Forbright Bank Mortgage Lending & HMDA Data, 2020
In 2020, Forbright Bank of Chevy Chase, MD reported 1,341 mortgage applications totaling $563.3 million, down 16% from 2019. The average application was for $420,070, and applicants reported an average income of $156,524. 52% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (579), Washington-Baltimore-Arlington, DC (173) and Baltimore-Columbia-Towson, MD (79) (applications in parentheses).
| Mortgage Company & Address | Forbright Bank 6701 Democracy Blvd, Suite 400 Chevy Chase, MD 20815 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 1,341 |
| Total Mortgage Loan Application Amount | $563,315,000 |
| Average Mortgage Loan Application Amount | $420,070 |
| Highest Mortgage Loan Application Amount | $8,905,000 |
| Average Applicant Income | $156,524 |
| Highest Applicant Income | $7,500,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Forbright Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Loudoun, Virginia | 222 | $ 102,310,000 | $ 460,855 | $ 156,000 |
| Fairfax, Virginia | 154 | $ 69,810,000 | $ 453,311 | $ 202,000 |
| Montgomery, Maryland | 151 | $ 69,485,000 | $ 460,165 | $ 174,000 |
| District of Columbia, District Of Columbia | 87 | $ 94,675,000 | $ 1,088,218 | $ 477,000 |
| Prince William, Virginia | 32 | $ 14,330,000 | $ 447,812 | $ 122,000 |
| Howard, Maryland | 27 | $ 12,545,000 | $ 464,629 | $ 175,000 |
| Franklin, Ohio | 27 | $ 5,285,000 | $ 195,740 | $ 82,000 |
| Baltimore, Maryland | 24 | $ 6,630,000 | $ 276,250 | $ 127,000 |
| Frederick, Maryland | 22 | $ 8,670,000 | $ 394,090 | $ 130,000 |
| Prince George's, Maryland | 22 | $ 6,980,000 | $ 317,272 | $ 125,000 |
| Anne Arundel, Maryland | 17 | $ 5,015,000 | $ 295,000 | $ 126,000 |
| Delaware, Ohio | 15 | $ 4,545,000 | $ 303,000 | $ 173,000 |
| Arlington, Virginia | 14 | $ 7,320,000 | $ 522,857 | $ 190,000 |
| Seminole, Florida | 11 | $ 3,095,000 | $ 281,363 | $ 120,000 |
| Wake, North Carolina | 10 | $ 2,560,000 | $ 256,000 | $ 94,000 |
| Alexandria, Virginia | 9 | $ 3,025,000 | $ 336,111 | $ 126,000 |
| Stafford, Virginia | 9 | $ 2,655,000 | $ 295,000 | $ 111,000 |
| Spotsylvania, Virginia | 8 | $ 2,690,000 | $ 336,250 | $ 123,000 |
| King, Washington | 8 | $ 3,320,000 | $ 415,000 | $ 168,000 |
| New Castle, Delaware | 7 | $ 2,155,000 | $ 307,857 | $ 120,000 |
| Fauquier, Virginia | 7 | $ 4,025,000 | $ 575,000 | $ 131,000 |
| Fairfield, Connecticut | 6 | $ 3,860,000 | $ 643,333 | $ 431,000 |
| Hillsborough, Florida | 6 | $ 1,940,000 | $ 323,333 | $ 128,000 |
| Hennepin, Minnesota | 6 | $ 2,220,000 | $ 370,000 | $ 204,000 |
| Los Angeles, California | 5 | $ 2,545,000 | $ 509,000 | $ 80,000 |
| Duval, Florida | 5 | $ 905,000 | $ 181,000 | $ 84,000 |
| Orange, Florida | 5 | $ 1,175,000 | $ 235,000 | $ 133,000 |
| Pinellas, Florida | 5 | $ 1,215,000 | $ 243,000 | $ 71,000 |
| Fulton, Georgia | 5 | $ 2,405,000 | $ 481,000 | $ 340,000 |
| Somerset, New Jersey | 5 | $ 1,625,000 | $ 325,000 | $ 162,000 |
| Licking, Ohio | 5 | $ 1,195,000 | $ 239,000 | $ 71,000 |
