BBVA USA Mortgage Lending & HMDA Data, 2011

In 2011, BBVA USA of Birmingham, AL reported 24,954 mortgage applications totaling $6.9 billion. The average application was for $275,587, and applicants reported an average income of $161,309. 48% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Houston-Sugar Land-Baytown, TX (3,413), Dallas-Plano-Irving, TX (2,239) and San Antonio-New Braunfels, TX (1,471) (applications in parentheses).

Mortgage Company & Address BBVA USA
15 South 20th St
Birmingham, AL 35233
Tel #: available with data download
Federal Regulator * available with data download
Years 2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 24,954
Total Mortgage Loan Application Amount $6,877,017,000
Average Mortgage Loan Application Amount $275,587
Highest Mortgage Loan Application Amount $35,000,000
Average Applicant Income $161,309
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records BBVA USA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for BBVA USA by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris, Texas 2,145 $ 725,227,000 $ 338,101 $ 218,000
Bexar, Texas 1,279 $ 302,077,000 $ 236,182 $ 168,000
Maricopa, Arizona 1,205 $ 521,468,000 $ 432,753 $ 216,000
Dallas, Texas 1,130 $ 349,498,000 $ 309,290 $ 178,000
Tarrant, Texas 1,115 $ 227,184,000 $ 203,752 $ 135,000
Hidalgo, Texas 936 $ 113,648,000 $ 121,418 $ 93,000
Jefferson, Alabama 786 $ 188,076,000 $ 239,282 $ 131,000
Travis, Texas 730 $ 249,791,000 $ 342,179 $ 204,000
Collin, Texas 579 $ 172,821,000 $ 298,481 $ 167,000
Cameron, Texas 512 $ 55,869,000 $ 109,119 $ 92,000
Montgomery, Texas 498 $ 135,453,000 $ 271,993 $ 201,000
Pima, Arizona 462 $ 112,952,000 $ 244,484 $ 123,000
El Paso, Texas 409 $ 59,880,000 $ 146,405 $ 102,000
Denton, Texas 398 $ 89,948,000 $ 226,000 $ 132,000
Denver, Colorado 389 $ 163,814,000 $ 421,115 $ 161,000
Webb, Texas 367 $ 48,841,000 $ 133,081 $ 96,000
Fort Bend, Texas 361 $ 94,035,000 $ 260,484 $ 148,000
Duval, Florida 355 $ 97,990,000 $ 276,028 $ 152,000
Shelby, Alabama 348 $ 82,577,000 $ 237,290 $ 120,000
Bernalillo, New Mexico 320 $ 91,999,000 $ 287,496 $ 141,000
Williamson, Texas 316 $ 52,137,000 $ 164,990 $ 111,000
Mobile, Alabama 303 $ 54,710,000 $ 180,561 $ 72,000
Madison, Alabama 268 $ 69,594,000 $ 259,679 $ 210,000
El Paso, Colorado 261 $ 114,777,000 $ 439,758 $ 205,000
San Diego, California 255 $ 164,531,000 $ 645,219 $ 283,000
Riverside, California 234 $ 52,720,000 $ 225,299 $ 138,000
Montgomery, Alabama 222 $ 35,944,000 $ 161,909 $ 101,000
Orange, Florida 212 $ 42,656,000 $ 201,207 $ 175,000
Brazoria, Texas 202 $ 32,630,000 $ 161,534 $ 176,000
Tuscaloosa, Alabama 186 $ 44,133,000 $ 237,274 $ 130,000
Bell, Texas 180 $ 31,419,000 $ 174,550 $ 135,000
Los Angeles, California 178 $ 156,533,000 $ 879,398 $ 379,000
Arapahoe, Colorado 177 $ 67,296,000 $ 380,203 $ 189,000
Jefferson, Colorado 174 $ 44,841,000 $ 257,706 $ 119,000
St. Johns, Florida 173 $ 69,902,000 $ 404,057 $ 236,000
Galveston, Texas 169 $ 33,979,000 $ 201,059 $ 197,000
Parker, Texas 164 $ 28,934,000 $ 176,426 $ 113,000
Baldwin, Alabama 157 $ 32,645,000 $ 207,929 $ 129,000
Adams, Colorado 152 $ 26,061,000 $ 171,453 $ 74,000
Douglas, Colorado 151 $ 55,574,000 $ 368,039 $ 174,000
Alachua, Florida 148 $ 41,258,000 $ 278,770 $ 184,000
Nueces, Texas 133 $ 23,281,000 $ 175,045 $ 128,000
McLennan, Texas 124 $ 15,889,000 $ 128,137 $ 85,000
San Joaquin, California 120 $ 19,546,000 $ 162,883 $ 100,000
