Delta Community Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Delta Community Credit Union 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Delta Community Credit Union 3270 Riverwood Pkwy Atlanta, GA 30339 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,131 |
| Total Mortgage Loan Application Amount | $282,051,000 |
| Average Mortgage Loan Application Amount | $115,717 |
| Highest Mortgage Loan Application Amount | $560,000 |
| Average Applicant Income | $76,474 |
| Highest Applicant Income | $415,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Delta Community Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Delta Community Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Delta Community Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Delta Community Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Delta Community Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Delta Community Credit Union's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fayette County Georgia | 164 | $ 22,763,000 | $ 138,000 | $ 85,000 |
| Henry County Georgia | 137 | $ 16,741,000 | $ 122,000 | $ 67,000 |
| Fulton County Georgia | 124 | $ 15,323,000 | $ 123,000 | $ 63,000 |
| Coweta County Georgia | 117 | $ 14,272,000 | $ 121,000 | $ 68,000 |
| Cobb County Georgia | 99 | $ 13,023,000 | $ 131,000 | $ 73,000 |
| DeKalb County Georgia | 69 | $ 10,900,000 | $ 157,000 | $ 71,000 |
| Clayton County Georgia | 68 | $ 5,977,000 | $ 87,000 | $ 61,000 |
| Gwinnett County Georgia | 43 | $ 6,189,000 | $ 143,000 | $ 83,000 |
| Douglas County Georgia | 34 | $ 4,183,000 | $ 123,000 | $ 52,000 |
| Spalding County Georgia | 30 | $ 3,865,000 | $ 128,000 | $ 59,000 |
| Miami-Dade County Florida | 25 | $ 4,625,000 | $ 185,000 | $ 73,000 |
| Paulding County Georgia | 22 | $ 2,094,000 | $ 95,000 | $ 64,000 |
| Tarrant County Texas | 22 | $ 2,308,000 | $ 104,000 | $ 68,000 |
| Broward County Florida | 20 | $ 2,945,000 | $ 147,000 | $ 71,000 |
| Los Angeles County California | 19 | $ 3,978,000 | $ 209,000 | $ 65,000 |
| Boone County Kentucky | 19 | $ 2,883,000 | $ 151,000 | $ 86,000 |
| Cherokee County Georgia | 18 | $ 2,389,000 | $ 132,000 | $ 84,000 |
| Orange County Florida | 15 | $ 2,371,000 | $ 158,000 | $ 70,000 |
| Salt Lake County Utah | 15 | $ 2,171,000 | $ 144,000 | $ 63,000 |
| Pinellas County Florida | 14 | $ 1,724,000 | $ 123,000 | $ 40,000 |
| Forsyth County Georgia | 14 | $ 2,544,000 | $ 181,000 | $ 93,000 |
| Rockdale County Georgia | 12 | $ 1,345,000 | $ 112,000 | $ 92,000 |
| Carroll County Georgia | 11 | $ 1,233,000 | $ 112,000 | $ 76,000 |
| Hamilton County Ohio | 11 | $ 1,273,000 | $ 115,000 | $ 58,000 |
| Meriwether County Georgia | 10 | $ 1,241,000 | $ 124,000 | $ 77,000 |
| Kenton County Kentucky | 10 | $ 1,285,000 | $ 128,000 | $ 46,000 |
| Brevard County Florida | 9 | $ 1,278,000 | $ 142,000 | $ 76,000 |
| Butts County Georgia | 9 | $ 724,000 | $ 80,000 | $ 52,000 |
| Dallas County Texas | 9 | $ 908,000 | $ 100,000 | $ 66,000 |
| Palm Beach County Florida | 8 | $ 1,296,000 | $ 162,000 | $ 82,000 |
