Wright Patman Congressional Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Wright Patman Congressional Federal Credit Union 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wright Patman Congressional Federal Credit Union 10461 White Granite Drive Oakton, VA 22124 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 451 |
| Total Mortgage Loan Application Amount | $123,148,000 |
| Average Mortgage Loan Application Amount | $245,333 |
| Highest Mortgage Loan Application Amount | $1,150,000 |
| Average Applicant Income | $165,000 |
| Highest Applicant Income | $1,221,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Wright Patman Congressional Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wright Patman Congressional Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Wright Patman Congressional Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wright Patman Congressional Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Wright Patman Congressional Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wright Patman Congressional Federal Credit Union's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| District of Columbia County District Of Columbia | 72 | $ 24,252,000 | $ 336,000 | $ 166,000 |
| Fairfax County Virginia | 58 | $ 19,852,000 | $ 342,000 | $ 191,000 |
| Montgomery County Maryland | 32 | $ 10,741,000 | $ 335,000 | $ 176,000 |
| Prince George's County Maryland | 26 | $ 3,628,000 | $ 139,000 | $ 91,000 |
| Arlington County Virginia | 26 | $ 8,995,000 | $ 345,000 | $ 133,000 |
| Alexandria County Virginia | 24 | $ 8,886,000 | $ 370,000 | $ 228,000 |
| Anne Arundel County Maryland | 10 | $ 3,283,000 | $ 328,000 | $ 158,000 |
| Prince William County Virginia | 10 | $ 3,133,000 | $ 313,000 | $ 161,000 |
| Los Angeles County California | 6 | $ 2,206,000 | $ 367,000 | $ 165,000 |
| Loudoun County Virginia | 6 | $ 1,706,000 | $ 284,000 | $ 146,000 |
| Baltimore City County Maryland | 4 | $ 829,000 | $ 207,000 | $ 125,000 |
| Dallas County Texas | 4 | $ 1,170,000 | $ 292,000 | $ 114,000 |
| Sacramento County California | 3 | $ 872,000 | $ 290,000 | $ 201,000 |
| Queen Anne's County Maryland | 3 | $ 891,000 | $ 297,000 | $ 263,000 |
| Stafford County Virginia | 3 | $ 409,000 | $ 136,000 | $ 137,000 |
| Alameda County California | 2 | $ 324,000 | $ 162,000 | $ 103,000 |
| Boulder County Colorado | 2 | $ 469,000 | $ 234,000 | $ 60,000 |
| Sussex County Delaware | 2 | $ 567,000 | $ 283,000 | $ 574,000 |
| Broward County Florida | 2 | $ 414,000 | $ 207,000 | $ 121,000 |
| Palm Beach County Florida | 2 | $ 498,000 | $ 249,000 | $ 128,000 |
| Pinellas County Florida | 2 | $ 869,000 | $ 434,000 | $ 197,000 |
| Volusia County Florida | 2 | $ 105,000 | $ 52,000 | $ 61,000 |
| Cook County Illinois | 2 | $ 720,000 | $ 360,000 | $ 145,000 |
| Cumberland County Maine | 2 | $ 457,000 | $ 228,000 | $ 268,000 |
| Baltimore County Maryland | 2 | $ 165,000 | $ 82,000 | $ 100,000 |
| Calvert County Maryland | 2 | $ 649,000 | $ 324,000 | $ 198,000 |
| Charles County Maryland | 2 | $ 184,000 | $ 92,000 | $ 57,000 |
| Frederick County Maryland | 2 | $ 600,000 | $ 300,000 | $ 146,000 |
| Howard County Maryland | 2 | $ 665,000 | $ 332,000 | $ 136,000 |
| St. Mary's County Maryland | 2 | $ 236,000 | $ 118,000 | $ 79,000 |
| Barnstable County Massachusetts | 2 | $ 78,000 | $ 39,000 | $ 475,000 |
| Ingham County Michigan | 2 | $ 279,000 | $ 139,000 | $ 360,000 |
