Community First National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Community First National Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Community First National Bank 215 S Seth Child Rd Manhattan, KS 66502 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 1,165 |
| Total Mortgage Loan Application Amount | $248,535,000 |
| Average Mortgage Loan Application Amount | $186,600 |
| Highest Mortgage Loan Application Amount | $2,655,000 |
| Average Applicant Income | $93,200 |
| Highest Applicant Income | $700,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Community First National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Community First National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Community First National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Community First National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Community First National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Community First National Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Riley County Kansas | 110 | $ 28,230,000 | $ 256,000 | $ 147,000 |
| Johnson County Kansas | 91 | $ 22,845,000 | $ 251,000 | $ 119,000 |
| Hidalgo County Texas | 71 | $ 12,215,000 | $ 172,000 | $ 77,000 |
| Clay County Missouri | 70 | $ 12,280,000 | $ 175,000 | $ 82,000 |
| Jackson County Missouri | 48 | $ 8,680,000 | $ 180,000 | $ 89,000 |
| Boone County Missouri | 35 | $ 6,635,000 | $ 189,000 | $ 83,000 |
| Pottawatomie County Kansas | 26 | $ 5,390,000 | $ 207,000 | $ 92,000 |
| Cameron County Texas | 23 | $ 3,985,000 | $ 173,000 | $ 87,000 |
| Black Hawk County Iowa | 19 | $ 2,845,000 | $ 149,000 | $ 68,000 |
| Kerr County Texas | 19 | $ 4,575,000 | $ 240,000 | $ 115,000 |
| Maricopa County Arizona | 16 | $ 4,400,000 | $ 275,000 | $ 96,000 |
| Wyandotte County Kansas | 14 | $ 1,830,000 | $ 130,000 | $ 63,000 |
| Platte County Missouri | 12 | $ 2,460,000 | $ 205,000 | $ 105,000 |
| Douglas County Nebraska | 11 | $ 1,805,000 | $ 164,000 | $ 48,000 |
| Starr County Texas | 10 | $ 1,660,000 | $ 166,000 | $ 70,000 |
| San Bernardino County California | 9 | $ 2,595,000 | $ 288,000 | $ 97,000 |
| Los Angeles County California | 7 | $ 3,095,000 | $ 442,000 | $ 161,000 |
| Geary County Kansas | 7 | $ 725,000 | $ 103,000 | $ 43,000 |
| Cass County Missouri | 7 | $ 1,685,000 | $ 240,000 | $ 128,000 |
| Shelby County Tennessee | 7 | $ 1,565,000 | $ 223,000 | $ 129,000 |
| Riverside County California | 6 | $ 2,160,000 | $ 360,000 | $ 148,000 |
| Citrus County Florida | 6 | $ 590,000 | $ 98,000 | $ 50,000 |
| Douglas County Kansas | 6 | $ 1,410,000 | $ 235,000 | $ 127,000 |
| Leavenworth County Kansas | 6 | $ 1,340,000 | $ 223,000 | $ 169,000 |
| Clinton County Missouri | 6 | $ 810,000 | $ 135,000 | $ 79,000 |
| Clark County Nevada | 6 | $ 2,020,000 | $ 336,000 | $ 98,000 |
| San Diego County California | 5 | $ 2,135,000 | $ 427,000 | $ 99,000 |
| Sedgwick County Kansas | 5 | $ 695,000 | $ 139,000 | $ 62,000 |
| Callaway County Missouri | 5 | $ 815,000 | $ 163,000 | $ 70,000 |
| Camden County Missouri | 5 | $ 1,145,000 | $ 229,000 | $ 109,000 |
| Douglas County Colorado | 4 | $ 1,820,000 | $ 455,000 | $ 147,000 |
| El Paso County Colorado | 4 | $ 1,550,000 | $ 387,000 | $ 129,000 |
| Marion County Florida | 4 | $ 830,000 | $ 207,000 | $ 85,000 |
| Polk County Florida | 4 | $ 650,000 | $ 162,000 | $ 60,000 |
| Bexar County Texas | 4 | $ 1,100,000 | $ 275,000 | $ 173,000 |
| Gila County Arizona | 3 | $ 255,000 | $ 85,000 | $ 68,000 |
| Pima County Arizona | 3 | $ 545,000 | $ 181,000 | $ 63,000 |
| Saline County Arkansas | 3 | $ 225,000 | $ 75,000 | $ 28,000 |
| Pasco County Florida | 3 | $ 555,000 | $ 185,000 | $ 69,000 |
| Linn County Iowa | 3 | $ 475,000 | $ 158,000 | $ 92,000 |
| Miami County Kansas | 3 | $ 965,000 | $ 321,000 | $ 118,000 |
| Trigg County Kentucky | 3 | $ 175,000 | $ 58,000 | $ 15,000 |
| Wayne County Michigan | 3 | $ 585,000 | $ 195,000 | $ 78,000 |
| Buchanan County Missouri | 3 | $ 325,000 | $ 108,000 | $ 43,000 |
