Delta Community Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Delta Community Credit Union 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Delta Community Credit Union 3270 Riverwood Pkwy Atlanta, GA 30339 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,969 |
| Total Mortgage Loan Application Amount | $761,573,000 |
| Average Mortgage Loan Application Amount | $126,000 |
| Highest Mortgage Loan Application Amount | $1,250,000 |
| Average Applicant Income | $102,333 |
| Highest Applicant Income | $1,117,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Delta Community Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Delta Community Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Delta Community Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Delta Community Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Delta Community Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Delta Community Credit Union's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 683 | $ 120,798,000 | $ 176,000 | $ 107,000 |
| Cobb County Georgia | 542 | $ 92,767,000 | $ 171,000 | $ 108,000 |
| Fayette County Georgia | 505 | $ 87,080,000 | $ 172,000 | $ 114,000 |
| Coweta County Georgia | 491 | $ 67,149,000 | $ 136,000 | $ 90,000 |
| Henry County Georgia | 402 | $ 43,834,000 | $ 109,000 | $ 73,000 |
| Gwinnett County Georgia | 391 | $ 56,205,000 | $ 143,000 | $ 89,000 |
| DeKalb County Georgia | 319 | $ 56,303,000 | $ 176,000 | $ 107,000 |
| Clayton County Georgia | 171 | $ 15,086,000 | $ 88,000 | $ 57,000 |
| Forsyth County Georgia | 144 | $ 27,539,000 | $ 191,000 | $ 115,000 |
| Cherokee County Georgia | 141 | $ 21,321,000 | $ 151,000 | $ 93,000 |
| Douglas County Georgia | 60 | $ 7,111,000 | $ 118,000 | $ 86,000 |
| Hall County Georgia | 55 | $ 7,535,000 | $ 137,000 | $ 81,000 |
| Paulding County Georgia | 39 | $ 4,839,000 | $ 124,000 | $ 85,000 |
| Broward County Florida | 30 | $ 5,775,000 | $ 192,000 | $ 117,000 |
| Tarrant County Texas | 30 | $ 4,284,000 | $ 142,000 | $ 107,000 |
| Spalding County Georgia | 29 | $ 3,350,000 | $ 115,000 | $ 74,000 |
| Rockdale County Georgia | 26 | $ 3,026,000 | $ 116,000 | $ 92,000 |
| Newton County Georgia | 25 | $ 2,859,000 | $ 114,000 | $ 71,000 |
| Salt Lake County Utah | 24 | $ 3,640,000 | $ 151,000 | $ 106,000 |
| Palm Beach County Florida | 20 | $ 2,294,000 | $ 114,000 | $ 66,000 |
| Barrow County Georgia | 19 | $ 2,281,000 | $ 120,000 | $ 61,000 |
| Carroll County Georgia | 19 | $ 2,272,000 | $ 119,000 | $ 83,000 |
| Pike County Georgia | 19 | $ 1,956,000 | $ 102,000 | $ 90,000 |
| Jackson County Georgia | 18 | $ 2,365,000 | $ 131,000 | $ 66,000 |
| Orange County Florida | 16 | $ 2,620,000 | $ 163,000 | $ 81,000 |
| Butts County Georgia | 15 | $ 1,388,000 | $ 92,000 | $ 54,000 |
| Walton County Georgia | 14 | $ 2,454,000 | $ 175,000 | $ 113,000 |
