Commerce Bank, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Commerce Bank, Na 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Commerce Bank, Na 2059 Spingdale Road Cherry Hill, NJ 08003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 28,373 |
| Total Mortgage Loan Application Amount | $3,524,838,000 |
| Average Mortgage Loan Application Amount | $164,724 |
| Highest Mortgage Loan Application Amount | $26,000,000 |
| Average Applicant Income | $123,310 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Commerce Bank, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Commerce Bank, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Commerce Bank, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Commerce Bank, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Commerce Bank, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Commerce Bank, Na's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Camden County New Jersey | 3,205 | $ 226,047,000 | $ 70,000 | $ 72,000 |
| Ocean County New Jersey | 2,280 | $ 243,954,000 | $ 106,000 | $ 90,000 |
| Philadelphia County Pennsylvania | 2,085 | $ 165,722,000 | $ 79,000 | $ 64,000 |
| Gloucester County New Jersey | 1,850 | $ 123,332,000 | $ 66,000 | $ 72,000 |
| Burlington County New Jersey | 1,841 | $ 167,776,000 | $ 91,000 | $ 117,000 |
| Atlantic County New Jersey | 1,400 | $ 148,422,000 | $ 106,000 | $ 82,000 |
| Montgomery County Pennsylvania | 1,301 | $ 135,891,000 | $ 104,000 | $ 94,000 |
| Delaware County Pennsylvania | 1,238 | $ 97,905,000 | $ 79,000 | $ 86,000 |
| Monmouth County New Jersey | 1,112 | $ 198,318,000 | $ 178,000 | $ 116,000 |
| Bucks County Pennsylvania | 1,104 | $ 100,072,000 | $ 90,000 | $ 94,000 |
| Middlesex County New Jersey | 806 | $ 104,539,000 | $ 129,000 | $ 89,000 |
| Nassau County New York | 769 | $ 135,400,000 | $ 176,000 | $ 115,000 |
| New Castle County Delaware | 762 | $ 51,747,000 | $ 67,000 | $ 77,000 |
| Suffolk County New York | 691 | $ 117,200,000 | $ 169,000 | $ 113,000 |
| Queens County New York | 601 | $ 75,158,000 | $ 125,000 | $ 116,000 |
| Kings County New York | 513 | $ 98,352,000 | $ 191,000 | $ 103,000 |
| Cape May County New Jersey | 500 | $ 127,170,000 | $ 254,000 | $ 158,000 |
| New York County New York | 481 | $ 243,732,000 | $ 506,000 | $ 198,000 |
| Chester County Pennsylvania | 465 | $ 52,381,000 | $ 112,000 | $ 97,000 |
| Mercer County New Jersey | 438 | $ 48,677,000 | $ 111,000 | $ 88,000 |
| Union County New Jersey | 425 | $ 52,727,000 | $ 124,000 | $ 95,000 |
| Morris County New Jersey | 401 | $ 68,528,000 | $ 170,000 | $ 118,000 |
| Richmond County New York | 389 | $ 51,409,000 | $ 132,000 | $ 99,000 |
| Somerset County New Jersey | 371 | $ 48,183,000 | $ 129,000 | $ 97,000 |
| Cumberland County New Jersey | 347 | $ 20,487,000 | $ 59,000 | $ 54,000 |
| Bergen County New Jersey | 284 | $ 96,646,000 | $ 340,000 | $ 121,000 |
| Hunterdon County New Jersey | 274 | $ 33,701,000 | $ 122,000 | $ 107,000 |
| Westchester County New York | 201 | $ 52,544,000 | $ 261,000 | $ 120,000 |
| Rockland County New York | 189 | $ 24,539,000 | $ 129,000 | $ 96,000 |
