 | $ 101,000 | $ 61,000 |
| Crenshaw County Alabama | 22 | $ 1,339,000 | $ 60,000 | $ 52,000 |
| Escambia County Alabama | 22 | $ 1,334,000 | $ 60,000 | $ 43,000 |
| Carroll County Georgia | 22 | $ 2,142,000 | $ 97,000 | $ 122,000 |
| Morgan County Alabama | 21 | $ 1,665,000 | $ 79,000 | $ 51,000 |
| Butler County Alabama | 20 | $ 887,000 | $ 44,000 | $ 48,000 |
| St. Lucie County Florida | 20 | $ 6,473,000 | $ 323,000 | $ 92,000 |
| Dale County Alabama | 19 | $ 1,837,000 | $ 96,000 | $ 63,000 |
| Giles County Tennessee | 18 | $ 1,316,000 | $ 73,000 | $ 46,000 |
| DeKalb County Alabama | 16 | $ 1,817,000 | $ 113,000 | $ 67,000 |
| DeKalb County Georgia | 15 | $ 2,803,000 | $ 186,000 | $ 76,000 |
| Humboldt County Nevada | 15 | $ 1,499,000 | $ 99,000 | $ 51,000 |
| Crawford County Georgia | 14 | $ 1,288,000 | $ 92,000 | $ 40,000 |
| Douglas County Nevada | 14 | $ 2,796,000 | $ 199,000 | $ 44,000 |
| Conecuh County Alabama | 13 | $ 760,000 | $ 58,000 | $ 76,000 |
| Alachua County Florida | 13 | $ 2,287,000 | $ 175,000 | $ 100,000 |
| Jones County Georgia | 11 | $ 1,080,000 | $ 98,000 | $ 61,000 |
| Martin County Florida | 10 | $ 3,772,000 | $ 377,000 | $ 137,000 |
| Gwinnett County Georgia | 10 | $ 2,843,000 | $ 284,000 | $ 87,000 |
| Monroe County Georgia | 10 | $ 767,000 | $ 76,000 | $ 41,000 |
| Churchill County Nevada | 10 | $ 1,097,000 | $ 109,000 | $ 56,000 |
| Elko County Nevada | 10 | $ 1,195,000 | $ 119,000 | $ 61,000 |
| Kaufman County Texas | 10 | $ 1,439,000 | $ 143,000 | $ 219,000 |
| Barbour County Alabama | 9 | $ 634,000 | $ 70,000 | $ 36,000 |
| Colbert County Alabama | 8 | $ 762,000 | $ 95,000 | $ 52,000 |
| Geneva County Alabama | 8 | $ 729,000 | $ 91,000 | $ 39,000 |
| Hays County Texas | 8 | $ 1,257,000 | $ 157,000 | $ 95,000 |
| Bibb County Alabama | 7 | $ 591,000 | $ 84,000 | $ 49,000 |
| Lowndes County Alabama | 7 | $ 475,000 | $ 67,000 | $ 42,000 |
| Indian River County Florida | 7 | $ 6,951,000 | $ 993,000 | $ 97,000 |
| Leon County Florida | 7 | $ 1,766,000 | $ 252,000 | $ 137,000 |
| Monroe County Florida | 7 | $ 7,085,000 | $ 1,012,000 | $ 169,000 |
| Cherokee County Georgia | 7 | $ 2,328,000 | $ 332,000 | $ 88,000 |
| Henderson County Texas | 7 | $ 988,000 | $ 141,000 | $ 86,000 |
| Cullman County Alabama | 6 | $ 862,000 | $ 143,000 | $ 232,000 |
| Duval County Florida | 6 | $ 700,000 | $ 116,000 | $ 123,000 |
| Peach County Georgia | 6 | $ 264,000 | $ 44,000 | $ 33,000 |
| Fremont County Idaho | 6 | $ 624,000 | $ 104,000 | $ 28,000 |
| Harrison County Mississippi | 6 | $ 960,000 | $ 160,000 | $ 89,000 |
| Itawamba County Mississippi | 6 | $ 259,000 | $ 43,000 | $ 27,000 |
| Hale County Alabama | 5 | $ 409,000 | $ 81,000 | $ 32,000 |
| Macon County Alabama | 5 | $ 171,000 | $ 34,000 | $ 19,000 |
| Winston County Alabama | 5 | $ 832,000 | $ 166,000 | $ 83,000 |
| Maricopa County Arizona | 5 | $ 1,765,000 | $ 353,000 | $ 323,000 |
| Putnam County Florida | 5 | $ 725,000 | $ 145,000 | $ 63,000 |
| Talbot County Georgia | 5 | $ 531,000 | $ 106,000 | $ 56,000 |
| Pershing County Nevada | 5 | $ 314,000 | $ 62,000 | $ 64,000 |
| Ellis County Texas | 5 | $ 787,000 | $ 157,000 | $ 93,000 |
| Coosa County Alabama | 4 | $ 503,000 | $ 125,000 | $ 137,000 |
| Nye County Nevada | 4 | $ 238,000 | $ 59,000 | $ 43,000 |
| Storey County Nevada | 4 | $ 662,000 | $ 165,000 | $ 73,000 |