| Kenton County Kentucky | 13 | $ 1,544,000 | $ 118,000 | $ 91,000 |
| Los Angeles County California | 12 | $ 1,588,000 | $ 132,000 | $ 99,000 |
| Miami-Dade County Florida | 12 | $ 924,000 | $ 77,000 | $ 60,000 |
| Meriwether County Georgia | 12 | $ 1,490,000 | $ 124,000 | $ 62,000 |
| Brevard County Florida | 11 | $ 1,262,000 | $ 114,000 | $ 101,000 |
| Volusia County Florida | 11 | $ 2,175,000 | $ 197,000 | $ 81,000 |
| Chatham County Georgia | 11 | $ 1,209,000 | $ 109,000 | $ 86,000 |
| Hamilton County Ohio | 11 | $ 1,187,000 | $ 107,000 | $ 98,000 |
| Hillsborough County Florida | 10 | $ 979,000 | $ 97,000 | $ 117,000 |
| Pinellas County Florida | 10 | $ 921,000 | $ 92,000 | $ 81,000 |
| Gilmer County Georgia | 10 | $ 1,107,000 | $ 110,000 | $ 72,000 |
| Lee County Florida | 9 | $ 1,740,000 | $ 193,000 | $ 65,000 |
| Boone County Kentucky | 9 | $ 1,167,000 | $ 129,000 | $ 69,000 |
| Dallas County Texas | 9 | $ 2,306,000 | $ 256,000 | $ 152,000 |
| Denton County Texas | 9 | $ 1,664,000 | $ 184,000 | $ 148,000 |
| Summit County Utah | 9 | $ 2,186,000 | $ 242,000 | $ 200,000 |
| Pasco County Florida | 8 | $ 1,127,000 | $ 140,000 | $ 71,000 |
| Walton County Florida | 8 | $ 2,014,000 | $ 251,000 | $ 176,000 |
| Clarke County Georgia | 8 | $ 1,017,000 | $ 127,000 | $ 81,000 |
| Fannin County Georgia | 8 | $ 1,297,000 | $ 162,000 | $ 170,000 |
| Riverside County California | 7 | $ 1,242,000 | $ 177,000 | $ 127,000 |
| Bay County Florida | 7 | $ 872,000 | $ 124,000 | $ 138,000 |
| Collier County Florida | 7 | $ 1,179,000 | $ 168,000 | $ 54,000 |
| Jasper County Georgia | 7 | $ 808,000 | $ 115,000 | $ 113,000 |
| Pickens County Georgia | 7 | $ 1,388,000 | $ 198,000 | $ 127,000 |
| Troup County Georgia | 7 | $ 888,000 | $ 126,000 | $ 83,000 |
| Mecklenburg County North Carolina | 7 | $ 1,355,000 | $ 193,000 | $ 136,000 |
| Baldwin County Alabama | 6 | $ 1,003,000 | $ 167,000 | $ 158,000 |
| Hart County Georgia | 6 | $ 810,000 | $ 135,000 | $ 288,000 |
| Putnam County Georgia | 6 | $ 1,239,000 | $ 206,000 | $ 132,000 |
| Towns County Georgia | 6 | $ 837,000 | $ 139,000 | $ 89,000 |
| Nassau County New York | 6 | $ 1,252,000 | $ 208,000 | $ 134,000 |
| Suffolk County New York | 6 | $ 796,000 | $ 132,000 | $ 124,000 |
| Beaufort County South Carolina | 6 | $ 2,068,000 | $ 344,000 | $ 192,000 |
| Davis County Utah | 6 | $ 1,019,000 | $ 169,000 | $ 176,000 |
| Lee County Alabama | 5 | $ 1,247,000 | $ 249,000 | $ 112,000 |
| Indian River County Florida | 5 | $ 378,000 | $ 75,000 | $ 66,000 |
| Polk County Florida | 5 | $ 641,000 | $ 128,000 | $ 121,000 |
| Bartow County Georgia | 5 | $ 723,000 | $ 144,000 | $ 95,000 |
| Greene County Georgia | 5 | $ 1,437,000 | $ 287,000 | $ 185,000 |
| Monroe County Georgia | 5 | $ 1,063,000 | $ 212,000 | $ 116,000 |
| Richmond County Georgia | 5 | $ 532,000 | $ 106,000 | $ 150,000 |
