Forbright Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Forbright Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Forbright Bank 6701 Democracy Blvd, Suite 400 Chevy Chase, MD 20817 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 1,341 |
| Total Mortgage Loan Application Amount | $563,315,000 |
| Average Mortgage Loan Application Amount | $518,000 |
| Highest Mortgage Loan Application Amount | $8,905,000 |
| Average Applicant Income | $112,000 |
| Highest Applicant Income | $7,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Forbright Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Forbright Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Forbright Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Forbright Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Forbright Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Forbright Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Loudoun County Virginia | 222 | $ 102,310,000 | $ 460,000 | $ 156,000 |
| Fairfax County Virginia | 154 | $ 69,810,000 | $ 453,000 | $ 202,000 |
| Montgomery County Maryland | 151 | $ 69,485,000 | $ 460,000 | $ 174,000 |
| District of Columbia County District Of Columbia | 87 | $ 94,675,000 | $ 1,088,000 | $ 477,000 |
| Prince William County Virginia | 32 | $ 14,330,000 | $ 447,000 | $ 122,000 |
| Howard County Maryland | 27 | $ 12,545,000 | $ 464,000 | $ 175,000 |
| Franklin County Ohio | 27 | $ 5,285,000 | $ 195,000 | $ 82,000 |
| Baltimore County Maryland | 24 | $ 6,630,000 | $ 276,000 | $ 127,000 |
| Frederick County Maryland | 22 | $ 8,670,000 | $ 394,000 | $ 130,000 |
| Prince George's County Maryland | 22 | $ 6,980,000 | $ 317,000 | $ 125,000 |
| Anne Arundel County Maryland | 17 | $ 5,015,000 | $ 295,000 | $ 126,000 |
| Delaware County Ohio | 15 | $ 4,545,000 | $ 303,000 | $ 173,000 |
| Arlington County Virginia | 14 | $ 7,320,000 | $ 522,000 | $ 190,000 |
| Seminole County Florida | 11 | $ 3,095,000 | $ 281,000 | $ 120,000 |
| Wake County North Carolina | 10 | $ 2,560,000 | $ 256,000 | $ 94,000 |
| Alexandria County Virginia | 9 | $ 3,025,000 | $ 336,000 | $ 126,000 |
| Stafford County Virginia | 9 | $ 2,655,000 | $ 295,000 | $ 111,000 |
| Spotsylvania County Virginia | 8 | $ 2,690,000 | $ 336,000 | $ 123,000 |
| King County Washington | 8 | $ 3,320,000 | $ 415,000 | $ 168,000 |
| New Castle County Delaware | 7 | $ 2,155,000 | $ 307,000 | $ 120,000 |
| Fauquier County Virginia | 7 | $ 4,025,000 | $ 575,000 | $ 131,000 |
| Fairfield County Connecticut | 6 | $ 3,860,000 | $ 643,000 | $ 431,000 |
| Hillsborough County Florida | 6 | $ 1,940,000 | $ 323,000 | $ 128,000 |
| Hennepin County Minnesota | 6 | $ 2,220,000 | $ 370,000 | $ 204,000 |
| Los Angeles County California | 5 | $ 2,545,000 | $ 509,000 | $ 80,000 |
| Duval County Florida | 5 | $ 905,000 | $ 181,000 | $ 84,000 |
| Orange County Florida | 5 | $ 1,175,000 | $ 235,000 | $ 133,000 |
| Pinellas County Florida | 5 | $ 1,215,000 | $ 243,000 | $ 71,000 |
| Fulton County Georgia | 5 | $ 2,405,000 | $ 481,000 | $ 340,000 |
| Somerset County New Jersey | 5 | $ 1,625,000 | $ 325,000 | $ 162,000 |
| Licking County Ohio | 5 | $ 1,195,000 | $ 239,000 | $ 71,000 |
| Henrico County Virginia | 5 | $ 1,205,000 | $ 241,000 | $ 134,000 |
| Orange County California | 4 | $ 2,370,000 | $ 592,000 | $ 225,000 |
| Caroline County Maryland | 4 | $ 1,670,000 | $ 417,000 | $ 164,000 |
| Harford County Maryland | 4 | $ 1,480,000 | $ 370,000 | $ 193,000 |
| Queen Anne's County Maryland | 4 | $ 1,210,000 | $ 302,000 | $ 78,000 |
| Middlesex County New Jersey | 4 | $ 1,360,000 | $ 340,000 | $ 227,000 |
| Morris County New Jersey | 4 | $ 1,010,000 | $ 252,000 | $ 82,000 |
