Community Trust Bank, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Community Trust Bank, Inc. 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Community Trust Bank, Inc. 346 North Mayo Trail Pikeville, KY 41502 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,205 |
| Total Mortgage Loan Application Amount | $436,986,000 |
| Average Mortgage Loan Application Amount | $98,333 |
| Highest Mortgage Loan Application Amount | $7,800,000 |
| Average Applicant Income | $70,333 |
| Highest Applicant Income | $3,118,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Community Trust Bank, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Community Trust Bank, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Community Trust Bank, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Community Trust Bank, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Community Trust Bank, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Community Trust Bank, Inc.'s mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pike County Kentucky | 716 | $ 65,323,000 | $ 91,000 | $ 74,000 |
| Fayette County Kentucky | 267 | $ 53,607,000 | $ 200,000 | $ 101,000 |
| Letcher County Kentucky | 235 | $ 11,621,000 | $ 49,000 | $ 53,000 |
| Floyd County Kentucky | 227 | $ 18,574,000 | $ 81,000 | $ 68,000 |
| Perry County Kentucky | 161 | $ 23,496,000 | $ 145,000 | $ 72,000 |
| Whitley County Kentucky | 124 | $ 8,470,000 | $ 68,000 | $ 61,000 |
| Campbell County Tennessee | 122 | $ 9,805,000 | $ 80,000 | $ 74,000 |
| Boyd County Kentucky | 117 | $ 13,518,000 | $ 115,000 | $ 77,000 |
| Fleming County Kentucky | 116 | $ 6,912,000 | $ 59,000 | $ 56,000 |
| Mingo County West Virginia | 111 | $ 6,883,000 | $ 62,000 | $ 87,000 |
| Madison County Kentucky | 108 | $ 16,780,000 | $ 155,000 | $ 74,000 |
| Knott County Kentucky | 106 | $ 8,194,000 | $ 77,000 | $ 61,000 |
| Pulaski County Kentucky | 99 | $ 11,577,000 | $ 116,000 | $ 78,000 |
| Clark County Kentucky | 96 | $ 11,128,000 | $ 115,000 | $ 65,000 |
| Russell County Kentucky | 79 | $ 6,696,000 | $ 84,000 | $ 67,000 |
| Bell County Kentucky | 77 | $ 4,560,000 | $ 59,000 | $ 43,000 |
| Rockcastle County Kentucky | 77 | $ 6,569,000 | $ 85,000 | $ 60,000 |
| Taylor County Kentucky | 69 | $ 6,973,000 | $ 101,000 | $ 61,000 |
| Johnson County Kentucky | 64 | $ 7,314,000 | $ 114,000 | $ 71,000 |
| Montgomery County Kentucky | 63 | $ 4,339,000 | $ 68,000 | $ 52,000 |
| Green County Kentucky | 59 | $ 5,855,000 | $ 99,000 | $ 57,000 |
| Adair County Kentucky | 54 | $ 3,982,000 | $ 73,000 | $ 50,000 |
| Greenup County Kentucky | 51 | $ 5,270,000 | $ 103,000 | $ 107,000 |
| Laurel County Kentucky | 51 | $ 5,195,000 | $ 101,000 | $ 60,000 |
| Woodford County Kentucky | 51 | $ 6,370,000 | $ 124,000 | $ 73,000 |
| Marion County Kentucky | 49 | $ 3,834,000 | $ 78,000 | $ 59,000 |
| Boyle County Kentucky | 45 | $ 9,029,000 | $ 200,000 | $ 109,000 |
| Franklin County Kentucky | 40 | $ 4,246,000 | $ 106,000 | $ 75,000 |
| Lawrence County Kentucky | 39 | $ 5,830,000 | $ 149,000 | $ 92,000 |
| Mercer County Kentucky | 38 | $ 2,673,000 | $ 70,000 | $ 53,000 |
| Jessamine County Kentucky | 37 | $ 7,191,000 | $ 194,000 | $ 100,000 |
| Wayne County West Virginia | 32 | $ 3,327,000 | $ 103,000 | $ 73,000 |
| Scott County Kentucky | 29 | $ 4,645,000 | $ 160,000 | $ 66,000 |
| Breathitt County Kentucky | 21 | $ 2,595,000 | $ 123,000 | $ 90,000 |
| Lincoln County Kentucky | 21 | $ 2,531,000 | $ 120,000 | $ 53,000 |