Walton, Florida 120 $ 52,700,000 $ 439,166 $ 386,000
Larimer, Colorado 118 $ 37,547,000 $ 318,194 $ 140,000
Okaloosa, Florida 117 $ 27,402,000 $ 234,205 $ 164,000
Osceola, Florida 115 $ 15,685,000 $ 136,391 $ 177,000
Dona Ana, New Mexico 110 $ 32,199,000 $ 292,718 $ 139,000
Jefferson, Texas 104 $ 14,606,000 $ 140,442 $ 150,000
Etowah, Alabama 99 $ 16,869,000 $ 170,393 $ 127,000
Clay, Florida 99 $ 18,568,000 $ 187,555 $ 112,000
Brazos, Texas 94 $ 20,494,000 $ 218,021 $ 150,000
Hood, Texas 93 $ 14,876,000 $ 159,956 $ 100,000
Orange, California 89 $ 112,852,000 $ 1,268,000 $ 320,000
Cochise, Arizona 87 $ 11,589,000 $ 133,206 $ 81,000
Boulder, Colorado 87 $ 35,880,000 $ 412,413 $ 166,000
Escambia, Florida 87 $ 18,415,000 $ 211,666 $ 152,000
Lee, Alabama 85 $ 17,412,000 $ 204,847 $ 106,000
Limestone, Alabama 83 $ 14,352,000 $ 172,915 $ 102,000
Mohave, Arizona 80 $ 11,600,000 $ 145,000 $ 80,000
Morgan, Alabama 79 $ 12,357,000 $ 156,417 $ 168,000
DeKalb, Alabama 78 $ 11,126,000 $ 142,641 $ 74,000
Comal, Texas 76 $ 21,563,000 $ 283,723 $ 150,000
Hays, Texas 76 $ 13,810,000 $ 181,710 $ 101,000
Houston, Alabama 75 $ 17,431,000 $ 232,413 $ 160,000
Calhoun, Alabama 74 $ 10,935,000 $ 147,770 $ 74,000
Yavapai, Arizona 74 $ 19,741,000 $ 266,770 $ 138,000
St. Clair, Alabama 70 $ 9,692,000 $ 138,457 $ 73,000
Barbour, Alabama 68 $ 9,341,000 $ 137,367 $ 77,000
Lauderdale, Alabama 68 $ 12,029,000 $ 176,897 $ 114,000
Hardin, Texas 68 $ 7,773,000 $ 114,308 $ 86,000
Stanislaus, California 63 $ 11,442,000 $ 181,619 $ 104,000
Weld, Colorado 61 $ 11,779,000 $ 193,098 $ 79,000
Pinal, Arizona 60 $ 6,206,000 $ 103,433 $ 69,000
Johnson, Texas 60 $ 8,555,000 $ 142,583 $ 97,000
Sandoval, New Mexico 57 $ 13,854,000 $ 243,052 $ 105,000
Maverick, Texas 57 $ 4,573,000 $ 80,228 $ 64,000
Colbert, Alabama 56 $ 7,686,000 $ 137,250 $ 90,000
Ellis, Texas 56 $ 6,761,000 $ 120,732 $ 111,000
San Bernardino, California 55 $ 19,965,000 $ 363,000 $ 189,000
Coconino, Arizona 54 $ 35,045,000 $ 648,981 $ 134,000
Nassau, Florida 53 $ 14,151,000 $ 267,000 $ 194,000
Val Verde, Texas 52 $ 4,265,000 $ 82,019 $ 52,000
Walker, Alabama 50 $ 7,040,000 $ 140,800 $ 87,000
Jackson, Alabama 46 $ 6,728,000 $ 146,260 $ 77,000
Santa Clara, California 46 $ 33,120,000 $ 720,000 $ 262,000
Contra Costa, California 45 $ 35,253,000 $ 783,400 $ 329,000
Kendall, Texas 45 $ 19,053,000 $ 423,400 $ 264,000
Lubbock, Texas 44 $ 7,135,000 $ 162,159 $ 88,000
Marshall, Alabama 43 $ 10,153,000 $ 236,116 $ 199,000
Smith, Texas 43 $ 10,411,000 $ 242,116 $ 212,000
Fresno, California 41 $ 12,699,000 $ 309,731 $ 177,000
Sacramento, California 41 $ 15,564,000 $ 379,609 $ 187,000
San Mateo, California 41 $ 31,264,000 $ 762,536 $ 255,000
Orange, Texas 41 $ 5,886,000 $ 143,560 $ 126,000
Ector, Texas 40 $ 4,408,000 $ 110,200 $ 81,000
Rockwall, Texas 40 $ 10,290,000 $ 257,250 $ 134,000
Marion, Florida 38 $ 7,165,000 $ 188,552 $ 112,000
Polk, Florida 36 $ 5,758,000 $ 159,944 $ 158,000
Jasper, Texas 34 $ 4,145,000 $ 121,911 $ 95,000
Alameda, California 33 $ 17,656,000 $ 535,030 $ 212,000
Blount, Alabama 32 $ 4,865,000 $ 152,031 $ 84,000
Washington, Texas 32 $ 6,120,000 $ 191,250 $ 105,000
Elmore, Alabama 31 $ 7,338,000 $ 236,709 $ 115,000
Eagle, Colorado 31 $ 35,475,000 $ 1,144,354 $ 945,000
Gregg, Texas 31 $ 3,536,000 $ 114,064 $ 80,000
Guadalupe, Texas 31 $ 4,746,000 $ 153,096 $ 126,000
Santa Rosa, Florida 28 $ 10,117,000 $ 361,321 $ 205,000
Lincoln, New Mexico 28 $ 5,995,000 $ 214,107 $ 106,000
