Delta Community Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Delta Community Credit Union 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Delta Community Credit Union 3270 Riverwood Pkwy Atlanta, GA 30339 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,352 |
| Total Mortgage Loan Application Amount | $1,123,584,000 |
| Average Mortgage Loan Application Amount | $143,333 |
| Highest Mortgage Loan Application Amount | $2,025,000 |
| Average Applicant Income | $99,000 |
| Highest Applicant Income | $1,932,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Delta Community Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Delta Community Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Delta Community Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Delta Community Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Delta Community Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Delta Community Credit Union's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 959 | $ 192,298,000 | $ 200,000 | $ 106,000 |
| Cobb County Georgia | 740 | $ 143,339,000 | $ 193,000 | $ 105,000 |
| Coweta County Georgia | 694 | $ 112,523,000 | $ 162,000 | $ 87,000 |
| Fayette County Georgia | 606 | $ 117,965,000 | $ 194,000 | $ 112,000 |
| Gwinnett County Georgia | 469 | $ 74,452,000 | $ 158,000 | $ 78,000 |
| DeKalb County Georgia | 433 | $ 85,073,000 | $ 196,000 | $ 97,000 |
| Henry County Georgia | 422 | $ 55,678,000 | $ 131,000 | $ 70,000 |
| Clayton County Georgia | 221 | $ 20,275,000 | $ 91,000 | $ 47,000 |
| Cherokee County Georgia | 185 | $ 34,334,000 | $ 185,000 | $ 99,000 |
| Forsyth County Georgia | 170 | $ 39,034,000 | $ 229,000 | $ 116,000 |
| Hall County Georgia | 66 | $ 12,317,000 | $ 186,000 | $ 117,000 |
| Paulding County Georgia | 64 | $ 8,758,000 | $ 136,000 | $ 77,000 |
| Douglas County Georgia | 54 | $ 7,872,000 | $ 145,000 | $ 79,000 |
| Spalding County Georgia | 40 | $ 4,434,000 | $ 110,000 | $ 62,000 |
| Broward County Florida | 39 | $ 7,815,000 | $ 200,000 | $ 105,000 |
| Carroll County Georgia | 37 | $ 4,450,000 | $ 120,000 | $ 85,000 |
| Newton County Georgia | 33 | $ 4,553,000 | $ 137,000 | $ 80,000 |
| Rockdale County Georgia | 30 | $ 4,090,000 | $ 136,000 | $ 76,000 |
| Miami-Dade County Florida | 28 | $ 5,996,000 | $ 214,000 | $ 81,000 |
| Salt Lake County Utah | 25 | $ 4,560,000 | $ 182,000 | $ 91,000 |
| Butts County Georgia | 23 | $ 2,523,000 | $ 109,000 | $ 92,000 |
| Pike County Georgia | 23 | $ 2,865,000 | $ 124,000 | $ 67,000 |
| Los Angeles County California | 22 | $ 5,801,000 | $ 263,000 | $ 45,000 |
| Palm Beach County Florida | 22 | $ 4,047,000 | $ 183,000 | $ 64,000 |
| Hillsborough County Florida | 19 | $ 3,755,000 | $ 197,000 | $ 87,000 |
| Meriwether County Georgia | 19 | $ 1,890,000 | $ 99,000 | $ 50,000 |
| Tarrant County Texas | 19 | $ 3,252,000 | $ 171,000 | $ 86,000 |
| Barrow County Georgia | 18 | $ 1,965,000 | $ 109,000 | $ 45,000 |
| Jackson County Georgia | 16 | $ 2,932,000 | $ 183,000 | $ 100,000 |
| Jasper County Georgia | 16 | $ 3,180,000 | $ 198,000 | $ 94,000 |