| Essex County New Jersey | 185 | $ 43,493,000 | $ 235,000 | $ 106,000 |
| Bronx County New York | 149 | $ 45,808,000 | $ 307,000 | $ 182,000 |
| Passaic County New Jersey | 136 | $ 32,530,000 | $ 239,000 | $ 92,000 |
| Kent County Delaware | 118 | $ 7,268,000 | $ 61,000 | $ 59,000 |
| Hudson County New Jersey | 116 | $ 34,675,000 | $ 298,000 | $ 119,000 |
| Salem County New Jersey | 103 | $ 11,700,000 | $ 113,000 | $ 86,000 |
| Lehigh County Pennsylvania | 69 | $ 4,704,000 | $ 68,000 | $ 65,000 |
| Northampton County Pennsylvania | 67 | $ 6,595,000 | $ 98,000 | $ 80,000 |
| Sussex County New Jersey | 66 | $ 8,493,000 | $ 128,000 | $ 94,000 |
| Warren County New Jersey | 62 | $ 7,856,000 | $ 126,000 | $ 75,000 |
| Berks County Pennsylvania | 53 | $ 4,427,000 | $ 83,000 | $ 63,000 |
| Orange County New York | 52 | $ 9,239,000 | $ 177,000 | $ 92,000 |
| Fairfield County Connecticut | 49 | $ 16,861,000 | $ 344,000 | $ 129,000 |
| Monroe County Pennsylvania | 41 | $ 4,830,000 | $ 117,000 | $ 85,000 |
| Sussex County Delaware | 32 | $ 5,742,000 | $ 179,000 | $ 154,000 |
| Palm Beach County Florida | 32 | $ 12,234,000 | $ 382,000 | $ 225,000 |
| Cecil County Maryland | 29 | $ 1,341,000 | $ 46,000 | $ 83,000 |
| Lee County Florida | 18 | $ 4,908,000 | $ 272,000 | $ 140,000 |
| Baltimore County Maryland | 18 | $ 1,862,000 | $ 103,000 | $ 66,000 |
| District of Columbia County District Of Columbia | 17 | $ 3,783,000 | $ 222,000 | $ 261,000 |
| Prince William County Virginia | 17 | $ 2,148,000 | $ 126,000 | $ 125,000 |
| Fairfax County Virginia | 15 | $ 5,651,000 | $ 376,000 | $ 954,000 |
| Broward County Florida | 14 | $ 4,103,000 | $ 293,000 | $ 149,000 |
| Collier County Florida | 14 | $ 6,273,000 | $ 448,000 | $ 287,000 |
| Putnam County New York | 14 | $ 2,721,000 | $ 194,000 | $ 111,000 |
| Miami-Dade County Florida | 13 | $ 6,150,000 | $ 473,000 | $ 354,000 |
| Los Angeles County California | 11 | $ 21,593,000 | $ 1,963,000 | $ 1,234,000 |
| New Haven County Connecticut | 11 | $ 835,000 | $ 75,000 | $ 98,000 |
| Carbon County Pennsylvania | 11 | $ 835,000 | $ 75,000 | $ 98,000 |
| Pike County Pennsylvania | 11 | $ 1,336,000 | $ 121,000 | $ 146,000 |
| York County Pennsylvania | 11 | $ 704,000 | $ 64,000 | $ 88,000 |
| Lancaster County Pennsylvania | 10 | $ 911,000 | $ 91,000 | $ 98,000 |
| Sullivan County New York | 9 | $ 1,243,000 | $ 138,000 | $ 207,000 |
| Ulster County New York | 9 | $ 964,000 | $ 107,000 | $ 119,000 |
| Wayne County Pennsylvania | 8 | $ 736,000 | $ 92,000 | $ 66,000 |
| Baltimore City County Maryland | 7 | $ 787,000 | $ 112,000 | $ 113,000 |
| Worcester County Maryland | 7 | $ 1,268,000 | $ 181,000 | $ 81,000 |
| Dutchess County New York | 7 | $ 1,468,000 | $ 209,000 | $ 198,000 |
| Luzerne County Pennsylvania | 7 | $ 530,000 | $ 75,000 | $ 81,000 |
| Schuylkill County Pennsylvania | 7 | $ 361,000 | $ 51,000 | $ 47,000 |
| Manassas County Virginia | 7 | $ 989,000 | $ 141,000 | $ 159,000 |
| St. Lucie County Florida | 6 | $ 1,056,000 | $ 176,000 | $ 161,000 |
| Harford County Maryland | 6 | $ 487,000 | $ 81,000 | $ 48,000 |
