Discover Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Discover Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Discover Bank 502 East Market Street Greenwood, DE 19950 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 855 |
| Total Mortgage Loan Application Amount | $73,330,000 |
| Average Mortgage Loan Application Amount | $124,333 |
| Highest Mortgage Loan Application Amount | $500,000 |
| Average Applicant Income | $61,000 |
| Highest Applicant Income | $800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Discover Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Discover Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Discover Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Discover Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Discover Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Discover Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kent County Delaware | 135 | $ 23,984,000 | $ 177,000 | $ 48,000 |
| Sussex County Delaware | 83 | $ 13,391,000 | $ 161,000 | $ 46,000 |
| Maricopa County Arizona | 16 | $ 757,000 | $ 47,000 | $ 85,000 |
| Cook County Illinois | 11 | $ 535,000 | $ 48,000 | $ 70,000 |
| Los Angeles County California | 9 | $ 543,000 | $ 60,000 | $ 105,000 |
| Oklahoma County Oklahoma | 8 | $ 333,000 | $ 41,000 | $ 100,000 |
| Broward County Florida | 7 | $ 445,000 | $ 63,000 | $ 91,000 |
| St. Louis City County Missouri | 7 | $ 982,000 | $ 140,000 | $ 82,000 |
| Suffolk County New York | 7 | $ 588,000 | $ 84,000 | $ 120,000 |
| Montgomery County Pennsylvania | 7 | $ 385,000 | $ 55,000 | $ 106,000 |
| Harris County Texas | 7 | $ 311,000 | $ 44,000 | $ 85,000 |
| Wayne County Michigan | 6 | $ 228,000 | $ 38,000 | $ 56,000 |
| Monroe County New York | 6 | $ 196,000 | $ 32,000 | $ 60,000 |
| Wake County North Carolina | 6 | $ 294,000 | $ 49,000 | $ 138,000 |
| Pima County Arizona | 5 | $ 280,000 | $ 56,000 | $ 73,000 |
| Riverside County California | 5 | $ 257,000 | $ 51,000 | $ 56,000 |
| Cobb County Georgia | 5 | $ 264,000 | $ 52,000 | $ 93,000 |
| Baltimore County Maryland | 5 | $ 269,000 | $ 53,000 | $ 102,000 |
| Bronx County New York | 5 | $ 683,000 | $ 136,000 | $ 91,000 |
| Allegheny County Pennsylvania | 5 | $ 133,000 | $ 26,000 | $ 77,000 |
| Shelby County Tennessee | 5 | $ 184,000 | $ 36,000 | $ 60,000 |
| Collin County Texas | 5 | $ 204,000 | $ 40,000 | $ 135,000 |
| Jefferson County Alabama | 4 | $ 99,000 | $ 24,000 | $ 81,000 |
| Fresno County California | 4 | $ 175,000 | $ 43,000 | $ 62,000 |
| San Diego County California | 4 | $ 605,000 | $ 151,000 | $ 120,000 |
| Ventura County California | 4 | $ 192,000 | $ 48,000 | $ 111,000 |
| Orange County Florida | 4 | $ 263,000 | $ 65,000 | $ 125,000 |
| Middlesex County Massachusetts | 4 | $ 152,000 | $ 38,000 | $ 102,000 |
| Bergen County New Jersey | 4 | $ 170,000 | $ 42,000 | $ 72,000 |
| Essex County New Jersey | 4 | $ 490,000 | $ 122,000 | $ 279,000 |
| Middlesex County New Jersey | 4 | $ 597,000 | $ 149,000 | $ 123,000 |
| Ocean County New Jersey | 4 | $ 285,000 | $ 71,000 | $ 109,000 |
| Kings County New York | 4 | $ 145,000 | $ 36,000 | $ 76,000 |
| Orange County California | 3 | $ 290,000 | $ 96,000 | $ 126,000 |
| Miami-Dade County Florida | 3 | $ 302,000 | $ 100,000 | $ 126,000 |
| Lake County Illinois | 3 | $ 214,000 | $ 71,000 | $ 140,000 |
| Madison County Illinois | 3 | $ 135,000 | $ 45,000 | $ 148,000 |
| St. Clair County Illinois | 3 | $ 80,000 | $ 26,000 | $ 45,000 |
| Clark County Nevada | 3 | $ 235,000 | $ 78,000 | $ 118,000 |