| Bergen County New Jersey | 2 | $ 636,000 | $ 318,000 | $ 227,000 |
| Essex County New Jersey | 2 | $ 346,000 | $ 173,000 | $ 118,000 |
| Union County New Jersey | 2 | $ 504,000 | $ 252,000 | $ 143,000 |
| Monroe County New York | 2 | $ 343,000 | $ 171,000 | $ 214,000 |
| Guilford County North Carolina | 2 | $ 285,000 | $ 142,000 | $ 68,000 |
| Mecklenburg County North Carolina | 2 | $ 481,000 | $ 240,000 | $ 113,000 |
| Union County North Carolina | 2 | $ 91,000 | $ 45,000 | $ 116,000 |
| Wake County North Carolina | 2 | $ 234,000 | $ 117,000 | $ 101,000 |
| Franklin County Ohio | 2 | $ 311,000 | $ 155,000 | $ 282,000 |
| Lane County Oregon | 2 | $ 916,000 | $ 458,000 | $ 195,000 |
| York County Pennsylvania | 2 | $ 432,000 | $ 216,000 | $ 97,000 |
| Berkeley County South Carolina | 2 | $ 304,000 | $ 152,000 | $ 98,000 |
| Harris County Texas | 2 | $ 359,000 | $ 179,000 | $ 93,000 |
| Accomack County Virginia | 2 | $ 331,000 | $ 165,000 | $ 193,000 |
| Fairfax City County Virginia | 2 | $ 297,000 | $ 148,000 | $ 167,000 |
| Falls Church County Virginia | 2 | $ 425,000 | $ 212,000 | $ 93,000 |
| Fauquier County Virginia | 2 | $ 456,000 | $ 228,000 | $ 184,000 |
| Manassas Park County Virginia | 2 | $ 249,000 | $ 124,000 | $ 91,000 |
| Jefferson County West Virginia | 2 | $ 510,000 | $ 255,000 | $ 119,000 |
| Dale County Alabama | 1 | $ 280,000 | $ 280,000 | $ 210,000 |
| Greene County Arkansas | 1 | $ 74,000 | $ 74,000 | $ 120,000 |
| San Francisco County California | 1 | $ 218,000 | $ 218,000 | $ 162,000 |
| Jefferson County Colorado | 1 | $ 440,000 | $ 440,000 | $ 150,000 |
| Fairfield County Connecticut | 1 | $ 268,000 | $ 268,000 | $ 136,000 |
| New Castle County Delaware | 1 | $ 640,000 | $ 640,000 | $ 1,221,000 |
| Brevard County Florida | 1 | $ 110,000 | $ 110,000 | $ 57,000 |
| Duval County Florida | 1 | $ 234,000 | $ 234,000 | $ 202,000 |
| Lake County Florida | 1 | $ 65,000 | $ 65,000 | $ 101,000 |
| Lee County Florida | 1 | $ 126,000 | $ 126,000 | $ 111,000 |
| Miami-Dade County Florida | 1 | $ 65,000 | $ 65,000 | $ 58,000 |
| Polk County Florida | 1 | $ 40,000 | $ 40,000 | $ 77,000 |
| Sarasota County Florida | 1 | $ 136,000 | $ 136,000 | $ 101,000 |
| Appling County Georgia | 1 | $ 34,000 | $ 34,000 | $ 154,000 |
| Bleckley County Georgia | 1 | $ 160,000 | $ 160,000 | $ 78,000 |
| Chatham County Georgia | 1 | $ 172,000 | $ 172,000 | $ 97,000 |
| Fayette County Georgia | 1 | $ 650,000 | $ 650,000 | $ 242,000 |
| Forsyth County Georgia | 1 | $ 38,000 | $ 38,000 | $ 265,000 |
| Gwinnett County Georgia | 1 | $ 93,000 | $ 93,000 | $ 115,000 |
| Murray County Georgia | 1 | $ 125,000 | $ 125,000 | $ 103,000 |
| Hawaii County Hawaii | 1 | $ 153,000 | $ 153,000 | $ 234,000 |
| St. Clair County Illinois | 1 | $ 60,000 | $ 60,000 | $ 78,000 |
| Marion County Indiana | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Johnson County Kansas | 1 | $ 125,000 | $ 125,000 | $ 120,000 |
| Orleans County Louisiana | 1 | $ 248,000 | $ 248,000 | $ 57,000 |
| Caroline County Maryland | 1 | $ 20,000 | $ 20,000 | $ 80,000 |
| Cecil County Maryland | 1 | $ 239,000 | $ 239,000 | $ 81,000 |
| Talbot County Maryland | 1 | $ 360,000 | $ 360,000 | $ 349,000 |
| Wicomico County Maryland | 1 | $ 50,000 | $ 50,000 | $ 76,000 |
| Worcester County Maryland | 1 | $ 562,000 | $ 562,000 | $ 813,000 |
