Delta Community Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Delta Community Credit Union 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Delta Community Credit Union 3270 Riverwood Pkwy Atlanta, GA 30339 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,202 |
| Total Mortgage Loan Application Amount | $328,226,000 |
| Average Mortgage Loan Application Amount | $134,000 |
| Highest Mortgage Loan Application Amount | $1,280,000 |
| Average Applicant Income | $78,000 |
| Highest Applicant Income | $1,299,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Delta Community Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Delta Community Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Delta Community Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Delta Community Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Delta Community Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Delta Community Credit Union's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Coweta County Georgia | 238 | $ 31,712,000 | $ 133,000 | $ 71,000 |
| Henry County Georgia | 215 | $ 31,265,000 | $ 145,000 | $ 71,000 |
| Fulton County Georgia | 213 | $ 34,328,000 | $ 161,000 | $ 74,000 |
| Fayette County Georgia | 194 | $ 28,976,000 | $ 149,000 | $ 86,000 |
| Cobb County Georgia | 117 | $ 15,173,000 | $ 129,000 | $ 83,000 |
| Clayton County Georgia | 111 | $ 10,451,000 | $ 94,000 | $ 50,000 |
| DeKalb County Georgia | 97 | $ 15,458,000 | $ 159,000 | $ 95,000 |
| Gwinnett County Georgia | 76 | $ 11,651,000 | $ 153,000 | $ 83,000 |
| Douglas County Georgia | 26 | $ 3,439,000 | $ 132,000 | $ 70,000 |
| Carroll County Georgia | 25 | $ 3,274,000 | $ 130,000 | $ 62,000 |
| Spalding County Georgia | 25 | $ 2,584,000 | $ 103,000 | $ 57,000 |
| Salt Lake County Utah | 21 | $ 4,506,000 | $ 214,000 | $ 75,000 |
| Paulding County Georgia | 20 | $ 2,614,000 | $ 130,000 | $ 68,000 |
| Cherokee County Georgia | 18 | $ 3,421,000 | $ 190,000 | $ 95,000 |
| Tarrant County Texas | 16 | $ 2,200,000 | $ 137,000 | $ 58,000 |
| Broward County Florida | 15 | $ 2,921,000 | $ 194,000 | $ 65,000 |
| Newton County Georgia | 15 | $ 1,872,000 | $ 124,000 | $ 51,000 |
| Palm Beach County Florida | 14 | $ 2,990,000 | $ 213,000 | $ 65,000 |
| Kenton County Kentucky | 14 | $ 1,662,000 | $ 118,000 | $ 66,000 |
| Miami-Dade County Florida | 12 | $ 2,207,000 | $ 183,000 | $ 53,000 |
| Butts County Georgia | 11 | $ 2,685,000 | $ 244,000 | $ 106,000 |
| Boone County Kentucky | 11 | $ 1,906,000 | $ 173,000 | $ 68,000 |
| Hillsborough County Florida | 10 | $ 1,875,000 | $ 187,000 | $ 67,000 |
| Orange County Florida | 10 | $ 2,036,000 | $ 203,000 | $ 109,000 |
| Forsyth County Georgia | 10 | $ 3,426,000 | $ 342,000 | $ 197,000 |
| Pike County Georgia | 10 | $ 1,933,000 | $ 193,000 | $ 69,000 |
| Monroe County Georgia | 9 | $ 1,618,000 | $ 179,000 | $ 95,000 |
| Lamar County Georgia | 8 | $ 1,279,000 | $ 159,000 | $ 63,000 |
| Pinellas County Florida | 7 | $ 2,004,000 | $ 286,000 | $ 125,000 |
| Jasper County Georgia | 7 | $ 1,207,000 | $ 172,000 | $ 84,000 |
| Los Angeles County California | 6 | $ 1,872,000 | $ 312,000 | $ 66,000 |
| Brevard County Florida | 6 | $ 1,328,000 | $ 221,000 | $ 90,000 |