| Sullivan County New Hampshire | 3 | $ 30,000 | $ 10,000 | $ 40,000 |
| Burlington County New Jersey | 3 | $ 178,000 | $ 59,000 | $ 65,000 |
| Morris County New Jersey | 3 | $ 140,000 | $ 46,000 | $ 149,000 |
| Bernalillo County New Mexico | 3 | $ 130,000 | $ 43,000 | $ 48,000 |
| Nassau County New York | 3 | $ 188,000 | $ 62,000 | $ 122,000 |
| Onondaga County New York | 3 | $ 158,000 | $ 52,000 | $ 99,000 |
| Queens County New York | 3 | $ 420,000 | $ 140,000 | $ 84,000 |
| Westchester County New York | 3 | $ 477,000 | $ 159,000 | $ 89,000 |
| Buncombe County North Carolina | 3 | $ 68,000 | $ 22,000 | $ 40,000 |
| Bucks County Pennsylvania | 3 | $ 167,000 | $ 55,000 | $ 118,000 |
| Monroe County Pennsylvania | 3 | $ 250,000 | $ 83,000 | $ 97,000 |
| York County South Carolina | 3 | $ 313,000 | $ 104,000 | $ 172,000 |
| Utah County Utah | 3 | $ 112,000 | $ 37,000 | $ 58,000 |
| Hanover County Virginia | 3 | $ 170,000 | $ 56,000 | $ 43,000 |
| Milwaukee County Wisconsin | 3 | $ 87,000 | $ 29,000 | $ 106,000 |
| Lincoln County Wyoming | 3 | $ 133,000 | $ 44,000 | $ 71,000 |
| Anchorage County Alaska | 2 | $ 73,000 | $ 36,000 | $ 84,000 |
| Fairbanks North Star County Alaska | 2 | $ 60,000 | $ 30,000 | $ 88,000 |
| Jefferson County Arkansas | 2 | $ 64,000 | $ 32,000 | $ 150,000 |
| Contra Costa County California | 2 | $ 325,000 | $ 162,000 | $ 113,000 |
| Kern County California | 2 | $ 107,000 | $ 53,000 | $ 101,000 |
| San Bernardino County California | 2 | $ 231,000 | $ 115,000 | $ 104,000 |
| San Joaquin County California | 2 | $ 237,000 | $ 118,000 | $ 218,000 |
| Shasta County California | 2 | $ 84,000 | $ 42,000 | $ 80,000 |
| Stanislaus County California | 2 | $ 75,000 | $ 37,000 | $ 74,000 |
| El Paso County Colorado | 2 | $ 113,000 | $ 56,000 | $ 54,000 |
| Pueblo County Colorado | 2 | $ 80,000 | $ 40,000 | $ 58,000 |
| Fairfield County Connecticut | 2 | $ 135,000 | $ 67,000 | $ 104,000 |
| Hartford County Connecticut | 2 | $ 260,000 | $ 130,000 | $ 141,000 |
| Bay County Florida | 2 | $ 65,000 | $ 32,000 | $ 92,000 |
| Brevard County Florida | 2 | $ 72,000 | $ 36,000 | $ 43,000 |
| Lake County Florida | 2 | $ 150,000 | $ 75,000 | $ 59,000 |
| Palm Beach County Florida | 2 | $ 160,000 | $ 80,000 | $ 145,000 |
| Pinellas County Florida | 2 | $ 220,000 | $ 110,000 | $ 61,000 |
| Fulton County Georgia | 2 | $ 61,000 | $ 30,000 | $ 104,000 |
| Gwinnett County Georgia | 2 | $ 60,000 | $ 30,000 | $ 72,000 |
| Muscogee County Georgia | 2 | $ 30,000 | $ 15,000 | $ 55,000 |
| Hawaii County Hawaii | 2 | $ 90,000 | $ 45,000 | $ 41,000 |
| Honolulu County Hawaii | 2 | $ 57,000 | $ 28,000 | $ 108,000 |
| DuPage County Illinois | 2 | $ 62,000 | $ 31,000 | $ 81,000 |
| Kendall County Illinois | 2 | $ 207,000 | $ 103,000 | $ 136,000 |
| Will County Illinois | 2 | $ 50,000 | $ 25,000 | $ 109,000 |
| Lake County Indiana | 2 | $ 156,000 | $ 78,000 | $ 128,000 |
| Polk County Iowa | 2 | $ 55,000 | $ 27,000 | $ 36,000 |
| Aroostook County Maine | 2 | $ 30,000 | $ 15,000 | $ 21,000 |
| Cumberland County Maine | 2 | $ 73,000 | $ 36,000 | $ 167,000 |
| Allegany County Maryland | 2 | $ 174,000 | $ 87,000 | $ 54,000 |
| Anne Arundel County Maryland | 2 | $ 90,000 | $ 45,000 | $ 65,000 |
| Baltimore City County Maryland | 2 | $ 79,000 | $ 39,000 | $ 51,000 |
| Prince George's County Maryland | 2 | $ 106,000 | $ 53,000 | $ 107,000 |
| Hennepin County Minnesota | 2 | $ 200,000 | $ 100,000 | $ 120,000 |
| Ramsey County Minnesota | 2 | $ 101,000 | $ 50,000 | $ 94,000 |
| Buchanan County Missouri | 2 | $ 90,000 | $ 45,000 | $ 53,000 |