| Grundy County Missouri | 3 | $ 555,000 | $ 185,000 | $ 53,000 |
| Harrison County Missouri | 3 | $ 655,000 | $ 218,000 | $ 98,000 |
| Jefferson County Missouri | 3 | $ 715,000 | $ 238,000 | $ 80,000 |
| Lincoln County Missouri | 3 | $ 385,000 | $ 128,000 | $ 37,000 |
| Ray County Missouri | 3 | $ 575,000 | $ 191,000 | $ 49,000 |
| St. Charles County Missouri | 3 | $ 735,000 | $ 245,000 | $ 115,000 |
| St. Louis City County Missouri | 3 | $ 705,000 | $ 235,000 | $ 122,000 |
| Guilford County North Carolina | 3 | $ 1,025,000 | $ 341,000 | $ 97,000 |
| Randolph County North Carolina | 3 | $ 545,000 | $ 181,000 | $ 58,000 |
| Tulsa County Oklahoma | 3 | $ 375,000 | $ 125,000 | $ 69,000 |
| Lane County Oregon | 3 | $ 1,355,000 | $ 451,000 | $ 193,000 |
| Knox County Tennessee | 3 | $ 715,000 | $ 238,000 | $ 67,000 |
| Sevier County Tennessee | 3 | $ 335,000 | $ 111,000 | $ 58,000 |
| Brazoria County Texas | 3 | $ 315,000 | $ 105,000 | $ 58,000 |
| Dallas County Texas | 3 | $ 615,000 | $ 205,000 | $ 124,000 |
| Williamson County Texas | 3 | $ 885,000 | $ 295,000 | $ 117,000 |
| Fairfax County Virginia | 3 | $ 1,155,000 | $ 385,000 | $ 110,000 |
| King County Washington | 3 | $ 1,475,000 | $ 491,000 | $ 233,000 |
| Madison County Alabama | 2 | $ 430,000 | $ 215,000 | $ 158,000 |
| Kern County California | 2 | $ 680,000 | $ 340,000 | $ 119,000 |
| Broward County Florida | 2 | $ 790,000 | $ 395,000 | $ 233,000 |
| Columbia County Florida | 2 | $ 140,000 | $ 70,000 | $ 67,000 |
| Duval County Florida | 2 | $ 370,000 | $ 185,000 | $ 96,000 |
| Lake County Florida | 2 | $ 470,000 | $ 235,000 | $ 65,000 |
| Palm Beach County Florida | 2 | $ 620,000 | $ 310,000 | $ 57,000 |
| Pinellas County Florida | 2 | $ 620,000 | $ 310,000 | $ 123,000 |
| Cobb County Georgia | 2 | $ 510,000 | $ 255,000 | $ 56,000 |
| DeKalb County Georgia | 2 | $ 660,000 | $ 330,000 | $ 95,000 |
| Richmond County Georgia | 2 | $ 250,000 | $ 125,000 | $ 65,000 |
| Hawaii County Hawaii | 2 | $ 1,070,000 | $ 535,000 | $ 156,000 |
| Coles County Illinois | 2 | $ 410,000 | $ 205,000 | $ 65,000 |
| Tippecanoe County Indiana | 2 | $ 450,000 | $ 225,000 | $ 119,000 |
| Allamakee County Iowa | 2 | $ 100,000 | $ 50,000 | $ 58,000 |
| Butler County Kansas | 2 | $ 290,000 | $ 145,000 | $ 73,000 |
| Clay County Kansas | 2 | $ 220,000 | $ 110,000 | $ 95,000 |
| Nemaha County Kansas | 2 | $ 250,000 | $ 125,000 | $ 40,000 |
| Wabaunsee County Kansas | 2 | $ 720,000 | $ 360,000 | $ 158,000 |
| Calcasieu County Louisiana | 2 | $ 200,000 | $ 100,000 | $ 54,000 |
| St. James County Louisiana | 2 | $ 990,000 | $ 495,000 | $ 191,000 |
| Prince George's County Maryland | 2 | $ 690,000 | $ 345,000 | $ 125,000 |
| Oakland County Michigan | 2 | $ 370,000 | $ 185,000 | $ 76,000 |
| Anoka County Minnesota | 2 | $ 400,000 | $ 200,000 | $ 50,000 |
| Hennepin County Minnesota | 2 | $ 640,000 | $ 320,000 | $ 144,000 |
| Harrison County Mississippi | 2 | $ 450,000 | $ 225,000 | $ 70,000 |
| Howell County Missouri | 2 | $ 150,000 | $ 75,000 | $ 29,000 |
| St. Louis County Missouri | 2 | $ 480,000 | $ 240,000 | $ 77,000 |
| Vernon County Missouri | 2 | $ 220,000 | $ 110,000 | $ 91,000 |
| Dodge County Nebraska | 2 | $ 310,000 | $ 155,000 | $ 56,000 |
| Wayne County Nebraska | 2 | $ 260,000 | $ 130,000 | $ 54,000 |
| Santa Fe County New Mexico | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Cumberland County North Carolina | 2 | $ 90,000 | $ 45,000 | $ 141,000 |
| Clermont County Ohio | 2 | $ 350,000 | $ 175,000 | $ 62,000 |
| Franklin County Ohio | 2 | $ 300,000 | $ 150,000 | $ 36,000 |
| Hamilton County Ohio | 2 | $ 280,000 | $ 140,000 | $ 36,000 |
| Muskingum County Ohio | 2 | $ 280,000 | $ 140,000 | $ 56,000 |
| Oklahoma County Oklahoma | 2 | $ 290,000 | $ 145,000 | $ 22,000 |
| Harney County Oregon | 2 | $ 290,000 | $ 145,000 | $ 56,000 |
| Multnomah County Oregon | 2 | $ 840,000 | $ 420,000 | $ 113,000 |
| Beaufort County South Carolina | 2 | $ 670,000 | $ 335,000 | $ 62,000 |
