Credit Suisse Mortgage Lending & HMDA Data, 2005

In 2005, Credit Suisse of Princeton, NJ reported 18,538 mortgage applications totaling $3.8 billion, up 544% from 2004. The average application was for $206,330, and applicants reported an average income of $110,075. 72% of its applications resulted in an originated loan and 12% were denied. Its largest markets were New York-Wayne-White Plains, NY-NJ (1,495), Newark-Union, NJ-PA (1,447) and Edison, NJ (1,039) (applications in parentheses).

Mortgage Company & Address Credit Suisse
302 Carnegie Center 2nd Floor
Princeton, NJ 08540
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  
Total Number of Mortgage Applications 18,538
Total Mortgage Loan Application Amount $3,824,964,000
Average Mortgage Loan Application Amount $206,330
Highest Mortgage Loan Application Amount $6,300,000
Average Applicant Income $110,075
Highest Applicant Income $6,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Credit Suisse filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Credit Suisse by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Essex, New Jersey 795 $ 155,669,000 $ 195,810 $ 91,000
Maricopa, Arizona 762 $ 137,996,000 $ 181,097 $ 95,000
Cook, Illinois 718 $ 106,677,000 $ 148,575 $ 77,000
Kings, New York 530 $ 184,301,000 $ 347,737 $ 112,000
Miami-Dade, Florida 493 $ 95,872,000 $ 194,466 $ 102,000
Hudson, New Jersey 468 $ 104,167,000 $ 222,579 $ 95,000
Union, New Jersey 421 $ 89,392,000 $ 212,332 $ 101,000
Middlesex, New Jersey 368 $ 74,008,000 $ 201,108 $ 79,000
Monmouth, New Jersey 319 $ 85,481,000 $ 267,965 $ 105,000
Charleston, South Carolina 314 $ 59,245,000 $ 188,678 $ 118,000
Queens, New York 308 $ 96,870,000 $ 314,512 $ 124,000
Bergen, New Jersey 293 $ 86,596,000 $ 295,549 $ 122,000
Broward, Florida 287 $ 50,092,000 $ 174,536 $ 108,000
Clark, Nevada 287 $ 58,249,000 $ 202,958 $ 93,000
Passaic, New Jersey 283 $ 58,267,000 $ 205,890 $ 241,000
Hillsborough, Florida 272 $ 41,218,000 $ 151,536 $ 78,000
Beaufort, South Carolina 255 $ 56,405,000 $ 221,196 $ 111,000
Ocean, New Jersey 226 $ 49,920,000 $ 220,884 $ 93,000
Palm Beach, Florida 223 $ 38,478,000 $ 172,547 $ 125,000
New Castle, Delaware 222 $ 25,166,000 $ 113,360 $ 88,000
Lee, Florida 219 $ 38,110,000 $ 174,018 $ 99,000
Horry, South Carolina 200 $ 36,282,000 $ 181,410 $ 137,000
Westchester, New York 198 $ 63,350,000 $ 319,949 $ 115,000
Bronx, New York 191 $ 44,143,000 $ 231,115 $ 76,000
Los Angeles, California 189 $ 66,285,000 $ 350,714 $ 137,000
Suffolk, New York 189 $ 53,691,000 $ 284,079 $ 149,000
Orange, Florida 162 $ 25,544,000 $ 157,679 $ 77,000
Pinellas, Florida 161 $ 28,154,000 $ 174,869 $ 89,000
Philadelphia, Pennsylvania 148 $ 11,896,000 $ 80,378 $ 75,000
Fairfield, Connecticut 139 $ 45,015,000 $ 323,848 $ 170,000
Fairfax, Virginia 127 $ 32,753,000 $ 257,897 $ 94,000
Somerset, New Jersey 126 $ 31,686,000 $ 251,476 $ 109,000
Rockland, New York 123 $ 35,860,000 $ 291,544 $ 99,000
Mercer, New Jersey 118 $ 11,718,000 $ 99,305 $ 90,000
Wake, North Carolina 118 $ 19,232,000 $ 162,983 $ 77,000
San Diego, California 117 $ 44,628,000 $ 381,435 $ 164,000
Montgomery, Maryland 117 $ 31,759,000 $ 271,444 $ 97,000
Morris, New Jersey 117 $ 35,302,000 $ 301,726 $ 122,000
Sarasota, Florida 116 $ 23,889,000 $ 205,939 $ 141,000
Nassau, New York 116 $ 40,479,000 $ 348,956 $ 177,000
Lake, Illinois 115 $ 13,315,000 $ 115,782 $ 70,000
Middlesex, Massachusetts 115 $ 29,280,000 $ 254,608 $ 117,000
Prince George's, Maryland 107 $ 19,566,000 $ 182,859 $ 139,000
Bristol, Massachusetts 107 $ 18,326,000 $ 171,271 $ 70,000
Suffolk, Massachusetts 106 $ 30,997,000 $ 292,424 $ 109,000
Orange, New York 104 $ 18,549,000 $ 178,355 $ 68,000
