BBVA USA Mortgage Lending & HMDA Data, 2003

In 2003, BBVA USA of Birmingham, AL reported 23,400 mortgage applications totaling $2.7 billion. The average application was for $115,904, and applicants reported an average income of $94,956. 59% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Dallas, TX (2,831), Houston, TX (2,565) and San Antonio, TX (1,657) (applications in parentheses).

Mortgage Company & Address BBVA USA
15 South 20th Street
Birmingham, AL 35233
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 23,400
Total Mortgage Loan Application Amount $2,712,162,000
Average Mortgage Loan Application Amount $115,904
Highest Mortgage Loan Application Amount $25,000,000
Average Applicant Income $94,956
Highest Applicant Income $9,864,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records BBVA USA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for BBVA USA by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris, Texas 1,887 $ 186,583,000 $ 98,878 $ 103,000
Bexar, Texas 1,434 $ 144,372,000 $ 100,677 $ 124,000
Dallas, Texas 1,403 $ 127,481,000 $ 90,863 $ 89,000
Jefferson, Alabama 1,070 $ 161,477,000 $ 150,913 $ 70,000
Tarrant, Texas 927 $ 53,954,000 $ 58,202 $ 109,000
Maricopa, Arizona 884 $ 144,611,000 $ 163,587 $ 68,000
Travis, Texas 759 $ 91,795,000 $ 120,942 $ 113,000
Duval, Florida 737 $ 77,778,000 $ 105,533 $ 58,000
Mobile, Alabama 715 $ 65,834,000 $ 92,075 $ 65,000
Collin, Texas 664 $ 44,978,000 $ 67,737 $ 128,000
Denton, Texas 590 $ 32,643,000 $ 55,327 $ 105,000
Pima, Arizona 577 $ 56,291,000 $ 97,558 $ 53,000
Madison, Alabama 490 $ 78,114,000 $ 159,416 $ 100,000
Montgomery, Alabama 405 $ 57,278,000 $ 141,427 $ 97,000
Williamson, Texas 348 $ 30,432,000 $ 87,448 $ 90,000
Baldwin, Alabama 320 $ 54,058,000 $ 168,931 $ 104,000
Montgomery, Texas 315 $ 27,981,000 $ 88,828 $ 103,000
Fort Bend, Texas 309 $ 23,316,000 $ 75,456 $ 108,000
Shelby, Alabama 256 $ 52,605,000 $ 205,488 $ 118,000
Bernalillo, New Mexico 235 $ 31,031,000 $ 132,046 $ 48,000
Bell, Texas 224 $ 18,565,000 $ 82,879 $ 76,000
Alachua, Florida 209 $ 39,070,000 $ 186,937 $ 76,000
Tuscaloosa, Alabama 208 $ 31,630,000 $ 152,067 $ 67,000
Houston, Alabama 205 $ 28,455,000 $ 138,804 $ 77,000
Brazoria, Texas 203 $ 14,688,000 $ 72,354 $ 107,000
Escambia, Florida 201 $ 22,705,000 $ 112,960 $ 85,000
Clay, Florida 195 $ 22,533,000 $ 115,553 $ 133,000
Morgan, Alabama 164 $ 18,154,000 $ 110,695 $ 67,000
Galveston, Texas 163 $ 11,814,000 $ 72,478 $ 109,000
Cochise, Arizona 162 $ 12,122,000 $ 74,827 $ 48,000
St. Johns, Florida 162 $ 27,852,000 $ 171,925 $ 89,000
McLennan, Texas 162 $ 19,247,000 $ 118,808 $ 76,000
DeKalb, Alabama 161 $ 13,942,000 $ 86,596 $ 46,000
Okaloosa, Florida 156 $ 19,069,000 $ 122,237 $ 87,000
Walker, Alabama 151 $ 14,747,000 $ 97,662 $ 75,000
Lauderdale, Alabama 149 $ 16,062,000 $ 107,798 $ 71,000
Calhoun, Alabama 144 $ 18,198,000 $ 126,375 $ 63,000
Lee, Alabama 142 $ 28,541,000 $ 200,992 $ 95,000
Etowah, Alabama 140 $ 16,591,000 $ 118,507 $ 228,000
Marion, Florida 140 $ 17,550,000 $ 125,357 $ 73,000
Brazos, Texas 137 $ 13,980,000 $ 102,043 $ 125,000
Adams, Colorado 136 $ 21,015,000 $ 154,522 $ 71,000
Denver, Colorado 134 $ 21,400,000 $ 159,701 $ 208,000
Nassau, Florida 133 $ 30,338,000 $ 228,105 $ 98,000
Limestone, Alabama 131 $ 12,586,000 $ 96,076 $ 54,000
Comal, Texas 126 $ 16,188,000 $ 128,476 $ 118,000
Yavapai, Arizona 119 $ 16,749,000 $ 140,747 $ 67,000
Arapahoe, Colorado 111 $ 13,973,000 $ 125,882 $ 82,000
Jackson, Alabama 108 $ 8,685,000 $ 80,416 $ 59,000