| Barrow County Georgia | 6 | $ 533,000 | $ 88,000 | $ 57,000 |
| Rockdale County Georgia | 6 | $ 685,000 | $ 114,000 | $ 72,000 |
| Mecklenburg County North Carolina | 6 | $ 1,400,000 | $ 233,000 | $ 70,000 |
| Dallas County Texas | 6 | $ 837,000 | $ 139,000 | $ 74,000 |
| King County Washington | 6 | $ 2,275,000 | $ 379,000 | $ 71,000 |
| Bartow County Georgia | 5 | $ 701,000 | $ 140,000 | $ 82,000 |
| Glynn County Georgia | 5 | $ 1,079,000 | $ 215,000 | $ 76,000 |
| Walton County Georgia | 5 | $ 539,000 | $ 107,000 | $ 45,000 |
| Essex County Massachusetts | 5 | $ 1,272,000 | $ 254,000 | $ 80,000 |
| Spartanburg County South Carolina | 5 | $ 454,000 | $ 90,000 | $ 52,000 |
| Harris County Texas | 5 | $ 609,000 | $ 121,000 | $ 64,000 |
| San Diego County California | 4 | $ 849,000 | $ 212,000 | $ 133,000 |
| El Paso County Colorado | 4 | $ 710,000 | $ 177,000 | $ 51,000 |
| Hall County Georgia | 4 | $ 614,000 | $ 153,000 | $ 103,000 |
| Meriwether County Georgia | 4 | $ 473,000 | $ 118,000 | $ 55,000 |
| Richmond County Georgia | 4 | $ 421,000 | $ 105,000 | $ 58,000 |
| Allegheny County Pennsylvania | 4 | $ 724,000 | $ 181,000 | $ 133,000 |
| Shelby County Tennessee | 4 | $ 694,000 | $ 173,000 | $ 86,000 |
| Davis County Utah | 4 | $ 862,000 | $ 215,000 | $ 57,000 |
| Jefferson County Colorado | 3 | $ 411,000 | $ 137,000 | $ 77,000 |
| Duval County Florida | 3 | $ 626,000 | $ 208,000 | $ 93,000 |
| Lee County Florida | 3 | $ 738,000 | $ 246,000 | $ 65,000 |
| Leon County Florida | 3 | $ 565,000 | $ 188,000 | $ 61,000 |
| Okaloosa County Florida | 3 | $ 441,000 | $ 147,000 | $ 96,000 |
| Osceola County Florida | 3 | $ 316,000 | $ 105,000 | $ 86,000 |
| Sarasota County Florida | 3 | $ 873,000 | $ 291,000 | $ 96,000 |
| St. Johns County Florida | 3 | $ 417,000 | $ 139,000 | $ 80,000 |
| Volusia County Florida | 3 | $ 343,000 | $ 114,000 | $ 55,000 |
| Chatham County Georgia | 3 | $ 507,000 | $ 169,000 | $ 56,000 |
| Hancock County Georgia | 3 | $ 738,000 | $ 246,000 | $ 157,000 |
| Pickens County Georgia | 3 | $ 775,000 | $ 258,000 | $ 166,000 |
| Putnam County Georgia | 3 | $ 376,000 | $ 125,000 | $ 71,000 |
| Troup County Georgia | 3 | $ 333,000 | $ 111,000 | $ 63,000 |
| White County Georgia | 3 | $ 393,000 | $ 131,000 | $ 237,000 |
| Campbell County Kentucky | 3 | $ 250,000 | $ 83,000 | $ 41,000 |
| Jefferson County Louisiana | 3 | $ 381,000 | $ 127,000 | $ 44,000 |
| Middlesex County Massachusetts | 3 | $ 1,034,000 | $ 344,000 | $ 129,000 |
| Clark County Nevada | 3 | $ 447,000 | $ 149,000 | $ 46,000 |
| Hamilton County Ohio | 3 | $ 446,000 | $ 148,000 | $ 84,000 |
| Lehigh County Pennsylvania | 3 | $ 557,000 | $ 185,000 | $ 66,000 |
| Williamson County Tennessee | 3 | $ 923,000 | $ 307,000 | $ 103,000 |
| Denton County Texas | 3 | $ 382,000 | $ 127,000 | $ 47,000 |
| Montgomery County Texas | 3 | $ 460,000 | $ 153,000 | $ 59,000 |
| Fairfax County Virginia | 3 | $ 830,000 | $ 276,000 | $ 68,000 |
| Baldwin County Alabama | 2 | $ 410,000 | $ 205,000 | $ 134,000 |
| Jefferson County Alabama | 2 | $ 214,000 | $ 107,000 | $ 35,000 |
| Pulaski County Arkansas | 2 | $ 409,000 | $ 204,000 | $ 145,000 |