| Newton County Georgia | 8 | $ 1,010,000 | $ 126,000 | $ 69,000 |
| Queens County New York | 8 | $ 2,172,000 | $ 271,000 | $ 87,000 |
| Fairfax County Virginia | 8 | $ 1,410,000 | $ 176,000 | $ 68,000 |
| Hillsborough County Florida | 7 | $ 930,000 | $ 132,000 | $ 105,000 |
| Pasco County Florida | 7 | $ 908,000 | $ 129,000 | $ 68,000 |
| Clark County Nevada | 7 | $ 1,827,000 | $ 261,000 | $ 81,000 |
| Denton County Texas | 7 | $ 830,000 | $ 118,000 | $ 74,000 |
| Maricopa County Arizona | 6 | $ 791,000 | $ 131,000 | $ 89,000 |
| Pike County Georgia | 6 | $ 667,000 | $ 111,000 | $ 71,000 |
| Lee County Florida | 5 | $ 608,000 | $ 121,000 | $ 125,000 |
| Volusia County Florida | 5 | $ 935,000 | $ 187,000 | $ 110,000 |
| Hall County Georgia | 5 | $ 731,000 | $ 146,000 | $ 84,000 |
| Houston County Georgia | 5 | $ 464,000 | $ 92,000 | $ 54,000 |
| Seminole County Florida | 4 | $ 640,000 | $ 160,000 | $ 82,000 |
| Lamar County Georgia | 4 | $ 370,000 | $ 92,000 | $ 64,000 |
| Morgan County Georgia | 4 | $ 764,000 | $ 191,000 | $ 138,000 |
| Muscogee County Georgia | 4 | $ 284,000 | $ 71,000 | $ 52,000 |
| Putnam County Georgia | 4 | $ 537,000 | $ 134,000 | $ 89,000 |
| Richmond County Georgia | 4 | $ 367,000 | $ 91,000 | $ 101,000 |
| Troup County Georgia | 4 | $ 289,000 | $ 72,000 | $ 58,000 |
| Walton County Georgia | 4 | $ 387,000 | $ 96,000 | $ 52,000 |
| Campbell County Kentucky | 4 | $ 567,000 | $ 141,000 | $ 46,000 |
| Suffolk County Massachusetts | 4 | $ 642,000 | $ 160,000 | $ 44,000 |
| Middlesex County New Jersey | 4 | $ 800,000 | $ 200,000 | $ 71,000 |
| Suffolk County New York | 4 | $ 925,000 | $ 231,000 | $ 84,000 |
| Mecklenburg County North Carolina | 4 | $ 607,000 | $ 151,000 | $ 62,000 |
| Charleston County South Carolina | 4 | $ 680,000 | $ 170,000 | $ 110,000 |
| Shelby County Tennessee | 4 | $ 822,000 | $ 205,000 | $ 98,000 |
| Cullman County Alabama | 3 | $ 444,000 | $ 148,000 | $ 109,000 |
| Randolph County Alabama | 3 | $ 522,000 | $ 174,000 | $ 85,000 |
| Riverside County California | 3 | $ 407,000 | $ 135,000 | $ 52,000 |
| Douglas County Colorado | 3 | $ 780,000 | $ 260,000 | $ 131,000 |
| Leon County Florida | 3 | $ 507,000 | $ 169,000 | $ 64,000 |
| Sarasota County Florida | 3 | $ 424,000 | $ 141,000 | $ 122,000 |
| Walton County Florida | 3 | $ 671,000 | $ 223,000 | $ 61,000 |
| Fannin County Georgia | 3 | $ 178,000 | $ 59,000 | $ 111,000 |
| Gilmer County Georgia | 3 | $ 153,000 | $ 51,000 | $ 33,000 |
| Habersham County Georgia | 3 | $ 531,000 | $ 177,000 | $ 126,000 |
| Heard County Georgia | 3 | $ 295,000 | $ 98,000 | $ 70,000 |
| Jasper County Georgia | 3 | $ 148,000 | $ 49,000 | $ 78,000 |
| Upson County Georgia | 3 | $ 318,000 | $ 106,000 | $ 50,000 |
| Cook County Illinois | 3 | $ 440,000 | $ 146,000 | $ 64,000 |
| Bossier County Louisiana | 3 | $ 433,000 | $ 144,000 | $ 37,000 |
| St. Tammany County Louisiana | 3 | $ 562,000 | $ 187,000 | $ 91,000 |
| Prince George's County Maryland | 3 | $ 391,000 | $ 130,000 | $ 59,000 |