Cullman, Alabama 27 $ 5,483,000 $ 203,074 $ 126,000
Miami-Dade, Florida 27 $ 40,986,000 $ 1,518,000 $ 350,000
Kaufman, Texas 27 $ 3,309,000 $ 122,555 $ 131,000
Starr, Texas 27 $ 2,613,000 $ 96,777 $ 55,000
Willacy, Texas 27 $ 2,359,000 $ 87,370 $ 59,000
Gila, Arizona 26 $ 5,570,000 $ 214,230 $ 141,000
Hernando, Florida 25 $ 3,580,000 $ 143,200 $ 72,000
Hillsborough, Florida 25 $ 10,584,000 $ 423,360 $ 290,000
Bastrop, Texas 25 $ 3,030,000 $ 121,200 $ 90,000
Placer, California 23 $ 13,751,000 $ 597,869 $ 338,000
Navajo, Arizona 22 $ 3,310,000 $ 150,454 $ 121,000
Taylor, Texas 22 $ 2,342,000 $ 106,454 $ 97,000
Grand, Colorado 21 $ 8,214,000 $ 391,142 $ 312,000
Wise, Texas 20 $ 3,300,000 $ 165,000 $ 77,000
Broomfield, Colorado 19 $ 6,505,000 $ 342,368 $ 178,000
Autauga, Alabama 18 $ 2,482,000 $ 137,888 $ 74,000
Summit, Colorado 18 $ 6,459,000 $ 358,833 $ 454,000
Citrus, Florida 18 $ 3,009,000 $ 167,166 $ 89,000
Burnet, Texas 18 $ 5,376,000 $ 298,666 $ 410,000
Luna, New Mexico 17 $ 1,920,000 $ 112,941 $ 99,000
Santa Fe, New Mexico 17 $ 8,590,000 $ 505,294 $ 411,000
Talladega, Alabama 16 $ 3,663,000 $ 228,937 $ 80,000
Amador, California 16 $ 2,830,000 $ 176,875 $ 75,000
Merced, California 16 $ 3,963,000 $ 247,687 $ 155,000
San Francisco, California 16 $ 14,255,000 $ 890,937 $ 348,000
Bay, Florida 16 $ 3,821,000 $ 238,812 $ 303,000
Otero, New Mexico 16 $ 2,217,000 $ 138,562 $ 54,000
Grimes, Texas 16 $ 2,070,000 $ 129,375 $ 84,000
Henderson, Texas 16 $ 5,514,000 $ 344,625 $ 265,000
Tom Green, Texas 16 $ 1,987,000 $ 124,187 $ 65,000
Pinellas, Florida 15 $ 7,619,000 $ 507,933 $ 261,000
Harrison, Texas 13 $ 1,515,000 $ 116,538 $ 58,000
Kerr, Texas 13 $ 1,412,000 $ 108,615 $ 93,000
Limestone, Texas 13 $ 1,406,000 $ 108,153 $ 82,000
Tallapoosa, Alabama 12 $ 4,226,000 $ 352,166 $ 158,000
Lake, Florida 12 $ 2,504,000 $ 208,666 $ 140,000
Falls, Texas 12 $ 1,177,000 $ 98,083 $ 64,000
Llano, Texas 12 $ 6,272,000 $ 522,666 $ 355,000
Medina, Texas 12 $ 3,007,000 $ 250,583 $ 109,000
Polk, Texas 12 $ 1,795,000 $ 149,583 $ 150,000
Wilson, Texas 12 $ 1,680,000 $ 140,000 $ 109,000
Calaveras, California 11 $ 2,345,000 $ 213,181 $ 135,000
Tuolumne, California 11 $ 2,101,000 $ 191,000 $ 170,000
Austin, Texas 11 $ 1,986,000 $ 180,545 $ 104,000
Bandera, Texas 11 $ 1,770,000 $ 160,909 $ 77,000
Midland, Texas 11 $ 3,684,000 $ 334,909 $ 251,000
Tyler, Texas 11 $ 1,176,000 $ 106,909 $ 77,000
Winston, Alabama 10 $ 2,421,000 $ 242,100 $ 215,000
Ventura, California 10 $ 6,106,000 $ 610,600 $ 268,000
Brevard, Florida 10 $ 7,811,000 $ 781,100 $ 318,000
Richmond, Georgia 10 $ 515,000 $ 51,500 $ 137,000
Geneva, Alabama 9 $ 1,199,000 $ 133,222 $ 61,000
Henry, Alabama 9 $ 1,188,000 $ 132,000 $ 153,000
Monterey, California 9 $ 8,612,000 $ 956,888 $ 928,000
Pueblo, Colorado 9 $ 2,654,000 $ 294,888 $ 121,000
Broward, Florida 9 $ 1,878,000 $ 208,666 $ 144,000
Seminole, Florida 9 $ 2,807,000 $ 311,888 $ 176,000
Sierra, New Mexico 9 $ 918,000 $ 102,000 $ 41,000
Caldwell, Texas 9 $ 819,000 $ 91,000 $ 62,000
Comanche, Texas 9 $ 1,276,000 $ 141,777 $ 87,000
Gillespie, Texas 9 $ 2,293,000 $ 254,777 $ 184,000
Grayson, Texas 9 $ 1,854,000 $ 206,000 $ 219,000
Hunt, Texas 9 $ 1,157,000 $ 128,555 $ 104,000
Liberty, Texas 9 $ 650,000 $ 72,222 $ 147,000
Palo Pinto, Texas 9 $ 1,958,000 $ 217,555 $ 363,000
Lawrence, Alabama 8 $ 622,000 $ 77,750 $ 35,000
El Dorado, California 8 $ 3,823,000 $ 477,875 $ 533,000
Elbert, Colorado 8 $ 2,139,000 $ 267,375 $ 123,000
