Discover Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Discover Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Discover Bank 502 East Market Street Greenwood, DE 19950 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,579 |
| Total Mortgage Loan Application Amount | $50,698,000 |
| Average Mortgage Loan Application Amount | $91,000 |
| Highest Mortgage Loan Application Amount | $268,000 |
| Average Applicant Income | $65,500 |
| Highest Applicant Income | $900,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Discover Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Discover Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Discover Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Discover Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Discover Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Discover Bank's mortgage activity for 2009.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 119 | $ 2,067,000 | $ 16,500 | $ 79,500 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 92 | $ 1,614,000 | $ 17,000 | $ 85,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 55 | $ 876,000 | $ 15,000 | $ 86,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 54 | $ 934,000 | $ 17,000 | $ 81,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 50 | $ 989,000 | $ 19,000 | $ 87,000 |
| NASSAU-SUFFOLK, NY | 39 | $ 658,000 | $ 16,000 | $ 97,000 |
| DOVER, DE | 37 | $ 6,137,000 | $ 165,000 | $ 50,000 |
| PHILADELPHIA, PA | 35 | $ 526,000 | $ 15,000 | $ 80,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 35 | $ 599,000 | $ 16,666 | $ 85,333 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 34 | $ 580,000 | $ 17,000 | $ 93,000 |
| DALLAS-PLANO-IRVING, TX | 33 | $ 504,000 | $ 15,000 | $ 123,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 31 | $ 479,000 | $ 15,000 | $ 72,000 |
| EDISON-NEW BRUNSWICK, NJ | 30 | $ 525,000 | $ 17,000 | $ 81,000 |
| PITTSBURGH, PA | 29 | $ 416,000 | $ 14,000 | $ 82,000 |
| DENVER-AURORA-BROOMFIELD, CO | 26 | $ 486,000 | $ 18,000 | $ 93,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 26 | $ 488,000 | $ 18,000 | $ 85,000 |
| ST. LOUIS, MO-IL | 26 | $ 448,000 | $ 18,000 | $ 90,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 23 | $ 371,000 | $ 13,333 | $ 104,666 |
| NEWARK-UNION, NJ-PA | 23 | $ 418,000 | $ 21,000 | $ 66,500 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 23 | $ 393,000 | $ 17,000 | $ 70,000 |
| BALTIMORE-TOWSON, MD | 22 | $ 378,000 | $ 17,000 | $ 85,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 22 | $ 385,000 | $ 17,000 | $ 85,000 |
| FORT WORTH-ARLINGTON, TX | 21 | $ 399,000 | $ 19,000 | $ 102,000 |
| AUSTIN-ROUND ROCK, TX | 20 | $ 367,000 | $ 18,000 | $ 94,000 |
| BOSTON-QUINCY, MA | 20 | $ 350,000 | $ 17,000 | $ 90,000 |
| CAMDEN, NJ | 20 | $ 316,000 | $ 15,000 | $ 89,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 20 | $ 320,000 | $ 16,000 | $ 80,000 |
| BUFFALO-NIAGARA FALLS, NY | 19 | $ 290,000 | $ 15,000 | $ 70,000 |
| KANSAS CITY, MO-KS | 19 | $ 310,000 | $ 16,500 | $ 102,500 |
| OAKLAND-FREMONT-HAYWARD, CA | 19 | $ 318,000 | $ 16,000 | $ 86,000 |