| Nassau County New York | 3 | $ 724,000 | $ 241,000 | $ 80,000 |
| Davidson County Tennessee | 3 | $ 408,000 | $ 136,000 | $ 60,000 |
| Bexar County Texas | 3 | $ 317,000 | $ 105,000 | $ 93,000 |
| Brazoria County Texas | 3 | $ 291,000 | $ 97,000 | $ 66,000 |
| Galveston County Texas | 3 | $ 308,000 | $ 102,000 | $ 81,000 |
| Summit County Utah | 3 | $ 826,000 | $ 275,000 | $ 58,000 |
| Wasatch County Utah | 3 | $ 534,000 | $ 178,000 | $ 119,000 |
| Clark County Washington | 3 | $ 442,000 | $ 147,000 | $ 71,000 |
| Madera County California | 2 | $ 853,000 | $ 426,000 | $ 130,000 |
| San Bernardino County California | 2 | $ 456,000 | $ 228,000 | $ 50,000 |
| Solano County California | 2 | $ 500,000 | $ 250,000 | $ 99,000 |
| Denver County Colorado | 2 | $ 331,000 | $ 165,000 | $ 58,000 |
| Litchfield County Connecticut | 2 | $ 822,000 | $ 411,000 | $ 183,000 |
| Tolland County Connecticut | 2 | $ 294,000 | $ 147,000 | $ 63,000 |
| Bay County Florida | 2 | $ 381,000 | $ 190,000 | $ 69,000 |
| Duval County Florida | 2 | $ 182,000 | $ 91,000 | $ 84,000 |
| Manatee County Florida | 2 | $ 223,000 | $ 111,000 | $ 53,000 |
| Monroe County Florida | 2 | $ 400,000 | $ 200,000 | $ 138,000 |
| Nassau County Florida | 2 | $ 249,000 | $ 124,000 | $ 72,000 |
| Okaloosa County Florida | 2 | $ 329,000 | $ 164,000 | $ 211,000 |
| Polk County Florida | 2 | $ 209,000 | $ 104,000 | $ 38,000 |
| St. Lucie County Florida | 2 | $ 311,000 | $ 155,000 | $ 46,000 |
| Bartow County Georgia | 2 | $ 216,000 | $ 108,000 | $ 70,000 |
| Bibb County Georgia | 2 | $ 373,000 | $ 186,000 | $ 109,000 |
| Clarke County Georgia | 2 | $ 255,000 | $ 127,000 | $ 65,000 |
| Floyd County Georgia | 2 | $ 388,000 | $ 194,000 | $ 124,000 |
| Glynn County Georgia | 2 | $ 308,000 | $ 154,000 | $ 79,000 |
| Pickens County Georgia | 2 | $ 164,000 | $ 82,000 | $ 62,000 |
| Union County Georgia | 2 | $ 228,000 | $ 114,000 | $ 73,000 |
| White County Georgia | 2 | $ 185,000 | $ 92,000 | $ 51,000 |
| Hamilton County Indiana | 2 | $ 250,000 | $ 125,000 | $ 61,000 |
| Hennepin County Minnesota | 2 | $ 334,000 | $ 167,000 | $ 161,000 |
| Madison County Mississippi | 2 | $ 245,000 | $ 122,000 | $ 142,000 |
| Hillsborough County New Hampshire | 2 | $ 215,000 | $ 107,000 | $ 50,000 |
| Camden County New Jersey | 2 | $ 478,000 | $ 239,000 | $ 125,000 |
| Essex County New Jersey | 2 | $ 508,000 | $ 254,000 | $ 232,000 |
| Ulster County New York | 2 | $ 360,000 | $ 180,000 | $ 65,000 |
| Carteret County North Carolina | 2 | $ 221,000 | $ 110,000 | $ 55,000 |
| Guilford County North Carolina | 2 | $ 562,000 | $ 281,000 | $ 72,000 |
| Macon County North Carolina | 2 | $ 469,000 | $ 234,000 | $ 40,000 |
| Clermont County Ohio | 2 | $ 397,000 | $ 198,000 | $ 177,000 |
| Cleveland County Oklahoma | 2 | $ 300,000 | $ 150,000 | $ 61,000 |
| Multnomah County Oregon | 2 | $ 187,000 | $ 93,000 | $ 42,000 |
| Tillamook County Oregon | 2 | $ 139,000 | $ 69,000 | $ 60,000 |
| Allegheny County Pennsylvania | 2 | $ 182,000 | $ 91,000 | $ 55,000 |
| Greenville County South Carolina | 2 | $ 120,000 | $ 60,000 | $ 29,000 |