| Orange County Florida | 15 | $ 3,979,000 | $ 265,000 | $ 112,000 |
| Denton County Texas | 15 | $ 3,235,000 | $ 215,000 | $ 135,000 |
| Tallapoosa County Alabama | 14 | $ 3,217,000 | $ 229,000 | $ 296,000 |
| Pickens County Georgia | 14 | $ 1,802,000 | $ 128,000 | $ 83,000 |
| Boone County Kentucky | 14 | $ 2,508,000 | $ 179,000 | $ 48,000 |
| Brevard County Florida | 13 | $ 3,177,000 | $ 244,000 | $ 111,000 |
| Davidson County Tennessee | 13 | $ 1,875,000 | $ 144,000 | $ 79,000 |
| Pinellas County Florida | 12 | $ 2,220,000 | $ 185,000 | $ 111,000 |
| Bartow County Georgia | 12 | $ 3,029,000 | $ 252,000 | $ 147,000 |
| Gilmer County Georgia | 12 | $ 1,594,000 | $ 132,000 | $ 102,000 |
| Riverside County California | 11 | $ 2,043,000 | $ 185,000 | $ 78,000 |
| Volusia County Florida | 11 | $ 1,806,000 | $ 164,000 | $ 139,000 |
| Troup County Georgia | 11 | $ 1,678,000 | $ 152,000 | $ 85,000 |
| Kenton County Kentucky | 11 | $ 1,291,000 | $ 117,000 | $ 79,000 |
| Hennepin County Minnesota | 11 | $ 2,405,000 | $ 218,000 | $ 104,000 |
| Mecklenburg County North Carolina | 11 | $ 2,094,000 | $ 190,000 | $ 111,000 |
| Dallas County Texas | 11 | $ 2,319,000 | $ 210,000 | $ 89,000 |
| Lee County Florida | 10 | $ 2,509,000 | $ 250,000 | $ 177,000 |
| Fannin County Georgia | 10 | $ 2,259,000 | $ 225,000 | $ 105,000 |
| Bay County Florida | 9 | $ 1,340,000 | $ 148,000 | $ 146,000 |
| Lamar County Georgia | 9 | $ 865,000 | $ 96,000 | $ 58,000 |
| Walton County Georgia | 9 | $ 1,384,000 | $ 153,000 | $ 81,000 |
| Davis County Utah | 9 | $ 1,212,000 | $ 134,000 | $ 109,000 |
| Summit County Utah | 9 | $ 2,595,000 | $ 288,000 | $ 164,000 |
| Randolph County Alabama | 8 | $ 2,073,000 | $ 259,000 | $ 134,000 |
| Mobile County Alabama | 7 | $ 2,091,000 | $ 298,000 | $ 144,000 |
| Clarke County Georgia | 7 | $ 1,170,000 | $ 167,000 | $ 129,000 |
| Muscogee County Georgia | 7 | $ 593,000 | $ 84,000 | $ 64,000 |
| Hamilton County Ohio | 7 | $ 985,000 | $ 140,000 | $ 79,000 |
| Escambia County Florida | 6 | $ 720,000 | $ 120,000 | $ 89,000 |
| Manatee County Florida | 6 | $ 1,439,000 | $ 239,000 | $ 79,000 |
| Walton County Florida | 6 | $ 1,632,000 | $ 272,000 | $ 129,000 |
| Dawson County Georgia | 6 | $ 943,000 | $ 157,000 | $ 29,000 |
| Houston County Georgia | 6 | $ 788,000 | $ 131,000 | $ 70,000 |
| Rabun County Georgia | 6 | $ 1,387,000 | $ 231,000 | $ 153,000 |
| Charleston County South Carolina | 6 | $ 1,544,000 | $ 257,000 | $ 107,000 |
| Horry County South Carolina | 6 | $ 317,000 | $ 52,000 | $ 142,000 |
| Flagler County Florida | 5 | $ 658,000 | $ 131,000 | $ 44,000 |
| Lake County Florida | 5 | $ 543,000 | $ 108,000 | $ 69,000 |
| Seminole County Florida | 5 | $ 548,000 | $ 109,000 | $ 221,000 |
| St. Lucie County Florida | 5 | $ 1,220,000 | $ 244,000 | $ 68,000 |
| Bibb County Georgia | 5 | $ 575,000 | $ 115,000 | $ 59,000 |
| Greene County Georgia | 5 | $ 665,000 | $ 133,000 | $ 116,000 |
| Morgan County Georgia | 5 | $ 649,000 | $ 129,000 | $ 57,000 |
| Durham County North Carolina | 5 | $ 581,000 | $ 116,000 | $ 100,000 |
| Wake County North Carolina | 5 | $ 1,046,000 | $ 209,000 | $ 89,000 |
