Communityone Bank, N.A.
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Communityone Bank, N.A..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Communityone Bank, N.A. 333 Fayetteville St Raleigh, NC 27601 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,005 |
| Total Mortgage Loan Application Amount | $403,187,000 |
| Average Mortgage Loan Application Amount | $162,666 |
| Highest Mortgage Loan Application Amount | $2,628,000 |
| Average Applicant Income | $109,666 |
| Highest Applicant Income | $1,430,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Randolph County North Carolina | 334 | $ 39,060,000 | $ 116,000 | $ 86,000 |
| Rowan County North Carolina | 130 | $ 20,903,000 | $ 160,000 | $ 105,000 |
| Gaston County North Carolina | 112 | $ 14,712,000 | $ 131,000 | $ 74,000 |
| Catawba County North Carolina | 101 | $ 17,026,000 | $ 168,000 | $ 108,000 |
| Moore County North Carolina | 101 | $ 19,950,000 | $ 197,000 | $ 110,000 |
| Wilkes County North Carolina | 96 | $ 11,908,000 | $ 124,000 | $ 80,000 |
| Guilford County North Carolina | 70 | $ 11,733,000 | $ 167,000 | $ 110,000 |
| Mecklenburg County North Carolina | 70 | $ 26,538,000 | $ 379,000 | $ 183,000 |
| Richmond County North Carolina | 61 | $ 4,448,000 | $ 72,000 | $ 111,000 |
| Alamance County North Carolina | 49 | $ 7,367,000 | $ 150,000 | $ 89,000 |
| Iredell County North Carolina | 48 | $ 13,250,000 | $ 276,000 | $ 147,000 |
| Caldwell County North Carolina | 40 | $ 4,483,000 | $ 112,000 | $ 60,000 |
| Los Angeles County California | 37 | $ 14,058,000 | $ 379,000 | $ 0 |
| Watauga County North Carolina | 35 | $ 7,820,000 | $ 223,000 | $ 114,000 |
| Scotland County North Carolina | 31 | $ 3,559,000 | $ 114,000 | $ 100,000 |
| Orange County North Carolina | 27 | $ 5,327,000 | $ 197,000 | $ 108,000 |
| Burke County North Carolina | 26 | $ 4,662,000 | $ 179,000 | $ 91,000 |
| Ashe County North Carolina | 25 | $ 4,354,000 | $ 174,000 | $ 73,000 |
| Cabarrus County North Carolina | 24 | $ 8,824,000 | $ 367,000 | $ 149,000 |
| Davidson County North Carolina | 24 | $ 3,884,000 | $ 161,000 | $ 66,000 |
| Montgomery County North Carolina | 22 | $ 1,699,000 | $ 77,000 | $ 91,000 |
| Alexander County North Carolina | 21 | $ 2,816,000 | $ 134,000 | $ 61,000 |
| Chatham County North Carolina | 15 | $ 2,095,000 | $ 139,000 | $ 65,000 |
| York County South Carolina | 14 | $ 4,235,000 | $ 302,000 | $ 156,000 |
| Orange County California | 13 | $ 2,652,000 | $ 204,000 | $ 0 |
| King County Washington | 13 | $ 8,232,000 | $ 633,000 | $ 0 |
| Santa Clara County California | 12 | $ 5,088,000 | $ 424,000 | $ 0 |
| Oakland County Michigan | 10 | $ 2,811,000 | $ 281,000 | $ 0 |
| San Mateo County California | 9 | $ 2,517,000 | $ 279,000 | $ 0 |
| Cook County Illinois | 8 | $ 1,906,000 | $ 238,000 | $ 0 |
| Nassau County New York | 8 | $ 2,563,000 | $ 320,000 | $ 0 |
| Union County North Carolina | 8 | $ 2,422,000 | $ 302,000 | $ 102,000 |
| San Diego County California | 7 | $ 2,191,000 | $ 313,000 | $ 0 |
| Brunswick County North Carolina | 7 | $ 1,677,000 | $ 239,000 | $ 171,000 |
| Forsyth County North Carolina | 7 | $ 1,376,000 | $ 196,000 | $ 93,000 |
| Lincoln County North Carolina | 7 | $ 1,724,000 | $ 246,000 | $ 94,000 |
| Bexar County Texas | 7 | $ 1,780,000 | $ 254,000 | $ 0 |
| Broward County Florida | 6 | $ 665,000 | $ 110,000 | $ 0 |
| Collin County Texas | 6 | $ 1,418,000 | $ 236,000 | $ 0 |
| Tarrant County Texas | 6 | $ 2,681,000 | $ 446,000 | $ 0 |
| Fairfax County Virginia | 6 | $ 2,757,000 | $ 459,000 | $ 0 |
| Alameda County California | 5 | $ 1,859,000 | $ 371,000 | $ 0 |
| Contra Costa County California | 5 | $ 3,148,000 | $ 629,000 | $ 0 |
