Credit Suisse Mortgage Lending & HMDA Data, 2005
In 2005, Credit Suisse of Princeton, NJ reported 18,538 mortgage applications totaling $3.8 billion, up 544% from 2004. The average application was for $206,330, and applicants reported an average income of $110,075. 72% of its applications resulted in an originated loan and 12% were denied. Its largest markets were New York-Wayne-White Plains, NY-NJ (1,495), Newark-Union, NJ-PA (1,447) and Edison, NJ (1,039) (applications in parentheses).
| Mortgage Company & Address | Credit Suisse 302 Carnegie Center 2nd Floor Princeton, NJ 08540 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 18,538 |
| Total Mortgage Loan Application Amount | $3,824,964,000 |
| Average Mortgage Loan Application Amount | $206,330 |
| Highest Mortgage Loan Application Amount | $6,300,000 |
| Average Applicant Income | $110,075 |
| Highest Applicant Income | $6,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Credit Suisse filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-Wayne-White Plains, NY-NJ | 1,495 | $ 487,141,000 | $ 325,846 | $ 146,000 |
| Newark-Union, NJ-PA | 1,447 | $ 307,482,000 | $ 212,496 | $ 101,000 |
| Edison, NJ | 1,039 | $ 241,095,000 | $ 232,045 | $ 95,000 |
| Chicago-Naperville-Joliet, IL | 894 | $ 133,292,000 | $ 149,096 | $ 90,000 |
| Phoenix-Mesa-Scottsdale, AZ | 816 | $ 144,104,000 | $ 176,598 | $ 109,000 |
| Tampa-St. Petersburg-Clearwater, FL | 531 | $ 82,388,000 | $ 155,156 | $ 89,000 |
| Miami-Miami Beach-Kendall, FL | 493 | $ 95,872,000 | $ 194,466 | $ 102,000 |
| Charleston-North Charleston, SC | 467 | $ 76,479,000 | $ 163,766 | $ 90,000 |
| Atlanta-Sandy Springs-Marietta, GA | 426 | $ 62,143,000 | $ 145,875 | $ 97,000 |
| Philadelphia, PA | 367 | $ 52,273,000 | $ 142,433 | $ 101,000 |
| Nassau-Suffolk, NY | 305 | $ 94,170,000 | $ 308,754 | $ 163,000 |
| Denver-Aurora, CO | 291 | $ 42,451,000 | $ 145,879 | $ 142,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 287 | $ 50,092,000 | $ 174,536 | $ 108,000 |
| Las Vegas-Paradise, NV | 287 | $ 58,249,000 | $ 202,958 | $ 93,000 |
| Orlando, FL | 274 | $ 41,577,000 | $ 151,740 | $ 77,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 223 | $ 38,478,000 | $ 172,547 | $ 125,000 |
| Wilmington, DE-MD-NJ | 222 | $ 25,166,000 | $ 113,360 | $ 88,000 |
| Cape Coral-Fort Myers, FL | 219 | $ 38,110,000 | $ 174,018 | $ 99,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 200 | $ 36,282,000 | $ 181,410 | $ 137,000 |
| Boston-Quincy, MA | 192 | $ 53,533,000 | $ 278,817 | $ 108,000 |
| Los Angeles-Long Beach-Glendale, CA | 189 | $ 66,285,000 | $ 350,714 | $ 137,000 |
| Sarasota-Bradenton-Venice, FL | 187 | $ 40,005,000 | $ 213,930 | $ 139,000 |
| Bethesda-Frederick-Gaithersburg, MD | 152 | $ 37,693,000 | $ 247,980 | $ 103,000 |
