Credit Suisse
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Credit Suisse 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Credit Suisse 302 Carnegie Center 2Nd Floor Princeton, NJ 08540 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 18,538 |
| Total Mortgage Loan Application Amount | $3,824,964,000 |
| Average Mortgage Loan Application Amount | $182,793 |
| Highest Mortgage Loan Application Amount | $6,300,000 |
| Average Applicant Income | $103,827 |
| Highest Applicant Income | $6,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Credit Suisse. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Credit Suisse's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Credit Suisse's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Credit Suisse serves its applicants.
Each category highlights the total number of mortgage applications processed by Credit Suisse, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Credit Suisse's mortgage activity for 2005.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 1,495 | $ 487,141,000 | $ 325,000 | $ 146,000 |
| NEWARK-UNION, NJ-PA | 1,447 | $ 307,482,000 | $ 212,000 | $ 101,000 |
| EDISON, NJ | 1,039 | $ 241,095,000 | $ 232,000 | $ 95,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 894 | $ 133,292,000 | $ 149,000 | $ 90,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 816 | $ 144,104,000 | $ 176,000 | $ 109,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 531 | $ 82,388,000 | $ 155,000 | $ 89,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 493 | $ 95,872,000 | $ 194,000 | $ 102,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 467 | $ 76,479,000 | $ 163,000 | $ 90,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 426 | $ 62,143,000 | $ 145,000 | $ 97,000 |
| PHILADELPHIA, PA | 367 | $ 52,273,000 | $ 142,000 | $ 101,000 |
| NASSAU-SUFFOLK, NY | 305 | $ 94,170,000 | $ 308,000 | $ 163,000 |
| DENVER-AURORA, CO | 291 | $ 42,451,000 | $ 145,000 | $ 142,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 287 | $ 50,092,000 | $ 174,000 | $ 108,000 |
| LAS VEGAS-PARADISE, NV | 287 | $ 58,249,000 | $ 202,000 | $ 93,000 |
| ORLANDO, FL | 274 | $ 41,577,000 | $ 151,000 | $ 77,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 223 | $ 38,478,000 | $ 172,000 | $ 125,000 |
| WILMINGTON, DE-MD-NJ | 222 | $ 25,166,000 | $ 113,000 | $ 88,000 |
| CAPE CORAL-FORT MYERS, FL | 219 | $ 38,110,000 | $ 174,000 | $ 99,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 200 | $ 36,282,000 | $ 181,000 | $ 137,000 |
| BOSTON-QUINCY, MA | 192 | $ 53,533,000 | $ 278,000 | $ 108,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 189 | $ 66,285,000 | $ 350,000 | $ 137,000 |
| SARASOTA-BRADENTON-VENICE, FL | 187 | $ 40,005,000 | $ 213,000 | $ 139,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 152 | $ 37,693,000 | $ 247,000 | $ 103,000 |
| CAMDEN, NJ | 148 | $ 21,892,000 | $ 147,000 | $ 122,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 143 | $ 26,572,000 | $ 185,000 | $ 77,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 142 | $ 86,138,000 | $ 606,000 | $ 220,000 |
| BALTIMORE-TOWSON, MD | 139 | $ 27,640,000 | $ 198,000 | $ 109,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 139 | $ 45,015,000 | $ 323,000 | $ 170,000 |