| Alameda County California | 2 | $ 745,000 | $ 372,000 | $ 104,000 |
| San Bernardino County California | 2 | $ 685,000 | $ 342,000 | $ 79,000 |
| Douglas County Colorado | 2 | $ 430,000 | $ 215,000 | $ 57,000 |
| Sussex County Delaware | 2 | $ 329,000 | $ 164,000 | $ 35,000 |
| District of Columbia County District Of Columbia | 2 | $ 432,000 | $ 216,000 | $ 115,000 |
| Bay County Florida | 2 | $ 379,000 | $ 189,000 | $ 103,000 |
| Lake County Florida | 2 | $ 444,000 | $ 222,000 | $ 70,000 |
| Pasco County Florida | 2 | $ 315,000 | $ 157,000 | $ 48,000 |
| Polk County Florida | 2 | $ 417,000 | $ 208,000 | $ 79,000 |
| Santa Rosa County Florida | 2 | $ 525,000 | $ 262,000 | $ 92,000 |
| Seminole County Florida | 2 | $ 388,000 | $ 194,000 | $ 83,000 |
| Baldwin County Georgia | 2 | $ 380,000 | $ 190,000 | $ 266,000 |
| Clarke County Georgia | 2 | $ 385,000 | $ 192,000 | $ 80,000 |
| Fannin County Georgia | 2 | $ 535,000 | $ 267,000 | $ 155,000 |
| Gordon County Georgia | 2 | $ 235,000 | $ 117,000 | $ 66,000 |
| Haralson County Georgia | 2 | $ 287,000 | $ 143,000 | $ 96,000 |
| Harris County Georgia | 2 | $ 264,000 | $ 132,000 | $ 97,000 |
| Union County Georgia | 2 | $ 1,020,000 | $ 510,000 | $ 169,000 |
| Upson County Georgia | 2 | $ 129,000 | $ 64,000 | $ 24,000 |
| Cook County Illinois | 2 | $ 610,000 | $ 305,000 | $ 94,000 |
| Jefferson County Kentucky | 2 | $ 264,000 | $ 132,000 | $ 62,000 |
| McCracken County Kentucky | 2 | $ 271,000 | $ 135,000 | $ 56,000 |
| St. Tammany County Louisiana | 2 | $ 368,000 | $ 184,000 | $ 93,000 |
| Prince George's County Maryland | 2 | $ 428,000 | $ 214,000 | $ 27,000 |
| Suffolk County Massachusetts | 2 | $ 352,000 | $ 176,000 | $ 63,000 |
| St. Louis County Missouri | 2 | $ 604,000 | $ 302,000 | $ 95,000 |
| Burlington County New Jersey | 2 | $ 437,000 | $ 218,000 | $ 52,000 |
| Queens County New York | 2 | $ 128,000 | $ 64,000 | $ 34,000 |
| Avery County North Carolina | 2 | $ 518,000 | $ 259,000 | $ 176,000 |
| Cabarrus County North Carolina | 2 | $ 340,000 | $ 170,000 | $ 43,000 |
| Durham County North Carolina | 2 | $ 564,000 | $ 282,000 | $ 87,000 |
| Forsyth County North Carolina | 2 | $ 535,000 | $ 267,000 | $ 130,000 |
| Iredell County North Carolina | 2 | $ 373,000 | $ 186,000 | $ 49,000 |
| Clark County Ohio | 2 | $ 144,000 | $ 72,000 | $ 92,000 |
| Clermont County Ohio | 2 | $ 247,000 | $ 123,000 | $ 54,000 |
| Franklin County Ohio | 2 | $ 492,000 | $ 246,000 | $ 60,000 |
| Monroe County Pennsylvania | 2 | $ 469,000 | $ 234,000 | $ 95,000 |
| Anderson County South Carolina | 2 | $ 323,000 | $ 161,000 | $ 92,000 |
| Charleston County South Carolina | 2 | $ 525,000 | $ 262,000 | $ 91,000 |
| Greenville County South Carolina | 2 | $ 255,000 | $ 127,000 | $ 62,000 |
| Hamilton County Tennessee | 2 | $ 255,000 | $ 127,000 | $ 47,000 |
| Jefferson County Tennessee | 2 | $ 97,000 | $ 48,000 | $ 41,000 |
| Bexar County Texas | 2 | $ 272,000 | $ 136,000 | $ 72,000 |
| Galveston County Texas | 2 | $ 282,000 | $ 141,000 | $ 91,000 |
| Henderson County Texas | 2 | $ 156,000 | $ 78,000 | $ 90,000 |
| Travis County Texas | 2 | $ 498,000 | $ 249,000 | $ 83,000 |
| Utah County Utah | 2 | $ 406,000 | $ 203,000 | $ 74,000 |