Manatee, Florida 8 $ 2,144,000 $ 268,000 $ 172,000
Pasco, Florida 8 $ 1,751,000 $ 218,875 $ 115,000
Cook, Illinois 8 $ 6,034,000 $ 754,250 $ 389,000
Jones, Texas 8 $ 551,000 $ 68,875 $ 65,000
Navarro, Texas 8 $ 1,216,000 $ 152,000 $ 88,000
Waller, Texas 8 $ 1,471,000 $ 183,875 $ 103,000
Cherokee, Alabama 7 $ 1,466,000 $ 209,428 $ 148,000
Dale, Alabama 7 $ 611,000 $ 87,285 $ 70,000
Santa Cruz, Arizona 7 $ 941,000 $ 134,428 $ 102,000
Kern, California 7 $ 2,567,000 $ 366,714 $ 202,000
Solano, California 7 $ 1,643,000 $ 234,714 $ 162,000
Putnam, Florida 7 $ 891,000 $ 127,285 $ 69,000
Worcester, Massachusetts 7 $ 2,023,000 $ 289,000 $ 157,000
Valencia, New Mexico 7 $ 672,000 $ 96,000 $ 43,000
Cooke, Texas 7 $ 2,147,000 $ 306,714 $ 302,000
Hill, Texas 7 $ 1,197,000 $ 171,000 $ 55,000
Rusk, Texas 7 $ 421,000 $ 60,142 $ 55,000
San Jacinto, Texas 7 $ 901,000 $ 128,714 $ 170,000
Somervell, Texas 7 $ 1,253,000 $ 179,000 $ 104,000
Walker, Texas 7 $ 1,223,000 $ 174,714 $ 133,000
Macon, Alabama 6 $ 833,000 $ 138,833 $ 69,000
Marin, California 6 $ 4,821,000 $ 803,500 $ 298,000
La Plata, Colorado 6 $ 1,813,000 $ 302,166 $ 302,000
Bradford, Florida 6 $ 714,000 $ 119,000 $ 62,000
Volusia, Florida 6 $ 1,798,000 $ 299,666 $ 186,000
Middlesex, Massachusetts 6 $ 4,666,000 $ 777,666 $ 275,000
Oklahoma, Oklahoma 6 $ 1,312,000 $ 218,666 $ 85,000
Chilton, Alabama 5 $ 653,000 $ 130,600 $ 88,000
Covington, Alabama 5 $ 438,000 $ 87,600 $ 78,000
Randolph, Alabama 5 $ 662,000 $ 132,400 $ 89,000
Sonoma, California 5 $ 3,570,000 $ 714,000 $ 276,000
San Miguel, Colorado 5 $ 11,955,000 $ 2,391,000 $ 1,049,000
Hartford, Connecticut 5 $ 2,430,000 $ 486,000 $ 210,000
Palm Beach, Florida 5 $ 1,396,000 $ 279,200 $ 299,000
Fulton, Georgia 5 $ 3,518,000 $ 703,600 $ 810,000
Norfolk, Massachusetts 5 $ 1,713,000 $ 342,600 $ 170,000
Atascosa, Texas 5 $ 1,515,000 $ 303,000 $ 315,000
Coryell, Texas 5 $ 670,000 $ 134,000 $ 99,000
Dawson, Texas 5 $ 1,416,000 $ 283,200 $ 116,000
Erath, Texas 5 $ 822,000 $ 164,400 $ 115,000
Hale, Texas 5 $ 410,000 $ 82,000 $ 77,000
Howard, Texas 5 $ 366,000 $ 73,200 $ 54,000
Lampasas, Texas 5 $ 394,000 $ 78,800 $ 66,000
Runnels, Texas 5 $ 427,000 $ 85,400 $ 92,000
San Patricio, Texas 5 $ 501,000 $ 100,200 $ 141,000
Wichita, Texas 5 $ 1,187,000 $ 237,400 $ 308,000
King, Washington 5 $ 2,860,000 $ 572,000 $ 302,000
Escambia, Alabama 4 $ 242,000 $ 60,500 $ 73,000
Franklin, Alabama 4 $ 471,000 $ 117,750 $ 126,000
Lowndes, Alabama 4 $ 1,005,000 $ 251,250 $ 126,000
Marion, Alabama 4 $ 536,000 $ 134,000 $ 70,000
Graham, Arizona 4 $ 951,000 $ 237,750 $ 199,000
San Luis Obispo, California 4 $ 1,795,000 $ 448,750 $ 146,000
Tulare, California 4 $ 1,305,000 $ 326,250 $ 144,000
Yolo, California 4 $ 3,009,000 $ 752,250 $ 336,000
Archuleta, Colorado 4 $ 1,387,000 $ 346,750 $ 324,000
Park, Colorado 4 $ 854,000 $ 213,500 $ 123,000
Maui, Hawaii 4 $ 3,815,000 $ 953,750 $ 1,031,000
Cibola, New Mexico 4 $ 299,000 $ 74,750 $ 119,000
Aransas, Texas 4 $ 1,039,000 $ 259,750 $ 266,000
Blanco, Texas 4 $ 1,018,000 $ 254,500 $ 177,000
Dimmit, Texas 4 $ 1,980,000 $ 495,000 $ 205,000
Jim Wells, Texas 4 $ 204,000 $ 51,000 $ 91,000
Kleberg, Texas 4 $ 416,000 $ 104,000 $ 56,000
Lee, Texas 4 $ 2,770,000 $ 692,500 $ 592,000
Milam, Texas 4 $ 938,000 $ 234,500 $ 79,000
Upshur, Texas 4 $ 224,000 $ 56,000 $ 57,000
Chambers, Alabama 3 $ 194,000 $ 64,666 $ 41,000
Clay, Alabama 3 $ 317,000 $ 105,666 $ 120,000
Cleburne, Alabama 3 $ 341,000 $ 113,666 $ 43,000