| Buchanan County Virginia | 21 | $ 1,801,000 | $ 85,000 | $ 68,000 |
| Leslie County Kentucky | 20 | $ 1,532,000 | $ 76,000 | $ 62,000 |
| Claiborne County Tennessee | 20 | $ 1,778,000 | $ 88,000 | $ 59,000 |
| Cabell County West Virginia | 19 | $ 4,908,000 | $ 258,000 | $ 93,000 |
| Knox County Kentucky | 18 | $ 987,000 | $ 54,000 | $ 42,000 |
| Lincoln County West Virginia | 17 | $ 745,000 | $ 43,000 | $ 60,000 |
| Nicholas County West Virginia | 17 | $ 1,120,000 | $ 65,000 | $ 47,000 |
| Harlan County Kentucky | 16 | $ 971,000 | $ 60,000 | $ 51,000 |
| Jefferson County Kentucky | 16 | $ 2,944,000 | $ 184,000 | $ 98,000 |
| Lawrence County Ohio | 16 | $ 2,621,000 | $ 163,000 | $ 120,000 |
| Anderson County Tennessee | 16 | $ 2,832,000 | $ 177,000 | $ 85,000 |
| Magoffin County Kentucky | 15 | $ 976,000 | $ 65,000 | $ 44,000 |
| Logan County West Virginia | 15 | $ 2,719,000 | $ 181,000 | $ 80,000 |
| Anderson County Kentucky | 14 | $ 1,415,000 | $ 101,000 | $ 62,000 |
| Martin County Kentucky | 13 | $ 746,000 | $ 57,000 | $ 77,000 |
| Rowan County Kentucky | 13 | $ 1,402,000 | $ 107,000 | $ 76,000 |
| Knox County Tennessee | 12 | $ 1,826,000 | $ 152,000 | $ 136,000 |
| Wayne County Kentucky | 11 | $ 1,238,000 | $ 112,000 | $ 61,000 |
| Bath County Kentucky | 10 | $ 885,000 | $ 88,000 | $ 95,000 |
| Nicholas County Kentucky | 10 | $ 633,000 | $ 63,000 | $ 64,000 |
| Bourbon County Kentucky | 8 | $ 606,000 | $ 75,000 | $ 50,000 |
| Mason County Kentucky | 8 | $ 1,104,000 | $ 138,000 | $ 63,000 |
| Harrison County Kentucky | 7 | $ 746,000 | $ 106,000 | $ 71,000 |
| Lewis County Kentucky | 7 | $ 468,000 | $ 66,000 | $ 41,000 |
| Dickenson County Virginia | 7 | $ 726,000 | $ 103,000 | $ 71,000 |
| Lee County Virginia | 7 | $ 324,000 | $ 46,000 | $ 63,000 |
| Estill County Kentucky | 6 | $ 492,000 | $ 82,000 | $ 60,000 |
| Menifee County Kentucky | 6 | $ 221,000 | $ 36,000 | $ 29,000 |
| Powell County Kentucky | 6 | $ 396,000 | $ 66,000 | $ 43,000 |
| Boone County West Virginia | 6 | $ 733,000 | $ 122,000 | $ 90,000 |
| Kanawha County West Virginia | 6 | $ 915,000 | $ 152,000 | $ 59,000 |
| Bracken County Kentucky | 5 | $ 364,000 | $ 72,000 | $ 34,000 |
| Garrard County Kentucky | 5 | $ 318,000 | $ 63,000 | $ 49,000 |
| Morgan County Kentucky | 5 | $ 216,000 | $ 43,000 | $ 43,000 |
| Robertson County Kentucky | 5 | $ 559,000 | $ 111,000 | $ 44,000 |
| Grainger County Tennessee | 5 | $ 285,000 | $ 57,000 | $ 77,000 |
| Carter County Kentucky | 4 | $ 679,000 | $ 169,000 | $ 66,000 |
| Clay County Kentucky | 4 | $ 373,000 | $ 93,000 | $ 52,000 |
| Hart County Kentucky | 4 | $ 304,000 | $ 76,000 | $ 40,000 |
| McCreary County Kentucky | 4 | $ 274,000 | $ 68,000 | $ 41,000 |
| Metcalfe County Kentucky | 4 | $ 426,000 | $ 106,000 | $ 56,000 |
| Nelson County Kentucky | 4 | $ 248,000 | $ 62,000 | $ 38,000 |
| Scott County Tennessee | 4 | $ 182,000 | $ 45,000 | $ 33,000 |
| Sevier County Tennessee | 4 | $ 440,000 | $ 110,000 | $ 66,000 |
| Union County Tennessee | 4 | $ 599,000 | $ 149,000 | $ 96,000 |
| Tazewell County Virginia | 4 | $ 473,000 | $ 118,000 | $ 67,000 |
| Clinton County Kentucky | 3 | $ 207,000 | $ 69,000 | $ 56,000 |
| Cumberland County Kentucky | 3 | $ 192,000 | $ 64,000 | $ 70,000 |
| Oldham County Kentucky | 3 | $ 719,000 | $ 239,000 | $ 73,000 |
| Owen County Kentucky | 3 | $ 253,000 | $ 84,000 | $ 81,000 |
| Shelby County Kentucky | 3 | $ 185,000 | $ 61,000 | $ 53,000 |
| Washington County Kentucky | 3 | $ 291,000 | $ 97,000 | $ 52,000 |