| Union County Georgia | 5 | $ 619,000 | $ 123,000 | $ 159,000 |
| Hennepin County Minnesota | 5 | $ 717,000 | $ 143,000 | $ 83,000 |
| Charleston County South Carolina | 5 | $ 1,163,000 | $ 232,000 | $ 110,000 |
| Knox County Tennessee | 5 | $ 812,000 | $ 162,000 | $ 142,000 |
| Randolph County Alabama | 4 | $ 736,000 | $ 184,000 | $ 102,000 |
| Duval County Florida | 4 | $ 918,000 | $ 229,000 | $ 111,000 |
| Escambia County Florida | 4 | $ 805,000 | $ 201,000 | $ 211,000 |
| Leon County Florida | 4 | $ 428,000 | $ 107,000 | $ 88,000 |
| Manatee County Florida | 4 | $ 600,000 | $ 150,000 | $ 69,000 |
| Nassau County Florida | 4 | $ 988,000 | $ 247,000 | $ 148,000 |
| Sarasota County Florida | 4 | $ 904,000 | $ 226,000 | $ 128,000 |
| Harris County Georgia | 4 | $ 580,000 | $ 145,000 | $ 120,000 |
| Lamar County Georgia | 4 | $ 380,000 | $ 95,000 | $ 61,000 |
| Oconee County Georgia | 4 | $ 580,000 | $ 145,000 | $ 137,000 |
| Rabun County Georgia | 4 | $ 870,000 | $ 217,000 | $ 151,000 |
| Upson County Georgia | 4 | $ 647,000 | $ 161,000 | $ 130,000 |
| Fayette County Kentucky | 4 | $ 705,000 | $ 176,000 | $ 143,000 |
| Buncombe County North Carolina | 4 | $ 759,000 | $ 189,000 | $ 112,000 |
| Anderson County South Carolina | 4 | $ 386,000 | $ 96,000 | $ 80,000 |
| Hamilton County Tennessee | 4 | $ 312,000 | $ 78,000 | $ 149,000 |
| Collin County Texas | 4 | $ 929,000 | $ 232,000 | $ 150,000 |
| Harris County Texas | 4 | $ 455,000 | $ 113,000 | $ 131,000 |
| Wasatch County Utah | 4 | $ 700,000 | $ 175,000 | $ 172,000 |
| Weber County Utah | 4 | $ 646,000 | $ 161,000 | $ 160,000 |
| Jefferson County Alabama | 3 | $ 401,000 | $ 133,000 | $ 81,000 |
| Montgomery County Alabama | 3 | $ 241,000 | $ 80,000 | $ 117,000 |
| Alameda County California | 3 | $ 1,262,000 | $ 420,000 | $ 180,000 |
| Orange County California | 3 | $ 295,000 | $ 98,000 | $ 147,000 |
| San Bernardino County California | 3 | $ 596,000 | $ 198,000 | $ 85,000 |
| Lake County Florida | 3 | $ 406,000 | $ 135,000 | $ 130,000 |
| Marion County Florida | 3 | $ 358,000 | $ 119,000 | $ 51,000 |
| Baldwin County Georgia | 3 | $ 295,000 | $ 98,000 | $ 83,000 |
| Bibb County Georgia | 3 | $ 154,000 | $ 51,000 | $ 107,000 |
| Effingham County Georgia | 3 | $ 377,000 | $ 125,000 | $ 135,000 |
| Floyd County Georgia | 3 | $ 280,000 | $ 93,000 | $ 128,000 |
| Lumpkin County Georgia | 3 | $ 305,000 | $ 101,000 | $ 79,000 |
| Polk County Georgia | 3 | $ 432,000 | $ 144,000 | $ 86,000 |
| St. Joseph County Indiana | 3 | $ 367,000 | $ 122,000 | $ 185,000 |
| Dakota County Minnesota | 3 | $ 514,000 | $ 171,000 | $ 94,000 |
| Cayuga County New York | 3 | $ 223,000 | $ 74,000 | $ 182,000 |
| Queens County New York | 3 | $ 428,000 | $ 142,000 | $ 128,000 |
| Iredell County North Carolina | 3 | $ 1,029,000 | $ 343,000 | $ 174,000 |
| Cuyahoga County Ohio | 3 | $ 85,000 | $ 28,000 | $ 37,000 |
