Discover Bank Mortgage Lending & HMDA Data, 2015
In 2015, Discover Bank of Greenwood, DE reported 3,790 mortgage applications totaling $180.6 million, up 11% from 2014. The average application was for $47,652, and applicants reported an average income of $84,106. 18% of its applications resulted in an originated loan and 55% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (161), Los Angeles-Long Beach-Glendale, CA (146) and New York-Jersey City-White Plains, NY-NJ (140) (applications in parentheses).
| Mortgage Company & Address | Discover Bank 12 Reads Way Greenwood, DE 19950 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 3,790 |
| Total Mortgage Loan Application Amount | $180,602,000 |
| Average Mortgage Loan Application Amount | $47,652 |
| Highest Mortgage Loan Application Amount | $150,000 |
| Average Applicant Income | $84,106 |
| Highest Applicant Income | $1,560,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Discover Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 146 | $ 8,537,000 | $ 58,472 | $ 106,000 |
| Cook, Illinois | 106 | $ 5,335,000 | $ 50,330 | $ 91,000 |
| Maricopa, Arizona | 83 | $ 4,044,000 | $ 48,722 | $ 82,000 |
| Orange, California | 67 | $ 4,061,000 | $ 60,611 | $ 120,000 |
| San Diego, California | 53 | $ 3,155,000 | $ 59,528 | $ 112,000 |
| Broward, Florida | 48 | $ 2,510,000 | $ 52,291 | $ 76,000 |
| Riverside, California | 44 | $ 2,230,000 | $ 50,681 | $ 89,000 |
| Miami-Dade, Florida | 36 | $ 1,885,000 | $ 52,361 | $ 95,000 |
| Clark, Nevada | 33 | $ 1,391,000 | $ 42,151 | $ 88,000 |
| Philadelphia, Pennsylvania | 30 | $ 1,359,000 | $ 45,300 | $ 57,000 |
| San Bernardino, California | 27 | $ 1,306,000 | $ 48,370 | $ 80,000 |
| DuPage, Illinois | 27 | $ 1,229,000 | $ 45,518 | $ 119,000 |
| Middlesex, Massachusetts | 27 | $ 1,369,000 | $ 50,703 | $ 92,000 |
| Wayne, Michigan | 27 | $ 1,152,000 | $ 42,666 | $ 52,000 |
| Salt Lake, Utah | 26 | $ 1,223,000 | $ 47,038 | $ 85,000 |
| Bergen, New Jersey | 25 | $ 1,182,000 | $ 47,280 | $ 110,000 |
| Palm Beach, Florida | 24 | $ 1,235,000 | $ 51,458 | $ 91,000 |
| Franklin, Ohio | 24 | $ 1,017,000 | $ 42,375 | $ 75,000 |
| Contra Costa, California | 23 | $ 1,242,000 | $ 54,000 | $ 128,000 |
| Sacramento, California | 23 | $ 954,000 | $ 41,478 | $ 102,000 |
| Fulton, Georgia | 23 | $ 1,218,000 | $ 52,956 | $ 99,000 |
| Alameda, California | 22 | $ 1,258,000 | $ 57,181 | $ 134,000 |
| Johnson, Kansas | 21 | $ 895,000 | $ 42,619 | $ 95,000 |
| Adams, Colorado | 20 | $ 1,037,000 | $ 51,850 | $ 69,000 |
| Hillsborough, Florida | 20 | $ 748,000 | $ 37,400 | $ 106,000 |
| Gwinnett, Georgia | 20 | $ 865,000 | $ 43,250 | $ 62,000 |