| Scioto County Ohio | 3 | $ 228,000 | $ 76,000 | $ 69,000 |
| Hamblen County Tennessee | 3 | $ 454,000 | $ 151,000 | $ 143,000 |
| Wise County Virginia | 3 | $ 291,000 | $ 97,000 | $ 50,000 |
| Putnam County West Virginia | 3 | $ 217,000 | $ 72,000 | $ 64,000 |
| Lee County Florida | 2 | $ 67,000 | $ 33,000 | $ 67,000 |
| Floyd County Indiana | 2 | $ 408,000 | $ 204,000 | $ 195,000 |
| Boone County Kentucky | 2 | $ 346,000 | $ 173,000 | $ 78,000 |
| Breckinridge County Kentucky | 2 | $ 310,000 | $ 155,000 | $ 290,000 |
| Campbell County Kentucky | 2 | $ 839,000 | $ 419,000 | $ 557,000 |
| Casey County Kentucky | 2 | $ 234,000 | $ 117,000 | $ 81,000 |
| Kenton County Kentucky | 2 | $ 537,000 | $ 268,000 | $ 189,000 |
| Lee County Kentucky | 2 | $ 111,000 | $ 55,000 | $ 38,000 |
| Wolfe County Kentucky | 2 | $ 114,000 | $ 57,000 | $ 52,000 |
| Adams County Ohio | 2 | $ 287,000 | $ 143,000 | $ 20,000 |
| Horry County South Carolina | 2 | $ 611,000 | $ 305,000 | $ 203,000 |
| Hawkins County Tennessee | 2 | $ 86,000 | $ 43,000 | $ 38,000 |
| Jefferson County Tennessee | 2 | $ 223,000 | $ 111,000 | $ 84,000 |
| Sullivan County Tennessee | 2 | $ 321,000 | $ 160,000 | $ 86,000 |
| Lynchburg County Virginia | 2 | $ 115,000 | $ 57,000 | $ 72,000 |
| Bay County Florida | 1 | $ 192,000 | $ 192,000 | $ 48,000 |
| Broward County Florida | 1 | $ 625,000 | $ 625,000 | $ 174,000 |
| Duval County Florida | 1 | $ 226,000 | $ 226,000 | $ 426,000 |
| Hillsborough County Florida | 1 | $ 324,000 | $ 324,000 | $ 183,000 |
| Polk County Florida | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| Seminole County Florida | 1 | $ 6,000 | $ 6,000 | $ 55,000 |
| Harrison County Indiana | 1 | $ 21,000 | $ 21,000 | $ 30,000 |
| Jefferson County Indiana | 1 | $ 47,000 | $ 47,000 | $ 93,000 |
| Barren County Kentucky | 1 | $ 42,000 | $ 42,000 | $ 21,000 |
| Carroll County Kentucky | 1 | $ 86,000 | $ 86,000 | $ 63,000 |
| Hardin County Kentucky | 1 | $ 84,000 | $ 84,000 | $ 122,000 |
| Larue County Kentucky | 1 | $ 21,000 | $ 21,000 | $ 56,000 |
| Muhlenberg County Kentucky | 1 | $ 340,000 | $ 340,000 | $ 131,000 |
| Owsley County Kentucky | 1 | $ 64,000 | $ 64,000 | $ 54,000 |
| Pendleton County Kentucky | 1 | $ 93,000 | $ 93,000 | $ 47,000 |
| Warren County Kentucky | 1 | $ 200,000 | $ 200,000 | $ 463,000 |
| Charles County Maryland | 1 | $ 417,000 | $ 417,000 | $ 396,000 |
| Middlesex County Massachusetts | 1 | $ 680,000 | $ 680,000 | $ 454,000 |
| Oakland County Michigan | 1 | $ 325,000 | $ 325,000 | $ 126,000 |
| Platte County Missouri | 1 | $ 400,000 | $ 400,000 | $ 196,000 |
| Catawba County North Carolina | 1 | $ 43,000 | $ 43,000 | $ 77,000 |
| Mecklenburg County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 39,000 |
| Hamilton County Ohio | 1 | $ 168,000 | $ 168,000 | $ 77,000 |
| Montgomery County Ohio | 1 | $ 398,000 | $ 398,000 | $ 0 |
| Warren County Ohio | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| Nowata County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 214,000 |
| Coos County Oregon | 1 | $ 71,000 | $ 71,000 | $ 111,000 |
| Lexington County South Carolina | 1 | $ 124,000 | $ 124,000 | $ 59,000 |
| Williamsburg County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 140,000 |
| Davidson County Tennessee | 1 | $ 42,000 | $ 42,000 | $ 158,000 |
| Hancock County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 27,000 |
| Madison County Tennessee | 1 | $ 74,000 | $ 74,000 | $ 125,000 |