| Horry County South Carolina | 2 | $ 290,000 | $ 145,000 | $ 56,000 |
| Lexington County South Carolina | 2 | $ 370,000 | $ 185,000 | $ 63,000 |
| Bandera County Texas | 2 | $ 400,000 | $ 200,000 | $ 80,000 |
| Bee County Texas | 2 | $ 190,000 | $ 95,000 | $ 57,000 |
| Collin County Texas | 2 | $ 310,000 | $ 155,000 | $ 94,000 |
| Guadalupe County Texas | 2 | $ 220,000 | $ 110,000 | $ 146,000 |
| Harris County Texas | 2 | $ 560,000 | $ 280,000 | $ 167,000 |
| Hood County Texas | 2 | $ 160,000 | $ 80,000 | $ 50,000 |
| Travis County Texas | 2 | $ 610,000 | $ 305,000 | $ 137,000 |
| Norfolk County Virginia | 2 | $ 400,000 | $ 200,000 | $ 83,000 |
| Stafford County Virginia | 2 | $ 730,000 | $ 365,000 | $ 124,000 |
| Benton County Washington | 2 | $ 620,000 | $ 310,000 | $ 105,000 |
| Klickitat County Washington | 2 | $ 590,000 | $ 295,000 | $ 83,000 |
| Spokane County Washington | 2 | $ 340,000 | $ 170,000 | $ 55,000 |
| Raleigh County West Virginia | 2 | $ 350,000 | $ 175,000 | $ 45,000 |
| Baldwin County Alabama | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Cherokee County Alabama | 1 | $ 125,000 | $ 125,000 | $ 31,000 |
| Lee County Alabama | 1 | $ 205,000 | $ 205,000 | $ 125,000 |
| Marshall County Alabama | 1 | $ 115,000 | $ 115,000 | $ 56,000 |
| Montgomery County Alabama | 1 | $ 195,000 | $ 195,000 | $ 90,000 |
| Cochise County Arizona | 1 | $ 155,000 | $ 155,000 | $ 117,000 |
| Coconino County Arizona | 1 | $ 265,000 | $ 265,000 | $ 48,000 |
| Mohave County Arizona | 1 | $ 125,000 | $ 125,000 | $ 33,000 |
| Navajo County Arizona | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Pinal County Arizona | 1 | $ 235,000 | $ 235,000 | $ 52,000 |
| Yavapai County Arizona | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Baxter County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Cleburne County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Garland County Arkansas | 1 | $ 375,000 | $ 375,000 | $ 119,000 |
| Hot Spring County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Marion County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Pulaski County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 111,000 |
| Washington County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 28,000 |
| Colusa County California | 1 | $ 225,000 | $ 225,000 | $ 64,000 |
| Contra Costa County California | 1 | $ 505,000 | $ 505,000 | $ 126,000 |
| Lake County California | 1 | $ 255,000 | $ 255,000 | $ 44,000 |
| Merced County California | 1 | $ 515,000 | $ 515,000 | $ 248,000 |
| San Joaquin County California | 1 | $ 455,000 | $ 455,000 | $ 139,000 |
| Siskiyou County California | 1 | $ 285,000 | $ 285,000 | $ 46,000 |
| Ventura County California | 1 | $ 335,000 | $ 335,000 | $ 119,000 |
| Yolo County California | 1 | $ 245,000 | $ 245,000 | $ 83,000 |
| Arapahoe County Colorado | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
| Boulder County Colorado | 1 | $ 375,000 | $ 375,000 | $ 60,000 |
| Garfield County Colorado | 1 | $ 515,000 | $ 515,000 | $ 108,000 |
| Teller County Colorado | 1 | $ 405,000 | $ 405,000 | $ 182,000 |
| Weld County Colorado | 1 | $ 235,000 | $ 235,000 | $ 45,000 |
| Kent County Delaware | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Sussex County Delaware | 1 | $ 255,000 | $ 255,000 | $ 66,000 |
| Bay County Florida | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Clay County Florida | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Escambia County Florida | 1 | $ 75,000 | $ 75,000 | $ 360,000 |
| Flagler County Florida | 1 | $ 235,000 | $ 235,000 | $ 99,000 |
| Gadsden County Florida | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Glades County Florida | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| Highlands County Florida | 1 | $ 245,000 | $ 245,000 | $ 75,000 |
| Hillsborough County Florida | 1 | $ 135,000 | $ 135,000 | $ 28,000 |
| Lee County Florida | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Leon County Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Orange County Florida | 1 | $ 335,000 | $ 335,000 | $ 84,000 |