| Oakland, Michigan | 20 | $ 832,000 | $ 41,600 | $ 132,000 |
| Middlesex, New Jersey | 20 | $ 933,000 | $ 46,650 | $ 78,000 |
| Ocean, New Jersey | 20 | $ 809,000 | $ 40,450 | $ 86,000 |
| Lake, Illinois | 19 | $ 979,000 | $ 51,526 | $ 99,000 |
| Essex, Massachusetts | 19 | $ 722,000 | $ 38,000 | $ 76,000 |
| Mecklenburg, North Carolina | 19 | $ 967,000 | $ 50,894 | $ 70,000 |
| Wake, North Carolina | 19 | $ 950,000 | $ 50,000 | $ 88,000 |
| Bucks, Pennsylvania | 19 | $ 769,000 | $ 40,473 | $ 86,000 |
| Santa Clara, California | 18 | $ 1,215,000 | $ 67,500 | $ 101,000 |
| El Paso, Colorado | 18 | $ 784,000 | $ 43,555 | $ 61,000 |
| Orange, Florida | 18 | $ 848,000 | $ 47,111 | $ 95,000 |
| Honolulu, Hawaii | 18 | $ 1,300,000 | $ 72,222 | $ 97,000 |
| Monmouth, New Jersey | 18 | $ 874,000 | $ 48,555 | $ 115,000 |
| Will, Illinois | 17 | $ 710,000 | $ 41,764 | $ 104,000 |
| Montgomery, Pennsylvania | 17 | $ 794,000 | $ 46,705 | $ 125,000 |
| Fresno, California | 16 | $ 808,000 | $ 50,500 | $ 102,000 |
| Placer, California | 16 | $ 590,000 | $ 36,875 | $ 111,000 |
| Ventura, California | 16 | $ 912,000 | $ 57,000 | $ 79,000 |
| Denver, Colorado | 16 | $ 681,000 | $ 42,562 | $ 52,000 |
| Jefferson, Colorado | 16 | $ 642,000 | $ 40,125 | $ 79,000 |
| Fairfield, Connecticut | 16 | $ 851,000 | $ 53,187 | $ 110,000 |
| Cobb, Georgia | 16 | $ 708,000 | $ 44,250 | $ 94,000 |
| Volusia, Florida | 15 | $ 657,000 | $ 43,800 | $ 69,000 |
| Washtenaw, Michigan | 15 | $ 795,000 | $ 53,000 | $ 100,000 |
| St. Louis, Missouri | 15 | $ 822,000 | $ 54,800 | $ 91,000 |
| Nassau, New York | 15 | $ 967,000 | $ 64,466 | $ 121,000 |
| Fairfax, Virginia | 15 | $ 744,000 | $ 49,600 | $ 137,000 |
| Pima, Arizona | 14 | $ 571,000 | $ 40,785 | $ 113,000 |
| Marion, Indiana | 14 | $ 589,000 | $ 42,071 | $ 70,000 |
| Macomb, Michigan | 14 | $ 539,000 | $ 38,500 | $ 43,000 |
| Bernalillo, New Mexico | 14 | $ 683,000 | $ 48,785 | $ 84,000 |
| New Castle, Delaware | 13 | $ 522,000 | $ 40,153 | $ 71,000 |
| Essex, New Jersey | 13 | $ 820,000 | $ 63,076 | $ 176,000 |
| Suffolk, New York | 13 | $ 717,000 | $ 55,153 | $ 132,000 |
| Allegheny, Pennsylvania | 13 | $ 527,000 | $ 40,538 | $ 89,000 |
| San Joaquin, California | 12 | $ 539,000 | $ 44,916 | $ 103,000 |
| Arapahoe, Colorado | 12 | $ 547,000 | $ 45,583 | $ 75,000 |
| Douglas, Colorado | 12 | $ 549,000 | $ 45,750 | $ 219,000 |
| St. Lucie, Florida | 12 | $ 666,000 | $ 55,500 | $ 57,000 |
| Hennepin, Minnesota | 12 | $ 617,000 | $ 51,416 | $ 69,000 |
| Burlington, New Jersey | 12 | $ 569,000 | $ 47,416 | $ 80,000 |
| Gloucester, New Jersey | 12 | $ 587,000 | $ 48,916 | $ 90,000 |