| Beaufort County South Carolina | 5 | $ 1,507,000 | $ 301,000 | $ 134,000 |
| Greenville County South Carolina | 5 | $ 1,110,000 | $ 222,000 | $ 135,000 |
| Richland County South Carolina | 5 | $ 1,139,000 | $ 227,000 | $ 25,000 |
| Knox County Tennessee | 5 | $ 763,000 | $ 152,000 | $ 16,000 |
| Travis County Texas | 5 | $ 1,189,000 | $ 237,000 | $ 217,000 |
| Tooele County Utah | 5 | $ 499,000 | $ 99,000 | $ 92,000 |
| Fairfax County Virginia | 5 | $ 1,854,000 | $ 370,000 | $ 143,000 |
| Elmore County Alabama | 4 | $ 389,000 | $ 97,000 | $ 49,000 |
| Orange County California | 4 | $ 1,598,000 | $ 399,000 | $ 117,000 |
| San Diego County California | 4 | $ 1,320,000 | $ 330,000 | $ 75,000 |
| Sarasota County Florida | 4 | $ 1,204,000 | $ 301,000 | $ 137,000 |
| Baldwin County Georgia | 4 | $ 516,000 | $ 129,000 | $ 77,000 |
| Catoosa County Georgia | 4 | $ 282,000 | $ 70,000 | $ 101,000 |
| Chatham County Georgia | 4 | $ 614,000 | $ 153,000 | $ 178,000 |
| Haralson County Georgia | 4 | $ 530,000 | $ 132,000 | $ 102,000 |
| Harris County Georgia | 4 | $ 235,000 | $ 58,000 | $ 129,000 |
| Putnam County Georgia | 4 | $ 814,000 | $ 203,000 | $ 212,000 |
| Richmond County Georgia | 4 | $ 389,000 | $ 97,000 | $ 97,000 |
| Towns County Georgia | 4 | $ 799,000 | $ 199,000 | $ 109,000 |
| Upson County Georgia | 4 | $ 197,000 | $ 49,000 | $ 21,000 |
| Macon County North Carolina | 4 | $ 922,000 | $ 230,000 | $ 63,000 |
| Rutherford County Tennessee | 4 | $ 309,000 | $ 77,000 | $ 78,000 |
| Shelby County Tennessee | 4 | $ 565,000 | $ 141,000 | $ 125,000 |
| Williamson County Tennessee | 4 | $ 1,659,000 | $ 414,000 | $ 171,000 |
| Collin County Texas | 4 | $ 731,000 | $ 182,000 | $ 77,000 |
| Harris County Texas | 4 | $ 634,000 | $ 158,000 | $ 0 |
| Montgomery County Texas | 4 | $ 318,000 | $ 79,000 | $ 29,000 |
| Baldwin County Alabama | 3 | $ 248,000 | $ 82,000 | $ 79,000 |
| Jefferson County Alabama | 3 | $ 725,000 | $ 241,000 | $ 91,000 |
| Alameda County California | 3 | $ 846,000 | $ 282,000 | $ 200,000 |
| Placer County California | 3 | $ 681,000 | $ 227,000 | $ 80,000 |
| Collier County Florida | 3 | $ 448,000 | $ 149,000 | $ 93,000 |
| Marion County Florida | 3 | $ 223,000 | $ 74,000 | $ 52,000 |
| Nassau County Florida | 3 | $ 873,000 | $ 291,000 | $ 155,000 |
| Pasco County Florida | 3 | $ 398,000 | $ 132,000 | $ 113,000 |
| Santa Rosa County Florida | 3 | $ 443,000 | $ 147,000 | $ 73,000 |
| Bryan County Georgia | 3 | $ 388,000 | $ 129,000 | $ 112,000 |
| Columbia County Georgia | 3 | $ 996,000 | $ 332,000 | $ 178,000 |
| Liberty County Georgia | 3 | $ 538,000 | $ 179,000 | $ 83,000 |
| Lumpkin County Georgia | 3 | $ 563,000 | $ 187,000 | $ 142,000 |
| Oconee County Georgia | 3 | $ 795,000 | $ 265,000 | $ 217,000 |
| Union County Georgia | 3 | $ 455,000 | $ 151,000 | $ 114,000 |
| White County Georgia | 3 | $ 492,000 | $ 164,000 | $ 117,000 |
| Nassau County New York | 3 | $ 665,000 | $ 221,000 | $ 125,000 |
| Queens County New York | 3 | $ 665,000 | $ 221,000 | $ 74,000 |
| Suffolk County New York | 3 | $ 650,000 | $ 216,000 | $ 75,000 |