| ORLANDO-KISSIMMEE, FL | 18 | $ 297,000 | $ 16,000 | $ 61,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 17 | $ 267,000 | $ 15,000 | $ 69,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 17 | $ 330,000 | $ 19,000 | $ 77,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 16 | $ 272,000 | $ 17,000 | $ 112,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 15 | $ 272,000 | $ 21,000 | $ 116,500 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 15 | $ 272,000 | $ 18,000 | $ 103,000 |
| ROCHESTER, NY | 15 | $ 243,000 | $ 16,000 | $ 80,000 |
| SAN ANTONIO, TX | 15 | $ 261,000 | $ 17,000 | $ 91,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 14 | $ 259,000 | $ 18,000 | $ 80,000 |
| JACKSONVILLE, FL | 14 | $ 236,000 | $ 16,000 | $ 101,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 14 | $ 246,000 | $ 17,000 | $ 90,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 14 | $ 245,000 | $ 17,000 | $ 76,000 |
| TULSA, OK | 14 | $ 254,000 | $ 18,000 | $ 77,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 13 | $ 271,000 | $ 20,000 | $ 90,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 13 | $ 250,000 | $ 19,000 | $ 97,000 |
| COLUMBUS, OH | 12 | $ 174,000 | $ 14,000 | $ 96,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 12 | $ 191,000 | $ 15,000 | $ 89,000 |
| BETHESDA-FREDERICK-ROCKVILLE, MD | 11 | $ 220,000 | $ 20,000 | $ 106,000 |
| DAYTON, OH | 11 | $ 190,000 | $ 17,000 | $ 82,000 |
| INDIANAPOLIS-CARMEL, IN | 11 | $ 157,000 | $ 14,000 | $ 101,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 11 | $ 245,000 | $ 22,000 | $ 92,000 |
| PEABODY, MA | 11 | $ 182,000 | $ 16,000 | $ 124,000 |
| RALEIGH-CARY, NC | 11 | $ 178,000 | $ 16,000 | $ 79,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 11 | $ 190,000 | $ 17,000 | $ 78,000 |
| SCRANTON--WILKES-BARRE, PA | 11 | $ 165,000 | $ 15,000 | $ 62,000 |
| DES MOINES-WEST DES MOINES, IA | 10 | $ 160,000 | $ 16,000 | $ 83,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 10 | $ 203,000 | $ 20,000 | $ 84,000 |
| HARRISBURG-CARLISLE, PA | 10 | $ 133,000 | $ 13,000 | $ 89,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 10 | $ 170,000 | $ 17,000 | $ 87,000 |
| WILMINGTON, DE-MD-NJ | 10 | $ 150,000 | $ 19,000 | $ 67,500 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 9 | $ 153,000 | $ 17,000 | $ 81,000 |
| BIRMINGHAM-HOOVER, AL | 9 | $ 154,000 | $ 17,000 | $ 74,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 9 | $ 171,000 | $ 19,000 | $ 97,000 |
| LAS VEGAS-PARADISE, NV | 9 | $ 152,000 | $ 16,000 | $ 76,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 9 | $ 113,000 | $ 11,000 | $ 65,500 |
| RICHMOND, VA | 9 | $ 180,000 | $ 20,000 | $ 84,000 |
| SPRINGFIELD, MA | 9 | $ 125,000 | $ 13,000 | $ 65,000 |
| ALBANY-SCHENECTADY-TROY, NY | 8 | $ 113,000 | $ 14,000 | $ 64,000 |
| EL PASO, TX | 8 | $ 105,000 | $ 13,000 | $ 75,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 8 | $ 149,000 | $ 18,000 | $ 82,000 |
| MANCHESTER-NASHUA, NH | 8 | $ 107,000 | $ 13,000 | $ 92,000 |
| WORCESTER, MA | 8 | $ 155,000 | $ 19,000 | $ 93,000 |
| AKRON, OH | 7 | $ 102,000 | $ 14,000 | $ 77,000 |