| Cuyahoga, Ohio | 12 | $ 619,000 | $ 51,583 | $ 52,000 |
| Oklahoma, Oklahoma | 12 | $ 520,000 | $ 43,333 | $ 69,000 |
| Chester, Pennsylvania | 12 | $ 596,000 | $ 49,666 | $ 125,000 |
| Solano, California | 11 | $ 686,000 | $ 62,363 | $ 73,000 |
| Hartford, Connecticut | 11 | $ 482,000 | $ 43,818 | $ 74,000 |
| Lee, Florida | 11 | $ 505,000 | $ 45,909 | $ 99,000 |
| Pasco, Florida | 11 | $ 637,000 | $ 57,909 | $ 84,000 |
| Pinellas, Florida | 11 | $ 458,000 | $ 41,636 | $ 80,000 |
| Lake, Indiana | 11 | $ 530,000 | $ 48,181 | $ 72,000 |
| Jefferson, Louisiana | 11 | $ 433,000 | $ 39,363 | $ 91,000 |
| Hampden, Massachusetts | 11 | $ 432,000 | $ 39,272 | $ 79,000 |
| Norfolk, Massachusetts | 11 | $ 503,000 | $ 45,727 | $ 81,000 |
| Plymouth, Massachusetts | 11 | $ 432,000 | $ 39,272 | $ 149,000 |
| Worcester, Massachusetts | 11 | $ 463,000 | $ 42,090 | $ 75,000 |
| Anoka, Minnesota | 11 | $ 530,000 | $ 48,181 | $ 74,000 |
| Camden, New Jersey | 11 | $ 656,000 | $ 59,636 | $ 86,000 |
| Passaic, New Jersey | 11 | $ 400,000 | $ 36,363 | $ 87,000 |
| Multnomah, Oregon | 11 | $ 577,000 | $ 52,454 | $ 94,000 |
| Kern, California | 10 | $ 366,000 | $ 36,600 | $ 96,000 |
| Osceola, Florida | 10 | $ 459,000 | $ 45,900 | $ 62,000 |
| Kane, Illinois | 10 | $ 415,000 | $ 41,500 | $ 97,000 |
| Queens, New York | 10 | $ 542,000 | $ 54,200 | $ 117,000 |
| Richmond, New York | 10 | $ 682,000 | $ 68,200 | $ 119,000 |
| Union, North Carolina | 10 | $ 448,000 | $ 44,800 | $ 98,000 |
| Charleston, South Carolina | 10 | $ 503,000 | $ 50,300 | $ 88,000 |
| King, Washington | 10 | $ 597,000 | $ 59,700 | $ 108,000 |
| Snohomish, Washington | 10 | $ 545,000 | $ 54,500 | $ 86,000 |
| Seminole, Florida | 9 | $ 376,000 | $ 41,777 | $ 79,000 |
| McHenry, Illinois | 9 | $ 482,000 | $ 53,555 | $ 96,000 |
| Allen, Indiana | 9 | $ 468,000 | $ 52,000 | $ 46,000 |
| Douglas, Nebraska | 9 | $ 372,000 | $ 41,333 | $ 87,000 |
| Washoe, Nevada | 9 | $ 472,000 | $ 52,444 | $ 93,000 |
| Lehigh, Pennsylvania | 9 | $ 517,000 | $ 57,444 | $ 112,000 |
| Greenville, South Carolina | 9 | $ 498,000 | $ 55,333 | $ 58,000 |
| Davidson, Tennessee | 9 | $ 458,000 | $ 50,888 | $ 46,000 |
| Davis, Utah | 9 | $ 310,000 | $ 34,444 | $ 100,000 |
| Loudoun, Virginia | 9 | $ 387,000 | $ 43,000 | $ 108,000 |
| Milwaukee, Wisconsin | 9 | $ 270,000 | $ 30,000 | $ 93,000 |
| San Mateo, California | 8 | $ 620,000 | $ 77,500 | $ 107,000 |
| Duval, Florida | 8 | $ 352,000 | $ 44,000 | $ 46,000 |
| Forsyth, Georgia | 8 | $ 374,000 | $ 46,750 | $ 84,000 |
| Hendricks, Indiana | 8 | $ 339,000 | $ 42,375 | $ 100,000 |
| Bristol, Massachusetts | 8 | $ 361,000 | $ 45,125 | $ 102,000 |
