Empeople Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Empeople Credit Union 3950 38Th Avenue Moline, IL 61265 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 4,455 |
| Total Mortgage Loan Application Amount | $824,745,000 |
| Average Mortgage Loan Application Amount | $148,800 |
| Highest Mortgage Loan Application Amount | $18,875,000 |
| Average Applicant Income | $120,200 |
| Highest Applicant Income | $3,084,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Empeople Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Empeople Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Empeople Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Empeople Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Empeople Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Empeople Credit Union's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Scott County Iowa | 461 | $ 91,065,000 | $ 197,000 | $ 136,000 |
| Rock Island County Illinois | 326 | $ 35,660,000 | $ 109,000 | $ 97,000 |
| Polk County Iowa | 273 | $ 55,575,000 | $ 203,000 | $ 133,000 |
| Black Hawk County Iowa | 196 | $ 28,030,000 | $ 143,000 | $ 96,000 |
| Cumberland County Maine | 148 | $ 34,210,000 | $ 231,000 | $ 114,000 |
| Henry County Illinois | 114 | $ 14,940,000 | $ 131,000 | $ 112,000 |
| Dubuque County Iowa | 98 | $ 15,650,000 | $ 159,000 | $ 119,000 |
| Dallas County Iowa | 91 | $ 22,855,000 | $ 251,000 | $ 147,000 |
| Johnson County Kansas | 86 | $ 21,270,000 | $ 247,000 | $ 144,000 |
| Wake County North Carolina | 74 | $ 17,710,000 | $ 239,000 | $ 141,000 |
| Dodge County Wisconsin | 71 | $ 8,745,000 | $ 123,000 | $ 92,000 |
| Cass County North Dakota | 66 | $ 12,110,000 | $ 183,000 | $ 155,000 |
| Columbia County Georgia | 59 | $ 11,155,000 | $ 189,000 | $ 117,000 |
| York County Maine | 51 | $ 11,225,000 | $ 220,000 | $ 113,000 |
| Wapello County Iowa | 47 | $ 5,315,000 | $ 113,000 | $ 100,000 |
| Bremer County Iowa | 46 | $ 6,170,000 | $ 134,000 | $ 97,000 |
| Penobscot County Maine | 37 | $ 6,185,000 | $ 167,000 | $ 86,000 |
| Mercer County Illinois | 33 | $ 4,195,000 | $ 127,000 | $ 93,000 |
| Maricopa County Arizona | 32 | $ 8,500,000 | $ 265,000 | $ 141,000 |
| Buchanan County Iowa | 30 | $ 3,280,000 | $ 109,000 | $ 93,000 |
| Clinton County Iowa | 24 | $ 3,680,000 | $ 153,000 | $ 104,000 |
| Forsyth County North Carolina | 23 | $ 3,415,000 | $ 148,000 | $ 99,000 |
| Greene County Missouri | 22 | $ 2,160,000 | $ 98,000 | $ 86,000 |
| Christian County Missouri | 21 | $ 3,745,000 | $ 178,000 | $ 115,000 |
| Montgomery County Kansas | 20 | $ 2,210,000 | $ 110,000 | $ 79,000 |
| Lafourche County Louisiana | 19 | $ 3,315,000 | $ 174,000 | $ 136,000 |
| Richmond County Georgia | 18 | $ 2,300,000 | $ 127,000 | $ 95,000 |
| Greenville County South Carolina | 18 | $ 2,690,000 | $ 149,000 | $ 85,000 |
| Grundy County Iowa | 17 | $ 2,025,000 | $ 119,000 | $ 118,000 |
| Lee County Florida | 16 | $ 3,970,000 | $ 248,000 | $ 145,000 |
| Butler County Iowa | 16 | $ 3,680,000 | $ 230,000 | $ 110,000 |
| Jasper County Iowa | 16 | $ 2,030,000 | $ 126,000 | $ 171,000 |
| Guilford County North Carolina | 16 | $ 3,110,000 | $ 194,000 | $ 183,000 |
| Whiteside County Illinois | 15 | $ 1,765,000 | $ 117,000 | $ 103,000 |
| Barnes County North Dakota | 14 | $ 2,410,000 | $ 172,000 | $ 147,000 |
| Grant County Wisconsin | 14 | $ 2,210,000 | $ 157,000 | $ 98,000 |
| Waukesha County Wisconsin | 14 | $ 4,510,000 | $ 322,000 | $ 222,000 |
| Pinal County Arizona | 13 | $ 3,175,000 | $ 244,000 | $ 134,000 |
| Jo Daviess County Illinois | 13 | $ 2,375,000 | $ 182,000 | $ 133,000 |
| Johnston County North Carolina | 13 | $ 2,025,000 | $ 155,000 | $ 92,000 |
| Orange County California | 12 | $ 4,980,000 | $ 415,000 | $ 189,000 |
| Will County Illinois | 12 | $ 1,710,000 | $ 142,000 | $ 115,000 |
| Story County Iowa | 12 | $ 2,420,000 | $ 201,000 | $ 119,000 |
| Warren County Iowa | 12 | $ 2,830,000 | $ 235,000 | $ 149,000 |
| Davidson County North Carolina | 12 | $ 1,200,000 | $ 100,000 | $ 73,000 |
| Harnett County North Carolina | 12 | $ 1,670,000 | $ 139,000 | $ 101,000 |
| Greene County Tennessee | 12 | $ 1,790,000 | $ 149,000 | $ 260,000 |
| Fond du Lac County Wisconsin | 12 | $ 2,110,000 | $ 175,000 | $ 132,000 |
| Broward County Florida | 11 | $ 2,145,000 | $ 195,000 | $ 204,000 |
| Palm Beach County Florida | 11 | $ 2,435,000 | $ 221,000 | $ 150,000 |
| Davis County Iowa | 11 | $ 1,625,000 | $ 147,000 | $ 79,000 |
| Wright County Iowa | 11 | $ 1,195,000 | $ 108,000 | $ 206,000 |
| Androscoggin County Maine | 11 | $ 1,565,000 | $ 142,000 | $ 59,000 |
| Clay County Minnesota | 11 | $ 1,905,000 | $ 173,000 | $ 105,000 |
| Douglas County Nebraska | 11 | $ 1,905,000 | $ 173,000 | $ 108,000 |