| COLORADO SPRINGS, CO | 7 | $ 115,000 | $ 16,000 | $ 107,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 7 | $ 130,000 | $ 18,000 | $ 96,500 |
| HONOLULU, HI | 7 | $ 130,000 | $ 18,000 | $ 76,000 |
| MEMPHIS, TN-MS-AR | 7 | $ 120,000 | $ 20,000 | $ 57,000 |
| OKLAHOMA CITY, OK | 7 | $ 125,000 | $ 17,000 | $ 98,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 7 | $ 109,000 | $ 15,000 | $ 104,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 7 | $ 110,000 | $ 15,000 | $ 77,000 |
| TACOMA, WA | 7 | $ 120,000 | $ 17,000 | $ 101,000 |
| TRENTON-EWING, NJ | 7 | $ 112,000 | $ 16,000 | $ 72,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 7 | $ 120,000 | $ 17,000 | $ 71,000 |
| ALBUQUERQUE, NM | 6 | $ 104,000 | $ 17,000 | $ 71,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 6 | $ 72,000 | $ 12,000 | $ 69,000 |
| BATON ROUGE, LA | 6 | $ 110,000 | $ 18,000 | $ 72,000 |
| GREENSBORO-HIGH POINT, NC | 6 | $ 110,000 | $ 18,000 | $ 73,000 |
| HUNTSVILLE, AL | 6 | $ 65,000 | $ 10,000 | $ 66,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 6 | $ 100,000 | $ 16,000 | $ 69,000 |
| KNOXVILLE, TN | 6 | $ 130,000 | $ 21,000 | $ 88,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 6 | $ 100,000 | $ 17,500 | $ 50,500 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 6 | $ 98,000 | $ 17,500 | $ 90,500 |
| REDDING, CA | 6 | $ 80,000 | $ 13,000 | $ 60,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 6 | $ 145,000 | $ 24,000 | $ 187,000 |
| SPOKANE, WA | 6 | $ 99,000 | $ 16,000 | $ 45,000 |
| SYRACUSE, NY | 6 | $ 90,000 | $ 15,000 | $ 63,000 |
| TOLEDO, OH | 6 | $ 100,000 | $ 16,000 | $ 86,000 |
| VALLEJO-FAIRFIELD, CA | 6 | $ 100,000 | $ 16,000 | $ 110,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 6 | $ 113,000 | $ 20,000 | $ 52,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 5 | $ 95,000 | $ 21,000 | $ 91,500 |
| FRESNO, CA | 5 | $ 80,000 | $ 16,000 | $ 71,000 |
| LAFAYETTE, LA | 5 | $ 59,000 | $ 11,000 | $ 55,000 |
| LANCASTER, PA | 5 | $ 83,000 | $ 16,000 | $ 88,000 |
| LAREDO, TX | 5 | $ 72,000 | $ 14,000 | $ 52,000 |
| NEW HAVEN-MILFORD, CT | 5 | $ 71,000 | $ 14,000 | $ 88,000 |
| NORWICH-NEW LONDON, CT | 5 | $ 105,000 | $ 21,000 | $ 83,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 5 | $ 72,000 | $ 14,000 | $ 80,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 5 | $ 52,000 | $ 10,000 | $ 66,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 5 | $ 50,000 | $ 11,000 | $ 64,500 |
| PENSACOLA-FERRY PASS-BRENT, FL | 5 | $ 63,000 | $ 12,000 | $ 57,000 |
| RENO-SPARKS, NV | 5 | $ 115,000 | $ 23,000 | $ 96,000 |
| TUCSON, AZ | 5 | $ 93,000 | $ 18,000 | $ 108,000 |
| ANCHORAGE, AK | 4 | $ 89,000 | $ 22,000 | $ 98,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 4 | $ 70,000 | $ 17,000 | $ 87,000 |
| BROWNSVILLE-HARLINGEN, TX | 4 | $ 70,000 | $ 17,000 | $ 96,000 |
| CAPE CORAL-FORT MYERS, FL | 4 | $ 95,000 | $ 23,000 | $ 95,000 |
| CEDAR RAPIDS, IA | 4 | $ 70,000 | $ 17,000 | $ 121,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 4 | $ 59,000 | $ 14,000 | $ 76,000 |
| CHATTANOOGA, TN-GA | 4 | $ 70,000 | $ 16,500 | $ 63,500 |