| Camden, NJ | 148 | $ 21,892,000 | $ 147,918 | $ 122,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 143 | $ 26,572,000 | $ 185,818 | $ 77,000 |
| San Francisco-San Mateo-Redwood City, CA | 142 | $ 86,138,000 | $ 606,605 | $ 220,000 |
| Baltimore-Towson, MD | 139 | $ 27,640,000 | $ 198,848 | $ 109,000 |
| Bridgeport-Stamford-Norwalk, CT | 139 | $ 45,015,000 | $ 323,848 | $ 170,000 |
| Raleigh-Cary, NC | 129 | $ 21,035,000 | $ 163,062 | $ 75,000 |
| Trenton-Ewing, NJ | 118 | $ 11,718,000 | $ 99,305 | $ 90,000 |
| Warren-Farmington Hills-Troy, MI | 118 | $ 13,142,000 | $ 111,372 | $ 79,000 |
| San Diego-Carlsbad-San Marcos, CA | 117 | $ 44,628,000 | $ 381,435 | $ 164,000 |
| Cambridge-Newton-Framingham, MA | 115 | $ 29,280,000 | $ 254,608 | $ 117,000 |
| Lake County-Kenosha County, IL-WI | 115 | $ 13,315,000 | $ 115,782 | $ 70,000 |
| Riverside-San Bernardino-Ontario, CA | 111 | $ 30,105,000 | $ 271,216 | $ 120,000 |
| Durham, NC | 110 | $ 23,372,000 | $ 212,472 | $ 108,000 |
| Charlotte-Gastonia-Concord, NC-SC | 107 | $ 11,986,000 | $ 112,018 | $ 118,000 |
| Detroit-Livonia-Dearborn, MI | 102 | $ 7,677,000 | $ 75,264 | $ 96,000 |
| St. Louis, MO-IL | 99 | $ 9,806,000 | $ 99,050 | $ 79,000 |
| New Haven-Milford, CT | 98 | $ 12,194,000 | $ 124,428 | $ 86,000 |
| Savannah, GA | 87 | $ 9,549,000 | $ 109,758 | $ 72,000 |
| Worcester, MA | 87 | $ 15,904,000 | $ 182,804 | $ 86,000 |
| Oakland-Fremont-Hayward, CA | 86 | $ 32,575,000 | $ 378,779 | $ 107,000 |
| Santa Ana-Anaheim-Irvine, CA | 86 | $ 34,968,000 | $ 406,604 | $ 177,000 |
| Cleveland-Elyria-Mentor, OH | 81 | $ 6,708,000 | $ 82,814 | $ 67,000 |
| Essex County, MA | 78 | $ 17,762,000 | $ 227,717 | $ 85,000 |
| Naples-Marco Island, FL | 74 | $ 23,649,000 | $ 319,581 | $ 147,000 |
| Pittsburgh, PA | 70 | $ 5,730,000 | $ 81,857 | $ 85,000 |
| Houston-Baytown-Sugar Land, TX | 66 | $ 7,705,000 | $ 116,742 | $ 106,000 |
| Columbia, SC | 61 | $ 4,393,000 | $ 72,016 | $ 58,000 |
| Manchester-Nashua, NH | 61 | $ 9,198,000 | $ 150,786 | $ 63,000 |
| Providence-New Bedford-Fall River, RI-MA | 61 | $ 10,882,000 | $ 178,393 | $ 91,000 |
| Dallas-Plano-Irving, TX | 57 | $ 13,980,000 | $ 245,263 | $ 149,000 |
| Lakeland, FL | 57 | $ 6,247,000 | $ 109,596 | $ 117,000 |
| Greeley, CO | 56 | $ 6,898,000 | $ 123,178 | $ 98,000 |
| Atlantic City, NJ | 53 | $ 12,396,000 | $ 233,886 | $ 124,000 |
| Tucson, AZ | 52 | $ 8,931,000 | $ 171,750 | $ 111,000 |
| Jacksonville, FL | 51 | $ 8,430,000 | $ 165,294 | $ 97,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 50 | $ 23,438,000 | $ 468,760 | $ 232,000 |
| Milwaukee-Waukesha-West Allis, WI | 49 | $ 6,132,000 | $ 125,142 | $ 169,000 |