Wayne, Michigan 102 $ 7,677,000 $ 75,264 $ 96,000
New Haven, Connecticut 98 $ 12,194,000 $ 124,428 $ 86,000
Cobb, Georgia 92 $ 12,895,000 $ 140,163 $ 87,000
Prince William, Virginia 91 $ 17,563,000 $ 193,000 $ 84,000
Adams, Colorado 89 $ 10,592,000 $ 119,011 $ 121,000
Worcester, Massachusetts 87 $ 15,904,000 $ 182,804 $ 86,000
Orange, California 86 $ 34,968,000 $ 406,604 $ 177,000
Pasco, Florida 85 $ 11,399,000 $ 134,105 $ 90,000
Sussex, New Jersey 84 $ 17,394,000 $ 207,071 $ 88,000
Mecklenburg, North Carolina 81 $ 8,687,000 $ 107,246 $ 102,000
Delaware, Pennsylvania 81 $ 9,597,000 $ 118,481 $ 106,000
Oakland, Michigan 80 $ 9,001,000 $ 112,512 $ 101,000
San Francisco, California 79 $ 51,227,000 $ 648,443 $ 261,000
Dorchester, South Carolina 79 $ 8,844,000 $ 111,949 $ 57,000
Essex, Massachusetts 78 $ 17,762,000 $ 227,717 $ 85,000
New York, New York 78 $ 47,292,000 $ 606,307 $ 443,000
Chatham, Georgia 76 $ 8,528,000 $ 112,210 $ 74,000
Douglas, Colorado 75 $ 10,872,000 $ 144,960 $ 176,000
Fulton, Georgia 75 $ 19,511,000 $ 260,146 $ 140,000
Collier, Florida 74 $ 23,649,000 $ 319,581 $ 147,000
Camden, New Jersey 74 $ 8,791,000 $ 118,797 $ 149,000
Berkeley, South Carolina 74 $ 8,390,000 $ 113,378 $ 63,000
DeKalb, Georgia 73 $ 10,357,000 $ 141,876 $ 93,000
Arapahoe, Colorado 71 $ 11,453,000 $ 161,309 $ 99,000
Manatee, Florida 71 $ 16,116,000 $ 226,985 $ 137,000
DuPage, Illinois 71 $ 13,172,000 $ 185,521 $ 92,000
Montgomery, Pennsylvania 71 $ 13,130,000 $ 184,929 $ 140,000
Riverside, California 62 $ 16,709,000 $ 269,500 $ 120,000
Hillsborough, New Hampshire 61 $ 9,198,000 $ 150,786 $ 63,000
Cuyahoga, Ohio 59 $ 4,426,000 $ 75,016 $ 62,000
Orange, North Carolina 58 $ 13,127,000 $ 226,327 $ 141,000
Polk, Florida 57 $ 6,247,000 $ 109,596 $ 117,000
Weld, Colorado 56 $ 6,898,000 $ 123,178 $ 98,000
Warren, New Jersey 55 $ 8,679,000 $ 157,800 $ 66,000
Pinal, Arizona 54 $ 6,108,000 $ 113,111 $ 156,000
St. Louis, Missouri 54 $ 6,065,000 $ 112,314 $ 97,000
Kane, Illinois 53 $ 6,793,000 $ 128,169 $ 149,000
Atlantic, New Jersey 53 $ 12,396,000 $ 233,886 $ 124,000
Pima, Arizona 52 $ 8,931,000 $ 171,750 $ 111,000
Santa Clara, California 50 $ 23,438,000 $ 468,760 $ 232,000
Providence, Rhode Island 50 $ 8,631,000 $ 172,620 $ 85,000
Harris, Texas 50 $ 5,928,000 $ 118,560 $ 112,000
San Bernardino, California 49 $ 13,396,000 $ 273,387 $ 120,000
Alameda, California 47 $ 16,369,000 $ 348,276 $ 108,000
Richmond, New York 47 $ 10,960,000 $ 233,191 $ 89,000
Norfolk, Massachusetts 46 $ 13,800,000 $ 300,000 $ 130,000
Volusia, Florida 45 $ 5,110,000 $ 113,555 $ 45,000
Gwinnett, Georgia 45 $ 5,311,000 $ 118,022 $ 69,000
Burlington, New Jersey 45 $ 7,801,000 $ 173,355 $ 97,000
San Mateo, California 44 $ 22,562,000 $ 512,772 $ 150,000
Allegheny, Pennsylvania 44 $ 3,609,000 $ 82,022 $ 97,000
Osceola, Florida 43 $ 5,839,000 $ 135,790 $ 79,000
Loudoun, Virginia 43 $ 12,930,000 $ 300,697 $ 110,000
Milwaukee, Wisconsin 43 $ 4,813,000 $ 111,930 $ 130,000
Baltimore City, Maryland 41 $ 3,922,000 $ 95,658 $ 114,000
Pueblo, Colorado 40 $ 2,357,000 $ 58,925 $ 11,000
Plymouth, Massachusetts 40 $ 8,736,000 $ 218,400 $ 83,000
Contra Costa, California 39 $ 16,206,000 $ 415,538 $ 105,000
Seminole, Florida 39 $ 5,307,000 $ 136,076 $ 73,000
Baltimore, Maryland 39 $ 7,705,000 $ 197,564 $ 104,000
Dutchess, New York 39 $ 8,023,000 $ 205,717 $ 90,000
Durham, North Carolina 38 $ 7,338,000 $ 193,105 $ 105,000
Bucks, Pennsylvania 38 $ 8,648,000 $ 227,578 $ 86,000
Duval, Florida 37 $ 4,703,000 $ 127,108 $ 68,000
Cape May, New Jersey 37 $ 12,569,000 $ 339,702 $ 139,000
Will, Illinois 36 $ 4,430,000 $ 123,055 $ 61,000