| Horry County South Carolina | 2 | $ 156,000 | $ 78,000 | $ 69,000 |
| El Paso County Texas | 2 | $ 234,000 | $ 117,000 | $ 84,000 |
| Harris County Texas | 2 | $ 275,000 | $ 137,000 | $ 72,000 |
| Hood County Texas | 2 | $ 557,000 | $ 278,000 | $ 94,000 |
| Davis County Utah | 2 | $ 293,000 | $ 146,000 | $ 57,000 |
| Prince William County Virginia | 2 | $ 250,000 | $ 125,000 | $ 64,000 |
| Cowlitz County Washington | 2 | $ 527,000 | $ 263,000 | $ 85,000 |
| Clay County Alabama | 1 | $ 41,000 | $ 41,000 | $ 31,000 |
| Coffee County Alabama | 1 | $ 197,000 | $ 197,000 | $ 33,000 |
| Conecuh County Alabama | 1 | $ 70,000 | $ 70,000 | $ 78,000 |
| Covington County Alabama | 1 | $ 237,000 | $ 237,000 | $ 164,000 |
| Jefferson County Alabama | 1 | $ 151,000 | $ 151,000 | $ 36,000 |
| Mobile County Alabama | 1 | $ 88,000 | $ 88,000 | $ 50,000 |
| Montgomery County Alabama | 1 | $ 273,000 | $ 273,000 | $ 161,000 |
| Shelby County Alabama | 1 | $ 264,000 | $ 264,000 | $ 113,000 |
| St. Clair County Alabama | 1 | $ 143,000 | $ 143,000 | $ 45,000 |
| Talladega County Alabama | 1 | $ 140,000 | $ 140,000 | $ 110,000 |
| Tallapoosa County Alabama | 1 | $ 204,000 | $ 204,000 | $ 318,000 |
| Mohave County Arizona | 1 | $ 128,000 | $ 128,000 | $ 40,000 |
| Yuma County Arizona | 1 | $ 195,000 | $ 195,000 | $ 86,000 |
| Kern County California | 1 | $ 68,000 | $ 68,000 | $ 28,000 |
| San Diego County California | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| San Francisco County California | 1 | $ 90,000 | $ 90,000 | $ 85,000 |
| San Mateo County California | 1 | $ 245,000 | $ 245,000 | $ 133,000 |
| Boulder County Colorado | 1 | $ 218,000 | $ 218,000 | $ 310,000 |
| Summit County Colorado | 1 | $ 150,000 | $ 150,000 | $ 110,000 |
| Weld County Colorado | 1 | $ 120,000 | $ 120,000 | $ 43,000 |
| Fairfield County Connecticut | 1 | $ 140,000 | $ 140,000 | $ 56,000 |
| Hartford County Connecticut | 1 | $ 120,000 | $ 120,000 | $ 75,000 |
| New London County Connecticut | 1 | $ 153,000 | $ 153,000 | $ 43,000 |
| Windham County Connecticut | 1 | $ 120,000 | $ 120,000 | $ 46,000 |
| Kent County Delaware | 1 | $ 149,000 | $ 149,000 | $ 66,000 |
| Clay County Florida | 1 | $ 164,000 | $ 164,000 | $ 45,000 |
| Escambia County Florida | 1 | $ 69,000 | $ 69,000 | $ 144,000 |
| Gulf County Florida | 1 | $ 90,000 | $ 90,000 | $ 92,000 |
| Hernando County Florida | 1 | $ 160,000 | $ 160,000 | $ 38,000 |
| Indian River County Florida | 1 | $ 79,000 | $ 79,000 | $ 18,000 |
| Jackson County Florida | 1 | $ 130,000 | $ 130,000 | $ 39,000 |
| Lake County Florida | 1 | $ 220,000 | $ 220,000 | $ 56,000 |
| Marion County Florida | 1 | $ 77,000 | $ 77,000 | $ 43,000 |
| Osceola County Florida | 1 | $ 88,000 | $ 88,000 | $ 53,000 |
| Sumter County Florida | 1 | $ 140,000 | $ 140,000 | $ 31,000 |
| Baldwin County Georgia | 1 | $ 179,000 | $ 179,000 | $ 90,000 |
| Barrow County Georgia | 1 | $ 206,000 | $ 206,000 | $ 60,000 |
| Bryan County Georgia | 1 | $ 190,000 | $ 190,000 | $ 53,000 |
