Communityamerica Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Communityamerica Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Communityamerica Credit Union 9777 Ridge Dr Lenexa, KS 66219 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 11,377 |
| Total Mortgage Loan Application Amount | $2,022,635,000 |
| Average Mortgage Loan Application Amount | $158,200 |
| Highest Mortgage Loan Application Amount | $2,625,000 |
| Average Applicant Income | $121,600 |
| Highest Applicant Income | $6,750,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Communityamerica Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Communityamerica Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Communityamerica Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Communityamerica Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Communityamerica Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Communityamerica Credit Union's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Johnson County Kansas | 3,281 | $ 731,665,000 | $ 223,000 | $ 148,000 |
| Jackson County Missouri | 3,105 | $ 461,995,000 | $ 148,000 | $ 108,000 |
| Clay County Missouri | 1,885 | $ 288,715,000 | $ 153,000 | $ 106,000 |
| Platte County Missouri | 781 | $ 137,515,000 | $ 176,000 | $ 129,000 |
| Wyandotte County Kansas | 513 | $ 66,505,000 | $ 129,000 | $ 79,000 |
| Cass County Missouri | 286 | $ 49,570,000 | $ 173,000 | $ 126,000 |
| Leavenworth County Kansas | 254 | $ 45,480,000 | $ 179,000 | $ 100,000 |
| Miami County Kansas | 81 | $ 15,355,000 | $ 189,000 | $ 110,000 |
| Ray County Missouri | 76 | $ 10,620,000 | $ 139,000 | $ 98,000 |
| Clinton County Missouri | 65 | $ 9,245,000 | $ 142,000 | $ 90,000 |
| St. Louis County Missouri | 62 | $ 7,750,000 | $ 125,000 | $ 95,000 |
| Douglas County Kansas | 60 | $ 10,630,000 | $ 177,000 | $ 112,000 |
| Lafayette County Missouri | 55 | $ 6,625,000 | $ 120,000 | $ 91,000 |
| St. Charles County Missouri | 51 | $ 7,945,000 | $ 155,000 | $ 103,000 |
| Johnson County Missouri | 45 | $ 7,295,000 | $ 162,000 | $ 110,000 |
| Camden County Missouri | 42 | $ 8,800,000 | $ 209,000 | $ 178,000 |
| Franklin County Kansas | 33 | $ 4,935,000 | $ 149,000 | $ 89,000 |
| Buchanan County Missouri | 33 | $ 4,305,000 | $ 130,000 | $ 81,000 |
| Shawnee County Kansas | 27 | $ 3,925,000 | $ 145,000 | $ 116,000 |
| Benton County Missouri | 20 | $ 2,490,000 | $ 124,000 | $ 98,000 |
| Caldwell County Missouri | 15 | $ 1,845,000 | $ 123,000 | $ 83,000 |
| Henry County Missouri | 15 | $ 2,275,000 | $ 151,000 | $ 130,000 |
| Morgan County Missouri | 14 | $ 3,010,000 | $ 215,000 | $ 169,000 |
| Jefferson County Kansas | 13 | $ 1,705,000 | $ 131,000 | $ 199,000 |
| Sedgwick County Kansas | 11 | $ 1,965,000 | $ 178,000 | $ 97,000 |
| Daviess County Missouri | 11 | $ 1,695,000 | $ 154,000 | $ 168,000 |
| Lincoln County Missouri | 11 | $ 2,045,000 | $ 185,000 | $ 106,000 |
| Linn County Kansas | 10 | $ 1,420,000 | $ 142,000 | $ 87,000 |
| Lee County Florida | 9 | $ 2,635,000 | $ 292,000 | $ 204,000 |
| Cook County Illinois | 9 | $ 1,965,000 | $ 218,000 | $ 123,000 |
| Atchison County Kansas | 9 | $ 1,115,000 | $ 123,000 | $ 63,000 |
| Jasper County Missouri | 9 | $ 1,845,000 | $ 205,000 | $ 85,000 |
| Maricopa County Arizona | 8 | $ 2,930,000 | $ 366,000 | $ 172,000 |
| Boone County Missouri | 8 | $ 1,240,000 | $ 155,000 | $ 106,000 |
