Diamond Bank Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Diamond Bank Fsb 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Diamond Bank Fsb 1051 Perimeter Drive Schaumburg, IL 60173 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,138 |
| Total Mortgage Loan Application Amount | $359,886,000 |
| Average Mortgage Loan Application Amount | $231,333 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $176,333 |
| Highest Applicant Income | $4,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Diamond Bank Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Diamond Bank Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Diamond Bank Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Diamond Bank Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Diamond Bank Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Diamond Bank Fsb's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 633 | $ 199,475,000 | $ 315,000 | $ 173,000 |
| Lake County Illinois | 143 | $ 45,366,000 | $ 317,000 | $ 244,000 |
| DuPage County Illinois | 71 | $ 20,999,000 | $ 295,000 | $ 156,000 |
| Los Angeles County California | 24 | $ 12,345,000 | $ 514,000 | $ 210,000 |
| Will County Illinois | 18 | $ 4,213,000 | $ 234,000 | $ 153,000 |
| San Diego County California | 12 | $ 4,809,000 | $ 400,000 | $ 283,000 |
| Jackson County Mississippi | 12 | $ 1,968,000 | $ 164,000 | $ 191,000 |
| Kane County Illinois | 10 | $ 2,542,000 | $ 254,000 | $ 150,000 |
| Walworth County Wisconsin | 10 | $ 2,900,000 | $ 290,000 | $ 323,000 |
| Harrison County Mississippi | 9 | $ 2,026,000 | $ 225,000 | $ 281,000 |
| McHenry County Illinois | 8 | $ 1,513,000 | $ 189,000 | $ 98,000 |
| Maricopa County Arizona | 7 | $ 2,121,000 | $ 303,000 | $ 514,000 |
| Hennepin County Minnesota | 7 | $ 2,232,000 | $ 318,000 | $ 158,000 |
| Clark County Nevada | 6 | $ 1,812,000 | $ 302,000 | $ 111,000 |
| Dane County Wisconsin | 6 | $ 1,740,000 | $ 290,000 | $ 122,000 |
| Berrien County Michigan | 5 | $ 1,372,000 | $ 274,000 | $ 316,000 |
| Orange County California | 4 | $ 1,940,000 | $ 485,000 | $ 157,000 |
| Palm Beach County Florida | 4 | $ 1,115,000 | $ 278,000 | $ 243,000 |
| Porter County Indiana | 4 | $ 935,000 | $ 233,000 | $ 156,000 |
| Wayne County Michigan | 4 | $ 953,000 | $ 238,000 | $ 139,000 |
| Waukesha County Wisconsin | 4 | $ 1,244,000 | $ 311,000 | $ 197,000 |
| Marin County California | 3 | $ 1,411,000 | $ 470,000 | $ 414,000 |
| Ventura County California | 3 | $ 1,590,000 | $ 530,000 | $ 158,000 |
| New Castle County Delaware | 3 | $ 528,000 | $ 176,000 | $ 101,000 |
| District of Columbia County District Of Columbia | 3 | $ 948,000 | $ 316,000 | $ 185,000 |
| St. Louis County Missouri | 3 | $ 1,642,000 | $ 547,000 | $ 1,391,000 |
| Morris County New Jersey | 3 | $ 702,000 | $ 234,000 | $ 164,000 |
| Franklin County Ohio | 3 | $ 742,000 | $ 247,000 | $ 182,000 |
| Allegheny County Pennsylvania | 3 | $ 1,186,000 | $ 395,000 | $ 80,000 |
| Montgomery County Pennsylvania | 3 | $ 995,000 | $ 331,000 | $ 213,000 |
| San Francisco County California | 2 | $ 746,000 | $ 373,000 | $ 199,000 |
| Arapahoe County Colorado | 2 | $ 375,000 | $ 187,000 | $ 75,000 |
| Fairfield County Connecticut | 2 | $ 1,315,000 | $ 657,000 | $ 299,000 |
| Sarasota County Florida | 2 | $ 517,000 | $ 258,000 | $ 978,000 |
| DeKalb County Georgia | 2 | $ 712,000 | $ 356,000 | $ 70,000 |
| Fulton County Georgia | 2 | $ 1,120,000 | $ 560,000 | $ 260,000 |
| Hamilton County Indiana | 2 | $ 706,000 | $ 353,000 | $ 270,000 |
| Lake County Indiana | 2 | $ 441,000 | $ 220,000 | $ 158,000 |
| LaPorte County Indiana | 2 | $ 532,000 | $ 266,000 | $ 232,000 |
| Montgomery County Maryland | 2 | $ 701,000 | $ 350,000 | $ 102,000 |