| Rockingham County-Strafford County, NH | 49 | $ 8,209,000 | $ 167,530 | $ 80,000 |
| Portland-Vancouver-Beaverton, OR-WA | 47 | $ 6,696,000 | $ 142,468 | $ 68,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 45 | $ 5,110,000 | $ 113,555 | $ 45,000 |
| Pueblo, CO | 40 | $ 2,357,000 | $ 58,925 | $ 11,000 |
| Port St. Lucie-Fort Pierce, FL | 39 | $ 5,885,000 | $ 150,897 | $ 55,000 |
| Portland-South Portland-Biddeford, ME | 39 | $ 8,568,000 | $ 219,692 | $ 101,000 |
| Wilmington, NC | 38 | $ 10,393,000 | $ 273,500 | $ 152,000 |
| Ocean City, NJ | 37 | $ 12,569,000 | $ 339,702 | $ 139,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 36 | $ 11,155,000 | $ 309,861 | $ 179,000 |
| Greensboro-High Point, NC | 34 | $ 3,164,000 | $ 93,058 | $ 66,000 |
| Fort Collins-Loveland, CO | 31 | $ 5,381,000 | $ 173,580 | $ 95,000 |
| Akron, OH | 30 | $ 2,537,000 | $ 84,566 | $ 79,000 |
| Pittsfield, MA | 30 | $ 2,707,000 | $ 90,233 | $ 93,000 |
| Colorado Springs, CO | 28 | $ 3,482,000 | $ 124,357 | $ 145,000 |
| Rochester, NY | 28 | $ 1,845,000 | $ 65,892 | $ 58,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 28 | $ 7,189,000 | $ 256,750 | $ 113,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 27 | $ 3,096,000 | $ 114,666 | $ 81,000 |
| Fresno, CA | 27 | $ 4,186,000 | $ 155,037 | $ 203,000 |
| Hartford-West Hartford-East Hartford, CT | 27 | $ 4,315,000 | $ 159,814 | $ 61,000 |
| Lansing-East Lansing, MI | 26 | $ 2,130,000 | $ 81,923 | $ 70,000 |
| York-Hanover, PA | 26 | $ 3,401,000 | $ 130,807 | $ 44,000 |
| Palm Bay-Melbourne-Titusville, FL | 24 | $ 2,753,000 | $ 114,708 | $ 84,000 |
| Ann Arbor, MI | 23 | $ 3,840,000 | $ 166,956 | $ 138,000 |
| Fort Worth-Arlington, TX | 23 | $ 1,609,000 | $ 69,956 | $ 123,000 |
| Pensacola-Ferry Pass-Brent, FL | 22 | $ 4,108,000 | $ 186,727 | $ 149,000 |
| Prescott, AZ | 21 | $ 2,459,000 | $ 117,095 | $ 134,000 |
| Reading, PA | 21 | $ 1,870,000 | $ 89,047 | $ 63,000 |
| Albany-Schenectady-Troy, NY | 20 | $ 1,700,000 | $ 85,000 | $ 95,000 |
| Columbus, OH | 19 | $ 1,790,000 | $ 94,210 | $ 81,000 |
| Barnstable Town, MA | 18 | $ 7,581,000 | $ 421,166 | $ 86,000 |
| Dover, DE | 17 | $ 2,123,000 | $ 124,882 | $ 63,000 |
| Boulder, CO | 16 | $ 2,638,000 | $ 164,875 | $ 162,000 |
| Indianapolis, IN | 16 | $ 1,319,000 | $ 82,437 | $ 94,000 |
| Springfield, IL | 16 | $ 1,693,000 | $ 105,812 | $ 156,000 |
| Dayton, OH | 15 | $ 745,000 | $ 49,666 | $ 78,000 |
| Greenville, SC | 15 | $ 1,550,000 | $ 103,333 | $ 92,000 |
| Ocala, FL | 15 | $ 1,561,000 | $ 104,066 | $ 90,000 |
| Panama City-Lynn Haven, FL | 15 | $ 2,533,000 | $ 168,866 | $ 89,000 |
| Rockford, IL | 15 | $ 1,769,000 | $ 117,933 | $ 85,000 |
| Spartanburg, SC | 15 | $ 1,427,000 | $ 95,133 | $ 44,000 |