| Summit County Ohio | 4 | $ 450,000 | $ 112,000 | $ 64,000 |
| Fredericksburg County Virginia | 4 | $ 1,210,000 | $ 302,000 | $ 149,000 |
| Madison County Alabama | 3 | $ 305,000 | $ 101,000 | $ 72,000 |
| Contra Costa County California | 3 | $ 1,215,000 | $ 405,000 | $ 107,000 |
| Sonoma County California | 3 | $ 1,075,000 | $ 358,000 | $ 144,000 |
| Kent County Delaware | 3 | $ 875,000 | $ 291,000 | $ 64,000 |
| Volusia County Florida | 3 | $ 855,000 | $ 285,000 | $ 103,000 |
| Calvert County Maryland | 3 | $ 1,315,000 | $ 438,000 | $ 205,000 |
| Middlesex County Massachusetts | 3 | $ 1,635,000 | $ 545,000 | $ 185,000 |
| Oakland County Michigan | 3 | $ 1,315,000 | $ 438,000 | $ 131,000 |
| Union County New Jersey | 3 | $ 1,105,000 | $ 368,000 | $ 83,000 |
| Nassau County New York | 3 | $ 1,445,000 | $ 481,000 | $ 164,000 |
| Queens County New York | 3 | $ 1,405,000 | $ 468,000 | $ 98,000 |
| Suffolk County New York | 3 | $ 1,355,000 | $ 451,000 | $ 100,000 |
| Westchester County New York | 3 | $ 635,000 | $ 211,000 | $ 208,000 |
| Mecklenburg County North Carolina | 3 | $ 655,000 | $ 218,000 | $ 111,000 |
| Fairfield County Ohio | 3 | $ 605,000 | $ 201,000 | $ 80,000 |
| Beaufort County South Carolina | 3 | $ 1,005,000 | $ 335,000 | $ 141,000 |
| Fort Bend County Texas | 3 | $ 1,165,000 | $ 388,000 | $ 140,000 |
| Rutland County Vermont | 3 | $ 395,000 | $ 131,000 | $ 88,000 |
| Chesterfield County Virginia | 3 | $ 925,000 | $ 308,000 | $ 197,000 |
| Virginia Beach County Virginia | 3 | $ 2,005,000 | $ 668,000 | $ 319,000 |
| Spokane County Washington | 3 | $ 985,000 | $ 328,000 | $ 96,000 |
| Berkeley County West Virginia | 3 | $ 475,000 | $ 158,000 | $ 49,000 |
| Butler County Alabama | 2 | $ 510,000 | $ 255,000 | $ 97,000 |
| Mohave County Arizona | 2 | $ 410,000 | $ 205,000 | $ 28,000 |
| Riverside County California | 2 | $ 640,000 | $ 320,000 | $ 95,000 |
| San Bernardino County California | 2 | $ 290,000 | $ 145,000 | $ 87,000 |
| Ventura County California | 2 | $ 1,010,000 | $ 505,000 | $ 105,000 |
| Jefferson County Colorado | 2 | $ 870,000 | $ 435,000 | $ 165,000 |
| Sussex County Delaware | 2 | $ 700,000 | $ 350,000 | $ 36,000 |
| Clayton County Georgia | 2 | $ 310,000 | $ 155,000 | $ 47,000 |
| Fayette County Georgia | 2 | $ 500,000 | $ 250,000 | $ 224,000 |
| Forsyth County Georgia | 2 | $ 750,000 | $ 375,000 | $ 111,000 |
| Newton County Georgia | 2 | $ 270,000 | $ 135,000 | $ 37,000 |
| Clinton County Illinois | 2 | $ 400,000 | $ 200,000 | $ 79,000 |
| Cook County Illinois | 2 | $ 590,000 | $ 295,000 | $ 82,000 |
| Hamilton County Indiana | 2 | $ 540,000 | $ 270,000 | $ 127,000 |
| St. Tammany County Louisiana | 2 | $ 290,000 | $ 145,000 | $ 159,000 |
| Hancock County Maine | 2 | $ 270,000 | $ 135,000 | $ 51,000 |
| Baltimore City County Maryland | 2 | $ 410,000 | $ 205,000 | $ 108,000 |
| Charles County Maryland | 2 | $ 390,000 | $ 195,000 | $ 104,000 |
| Hampden County Massachusetts | 2 | $ 400,000 | $ 200,000 | $ 68,000 |
| Macomb County Michigan | 2 | $ 380,000 | $ 190,000 | $ 21,000 |
| Muskegon County Michigan | 2 | $ 310,000 | $ 155,000 | $ 42,000 |
| Dakota County Minnesota | 2 | $ 550,000 | $ 275,000 | $ 84,000 |
| Ramsey County Minnesota | 2 | $ 540,000 | $ 270,000 | $ 131,000 |
| Andrew County Missouri | 2 | $ 290,000 | $ 145,000 | $ 49,000 |
| Christian County Missouri | 2 | $ 500,000 | $ 250,000 | $ 122,000 |
| Carroll County New Hampshire | 2 | $ 220,000 | $ 110,000 | $ 48,000 |
| Bergen County New Jersey | 2 | $ 1,200,000 | $ 600,000 | $ 366,000 |
| Camden County New Jersey | 2 | $ 350,000 | $ 175,000 | $ 74,000 |
| Ocean County New Jersey | 2 | $ 330,000 | $ 165,000 | $ 48,000 |
| Sussex County New Jersey | 2 | $ 450,000 | $ 225,000 | $ 79,000 |
