Credence Funding Corporation
Mortgage Loan Application
Totals and Details
for 2021

Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Credence Funding Corporation.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Credence Funding Corporation
1200 Technology Dr Suite A
Aberdeen, MD 21001
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  
Total Number of Mortgage Applications 482
Total Mortgage Loan Application Amount $153,760,000
Average Mortgage Loan Application Amount $316,666
Highest Mortgage Loan Application Amount $1,105,000
Average Applicant Income $76,666
Highest Applicant Income $330,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Credence Funding Corporation by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harford County Maryland 25 $ 8,175,000 $ 327,000 $ 108,000
Bexar County Texas 19 $ 5,615,000 $ 295,000 $ 0
Cecil County Maryland 10 $ 2,670,000 $ 267,000 $ 96,000
San Bernardino County California 9 $ 3,545,000 $ 393,000 $ 14,000
Polk County Florida 9 $ 2,285,000 $ 253,000 $ 16,000
Hillsborough County Florida 7 $ 2,055,000 $ 293,000 $ 16,000
Manatee County Florida 7 $ 2,025,000 $ 289,000 $ 34,000
Harris County Texas 7 $ 1,995,000 $ 285,000 $ 0
Riverside County California 6 $ 2,360,000 $ 393,000 $ 0
St. Johns County Florida 6 $ 2,290,000 $ 381,000 $ 0
Fulton County Georgia 6 $ 2,380,000 $ 396,000 $ 0
Johnston County North Carolina 6 $ 1,600,000 $ 266,000 $ 34,000
Wake County North Carolina 6 $ 2,210,000 $ 368,000 $ 21,000
Bell County Texas 6 $ 1,290,000 $ 215,000 $ 0
Tarrant County Texas 6 $ 1,710,000 $ 285,000 $ 53,000
Douglas County Colorado 5 $ 2,365,000 $ 473,000 $ 66,000
New Castle County Delaware 5 $ 1,225,000 $ 245,000 $ 96,000
Cobb County Georgia 5 $ 2,015,000 $ 403,000 $ 62,000
Anne Arundel County Maryland 5 $ 2,175,000 $ 435,000 $ 81,000
Cumberland County North Carolina 5 $ 1,145,000 $ 229,000 $ 22,000
Loudoun County Virginia 5 $ 2,695,000 $ 539,000 $ 106,000
Prince William County Virginia 5 $ 2,305,000 $ 461,000 $ 45,000
Pierce County Washington 5 $ 2,025,000 $ 405,000 $ 80,000
Duval County Florida 4 $ 970,000 $ 242,000 $ 0
Orange County Florida 4 $ 1,530,000 $ 382,000 $ 24,000
Osceola County Florida 4 $ 1,050,000 $ 262,000 $ 12,000
Sarasota County Florida 4 $ 760,000 $ 190,000 $ 76,000
Frederick County Maryland 4 $ 1,370,000 $ 342,000 $ 125,000
Prince George's County Maryland 4 $ 1,660,000 $ 415,000 $ 24,000
Franklin County North Carolina 4 $ 1,060,000 $ 265,000 $ 0
Gaston County North Carolina 4 $ 1,180,000 $ 295,000 $ 24,000
Onslow County North Carolina 4 $ 930,000 $ 232,000 $ 0
Dallas County Texas 4 $ 1,200,000 $ 300,000 $ 36,000
Denton County Texas 4 $ 1,200,000 $ 300,000 $ 0
Ellis County Texas 4 $ 1,320,000 $ 330,000 $ 0
Montgomery County Texas 4 $ 1,300,000 $ 325,000 $ 71,000
Travis County Texas 4 $ 1,670,000 $ 417,000 $ 28,000
Williamson County Texas 4 $ 1,240,000 $ 310,000 $ 0
Kern County California 3 $ 815,000 $ 271,000 $ 0
Los Angeles County California 3 $ 1,935,000 $ 645,000 $ 0
San Joaquin County California 3 $ 1,205,000 $ 401,000 $ 29,000
El Paso County Colorado 3 $ 1,135,000 $ 378,000 $ 14,000
Sussex County Delaware 3 $ 805,000 $ 268,000 $ 62,000
Brevard County Florida 3 $ 735,000 $ 245,000 $ 0
