Forbright Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Forbright Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Forbright Bank 6701 Democracy Blvd, Suite 400 Chevy Chase, MD 20817 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 1,163 |
| Total Mortgage Loan Application Amount | $539,785,000 |
| Average Mortgage Loan Application Amount | $1,003,400 |
| Highest Mortgage Loan Application Amount | $25,355,000 |
| Average Applicant Income | $146,600 |
| Highest Applicant Income | $1,263,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Forbright Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Forbright Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Forbright Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Forbright Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Forbright Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Forbright Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Loudoun County Virginia | 201 | $ 91,785,000 | $ 456,000 | $ 178,000 |
| Fairfax County Virginia | 149 | $ 73,235,000 | $ 491,000 | $ 178,000 |
| Montgomery County Maryland | 126 | $ 57,820,000 | $ 458,000 | $ 166,000 |
| District of Columbia County District Of Columbia | 82 | $ 91,740,000 | $ 1,118,000 | $ 190,000 |
| Howard County Maryland | 41 | $ 14,165,000 | $ 345,000 | $ 161,000 |
| Prince William County Virginia | 40 | $ 16,040,000 | $ 401,000 | $ 142,000 |
| Seminole County Florida | 30 | $ 10,060,000 | $ 335,000 | $ 121,000 |
| Frederick County Maryland | 29 | $ 11,675,000 | $ 402,000 | $ 166,000 |
| Prince George's County Maryland | 28 | $ 7,430,000 | $ 265,000 | $ 103,000 |
| Baltimore County Maryland | 19 | $ 4,995,000 | $ 262,000 | $ 154,000 |
| Franklin County Ohio | 13 | $ 2,685,000 | $ 206,000 | $ 123,000 |
| Stafford County Virginia | 13 | $ 4,715,000 | $ 362,000 | $ 141,000 |
| Spotsylvania County Virginia | 12 | $ 5,140,000 | $ 428,000 | $ 78,000 |
| Volusia County Florida | 10 | $ 2,630,000 | $ 263,000 | $ 89,000 |
| Harford County Maryland | 10 | $ 3,280,000 | $ 328,000 | $ 152,000 |
| Anne Arundel County Maryland | 9 | $ 3,615,000 | $ 401,000 | $ 139,000 |
| Queen Anne's County Maryland | 9 | $ 2,955,000 | $ 328,000 | $ 121,000 |
| Arlington County Virginia | 9 | $ 5,325,000 | $ 591,000 | $ 249,000 |
| Miami-Dade County Florida | 8 | $ 3,610,000 | $ 451,000 | $ 314,000 |
| Wake County North Carolina | 8 | $ 2,920,000 | $ 365,000 | $ 154,000 |
| Fauquier County Virginia | 7 | $ 3,875,000 | $ 553,000 | $ 194,000 |
| Pinellas County Florida | 6 | $ 1,190,000 | $ 198,000 | $ 81,000 |
| Middlesex County New Jersey | 6 | $ 2,620,000 | $ 436,000 | $ 141,000 |
| Maricopa County Arizona | 5 | $ 2,265,000 | $ 453,000 | $ 186,000 |
| Los Angeles County California | 5 | $ 2,015,000 | $ 403,000 | $ 141,000 |
| Duval County Florida | 5 | $ 605,000 | $ 121,000 | $ 97,000 |
| Hillsborough County Florida | 5 | $ 905,000 | $ 181,000 | $ 188,000 |
| Baltimore City County Maryland | 5 | $ 1,695,000 | $ 339,000 | $ 86,000 |
| Fairfield County Ohio | 5 | $ 1,265,000 | $ 253,000 | $ 134,000 |
| Mecklenburg County North Carolina | 4 | $ 920,000 | $ 230,000 | $ 122,000 |
| Delaware County Ohio | 4 | $ 1,480,000 | $ 370,000 | $ 177,000 |
| Alexandria County Virginia | 4 | $ 1,560,000 | $ 390,000 | $ 232,000 |
| Chesterfield County Virginia | 4 | $ 800,000 | $ 200,000 | $ 119,000 |
| Benton County Arkansas | 3 | $ 1,335,000 | $ 445,000 | $ 125,000 |
| New Castle County Delaware | 3 | $ 725,000 | $ 241,000 | $ 111,000 |
| Orange County Florida | 3 | $ 425,000 | $ 141,000 | $ 60,000 |
| Sarasota County Florida | 3 | $ 1,035,000 | $ 345,000 | $ 236,000 |
| Calvert County Maryland | 3 | $ 525,000 | $ 175,000 | $ 68,000 |
| Charles County Maryland | 3 | $ 1,245,000 | $ 415,000 | $ 153,000 |
| Dorchester County Maryland | 3 | $ 555,000 | $ 185,000 | $ 99,000 |
| Worcester County Maryland | 3 | $ 445,000 | $ 148,000 | $ 101,000 |
| Saratoga County New York | 3 | $ 1,075,000 | $ 358,000 | $ 153,000 |