| Kent, Michigan | 8 | $ 360,000 | $ 45,000 | $ 83,000 |
| Hudson, New Jersey | 8 | $ 556,000 | $ 69,500 | $ 97,000 |
| Westchester, New York | 8 | $ 557,000 | $ 69,625 | $ 137,000 |
| Lorain, Ohio | 8 | $ 422,000 | $ 52,750 | $ 69,000 |
| Stark, Ohio | 8 | $ 354,000 | $ 44,250 | $ 53,000 |
| Lancaster, Pennsylvania | 8 | $ 379,000 | $ 47,375 | $ 65,000 |
| Clark, Washington | 8 | $ 319,000 | $ 39,875 | $ 64,000 |
| Stanislaus, California | 7 | $ 296,000 | $ 42,285 | $ 72,000 |
| New Haven, Connecticut | 7 | $ 243,000 | $ 34,714 | $ 156,000 |
| Clay, Florida | 7 | $ 464,000 | $ 66,285 | $ 72,000 |
| Polk, Florida | 7 | $ 254,000 | $ 36,285 | $ 55,000 |
| Ada, Idaho | 7 | $ 310,000 | $ 44,285 | $ 88,000 |
| East Baton Rouge, Louisiana | 7 | $ 375,000 | $ 53,571 | $ 54,000 |
| Orleans, Louisiana | 7 | $ 254,000 | $ 36,285 | $ 54,000 |
| Calhoun, Michigan | 7 | $ 234,000 | $ 33,428 | $ 66,000 |
| Atlantic, New Jersey | 7 | $ 295,000 | $ 42,142 | $ 101,000 |
| Mahoning, Ohio | 7 | $ 210,000 | $ 30,000 | $ 48,000 |
| Summit, Ohio | 7 | $ 263,000 | $ 37,571 | $ 52,000 |
| Clackamas, Oregon | 7 | $ 352,000 | $ 50,285 | $ 91,000 |
| Washington, Oregon | 7 | $ 271,000 | $ 38,714 | $ 91,000 |
| Delaware, Pennsylvania | 7 | $ 227,000 | $ 32,428 | $ 54,000 |
| Northampton, Pennsylvania | 7 | $ 280,000 | $ 40,000 | $ 59,000 |
| Shelby, Tennessee | 7 | $ 234,000 | $ 33,428 | $ 64,000 |
| Berkeley, West Virginia | 7 | $ 259,000 | $ 37,000 | $ 42,000 |
| Cochise, Arizona | 6 | $ 335,000 | $ 55,833 | $ 76,000 |
| Marin, California | 6 | $ 385,000 | $ 64,166 | $ 132,000 |
| Santa Barbara, California | 6 | $ 459,000 | $ 76,500 | $ 110,000 |
| Brevard, Florida | 6 | $ 191,000 | $ 31,833 | $ 56,000 |
| Cherokee, Georgia | 6 | $ 324,000 | $ 54,000 | $ 74,000 |
| Hamilton, Indiana | 6 | $ 234,000 | $ 39,000 | $ 92,000 |
| Sedgwick, Kansas | 6 | $ 181,000 | $ 30,166 | $ 61,000 |
| Cumberland, Maine | 6 | $ 262,000 | $ 43,666 | $ 46,000 |
| Ramsey, Minnesota | 6 | $ 367,000 | $ 61,166 | $ 64,000 |
| Hillsborough, New Hampshire | 6 | $ 225,000 | $ 37,500 | $ 111,000 |
| Rockingham, New Hampshire | 6 | $ 303,000 | $ 50,500 | $ 70,000 |
| Morris, New Jersey | 6 | $ 245,000 | $ 40,833 | $ 129,000 |
| Somerset, New Jersey | 6 | $ 225,000 | $ 37,500 | $ 72,000 |
| Erie, New York | 6 | $ 243,000 | $ 40,500 | $ 80,000 |
| Trumbull, Ohio | 6 | $ 320,000 | $ 53,333 | $ 57,000 |
| Tulsa, Oklahoma | 6 | $ 446,000 | $ 74,333 | $ 78,000 |
| Westmoreland, Pennsylvania | 6 | $ 299,000 | $ 49,833 | $ 76,000 |
| Williamson, Tennessee | 6 | $ 283,000 | $ 47,166 | $ 98,000 |
| Henrico, Virginia | 6 | $ 216,000 | $ 36,000 | $ 96,000 |
| Pulaski, Arkansas | 5 | $ 248,000 | $ 49,600 | $ 66,000 |