Marshall, Alabama 104 $ 11,805,000 $ 113,509 $ 78,000
Cullman, Alabama 103 $ 9,783,000 $ 94,980 $ 52,000
Hays, Texas 103 $ 12,074,000 $ 117,223 $ 83,000
Elmore, Alabama 94 $ 13,601,000 $ 144,691 $ 91,000
Pinal, Arizona 93 $ 7,281,000 $ 78,290 $ 48,000
Colbert, Alabama 91 $ 7,316,000 $ 80,395 $ 51,000
Mohave, Arizona 88 $ 6,796,000 $ 77,227 $ 52,000
Pinellas, Florida 88 $ 14,634,000 $ 166,295 $ 53,000
Santa Rosa, Florida 84 $ 11,268,000 $ 134,142 $ 71,000
Jefferson, Colorado 82 $ 12,747,000 $ 155,451 $ 98,000
Blount, Alabama 77 $ 6,562,000 $ 85,220 $ 41,000
St. Clair, Alabama 75 $ 8,508,000 $ 113,440 $ 64,000
Coconino, Arizona 75 $ 11,921,000 $ 158,946 $ 80,000
Guadalupe, Texas 74 $ 4,275,000 $ 57,770 $ 95,000
Hillsborough, Florida 73 $ 6,578,000 $ 90,109 $ 62,000
Douglas, Colorado 70 $ 10,924,000 $ 156,057 $ 96,000
Hernando, Florida 70 $ 5,385,000 $ 76,928 $ 38,000
Barbour, Alabama 68 $ 6,299,000 $ 92,632 $ 54,000
Rockwall, Texas 67 $ 4,177,000 $ 62,343 $ 133,000
Boulder, Colorado 66 $ 13,029,000 $ 197,409 $ 94,000
Yuma, Arizona 52 $ 4,375,000 $ 84,134 $ 45,000
Parker, Texas 51 $ 3,635,000 $ 71,274 $ 90,000
Kendall, Texas 50 $ 7,810,000 $ 156,200 $ 202,000
Gila, Arizona 49 $ 6,820,000 $ 139,183 $ 58,000
Johnson, Texas 49 $ 2,178,000 $ 44,448 $ 62,000
Ellis, Texas 47 $ 2,637,000 $ 56,106 $ 90,000
El Paso, Colorado 46 $ 9,141,000 $ 198,717 $ 58,000
Pasco, Florida 46 $ 4,444,000 $ 96,608 $ 72,000
Navajo, Arizona 44 $ 6,190,000 $ 140,681 $ 132,000
Bay, Florida 44 $ 7,259,000 $ 164,977 $ 97,000
Walton, Florida 43 $ 12,957,000 $ 301,325 $ 286,000
Larimer, Colorado 40 $ 5,978,000 $ 149,450 $ 177,000
Talladega, Alabama 38 $ 3,460,000 $ 91,052 $ 63,000
Autauga, Alabama 37 $ 3,710,000 $ 100,270 $ 92,000
Sandoval, New Mexico 37 $ 4,757,000 $ 128,567 $ 67,000
Grayson, Texas 36 $ 2,494,000 $ 69,277 $ 365,000
Winston, Alabama 35 $ 5,269,000 $ 150,542 $ 74,000
Bastrop, Texas 35 $ 3,677,000 $ 105,057 $ 80,000
Tallapoosa, Alabama 33 $ 4,268,000 $ 129,333 $ 138,000
Weld, Colorado 33 $ 5,373,000 $ 162,818 $ 583,000
Putnam, Florida 33 $ 2,560,000 $ 77,575 $ 66,000
Kaufman, Texas 33 $ 2,323,000 $ 70,393 $ 79,000
Dale, Alabama 30 $ 2,222,000 $ 74,066 $ 92,000
Lawrence, Alabama 30 $ 2,156,000 $ 71,866 $ 55,000
Nueces, Texas 28 $ 2,115,000 $ 75,535 $ 152,000
Burnet, Texas 27 $ 3,120,000 $ 115,555 $ 150,000
Citrus, Florida 26 $ 2,547,000 $ 97,961 $ 108,000
Flagler, Florida 26 $ 7,028,000 $ 270,307 $ 69,000
Chambers, Texas 25 $ 1,476,000 $ 59,040 $ 73,000
Lake, Florida 23 $ 1,624,000 $ 70,608 $ 50,000
Santa Fe, New Mexico 23 $ 2,875,000 $ 125,000 $ 70,000
Hood, Texas 23 $ 2,040,000 $ 88,695 $ 118,000
Wilson, Texas 23 $ 1,596,000 $ 69,391 $ 71,000
Medina, Texas 22 $ 1,631,000 $ 74,136 $ 109,000
Leon, Florida 21 $ 6,537,000 $ 311,285 $ 70,000
Hunt, Texas 21 $ 1,997,000 $ 95,095 $ 72,000
Franklin, Alabama 20 $ 1,426,000 $ 71,300 $ 56,000
Chambers, Alabama 19 $ 1,460,000 $ 76,842 $ 71,000
Cherokee, Alabama 19 $ 2,007,000 $ 105,631 $ 69,000
Marion, Alabama 18 $ 1,545,000 $ 85,833 $ 36,000
Volusia, Florida 18 $ 2,219,000 $ 123,277 $ 112,000
Waller, Texas 18 $ 1,169,000 $ 64,944 $ 72,000
Washington, Alabama 17 $ 947,000 $ 55,705 $ 67,000
Geneva, Alabama 16 $ 949,000 $ 59,312 $ 62,000
Atascosa, Texas 16 $ 1,055,000 $ 65,937 $ 99,000
Bibb, Alabama 15 $ 1,202,000 $ 80,133 $ 169,000
Chilton, Alabama 15 $ 1,723,000 $ 114,866 $ 117,000
Coffee, Alabama 15 $ 1,080,000 $ 72,000 $ 66,000
Pickens, Alabama 15 $ 1,352,000 $ 90,133 $ 51,000
Cobb, Georgia 15 $ 3,239,000 $ 215,933 $ 91,000
Coryell, Texas 15 $ 868,000 $ 57,866 $ 68,000