| Santa Rosa County Florida | 1 | $ 235,000 | $ 235,000 | $ 132,000 |
| Seminole County Florida | 1 | $ 145,000 | $ 145,000 | $ 39,000 |
| St. Lucie County Florida | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| Sumter County Florida | 1 | $ 205,000 | $ 205,000 | $ 59,000 |
| Suwannee County Florida | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Volusia County Florida | 1 | $ 185,000 | $ 185,000 | $ 79,000 |
| Baldwin County Georgia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Chatham County Georgia | 1 | $ 205,000 | $ 205,000 | $ 48,000 |
| Cherokee County Georgia | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Coweta County Georgia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Effingham County Georgia | 1 | $ 225,000 | $ 225,000 | $ 75,000 |
| Fayette County Georgia | 1 | $ 275,000 | $ 275,000 | $ 48,000 |
| Gwinnett County Georgia | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Harris County Georgia | 1 | $ 455,000 | $ 455,000 | $ 127,000 |
| Henry County Georgia | 1 | $ 215,000 | $ 215,000 | $ 63,000 |
| Houston County Georgia | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Jeff Davis County Georgia | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Jefferson County Georgia | 1 | $ 75,000 | $ 75,000 | $ 63,000 |
| Long County Georgia | 1 | $ 245,000 | $ 245,000 | $ 56,000 |
| McDuffie County Georgia | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| Pickens County Georgia | 1 | $ 225,000 | $ 225,000 | $ 110,000 |
| Rockdale County Georgia | 1 | $ 365,000 | $ 365,000 | $ 97,000 |
| Walton County Georgia | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Honolulu County Hawaii | 1 | $ 765,000 | $ 765,000 | $ 0 |
| Ada County Idaho | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Gem County Idaho | 1 | $ 205,000 | $ 205,000 | $ 38,000 |
| Carroll County Illinois | 1 | $ 65,000 | $ 65,000 | $ 45,000 |
| Cook County Illinois | 1 | $ 65,000 | $ 65,000 | $ 45,000 |
| Kane County Illinois | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Lee County Illinois | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| Madison County Illinois | 1 | $ 45,000 | $ 45,000 | $ 22,000 |
| Mason County Illinois | 1 | $ 95,000 | $ 95,000 | $ 26,000 |
| Sangamon County Illinois | 1 | $ 445,000 | $ 445,000 | $ 0 |
| St. Clair County Illinois | 1 | $ 125,000 | $ 125,000 | $ 102,000 |
| Will County Illinois | 1 | $ 255,000 | $ 255,000 | $ 84,000 |
| Woodford County Illinois | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Clark County Indiana | 1 | $ 135,000 | $ 135,000 | $ 75,000 |
| Elkhart County Indiana | 1 | $ 115,000 | $ 115,000 | $ 30,000 |
| Hamilton County Indiana | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Marion County Indiana | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Morgan County Indiana | 1 | $ 95,000 | $ 95,000 | $ 58,000 |
| Pike County Indiana | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Putnam County Indiana | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| Scott County Indiana | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Tipton County Indiana | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| Butler County Iowa | 1 | $ 75,000 | $ 75,000 | $ 59,000 |
| Dubuque County Iowa | 1 | $ 155,000 | $ 155,000 | $ 209,000 |
| Keokuk County Iowa | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| Brown County Kansas | 1 | $ 75,000 | $ 75,000 | $ 18,000 |
| Cowley County Kansas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Dickinson County Kansas | 1 | $ 215,000 | $ 215,000 | $ 83,000 |
| Elk County Kansas | 1 | $ 235,000 | $ 235,000 | $ 99,000 |
| Franklin County Kansas | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Linn County Kansas | 1 | $ 235,000 | $ 235,000 | $ 117,000 |
| Marshall County Kansas | 1 | $ 325,000 | $ 325,000 | $ 321,000 |
| Morris County Kansas | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Shawnee County Kansas | 1 | $ 45,000 | $ 45,000 | $ 80,000 |