| Monterey, California | 5 | $ 234,000 | $ 46,800 | $ 91,000 |
| San Francisco, California | 5 | $ 480,000 | $ 96,000 | $ 86,000 |
| Sutter, California | 5 | $ 154,000 | $ 30,800 | $ 93,000 |
| Larimer, Colorado | 5 | $ 250,000 | $ 50,000 | $ 65,000 |
| District of Columbia, District Of Columbia | 5 | $ 403,000 | $ 80,600 | $ 97,000 |
| Collier, Florida | 5 | $ 203,000 | $ 40,600 | $ 76,000 |
| Escambia, Florida | 5 | $ 305,000 | $ 61,000 | $ 67,000 |
| Hernando, Florida | 5 | $ 257,000 | $ 51,400 | $ 56,000 |
| Sarasota, Florida | 5 | $ 283,000 | $ 56,600 | $ 88,000 |
| McLean, Illinois | 5 | $ 288,000 | $ 57,600 | $ 74,000 |
| Shawnee, Kansas | 5 | $ 205,000 | $ 41,000 | $ 48,000 |
| Suffolk, Massachusetts | 5 | $ 246,000 | $ 49,200 | $ 165,000 |
| Clay, Missouri | 5 | $ 247,000 | $ 49,400 | $ 74,000 |
| St. Charles, Missouri | 5 | $ 170,000 | $ 34,000 | $ 66,000 |
| Union, New Jersey | 5 | $ 255,000 | $ 51,000 | $ 141,000 |
| Kings, New York | 5 | $ 140,000 | $ 28,000 | $ 76,000 |
| Hamilton, Ohio | 5 | $ 241,000 | $ 48,200 | $ 54,000 |
| Montgomery, Ohio | 5 | $ 143,000 | $ 28,600 | $ 31,000 |
| Warren, Ohio | 5 | $ 212,000 | $ 42,400 | $ 107,000 |
| Berks, Pennsylvania | 5 | $ 286,000 | $ 57,200 | $ 99,000 |
| York, Pennsylvania | 5 | $ 376,000 | $ 75,200 | $ 58,000 |
| Providence, Rhode Island | 5 | $ 159,000 | $ 31,800 | $ 81,000 |
| Minnehaha, South Dakota | 5 | $ 254,000 | $ 50,800 | $ 126,000 |
| Utah, Utah | 5 | $ 258,000 | $ 51,600 | $ 66,000 |
| Prince William, Virginia | 5 | $ 170,000 | $ 34,000 | $ 92,000 |
| Madison, Alabama | 4 | $ 202,000 | $ 50,500 | $ 59,000 |
| El Dorado, California | 4 | $ 183,000 | $ 45,750 | $ 171,000 |
| Napa, California | 4 | $ 278,000 | $ 69,500 | $ 120,000 |
| San Luis Obispo, California | 4 | $ 155,000 | $ 38,750 | $ 80,000 |
| Sonoma, California | 4 | $ 326,000 | $ 81,500 | $ 115,000 |
| Weld, Colorado | 4 | $ 176,000 | $ 44,000 | $ 111,000 |
| Litchfield, Connecticut | 4 | $ 152,000 | $ 38,000 | $ 72,000 |
| Tolland, Connecticut | 4 | $ 182,000 | $ 45,500 | $ 136,000 |
| Sussex, Delaware | 4 | $ 170,000 | $ 42,500 | $ 79,000 |
| Manatee, Florida | 4 | $ 146,000 | $ 36,500 | $ 115,000 |
| Martin, Florida | 4 | $ 247,000 | $ 61,750 | $ 97,000 |
| Monroe, Florida | 4 | $ 240,000 | $ 60,000 | $ 103,000 |
| St. Johns, Florida | 4 | $ 188,000 | $ 47,000 | $ 56,000 |
| Sumter, Florida | 4 | $ 205,000 | $ 51,250 | $ 64,000 |
| Barrow, Georgia | 4 | $ 136,000 | $ 34,000 | $ 76,000 |
| Catoosa, Georgia | 4 | $ 152,000 | $ 38,000 | $ 154,000 |
| Douglas, Georgia | 4 | $ 162,000 | $ 40,500 | $ 71,000 |
| Muscogee, Georgia | 4 | $ 108,000 | $ 27,000 | $ 36,000 |