| Henderson County North Carolina | 3 | $ 1,083,000 | $ 361,000 | $ 148,000 |
| Butler County Ohio | 3 | $ 1,163,000 | $ 387,000 | $ 153,000 |
| Clermont County Ohio | 3 | $ 319,000 | $ 106,000 | $ 43,000 |
| Cuyahoga County Ohio | 3 | $ 317,000 | $ 105,000 | $ 38,000 |
| Blount County Tennessee | 3 | $ 241,000 | $ 80,000 | $ 45,000 |
| Wilson County Tennessee | 3 | $ 574,000 | $ 191,000 | $ 84,000 |
| Williamson County Texas | 3 | $ 389,000 | $ 129,000 | $ 106,000 |
| Weber County Utah | 3 | $ 802,000 | $ 267,000 | $ 142,000 |
| Lynchburg County Virginia | 3 | $ 422,000 | $ 140,000 | $ 71,000 |
| Autauga County Alabama | 2 | $ 293,000 | $ 146,000 | $ 86,000 |
| Lee County Alabama | 2 | $ 335,000 | $ 167,000 | $ 52,000 |
| St. Clair County Alabama | 2 | $ 478,000 | $ 239,000 | $ 165,000 |
| Maricopa County Arizona | 2 | $ 656,000 | $ 328,000 | $ 108,000 |
| Santa Cruz County California | 2 | $ 260,000 | $ 130,000 | $ 142,000 |
| Solano County California | 2 | $ 564,000 | $ 282,000 | $ 134,000 |
| Alachua County Florida | 2 | $ 244,000 | $ 122,000 | $ 115,000 |
| Charlotte County Florida | 2 | $ 215,000 | $ 107,000 | $ 42,000 |
| Duval County Florida | 2 | $ 720,000 | $ 360,000 | $ 155,000 |
| Gulf County Florida | 2 | $ 124,000 | $ 62,000 | $ 52,000 |
| Hernando County Florida | 2 | $ 96,000 | $ 48,000 | $ 29,000 |
| Martin County Florida | 2 | $ 505,000 | $ 252,000 | $ 50,000 |
| Osceola County Florida | 2 | $ 360,000 | $ 180,000 | $ 111,000 |
| Polk County Florida | 2 | $ 367,000 | $ 183,000 | $ 23,000 |
| St. Johns County Florida | 2 | $ 363,000 | $ 181,000 | $ 21,000 |
| Chattooga County Georgia | 2 | $ 147,000 | $ 73,000 | $ 181,000 |
| Floyd County Georgia | 2 | $ 509,000 | $ 254,000 | $ 97,000 |
| Glynn County Georgia | 2 | $ 326,000 | $ 163,000 | $ 73,000 |
| Gordon County Georgia | 2 | $ 228,000 | $ 114,000 | $ 43,000 |
| Heard County Georgia | 2 | $ 144,000 | $ 72,000 | $ 21,000 |
| Lowndes County Georgia | 2 | $ 129,000 | $ 64,000 | $ 35,000 |
| Monroe County Georgia | 2 | $ 294,000 | $ 147,000 | $ 56,000 |
| Polk County Georgia | 2 | $ 180,000 | $ 90,000 | $ 61,000 |
| Worth County Georgia | 2 | $ 360,000 | $ 180,000 | $ 99,000 |
| Delaware County Indiana | 2 | $ 182,000 | $ 91,000 | $ 68,000 |
| Hamilton County Indiana | 2 | $ 707,000 | $ 353,000 | $ 142,000 |
| Campbell County Kentucky | 2 | $ 123,000 | $ 61,000 | $ 52,000 |
| Carroll County Kentucky | 2 | $ 275,000 | $ 137,000 | $ 51,000 |
| Jefferson County Kentucky | 2 | $ 360,000 | $ 180,000 | $ 95,000 |
| Norfolk County Massachusetts | 2 | $ 752,000 | $ 376,000 | $ 411,000 |
| Aitkin County Minnesota | 2 | $ 380,000 | $ 190,000 | $ 105,000 |
| Dakota County Minnesota | 2 | $ 390,000 | $ 195,000 | $ 89,000 |
| Washington County Minnesota | 2 | $ 454,000 | $ 227,000 | $ 18,000 |
| Kings County New York | 2 | $ 786,000 | $ 393,000 | $ 23,000 |
| Orange County New York | 2 | $ 115,000 | $ 57,000 | $ 40,000 |
| Richmond County New York | 2 | $ 306,000 | $ 153,000 | $ 87,000 |
| Westchester County New York | 2 | $ 409,000 | $ 204,000 | $ 232,000 |
| Catawba County North Carolina | 2 | $ 172,000 | $ 86,000 | $ 70,000 |