| Clark County Washington | 2 | $ 433,000 | $ 216,000 | $ 98,000 |
| Uinta County Wyoming | 2 | $ 499,000 | $ 249,000 | $ 203,000 |
| Cherokee County Alabama | 1 | $ 57,000 | $ 57,000 | $ 45,000 |
| Cleburne County Alabama | 1 | $ 165,000 | $ 165,000 | $ 84,000 |
| Colbert County Alabama | 1 | $ 59,000 | $ 59,000 | $ 51,000 |
| Elmore County Alabama | 1 | $ 60,000 | $ 60,000 | $ 36,000 |
| Etowah County Alabama | 1 | $ 35,000 | $ 35,000 | $ 21,000 |
| Henry County Alabama | 1 | $ 32,000 | $ 32,000 | $ 43,000 |
| Houston County Alabama | 1 | $ 124,000 | $ 124,000 | $ 58,000 |
| Montgomery County Alabama | 1 | $ 114,000 | $ 114,000 | $ 46,000 |
| Randolph County Alabama | 1 | $ 133,000 | $ 133,000 | $ 53,000 |
| Talladega County Alabama | 1 | $ 160,000 | $ 160,000 | $ 39,000 |
| Tuscaloosa County Alabama | 1 | $ 70,000 | $ 70,000 | $ 120,000 |
| Maricopa County Arizona | 1 | $ 338,000 | $ 338,000 | $ 165,000 |
| Pima County Arizona | 1 | $ 213,000 | $ 213,000 | $ 96,000 |
| Garland County Arkansas | 1 | $ 58,000 | $ 58,000 | $ 29,000 |
| Washington County Arkansas | 1 | $ 409,000 | $ 409,000 | $ 150,000 |
| Alpine County California | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Orange County California | 1 | $ 326,000 | $ 326,000 | $ 105,000 |
| Riverside County California | 1 | $ 218,000 | $ 218,000 | $ 43,000 |
| Sacramento County California | 1 | $ 199,000 | $ 199,000 | $ 62,000 |
| San Francisco County California | 1 | $ 835,000 | $ 835,000 | $ 298,000 |
| San Mateo County California | 1 | $ 202,000 | $ 202,000 | $ 55,000 |
| Ventura County California | 1 | $ 492,000 | $ 492,000 | $ 160,000 |
| Arapahoe County Colorado | 1 | $ 176,000 | $ 176,000 | $ 69,000 |
| Chaffee County Colorado | 1 | $ 395,000 | $ 395,000 | $ 184,000 |
| Denver County Colorado | 1 | $ 256,000 | $ 256,000 | $ 129,000 |
| Elbert County Colorado | 1 | $ 359,000 | $ 359,000 | $ 126,000 |
| Fremont County Colorado | 1 | $ 292,000 | $ 292,000 | $ 68,000 |
| Larimer County Colorado | 1 | $ 235,000 | $ 235,000 | $ 55,000 |
| Summit County Colorado | 1 | $ 212,000 | $ 212,000 | $ 128,000 |
| Kent County Delaware | 1 | $ 360,000 | $ 360,000 | $ 99,000 |
| New Castle County Delaware | 1 | $ 120,000 | $ 120,000 | $ 119,000 |
| Citrus County Florida | 1 | $ 225,000 | $ 225,000 | $ 71,000 |
| Escambia County Florida | 1 | $ 102,000 | $ 102,000 | $ 150,000 |
| Franklin County Florida | 1 | $ 91,000 | $ 91,000 | $ 67,000 |
| Indian River County Florida | 1 | $ 108,000 | $ 108,000 | $ 43,000 |
| Marion County Florida | 1 | $ 149,000 | $ 149,000 | $ 50,000 |
| Nassau County Florida | 1 | $ 103,000 | $ 103,000 | $ 49,000 |
| Sumter County Florida | 1 | $ 250,000 | $ 250,000 | $ 77,000 |
| Bibb County Georgia | 1 | $ 113,000 | $ 113,000 | $ 57,000 |
| Bryan County Georgia | 1 | $ 17,000 | $ 17,000 | $ 47,000 |
| Burke County Georgia | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Colquitt County Georgia | 1 | $ 13,000 | $ 13,000 | $ 31,000 |
| Dawson County Georgia | 1 | $ 280,000 | $ 280,000 | $ 106,000 |
| Elbert County Georgia | 1 | $ 53,000 | $ 53,000 | $ 39,000 |
| Emanuel County Georgia | 1 | $ 126,000 | $ 126,000 | $ 131,000 |
| Floyd County Georgia | 1 | $ 47,000 | $ 47,000 | $ 75,000 |