| Marin County California | 5 | $ 1,655,000 | $ 331,000 | $ 0 |
| Fulton County Georgia | 5 | $ 849,000 | $ 169,000 | $ 0 |
| Avery County North Carolina | 5 | $ 1,125,000 | $ 225,000 | $ 62,000 |
| Rockingham County North Carolina | 5 | $ 911,000 | $ 182,000 | $ 103,000 |
| Horry County South Carolina | 5 | $ 759,000 | $ 151,000 | $ 92,000 |
| Harris County Texas | 5 | $ 1,535,000 | $ 307,000 | $ 0 |
| Shelby County Alabama | 4 | $ 755,000 | $ 188,000 | $ 0 |
| Sacramento County California | 4 | $ 776,000 | $ 194,000 | $ 0 |
| Sonoma County California | 4 | $ 930,000 | $ 232,000 | $ 0 |
| Fairfield County Connecticut | 4 | $ 984,000 | $ 246,000 | $ 0 |
| Hillsborough County Florida | 4 | $ 3,044,000 | $ 761,000 | $ 0 |
| Palm Beach County Florida | 4 | $ 1,944,000 | $ 486,000 | $ 0 |
| Lake County Illinois | 4 | $ 914,000 | $ 228,000 | $ 0 |
| Middlesex County Massachusetts | 4 | $ 2,095,000 | $ 523,000 | $ 0 |
| Wake County North Carolina | 4 | $ 626,000 | $ 156,000 | $ 45,000 |
| Dallas County Texas | 4 | $ 1,001,000 | $ 250,000 | $ 0 |
| Maricopa County Arizona | 3 | $ 1,852,000 | $ 617,000 | $ 0 |
| San Francisco County California | 3 | $ 630,000 | $ 210,000 | $ 0 |
| Ventura County California | 3 | $ 1,494,000 | $ 498,000 | $ 0 |
| DuPage County Illinois | 3 | $ 706,000 | $ 235,000 | $ 0 |
| Hamilton County Indiana | 3 | $ 1,466,000 | $ 488,000 | $ 0 |
| Barnstable County Massachusetts | 3 | $ 5,463,000 | $ 1,821,000 | $ 0 |
| Bergen County New Jersey | 3 | $ 835,000 | $ 278,000 | $ 0 |
| Morris County New Jersey | 3 | $ 777,000 | $ 259,000 | $ 0 |
| Union County New Jersey | 3 | $ 2,079,000 | $ 693,000 | $ 0 |
| New York County New York | 3 | $ 2,830,000 | $ 943,000 | $ 0 |
| Westchester County New York | 3 | $ 636,000 | $ 212,000 | $ 0 |
| Durham County North Carolina | 3 | $ 380,000 | $ 126,000 | $ 157,000 |
| Hoke County North Carolina | 3 | $ 323,000 | $ 107,000 | $ 50,000 |
| Travis County Texas | 3 | $ 1,129,000 | $ 376,000 | $ 0 |
| Kern County California | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Monterey County California | 2 | $ 616,000 | $ 308,000 | $ 0 |
| San Bernardino County California | 2 | $ 1,037,000 | $ 518,000 | $ 0 |
| Arapahoe County Colorado | 2 | $ 555,000 | $ 277,000 | $ 0 |
| Douglas County Colorado | 2 | $ 497,000 | $ 248,000 | $ 0 |
| District of Columbia County District Of Columbia | 2 | $ 1,830,000 | $ 915,000 | $ 0 |
| Orange County Florida | 2 | $ 245,000 | $ 122,000 | $ 0 |
| Montgomery County Maryland | 2 | $ 1,379,000 | $ 689,000 | $ 0 |
| Plymouth County Massachusetts | 2 | $ 388,000 | $ 194,000 | $ 0 |
| Suffolk County Massachusetts | 2 | $ 1,166,000 | $ 583,000 | $ 0 |
| Hennepin County Minnesota | 2 | $ 409,000 | $ 204,000 | $ 0 |
| Cape May County New Jersey | 2 | $ 245,000 | $ 122,000 | $ 0 |
| Mercer County New Jersey | 2 | $ 723,000 | $ 361,000 | $ 0 |
| Kings County New York | 2 | $ 297,000 | $ 148,000 | $ 0 |
| Queens County New York | 2 | $ 99,000 | $ 49,000 | $ 0 |
| Suffolk County New York | 2 | $ 413,000 | $ 206,000 | $ 0 |
| Alleghany County North Carolina | 2 | $ 300,000 | $ 150,000 | $ 172,000 |
| Buncombe County North Carolina | 2 | $ 404,000 | $ 202,000 | $ 99,000 |
| Cleveland County North Carolina | 2 | $ 579,000 | $ 289,000 | $ 130,000 |
| Cumberland County North Carolina | 2 | $ 249,000 | $ 124,000 | $ 109,000 |
| Harnett County North Carolina | 2 | $ 285,000 | $ 142,000 | $ 61,000 |
| Jackson County North Carolina | 2 | $ 2,895,000 | $ 1,447,000 | $ 120,000 |
| New Hanover County North Carolina | 2 | $ 1,592,000 | $ 796,000 | $ 16,000 |
| Chester County Pennsylvania | 2 | $ 467,000 | $ 233,000 | $ 0 |
