Delta Community Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Delta Community Credit Union 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Delta Community Credit Union 3270 Riverwood Pkwy Atlanta, GA 30339 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,715 |
| Total Mortgage Loan Application Amount | $996,315,000 |
| Average Mortgage Loan Application Amount | $124,333 |
| Highest Mortgage Loan Application Amount | $2,275,000 |
| Average Applicant Income | $101,000 |
| Highest Applicant Income | $2,486,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Delta Community Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Delta Community Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Delta Community Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Delta Community Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Delta Community Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Delta Community Credit Union's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 1,075 | $ 173,485,000 | $ 161,000 | $ 115,000 |
| Cobb County Georgia | 787 | $ 123,815,000 | $ 157,000 | $ 108,000 |
| Coweta County Georgia | 635 | $ 83,885,000 | $ 132,000 | $ 96,000 |
| Gwinnett County Georgia | 577 | $ 69,525,000 | $ 120,000 | $ 88,000 |
| Fayette County Georgia | 562 | $ 87,670,000 | $ 155,000 | $ 124,000 |
| DeKalb County Georgia | 473 | $ 79,505,000 | $ 168,000 | $ 110,000 |
| Henry County Georgia | 399 | $ 46,885,000 | $ 117,000 | $ 79,000 |
| Clayton County Georgia | 230 | $ 19,850,000 | $ 86,000 | $ 58,000 |
| Cherokee County Georgia | 225 | $ 33,295,000 | $ 147,000 | $ 115,000 |
| Forsyth County Georgia | 198 | $ 36,150,000 | $ 182,000 | $ 137,000 |
| Paulding County Georgia | 93 | $ 12,315,000 | $ 132,000 | $ 81,000 |
| Hall County Georgia | 80 | $ 11,330,000 | $ 141,000 | $ 104,000 |
| Douglas County Georgia | 75 | $ 9,835,000 | $ 131,000 | $ 133,000 |
| Spalding County Georgia | 53 | $ 5,595,000 | $ 105,000 | $ 68,000 |
| Newton County Georgia | 38 | $ 5,210,000 | $ 137,000 | $ 90,000 |
| Broward County Florida | 33 | $ 4,645,000 | $ 140,000 | $ 100,000 |
| Salt Lake County Utah | 33 | $ 6,405,000 | $ 194,000 | $ 87,000 |
| Rockdale County Georgia | 31 | $ 3,925,000 | $ 126,000 | $ 70,000 |
| Walton County Georgia | 30 | $ 4,240,000 | $ 141,000 | $ 100,000 |
| Pike County Georgia | 27 | $ 3,165,000 | $ 117,000 | $ 71,000 |
| Orange County Florida | 25 | $ 4,385,000 | $ 175,000 | $ 97,000 |
| Barrow County Georgia | 25 | $ 2,505,000 | $ 100,000 | $ 70,000 |
| Carroll County Georgia | 22 | $ 2,740,000 | $ 124,000 | $ 78,000 |
| Palm Beach County Florida | 21 | $ 3,805,000 | $ 181,000 | $ 100,000 |
| Butts County Georgia | 21 | $ 2,295,000 | $ 109,000 | $ 86,000 |
| Jackson County Georgia | 20 | $ 2,780,000 | $ 139,000 | $ 76,000 |
| Tarrant County Texas | 19 | $ 2,275,000 | $ 119,000 | $ 77,000 |
| Boone County Kentucky | 18 | $ 1,460,000 | $ 81,000 | $ 136,000 |
| Bartow County Georgia | 16 | $ 2,790,000 | $ 174,000 | $ 91,000 |
| Los Angeles County California | 15 | $ 2,625,000 | $ 175,000 | $ 99,000 |
| Hamilton County Ohio | 15 | $ 1,945,000 | $ 129,000 | $ 202,000 |