| Fairfax City County Virginia | 3 | $ 1,295,000 | $ 431,000 | $ 172,000 |
| Manassas County Virginia | 3 | $ 1,225,000 | $ 408,000 | $ 94,000 |
| Nelson County Virginia | 3 | $ 715,000 | $ 238,000 | $ 112,000 |
| Jefferson County Alabama | 2 | $ 190,000 | $ 95,000 | $ 31,000 |
| Pinal County Arizona | 2 | $ 830,000 | $ 415,000 | $ 139,000 |
| San Diego County California | 2 | $ 1,090,000 | $ 545,000 | $ 79,000 |
| Denver County Colorado | 2 | $ 700,000 | $ 350,000 | $ 108,000 |
| Kent County Delaware | 2 | $ 750,000 | $ 375,000 | $ 98,000 |
| Sussex County Delaware | 2 | $ 3,690,000 | $ 1,845,000 | $ 895,000 |
| Broward County Florida | 2 | $ 3,130,000 | $ 1,565,000 | $ 601,000 |
| Charlotte County Florida | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Highlands County Florida | 2 | $ 450,000 | $ 225,000 | $ 77,000 |
| Palm Beach County Florida | 2 | $ 690,000 | $ 345,000 | $ 124,000 |
| Polk County Florida | 2 | $ 170,000 | $ 85,000 | $ 38,000 |
| Cobb County Georgia | 2 | $ 820,000 | $ 410,000 | $ 142,000 |
| Cook County Illinois | 2 | $ 1,090,000 | $ 545,000 | $ 169,000 |
| Carroll County Maryland | 2 | $ 290,000 | $ 145,000 | $ 157,000 |
| Talbot County Maryland | 2 | $ 920,000 | $ 460,000 | $ 143,000 |
| Dakota County Minnesota | 2 | $ 450,000 | $ 225,000 | $ 92,000 |
| Hennepin County Minnesota | 2 | $ 450,000 | $ 225,000 | $ 108,000 |
| Washoe County Nevada | 2 | $ 610,000 | $ 305,000 | $ 82,000 |
| Hudson County New Jersey | 2 | $ 1,240,000 | $ 620,000 | $ 317,000 |
| Yates County New York | 2 | $ 260,000 | $ 130,000 | $ 71,000 |
| Gaston County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 82,000 |
| Cuyahoga County Ohio | 2 | $ 250,000 | $ 125,000 | $ 70,000 |
| Licking County Ohio | 2 | $ 460,000 | $ 230,000 | $ 94,000 |
| Allegheny County Pennsylvania | 2 | $ 570,000 | $ 285,000 | $ 110,000 |
| Beaufort County South Carolina | 2 | $ 650,000 | $ 325,000 | $ 130,000 |
| Jasper County South Carolina | 2 | $ 350,000 | $ 175,000 | $ 81,000 |
| Wilson County Tennessee | 2 | $ 520,000 | $ 260,000 | $ 107,000 |
| Collin County Texas | 2 | $ 440,000 | $ 220,000 | $ 147,000 |
| Albemarle County Virginia | 2 | $ 640,000 | $ 320,000 | $ 98,000 |
| Culpeper County Virginia | 2 | $ 550,000 | $ 275,000 | $ 142,000 |
| Greene County Virginia | 2 | $ 990,000 | $ 495,000 | $ 133,000 |
| Henrico County Virginia | 2 | $ 380,000 | $ 190,000 | $ 103,000 |
| King George County Virginia | 2 | $ 400,000 | $ 200,000 | $ 106,000 |
| Lynchburg County Virginia | 2 | $ 160,000 | $ 80,000 | $ 49,000 |
| Prince Edward County Virginia | 2 | $ 260,000 | $ 130,000 | $ 94,000 |
| Roanoke City County Virginia | 2 | $ 250,000 | $ 125,000 | $ 99,000 |
| Shenandoah County Virginia | 2 | $ 920,000 | $ 460,000 | $ 118,000 |
| Virginia Beach County Virginia | 2 | $ 550,000 | $ 275,000 | $ 219,000 |
| Blount County Alabama | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Madison County Alabama | 1 | $ 145,000 | $ 145,000 | $ 78,000 |
| Yavapai County Arizona | 1 | $ 215,000 | $ 215,000 | $ 45,000 |
| El Dorado County California | 1 | $ 115,000 | $ 115,000 | $ 114,000 |
| Madera County California | 1 | $ 225,000 | $ 225,000 | $ 46,000 |
| Placer County California | 1 | $ 225,000 | $ 225,000 | $ 155,000 |
| Riverside County California | 1 | $ 65,000 | $ 65,000 | $ 136,000 |
| San Joaquin County California | 1 | $ 545,000 | $ 545,000 | $ 129,000 |
| Sonoma County California | 1 | $ 565,000 | $ 565,000 | $ 184,000 |
| Douglas County Colorado | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 485,000 | $ 485,000 | $ 148,000 |
| Hartford County Connecticut | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Alachua County Florida | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Brevard County Florida | 1 | $ 255,000 | $ 255,000 | $ 265,000 |
| Collier County Florida | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Escambia County Florida | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Flagler County Florida | 1 | $ 165,000 | $ 165,000 | $ 103,000 |