| Gilmer County Georgia | 1 | $ 170,000 | $ 170,000 | $ 105,000 |
| Grady County Georgia | 1 | $ 88,000 | $ 88,000 | $ 72,000 |
| Greene County Georgia | 1 | $ 50,000 | $ 50,000 | $ 147,000 |
| Habersham County Georgia | 1 | $ 408,000 | $ 408,000 | $ 93,000 |
| Houston County Georgia | 1 | $ 90,000 | $ 90,000 | $ 91,000 |
| Jackson County Georgia | 1 | $ 266,000 | $ 266,000 | $ 88,000 |
| Lowndes County Georgia | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| Madison County Georgia | 1 | $ 214,000 | $ 214,000 | $ 132,000 |
| Morgan County Georgia | 1 | $ 192,000 | $ 192,000 | $ 110,000 |
| Muscogee County Georgia | 1 | $ 40,000 | $ 40,000 | $ 41,000 |
| Peach County Georgia | 1 | $ 42,000 | $ 42,000 | $ 42,000 |
| Polk County Georgia | 1 | $ 350,000 | $ 350,000 | $ 354,000 |
| Rabun County Georgia | 1 | $ 161,000 | $ 161,000 | $ 140,000 |
| Towns County Georgia | 1 | $ 335,000 | $ 335,000 | $ 80,000 |
| Treutlen County Georgia | 1 | $ 198,000 | $ 198,000 | $ 120,000 |
| Worth County Georgia | 1 | $ 166,000 | $ 166,000 | $ 64,000 |
| Honolulu County Hawaii | 1 | $ 275,000 | $ 275,000 | $ 45,000 |
| Maui County Hawaii | 1 | $ 600,000 | $ 600,000 | $ 274,000 |
| Kootenai County Idaho | 1 | $ 130,000 | $ 130,000 | $ 92,000 |
| Kane County Illinois | 1 | $ 199,000 | $ 199,000 | $ 59,000 |
| Kankakee County Illinois | 1 | $ 40,000 | $ 40,000 | $ 122,000 |
| Floyd County Indiana | 1 | $ 170,000 | $ 170,000 | $ 90,000 |
| Hamilton County Indiana | 1 | $ 110,000 | $ 110,000 | $ 33,000 |
| Hendricks County Indiana | 1 | $ 120,000 | $ 120,000 | $ 91,000 |
| Jefferson County Indiana | 1 | $ 102,000 | $ 102,000 | $ 62,000 |
| Monroe County Indiana | 1 | $ 94,000 | $ 94,000 | $ 79,000 |
| Vigo County Indiana | 1 | $ 170,000 | $ 170,000 | $ 29,000 |
| Bullitt County Kentucky | 1 | $ 88,000 | $ 88,000 | $ 40,000 |
| Clinton County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 123,000 |
| Menifee County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Pendleton County Kentucky | 1 | $ 200,000 | $ 200,000 | $ 81,000 |
| Pulaski County Kentucky | 1 | $ 286,000 | $ 286,000 | $ 230,000 |
| Spencer County Kentucky | 1 | $ 176,000 | $ 176,000 | $ 60,000 |
| Caddo County Louisiana | 1 | $ 172,000 | $ 172,000 | $ 64,000 |
| East Baton Rouge County Louisiana | 1 | $ 147,000 | $ 147,000 | $ 107,000 |
| Orleans County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 102,000 |
| St. Landry County Louisiana | 1 | $ 142,000 | $ 142,000 | $ 49,000 |
| Penobscot County Maine | 1 | $ 54,000 | $ 54,000 | $ 32,000 |
| Anne Arundel County Maryland | 1 | $ 417,000 | $ 417,000 | $ 138,000 |
| Montgomery County Maryland | 1 | $ 232,000 | $ 232,000 | $ 93,000 |
| Barnstable County Massachusetts | 1 | $ 350,000 | $ 350,000 | $ 96,000 |
| Franklin County Massachusetts | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| Worcester County Massachusetts | 1 | $ 205,000 | $ 205,000 | $ 94,000 |
| Oakland County Michigan | 1 | $ 175,000 | $ 175,000 | $ 77,000 |
| Hennepin County Minnesota | 1 | $ 127,000 | $ 127,000 | $ 56,000 |
| Ramsey County Minnesota | 1 | $ 96,000 | $ 96,000 | $ 90,000 |
| DeSoto County Mississippi | 1 | $ 322,000 | $ 322,000 | $ 77,000 |