| Brevard County Florida | 14 | $ 2,650,000 | $ 189,000 | $ 94,000 |
| Pickens County Georgia | 14 | $ 1,970,000 | $ 140,000 | $ 109,000 |
| Troup County Georgia | 14 | $ 1,490,000 | $ 106,000 | $ 86,000 |
| Pinellas County Florida | 13 | $ 1,945,000 | $ 149,000 | $ 137,000 |
| Hillsborough County Florida | 12 | $ 1,620,000 | $ 135,000 | $ 58,000 |
| Miami-Dade County Florida | 11 | $ 1,945,000 | $ 176,000 | $ 139,000 |
| Lamar County Georgia | 11 | $ 1,215,000 | $ 110,000 | $ 73,000 |
| Meriwether County Georgia | 11 | $ 1,245,000 | $ 113,000 | $ 90,000 |
| Denton County Texas | 11 | $ 2,275,000 | $ 206,000 | $ 143,000 |
| Duval County Florida | 10 | $ 2,330,000 | $ 233,000 | $ 106,000 |
| Dawson County Georgia | 10 | $ 1,290,000 | $ 129,000 | $ 60,000 |
| Greene County Georgia | 10 | $ 3,110,000 | $ 311,000 | $ 199,000 |
| Mecklenburg County North Carolina | 10 | $ 2,200,000 | $ 220,000 | $ 125,000 |
| Randolph County Alabama | 9 | $ 1,595,000 | $ 177,000 | $ 158,000 |
| Chatham County Georgia | 9 | $ 1,035,000 | $ 115,000 | $ 91,000 |
| Jasper County Georgia | 9 | $ 1,015,000 | $ 112,000 | $ 74,000 |
| Queens County New York | 9 | $ 2,145,000 | $ 238,000 | $ 96,000 |
| Dallas County Texas | 9 | $ 1,465,000 | $ 162,000 | $ 90,000 |
| Lee County Alabama | 8 | $ 1,360,000 | $ 170,000 | $ 154,000 |
| Manatee County Florida | 8 | $ 1,200,000 | $ 150,000 | $ 127,000 |
| Volusia County Florida | 8 | $ 2,060,000 | $ 257,000 | $ 169,000 |
| Clarke County Georgia | 8 | $ 880,000 | $ 110,000 | $ 68,000 |
| Heard County Georgia | 8 | $ 1,240,000 | $ 155,000 | $ 65,000 |
| Kenton County Kentucky | 8 | $ 720,000 | $ 90,000 | $ 111,000 |
| Summit County Utah | 8 | $ 2,070,000 | $ 258,000 | $ 341,000 |
| Baldwin County Alabama | 7 | $ 1,285,000 | $ 183,000 | $ 118,000 |
| Jefferson County Alabama | 7 | $ 1,165,000 | $ 166,000 | $ 176,000 |
| Maricopa County Arizona | 7 | $ 855,000 | $ 122,000 | $ 169,000 |
| Bay County Florida | 7 | $ 1,485,000 | $ 212,000 | $ 144,000 |
| Fannin County Georgia | 7 | $ 1,205,000 | $ 172,000 | $ 145,000 |
| Gilmer County Georgia | 7 | $ 1,115,000 | $ 159,000 | $ 65,000 |
| Habersham County Georgia | 7 | $ 765,000 | $ 109,000 | $ 98,000 |
| Lumpkin County Georgia | 7 | $ 975,000 | $ 139,000 | $ 114,000 |
| Oconee County South Carolina | 7 | $ 1,605,000 | $ 229,000 | $ 151,000 |
| Shelby County Tennessee | 7 | $ 995,000 | $ 142,000 | $ 153,000 |
| Nassau County Florida | 6 | $ 1,630,000 | $ 271,000 | $ 254,000 |
| Columbia County Georgia | 6 | $ 1,320,000 | $ 220,000 | $ 124,000 |
| Glynn County Georgia | 6 | $ 1,720,000 | $ 286,000 | $ 137,000 |
| Morgan County Georgia | 6 | $ 620,000 | $ 103,000 | $ 109,000 |
| Towns County Georgia | 6 | $ 1,050,000 | $ 175,000 | $ 172,000 |
| White County Georgia | 6 | $ 820,000 | $ 136,000 | $ 84,000 |
| Wake County North Carolina | 6 | $ 980,000 | $ 163,000 | $ 111,000 |
| Davidson County Tennessee | 6 | $ 1,010,000 | $ 168,000 | $ 130,000 |
| Harris County Texas | 6 | $ 930,000 | $ 155,000 | $ 108,000 |
| Davis County Utah | 6 | $ 410,000 | $ 68,000 | $ 91,000 |
| Alameda County California | 5 | $ 2,735,000 | $ 547,000 | $ 106,000 |
| Martin County Florida | 5 | $ 1,035,000 | $ 207,000 | $ 89,000 |