| Middlesex County Massachusetts | 1 | $ 299,000 | $ 299,000 | $ 100,000 |
| Emmet County Michigan | 1 | $ 279,000 | $ 279,000 | $ 300,000 |
| Ottawa County Michigan | 1 | $ 312,000 | $ 312,000 | $ 219,000 |
| Olmsted County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 70,000 |
| Jasper County Missouri | 1 | $ 174,000 | $ 174,000 | $ 84,000 |
| St. Louis County Missouri | 1 | $ 50,000 | $ 50,000 | $ 240,000 |
| Gallatin County Montana | 1 | $ 148,000 | $ 148,000 | $ 160,000 |
| Clark County Nevada | 1 | $ 188,000 | $ 188,000 | $ 106,000 |
| Mercer County New Jersey | 1 | $ 158,000 | $ 158,000 | $ 91,000 |
| Bernalillo County New Mexico | 1 | $ 190,000 | $ 190,000 | $ 70,000 |
| Essex County New York | 1 | $ 45,000 | $ 45,000 | $ 38,000 |
| Greene County New York | 1 | $ 500,000 | $ 500,000 | $ 499,000 |
| Nassau County New York | 1 | $ 72,000 | $ 72,000 | $ 521,000 |
| New York County New York | 1 | $ 467,000 | $ 467,000 | $ 182,000 |
| St. Lawrence County New York | 1 | $ 72,000 | $ 72,000 | $ 319,000 |
| Westchester County New York | 1 | $ 448,000 | $ 448,000 | $ 342,000 |
| Brunswick County North Carolina | 1 | $ 196,000 | $ 196,000 | $ 114,000 |
| Durham County North Carolina | 1 | $ 238,000 | $ 238,000 | $ 88,000 |
| Henderson County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 130,000 |
| Jackson County North Carolina | 1 | $ 292,000 | $ 292,000 | $ 97,000 |
| Johnston County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Moore County North Carolina | 1 | $ 134,000 | $ 134,000 | $ 103,000 |
| Polk County North Carolina | 1 | $ 183,000 | $ 183,000 | $ 135,000 |
| Grand Forks County North Dakota | 1 | $ 65,000 | $ 65,000 | $ 550,000 |
| Cuyahoga County Ohio | 1 | $ 175,000 | $ 175,000 | $ 149,000 |
| Delaware County Ohio | 1 | $ 394,000 | $ 394,000 | $ 263,000 |
| Tulsa County Oklahoma | 1 | $ 113,000 | $ 113,000 | $ 107,000 |
| Multnomah County Oregon | 1 | $ 13,000 | $ 13,000 | $ 105,000 |
| Cumberland County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 94,000 |
| Delaware County Pennsylvania | 1 | $ 24,000 | $ 24,000 | $ 90,000 |
| Lackawanna County Pennsylvania | 1 | $ 66,000 | $ 66,000 | $ 25,000 |
| Monroe County Pennsylvania | 1 | $ 116,000 | $ 116,000 | $ 119,000 |
| Northumberland County Pennsylvania | 1 | $ 34,000 | $ 34,000 | $ 63,000 |
| Beaufort County South Carolina | 1 | $ 186,000 | $ 186,000 | $ 122,000 |
| Charleston County South Carolina | 1 | $ 260,000 | $ 260,000 | $ 110,000 |
| Pickens County South Carolina | 1 | $ 76,000 | $ 76,000 | $ 120,000 |
| Richland County South Carolina | 1 | $ 210,000 | $ 210,000 | $ 250,000 |
| Lincoln County South Dakota | 1 | $ 70,000 | $ 70,000 | $ 62,000 |
| Montgomery County Tennessee | 1 | $ 92,000 | $ 92,000 | $ 39,000 |
| Shelby County Tennessee | 1 | $ 96,000 | $ 96,000 | $ 77,000 |
| Bexar County Texas | 1 | $ 59,000 | $ 59,000 | $ 78,000 |
| Collin County Texas | 1 | $ 264,000 | $ 264,000 | $ 180,000 |
| Fort Bend County Texas | 1 | $ 450,000 | $ 450,000 | $ 113,000 |
| Montgomery County Texas | 1 | $ 139,000 | $ 139,000 | $ 150,000 |
| Tarrant County Texas | 1 | $ 20,000 | $ 20,000 | $ 120,000 |
| Travis County Texas | 1 | $ 14,000 | $ 14,000 | $ 55,000 |
| Salt Lake County Utah | 1 | $ 508,000 | $ 508,000 | $ 174,000 |
| Rutland County Vermont | 1 | $ 88,000 | $ 88,000 | $ 79,000 |
| Caroline County Virginia | 1 | $ 100,000 | $ 100,000 | $ 15,000 |