| Madison, Illinois | 4 | $ 134,000 | $ 33,500 | $ 44,000 |
| Peoria, Illinois | 4 | $ 116,000 | $ 29,000 | $ 65,000 |
| Rush, Indiana | 4 | $ 120,000 | $ 30,000 | $ 37,000 |
| St. Joseph, Indiana | 4 | $ 190,000 | $ 47,500 | $ 37,000 |
| Bossier, Louisiana | 4 | $ 199,000 | $ 49,750 | $ 114,000 |
| Barnstable, Massachusetts | 4 | $ 251,000 | $ 62,750 | $ 102,000 |
| Ingham, Michigan | 4 | $ 123,000 | $ 30,750 | $ 49,000 |
| Dakota, Minnesota | 4 | $ 243,000 | $ 60,750 | $ 87,000 |
| Washington, Minnesota | 4 | $ 211,000 | $ 52,750 | $ 99,000 |
| Boone, Missouri | 4 | $ 158,000 | $ 39,500 | $ 93,000 |
| Greene, Missouri | 4 | $ 119,000 | $ 29,750 | $ 68,000 |
| Jackson, Missouri | 4 | $ 200,000 | $ 50,000 | $ 54,000 |
| Jefferson, Missouri | 4 | $ 170,000 | $ 42,500 | $ 56,000 |
| Yellowstone, Montana | 4 | $ 245,000 | $ 61,250 | $ 70,000 |
| Lancaster, Nebraska | 4 | $ 190,000 | $ 47,500 | $ 55,000 |
| Catawba, North Carolina | 4 | $ 107,000 | $ 26,750 | $ 46,000 |
| Cumberland, North Carolina | 4 | $ 165,000 | $ 41,250 | $ 57,000 |
| Forsyth, North Carolina | 4 | $ 273,000 | $ 68,250 | $ 110,000 |
| Guilford, North Carolina | 4 | $ 150,000 | $ 37,500 | $ 69,000 |
| Lucas, Ohio | 4 | $ 161,000 | $ 40,250 | $ 38,000 |
| Creek, Oklahoma | 4 | $ 210,000 | $ 52,500 | $ 73,000 |
| Rogers, Oklahoma | 4 | $ 193,000 | $ 48,250 | $ 86,000 |
| Beaver, Pennsylvania | 4 | $ 174,000 | $ 43,500 | $ 97,000 |
| Blair, Pennsylvania | 4 | $ 154,000 | $ 38,500 | $ 19,000 |
| Cumberland, Pennsylvania | 4 | $ 225,000 | $ 56,250 | $ 70,000 |
| Lackawanna, Pennsylvania | 4 | $ 150,000 | $ 37,500 | $ 54,000 |
| Washington, Pennsylvania | 4 | $ 107,000 | $ 26,750 | $ 53,000 |
| Lancaster, South Carolina | 4 | $ 188,000 | $ 47,000 | $ 102,000 |
| Richland, South Carolina | 4 | $ 257,000 | $ 64,250 | $ 70,000 |
| Hamilton, Tennessee | 4 | $ 185,000 | $ 46,250 | $ 72,000 |
| Sumner, Tennessee | 4 | $ 116,000 | $ 29,000 | $ 54,000 |
| Virginia Beach, Virginia | 4 | $ 252,000 | $ 63,000 | $ 73,000 |
| Pierce, Washington | 4 | $ 301,000 | $ 75,250 | $ 60,000 |
| Racine, Wisconsin | 4 | $ 133,000 | $ 33,250 | $ 53,000 |
| Rock, Wisconsin | 4 | $ 199,000 | $ 49,750 | $ 53,000 |
| Waukesha, Wisconsin | 4 | $ 212,000 | $ 53,000 | $ 98,000 |
| Mobile, Alabama | 3 | $ 189,000 | $ 63,000 | $ 61,000 |
| St. Clair, Alabama | 3 | $ 144,000 | $ 48,000 | $ 45,000 |
| Pinal, Arizona | 3 | $ 145,000 | $ 48,333 | $ 42,000 |
| Yavapai, Arizona | 3 | $ 150,000 | $ 50,000 | $ 52,000 |
| Craighead, Arkansas | 3 | $ 128,000 | $ 42,666 | $ 78,000 |
| Butte, California | 3 | $ 102,000 | $ 34,000 | $ 74,000 |
| Santa Cruz, California | 3 | $ 158,000 | $ 52,666 | $ 110,000 |