| Buncombe County North Carolina | 2 | $ 980,000 | $ 490,000 | $ 272,000 |
| Cabarrus County North Carolina | 2 | $ 600,000 | $ 300,000 | $ 176,000 |
| Gaston County North Carolina | 2 | $ 410,000 | $ 205,000 | $ 93,000 |
| Athens County Ohio | 2 | $ 330,000 | $ 165,000 | $ 40,000 |
| Butler County Ohio | 2 | $ 910,000 | $ 455,000 | $ 209,000 |
| Clark County Ohio | 2 | $ 170,000 | $ 85,000 | $ 24,000 |
| Cuyahoga County Ohio | 2 | $ 140,000 | $ 70,000 | $ 47,000 |
| Medina County Ohio | 2 | $ 510,000 | $ 255,000 | $ 70,000 |
| Washington County Oregon | 2 | $ 560,000 | $ 280,000 | $ 58,000 |
| Centre County Pennsylvania | 2 | $ 310,000 | $ 155,000 | $ 85,000 |
| Chester County Pennsylvania | 2 | $ 610,000 | $ 305,000 | $ 163,000 |
| Clearfield County Pennsylvania | 2 | $ 370,000 | $ 185,000 | $ 50,000 |
| Cumberland County Pennsylvania | 2 | $ 680,000 | $ 340,000 | $ 127,000 |
| Anderson County South Carolina | 2 | $ 420,000 | $ 210,000 | $ 92,000 |
| Orangeburg County South Carolina | 2 | $ 350,000 | $ 175,000 | $ 61,000 |
| Denton County Texas | 2 | $ 730,000 | $ 365,000 | $ 134,000 |
| Harris County Texas | 2 | $ 510,000 | $ 255,000 | $ 145,000 |
| Albemarle County Virginia | 2 | $ 2,390,000 | $ 1,195,000 | $ 284,000 |
| Caroline County Virginia | 2 | $ 470,000 | $ 235,000 | $ 31,000 |
| Richmond City County Virginia | 2 | $ 360,000 | $ 180,000 | $ 60,000 |
| Shenandoah County Virginia | 2 | $ 580,000 | $ 290,000 | $ 52,000 |
| Warren County Virginia | 2 | $ 460,000 | $ 230,000 | $ 110,000 |
| Island County Washington | 2 | $ 980,000 | $ 490,000 | $ 143,000 |
| Mineral County West Virginia | 2 | $ 560,000 | $ 280,000 | $ 76,000 |
| Morgan County West Virginia | 2 | $ 250,000 | $ 125,000 | $ 130,000 |
| Crawford County Wisconsin | 2 | $ 490,000 | $ 245,000 | $ 54,000 |
| Colbert County Alabama | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Mobile County Alabama | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Tuscaloosa County Alabama | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Maricopa County Arizona | 1 | $ 755,000 | $ 755,000 | $ 268,000 |
| Yavapai County Arizona | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
| Alameda County California | 1 | $ 265,000 | $ 265,000 | $ 46,000 |
| Fresno County California | 1 | $ 355,000 | $ 355,000 | $ 128,000 |
| Humboldt County California | 1 | $ 315,000 | $ 315,000 | $ 112,000 |
| Madera County California | 1 | $ 225,000 | $ 225,000 | $ 65,000 |
| Sacramento County California | 1 | $ 415,000 | $ 415,000 | $ 132,000 |
| San Diego County California | 1 | $ 375,000 | $ 375,000 | $ 120,000 |
| San Mateo County California | 1 | $ 275,000 | $ 275,000 | $ 165,000 |
| Santa Barbara County California | 1 | $ 1,845,000 | $ 1,845,000 | $ 600,000 |
| Santa Clara County California | 1 | $ 635,000 | $ 635,000 | $ 119,000 |
| Stanislaus County California | 1 | $ 375,000 | $ 375,000 | $ 129,000 |
| Denver County Colorado | 1 | $ 455,000 | $ 455,000 | $ 90,000 |
| Douglas County Colorado | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Pueblo County Colorado | 1 | $ 95,000 | $ 95,000 | $ 173,000 |
| New London County Connecticut | 1 | $ 285,000 | $ 285,000 | $ 109,000 |
| Bay County Florida | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Brevard County Florida | 1 | $ 225,000 | $ 225,000 | $ 90,000 |
| Broward County Florida | 1 | $ 275,000 | $ 275,000 | $ 68,000 |
| Charlotte County Florida | 1 | $ 265,000 | $ 265,000 | $ 95,000 |
| Collier County Florida | 1 | $ 465,000 | $ 465,000 | $ 181,000 |
| Lee County Florida | 1 | $ 465,000 | $ 465,000 | $ 205,000 |
| Martin County Florida | 1 | $ 285,000 | $ 285,000 | $ 160,000 |