| Middlesex County Massachusetts | 2 | $ 553,000 | $ 276,000 | $ 133,000 |
| Scott County Minnesota | 2 | $ 829,000 | $ 414,000 | $ 130,000 |
| Hancock County Mississippi | 2 | $ 370,000 | $ 185,000 | $ 276,000 |
| Bergen County New Jersey | 2 | $ 661,000 | $ 330,000 | $ 117,000 |
| Essex County New Jersey | 2 | $ 735,000 | $ 367,000 | $ 1,909,000 |
| Kings County New York | 2 | $ 934,000 | $ 467,000 | $ 157,000 |
| Cuyahoga County Ohio | 2 | $ 330,000 | $ 165,000 | $ 213,000 |
| Lorain County Ohio | 2 | $ 400,000 | $ 200,000 | $ 120,000 |
| Philadelphia County Pennsylvania | 2 | $ 381,000 | $ 190,000 | $ 283,000 |
| Collin County Texas | 2 | $ 610,000 | $ 305,000 | $ 247,000 |
| Denton County Texas | 2 | $ 361,000 | $ 180,000 | $ 100,000 |
| Summit County Utah | 2 | $ 1,608,000 | $ 804,000 | $ 0 |
| Milwaukee County Wisconsin | 2 | $ 656,000 | $ 328,000 | $ 307,000 |
| Ozaukee County Wisconsin | 2 | $ 830,000 | $ 415,000 | $ 125,000 |
| Racine County Wisconsin | 2 | $ 411,000 | $ 205,000 | $ 98,000 |
| Contra Costa County California | 1 | $ 670,000 | $ 670,000 | $ 517,000 |
| Riverside County California | 1 | $ 460,000 | $ 460,000 | $ 116,000 |
| San Bernardino County California | 1 | $ 249,000 | $ 249,000 | $ 148,000 |
| Santa Clara County California | 1 | $ 338,000 | $ 338,000 | $ 166,000 |
| Boulder County Colorado | 1 | $ 187,000 | $ 187,000 | $ 130,000 |
| Denver County Colorado | 1 | $ 417,000 | $ 417,000 | $ 100,000 |
| Pitkin County Colorado | 1 | $ 690,000 | $ 690,000 | $ 520,000 |
| Routt County Colorado | 1 | $ 585,000 | $ 585,000 | $ 0 |
| San Miguel County Colorado | 1 | $ 417,000 | $ 417,000 | $ 275,000 |
| New Haven County Connecticut | 1 | $ 365,000 | $ 365,000 | $ 175,000 |
| New London County Connecticut | 1 | $ 400,000 | $ 400,000 | $ 1,296,000 |
| Tolland County Connecticut | 1 | $ 251,000 | $ 251,000 | $ 105,000 |
| Broward County Florida | 1 | $ 280,000 | $ 280,000 | $ 108,000 |
| Lee County Florida | 1 | $ 316,000 | $ 316,000 | $ 567,000 |
| Miami-Dade County Florida | 1 | $ 195,000 | $ 195,000 | $ 69,000 |
| Gwinnett County Georgia | 1 | $ 165,000 | $ 165,000 | $ 192,000 |
| Oconee County Georgia | 1 | $ 1,200,000 | $ 1,200,000 | $ 320,000 |
| Ada County Idaho | 1 | $ 416,000 | $ 416,000 | $ 387,000 |
| DeKalb County Illinois | 1 | $ 181,000 | $ 181,000 | $ 71,000 |
| Kendall County Illinois | 1 | $ 335,000 | $ 335,000 | $ 138,000 |
| Macon County Illinois | 1 | $ 176,000 | $ 176,000 | $ 85,000 |
| Monroe County Indiana | 1 | $ 260,000 | $ 260,000 | $ 164,000 |
| White County Indiana | 1 | $ 294,000 | $ 294,000 | $ 140,000 |
| Johnson County Kansas | 1 | $ 320,000 | $ 320,000 | $ 248,000 |
| Allen County Kentucky | 1 | $ 230,000 | $ 230,000 | $ 129,000 |
| Boone County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 63,000 |
| Jefferson County Kentucky | 1 | $ 323,000 | $ 323,000 | $ 184,000 |
| Baltimore City County Maryland | 1 | $ 202,000 | $ 202,000 | $ 158,000 |
| Plymouth County Massachusetts | 1 | $ 320,000 | $ 320,000 | $ 67,000 |
| Cass County Michigan | 1 | $ 332,000 | $ 332,000 | $ 330,000 |
| Oakland County Michigan | 1 | $ 137,000 | $ 137,000 | $ 118,000 |
| Carver County Minnesota | 1 | $ 417,000 | $ 417,000 | $ 136,000 |
| St. Louis County Minnesota | 1 | $ 417,000 | $ 417,000 | $ 214,000 |
| Washington County Minnesota | 1 | $ 410,000 | $ 410,000 | $ 197,000 |
| Hinds County Mississippi | 1 | $ 56,000 | $ 56,000 | $ 50,000 |
| Jackson County Missouri | 1 | $ 164,000 | $ 164,000 | $ 100,000 |
| Jefferson County Missouri | 1 | $ 113,000 | $ 113,000 | $ 46,000 |
| Gallatin County Montana | 1 | $ 164,000 | $ 164,000 | $ 662,000 |
| Hudson County New Jersey | 1 | $ 298,000 | $ 298,000 | $ 310,000 |
| Hunterdon County New Jersey | 1 | $ 357,000 | $ 357,000 | $ 283,000 |