| Lee County Florida | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Manatee County Florida | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Marion County Florida | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Martin County Florida | 1 | $ 225,000 | $ 225,000 | $ 179,000 |
| Nassau County Florida | 1 | $ 265,000 | $ 265,000 | $ 94,000 |
| Okaloosa County Florida | 1 | $ 275,000 | $ 275,000 | $ 390,000 |
| Osceola County Florida | 1 | $ 245,000 | $ 245,000 | $ 53,000 |
| Pasco County Florida | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| Santa Rosa County Florida | 1 | $ 815,000 | $ 815,000 | $ 237,000 |
| Wakulla County Florida | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| Walton County Florida | 1 | $ 1,005,000 | $ 1,005,000 | $ 295,000 |
| Columbia County Georgia | 1 | $ 435,000 | $ 435,000 | $ 44,000 |
| Fayette County Georgia | 1 | $ 285,000 | $ 285,000 | $ 107,000 |
| Forsyth County Georgia | 1 | $ 355,000 | $ 355,000 | $ 100,000 |
| Fulton County Georgia | 1 | $ 495,000 | $ 495,000 | $ 106,000 |
| Gordon County Georgia | 1 | $ 225,000 | $ 225,000 | $ 127,000 |
| Gwinnett County Georgia | 1 | $ 375,000 | $ 375,000 | $ 155,000 |
| Hawaii County Hawaii | 1 | $ 245,000 | $ 245,000 | $ 70,000 |
| Clinton County Illinois | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| Will County Illinois | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| Boone County Indiana | 1 | $ 305,000 | $ 305,000 | $ 169,000 |
| Hancock County Indiana | 1 | $ 305,000 | $ 305,000 | $ 136,000 |
| Marion County Indiana | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| St. Joseph County Indiana | 1 | $ 155,000 | $ 155,000 | $ 35,000 |
| Dubuque County Iowa | 1 | $ 135,000 | $ 135,000 | $ 27,000 |
| Linn County Iowa | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| Crawford County Kansas | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| Christian County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Logan County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Oldham County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 101,000 |
| Ascension County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 31,000 |
| Concordia County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| East Baton Rouge County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 75,000 |
| Orleans County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| Cumberland County Maine | 1 | $ 355,000 | $ 355,000 | $ 210,000 |
| Waldo County Maine | 1 | $ 245,000 | $ 245,000 | $ 115,000 |
| Allegany County Maryland | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| Caroline County Maryland | 1 | $ 295,000 | $ 295,000 | $ 67,000 |
| Cecil County Maryland | 1 | $ 305,000 | $ 305,000 | $ 114,000 |
| St. Mary's County Maryland | 1 | $ 95,000 | $ 95,000 | $ 83,000 |
| Barnstable County Massachusetts | 1 | $ 515,000 | $ 515,000 | $ 211,000 |
| Plymouth County Massachusetts | 1 | $ 335,000 | $ 335,000 | $ 204,000 |
| Worcester County Massachusetts | 1 | $ 255,000 | $ 255,000 | $ 62,000 |
| Charlevoix County Michigan | 1 | $ 215,000 | $ 215,000 | $ 36,000 |
| Genesee County Michigan | 1 | $ 175,000 | $ 175,000 | $ 184,000 |
| Oakland County Michigan | 1 | $ 25,355,000 | $ 25,355,000 | $ 0 |
| DeSoto County Mississippi | 1 | $ 265,000 | $ 265,000 | $ 127,000 |
| Carbon County Montana | 1 | $ 275,000 | $ 275,000 | $ 82,000 |
| Bergen County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 147,000 |
| Camden County New Jersey | 1 | $ 215,000 | $ 215,000 | $ 71,000 |
| Gloucester County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Hunterdon County New Jersey | 1 | $ 545,000 | $ 545,000 | $ 152,000 |
| Monmouth County New Jersey | 1 | $ 575,000 | $ 575,000 | $ 895,000 |
| Morris County New Jersey | 1 | $ 545,000 | $ 545,000 | $ 280,000 |
| Ocean County New Jersey | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Somerset County New Jersey | 1 | $ 515,000 | $ 515,000 | $ 155,000 |