| Cape Girardeau County Missouri | 2 | $ 134,000 | $ 67,000 | $ 72,000 |
| Jasper County Missouri | 2 | $ 58,000 | $ 29,000 | $ 37,000 |
| Hillsborough County New Hampshire | 2 | $ 106,000 | $ 53,000 | $ 89,000 |
| Camden County New Jersey | 2 | $ 120,000 | $ 60,000 | $ 73,000 |
| Mercer County New Jersey | 2 | $ 75,000 | $ 37,000 | $ 116,000 |
| Monmouth County New Jersey | 2 | $ 260,000 | $ 130,000 | $ 80,000 |
| Santa Fe County New Mexico | 2 | $ 160,000 | $ 80,000 | $ 75,000 |
| Niagara County New York | 2 | $ 100,000 | $ 50,000 | $ 109,000 |
| Cabarrus County North Carolina | 2 | $ 190,000 | $ 95,000 | $ 132,000 |
| Allen County Ohio | 2 | $ 64,000 | $ 32,000 | $ 50,000 |
| Franklin County Ohio | 2 | $ 93,000 | $ 46,000 | $ 51,000 |
| Lorain County Ohio | 2 | $ 132,000 | $ 66,000 | $ 103,000 |
| Pickaway County Ohio | 2 | $ 101,000 | $ 50,000 | $ 62,000 |
| Washington County Ohio | 2 | $ 50,000 | $ 25,000 | $ 19,000 |
| Cleveland County Oklahoma | 2 | $ 55,000 | $ 27,000 | $ 67,000 |
| Rogers County Oklahoma | 2 | $ 110,000 | $ 55,000 | $ 82,000 |
| Marion County Oregon | 2 | $ 52,000 | $ 26,000 | $ 47,000 |
| Chester County Pennsylvania | 2 | $ 135,000 | $ 67,000 | $ 166,000 |
| Schuylkill County Pennsylvania | 2 | $ 47,000 | $ 23,000 | $ 36,000 |
| Knox County Tennessee | 2 | $ 95,000 | $ 47,000 | $ 86,000 |
| Sevier County Tennessee | 2 | $ 65,000 | $ 32,000 | $ 63,000 |
| Cache County Utah | 2 | $ 79,000 | $ 39,000 | $ 95,000 |
| Davis County Utah | 2 | $ 86,000 | $ 43,000 | $ 112,000 |
| Salt Lake County Utah | 2 | $ 74,000 | $ 37,000 | $ 53,000 |
| King County Washington | 2 | $ 368,000 | $ 184,000 | $ 185,000 |
| Marshall County West Virginia | 2 | $ 42,000 | $ 21,000 | $ 70,000 |
| Portage County Wisconsin | 2 | $ 405,000 | $ 202,000 | $ 52,000 |
| Baldwin County Alabama | 1 | $ 30,000 | $ 30,000 | $ 81,000 |
| Houston County Alabama | 1 | $ 10,000 | $ 10,000 | $ 30,000 |
| Lauderdale County Alabama | 1 | $ 30,000 | $ 30,000 | $ 42,000 |
| Mobile County Alabama | 1 | $ 68,000 | $ 68,000 | $ 160,000 |
| Shelby County Alabama | 1 | $ 41,000 | $ 41,000 | $ 76,000 |
| Tuscaloosa County Alabama | 1 | $ 75,000 | $ 75,000 | $ 215,000 |
| Craighead County Arkansas | 1 | $ 50,000 | $ 50,000 | $ 10,000 |
| Garland County Arkansas | 1 | $ 12,000 | $ 12,000 | $ 250,000 |
| Logan County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| Pope County Arkansas | 1 | $ 15,000 | $ 15,000 | $ 108,000 |
| Pulaski County Arkansas | 1 | $ 30,000 | $ 30,000 | $ 75,000 |
| Alameda County California | 1 | $ 30,000 | $ 30,000 | $ 60,000 |
| Imperial County California | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Placer County California | 1 | $ 34,000 | $ 34,000 | $ 95,000 |
| San Benito County California | 1 | $ 30,000 | $ 30,000 | $ 110,000 |
| San Francisco County California | 1 | $ 280,000 | $ 280,000 | $ 115,000 |
| San Mateo County California | 1 | $ 100,000 | $ 100,000 | $ 200,000 |
| Santa Barbara County California | 1 | $ 30,000 | $ 30,000 | $ 75,000 |
| Santa Clara County California | 1 | $ 141,000 | $ 141,000 | $ 52,000 |
| Solano County California | 1 | $ 100,000 | $ 100,000 | $ 44,000 |
| Tuolumne County California | 1 | $ 475,000 | $ 475,000 | $ 150,000 |
| Adams County Colorado | 1 | $ 47,000 | $ 47,000 | $ 60,000 |
| Denver County Colorado | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Douglas County Colorado | 1 | $ 250,000 | $ 250,000 | $ 25,000 |
| Larimer County Colorado | 1 | $ 10,000 | $ 10,000 | $ 108,000 |
| Montezuma County Colorado | 1 | $ 60,000 | $ 60,000 | $ 118,000 |