| Overton County Tennessee | 1 | $ 49,000 | $ 49,000 | $ 30,000 |
| Roane County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 210,000 |
| Rutherford County Tennessee | 1 | $ 213,000 | $ 213,000 | $ 55,000 |
| Sumner County Tennessee | 1 | $ 204,000 | $ 204,000 | $ 80,000 |
| Washington County Tennessee | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Wilson County Tennessee | 1 | $ 444,000 | $ 444,000 | $ 201,000 |
| Nelson County Virginia | 1 | $ 381,000 | $ 381,000 | $ 75,000 |
| Roanoke City County Virginia | 1 | $ 127,000 | $ 127,000 | $ 90,000 |
| Russell County Virginia | 1 | $ 150,000 | $ 150,000 | $ 89,000 |
| Scott County Virginia | 1 | $ 231,000 | $ 231,000 | $ 185,000 |
| Doddridge County West Virginia | 1 | $ 38,000 | $ 38,000 | $ 156,000 |
| Greenbrier County West Virginia | 1 | $ 71,000 | $ 71,000 | $ 0 |
| McDowell County West Virginia | 1 | $ 5,000 | $ 5,000 | $ 41,000 |
| Raleigh County West Virginia | 1 | $ 8,000 | $ 8,000 | $ 48,000 |
Mortgage Loan Application Detail Totals for Community Trust Bank, Inc. in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,676 | $229,153,000 | $136,000 | $7,800,000 | $82,000 | $3,118,000 |
| Home Purchase | 1,328 | $164,343,000 | $123,000 | $1,870,000 | $73,000 | $1,185,000 |
| Home Improvement | 1,201 | $43,490,000 | $36,000 | $1,834,000 | $56,000 | $650,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,959 | $385,949,000 | $97,000 | $7,800,000 | $73,000 | $3,118,000 |
| Not applicable | 118 | $30,885,000 | $261,000 | $2,650,000 | $0 | $0 |
| Black or African American | 48 | $6,510,000 | $135,000 | $625,000 | $66,000 | $275,000 |
| Hispanic | 32 | $3,363,000 | $105,000 | $316,000 | $82,000 | $248,000 |
| Asian | 27 | $6,754,000 | $250,000 | $618,000 | $213,000 | $708,000 |
| Not Provided | 18 | $3,130,000 | $173,000 | $875,000 | $113,000 | $505,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $55,000 | $27,000 | $52,000 | $70,000 | $92,000 |
| American Indian or Alaskan Native | 1 | $340,000 | $340,000 | $340,000 | $131,000 | $131,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,205 | $436,986,000 | $103,000 | $7,800,000 | $72,000 | $3,118,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,805 | $286,938,000 | $102,000 | $2,650,000 | $73,000 | $1,185,000 |
| Application Denied By Financial Institution | 1,198 | $128,401,000 | $107,000 | $7,800,000 | $68,000 | $3,118,000 |
| Application Approved But Not Accepted | 129 | $11,416,000 | $88,000 | $400,000 | $68,000 | $398,000 |
| Application Withdrawn By Applicant | 73 | $10,231,000 | $140,000 | $1,128,000 | $101,000 | $1,008,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 424 | $26,455,000 | $62,000 | $815,000 | $51,000 | $619,000 |
| Credit Application Incomplete | 340 | $55,603,000 | $163,000 | $7,800,000 | $98,000 | $3,118,000 |
| Collateral | 205 | $24,287,000 | $118,000 | $875,000 | $76,000 | $505,000 |
| Debt-To-Income Ratio | 178 | $17,055,000 | $95,000 | $417,000 | $42,000 | $166,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 25 | $2,893,000 | $115,000 | $860,000 | $60,000 | $410,000 |
| Employment History | 15 | $1,270,000 | $84,000 | $192,000 | $55,000 | $106,000 |
| Other | 7 | $465,000 | $66,000 | $201,000 | $69,000 | $134,000 |
| Unverifiable Information | 4 | $373,000 | $93,000 | $193,000 | $58,000 | $111,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Community Trust Bank, Inc.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Community Trust Bank, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.