| Hinds County Mississippi | 1 | $ 130,000 | $ 130,000 | $ 58,000 |
| Lee County Mississippi | 1 | $ 98,000 | $ 98,000 | $ 37,000 |
| Lowndes County Mississippi | 1 | $ 58,000 | $ 58,000 | $ 50,000 |
| Rankin County Mississippi | 1 | $ 153,000 | $ 153,000 | $ 90,000 |
| Tishomingo County Mississippi | 1 | $ 416,000 | $ 416,000 | $ 109,000 |
| Warren County Mississippi | 1 | $ 47,000 | $ 47,000 | $ 64,000 |
| Camden County Missouri | 1 | $ 656,000 | $ 656,000 | $ 183,000 |
| Macon County Missouri | 1 | $ 114,000 | $ 114,000 | $ 48,000 |
| Platte County Missouri | 1 | $ 532,000 | $ 532,000 | $ 179,000 |
| Stone County Missouri | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Taney County Missouri | 1 | $ 66,000 | $ 66,000 | $ 100,000 |
| Meagher County Montana | 1 | $ 144,000 | $ 144,000 | $ 94,000 |
| Carroll County New Hampshire | 1 | $ 132,000 | $ 132,000 | $ 49,000 |
| Bergen County New Jersey | 1 | $ 360,000 | $ 360,000 | $ 137,000 |
| Camden County New Jersey | 1 | $ 377,000 | $ 377,000 | $ 301,000 |
| Hudson County New Jersey | 1 | $ 252,000 | $ 252,000 | $ 101,000 |
| Mercer County New Jersey | 1 | $ 315,000 | $ 315,000 | $ 100,000 |
| Morris County New Jersey | 1 | $ 115,000 | $ 115,000 | $ 76,000 |
| Somerset County New Jersey | 1 | $ 261,000 | $ 261,000 | $ 60,000 |
| Colfax County New Mexico | 1 | $ 198,000 | $ 198,000 | $ 200,000 |
| Erie County New York | 1 | $ 198,000 | $ 198,000 | $ 77,000 |
| Monroe County New York | 1 | $ 90,000 | $ 90,000 | $ 28,000 |
| Nassau County New York | 1 | $ 380,000 | $ 380,000 | $ 120,000 |
| Oneida County New York | 1 | $ 95,000 | $ 95,000 | $ 94,000 |
| Rockland County New York | 1 | $ 160,000 | $ 160,000 | $ 36,000 |
| Suffolk County New York | 1 | $ 312,000 | $ 312,000 | $ 100,000 |
| Sullivan County New York | 1 | $ 143,000 | $ 143,000 | $ 85,000 |
| Westchester County New York | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Cherokee County North Carolina | 1 | $ 154,000 | $ 154,000 | $ 168,000 |
| Guilford County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 44,000 |
| Haywood County North Carolina | 1 | $ 64,000 | $ 64,000 | $ 77,000 |
| Henderson County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Jackson County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 164,000 |
| Johnston County North Carolina | 1 | $ 141,000 | $ 141,000 | $ 29,000 |
| Nash County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Sampson County North Carolina | 1 | $ 57,000 | $ 57,000 | $ 84,000 |
| Union County North Carolina | 1 | $ 91,000 | $ 91,000 | $ 43,000 |
| Wake County North Carolina | 1 | $ 107,000 | $ 107,000 | $ 47,000 |
| Cuyahoga County Ohio | 1 | $ 80,000 | $ 80,000 | $ 51,000 |
| Lorain County Ohio | 1 | $ 45,000 | $ 45,000 | $ 23,000 |
| Stark County Ohio | 1 | $ 113,000 | $ 113,000 | $ 44,000 |
| Canadian County Oklahoma | 1 | $ 116,000 | $ 116,000 | $ 36,000 |
| Deschutes County Oregon | 1 | $ 325,000 | $ 325,000 | $ 102,000 |
| Lane County Oregon | 1 | $ 97,000 | $ 97,000 | $ 39,000 |
| Marion County Oregon | 1 | $ 201,000 | $ 201,000 | $ 38,000 |
| Multnomah County Oregon | 1 | $ 260,000 | $ 260,000 | $ 138,000 |