| Erie County New York | 6 | $ 368,000 | $ 61,000 | $ 82,000 |
| Dauphin County Pennsylvania | 6 | $ 432,000 | $ 72,000 | $ 97,000 |
| Horry County South Carolina | 6 | $ 991,000 | $ 165,000 | $ 228,000 |
| Hillsborough County Florida | 5 | $ 1,489,000 | $ 297,000 | $ 202,000 |
| Marion County Florida | 5 | $ 358,000 | $ 71,000 | $ 41,000 |
| Monroe County Florida | 5 | $ 6,146,000 | $ 1,229,000 | $ 591,000 |
| Sarasota County Florida | 5 | $ 2,999,000 | $ 599,000 | $ 417,000 |
| Volusia County Florida | 5 | $ 1,253,000 | $ 250,000 | $ 149,000 |
| Suffolk County Massachusetts | 5 | $ 1,853,000 | $ 370,000 | $ 258,000 |
| Delaware County New York | 5 | $ 851,000 | $ 170,000 | $ 95,000 |
| Greene County New York | 5 | $ 828,000 | $ 165,000 | $ 219,000 |
| Rensselaer County New York | 5 | $ 521,000 | $ 104,000 | $ 74,000 |
| Saratoga County New York | 5 | $ 1,129,000 | $ 225,000 | $ 179,000 |
| Cumberland County Pennsylvania | 5 | $ 401,000 | $ 80,000 | $ 59,000 |
| Windham County Vermont | 5 | $ 1,443,000 | $ 288,000 | $ 420,000 |
| Maricopa County Arizona | 4 | $ 891,000 | $ 222,000 | $ 179,000 |
| San Diego County California | 4 | $ 1,202,000 | $ 300,000 | $ 175,000 |
| Litchfield County Connecticut | 4 | $ 2,975,000 | $ 743,000 | $ 303,000 |
| Lake County Florida | 4 | $ 697,000 | $ 174,000 | $ 110,000 |
| Osceola County Florida | 4 | $ 349,000 | $ 87,000 | $ 92,000 |
| Pasco County Florida | 4 | $ 545,000 | $ 136,000 | $ 214,000 |
| Pinellas County Florida | 4 | $ 250,000 | $ 62,000 | $ 62,000 |
| Anne Arundel County Maryland | 4 | $ 577,000 | $ 144,000 | $ 74,000 |
| Calvert County Maryland | 4 | $ 615,000 | $ 153,000 | $ 182,000 |
| Montgomery County Maryland | 4 | $ 730,000 | $ 182,000 | $ 63,000 |
| Prince George's County Maryland | 4 | $ 320,000 | $ 80,000 | $ 69,000 |
| Allegheny County Pennsylvania | 4 | $ 360,000 | $ 90,000 | $ 89,000 |
| Centre County Pennsylvania | 4 | $ 1,022,000 | $ 255,000 | $ 194,000 |
| Susquehanna County Pennsylvania | 4 | $ 450,000 | $ 112,000 | $ 79,000 |
| Alexandria County Virginia | 4 | $ 536,000 | $ 134,000 | $ 110,000 |
| Loudoun County Virginia | 4 | $ 1,963,000 | $ 490,000 | $ 178,000 |
| Orange County California | 3 | $ 551,000 | $ 183,000 | $ 93,000 |
| Brevard County Florida | 3 | $ 748,000 | $ 249,000 | $ 268,000 |
| Charlotte County Florida | 3 | $ 540,000 | $ 180,000 | $ 105,000 |
| Howard County Maryland | 3 | $ 83,000 | $ 27,000 | $ 31,000 |
| Wicomico County Maryland | 3 | $ 120,000 | $ 40,000 | $ 135,000 |
| Ottawa County Michigan | 3 | $ 378,000 | $ 126,000 | $ 69,000 |
| Columbia County New York | 3 | $ 241,000 | $ 80,000 | $ 108,000 |
| Clinton County Pennsylvania | 3 | $ 268,000 | $ 89,000 | $ 67,000 |
| Erie County Pennsylvania | 3 | $ 122,000 | $ 40,000 | $ 98,000 |
| Lackawanna County Pennsylvania | 3 | $ 147,000 | $ 49,000 | $ 91,000 |
| Beaufort County South Carolina | 3 | $ 853,000 | $ 284,000 | $ 156,000 |
| Bennington County Vermont | 3 | $ 1,088,000 | $ 362,000 | $ 244,000 |
| Jefferson County Arkansas | 2 | $ 89,000 | $ 44,000 | $ 35,000 |