Pickens, Alabama 3 $ 654,000 $ 218,000 $ 97,000
Pike, Alabama 3 $ 343,000 $ 114,333 $ 62,000
Madera, California 3 $ 493,000 $ 164,333 $ 97,000
Santa Cruz, California 3 $ 1,337,000 $ 445,666 $ 235,000
Gunnison, Colorado 3 $ 2,925,000 $ 975,000 $ 1,460,000
Hinsdale, Colorado 3 $ 720,000 $ 240,000 $ 492,000
Pitkin, Colorado 3 $ 19,275,000 $ 6,425,000 $ 2,186,000
Flagler, Florida 3 $ 387,000 $ 129,000 $ 123,000
Franklin, Florida 3 $ 380,000 $ 126,666 $ 108,000
Indian River, Florida 3 $ 1,107,000 $ 369,000 $ 165,000
Leon, Florida 3 $ 7,149,000 $ 2,383,000 $ 148,000
Sarasota, Florida 3 $ 1,141,000 $ 380,333 $ 327,000
Quitman, Georgia 3 $ 336,000 $ 112,000 $ 68,000
Clark, Nevada 3 $ 1,556,000 $ 518,666 $ 226,000
San Juan, New Mexico 3 $ 987,000 $ 329,000 $ 141,000
Suffolk, New York 3 $ 2,279,000 $ 759,666 $ 240,000
Tulsa, Oklahoma 3 $ 858,000 $ 286,000 $ 171,000
Jackson, Oregon 3 $ 1,548,000 $ 516,000 $ 238,000
Multnomah, Oregon 3 $ 2,413,000 $ 804,333 $ 284,000
Knox, Tennessee 3 $ 1,960,000 $ 653,333 $ 342,000
Burleson, Texas 3 $ 398,000 $ 132,666 $ 97,000
Chambers, Texas 3 $ 282,000 $ 94,000 $ 119,000
Colorado, Texas 3 $ 1,010,000 $ 336,666 $ 209,000
Fayette, Texas 3 $ 534,000 $ 178,000 $ 118,000
Leon, Texas 3 $ 513,000 $ 171,000 $ 125,000
Live Oak, Texas 3 $ 651,000 $ 217,000 $ 127,000
Newton, Texas 3 $ 623,000 $ 207,666 $ 120,000
Van Zandt, Texas 3 $ 164,000 $ 54,666 $ 187,000
Spokane, Washington 3 $ 2,605,000 $ 868,333 $ 270,000
Bibb, Alabama 2 $ 1,066,000 $ 533,000 $ 229,000
Crenshaw, Alabama 2 $ 125,000 $ 62,500 $ 80,000
Dallas, Alabama 2 $ 245,000 $ 122,500 $ 82,000
Hale, Alabama 2 $ 241,000 $ 120,500 $ 124,000
Washington, Alabama 2 $ 181,000 $ 90,500 $ 78,000
Wilcox, Alabama 2 $ 45,000 $ 22,500 $ 25,000
Butte, California 2 $ 871,000 $ 435,500 $ 221,000
Humboldt, California 2 $ 1,232,000 $ 616,000 $ 314,000
Kings, California 2 $ 671,000 $ 335,500 $ 209,000
Mariposa, California 2 $ 301,000 $ 150,500 $ 48,000
Mendocino, California 2 $ 972,000 $ 486,000 $ 237,000
Napa, California 2 $ 917,000 $ 458,500 $ 156,000
San Benito, California 2 $ 674,000 $ 337,000 $ 365,000
Santa Barbara, California 2 $ 695,000 $ 347,500 $ 214,000
Shasta, California 2 $ 308,000 $ 154,000 $ 47,000
Sutter, California 2 $ 214,000 $ 107,000 $ 77,000
Chaffee, Colorado 2 $ 261,000 $ 130,500 $ 232,000
Fremont, Colorado 2 $ 467,000 $ 233,500 $ 137,000
Gilpin, Colorado 2 $ 547,000 $ 273,500 $ 129,000
Routt, Colorado 2 $ 3,615,000 $ 1,807,500 $ 1,867,000
Teller, Colorado 2 $ 703,000 $ 351,500 $ 1,233,000
Charlotte, Florida 2 $ 159,000 $ 79,500 $ 66,000
Levy, Florida 2 $ 230,000 $ 115,000 $ 15,000
Monroe, Florida 2 $ 836,000 $ 418,000 $ 159,000
St. Lucie, Florida 2 $ 414,000 $ 207,000 $ 154,000
Sumter, Florida 2 $ 1,056,000 $ 528,000 $ 268,000
Washington, Florida 2 $ 231,000 $ 115,500 $ 47,000
Cobb, Georgia 2 $ 596,000 $ 298,000 $ 264,000
DeKalb, Georgia 2 $ 640,000 $ 320,000 $ 152,000
Bossier, Louisiana 2 $ 642,000 $ 321,000 $ 158,000
Plymouth, Massachusetts 2 $ 1,658,000 $ 829,000 $ 302,000
Suffolk, Massachusetts 2 $ 730,000 $ 365,000 $ 298,000
Flathead, Montana 2 $ 1,319,000 $ 659,500 $ 650,000
Park, Montana 2 $ 517,000 $ 258,500 $ 201,000
Washoe, Nevada 2 $ 1,212,000 $ 606,000 $ 285,000
Taos, New Mexico 2 $ 135,000 $ 67,500 $ 102,000
Monroe, New York 2 $ 303,000 $ 151,500 $ 49,000
Queens, New York 2 $ 1,089,000 $ 544,500 $ 382,000
Tompkins, New York 2 $ 708,000 $ 354,000 $ 52,000
Westchester, New York 2 $ 1,105,000 $ 552,500 $ 576,000