| Aiken County South Carolina | 3 | $ 313,000 | $ 104,000 | $ 59,000 |
| York County South Carolina | 3 | $ 438,000 | $ 146,000 | $ 80,000 |
| Davidson County Tennessee | 3 | $ 705,000 | $ 235,000 | $ 91,000 |
| Galveston County Texas | 3 | $ 576,000 | $ 192,000 | $ 174,000 |
| Montgomery County Texas | 3 | $ 1,288,000 | $ 429,000 | $ 207,000 |
| Tooele County Utah | 3 | $ 464,000 | $ 154,000 | $ 41,000 |
| Tallapoosa County Alabama | 2 | $ 145,000 | $ 72,000 | $ 108,000 |
| Marin County California | 2 | $ 75,000 | $ 37,000 | $ 233,000 |
| Monterey County California | 2 | $ 530,000 | $ 265,000 | $ 63,000 |
| San Luis Obispo County California | 2 | $ 75,000 | $ 37,000 | $ 115,000 |
| Santa Cruz County California | 2 | $ 1,120,000 | $ 560,000 | $ 205,000 |
| Solano County California | 2 | $ 433,000 | $ 216,000 | $ 117,000 |
| Charlotte County Florida | 2 | $ 566,000 | $ 283,000 | $ 118,000 |
| Citrus County Florida | 2 | $ 169,000 | $ 84,000 | $ 85,000 |
| Martin County Florida | 2 | $ 354,000 | $ 177,000 | $ 111,000 |
| Okaloosa County Florida | 2 | $ 720,000 | $ 360,000 | $ 217,000 |
| Putnam County Florida | 2 | $ 396,000 | $ 198,000 | $ 228,000 |
| Santa Rosa County Florida | 2 | $ 242,000 | $ 121,000 | $ 61,000 |
| Seminole County Florida | 2 | $ 346,000 | $ 173,000 | $ 86,000 |
| St. Johns County Florida | 2 | $ 220,000 | $ 110,000 | $ 106,000 |
| Colquitt County Georgia | 2 | $ 85,000 | $ 42,000 | $ 67,000 |
| Dawson County Georgia | 2 | $ 400,000 | $ 200,000 | $ 44,000 |
| Grady County Georgia | 2 | $ 289,000 | $ 144,000 | $ 67,000 |
| Heard County Georgia | 2 | $ 127,000 | $ 63,000 | $ 77,000 |
| Morgan County Georgia | 2 | $ 584,000 | $ 292,000 | $ 517,000 |
| White County Georgia | 2 | $ 101,000 | $ 50,000 | $ 54,000 |
| Worth County Georgia | 2 | $ 373,000 | $ 186,000 | $ 74,000 |
| Hendricks County Indiana | 2 | $ 125,000 | $ 62,000 | $ 53,000 |
| Bronx County New York | 2 | $ 199,000 | $ 99,000 | $ 50,000 |
| Henderson County North Carolina | 2 | $ 179,000 | $ 89,000 | $ 76,000 |
| Macon County North Carolina | 2 | $ 256,000 | $ 128,000 | $ 57,000 |
| Orange County North Carolina | 2 | $ 484,000 | $ 242,000 | $ 59,000 |
| Randolph County North Carolina | 2 | $ 208,000 | $ 104,000 | $ 78,000 |
| Wake County North Carolina | 2 | $ 374,000 | $ 187,000 | $ 176,000 |
| Clermont County Ohio | 2 | $ 527,000 | $ 263,000 | $ 172,000 |
| Erie County Ohio | 2 | $ 167,000 | $ 83,000 | $ 95,000 |
| Franklin County Ohio | 2 | $ 340,000 | $ 170,000 | $ 127,000 |
| Licking County Ohio | 2 | $ 348,000 | $ 174,000 | $ 60,000 |
| Oconee County South Carolina | 2 | $ 281,000 | $ 140,000 | $ 241,000 |
| Campbell County Tennessee | 2 | $ 185,000 | $ 92,000 | $ 48,000 |
| Sevier County Tennessee | 2 | $ 230,000 | $ 115,000 | $ 97,000 |
| Shelby County Tennessee | 2 | $ 309,000 | $ 154,000 | $ 116,000 |