| Montrose County Colorado | 1 | $ 50,000 | $ 50,000 | $ 50,000 |
| Summit County Colorado | 1 | $ 50,000 | $ 50,000 | $ 110,000 |
| Teller County Colorado | 1 | $ 80,000 | $ 80,000 | $ 120,000 |
| New Haven County Connecticut | 1 | $ 100,000 | $ 100,000 | $ 82,000 |
| Windham County Connecticut | 1 | $ 20,000 | $ 20,000 | $ 50,000 |
| New Castle County Delaware | 1 | $ 20,000 | $ 20,000 | $ 80,000 |
| Charlotte County Florida | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Collier County Florida | 1 | $ 20,000 | $ 20,000 | $ 57,000 |
| Duval County Florida | 1 | $ 74,000 | $ 74,000 | $ 59,000 |
| Escambia County Florida | 1 | $ 18,000 | $ 18,000 | $ 225,000 |
| Gadsden County Florida | 1 | $ 50,000 | $ 50,000 | $ 150,000 |
| Hillsborough County Florida | 1 | $ 100,000 | $ 100,000 | $ 156,000 |
| Lee County Florida | 1 | $ 40,000 | $ 40,000 | $ 123,000 |
| Martin County Florida | 1 | $ 35,000 | $ 35,000 | $ 33,000 |
| Sarasota County Florida | 1 | $ 15,000 | $ 15,000 | $ 7,000 |
| St. Johns County Florida | 1 | $ 50,000 | $ 50,000 | $ 87,000 |
| St. Lucie County Florida | 1 | $ 50,000 | $ 50,000 | $ 50,000 |
| Sumter County Florida | 1 | $ 16,000 | $ 16,000 | $ 70,000 |
| Cherokee County Georgia | 1 | $ 75,000 | $ 75,000 | $ 103,000 |
| Clayton County Georgia | 1 | $ 80,000 | $ 80,000 | $ 217,000 |
| DeKalb County Georgia | 1 | $ 40,000 | $ 40,000 | $ 7,000 |
| Dodge County Georgia | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Douglas County Georgia | 1 | $ 30,000 | $ 30,000 | $ 70,000 |
| Effingham County Georgia | 1 | $ 30,000 | $ 30,000 | $ 65,000 |
| Forsyth County Georgia | 1 | $ 100,000 | $ 100,000 | $ 178,000 |
| Hall County Georgia | 1 | $ 70,000 | $ 70,000 | $ 78,000 |
| Houston County Georgia | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Spalding County Georgia | 1 | $ 287,000 | $ 287,000 | $ 27,000 |
| Turner County Georgia | 1 | $ 70,000 | $ 70,000 | $ 30,000 |
| Ware County Georgia | 1 | $ 39,000 | $ 39,000 | $ 143,000 |
| Bannock County Idaho | 1 | $ 79,000 | $ 79,000 | $ 95,000 |
| Bonneville County Idaho | 1 | $ 50,000 | $ 50,000 | $ 50,000 |
| Canyon County Idaho | 1 | $ 56,000 | $ 56,000 | $ 50,000 |
| Gooding County Idaho | 1 | $ 65,000 | $ 65,000 | $ 136,000 |
| Coles County Illinois | 1 | $ 10,000 | $ 10,000 | $ 34,000 |
| Effingham County Illinois | 1 | $ 72,000 | $ 72,000 | $ 132,000 |
| Greene County Illinois | 1 | $ 20,000 | $ 20,000 | $ 49,000 |
| Kane County Illinois | 1 | $ 53,000 | $ 53,000 | $ 52,000 |
| Piatt County Illinois | 1 | $ 30,000 | $ 30,000 | $ 55,000 |
| Rock Island County Illinois | 1 | $ 15,000 | $ 15,000 | $ 97,000 |
| Williamson County Illinois | 1 | $ 50,000 | $ 50,000 | $ 54,000 |
| Winnebago County Illinois | 1 | $ 38,000 | $ 38,000 | $ 48,000 |
| Allen County Indiana | 1 | $ 50,000 | $ 50,000 | $ 95,000 |
| Boone County Indiana | 1 | $ 15,000 | $ 15,000 | $ 115,000 |
| Hendricks County Indiana | 1 | $ 30,000 | $ 30,000 | $ 65,000 |
| Huntington County Indiana | 1 | $ 59,000 | $ 59,000 | $ 29,000 |
| Kosciusko County Indiana | 1 | $ 98,000 | $ 98,000 | $ 82,000 |
| Noble County Indiana | 1 | $ 100,000 | $ 100,000 | $ 94,000 |
| Porter County Indiana | 1 | $ 120,000 | $ 120,000 | $ 72,000 |
| Starke County Indiana | 1 | $ 30,000 | $ 30,000 | $ 50,000 |
| Tippecanoe County Indiana | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Vermillion County Indiana | 1 | $ 20,000 | $ 20,000 | $ 98,000 |
| Warren County Indiana | 1 | $ 10,000 | $ 10,000 | $ 17,000 |
| Bremer County Iowa | 1 | $ 50,000 | $ 50,000 | $ 116,000 |