| Monroe County Florida | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 265,000 | $ 265,000 | $ 33,000 |
| Polk County Florida | 1 | $ 235,000 | $ 235,000 | $ 50,000 |
| St. Johns County Florida | 1 | $ 295,000 | $ 295,000 | $ 127,000 |
| Sumter County Florida | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Chatham County Georgia | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Cherokee County Georgia | 1 | $ 305,000 | $ 305,000 | $ 109,000 |
| Cobb County Georgia | 1 | $ 225,000 | $ 225,000 | $ 79,000 |
| DeKalb County Georgia | 1 | $ 285,000 | $ 285,000 | $ 237,000 |
| Gwinnett County Georgia | 1 | $ 375,000 | $ 375,000 | $ 117,000 |
| Hall County Georgia | 1 | $ 205,000 | $ 205,000 | $ 41,000 |
| Henry County Georgia | 1 | $ 295,000 | $ 295,000 | $ 95,000 |
| Lee County Georgia | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Oglethorpe County Georgia | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Pickens County Georgia | 1 | $ 135,000 | $ 135,000 | $ 69,000 |
| Williamson County Illinois | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Fountain County Indiana | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Hancock County Indiana | 1 | $ 305,000 | $ 305,000 | $ 136,000 |
| Marion County Indiana | 1 | $ 225,000 | $ 225,000 | $ 124,000 |
| Monroe County Indiana | 1 | $ 265,000 | $ 265,000 | $ 154,000 |
| Jasper County Iowa | 1 | $ 215,000 | $ 215,000 | $ 49,000 |
| Linn County Iowa | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Plymouth County Iowa | 1 | $ 235,000 | $ 235,000 | $ 39,000 |
| Polk County Iowa | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Johnson County Kansas | 1 | $ 275,000 | $ 275,000 | $ 117,000 |
| Barren County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Boone County Kentucky | 1 | $ 485,000 | $ 485,000 | $ 198,000 |
| Caldwell County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Jefferson County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 142,000 |
| Madison County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 111,000 |
| Shelby County Kentucky | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Ascension County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 31,000 |
| Caddo County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 32,000 |
| Calcasieu County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| East Baton Rouge County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Lafourche County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 37,000 |
| Tangipahoa County Louisiana | 1 | $ 345,000 | $ 345,000 | $ 108,000 |
| Aroostook County Maine | 1 | $ 75,000 | $ 75,000 | $ 54,000 |
| Cumberland County Maine | 1 | $ 75,000 | $ 75,000 | $ 96,000 |
| Sagadahoc County Maine | 1 | $ 145,000 | $ 145,000 | $ 30,000 |
| Waldo County Maine | 1 | $ 245,000 | $ 245,000 | $ 90,000 |
| Carroll County Maryland | 1 | $ 255,000 | $ 255,000 | $ 56,000 |
| Dorchester County Maryland | 1 | $ 275,000 | $ 275,000 | $ 47,000 |
| Talbot County Maryland | 1 | $ 205,000 | $ 205,000 | $ 43,000 |
| Worcester County Maryland | 1 | $ 115,000 | $ 115,000 | $ 114,000 |
| Bristol County Massachusetts | 1 | $ 365,000 | $ 365,000 | $ 132,000 |
| Essex County Massachusetts | 1 | $ 365,000 | $ 365,000 | $ 64,000 |
| Plymouth County Massachusetts | 1 | $ 415,000 | $ 415,000 | $ 162,000 |
| Worcester County Massachusetts | 1 | $ 455,000 | $ 455,000 | $ 120,000 |
| Kalkaska County Michigan | 1 | $ 185,000 | $ 185,000 | $ 36,000 |
| Lyon County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 81,000 |
| St. Louis County Minnesota | 1 | $ 445,000 | $ 445,000 | $ 155,000 |