| Bexar County Texas | 2 | $ 224,000 | $ 112,000 | $ 68,000 |
| Burnet County Texas | 2 | $ 538,000 | $ 269,000 | $ 277,000 |
| Fort Bend County Texas | 2 | $ 382,000 | $ 191,000 | $ 118,000 |
| Travis County Texas | 2 | $ 357,000 | $ 178,000 | $ 52,000 |
| Norfolk County Virginia | 2 | $ 313,000 | $ 156,000 | $ 152,000 |
| Calhoun County Alabama | 1 | $ 30,000 | $ 30,000 | $ 56,000 |
| Cherokee County Alabama | 1 | $ 180,000 | $ 180,000 | $ 212,000 |
| Cleburne County Alabama | 1 | $ 83,000 | $ 83,000 | $ 49,000 |
| Crenshaw County Alabama | 1 | $ 46,000 | $ 46,000 | $ 71,000 |
| Elmore County Alabama | 1 | $ 68,000 | $ 68,000 | $ 62,000 |
| Escambia County Alabama | 1 | $ 85,000 | $ 85,000 | $ 85,000 |
| Geneva County Alabama | 1 | $ 30,000 | $ 30,000 | $ 10,000 |
| Limestone County Alabama | 1 | $ 20,000 | $ 20,000 | $ 45,000 |
| Madison County Alabama | 1 | $ 72,000 | $ 72,000 | $ 226,000 |
| Mobile County Alabama | 1 | $ 116,000 | $ 116,000 | $ 122,000 |
| Morgan County Alabama | 1 | $ 39,000 | $ 39,000 | $ 39,000 |
| Talladega County Alabama | 1 | $ 439,000 | $ 439,000 | $ 150,000 |
| Amador County California | 1 | $ 307,000 | $ 307,000 | $ 120,000 |
| Kern County California | 1 | $ 200,000 | $ 200,000 | $ 30,000 |
| Lake County California | 1 | $ 275,000 | $ 275,000 | $ 208,000 |
| Napa County California | 1 | $ 520,000 | $ 520,000 | $ 143,000 |
| Sacramento County California | 1 | $ 20,000 | $ 20,000 | $ 71,000 |
| San Diego County California | 1 | $ 60,000 | $ 60,000 | $ 72,000 |
| Sierra County California | 1 | $ 102,000 | $ 102,000 | $ 57,000 |
| Sonoma County California | 1 | $ 207,000 | $ 207,000 | $ 83,000 |
| Yolo County California | 1 | $ 100,000 | $ 100,000 | $ 288,000 |
| Franklin County Florida | 1 | $ 222,000 | $ 222,000 | $ 121,000 |
| Gulf County Florida | 1 | $ 525,000 | $ 525,000 | $ 359,000 |
| Hernando County Florida | 1 | $ 89,000 | $ 89,000 | $ 71,000 |
| Osceola County Florida | 1 | $ 122,000 | $ 122,000 | $ 44,000 |
| Bulloch County Georgia | 1 | $ 109,000 | $ 109,000 | $ 59,000 |
| Clinch County Georgia | 1 | $ 25,000 | $ 25,000 | $ 205,000 |
| Columbia County Georgia | 1 | $ 144,000 | $ 144,000 | $ 100,000 |
| Elbert County Georgia | 1 | $ 75,000 | $ 75,000 | $ 17,000 |
| Franklin County Georgia | 1 | $ 100,000 | $ 100,000 | $ 101,000 |
| Glynn County Georgia | 1 | $ 75,000 | $ 75,000 | $ 85,000 |
| Gordon County Georgia | 1 | $ 264,000 | $ 264,000 | $ 241,000 |
| Hancock County Georgia | 1 | $ 113,000 | $ 113,000 | $ 96,000 |
| Haralson County Georgia | 1 | $ 27,000 | $ 27,000 | $ 124,000 |
| Houston County Georgia | 1 | $ 270,000 | $ 270,000 | $ 119,000 |
| Lowndes County Georgia | 1 | $ 44,000 | $ 44,000 | $ 27,000 |
| McDuffie County Georgia | 1 | $ 51,000 | $ 51,000 | $ 169,000 |
| Muscogee County Georgia | 1 | $ 45,000 | $ 45,000 | $ 47,000 |
| Oglethorpe County Georgia | 1 | $ 134,000 | $ 134,000 | $ 137,000 |