| Allen County Kansas | 1 | $ 13,000 | $ 13,000 | $ 39,000 |
| Miami County Kansas | 1 | $ 30,000 | $ 30,000 | $ 68,000 |
| Reno County Kansas | 1 | $ 12,000 | $ 12,000 | $ 45,000 |
| Sedgwick County Kansas | 1 | $ 40,000 | $ 40,000 | $ 42,000 |
| Seward County Kansas | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| Sherman County Kansas | 1 | $ 40,000 | $ 40,000 | $ 75,000 |
| Grayson County Kentucky | 1 | $ 30,000 | $ 30,000 | $ 48,000 |
| Jefferson County Kentucky | 1 | $ 63,000 | $ 63,000 | $ 50,000 |
| Madison County Kentucky | 1 | $ 30,000 | $ 30,000 | $ 33,000 |
| Oldham County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 48,000 |
| East Baton Rouge County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 127,000 |
| Jefferson County Louisiana | 1 | $ 70,000 | $ 70,000 | $ 280,000 |
| Orleans County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 92,000 |
| Terrebonne County Louisiana | 1 | $ 113,000 | $ 113,000 | $ 50,000 |
| Kennebec County Maine | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
| Penobscot County Maine | 1 | $ 20,000 | $ 20,000 | $ 143,000 |
| Carroll County Maryland | 1 | $ 30,000 | $ 30,000 | $ 140,000 |
| Charles County Maryland | 1 | $ 50,000 | $ 50,000 | $ 83,000 |
| Howard County Maryland | 1 | $ 100,000 | $ 100,000 | $ 350,000 |
| Montgomery County Maryland | 1 | $ 50,000 | $ 50,000 | $ 85,000 |
| Essex County Massachusetts | 1 | $ 60,000 | $ 60,000 | $ 34,000 |
| Hampden County Massachusetts | 1 | $ 20,000 | $ 20,000 | $ 38,000 |
| Norfolk County Massachusetts | 1 | $ 40,000 | $ 40,000 | $ 65,000 |
| Worcester County Massachusetts | 1 | $ 30,000 | $ 30,000 | $ 46,000 |
| Allegan County Michigan | 1 | $ 20,000 | $ 20,000 | $ 14,000 |
| Genesee County Michigan | 1 | $ 80,000 | $ 80,000 | $ 111,000 |
| Grand Traverse County Michigan | 1 | $ 20,000 | $ 20,000 | $ 265,000 |
| Hillsdale County Michigan | 1 | $ 20,000 | $ 20,000 | $ 49,000 |
| Macomb County Michigan | 1 | $ 10,000 | $ 10,000 | $ 105,000 |
| Muskegon County Michigan | 1 | $ 50,000 | $ 50,000 | $ 63,000 |
| Oakland County Michigan | 1 | $ 50,000 | $ 50,000 | $ 14,000 |
| Washtenaw County Michigan | 1 | $ 80,000 | $ 80,000 | $ 150,000 |
| Anoka County Minnesota | 1 | $ 26,000 | $ 26,000 | $ 76,000 |
| Dakota County Minnesota | 1 | $ 49,000 | $ 49,000 | $ 70,000 |
| Le Sueur County Minnesota | 1 | $ 110,000 | $ 110,000 | $ 93,000 |
| Olmsted County Minnesota | 1 | $ 87,000 | $ 87,000 | $ 88,000 |
| Sherburne County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 117,000 |
| Stearns County Minnesota | 1 | $ 39,000 | $ 39,000 | $ 74,000 |
| Washington County Minnesota | 1 | $ 90,000 | $ 90,000 | $ 143,000 |
| Leake County Mississippi | 1 | $ 40,000 | $ 40,000 | $ 40,000 |
| Madison County Mississippi | 1 | $ 42,000 | $ 42,000 | $ 64,000 |
| Audrain County Missouri | 1 | $ 40,000 | $ 40,000 | $ 33,000 |
| Boone County Missouri | 1 | $ 25,000 | $ 25,000 | $ 79,000 |
| Clark County Missouri | 1 | $ 19,000 | $ 19,000 | $ 34,000 |
| Clinton County Missouri | 1 | $ 62,000 | $ 62,000 | $ 125,000 |
| Johnson County Missouri | 1 | $ 30,000 | $ 30,000 | $ 28,000 |
| Knox County Missouri | 1 | $ 18,000 | $ 18,000 | $ 25,000 |
| Macon County Missouri | 1 | $ 50,000 | $ 50,000 | $ 75,000 |
| Perry County Missouri | 1 | $ 10,000 | $ 10,000 | $ 50,000 |
| St. Louis County Missouri | 1 | $ 10,000 | $ 10,000 | $ 40,000 |
| Gallatin County Montana | 1 | $ 73,000 | $ 73,000 | $ 30,000 |
| Lewis and Clark County Montana | 1 | $ 30,000 | $ 30,000 | $ 57,000 |
| Nance County Nebraska | 1 | $ 10,000 | $ 10,000 | $ 26,000 |