Covington, Alabama 14 $ 771,000 $ 55,071 $ 48,000
Henry, Alabama 14 $ 1,082,000 $ 77,285 $ 62,000
Macon, Alabama 14 $ 1,169,000 $ 83,500 $ 75,000
Russell, Alabama 14 $ 958,000 $ 68,428 $ 52,000
Santa Cruz, Arizona 14 $ 856,000 $ 61,142 $ 45,000
Bradford, Florida 14 $ 851,000 $ 60,785 $ 225,000
Polk, Florida 14 $ 1,456,000 $ 104,000 $ 86,000
Muscogee, Georgia 14 $ 908,000 $ 64,857 $ 50,000
El Paso, Texas 14 $ 611,000 $ 43,642 $ 102,000
Milam, Texas 14 $ 1,251,000 $ 89,357 $ 78,000
Austin, Texas 13 $ 776,000 $ 59,692 $ 78,000
Bandera, Texas 13 $ 1,552,000 $ 119,384 $ 97,000
Limestone, Texas 13 $ 794,000 $ 61,076 $ 55,000
Gwinnett, Georgia 12 $ 1,216,000 $ 101,333 $ 68,000
Valencia, New Mexico 12 $ 1,066,000 $ 88,833 $ 40,000
Matagorda, Texas 12 $ 716,000 $ 59,666 $ 70,000
Walker, Texas 12 $ 753,000 $ 62,750 $ 85,000
Sumter, Florida 11 $ 838,000 $ 76,181 $ 50,000
Fulton, Georgia 11 $ 27,012,000 $ 2,455,636 $ 196,000
Caldwell, Texas 11 $ 852,000 $ 77,454 $ 77,000
Liberty, Texas 11 $ 831,000 $ 75,545 $ 73,000
Washington, Texas 11 $ 662,000 $ 60,181 $ 62,000
Butler, Alabama 10 $ 931,000 $ 93,100 $ 51,000
Clarke, Alabama 10 $ 886,000 $ 88,600 $ 59,000
Crenshaw, Alabama 10 $ 777,000 $ 77,700 $ 81,000
Apache, Arizona 10 $ 631,000 $ 63,100 $ 64,000
Elbert, Colorado 10 $ 2,796,000 $ 279,600 $ 146,000
Gadsden, Florida 10 $ 701,000 $ 70,100 $ 53,000
Suwannee, Florida 10 $ 623,000 $ 62,300 $ 44,000
Chatham, Georgia 10 $ 1,122,000 $ 112,200 $ 51,000
Wise, Texas 10 $ 569,000 $ 56,900 $ 92,000
Cleburne, Alabama 9 $ 595,000 $ 66,111 $ 49,000
Escambia, Alabama 9 $ 574,000 $ 63,777 $ 54,000
Randolph, Alabama 9 $ 684,000 $ 76,000 $ 59,000
Pueblo, Colorado 9 $ 607,000 $ 67,444 $ 49,000
DeKalb, Georgia 9 $ 5,023,000 $ 558,111 $ 59,000
Franklin, Tennessee 9 $ 2,892,000 $ 321,333 $ 474,000
Wharton, Texas 9 $ 435,000 $ 48,333 $ 56,000
Dallas, Alabama 8 $ 487,000 $ 60,875 $ 52,000
Fayette, Alabama 8 $ 613,000 $ 76,625 $ 57,000
Marengo, Alabama 8 $ 651,000 $ 81,375 $ 58,000
Eagle, Colorado 8 $ 3,960,000 $ 495,000 $ 392,000
Mesa, Colorado 8 $ 1,036,000 $ 129,500 $ 57,000
Otero, Colorado 8 $ 451,000 $ 56,375 $ 35,000
Levy, Florida 8 $ 590,000 $ 73,750 $ 48,000
Cherokee, Georgia 8 $ 736,000 $ 92,000 $ 72,000
Kimball, Nebraska 8 $ 544,000 $ 68,000 $ 47,000
Kerr, Texas 8 $ 474,000 $ 59,250 $ 69,000
Robertson, Texas 8 $ 763,000 $ 95,375 $ 105,000
Monroe, Alabama 7 $ 357,000 $ 51,000 $ 35,000
Pike, Alabama 7 $ 653,000 $ 93,285 $ 54,000
Catoosa, Georgia 7 $ 565,000 $ 80,714 $ 41,000
Glynn, Georgia 7 $ 857,000 $ 122,428 $ 69,000
Houston, Georgia 7 $ 501,000 $ 71,571 $ 65,000
Lowndes, Georgia 7 $ 490,000 $ 70,000 $ 49,000
Orleans, Louisiana 7 $ 4,747,000 $ 678,142 $ 253,000
Llano, Texas 7 $ 1,703,000 $ 243,285 $ 353,000
Van Zandt, Texas 7 $ 361,000 $ 51,571 $ 49,000
Coosa, Alabama 6 $ 430,000 $ 71,666 $ 41,000
Hale, Alabama 6 $ 548,000 $ 91,333 $ 61,000
Graham, Arizona 6 $ 456,000 $ 76,000 $ 55,000
Baker, Florida 6 $ 569,000 $ 94,833 $ 62,000
Dixie, Florida 6 $ 645,000 $ 107,500 $ 80,000
Bibb, Georgia 6 $ 210,000 $ 35,000 $ 52,000
Carroll, Georgia 6 $ 577,000 $ 96,166 $ 45,000
Paulding, Georgia 6 $ 554,000 $ 92,333 $ 58,000
Richmond, Georgia 6 $ 514,000 $ 85,666 $ 53,000
Angelina, Texas 6 $ 397,000 $ 66,166 $ 78,000
Aransas, Texas 6 $ 2,361,000 $ 393,500 $ 176,000
Bosque, Texas 6 $ 637,000 $ 106,166 $ 109,000
Cooke, Texas 6 $ 425,000 $ 70,833 $ 116,000
Gillespie, Texas 6 $ 956,000 $ 159,333 $ 122,000
Henderson, Texas 6 $ 390,000 $ 65,000 $ 91,000
Hill, Texas 6 $ 297,000 $ 49,500 $ 99,000