| Peach County Georgia | 1 | $ 48,000 | $ 48,000 | $ 70,000 |
| Telfair County Georgia | 1 | $ 101,000 | $ 101,000 | $ 68,000 |
| Wilcox County Georgia | 1 | $ 94,000 | $ 94,000 | $ 70,000 |
| Carroll County Indiana | 1 | $ 157,000 | $ 157,000 | $ 53,000 |
| Cass County Indiana | 1 | $ 34,000 | $ 34,000 | $ 53,000 |
| Hamilton County Indiana | 1 | $ 45,000 | $ 45,000 | $ 38,000 |
| Lawrence County Indiana | 1 | $ 74,000 | $ 74,000 | $ 33,000 |
| Monroe County Indiana | 1 | $ 85,000 | $ 85,000 | $ 100,000 |
| Ripley County Indiana | 1 | $ 30,000 | $ 30,000 | $ 39,000 |
| Bullitt County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 53,000 |
| Carroll County Kentucky | 1 | $ 99,000 | $ 99,000 | $ 51,000 |
| Garrard County Kentucky | 1 | $ 150,000 | $ 150,000 | $ 237,000 |
| Grant County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Jefferson County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 191,000 |
| Logan County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 75,000 |
| Oldham County Kentucky | 1 | $ 220,000 | $ 220,000 | $ 157,000 |
| Woodford County Kentucky | 1 | $ 44,000 | $ 44,000 | $ 77,000 |
| Harford County Maryland | 1 | $ 83,000 | $ 83,000 | $ 69,000 |
| Worcester County Maryland | 1 | $ 179,000 | $ 179,000 | $ 94,000 |
| Middlesex County Massachusetts | 1 | $ 400,000 | $ 400,000 | $ 301,000 |
| Plymouth County Massachusetts | 1 | $ 50,000 | $ 50,000 | $ 173,000 |
| Benton County Minnesota | 1 | $ 101,000 | $ 101,000 | $ 33,000 |
| Douglas County Minnesota | 1 | $ 108,000 | $ 108,000 | $ 287,000 |
| Kandiyohi County Minnesota | 1 | $ 133,000 | $ 133,000 | $ 69,000 |
| Le Sueur County Minnesota | 1 | $ 80,000 | $ 80,000 | $ 68,000 |
| Sherburne County Minnesota | 1 | $ 183,000 | $ 183,000 | $ 132,000 |
| Washington County Minnesota | 1 | $ 518,000 | $ 518,000 | $ 282,000 |
| Broome County New York | 1 | $ 100,000 | $ 100,000 | $ 70,000 |
| Kings County New York | 1 | $ 350,000 | $ 350,000 | $ 55,000 |
| Monroe County New York | 1 | $ 89,000 | $ 89,000 | $ 1,000 |
| Otsego County New York | 1 | $ 128,000 | $ 128,000 | $ 121,000 |
| Seneca County New York | 1 | $ 236,000 | $ 236,000 | $ 84,000 |
| Ulster County New York | 1 | $ 174,000 | $ 174,000 | $ 45,000 |
| Westchester County New York | 1 | $ 89,000 | $ 89,000 | $ 81,000 |
| Alamance County North Carolina | 1 | $ 201,000 | $ 201,000 | $ 159,000 |
| Clay County North Carolina | 1 | $ 700,000 | $ 700,000 | $ 264,000 |
| Cumberland County North Carolina | 1 | $ 51,000 | $ 51,000 | $ 51,000 |
| Davidson County North Carolina | 1 | $ 236,000 | $ 236,000 | $ 71,000 |
| Forsyth County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 7,000 |
| Haywood County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 151,000 |
| Person County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 103,000 |