| Carson City County Nevada | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Washoe County Nevada | 1 | $ 28,000 | $ 28,000 | $ 85,000 |
| Grafton County New Hampshire | 1 | $ 90,000 | $ 90,000 | $ 150,000 |
| Rockingham County New Hampshire | 1 | $ 45,000 | $ 45,000 | $ 68,000 |
| Atlantic County New Jersey | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Gloucester County New Jersey | 1 | $ 30,000 | $ 30,000 | $ 68,000 |
| Somerset County New Jersey | 1 | $ 51,000 | $ 51,000 | $ 68,000 |
| Sussex County New Jersey | 1 | $ 62,000 | $ 62,000 | $ 95,000 |
| Union County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 107,000 |
| Rio Arriba County New Mexico | 1 | $ 50,000 | $ 50,000 | $ 96,000 |
| Sandoval County New Mexico | 1 | $ 45,000 | $ 45,000 | $ 16,000 |
| Taos County New Mexico | 1 | $ 90,000 | $ 90,000 | $ 80,000 |
| Albany County New York | 1 | $ 30,000 | $ 30,000 | $ 65,000 |
| Cattaraugus County New York | 1 | $ 36,000 | $ 36,000 | $ 71,000 |
| Chemung County New York | 1 | $ 75,000 | $ 75,000 | $ 82,000 |
| Delaware County New York | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Erie County New York | 1 | $ 29,000 | $ 29,000 | $ 71,000 |
| Essex County New York | 1 | $ 16,000 | $ 16,000 | $ 30,000 |
| Fulton County New York | 1 | $ 56,000 | $ 56,000 | $ 62,000 |
| Oneida County New York | 1 | $ 40,000 | $ 40,000 | $ 83,000 |
| Orange County New York | 1 | $ 70,000 | $ 70,000 | $ 73,000 |
| Rensselaer County New York | 1 | $ 49,000 | $ 49,000 | $ 108,000 |
| Richmond County New York | 1 | $ 50,000 | $ 50,000 | $ 76,000 |
| Rockland County New York | 1 | $ 200,000 | $ 200,000 | $ 250,000 |
| Schenectady County New York | 1 | $ 135,000 | $ 135,000 | $ 74,000 |
| Schoharie County New York | 1 | $ 50,000 | $ 50,000 | $ 43,000 |
| Steuben County New York | 1 | $ 50,000 | $ 50,000 | $ 76,000 |
| Tompkins County New York | 1 | $ 70,000 | $ 70,000 | $ 31,000 |
| Ulster County New York | 1 | $ 80,000 | $ 80,000 | $ 80,000 |
| Washington County New York | 1 | $ 40,000 | $ 40,000 | $ 36,000 |
| Wyoming County New York | 1 | $ 10,000 | $ 10,000 | $ 56,000 |
| Carteret County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 63,000 |
| Cherokee County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 44,000 |
| Forsyth County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 49,000 |
| Mecklenburg County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 65,000 |
| Moore County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Orange County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 113,000 |
| Perquimans County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 99,000 |
| Polk County North Carolina | 1 | $ 46,000 | $ 46,000 | $ 51,000 |
| Rutherford County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 58,000 |
| Grand Forks County North Dakota | 1 | $ 10,000 | $ 10,000 | $ 67,000 |
| Ramsey County North Dakota | 1 | $ 30,000 | $ 30,000 | $ 64,000 |
| Butler County Ohio | 1 | $ 69,000 | $ 69,000 | $ 106,000 |
| Carroll County Ohio | 1 | $ 30,000 | $ 30,000 | $ 73,000 |
| Fairfield County Ohio | 1 | $ 30,000 | $ 30,000 | $ 35,000 |
| Greene County Ohio | 1 | $ 15,000 | $ 15,000 | $ 57,000 |
| Hamilton County Ohio | 1 | $ 29,000 | $ 29,000 | $ 22,000 |
| Logan County Ohio | 1 | $ 24,000 | $ 24,000 | $ 97,000 |
| Ross County Ohio | 1 | $ 25,000 | $ 25,000 | $ 23,000 |
| Scioto County Ohio | 1 | $ 42,000 | $ 42,000 | $ 53,000 |
| Tuscarawas County Ohio | 1 | $ 20,000 | $ 20,000 | $ 52,000 |
| Wayne County Ohio | 1 | $ 15,000 | $ 15,000 | $ 108,000 |