| Alameda County California | 2 | $ 1,047,000 | $ 523,000 | $ 144,000 |
| Monterey County California | 2 | $ 1,008,000 | $ 504,000 | $ 222,000 |
| Santa Clara County California | 2 | $ 305,000 | $ 152,000 | $ 56,000 |
| Hartford County Connecticut | 2 | $ 285,000 | $ 142,000 | $ 47,000 |
| Martin County Florida | 2 | $ 2,748,000 | $ 1,374,000 | $ 387,000 |
| Orange County Florida | 2 | $ 1,370,000 | $ 685,000 | $ 597,000 |
| Polk County Florida | 2 | $ 73,000 | $ 36,000 | $ 39,000 |
| Cook County Illinois | 2 | $ 1,026,000 | $ 513,000 | $ 520,000 |
| Jackson County Illinois | 2 | $ 70,000 | $ 35,000 | $ 21,000 |
| Lake County Illinois | 2 | $ 221,000 | $ 110,000 | $ 71,000 |
| Johnson County Kansas | 2 | $ 95,000 | $ 47,000 | $ 140,000 |
| Sedgwick County Kansas | 2 | $ 22,000 | $ 11,000 | $ 77,000 |
| Barnstable County Massachusetts | 2 | $ 434,000 | $ 217,000 | $ 94,000 |
| Albany County New York | 2 | $ 36,000 | $ 18,000 | $ 82,000 |
| Fulton County New York | 2 | $ 92,000 | $ 46,000 | $ 40,000 |
| Hamilton County New York | 2 | $ 180,000 | $ 90,000 | $ 66,000 |
| Jefferson County New York | 2 | $ 37,000 | $ 18,000 | $ 59,000 |
| Monroe County New York | 2 | $ 318,000 | $ 159,000 | $ 52,000 |
| Montgomery County New York | 2 | $ 287,000 | $ 143,000 | $ 120,000 |
| Otsego County New York | 2 | $ 127,000 | $ 63,000 | $ 57,000 |
| Schoharie County New York | 2 | $ 95,000 | $ 47,000 | $ 61,000 |
| Washington County New York | 2 | $ 183,000 | $ 91,000 | $ 105,000 |
| Brunswick County North Carolina | 2 | $ 225,000 | $ 112,000 | $ 177,000 |
| Wake County North Carolina | 2 | $ 669,000 | $ 334,000 | $ 642,000 |
| Adams County Pennsylvania | 2 | $ 370,000 | $ 185,000 | $ 56,000 |
| Lebanon County Pennsylvania | 2 | $ 314,000 | $ 157,000 | $ 37,000 |
| Potter County Pennsylvania | 2 | $ 59,000 | $ 29,000 | $ 20,000 |
| Tioga County Pennsylvania | 2 | $ 101,000 | $ 50,000 | $ 75,000 |
| Charleston County South Carolina | 2 | $ 149,000 | $ 74,000 | $ 289,000 |
| Jefferson County Texas | 2 | $ 119,000 | $ 59,000 | $ 180,000 |
| Fairfax City County Virginia | 2 | $ 870,000 | $ 435,000 | $ 1,982,000 |
| Fauquier County Virginia | 2 | $ 355,000 | $ 177,000 | $ 90,000 |
| Louisa County Virginia | 2 | $ 1,219,000 | $ 609,000 | $ 220,000 |
| Jefferson County Alabama | 1 | $ 54,000 | $ 54,000 | $ 55,000 |
| Lee County Alabama | 1 | $ 24,000 | $ 24,000 | $ 21,000 |
| Madison County Alabama | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Pima County Arizona | 1 | $ 118,000 | $ 118,000 | $ 125,000 |
| Baxter County Arkansas | 1 | $ 66,000 | $ 66,000 | $ 84,000 |
| Sebastian County Arkansas | 1 | $ 6,000 | $ 6,000 | $ 0 |
| Contra Costa County California | 1 | $ 5,000 | $ 5,000 | $ 51,000 |
| Fresno County California | 1 | $ 110,000 | $ 110,000 | $ 35,000 |
| Lake County California | 1 | $ 3,550,000 | $ 3,550,000 | $ 874,000 |
| Mendocino County California | 1 | $ 488,000 | $ 488,000 | $ 0 |
| Riverside County California | 1 | $ 172,000 | $ 172,000 | $ 212,000 |
| San Joaquin County California | 1 | $ 27,000 | $ 27,000 | $ 45,000 |