Gwinnett County Georgia 3 $ 755,000 $ 251,000 $ 0
Liberty County Georgia 3 $ 585,000 $ 195,000 $ 0
Long County Georgia 3 $ 745,000 $ 248,000 $ 0
Paulding County Georgia 3 $ 755,000 $ 251,000 $ 47,000
Richmond County Georgia 3 $ 895,000 $ 298,000 $ 0
Cook County Illinois 3 $ 935,000 $ 311,000 $ 0
St. Clair County Illinois 3 $ 1,195,000 $ 398,000 $ 65,000
Baltimore County Maryland 3 $ 1,135,000 $ 378,000 $ 0
Baltimore City County Maryland 3 $ 705,000 $ 235,000 $ 74,000
Mecklenburg County North Carolina 3 $ 855,000 $ 285,000 $ 26,000
Montgomery County Tennessee 3 $ 955,000 $ 318,000 $ 83,000
Coryell County Texas 3 $ 865,000 $ 288,000 $ 29,000
Kaufman County Texas 3 $ 915,000 $ 305,000 $ 0
Spotsylvania County Virginia 3 $ 1,075,000 $ 358,000 $ 142,000
Virginia Beach County Virginia 3 $ 1,205,000 $ 401,000 $ 54,000
San Diego County California 2 $ 1,090,000 $ 545,000 $ 0
Yolo County California 2 $ 900,000 $ 450,000 $ 0
Adams County Colorado 2 $ 780,000 $ 390,000 $ 0
Pueblo County Colorado 2 $ 580,000 $ 290,000 $ 0
Kent County Delaware 2 $ 710,000 $ 355,000 $ 0
District of Columbia County District Of Columbia 2 $ 1,090,000 $ 545,000 $ 330,000
Citrus County Florida 2 $ 500,000 $ 250,000 $ 0
Clay County Florida 2 $ 650,000 $ 325,000 $ 0
Hernando County Florida 2 $ 460,000 $ 230,000 $ 0
Lake County Florida 2 $ 530,000 $ 265,000 $ 25,000
Miami-Dade County Florida 2 $ 640,000 $ 320,000 $ 0
Pasco County Florida 2 $ 630,000 $ 315,000 $ 0
Seminole County Florida 2 $ 430,000 $ 215,000 $ 36,000
Chatham County Georgia 2 $ 450,000 $ 225,000 $ 0
Clayton County Georgia 2 $ 370,000 $ 185,000 $ 29,000
DeKalb County Georgia 2 $ 470,000 $ 235,000 $ 69,000
Henry County Georgia 2 $ 440,000 $ 220,000 $ 0
Spalding County Georgia 2 $ 690,000 $ 345,000 $ 0
Calvert County Maryland 2 $ 850,000 $ 425,000 $ 0
Howard County Maryland 2 $ 1,160,000 $ 580,000 $ 152,000
Montgomery County Maryland 2 $ 970,000 $ 485,000 $ 173,000
Queen Anne's County Maryland 2 $ 730,000 $ 365,000 $ 156,000
Montcalm County Michigan 2 $ 230,000 $ 115,000 $ 0
Wayne County Michigan 2 $ 360,000 $ 180,000 $ 55,000
Camden County New Jersey 2 $ 410,000 $ 205,000 $ 0
Brunswick County North Carolina 2 $ 600,000 $ 300,000 $ 0
Harnett County North Carolina 2 $ 290,000 $ 145,000 $ 0
Beaver County Pennsylvania 2 $ 730,000 $ 365,000 $ 97,000
Bucks County Pennsylvania 2 $ 340,000 $ 170,000 $ 61,000
Montgomery County Pennsylvania 2 $ 600,000 $ 300,000 $ 75,000
York County Pennsylvania 2 $ 610,000 $ 305,000 $ 123,000
Dickson County Tennessee 2 $ 1,010,000 $ 505,000 $ 0
Hamilton County Tennessee 2 $ 590,000 $ 295,000 $ 32,000
Rutherford County Tennessee 2 $ 700,000 $ 350,000 $ 0
Brazoria County Texas 2 $ 690,000 $ 345,000 $ 0
Collin County Texas 2 $ 670,000 $ 335,000 $ 0
El Paso County Texas 2 $ 770,000 $ 385,000 $ 0
Guadalupe County Texas 2 $ 510,000 $ 255,000 $ 0
Hays County Texas 2 $ 550,000 $ 275,000 $ 0
Tom Green County Texas 2 $ 510,000 $ 255,000 $ 52,000
Caroline County Virginia 2 $ 590,000 $ 295,000 $ 0
Stafford County Virginia 2 $ 830,000 $ 415,000 $ 0
Clark County Washington 2 $ 930,000 $ 465,000 $ 64,000
Spokane County Washington 2 $ 1,000,000 $ 500,000 $ 0
Alameda County California 1 $ 865,000 $ 865,000 $ 0