| Delaware County Pennsylvania | 2 | $ 206,000 | $ 103,000 | $ 0 |
| Montgomery County Pennsylvania | 2 | $ 659,000 | $ 329,000 | $ 0 |
| Lancaster County South Carolina | 2 | $ 312,000 | $ 156,000 | $ 72,000 |
| Marlboro County South Carolina | 2 | $ 61,000 | $ 30,000 | $ 255,000 |
| Montgomery County Texas | 2 | $ 507,000 | $ 253,000 | $ 0 |
| Arlington County Virginia | 2 | $ 429,000 | $ 214,000 | $ 0 |
| Henrico County Virginia | 2 | $ 623,000 | $ 311,000 | $ 0 |
| Pierce County Washington | 2 | $ 652,000 | $ 326,000 | $ 0 |
| Snohomish County Washington | 2 | $ 414,000 | $ 207,000 | $ 0 |
| Navajo County Arizona | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Yavapai County Arizona | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| El Dorado County California | 1 | $ 574,000 | $ 574,000 | $ 0 |
| Fresno County California | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Nevada County California | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Placer County California | 1 | $ 802,000 | $ 802,000 | $ 0 |
| Plumas County California | 1 | $ 702,000 | $ 702,000 | $ 0 |
| Riverside County California | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Santa Barbara County California | 1 | $ 278,000 | $ 278,000 | $ 0 |
| Santa Cruz County California | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Stanislaus County California | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Adams County Colorado | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Denver County Colorado | 1 | $ 230,000 | $ 230,000 | $ 0 |
| El Paso County Colorado | 1 | $ 507,000 | $ 507,000 | $ 0 |
| Grand County Colorado | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Larimer County Colorado | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Summit County Colorado | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 523,000 | $ 523,000 | $ 0 |
| New Haven County Connecticut | 1 | $ 59,000 | $ 59,000 | $ 0 |
| New Castle County Delaware | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Sussex County Delaware | 1 | $ 408,000 | $ 408,000 | $ 0 |
| Duval County Florida | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Indian River County Florida | 1 | $ 720,000 | $ 720,000 | $ 0 |
| Lee County Florida | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Manatee County Florida | 1 | $ 324,000 | $ 324,000 | $ 0 |
| Martin County Florida | 1 | $ 431,000 | $ 431,000 | $ 0 |
| Seminole County Florida | 1 | $ 206,000 | $ 206,000 | $ 0 |
| St. Johns County Florida | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Volusia County Florida | 1 | $ 316,000 | $ 316,000 | $ 0 |
| Cobb County Georgia | 1 | $ 273,000 | $ 273,000 | $ 0 |
| Lumpkin County Georgia | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Honolulu County Hawaii | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Ada County Idaho | 1 | $ 211,000 | $ 211,000 | $ 0 |
| McHenry County Illinois | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Hancock County Indiana | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Monroe County Indiana | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Jefferson Davis County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| York County Maine | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 460,000 | $ 460,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Howard County Maryland | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Wicomico County Maryland | 1 | $ 603,000 | $ 603,000 | $ 0 |
| Norfolk County Massachusetts | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Antrim County Michigan | 1 | $ 840,000 | $ 840,000 | $ 0 |