| Bexar County Texas | 4 | $ 579,000 | $ 144,000 | $ 88,000 |
| Franklin County Texas | 4 | $ 864,000 | $ 216,000 | $ 250,000 |
| Harris County Texas | 4 | $ 517,000 | $ 129,000 | $ 18,000 |
| Henry County Alabama | 3 | $ 171,000 | $ 57,000 | $ 42,000 |
| Plumas County California | 3 | $ 384,000 | $ 128,000 | $ 162,000 |
| Pitkin County Colorado | 3 | $ 3,996,000 | $ 1,332,000 | $ 824,000 |
| Clay County Florida | 3 | $ 842,000 | $ 280,000 | $ 139,000 |
| Hendry County Florida | 3 | $ 291,000 | $ 97,000 | $ 87,000 |
| Nassau County Florida | 3 | $ 554,000 | $ 184,000 | $ 94,000 |
| Santa Rosa County Florida | 3 | $ 634,000 | $ 211,000 | $ 24,000 |
| Clayton County Georgia | 3 | $ 3,047,000 | $ 1,015,000 | $ 0 |
| Douglas County Georgia | 3 | $ 474,000 | $ 158,000 | $ 90,000 |
| Fannin County Georgia | 3 | $ 493,000 | $ 164,000 | $ 67,000 |
| Forsyth County Georgia | 3 | $ 830,000 | $ 276,000 | $ 138,000 |
| Glynn County Georgia | 3 | $ 279,000 | $ 93,000 | $ 41,000 |
| Paulding County Georgia | 3 | $ 224,000 | $ 74,000 | $ 39,000 |
| Quitman County Georgia | 3 | $ 46,000 | $ 15,000 | $ 58,000 |
| Troup County Georgia | 3 | $ 1,099,000 | $ 366,000 | $ 129,000 |
| Jackson County North Carolina | 3 | $ 2,300,000 | $ 766,000 | $ 284,000 |
| Oklahoma County Oklahoma | 3 | $ 593,000 | $ 197,000 | $ 147,000 |
| Sevier County Tennessee | 3 | $ 777,000 | $ 259,000 | $ 88,000 |
| Cameron County Texas | 3 | $ 464,000 | $ 154,000 | $ 180,000 |
| Cooke County Texas | 3 | $ 240,000 | $ 80,000 | $ 72,000 |
| Montgomery County Texas | 3 | $ 482,000 | $ 160,000 | $ 91,000 |
| Nueces County Texas | 3 | $ 352,000 | $ 117,000 | $ 228,000 |
| Bullock County Alabama | 2 | $ 77,000 | $ 38,000 | $ 46,000 |
| Fayette County Alabama | 2 | $ 82,000 | $ 41,000 | $ 30,000 |
| Marion County Alabama | 2 | $ 252,000 | $ 126,000 | $ 58,000 |
| Monroe County Alabama | 2 | $ 38,000 | $ 19,000 | $ 66,000 |
| Saline County Arkansas | 2 | $ 227,000 | $ 113,000 | $ 44,000 |
| Inyo County California | 2 | $ 230,000 | $ 115,000 | $ 87,000 |
| San Bernardino County California | 2 | $ 565,000 | $ 282,000 | $ 77,000 |
| Santa Cruz County California | 2 | $ 600,000 | $ 300,000 | $ 43,000 |
| Levy County Florida | 2 | $ 395,000 | $ 197,000 | $ 68,000 |
| Baldwin County Georgia | 2 | $ 233,000 | $ 116,000 | $ 163,000 |
| Bleckley County Georgia | 2 | $ 138,000 | $ 69,000 | $ 33,000 |
| Columbia County Georgia | 2 | $ 269,000 | $ 134,000 | $ 20,000 |
| Dooly County Georgia | 2 | $ 168,000 | $ 84,000 | $ 46,000 |
| Gilmer County Georgia | 2 | $ 397,000 | $ 198,000 | $ 73,000 |
| Jackson County Georgia | 2 | $ 254,000 | $ 127,000 | $ 100,000 |
| Pickens County Georgia | 2 | $ 285,000 | $ 142,000 | $ 53,000 |
| Rockdale County Georgia | 2 | $ 532,000 | $ 266,000 | $ 102,000 |
| Twiggs County Georgia | 2 | $ 159,000 | $ 79,000 | $ 40,000 |
| Union County Georgia | 2 | $ 344,000 | $ 172,000 | $ 72,000 |
| Ada County Idaho | 2 | $ 228,000 | $ 114,000 | $ 76,000 |
| Madison County Idaho | 2 | $ 264,000 | $ 132,000 | $ 50,000 |
| Tishomingo County Mississippi | 2 | $ 2,767,000 | $ 1,383,000 | $ 20,000 |
| Haywood County North Carolina | 2 | $ 297,000 | $ 148,000 | $ 158,000 |
| Iredell County North Carolina | 2 | $ 718,000 | $ 359,000 | $ 33,000 |
| Charleston County South Carolina | 2 | $ 990,000 | $ 495,000 | $ 521,000 |
| Lawrence County Tennessee | 2 | $ 90,000 | $ 45,000 | $ 34,000 |