| Oklahoma City, OK | 14 | $ 968,000 | $ 69,142 | $ 120,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 14 | $ 5,490,000 | $ 392,142 | $ 120,000 |
| Springfield, MA | 14 | $ 1,467,000 | $ 104,785 | $ 49,000 |
| Vero Beach, FL | 14 | $ 2,478,000 | $ 177,000 | $ 65,000 |
| Punta Gorda, FL | 13 | $ 1,281,000 | $ 98,538 | $ 82,000 |
| Santa Cruz-Watsonville, CA | 13 | $ 5,593,000 | $ 430,230 | $ 152,000 |
| Vineland-Millville-Bridgeton, NJ | 13 | $ 1,480,000 | $ 113,846 | $ 83,000 |
| Hagerstown-Martinsburg, MD-WV | 12 | $ 1,745,000 | $ 145,416 | $ 107,000 |
| Winston-Salem, NC | 12 | $ 968,000 | $ 80,666 | $ 74,000 |
| Flint, MI | 11 | $ 708,000 | $ 64,363 | $ 41,000 |
| Richmond, VA | 11 | $ 1,834,000 | $ 166,727 | $ 37,000 |
| Syracuse, NY | 11 | $ 826,000 | $ 75,090 | $ 100,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 11 | $ 1,852,000 | $ 168,363 | $ 128,000 |
| Athens-Clarke County, GA | 10 | $ 1,101,000 | $ 110,100 | $ 60,000 |
| Seattle-Bellevue-Everett, WA | 10 | $ 2,479,000 | $ 247,900 | $ 117,000 |
| Harrisburg-Carlisle, PA | 9 | $ 1,148,000 | $ 127,555 | $ 22,000 |
| Salt Lake City, UT | 9 | $ 710,000 | $ 78,888 | $ 43,000 |
| Tallahassee, FL | 9 | $ 1,328,000 | $ 147,555 | $ 111,000 |
| Austin-Round Rock, TX | 8 | $ 2,112,000 | $ 264,000 | $ 224,000 |
| Bakersfield, CA | 8 | $ 2,369,000 | $ 296,125 | $ 82,000 |
| Buffalo-Niagara Falls, NY | 8 | $ 442,000 | $ 55,250 | $ 44,000 |
| Fort Walton Beach-Crestview-Destin, FL | 8 | $ 2,496,000 | $ 312,000 | $ 149,000 |
| Gary, IN | 8 | $ 714,000 | $ 89,250 | $ 65,000 |
| Honolulu, HI | 8 | $ 2,812,000 | $ 351,500 | $ 137,000 |
| Kalamazoo-Portage, MI | 8 | $ 624,000 | $ 78,000 | $ 69,000 |
| Salinas, CA | 8 | $ 3,908,000 | $ 488,500 | $ 137,000 |
| Santa Rosa-Petaluma, CA | 8 | $ 4,966,000 | $ 620,750 | $ 234,000 |
| Vallejo-Fairfield, CA | 8 | $ 2,449,000 | $ 306,125 | $ 127,000 |
| Burlington, NC | 7 | $ 638,000 | $ 91,142 | $ 52,000 |
| Lancaster, PA | 7 | $ 755,000 | $ 107,857 | $ 61,000 |
| Springfield, MO | 7 | $ 499,000 | $ 71,285 | $ 57,000 |
| Stockton, CA | 7 | $ 2,220,000 | $ 317,142 | $ 87,000 |
| Toledo, OH | 7 | $ 479,000 | $ 68,428 | $ 133,000 |
| Augusta-Richmond County, GA-SC | 6 | $ 437,000 | $ 72,833 | $ 75,000 |
| Bend, OR | 6 | $ 932,000 | $ 155,333 | $ 85,000 |
| Kingston, NY | 6 | $ 1,207,000 | $ 201,166 | $ 169,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 6 | $ 1,555,000 | $ 259,166 | $ 169,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 6 | $ 3,041,000 | $ 506,833 | $ 158,000 |
| Scranton--Wilkes-Barre, PA | 6 | $ 491,000 | $ 81,833 | $ 113,000 |
| Cincinnati-Middletown, OH-KY-IN | 5 | $ 279,000 | $ 55,800 | $ 50,000 |
| Florence, SC | 5 | $ 350,000 | $ 70,000 | $ 51,000 |
| Glens Falls, NY | 5 | $ 469,000 | $ 93,800 | $ 54,000 |