| EVANSVILLE, IN-KY | 4 | $ 75,000 | $ 18,000 | $ 92,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 4 | $ 62,000 | $ 15,000 | $ 78,000 |
| FLINT, MI | 4 | $ 80,000 | $ 20,000 | $ 125,000 |
| GRAND RAPIDS-WYOMING, MI | 4 | $ 75,000 | $ 18,000 | $ 78,000 |
| GREEN BAY, WI | 4 | $ 70,000 | $ 17,000 | $ 78,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 4 | $ 65,000 | $ 16,000 | $ 64,000 |
| KINGSTON, NY | 4 | $ 75,000 | $ 18,000 | $ 112,000 |
| LEXINGTON-FAYETTE, KY | 4 | $ 82,000 | $ 20,000 | $ 65,000 |
| LINCOLN, NE | 4 | $ 59,000 | $ 14,000 | $ 74,000 |
| LYNCHBURG, VA | 4 | $ 59,000 | $ 14,000 | $ 78,000 |
| MADISON, WI | 4 | $ 45,000 | $ 11,000 | $ 75,000 |
| MODESTO, CA | 4 | $ 72,000 | $ 18,000 | $ 80,000 |
| PASCAGOULA, MS | 4 | $ 82,000 | $ 20,000 | $ 77,000 |
| READING, PA | 4 | $ 65,000 | $ 16,000 | $ 53,000 |
| ROCHESTER, MN | 4 | $ 65,000 | $ 16,000 | $ 56,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 4 | $ 75,000 | $ 18,000 | $ 109,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 4 | $ 62,000 | $ 15,000 | $ 67,000 |
| SANTA ROSA-PETALUMA, CA | 4 | $ 80,000 | $ 20,000 | $ 81,000 |
| SAVANNAH, GA | 4 | $ 85,000 | $ 21,000 | $ 63,000 |
| TYLER, TX | 4 | $ 60,000 | $ 15,000 | $ 90,000 |
| WACO, TX | 4 | $ 45,000 | $ 11,000 | $ 75,000 |
| WICHITA, KS | 4 | $ 80,000 | $ 20,000 | $ 81,000 |
| WINSTON-SALEM, NC | 4 | $ 63,000 | $ 15,000 | $ 61,000 |
| ANN ARBOR, MI | 3 | $ 57,000 | $ 19,000 | $ 72,000 |
| ASHEVILLE, NC | 3 | $ 35,000 | $ 11,000 | $ 32,000 |
| AUBURN-OPELIKA, AL | 3 | $ 65,000 | $ 21,000 | $ 75,000 |
| BARNSTABLE TOWN, MA | 3 | $ 65,000 | $ 21,000 | $ 71,000 |
| BINGHAMTON, NY | 3 | $ 60,000 | $ 20,000 | $ 72,000 |
| BOISE CITY-NAMPA, ID | 3 | $ 70,000 | $ 23,000 | $ 82,000 |
| BOULDER, CO | 3 | $ 40,000 | $ 13,000 | $ 48,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 3 | $ 30,000 | $ 10,000 | $ 62,000 |
| COLUMBIA, SC | 3 | $ 38,000 | $ 12,000 | $ 121,000 |
| CORPUS CHRISTI, TX | 3 | $ 42,000 | $ 14,000 | $ 78,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 3 | $ 60,000 | $ 20,000 | $ 50,000 |
| FARGO, ND-MN | 3 | $ 75,000 | $ 25,000 | $ 133,000 |
| GAINESVILLE, FL | 3 | $ 55,000 | $ 18,000 | $ 77,000 |
| GARY, IN | 3 | $ 40,000 | $ 13,000 | $ 80,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 3 | $ 52,000 | $ 17,000 | $ 56,000 |
| HOLLAND-GRAND HAVEN, MI | 3 | $ 55,000 | $ 18,000 | $ 48,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 3 | $ 60,000 | $ 20,000 | $ 68,000 |
| LAKELAND-WINTER HAVEN, FL | 3 | $ 53,000 | $ 17,000 | $ 69,000 |
| LANSING-EAST LANSING, MI | 3 | $ 55,000 | $ 18,000 | $ 74,000 |
| LUBBOCK, TX | 3 | $ 31,000 | $ 10,000 | $ 74,000 |
| MACON, GA | 3 | $ 35,000 | $ 11,000 | $ 76,000 |
| MCALLEN-EDINBURG-MISSION, TX | 3 | $ 27,000 | $ 9,000 | $ 76,000 |
| MIDLAND, TX | 3 | $ 57,000 | $ 19,000 | $ 111,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 3 | $ 55,000 | $ 18,000 | $ 61,000 |
| OCALA, FL | 3 | $ 35,000 | $ 11,000 | $ 51,000 |
| OLYMPIA, WA | 3 | $ 63,000 | $ 21,000 | $ 114,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 3 | $ 60,000 | $ 20,000 | $ 84,000 |
| SALT LAKE CITY, UT | 3 | $ 35,000 | $ 11,000 | $ 50,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 3 | $ 25,000 | $ 8,000 | $ 56,000 |