Lubbock, Texas 6 $ 377,000 $ 62,833 $ 75,000
Madison, Texas 6 $ 415,000 $ 69,166 $ 50,000
Smith, Texas 6 $ 245,000 $ 40,833 $ 118,000
Choctaw, Alabama 5 $ 319,000 $ 63,800 $ 46,000
Conecuh, Alabama 5 $ 321,000 $ 64,200 $ 47,000
Lowndes, Alabama 5 $ 285,000 $ 57,000 $ 53,000
Los Angeles, California 5 $ 2,295,000 $ 459,000 $ 427,000
Las Animas, Colorado 5 $ 392,000 $ 78,400 $ 37,000
Montezuma, Colorado 5 $ 348,000 $ 69,600 $ 30,000
Montrose, Colorado 5 $ 422,000 $ 84,400 $ 64,000
Summit, Colorado 5 $ 1,368,000 $ 273,600 $ 365,000
Gilchrist, Florida 5 $ 519,000 $ 103,800 $ 51,000
Taylor, Florida 5 $ 540,000 $ 108,000 $ 87,000
Wakulla, Florida 5 $ 350,000 $ 70,000 $ 70,000
Bartow, Georgia 5 $ 364,000 $ 72,800 $ 66,000
Camden, Georgia 5 $ 381,000 $ 76,200 $ 54,000
Columbia, Georgia 5 $ 454,000 $ 90,800 $ 51,000
Floyd, Georgia 5 $ 302,000 $ 60,400 $ 56,000
Gordon, Georgia 5 $ 401,000 $ 80,200 $ 75,000
Jackson, Georgia 5 $ 544,000 $ 108,800 $ 46,000
Peach, Georgia 5 $ 520,000 $ 104,000 $ 86,000
Rockdale, Georgia 5 $ 280,000 $ 56,000 $ 73,000
Union, Georgia 5 $ 432,000 $ 86,400 $ 36,000
Fannin, Texas 5 $ 240,000 $ 48,000 $ 51,000
San Jacinto, Texas 5 $ 288,000 $ 57,600 $ 64,000
Clay, Alabama 4 $ 289,000 $ 72,250 $ 85,000
Greene, Alabama 4 $ 189,000 $ 47,250 $ 47,000
Sumter, Alabama 4 $ 225,000 $ 56,250 $ 58,000
Fremont, Colorado 4 $ 499,000 $ 124,750 $ 95,000
Garfield, Colorado 4 $ 536,000 $ 134,000 $ 71,000
Prowers, Colorado 4 $ 319,000 $ 79,750 $ 49,000
Routt, Colorado 4 $ 1,326,000 $ 331,500 $ 563,000
Teller, Colorado 4 $ 478,000 $ 119,500 $ 47,000
Brevard, Florida 4 $ 366,000 $ 91,500 $ 65,000
Columbia, Florida 4 $ 498,000 $ 124,500 $ 61,000
Gulf, Florida 4 $ 180,000 $ 45,000 $ 50,000
Bulloch, Georgia 4 $ 314,000 $ 78,500 $ 46,000
Elbert, Georgia 4 $ 192,000 $ 48,000 $ 40,000
Fayette, Georgia 4 $ 385,000 $ 96,250 $ 80,000
Haralson, Georgia 4 $ 332,000 $ 83,000 $ 70,000
Newton, Georgia 4 $ 401,000 $ 100,250 $ 75,000
Stephens, Georgia 4 $ 220,000 $ 55,000 $ 55,000
Whitfield, Georgia 4 $ 202,000 $ 50,500 $ 44,000
Oklahoma, Oklahoma 4 $ 398,000 $ 99,500 $ 100,000
Giles, Tennessee 4 $ 958,000 $ 239,500 $ 81,000
Burleson, Texas 4 $ 227,000 $ 56,750 $ 105,000
Cherokee, Texas 4 $ 195,000 $ 48,750 $ 75,000
Gregg, Texas 4 $ 183,000 $ 45,750 $ 44,000
Leon, Texas 4 $ 360,000 $ 90,000 $ 47,000
Val Verde, Texas 4 $ 85,000 $ 21,250 $ 84,000
Wood, Texas 4 $ 363,000 $ 90,750 $ 82,000
Bullock, Alabama 3 $ 188,000 $ 62,666 $ 35,000
Lamar, Alabama 3 $ 219,000 $ 73,000 $ 41,000
Greenlee, Arizona 3 $ 165,000 $ 55,000 $ 55,000
San Diego, California 3 $ 1,301,000 $ 433,666 $ 682,000
Grand, Colorado 3 $ 214,000 $ 71,333 $ 114,000
Kit Carson, Colorado 3 $ 404,000 $ 134,666 $ 135,000
Phillips, Colorado 3 $ 181,000 $ 60,333 $ 51,000
Franklin, Florida 3 $ 638,000 $ 212,666 $ 136,000
Holmes, Florida 3 $ 184,000 $ 61,333 $ 45,000
Jackson, Florida 3 $ 182,000 $ 60,666 $ 29,000
Manatee, Florida 3 $ 14,688,000 $ 4,896,000 $ 89,000
Orange, Florida 3 $ 1,415,000 $ 471,666 $ 283,000
Palm Beach, Florida 3 $ 25,845,000 $ 8,615,000 $ 2,656,000
Union, Florida 3 $ 257,000 $ 85,666 $ 70,000
Washington, Florida 3 $ 270,000 $ 90,000 $ 50,000
Chattooga, Georgia 3 $ 237,000 $ 79,000 $ 55,000
Cook, Georgia 3 $ 229,000 $ 76,333 $ 79,000
Dade, Georgia 3 $ 284,000 $ 94,666 $ 70,000
Dougherty, Georgia 3 $ 171,000 $ 57,000 $ 18,000
Fannin, Georgia 3 $ 332,000 $ 110,666 $ 215,000
Habersham, Georgia 3 $ 458,000 $ 152,666 $ 96,000
Hall, Georgia 3 $ 160,000 $ 53,333 $ 102,000
Jones, Georgia 3 $ 313,000 $ 104,333 $ 67,000