| Walton County Florida | 5 | $ 1,555,000 | $ 311,000 | $ 315,000 |
| Bibb County Georgia | 5 | $ 575,000 | $ 115,000 | $ 95,000 |
| Hart County Georgia | 5 | $ 1,385,000 | $ 277,000 | $ 159,000 |
| Richmond County Georgia | 5 | $ 475,000 | $ 95,000 | $ 250,000 |
| Upson County Georgia | 5 | $ 435,000 | $ 87,000 | $ 76,000 |
| Clermont County Ohio | 5 | $ 415,000 | $ 83,000 | $ 98,000 |
| Orange County California | 4 | $ 270,000 | $ 67,000 | $ 291,000 |
| San Diego County California | 4 | $ 2,800,000 | $ 700,000 | $ 252,000 |
| Santa Clara County California | 4 | $ 1,090,000 | $ 272,000 | $ 300,000 |
| Collier County Florida | 4 | $ 1,170,000 | $ 292,000 | $ 388,000 |
| Escambia County Florida | 4 | $ 630,000 | $ 157,000 | $ 237,000 |
| Flagler County Florida | 4 | $ 940,000 | $ 235,000 | $ 140,000 |
| Santa Rosa County Florida | 4 | $ 590,000 | $ 147,000 | $ 121,000 |
| Floyd County Georgia | 4 | $ 690,000 | $ 172,000 | $ 114,000 |
| Haralson County Georgia | 4 | $ 650,000 | $ 162,000 | $ 79,000 |
| Monroe County Georgia | 4 | $ 460,000 | $ 115,000 | $ 102,000 |
| Buncombe County North Carolina | 4 | $ 1,190,000 | $ 297,000 | $ 138,000 |
| Henderson County North Carolina | 4 | $ 400,000 | $ 100,000 | $ 128,000 |
| Greenville County South Carolina | 4 | $ 200,000 | $ 50,000 | $ 98,000 |
| Hamilton County Tennessee | 4 | $ 870,000 | $ 217,000 | $ 110,000 |
| Collin County Texas | 4 | $ 1,010,000 | $ 252,000 | $ 102,000 |
| Washington County Utah | 4 | $ 790,000 | $ 197,000 | $ 74,000 |
| Weber County Utah | 4 | $ 780,000 | $ 195,000 | $ 267,000 |
| Riverside County California | 3 | $ 695,000 | $ 231,000 | $ 77,000 |
| Arapahoe County Colorado | 3 | $ 155,000 | $ 51,000 | $ 67,000 |
| Denver County Colorado | 3 | $ 495,000 | $ 165,000 | $ 37,000 |
| Larimer County Colorado | 3 | $ 885,000 | $ 295,000 | $ 346,000 |
| District of Columbia County District Of Columbia | 3 | $ 495,000 | $ 165,000 | $ 161,000 |
| Lee County Florida | 3 | $ 415,000 | $ 138,000 | $ 50,000 |
| Okaloosa County Florida | 3 | $ 415,000 | $ 138,000 | $ 123,000 |
| Pasco County Florida | 3 | $ 195,000 | $ 65,000 | $ 107,000 |
| Polk County Florida | 3 | $ 435,000 | $ 145,000 | $ 125,000 |
| Sarasota County Florida | 3 | $ 435,000 | $ 145,000 | $ 62,000 |
| Seminole County Florida | 3 | $ 565,000 | $ 188,000 | $ 83,000 |
| Sumter County Florida | 3 | $ 325,000 | $ 108,000 | $ 75,000 |
| Elbert County Georgia | 3 | $ 215,000 | $ 71,000 | $ 80,000 |
| Houston County Georgia | 3 | $ 495,000 | $ 165,000 | $ 57,000 |
| Lowndes County Georgia | 3 | $ 275,000 | $ 91,000 | $ 51,000 |
| Oconee County Georgia | 3 | $ 285,000 | $ 95,000 | $ 252,000 |
| Putnam County Georgia | 3 | $ 825,000 | $ 275,000 | $ 156,000 |
| Union County Georgia | 3 | $ 765,000 | $ 255,000 | $ 152,000 |
| Essex County Massachusetts | 3 | $ 285,000 | $ 95,000 | $ 85,000 |
| Hennepin County Minnesota | 3 | $ 445,000 | $ 148,000 | $ 78,000 |
| Nassau County New York | 3 | $ 985,000 | $ 328,000 | $ 120,000 |
| Suffolk County New York | 3 | $ 495,000 | $ 165,000 | $ 83,000 |
| Guilford County North Carolina | 3 | $ 355,000 | $ 118,000 | $ 50,000 |