| Hinds County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Madison County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Caldwell County Missouri | 1 | $ 265,000 | $ 265,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| St. Louis City County Missouri | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Cascade County Montana | 1 | $ 215,000 | $ 215,000 | $ 111,000 |
| Rosebud County Montana | 1 | $ 75,000 | $ 75,000 | $ 20,000 |
| Yellowstone County Montana | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Douglas County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Knox County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Sarpy County Nebraska | 1 | $ 425,000 | $ 425,000 | $ 295,000 |
| Clark County Nevada | 1 | $ 295,000 | $ 295,000 | $ 72,000 |
| Nye County Nevada | 1 | $ 395,000 | $ 395,000 | $ 73,000 |
| Cheshire County New Hampshire | 1 | $ 235,000 | $ 235,000 | $ 89,000 |
| Strafford County New Hampshire | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Atlantic County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Essex County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 1,410,000 |
| Mercer County New Jersey | 1 | $ 385,000 | $ 385,000 | $ 215,000 |
| Passaic County New Jersey | 1 | $ 475,000 | $ 475,000 | $ 282,000 |
| Dona Ana County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 51,000 |
| Broome County New York | 1 | $ 105,000 | $ 105,000 | $ 207,000 |
| Chautauqua County New York | 1 | $ 95,000 | $ 95,000 | $ 63,000 |
| Chemung County New York | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| Erie County New York | 1 | $ 235,000 | $ 235,000 | $ 55,000 |
| Kings County New York | 1 | $ 435,000 | $ 435,000 | $ 85,000 |
| Monroe County New York | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
| Orange County New York | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
| Richmond County New York | 1 | $ 355,000 | $ 355,000 | $ 159,000 |
| Ulster County New York | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Alamance County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 55,000 |
| Currituck County North Carolina | 1 | $ 435,000 | $ 435,000 | $ 215,000 |
| Forsyth County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 160,000 |
| Iredell County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 57,000 |
| Johnston County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 120,000 |
| Pender County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Perquimans County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 132,000 |
| Randolph County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
| Rowan County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| Union County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 98,000 |
| Morton County North Dakota | 1 | $ 215,000 | $ 215,000 | $ 87,000 |
| Auglaize County Ohio | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Clermont County Ohio | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Columbiana County Ohio | 1 | $ 205,000 | $ 205,000 | $ 43,000 |
| Greene County Ohio | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 505,000 | $ 505,000 | $ 171,000 |
| Madison County Ohio | 1 | $ 95,000 | $ 95,000 | $ 29,000 |
| Mahoning County Ohio | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Montgomery County Ohio | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Pike County Ohio | 1 | $ 85,000 | $ 85,000 | $ 17,000 |
| Portage County Ohio | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| Richland County Ohio | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Union County Ohio | 1 | $ 515,000 | $ 515,000 | $ 248,000 |
| Warren County Ohio | 1 | $ 465,000 | $ 465,000 | $ 114,000 |
| Washington County Ohio | 1 | $ 45,000 | $ 45,000 | $ 65,000 |