Liberty, Georgia 3 $ 140,000 $ 46,666 $ 50,000
McDuffie, Georgia 3 $ 246,000 $ 82,000 $ 32,000
Pickens, Georgia 3 $ 318,000 $ 106,000 $ 49,000
Pierce, Georgia 3 $ 205,000 $ 68,333 $ 48,000
Toombs, Georgia 3 $ 235,000 $ 78,333 $ 82,000
Walton, Georgia 3 $ 304,000 $ 101,333 $ 161,000
Buffalo, Nebraska 3 $ 240,000 $ 80,000 $ 72,000
Cibola, New Mexico 3 $ 220,000 $ 73,333 $ 63,000
Tulsa, Oklahoma 3 $ 128,000 $ 42,666 $ 40,000
Allegheny, Pennsylvania 3 $ 582,000 $ 194,000 $ 137,000
Horry, South Carolina 3 $ 250,000 $ 83,333 $ 151,000
Blanco, Texas 3 $ 95,000 $ 31,666 $ 66,000
Cameron, Texas 3 $ 169,000 $ 56,333 $ 147,000
Colorado, Texas 3 $ 250,000 $ 83,333 $ 126,000
Franklin, Texas 3 $ 418,000 $ 139,333 $ 477,000
Grimes, Texas 3 $ 270,000 $ 90,000 $ 77,000
Hidalgo, Texas 3 $ 49,000 $ 16,333 $ 152,000
Jefferson, Texas 3 $ 173,000 $ 57,666 $ 113,000
Lampasas, Texas 3 $ 225,000 $ 75,000 $ 160,000
Navarro, Texas 3 $ 137,000 $ 45,666 $ 63,000
Polk, Texas 3 $ 482,000 $ 160,666 $ 175,000
San Patricio, Texas 3 $ 455,000 $ 151,666 $ 263,000
Perry, Alabama 2 $ 142,000 $ 71,000 $ 55,000
Alamosa, Colorado 2 $ 89,000 $ 44,500 $ 27,000
Archuleta, Colorado 2 $ 166,000 $ 83,000 $ 36,000
Gilpin, Colorado 2 $ 354,000 $ 177,000 $ 59,000
Huerfano, Colorado 2 $ 312,000 $ 156,000 $ 214,000
Lake, Colorado 2 $ 122,000 $ 61,000 $ 59,000
Lincoln, Colorado 2 $ 173,000 $ 86,500 $ 30,000
Logan, Colorado 2 $ 157,000 $ 78,500 $ 56,000
Moffat, Colorado 2 $ 83,000 $ 41,500 $ 37,000
Park, Colorado 2 $ 371,000 $ 185,500 $ 118,000
Rio Grande, Colorado 2 $ 210,000 $ 105,000 $ 57,000
Broward, Florida 2 $ 1,128,000 $ 564,000 $ 180,000
Hamilton, Florida 2 $ 178,000 $ 89,000 $ 83,000
Miami-Dade, Florida 2 $ 253,000 $ 126,500 $ 4,516,000
Monroe, Florida 2 $ 653,000 $ 326,500 $ 52,000
Seminole, Florida 2 $ 211,000 $ 105,500 $ 43,000
Baldwin, Georgia 2 $ 163,000 $ 81,500 $ 31,000
Ben Hill, Georgia 2 $ 55,000 $ 27,500 $ 60,000
Butts, Georgia 2 $ 213,000 $ 106,500 $ 45,000
Clayton, Georgia 2 $ 3,407,000 $ 1,703,500 $ 20,000
Harris, Georgia 2 $ 411,000 $ 205,500 $ 65,000
Henry, Georgia 2 $ 288,000 $ 144,000 $ 64,000
Irwin, Georgia 2 $ 81,000 $ 40,500 $ 47,000
Jefferson, Georgia 2 $ 114,000 $ 57,000 $ 62,000
Lamar, Georgia 2 $ 387,000 $ 193,500 $ 124,000
Laurens, Georgia 2 $ 91,000 $ 45,500 $ 74,000
Lee, Georgia 2 $ 105,000 $ 52,500 $ 80,000
Lincoln, Georgia 2 $ 65,000 $ 32,500 $ 50,000
Murray, Georgia 2 $ 95,000 $ 47,500 $ 38,000
Pike, Georgia 2 $ 489,000 $ 244,500 $ 199,000
Polk, Georgia 2 $ 118,000 $ 59,000 $ 58,000
Schley, Georgia 2 $ 127,000 $ 63,500 $ 50,000
Spalding, Georgia 2 $ 128,000 $ 64,000 $ 31,000
Sumter, Georgia 2 $ 143,000 $ 71,500 $ 55,000
Tattnall, Georgia 2 $ 44,000 $ 22,000 $ 65,000
Taylor, Georgia 2 $ 110,000 $ 55,000 $ 447,000
Thomas, Georgia 2 $ 115,000 $ 57,500 $ 61,000
Tift, Georgia 2 $ 78,000 $ 39,000 $ 126,000
Troup, Georgia 2 $ 103,000 $ 51,500 $ 31,000
Upson, Georgia 2 $ 96,000 $ 48,000 $ 22,000
Walker, Georgia 2 $ 80,000 $ 40,000 $ 37,000
Wayne, Georgia 2 $ 123,000 $ 61,500 $ 55,000
Wilkinson, Georgia 2 $ 206,000 $ 103,000 $ 34,000
Cook, Illinois 2 $ 729,000 $ 364,500 $ 272,000
Jefferson, Louisiana 2 $ 211,000 $ 105,500 $ 30,000
St. Tammany, Louisiana 2 $ 673,000 $ 336,500 $ 193,000
Prince George's, Maryland 2 $ 348,000 $ 174,000 $ 125,000
Hennepin, Minnesota 2 $ 920,000 $ 460,000 $ 531,000
George, Mississippi 2 $ 82,000 $ 41,000 $ 24,000
San Miguel, New Mexico 2 $ 237,000 $ 118,500 $ 92,000
Taos, New Mexico 2 $ 172,000 $ 86,000 $ 104,000
Franklin, Ohio 2 $ 223,000 $ 111,500 $ 95,000