| Union County New Jersey | 1 | $ 765,000 | $ 765,000 | $ 292,000 |
| Sandoval County New Mexico | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
| Santa Fe County New Mexico | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Kings County New York | 1 | $ 1,635,000 | $ 1,635,000 | $ 900,000 |
| Nassau County New York | 1 | $ 315,000 | $ 315,000 | $ 89,000 |
| New York County New York | 1 | $ 675,000 | $ 675,000 | $ 108,000 |
| Ontario County New York | 1 | $ 195,000 | $ 195,000 | $ 103,000 |
| Queens County New York | 1 | $ 615,000 | $ 615,000 | $ 67,000 |
| Suffolk County New York | 1 | $ 255,000 | $ 255,000 | $ 74,000 |
| Ulster County New York | 1 | $ 185,000 | $ 185,000 | $ 45,000 |
| Westchester County New York | 1 | $ 325,000 | $ 325,000 | $ 552,000 |
| Cabarrus County North Carolina | 1 | $ 445,000 | $ 445,000 | $ 220,000 |
| Dare County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 252,000 |
| Guilford County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 124,000 |
| Johnston County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 98,000 |
| Madison County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Orange County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 150,000 |
| Defiance County Ohio | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Greene County Ohio | 1 | $ 145,000 | $ 145,000 | $ 88,000 |
| Knox County Ohio | 1 | $ 145,000 | $ 145,000 | $ 81,000 |
| Lake County Ohio | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| Mahoning County Ohio | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| Montgomery County Ohio | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Summit County Ohio | 1 | $ 95,000 | $ 95,000 | $ 66,000 |
| Union County Ohio | 1 | $ 295,000 | $ 295,000 | $ 135,000 |
| Wayne County Ohio | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Oklahoma County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 32,000 |
| Deschutes County Oregon | 1 | $ 405,000 | $ 405,000 | $ 94,000 |
| Washington County Oregon | 1 | $ 345,000 | $ 345,000 | $ 69,000 |
| Berks County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 114,000 |
| Bucks County Pennsylvania | 1 | $ 605,000 | $ 605,000 | $ 294,000 |
| Cumberland County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 268,000 |
| Dauphin County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 118,000 |
| Lehigh County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 180,000 |
| Luzerne County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 65,000 |
| Wyoming County Pennsylvania | 1 | $ 415,000 | $ 415,000 | $ 222,000 |
| Hamilton County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 77,000 |
| Bexar County Texas | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Harris County Texas | 1 | $ 115,000 | $ 115,000 | $ 119,000 |
| Chittenden County Vermont | 1 | $ 385,000 | $ 385,000 | $ 66,000 |
| Washington County Vermont | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Windsor County Vermont | 1 | $ 185,000 | $ 185,000 | $ 89,000 |
| Augusta County Virginia | 1 | $ 135,000 | $ 135,000 | $ 131,000 |
| Campbell County Virginia | 1 | $ 245,000 | $ 245,000 | $ 46,000 |
| Clarke County Virginia | 1 | $ 305,000 | $ 305,000 | $ 122,000 |
| Frederick County Virginia | 1 | $ 385,000 | $ 385,000 | $ 88,000 |
| Fredericksburg County Virginia | 1 | $ 235,000 | $ 235,000 | $ 170,000 |
| Henry County Virginia | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Madison County Virginia | 1 | $ 665,000 | $ 665,000 | $ 175,000 |
| Manassas Park County Virginia | 1 | $ 545,000 | $ 545,000 | $ 189,000 |
| Montgomery County Virginia | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Norfolk County Virginia | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| Pittsylvania County Virginia | 1 | $ 75,000 | $ 75,000 | $ 66,000 |
| Portsmouth County Virginia | 1 | $ 85,000 | $ 85,000 | $ 93,000 |
| Richmond City County Virginia | 1 | $ 255,000 | $ 255,000 | $ 174,000 |