| Greene County Missouri | 8 | $ 1,780,000 | $ 222,000 | $ 114,000 |
| St. Louis City County Missouri | 8 | $ 1,410,000 | $ 176,000 | $ 85,000 |
| Stone County Missouri | 8 | $ 1,810,000 | $ 226,000 | $ 173,000 |
| Hillsborough County Florida | 7 | $ 2,145,000 | $ 306,000 | $ 211,000 |
| Bates County Missouri | 7 | $ 905,000 | $ 129,000 | $ 84,000 |
| Taney County Missouri | 7 | $ 935,000 | $ 133,000 | $ 115,000 |
| Brevard County Florida | 6 | $ 1,360,000 | $ 226,000 | $ 117,000 |
| Christian County Missouri | 6 | $ 2,240,000 | $ 373,000 | $ 171,000 |
| Tulsa County Oklahoma | 6 | $ 1,060,000 | $ 176,000 | $ 84,000 |
| Davidson County Tennessee | 6 | $ 1,930,000 | $ 321,000 | $ 345,000 |
| Denton County Texas | 6 | $ 2,050,000 | $ 341,000 | $ 177,000 |
| Los Angeles County California | 5 | $ 2,315,000 | $ 463,000 | $ 190,000 |
| Riverside County California | 5 | $ 1,945,000 | $ 389,000 | $ 203,000 |
| Volusia County Florida | 5 | $ 655,000 | $ 131,000 | $ 113,000 |
| Polk County Iowa | 5 | $ 1,525,000 | $ 305,000 | $ 100,000 |
| Brown County Kansas | 5 | $ 425,000 | $ 85,000 | $ 81,000 |
| Crawford County Kansas | 5 | $ 805,000 | $ 161,000 | $ 92,000 |
| Cedar County Missouri | 5 | $ 535,000 | $ 107,000 | $ 137,000 |
| Collin County Texas | 5 | $ 2,195,000 | $ 439,000 | $ 227,000 |
| Benton County Arkansas | 4 | $ 1,200,000 | $ 300,000 | $ 111,000 |
| Broward County Florida | 4 | $ 1,890,000 | $ 472,000 | $ 621,000 |
| Santa Rosa County Florida | 4 | $ 1,230,000 | $ 307,000 | $ 96,000 |
| Jefferson County Missouri | 4 | $ 780,000 | $ 195,000 | $ 129,000 |
| Miller County Missouri | 4 | $ 780,000 | $ 195,000 | $ 203,000 |
| Vernon County Missouri | 4 | $ 800,000 | $ 200,000 | $ 76,000 |
| Harris County Texas | 4 | $ 830,000 | $ 207,000 | $ 90,000 |
| Pima County Arizona | 3 | $ 775,000 | $ 258,000 | $ 159,000 |
| Pinal County Arizona | 3 | $ 805,000 | $ 268,000 | $ 170,000 |
| Arapahoe County Colorado | 3 | $ 1,515,000 | $ 505,000 | $ 132,000 |
| Denver County Colorado | 3 | $ 1,185,000 | $ 395,000 | $ 96,000 |
| Collier County Florida | 3 | $ 1,005,000 | $ 335,000 | $ 183,000 |
| Pinellas County Florida | 3 | $ 1,005,000 | $ 335,000 | $ 347,000 |
| Gwinnett County Georgia | 3 | $ 805,000 | $ 268,000 | $ 100,000 |
| Kendall County Illinois | 3 | $ 805,000 | $ 268,000 | $ 136,000 |
| Will County Illinois | 3 | $ 825,000 | $ 275,000 | $ 114,000 |
| Lake County Indiana | 3 | $ 455,000 | $ 151,000 | $ 87,000 |
| Geary County Kansas | 3 | $ 205,000 | $ 68,000 | $ 112,000 |
| Harvey County Kansas | 3 | $ 285,000 | $ 95,000 | $ 85,000 |
| Pottawatomie County Kansas | 3 | $ 395,000 | $ 131,000 | $ 106,000 |
| Saline County Kansas | 3 | $ 575,000 | $ 191,000 | $ 74,000 |
| St. Tammany County Louisiana | 3 | $ 585,000 | $ 195,000 | $ 98,000 |
| Oakland County Michigan | 3 | $ 995,000 | $ 331,000 | $ 128,000 |
| Hennepin County Minnesota | 3 | $ 855,000 | $ 285,000 | $ 74,000 |
| DeSoto County Mississippi | 3 | $ 545,000 | $ 181,000 | $ 93,000 |
| Andrew County Missouri | 3 | $ 315,000 | $ 105,000 | $ 129,000 |
| Dallas County Missouri | 3 | $ 395,000 | $ 131,000 | $ 122,000 |
| Hickory County Missouri | 3 | $ 355,000 | $ 118,000 | $ 104,000 |
| Douglas County Nebraska | 3 | $ 765,000 | $ 255,000 | $ 128,000 |
| Sarpy County Nebraska | 3 | $ 1,095,000 | $ 365,000 | $ 121,000 |
| Oklahoma County Oklahoma | 3 | $ 835,000 | $ 278,000 | $ 144,000 |