| Berks County Pennsylvania | 1 | $ 84,000 | $ 84,000 | $ 85,000 |
| Chester County Pennsylvania | 1 | $ 248,000 | $ 248,000 | $ 169,000 |
| Lancaster County Pennsylvania | 1 | $ 199,000 | $ 199,000 | $ 84,000 |
| Luzerne County Pennsylvania | 1 | $ 116,000 | $ 116,000 | $ 35,000 |
| McKean County Pennsylvania | 1 | $ 44,000 | $ 44,000 | $ 21,000 |
| Montgomery County Pennsylvania | 1 | $ 375,000 | $ 375,000 | $ 120,000 |
| Aiken County South Carolina | 1 | $ 117,000 | $ 117,000 | $ 46,000 |
| Berkeley County South Carolina | 1 | $ 180,000 | $ 180,000 | $ 41,000 |
| Dorchester County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 61,000 |
| Greenwood County South Carolina | 1 | $ 152,000 | $ 152,000 | $ 48,000 |
| Pickens County South Carolina | 1 | $ 62,000 | $ 62,000 | $ 32,000 |
| Richland County South Carolina | 1 | $ 202,000 | $ 202,000 | $ 182,000 |
| Blount County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Cheatham County Tennessee | 1 | $ 258,000 | $ 258,000 | $ 106,000 |
| Davidson County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 34,000 |
| Franklin County Tennessee | 1 | $ 74,000 | $ 74,000 | $ 30,000 |
| Polk County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 102,000 |
| Putnam County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 47,000 |
| Roane County Tennessee | 1 | $ 283,000 | $ 283,000 | $ 79,000 |
| Robertson County Tennessee | 1 | $ 30,000 | $ 30,000 | $ 41,000 |
| Rutherford County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 36,000 |
| Sevier County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 36,000 |
| Tipton County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 59,000 |
| Anderson County Texas | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Bandera County Texas | 1 | $ 54,000 | $ 54,000 | $ 25,000 |
| Bowie County Texas | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Collin County Texas | 1 | $ 243,000 | $ 243,000 | $ 210,000 |
| El Paso County Texas | 1 | $ 92,000 | $ 92,000 | $ 52,000 |
| Guadalupe County Texas | 1 | $ 135,000 | $ 135,000 | $ 75,000 |
| Hood County Texas | 1 | $ 68,000 | $ 68,000 | $ 66,000 |
| Johnson County Texas | 1 | $ 122,000 | $ 122,000 | $ 61,000 |
| Llano County Texas | 1 | $ 56,000 | $ 56,000 | $ 149,000 |
| San Jacinto County Texas | 1 | $ 80,000 | $ 80,000 | $ 27,000 |
| San Patricio County Texas | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Williamson County Texas | 1 | $ 99,000 | $ 99,000 | $ 34,000 |
| Wilson County Texas | 1 | $ 117,000 | $ 117,000 | $ 82,000 |
| Grand County Utah | 1 | $ 260,000 | $ 260,000 | $ 59,000 |
| Summit County Utah | 1 | $ 160,000 | $ 160,000 | $ 45,000 |
| Tooele County Utah | 1 | $ 250,000 | $ 250,000 | $ 97,000 |
| Uintah County Utah | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Wasatch County Utah | 1 | $ 346,000 | $ 346,000 | $ 139,000 |
| Bennington County Vermont | 1 | $ 340,000 | $ 340,000 | $ 170,000 |
| Chesterfield County Virginia | 1 | $ 282,000 | $ 282,000 | $ 95,000 |
| Grayson County Virginia | 1 | $ 188,000 | $ 188,000 | $ 27,000 |
| Norfolk County Virginia | 1 | $ 269,000 | $ 269,000 | $ 77,000 |
| Roanoke City County Virginia | 1 | $ 112,000 | $ 112,000 | $ 98,000 |