| RALEIGH-CARY, NC | 129 | $ 21,035,000 | $ 163,000 | $ 75,000 |
| TRENTON-EWING, NJ | 118 | $ 11,718,000 | $ 99,000 | $ 90,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 118 | $ 13,142,000 | $ 111,000 | $ 79,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 117 | $ 44,628,000 | $ 381,000 | $ 164,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 115 | $ 29,280,000 | $ 254,000 | $ 117,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 115 | $ 13,315,000 | $ 115,000 | $ 70,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 111 | $ 30,105,000 | $ 271,000 | $ 120,000 |
| DURHAM, NC | 110 | $ 23,372,000 | $ 212,000 | $ 108,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 107 | $ 11,986,000 | $ 112,000 | $ 118,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 102 | $ 7,677,000 | $ 75,000 | $ 96,000 |
| ST. LOUIS, MO-IL | 99 | $ 9,806,000 | $ 99,000 | $ 79,000 |
| NEW HAVEN-MILFORD, CT | 98 | $ 12,194,000 | $ 124,000 | $ 86,000 |
| SAVANNAH, GA | 87 | $ 9,549,000 | $ 109,000 | $ 72,000 |
| WORCESTER, MA | 87 | $ 15,904,000 | $ 182,000 | $ 86,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 86 | $ 32,575,000 | $ 378,000 | $ 107,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 86 | $ 34,968,000 | $ 406,000 | $ 177,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 81 | $ 6,708,000 | $ 82,000 | $ 67,000 |
| ESSEX COUNTY, MA | 78 | $ 17,762,000 | $ 227,000 | $ 85,000 |
| NAPLES-MARCO ISLAND, FL | 74 | $ 23,649,000 | $ 319,000 | $ 147,000 |
| PITTSBURGH, PA | 70 | $ 5,730,000 | $ 81,000 | $ 85,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 66 | $ 7,705,000 | $ 116,000 | $ 106,000 |
| COLUMBIA, SC | 61 | $ 4,393,000 | $ 72,000 | $ 58,000 |
| MANCHESTER-NASHUA, NH | 61 | $ 9,198,000 | $ 150,000 | $ 63,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 61 | $ 10,882,000 | $ 178,000 | $ 91,000 |
| DALLAS-PLANO-IRVING, TX | 57 | $ 13,980,000 | $ 245,000 | $ 149,000 |
| LAKELAND, FL | 57 | $ 6,247,000 | $ 109,000 | $ 117,000 |
| GREELEY, CO | 56 | $ 6,898,000 | $ 123,000 | $ 98,000 |
| ATLANTIC CITY, NJ | 53 | $ 12,396,000 | $ 233,000 | $ 124,000 |
| TUCSON, AZ | 52 | $ 8,931,000 | $ 171,000 | $ 111,000 |
| JACKSONVILLE, FL | 51 | $ 8,430,000 | $ 165,000 | $ 97,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 50 | $ 23,438,000 | $ 468,000 | $ 232,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 49 | $ 6,132,000 | $ 125,000 | $ 169,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 49 | $ 8,209,000 | $ 167,000 | $ 80,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 47 | $ 6,696,000 | $ 142,000 | $ 68,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 45 | $ 5,110,000 | $ 113,000 | $ 45,000 |
| PUEBLO, CO | 40 | $ 2,357,000 | $ 58,000 | $ 11,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 39 | $ 5,885,000 | $ 150,000 | $ 55,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 39 | $ 8,568,000 | $ 219,000 | $ 101,000 |
| WILMINGTON, NC | 38 | $ 10,393,000 | $ 273,000 | $ 152,000 |
| OCEAN CITY, NJ | 37 | $ 12,569,000 | $ 339,000 | $ 139,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 36 | $ 11,155,000 | $ 309,000 | $ 179,000 |
| GREENSBORO-HIGH POINT, NC | 34 | $ 3,164,000 | $ 93,000 | $ 66,000 |