| Harris County Texas | 11 | $ 1,745,000 | $ 158,000 | $ 107,000 |
| Dane County Wisconsin | 11 | $ 2,505,000 | $ 227,000 | $ 109,000 |
| Knox County Illinois | 10 | $ 1,760,000 | $ 176,000 | $ 184,000 |
| Marion County Iowa | 10 | $ 1,330,000 | $ 133,000 | $ 87,000 |
| Clark County Nevada | 10 | $ 2,450,000 | $ 245,000 | $ 122,000 |
| Riverside County California | 9 | $ 1,855,000 | $ 206,000 | $ 94,000 |
| Cook County Illinois | 9 | $ 1,575,000 | $ 175,000 | $ 114,000 |
| Jefferson County Colorado | 8 | $ 2,120,000 | $ 265,000 | $ 222,000 |
| Collier County Florida | 8 | $ 2,170,000 | $ 271,000 | $ 188,000 |
| Hillsborough County Florida | 8 | $ 2,040,000 | $ 255,000 | $ 139,000 |
| Orange County Florida | 8 | $ 1,450,000 | $ 181,000 | $ 153,000 |
| Boone County Iowa | 8 | $ 19,870,000 | $ 2,483,000 | $ 107,000 |
| Greene County Iowa | 8 | $ 560,000 | $ 70,000 | $ 81,000 |
| Jackson County Iowa | 8 | $ 1,150,000 | $ 143,000 | $ 135,000 |
| Tama County Iowa | 8 | $ 610,000 | $ 76,000 | $ 60,000 |
| Webster County Iowa | 8 | $ 690,000 | $ 86,000 | $ 68,000 |
| Hennepin County Minnesota | 8 | $ 3,020,000 | $ 377,000 | $ 165,000 |
| Cheyenne County Nebraska | 8 | $ 900,000 | $ 112,000 | $ 68,000 |
| Franklin County Ohio | 8 | $ 1,420,000 | $ 177,000 | $ 122,000 |
| Spartanburg County South Carolina | 8 | $ 1,120,000 | $ 140,000 | $ 56,000 |
| Washington County Tennessee | 8 | $ 1,880,000 | $ 235,000 | $ 102,000 |
| Washington County Wisconsin | 8 | $ 1,790,000 | $ 223,000 | $ 119,000 |
| Baldwin County Alabama | 7 | $ 1,485,000 | $ 212,000 | $ 95,000 |
| Adams County Colorado | 7 | $ 2,525,000 | $ 360,000 | $ 192,000 |
| Chickasaw County Iowa | 7 | $ 795,000 | $ 113,000 | $ 83,000 |
| Johnson County Iowa | 7 | $ 1,635,000 | $ 233,000 | $ 120,000 |
| Madison County Iowa | 7 | $ 835,000 | $ 119,000 | $ 81,000 |
| Mahaska County Iowa | 7 | $ 785,000 | $ 112,000 | $ 100,000 |
| Marshall County Iowa | 7 | $ 845,000 | $ 120,000 | $ 123,000 |
| Sedgwick County Kansas | 7 | $ 1,195,000 | $ 170,000 | $ 130,000 |
| Kennebec County Maine | 7 | $ 1,245,000 | $ 177,000 | $ 89,000 |
| Webster County Missouri | 7 | $ 1,055,000 | $ 150,000 | $ 70,000 |
| Stokes County North Carolina | 7 | $ 655,000 | $ 93,000 | $ 89,000 |
| Nowata County Oklahoma | 7 | $ 915,000 | $ 130,000 | $ 109,000 |
| Collin County Texas | 7 | $ 1,925,000 | $ 275,000 | $ 79,000 |
| Mobile County Alabama | 6 | $ 1,640,000 | $ 273,000 | $ 74,000 |
| Yuma County Arizona | 6 | $ 900,000 | $ 150,000 | $ 89,000 |
| Imperial County California | 6 | $ 1,340,000 | $ 223,000 | $ 128,000 |
| Weld County Colorado | 6 | $ 1,410,000 | $ 235,000 | $ 96,000 |
| Pasco County Florida | 6 | $ 930,000 | $ 155,000 | $ 84,000 |
| Volusia County Florida | 6 | $ 990,000 | $ 165,000 | $ 112,000 |
| Forsyth County Georgia | 6 | $ 1,640,000 | $ 273,000 | $ 151,000 |
| Fulton County Georgia | 6 | $ 2,730,000 | $ 455,000 | $ 200,000 |
| DuPage County Illinois | 6 | $ 1,940,000 | $ 323,000 | $ 406,000 |
| Kane County Illinois | 6 | $ 900,000 | $ 150,000 | $ 95,000 |
| Benton County Iowa | 6 | $ 1,000,000 | $ 166,000 | $ 96,000 |
| Fayette County Iowa | 6 | $ 530,000 | $ 88,000 | $ 65,000 |
| St. Louis County Missouri | 6 | $ 1,040,000 | $ 173,000 | $ 144,000 |
| Denton County Texas | 6 | $ 1,400,000 | $ 233,000 | $ 155,000 |
| Montgomery County Texas | 6 | $ 2,950,000 | $ 491,000 | $ 230,000 |
| Lee County Alabama | 5 | $ 655,000 | $ 131,000 | $ 113,000 |
| Shelby County Alabama | 5 | $ 945,000 | $ 189,000 | $ 141,000 |
| Garland County Arkansas | 5 | $ 495,000 | $ 99,000 | $ 74,000 |
| Pinellas County Florida | 5 | $ 2,835,000 | $ 567,000 | $ 221,000 |
| Lake County Illinois | 5 | $ 1,225,000 | $ 245,000 | $ 192,000 |
| Clayton County Iowa | 5 | $ 385,000 | $ 77,000 | $ 83,000 |
| Hamilton County Iowa | 5 | $ 585,000 | $ 117,000 | $ 77,000 |
| Jefferson County Iowa | 5 | $ 395,000 | $ 79,000 | $ 78,000 |
| Keokuk County Iowa | 5 | $ 355,000 | $ 71,000 | $ 116,000 |
| Linn County Iowa | 5 | $ 745,000 | $ 149,000 | $ 102,000 |
| Leavenworth County Kansas | 5 | $ 985,000 | $ 197,000 | $ 158,000 |
| Carver County Minnesota | 5 | $ 1,425,000 | $ 285,000 | $ 143,000 |
| Scott County Minnesota | 5 | $ 1,275,000 | $ 255,000 | $ 156,000 |
| Clay County Missouri | 5 | $ 735,000 | $ 147,000 | $ 114,000 |
| Lancaster County Nebraska | 5 | $ 1,185,000 | $ 237,000 | $ 448,000 |
| Scotts Bluff County Nebraska | 5 | $ 1,085,000 | $ 217,000 | $ 170,000 |
| Cabarrus County North Carolina | 5 | $ 675,000 | $ 135,000 | $ 112,000 |
| Chatham County North Carolina | 5 | $ 2,185,000 | $ 437,000 | $ 168,000 |
| Mecklenburg County North Carolina | 5 | $ 1,165,000 | $ 233,000 | $ 102,000 |
| Hamilton County Ohio | 5 | $ 885,000 | $ 177,000 | $ 137,000 |