| Knoxville, TN | 5 | $ 388,000 | $ 77,600 | $ 67,000 |
| Lewiston-Auburn, ME | 5 | $ 523,000 | $ 104,600 | $ 48,000 |
| Memphis, TN-MS-AR | 5 | $ 394,000 | $ 78,800 | $ 76,000 |
| Modesto, CA | 5 | $ 1,729,000 | $ 345,800 | $ 168,000 |
| Norwich-New London, CT | 5 | $ 954,000 | $ 190,800 | $ 42,000 |
| San Antonio, TX | 5 | $ 587,000 | $ 117,400 | $ 117,000 |
| San Luis Obispo-Paso Robles, CA | 5 | $ 2,114,000 | $ 422,800 | $ 143,000 |
| Spokane, WA | 5 | $ 371,000 | $ 74,200 | $ 86,000 |
| Sumter, SC | 5 | $ 184,000 | $ 36,800 | $ 88,000 |
| Utica-Rome, NY | 5 | $ 286,000 | $ 57,200 | $ 15,000 |
| Albuquerque, NM | 4 | $ 2,222,000 | $ 555,500 | $ 461,000 |
| Bloomington, IN | 4 | $ 507,000 | $ 126,750 | $ 60,000 |
| Cedar Rapids, IA | 4 | $ 340,000 | $ 85,000 | $ 96,000 |
| Charlottesville, VA | 4 | $ 1,229,000 | $ 307,250 | $ 82,000 |
| Davenport-Moline-Rock Island, IA-IL | 4 | $ 221,000 | $ 55,250 | $ 57,000 |
| Grand Rapids-Wyoming, MI | 4 | $ 456,000 | $ 114,000 | $ 63,000 |
| Redding, CA | 4 | $ 955,000 | $ 238,750 | $ 136,000 |
| Salem, OR | 4 | $ 333,000 | $ 83,250 | $ 65,000 |
| Williamsport, PA | 4 | $ 422,000 | $ 105,500 | $ 80,000 |
| Youngstown-Warren-Boardman, OH-PA | 4 | $ 243,000 | $ 60,750 | $ 95,000 |
| Anchorage, AK | 3 | $ 365,000 | $ 121,666 | $ 89,000 |
| Bay City, MI | 3 | $ 410,000 | $ 136,666 | $ 123,000 |
| Birmingham-Hoover, AL | 3 | $ 630,000 | $ 210,000 | $ 40,000 |
| Carson City, NV | 3 | $ 447,000 | $ 149,000 | $ 201,000 |
| Casper, WY | 3 | $ 223,000 | $ 74,333 | $ 47,000 |
| Gainesville, GA | 3 | $ 1,025,000 | $ 341,666 | $ 173,000 |
| Grand Junction, CO | 3 | $ 300,000 | $ 100,000 | $ 111,000 |
| Hickory-Lenoir-Morganton, NC | 3 | $ 284,000 | $ 94,666 | $ 31,000 |
| Hinesville-Fort Stewart, GA | 3 | $ 221,000 | $ 73,666 | $ 22,000 |
| Jacksonville, NC | 3 | $ 916,000 | $ 305,333 | $ 131,000 |
| Winchester, VA-WV | 3 | $ 405,000 | $ 135,000 | $ 0 |
| Yuma, AZ | 3 | $ 427,000 | $ 142,333 | $ 53,000 |
| Anderson, IN | 2 | $ 104,000 | $ 52,000 | $ 70,000 |
| Asheville, NC | 2 | $ 307,000 | $ 153,500 | $ 89,000 |
| Baton Rouge, LA | 2 | $ 152,000 | $ 76,000 | $ 109,000 |
| Battle Creek, MI | 2 | $ 108,000 | $ 54,000 | $ 35,000 |
| Beaumont-Port Arthur, TX | 2 | $ 212,000 | $ 106,000 | $ 0 |
| Bellingham, WA | 2 | $ 361,000 | $ 180,500 | $ 173,000 |
| Bloomington-Normal, IL | 2 | $ 283,000 | $ 141,500 | $ 45,000 |
| Brunswick, GA | 2 | $ 418,000 | $ 209,000 | $ 114,000 |
| Canton-Massillon, OH | 2 | $ 120,000 | $ 60,000 | $ 56,000 |
| Chattanooga, TN-GA | 2 | $ 511,000 | $ 255,500 | $ 61,000 |
| El Centro, CA | 2 | $ 225,000 | $ 112,500 | $ 82,000 |
| Fayetteville, NC | 2 | $ 76,000 | $ 38,000 | $ 78,000 |
| Gainesville, FL | 2 | $ 263,000 | $ 131,500 | $ 205,000 |