Clackamas, Oregon 2 $ 1,310,000 $ 655,000 $ 479,000
Allegheny, Pennsylvania 2 $ 1,189,000 $ 594,500 $ 1,023,000
Philadelphia, Pennsylvania 2 $ 418,000 $ 209,000 $ 472,000
Beaufort, South Carolina 2 $ 2,191,000 $ 1,095,500 $ 615,000
Hamilton, Tennessee 2 $ 808,000 $ 404,000 $ 194,000
Shelby, Tennessee 2 $ 1,002,000 $ 501,000 $ 336,000
Anderson, Texas 2 $ 214,000 $ 107,000 $ 140,000
Bee, Texas 2 $ 212,000 $ 106,000 $ 146,000
Bosque, Texas 2 $ 256,000 $ 128,000 $ 47,000
Bowie, Texas 2 $ 339,000 $ 169,500 $ 135,000
Calhoun, Texas 2 $ 298,000 $ 149,000 $ 148,000
Callahan, Texas 2 $ 150,000 $ 75,000 $ 46,000
Eastland, Texas 2 $ 212,000 $ 106,000 $ 42,000
Fannin, Texas 2 $ 277,000 $ 138,500 $ 66,000
Hopkins, Texas 2 $ 228,000 $ 114,000 $ 75,000
La Salle, Texas 2 $ 187,000 $ 93,500 $ 63,000
Matagorda, Texas 2 $ 209,000 $ 104,500 $ 51,000
Panola, Texas 2 $ 216,000 $ 108,000 $ 76,000
Trinity, Texas 2 $ 102,000 $ 51,000 $ 120,000
Uvalde, Texas 2 $ 149,000 $ 74,500 $ 159,000
Victoria, Texas 2 $ 186,000 $ 93,000 $ 121,000
Poquoson, Virginia 2 $ 1,327,000 $ 663,500 $ 330,000
Butler, Alabama 1 $ 109,000 $ 109,000 $ 30,000
Choctaw, Alabama 1 $ 279,000 $ 279,000 $ 313,000
Clarke, Alabama 1 $ 422,000 $ 422,000 $ 183,000
Monroe, Alabama 1 $ 128,000 $ 128,000 $ 53,000
Apache, Arizona 1 $ 275,000 $ 275,000 $ 0
La Paz, Arizona 1 $ 119,000 $ 119,000 $ 54,000
Yuma, Arizona 1 $ 16,000 $ 16,000 $ 113,000
Miller, Arkansas 1 $ 446,000 $ 446,000 $ 216,000
Saline, Arkansas 1 $ 200,000 $ 200,000 $ 141,000
Sebastian, Arkansas 1 $ 361,000 $ 361,000 $ 663,000
Mono, California 1 $ 238,000 $ 238,000 $ 180,000
Nevada, California 1 $ 840,000 $ 840,000 $ 1,175,000
Alamosa, Colorado 1 $ 384,000 $ 384,000 $ 307,000
Clear Creek, Colorado 1 $ 328,000 $ 328,000 $ 92,000
Huerfano, Colorado 1 $ 100,000 $ 100,000 $ 131,000
Lake, Colorado 1 $ 40,000 $ 40,000 $ 43,000
Lincoln, Colorado 1 $ 53,000 $ 53,000 $ 83,000
Mesa, Colorado 1 $ 661,000 $ 661,000 $ 550,000
Mineral, Colorado 1 $ 168,000 $ 168,000 $ 54,000
Moffat, Colorado 1 $ 272,000 $ 272,000 $ 127,000
Montezuma, Colorado 1 $ 417,000 $ 417,000 $ 143,000
Otero, Colorado 1 $ 44,000 $ 44,000 $ 75,000
Ouray, Colorado 1 $ 680,000 $ 680,000 $ 29,000
Rio Grande, Colorado 1 $ 676,000 $ 676,000 $ 227,000
Collier, Florida 1 $ 175,000 $ 175,000 $ 163,000
Columbia, Florida 1 $ 440,000 $ 440,000 $ 570,000
Gilchrist, Florida 1 $ 172,000 $ 172,000 $ 87,000
Jackson, Florida 1 $ 60,000 $ 60,000 $ 34,000
Taylor, Florida 1 $ 158,000 $ 158,000 $ 851,000
Barrow, Georgia 1 $ 151,000 $ 151,000 $ 74,000
Bryan, Georgia 1 $ 415,000 $ 415,000 $ 254,000
Cherokee, Georgia 1 $ 326,000 $ 326,000 $ 138,000
Coweta, Georgia 1 $ 409,000 $ 409,000 $ 188,000
Fayette, Georgia 1 $ 260,000 $ 260,000 $ 100,000
Gwinnett, Georgia 1 $ 116,000 $ 116,000 $ 175,000
Lowndes, Georgia 1 $ 347,000 $ 347,000 $ 625,000
Troup, Georgia 1 $ 125,000 $ 125,000 $ 107,000
Union, Georgia 1 $ 128,000 $ 128,000 $ 174,000
White, Georgia 1 $ 38,000 $ 38,000 $ 102,000
Kauai, Hawaii 1 $ 1,890,000 $ 1,890,000 $ 0
Ada, Idaho 1 $ 417,000 $ 417,000 $ 438,000
Bannock, Idaho 1 $ 896,000 $ 896,000 $ 392,000
Canyon, Idaho 1 $ 372,000 $ 372,000 $ 210,000
Twin Falls, Idaho 1 $ 480,000 $ 480,000 $ 212,000
Lake, Illinois 1 $ 780,000 $ 780,000 $ 353,000
Sangamon, Illinois 1 $ 216,000 $ 216,000 $ 346,000
Anderson, Kansas 1 $ 185,000 $ 185,000 $ 175,000
Harvey, Kansas 1 $ 93,000 $ 93,000 $ 504,000
Johnson, Kansas 1 $ 573,000 $ 573,000 $ 442,000