| Summit County Ohio | 3 | $ 375,000 | $ 125,000 | $ 84,000 |
| Charleston County South Carolina | 3 | $ 535,000 | $ 178,000 | $ 62,000 |
| Horry County South Carolina | 3 | $ 745,000 | $ 248,000 | $ 69,000 |
| Spartanburg County South Carolina | 3 | $ 145,000 | $ 48,000 | $ 168,000 |
| Rutherford County Tennessee | 3 | $ 345,000 | $ 115,000 | $ 266,000 |
| Washington County Tennessee | 3 | $ 595,000 | $ 198,000 | $ 274,000 |
| Montgomery County Texas | 3 | $ 565,000 | $ 188,000 | $ 106,000 |
| Virginia Beach County Virginia | 3 | $ 185,000 | $ 61,000 | $ 108,000 |
| Calhoun County Alabama | 2 | $ 250,000 | $ 125,000 | $ 93,000 |
| Coosa County Alabama | 2 | $ 510,000 | $ 255,000 | $ 243,000 |
| Macon County Alabama | 2 | $ 50,000 | $ 25,000 | $ 48,000 |
| Madison County Alabama | 2 | $ 180,000 | $ 90,000 | $ 70,000 |
| San Luis Obispo County California | 2 | $ 470,000 | $ 235,000 | $ 174,000 |
| Solano County California | 2 | $ 550,000 | $ 275,000 | $ 264,000 |
| Boulder County Colorado | 2 | $ 330,000 | $ 165,000 | $ 172,000 |
| Jefferson County Colorado | 2 | $ 100,000 | $ 50,000 | $ 74,000 |
| Alachua County Florida | 2 | $ 210,000 | $ 105,000 | $ 196,000 |
| Franklin County Florida | 2 | $ 410,000 | $ 205,000 | $ 263,000 |
| Indian River County Florida | 2 | $ 120,000 | $ 60,000 | $ 83,000 |
| Lake County Florida | 2 | $ 370,000 | $ 185,000 | $ 11,000 |
| Leon County Florida | 2 | $ 160,000 | $ 80,000 | $ 143,000 |
| Osceola County Florida | 2 | $ 420,000 | $ 210,000 | $ 40,000 |
| St. Lucie County Florida | 2 | $ 270,000 | $ 135,000 | $ 96,000 |
| Hancock County Georgia | 2 | $ 610,000 | $ 305,000 | $ 174,000 |
| Harris County Georgia | 2 | $ 500,000 | $ 250,000 | $ 115,000 |
| Muscogee County Georgia | 2 | $ 100,000 | $ 50,000 | $ 70,000 |
| Rabun County Georgia | 2 | $ 680,000 | $ 340,000 | $ 280,000 |
| Stephens County Georgia | 2 | $ 270,000 | $ 135,000 | $ 126,000 |
| Sumter County Georgia | 2 | $ 80,000 | $ 40,000 | $ 45,000 |
| Thomas County Georgia | 2 | $ 110,000 | $ 55,000 | $ 77,000 |
| Lake County Indiana | 2 | $ 460,000 | $ 230,000 | $ 122,000 |
| Fayette County Kentucky | 2 | $ 730,000 | $ 365,000 | $ 218,000 |
| Grant County Kentucky | 2 | $ 100,000 | $ 50,000 | $ 139,000 |
| Prince George's County Maryland | 2 | $ 310,000 | $ 155,000 | $ 130,000 |
| Dakota County Minnesota | 2 | $ 500,000 | $ 250,000 | $ 119,000 |
| Cabarrus County North Carolina | 2 | $ 270,000 | $ 135,000 | $ 148,000 |
| Durham County North Carolina | 2 | $ 470,000 | $ 235,000 | $ 69,000 |
| Iredell County North Carolina | 2 | $ 230,000 | $ 115,000 | $ 26,000 |
| New Hanover County North Carolina | 2 | $ 220,000 | $ 110,000 | $ 126,000 |
| Watauga County North Carolina | 2 | $ 570,000 | $ 285,000 | $ 358,000 |
| Wilson County North Carolina | 2 | $ 100,000 | $ 50,000 | $ 18,000 |
| Cuyahoga County Ohio | 2 | $ 280,000 | $ 140,000 | $ 81,000 |
| Medina County Ohio | 2 | $ 740,000 | $ 370,000 | $ 148,000 |
| Wood County Ohio | 2 | $ 480,000 | $ 240,000 | $ 239,000 |
| Anderson County South Carolina | 2 | $ 310,000 | $ 155,000 | $ 189,000 |
| Beaufort County South Carolina | 2 | $ 400,000 | $ 200,000 | $ 76,000 |