| FORT COLLINS-LOVELAND, CO | 31 | $ 5,381,000 | $ 173,000 | $ 95,000 |
| AKRON, OH | 30 | $ 2,537,000 | $ 84,000 | $ 79,000 |
| PITTSFIELD, MA | 30 | $ 2,707,000 | $ 90,000 | $ 93,000 |
| COLORADO SPRINGS, CO | 28 | $ 3,482,000 | $ 124,000 | $ 145,000 |
| ROCHESTER, NY | 28 | $ 1,845,000 | $ 65,000 | $ 58,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 28 | $ 7,189,000 | $ 256,000 | $ 113,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 27 | $ 3,096,000 | $ 114,000 | $ 81,000 |
| FRESNO, CA | 27 | $ 4,186,000 | $ 155,000 | $ 203,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 27 | $ 4,315,000 | $ 159,000 | $ 61,000 |
| LANSING-EAST LANSING, MI | 26 | $ 2,130,000 | $ 81,000 | $ 70,000 |
| YORK-HANOVER, PA | 26 | $ 3,401,000 | $ 130,000 | $ 44,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 24 | $ 2,753,000 | $ 114,000 | $ 84,000 |
| ANN ARBOR, MI | 23 | $ 3,840,000 | $ 166,000 | $ 138,000 |
| FORT WORTH-ARLINGTON, TX | 23 | $ 1,609,000 | $ 69,000 | $ 123,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 22 | $ 4,108,000 | $ 186,000 | $ 149,000 |
| PRESCOTT, AZ | 21 | $ 2,459,000 | $ 117,000 | $ 134,000 |
| READING, PA | 21 | $ 1,870,000 | $ 89,000 | $ 63,000 |
| ALBANY-SCHENECTADY-TROY, NY | 20 | $ 1,700,000 | $ 85,000 | $ 95,000 |
| COLUMBUS, OH | 19 | $ 1,790,000 | $ 94,000 | $ 81,000 |
| BARNSTABLE TOWN, MA | 18 | $ 7,581,000 | $ 421,000 | $ 86,000 |
| DOVER, DE | 17 | $ 2,123,000 | $ 124,000 | $ 63,000 |
| BOULDER, CO | 16 | $ 2,638,000 | $ 164,000 | $ 162,000 |
| INDIANAPOLIS, IN | 16 | $ 1,319,000 | $ 82,000 | $ 94,000 |
| SPRINGFIELD, IL | 16 | $ 1,693,000 | $ 105,000 | $ 156,000 |
| DAYTON, OH | 15 | $ 745,000 | $ 49,000 | $ 78,000 |
| GREENVILLE, SC | 15 | $ 1,550,000 | $ 103,000 | $ 92,000 |
| OCALA, FL | 15 | $ 1,561,000 | $ 104,000 | $ 90,000 |
| PANAMA CITY-LYNN HAVEN, FL | 15 | $ 2,533,000 | $ 168,000 | $ 89,000 |
| ROCKFORD, IL | 15 | $ 1,769,000 | $ 117,000 | $ 85,000 |
| SPARTANBURG, SC | 15 | $ 1,427,000 | $ 95,000 | $ 44,000 |
| OKLAHOMA CITY, OK | 14 | $ 968,000 | $ 69,000 | $ 120,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 14 | $ 5,490,000 | $ 392,000 | $ 120,000 |
| SPRINGFIELD, MA | 14 | $ 1,467,000 | $ 104,000 | $ 49,000 |
| VERO BEACH, FL | 14 | $ 2,478,000 | $ 177,000 | $ 65,000 |
| PUNTA GORDA, FL | 13 | $ 1,281,000 | $ 98,000 | $ 82,000 |
| SANTA CRUZ-WATSONVILLE, CA | 13 | $ 5,593,000 | $ 430,000 | $ 152,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 13 | $ 1,480,000 | $ 113,000 | $ 83,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 12 | $ 1,745,000 | $ 145,000 | $ 107,000 |
| WINSTON-SALEM, NC | 12 | $ 968,000 | $ 80,000 | $ 74,000 |
| FLINT, MI | 11 | $ 708,000 | $ 64,000 | $ 41,000 |
| RICHMOND, VA | 11 | $ 1,834,000 | $ 166,000 | $ 37,000 |
| SYRACUSE, NY | 11 | $ 826,000 | $ 75,000 | $ 100,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 11 | $ 1,852,000 | $ 168,000 | $ 128,000 |
| ATHENS-CLARKE COUNTY, GA | 10 | $ 1,101,000 | $ 110,000 | $ 60,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 10 | $ 2,479,000 | $ 247,000 | $ 117,000 |
| HARRISBURG-CARLISLE, PA | 9 | $ 1,148,000 | $ 127,000 | $ 22,000 |
| SALT LAKE CITY, UT | 9 | $ 710,000 | $ 78,000 | $ 43,000 |
| TALLAHASSEE, FL | 9 | $ 1,328,000 | $ 147,000 | $ 111,000 |