| Yuba, California | 3 | $ 190,000 | $ 63,333 | $ 25,000 |
| Broomfield, Colorado | 3 | $ 188,000 | $ 62,666 | $ 69,000 |
| Garfield, Colorado | 3 | $ 125,000 | $ 41,666 | $ 58,000 |
| Middlesex, Connecticut | 3 | $ 159,000 | $ 53,000 | $ 130,000 |
| Kent, Delaware | 3 | $ 141,000 | $ 47,000 | $ 65,000 |
| Alachua, Florida | 3 | $ 109,000 | $ 36,333 | $ 35,000 |
| Bay, Florida | 3 | $ 136,000 | $ 45,333 | $ 46,000 |
| Charlotte, Florida | 3 | $ 79,000 | $ 26,333 | $ 76,000 |
| Indian River, Florida | 3 | $ 95,000 | $ 31,666 | $ 33,000 |
| Marion, Florida | 3 | $ 196,000 | $ 65,333 | $ 54,000 |
| Clarke, Georgia | 3 | $ 138,000 | $ 46,000 | $ 31,000 |
| Columbia, Georgia | 3 | $ 95,000 | $ 31,666 | $ 80,000 |
| Coweta, Georgia | 3 | $ 151,000 | $ 50,333 | $ 134,000 |
| DeKalb, Georgia | 3 | $ 178,000 | $ 59,333 | $ 44,000 |
| Hall, Georgia | 3 | $ 105,000 | $ 35,000 | $ 36,000 |
| Paulding, Georgia | 3 | $ 170,000 | $ 56,666 | $ 47,000 |
| Kootenai, Idaho | 3 | $ 90,000 | $ 30,000 | $ 125,000 |
| Champaign, Illinois | 3 | $ 186,000 | $ 62,000 | $ 71,000 |
| St. Clair, Illinois | 3 | $ 122,000 | $ 40,666 | $ 100,000 |
| Winnebago, Illinois | 3 | $ 112,000 | $ 37,333 | $ 76,000 |
| Elkhart, Indiana | 3 | $ 132,000 | $ 44,000 | $ 90,000 |
| Hancock, Indiana | 3 | $ 135,000 | $ 45,000 | $ 56,000 |
| LaPorte, Indiana | 3 | $ 168,000 | $ 56,000 | $ 73,000 |
| Monroe, Indiana | 3 | $ 114,000 | $ 38,000 | $ 49,000 |
| Jefferson, Kentucky | 3 | $ 128,000 | $ 42,666 | $ 81,000 |
| Ascension, Louisiana | 3 | $ 241,000 | $ 80,333 | $ 66,000 |
| Calcasieu, Louisiana | 3 | $ 143,000 | $ 47,666 | $ 136,000 |
| St. Tammany, Louisiana | 3 | $ 106,000 | $ 35,333 | $ 75,000 |
| Tangipahoa, Louisiana | 3 | $ 182,000 | $ 60,666 | $ 115,000 |
| Washington, Louisiana | 3 | $ 195,000 | $ 65,000 | $ 66,000 |
| York, Maine | 3 | $ 120,000 | $ 40,000 | $ 90,000 |
| Berkshire, Massachusetts | 3 | $ 90,000 | $ 30,000 | $ 53,000 |
| Benzie, Michigan | 3 | $ 204,000 | $ 68,000 | $ 43,000 |
| Berrien, Michigan | 3 | $ 152,000 | $ 50,666 | $ 56,000 |
| Livingston, Michigan | 3 | $ 121,000 | $ 40,333 | $ 55,000 |
| Monroe, Michigan | 3 | $ 135,000 | $ 45,000 | $ 59,000 |
| Ottawa, Michigan | 3 | $ 101,000 | $ 33,666 | $ 61,000 |
| St. Clair, Michigan | 3 | $ 190,000 | $ 63,333 | $ 57,000 |
| St. Louis, Minnesota | 3 | $ 140,000 | $ 46,666 | $ 92,000 |
| Stearns, Minnesota | 3 | $ 155,000 | $ 51,666 | $ 14,000 |
| Lowndes, Mississippi | 3 | $ 125,000 | $ 41,666 | $ 80,000 |
| Platte, Missouri | 3 | $ 99,000 | $ 33,000 | $ 99,000 |
| Cape May, New Jersey | 3 | $ 101,000 | $ 33,666 | $ 42,000 |
| Cumberland, New Jersey | 3 | $ 147,000 | $ 49,000 | $ 34,000 |
