Delta Community Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Delta Community Credit Union 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Delta Community Credit Union 3270 Riverwood Pkwy Atlanta, GA 30339 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,202 |
| Total Mortgage Loan Application Amount | $328,226,000 |
| Average Mortgage Loan Application Amount | $134,000 |
| Highest Mortgage Loan Application Amount | $1,280,000 |
| Average Applicant Income | $78,000 |
| Highest Applicant Income | $1,299,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Delta Community Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Delta Community Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Delta Community Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Delta Community Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Delta Community Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Delta Community Credit Union's mortgage activity for 2007.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 1,468 | $ 211,021,000 | $ 143,000 | $ 76,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 34 | $ 4,711,000 | $ 138,000 | $ 68,500 |
| SALT LAKE CITY, UT | 23 | $ 4,916,000 | $ 213,000 | $ 74,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 19 | $ 4,194,000 | $ 220,000 | $ 86,000 |
| FORT WORTH-ARLINGTON, TX | 17 | $ 2,322,000 | $ 136,000 | $ 58,000 |
| ORLANDO-KISSIMMEE, FL | 17 | $ 3,184,000 | $ 187,000 | $ 97,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 15 | $ 2,921,000 | $ 194,000 | $ 65,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 14 | $ 2,990,000 | $ 213,000 | $ 65,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 12 | $ 2,207,000 | $ 183,000 | $ 53,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 11 | $ 1,431,000 | $ 130,000 | $ 64,000 |
| DALLAS-PLANO-IRVING, TX | 10 | $ 1,462,000 | $ 146,000 | $ 79,000 |
| MACON, GA | 10 | $ 1,731,000 | $ 173,000 | $ 91,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 9 | $ 1,831,000 | $ 203,000 | $ 61,000 |
| DENVER-AURORA, CO | 8 | $ 1,632,000 | $ 204,000 | $ 83,000 |
| JACKSONVILLE, FL | 7 | $ 1,146,000 | $ 163,000 | $ 81,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 7 | $ 1,471,000 | $ 210,000 | $ 75,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 7 | $ 2,487,000 | $ 355,000 | $ 67,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 7 | $ 1,690,000 | $ 235,333 | $ 70,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 6 | $ 643,000 | $ 111,000 | $ 51,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 6 | $ 1,872,000 | $ 312,000 | $ 66,000 |
| MEMPHIS, TN-MS-AR | 6 | $ 1,166,000 | $ 245,000 | $ 78,500 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 6 | $ 884,000 | $ 147,000 | $ 70,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 6 | $ 1,325,000 | $ 242,000 | $ 72,500 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 6 | $ 1,328,000 | $ 221,000 | $ 90,000 |
| BRUNSWICK, GA | 5 | $ 1,079,000 | $ 215,000 | $ 76,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 5 | $ 698,000 | $ 151,000 | $ 73,000 |
| PEABODY, MA | 5 | $ 1,272,000 | $ 254,000 | $ 80,000 |
| SAN ANTONIO, TX | 5 | $ 578,000 | $ 115,000 | $ 65,000 |
| SPARTANBURG, SC | 5 | $ 454,000 | $ 90,000 | $ 52,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 4 | $ 900,000 | $ 225,000 | $ 71,000 |