| Camden County Georgia | 1 | $ 92,000 | $ 92,000 | $ 71,000 |
| Colquitt County Georgia | 1 | $ 12,000 | $ 12,000 | $ 20,000 |
| Dougherty County Georgia | 1 | $ 152,000 | $ 152,000 | $ 71,000 |
| Grady County Georgia | 1 | $ 63,000 | $ 63,000 | $ 61,000 |
| Haralson County Georgia | 1 | $ 142,000 | $ 142,000 | $ 54,000 |
| Harris County Georgia | 1 | $ 30,000 | $ 30,000 | $ 26,000 |
| Hart County Georgia | 1 | $ 50,000 | $ 50,000 | $ 55,000 |
| Lee County Georgia | 1 | $ 170,000 | $ 170,000 | $ 67,000 |
| Lumpkin County Georgia | 1 | $ 320,000 | $ 320,000 | $ 75,000 |
| Thomas County Georgia | 1 | $ 130,000 | $ 130,000 | $ 67,000 |
| Toombs County Georgia | 1 | $ 143,000 | $ 143,000 | $ 91,000 |
| Towns County Georgia | 1 | $ 211,000 | $ 211,000 | $ 112,000 |
| Worth County Georgia | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Edwards County Illinois | 1 | $ 74,000 | $ 74,000 | $ 67,000 |
| Knox County Illinois | 1 | $ 153,000 | $ 153,000 | $ 146,000 |
| Lake County Illinois | 1 | $ 120,000 | $ 120,000 | $ 65,000 |
| McHenry County Illinois | 1 | $ 102,000 | $ 102,000 | $ 97,000 |
| St. Clair County Illinois | 1 | $ 30,000 | $ 30,000 | $ 40,000 |
| Jefferson County Indiana | 1 | $ 41,000 | $ 41,000 | $ 23,000 |
| Tippecanoe County Indiana | 1 | $ 99,000 | $ 99,000 | $ 271,000 |
| Scott County Iowa | 1 | $ 55,000 | $ 55,000 | $ 23,000 |
| Barton County Kansas | 1 | $ 66,000 | $ 66,000 | $ 14,000 |
| Douglas County Kansas | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Carroll County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 58,000 |
| Daviess County Kentucky | 1 | $ 110,000 | $ 110,000 | $ 34,000 |
| Fayette County Kentucky | 1 | $ 238,000 | $ 238,000 | $ 63,000 |
| Gallatin County Kentucky | 1 | $ 43,000 | $ 43,000 | $ 41,000 |
| Jefferson County Kentucky | 1 | $ 170,000 | $ 170,000 | $ 53,000 |
| Meade County Kentucky | 1 | $ 199,000 | $ 199,000 | $ 98,000 |
| Scott County Kentucky | 1 | $ 250,000 | $ 250,000 | $ 145,000 |
| Warren County Kentucky | 1 | $ 112,000 | $ 112,000 | $ 52,000 |
| De Soto County Louisiana | 1 | $ 70,000 | $ 70,000 | $ 42,000 |
| East Baton Rouge County Louisiana | 1 | $ 124,000 | $ 124,000 | $ 87,000 |
| Jefferson County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 39,000 |
| Orleans County Louisiana | 1 | $ 180,000 | $ 180,000 | $ 56,000 |
| St. John the Baptist County Louisiana | 1 | $ 126,000 | $ 126,000 | $ 45,000 |
| Cumberland County Maine | 1 | $ 175,000 | $ 175,000 | $ 102,000 |
| Knox County Maine | 1 | $ 137,000 | $ 137,000 | $ 56,000 |
| Penobscot County Maine | 1 | $ 132,000 | $ 132,000 | $ 30,000 |
| Sagadahoc County Maine | 1 | $ 115,000 | $ 115,000 | $ 85,000 |
| Frederick County Maryland | 1 | $ 147,000 | $ 147,000 | $ 74,000 |
| Barnstable County Massachusetts | 1 | $ 315,000 | $ 315,000 | $ 72,000 |
| Dukes County Massachusetts | 1 | $ 560,000 | $ 560,000 | $ 185,000 |
| Hampden County Massachusetts | 1 | $ 150,000 | $ 150,000 | $ 130,000 |
| Norfolk County Massachusetts | 1 | $ 316,000 | $ 316,000 | $ 107,000 |