| Tazewell County Virginia | 1 | $ 105,000 | $ 105,000 | $ 686,000 |
| Clark County Washington | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Island County Washington | 1 | $ 635,000 | $ 635,000 | $ 0 |
| King County Washington | 1 | $ 255,000 | $ 255,000 | $ 100,000 |
| Spokane County Washington | 1 | $ 125,000 | $ 125,000 | $ 103,000 |
| Thurston County Washington | 1 | $ 515,000 | $ 515,000 | $ 139,000 |
| Berkeley County West Virginia | 1 | $ 215,000 | $ 215,000 | $ 53,000 |
| Grant County West Virginia | 1 | $ 185,000 | $ 185,000 | $ 158,000 |
| Hardy County West Virginia | 1 | $ 275,000 | $ 275,000 | $ 158,000 |
| Jefferson County West Virginia | 1 | $ 265,000 | $ 265,000 | $ 130,000 |
| Ohio County West Virginia | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Crawford County Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
Mortgage Loan Application Detail Totals for Forbright Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 684 | $262,100,000 | $383,000 | $2,035,000 | $156,000 | $895,000 |
| Home Purchase | 269 | $165,365,000 | $614,000 | $25,355,000 | $167,000 | $1,263,000 |
| Cash-out Refinancing | 203 | $99,615,000 | $490,000 | $5,105,000 | $145,000 | $1,092,000 |
| Other Purpose | 4 | $8,460,000 | $2,115,000 | $7,005,000 | $265,000 | $265,000 |
| Home Improvement | 3 | $4,245,000 | $1,415,000 | $1,885,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 414 | $170,270,000 | $411,000 | $1,425,000 | $168,000 | $862,000 |
| White | 345 | $122,545,000 | $355,000 | $2,585,000 | $154,000 | $1,263,000 |
| Not Provided | 205 | $80,545,000 | $392,000 | $1,505,000 | $165,000 | $895,000 |
| Black or African American | 81 | $27,135,000 | $335,000 | $1,455,000 | $117,000 | $581,000 |
| Not applicable | 67 | $122,565,000 | $1,829,000 | $25,355,000 | $0 | $0 |
| Hispanic | 44 | $14,180,000 | $322,000 | $1,295,000 | $117,000 | $667,000 |
| American Indian or Alaskan Native | 3 | $1,125,000 | $375,000 | $495,000 | $58,000 | $88,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $205,000 | $205,000 | $205,000 | $141,000 | $141,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,056 | $503,120,000 | $476,000 | $25,355,000 | $163,000 | $1,263,000 |
| VA-guaranteed (Veterans Administration) | 53 | $23,385,000 | $441,000 | $975,000 | $119,000 | $350,000 |
| FHA-insured (Federal Housing Administration) | 49 | $12,275,000 | $250,000 | $545,000 | $74,000 | $189,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $1,005,000 | $201,000 | $295,000 | $75,000 | $114,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 659 | $344,275,000 | $522,000 | $25,355,000 | $159,000 | $1,263,000 |
| Application Withdrawn By Applicant | 209 | $79,595,000 | $380,000 | $2,585,000 | $152,000 | $900,000 |
| File Closed For Incompleteness | 196 | $80,000,000 | $408,000 | $1,635,000 | $174,000 | $900,000 |
| Application Denied By Financial Institution | 79 | $26,905,000 | $340,000 | $1,205,000 | $104,000 | $698,000 |
| Application Approved But Not Accepted | 20 | $9,010,000 | $450,000 | $2,035,000 | $162,000 | $376,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,084 | $512,880,000 | $473,000 | $25,355,000 | $161,000 | $1,263,000 |
| Debt-To-Income Ratio | 34 | $12,890,000 | $379,000 | $795,000 | $95,000 | $698,000 |
| Credit History | 22 | $7,940,000 | $360,000 | $1,205,000 | $109,000 | $301,000 |
| Other | 7 | $2,255,000 | $322,000 | $515,000 | $139,000 | $278,000 |
| Unverifiable Information | 7 | $2,125,000 | $303,000 | $825,000 | $119,000 | $234,000 |
| Collateral | 6 | $1,100,000 | $183,000 | $385,000 | $78,000 | $141,000 |
| Credit Application Incomplete | 2 | $440,000 | $220,000 | $255,000 | $158,000 | $158,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $155,000 | $155,000 | $155,000 | $35,000 | $35,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Forbright Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Forbright Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.