| COLORADO SPRINGS, CO | 4 | $ 710,000 | $ 177,000 | $ 51,000 |
| GAINESVILLE, GA | 4 | $ 614,000 | $ 153,000 | $ 103,000 |
| OGDEN-CLEARFIELD, UT | 4 | $ 862,000 | $ 215,000 | $ 57,000 |
| PITTSBURGH, PA | 4 | $ 724,000 | $ 181,000 | $ 133,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 4 | $ 849,000 | $ 212,000 | $ 133,000 |
| SAVANNAH, GA | 4 | $ 524,000 | $ 131,000 | $ 53,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 3 | $ 557,000 | $ 185,000 | $ 66,000 |
| ATHENS-CLARKE COUNTY, GA | 3 | $ 599,000 | $ 199,000 | $ 97,000 |
| AUSTIN-ROUND ROCK, TX | 3 | $ 597,000 | $ 199,000 | $ 67,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 3 | $ 1,034,000 | $ 344,000 | $ 129,000 |
| CAMDEN, NJ | 3 | $ 814,000 | $ 271,000 | $ 135,000 |
| CAPE CORAL-FORT MYERS, FL | 3 | $ 738,000 | $ 246,000 | $ 65,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 3 | $ 809,000 | $ 269,000 | $ 82,000 |
| COLUMBUS, GA-AL | 3 | $ 304,000 | $ 101,000 | $ 78,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 3 | $ 343,000 | $ 114,000 | $ 55,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 3 | $ 441,000 | $ 147,000 | $ 96,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 3 | $ 317,000 | $ 105,000 | $ 52,000 |
| LAS VEGAS-PARADISE, NV | 3 | $ 447,000 | $ 149,000 | $ 46,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 3 | $ 627,000 | $ 209,000 | $ 111,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 3 | $ 693,000 | $ 238,000 | $ 118,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 3 | $ 903,000 | $ 301,000 | $ 67,000 |
| SARASOTA-BRADENTON-VENICE, FL | 3 | $ 873,000 | $ 291,000 | $ 96,000 |
| TALLAHASSEE, FL | 3 | $ 565,000 | $ 188,000 | $ 61,000 |
| ANDERSON, SC | 2 | $ 323,000 | $ 161,000 | $ 92,000 |
| ASHEVILLE, NC | 2 | $ 149,000 | $ 74,000 | $ 51,000 |
| BIRMINGHAM-HOOVER, AL | 2 | $ 214,000 | $ 107,000 | $ 35,000 |
| BOSTON-QUINCY, MA | 2 | $ 352,000 | $ 176,000 | $ 63,000 |
| CHATTANOOGA, TN-GA | 2 | $ 255,000 | $ 127,000 | $ 47,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 2 | $ 125,000 | $ 62,000 | $ 37,000 |
| COLUMBUS, OH | 2 | $ 492,000 | $ 246,000 | $ 60,000 |
| DOTHAN, AL | 2 | $ 156,000 | $ 78,000 | $ 50,000 |
| DURHAM, NC | 2 | $ 564,000 | $ 282,000 | $ 87,000 |
| INDIANAPOLIS-CARMEL, IN | 2 | $ 230,000 | $ 115,000 | $ 62,000 |
| JACKSON, MS | 2 | $ 283,000 | $ 141,000 | $ 74,000 |
| LAKELAND, FL | 2 | $ 417,000 | $ 208,000 | $ 79,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 2 | $ 409,000 | $ 204,000 | $ 145,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 2 | $ 223,000 | $ 111,000 | $ 73,000 |
| MONTGOMERY, AL | 2 | $ 174,000 | $ 87,000 | $ 41,000 |
| MORRISTOWN, TN | 2 | $ 97,000 | $ 48,000 | $ 41,000 |
| NASSAU-SUFFOLK, NY | 2 | $ 692,000 | $ 346,000 | $ 110,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 2 | $ 745,000 | $ 372,000 | $ 104,000 |
| PANAMA CITY-LYNN HAVEN, FL | 2 | $ 379,000 | $ 189,000 | $ 103,000 |
| PHILADELPHIA, PA | 2 | $ 623,000 | $ 311,000 | $ 144,000 |
| PROVO-OREM, UT | 2 | $ 406,000 | $ 203,000 | $ 74,000 |
| RALEIGH-CARY, NC | 2 | $ 248,000 | $ 124,000 | $ 38,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 2 | $ 1,037,000 | $ 518,000 | $ 176,000 |
| SPRINGFIELD, OH | 2 | $ 144,000 | $ 72,000 | $ 92,000 |