| Genesee County Michigan | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Jackson County Michigan | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Kent County Michigan | 1 | $ 602,000 | $ 602,000 | $ 0 |
| Muskegon County Michigan | 1 | $ 782,000 | $ 782,000 | $ 0 |
| Sanilac County Michigan | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Harrison County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Cass County Missouri | 1 | $ 320,000 | $ 320,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 572,000 | $ 572,000 | $ 0 |
| Gallatin County Montana | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Clark County Nevada | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Washoe County Nevada | 1 | $ 724,000 | $ 724,000 | $ 0 |
| Rockingham County New Hampshire | 1 | $ 326,000 | $ 326,000 | $ 0 |
| Burlington County New Jersey | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Essex County New Jersey | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Somerset County New Jersey | 1 | $ 270,000 | $ 270,000 | $ 0 |
| Dona Ana County New Mexico | 1 | $ 460,000 | $ 460,000 | $ 0 |
| Columbia County New York | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Putnam County New York | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Saratoga County New York | 1 | $ 687,000 | $ 687,000 | $ 0 |
| Carteret County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 481,000 |
| Dare County North Carolina | 1 | $ 247,000 | $ 247,000 | $ 236,000 |
| Davie County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 87,000 |
| Lee County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 80,000 |
| Pender County North Carolina | 1 | $ 400,000 | $ 400,000 | $ 264,000 |
| Pitt County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Robeson County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 44,000 |
| Stanly County North Carolina | 1 | $ 192,000 | $ 192,000 | $ 109,000 |
| Yadkin County North Carolina | 1 | $ 146,000 | $ 146,000 | $ 46,000 |
| Yancey County North Carolina | 1 | $ 211,000 | $ 211,000 | $ 107,000 |
| Clermont County Ohio | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Franklin County Ohio | 1 | $ 964,000 | $ 964,000 | $ 0 |
| Stark County Ohio | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Hood River County Oregon | 1 | $ 539,000 | $ 539,000 | $ 0 |
| Jackson County Oregon | 1 | $ 333,000 | $ 333,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 530,000 | $ 530,000 | $ 0 |
| Umatilla County Oregon | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Kent County Rhode Island | 1 | $ 219,000 | $ 219,000 | $ 0 |
| Newport County Rhode Island | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 73,000 | $ 73,000 | $ 26,000 |
| Lexington County South Carolina | 1 | $ 432,000 | $ 432,000 | $ 0 |
| Roane County Tennessee | 1 | $ 304,000 | $ 304,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Cameron County Texas | 1 | $ 10,000 | $ 10,000 | $ 27,000 |
| Denton County Texas | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Hidalgo County Texas | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Nueces County Texas | 1 | $ 273,000 | $ 273,000 | $ 0 |
| Smith County Texas | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Iron County Utah | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Summit County Utah | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Windsor County Vermont | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Alexandria County Virginia | 1 | $ 1,304,000 | $ 1,304,000 | $ 0 |
| Amherst County Virginia | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Carroll County Virginia | 1 | $ 256,000 | $ 256,000 | $ 204,000 |