| AUSTIN-ROUND ROCK, TX | 8 | $ 2,112,000 | $ 264,000 | $ 224,000 |
| BAKERSFIELD, CA | 8 | $ 2,369,000 | $ 296,000 | $ 82,000 |
| BUFFALO-NIAGARA FALLS, NY | 8 | $ 442,000 | $ 55,000 | $ 44,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 8 | $ 2,496,000 | $ 312,000 | $ 149,000 |
| GARY, IN | 8 | $ 714,000 | $ 89,000 | $ 65,000 |
| HONOLULU, HI | 8 | $ 2,812,000 | $ 351,000 | $ 137,000 |
| KALAMAZOO-PORTAGE, MI | 8 | $ 624,000 | $ 78,000 | $ 69,000 |
| SALINAS, CA | 8 | $ 3,908,000 | $ 488,000 | $ 137,000 |
| SANTA ROSA-PETALUMA, CA | 8 | $ 4,966,000 | $ 620,000 | $ 234,000 |
| VALLEJO-FAIRFIELD, CA | 8 | $ 2,449,000 | $ 306,000 | $ 127,000 |
| BURLINGTON, NC | 7 | $ 638,000 | $ 91,000 | $ 52,000 |
| LANCASTER, PA | 7 | $ 755,000 | $ 107,000 | $ 61,000 |
| SPRINGFIELD, MO | 7 | $ 499,000 | $ 71,000 | $ 57,000 |
| STOCKTON, CA | 7 | $ 2,220,000 | $ 317,000 | $ 87,000 |
| TOLEDO, OH | 7 | $ 479,000 | $ 68,000 | $ 133,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 6 | $ 437,000 | $ 72,000 | $ 75,000 |
| BEND, OR | 6 | $ 932,000 | $ 155,000 | $ 85,000 |
| KINGSTON, NY | 6 | $ 1,207,000 | $ 201,000 | $ 169,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 6 | $ 1,555,000 | $ 259,000 | $ 169,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 6 | $ 3,041,000 | $ 506,000 | $ 158,000 |
| SCRANTON--WILKES-BARRE, PA | 6 | $ 491,000 | $ 81,000 | $ 113,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 5 | $ 279,000 | $ 55,000 | $ 50,000 |
| FLORENCE, SC | 5 | $ 350,000 | $ 70,000 | $ 51,000 |
| GLENS FALLS, NY | 5 | $ 469,000 | $ 93,000 | $ 54,000 |
| KNOXVILLE, TN | 5 | $ 388,000 | $ 77,000 | $ 67,000 |
| LEWISTON-AUBURN, ME | 5 | $ 523,000 | $ 104,000 | $ 48,000 |
| MEMPHIS, TN-MS-AR | 5 | $ 394,000 | $ 78,000 | $ 76,000 |
| MODESTO, CA | 5 | $ 1,729,000 | $ 345,000 | $ 168,000 |
| NORWICH-NEW LONDON, CT | 5 | $ 954,000 | $ 190,000 | $ 42,000 |
| SAN ANTONIO, TX | 5 | $ 587,000 | $ 117,000 | $ 117,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 5 | $ 2,114,000 | $ 422,000 | $ 143,000 |
| SPOKANE, WA | 5 | $ 371,000 | $ 74,000 | $ 86,000 |
| SUMTER, SC | 5 | $ 184,000 | $ 36,000 | $ 88,000 |
| UTICA-ROME, NY | 5 | $ 286,000 | $ 57,000 | $ 15,000 |
| ALBUQUERQUE, NM | 4 | $ 2,222,000 | $ 555,000 | $ 461,000 |
| BLOOMINGTON, IN | 4 | $ 507,000 | $ 126,000 | $ 60,000 |
| CEDAR RAPIDS, IA | 4 | $ 340,000 | $ 85,000 | $ 96,000 |
| CHARLOTTESVILLE, VA | 4 | $ 1,229,000 | $ 307,000 | $ 82,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 4 | $ 221,000 | $ 55,000 | $ 57,000 |
| GRAND RAPIDS-WYOMING, MI | 4 | $ 456,000 | $ 114,000 | $ 63,000 |
| REDDING, CA | 4 | $ 955,000 | $ 238,000 | $ 136,000 |
| SALEM, OR | 4 | $ 333,000 | $ 83,000 | $ 65,000 |
| WILLIAMSPORT, PA | 4 | $ 422,000 | $ 105,000 | $ 80,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 4 | $ 243,000 | $ 60,000 | $ 95,000 |
| ANCHORAGE, AK | 3 | $ 365,000 | $ 121,000 | $ 89,000 |
| BAY CITY, MI | 3 | $ 410,000 | $ 136,000 | $ 123,000 |
| BIRMINGHAM-HOOVER, AL | 3 | $ 630,000 | $ 210,000 | $ 40,000 |
| CARSON CITY, NV | 3 | $ 447,000 | $ 149,000 | $ 201,000 |
| CASPER, WY | 3 | $ 223,000 | $ 74,000 | $ 47,000 |
| GAINESVILLE, GA | 3 | $ 1,025,000 | $ 341,000 | $ 173,000 |
| GRAND JUNCTION, CO | 3 | $ 300,000 | $ 100,000 | $ 111,000 |