| ST. LOUIS, MO-IL | 2 | $ 604,000 | $ 302,000 | $ 95,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 2 | $ 869,000 | $ 434,000 | $ 121,000 |
| WINSTON-SALEM, NC | 2 | $ 535,000 | $ 267,000 | $ 130,000 |
| ALBANY, GA | 1 | $ 166,000 | $ 166,000 | $ 64,000 |
| BALTIMORE-TOWSON, MD | 1 | $ 417,000 | $ 417,000 | $ 138,000 |
| BANGOR, ME | 1 | $ 54,000 | $ 54,000 | $ 32,000 |
| BARNSTABLE TOWN, MA | 1 | $ 350,000 | $ 350,000 | $ 96,000 |
| BATON ROUGE, LA | 1 | $ 147,000 | $ 147,000 | $ 107,000 |
| BEND, OR | 1 | $ 325,000 | $ 325,000 | $ 102,000 |
| BETHESDA-GAITHERSBURG-FREDERICK, MD | 1 | $ 232,000 | $ 232,000 | $ 93,000 |
| BLOOMINGTON, IN | 1 | $ 94,000 | $ 94,000 | $ 79,000 |
| BUFFALO-NIAGARA FALLS, NY | 1 | $ 198,000 | $ 198,000 | $ 77,000 |
| CANTON-MASSILLON, OH | 1 | $ 113,000 | $ 113,000 | $ 44,000 |
| CLEVELAND, TN | 1 | $ 100,000 | $ 100,000 | $ 102,000 |
| COEUR D'ALENE, ID | 1 | $ 130,000 | $ 130,000 | $ 92,000 |
| COLUMBIA, SC | 1 | $ 202,000 | $ 202,000 | $ 182,000 |
| CORPUS CHRISTI, TX | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| DOVER, DE | 1 | $ 360,000 | $ 360,000 | $ 99,000 |
| EDISON, NJ | 1 | $ 261,000 | $ 261,000 | $ 60,000 |
| EL PASO, TX | 1 | $ 92,000 | $ 92,000 | $ 52,000 |
| EUGENE-SPRINGFIELD, OR | 1 | $ 97,000 | $ 97,000 | $ 39,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1 | $ 409,000 | $ 409,000 | $ 150,000 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 59,000 | $ 59,000 | $ 51,000 |
| FORT COLLINS-LOVELAND, CO | 1 | $ 235,000 | $ 235,000 | $ 55,000 |
| GADSDEN, AL | 1 | $ 35,000 | $ 35,000 | $ 21,000 |
| GREENSBORO-HIGH POINT, NC | 1 | $ 130,000 | $ 130,000 | $ 44,000 |
| HONOLULU, HI | 1 | $ 275,000 | $ 275,000 | $ 45,000 |
| HOT SPRINGS, AR | 1 | $ 58,000 | $ 58,000 | $ 29,000 |
| KANKAKEE-BRADLEY, IL | 1 | $ 40,000 | $ 40,000 | $ 122,000 |
| KANSAS CITY, MO-KS | 1 | $ 532,000 | $ 532,000 | $ 179,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| KNOXVILLE, TN | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| LANCASTER, PA | 1 | $ 199,000 | $ 199,000 | $ 84,000 |
| NEWARK-UNION, NJ-PA | 1 | $ 115,000 | $ 115,000 | $ 76,000 |
| OCALA, FL | 1 | $ 149,000 | $ 149,000 | $ 50,000 |
| OKLAHOMA CITY, OK | 1 | $ 116,000 | $ 116,000 | $ 36,000 |
| OLYMPIA, WA | 1 | $ 146,000 | $ 146,000 | $ 63,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1 | $ 492,000 | $ 492,000 | $ 160,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1 | $ 338,000 | $ 338,000 | $ 165,000 |
| READING, PA | 1 | $ 84,000 | $ 84,000 | $ 85,000 |
| RICHMOND, VA | 1 | $ 282,000 | $ 282,000 | $ 95,000 |
| ROANOKE, VA | 1 | $ 112,000 | $ 112,000 | $ 98,000 |
| ROCHESTER, NY | 1 | $ 90,000 | $ 90,000 | $ 28,000 |
| ROCKY MOUNT, NC | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| ROME, GA | 1 | $ 47,000 | $ 47,000 | $ 75,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 1 | $ 199,000 | $ 199,000 | $ 62,000 |
| SALEM, OR | 1 | $ 201,000 | $ 201,000 | $ 38,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 1 | $ 326,000 | $ 326,000 | $ 105,000 |
| SCRANTON--WILKES-BARRE, PA | 1 | $ 116,000 | $ 116,000 | $ 35,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 108,000 | $ 108,000 | $ 43,000 |
| SHREVEPORT-BOSSIER CITY, LA | 1 | $ 172,000 | $ 172,000 | $ 64,000 |
| SPRINGFIELD, MA | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| TACOMA, WA | 1 | $ 52,000 | $ 52,000 | $ 38,000 |