| Greenville, NC | 2 | $ 157,000 | $ 78,500 | $ 45,000 |
| Hanford-Corcoran, CA | 2 | $ 370,000 | $ 185,000 | $ 107,000 |
| Ithaca, NY | 2 | $ 180,000 | $ 90,000 | $ 131,000 |
| Jackson, MS | 2 | $ 133,000 | $ 66,500 | $ 379,000 |
| Lebanon, PA | 2 | $ 129,000 | $ 64,500 | $ 72,000 |
| Lexington-Fayette, KY | 2 | $ 241,000 | $ 120,500 | $ 0 |
| Madera, CA | 2 | $ 321,000 | $ 160,500 | $ 0 |
| Midland, TX | 2 | $ 437,000 | $ 218,500 | $ 132,000 |
| Missoula, MT | 2 | $ 196,000 | $ 98,000 | $ 53,000 |
| Napa, CA | 2 | $ 1,370,000 | $ 685,000 | $ 195,000 |
| Roanoke, VA | 2 | $ 394,000 | $ 197,000 | $ 93,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 130,000 | $ 65,000 | $ 180,000 |
| St. George, UT | 2 | $ 400,000 | $ 200,000 | $ 332,000 |
| Tacoma, WA | 2 | $ 488,000 | $ 244,000 | $ 91,000 |
| Valdosta, GA | 2 | $ 104,000 | $ 52,000 | $ 81,000 |
| Appleton, WI | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Auburn-Opelika, AL | 1 | $ 152,000 | $ 152,000 | $ 83,000 |
| Bangor, ME | 1 | $ 168,000 | $ 168,000 | $ 105,000 |
| Binghamton, NY | 1 | $ 53,000 | $ 53,000 | $ 55,000 |
| Boise City-Nampa, ID | 1 | $ 159,000 | $ 159,000 | $ 40,000 |
| Brownsville-Harlingen, TX | 1 | $ 126,000 | $ 126,000 | $ 91,000 |
| Cheyenne, WY | 1 | $ 117,000 | $ 117,000 | $ 81,000 |
| Chico, CA | 1 | $ 322,000 | $ 322,000 | $ 156,000 |
| Columbia, MO | 1 | $ 14,000 | $ 14,000 | $ 173,000 |
| Columbus, GA-AL | 1 | $ 81,000 | $ 81,000 | $ 200,000 |
| Des Moines, IA | 1 | $ 138,000 | $ 138,000 | $ 68,000 |
| Elkhart-Goshen, IN | 1 | $ 65,000 | $ 65,000 | $ 132,000 |
| Elmira, NY | 1 | $ 75,000 | $ 75,000 | $ 195,000 |
| Fort Wayne, IN | 1 | $ 25,000 | $ 25,000 | $ 39,000 |
| Harrisonburg, VA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Jonesboro, AR | 1 | $ 93,000 | $ 93,000 | $ 43,000 |
| Joplin, MO | 1 | $ 126,000 | $ 126,000 | $ 72,000 |
| Kansas City, MO-KS | 1 | $ 40,000 | $ 40,000 | $ 60,000 |
| Kokomo, IN | 1 | $ 94,000 | $ 94,000 | $ 50,000 |
| Longview, WA | 1 | $ 226,000 | $ 226,000 | $ 85,000 |
| Macon, GA | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Madison, WI | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Mansfield, OH | 1 | $ 55,000 | $ 55,000 | $ 78,000 |
| Mobile, AL | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Monroe, MI | 1 | $ 103,000 | $ 103,000 | $ 183,000 |
| Niles-Benton Harbor, MI | 1 | $ 731,000 | $ 731,000 | $ 218,000 |
| Racine, WI | 1 | $ 81,000 | $ 81,000 | $ 23,000 |
| Reno-Sparks, NV | 1 | $ 370,000 | $ 370,000 | $ 75,000 |
| Rocky Mount, NC | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Sandusky, OH | 1 | $ 72,000 | $ 72,000 | $ 60,000 |
| Springfield, OH | 1 | $ 63,000 | $ 63,000 | $ 44,000 |
| Tulsa, OK | 1 | $ 1,000,000 | $ 1,000,000 | $ 480,000 |