| Wilson County Kansas | 1 | $ 145,000 | $ 145,000 | $ 81,000 |
| Allen County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Garrard County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Grant County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Lincoln County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| Logan County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| Madison County Kentucky | 1 | $ 375,000 | $ 375,000 | $ 80,000 |
| Morgan County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
| Nelson County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Scott County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Acadia County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Avoyelles County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 86,000 |
| Bossier County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Caddo County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 21,000 |
| Livingston County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 79,000 |
| Penobscot County Maine | 1 | $ 95,000 | $ 95,000 | $ 49,000 |
| Anne Arundel County Maryland | 1 | $ 475,000 | $ 475,000 | $ 116,000 |
| Harford County Maryland | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 425,000 | $ 425,000 | $ 99,000 |
| Worcester County Maryland | 1 | $ 295,000 | $ 295,000 | $ 434,000 |
| Essex County Massachusetts | 1 | $ 625,000 | $ 625,000 | $ 72,000 |
| Worcester County Massachusetts | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Cheboygan County Michigan | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Isabella County Michigan | 1 | $ 95,000 | $ 95,000 | $ 28,000 |
| Missaukee County Michigan | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Ontonagon County Michigan | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Wexford County Michigan | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Ramsey County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 139,000 |
| Adams County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Forrest County Mississippi | 1 | $ 235,000 | $ 235,000 | $ 78,000 |
| Jackson County Mississippi | 1 | $ 305,000 | $ 305,000 | $ 76,000 |
| Madison County Mississippi | 1 | $ 345,000 | $ 345,000 | $ 112,000 |
| Barry County Missouri | 1 | $ 155,000 | $ 155,000 | $ 84,000 |
| Benton County Missouri | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Butler County Missouri | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Christian County Missouri | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Cooper County Missouri | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Dallas County Missouri | 1 | $ 95,000 | $ 95,000 | $ 81,000 |
| Howard County Missouri | 1 | $ 65,000 | $ 65,000 | $ 240,000 |
| Iron County Missouri | 1 | $ 225,000 | $ 225,000 | $ 64,000 |
| Laclede County Missouri | 1 | $ 65,000 | $ 65,000 | $ 19,000 |
| Lafayette County Missouri | 1 | $ 85,000 | $ 85,000 | $ 20,000 |
| McDonald County Missouri | 1 | $ 45,000 | $ 45,000 | $ 24,000 |
| Montgomery County Missouri | 1 | $ 135,000 | $ 135,000 | $ 87,000 |
| Nodaway County Missouri | 1 | $ 265,000 | $ 265,000 | $ 138,000 |
| Ozark County Missouri | 1 | $ 75,000 | $ 75,000 | $ 22,000 |
| Polk County Missouri | 1 | $ 295,000 | $ 295,000 | $ 68,000 |
| Randolph County Missouri | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| Stone County Missouri | 1 | $ 185,000 | $ 185,000 | $ 196,000 |
| Taney County Missouri | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Flathead County Montana | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Sanders County Montana | 1 | $ 335,000 | $ 335,000 | $ 78,000 |
| Yellowstone County Montana | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Cass County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Knox County Nebraska | 1 | $ 265,000 | $ 265,000 | $ 92,000 |
| Lancaster County Nebraska | 1 | $ 175,000 | $ 175,000 | $ 27,000 |