| Rogers County Oklahoma | 3 | $ 835,000 | $ 278,000 | $ 114,000 |
| Fort Bend County Texas | 3 | $ 985,000 | $ 328,000 | $ 99,000 |
| Carroll County Arkansas | 2 | $ 970,000 | $ 485,000 | $ 175,000 |
| Kern County California | 2 | $ 830,000 | $ 415,000 | $ 125,000 |
| San Bernardino County California | 2 | $ 360,000 | $ 180,000 | $ 83,000 |
| San Diego County California | 2 | $ 1,160,000 | $ 580,000 | $ 38,000 |
| El Paso County Colorado | 2 | $ 1,020,000 | $ 510,000 | $ 223,000 |
| Manatee County Florida | 2 | $ 660,000 | $ 330,000 | $ 144,000 |
| Martin County Florida | 2 | $ 820,000 | $ 410,000 | $ 422,000 |
| Orange County Florida | 2 | $ 660,000 | $ 330,000 | $ 219,000 |
| Palm Beach County Florida | 2 | $ 540,000 | $ 270,000 | $ 127,000 |
| Cherokee County Georgia | 2 | $ 780,000 | $ 390,000 | $ 219,000 |
| Canyon County Idaho | 2 | $ 450,000 | $ 225,000 | $ 98,000 |
| Madison County Illinois | 2 | $ 220,000 | $ 110,000 | $ 39,000 |
| Story County Iowa | 2 | $ 220,000 | $ 110,000 | $ 133,000 |
| Bourbon County Kansas | 2 | $ 230,000 | $ 115,000 | $ 135,000 |
| Butler County Kansas | 2 | $ 260,000 | $ 130,000 | $ 118,000 |
| Coffey County Kansas | 2 | $ 130,000 | $ 65,000 | $ 41,000 |
| Jackson County Kansas | 2 | $ 270,000 | $ 135,000 | $ 68,000 |
| Nemaha County Kansas | 2 | $ 450,000 | $ 225,000 | $ 82,000 |
| Riley County Kansas | 2 | $ 470,000 | $ 235,000 | $ 338,000 |
| Dakota County Minnesota | 2 | $ 590,000 | $ 295,000 | $ 125,000 |
| Carroll County Missouri | 2 | $ 140,000 | $ 70,000 | $ 160,000 |
| Chariton County Missouri | 2 | $ 380,000 | $ 190,000 | $ 105,000 |
| DeKalb County Missouri | 2 | $ 380,000 | $ 190,000 | $ 167,000 |
| Gentry County Missouri | 2 | $ 300,000 | $ 150,000 | $ 92,000 |
| Grundy County Missouri | 2 | $ 210,000 | $ 105,000 | $ 128,000 |
| Harrison County Missouri | 2 | $ 170,000 | $ 85,000 | $ 46,000 |
| Lawrence County Missouri | 2 | $ 200,000 | $ 100,000 | $ 87,000 |
| Livingston County Missouri | 2 | $ 250,000 | $ 125,000 | $ 46,000 |
| Marion County Missouri | 2 | $ 80,000 | $ 40,000 | $ 77,000 |
| St. Clair County Missouri | 2 | $ 230,000 | $ 115,000 | $ 45,000 |
| St. Francois County Missouri | 2 | $ 400,000 | $ 200,000 | $ 62,000 |
| Webster County Missouri | 2 | $ 480,000 | $ 240,000 | $ 120,000 |
| Camden County New Jersey | 2 | $ 190,000 | $ 95,000 | $ 62,000 |
| Passaic County New Jersey | 2 | $ 550,000 | $ 275,000 | $ 188,000 |
| Delaware County Oklahoma | 2 | $ 520,000 | $ 260,000 | $ 641,000 |
| Multnomah County Oregon | 2 | $ 720,000 | $ 360,000 | $ 140,000 |
| Charleston County South Carolina | 2 | $ 1,260,000 | $ 630,000 | $ 566,000 |
| Shelby County Tennessee | 2 | $ 580,000 | $ 290,000 | $ 127,000 |
| Travis County Texas | 2 | $ 750,000 | $ 375,000 | $ 108,000 |
| King County Washington | 2 | $ 660,000 | $ 330,000 | $ 141,000 |
| Baldwin County Alabama | 1 | $ 1,495,000 | $ 1,495,000 | $ 1,177,000 |
| Cochise County Arizona | 1 | $ 95,000 | $ 95,000 | $ 86,000 |
| Faulkner County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 33,000 |
| Fulton County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 59,000 |
| Garland County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 89,000 |
| Sebastian County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 104,000 |
| Fresno County California | 1 | $ 175,000 | $ 175,000 | $ 69,000 |