| San Mateo County California | 1 | $ 35,000 | $ 35,000 | $ 157,000 |
| Eagle County Colorado | 1 | $ 153,000 | $ 153,000 | $ 53,000 |
| La Plata County Colorado | 1 | $ 1,000,000 | $ 1,000,000 | $ 700,000 |
| Alachua County Florida | 1 | $ 120,000 | $ 120,000 | $ 319,000 |
| Citrus County Florida | 1 | $ 126,000 | $ 126,000 | $ 110,000 |
| Flagler County Florida | 1 | $ 60,000 | $ 60,000 | $ 48,000 |
| Hernando County Florida | 1 | $ 69,000 | $ 69,000 | $ 31,000 |
| Indian River County Florida | 1 | $ 48,000 | $ 48,000 | $ 84,000 |
| Manatee County Florida | 1 | $ 360,000 | $ 360,000 | $ 66,000 |
| Seminole County Florida | 1 | $ 30,000 | $ 30,000 | $ 13,000 |
| Douglas County Georgia | 1 | $ 5,000 | $ 5,000 | $ 30,000 |
| Laurens County Georgia | 1 | $ 171,000 | $ 171,000 | $ 41,000 |
| Paulding County Georgia | 1 | $ 170,000 | $ 170,000 | $ 45,000 |
| Adams County Illinois | 1 | $ 15,000 | $ 15,000 | $ 32,000 |
| Madison County Indiana | 1 | $ 54,000 | $ 54,000 | $ 32,000 |
| Marshall County Indiana | 1 | $ 40,000 | $ 40,000 | $ 34,000 |
| Union County Indiana | 1 | $ 95,000 | $ 95,000 | $ 15,000 |
| Ringgold County Iowa | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Pottawatomie County Kansas | 1 | $ 10,000 | $ 10,000 | $ 69,000 |
| Cumberland County Kentucky | 1 | $ 49,000 | $ 49,000 | $ 8,000 |
| Jefferson Davis County Louisiana | 1 | $ 68,000 | $ 68,000 | $ 50,000 |
| St. Tammany County Louisiana | 1 | $ 83,000 | $ 83,000 | $ 18,000 |
| Kennebec County Maine | 1 | $ 216,000 | $ 216,000 | $ 76,000 |
| Oxford County Maine | 1 | $ 86,000 | $ 86,000 | $ 127,000 |
| Caroline County Maryland | 1 | $ 260,000 | $ 260,000 | $ 82,000 |
| Charles County Maryland | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
| Queen Anne's County Maryland | 1 | $ 750,000 | $ 750,000 | $ 374,000 |
| Somerset County Maryland | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Talbot County Maryland | 1 | $ 1,500,000 | $ 1,500,000 | $ 1,150,000 |
| Dukes County Massachusetts | 1 | $ 940,000 | $ 940,000 | $ 1,318,000 |
| Middlesex County Massachusetts | 1 | $ 540,000 | $ 540,000 | $ 197,000 |
| Norfolk County Massachusetts | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Plymouth County Massachusetts | 1 | $ 254,000 | $ 254,000 | $ 35,000 |
| Worcester County Massachusetts | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| Branch County Michigan | 1 | $ 40,000 | $ 40,000 | $ 47,000 |
| Clinton County Michigan | 1 | $ 30,000 | $ 30,000 | $ 79,000 |
| Kalamazoo County Michigan | 1 | $ 45,000 | $ 45,000 | $ 21,000 |
| Monroe County Michigan | 1 | $ 180,000 | $ 180,000 | $ 48,000 |
| Dakota County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Lamar County Mississippi | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Cass County Missouri | 1 | $ 8,000 | $ 8,000 | $ 23,000 |
| Greene County Missouri | 1 | $ 12,000 | $ 12,000 | $ 25,000 |
| Jackson County Missouri | 1 | $ 1,000 | $ 1,000 | $ 33,000 |
| Jefferson County Missouri | 1 | $ 20,000 | $ 20,000 | $ 53,000 |
| St. Charles County Missouri | 1 | $ 15,000 | $ 15,000 | $ 33,000 |