| Douglas County Nevada | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Washoe County Nevada | 1 | $ 385,000 | $ 385,000 | $ 147,000 |
| Carroll County New Hampshire | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Grafton County New Hampshire | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Hillsborough County New Hampshire | 1 | $ 335,000 | $ 335,000 | $ 91,000 |
| Mercer County New Jersey | 1 | $ 215,000 | $ 215,000 | $ 72,000 |
| Bernalillo County New Mexico | 1 | $ 315,000 | $ 315,000 | $ 94,000 |
| Chaves County New Mexico | 1 | $ 85,000 | $ 85,000 | $ 108,000 |
| Luna County New Mexico | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Otero County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 78,000 |
| Broome County New York | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Chautauqua County New York | 1 | $ 275,000 | $ 275,000 | $ 96,000 |
| Dutchess County New York | 1 | $ 485,000 | $ 485,000 | $ 199,000 |
| Erie County New York | 1 | $ 75,000 | $ 75,000 | $ 82,000 |
| Genesee County New York | 1 | $ 115,000 | $ 115,000 | $ 151,000 |
| Jefferson County New York | 1 | $ 165,000 | $ 165,000 | $ 108,000 |
| Oneida County New York | 1 | $ 225,000 | $ 225,000 | $ 181,000 |
| Onondaga County New York | 1 | $ 245,000 | $ 245,000 | $ 52,000 |
| Rockland County New York | 1 | $ 375,000 | $ 375,000 | $ 84,000 |
| Suffolk County New York | 1 | $ 235,000 | $ 235,000 | $ 45,000 |
| Ulster County New York | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| Cherokee County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
| Forsyth County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 125,000 |
| Gaston County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 33,000 |
| Granville County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Harnett County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Hoke County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Iredell County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Lincoln County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 76,000 |
| Mecklenburg County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 88,000 |
| Mitchell County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Onslow County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 23,000 |
| Richmond County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| Robeson County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Union County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Wake County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| Burleigh County North Dakota | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Ward County North Dakota | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Geauga County Ohio | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Greene County Ohio | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Lake County Ohio | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Lorain County Ohio | 1 | $ 355,000 | $ 355,000 | $ 125,000 |
| Portage County Ohio | 1 | $ 205,000 | $ 205,000 | $ 48,000 |
| Sandusky County Ohio | 1 | $ 225,000 | $ 225,000 | $ 106,000 |
| Summit County Ohio | 1 | $ 55,000 | $ 55,000 | $ 17,000 |
| Vinton County Ohio | 1 | $ 185,000 | $ 185,000 | $ 79,000 |
| Pontotoc County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Rogers County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 86,000 |
| Clackamas County Oregon | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Jackson County Oregon | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Butler County Pennsylvania | 1 | $ 375,000 | $ 375,000 | $ 267,000 |
| Clinton County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
| Franklin County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 33,000 |
| Jefferson County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
| Lehigh County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Monroe County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| Providence County Rhode Island | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 63,000 |