| SPRINGFIELD, MO | 3 | $ 39,000 | $ 13,000 | $ 107,000 |
| STOCKTON, CA | 3 | $ 45,000 | $ 15,000 | $ 63,000 |
| TERRE HAUTE, IN | 3 | $ 40,000 | $ 13,000 | $ 83,000 |
| TUSCALOOSA, AL | 3 | $ 35,000 | $ 11,000 | $ 54,000 |
| UTICA-ROME, NY | 3 | $ 40,000 | $ 13,000 | $ 66,000 |
| WATERLOO-CEDAR FALLS, IA | 3 | $ 45,000 | $ 15,000 | $ 81,000 |
| YORK-HANOVER, PA | 3 | $ 55,000 | $ 18,000 | $ 123,000 |
| BANGOR, ME | 2 | $ 25,000 | $ 12,000 | $ 45,000 |
| BATTLE CREEK, MI | 2 | $ 30,000 | $ 15,000 | $ 91,000 |
| BELLINGHAM, WA | 2 | $ 26,000 | $ 13,000 | $ 37,000 |
| CANTON-MASSILLON, OH | 2 | $ 19,000 | $ 9,000 | $ 80,000 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 2 | $ 45,000 | $ 22,000 | $ 96,000 |
| CHARLOTTESVILLE, VA | 2 | $ 34,000 | $ 17,000 | $ 63,000 |
| CHICO, CA | 2 | $ 20,000 | $ 10,000 | $ 77,000 |
| CLARKSVILLE, TN-KY | 2 | $ 29,000 | $ 14,500 | $ 73,000 |
| COLUMBUS, IN | 2 | $ 30,000 | $ 15,000 | $ 67,000 |
| DECATUR, AL | 2 | $ 20,000 | $ 10,000 | $ 71,000 |
| DURHAM-CHAPEL HILL, NC | 2 | $ 30,000 | $ 15,000 | $ 43,000 |
| EAU CLAIRE, WI | 2 | $ 33,000 | $ 16,000 | $ 134,000 |
| EL CENTRO, CA | 2 | $ 35,000 | $ 17,000 | $ 54,000 |
| ELIZABETHTOWN, KY | 2 | $ 40,000 | $ 20,000 | $ 61,000 |
| ERIE, PA | 2 | $ 25,000 | $ 12,000 | $ 77,000 |
| FAYETTEVILLE, NC | 2 | $ 33,000 | $ 16,000 | $ 70,000 |
| FOND DU LAC, WI | 2 | $ 20,000 | $ 10,000 | $ 45,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 2 | $ 18,000 | $ 9,000 | $ 53,000 |
| FORT WAYNE, IN | 2 | $ 35,000 | $ 17,000 | $ 54,000 |
| GAINESVILLE, GA | 2 | $ 25,000 | $ 12,000 | $ 89,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 2 | $ 45,000 | $ 22,000 | $ 39,000 |
| HARRISONBURG, VA | 2 | $ 30,000 | $ 15,000 | $ 32,000 |
| HICKORY-LENOIR-MORGANTON, NC | 2 | $ 25,000 | $ 12,000 | $ 24,000 |
| JOHNSTOWN, PA | 2 | $ 35,000 | $ 17,000 | $ 92,000 |
| JONESBORO, AR | 2 | $ 25,000 | $ 12,000 | $ 96,000 |
| JOPLIN, MO | 2 | $ 39,000 | $ 19,000 | $ 120,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 2 | $ 32,000 | $ 16,000 | $ 68,000 |
| LAS CRUCES, NM | 2 | $ 45,000 | $ 22,000 | $ 112,000 |
| LAWTON, OK | 2 | $ 30,000 | $ 15,000 | $ 73,000 |
| LEBANON, PA | 2 | $ 40,000 | $ 20,000 | $ 81,000 |
| LONGVIEW, TX | 2 | $ 20,000 | $ 10,000 | $ 108,000 |
| MANKATO-NORTH MANKATO, MN | 2 | $ 30,000 | $ 15,000 | $ 28,000 |
| MEDFORD, OR | 2 | $ 25,000 | $ 12,000 | $ 53,000 |
| MUNCIE, IN | 2 | $ 12,000 | $ 6,000 | $ 212,000 |
| ODESSA, TX | 2 | $ 40,000 | $ 20,000 | $ 137,000 |
| OGDEN-CLEARFIELD, UT | 2 | $ 50,000 | $ 25,000 | $ 60,000 |
| PEORIA, IL | 2 | $ 35,000 | $ 17,000 | $ 72,000 |
| PITTSFIELD, MA | 2 | $ 20,000 | $ 10,000 | $ 45,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 2 | $ 40,000 | $ 20,000 | $ 80,000 |
| RAPID CITY, SD | 2 | $ 40,000 | $ 20,000 | $ 66,000 |
| ROANOKE, VA | 2 | $ 30,000 | $ 15,000 | $ 54,000 |
| ROCKFORD, IL | 2 | $ 20,000 | $ 10,000 | $ 96,000 |
| ROCKY MOUNT, NC | 2 | $ 15,000 | $ 7,000 | $ 40,000 |
| SALISBURY, MD | 2 | $ 40,000 | $ 20,000 | $ 59,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 2 | $ 30,000 | $ 15,000 | $ 108,000 |