Sedgwick, Kansas 1 $ 375,000 $ 375,000 $ 300,000
Campbell, Kentucky 1 $ 320,000 $ 320,000 $ 153,000
Jefferson, Louisiana 1 $ 519,000 $ 519,000 $ 360,000
Lafayette, Louisiana 1 $ 502,000 $ 502,000 $ 115,000
Orleans, Louisiana 1 $ 165,000 $ 165,000 $ 44,000
Plaquemines, Louisiana 1 $ 150,000 $ 150,000 $ 874,000
Cumberland, Maine 1 $ 600,000 $ 600,000 $ 240,000
Dukes, Massachusetts 1 $ 115,000 $ 115,000 $ 245,000
Essex, Massachusetts 1 $ 585,000 $ 585,000 $ 225,000
Hampden, Massachusetts 1 $ 149,000 $ 149,000 $ 53,000
Cass, Missouri 1 $ 28,000,000 $ 28,000,000 $ 0
Jackson, Missouri 1 $ 1,000,000 $ 1,000,000 $ 747,000
Gallatin, Montana 1 $ 5,959,000 $ 5,959,000 $ 0
Hillsborough, New Hampshire 1 $ 710,000 $ 710,000 $ 555,000
Camden, New Jersey 1 $ 176,000 $ 176,000 $ 48,000
Chaves, New Mexico 1 $ 585,000 $ 585,000 $ 229,000
Grant, New Mexico 1 $ 125,000 $ 125,000 $ 54,000
Hidalgo, New Mexico 1 $ 190,000 $ 190,000 $ 143,000
Lea, New Mexico 1 $ 34,000 $ 34,000 $ 34,000
McKinley, New Mexico 1 $ 181,000 $ 181,000 $ 74,000
Rio Arriba, New Mexico 1 $ 290,000 $ 290,000 $ 79,000
Kings, New York 1 $ 923,000 $ 923,000 $ 350,000
Nassau, New York 1 $ 1,215,000 $ 1,215,000 $ 414,000
Saratoga, New York 1 $ 304,000 $ 304,000 $ 145,000
Macon, North Carolina 1 $ 310,000 $ 310,000 $ 68,000
Stark, North Dakota 1 $ 167,000 $ 167,000 $ 89,000
Cuyahoga, Ohio 1 $ 501,000 $ 501,000 $ 218,000
Franklin, Ohio 1 $ 175,000 $ 175,000 $ 48,000
Hamilton, Ohio 1 $ 180,000 $ 180,000 $ 182,000
Mahoning, Ohio 1 $ 122,000 $ 122,000 $ 57,000
Medina, Ohio 1 $ 1,000,000 $ 1,000,000 $ 500,000
Union, Ohio 1 $ 930,000 $ 930,000 $ 250,000
Canadian, Oklahoma 1 $ 112,000 $ 112,000 $ 47,000
Delaware, Oklahoma 1 $ 417,000 $ 417,000 $ 0
Ottawa, Oklahoma 1 $ 36,000 $ 36,000 $ 81,000
Crook, Oregon 1 $ 400,000 $ 400,000 $ 336,000
Josephine, Oregon 1 $ 605,000 $ 605,000 $ 300,000
Washington, Oregon 1 $ 747,000 $ 747,000 $ 306,000
Berks, Pennsylvania 1 $ 1,250,000 $ 1,250,000 $ 836,000
Bucks, Pennsylvania 1 $ 679,000 $ 679,000 $ 338,000
Erie, Pennsylvania 1 $ 950,000 $ 950,000 $ 333,000
Lehigh, Pennsylvania 1 $ 340,000 $ 340,000 $ 250,000
Minnehaha, South Dakota 1 $ 544,000 $ 544,000 $ 200,000
Bradley, Tennessee 1 $ 189,000 $ 189,000 $ 43,000
Davidson, Tennessee 1 $ 220,000 $ 220,000 $ 48,000
Lincoln, Tennessee 1 $ 255,000 $ 255,000 $ 109,000
Sevier, Tennessee 1 $ 255,000 $ 255,000 $ 134,000
Warren, Tennessee 1 $ 600,000 $ 600,000 $ 300,000
Angelina, Texas 1 $ 120,000 $ 120,000 $ 26,000
Borden, Texas 1 $ 168,000 $ 168,000 $ 130,000
Brewster, Texas 1 $ 193,000 $ 193,000 $ 114,000
Brooks, Texas 1 $ 62,000 $ 62,000 $ 10,000
Cass, Texas 1 $ 116,000 $ 116,000 $ 28,000
Cherokee, Texas 1 $ 221,000 $ 221,000 $ 120,000
Deaf Smith, Texas 1 $ 15,000 $ 15,000 $ 46,000
Duval, Texas 1 $ 1,000,000 $ 1,000,000 $ 1,125,000
Frio, Texas 1 $ 131,000 $ 131,000 $ 75,000
Gonzales, Texas 1 $ 117,000 $ 117,000 $ 59,000
Hamilton, Texas 1 $ 80,000 $ 80,000 $ 34,000
Houston, Texas 1 $ 277,000 $ 277,000 $ 130,000
Karnes, Texas 1 $ 30,000 $ 30,000 $ 66,000
Kimble, Texas 1 $ 820,000 $ 820,000 $ 1,997,000
Mason, Texas 1 $ 57,000 $ 57,000 $ 50,000
Menard, Texas 1 $ 78,000 $ 78,000 $ 80,000
Montague, Texas 1 $ 448,000 $ 448,000 $ 342,000
Real, Texas 1 $ 480,000 $ 480,000 $ 295,000
Robertson, Texas 1 $ 150,000 $ 150,000 $ 39,000
Sabine, Texas 1 $ 168,000 $ 168,000 $ 267,000
San Augustine, Texas 1 $ 108,000 $ 108,000 $ 113,000
Terry, Texas 1 $ 50,000 $ 50,000 $ 85,000
Wharton, Texas 1 $ 180,000 $ 180,000 $ 98,000