| Bastrop County Texas | 2 | $ 180,000 | $ 90,000 | $ 43,000 |
| Bell County Texas | 2 | $ 117,000 | $ 58,000 | $ 81,000 |
| Erath County Texas | 2 | $ 129,000 | $ 64,000 | $ 390,000 |
| Johnson County Texas | 2 | $ 231,000 | $ 115,000 | $ 101,000 |
| Rockwall County Texas | 2 | $ 155,000 | $ 77,000 | $ 96,000 |
| Smith County Texas | 2 | $ 263,000 | $ 131,000 | $ 0 |
| Waller County Texas | 2 | $ 262,000 | $ 131,000 | $ 89,000 |
| Washington County Alabama | 1 | $ 34,000 | $ 34,000 | $ 69,000 |
| Amador County California | 1 | $ 187,000 | $ 187,000 | $ 61,000 |
| El Dorado County California | 1 | $ 287,000 | $ 287,000 | $ 47,000 |
| Fresno County California | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Los Angeles County California | 1 | $ 1,300,000 | $ 1,300,000 | $ 510,000 |
| Mono County California | 1 | $ 201,000 | $ 201,000 | $ 95,000 |
| Nevada County California | 1 | $ 150,000 | $ 150,000 | $ 79,000 |
| Orange County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 476,000 |
| Placer County California | 1 | $ 452,000 | $ 452,000 | $ 236,000 |
| Sacramento County California | 1 | $ 170,000 | $ 170,000 | $ 49,000 |
| Sutter County California | 1 | $ 200,000 | $ 200,000 | $ 155,000 |
| Eagle County Colorado | 1 | $ 2,000,000 | $ 2,000,000 | $ 0 |
| Hinsdale County Colorado | 1 | $ 140,000 | $ 140,000 | $ 43,000 |
| La Plata County Colorado | 1 | $ 875,000 | $ 875,000 | $ 0 |
| Summit County Colorado | 1 | $ 1,760,000 | $ 1,760,000 | $ 0 |
| Bradford County Florida | 1 | $ 168,000 | $ 168,000 | $ 55,000 |
| Calhoun County Florida | 1 | $ 360,000 | $ 360,000 | $ 126,000 |
| Columbia County Florida | 1 | $ 130,000 | $ 130,000 | $ 45,000 |
| Franklin County Florida | 1 | $ 1,225,000 | $ 1,225,000 | $ 714,000 |
| Hardee County Florida | 1 | $ 10,000 | $ 10,000 | $ 43,000 |
| Highlands County Florida | 1 | $ 60,000 | $ 60,000 | $ 72,000 |
| Holmes County Florida | 1 | $ 15,000 | $ 15,000 | $ 20,000 |
| Okeechobee County Florida | 1 | $ 120,000 | $ 120,000 | $ 36,000 |
| Suwannee County Florida | 1 | $ 166,000 | $ 166,000 | $ 155,000 |
| Taylor County Florida | 1 | $ 293,000 | $ 293,000 | $ 293,000 |
| Bulloch County Georgia | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Camden County Georgia | 1 | $ 91,000 | $ 91,000 | $ 16,000 |
| Catoosa County Georgia | 1 | $ 212,000 | $ 212,000 | $ 96,000 |
| Chattahoochee County Georgia | 1 | $ 10,000 | $ 10,000 | $ 33,000 |
| Clarke County Georgia | 1 | $ 49,000 | $ 49,000 | $ 275,000 |
| Coweta County Georgia | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Dawson County Georgia | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Fayette County Georgia | 1 | $ 525,000 | $ 525,000 | $ 113,000 |
| Greene County Georgia | 1 | $ 1,000,000 | $ 1,000,000 | $ 2,772,000 |
| Haralson County Georgia | 1 | $ 15,000 | $ 15,000 | $ 32,000 |
| Hart County Georgia | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Henry County Georgia | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Lamar County Georgia | 1 | $ 171,000 | $ 171,000 | $ 89,000 |
| Marion County Georgia | 1 | $ 117,000 | $ 117,000 | $ 36,000 |
| Newton County Georgia | 1 | $ 128,000 | $ 128,000 | $ 123,000 |
| Oconee County Georgia | 1 | $ 506,000 | $ 506,000 | $ 225,000 |
| Pierce County Georgia | 1 | $ 167,000 | $ 167,000 | $ 100,000 |
| Polk County Georgia | 1 | $ 118,000 | $ 118,000 | $ 55,000 |