| Plymouth County Massachusetts | 1 | $ 262,000 | $ 262,000 | $ 108,000 |
| Dakota County Minnesota | 1 | $ 153,000 | $ 153,000 | $ 46,000 |
| Morrison County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 179,000 |
| Washington County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 150,000 |
| DeSoto County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 99,000 |
| Hancock County Mississippi | 1 | $ 275,000 | $ 275,000 | $ 142,000 |
| Lincoln County Mississippi | 1 | $ 90,000 | $ 90,000 | $ 38,000 |
| Marion County Mississippi | 1 | $ 61,000 | $ 61,000 | $ 22,000 |
| Rankin County Mississippi | 1 | $ 150,000 | $ 150,000 | $ 53,000 |
| Scott County Mississippi | 1 | $ 30,000 | $ 30,000 | $ 54,000 |
| Sunflower County Mississippi | 1 | $ 38,000 | $ 38,000 | $ 96,000 |
| Clay County Missouri | 1 | $ 128,000 | $ 128,000 | $ 73,000 |
| St. Louis County Missouri | 1 | $ 318,000 | $ 318,000 | $ 134,000 |
| Flathead County Montana | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Gallatin County Montana | 1 | $ 150,000 | $ 150,000 | $ 24,000 |
| Lincoln County Nevada | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Washoe County Nevada | 1 | $ 180,000 | $ 180,000 | $ 276,000 |
| Grafton County New Hampshire | 1 | $ 155,000 | $ 155,000 | $ 29,000 |
| Rockingham County New Hampshire | 1 | $ 217,000 | $ 217,000 | $ 65,000 |
| Burlington County New Jersey | 1 | $ 116,000 | $ 116,000 | $ 61,000 |
| Monmouth County New Jersey | 1 | $ 323,000 | $ 323,000 | $ 57,000 |
| Morris County New Jersey | 1 | $ 460,000 | $ 460,000 | $ 188,000 |
| Ocean County New Jersey | 1 | $ 150,000 | $ 150,000 | $ 85,000 |
| Somerset County New Jersey | 1 | $ 260,000 | $ 260,000 | $ 54,000 |
| Bernalillo County New Mexico | 1 | $ 93,000 | $ 93,000 | $ 54,000 |
| Broome County New York | 1 | $ 127,000 | $ 127,000 | $ 88,000 |
| Kings County New York | 1 | $ 316,000 | $ 316,000 | $ 28,000 |
| New York County New York | 1 | $ 130,000 | $ 130,000 | $ 13,000 |
| Onondaga County New York | 1 | $ 114,000 | $ 114,000 | $ 91,000 |
| Saratoga County New York | 1 | $ 104,000 | $ 104,000 | $ 83,000 |
| Sullivan County New York | 1 | $ 140,000 | $ 140,000 | $ 132,000 |
| Alamance County North Carolina | 1 | $ 148,000 | $ 148,000 | $ 64,000 |
| Beaufort County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| Clay County North Carolina | 1 | $ 132,000 | $ 132,000 | $ 100,000 |
| Davidson County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 29,000 |
| Forsyth County North Carolina | 1 | $ 157,000 | $ 157,000 | $ 138,000 |
| Jackson County North Carolina | 1 | $ 93,000 | $ 93,000 | $ 72,000 |
| McDowell County North Carolina | 1 | $ 94,000 | $ 94,000 | $ 113,000 |
| Pender County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Randolph County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 50,000 |
| Rowan County North Carolina | 1 | $ 54,000 | $ 54,000 | $ 31,000 |
| Swain County North Carolina | 1 | $ 68,000 | $ 68,000 | $ 96,000 |
| Transylvania County North Carolina | 1 | $ 223,000 | $ 223,000 | $ 196,000 |