| Henrico, Virginia | 5 | $ 1,205,000 | $ 241,000 | $ 134,000 |
| Orange, California | 4 | $ 2,370,000 | $ 592,500 | $ 225,000 |
| Caroline, Maryland | 4 | $ 1,670,000 | $ 417,500 | $ 164,000 |
| Harford, Maryland | 4 | $ 1,480,000 | $ 370,000 | $ 193,000 |
| Queen Anne's, Maryland | 4 | $ 1,210,000 | $ 302,500 | $ 78,000 |
| Middlesex, New Jersey | 4 | $ 1,360,000 | $ 340,000 | $ 227,000 |
| Morris, New Jersey | 4 | $ 1,010,000 | $ 252,500 | $ 82,000 |
| Summit, Ohio | 4 | $ 450,000 | $ 112,500 | $ 64,000 |
| Fredericksburg, Virginia | 4 | $ 1,210,000 | $ 302,500 | $ 149,000 |
| Madison, Alabama | 3 | $ 305,000 | $ 101,666 | $ 72,000 |
| Contra Costa, California | 3 | $ 1,215,000 | $ 405,000 | $ 107,000 |
| Sonoma, California | 3 | $ 1,075,000 | $ 358,333 | $ 144,000 |
| Kent, Delaware | 3 | $ 875,000 | $ 291,666 | $ 64,000 |
| Volusia, Florida | 3 | $ 855,000 | $ 285,000 | $ 103,000 |
| Calvert, Maryland | 3 | $ 1,315,000 | $ 438,333 | $ 205,000 |
| Middlesex, Massachusetts | 3 | $ 1,635,000 | $ 545,000 | $ 185,000 |
| Oakland, Michigan | 3 | $ 1,315,000 | $ 438,333 | $ 131,000 |
| Union, New Jersey | 3 | $ 1,105,000 | $ 368,333 | $ 83,000 |
| Nassau, New York | 3 | $ 1,445,000 | $ 481,666 | $ 164,000 |
| Queens, New York | 3 | $ 1,405,000 | $ 468,333 | $ 98,000 |
| Suffolk, New York | 3 | $ 1,355,000 | $ 451,666 | $ 100,000 |
| Westchester, New York | 3 | $ 635,000 | $ 211,666 | $ 208,000 |
| Mecklenburg, North Carolina | 3 | $ 655,000 | $ 218,333 | $ 111,000 |
| Fairfield, Ohio | 3 | $ 605,000 | $ 201,666 | $ 80,000 |
| Beaufort, South Carolina | 3 | $ 1,005,000 | $ 335,000 | $ 141,000 |
| Fort Bend, Texas | 3 | $ 1,165,000 | $ 388,333 | $ 140,000 |
| Rutland, Vermont | 3 | $ 395,000 | $ 131,666 | $ 88,000 |
| Chesterfield, Virginia | 3 | $ 925,000 | $ 308,333 | $ 197,000 |
| Virginia Beach, Virginia | 3 | $ 2,005,000 | $ 668,333 | $ 319,000 |
| Spokane, Washington | 3 | $ 985,000 | $ 328,333 | $ 96,000 |
| Berkeley, West Virginia | 3 | $ 475,000 | $ 158,333 | $ 49,000 |
| Butler, Alabama | 2 | $ 510,000 | $ 255,000 | $ 97,000 |
| Mohave, Arizona | 2 | $ 410,000 | $ 205,000 | $ 28,000 |
| Riverside, California | 2 | $ 640,000 | $ 320,000 | $ 95,000 |
| San Bernardino, California | 2 | $ 290,000 | $ 145,000 | $ 87,000 |
| Ventura, California | 2 | $ 1,010,000 | $ 505,000 | $ 105,000 |
| Jefferson, Colorado | 2 | $ 870,000 | $ 435,000 | $ 165,000 |
| Sussex, Delaware | 2 | $ 700,000 | $ 350,000 | $ 36,000 |
| Clayton, Georgia | 2 | $ 310,000 | $ 155,000 | $ 47,000 |
| Fayette, Georgia | 2 | $ 500,000 | $ 250,000 | $ 224,000 |
| Forsyth, Georgia | 2 | $ 750,000 | $ 375,000 | $ 111,000 |
| Newton, Georgia | 2 | $ 270,000 | $ 135,000 | $ 37,000 |
| Clinton, Illinois | 2 | $ 400,000 | $ 200,000 | $ 79,000 |
| Cook, Illinois | 2 | $ 590,000 | $ 295,000 | $ 82,000 |
| Hamilton, Indiana | 2 | $ 540,000 | $ 270,000 | $ 127,000 |
| St. Tammany, Louisiana | 2 | $ 290,000 | $ 145,000 | $ 159,000 |
| Hancock, Maine | 2 | $ 270,000 | $ 135,000 | $ 51,000 |