| Oklahoma County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 31,000 |
| Rogers County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Tulsa County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 39,000 |
| Deschutes County Oregon | 1 | $ 335,000 | $ 335,000 | $ 92,000 |
| Delaware County Pennsylvania | 1 | $ 375,000 | $ 375,000 | $ 140,000 |
| Lackawanna County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Philadelphia County Pennsylvania | 1 | $ 355,000 | $ 355,000 | $ 152,000 |
| Pike County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 96,000 |
| Westmoreland County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Washington County Rhode Island | 1 | $ 195,000 | $ 195,000 | $ 68,000 |
| Clarendon County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| Edgefield County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 146,000 |
| Greenville County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 113,000 |
| Lexington County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| Richland County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 96,000 |
| York County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 90,000 |
| Anderson County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 124,000 |
| Hamilton County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 74,000 |
| Knox County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 30,000 |
| Rutherford County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Wilson County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 98,000 |
| Bexar County Texas | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| Collin County Texas | 1 | $ 195,000 | $ 195,000 | $ 204,000 |
| Lee County Texas | 1 | $ 165,000 | $ 165,000 | $ 103,000 |
| Tarrant County Texas | 1 | $ 405,000 | $ 405,000 | $ 209,000 |
| Travis County Texas | 1 | $ 365,000 | $ 365,000 | $ 136,000 |
| Davis County Utah | 1 | $ 225,000 | $ 225,000 | $ 49,000 |
| Salt Lake County Utah | 1 | $ 175,000 | $ 175,000 | $ 28,000 |
| Summit County Utah | 1 | $ 605,000 | $ 605,000 | $ 596,000 |
| Utah County Utah | 1 | $ 365,000 | $ 365,000 | $ 120,000 |
| Bennington County Vermont | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| Washington County Vermont | 1 | $ 265,000 | $ 265,000 | $ 100,000 |
| Windham County Vermont | 1 | $ 175,000 | $ 175,000 | $ 84,000 |
| Amherst County Virginia | 1 | $ 295,000 | $ 295,000 | $ 120,000 |
| Clarke County Virginia | 1 | $ 325,000 | $ 325,000 | $ 122,000 |
| Fluvanna County Virginia | 1 | $ 145,000 | $ 145,000 | $ 120,000 |
| King George County Virginia | 1 | $ 225,000 | $ 225,000 | $ 101,000 |
| Lancaster County Virginia | 1 | $ 225,000 | $ 225,000 | $ 230,000 |
| Manassas County Virginia | 1 | $ 215,000 | $ 215,000 | $ 72,000 |
| Manassas Park County Virginia | 1 | $ 365,000 | $ 365,000 | $ 85,000 |
| Northampton County Virginia | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Portsmouth County Virginia | 1 | $ 195,000 | $ 195,000 | $ 81,000 |
| Westmoreland County Virginia | 1 | $ 175,000 | $ 175,000 | $ 121,000 |
| Winchester County Virginia | 1 | $ 385,000 | $ 385,000 | $ 49,000 |
| York County Virginia | 1 | $ 185,000 | $ 185,000 | $ 117,000 |
| Snohomish County Washington | 1 | $ 315,000 | $ 315,000 | $ 47,000 |
| Thurston County Washington | 1 | $ 515,000 | $ 515,000 | $ 150,000 |
| Hampshire County West Virginia | 1 | $ 355,000 | $ 355,000 | $ 205,000 |
| Hancock County West Virginia | 1 | $ 115,000 | $ 115,000 | $ 33,000 |
| Harrison County West Virginia | 1 | $ 175,000 | $ 175,000 | $ 380,000 |
| Jackson County West Virginia | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