| Rhea County Tennessee | 2 | $ 120,000 | $ 60,000 | $ 97,000 |
| Sumner County Tennessee | 2 | $ 560,000 | $ 280,000 | $ 89,000 |
| Williamson County Tennessee | 2 | $ 160,000 | $ 80,000 | $ 113,000 |
| Wood County Texas | 2 | $ 120,000 | $ 60,000 | $ 71,000 |
| Wasatch County Utah | 2 | $ 510,000 | $ 255,000 | $ 205,000 |
| Goochland County Virginia | 2 | $ 470,000 | $ 235,000 | $ 85,000 |
| Loudoun County Virginia | 2 | $ 610,000 | $ 305,000 | $ 892,000 |
| Cherokee County Alabama | 1 | $ 125,000 | $ 125,000 | $ 93,000 |
| Elmore County Alabama | 1 | $ 245,000 | $ 245,000 | $ 206,000 |
| Etowah County Alabama | 1 | $ 45,000 | $ 45,000 | $ 62,000 |
| Fayette County Alabama | 1 | $ 295,000 | $ 295,000 | $ 121,000 |
| Geneva County Alabama | 1 | $ 75,000 | $ 75,000 | $ 20,000 |
| Houston County Alabama | 1 | $ 35,000 | $ 35,000 | $ 46,000 |
| Shelby County Alabama | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| St. Clair County Alabama | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Talladega County Alabama | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
| Tallapoosa County Alabama | 1 | $ 965,000 | $ 965,000 | $ 341,000 |
| Winston County Alabama | 1 | $ 515,000 | $ 515,000 | $ 397,000 |
| Cochise County Arizona | 1 | $ 125,000 | $ 125,000 | $ 94,000 |
| Mohave County Arizona | 1 | $ 195,000 | $ 195,000 | $ 188,000 |
| Pima County Arizona | 1 | $ 185,000 | $ 185,000 | $ 83,000 |
| Contra Costa County California | 1 | $ 85,000 | $ 85,000 | $ 320,000 |
| Marin County California | 1 | $ 55,000 | $ 55,000 | $ 242,000 |
| Placer County California | 1 | $ 55,000 | $ 55,000 | $ 93,000 |
| San Bernardino County California | 1 | $ 185,000 | $ 185,000 | $ 95,000 |
| San Francisco County California | 1 | $ 255,000 | $ 255,000 | $ 29,000 |
| Santa Barbara County California | 1 | $ 405,000 | $ 405,000 | $ 126,000 |
| Santa Cruz County California | 1 | $ 115,000 | $ 115,000 | $ 115,000 |
| Sonoma County California | 1 | $ 65,000 | $ 65,000 | $ 194,000 |
| Douglas County Colorado | 1 | $ 105,000 | $ 105,000 | $ 245,000 |
| Charlotte County Florida | 1 | $ 535,000 | $ 535,000 | $ 87,000 |
| Citrus County Florida | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Clay County Florida | 1 | $ 55,000 | $ 55,000 | $ 106,000 |
| Gulf County Florida | 1 | $ 205,000 | $ 205,000 | $ 83,000 |
| Hernando County Florida | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Highlands County Florida | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Marion County Florida | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Monroe County Florida | 1 | $ 285,000 | $ 285,000 | $ 325,000 |
| St. Johns County Florida | 1 | $ 135,000 | $ 135,000 | $ 259,000 |
| Wakulla County Florida | 1 | $ 255,000 | $ 255,000 | $ 85,000 |
| Baldwin County Georgia | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Bryan County Georgia | 1 | $ 45,000 | $ 45,000 | $ 113,000 |
| Bulloch County Georgia | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Camden County Georgia | 1 | $ 245,000 | $ 245,000 | $ 208,000 |
| Catoosa County Georgia | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Chattooga County Georgia | 1 | $ 65,000 | $ 65,000 | $ 129,000 |