| Baltimore City, Maryland | 2 | $ 410,000 | $ 205,000 | $ 108,000 |
| Charles, Maryland | 2 | $ 390,000 | $ 195,000 | $ 104,000 |
| Hampden, Massachusetts | 2 | $ 400,000 | $ 200,000 | $ 68,000 |
| Macomb, Michigan | 2 | $ 380,000 | $ 190,000 | $ 21,000 |
| Muskegon, Michigan | 2 | $ 310,000 | $ 155,000 | $ 42,000 |
| Dakota, Minnesota | 2 | $ 550,000 | $ 275,000 | $ 84,000 |
| Ramsey, Minnesota | 2 | $ 540,000 | $ 270,000 | $ 131,000 |
| Andrew, Missouri | 2 | $ 290,000 | $ 145,000 | $ 49,000 |
| Christian, Missouri | 2 | $ 500,000 | $ 250,000 | $ 122,000 |
| Carroll, New Hampshire | 2 | $ 220,000 | $ 110,000 | $ 48,000 |
| Bergen, New Jersey | 2 | $ 1,200,000 | $ 600,000 | $ 366,000 |
| Camden, New Jersey | 2 | $ 350,000 | $ 175,000 | $ 74,000 |
| Ocean, New Jersey | 2 | $ 330,000 | $ 165,000 | $ 48,000 |
| Sussex, New Jersey | 2 | $ 450,000 | $ 225,000 | $ 79,000 |
| Buncombe, North Carolina | 2 | $ 980,000 | $ 490,000 | $ 272,000 |
| Cabarrus, North Carolina | 2 | $ 600,000 | $ 300,000 | $ 176,000 |
| Gaston, North Carolina | 2 | $ 410,000 | $ 205,000 | $ 93,000 |
| Athens, Ohio | 2 | $ 330,000 | $ 165,000 | $ 40,000 |
| Butler, Ohio | 2 | $ 910,000 | $ 455,000 | $ 209,000 |
| Clark, Ohio | 2 | $ 170,000 | $ 85,000 | $ 24,000 |
| Cuyahoga, Ohio | 2 | $ 140,000 | $ 70,000 | $ 47,000 |
| Medina, Ohio | 2 | $ 510,000 | $ 255,000 | $ 70,000 |
| Washington, Oregon | 2 | $ 560,000 | $ 280,000 | $ 58,000 |
| Centre, Pennsylvania | 2 | $ 310,000 | $ 155,000 | $ 85,000 |
| Chester, Pennsylvania | 2 | $ 610,000 | $ 305,000 | $ 163,000 |
| Clearfield, Pennsylvania | 2 | $ 370,000 | $ 185,000 | $ 50,000 |
| Cumberland, Pennsylvania | 2 | $ 680,000 | $ 340,000 | $ 127,000 |
| Anderson, South Carolina | 2 | $ 420,000 | $ 210,000 | $ 92,000 |
| Orangeburg, South Carolina | 2 | $ 350,000 | $ 175,000 | $ 61,000 |
| Denton, Texas | 2 | $ 730,000 | $ 365,000 | $ 134,000 |
| Harris, Texas | 2 | $ 510,000 | $ 255,000 | $ 145,000 |
| Albemarle, Virginia | 2 | $ 2,390,000 | $ 1,195,000 | $ 284,000 |
| Caroline, Virginia | 2 | $ 470,000 | $ 235,000 | $ 31,000 |
| Richmond City, Virginia | 2 | $ 360,000 | $ 180,000 | $ 60,000 |
| Shenandoah, Virginia | 2 | $ 580,000 | $ 290,000 | $ 52,000 |
| Warren, Virginia | 2 | $ 460,000 | $ 230,000 | $ 110,000 |
| Island, Washington | 2 | $ 980,000 | $ 490,000 | $ 143,000 |
| Mineral, West Virginia | 2 | $ 560,000 | $ 280,000 | $ 76,000 |
| Morgan, West Virginia | 2 | $ 250,000 | $ 125,000 | $ 130,000 |
| Crawford, Wisconsin | 2 | $ 490,000 | $ 245,000 | $ 54,000 |
| Colbert, Alabama | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Mobile, Alabama | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Tuscaloosa, Alabama | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Maricopa, Arizona | 1 | $ 755,000 | $ 755,000 | $ 268,000 |
| Yavapai, Arizona | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
| Alameda, California | 1 | $ 265,000 | $ 265,000 | $ 46,000 |
| Fresno, California | 1 | $ 355,000 | $ 355,000 | $ 128,000 |
| Humboldt, California | 1 | $ 315,000 | $ 315,000 | $ 112,000 |