| Imperial County California | 1 | $ 235,000 | $ 235,000 | $ 50,000 |
| Mariposa County California | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| Monterey County California | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Orange County California | 1 | $ 245,000 | $ 245,000 | $ 141,000 |
| Placer County California | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| San Joaquin County California | 1 | $ 165,000 | $ 165,000 | $ 30,000 |
| Ventura County California | 1 | $ 855,000 | $ 855,000 | $ 241,000 |
| Adams County Colorado | 1 | $ 745,000 | $ 745,000 | $ 300,000 |
| Boulder County Colorado | 1 | $ 185,000 | $ 185,000 | $ 71,000 |
| Custer County Colorado | 1 | $ 255,000 | $ 255,000 | $ 58,000 |
| Douglas County Colorado | 1 | $ 215,000 | $ 215,000 | $ 98,000 |
| Jefferson County Colorado | 1 | $ 165,000 | $ 165,000 | $ 33,000 |
| District of Columbia County District Of Columbia | 1 | $ 305,000 | $ 305,000 | $ 308,000 |
| Citrus County Florida | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Escambia County Florida | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Hernando County Florida | 1 | $ 275,000 | $ 275,000 | $ 84,000 |
| Lake County Florida | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| Miami-Dade County Florida | 1 | $ 265,000 | $ 265,000 | $ 66,000 |
| Okaloosa County Florida | 1 | $ 475,000 | $ 475,000 | $ 101,000 |
| Osceola County Florida | 1 | $ 205,000 | $ 205,000 | $ 84,000 |
| Pasco County Florida | 1 | $ 425,000 | $ 425,000 | $ 80,000 |
| Seminole County Florida | 1 | $ 185,000 | $ 185,000 | $ 0 |
| St. Johns County Florida | 1 | $ 465,000 | $ 465,000 | $ 140,000 |
| Walton County Florida | 1 | $ 315,000 | $ 315,000 | $ 77,000 |
| Barrow County Georgia | 1 | $ 295,000 | $ 295,000 | $ 75,000 |
| Ben Hill County Georgia | 1 | $ 55,000 | $ 55,000 | $ 99,000 |
| Bibb County Georgia | 1 | $ 475,000 | $ 475,000 | $ 200,000 |
| Coweta County Georgia | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| DeKalb County Georgia | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| Fayette County Georgia | 1 | $ 335,000 | $ 335,000 | $ 141,000 |
| Fulton County Georgia | 1 | $ 275,000 | $ 275,000 | $ 128,000 |
| Hall County Georgia | 1 | $ 385,000 | $ 385,000 | $ 178,000 |
| Lowndes County Georgia | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Boundary County Idaho | 1 | $ 735,000 | $ 735,000 | $ 251,000 |
| Champaign County Illinois | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| De Witt County Illinois | 1 | $ 135,000 | $ 135,000 | $ 92,000 |
| DeKalb County Illinois | 1 | $ 255,000 | $ 255,000 | $ 0 |
| DuPage County Illinois | 1 | $ 215,000 | $ 215,000 | $ 58,000 |
| Grundy County Illinois | 1 | $ 235,000 | $ 235,000 | $ 99,000 |
| Macoupin County Illinois | 1 | $ 395,000 | $ 395,000 | $ 115,000 |
| Morgan County Illinois | 1 | $ 115,000 | $ 115,000 | $ 266,000 |
| St. Clair County Illinois | 1 | $ 185,000 | $ 185,000 | $ 86,000 |
| Harrison County Indiana | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| Marion County Indiana | 1 | $ 35,000 | $ 35,000 | $ 51,000 |
| Cass County Iowa | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Dallas County Iowa | 1 | $ 305,000 | $ 305,000 | $ 139,000 |
| Jefferson County Iowa | 1 | $ 215,000 | $ 215,000 | $ 72,000 |
| Linn County Iowa | 1 | $ 175,000 | $ 175,000 | $ 84,000 |
| Mahaska County Iowa | 1 | $ 235,000 | $ 235,000 | $ 70,000 |