Charleston, South Carolina 2 $ 671,000 $ 335,500 $ 215,000
Anderson, Texas 2 $ 129,000 $ 64,500 $ 143,000
Eastland, Texas 2 $ 87,000 $ 43,500 $ 70,000
Erath, Texas 2 $ 68,000 $ 34,000 $ 44,000
Freestone, Texas 2 $ 105,000 $ 52,500 $ 115,000
Gonzales, Texas 2 $ 70,000 $ 35,000 $ 47,000
Hopkins, Texas 2 $ 85,000 $ 42,500 $ 46,000
Lee, Texas 2 $ 80,000 $ 40,000 $ 74,000
Midland, Texas 2 $ 34,000 $ 17,000 $ 69,000
Montague, Texas 2 $ 27,000 $ 13,500 $ 69,000
Rusk, Texas 2 $ 168,000 $ 84,000 $ 31,000
San Saba, Texas 2 $ 115,000 $ 57,500 $ 95,000
Victoria, Texas 2 $ 58,000 $ 29,000 $ 167,000
Webb, Texas 2 $ 21,000 $ 10,500 $ 51,000
Laramie, Wyoming 2 $ 862,000 $ 431,000 $ 288,000
La Paz, Arizona 1 $ 63,000 $ 63,000 $ 47,000
Benton, Arkansas 1 $ 172,000 $ 172,000 $ 260,000
Pulaski, Arkansas 1 $ 143,000 $ 143,000 $ 37,000
White, Arkansas 1 $ 90,000 $ 90,000 $ 46,000
Monterey, California 1 $ 1,100,000 $ 1,100,000 $ 0
Orange, California 1 $ 975,000 $ 975,000 $ 0
Riverside, California 1 $ 1,500,000 $ 1,500,000 $ 0
San Francisco, California 1 $ 915,000 $ 915,000 $ 787,000
Ventura, California 1 $ 258,000 $ 258,000 $ 94,000
Baca, Colorado 1 $ 70,000 $ 70,000 $ 60,000
Cheyenne, Colorado 1 $ 20,000 $ 20,000 $ 48,000
Clear Creek, Colorado 1 $ 181,000 $ 181,000 $ 53,000
Conejos, Colorado 1 $ 125,000 $ 125,000 $ 54,000
Costilla, Colorado 1 $ 32,000 $ 32,000 $ 61,000
Crowley, Colorado 1 $ 34,000 $ 34,000 $ 44,000
Dolores, Colorado 1 $ 185,000 $ 185,000 $ 78,000
La Plata, Colorado 1 $ 70,000 $ 70,000 $ 24,000
Pitkin, Colorado 1 $ 300,000 $ 300,000 $ 156,000
San Miguel, Colorado 1 $ 713,000 $ 713,000 $ 384,000
Yuma, Colorado 1 $ 129,000 $ 129,000 $ 40,000
Fairfield, Connecticut 1 $ 20,000 $ 20,000 $ 52,000
New Castle, Delaware 1 $ 125,000 $ 125,000 $ 41,000
District of Columbia, District Of Columbia 1 $ 15,000,000 $ 15,000,000 $ 0
Calhoun, Florida 1 $ 38,000 $ 38,000 $ 80,000
Jefferson, Florida 1 $ 50,000 $ 50,000 $ 25,000
Lafayette, Florida 1 $ 36,000 $ 36,000 $ 48,000
Madison, Florida 1 $ 42,000 $ 42,000 $ 38,000
Sarasota, Florida 1 $ 254,000 $ 254,000 $ 90,000
Appling, Georgia 1 $ 74,000 $ 74,000 $ 26,000
Bacon, Georgia 1 $ 31,000 $ 31,000 $ 37,000
Banks, Georgia 1 $ 94,000 $ 94,000 $ 59,000
Barrow, Georgia 1 $ 24,000 $ 24,000 $ 25,000
Bleckley, Georgia 1 $ 66,000 $ 66,000 $ 61,000
Brantley, Georgia 1 $ 130,000 $ 130,000 $ 98,000
Burke, Georgia 1 $ 56,000 $ 56,000 $ 60,000
Charlton, Georgia 1 $ 59,000 $ 59,000 $ 36,000
Chattahoochee, Georgia 1 $ 71,000 $ 71,000 $ 49,000
Clinch, Georgia 1 $ 188,000 $ 188,000 $ 120,000
Colquitt, Georgia 1 $ 34,000 $ 34,000 $ 158,000
Coweta, Georgia 1 $ 58,000 $ 58,000 $ 72,000
Crawford, Georgia 1 $ 67,000 $ 67,000 $ 48,000
Crisp, Georgia 1 $ 95,000 $ 95,000 $ 54,000
Dawson, Georgia 1 $ 116,000 $ 116,000 $ 36,000
Dodge, Georgia 1 $ 90,000 $ 90,000 $ 53,000
Effingham, Georgia 1 $ 55,000 $ 55,000 $ 26,000
Emanuel, Georgia 1 $ 78,000 $ 78,000 $ 86,000
Forsyth, Georgia 1 $ 170,000 $ 170,000 $ 60,000
Franklin, Georgia 1 $ 30,000 $ 30,000 $ 38,000
Gilmer, Georgia 1 $ 23,000 $ 23,000 $ 30,000
Greene, Georgia 1 $ 26,000 $ 26,000 $ 28,000
Hart, Georgia 1 $ 180,000 $ 180,000 $ 41,000
Macon, Georgia 1 $ 48,000 $ 48,000 $ 47,000
McIntosh, Georgia 1 $ 83,000 $ 83,000 $ 37,000
Mitchell, Georgia 1 $ 10,000 $ 10,000 $ 15,000
Monroe, Georgia 1 $ 129,000 $ 129,000 $ 88,000
Montgomery, Georgia 1 $ 98,000 $ 98,000 $ 72,000
Morgan, Georgia 1 $ 66,000 $ 66,000 $ 43,000
Oglethorpe, Georgia 1 $ 89,000 $ 89,000 $ 50,000
Pulaski, Georgia 1 $ 50,000 $ 50,000 $ 43,000