Rockingham, New Hampshire 36 $ 6,376,000 $ 177,111 $ 99,000
Frederick, Maryland 35 $ 5,934,000 $ 169,542 $ 115,000
Guilford, North Carolina 33 $ 2,988,000 $ 90,545 $ 66,000
Richland, South Carolina 32 $ 2,344,000 $ 73,250 $ 65,000
Larimer, Colorado 31 $ 5,381,000 $ 173,580 $ 95,000
Denver, Colorado 30 $ 6,035,000 $ 201,166 $ 153,000
Flagler, Florida 30 $ 6,127,000 $ 204,233 $ 90,000
Lake, Florida 30 $ 4,887,000 $ 162,900 $ 77,000
Berkshire, Massachusetts 30 $ 2,707,000 $ 90,233 $ 93,000
Hunterdon, New Jersey 30 $ 9,725,000 $ 324,166 $ 126,000
Sullivan, New York 30 $ 2,893,000 $ 96,433 $ 73,000
Gloucester, New Jersey 29 $ 5,300,000 $ 182,758 $ 112,000
Chester, Pennsylvania 29 $ 9,002,000 $ 310,413 $ 124,000
El Paso, Colorado 28 $ 3,482,000 $ 124,357 $ 145,000
District of Columbia, District Of Columbia 28 $ 7,189,000 $ 256,750 $ 113,000
Anne Arundel, Maryland 28 $ 7,982,000 $ 285,071 $ 121,000
Fresno, California 27 $ 4,186,000 $ 155,037 $ 203,000
St. Lucie, Florida 27 $ 3,723,000 $ 137,888 $ 62,000
Summit, Ohio 27 $ 2,369,000 $ 87,740 $ 80,000
Collin, Texas 27 $ 6,057,000 $ 224,333 $ 113,000
York, Pennsylvania 26 $ 3,401,000 $ 130,807 $ 44,000
Denton, Texas 26 $ 7,410,000 $ 285,000 $ 210,000
Brevard, Florida 24 $ 2,753,000 $ 114,708 $ 84,000
Macomb, Michigan 24 $ 2,817,000 $ 117,375 $ 74,000
Washington, Oregon 24 $ 3,517,000 $ 146,541 $ 67,000
Monroe, Pennsylvania 24 $ 3,220,000 $ 134,166 $ 66,000
Lexington, South Carolina 24 $ 1,658,000 $ 69,083 $ 51,000
Washtenaw, Michigan 23 $ 3,840,000 $ 166,956 $ 138,000
New Hanover, North Carolina 23 $ 7,133,000 $ 310,130 $ 177,000
Tarrant, Texas 23 $ 1,609,000 $ 69,956 $ 123,000
Jefferson, Colorado 22 $ 2,647,000 $ 120,318 $ 152,000
Yavapai, Arizona 21 $ 2,459,000 $ 117,095 $ 134,000
Hartford, Connecticut 21 $ 3,175,000 $ 151,190 $ 56,000
Cumberland, Maine 21 $ 4,242,000 $ 202,000 $ 84,000
Ingham, Michigan 21 $ 1,677,000 $ 79,857 $ 80,000
Berks, Pennsylvania 21 $ 1,870,000 $ 89,047 $ 63,000
Sacramento, California 20 $ 4,345,000 $ 217,250 $ 89,000
Henry, Georgia 20 $ 2,248,000 $ 112,400 $ 105,000
Newton, Georgia 20 $ 2,103,000 $ 105,150 $ 101,000
Monroe, New York 20 $ 1,321,000 $ 66,050 $ 69,000
Putnam, New York 20 $ 4,365,000 $ 218,250 $ 87,000
York, South Carolina 20 $ 2,021,000 $ 101,050 $ 78,000
Marin, California 19 $ 12,349,000 $ 649,947 $ 235,000
Howard, Maryland 19 $ 5,269,000 $ 277,315 $ 118,000
Spotsylvania, Virginia 19 $ 3,132,000 $ 164,842 $ 77,000
Monroe, Florida 18 $ 9,565,000 $ 531,388 $ 346,000
Spalding, Georgia 18 $ 902,000 $ 50,111 $ 72,000
Barnstable, Massachusetts 18 $ 7,581,000 $ 421,166 $ 86,000
Eagle, Colorado 17 $ 5,290,000 $ 311,176 $ 236,000
Kent, Delaware 17 $ 2,123,000 $ 124,882 $ 63,000
York, Maine 17 $ 4,264,000 $ 250,823 $ 145,000
Cecil, Maryland 17 $ 3,421,000 $ 201,235 $ 53,000
Boulder, Colorado 16 $ 2,638,000 $ 164,875 $ 162,000
St. Charles, Missouri 16 $ 1,658,000 $ 103,625 $ 68,000
Northampton, Pennsylvania 16 $ 1,987,000 $ 124,187 $ 115,000
Bay, Florida 15 $ 2,533,000 $ 168,866 $ 89,000
Marion, Florida 15 $ 1,561,000 $ 104,066 $ 90,000
Georgetown, South Carolina 15 $ 4,717,000 $ 314,466 $ 139,000
Spartanburg, South Carolina 15 $ 1,427,000 $ 95,133 $ 44,000
Ventura, California 14 $ 5,490,000 $ 392,142 $ 120,000
Escambia, Florida 14 $ 3,019,000 $ 215,642 $ 213,000
Indian River, Florida 14 $ 2,478,000 $ 177,000 $ 65,000
Chatham, North Carolina 14 $ 2,907,000 $ 207,642 $ 53,000
Dare, North Carolina 14 $ 9,486,000 $ 677,571 $ 223,000
Franklin, Ohio 14 $ 1,216,000 $ 86,857 $ 66,000
Santa Cruz, California 13 $ 5,593,000 $ 430,230 $ 152,000
Charlotte, Florida 13 $ 1,281,000 $ 98,538 $ 82,000
Hernando, Florida 13 $ 1,617,000 $ 124,384 $ 130,000