| Chatham County North Carolina | 2 | $ 595,000 | $ 297,000 | $ 95,000 |
| Cherokee County North Carolina | 2 | $ 204,000 | $ 102,000 | $ 82,000 |
| Clay County North Carolina | 2 | $ 284,000 | $ 142,000 | $ 70,000 |
| Gaston County North Carolina | 2 | $ 300,000 | $ 150,000 | $ 125,000 |
| Iredell County North Carolina | 2 | $ 367,000 | $ 183,000 | $ 90,000 |
| Jackson County North Carolina | 2 | $ 319,000 | $ 159,000 | $ 436,000 |
| Medina County Ohio | 2 | $ 167,000 | $ 83,000 | $ 128,000 |
| Montgomery County Ohio | 2 | $ 143,000 | $ 71,000 | $ 55,000 |
| Georgetown County South Carolina | 2 | $ 200,000 | $ 100,000 | $ 183,000 |
| York County South Carolina | 2 | $ 471,000 | $ 235,000 | $ 216,000 |
| Hamilton County Tennessee | 2 | $ 351,000 | $ 175,000 | $ 83,000 |
| Monroe County Tennessee | 2 | $ 110,000 | $ 55,000 | $ 82,000 |
| Sevier County Tennessee | 2 | $ 102,000 | $ 51,000 | $ 52,000 |
| Bexar County Texas | 2 | $ 634,000 | $ 317,000 | $ 114,000 |
| Wasatch County Utah | 2 | $ 293,000 | $ 146,000 | $ 163,000 |
| Washington County Utah | 2 | $ 349,000 | $ 174,000 | $ 239,000 |
| Loudoun County Virginia | 2 | $ 515,000 | $ 257,000 | $ 86,000 |
| Prince William County Virginia | 2 | $ 215,000 | $ 107,000 | $ 163,000 |
| Blount County Alabama | 1 | $ 112,000 | $ 112,000 | $ 30,000 |
| Butler County Alabama | 1 | $ 43,000 | $ 43,000 | $ 62,000 |
| Cherokee County Alabama | 1 | $ 90,000 | $ 90,000 | $ 160,000 |
| Cleburne County Alabama | 1 | $ 104,000 | $ 104,000 | $ 70,000 |
| Henry County Alabama | 1 | $ 342,000 | $ 342,000 | $ 56,000 |
| Lauderdale County Alabama | 1 | $ 163,000 | $ 163,000 | $ 85,000 |
| Lawrence County Alabama | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Macon County Alabama | 1 | $ 66,000 | $ 66,000 | $ 28,000 |
| Madison County Alabama | 1 | $ 198,000 | $ 198,000 | $ 239,000 |
| Pike County Alabama | 1 | $ 40,000 | $ 40,000 | $ 51,000 |
| Shelby County Alabama | 1 | $ 124,000 | $ 124,000 | $ 65,000 |
| Contra Costa County California | 1 | $ 383,000 | $ 383,000 | $ 0 |
| Mono County California | 1 | $ 76,000 | $ 76,000 | $ 70,000 |
| Napa County California | 1 | $ 60,000 | $ 60,000 | $ 167,000 |
| Sacramento County California | 1 | $ 265,000 | $ 265,000 | $ 138,000 |
| San Bernardino County California | 1 | $ 111,000 | $ 111,000 | $ 247,000 |
| Sierra County California | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Sonoma County California | 1 | $ 100,000 | $ 100,000 | $ 181,000 |
| Yolo County California | 1 | $ 360,000 | $ 360,000 | $ 92,000 |
| Citrus County Florida | 1 | $ 76,000 | $ 76,000 | $ 95,000 |
| Clay County Florida | 1 | $ 116,000 | $ 116,000 | $ 102,000 |
| Columbia County Florida | 1 | $ 155,000 | $ 155,000 | $ 116,000 |
| Monroe County Florida | 1 | $ 125,000 | $ 125,000 | $ 232,000 |
| Okaloosa County Florida | 1 | $ 144,000 | $ 144,000 | $ 133,000 |
| Sumter County Florida | 1 | $ 640,000 | $ 640,000 | $ 178,000 |
| Banks County Georgia | 1 | $ 35,000 | $ 35,000 | $ 90,000 |
| Camden County Georgia | 1 | $ 217,000 | $ 217,000 | $ 87,000 |