| Allen County Kansas | 1 | $ 105,000 | $ 105,000 | $ 73,000 |
| Anderson County Kansas | 1 | $ 75,000 | $ 75,000 | $ 123,000 |
| Barton County Kansas | 1 | $ 115,000 | $ 115,000 | $ 104,000 |
| Chase County Kansas | 1 | $ 35,000 | $ 35,000 | $ 85,000 |
| McPherson County Kansas | 1 | $ 155,000 | $ 155,000 | $ 338,000 |
| Osage County Kansas | 1 | $ 185,000 | $ 185,000 | $ 71,000 |
| Pawnee County Kansas | 1 | $ 75,000 | $ 75,000 | $ 85,000 |
| Reno County Kansas | 1 | $ 115,000 | $ 115,000 | $ 24,000 |
| Rice County Kansas | 1 | $ 95,000 | $ 95,000 | $ 230,000 |
| Rooks County Kansas | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Sumner County Kansas | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| Wabaunsee County Kansas | 1 | $ 275,000 | $ 275,000 | $ 225,000 |
| Boone County Kentucky | 1 | $ 245,000 | $ 245,000 | $ 114,000 |
| Larue County Kentucky | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Scott County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 115,000 |
| Bossier County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 110,000 |
| Jefferson County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Hancock County Mississippi | 1 | $ 245,000 | $ 245,000 | $ 340,000 |
| Adair County Missouri | 1 | $ 115,000 | $ 115,000 | $ 86,000 |
| Atchison County Missouri | 1 | $ 205,000 | $ 205,000 | $ 93,000 |
| Barry County Missouri | 1 | $ 105,000 | $ 105,000 | $ 94,000 |
| Barton County Missouri | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Cole County Missouri | 1 | $ 105,000 | $ 105,000 | $ 190,000 |
| Holt County Missouri | 1 | $ 215,000 | $ 215,000 | $ 140,000 |
| Laclede County Missouri | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
| Linn County Missouri | 1 | $ 115,000 | $ 115,000 | $ 77,000 |
| Montgomery County Missouri | 1 | $ 165,000 | $ 165,000 | $ 74,000 |
| Newton County Missouri | 1 | $ 175,000 | $ 175,000 | $ 89,000 |
| Pettis County Missouri | 1 | $ 15,000 | $ 15,000 | $ 27,000 |
| Randolph County Missouri | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Saline County Missouri | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| Shelby County Missouri | 1 | $ 255,000 | $ 255,000 | $ 85,000 |
| Madison County Montana | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Gage County Nebraska | 1 | $ 245,000 | $ 245,000 | $ 79,000 |
| Lancaster County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| Richardson County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 51,000 |
| Somerset County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 109,000 |
| Cleveland County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 49,000 |
| Pender County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 97,000 |
| Scotland County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 94,000 |
| Stanly County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 116,000 |
| Stutsman County North Dakota | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| Ward County North Dakota | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Delaware County Ohio | 1 | $ 525,000 | $ 525,000 | $ 185,000 |
| Fairfield County Ohio | 1 | $ 145,000 | $ 145,000 | $ 83,000 |
| Franklin County Ohio | 1 | $ 295,000 | $ 295,000 | $ 223,000 |