| Madera, California | 1 | $ 225,000 | $ 225,000 | $ 65,000 |
| Sacramento, California | 1 | $ 415,000 | $ 415,000 | $ 132,000 |
| San Diego, California | 1 | $ 375,000 | $ 375,000 | $ 120,000 |
| San Mateo, California | 1 | $ 275,000 | $ 275,000 | $ 165,000 |
| Santa Barbara, California | 1 | $ 1,845,000 | $ 1,845,000 | $ 600,000 |
| Santa Clara, California | 1 | $ 635,000 | $ 635,000 | $ 119,000 |
| Stanislaus, California | 1 | $ 375,000 | $ 375,000 | $ 129,000 |
| Denver, Colorado | 1 | $ 455,000 | $ 455,000 | $ 90,000 |
| Douglas, Colorado | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Pueblo, Colorado | 1 | $ 95,000 | $ 95,000 | $ 173,000 |
| New London, Connecticut | 1 | $ 285,000 | $ 285,000 | $ 109,000 |
| Bay, Florida | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Brevard, Florida | 1 | $ 225,000 | $ 225,000 | $ 90,000 |
| Broward, Florida | 1 | $ 275,000 | $ 275,000 | $ 68,000 |
| Charlotte, Florida | 1 | $ 265,000 | $ 265,000 | $ 95,000 |
| Collier, Florida | 1 | $ 465,000 | $ 465,000 | $ 181,000 |
| Lee, Florida | 1 | $ 465,000 | $ 465,000 | $ 205,000 |
| Martin, Florida | 1 | $ 285,000 | $ 285,000 | $ 160,000 |
| Monroe, Florida | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Palm Beach, Florida | 1 | $ 265,000 | $ 265,000 | $ 33,000 |
| Polk, Florida | 1 | $ 235,000 | $ 235,000 | $ 50,000 |
| St. Johns, Florida | 1 | $ 295,000 | $ 295,000 | $ 127,000 |
| Sumter, Florida | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Chatham, Georgia | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Cherokee, Georgia | 1 | $ 305,000 | $ 305,000 | $ 109,000 |
| Cobb, Georgia | 1 | $ 225,000 | $ 225,000 | $ 79,000 |
| DeKalb, Georgia | 1 | $ 285,000 | $ 285,000 | $ 237,000 |
| Gwinnett, Georgia | 1 | $ 375,000 | $ 375,000 | $ 117,000 |
| Hall, Georgia | 1 | $ 205,000 | $ 205,000 | $ 41,000 |
| Henry, Georgia | 1 | $ 295,000 | $ 295,000 | $ 95,000 |
| Lee, Georgia | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Oglethorpe, Georgia | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Pickens, Georgia | 1 | $ 135,000 | $ 135,000 | $ 69,000 |
| Williamson, Illinois | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Fountain, Indiana | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Hancock, Indiana | 1 | $ 305,000 | $ 305,000 | $ 136,000 |
| Marion, Indiana | 1 | $ 225,000 | $ 225,000 | $ 124,000 |
| Monroe, Indiana | 1 | $ 265,000 | $ 265,000 | $ 154,000 |
| Jasper, Iowa | 1 | $ 215,000 | $ 215,000 | $ 49,000 |
| Linn, Iowa | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Plymouth, Iowa | 1 | $ 235,000 | $ 235,000 | $ 39,000 |
| Polk, Iowa | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Johnson, Kansas | 1 | $ 275,000 | $ 275,000 | $ 117,000 |
| Barren, Kentucky | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Boone, Kentucky | 1 | $ 485,000 | $ 485,000 | $ 198,000 |
| Caldwell, Kentucky | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Jefferson, Kentucky | 1 | $ 235,000 | $ 235,000 | $ 142,000 |