Bartow, Georgia 13 $ 1,202,000 $ 92,461 $ 95,000
Winnebago, Illinois 13 $ 1,629,000 $ 125,307 $ 90,000
Strafford, New Hampshire 13 $ 1,833,000 $ 141,000 $ 51,000
Cumberland, New Jersey 13 $ 1,480,000 $ 113,846 $ 83,000
Clackamas, Oregon 13 $ 1,707,000 $ 131,307 $ 81,000
Martin, Florida 12 $ 2,162,000 $ 180,166 $ 39,000
St. Johns, Florida 12 $ 2,379,000 $ 198,250 $ 105,000
Sangamon, Illinois 12 $ 1,403,000 $ 116,916 $ 178,000
Charles, Maryland 12 $ 1,552,000 $ 129,333 $ 71,000
Washington, Maryland 12 $ 1,745,000 $ 145,416 $ 107,000
Brunswick, North Carolina 12 $ 2,516,000 $ 209,666 $ 166,000
Gaston, North Carolina 12 $ 1,281,000 $ 106,750 $ 158,000
Franklin, Pennsylvania 12 $ 1,272,000 $ 106,000 $ 43,000
Pike, Pennsylvania 12 $ 1,675,000 $ 139,583 $ 90,000
Greenville, South Carolina 12 $ 1,342,000 $ 111,833 $ 115,000
Clayton, Georgia 11 $ 813,000 $ 73,909 $ 158,000
Effingham, Georgia 11 $ 1,021,000 $ 92,818 $ 65,000
Forsyth, Georgia 11 $ 1,426,000 $ 129,636 $ 98,000
Paulding, Georgia 11 $ 1,258,000 $ 114,363 $ 80,000
Maui, Hawaii 11 $ 3,366,000 $ 306,000 $ 117,000
Genesee, Michigan 11 $ 708,000 $ 64,363 $ 41,000
St. Louis City, Missouri 11 $ 656,000 $ 59,636 $ 111,000
Union, North Carolina 11 $ 1,599,000 $ 145,363 $ 48,000
Lorain, Ohio 11 $ 1,075,000 $ 97,727 $ 74,000
San Miguel, Colorado 10 $ 7,888,000 $ 788,800 $ 725,000
Sussex, Delaware 10 $ 2,371,000 $ 237,100 $ 69,000
Gilmer, Georgia 10 $ 1,642,000 $ 164,200 $ 117,000
Carroll, Maryland 10 $ 2,150,000 $ 215,000 $ 61,000
Salem, New Jersey 10 $ 396,000 $ 39,600 $ 108,000
Onondaga, New York 10 $ 730,000 $ 73,000 $ 120,000
Forsyth, North Carolina 10 $ 788,000 $ 78,800 $ 73,000
Johnston, North Carolina 10 $ 948,000 $ 94,800 $ 45,000
Lehigh, Pennsylvania 10 $ 989,000 $ 98,900 $ 45,000
Alexandria, Virginia 10 $ 2,182,000 $ 218,200 $ 83,000
Culpeper, Virginia 10 $ 1,795,000 $ 179,500 $ 72,000
Jefferson, Missouri 9 $ 709,000 $ 78,777 $ 53,000
Greene, New York 9 $ 1,009,000 $ 112,111 $ 38,000
Schenectady, New York 9 $ 757,000 $ 84,111 $ 117,000
Montgomery, Ohio 9 $ 443,000 $ 49,222 $ 79,000
Oklahoma, Oklahoma 9 $ 650,000 $ 72,222 $ 61,000
Multnomah, Oregon 9 $ 1,328,000 $ 147,555 $ 50,000
Washington, Pennsylvania 9 $ 805,000 $ 89,444 $ 56,000
Salt Lake, Utah 9 $ 710,000 $ 78,888 $ 43,000
Kern, California 8 $ 2,369,000 $ 296,125 $ 82,000
Monterey, California 8 $ 3,908,000 $ 488,500 $ 137,000
Placer, California 8 $ 3,684,000 $ 460,500 $ 308,000
Solano, California 8 $ 2,449,000 $ 306,125 $ 127,000
Sonoma, California 8 $ 4,966,000 $ 620,750 $ 234,000
Leon, Florida 8 $ 1,058,000 $ 132,250 $ 113,000
Okaloosa, Florida 8 $ 2,496,000 $ 312,000 $ 149,000
Santa Rosa, Florida 8 $ 1,089,000 $ 136,125 $ 47,000
Barrow, Georgia 8 $ 498,000 $ 62,250 $ 92,000
Honolulu, Hawaii 8 $ 2,812,000 $ 351,500 $ 137,000
Lake, Indiana 8 $ 714,000 $ 89,250 $ 65,000
Hampden, Massachusetts 8 $ 687,000 $ 85,875 $ 61,000
Kalamazoo, Michigan 8 $ 624,000 $ 78,000 $ 69,000
Livingston, Michigan 8 $ 911,000 $ 113,875 $ 56,000
Belknap, New Hampshire 8 $ 1,702,000 $ 212,750 $ 144,000
Merrimack, New Hampshire 8 $ 661,000 $ 82,625 $ 41,000
Erie, New York 8 $ 442,000 $ 55,250 $ 44,000
Ontario, New York 8 $ 524,000 $ 65,500 $ 33,000
Westmoreland, Pennsylvania 8 $ 594,000 $ 74,250 $ 66,000
Williamson, Texas 8 $ 2,112,000 $ 264,000 $ 224,000
Stafford, Virginia 8 $ 1,884,000 $ 235,500 $ 103,000
King, Washington 8 $ 2,204,000 $ 275,500 $ 142,000
Amador, California 7 $ 1,191,000 $ 170,142 $ 114,000
San Joaquin, California 7 $ 2,220,000 $ 317,142 $ 87,000
Dukes, Massachusetts 7 $ 2,101,000 $ 300,142 $ 119,000
Albany, New York 7 $ 390,000 $ 55,714 $ 74,000
Alamance, North Carolina 7 $ 638,000 $ 91,142 $ 52,000