| Greenville County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 87,000 |
| Pickens County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 83,000 |
| Richland County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 64,000 |
| Spartanburg County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Lincoln County South Dakota | 1 | $ 215,000 | $ 215,000 | $ 175,000 |
| Pennington County South Dakota | 1 | $ 325,000 | $ 325,000 | $ 60,000 |
| Blount County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Cumberland County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Davidson County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Fayette County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 174,000 |
| Fentress County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 90,000 |
| Greene County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Hardin County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 51,000 |
| Jefferson County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 28,000 |
| McMinn County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| Montgomery County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 107,000 |
| Washington County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Aransas County Texas | 1 | $ 275,000 | $ 275,000 | $ 96,000 |
| Bastrop County Texas | 1 | $ 485,000 | $ 485,000 | $ 128,000 |
| Bell County Texas | 1 | $ 525,000 | $ 525,000 | $ 201,000 |
| Bowie County Texas | 1 | $ 135,000 | $ 135,000 | $ 69,000 |
| Callahan County Texas | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Denton County Texas | 1 | $ 355,000 | $ 355,000 | $ 64,000 |
| Ector County Texas | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Galveston County Texas | 1 | $ 345,000 | $ 345,000 | $ 137,000 |
| Gillespie County Texas | 1 | $ 45,000 | $ 45,000 | $ 97,000 |
| Grayson County Texas | 1 | $ 305,000 | $ 305,000 | $ 129,000 |
| Jim Wells County Texas | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Johnson County Texas | 1 | $ 565,000 | $ 565,000 | $ 154,000 |
| Kleberg County Texas | 1 | $ 245,000 | $ 245,000 | $ 89,000 |
| Montgomery County Texas | 1 | $ 165,000 | $ 165,000 | $ 80,000 |
| Nueces County Texas | 1 | $ 245,000 | $ 245,000 | $ 153,000 |
| Rockwall County Texas | 1 | $ 65,000 | $ 65,000 | $ 61,000 |
| Tarrant County Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Wise County Texas | 1 | $ 125,000 | $ 125,000 | $ 144,000 |
| Yoakum County Texas | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Iron County Utah | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| Salt Lake County Utah | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Washington County Utah | 1 | $ 265,000 | $ 265,000 | $ 49,000 |
| Rutland County Vermont | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Campbell County Virginia | 1 | $ 235,000 | $ 235,000 | $ 90,000 |
| Fairfax City County Virginia | 1 | $ 365,000 | $ 365,000 | $ 129,000 |
| Franklin County Virginia | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| James City County Virginia | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Loudoun County Virginia | 1 | $ 615,000 | $ 615,000 | $ 121,000 |
| Manassas County Virginia | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Mecklenburg County Virginia | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Powhatan County Virginia | 1 | $ 245,000 | $ 245,000 | $ 62,000 |
| Smyth County Virginia | 1 | $ 125,000 | $ 125,000 | $ 33,000 |
| Suffolk County Virginia | 1 | $ 305,000 | $ 305,000 | $ 73,000 |
| Virginia Beach County Virginia | 1 | $ 245,000 | $ 245,000 | $ 57,000 |
| Warren County Virginia | 1 | $ 135,000 | $ 135,000 | $ 96,000 |
| Wythe County Virginia | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Clallam County Washington | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Grant County Washington | 1 | $ 185,000 | $ 185,000 | $ 122,000 |
| Kitsap County Washington | 1 | $ 265,000 | $ 265,000 | $ 129,000 |
