Continental Home Loans Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Continental Home Loans Inc. 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Continental Home Loans Inc. 175 Pinelawn Road, Suite 303 Melville, NY 11747 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 4,234 |
| Total Mortgage Loan Application Amount | $1,287,732,000 |
| Average Mortgage Loan Application Amount | $303,500 |
| Highest Mortgage Loan Application Amount | $1,485,000 |
| Average Applicant Income | $112,000 |
| Highest Applicant Income | $870,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Continental Home Loans Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Continental Home Loans Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Continental Home Loans Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Continental Home Loans Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Continental Home Loans Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Continental Home Loans Inc.'s mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 1,761 | $ 516,451,000 | $ 293,000 | $ 116,000 |
| Nassau County New York | 725 | $ 246,869,000 | $ 340,000 | $ 123,000 |
| Queens County New York | 372 | $ 130,672,000 | $ 351,000 | $ 97,000 |
| Richmond County New York | 228 | $ 74,843,000 | $ 328,000 | $ 101,000 |
| Kings County New York | 217 | $ 93,636,000 | $ 431,000 | $ 108,000 |
| Bronx County New York | 97 | $ 36,188,000 | $ 373,000 | $ 96,000 |
| Westchester County New York | 90 | $ 29,103,000 | $ 323,000 | $ 138,000 |
| Passaic County New Jersey | 73 | $ 14,293,000 | $ 195,000 | $ 67,000 |
| Albany County New York | 47 | $ 9,030,000 | $ 192,000 | $ 98,000 |
| Palm Beach County Florida | 44 | $ 8,519,000 | $ 193,000 | $ 90,000 |
| Essex County New Jersey | 41 | $ 7,922,000 | $ 193,000 | $ 76,000 |
| Union County New Jersey | 41 | $ 8,773,000 | $ 213,000 | $ 78,000 |
| Schenectady County New York | 37 | $ 5,263,000 | $ 142,000 | $ 63,000 |
| Saratoga County New York | 35 | $ 7,342,000 | $ 209,000 | $ 110,000 |
| Bergen County New Jersey | 33 | $ 8,532,000 | $ 258,000 | $ 96,000 |
| Monmouth County New Jersey | 33 | $ 9,898,000 | $ 299,000 | $ 113,000 |
| Orange County New York | 32 | $ 8,528,000 | $ 266,000 | $ 100,000 |
| Rensselaer County New York | 25 | $ 4,325,000 | $ 173,000 | $ 70,000 |
| Middlesex County New Jersey | 18 | $ 3,978,000 | $ 221,000 | $ 81,000 |
| Rockland County New York | 14 | $ 3,324,000 | $ 237,000 | $ 87,000 |
| New York County New York | 12 | $ 5,393,000 | $ 449,000 | $ 200,000 |
| Hudson County New Jersey | 11 | $ 2,980,000 | $ 270,000 | $ 117,000 |
| Ocean County New Jersey | 11 | $ 2,995,000 | $ 272,000 | $ 104,000 |
| Essex County Massachusetts | 9 | $ 1,515,000 | $ 168,000 | $ 63,000 |
| Broward County Florida | 8 | $ 1,721,000 | $ 215,000 | $ 97,000 |
| Putnam County New York | 8 | $ 1,970,000 | $ 246,000 | $ 93,000 |
| Ulster County New York | 8 | $ 1,599,000 | $ 199,000 | $ 71,000 |
| Warren County New York | 8 | $ 1,454,000 | $ 181,000 | $ 93,000 |
| Fairfield County Connecticut | 7 | $ 2,376,000 | $ 339,000 | $ 129,000 |
| Morris County New Jersey | 7 | $ 1,830,000 | $ 261,000 | $ 93,000 |
| Schoharie County New York | 7 | $ 1,116,000 | $ 159,000 | $ 62,000 |