Taliaferro, Georgia 1 $ 77,000 $ 77,000 $ 26,000
Telfair, Georgia 1 $ 42,000 $ 42,000 $ 68,000
Towns, Georgia 1 $ 178,000 $ 178,000 $ 44,000
Treutlen, Georgia 1 $ 52,000 $ 52,000 $ 41,000
Turner, Georgia 1 $ 62,000 $ 62,000 $ 34,000
Ware, Georgia 1 $ 54,000 $ 54,000 $ 25,000
Washington, Georgia 1 $ 67,000 $ 67,000 $ 28,000
Worth, Georgia 1 $ 275,000 $ 275,000 $ 78,000
Honolulu, Hawaii 1 $ 705,000 $ 705,000 $ 0
Maui, Hawaii 1 $ 323,000 $ 323,000 $ 236,000
Ada, Idaho 1 $ 122,000 $ 122,000 $ 89,000
Canyon, Idaho 1 $ 82,000 $ 82,000 $ 40,000
Lake, Illinois 1 $ 140,000 $ 140,000 $ 185,000
Peoria, Illinois 1 $ 615,000 $ 615,000 $ 900,000
Sangamon, Illinois 1 $ 74,000 $ 74,000 $ 40,000
Clark, Indiana 1 $ 104,000 $ 104,000 $ 36,000
Delaware, Indiana 1 $ 122,000 $ 122,000 $ 309,000
Randolph, Indiana 1 $ 150,000 $ 150,000 $ 122,000
Dallas, Iowa 1 $ 371,000 $ 371,000 $ 120,000
Butler, Kansas 1 $ 122,000 $ 122,000 $ 100,000
Johnson, Kansas 1 $ 880,000 $ 880,000 $ 300,000
Bossier, Louisiana 1 $ 62,000 $ 62,000 $ 146,000
Plaquemines, Louisiana 1 $ 31,000 $ 31,000 $ 104,000
Knox, Maine 1 $ 4,000,000 $ 4,000,000 $ 4,200,000
Baltimore, Maryland 1 $ 145,000 $ 145,000 $ 46,000
Montgomery, Maryland 1 $ 260,000 $ 260,000 $ 74,000
Norfolk, Massachusetts 1 $ 154,000 $ 154,000 $ 62,000
Lake, Michigan 1 $ 164,000 $ 164,000 $ 80,000
Mackinac, Michigan 1 $ 1,000,000 $ 1,000,000 $ 600,000
Washtenaw, Michigan 1 $ 241,000 $ 241,000 $ 48,000
Mower, Minnesota 1 $ 60,000 $ 60,000 $ 0
Harrison, Mississippi 1 $ 88,000 $ 88,000 $ 65,000
Hinds, Mississippi 1 $ 175,000 $ 175,000 $ 70,000
Lauderdale, Mississippi 1 $ 288,000 $ 288,000 $ 275,000
Morgan, Missouri 1 $ 138,000 $ 138,000 $ 73,000
Stone, Missouri 1 $ 50,000 $ 50,000 $ 31,000
Carbon, Montana 1 $ 900,000 $ 900,000 $ 780,000
Lake, Montana 1 $ 665,000 $ 665,000 $ 360,000
Douglas, Nebraska 1 $ 158,000 $ 158,000 $ 40,000
Scotts Bluff, Nebraska 1 $ 118,000 $ 118,000 $ 61,000
Rockingham, New Hampshire 1 $ 425,000 $ 425,000 $ 150,000
Dona Ana, New Mexico 1 $ 302,000 $ 302,000 $ 111,000
McKinley, New Mexico 1 $ 102,000 $ 102,000 $ 29,000
Mora, New Mexico 1 $ 133,000 $ 133,000 $ 75,000
Rio Arriba, New Mexico 1 $ 60,000 $ 60,000 $ 118,000
San Juan, New Mexico 1 $ 144,000 $ 144,000 $ 48,000
Sierra, New Mexico 1 $ 12,000 $ 12,000 $ 29,000
Oswego, New York 1 $ 99,000 $ 99,000 $ 100,000
Rockland, New York 1 $ 323,000 $ 323,000 $ 252,000
Cleveland, North Carolina 1 $ 490,000 $ 490,000 $ 281,000
Guilford, North Carolina 1 $ 138,000 $ 138,000 $ 53,000
Macon, North Carolina 1 $ 540,000 $ 540,000 $ 0
New Hanover, North Carolina 1 $ 107,000 $ 107,000 $ 107,000
Pitt, North Carolina 1 $ 263,000 $ 263,000 $ 245,000
Summit, Ohio 1 $ 185,000 $ 185,000 $ 89,000
Comanche, Oklahoma 1 $ 47,000 $ 47,000 $ 88,000
Payne, Oklahoma 1 $ 82,000 $ 82,000 $ 53,000
Deschutes, Oregon 1 $ 460,000 $ 460,000 $ 725,000
Philadelphia, Pennsylvania 1 $ 5,000,000 $ 5,000,000 $ 0
Greenville, South Carolina 1 $ 123,000 $ 123,000 $ 42,000
Greenwood, South Carolina 1 $ 184,000 $ 184,000 $ 106,000
Blount, Tennessee 1 $ 100,000 $ 100,000 $ 51,000
Davidson, Tennessee 1 $ 463,000 $ 463,000 $ 0
Marshall, Tennessee 1 $ 571,000 $ 571,000 $ 692,000
Maury, Tennessee 1 $ 100,000 $ 100,000 $ 83,000
Montgomery, Tennessee 1 $ 60,000 $ 60,000 $ 52,000
Rutherford, Tennessee 1 $ 54,000 $ 54,000 $ 150,000
Sevier, Tennessee 1 $ 190,000 $ 190,000 $ 869,000
Shelby, Tennessee 1 $ 212,000 $ 212,000 $ 300,000
Williamson, Tennessee 1 $ 222,000 $ 222,000 $ 92,000
Bee, Texas 1 $ 32,000 $ 32,000 $ 121,000
Calhoun, Texas 1 $ 57,000 $ 57,000 $ 79,000