| Union County North Carolina | 1 | $ 500,000 | $ 500,000 | $ 95,000 |
| Wake County North Carolina | 1 | $ 146,000 | $ 146,000 | $ 45,000 |
| Butler County Ohio | 1 | $ 150,000 | $ 150,000 | $ 65,000 |
| Cuyahoga County Ohio | 1 | $ 98,000 | $ 98,000 | $ 43,000 |
| Franklin County Ohio | 1 | $ 92,000 | $ 92,000 | $ 30,000 |
| Greene County Ohio | 1 | $ 200,000 | $ 200,000 | $ 200,000 |
| Jackson County Ohio | 1 | $ 85,000 | $ 85,000 | $ 63,000 |
| Summit County Ohio | 1 | $ 122,000 | $ 122,000 | $ 43,000 |
| Oklahoma County Oklahoma | 1 | $ 112,000 | $ 112,000 | $ 60,000 |
| Clackamas County Oregon | 1 | $ 160,000 | $ 160,000 | $ 70,000 |
| Lane County Oregon | 1 | $ 176,000 | $ 176,000 | $ 121,000 |
| Centre County Pennsylvania | 1 | $ 184,000 | $ 184,000 | $ 156,000 |
| Fayette County Pennsylvania | 1 | $ 94,000 | $ 94,000 | $ 60,000 |
| Monroe County Pennsylvania | 1 | $ 230,000 | $ 230,000 | $ 120,000 |
| Montour County Pennsylvania | 1 | $ 416,000 | $ 416,000 | $ 235,000 |
| Wyoming County Pennsylvania | 1 | $ 104,000 | $ 104,000 | $ 52,000 |
| Anderson County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 89,000 |
| Berkeley County South Carolina | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Greenwood County South Carolina | 1 | $ 80,000 | $ 80,000 | $ 102,000 |
| Lancaster County South Carolina | 1 | $ 183,000 | $ 183,000 | $ 52,000 |
| York County South Carolina | 1 | $ 96,000 | $ 96,000 | $ 53,000 |
| Cannon County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 68,000 |
| Fayette County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 69,000 |
| Knox County Tennessee | 1 | $ 406,000 | $ 406,000 | $ 172,000 |
| McMinn County Tennessee | 1 | $ 54,000 | $ 54,000 | $ 85,000 |
| Monroe County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Morgan County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 100,000 |
| Sullivan County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Wilson County Tennessee | 1 | $ 158,000 | $ 158,000 | $ 58,000 |
| Camp County Texas | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Cooke County Texas | 1 | $ 61,000 | $ 61,000 | $ 44,000 |
| Fort Bend County Texas | 1 | $ 126,000 | $ 126,000 | $ 77,000 |
| Hays County Texas | 1 | $ 257,000 | $ 257,000 | $ 167,000 |
| Hopkins County Texas | 1 | $ 82,000 | $ 82,000 | $ 38,000 |
| Johnson County Texas | 1 | $ 84,000 | $ 84,000 | $ 36,000 |
| Montgomery County Texas | 1 | $ 118,000 | $ 118,000 | $ 232,000 |
| Navarro County Texas | 1 | $ 92,000 | $ 92,000 | $ 84,000 |
| Parker County Texas | 1 | $ 405,000 | $ 405,000 | $ 256,000 |
| Smith County Texas | 1 | $ 130,000 | $ 130,000 | $ 35,000 |
| Wichita County Texas | 1 | $ 280,000 | $ 280,000 | $ 87,000 |
| Wood County Texas | 1 | $ 80,000 | $ 80,000 | $ 62,000 |
| Franklin County Vermont | 1 | $ 223,000 | $ 223,000 | $ 134,000 |
| Orleans County Vermont | 1 | $ 59,000 | $ 59,000 | $ 105,000 |
| Albemarle County Virginia | 1 | $ 163,000 | $ 163,000 | $ 223,000 |
| Bedford County Virginia | 1 | $ 47,000 | $ 47,000 | $ 38,000 |