| SIOUX CITY, IA-NE-SD | 2 | $ 27,000 | $ 13,000 | $ 55,000 |
| TALLAHASSEE, FL | 2 | $ 40,000 | $ 20,000 | $ 95,000 |
| VALDOSTA, GA | 2 | $ 35,000 | $ 17,000 | $ 59,000 |
| VISALIA-PORTERVILLE, CA | 2 | $ 30,000 | $ 15,000 | $ 42,000 |
| WARNER ROBINS, GA | 2 | $ 30,000 | $ 15,000 | $ 73,000 |
| WAUSAU, WI | 2 | $ 40,000 | $ 20,000 | $ 70,000 |
| WENATCHEE-EAST WENATCHEE, WA | 2 | $ 25,000 | $ 12,000 | $ 50,000 |
| WHEELING, WV-OH | 2 | $ 12,000 | $ 6,000 | $ 68,000 |
| WICHITA FALLS, TX | 2 | $ 30,000 | $ 15,000 | $ 91,000 |
| WILMINGTON, NC | 2 | $ 35,000 | $ 17,000 | $ 90,000 |
| YAKIMA, WA | 2 | $ 35,000 | $ 17,000 | $ 62,000 |
| ABILENE, TX | 1 | $ 20,000 | $ 20,000 | $ 280,000 |
| ALBANY, GA | 1 | $ 15,000 | $ 15,000 | $ 56,000 |
| ALTOONA, PA | 1 | $ 15,000 | $ 15,000 | $ 75,000 |
| AMARILLO, TX | 1 | $ 20,000 | $ 20,000 | $ 60,000 |
| ANDERSON, SC | 1 | $ 15,000 | $ 15,000 | $ 37,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 20,000 | $ 20,000 | $ 30,000 |
| BAKERSFIELD, CA | 1 | $ 20,000 | $ 20,000 | $ 65,000 |
| BAY CITY, MI | 1 | $ 12,000 | $ 12,000 | $ 45,000 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 5,000 | $ 5,000 | $ 51,000 |
| BEND, OR | 1 | $ 25,000 | $ 25,000 | $ 108,000 |
| CASPER, WY | 1 | $ 25,000 | $ 25,000 | $ 37,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 25,000 | $ 25,000 | $ 37,000 |
| COLUMBUS, GA-AL | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| DALTON, GA | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| DOTHAN, AL | 1 | $ 5,000 | $ 5,000 | $ 50,000 |
| DULUTH, MN-WI | 1 | $ 15,000 | $ 15,000 | $ 61,000 |
| ELMIRA, NY | 1 | $ 25,000 | $ 25,000 | $ 145,000 |
| EUGENE-SPRINGFIELD, OR | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| FARMINGTON, NM | 1 | $ 25,000 | $ 25,000 | $ 95,000 |
| FORT COLLINS-LOVELAND, CO | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| FORT SMITH, AR-OK | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| GADSDEN, AL | 1 | $ 15,000 | $ 15,000 | $ 50,000 |
| GLENS FALLS, NY | 1 | $ 25,000 | $ 25,000 | $ 105,000 |
| GOLDSBORO, NC | 1 | $ 25,000 | $ 25,000 | $ 126,000 |
| GRAND JUNCTION, CO | 1 | $ 10,000 | $ 10,000 | $ 19,000 |
| GULFPORT-BILOXI, MS | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| HANFORD-CORCORAN, CA | 1 | $ 20,000 | $ 20,000 | $ 128,000 |
| HATTIESBURG, MS | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| IDAHO FALLS, ID | 1 | $ 25,000 | $ 25,000 | $ 68,000 |
| JACKSON, MI | 1 | $ 10,000 | $ 10,000 | $ 80,000 |
| JACKSONVILLE, NC | 1 | $ 25,000 | $ 25,000 | $ 67,000 |
| JEFFERSON CITY, MO | 1 | $ 20,000 | $ 20,000 | $ 46,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 15,000 | $ 15,000 | $ 90,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 1 | $ 25,000 | $ 25,000 | $ 101,000 |
| KOKOMO, IN | 1 | $ 5,000 | $ 5,000 | $ 22,000 |
| LA CROSSE, WI-MN | 1 | $ 25,000 | $ 25,000 | $ 150,000 |
| LAKE CHARLES, LA | 1 | $ 8,000 | $ 8,000 | $ 130,000 |
| MADERA-CHOWCHILLA, CA | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
| MANHATTAN, KS | 1 | $ 25,000 | $ 25,000 | $ 90,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 5,000 | $ 5,000 | $ 41,000 |