| Wood County Ohio | 5 | $ 895,000 | $ 179,000 | $ 155,000 |
| Cimarron County Oklahoma | 5 | $ 685,000 | $ 137,000 | $ 77,000 |
| Multnomah County Oregon | 5 | $ 1,895,000 | $ 379,000 | $ 103,000 |
| Aiken County South Carolina | 5 | $ 765,000 | $ 153,000 | $ 66,000 |
| Crockett County Tennessee | 5 | $ 695,000 | $ 139,000 | $ 96,000 |
| Bexar County Texas | 5 | $ 1,425,000 | $ 285,000 | $ 135,000 |
| Lubbock County Texas | 5 | $ 795,000 | $ 159,000 | $ 89,000 |
| Clark County Washington | 5 | $ 1,475,000 | $ 295,000 | $ 119,000 |
| Sauk County Wisconsin | 5 | $ 785,000 | $ 157,000 | $ 73,000 |
| Tuscaloosa County Alabama | 4 | $ 640,000 | $ 160,000 | $ 64,000 |
| Greene County Arkansas | 4 | $ 440,000 | $ 110,000 | $ 112,000 |
| Alameda County California | 4 | $ 2,300,000 | $ 575,000 | $ 223,000 |
| Los Angeles County California | 4 | $ 2,070,000 | $ 517,000 | $ 194,000 |
| San Bernardino County California | 4 | $ 1,190,000 | $ 297,000 | $ 154,000 |
| Eagle County Colorado | 4 | $ 2,170,000 | $ 542,000 | $ 334,000 |
| Larimer County Colorado | 4 | $ 830,000 | $ 207,000 | $ 164,000 |
| Routt County Colorado | 4 | $ 1,670,000 | $ 417,000 | $ 189,000 |
| Manatee County Florida | 4 | $ 960,000 | $ 240,000 | $ 178,000 |
| Osceola County Florida | 4 | $ 610,000 | $ 152,000 | $ 121,000 |
| St. Lucie County Florida | 4 | $ 730,000 | $ 182,000 | $ 146,000 |
| Bureau County Illinois | 4 | $ 300,000 | $ 75,000 | $ 136,000 |
| DeKalb County Illinois | 4 | $ 730,000 | $ 182,000 | $ 123,000 |
| Fulton County Illinois | 4 | $ 230,000 | $ 57,000 | $ 53,000 |
| Warren County Illinois | 4 | $ 350,000 | $ 87,000 | $ 63,000 |
| Winnebago County Illinois | 4 | $ 650,000 | $ 162,000 | $ 82,000 |
| Hancock County Iowa | 4 | $ 540,000 | $ 135,000 | $ 89,000 |
| Jones County Iowa | 4 | $ 780,000 | $ 195,000 | $ 473,000 |
| Mills County Iowa | 4 | $ 540,000 | $ 135,000 | $ 84,000 |
| Muscatine County Iowa | 4 | $ 560,000 | $ 140,000 | $ 103,000 |
| Finney County Kansas | 4 | $ 410,000 | $ 102,000 | $ 82,000 |
| Wyandotte County Kansas | 4 | $ 720,000 | $ 180,000 | $ 100,000 |
| Jefferson County Kentucky | 4 | $ 970,000 | $ 242,000 | $ 219,000 |
| Piscataquis County Maine | 4 | $ 710,000 | $ 177,000 | $ 113,000 |
| Sagadahoc County Maine | 4 | $ 610,000 | $ 152,000 | $ 97,000 |
| Worcester County Massachusetts | 4 | $ 1,080,000 | $ 270,000 | $ 105,000 |
| Dakota County Minnesota | 4 | $ 740,000 | $ 185,000 | $ 121,000 |
| Washington County Minnesota | 4 | $ 530,000 | $ 132,000 | $ 140,000 |
| DeSoto County Mississippi | 4 | $ 460,000 | $ 115,000 | $ 105,000 |
| Dallas County Missouri | 4 | $ 420,000 | $ 105,000 | $ 63,000 |
| Randolph County North Carolina | 4 | $ 290,000 | $ 72,000 | $ 74,000 |
| Surry County North Carolina | 4 | $ 250,000 | $ 62,000 | $ 108,000 |
| Stutsman County North Dakota | 4 | $ 660,000 | $ 165,000 | $ 131,000 |
| Delaware County Ohio | 4 | $ 1,280,000 | $ 320,000 | $ 198,000 |
| York County South Carolina | 4 | $ 800,000 | $ 200,000 | $ 107,000 |
| Gibson County Tennessee | 4 | $ 280,000 | $ 70,000 | $ 38,000 |
| Knox County Tennessee | 4 | $ 1,020,000 | $ 255,000 | $ 140,000 |
| King County Washington | 4 | $ 1,380,000 | $ 345,000 | $ 153,000 |
| Kittitas County Washington | 4 | $ 900,000 | $ 225,000 | $ 156,000 |
| Oneida County Wisconsin | 4 | $ 1,180,000 | $ 295,000 | $ 127,000 |
| Rock County Wisconsin | 4 | $ 700,000 | $ 175,000 | $ 83,000 |
| Pima County Arizona | 3 | $ 535,000 | $ 178,000 | $ 80,000 |
| Yavapai County Arizona | 3 | $ 665,000 | $ 221,000 | $ 78,000 |
| Benton County Arkansas | 3 | $ 515,000 | $ 171,000 | $ 116,000 |
| Boone County Arkansas | 3 | $ 515,000 | $ 171,000 | $ 64,000 |
| Clay County Arkansas | 3 | $ 205,000 | $ 68,000 | $ 58,000 |
| Lawrence County Arkansas | 3 | $ 335,000 | $ 111,000 | $ 48,000 |
| Saline County Arkansas | 3 | $ 195,000 | $ 65,000 | $ 127,000 |
| Fresno County California | 3 | $ 725,000 | $ 241,000 | $ 133,000 |
| San Diego County California | 3 | $ 805,000 | $ 268,000 | $ 134,000 |
| San Joaquin County California | 3 | $ 245,000 | $ 81,000 | $ 118,000 |
| Stanislaus County California | 3 | $ 535,000 | $ 178,000 | $ 124,000 |
| Arapahoe County Colorado | 3 | $ 395,000 | $ 131,000 | $ 78,000 |
| Brevard County Florida | 3 | $ 285,000 | $ 95,000 | $ 86,000 |
| Miami-Dade County Florida | 3 | $ 705,000 | $ 235,000 | $ 127,000 |
| Sarasota County Florida | 3 | $ 915,000 | $ 305,000 | $ 122,000 |
| Cobb County Georgia | 3 | $ 755,000 | $ 251,000 | $ 142,000 |
| DeKalb County Georgia | 3 | $ 685,000 | $ 228,000 | $ 104,000 |
| McDuffie County Georgia | 3 | $ 575,000 | $ 191,000 | $ 99,000 |
| Newton County Georgia | 3 | $ 365,000 | $ 121,000 | $ 43,000 |
| Champaign County Illinois | 3 | $ 455,000 | $ 151,000 | $ 81,000 |