Lucas, Ohio 7 $ 479,000 $ 68,428 $ 133,000
Cumberland, Pennsylvania 7 $ 1,008,000 $ 144,000 $ 15,000
Lancaster, Pennsylvania 7 $ 755,000 $ 107,857 $ 61,000
Oconee, South Carolina 7 $ 1,304,000 $ 186,285 $ 116,000
Santa Barbara, California 6 $ 3,041,000 $ 506,833 $ 158,000
Litchfield, Connecticut 6 $ 925,000 $ 154,166 $ 107,000
Gulf, Florida 6 $ 1,437,000 $ 239,500 $ 105,000
Kendall, Illinois 6 $ 1,059,000 $ 176,500 $ 127,000
Hamilton, Indiana 6 $ 741,000 $ 123,500 $ 132,000
Ulster, New York 6 $ 1,207,000 $ 201,166 $ 169,000
Medina, Ohio 6 $ 634,000 $ 105,666 $ 37,000
Deschutes, Oregon 6 $ 932,000 $ 155,333 $ 85,000
Newport, Rhode Island 6 $ 1,335,000 $ 222,500 $ 171,000
Montgomery, Texas 6 $ 471,000 $ 78,500 $ 27,000
Arlington, Virginia 6 $ 1,184,000 $ 197,333 $ 45,000
San Luis Obispo, California 5 $ 2,114,000 $ 422,800 $ 143,000
Stanislaus, California 5 $ 1,729,000 $ 345,800 $ 168,000
New London, Connecticut 5 $ 954,000 $ 190,800 $ 42,000
Cherokee, Georgia 5 $ 497,000 $ 99,400 $ 61,000
Douglas, Georgia 5 $ 665,000 $ 133,000 $ 37,000
Oconee, Georgia 5 $ 550,000 $ 110,000 $ 81,000
Rockdale, Georgia 5 $ 1,025,000 $ 205,000 $ 78,000
Grundy, Illinois 5 $ 610,000 $ 122,000 $ 68,000
McHenry, Illinois 5 $ 551,000 $ 110,200 $ 20,000
Marion, Indiana 5 $ 302,000 $ 60,400 $ 83,000
Androscoggin, Maine 5 $ 523,000 $ 104,600 $ 48,000
St. Mary's, Maryland 5 $ 951,000 $ 190,200 $ 60,000
Franklin, Missouri 5 $ 394,000 $ 78,800 $ 48,000
Greene, Missouri 5 $ 298,000 $ 59,600 $ 27,000
Carroll, New Hampshire 5 $ 487,000 $ 97,400 $ 128,000
Lincoln, North Carolina 5 $ 1,071,000 $ 214,200 $ 107,000
Jasper, South Carolina 5 $ 696,000 $ 139,200 $ 57,000
Sumter, South Carolina 5 $ 184,000 $ 36,800 $ 88,000
Knox, Tennessee 5 $ 388,000 $ 77,600 $ 67,000
Shelby, Tennessee 5 $ 394,000 $ 78,800 $ 76,000
Bexar, Texas 5 $ 587,000 $ 117,400 $ 117,000
Fort Bend, Texas 5 $ 571,000 $ 114,200 $ 88,000
Fauquier, Virginia 5 $ 961,000 $ 192,200 $ 157,000
Spokane, Washington 5 $ 371,000 $ 74,200 $ 86,000
El Dorado, California 4 $ 2,146,000 $ 536,500 $ 110,000
Shasta, California 4 $ 955,000 $ 238,750 $ 136,000
Tuolumne, California 4 $ 1,253,000 $ 313,250 $ 91,000
Yolo, California 4 $ 980,000 $ 245,000 $ 359,000
Broomfield, Colorado 4 $ 852,000 $ 213,000 $ 260,000
Ouray, Colorado 4 $ 881,000 $ 220,250 $ 120,000
Highlands, Florida 4 $ 476,000 $ 119,000 $ 250,000
Camden, Georgia 4 $ 485,000 $ 121,250 $ 64,000
Carroll, Georgia 4 $ 307,000 $ 76,750 $ 105,000
Clarke, Georgia 4 $ 339,000 $ 84,750 $ 30,000
Fannin, Georgia 4 $ 463,000 $ 115,750 $ 96,000
McDuffie, Georgia 4 $ 265,000 $ 66,250 $ 70,000
Menard, Illinois 4 $ 290,000 $ 72,500 $ 93,000
Boone, Indiana 4 $ 152,000 $ 38,000 $ 82,000
Monroe, Indiana 4 $ 507,000 $ 126,750 $ 60,000
Linn, Iowa 4 $ 340,000 $ 85,000 $ 96,000
Scott, Iowa 4 $ 221,000 $ 55,250 $ 57,000
Clinton, Michigan 4 $ 357,000 $ 89,250 $ 62,000
Kent, Michigan 4 $ 456,000 $ 114,000 $ 63,000
St. Clair, Michigan 4 $ 217,000 $ 54,250 $ 34,000
Grafton, New Hampshire 4 $ 356,000 $ 89,000 $ 72,000
Bernalillo, New Mexico 4 $ 2,222,000 $ 555,500 $ 461,000
Herkimer, New York 4 $ 250,000 $ 62,500 $ 19,000
Montgomery, New York 4 $ 301,000 $ 75,250 $ 16,000
Washington, New York 4 $ 403,000 $ 100,750 $ 81,000
Huron, Ohio 4 $ 356,000 $ 89,000 $ 207,000
Mahoning, Ohio 4 $ 243,000 $ 60,750 $ 95,000
Warren, Ohio 4 $ 235,000 $ 58,750 $ 48,000
Marion, Oregon 4 $ 333,000 $ 83,250 $ 65,000
Beaver, Pennsylvania 4 $ 291,000 $ 72,750 $ 100,000
Lycoming, Pennsylvania 4 $ 422,000 $ 105,500 $ 80,000
Kent, Rhode Island 4 $ 708,000 $ 177,000 $ 87,000
Florence, South Carolina 4 $ 299,000 $ 74,750 $ 68,000
Newberry, South Carolina 4 $ 250,000 $ 62,500 $ 280,000