| Mahoning County Ohio | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Summit County Ohio | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Wood County Ohio | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Canadian County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Cleveland County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 104,000 |
| Kay County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 32,000 |
| Mayes County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| Ottawa County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 145,000 |
| Marion County Oregon | 1 | $ 305,000 | $ 305,000 | $ 47,000 |
| Allegheny County Pennsylvania | 1 | $ 805,000 | $ 805,000 | $ 506,000 |
| Bucks County Pennsylvania | 1 | $ 505,000 | $ 505,000 | $ 233,000 |
| Delaware County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 118,000 |
| Lancaster County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 86,000 |
| Lehigh County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 73,000 |
| Philadelphia County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 225,000 |
| Westmoreland County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 197,000 |
| York County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| Aiken County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 77,000 |
| Greenville County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 125,000 |
| York County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 52,000 |
| Cheatham County Tennessee | 1 | $ 425,000 | $ 425,000 | $ 113,000 |
| Rutherford County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 85,000 |
| Sumner County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 174,000 |
| Williamson County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 114,000 |
| Bastrop County Texas | 1 | $ 335,000 | $ 335,000 | $ 224,000 |
| Bell County Texas | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| Bexar County Texas | 1 | $ 195,000 | $ 195,000 | $ 86,000 |
| Dallas County Texas | 1 | $ 305,000 | $ 305,000 | $ 120,000 |
| El Paso County Texas | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Marion County Texas | 1 | $ 85,000 | $ 85,000 | $ 130,000 |
| Montgomery County Texas | 1 | $ 675,000 | $ 675,000 | $ 432,000 |
| Potter County Texas | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Tarrant County Texas | 1 | $ 95,000 | $ 95,000 | $ 119,000 |
| Millard County Utah | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Summit County Utah | 1 | $ 995,000 | $ 995,000 | $ 0 |
| Washington County Utah | 1 | $ 395,000 | $ 395,000 | $ 90,000 |
| Brunswick County Virginia | 1 | $ 305,000 | $ 305,000 | $ 76,000 |
| James City County Virginia | 1 | $ 1,325,000 | $ 1,325,000 | $ 380,000 |
| Lynchburg County Virginia | 1 | $ 55,000 | $ 55,000 | $ 152,000 |
| Clark County Washington | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Pierce County Washington | 1 | $ 445,000 | $ 445,000 | $ 189,000 |
| Snohomish County Washington | 1 | $ 515,000 | $ 515,000 | $ 216,000 |
| Spokane County Washington | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Thurston County Washington | 1 | $ 435,000 | $ 435,000 | $ 111,000 |
| Milwaukee County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Sheboygan County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 79,000 |
| St. Croix County Wisconsin | 1 | $ 345,000 | $ 345,000 | $ 60,000 |
| Waukesha County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 125,000 |