| Hancock County Illinois | 3 | $ 675,000 | $ 225,000 | $ 445,000 |
| Mason County Illinois | 3 | $ 115,000 | $ 38,000 | $ 84,000 |
| McDonough County Illinois | 3 | $ 235,000 | $ 78,000 | $ 54,000 |
| Ogle County Illinois | 3 | $ 555,000 | $ 185,000 | $ 179,000 |
| DeKalb County Indiana | 3 | $ 905,000 | $ 301,000 | $ 110,000 |
| Fulton County Indiana | 3 | $ 1,285,000 | $ 428,000 | $ 228,000 |
| Cedar County Iowa | 3 | $ 465,000 | $ 155,000 | $ 69,000 |
| Cerro Gordo County Iowa | 3 | $ 475,000 | $ 158,000 | $ 140,000 |
| Clarke County Iowa | 3 | $ 565,000 | $ 188,000 | $ 144,000 |
| Guthrie County Iowa | 3 | $ 295,000 | $ 98,000 | $ 115,000 |
| Mitchell County Iowa | 3 | $ 285,000 | $ 95,000 | $ 44,000 |
| Allen County Kansas | 3 | $ 235,000 | $ 78,000 | $ 55,000 |
| Barton County Kansas | 3 | $ 245,000 | $ 81,000 | $ 56,000 |
| Franklin County Kansas | 3 | $ 355,000 | $ 118,000 | $ 85,000 |
| Labette County Kansas | 3 | $ 465,000 | $ 155,000 | $ 105,000 |
| Miami County Kansas | 3 | $ 565,000 | $ 188,000 | $ 86,000 |
| Ascension County Louisiana | 3 | $ 415,000 | $ 138,000 | $ 124,000 |
| Concordia County Louisiana | 3 | $ 255,000 | $ 85,000 | $ 81,000 |
| Natchitoches County Louisiana | 3 | $ 475,000 | $ 158,000 | $ 152,000 |
| St. James County Louisiana | 3 | $ 395,000 | $ 131,000 | $ 105,000 |
| Terrebonne County Louisiana | 3 | $ 165,000 | $ 55,000 | $ 118,000 |
| Oxford County Maine | 3 | $ 285,000 | $ 95,000 | $ 83,000 |
| Waldo County Maine | 3 | $ 645,000 | $ 215,000 | $ 96,000 |
| Dorchester County Maryland | 3 | $ 285,000 | $ 95,000 | $ 108,000 |
| Berrien County Michigan | 3 | $ 485,000 | $ 161,000 | $ 137,000 |
| Anoka County Minnesota | 3 | $ 685,000 | $ 228,000 | $ 122,000 |
| Becker County Minnesota | 3 | $ 585,000 | $ 195,000 | $ 122,000 |
| Otter Tail County Minnesota | 3 | $ 485,000 | $ 161,000 | $ 70,000 |
| Wabasha County Minnesota | 3 | $ 655,000 | $ 218,000 | $ 101,000 |
| Waseca County Minnesota | 3 | $ 215,000 | $ 71,000 | $ 163,000 |
| Rankin County Mississippi | 3 | $ 555,000 | $ 185,000 | $ 90,000 |
| Dunklin County Missouri | 3 | $ 425,000 | $ 141,000 | $ 113,000 |
| Jackson County Missouri | 3 | $ 665,000 | $ 221,000 | $ 132,000 |
| Taney County Missouri | 3 | $ 915,000 | $ 305,000 | $ 57,000 |
| Wright County Missouri | 3 | $ 525,000 | $ 175,000 | $ 127,000 |
| Box Butte County Nebraska | 3 | $ 245,000 | $ 81,000 | $ 61,000 |
| Red Willow County Nebraska | 3 | $ 545,000 | $ 181,000 | $ 96,000 |
| Curry County New Mexico | 3 | $ 465,000 | $ 155,000 | $ 64,000 |
| Brunswick County North Carolina | 3 | $ 445,000 | $ 148,000 | $ 118,000 |
| Granville County North Carolina | 3 | $ 445,000 | $ 148,000 | $ 123,000 |
| Williams County North Dakota | 3 | $ 405,000 | $ 135,000 | $ 90,000 |
| Paulding County Ohio | 3 | $ 795,000 | $ 265,000 | $ 118,000 |
| Van Wert County Ohio | 3 | $ 175,000 | $ 58,000 | $ 64,000 |
| Custer County Oklahoma | 3 | $ 675,000 | $ 225,000 | $ 83,000 |
| Tulsa County Oklahoma | 3 | $ 565,000 | $ 188,000 | $ 64,000 |
| Woods County Oklahoma | 3 | $ 225,000 | $ 75,000 | $ 65,000 |
| Allegheny County Pennsylvania | 3 | $ 665,000 | $ 221,000 | $ 156,000 |
| Philadelphia County Pennsylvania | 3 | $ 595,000 | $ 198,000 | $ 94,000 |
| Beaufort County South Carolina | 3 | $ 945,000 | $ 315,000 | $ 106,000 |
| Charleston County South Carolina | 3 | $ 1,145,000 | $ 381,000 | $ 224,000 |
| Horry County South Carolina | 3 | $ 395,000 | $ 131,000 | $ 514,000 |
| Minnehaha County South Dakota | 3 | $ 455,000 | $ 151,000 | $ 83,000 |
| Cumberland County Tennessee | 3 | $ 525,000 | $ 175,000 | $ 132,000 |
| Hamblen County Tennessee | 3 | $ 425,000 | $ 141,000 | $ 78,000 |
| Rutherford County Tennessee | 3 | $ 495,000 | $ 165,000 | $ 101,000 |
| Sumner County Tennessee | 3 | $ 725,000 | $ 241,000 | $ 107,000 |
| Williamson County Tennessee | 3 | $ 1,765,000 | $ 588,000 | $ 133,000 |
| Ector County Texas | 3 | $ 955,000 | $ 318,000 | $ 167,000 |
| Fannin County Texas | 3 | $ 445,000 | $ 148,000 | $ 141,000 |
| Fort Bend County Texas | 3 | $ 665,000 | $ 221,000 | $ 79,000 |
| Grayson County Texas | 3 | $ 705,000 | $ 235,000 | $ 128,000 |
| Parker County Texas | 3 | $ 1,535,000 | $ 511,000 | $ 221,000 |
| Tarrant County Texas | 3 | $ 505,000 | $ 168,000 | $ 68,000 |
| Windsor County Vermont | 3 | $ 315,000 | $ 105,000 | $ 75,000 |
| Franklin County Washington | 3 | $ 375,000 | $ 125,000 | $ 74,000 |
| Yakima County Washington | 3 | $ 655,000 | $ 218,000 | $ 126,000 |
| Raleigh County West Virginia | 3 | $ 455,000 | $ 151,000 | $ 140,000 |
| Calumet County Wisconsin | 3 | $ 125,000 | $ 41,000 | $ 98,000 |
| Columbia County Wisconsin | 3 | $ 425,000 | $ 141,000 | $ 100,000 |
| Jefferson County Wisconsin | 3 | $ 725,000 | $ 241,000 | $ 99,000 |