| Chesterfield County Virginia | 1 | $ 111,000 | $ 111,000 | $ 38,000 |
| Frederick County Virginia | 1 | $ 295,000 | $ 295,000 | $ 134,000 |
| Loudoun County Virginia | 1 | $ 290,000 | $ 290,000 | $ 66,000 |
| Lynchburg County Virginia | 1 | $ 180,000 | $ 180,000 | $ 94,000 |
| Manassas County Virginia | 1 | $ 81,000 | $ 81,000 | $ 37,000 |
| Norfolk County Virginia | 1 | $ 107,000 | $ 107,000 | $ 39,000 |
| King County Washington | 1 | $ 332,000 | $ 332,000 | $ 119,000 |
| Lewis County Washington | 1 | $ 70,000 | $ 70,000 | $ 18,000 |
| Stevens County Washington | 1 | $ 162,000 | $ 162,000 | $ 121,000 |
| Kanawha County West Virginia | 1 | $ 72,000 | $ 72,000 | $ 22,000 |
| Wayne County West Virginia | 1 | $ 123,000 | $ 123,000 | $ 37,000 |
| Oneida County Wisconsin | 1 | $ 147,000 | $ 147,000 | $ 126,000 |
| Lincoln County Wyoming | 1 | $ 90,000 | $ 90,000 | $ 50,000 |
Mortgage Loan Application Detail Totals for Delta Community Credit Union in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,558 | $245,011,000 | $159,608 | $560,000 | $74,934 | $415,000 |
| Home Improvement | 440 | $15,995,000 | $43,861 | $200,000 | $77,555 | $258,000 |
| Refinancing | 133 | $21,045,000 | $149,117 | $370,000 | $78,352 | $276,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 965 | $123,051,000 | $131,380 | $560,000 | $76,261 | $415,000 |
| Not Provided | 785 | $106,511,000 | $141,181 | $500,000 | $76,886 | $351,000 |
| Black or African American | 268 | $39,766,000 | $162,192 | $548,000 | $62,000 | $250,000 |
| Asian | 60 | $8,678,000 | $122,937 | $400,000 | $62,875 | $240,000 |
| Hispanic | 40 | $2,801,000 | $62,846 | $300,000 | $80,923 | $232,000 |
| American Indian or Alaskan Native | 8 | $932,000 | $130,600 | $203,000 | $72,800 | $165,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $312,000 | $68,000 | $97,000 | $86,666 | $140,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,131 | $282,051,000 | $132,640 | $560,000 | $73,240 | $415,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,142 | $140,744,000 | $114,170 | $560,000 | $79,731 | $364,000 |
| Application Approved But Not Accepted | 590 | $95,878,000 | $169,473 | $500,000 | $82,500 | $415,000 |
| Application Denied By Financial Institution | 198 | $27,302,000 | $159,566 | $548,000 | $48,933 | $201,000 |
| Application Withdrawn By Applicant | 128 | $8,949,000 | $79,038 | $275,000 | $70,500 | $258,000 |
| File Closed For Incompleteness | 73 | $9,178,000 | $149,600 | $350,000 | $80,000 | $175,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 25 | $763,000 | $32,857 | $100,000 | $55,571 | $134,000 |
| Credit Application Incomplete | 7 | $255,000 | $36,000 | $92,000 | $67,000 | $112,000 |
| Employment History | 3 | $132,000 | $48,500 | $62,000 | $88,000 | $102,000 |
| Credit History | 2 | $50,000 | $25,000 | $30,000 | $56,000 | $59,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Delta Community Credit Union's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Delta Community Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.