Dallas, Texas 4 $ 513,000 $ 128,250 $ 112,000
Chesterfield, Virginia 4 $ 339,000 $ 84,750 $ 34,000
Clark, Washington 4 $ 611,000 $ 152,750 $ 94,000
Waukesha, Wisconsin 4 $ 739,000 $ 184,750 $ 313,000
Anchorage, Alaska 3 $ 365,000 $ 121,666 $ 89,000
Yuma, Arizona 3 $ 427,000 $ 142,333 $ 53,000
Calaveras, California 3 $ 1,030,000 $ 343,333 $ 66,000
Nevada, California 3 $ 950,000 $ 316,666 $ 132,000
Garfield, Colorado 3 $ 765,000 $ 255,000 $ 58,000
Mesa, Colorado 3 $ 300,000 $ 100,000 $ 111,000
Middlesex, Connecticut 3 $ 710,000 $ 236,666 $ 93,000
Tolland, Connecticut 3 $ 430,000 $ 143,333 $ 63,000
Walton, Florida 3 $ 1,716,000 $ 572,000 $ 300,000
Fayette, Georgia 3 $ 472,000 $ 157,333 $ 114,000
Hall, Georgia 3 $ 1,025,000 $ 341,666 $ 173,000
Liberty, Georgia 3 $ 221,000 $ 73,666 $ 22,000
Pike, Georgia 3 $ 157,000 $ 52,333 $ 99,000
Kennebec, Maine 3 $ 191,000 $ 63,666 $ 59,000
Calvert, Maryland 3 $ 467,000 $ 155,666 $ 60,000
Worcester, Maryland 3 $ 1,070,000 $ 356,666 $ 160,000
Franklin, Massachusetts 3 $ 373,000 $ 124,333 $ 36,000
Hampshire, Massachusetts 3 $ 407,000 $ 135,666 $ 33,000
Bay, Michigan 3 $ 410,000 $ 136,666 $ 123,000
Scott, Minnesota 3 $ 523,000 $ 174,333 $ 89,000
Carson City, Nevada 3 $ 447,000 $ 149,000 $ 201,000
Cabarrus, North Carolina 3 $ 419,000 $ 139,666 $ 209,000
Catawba, North Carolina 3 $ 284,000 $ 94,666 $ 31,000
Currituck, North Carolina 3 $ 1,774,000 $ 591,333 $ 369,000
Onslow, North Carolina 3 $ 916,000 $ 305,333 $ 131,000
Pender, North Carolina 3 $ 744,000 $ 248,000 $ 71,000
Transylvania, North Carolina 3 $ 360,000 $ 120,000 $ 0
Greene, Ohio 3 $ 150,000 $ 50,000 $ 88,000
Lake, Ohio 3 $ 240,000 $ 80,000 $ 0
Licking, Ohio 3 $ 339,000 $ 113,000 $ 115,000
Miami, Ohio 3 $ 152,000 $ 50,666 $ 67,000
Portage, Ohio 3 $ 168,000 $ 56,000 $ 76,000
Cleveland, Oklahoma 3 $ 202,000 $ 67,333 $ 215,000
Crook, Oregon 3 $ 370,000 $ 123,333 $ 21,000
Butler, Pennsylvania 3 $ 362,000 $ 120,666 $ 104,000
Lackawanna, Pennsylvania 3 $ 199,000 $ 66,333 $ 122,000
Luzerne, Pennsylvania 3 $ 292,000 $ 97,333 $ 108,000
Bamberg, South Carolina 3 $ 263,000 $ 87,666 $ 51,000
Colleton, South Carolina 3 $ 110,000 $ 36,666 $ 145,000
Orangeburg, South Carolina 3 $ 363,000 $ 121,000 $ 41,000
Wasatch, Utah 3 $ 366,000 $ 122,000 $ 47,000
Albemarle, Virginia 3 $ 1,041,000 $ 347,000 $ 81,000
Chesapeake, Virginia 3 $ 361,000 $ 120,333 $ 198,000
Frederick, Virginia 3 $ 405,000 $ 135,000 $ 0
Manassas, Virginia 3 $ 547,000 $ 182,333 $ 64,000
Norfolk, Virginia 3 $ 273,000 $ 91,000 $ 136,000
Rappahannock, Virginia 3 $ 536,000 $ 178,666 $ 95,000
Southampton, Virginia 3 $ 395,000 $ 131,666 $ 0
Kenosha, Wisconsin 3 $ 317,000 $ 105,666 $ 27,000
Natrona, Wyoming 3 $ 223,000 $ 74,333 $ 47,000
Jefferson, Alabama 2 $ 525,000 $ 262,500 $ 0
Cochise, Arizona 2 $ 326,000 $ 163,000 $ 78,000
Mohave, Arizona 2 $ 187,000 $ 93,500 $ 0
Santa Cruz, Arizona 2 $ 76,000 $ 38,000 $ 42,000
Imperial, California 2 $ 225,000 $ 112,500 $ 82,000
Kings, California 2 $ 370,000 $ 185,000 $ 107,000
Lake, California 2 $ 234,000 $ 117,000 $ 107,000
Madera, California 2 $ 321,000 $ 160,500 $ 0
Napa, California 2 $ 1,370,000 $ 685,000 $ 195,000
Delta, Colorado 2 $ 117,000 $ 58,500 $ 38,000
Pitkin, Colorado 2 $ 945,000 $ 472,500 $ 330,000
Windham, Connecticut 2 $ 212,000 $ 106,000 $ 60,000
Alachua, Florida 2 $ 263,000 $ 131,500 $ 205,000
DeSoto, Florida 2 $ 146,000 $ 73,000 $ 0
Hendry, Florida 2 $ 165,000 $ 82,500 $ 0
Sumter, Florida 2 $ 169,000 $ 84,500 $ 180,000
Coweta, Georgia 2 $ 200,000 $ 100,000 $ 0
Glynn, Georgia 2 $ 418,000 $ 209,000 $ 114,000
Greene, Georgia 2 $ 470,000 $ 235,000 $ 139,000
Habersham, Georgia 2 $ 121,000 $ 60,500 $ 36,000