| Lafayette County Wisconsin | 3 | $ 305,000 | $ 101,000 | $ 67,000 |
| Milwaukee County Wisconsin | 3 | $ 425,000 | $ 141,000 | $ 90,000 |
| Wood County Wisconsin | 3 | $ 335,000 | $ 111,000 | $ 25,000 |
| Fremont County Wyoming | 3 | $ 585,000 | $ 195,000 | $ 89,000 |
| Houston County Alabama | 2 | $ 280,000 | $ 140,000 | $ 120,000 |
| Craighead County Arkansas | 2 | $ 320,000 | $ 160,000 | $ 112,000 |
| Cross County Arkansas | 2 | $ 140,000 | $ 70,000 | $ 68,000 |
| Poinsett County Arkansas | 2 | $ 240,000 | $ 120,000 | $ 86,000 |
| Washington County Arkansas | 2 | $ 570,000 | $ 285,000 | $ 227,000 |
| Yell County Arkansas | 2 | $ 100,000 | $ 50,000 | $ 40,000 |
| Kern County California | 2 | $ 370,000 | $ 185,000 | $ 100,000 |
| Madera County California | 2 | $ 580,000 | $ 290,000 | $ 143,000 |
| Sacramento County California | 2 | $ 370,000 | $ 185,000 | $ 123,000 |
| San Francisco County California | 2 | $ 670,000 | $ 335,000 | $ 197,000 |
| Ventura County California | 2 | $ 670,000 | $ 335,000 | $ 287,000 |
| Yuba County California | 2 | $ 570,000 | $ 285,000 | $ 79,000 |
| Denver County Colorado | 2 | $ 460,000 | $ 230,000 | $ 142,000 |
| Garfield County Colorado | 2 | $ 320,000 | $ 160,000 | $ 68,000 |
| Kit Carson County Colorado | 2 | $ 280,000 | $ 140,000 | $ 332,000 |
| Summit County Colorado | 2 | $ 830,000 | $ 415,000 | $ 117,000 |
| Litchfield County Connecticut | 2 | $ 140,000 | $ 70,000 | $ 62,000 |
| Duval County Florida | 2 | $ 530,000 | $ 265,000 | $ 130,000 |
| Marion County Florida | 2 | $ 230,000 | $ 115,000 | $ 85,000 |
| Appling County Georgia | 2 | $ 370,000 | $ 185,000 | $ 75,000 |
| Chatham County Georgia | 2 | $ 590,000 | $ 295,000 | $ 264,000 |
| Colquitt County Georgia | 2 | $ 260,000 | $ 130,000 | $ 31,000 |
| Coweta County Georgia | 2 | $ 440,000 | $ 220,000 | $ 202,000 |
| Henry County Georgia | 2 | $ 280,000 | $ 140,000 | $ 196,000 |
| Ada County Idaho | 2 | $ 390,000 | $ 195,000 | $ 93,000 |
| Canyon County Idaho | 2 | $ 210,000 | $ 105,000 | $ 61,000 |
| Carroll County Illinois | 2 | $ 60,000 | $ 30,000 | $ 54,000 |
| McHenry County Illinois | 2 | $ 440,000 | $ 220,000 | $ 108,000 |
| Peoria County Illinois | 2 | $ 160,000 | $ 80,000 | $ 102,000 |
| Tazewell County Illinois | 2 | $ 440,000 | $ 220,000 | $ 102,000 |
| Allen County Indiana | 2 | $ 280,000 | $ 140,000 | $ 92,000 |
| Franklin County Indiana | 2 | $ 350,000 | $ 175,000 | $ 139,000 |
| Howard County Indiana | 2 | $ 280,000 | $ 140,000 | $ 43,000 |
| Pike County Indiana | 2 | $ 340,000 | $ 170,000 | $ 68,000 |
| Des Moines County Iowa | 2 | $ 210,000 | $ 105,000 | $ 38,000 |
| Dickinson County Iowa | 2 | $ 420,000 | $ 210,000 | $ 144,000 |
| Franklin County Iowa | 2 | $ 320,000 | $ 160,000 | $ 87,000 |
| Fremont County Iowa | 2 | $ 170,000 | $ 85,000 | $ 139,000 |
| Hardin County Iowa | 2 | $ 80,000 | $ 40,000 | $ 94,000 |
| Sioux County Iowa | 2 | $ 140,000 | $ 70,000 | $ 102,000 |
| Brown County Kansas | 2 | $ 280,000 | $ 140,000 | $ 74,000 |
| Douglas County Kansas | 2 | $ 320,000 | $ 160,000 | $ 117,000 |
| Gray County Kansas | 2 | $ 90,000 | $ 45,000 | $ 108,000 |
| Pottawatomie County Kansas | 2 | $ 530,000 | $ 265,000 | $ 100,000 |
| Graves County Kentucky | 2 | $ 420,000 | $ 210,000 | $ 76,000 |
| Muhlenberg County Kentucky | 2 | $ 240,000 | $ 120,000 | $ 67,000 |
| Evangeline County Louisiana | 2 | $ 170,000 | $ 85,000 | $ 64,000 |
| Lafayette County Louisiana | 2 | $ 190,000 | $ 95,000 | $ 103,000 |
| Ouachita County Louisiana | 2 | $ 280,000 | $ 140,000 | $ 95,000 |
| Pointe Coupee County Louisiana | 2 | $ 220,000 | $ 110,000 | $ 122,000 |
| St. Tammany County Louisiana | 2 | $ 180,000 | $ 90,000 | $ 49,000 |
| Vermilion County Louisiana | 2 | $ 300,000 | $ 150,000 | $ 55,000 |
| Aroostook County Maine | 2 | $ 390,000 | $ 195,000 | $ 95,000 |
| Hancock County Maine | 2 | $ 630,000 | $ 315,000 | $ 79,000 |
| Somerset County Maine | 2 | $ 190,000 | $ 95,000 | $ 59,000 |
| Queen Anne's County Maryland | 2 | $ 160,000 | $ 80,000 | $ 54,000 |
| Talbot County Maryland | 2 | $ 780,000 | $ 390,000 | $ 149,000 |
| Middlesex County Massachusetts | 2 | $ 420,000 | $ 210,000 | $ 202,000 |
| Plymouth County Massachusetts | 2 | $ 370,000 | $ 185,000 | $ 113,000 |
| Allegan County Michigan | 2 | $ 190,000 | $ 95,000 | $ 104,000 |
| Gratiot County Michigan | 2 | $ 190,000 | $ 95,000 | $ 86,000 |
| Mecosta County Michigan | 2 | $ 570,000 | $ 285,000 | $ 98,000 |
| Oakland County Michigan | 2 | $ 440,000 | $ 220,000 | $ 127,000 |
| Osceola County Michigan | 2 | $ 310,000 | $ 155,000 | $ 72,000 |
| Douglas County Minnesota | 2 | $ 240,000 | $ 120,000 | $ 94,000 |
| Lyon County Minnesota | 2 | $ 380,000 | $ 190,000 | $ 77,000 |
| Marshall County Minnesota | 2 | $ 220,000 | $ 110,000 | $ 54,000 |