| Cook County Georgia | 1 | $ 66,000 | $ 66,000 | $ 100,000 |
| Dougherty County Georgia | 1 | $ 75,000 | $ 75,000 | $ 110,000 |
| Early County Georgia | 1 | $ 12,000 | $ 12,000 | $ 16,000 |
| Effingham County Georgia | 1 | $ 40,000 | $ 40,000 | $ 45,000 |
| Franklin County Georgia | 1 | $ 208,000 | $ 208,000 | $ 267,000 |
| Habersham County Georgia | 1 | $ 70,000 | $ 70,000 | $ 33,000 |
| Hancock County Georgia | 1 | $ 239,000 | $ 239,000 | $ 109,000 |
| Hart County Georgia | 1 | $ 77,000 | $ 77,000 | $ 26,000 |
| Lanier County Georgia | 1 | $ 80,000 | $ 80,000 | $ 216,000 |
| Oglethorpe County Georgia | 1 | $ 27,000 | $ 27,000 | $ 23,000 |
| Stephens County Georgia | 1 | $ 37,000 | $ 37,000 | $ 40,000 |
| Sumter County Georgia | 1 | $ 84,000 | $ 84,000 | $ 65,000 |
| Talbot County Georgia | 1 | $ 275,000 | $ 275,000 | $ 131,000 |
| Taylor County Georgia | 1 | $ 193,000 | $ 193,000 | $ 104,000 |
| Terrell County Georgia | 1 | $ 45,000 | $ 45,000 | $ 75,000 |
| Whitfield County Georgia | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Dearborn County Indiana | 1 | $ 176,000 | $ 176,000 | $ 25,000 |
| LaPorte County Indiana | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Marion County Indiana | 1 | $ 69,000 | $ 69,000 | $ 40,000 |
| Putnam County Indiana | 1 | $ 150,000 | $ 150,000 | $ 38,000 |
| St. Joseph County Indiana | 1 | $ 205,000 | $ 205,000 | $ 101,000 |
| Warrick County Indiana | 1 | $ 99,000 | $ 99,000 | $ 42,000 |
| Garrard County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 237,000 |
| Grant County Kentucky | 1 | $ 136,000 | $ 136,000 | $ 82,000 |
| Shelby County Kentucky | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Webster County Kentucky | 1 | $ 57,000 | $ 57,000 | $ 56,000 |
| Baltimore City County Maryland | 1 | $ 75,000 | $ 75,000 | $ 63,000 |
| Montgomery County Maryland | 1 | $ 540,000 | $ 540,000 | $ 0 |
| Prince George's County Maryland | 1 | $ 206,000 | $ 206,000 | $ 86,000 |
| Anoka County Minnesota | 1 | $ 130,000 | $ 130,000 | $ 249,000 |
| Blue Earth County Minnesota | 1 | $ 180,000 | $ 180,000 | $ 89,000 |
| Ramsey County Minnesota | 1 | $ 268,000 | $ 268,000 | $ 158,000 |
| Scott County Minnesota | 1 | $ 130,000 | $ 130,000 | $ 93,000 |
| Sibley County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 86,000 |
| St. Louis County Minnesota | 1 | $ 40,000 | $ 40,000 | $ 32,000 |
| Rankin County Mississippi | 1 | $ 80,000 | $ 80,000 | $ 131,000 |
| Bronx County New York | 1 | $ 25,000 | $ 25,000 | $ 108,000 |
| Cayuga County New York | 1 | $ 119,000 | $ 119,000 | $ 152,000 |
| Erie County New York | 1 | $ 73,000 | $ 73,000 | $ 39,000 |
| New York County New York | 1 | $ 625,000 | $ 625,000 | $ 175,000 |
| Otsego County New York | 1 | $ 128,000 | $ 128,000 | $ 120,000 |
| Schoharie County New York | 1 | $ 216,000 | $ 216,000 | $ 120,000 |
| Warren County New York | 1 | $ 61,000 | $ 61,000 | $ 47,000 |
| Alamance County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 108,000 |
| Ashe County North Carolina | 1 | $ 320,000 | $ 320,000 | $ 117,000 |
| Avery County North Carolina | 1 | $ 79,000 | $ 79,000 | $ 127,000 |