Mortgage Loan Application Detail Totals for Communityamerica Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,565 | $697,715,000 | $195,000 | $1,695,000 | $116,000 | $1,680,000 |
| Home Purchase | 2,707 | $695,715,000 | $257,000 | $2,625,000 | $124,000 | $6,750,000 |
| Cash-out Refinancing | 2,059 | $414,625,000 | $201,000 | $1,125,000 | $114,000 | $1,670,000 |
| Home Improvement | 1,897 | $138,425,000 | $72,000 | $805,000 | $137,000 | $2,400,000 |
| Other Purpose | 1,149 | $76,155,000 | $66,000 | $585,000 | $117,000 | $879,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,152 | $1,457,510,000 | $178,000 | $2,625,000 | $125,000 | $6,750,000 |
| Not Provided | 1,244 | $242,950,000 | $195,000 | $1,325,000 | $126,000 | $1,560,000 |
| Black or African American | 753 | $110,565,000 | $146,000 | $805,000 | $91,000 | $740,000 |
| Hispanic | 552 | $86,850,000 | $157,000 | $775,000 | $108,000 | $1,070,000 |
| Asian | 343 | $69,765,000 | $203,000 | $1,605,000 | $113,000 | $838,000 |
| Not applicable | 231 | $37,975,000 | $164,000 | $1,255,000 | $0 | $0 |
| American Indian or Alaskan Native | 74 | $12,900,000 | $174,000 | $805,000 | $128,000 | $977,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $2,025,000 | $119,000 | $445,000 | $88,000 | $205,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,839 | $1,901,275,000 | $175,000 | $2,625,000 | $123,000 | $6,750,000 |
| FHA-insured (Federal Housing Administration) | 289 | $57,565,000 | $199,000 | $395,000 | $72,000 | $250,000 |
| VA-guaranteed (Veterans Administration) | 237 | $61,405,000 | $259,000 | $815,000 | $96,000 | $396,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 12 | $2,390,000 | $199,000 | $355,000 | $65,000 | $96,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,942 | $1,440,910,000 | $181,000 | $2,625,000 | $126,000 | $6,750,000 |
| Application Withdrawn By Applicant | 1,362 | $299,390,000 | $219,000 | $1,695,000 | $125,000 | $1,680,000 |
| Application Denied By Financial Institution | 1,216 | $129,210,000 | $106,000 | $1,325,000 | $92,000 | $2,400,000 |
| Application Approved But Not Accepted | 482 | $76,530,000 | $158,000 | $725,000 | $111,000 | $605,000 |
| File Closed For Incompleteness | 373 | $76,205,000 | $204,000 | $855,000 | $112,000 | $572,000 |
| Loan Purchased By The Institution | 2 | $390,000 | $195,000 | $265,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 10,161 | $1,893,425,000 | $186,000 | $2,625,000 | $125,000 | $6,750,000 |
| Debt-To-Income Ratio | 441 | $49,855,000 | $113,000 | $725,000 | $62,000 | $226,000 |
| Credit History | 257 | $28,255,000 | $109,000 | $805,000 | $93,000 | $740,000 |
| Credit Application Incomplete | 242 | $17,710,000 | $73,000 | $805,000 | $113,000 | $1,560,000 |
| Other | 136 | $11,340,000 | $83,000 | $435,000 | $113,000 | $1,070,000 |
| Collateral | 87 | $12,735,000 | $146,000 | $1,325,000 | $148,000 | $2,400,000 |
| Employment History | 28 | $5,500,000 | $196,000 | $655,000 | $75,000 | $230,000 |
| Unverifiable Information | 21 | $2,745,000 | $130,000 | $565,000 | $108,000 | $288,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,070,000 | $267,000 | $545,000 | $142,000 | $306,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Communityamerica Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Communityamerica Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.