Hart, Georgia 2 $ 287,000 $ 143,500 $ 30,000
Lowndes, Georgia 2 $ 104,000 $ 52,000 $ 81,000
Rabun, Georgia 2 $ 1,210,000 $ 605,000 $ 405,000
Richmond, Georgia 2 $ 172,000 $ 86,000 $ 87,000
Troup, Georgia 2 $ 240,000 $ 120,000 $ 96,000
Hawaii, Hawaii 2 $ 392,000 $ 196,000 $ 0
Boone, Illinois 2 $ 140,000 $ 70,000 $ 42,000
Jo Daviess, Illinois 2 $ 100,000 $ 50,000 $ 50,000
McLean, Illinois 2 $ 283,000 $ 141,500 $ 45,000
Rock Island, Illinois 2 $ 64,000 $ 32,000 $ 0
Madison, Indiana 2 $ 104,000 $ 52,000 $ 70,000
St. Joseph, Indiana 2 $ 130,000 $ 65,000 $ 180,000
Fayette, Kentucky 2 $ 241,000 $ 120,500 $ 0
East Baton Rouge, Louisiana 2 $ 152,000 $ 76,000 $ 109,000
Hancock, Maine 2 $ 223,000 $ 111,500 $ 44,000
Somerset, Maine 2 $ 127,000 $ 63,500 $ 78,000
Caroline, Maryland 2 $ 281,000 $ 140,500 $ 102,000
Garrett, Maryland 2 $ 356,000 $ 178,000 $ 144,000
Harford, Maryland 2 $ 612,000 $ 306,000 $ 119,000
Kent, Maryland 2 $ 209,000 $ 104,500 $ 63,000
Baraga, Michigan 2 $ 72,000 $ 36,000 $ 99,000
Calhoun, Michigan 2 $ 108,000 $ 54,000 $ 35,000
Emmet, Michigan 2 $ 650,000 $ 325,000 $ 209,000
Hillsdale, Michigan 2 $ 85,000 $ 42,500 $ 51,000
Lapeer, Michigan 2 $ 196,000 $ 98,000 $ 41,000
Leelanau, Michigan 2 $ 523,000 $ 261,500 $ 0
Shiawassee, Michigan 2 $ 184,000 $ 92,000 $ 61,000
Wexford, Michigan 2 $ 62,000 $ 31,000 $ 96,000
Hennepin, Minnesota 2 $ 950,000 $ 475,000 $ 500,000
Le Sueur, Minnesota 2 $ 430,000 $ 215,000 $ 179,000
Madison, Mississippi 2 $ 133,000 $ 66,500 $ 379,000
Lincoln, Missouri 2 $ 210,000 $ 105,000 $ 0
Stone, Missouri 2 $ 137,000 $ 68,500 $ 980,000
Warren, Missouri 2 $ 114,000 $ 57,000 $ 0
Missoula, Montana 2 $ 196,000 $ 98,000 $ 53,000
Lyon, Nevada 2 $ 416,000 $ 208,000 $ 36,000
Cheshire, New Hampshire 2 $ 218,000 $ 109,000 $ 98,000
Coos, New Hampshire 2 $ 232,000 $ 116,000 $ 78,000
San Miguel, New Mexico 2 $ 146,000 $ 73,000 $ 46,000
Cayuga, New York 2 $ 110,000 $ 55,000 $ 58,000
Clinton, New York 2 $ 435,000 $ 217,500 $ 0
Columbia, New York 2 $ 372,000 $ 186,000 $ 230,000
Jefferson, New York 2 $ 102,000 $ 51,000 $ 93,000
Otsego, New York 2 $ 162,000 $ 81,000 $ 47,000
Saratoga, New York 2 $ 348,000 $ 174,000 $ 49,000
Tompkins, New York 2 $ 180,000 $ 90,000 $ 131,000
Carteret, North Carolina 2 $ 1,565,000 $ 782,500 $ 195,000
Cumberland, North Carolina 2 $ 76,000 $ 38,000 $ 78,000
Iredell, North Carolina 2 $ 1,609,000 $ 804,500 $ 167,000
Pitt, North Carolina 2 $ 157,000 $ 78,500 $ 45,000
Rowan, North Carolina 2 $ 144,000 $ 72,000 $ 46,000
Stokes, North Carolina 2 $ 180,000 $ 90,000 $ 78,000
Geauga, Ohio 2 $ 333,000 $ 166,500 $ 166,000
Stark, Ohio 2 $ 120,000 $ 60,000 $ 56,000
Union, Ohio 2 $ 235,000 $ 117,500 $ 150,000
Canadian, Oklahoma 2 $ 116,000 $ 58,000 $ 73,000
Adams, Pennsylvania 2 $ 348,000 $ 174,000 $ 62,000
Dauphin, Pennsylvania 2 $ 140,000 $ 70,000 $ 61,000
Fayette, Pennsylvania 2 $ 69,000 $ 34,500 $ 72,000
Lebanon, Pennsylvania 2 $ 129,000 $ 64,500 $ 72,000
Mercer, Pennsylvania 2 $ 400,000 $ 200,000 $ 214,000
Schuylkill, Pennsylvania 2 $ 70,000 $ 35,000 $ 36,000
Aiken, South Carolina 2 $ 105,000 $ 52,500 $ 32,000
Fairfield, South Carolina 2 $ 217,000 $ 108,500 $ 0
Lancaster, South Carolina 2 $ 385,000 $ 192,500 $ 0
Laurens, South Carolina 2 $ 119,000 $ 59,500 $ 38,000
Hamilton, Tennessee 2 $ 511,000 $ 255,500 $ 61,000
Putnam, Tennessee 2 $ 140,000 $ 70,000 $ 131,000
Brazoria, Texas 2 $ 267,000 $ 133,500 $ 109,000
Falls, Texas 2 $ 99,000 $ 49,500 $ 0
Galveston, Texas 2 $ 369,000 $ 184,500 $ 240,000
Midland, Texas 2 $ 437,000 $ 218,500 $ 132,000
Orange, Texas 2 $ 212,000 $ 106,000 $ 0
Washington, Utah 2 $ 400,000 $ 200,000 $ 332,000
Windham, Vermont 2 $ 106,000 $ 53,000 $ 0