| HICKORY-LENOIR-MORGANTON, NC | 3 | $ 284,000 | $ 94,000 | $ 31,000 |
| HINESVILLE-FORT STEWART, GA | 3 | $ 221,000 | $ 73,000 | $ 22,000 |
| JACKSONVILLE, NC | 3 | $ 916,000 | $ 305,000 | $ 131,000 |
| WINCHESTER, VA-WV | 3 | $ 405,000 | $ 135,000 | $ 0 |
| YUMA, AZ | 3 | $ 427,000 | $ 142,000 | $ 53,000 |
| ANDERSON, IN | 2 | $ 104,000 | $ 52,000 | $ 70,000 |
| ASHEVILLE, NC | 2 | $ 307,000 | $ 153,000 | $ 89,000 |
| BATON ROUGE, LA | 2 | $ 152,000 | $ 76,000 | $ 109,000 |
| BATTLE CREEK, MI | 2 | $ 108,000 | $ 54,000 | $ 35,000 |
| BEAUMONT-PORT ARTHUR, TX | 2 | $ 212,000 | $ 106,000 | $ 0 |
| BELLINGHAM, WA | 2 | $ 361,000 | $ 180,000 | $ 173,000 |
| BLOOMINGTON-NORMAL, IL | 2 | $ 283,000 | $ 141,000 | $ 45,000 |
| BRUNSWICK, GA | 2 | $ 418,000 | $ 209,000 | $ 114,000 |
| CANTON-MASSILLON, OH | 2 | $ 120,000 | $ 60,000 | $ 56,000 |
| CHATTANOOGA, TN-GA | 2 | $ 511,000 | $ 255,000 | $ 61,000 |
| EL CENTRO, CA | 2 | $ 225,000 | $ 112,000 | $ 82,000 |
| FAYETTEVILLE, NC | 2 | $ 76,000 | $ 38,000 | $ 78,000 |
| GAINESVILLE, FL | 2 | $ 263,000 | $ 131,000 | $ 205,000 |
| GREENVILLE, NC | 2 | $ 157,000 | $ 78,000 | $ 45,000 |
| HANFORD-CORCORAN, CA | 2 | $ 370,000 | $ 185,000 | $ 107,000 |
| ITHACA, NY | 2 | $ 180,000 | $ 90,000 | $ 131,000 |
| JACKSON, MS | 2 | $ 133,000 | $ 66,000 | $ 379,000 |
| LEBANON, PA | 2 | $ 129,000 | $ 64,000 | $ 72,000 |
| LEXINGTON-FAYETTE, KY | 2 | $ 241,000 | $ 120,000 | $ 0 |
| MADERA, CA | 2 | $ 321,000 | $ 160,000 | $ 0 |
| MIDLAND, TX | 2 | $ 437,000 | $ 218,000 | $ 132,000 |
| MISSOULA, MT | 2 | $ 196,000 | $ 98,000 | $ 53,000 |
| NAPA, CA | 2 | $ 1,370,000 | $ 685,000 | $ 195,000 |
| ROANOKE, VA | 2 | $ 394,000 | $ 197,000 | $ 93,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 130,000 | $ 65,000 | $ 180,000 |
| ST. GEORGE, UT | 2 | $ 400,000 | $ 200,000 | $ 332,000 |
| TACOMA, WA | 2 | $ 488,000 | $ 244,000 | $ 91,000 |
| VALDOSTA, GA | 2 | $ 104,000 | $ 52,000 | $ 81,000 |
| APPLETON, WI | 1 | $ 100,000 | $ 100,000 | $ 0 |
| AUBURN-OPELIKA, AL | 1 | $ 152,000 | $ 152,000 | $ 83,000 |
| BANGOR, ME | 1 | $ 168,000 | $ 168,000 | $ 105,000 |
| BINGHAMTON, NY | 1 | $ 53,000 | $ 53,000 | $ 55,000 |
| BOISE CITY-NAMPA, ID | 1 | $ 159,000 | $ 159,000 | $ 40,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 126,000 | $ 126,000 | $ 91,000 |
| CHEYENNE, WY | 1 | $ 117,000 | $ 117,000 | $ 81,000 |
| CHICO, CA | 1 | $ 322,000 | $ 322,000 | $ 156,000 |
| COLUMBIA, MO | 1 | $ 14,000 | $ 14,000 | $ 173,000 |
| COLUMBUS, GA-AL | 1 | $ 81,000 | $ 81,000 | $ 200,000 |
| DES MOINES, IA | 1 | $ 138,000 | $ 138,000 | $ 68,000 |
| ELKHART-GOSHEN, IN | 1 | $ 65,000 | $ 65,000 | $ 132,000 |
| ELMIRA, NY | 1 | $ 75,000 | $ 75,000 | $ 195,000 |
| FORT WAYNE, IN | 1 | $ 25,000 | $ 25,000 | $ 39,000 |
| HARRISONBURG, VA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| JONESBORO, AR | 1 | $ 93,000 | $ 93,000 | $ 43,000 |
| JOPLIN, MO | 1 | $ 126,000 | $ 126,000 | $ 72,000 |
| KANSAS CITY, MO-KS | 1 | $ 40,000 | $ 40,000 | $ 60,000 |
| KOKOMO, IN | 1 | $ 94,000 | $ 94,000 | $ 50,000 |
| LONGVIEW, WA | 1 | $ 226,000 | $ 226,000 | $ 85,000 |
| MACON, GA | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| MADISON, WI | 1 | $ 191,000 | $ 191,000 | $ 0 |