| Brunswick County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 311,000 |
| Burke County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 65,000 |
| Cabarrus County North Carolina | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Graham County North Carolina | 1 | $ 221,000 | $ 221,000 | $ 105,000 |
| Guilford County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 22,000 |
| Johnston County North Carolina | 1 | $ 162,000 | $ 162,000 | $ 1,538,000 |
| Moore County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Northampton County North Carolina | 1 | $ 58,000 | $ 58,000 | $ 41,000 |
| Orange County North Carolina | 1 | $ 11,000 | $ 11,000 | $ 86,000 |
| Perquimans County North Carolina | 1 | $ 168,000 | $ 168,000 | $ 101,000 |
| Pitt County North Carolina | 1 | $ 52,000 | $ 52,000 | $ 171,000 |
| Sampson County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 50,000 |
| Surry County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 31,000 |
| Transylvania County North Carolina | 1 | $ 400,000 | $ 400,000 | $ 131,000 |
| Union County North Carolina | 1 | $ 272,000 | $ 272,000 | $ 113,000 |
| Watauga County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 167,000 |
| Wilkes County North Carolina | 1 | $ 10,000 | $ 10,000 | $ 73,000 |
| Warren County Ohio | 1 | $ 250,000 | $ 250,000 | $ 150,000 |
| Aiken County South Carolina | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Anderson County South Carolina | 1 | $ 356,000 | $ 356,000 | $ 160,000 |
| Berkeley County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Chesterfield County South Carolina | 1 | $ 463,000 | $ 463,000 | $ 315,000 |
| Dorchester County South Carolina | 1 | $ 168,000 | $ 168,000 | $ 69,000 |
| Lexington County South Carolina | 1 | $ 224,000 | $ 224,000 | $ 78,000 |
| Oconee County South Carolina | 1 | $ 525,000 | $ 525,000 | $ 261,000 |
| Spartanburg County South Carolina | 1 | $ 99,000 | $ 99,000 | $ 81,000 |
| Bedford County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 180,000 |
| Cumberland County Tennessee | 1 | $ 143,000 | $ 143,000 | $ 19,000 |
| Greene County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 46,000 |
| Humphreys County Tennessee | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Loudon County Tennessee | 1 | $ 223,000 | $ 223,000 | $ 109,000 |
| Maury County Tennessee | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Brazoria County Texas | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Cass County Texas | 1 | $ 281,000 | $ 281,000 | $ 74,000 |
| Fort Bend County Texas | 1 | $ 280,000 | $ 280,000 | $ 70,000 |
| Galveston County Texas | 1 | $ 63,000 | $ 63,000 | $ 150,000 |
| Henderson County Texas | 1 | $ 63,000 | $ 63,000 | $ 56,000 |
| Marion County Texas | 1 | $ 200,000 | $ 200,000 | $ 59,000 |
| Randall County Texas | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Wise County Texas | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Cache County Utah | 1 | $ 106,000 | $ 106,000 | $ 235,000 |
| Morgan County Utah | 1 | $ 250,000 | $ 250,000 | $ 288,000 |
| Utah County Utah | 1 | $ 90,000 | $ 90,000 | $ 106,000 |