| Jefferson County West Virginia | 1 | $ 415,000 | $ 415,000 | $ 212,000 |
| Marshall County West Virginia | 1 | $ 165,000 | $ 165,000 | $ 96,000 |
| Pendleton County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Putnam County West Virginia | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Raleigh County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Sheboygan County Wisconsin | 1 | $ 515,000 | $ 515,000 | $ 146,000 |
| St. Croix County Wisconsin | 1 | $ 395,000 | $ 395,000 | $ 135,000 |
Mortgage Loan Application Detail Totals for Forbright Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 843 | $344,955,000 | $409,000 | $3,505,000 | $159,000 | $1,440,000 |
| Home Purchase | 324 | $124,100,000 | $383,000 | $3,075,000 | $171,000 | $7,500,000 |
| Cash-out Refinancing | 161 | $86,145,000 | $535,000 | $8,905,000 | $122,000 | $465,000 |
| Other Purpose | 9 | $5,505,000 | $611,000 | $2,605,000 | $77,000 | $128,000 |
| Home Improvement | 4 | $2,610,000 | $652,000 | $1,245,000 | $31,000 | $31,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 470 | $199,320,000 | $424,000 | $1,085,000 | $155,000 | $556,000 |
| White | 445 | $154,105,000 | $346,000 | $3,505,000 | $142,000 | $791,000 |
| Not Provided | 181 | $74,065,000 | $409,000 | $1,905,000 | $220,000 | $7,500,000 |
| Black or African American | 120 | $33,450,000 | $278,000 | $875,000 | $116,000 | $1,410,000 |
| Not applicable | 58 | $80,850,000 | $1,393,000 | $8,905,000 | $0 | $0 |
| Hispanic | 56 | $17,860,000 | $318,000 | $725,000 | $115,000 | $397,000 |
| American Indian or Alaskan Native | 7 | $1,845,000 | $263,000 | $465,000 | $75,000 | $180,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $65,000 | $65,000 | $65,000 | $34,000 | $34,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,118 | $505,740,000 | $452,000 | $8,905,000 | $171,000 | $7,500,000 |
| FHA-insured (Federal Housing Administration) | 144 | $32,060,000 | $222,000 | $605,000 | $82,000 | $1,410,000 |
| VA-guaranteed (Veterans Administration) | 69 | $23,735,000 | $343,000 | $855,000 | $82,000 | $295,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $1,780,000 | $178,000 | $295,000 | $52,000 | $72,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 701 | $323,455,000 | $461,000 | $8,905,000 | $152,000 | $755,000 |
| Application Withdrawn By Applicant | 276 | $110,420,000 | $400,000 | $3,505,000 | $182,000 | $3,864,000 |
| Application Denied By Financial Institution | 189 | $62,085,000 | $328,000 | $2,105,000 | $97,000 | $600,000 |
| File Closed For Incompleteness | 161 | $60,645,000 | $376,000 | $1,905,000 | $206,000 | $7,500,000 |
| Application Approved But Not Accepted | 14 | $6,710,000 | $479,000 | $2,175,000 | $148,000 | $290,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,152 | $501,230,000 | $435,000 | $8,905,000 | $168,000 | $7,500,000 |
| Debt-To-Income Ratio | 70 | $23,930,000 | $341,000 | $725,000 | $73,000 | $199,000 |
| Credit History | 67 | $20,365,000 | $303,000 | $1,845,000 | $118,000 | $600,000 |
| Employment History | 11 | $3,825,000 | $347,000 | $595,000 | $99,000 | $250,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $2,195,000 | $199,000 | $455,000 | $63,000 | $131,000 |
| Collateral | 11 | $6,125,000 | $556,000 | $2,105,000 | $123,000 | $252,000 |
| Other | 10 | $3,440,000 | $344,000 | $695,000 | $133,000 | $410,000 |
| Unverifiable Information | 7 | $1,765,000 | $252,000 | $705,000 | $87,000 | $169,000 |
| Credit Application Incomplete | 2 | $440,000 | $220,000 | $315,000 | $121,000 | $130,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Forbright Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Forbright Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.