| Osceola County Florida | 6 | $ 1,019,000 | $ 169,000 | $ 111,000 |
| Dutchess County New York | 6 | $ 1,930,000 | $ 321,000 | $ 112,000 |
| Suffolk County Massachusetts | 5 | $ 1,737,000 | $ 347,000 | $ 128,000 |
| Duval County Florida | 4 | $ 336,000 | $ 84,000 | $ 130,000 |
| Miami-Dade County Florida | 4 | $ 599,000 | $ 149,000 | $ 133,000 |
| Sarasota County Florida | 4 | $ 1,444,000 | $ 361,000 | $ 121,000 |
| St. Lucie County Florida | 4 | $ 508,000 | $ 127,000 | $ 113,000 |
| Sussex County New Jersey | 4 | $ 757,000 | $ 189,000 | $ 106,000 |
| Monroe County New York | 4 | $ 509,000 | $ 127,000 | $ 77,000 |
| Niagara County New York | 4 | $ 639,000 | $ 159,000 | $ 66,000 |
| Monroe County Pennsylvania | 4 | $ 764,000 | $ 191,000 | $ 121,000 |
| New Haven County Connecticut | 3 | $ 399,000 | $ 133,000 | $ 49,000 |
| Lee County Florida | 3 | $ 813,000 | $ 271,000 | $ 90,000 |
| Orange County Florida | 3 | $ 477,000 | $ 159,000 | $ 108,000 |
| Plymouth County Massachusetts | 3 | $ 1,207,000 | $ 402,000 | $ 122,000 |
| Atlantic County New Jersey | 3 | $ 493,000 | $ 164,000 | $ 99,000 |
| Burlington County New Jersey | 3 | $ 745,000 | $ 248,000 | $ 88,000 |
| Camden County New Jersey | 3 | $ 458,000 | $ 152,000 | $ 66,000 |
| Somerset County New Jersey | 3 | $ 563,000 | $ 187,000 | $ 87,000 |
| Onondaga County New York | 3 | $ 558,000 | $ 186,000 | $ 89,000 |
| Delaware County Pennsylvania | 3 | $ 568,000 | $ 189,000 | $ 64,000 |
| Hartford County Connecticut | 2 | $ 543,000 | $ 271,000 | $ 203,000 |
| Litchfield County Connecticut | 2 | $ 636,000 | $ 318,000 | $ 270,000 |
| Middlesex County Connecticut | 2 | $ 305,000 | $ 152,000 | $ 134,000 |
| New London County Connecticut | 2 | $ 231,000 | $ 115,000 | $ 180,000 |
| Collier County Florida | 2 | $ 602,000 | $ 301,000 | $ 172,000 |
| Lake County Florida | 2 | $ 349,000 | $ 174,000 | $ 45,000 |
| Pinellas County Florida | 2 | $ 300,000 | $ 150,000 | $ 142,000 |
| Paulding County Georgia | 2 | $ 392,000 | $ 196,000 | $ 96,000 |
| Barnstable County Massachusetts | 2 | $ 510,000 | $ 255,000 | $ 105,000 |
| Warren County New Jersey | 2 | $ 518,000 | $ 259,000 | $ 90,000 |
| Columbia County New York | 2 | $ 481,000 | $ 240,000 | $ 107,000 |
| Delaware County New York | 2 | $ 253,000 | $ 126,000 | $ 68,000 |
| Erie County New York | 2 | $ 359,000 | $ 179,000 | $ 68,000 |
| Essex County New York | 2 | $ 489,000 | $ 244,000 | $ 158,000 |
| Greene County New York | 2 | $ 259,000 | $ 129,000 | $ 57,000 |
| Oneida County New York | 2 | $ 172,000 | $ 86,000 | $ 79,000 |
| Sullivan County New York | 2 | $ 306,000 | $ 153,000 | $ 108,000 |
| Union County North Carolina | 2 | $ 432,000 | $ 216,000 | $ 83,000 |
| Montgomery County Pennsylvania | 2 | $ 618,000 | $ 309,000 | $ 127,000 |
| Northampton County Pennsylvania | 2 | $ 214,000 | $ 107,000 | $ 115,000 |
| Pike County Pennsylvania | 2 | $ 436,000 | $ 218,000 | $ 86,000 |
| San Diego County California | 1 | $ 249,000 | $ 249,000 | $ 131,000 |
| Sussex County Delaware | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Bay County Florida | 1 | $ 227,000 | $ 227,000 | $ 69,000 |
| Brevard County Florida | 1 | $ 229,000 | $ 229,000 | $ 93,000 |