| MANSFIELD, OH | 1 | $ 55,000 | $ 55,000 | $ 78,000 |
| MOBILE, AL | 1 | $ 127,000 | $ 127,000 | $ 0 |
| MONROE, MI | 1 | $ 103,000 | $ 103,000 | $ 183,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 731,000 | $ 731,000 | $ 218,000 |
| RACINE, WI | 1 | $ 81,000 | $ 81,000 | $ 23,000 |
| RENO-SPARKS, NV | 1 | $ 370,000 | $ 370,000 | $ 75,000 |
| ROCKY MOUNT, NC | 1 | $ 86,000 | $ 86,000 | $ 0 |
| SANDUSKY, OH | 1 | $ 72,000 | $ 72,000 | $ 60,000 |
| SPRINGFIELD, OH | 1 | $ 63,000 | $ 63,000 | $ 44,000 |
| TULSA, OK | 1 | $ 1,000,000 | $ 1,000,000 | $ 480,000 |
| VISALIA-PORTERVILLE, CA | 1 | $ 180,000 | $ 180,000 | $ 95,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 97,000 | $ 97,000 | $ 45,000 |
| YUBA CITY, CA | 1 | $ 179,000 | $ 179,000 | $ 93,000 |
Mortgage Loan Application Detail Totals for Credit Suisse in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 12,500 | $2,261,402,000 | $144,333 | $6,300,000 | $106,644 | $6,000,000 |
| Refinancing | 6,038 | $1,563,562,000 | $224,000 | $2,975,000 | $100,809 | $4,905,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,524 | $2,235,062,000 | $174,659 | $6,300,000 | $104,510 | $6,000,000 |
| Hispanic | 3,820 | $727,091,000 | $172,870 | $2,275,000 | $94,419 | $4,905,000 |
| Not Provided | 1,750 | $387,826,000 | $172,432 | $3,750,000 | $105,378 | $6,000,000 |
| Black or African American | 1,648 | $287,196,000 | $139,000 | $1,500,000 | $74,531 | $3,244,000 |
| Asian | 706 | $169,002,000 | $184,481 | $1,960,000 | $101,148 | $1,504,000 |
| Native Hawaiian or Other Pacific Islander | 60 | $12,810,000 | $198,615 | $600,000 | $90,000 | $360,000 |
| American Indian or Alaskan Native | 30 | $5,977,000 | $180,181 | $1,000,000 | $85,545 | $658,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 18,538 | $3,824,964,000 | $170,062 | $6,300,000 | $101,666 | $6,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 13,321 | $2,682,467,000 | $161,021 | $3,050,000 | $95,021 | $6,000,000 |
| Application Approved But Not Accepted | 2,666 | $609,867,000 | $198,176 | $6,300,000 | $113,117 | $6,000,000 |
| Application Denied By Financial Institution | 2,156 | $448,298,000 | $217,157 | $3,750,000 | $123,815 | $6,000,000 |
| Application Withdrawn By Applicant | 395 | $84,332,000 | $184,964 | $1,560,000 | $116,285 | $1,170,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 643 | $128,203,000 | $189,862 | $2,450,000 | $77,068 | $2,777,000 |
| Collateral | 421 | $97,903,000 | $275,812 | $1,937,000 | $164,843 | $1,500,000 |
| Other | 344 | $66,116,000 | $200,821 | $1,500,000 | $119,142 | $3,200,000 |
| Unverifiable Information | 331 | $66,027,000 | $204,400 | $943,000 | $106,600 | $4,905,000 |
| Debt-To-Income Ratio | 313 | $66,612,000 | $184,275 | $1,500,000 | $97,068 | $554,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 55 | $9,792,000 | $144,833 | $656,000 | $109,500 | $978,000 |
| Employment History | 35 | $7,295,000 | $205,307 | $960,000 | $72,538 | $192,000 |
| Credit Application Incomplete | 11 | $6,249,000 | $980,600 | $3,750,000 | $1,301,600 | $6,000,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Credit Suisse's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Credit Suisse's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.