| Madison, Kentucky | 1 | $ 135,000 | $ 135,000 | $ 111,000 |
| Shelby, Kentucky | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Ascension, Louisiana | 1 | $ 125,000 | $ 125,000 | $ 31,000 |
| Caddo, Louisiana | 1 | $ 125,000 | $ 125,000 | $ 32,000 |
| Calcasieu, Louisiana | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| East Baton Rouge, Louisiana | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Lafourche, Louisiana | 1 | $ 175,000 | $ 175,000 | $ 37,000 |
| Tangipahoa, Louisiana | 1 | $ 345,000 | $ 345,000 | $ 108,000 |
| Aroostook, Maine | 1 | $ 75,000 | $ 75,000 | $ 54,000 |
| Cumberland, Maine | 1 | $ 75,000 | $ 75,000 | $ 96,000 |
| Sagadahoc, Maine | 1 | $ 145,000 | $ 145,000 | $ 30,000 |
| Waldo, Maine | 1 | $ 245,000 | $ 245,000 | $ 90,000 |
| Carroll, Maryland | 1 | $ 255,000 | $ 255,000 | $ 56,000 |
| Dorchester, Maryland | 1 | $ 275,000 | $ 275,000 | $ 47,000 |
| Talbot, Maryland | 1 | $ 205,000 | $ 205,000 | $ 43,000 |
| Worcester, Maryland | 1 | $ 115,000 | $ 115,000 | $ 114,000 |
| Bristol, Massachusetts | 1 | $ 365,000 | $ 365,000 | $ 132,000 |
| Essex, Massachusetts | 1 | $ 365,000 | $ 365,000 | $ 64,000 |
| Plymouth, Massachusetts | 1 | $ 415,000 | $ 415,000 | $ 162,000 |
| Worcester, Massachusetts | 1 | $ 455,000 | $ 455,000 | $ 120,000 |
| Kalkaska, Michigan | 1 | $ 185,000 | $ 185,000 | $ 36,000 |
| Lyon, Minnesota | 1 | $ 275,000 | $ 275,000 | $ 81,000 |
| St. Louis, Minnesota | 1 | $ 445,000 | $ 445,000 | $ 155,000 |
| Hinds, Mississippi | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Madison, Mississippi | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Caldwell, Missouri | 1 | $ 265,000 | $ 265,000 | $ 0 |
| St. Louis, Missouri | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| St. Louis City, Missouri | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Cascade, Montana | 1 | $ 215,000 | $ 215,000 | $ 111,000 |
| Rosebud, Montana | 1 | $ 75,000 | $ 75,000 | $ 20,000 |
| Yellowstone, Montana | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Douglas, Nebraska | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Knox, Nebraska | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Sarpy, Nebraska | 1 | $ 425,000 | $ 425,000 | $ 295,000 |
| Clark, Nevada | 1 | $ 295,000 | $ 295,000 | $ 72,000 |
| Nye, Nevada | 1 | $ 395,000 | $ 395,000 | $ 73,000 |
| Cheshire, New Hampshire | 1 | $ 235,000 | $ 235,000 | $ 89,000 |
| Strafford, New Hampshire | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Atlantic, New Jersey | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Essex, New Jersey | 1 | $ 255,000 | $ 255,000 | $ 1,410,000 |
| Mercer, New Jersey | 1 | $ 385,000 | $ 385,000 | $ 215,000 |
| Passaic, New Jersey | 1 | $ 475,000 | $ 475,000 | $ 282,000 |
| Dona Ana, New Mexico | 1 | $ 225,000 | $ 225,000 | $ 51,000 |
| Broome, New York | 1 | $ 105,000 | $ 105,000 | $ 207,000 |
| Chautauqua, New York | 1 | $ 95,000 | $ 95,000 | $ 63,000 |
| Chemung, New York | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| Erie, New York | 1 | $ 235,000 | $ 235,000 | $ 55,000 |