| Charlotte County Florida | 1 | $ 144,000 | $ 144,000 | $ 53,000 |
| Hillsborough County Florida | 1 | $ 170,000 | $ 170,000 | $ 61,000 |
| Manatee County Florida | 1 | $ 275,000 | $ 275,000 | $ 103,000 |
| Marion County Florida | 1 | $ 153,000 | $ 153,000 | $ 68,000 |
| Martin County Florida | 1 | $ 224,000 | $ 224,000 | $ 71,000 |
| St. Johns County Florida | 1 | $ 400,000 | $ 400,000 | $ 84,000 |
| Volusia County Florida | 1 | $ 93,000 | $ 93,000 | $ 113,000 |
| Cobb County Georgia | 1 | $ 146,000 | $ 146,000 | $ 87,000 |
| Mitchell County Georgia | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Caddo County Louisiana | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Calvert County Maryland | 1 | $ 297,000 | $ 297,000 | $ 133,000 |
| Berkshire County Massachusetts | 1 | $ 656,000 | $ 656,000 | $ 684,000 |
| Bristol County Massachusetts | 1 | $ 264,000 | $ 264,000 | $ 195,000 |
| Middlesex County Massachusetts | 1 | $ 415,000 | $ 415,000 | $ 107,000 |
| Jackson County Michigan | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Missaukee County Michigan | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Cape May County New Jersey | 1 | $ 116,000 | $ 116,000 | $ 64,000 |
| Hunterdon County New Jersey | 1 | $ 216,000 | $ 216,000 | $ 58,000 |
| Mercer County New Jersey | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Franklin County New York | 1 | $ 129,000 | $ 129,000 | $ 119,000 |
| Fulton County New York | 1 | $ 64,000 | $ 64,000 | $ 35,000 |
| Hamilton County New York | 1 | $ 128,000 | $ 128,000 | $ 222,000 |
| Oswego County New York | 1 | $ 157,000 | $ 157,000 | $ 69,000 |
| Otsego County New York | 1 | $ 157,000 | $ 157,000 | $ 59,000 |
| Seneca County New York | 1 | $ 77,000 | $ 77,000 | $ 57,000 |
| St. Lawrence County New York | 1 | $ 116,000 | $ 116,000 | $ 86,000 |
| Steuben County New York | 1 | $ 135,000 | $ 135,000 | $ 85,000 |
| Tioga County New York | 1 | $ 157,000 | $ 157,000 | $ 57,000 |
| Brunswick County North Carolina | 1 | $ 218,000 | $ 218,000 | $ 68,000 |
| Buncombe County North Carolina | 1 | $ 187,000 | $ 187,000 | $ 107,000 |
| Guilford County North Carolina | 1 | $ 82,000 | $ 82,000 | $ 64,000 |
| Iredell County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 146,000 |
| Wake County North Carolina | 1 | $ 124,000 | $ 124,000 | $ 73,000 |
| Allegheny County Pennsylvania | 1 | $ 58,000 | $ 58,000 | $ 471,000 |
| Berks County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 81,000 |
| Carbon County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 125,000 |
| Centre County Pennsylvania | 1 | $ 389,000 | $ 389,000 | $ 128,000 |
| Northumberland County Pennsylvania | 1 | $ 357,000 | $ 357,000 | $ 208,000 |
| Philadelphia County Pennsylvania | 1 | $ 196,000 | $ 196,000 | $ 84,000 |
| Wayne County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 143,000 |
| Westmoreland County Pennsylvania | 1 | $ 144,000 | $ 144,000 | $ 94,000 |
| Anderson County South Carolina | 1 | $ 108,000 | $ 108,000 | $ 109,000 |
| Charleston County South Carolina | 1 | $ 263,000 | $ 263,000 | $ 110,000 |
| Horry County South Carolina | 1 | $ 213,000 | $ 213,000 | $ 124,000 |
| Lancaster County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 140,000 |