| Garvin County Oklahoma | 1 | $ 84,000 | $ 84,000 | $ 119,000 |
| McCurtain County Oklahoma | 1 | $ 51,000 | $ 51,000 | $ 128,000 |
| Noble County Oklahoma | 1 | $ 28,000 | $ 28,000 | $ 68,000 |
| Wagoner County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
| Linn County Oregon | 1 | $ 40,000 | $ 40,000 | $ 28,000 |
| Multnomah County Oregon | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Bedford County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 77,000 |
| Berks County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Cambria County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| Centre County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 30,000 |
| Crawford County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 58,000 |
| Dauphin County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 130,000 |
| Erie County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 75,000 |
| Lancaster County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| Lebanon County Pennsylvania | 1 | $ 33,000 | $ 33,000 | $ 45,000 |
| Lehigh County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 56,000 |
| Luzerne County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 71,000 |
| Mercer County Pennsylvania | 1 | $ 44,000 | $ 44,000 | $ 67,000 |
| Philadelphia County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 20,000 |
| Westmoreland County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| Wyoming County Pennsylvania | 1 | $ 43,000 | $ 43,000 | $ 71,000 |
| Providence County Rhode Island | 1 | $ 25,000 | $ 25,000 | $ 49,000 |
| Washington County Rhode Island | 1 | $ 40,000 | $ 40,000 | $ 120,000 |
| Aiken County South Carolina | 1 | $ 20,000 | $ 20,000 | $ 25,000 |
| Berkeley County South Carolina | 1 | $ 10,000 | $ 10,000 | $ 34,000 |
| Lexington County South Carolina | 1 | $ 20,000 | $ 20,000 | $ 48,000 |
| Brookings County South Dakota | 1 | $ 85,000 | $ 85,000 | $ 64,000 |
| Clark County South Dakota | 1 | $ 40,000 | $ 40,000 | $ 122,000 |
| Kingsbury County South Dakota | 1 | $ 31,000 | $ 31,000 | $ 48,000 |
| Blount County Tennessee | 1 | $ 30,000 | $ 30,000 | $ 36,000 |
| Claiborne County Tennessee | 1 | $ 53,000 | $ 53,000 | $ 15,000 |
| Sullivan County Tennessee | 1 | $ 20,000 | $ 20,000 | $ 10,000 |
| Brazoria County Texas | 1 | $ 25,000 | $ 25,000 | $ 93,000 |
| Dallas County Texas | 1 | $ 65,000 | $ 65,000 | $ 235,000 |
| Guadalupe County Texas | 1 | $ 33,000 | $ 33,000 | $ 110,000 |
| Hidalgo County Texas | 1 | $ 34,000 | $ 34,000 | $ 112,000 |
| Hunt County Texas | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Montgomery County Texas | 1 | $ 30,000 | $ 30,000 | $ 101,000 |
| Nueces County Texas | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Parker County Texas | 1 | $ 52,000 | $ 52,000 | $ 110,000 |
| Potter County Texas | 1 | $ 34,000 | $ 34,000 | $ 130,000 |
| Williamson County Texas | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Washington County Utah | 1 | $ 37,000 | $ 37,000 | $ 86,000 |
| Chittenden County Vermont | 1 | $ 50,000 | $ 50,000 | $ 63,000 |
| Rutland County Vermont | 1 | $ 15,000 | $ 15,000 | $ 50,000 |
| Washington County Vermont | 1 | $ 50,000 | $ 50,000 | $ 58,000 |
| Chesterfield County Virginia | 1 | $ 42,000 | $ 42,000 | $ 37,000 |
| Fairfax County Virginia | 1 | $ 91,000 | $ 91,000 | $ 65,000 |
| Franklin County Virginia | 1 | $ 10,000 | $ 10,000 | $ 40,000 |
| Henrico County Virginia | 1 | $ 26,000 | $ 26,000 | $ 79,000 |
| Lancaster County Virginia | 1 | $ 40,000 | $ 40,000 | $ 126,000 |