| MISSOULA, MT | 1 | $ 20,000 | $ 20,000 | $ 148,000 |
| MOBILE, AL | 1 | $ 5,000 | $ 5,000 | $ 34,000 |
| MONROE, LA | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
| MONROE, MI | 1 | $ 5,000 | $ 5,000 | $ 110,000 |
| MORGANTOWN, WV | 1 | $ 25,000 | $ 25,000 | $ 77,000 |
| MORRISTOWN, TN | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
| NAPA, CA | 1 | $ 20,000 | $ 20,000 | $ 100,000 |
| NAPLES-MARCO ISLAND, FL | 1 | $ 15,000 | $ 15,000 | $ 140,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 10,000 | $ 10,000 | $ 116,000 |
| OCEAN CITY, NJ | 1 | $ 10,000 | $ 10,000 | $ 25,000 |
| OWENSBORO, KY | 1 | $ 25,000 | $ 25,000 | $ 37,000 |
| POCATELLO, ID | 1 | $ 5,000 | $ 5,000 | $ 70,000 |
| PORT ST. LUCIE, FL | 1 | $ 15,000 | $ 15,000 | $ 82,000 |
| PROVO-OREM, UT | 1 | $ 12,000 | $ 12,000 | $ 37,000 |
| SALEM, OR | 1 | $ 10,000 | $ 10,000 | $ 30,000 |
| SALINAS, CA | 1 | $ 20,000 | $ 20,000 | $ 63,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 15,000 | $ 15,000 | $ 37,000 |
| SHERMAN-DENISON, TX | 1 | $ 15,000 | $ 15,000 | $ 18,000 |
| SHREVEPORT-BOSSIER CITY, LA | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| SIOUX FALLS, SD | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| SPARTANBURG, SC | 1 | $ 8,000 | $ 8,000 | $ 60,000 |
| SPRINGFIELD, IL | 1 | $ 10,000 | $ 10,000 | $ 149,000 |
| STATE COLLEGE, PA | 1 | $ 20,000 | $ 20,000 | $ 20,000 |
| SUMTER, SC | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| TOPEKA, KS | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| WILLIAMSPORT, PA | 1 | $ 15,000 | $ 15,000 | $ 25,000 |
| YUBA CITY, CA | 1 | $ 20,000 | $ 20,000 | $ 53,000 |
| YUMA, AZ | 1 | $ 20,000 | $ 20,000 | $ 27,000 |
Mortgage Loan Application Detail Totals for Discover Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 2,530 | $42,526,000 | $16,000 | $25,000 | $82,000 | $900,000 |
| Home Purchase | 49 | $8,172,000 | $166,000 | $268,000 | $49,000 | $74,000 |
| Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 2,553 | $46,557,000 | $18,000 | $268,000 | $81,000 | $900,000 |
| White | 14 | $2,381,000 | $170,000 | $242,000 | $55,000 | $74,000 |
| Black or African American | 12 | $1,760,000 | $146,000 | $222,000 | $46,000 | $69,000 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,531 | $42,688,000 | $16,000 | $162,000 | $82,000 | $900,000 |
| FHA-insured (Federal Housing Administration) | 48 | $8,010,000 | $166,000 | $268,000 | $49,000 | $74,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 1,370 | $24,397,000 | $17,000 | $25,000 | $77,000 | $900,000 |
| Loan Originated | 907 | $13,895,000 | $15,000 | $25,000 | $86,000 | $390,000 |
| Application Withdrawn By Applicant | 154 | $2,570,000 | $16,000 | $25,000 | $92,000 | $400,000 |
| Application Approved But Not Accepted | 99 | $1,664,000 | $16,000 | $25,000 | $86,000 | $260,000 |
| Loan Purchased By The Institution | 49 | $8,172,000 | $166,000 | $268,000 | $49,000 | $74,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Discover Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Discover Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.