| Clay County Georgia | 1 | $ 25,000 | $ 25,000 | $ 134,000 |
| Dade County Georgia | 1 | $ 185,000 | $ 185,000 | $ 39,000 |
| Dougherty County Georgia | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| Franklin County Georgia | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Gordon County Georgia | 1 | $ 95,000 | $ 95,000 | $ 21,000 |
| Lee County Georgia | 1 | $ 205,000 | $ 205,000 | $ 111,000 |
| Liberty County Georgia | 1 | $ 45,000 | $ 45,000 | $ 130,000 |
| Lincoln County Georgia | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Madison County Georgia | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| McIntosh County Georgia | 1 | $ 125,000 | $ 125,000 | $ 155,000 |
| Oglethorpe County Georgia | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Polk County Georgia | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| Taliaferro County Georgia | 1 | $ 75,000 | $ 75,000 | $ 76,000 |
| Terrell County Georgia | 1 | $ 65,000 | $ 65,000 | $ 65,000 |
| Walker County Georgia | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Whitfield County Georgia | 1 | $ 215,000 | $ 215,000 | $ 160,000 |
| Allen County Indiana | 1 | $ 45,000 | $ 45,000 | $ 63,000 |
| Dearborn County Indiana | 1 | $ 205,000 | $ 205,000 | $ 120,000 |
| Hamilton County Indiana | 1 | $ 65,000 | $ 65,000 | $ 62,000 |
| Marion County Indiana | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Bourbon County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 103,000 |
| Campbell County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 51,000 |
| Cumberland County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 74,000 |
| Jefferson County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| Baltimore County Maryland | 1 | $ 145,000 | $ 145,000 | $ 23,000 |
| Baltimore City County Maryland | 1 | $ 195,000 | $ 195,000 | $ 121,000 |
| Calvert County Maryland | 1 | $ 335,000 | $ 335,000 | $ 69,000 |
| Harford County Maryland | 1 | $ 215,000 | $ 215,000 | $ 122,000 |
| Howard County Maryland | 1 | $ 375,000 | $ 375,000 | $ 145,000 |
| Worcester County Maryland | 1 | $ 225,000 | $ 225,000 | $ 102,000 |
| Hampshire County Massachusetts | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Chisago County Minnesota | 1 | $ 335,000 | $ 335,000 | $ 80,000 |
| Ramsey County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 130,000 |
| Scott County Minnesota | 1 | $ 385,000 | $ 385,000 | $ 389,000 |
| Broome County New York | 1 | $ 25,000 | $ 25,000 | $ 71,000 |
| Madison County New York | 1 | $ 405,000 | $ 405,000 | $ 240,000 |
| Oswego County New York | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Sullivan County New York | 1 | $ 155,000 | $ 155,000 | $ 109,000 |
| Avery County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 77,000 |
| Carteret County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 501,000 |
| Cherokee County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Clay County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 204,000 |
| Craven County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 324,000 |