Zapata, Texas 1 $ 48,000 $ 48,000 $ 58,000
Loudoun, Virginia 1 $ 333,000 $ 333,000 $ 256,000
Mathews, Virginia 1 $ 489,000 $ 489,000 $ 321,000
Prince George, Virginia 1 $ 161,000 $ 161,000 $ 239,000
Benton, Washington 1 $ 419,000 $ 419,000 $ 455,000
Clark, Washington 1 $ 525,000 $ 525,000 $ 580,000
Whatcom, Washington 1 $ 255,000 $ 255,000 $ 111,000

Mortgage Loan Application Detail Totals for BBVA USA in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 13,268 $3,296,390,000 $248,000 $28,000,000 $152,000 $9,999,000
Home Purchase 10,431 $3,526,532,000 $338,000 $35,000,000 $178,000 $9,067,000
Home Improvement 1,255 $54,095,000 $43,000 $1,226,000 $121,000 $7,200,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 13,697 $3,871,108,000 $282,000 $15,000,000 $169,000 $9,999,000
Hispanic 5,657 $934,000,000 $165,000 $2,259,000 $114,000 $4,000,000
Not Provided 2,987 $1,053,060,000 $352,000 $6,395,000 $214,000 $9,999,000
Asian 1,231 $452,294,000 $367,000 $3,735,000 $194,000 $3,472,000
Black or African American 1,104 $186,594,000 $169,000 $1,766,000 $105,000 $2,500,000
Not applicable 127 $350,359,000 $2,758,000 $35,000,000 $498,000 $9,999,000
American Indian or Alaskan Native 88 $17,496,000 $198,000 $971,000 $116,000 $449,000
Native Hawaiian or Other Pacific Islander 63 $12,106,000 $192,000 $1,115,000 $133,000 $1,889,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 23,499 $6,667,090,000 $283,000 $35,000,000 $167,000 $9,999,000
FHA-insured (Federal Housing Administration) 1,241 $170,444,000 $137,000 $704,000 $67,000 $2,500,000
VA-guaranteed (Veterans Administration) 212 $39,433,000 $186,000 $610,000 $78,000 $330,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $50,000 $25,000 $40,000 $20,000 $23,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 11,867 $4,073,936,000 $343,000 $35,000,000 $196,000 $9,999,000
Application Denied By Financial Institution 5,464 $919,421,000 $168,000 $15,000,000 $97,000 $7,200,000
File Closed For Incompleteness 3,300 $765,528,000 $231,000 $4,250,000 $149,000 $9,999,000
Application Withdrawn By Applicant 2,159 $519,759,000 $240,000 $3,350,000 $145,000 $3,120,000
Application Approved But Not Accepted 1,903 $544,417,000 $286,000 $3,500,000 $181,000 $9,999,000
Loan Purchased By The Institution 161 $18,765,000 $116,000 $300,000 $45,000 $282,000
Preapproval Approved but not Accepted 67 $25,643,000 $382,000 $950,000 $167,000 $550,000
Preapproval Denied by Financial Institution 33 $9,548,000 $289,000 $1,250,000 $88,000 $462,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 2,267 $236,980,000 $104,000 $1,369,000 $81,000 $7,200,000
Debt-To-Income Ratio 1,522 $354,308,000 $232,000 $15,000,000 $68,000 $2,283,000
Collateral 923 $185,052,000 $200,000 $3,752,000 $161,000 $3,030,000
Other 440 $78,156,000 $177,000 $2,000,000 $123,000 $1,154,000
Insufficient Cash (Downpayment, Closing Cost) 134 $33,553,000 $250,000 $1,359,000 $143,000 $1,499,000
Unverifiable Information 98 $21,673,000 $221,000 $1,536,000 $123,000 $765,000
Employment History 71 $13,586,000 $191,000 $773,000 $87,000 $360,000
Credit Application Incomplete 26 $2,834,000 $109,000 $317,000 $113,000 $600,000
Mortgage Insurance Denied 16 $2,827,000 $176,000 $416,000 $84,000 $182,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into BBVA USA's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess BBVA USA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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