| Mason County Washington | 1 | $ 265,000 | $ 265,000 | $ 40,000 |
| Pacific County Washington | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Pierce County Washington | 1 | $ 275,000 | $ 275,000 | $ 130,000 |
| Snohomish County Washington | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Thurston County Washington | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Whatcom County Washington | 1 | $ 275,000 | $ 275,000 | $ 43,000 |
| Yakima County Washington | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Berkeley County West Virginia | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Cabell County West Virginia | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
| Milwaukee County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 139,000 |
| Sheboygan County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| Winnebago County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 105,000 |
Mortgage Loan Application Detail Totals for Community First National Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 667 | $139,715,000 | $209,000 | $2,655,000 | $88,000 | $700,000 |
| Cash-out Refinancing | 226 | $48,240,000 | $213,000 | $575,000 | $91,000 | $341,000 |
| Refinancing | 223 | $53,985,000 | $242,000 | $1,755,000 | $122,000 | $688,000 |
| Home Improvement | 25 | $3,105,000 | $124,000 | $625,000 | $74,000 | $250,000 |
| Other Purpose | 24 | $3,490,000 | $145,000 | $485,000 | $91,000 | $199,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 834 | $170,440,000 | $204,000 | $1,135,000 | $92,000 | $688,000 |
| Hispanic | 172 | $33,990,000 | $197,000 | $625,000 | $84,000 | $368,000 |
| Black or African American | 77 | $18,385,000 | $238,000 | $1,025,000 | $90,000 | $459,000 |
| Not Provided | 38 | $9,090,000 | $239,000 | $485,000 | $149,000 | $700,000 |
| Not applicable | 19 | $9,705,000 | $510,000 | $2,655,000 | $0 | $0 |
| Asian | 19 | $5,705,000 | $300,000 | $615,000 | $105,000 | $240,000 |
| American Indian or Alaskan Native | 5 | $1,085,000 | $217,000 | $485,000 | $67,000 | $128,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $135,000 | $135,000 | $135,000 | $27,000 | $27,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 556 | $118,240,000 | $212,000 | $2,655,000 | $109,000 | $700,000 |
| VA-guaranteed (Veterans Administration) | 396 | $98,370,000 | $248,000 | $1,025,000 | $86,000 | $459,000 |
| FHA-insured (Federal Housing Administration) | 197 | $29,785,000 | $151,000 | $515,000 | $64,000 | $209,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 16 | $2,140,000 | $133,000 | $235,000 | $41,000 | $62,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 771 | $175,195,000 | $227,000 | $2,655,000 | $98,000 | $700,000 |
| Application Withdrawn By Applicant | 208 | $40,870,000 | $196,000 | $1,135,000 | $93,000 | $459,000 |
| Application Denied By Financial Institution | 177 | $31,025,000 | $175,000 | $705,000 | $71,000 | $265,000 |
| Application Approved But Not Accepted | 9 | $1,445,000 | $160,000 | $285,000 | $75,000 | $127,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 988 | $217,510,000 | $220,000 | $2,655,000 | $97,000 | $700,000 |
| Credit History | 58 | $9,730,000 | $167,000 | $485,000 | $73,000 | $181,000 |
| Debt-To-Income Ratio | 54 | $9,680,000 | $179,000 | $565,000 | $60,000 | $265,000 |
| Collateral | 29 | $5,555,000 | $191,000 | $705,000 | $86,000 | $197,000 |
| Credit Application Incomplete | 20 | $3,400,000 | $170,000 | $455,000 | $75,000 | $227,000 |
| Other | 10 | $1,630,000 | $163,000 | $425,000 | $78,000 | $198,000 |
| Unverifiable Information | 2 | $490,000 | $245,000 | $425,000 | $59,000 | $99,000 |
| Employment History | 2 | $250,000 | $125,000 | $155,000 | $78,000 | $129,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $290,000 | $145,000 | $185,000 | $63,000 | $94,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Community First National Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Community First National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.