| Mower County Minnesota | 2 | $ 340,000 | $ 170,000 | $ 71,000 |
| Polk County Minnesota | 2 | $ 390,000 | $ 195,000 | $ 112,000 |
| Stearns County Minnesota | 2 | $ 480,000 | $ 240,000 | $ 118,000 |
| Wright County Minnesota | 2 | $ 510,000 | $ 255,000 | $ 157,000 |
| Hinds County Mississippi | 2 | $ 260,000 | $ 130,000 | $ 78,000 |
| Lowndes County Mississippi | 2 | $ 210,000 | $ 105,000 | $ 122,000 |
| Pike County Mississippi | 2 | $ 250,000 | $ 125,000 | $ 19,000 |
| Adair County Missouri | 2 | $ 80,000 | $ 40,000 | $ 252,000 |
| Andrew County Missouri | 2 | $ 460,000 | $ 230,000 | $ 83,000 |
| Audrain County Missouri | 2 | $ 200,000 | $ 100,000 | $ 69,000 |
| Camden County Missouri | 2 | $ 550,000 | $ 275,000 | $ 639,000 |
| Clinton County Missouri | 2 | $ 620,000 | $ 310,000 | $ 93,000 |
| Henry County Missouri | 2 | $ 150,000 | $ 75,000 | $ 105,000 |
| Jasper County Missouri | 2 | $ 400,000 | $ 200,000 | $ 136,000 |
| Laclede County Missouri | 2 | $ 180,000 | $ 90,000 | $ 52,000 |
| Lincoln County Missouri | 2 | $ 870,000 | $ 435,000 | $ 127,000 |
| New Madrid County Missouri | 2 | $ 240,000 | $ 120,000 | $ 131,000 |
| Newton County Missouri | 2 | $ 220,000 | $ 110,000 | $ 109,000 |
| Nodaway County Missouri | 2 | $ 430,000 | $ 215,000 | $ 102,000 |
| Platte County Missouri | 2 | $ 680,000 | $ 340,000 | $ 117,000 |
| Ripley County Missouri | 2 | $ 410,000 | $ 205,000 | $ 104,000 |
| Scott County Missouri | 2 | $ 190,000 | $ 95,000 | $ 457,000 |
| Gallatin County Montana | 2 | $ 580,000 | $ 290,000 | $ 119,000 |
| Dawes County Nebraska | 2 | $ 250,000 | $ 125,000 | $ 96,000 |
| Morrill County Nebraska | 2 | $ 90,000 | $ 45,000 | $ 111,000 |
| Sarpy County Nebraska | 2 | $ 80,000 | $ 40,000 | $ 135,000 |
| Sheridan County Nebraska | 2 | $ 80,000 | $ 40,000 | $ 47,000 |
| Cheshire County New Hampshire | 2 | $ 310,000 | $ 155,000 | $ 79,000 |
| Hillsborough County New Hampshire | 2 | $ 340,000 | $ 170,000 | $ 52,000 |
| Rockingham County New Hampshire | 2 | $ 80,000 | $ 40,000 | $ 79,000 |
| Camden County New Jersey | 2 | $ 190,000 | $ 95,000 | $ 59,000 |
| Ocean County New Jersey | 2 | $ 550,000 | $ 275,000 | $ 89,000 |
| Onondaga County New York | 2 | $ 490,000 | $ 245,000 | $ 82,000 |
| Moore County North Carolina | 2 | $ 750,000 | $ 375,000 | $ 99,000 |
| New Hanover County North Carolina | 2 | $ 650,000 | $ 325,000 | $ 176,000 |
| Onslow County North Carolina | 2 | $ 1,140,000 | $ 570,000 | $ 170,000 |
| Pender County North Carolina | 2 | $ 410,000 | $ 205,000 | $ 90,000 |
| Rockingham County North Carolina | 2 | $ 170,000 | $ 85,000 | $ 106,000 |
| Sampson County North Carolina | 2 | $ 400,000 | $ 200,000 | $ 133,000 |
| Union County North Carolina | 2 | $ 490,000 | $ 245,000 | $ 94,000 |
| Morton County North Dakota | 2 | $ 380,000 | $ 190,000 | $ 126,000 |
| Pembina County North Dakota | 2 | $ 170,000 | $ 85,000 | $ 223,000 |
| Richland County North Dakota | 2 | $ 220,000 | $ 110,000 | $ 56,000 |
| Fulton County Ohio | 2 | $ 420,000 | $ 210,000 | $ 131,000 |
| Henry County Ohio | 2 | $ 120,000 | $ 60,000 | $ 74,000 |
| Jefferson County Ohio | 2 | $ 100,000 | $ 50,000 | $ 62,000 |
| Shelby County Ohio | 2 | $ 120,000 | $ 60,000 | $ 82,000 |
| Le Flore County Oklahoma | 2 | $ 360,000 | $ 180,000 | $ 160,000 |
| Oklahoma County Oklahoma | 2 | $ 220,000 | $ 110,000 | $ 108,000 |
| Pawnee County Oklahoma | 2 | $ 270,000 | $ 135,000 | $ 156,000 |
| Stephens County Oklahoma | 2 | $ 210,000 | $ 105,000 | $ 124,000 |
| Clackamas County Oregon | 2 | $ 880,000 | $ 440,000 | $ 213,000 |
| Malheur County Oregon | 2 | $ 190,000 | $ 95,000 | $ 412,000 |
| Lancaster County Pennsylvania | 2 | $ 230,000 | $ 115,000 | $ 141,000 |
| Anderson County South Carolina | 2 | $ 200,000 | $ 100,000 | $ 180,000 |
| Dorchester County South Carolina | 2 | $ 780,000 | $ 390,000 | $ 132,000 |
| Lancaster County South Carolina | 2 | $ 410,000 | $ 205,000 | $ 101,000 |
| Douglas County South Dakota | 2 | $ 160,000 | $ 80,000 | $ 99,000 |
| Blount County Tennessee | 2 | $ 180,000 | $ 90,000 | $ 93,000 |
| Hamilton County Tennessee | 2 | $ 730,000 | $ 365,000 | $ 120,000 |
| Haywood County Tennessee | 2 | $ 190,000 | $ 95,000 | $ 121,000 |
| Henry County Tennessee | 2 | $ 400,000 | $ 200,000 | $ 182,000 |
| Shelby County Tennessee | 2 | $ 530,000 | $ 265,000 | $ 272,000 |
| Tipton County Tennessee | 2 | $ 280,000 | $ 140,000 | $ 54,000 |
| Weakley County Tennessee | 2 | $ 400,000 | $ 200,000 | $ 111,000 |
| Cooke County Texas | 2 | $ 240,000 | $ 120,000 | $ 109,000 |
| Dallas County Texas | 2 | $ 740,000 | $ 370,000 | $ 68,000 |
| Ellis County Texas | 2 | $ 140,000 | $ 70,000 | $ 104,000 |
| Erath County Texas | 2 | $ 440,000 | $ 220,000 | $ 126,000 |