Fresno County California 1 $ 295,000 $ 295,000 $ 0
San Benito County California 1 $ 565,000 $ 565,000 $ 0
Solano County California 1 $ 335,000 $ 335,000 $ 0
Chaffee County Colorado 1 $ 375,000 $ 375,000 $ 79,000
Larimer County Colorado 1 $ 365,000 $ 365,000 $ 0
Weld County Colorado 1 $ 325,000 $ 325,000 $ 0
Escambia County Florida 1 $ 305,000 $ 305,000 $ 0
Flagler County Florida 1 $ 245,000 $ 245,000 $ 0
Leon County Florida 1 $ 285,000 $ 285,000 $ 0
Levy County Florida 1 $ 285,000 $ 285,000 $ 0
Madison County Florida 1 $ 155,000 $ 155,000 $ 0
Marion County Florida 1 $ 295,000 $ 295,000 $ 0
Palm Beach County Florida 1 $ 235,000 $ 235,000 $ 62,000
Volusia County Florida 1 $ 135,000 $ 135,000 $ 0
Bartow County Georgia 1 $ 355,000 $ 355,000 $ 0
Bibb County Georgia 1 $ 105,000 $ 105,000 $ 0
Bulloch County Georgia 1 $ 365,000 $ 365,000 $ 0
Columbia County Georgia 1 $ 205,000 $ 205,000 $ 0
Fayette County Georgia 1 $ 325,000 $ 325,000 $ 82,000
Habersham County Georgia 1 $ 195,000 $ 195,000 $ 0
Muscogee County Georgia 1 $ 95,000 $ 95,000 $ 0
Rockdale County Georgia 1 $ 195,000 $ 195,000 $ 0
DuPage County Illinois 1 $ 195,000 $ 195,000 $ 0
McLean County Illinois 1 $ 175,000 $ 175,000 $ 0
Will County Illinois 1 $ 335,000 $ 335,000 $ 135,000
Woodford County Illinois 1 $ 225,000 $ 225,000 $ 59,000
Charles County Maryland 1 $ 165,000 $ 165,000 $ 0
St. Mary's County Maryland 1 $ 325,000 $ 325,000 $ 0
Ingham County Michigan 1 $ 115,000 $ 115,000 $ 61,000
Monroe County Michigan 1 $ 185,000 $ 185,000 $ 0
Washtenaw County Michigan 1 $ 215,000 $ 215,000 $ 77,000
Atlantic County New Jersey 1 $ 295,000 $ 295,000 $ 0
Bergen County New Jersey 1 $ 405,000 $ 405,000 $ 0
Burlington County New Jersey 1 $ 175,000 $ 175,000 $ 0
Middlesex County New Jersey 1 $ 355,000 $ 355,000 $ 0
Monmouth County New Jersey 1 $ 535,000 $ 535,000 $ 146,000
Passaic County New Jersey 1 $ 345,000 $ 345,000 $ 0
Union County New Jersey 1 $ 285,000 $ 285,000 $ 0
Alamance County North Carolina 1 $ 305,000 $ 305,000 $ 0
Chatham County North Carolina 1 $ 505,000 $ 505,000 $ 0
Craven County North Carolina 1 $ 235,000 $ 235,000 $ 0
Currituck County North Carolina 1 $ 435,000 $ 435,000 $ 0
Forsyth County North Carolina 1 $ 215,000 $ 215,000 $ 0
Granville County North Carolina 1 $ 355,000 $ 355,000 $ 0
Guilford County North Carolina 1 $ 255,000 $ 255,000 $ 0
Halifax County North Carolina 1 $ 135,000 $ 135,000 $ 0
Henderson County North Carolina 1 $ 355,000 $ 355,000 $ 0
Hoke County North Carolina 1 $ 275,000 $ 275,000 $ 0
Martin County North Carolina 1 $ 245,000 $ 245,000 $ 0
Moore County North Carolina 1 $ 205,000 $ 205,000 $ 0
Pitt County North Carolina 1 $ 275,000 $ 275,000 $ 0
Sampson County North Carolina 1 $ 245,000 $ 245,000 $ 0
Union County North Carolina 1 $ 395,000 $ 395,000 $ 0
Centre County Pennsylvania 1 $ 215,000 $ 215,000 $ 0
Chester County Pennsylvania 1 $ 135,000 $ 135,000 $ 158,000
Cumberland County Pennsylvania 1 $ 95,000 $ 95,000 $ 56,000
Washington County Pennsylvania 1 $ 85,000 $ 85,000 $ 31,000
Berkeley County South Carolina 1 $ 395,000 $ 395,000 $ 93,000
Dorchester County South Carolina 1 $ 345,000 $ 345,000 $ 0
Cheatham County Tennessee 1 $ 325,000 $ 325,000 $ 0