| Kings, New York | 1 | $ 435,000 | $ 435,000 | $ 85,000 |
| Monroe, New York | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
| Orange, New York | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
| Richmond, New York | 1 | $ 355,000 | $ 355,000 | $ 159,000 |
| Ulster, New York | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Alamance, North Carolina | 1 | $ 345,000 | $ 345,000 | $ 55,000 |
| Currituck, North Carolina | 1 | $ 435,000 | $ 435,000 | $ 215,000 |
| Forsyth, North Carolina | 1 | $ 135,000 | $ 135,000 | $ 160,000 |
| Iredell, North Carolina | 1 | $ 225,000 | $ 225,000 | $ 57,000 |
| Johnston, North Carolina | 1 | $ 225,000 | $ 225,000 | $ 120,000 |
| Pender, North Carolina | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Perquimans, North Carolina | 1 | $ 195,000 | $ 195,000 | $ 132,000 |
| Randolph, North Carolina | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
| Rowan, North Carolina | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| Union, North Carolina | 1 | $ 395,000 | $ 395,000 | $ 98,000 |
| Morton, North Dakota | 1 | $ 215,000 | $ 215,000 | $ 87,000 |
| Auglaize, Ohio | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Clermont, Ohio | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Columbiana, Ohio | 1 | $ 205,000 | $ 205,000 | $ 43,000 |
| Greene, Ohio | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Hamilton, Ohio | 1 | $ 505,000 | $ 505,000 | $ 171,000 |
| Madison, Ohio | 1 | $ 95,000 | $ 95,000 | $ 29,000 |
| Mahoning, Ohio | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Montgomery, Ohio | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Pike, Ohio | 1 | $ 85,000 | $ 85,000 | $ 17,000 |
| Portage, Ohio | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| Richland, Ohio | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Union, Ohio | 1 | $ 515,000 | $ 515,000 | $ 248,000 |
| Warren, Ohio | 1 | $ 465,000 | $ 465,000 | $ 114,000 |
| Washington, Ohio | 1 | $ 45,000 | $ 45,000 | $ 65,000 |
| Oklahoma, Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 31,000 |
| Rogers, Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Tulsa, Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 39,000 |
| Deschutes, Oregon | 1 | $ 335,000 | $ 335,000 | $ 92,000 |
| Delaware, Pennsylvania | 1 | $ 375,000 | $ 375,000 | $ 140,000 |
| Lackawanna, Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Philadelphia, Pennsylvania | 1 | $ 355,000 | $ 355,000 | $ 152,000 |
| Pike, Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 96,000 |
| Westmoreland, Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Washington, Rhode Island | 1 | $ 195,000 | $ 195,000 | $ 68,000 |
| Clarendon, South Carolina | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| Edgefield, South Carolina | 1 | $ 75,000 | $ 75,000 | $ 146,000 |
| Greenville, South Carolina | 1 | $ 145,000 | $ 145,000 | $ 113,000 |
| Lexington, South Carolina | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| Richland, South Carolina | 1 | $ 295,000 | $ 295,000 | $ 96,000 |