| Fluvanna County Virginia | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Hampton County Virginia | 1 | $ 158,000 | $ 158,000 | $ 127,000 |
| James City County Virginia | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 50,000 | $ 50,000 | $ 155,000 |
| Roanoke County Virginia | 1 | $ 158,000 | $ 158,000 | $ 66,000 |
| Rockbridge County Virginia | 1 | $ 415,000 | $ 415,000 | $ 138,000 |
Mortgage Loan Application Detail Totals for Delta Community Credit Union in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,999 | $574,083,000 | $191,000 | $2,025,000 | $93,000 | $1,932,000 |
| Refinancing | 2,792 | $519,363,000 | $186,000 | $1,137,000 | $95,000 | $1,100,000 |
| Home Improvement | 561 | $30,138,000 | $53,000 | $590,000 | $109,000 | $464,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,846 | $519,107,000 | $182,000 | $1,507,000 | $111,000 | $1,041,000 |
| Not Provided | 2,220 | $399,472,000 | $179,000 | $2,025,000 | $81,000 | $1,932,000 |
| Black or African American | 766 | $111,762,000 | $145,000 | $745,000 | $79,000 | $1,538,000 |
| Hispanic | 270 | $41,980,000 | $155,000 | $720,000 | $75,000 | $300,000 |
| Asian | 220 | $46,715,000 | $212,000 | $788,000 | $114,000 | $684,000 |
| American Indian or Alaskan Native | 22 | $3,503,000 | $159,000 | $524,000 | $94,000 | $273,000 |
| Native Hawaiin or Other Pacific Islander | 8 | $1,045,000 | $130,000 | $266,000 | $61,000 | $105,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,352 | $1,123,584,000 | $176,000 | $2,025,000 | $95,000 | $1,932,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,131 | $561,432,000 | $179,000 | $1,755,000 | $115,000 | $1,256,000 |
| Application Approved But Not Accepted | 1,247 | $228,124,000 | $182,000 | $2,025,000 | $110,000 | $1,193,000 |
| File Closed For Incompleteness | 1,119 | $201,112,000 | $179,000 | $1,137,000 | $43,000 | $943,000 |
| Application Denied By Financial Institution | 752 | $108,746,000 | $144,000 | $740,000 | $76,000 | $1,932,000 |
| Application Withdrawn By Applicant | 103 | $24,170,000 | $234,000 | $1,507,000 | $32,000 | $1,041,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 283 | $41,078,000 | $145,000 | $725,000 | $75,000 | $1,538,000 |
| Debt-To-Income Ratio | 208 | $28,783,000 | $138,000 | $740,000 | $60,000 | $400,000 |
| Other | 135 | $19,620,000 | $145,000 | $725,000 | $91,000 | $1,932,000 |
| Collateral | 81 | $12,990,000 | $160,000 | $500,000 | $102,000 | $315,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $2,770,000 | $145,000 | $288,000 | $48,000 | $77,000 |
| Employment History | 13 | $1,177,000 | $90,000 | $179,000 | $44,000 | $114,000 |
| Unverifiable Information | 10 | $1,748,000 | $174,000 | $590,000 | $76,000 | $175,000 |
| Mortgage Insurance Denied | 2 | $237,000 | $118,000 | $160,000 | $52,000 | $59,000 |
| Credit Application Incomplete | 1 | $343,000 | $343,000 | $343,000 | $114,000 | $114,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Delta Community Credit Union's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Delta Community Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.