| Rowan County North Carolina | 1 | $ 56,000 | $ 56,000 | $ 66,000 |
| Transylvania County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 81,000 |
| Watauga County North Carolina | 1 | $ 238,000 | $ 238,000 | $ 92,000 |
| Clark County Ohio | 1 | $ 47,000 | $ 47,000 | $ 108,000 |
| Lorain County Ohio | 1 | $ 103,000 | $ 103,000 | $ 56,000 |
| Lucas County Ohio | 1 | $ 119,000 | $ 119,000 | $ 36,000 |
| Montgomery County Ohio | 1 | $ 40,000 | $ 40,000 | $ 115,000 |
| Calhoun County South Carolina | 1 | $ 64,000 | $ 64,000 | $ 50,000 |
| Dorchester County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 75,000 |
| Greenville County South Carolina | 1 | $ 157,000 | $ 157,000 | $ 55,000 |
| Horry County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 13,000 |
| Lancaster County South Carolina | 1 | $ 234,000 | $ 234,000 | $ 85,000 |
| Newberry County South Carolina | 1 | $ 212,000 | $ 212,000 | $ 202,000 |
| Pickens County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| Richland County South Carolina | 1 | $ 140,000 | $ 140,000 | $ 176,000 |
| Anderson County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
| Blount County Tennessee | 1 | $ 122,000 | $ 122,000 | $ 61,000 |
| Franklin County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Hardin County Tennessee | 1 | $ 92,000 | $ 92,000 | $ 292,000 |
| Marion County Tennessee | 1 | $ 56,000 | $ 56,000 | $ 298,000 |
| Maury County Tennessee | 1 | $ 173,000 | $ 173,000 | $ 100,000 |
| Rhea County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 83,000 |
| Rutherford County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 76,000 |
| Sumner County Tennessee | 1 | $ 259,000 | $ 259,000 | $ 82,000 |
| Williamson County Tennessee | 1 | $ 288,000 | $ 288,000 | $ 71,000 |
| Bastrop County Texas | 1 | $ 161,000 | $ 161,000 | $ 57,000 |
| Bell County Texas | 1 | $ 40,000 | $ 40,000 | $ 55,000 |
| Brazoria County Texas | 1 | $ 46,000 | $ 46,000 | $ 50,000 |
| Gregg County Texas | 1 | $ 107,000 | $ 107,000 | $ 83,000 |
| Hamilton County Texas | 1 | $ 175,000 | $ 175,000 | $ 198,000 |
| Johnson County Texas | 1 | $ 50,000 | $ 50,000 | $ 335,000 |
| Kaufman County Texas | 1 | $ 158,000 | $ 158,000 | $ 55,000 |
| Kerr County Texas | 1 | $ 75,000 | $ 75,000 | $ 73,000 |
| Llano County Texas | 1 | $ 300,000 | $ 300,000 | $ 140,000 |
| Matagorda County Texas | 1 | $ 216,000 | $ 216,000 | $ 205,000 |
| Nacogdoches County Texas | 1 | $ 78,000 | $ 78,000 | $ 28,000 |
| Parker County Texas | 1 | $ 216,000 | $ 216,000 | $ 70,000 |
| Walker County Texas | 1 | $ 110,000 | $ 110,000 | $ 50,000 |
| Williamson County Texas | 1 | $ 180,000 | $ 180,000 | $ 80,000 |
| Cache County Utah | 1 | $ 254,000 | $ 254,000 | $ 103,000 |
| Botetourt County Virginia | 1 | $ 365,000 | $ 365,000 | $ 80,000 |
| Henrico County Virginia | 1 | $ 157,000 | $ 157,000 | $ 85,000 |