| York, South Carolina | 1 | $ 195,000 | $ 195,000 | $ 90,000 |
| Anderson, Tennessee | 1 | $ 255,000 | $ 255,000 | $ 124,000 |
| Hamilton, Tennessee | 1 | $ 305,000 | $ 305,000 | $ 74,000 |
| Knox, Tennessee | 1 | $ 175,000 | $ 175,000 | $ 30,000 |
| Rutherford, Tennessee | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Wilson, Tennessee | 1 | $ 215,000 | $ 215,000 | $ 98,000 |
| Bexar, Texas | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| Collin, Texas | 1 | $ 195,000 | $ 195,000 | $ 204,000 |
| Lee, Texas | 1 | $ 165,000 | $ 165,000 | $ 103,000 |
| Tarrant, Texas | 1 | $ 405,000 | $ 405,000 | $ 209,000 |
| Travis, Texas | 1 | $ 365,000 | $ 365,000 | $ 136,000 |
| Davis, Utah | 1 | $ 225,000 | $ 225,000 | $ 49,000 |
| Salt Lake, Utah | 1 | $ 175,000 | $ 175,000 | $ 28,000 |
| Summit, Utah | 1 | $ 605,000 | $ 605,000 | $ 596,000 |
| Utah, Utah | 1 | $ 365,000 | $ 365,000 | $ 120,000 |
| Bennington, Vermont | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| Washington, Vermont | 1 | $ 265,000 | $ 265,000 | $ 100,000 |
| Windham, Vermont | 1 | $ 175,000 | $ 175,000 | $ 84,000 |
| Amherst, Virginia | 1 | $ 295,000 | $ 295,000 | $ 120,000 |
| Clarke, Virginia | 1 | $ 325,000 | $ 325,000 | $ 122,000 |
| Fluvanna, Virginia | 1 | $ 145,000 | $ 145,000 | $ 120,000 |
| King George, Virginia | 1 | $ 225,000 | $ 225,000 | $ 101,000 |
| Lancaster, Virginia | 1 | $ 225,000 | $ 225,000 | $ 230,000 |
| Manassas, Virginia | 1 | $ 215,000 | $ 215,000 | $ 72,000 |
| Manassas Park, Virginia | 1 | $ 365,000 | $ 365,000 | $ 85,000 |
| Northampton, Virginia | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Portsmouth, Virginia | 1 | $ 195,000 | $ 195,000 | $ 81,000 |
| Westmoreland, Virginia | 1 | $ 175,000 | $ 175,000 | $ 121,000 |
| Winchester, Virginia | 1 | $ 385,000 | $ 385,000 | $ 49,000 |
| York, Virginia | 1 | $ 185,000 | $ 185,000 | $ 117,000 |
| Snohomish, Washington | 1 | $ 315,000 | $ 315,000 | $ 47,000 |
| Thurston, Washington | 1 | $ 515,000 | $ 515,000 | $ 150,000 |
| Hampshire, West Virginia | 1 | $ 355,000 | $ 355,000 | $ 205,000 |
| Hancock, West Virginia | 1 | $ 115,000 | $ 115,000 | $ 33,000 |
| Harrison, West Virginia | 1 | $ 175,000 | $ 175,000 | $ 380,000 |
| Jackson, West Virginia | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
| Jefferson, West Virginia | 1 | $ 415,000 | $ 415,000 | $ 212,000 |
| Marshall, West Virginia | 1 | $ 165,000 | $ 165,000 | $ 96,000 |
| Pendleton, West Virginia | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Putnam, West Virginia | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Raleigh, West Virginia | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Sheboygan, Wisconsin | 1 | $ 515,000 | $ 515,000 | $ 146,000 |
| St. Croix, Wisconsin | 1 | $ 395,000 | $ 395,000 | $ 135,000 |
Mortgage Loan Application Detail Totals for Forbright Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 843 | $344,955,000 | $409,000 | $3,505,000 | $159,000 | $1,440,000 |