Callahan, Texas 1 $ 40,000 $ 40,000 $ 30,000
Cass, Texas 1 $ 23,000 $ 23,000 $ 40,000
Clay, Texas 1 $ 19,000 $ 19,000 $ 75,000
Coleman, Texas 1 $ 60,000 $ 60,000 $ 65,000
DeWitt, Texas 1 $ 76,000 $ 76,000 $ 110,000
Fayette, Texas 1 $ 63,000 $ 63,000 $ 39,000
Hardin, Texas 1 $ 30,000 $ 30,000 $ 60,000
Harrison, Texas 1 $ 58,000 $ 58,000 $ 32,000
Houston, Texas 1 $ 106,000 $ 106,000 $ 60,000
Hutchinson, Texas 1 $ 19,000 $ 19,000 $ 111,000
Jackson, Texas 1 $ 88,000 $ 88,000 $ 52,000
Jasper, Texas 1 $ 50,000 $ 50,000 $ 24,000
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Mortgage Loan Application Detail Totals for BBVA USA in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 16,119 $1,798,659,000 $255,848 $3,090,000 $253,484 $9,864,000
Home Purchase (one-to-four family) 4,466 $617,345,000 $378,205 $4,000,000 $286,323 $7,812,000
Home Improvement (one-to-four family) 2,766 $133,949,000 $55,375 $2,080,000 $60,000 $1,176,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 49 $162,209,000 $4,673,111 $25,000,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 12,018 $1,634,282,000 $259,270 $3,090,000 $195,540 $9,000,000
Information not provided by applicant in mail or telephone application 7,252 $533,312,000 $419,722 $4,000,000 $347,722 $7,641,000
Not applicable 1,286 $263,953,000 $2,510,166 $25,000,000 $73,416 $9,864,000
Hispanic 1,118 $98,589,000 $115,250 $1,295,000 $70,375 $1,434,000
Black 1,004 $95,609,000 $122,700 $950,000 $115,600 $4,200,000
Asian or Pacific Islander 367 $44,105,000 $204,222 $1,200,000 $150,444 $1,152,000
Other 274 $34,994,000 $222,625 $925,000 $116,000 $1,426,000
American Indian or Alaskan Native 81 $7,318,000 $91,142 $300,000 $61,571 $426,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 23,133 $2,682,519,000 $755,350 $25,000,000 $286,450 $9,864,000
FHA-insured (Federal Housing Administration) 177 $18,559,000 $111,333 $209,000 $49,666 $148,000
VA-guaranteed (Veterans Administration) 88 $10,897,000 $132,666 $240,000 $54,000 $222,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $187,000 $93,500 $97,000 $29,000 $34,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 13,714 $1,869,773,000 $789,435 $25,000,000 $306,717 $9,000,000
Application Withdrawn By Applicant 4,772 $436,838,000 $172,411 $3,000,000 $103,705 $2,160,000
Application Denied By Financial Institution 3,372 $249,555,000 $88,714 $1,200,000 $70,000 $6,000,000
Loan Purchased By The Institution 1,136 $86,102,000 $78,000 $204,000 $226,833 $9,864,000
File Closed For Incompleteness 250 $45,082,000 $214,875 $1,300,000 $65,125 $549,000
Application Approved But Not Accepted 156 $24,812,000 $128,800 $992,000 $90,200 $2,649,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,399 $86,130,000 $103,600 $1,000,000 $84,300 $3,500,000
Debt-To-Income Ratio 1,321 $109,904,000 $89,444 $1,200,000 $52,888 $6,000,000
Collateral 282 $22,784,000 $72,500 $760,000 $66,100 $3,000,000
Other 249 $19,090,000 $104,285 $950,000 $89,000 $580,000
Employment History 94 $7,847,000 $100,857 $430,000 $64,428 $360,000
Insufficient Cash (Downpayment, Closing Cost) 10 $2,422,000 $199,250 $810,000 $93,750 $314,000
Unverifiable Information 10 $872,000 $83,000 $275,000 $111,750 $432,000
Credit Application Incomplete 7 $506,000 $57,000 $150,000 $61,666 $132,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into BBVA USA's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess BBVA USA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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