| TERRE HAUTE, IN | 1 | $ 170,000 | $ 170,000 | $ 29,000 |
| TEXARKANA, TX-TEXARKANA, AR | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| TRENTON-EWING, NJ | 1 | $ 315,000 | $ 315,000 | $ 100,000 |
| TUCSON, AZ | 1 | $ 213,000 | $ 213,000 | $ 96,000 |
| TUSCALOOSA, AL | 1 | $ 70,000 | $ 70,000 | $ 120,000 |
| UTICA-ROME, NY | 1 | $ 95,000 | $ 95,000 | $ 94,000 |
| VALDOSTA, GA | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| WARNER ROBINS, GA | 1 | $ 90,000 | $ 90,000 | $ 91,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 1 | $ 175,000 | $ 175,000 | $ 77,000 |
| WILMINGTON, DE-MD-NJ | 1 | $ 120,000 | $ 120,000 | $ 119,000 |
| WORCESTER, MA | 1 | $ 205,000 | $ 205,000 | $ 94,000 |
Mortgage Loan Application Detail Totals for Delta Community Credit Union in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 938 | $171,427,000 | $182,000 | $1,280,000 | $73,000 | $354,000 |
| Home Purchase | 766 | $134,145,000 | $175,000 | $1,240,000 | $77,000 | $800,000 |
| Home Improvement | 498 | $22,654,000 | $45,000 | $350,000 | $84,000 | $1,299,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,451 | $211,134,000 | $145,000 | $1,240,000 | $81,000 | $1,299,000 |
| Not Provided | 368 | $63,355,000 | $172,000 | $1,280,000 | $79,000 | $311,000 |
| Black or African American | 241 | $33,968,000 | $140,000 | $653,000 | $58,000 | $160,000 |
| Hispanic | 88 | $12,063,000 | $137,000 | $399,000 | $64,000 | $240,000 |
| Asian | 43 | $6,238,000 | $145,000 | $384,000 | $65,000 | $207,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $581,000 | $96,000 | $195,000 | $67,000 | $152,000 |
| American Indian or Alaskan Native | 5 | $887,000 | $177,000 | $264,000 | $72,000 | $131,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,198 | $327,442,000 | $148,000 | $1,280,000 | $77,000 | $1,299,000 |
| FHA-insured (Federal Housing Administration) | 3 | $567,000 | $189,000 | $301,000 | $63,000 | $72,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $217,000 | $217,000 | $217,000 | $94,000 | $94,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,475 | $199,334,000 | $135,000 | $1,240,000 | $80,000 | $1,299,000 |
| Application Approved But Not Accepted | 403 | $73,475,000 | $182,000 | $1,280,000 | $79,000 | $332,000 |
| Application Denied By Financial Institution | 317 | $54,651,000 | $172,000 | $653,000 | $62,000 | $311,000 |
| Application Withdrawn By Applicant | 7 | $766,000 | $109,000 | $380,000 | $65,000 | $180,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 144 | $27,760,000 | $192,000 | $653,000 | $54,000 | $301,000 |
| Collateral | 72 | $11,378,000 | $158,000 | $520,000 | $71,000 | $311,000 |
| Credit History | 45 | $8,249,000 | $183,000 | $515,000 | $71,000 | $224,000 |
| Other | 44 | $5,216,000 | $118,000 | $301,000 | $63,000 | $240,000 |
| Employment History | 5 | $739,000 | $147,000 | $240,000 | $66,000 | $145,000 |
| Unverifiable Information | 2 | $387,000 | $193,000 | $319,000 | $78,000 | $90,000 |
| Credit Application Incomplete | 1 | $144,000 | $144,000 | $144,000 | $22,000 | $22,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $99,000 | $99,000 | $99,000 | $34,000 | $34,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Delta Community Credit Union's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Delta Community Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.