| Hale County Texas | 2 | $ 60,000 | $ 30,000 | $ 32,000 |
| Hays County Texas | 2 | $ 640,000 | $ 320,000 | $ 129,000 |
| Jones County Texas | 2 | $ 140,000 | $ 70,000 | $ 87,000 |
| Kaufman County Texas | 2 | $ 460,000 | $ 230,000 | $ 104,000 |
| Lamar County Texas | 2 | $ 560,000 | $ 280,000 | $ 53,000 |
| McLennan County Texas | 2 | $ 690,000 | $ 345,000 | $ 741,000 |
| Potter County Texas | 2 | $ 490,000 | $ 245,000 | $ 123,000 |
| Travis County Texas | 2 | $ 230,000 | $ 115,000 | $ 618,000 |
| Washington County Texas | 2 | $ 1,350,000 | $ 675,000 | $ 1,559,000 |
| Davis County Utah | 2 | $ 650,000 | $ 325,000 | $ 182,000 |
| Salt Lake County Utah | 2 | $ 290,000 | $ 145,000 | $ 79,000 |
| Utah County Utah | 2 | $ 590,000 | $ 295,000 | $ 95,000 |
| Augusta County Virginia | 2 | $ 560,000 | $ 280,000 | $ 173,000 |
| Chesterfield County Virginia | 2 | $ 420,000 | $ 210,000 | $ 259,000 |
| Franklin County Virginia | 2 | $ 1,410,000 | $ 705,000 | $ 131,000 |
| Isle of Wight County Virginia | 2 | $ 580,000 | $ 290,000 | $ 469,000 |
| Nelson County Virginia | 2 | $ 210,000 | $ 105,000 | $ 117,000 |
| Lewis County Washington | 2 | $ 690,000 | $ 345,000 | $ 175,000 |
| Putnam County West Virginia | 2 | $ 110,000 | $ 55,000 | $ 82,000 |
| Webster County West Virginia | 2 | $ 190,000 | $ 95,000 | $ 123,000 |
| Brown County Wisconsin | 2 | $ 370,000 | $ 185,000 | $ 90,000 |
| Chippewa County Wisconsin | 2 | $ 420,000 | $ 210,000 | $ 108,000 |
| Iowa County Wisconsin | 2 | $ 460,000 | $ 230,000 | $ 167,000 |
| Racine County Wisconsin | 2 | $ 410,000 | $ 205,000 | $ 147,000 |
| Vilas County Wisconsin | 2 | $ 310,000 | $ 155,000 | $ 49,000 |
| Madison County Alabama | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Mohave County Arizona | 1 | $ 305,000 | $ 305,000 | $ 180,000 |
| Arkansas County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 89,000 |
| Independence County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 73,000 |
| Jackson County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 49,000 |
| Lonoke County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Marion County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| Mississippi County Arkansas | 1 | $ 245,000 | $ 245,000 | $ 248,000 |
| Pulaski County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 142,000 |
| Randolph County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Sharp County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| White County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 56,000 |
| Woodruff County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| Merced County California | 1 | $ 35,000 | $ 35,000 | $ 77,000 |
| Monterey County California | 1 | $ 105,000 | $ 105,000 | $ 85,000 |
| San Luis Obispo County California | 1 | $ 365,000 | $ 365,000 | $ 83,000 |
| Cheyenne County Colorado | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
| Fremont County Colorado | 1 | $ 365,000 | $ 365,000 | $ 82,000 |
| Grand County Colorado | 1 | $ 475,000 | $ 475,000 | $ 233,000 |
| Phillips County Colorado | 1 | $ 275,000 | $ 275,000 | $ 131,000 |
| New Haven County Connecticut | 1 | $ 825,000 | $ 825,000 | $ 580,000 |
| New London County Connecticut | 1 | $ 25,000 | $ 25,000 | $ 105,000 |
| New Castle County Delaware | 1 | $ 275,000 | $ 275,000 | $ 113,000 |
| Bradford County Florida | 1 | $ 55,000 | $ 55,000 | $ 130,000 |
| Flagler County Florida | 1 | $ 205,000 | $ 205,000 | $ 77,000 |
| Hendry County Florida | 1 | $ 125,000 | $ 125,000 | $ 111,000 |
| Hernando County Florida | 1 | $ 35,000 | $ 35,000 | $ 161,000 |
| Lake County Florida | 1 | $ 175,000 | $ 175,000 | $ 77,000 |
| Martin County Florida | 1 | $ 275,000 | $ 275,000 | $ 72,000 |
| Monroe County Florida | 1 | $ 1,205,000 | $ 1,205,000 | $ 213,000 |
| Okaloosa County Florida | 1 | $ 65,000 | $ 65,000 | $ 90,000 |
| Polk County Florida | 1 | $ 65,000 | $ 65,000 | $ 122,000 |
| St. Johns County Florida | 1 | $ 625,000 | $ 625,000 | $ 389,000 |
| Burke County Georgia | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| Decatur County Georgia | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Early County Georgia | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Fayette County Georgia | 1 | $ 155,000 | $ 155,000 | $ 193,000 |
| Greene County Georgia | 1 | $ 455,000 | $ 455,000 | $ 334,000 |
| Gwinnett County Georgia | 1 | $ 305,000 | $ 305,000 | $ 122,000 |
| Hall County Georgia | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Hancock County Georgia | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Haralson County Georgia | 1 | $ 225,000 | $ 225,000 | $ 86,000 |
| Irwin County Georgia | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| Jackson County Georgia | 1 | $ 465,000 | $ 465,000 | $ 153,000 |