| St. Louis County Missouri | 1 | $ 180,000 | $ 180,000 | $ 63,000 |
| St. Louis City County Missouri | 1 | $ 20,000 | $ 20,000 | $ 37,000 |
| Taney County Missouri | 1 | $ 4,000 | $ 4,000 | $ 50,000 |
| Buffalo County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Carson City County Nevada | 1 | $ 20,000 | $ 20,000 | $ 88,000 |
| Clark County Nevada | 1 | $ 393,000 | $ 393,000 | $ 94,000 |
| Grafton County New Hampshire | 1 | $ 239,000 | $ 239,000 | $ 95,000 |
| Clinton County New York | 1 | $ 120,000 | $ 120,000 | $ 58,000 |
| Franklin County New York | 1 | $ 600,000 | $ 600,000 | $ 61,000 |
| Niagara County New York | 1 | $ 45,000 | $ 45,000 | $ 90,000 |
| Oneida County New York | 1 | $ 52,000 | $ 52,000 | $ 80,000 |
| Schenectady County New York | 1 | $ 65,000 | $ 65,000 | $ 85,000 |
| St. Lawrence County New York | 1 | $ 50,000 | $ 50,000 | $ 85,000 |
| Tioga County New York | 1 | $ 35,000 | $ 35,000 | $ 28,000 |
| Warren County New York | 1 | $ 120,000 | $ 120,000 | $ 52,000 |
| Wayne County New York | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Cumberland County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 84,000 |
| Lee County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 61,000 |
| Mecklenburg County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 79,000 |
| Onslow County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 62,000 |
| Burleigh County North Dakota | 1 | $ 18,000 | $ 18,000 | $ 31,000 |
| Ward County North Dakota | 1 | $ 90,000 | $ 90,000 | $ 78,000 |
| Auglaize County Ohio | 1 | $ 99,000 | $ 99,000 | $ 56,000 |
| Butler County Ohio | 1 | $ 39,000 | $ 39,000 | $ 85,000 |
| Carroll County Ohio | 1 | $ 5,000 | $ 5,000 | $ 15,000 |
| Clermont County Ohio | 1 | $ 11,000 | $ 11,000 | $ 55,000 |
| Crawford County Ohio | 1 | $ 50,000 | $ 50,000 | $ 72,000 |
| Hamilton County Ohio | 1 | $ 52,000 | $ 52,000 | $ 30,000 |
| Portage County Ohio | 1 | $ 51,000 | $ 51,000 | $ 42,000 |
| Warren County Ohio | 1 | $ 26,000 | $ 26,000 | $ 20,000 |
| Tulsa County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 162,000 |
| Crook County Oregon | 1 | $ 40,000 | $ 40,000 | $ 72,000 |
| Hood River County Oregon | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| Lane County Oregon | 1 | $ 20,000 | $ 20,000 | $ 40,000 |
| Morrow County Oregon | 1 | $ 40,000 | $ 40,000 | $ 25,000 |
| Multnomah County Oregon | 1 | $ 16,000 | $ 16,000 | $ 20,000 |
| Washington County Oregon | 1 | $ 230,000 | $ 230,000 | $ 93,000 |
| Butler County Pennsylvania | 1 | $ 91,000 | $ 91,000 | $ 409,000 |
| Cambria County Pennsylvania | 1 | $ 69,000 | $ 69,000 | $ 87,000 |
| Clearfield County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
| Crawford County Pennsylvania | 1 | $ 38,000 | $ 38,000 | $ 73,000 |
| Lycoming County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 48,000 |
| Snyder County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 60,000 |
| Venango County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 29,000 |
| Wyoming County Pennsylvania | 1 | $ 157,000 | $ 157,000 | $ 0 |
| San Juan County Puerto Rico | 1 | $ 38,000 | $ 38,000 | $ 42,000 |