| Frederick County Virginia | 1 | $ 262,000 | $ 262,000 | $ 144,000 |
| Henrico County Virginia | 1 | $ 410,000 | $ 410,000 | $ 520,000 |
| King George County Virginia | 1 | $ 240,000 | $ 240,000 | $ 120,000 |
| Lynchburg County Virginia | 1 | $ 86,000 | $ 86,000 | $ 85,000 |
| Norfolk County Virginia | 1 | $ 954,000 | $ 954,000 | $ 320,000 |
| Portsmouth County Virginia | 1 | $ 170,000 | $ 170,000 | $ 60,000 |
| Virginia Beach County Virginia | 1 | $ 116,000 | $ 116,000 | $ 124,000 |
| Warren County Virginia | 1 | $ 158,000 | $ 158,000 | $ 75,000 |
| King County Washington | 1 | $ 215,000 | $ 215,000 | $ 49,000 |
| Morgan County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 433,000 |
| Dane County Wisconsin | 1 | $ 126,000 | $ 126,000 | $ 58,000 |
| Marathon County Wisconsin | 1 | $ 320,000 | $ 320,000 | $ 274,000 |
Mortgage Loan Application Detail Totals for Wright Patman Congressional Federal Credit Union in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 195 | $57,450,000 | $294,000 | $1,150,000 | $179,000 | $1,221,000 |
| Home Purchase | 184 | $55,542,000 | $301,000 | $895,000 | $156,000 | $998,000 |
| Home Improvement | 72 | $10,156,000 | $141,000 | $560,000 | $160,000 | $573,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 291 | $85,473,000 | $293,000 | $1,150,000 | $178,000 | $1,221,000 |
| Black or African American | 70 | $15,637,000 | $223,000 | $932,000 | $131,000 | $421,000 |
| Not Provided | 45 | $9,999,000 | $222,000 | $895,000 | $165,000 | $540,000 |
| Hispanic | 22 | $4,851,000 | $220,000 | $626,000 | $172,000 | $998,000 |
| Asian | 18 | $6,296,000 | $349,000 | $626,000 | $127,000 | $342,000 |
| American Indian or Alaskan Native | 4 | $852,000 | $213,000 | $255,000 | $146,000 | $250,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $40,000 | $40,000 | $40,000 | $77,000 | $77,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 451 | $123,148,000 | $273,000 | $1,150,000 | $167,000 | $1,221,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 302 | $87,562,000 | $289,000 | $1,150,000 | $176,000 | $1,221,000 |
| Application Denied By Financial Institution | 92 | $22,311,000 | $242,000 | $1,050,000 | $139,000 | $475,000 |
| Application Approved But Not Accepted | 42 | $10,149,000 | $241,000 | $895,000 | $164,000 | $787,000 |
| Application Withdrawn By Applicant | 12 | $2,788,000 | $232,000 | $550,000 | $174,000 | $540,000 |
| File Closed For Incompleteness | 3 | $338,000 | $112,000 | $173,000 | $101,000 | $122,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 26 | $6,855,000 | $263,000 | $932,000 | $110,000 | $244,000 |
| Collateral | 25 | $7,415,000 | $296,000 | $1,050,000 | $189,000 | $475,000 |
| Credit History | 19 | $4,430,000 | $233,000 | $605,000 | $130,000 | $352,000 |
| Other | 7 | $990,000 | $141,000 | $320,000 | $147,000 | $274,000 |
| Credit Application Incomplete | 7 | $1,649,000 | $235,000 | $341,000 | $145,000 | $300,000 |
| Mortgage Insurance Denied | 4 | $338,000 | $84,000 | $238,000 | $97,000 | $147,000 |
| Unverifiable Information | 1 | $100,000 | $100,000 | $100,000 | $130,000 | $130,000 |
| Employment History | 1 | $284,000 | $284,000 | $284,000 | $86,000 | $86,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wright Patman Congressional Federal Credit Union's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wright Patman Congressional Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.