| Richland County South Carolina | 1 | $ 76,000 | $ 76,000 | $ 87,000 |
| Brazoria County Texas | 1 | $ 116,000 | $ 116,000 | $ 56,000 |
| Hidalgo County Texas | 1 | $ 157,000 | $ 157,000 | $ 56,000 |
| Bennington County Vermont | 1 | $ 323,000 | $ 323,000 | $ 115,000 |
Mortgage Loan Application Detail Totals for Continental Home Loans Inc. in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,570 | $1,086,222,000 | $304,000 | $1,485,000 | $109,000 | $870,000 |
| Refinancing | 664 | $201,510,000 | $303,000 | $1,383,000 | $115,000 | $694,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,539 | $773,228,000 | $304,000 | $1,485,000 | $119,000 | $786,000 |
| Hispanic | 569 | $161,271,000 | $283,000 | $863,000 | $89,000 | $447,000 |
| Black or African American | 558 | $173,381,000 | $310,000 | $1,000,000 | $94,000 | $870,000 |
| Not Provided | 371 | $120,070,000 | $323,000 | $941,000 | $116,000 | $783,000 |
| Asian | 174 | $52,045,000 | $299,000 | $1,383,000 | $97,000 | $401,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $4,164,000 | $347,000 | $750,000 | $109,000 | $264,000 |
| American Indian or Alaskan Native | 11 | $3,573,000 | $324,000 | $520,000 | $83,000 | $145,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,602 | $791,692,000 | $304,000 | $1,485,000 | $120,000 | $870,000 |
| FHA-insured (Federal Housing Administration) | 1,480 | $448,121,000 | $302,000 | $1,224,000 | $94,000 | $623,000 |
| VA-guaranteed (Veterans Administration) | 145 | $46,703,000 | $322,000 | $929,000 | $100,000 | $228,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $1,216,000 | $173,000 | $194,000 | $54,000 | $65,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,427 | $1,062,137,000 | $309,000 | $1,383,000 | $113,000 | $870,000 |
| Application Approved But Not Accepted | 296 | $84,919,000 | $286,000 | $1,485,000 | $105,000 | $786,000 |
| Application Denied By Financial Institution | 222 | $56,837,000 | $256,000 | $1,040,000 | $85,000 | $759,000 |
| Application Withdrawn By Applicant | 207 | $61,529,000 | $297,000 | $1,224,000 | $111,000 | $642,000 |
| File Closed For Incompleteness | 81 | $22,190,000 | $273,000 | $945,000 | $94,000 | $479,000 |
| Loan Purchased By The Institution | 1 | $120,000 | $120,000 | $120,000 | $99,000 | $99,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 77 | $23,063,000 | $299,000 | $1,040,000 | $72,000 | $359,000 |
| Other | 63 | $13,146,000 | $208,000 | $884,000 | $96,000 | $759,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 28 | $7,025,000 | $250,000 | $560,000 | $85,000 | $149,000 |
| Collateral | 23 | $6,211,000 | $270,000 | $636,000 | $88,000 | $186,000 |
| Credit History | 18 | $4,404,000 | $244,000 | $532,000 | $93,000 | $235,000 |
| Unverifiable Information | 5 | $935,000 | $187,000 | $280,000 | $65,000 | $102,000 |
| Mortgage Insurance Denied | 1 | $280,000 | $280,000 | $280,000 | $133,000 | $133,000 |
| Employment History | 1 | $760,000 | $760,000 | $760,000 | $268,000 | $268,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Continental Home Loans Inc.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Continental Home Loans Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.