| King George County Virginia | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Loudoun County Virginia | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Pulaski County Virginia | 1 | $ 201,000 | $ 201,000 | $ 244,000 |
| Chelan County Washington | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Clark County Washington | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Kitsap County Washington | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Spokane County Washington | 1 | $ 498,000 | $ 498,000 | $ 0 |
| Dane County Wisconsin | 1 | $ 251,000 | $ 251,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Communityone Bank, N.A. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,550 | $325,412,000 | $209,000 | $2,628,000 | $70,000 | $1,430,000 |
| Home Purchase | 313 | $69,431,000 | $221,000 | $2,161,000 | $87,000 | $963,000 |
| Home Improvement | 142 | $8,344,000 | $58,000 | $750,000 | $172,000 | $1,224,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,511 | $251,582,000 | $166,000 | $2,628,000 | $101,000 | $1,430,000 |
| Not applicable | 406 | $141,990,000 | $349,000 | $2,500,000 | $0 | $0 |
| Black or African American | 41 | $4,501,000 | $109,000 | $417,000 | $89,000 | $819,000 |
| Hispanic | 24 | $2,176,000 | $90,000 | $608,000 | $109,000 | $777,000 |
| Not Provided | 13 | $1,623,000 | $124,000 | $273,000 | $59,000 | $174,000 |
| Asian | 8 | $971,000 | $121,000 | $232,000 | $47,000 | $120,000 |
| American Indian or Alaskan Native | 1 | $204,000 | $204,000 | $204,000 | $42,000 | $42,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $140,000 | $140,000 | $140,000 | $78,000 | $78,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,972 | $398,514,000 | $202,000 | $2,628,000 | $80,000 | $1,430,000 |
| FHA-insured (Federal Housing Administration) | 15 | $1,988,000 | $132,000 | $233,000 | $48,000 | $110,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 13 | $1,392,000 | $107,000 | $167,000 | $35,000 | $68,000 |
| VA-guaranteed (Veterans Administration) | 5 | $1,293,000 | $258,000 | $529,000 | $122,000 | $227,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,008 | $167,343,000 | $166,000 | $2,628,000 | $104,000 | $1,430,000 |
| Loan Purchased By The Institution | 396 | $137,436,000 | $347,000 | $2,161,000 | $0 | $0 |
| Application Denied By Financial Institution | 365 | $52,242,000 | $143,000 | $2,202,000 | $90,000 | $1,224,000 |
| Application Withdrawn By Applicant | 116 | $24,495,000 | $211,000 | $2,300,000 | $101,000 | $963,000 |
| Preapproval Denied by Financial Institution | 42 | $5,503,000 | $131,000 | $448,000 | $48,000 | $110,000 |
| File Closed For Incompleteness | 34 | $6,723,000 | $197,000 | $800,000 | $121,000 | $1,000,000 |
| Application Approved But Not Accepted | 31 | $6,583,000 | $212,000 | $1,418,000 | $119,000 | $684,000 |
| Preapproval Approved but not Accepted | 13 | $2,862,000 | $220,000 | $795,000 | $91,000 | $302,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 182 | $19,569,000 | $107,000 | $665,000 | $99,000 | $1,224,000 |
| Debt-To-Income Ratio | 134 | $19,753,000 | $147,000 | $546,000 | $54,000 | $665,000 |
| Collateral | 58 | $13,752,000 | $237,000 | $2,202,000 | $118,000 | $733,000 |
| Other | 20 | $3,055,000 | $152,000 | $608,000 | $107,000 | $301,000 |
| Unverifiable Information | 5 | $406,000 | $81,000 | $232,000 | $12,000 | $23,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $679,000 | $135,000 | $215,000 | $46,000 | $84,000 |
| Mortgage Insurance Denied | 2 | $366,000 | $183,000 | $285,000 | $111,000 | $171,000 |
| Employment History | 1 | $165,000 | $165,000 | $165,000 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.