| Suffolk County Virginia | 1 | $ 600,000 | $ 600,000 | $ 165,000 |
| Benton County Washington | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Lewis County Washington | 1 | $ 102,000 | $ 102,000 | $ 38,000 |
| Pierce County Washington | 1 | $ 52,000 | $ 52,000 | $ 38,000 |
| Snohomish County Washington | 1 | $ 212,000 | $ 212,000 | $ 38,000 |
| Stevens County Washington | 1 | $ 130,000 | $ 130,000 | $ 76,000 |
| Thurston County Washington | 1 | $ 146,000 | $ 146,000 | $ 63,000 |
| Harrison County West Virginia | 1 | $ 61,000 | $ 61,000 | $ 73,000 |
Mortgage Loan Application Detail Totals for Delta Community Credit Union in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 938 | $171,427,000 | $182,000 | $1,280,000 | $73,000 | $354,000 |
| Home Purchase | 766 | $134,145,000 | $175,000 | $1,240,000 | $77,000 | $800,000 |
| Home Improvement | 498 | $22,654,000 | $45,000 | $350,000 | $84,000 | $1,299,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,451 | $211,134,000 | $145,000 | $1,240,000 | $81,000 | $1,299,000 |
| Not Provided | 368 | $63,355,000 | $172,000 | $1,280,000 | $79,000 | $311,000 |
| Black or African American | 241 | $33,968,000 | $140,000 | $653,000 | $58,000 | $160,000 |
| Hispanic | 88 | $12,063,000 | $137,000 | $399,000 | $64,000 | $240,000 |
| Asian | 43 | $6,238,000 | $145,000 | $384,000 | $65,000 | $207,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $581,000 | $96,000 | $195,000 | $67,000 | $152,000 |
| American Indian or Alaskan Native | 5 | $887,000 | $177,000 | $264,000 | $72,000 | $131,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,198 | $327,442,000 | $148,000 | $1,280,000 | $77,000 | $1,299,000 |
| FHA-insured (Federal Housing Administration) | 3 | $567,000 | $189,000 | $301,000 | $63,000 | $72,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $217,000 | $217,000 | $217,000 | $94,000 | $94,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,475 | $199,334,000 | $135,000 | $1,240,000 | $80,000 | $1,299,000 |
| Application Approved But Not Accepted | 403 | $73,475,000 | $182,000 | $1,280,000 | $79,000 | $332,000 |
| Application Denied By Financial Institution | 317 | $54,651,000 | $172,000 | $653,000 | $62,000 | $311,000 |
| Application Withdrawn By Applicant | 7 | $766,000 | $109,000 | $380,000 | $65,000 | $180,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 144 | $27,760,000 | $192,000 | $653,000 | $54,000 | $301,000 |
| Collateral | 72 | $11,378,000 | $158,000 | $520,000 | $71,000 | $311,000 |
| Credit History | 45 | $8,249,000 | $183,000 | $515,000 | $71,000 | $224,000 |
| Other | 44 | $5,216,000 | $118,000 | $301,000 | $63,000 | $240,000 |
| Employment History | 5 | $739,000 | $147,000 | $240,000 | $66,000 | $145,000 |
| Unverifiable Information | 2 | $387,000 | $193,000 | $319,000 | $78,000 | $90,000 |
| Credit Application Incomplete | 1 | $144,000 | $144,000 | $144,000 | $22,000 | $22,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $99,000 | $99,000 | $99,000 | $34,000 | $34,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Delta Community Credit Union's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Delta Community Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.