| Duplin County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Forsyth County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Gaston County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 223,000 |
| Haywood County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Jackson County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 360,000 |
| Lenoir County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 83,000 |
| Moore County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 75,000 |
| Orange County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 468,000 |
| Pitt County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 139,000 |
| Clinton County Ohio | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Warren County Ohio | 1 | $ 215,000 | $ 215,000 | $ 59,000 |
| Aiken County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 76,000 |
| Clarendon County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 310,000 |
| Georgetown County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 54,000 |
| Lancaster County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 319,000 |
| Richland County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| York County South Carolina | 1 | $ 655,000 | $ 655,000 | $ 285,000 |
| Blount County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 129,000 |
| Bradley County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Cheatham County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 113,000 |
| Hickman County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Knox County Tennessee | 1 | $ 505,000 | $ 505,000 | $ 94,000 |
| Monroe County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 63,000 |
| Robertson County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 153,000 |
| Union County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 134,000 |
| Bell County Texas | 1 | $ 195,000 | $ 195,000 | $ 46,000 |
| Burnet County Texas | 1 | $ 405,000 | $ 405,000 | $ 341,000 |
| Ellis County Texas | 1 | $ 35,000 | $ 35,000 | $ 107,000 |
| Fort Bend County Texas | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Llano County Texas | 1 | $ 385,000 | $ 385,000 | $ 328,000 |
| Orange County Texas | 1 | $ 215,000 | $ 215,000 | $ 117,000 |
| Smith County Texas | 1 | $ 115,000 | $ 115,000 | $ 58,000 |
| Travis County Texas | 1 | $ 105,000 | $ 105,000 | $ 118,000 |
| Williamson County Texas | 1 | $ 35,000 | $ 35,000 | $ 80,000 |
| Morgan County Utah | 1 | $ 25,000 | $ 25,000 | $ 103,000 |
| Tooele County Utah | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| Fairfax County Virginia | 1 | $ 95,000 | $ 95,000 | $ 311,000 |
| Frederick County Virginia | 1 | $ 75,000 | $ 75,000 | $ 165,000 |
| Henrico County Virginia | 1 | $ 235,000 | $ 235,000 | $ 98,000 |
| Lexington County Virginia | 1 | $ 45,000 | $ 45,000 | $ 129,000 |
| Richmond City County Virginia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Roanoke City County Virginia | 1 | $ 15,000 | $ 15,000 | $ 51,000 |
| Warren County Virginia | 1 | $ 25,000 | $ 25,000 | $ 137,000 |
Mortgage Loan Application Detail Totals for Delta Community Credit Union in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,759 | $612,915,000 | $222,000 | $2,275,000 | $110,000 | $2,486,000 |