| Home Purchase | 324 | $124,100,000 | $383,000 | $3,075,000 | $171,000 | $7,500,000 |
| Cash-out Refinancing | 161 | $86,145,000 | $535,000 | $8,905,000 | $122,000 | $465,000 |
| Other Purpose | 9 | $5,505,000 | $611,000 | $2,605,000 | $77,000 | $128,000 |
| Home Improvement | 4 | $2,610,000 | $652,000 | $1,245,000 | $31,000 | $31,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 470 | $199,320,000 | $424,000 | $1,085,000 | $155,000 | $556,000 |
| White | 445 | $154,105,000 | $346,000 | $3,505,000 | $142,000 | $791,000 |
| Not Provided | 181 | $74,065,000 | $409,000 | $1,905,000 | $220,000 | $7,500,000 |
| Black or African American | 120 | $33,450,000 | $278,000 | $875,000 | $116,000 | $1,410,000 |
| Not applicable | 58 | $80,850,000 | $1,393,000 | $8,905,000 | $0 | $0 |
| Hispanic | 56 | $17,860,000 | $318,000 | $725,000 | $115,000 | $397,000 |
| American Indian or Alaskan Native | 7 | $1,845,000 | $263,000 | $465,000 | $75,000 | $180,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $65,000 | $65,000 | $65,000 | $34,000 | $34,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,118 | $505,740,000 | $452,000 | $8,905,000 | $171,000 | $7,500,000 |
| FHA-insured (Federal Housing Administration) | 144 | $32,060,000 | $222,000 | $605,000 | $82,000 | $1,410,000 |
| VA-guaranteed (Veterans Administration) | 69 | $23,735,000 | $343,000 | $855,000 | $82,000 | $295,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $1,780,000 | $178,000 | $295,000 | $52,000 | $72,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 701 | $323,455,000 | $461,000 | $8,905,000 | $152,000 | $755,000 |
| Application Withdrawn By Applicant | 276 | $110,420,000 | $400,000 | $3,505,000 | $182,000 | $3,864,000 |
| Application Denied By Financial Institution | 189 | $62,085,000 | $328,000 | $2,105,000 | $97,000 | $600,000 |
| File Closed For Incompleteness | 161 | $60,645,000 | $376,000 | $1,905,000 | $206,000 | $7,500,000 |
| Application Approved But Not Accepted | 14 | $6,710,000 | $479,000 | $2,175,000 | $148,000 | $290,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,152 | $501,230,000 | $435,000 | $8,905,000 | $168,000 | $7,500,000 |
| Debt-To-Income Ratio | 70 | $23,930,000 | $341,000 | $725,000 | $73,000 | $199,000 |
| Credit History | 67 | $20,365,000 | $303,000 | $1,845,000 | $118,000 | $600,000 |
| Employment History | 11 | $3,825,000 | $347,000 | $595,000 | $99,000 | $250,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $2,195,000 | $199,000 | $455,000 | $63,000 | $131,000 |
| Collateral | 11 | $6,125,000 | $556,000 | $2,105,000 | $123,000 | $252,000 |
| Other | 10 | $3,440,000 | $344,000 | $695,000 | $133,000 | $410,000 |
| Unverifiable Information | 7 | $1,765,000 | $252,000 | $705,000 | $87,000 | $169,000 |
| Credit Application Incomplete | 2 | $440,000 | $220,000 | $315,000 | $121,000 | $130,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Forbright Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Forbright Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.
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