| Lee County Virginia | 1 | $ 54,000 | $ 54,000 | $ 118,000 |
| Loudoun County Virginia | 1 | $ 269,000 | $ 269,000 | $ 273,000 |
| Newport News County Virginia | 1 | $ 314,000 | $ 314,000 | $ 128,000 |
Mortgage Loan Application Detail Totals for Delta Community Credit Union in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,425 | $312,707,000 | $128,000 | $900,000 | $101,000 | $1,117,000 |
| Home Purchase | 2,332 | $435,089,000 | $186,000 | $1,250,000 | $96,000 | $840,000 |
| Home Improvement | 212 | $13,777,000 | $64,000 | $350,000 | $110,000 | $461,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,608 | $407,136,000 | $156,000 | $1,250,000 | $102,000 | $860,000 |
| Not Provided | 1,217 | $194,080,000 | $159,000 | $1,119,000 | $113,000 | $1,117,000 |
| Black or African American | 688 | $86,105,000 | $125,000 | $600,000 | $72,000 | $540,000 |
| Hispanic | 220 | $29,796,000 | $135,000 | $770,000 | $77,000 | $288,000 |
| Asian | 198 | $39,575,000 | $199,000 | $728,000 | $104,000 | $402,000 |
| American Indian or Alaskan Native | 29 | $3,783,000 | $130,000 | $364,000 | $64,000 | $154,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,098,000 | $122,000 | $366,000 | $107,000 | $349,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,969 | $761,573,000 | $153,000 | $1,250,000 | $99,000 | $1,117,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,459 | $387,500,000 | $157,000 | $880,000 | $106,000 | $840,000 |
| File Closed For Incompleteness | 1,526 | $253,358,000 | $166,000 | $1,015,000 | $102,000 | $1,117,000 |
| Application Denied By Financial Institution | 758 | $86,027,000 | $113,000 | $1,119,000 | $73,000 | $540,000 |
| Application Approved But Not Accepted | 213 | $32,508,000 | $152,000 | $1,250,000 | $94,000 | $840,000 |
| Application Withdrawn By Applicant | 11 | $1,872,000 | $170,000 | $342,000 | $119,000 | $337,000 |
| Preapproval Approved but not Accepted | 2 | $308,000 | $154,000 | $160,000 | $86,000 | $122,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 314 | $33,230,000 | $105,000 | $510,000 | $73,000 | $361,000 |
| Debt-To-Income Ratio | 184 | $19,808,000 | $107,000 | $770,000 | $53,000 | $181,000 |
| Collateral | 111 | $14,293,000 | $128,000 | $570,000 | $104,000 | $302,000 |
| Other | 71 | $7,020,000 | $98,000 | $712,000 | $77,000 | $198,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 24 | $3,477,000 | $144,000 | $417,000 | $65,000 | $176,000 |
| Employment History | 18 | $2,027,000 | $112,000 | $235,000 | $49,000 | $135,000 |
| Unverifiable Information | 11 | $2,094,000 | $190,000 | $1,119,000 | $81,000 | $245,000 |
| Mortgage Insurance Denied | 5 | $795,000 | $159,000 | $368,000 | $71,000 | $160,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Delta Community Credit Union's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Delta Community Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.