| Home Improvement | 1,351 | $88,095,000 | $65,000 | $585,000 | $118,000 | $1,633,000 |
| Other Purpose | 1,271 | $78,445,000 | $61,000 | $805,000 | $97,000 | $2,400,000 |
| Cash-out Refinancing | 921 | $151,765,000 | $164,000 | $975,000 | $89,000 | $717,000 |
| Refinancing | 404 | $64,420,000 | $159,000 | $795,000 | $104,000 | $633,000 |
| Not Applicable | 9 | $675,000 | $75,000 | $165,000 | $88,000 | $198,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,469 | $526,645,000 | $151,000 | $2,275,000 | $120,000 | $1,766,000 |
| Not Provided | 1,503 | $230,075,000 | $153,000 | $975,000 | $93,000 | $2,400,000 |
| Black or African American | 1,130 | $147,200,000 | $130,000 | $955,000 | $84,000 | $2,486,000 |
| Hispanic | 341 | $42,425,000 | $124,000 | $575,000 | $89,000 | $468,000 |
| Asian | 188 | $36,950,000 | $196,000 | $1,005,000 | $113,000 | $638,000 |
| American Indian or Alaskan Native | 36 | $5,120,000 | $142,000 | $455,000 | $112,000 | $445,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $460,000 | $230,000 | $295,000 | $78,000 | $132,000 |
| Not applicable | 1 | $455,000 | $455,000 | $455,000 | $124,000 | $124,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,715 | $996,315,000 | $148,000 | $2,275,000 | $106,000 | $2,486,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,397 | $498,425,000 | $146,000 | $965,000 | $119,000 | $856,000 |
| Application Denied By Financial Institution | 1,600 | $186,820,000 | $116,000 | $955,000 | $83,000 | $1,766,000 |
| Application Withdrawn By Applicant | 1,392 | $256,760,000 | $184,000 | $2,275,000 | $110,000 | $2,486,000 |
| File Closed For Incompleteness | 256 | $42,800,000 | $167,000 | $1,305,000 | $62,000 | $2,244,000 |
| Preapproval Approved but not Accepted | 56 | $10,100,000 | $180,000 | $465,000 | $83,000 | $346,000 |
| Application Approved But Not Accepted | 12 | $1,090,000 | $90,000 | $385,000 | $92,000 | $147,000 |
| Preapproval Denied by Financial Institution | 2 | $320,000 | $160,000 | $225,000 | $68,000 | $78,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,113 | $809,175,000 | $158,000 | $2,275,000 | $114,000 | $2,486,000 |
| Credit History | 565 | $53,695,000 | $95,000 | $545,000 | $72,000 | $1,608,000 |
| Debt-To-Income Ratio | 423 | $50,465,000 | $119,000 | $955,000 | $63,000 | $350,000 |
| Credit Application Incomplete | 331 | $48,825,000 | $147,000 | $755,000 | $116,000 | $1,766,000 |
| Other | 118 | $13,450,000 | $113,000 | $825,000 | $100,000 | $600,000 |
| Collateral | 108 | $13,150,000 | $121,000 | $635,000 | $101,000 | $659,000 |
| Employment History | 23 | $2,655,000 | $115,000 | $405,000 | $65,000 | $240,000 |
| Unverifiable Information | 17 | $2,355,000 | $138,000 | $345,000 | $70,000 | $195,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $2,420,000 | $151,000 | $455,000 | $88,000 | $191,000 |
| Mortgage Insurance Denied | 1 | $125,000 | $125,000 | $125,000 | $103,000 | $103,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Delta Community Credit Union's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Delta Community Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.