| Putnam County Georgia | 1 | $ 80,000 | $ 80,000 | $ 137,000 |
| Seminole County Georgia | 1 | $ 135,000 | $ 135,000 | $ 76,000 |
| Spalding County Georgia | 1 | $ 156,000 | $ 156,000 | $ 41,000 |
| Walker County Georgia | 1 | $ 121,000 | $ 121,000 | $ 29,000 |
| Wheeler County Georgia | 1 | $ 90,000 | $ 90,000 | $ 74,000 |
| Adams County Idaho | 1 | $ 111,000 | $ 111,000 | $ 104,000 |
| Latah County Idaho | 1 | $ 100,000 | $ 100,000 | $ 102,000 |
| Cook County Illinois | 1 | $ 455,000 | $ 455,000 | $ 342,000 |
| Clark County Indiana | 1 | $ 86,000 | $ 86,000 | $ 57,000 |
| Fayette County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 28,000 |
| Hardin County Kentucky | 1 | $ 186,000 | $ 186,000 | $ 83,000 |
| East Baton Rouge County Louisiana | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Lafayette County Louisiana | 1 | $ 147,000 | $ 147,000 | $ 75,000 |
| St. Tammany County Louisiana | 1 | $ 140,000 | $ 140,000 | $ 150,000 |
| Hinds County Mississippi | 1 | $ 220,000 | $ 220,000 | $ 108,000 |
| Jackson County Mississippi | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Oktibbeha County Mississippi | 1 | $ 114,000 | $ 114,000 | $ 40,000 |
| St. Louis County Missouri | 1 | $ 50,000 | $ 50,000 | $ 70,000 |
| Gallatin County Montana | 1 | $ 2,000,000 | $ 2,000,000 | $ 0 |
| Lander County Nevada | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| Santa Fe County New Mexico | 1 | $ 320,000 | $ 320,000 | $ 217,000 |
| Avery County North Carolina | 1 | $ 132,000 | $ 132,000 | $ 197,000 |
| Catawba County North Carolina | 1 | $ 148,000 | $ 148,000 | $ 100,000 |
| Clay County North Carolina | 1 | $ 61,000 | $ 61,000 | $ 58,000 |
| Craven County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Forsyth County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Mecklenburg County North Carolina | 1 | $ 350,000 | $ 350,000 | $ 197,000 |
| New Hanover County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Onslow County North Carolina | 1 | $ 317,000 | $ 317,000 | $ 188,000 |
| Luzerne County Pennsylvania | 1 | $ 132,000 | $ 132,000 | $ 108,000 |
| Oconee County South Carolina | 1 | $ 318,000 | $ 318,000 | $ 585,000 |
| Davidson County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 19,000 |
| Madison County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 29,000 |
| Marion County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Marshall County Tennessee | 1 | $ 461,000 | $ 461,000 | $ 79,000 |
| Maury County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 202,000 |
| Burnet County Texas | 1 | $ 118,000 | $ 118,000 | $ 53,000 |
| Comal County Texas | 1 | $ 168,000 | $ 168,000 | $ 95,000 |
| Concho County Texas | 1 | $ 31,000 | $ 31,000 | $ 125,000 |
| El Paso County Texas | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Grayson County Texas | 1 | $ 323,000 | $ 323,000 | $ 139,000 |
| Hidalgo County Texas | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| Hood County Texas | 1 | $ 272,000 | $ 272,000 | $ 175,000 |
| Hunt County Texas | 1 | $ 87,000 | $ 87,000 | $ 31,000 |
| Navarro County Texas | 1 | $ 95,000 | $ 95,000 | $ 83,000 |
| Palo Pinto County Texas | 1 | $ 1,700,000 | $ 1,700,000 | $ 7,331,000 |
| Parker County Texas | 1 | $ 104,000 | $ 104,000 | $ 115,000 |
| Randall County Texas | 1 | $ 130,000 | $ 130,000 | $ 96,000 |