Caroline, Virginia 2 $ 292,000 $ 146,000 $ 90,000
Falls Church, Virginia 2 $ 928,000 $ 464,000 $ 243,000
Fredericksburg, Virginia 2 $ 464,000 $ 232,000 $ 134,000
Henrico, Virginia 2 $ 205,000 $ 102,500 $ 67,000
King George, Virginia 2 $ 294,000 $ 147,000 $ 62,000
Manassas Park, Virginia 2 $ 680,000 $ 340,000 $ 83,000
Richmond City, Virginia 2 $ 474,000 $ 237,000 $ 0
Virginia Beach, Virginia 2 $ 588,000 $ 294,000 $ 44,000
Island, Washington 2 $ 771,000 $ 385,500 $ 42,000
Pierce, Washington 2 $ 488,000 $ 244,000 $ 91,000
Snohomish, Washington 2 $ 275,000 $ 137,500 $ 41,000
Whatcom, Washington 2 $ 361,000 $ 180,500 $ 173,000
Jefferson, West Virginia 2 $ 444,000 $ 222,000 $ 85,000
Jefferson, Wisconsin 2 $ 920,000 $ 460,000 $ 0
Marinette, Wisconsin 2 $ 91,000 $ 45,500 $ 37,000
Ozaukee, Wisconsin 2 $ 580,000 $ 290,000 $ 100,000
Baldwin, Alabama 1 $ 175,000 $ 175,000 $ 48,000
Lee, Alabama 1 $ 152,000 $ 152,000 $ 83,000
Mobile, Alabama 1 $ 127,000 $ 127,000 $ 0
St. Clair, Alabama 1 $ 105,000 $ 105,000 $ 120,000
Juneau, Alaska 1 $ 360,000 $ 360,000 $ 0
Gila, Arizona 1 $ 57,000 $ 57,000 $ 99,000
Craighead, Arkansas 1 $ 93,000 $ 93,000 $ 43,000
Butte, California 1 $ 322,000 $ 322,000 $ 156,000
Del Norte, California 1 $ 442,000 $ 442,000 $ 527,000
Mendocino, California 1 $ 1,000,000 $ 1,000,000 $ 0
Sutter, California 1 $ 179,000 $ 179,000 $ 93,000
Trinity, California 1 $ 500,000 $ 500,000 $ 108,000
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Mortgage Loan Application Detail Totals for Credit Suisse in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 12,500 $2,261,402,000 $144,333 $6,300,000 $106,644 $6,000,000
Refinancing 6,038 $1,563,562,000 $224,000 $2,975,000 $100,809 $4,905,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 10,524 $2,235,062,000 $174,659 $6,300,000 $104,510 $6,000,000
Hispanic 3,820 $727,091,000 $172,870 $2,275,000 $94,419 $4,905,000
Not Provided 1,750 $387,826,000 $172,432 $3,750,000 $105,378 $6,000,000
Black or African American 1,648 $287,196,000 $139,000 $1,500,000 $74,531 $3,244,000
Asian 706 $169,002,000 $184,481 $1,960,000 $101,148 $1,504,000
Native Hawaiian or Other Pacific Islander 60 $12,810,000 $198,615 $600,000 $90,000 $360,000
American Indian or Alaskan Native 30 $5,977,000 $180,181 $1,000,000 $85,545 $658,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 18,538 $3,824,964,000 $170,062 $6,300,000 $101,666 $6,000,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 13,321 $2,682,467,000 $161,021 $3,050,000 $95,021 $6,000,000
Application Approved But Not Accepted 2,666 $609,867,000 $198,176 $6,300,000 $113,117 $6,000,000
Application Denied By Financial Institution 2,156 $448,298,000 $217,157 $3,750,000 $123,815 $6,000,000
Application Withdrawn By Applicant 395 $84,332,000 $184,964 $1,560,000 $116,285 $1,170,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 643 $128,203,000 $189,862 $2,450,000 $77,068 $2,777,000
Collateral 421 $97,903,000 $275,812 $1,937,000 $164,843 $1,500,000
Other 344 $66,116,000 $200,821 $1,500,000 $119,142 $3,200,000
Unverifiable Information 331 $66,027,000 $204,400 $943,000 $106,600 $4,905,000
Debt-To-Income Ratio 313 $66,612,000 $184,275 $1,500,000 $97,068 $554,000
Insufficient Cash (Downpayment, Closing Cost) 55 $9,792,000 $144,833 $656,000 $109,500 $978,000
Employment History 35 $7,295,000 $205,307 $960,000 $72,538 $192,000
Credit Application Incomplete 11 $6,249,000 $980,600 $3,750,000 $1,301,600 $6,000,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Credit Suisse's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Credit Suisse's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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