| Jefferson County Georgia | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Lamar County Georgia | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Liberty County Georgia | 1 | $ 75,000 | $ 75,000 | $ 191,000 |
| Miller County Georgia | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Murray County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Spalding County Georgia | 1 | $ 445,000 | $ 445,000 | $ 234,000 |
| Thomas County Georgia | 1 | $ 105,000 | $ 105,000 | $ 82,000 |
| Troup County Georgia | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Walker County Georgia | 1 | $ 495,000 | $ 495,000 | $ 133,000 |
| Walton County Georgia | 1 | $ 85,000 | $ 85,000 | $ 75,000 |
| White County Georgia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Bingham County Idaho | 1 | $ 325,000 | $ 325,000 | $ 69,000 |
| Bonneville County Idaho | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Payette County Idaho | 1 | $ 475,000 | $ 475,000 | $ 236,000 |
| Twin Falls County Idaho | 1 | $ 65,000 | $ 65,000 | $ 97,000 |
| Adams County Illinois | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Clinton County Illinois | 1 | $ 235,000 | $ 235,000 | $ 122,000 |
| Douglas County Illinois | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Kankakee County Illinois | 1 | $ 455,000 | $ 455,000 | $ 210,000 |
| Lee County Illinois | 1 | $ 145,000 | $ 145,000 | $ 123,000 |
| McLean County Illinois | 1 | $ 205,000 | $ 205,000 | $ 120,000 |
| Putnam County Illinois | 1 | $ 115,000 | $ 115,000 | $ 120,000 |
| Wayne County Illinois | 1 | $ 205,000 | $ 205,000 | $ 140,000 |
| Woodford County Illinois | 1 | $ 155,000 | $ 155,000 | $ 69,000 |
| Adams County Indiana | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| Boone County Indiana | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,501 | $341,045,000 | $227,000 | $1,205,000 | $124,000 | $1,770,000 |
| Refinancing | 1,246 | $240,700,000 | $193,000 | $18,875,000 | $123,000 | $3,084,000 |
| Cash-out Refinancing | 1,025 | $197,175,000 | $192,000 | $1,405,000 | $119,000 | $1,800,000 |
| Other Purpose | 371 | $26,795,000 | $72,000 | $605,000 | $113,000 | $1,159,000 |
| Home Improvement | 312 | $19,030,000 | $60,000 | $255,000 | $122,000 | $858,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,137 | $591,495,000 | $188,000 | $18,875,000 | $120,000 | $1,848,000 |
| Not Provided | 964 | $163,770,000 | $169,000 | $1,205,000 | $124,000 | $2,388,000 |
| Hispanic | 147 | $29,495,000 | $200,000 | $645,000 | $121,000 | $972,000 |
| Black or African American | 124 | $24,720,000 | $199,000 | $1,235,000 | $139,000 | $3,084,000 |
| Asian | 41 | $9,695,000 | $236,000 | $655,000 | $123,000 | $265,000 |
| American Indian or Alaskan Native | 32 | $4,560,000 | $142,000 | $455,000 | $104,000 | $324,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $75,000 | $75,000 | $75,000 | $75,000 | $75,000 |
| Not applicable | 1 | $145,000 | $145,000 | $145,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,455 | $824,745,000 | $185,000 | $18,875,000 | $121,000 | $3,084,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,948 | $519,120,000 | $176,000 | $1,405,000 | $121,000 | $3,084,000 |
| Application Withdrawn By Applicant | 820 | $189,300,000 | $230,000 | $18,875,000 | $134,000 | $2,388,000 |
| Application Denied By Financial Institution | 407 | $61,765,000 | $151,000 | $805,000 | $107,000 | $1,800,000 |
| File Closed For Incompleteness | 241 | $46,205,000 | $191,000 | $725,000 | $107,000 | $1,224,000 |
| Application Approved But Not Accepted | 38 | $8,210,000 | $216,000 | $1,005,000 | $125,000 | $499,000 |
| Loan Purchased By The Institution | 1 | $145,000 | $145,000 | $145,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,048 | $762,980,000 | $188,000 | $18,875,000 | $123,000 | $3,084,000 |
| Credit History | 181 | $26,455,000 | $146,000 | $545,000 | $122,000 | $1,800,000 |
| Debt-To-Income Ratio | 83 | $13,645,000 | $164,000 | $505,000 | $60,000 | $170,000 |
| Collateral | 51 | $7,315,000 | $143,000 | $805,000 | $102,000 | $600,000 |
| Credit Application Incomplete | 29 | $3,325,000 | $114,000 | $255,000 | $97,000 | $185,000 |
| Other | 29 | $4,755,000 | $163,000 | $415,000 | $156,000 | $1,165,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $2,885,000 | $169,000 | $405,000 | $85,000 | $558,000 |
| Unverifiable Information | 15 | $2,755,000 | $183,000 | $735,000 | $167,000 | $1,565,000 |
| Mortgage Insurance Denied | 1 | $455,000 | $455,000 | $455,000 | $129,000 | $129,000 |
| Employment History | 1 | $175,000 | $175,000 | $175,000 | $72,000 | $72,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Empeople Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Empeople Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.