| San Patricio County Texas | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Taylor County Texas | 1 | $ 23,000 | $ 23,000 | $ 70,000 |
| Tom Green County Texas | 1 | $ 211,000 | $ 211,000 | $ 63,000 |
| Van Zandt County Texas | 1 | $ 156,000 | $ 156,000 | $ 70,000 |
| Iron County Utah | 1 | $ 600,000 | $ 600,000 | $ 804,000 |
| Summit County Utah | 1 | $ 680,000 | $ 680,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 48,000 | $ 48,000 | $ 70,000 |
Mortgage Loan Application Detail Totals for Colonial Bank, N.A. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,920 | $1,380,967,000 | $330,875 | $24,410,000 | $142,750 | $8,000,000 |
| Refinancing | 3,541 | $729,572,000 | $286,357 | $5,500,000 | $147,142 | $9,601,000 |
| Home Improvement | 702 | $82,891,000 | $61,428 | $8,200,000 | $63,571 | $1,322,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,718 | $1,466,363,000 | $250,608 | $5,300,000 | $180,521 | $9,601,000 |
| Hispanic | 760 | $175,233,000 | $179,555 | $5,500,000 | $84,666 | $8,000,000 |
| Not applicable | 604 | $359,781,000 | $803,700 | $24,410,000 | $0 | $0 |
| Black or African American | 532 | $64,107,000 | $117,500 | $1,440,000 | $71,666 | $2,017,000 |
| Not Provided | 338 | $87,242,000 | $181,833 | $2,000,000 | $76,833 | $2,834,000 |
| Asian | 167 | $35,541,000 | $235,333 | $1,900,000 | $116,166 | $2,000,000 |
| American Indian or Alaskan Native | 25 | $3,087,000 | $137,833 | $315,000 | $124,000 | $1,404,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $2,076,000 | $119,000 | $185,000 | $61,000 | $171,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,671 | $2,131,494,000 | $335,880 | $24,410,000 | $146,840 | $9,601,000 |
| FHA-insured (Federal Housing Administration) | 357 | $41,812,000 | $110,428 | $280,000 | $41,714 | $131,000 |
| VA-guaranteed (Veterans Administration) | 130 | $19,491,000 | $171,666 | $328,000 | $66,166 | $125,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $633,000 | $126,000 | $224,000 | $42,000 | $61,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,175 | $1,824,510,000 | $342,960 | $24,410,000 | $147,520 | $9,601,000 |
| Application Withdrawn By Applicant | 1,030 | $234,248,000 | $263,727 | $4,000,000 | $88,818 | $2,772,000 |
| Application Denied By Financial Institution | 637 | $68,801,000 | $114,875 | $2,538,000 | $59,625 | $710,000 |
| Application Approved But Not Accepted | 291 | $61,264,000 | $173,750 | $1,419,000 | $83,875 | $2,017,000 |
| File Closed For Incompleteness | 30 | $4,607,000 | $133,166 | $415,000 | $91,833 | $414,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 352 | $23,747,000 | $71,125 | $1,050,000 | $53,125 | $580,000 |
| Debt-To-Income Ratio | 163 | $25,755,000 | $193,714 | $2,538,000 | $46,714 | $376,000 |
| Collateral | 50 | $5,522,000 | $88,333 | $624,000 | $53,666 | $346,000 |
| Other | 38 | $6,763,000 | $200,000 | $675,000 | $184,666 | $710,000 |
| Employment History | 13 | $2,563,000 | $199,000 | $1,000,000 | $43,750 | $170,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,647,000 | $192,000 | $893,000 | $51,333 | $115,000 |
| Unverifiable Information | 8 | $882,000 | $86,000 | $189,000 | $105,000 | $286,000 |
| Credit Application Incomplete | 5 | $1,922,000 | $384,000 | $680,000 | $100,000 | $297,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Colonial Bank, N.A.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Colonial Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.