| Kent County Rhode Island | 1 | $ 800,000 | $ 800,000 | $ 260,000 |
| Providence County Rhode Island | 1 | $ 100,000 | $ 100,000 | $ 116,000 |
| Dorchester County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Georgetown County South Carolina | 1 | $ 880,000 | $ 880,000 | $ 674,000 |
| Greenville County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 151,000 |
| Pickens County South Carolina | 1 | $ 40,000 | $ 40,000 | $ 45,000 |
| Johnson County Tennessee | 1 | $ 183,000 | $ 183,000 | $ 140,000 |
| Shelby County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Bastrop County Texas | 1 | $ 30,000 | $ 30,000 | $ 42,000 |
| Clay County Texas | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Denton County Texas | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Medina County Texas | 1 | $ 48,000 | $ 48,000 | $ 45,000 |
| Midland County Texas | 1 | $ 15,000 | $ 15,000 | $ 30,000 |
| Daggett County Utah | 1 | $ 110,000 | $ 110,000 | $ 17,000 |
| Salt Lake County Utah | 1 | $ 81,000 | $ 81,000 | $ 34,000 |
| Franklin County Vermont | 1 | $ 20,000 | $ 20,000 | $ 70,000 |
| Washington County Vermont | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Accomack County Virginia | 1 | $ 173,000 | $ 173,000 | $ 100,000 |
| Albemarle County Virginia | 1 | $ 336,000 | $ 336,000 | $ 347,000 |
| Alleghany County Virginia | 1 | $ 4,000 | $ 4,000 | $ 70,000 |
| Chesapeake County Virginia | 1 | $ 15,000 | $ 15,000 | $ 20,000 |
| Chesterfield County Virginia | 1 | $ 169,000 | $ 169,000 | $ 68,000 |
| Culpeper County Virginia | 1 | $ 200,000 | $ 200,000 | $ 58,000 |
| Henrico County Virginia | 1 | $ 22,000 | $ 22,000 | $ 143,000 |
| Isle of Wight County Virginia | 1 | $ 196,000 | $ 196,000 | $ 193,000 |
| James City County Virginia | 1 | $ 245,000 | $ 245,000 | $ 83,000 |
| King and Queen County Virginia | 1 | $ 382,000 | $ 382,000 | $ 275,000 |
| Lancaster County Virginia | 1 | $ 110,000 | $ 110,000 | $ 60,000 |
| Manassas Park County Virginia | 1 | $ 100,000 | $ 100,000 | $ 190,000 |
| Newport News County Virginia | 1 | $ 256,000 | $ 256,000 | $ 52,000 |
| Norfolk County Virginia | 1 | $ 70,000 | $ 70,000 | $ 247,000 |
| Orange County Virginia | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Portsmouth County Virginia | 1 | $ 123,000 | $ 123,000 | $ 290,000 |
| Roanoke County Virginia | 1 | $ 50,000 | $ 50,000 | $ 46,000 |
| Suffolk County Virginia | 1 | $ 366,000 | $ 366,000 | $ 150,000 |
| Warren County Virginia | 1 | $ 639,000 | $ 639,000 | $ 600,000 |
| York County Virginia | 1 | $ 265,000 | $ 265,000 | $ 92,000 |
| Clark County Washington | 1 | $ 116,000 | $ 116,000 | $ 45,000 |
| Kitsap County Washington | 1 | $ 190,000 | $ 190,000 | $ 48,000 |
| Pierce County Washington | 1 | $ 69,000 | $ 69,000 | $ 54,000 |
| Snohomish County Washington | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| Yakima County Washington | 1 | $ 90,000 | $ 90,000 | $ 30,000 |
Mortgage Loan Application Detail Totals for Commerce Bank, Na in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 14,332 | $592,585,000 | $44,000 | $950,000 | $80,625 | $2,135,000 |