| Visalia-Porterville, CA | 1 | $ 180,000 | $ 180,000 | $ 95,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 97,000 | $ 97,000 | $ 45,000 |
| Yuba City, CA | 1 | $ 179,000 | $ 179,000 | $ 93,000 |
Mortgage Loan Application Detail Totals for Credit Suisse in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 12,500 | $2,261,402,000 | $144,333 | $6,300,000 | $106,644 | $6,000,000 |
| Refinancing | 6,038 | $1,563,562,000 | $224,000 | $2,975,000 | $100,809 | $4,905,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,524 | $2,235,062,000 | $174,659 | $6,300,000 | $104,510 | $6,000,000 |
| Hispanic | 3,820 | $727,091,000 | $172,870 | $2,275,000 | $94,419 | $4,905,000 |
| Not Provided | 1,750 | $387,826,000 | $172,432 | $3,750,000 | $105,378 | $6,000,000 |
| Black or African American | 1,648 | $287,196,000 | $139,000 | $1,500,000 | $74,531 | $3,244,000 |
| Asian | 706 | $169,002,000 | $184,481 | $1,960,000 | $101,148 | $1,504,000 |
| Native Hawaiian or Other Pacific Islander | 60 | $12,810,000 | $198,615 | $600,000 | $90,000 | $360,000 |
| American Indian or Alaskan Native | 30 | $5,977,000 | $180,181 | $1,000,000 | $85,545 | $658,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 18,538 | $3,824,964,000 | $170,062 | $6,300,000 | $101,666 | $6,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 13,321 | $2,682,467,000 | $161,021 | $3,050,000 | $95,021 | $6,000,000 |
| Application Approved But Not Accepted | 2,666 | $609,867,000 | $198,176 | $6,300,000 | $113,117 | $6,000,000 |
| Application Denied By Financial Institution | 2,156 | $448,298,000 | $217,157 | $3,750,000 | $123,815 | $6,000,000 |
| Application Withdrawn By Applicant | 395 | $84,332,000 | $184,964 | $1,560,000 | $116,285 | $1,170,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 643 | $128,203,000 | $189,862 | $2,450,000 | $77,068 | $2,777,000 |
| Collateral | 421 | $97,903,000 | $275,812 | $1,937,000 | $164,843 | $1,500,000 |
| Other | 344 | $66,116,000 | $200,821 | $1,500,000 | $119,142 | $3,200,000 |
| Unverifiable Information | 331 | $66,027,000 | $204,400 | $943,000 | $106,600 | $4,905,000 |
| Debt-To-Income Ratio | 313 | $66,612,000 | $184,275 | $1,500,000 | $97,068 | $554,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 55 | $9,792,000 | $144,833 | $656,000 | $109,500 | $978,000 |
| Employment History | 35 | $7,295,000 | $205,307 | $960,000 | $72,538 | $192,000 |
| Credit Application Incomplete | 11 | $6,249,000 | $980,600 | $3,750,000 | $1,301,600 | $6,000,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Credit Suisse's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Credit Suisse's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.
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