| Middlesex County New Jersey | 1 | $ 399,000 | $ 399,000 | $ 151,000 |
| Ocean County New Jersey | 1 | $ 297,000 | $ 297,000 | $ 295,000 |
| Nassau County New York | 1 | $ 299,000 | $ 299,000 | $ 71,000 |
| New York County New York | 1 | $ 730,000 | $ 730,000 | $ 392,000 |
| Suffolk County New York | 1 | $ 300,000 | $ 300,000 | $ 66,000 |
| Burleigh County North Dakota | 1 | $ 210,000 | $ 210,000 | $ 390,000 |
| Lucas County Ohio | 1 | $ 351,000 | $ 351,000 | $ 172,000 |
| Portage County Ohio | 1 | $ 223,000 | $ 223,000 | $ 142,000 |
| Marion County Oregon | 1 | $ 148,000 | $ 148,000 | $ 48,000 |
| Delaware County Pennsylvania | 1 | $ 624,000 | $ 624,000 | $ 330,000 |
| Hamilton County Tennessee | 1 | $ 408,000 | $ 408,000 | $ 175,000 |
| Tarrant County Texas | 1 | $ 90,000 | $ 90,000 | $ 81,000 |
| Arlington County Virginia | 1 | $ 700,000 | $ 700,000 | $ 173,000 |
| Benton County Washington | 1 | $ 200,000 | $ 200,000 | $ 412,000 |
| Dodge County Wisconsin | 1 | $ 154,000 | $ 154,000 | $ 102,000 |
| Sauk County Wisconsin | 1 | $ 416,000 | $ 416,000 | $ 68,000 |
| St. Croix County Wisconsin | 1 | $ 230,000 | $ 230,000 | $ 68,000 |
| Vilas County Wisconsin | 1 | $ 262,000 | $ 262,000 | $ 290,000 |
| Washburn County Wisconsin | 1 | $ 180,000 | $ 180,000 | $ 57,000 |
| Washington County Wisconsin | 1 | $ 280,000 | $ 280,000 | $ 120,000 |
Mortgage Loan Application Detail Totals for Diamond Bank Fsb in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 934 | $299,770,000 | $320,000 | $2,000,000 | $197,000 | $4,000,000 |
| Home Purchase | 202 | $59,959,000 | $296,000 | $1,000,000 | $193,000 | $2,195,000 |
| Home Improvement | 2 | $157,000 | $78,000 | $147,000 | $139,000 | $278,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,014 | $322,544,000 | $318,000 | $1,400,000 | $202,000 | $4,000,000 |
| Asian | 48 | $14,367,000 | $299,000 | $2,000,000 | $181,000 | $437,000 |
| Not Provided | 28 | $8,204,000 | $293,000 | $417,000 | $185,000 | $678,000 |
| Hispanic | 18 | $5,791,000 | $321,000 | $650,000 | $88,000 | $252,000 |
| Not applicable | 13 | $3,821,000 | $293,000 | $640,000 | $0 | $0 |
| Black or African American | 11 | $2,867,000 | $260,000 | $486,000 | $192,000 | $470,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,025,000 | $341,000 | $417,000 | $180,000 | $257,000 |
| American Indian or Alaskan Native | 3 | $1,267,000 | $422,000 | $450,000 | $145,000 | $167,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,115 | $354,853,000 | $318,000 | $2,000,000 | $199,000 | $4,000,000 |
| FHA-insured (Federal Housing Administration) | 22 | $4,789,000 | $217,000 | $382,000 | $82,000 | $160,000 |
| VA-guaranteed (Veterans Administration) | 1 | $244,000 | $244,000 | $244,000 | $135,000 | $135,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,072 | $335,001,000 | $312,000 | $1,400,000 | $191,000 | $2,979,000 |
| Application Withdrawn By Applicant | 37 | $15,676,000 | $423,000 | $1,200,000 | $309,000 | $4,000,000 |
| Application Denied By Financial Institution | 15 | $5,585,000 | $372,000 | $2,000,000 | $140,000 | $366,000 |
| Application Approved But Not Accepted | 14 | $3,624,000 | $258,000 | $413,000 | $345,000 | $2,271,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 7 | $3,703,000 | $529,000 | $2,000,000 | $199,000 | $366,000 |
| Collateral | 4 | $926,000 | $231,000 | $358,000 | $104,000 | $142,000 |
| Credit History | 3 | $897,000 | $299,000 | $650,000 | $76,000 | $125,000 |
| Unverifiable Information | 1 | $59,000 | $59,000 | $59,000 | $72,000 | $72,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Diamond Bank Fsb's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Diamond Bank Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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