| Refinancing | 7,476 | $1,336,725,000 | $220,291 | $6,500,000 | $145,958 | $8,400,000 |
| Home Purchase | 6,565 | $1,595,528,000 | $204,820 | $26,000,000 | $135,641 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 20,080 | $2,477,399,000 | $193,261 | $12,000,000 | $122,000 | $7,652,000 |
| Not Provided | 2,745 | $378,285,000 | $151,035 | $5,500,000 | $78,321 | $4,205,000 |
| Black or African American | 2,170 | $160,958,000 | $223,846 | $2,100,000 | $769,461 | $8,400,000 |
| Hispanic | 1,724 | $157,020,000 | $82,928 | $2,250,000 | $75,642 | $1,616,000 |
| Asian | 1,081 | $172,290,000 | $213,714 | $5,775,000 | $150,857 | $1,713,000 |
| Not applicable | 369 | $163,338,000 | $561,285 | $26,000,000 | $819,571 | $9,999,000 |
| American Indian or Alaskan Native | 123 | $7,472,000 | $43,000 | $363,000 | $72,600 | $611,000 |
| Native Hawaiian or Other Pacific Islander | 81 | $8,076,000 | $144,800 | $600,000 | $88,600 | $261,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 28,265 | $3,507,724,000 | $169,068 | $26,000,000 | $122,113 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 97 | $16,198,000 | $171,800 | $412,000 | $53,000 | $155,000 |
| VA-guaranteed (Veterans Administration) | 11 | $916,000 | $83,000 | $174,000 | $17,000 | $68,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 16,131 | $2,458,540,000 | $372,040 | $26,000,000 | $264,360 | $9,999,000 |
| Application Denied By Financial Institution | 8,112 | $511,470,000 | $70,825 | $6,000,000 | $64,400 | $1,440,000 |
| Application Approved But Not Accepted | 3,522 | $408,550,000 | $142,200 | $2,870,000 | $115,133 | $3,794,000 |
| Loan Purchased By The Institution | 376 | $65,574,000 | $166,250 | $690,000 | $69,500 | $684,000 |
| Application Withdrawn By Applicant | 202 | $67,628,000 | $393,000 | $9,000,000 | $595,750 | $3,700,000 |
| File Closed For Incompleteness | 15 | $9,273,000 | $587,666 | $2,700,000 | $147,666 | $708,000 |
| Preapproval Denied by Financial Institution | 15 | $3,803,000 | $253,000 | $480,000 | $62,000 | $101,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 5,147 | $229,772,000 | $75,566 | $4,000,000 | $60,600 | $1,440,000 |
| Debt-To-Income Ratio | 1,967 | $169,579,000 | $92,304 | $4,900,000 | $50,217 | $1,113,000 |
| Other | 488 | $45,111,000 | $80,925 | $3,550,000 | $75,555 | $1,146,000 |
| Collateral | 355 | $45,408,000 | $140,500 | $6,000,000 | $111,500 | $900,000 |
| Unverifiable Information | 63 | $12,363,000 | $161,750 | $2,350,000 | $102,500 | $504,000 |
| Credit Application Incomplete | 58 | $4,419,000 | $66,666 | $350,000 | $46,333 | $368,000 |
| Employment History | 32 | $2,666,000 | $77,750 | $688,000 | $61,250 | $223,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $3,194,000 | $189,000 | $1,152,000 | $76,500 | $457,000 |
| Mortgage Insurance Denied | 2 | $2,761,000 | $1,380,000 | $2,457,000 | $728,000 | $1,244,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Commerce Bank, Na's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Commerce Bank, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.