| Loudoun County Virginia | 1 | $ 150,000 | $ 150,000 | $ 260,000 |
| Powhatan County Virginia | 1 | $ 40,000 | $ 40,000 | $ 66,000 |
| Pulaski County Virginia | 1 | $ 18,000 | $ 18,000 | $ 45,000 |
| Roanoke City County Virginia | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| Spotsylvania County Virginia | 1 | $ 28,000 | $ 28,000 | $ 100,000 |
| Stafford County Virginia | 1 | $ 61,000 | $ 61,000 | $ 87,000 |
| Virginia Beach County Virginia | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Franklin County Washington | 1 | $ 72,000 | $ 72,000 | $ 81,000 |
| Grays Harbor County Washington | 1 | $ 55,000 | $ 55,000 | $ 122,000 |
| Kitsap County Washington | 1 | $ 150,000 | $ 150,000 | $ 75,000 |
| Snohomish County Washington | 1 | $ 100,000 | $ 100,000 | $ 90,000 |
| Thurston County Washington | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
| Yakima County Washington | 1 | $ 88,000 | $ 88,000 | $ 40,000 |
| Berkeley County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| Harrison County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 17,000 |
| Jefferson County West Virginia | 1 | $ 50,000 | $ 50,000 | $ 85,000 |
| Kanawha County West Virginia | 1 | $ 12,000 | $ 12,000 | $ 55,000 |
| Marion County West Virginia | 1 | $ 28,000 | $ 28,000 | $ 33,000 |
| Tucker County West Virginia | 1 | $ 20,000 | $ 20,000 | $ 28,000 |
| Calumet County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 66,000 |
| Chippewa County Wisconsin | 1 | $ 20,000 | $ 20,000 | $ 36,000 |
| Kenosha County Wisconsin | 1 | $ 60,000 | $ 60,000 | $ 72,000 |
| Racine County Wisconsin | 1 | $ 51,000 | $ 51,000 | $ 50,000 |
| Rock County Wisconsin | 1 | $ 39,000 | $ 39,000 | $ 70,000 |
| Walworth County Wisconsin | 1 | $ 23,000 | $ 23,000 | $ 84,000 |
| Laramie County Wyoming | 1 | $ 35,000 | $ 35,000 | $ 58,000 |
Mortgage Loan Application Detail Totals for Discover Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 643 | $36,411,000 | $56,000 | $500,000 | $85,000 | $800,000 |
| Home Purchase | 210 | $36,632,000 | $174,000 | $351,000 | $47,000 | $115,000 |
| Refinancing | 2 | $287,000 | $143,000 | $149,000 | $51,000 | $57,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 554 | $46,116,000 | $83,000 | $475,000 | $73,000 | $800,000 |
| Not Provided | 97 | $7,464,000 | $76,000 | $500,000 | $94,000 | $350,000 |
| Black or African American | 96 | $9,663,000 | $100,000 | $228,000 | $64,000 | $260,000 |
| Hispanic | 68 | $6,139,000 | $90,000 | $250,000 | $72,000 | $290,000 |
| Asian | 33 | $3,381,000 | $102,000 | $280,000 | $104,000 | $360,000 |
| American Indian or Alaskan Native | 7 | $567,000 | $81,000 | $175,000 | $97,000 | $136,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 747 | $54,396,000 | $72,000 | $500,000 | $80,000 | $800,000 |
| FHA-insured (Federal Housing Administration) | 108 | $18,934,000 | $175,000 | $292,000 | $47,000 | $87,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 379 | $22,144,000 | $58,000 | $500,000 | $80,000 | $800,000 |
| Loan Purchased By The Institution | 213 | $37,190,000 | $174,000 | $351,000 | $47,000 | $115,000 |
| Loan Originated | 154 | $7,534,000 | $48,000 | $160,000 | $88,000 | $290,000 |
| Application Approved But Not Accepted | 57 | $2,737,000 | $48,000 | $135,000 | $90,000 | $322,000 |
| Application Withdrawn By Applicant | 52 | $3,725,000 | $71,000 | $350,000 | $109,000 | $360,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Discover Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Discover Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.