Cumberland County Tennessee 1 $ 355,000 $ 355,000 $ 0
Davidson County Tennessee 1 $ 205,000 $ 205,000 $ 67,000
Loudon County Tennessee 1 $ 215,000 $ 215,000 $ 0
Sumner County Tennessee 1 $ 485,000 $ 485,000 $ 0
Tipton County Tennessee 1 $ 225,000 $ 225,000 $ 167,000
Wilson County Tennessee 1 $ 255,000 $ 255,000 $ 0
Bowie County Texas 1 $ 445,000 $ 445,000 $ 0
Brazos County Texas 1 $ 275,000 $ 275,000 $ 0
Burnet County Texas 1 $ 375,000 $ 375,000 $ 0
Cameron County Texas 1 $ 235,000 $ 235,000 $ 0
Comal County Texas 1 $ 405,000 $ 405,000 $ 0
Galveston County Texas 1 $ 215,000 $ 215,000 $ 85,000
Grayson County Texas 1 $ 225,000 $ 225,000 $ 0
Hidalgo County Texas 1 $ 305,000 $ 305,000 $ 0
Johnson County Texas 1 $ 375,000 $ 375,000 $ 0
Liberty County Texas 1 $ 205,000 $ 205,000 $ 0
Medina County Texas 1 $ 455,000 $ 455,000 $ 0
Parker County Texas 1 $ 385,000 $ 385,000 $ 0
Randall County Texas 1 $ 235,000 $ 235,000 $ 0
San Patricio County Texas 1 $ 315,000 $ 315,000 $ 0
Waller County Texas 1 $ 215,000 $ 215,000 $ 0
Botetourt County Virginia 1 $ 355,000 $ 355,000 $ 0
Chesapeake County Virginia 1 $ 435,000 $ 435,000 $ 0
Chesterfield County Virginia 1 $ 235,000 $ 235,000 $ 0
Fairfax County Virginia 1 $ 285,000 $ 285,000 $ 0
Hampton County Virginia 1 $ 225,000 $ 225,000 $ 0
Henrico County Virginia 1 $ 285,000 $ 285,000 $ 0
Louisa County Virginia 1 $ 255,000 $ 255,000 $ 0
Montgomery County Virginia 1 $ 175,000 $ 175,000 $ 73,000
Rockingham County Virginia 1 $ 325,000 $ 325,000 $ 0
Suffolk County Virginia 1 $ 525,000 $ 525,000 $ 0
Benton County Washington 1 $ 355,000 $ 355,000 $ 0
King County Washington 1 $ 425,000 $ 425,000 $ 0
Lewis County Washington 1 $ 285,000 $ 285,000 $ 0
Snohomish County Washington 1 $ 485,000 $ 485,000 $ 0

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Credence Funding Corporation in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 413 $132,095,000 $319,000 $1,105,000 $25,000 $330,000
Cash-out Refinancing 40 $12,100,000 $302,000 $735,000 $91,000 $200,000
Home Purchase 29 $9,565,000 $329,000 $745,000 $114,000 $285,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 181 $56,635,000 $312,000 $1,105,000 $29,000 $305,000
White 179 $58,235,000 $325,000 $885,000 $63,000 $330,000
Black or African American 86 $27,880,000 $324,000 $895,000 $22,000 $182,000
Hispanic 28 $8,260,000 $295,000 $545,000 $17,000 $100,000
Asian 8 $2,750,000 $343,000 $495,000 $20,000 $82,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 355 $118,525,000 $333,000 $1,105,000 $10,000 $164,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 85 $23,555,000 $277,000 $825,000 $116,000 $330,000
FHA-insured (Federal Housing Administration) 42 $11,680,000 $278,000 $465,000 $31,000 $123,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 439 $140,295,000 $319,000 $1,105,000 $47,000 $330,000
Application Withdrawn By Applicant 42 $13,270,000 $315,000 $885,000 $20,000 $95,000
Application Denied By Financial Institution 1 $195,000 $195,000 $195,000 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 481 $153,565,000 $319,000 $1,105,000 $43,000 $330,000
Debt-To-Income Ratio 1 $195,000 $195,000 $195,000 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.

Download the Maryland Lender List