| Hunterdon, New Jersey | 3 | $ 167,000 | $ 55,666 | $ 228,000 |
| Salem, New Jersey | 3 | $ 175,000 | $ 58,333 | $ 114,000 |
| Warren, New Jersey | 3 | $ 147,000 | $ 49,000 | $ 62,000 |
| Eddy, New Mexico | 3 | $ 120,000 | $ 40,000 | $ 45,000 |
| Delaware, New York | 3 | $ 160,000 | $ 53,333 | $ 79,000 |
| Dutchess, New York | 3 | $ 127,000 | $ 42,333 | $ 48,000 |
| Rockland, New York | 3 | $ 280,000 | $ 93,333 | $ 107,000 |
| Cabarrus, North Carolina | 3 | $ 109,000 | $ 36,333 | $ 132,000 |
| Durham, North Carolina | 3 | $ 75,000 | $ 25,000 | $ 29,000 |
| Gaston, North Carolina | 3 | $ 138,000 | $ 46,000 | $ 36,000 |
| New Hanover, North Carolina | 3 | $ 80,000 | $ 26,666 | $ 106,000 |
| Cass, North Dakota | 3 | $ 170,000 | $ 56,666 | $ 77,000 |
| Butler, Ohio | 3 | $ 191,000 | $ 63,666 | $ 54,000 |
| Greene, Ohio | 3 | $ 130,000 | $ 43,333 | $ 45,000 |
| Hardin, Ohio | 3 | $ 97,000 | $ 32,333 | $ 44,000 |
| Huron, Ohio | 3 | $ 130,000 | $ 43,333 | $ 76,000 |
| Lake, Ohio | 3 | $ 134,000 | $ 44,666 | $ 187,000 |
| Medina, Ohio | 3 | $ 117,000 | $ 39,000 | $ 21,000 |
| Miami, Ohio | 3 | $ 97,000 | $ 32,333 | $ 69,000 |
| Shelby, Ohio | 3 | $ 97,000 | $ 32,333 | $ 39,000 |
| Cleveland, Oklahoma | 3 | $ 130,000 | $ 43,333 | $ 69,000 |
| Okfuskee, Oklahoma | 3 | $ 127,000 | $ 42,333 | $ 54,000 |
| Lane, Oregon | 3 | $ 121,000 | $ 40,333 | $ 55,000 |
| Marion, Oregon | 3 | $ 137,000 | $ 45,666 | $ 169,000 |
| Franklin, Pennsylvania | 3 | $ 175,000 | $ 58,333 | $ 111,000 |
| Luzerne, Pennsylvania | 3 | $ 131,000 | $ 43,666 | $ 71,000 |
| Monroe, Pennsylvania | 3 | $ 100,000 | $ 33,333 | $ 71,000 |
| Florence, South Carolina | 3 | $ 100,000 | $ 33,333 | $ 27,000 |
| Rutherford, Tennessee | 3 | $ 90,000 | $ 30,000 | $ 62,000 |
| Weber, Utah | 3 | $ 231,000 | $ 77,000 | $ 76,000 |
| Alexandria, Virginia | 3 | $ 85,000 | $ 28,333 | $ 83,000 |
| Arlington, Virginia | 3 | $ 175,000 | $ 58,333 | $ 59,000 |
| Chesterfield, Virginia | 3 | $ 193,000 | $ 64,333 | $ 102,000 |
| York, Virginia | 3 | $ 90,000 | $ 30,000 | $ 40,000 |
| Spokane, Washington | 3 | $ 162,000 | $ 54,000 | $ 66,000 |
| Cabell, West Virginia | 3 | $ 128,000 | $ 42,666 | $ 58,000 |
| Kanawha, West Virginia | 3 | $ 92,000 | $ 30,666 | $ 60,000 |
| Marion, West Virginia | 3 | $ 85,000 | $ 28,333 | $ 82,000 |
| Dane, Wisconsin | 3 | $ 124,000 | $ 41,333 | $ 87,000 |
| Kenosha, Wisconsin | 3 | $ 95,000 | $ 31,666 | $ 77,000 |
| Marathon, Wisconsin | 3 | $ 95,000 | $ 31,666 | $ 59,000 |
| Washington, Wisconsin | 3 | $ 155,000 | $ 51,666 | $ 113,000 |
| Natrona, Wyoming | 3 | $ 124,000 | $ 41,333 | $ 107,000 |
| Calhoun, Alabama | 2 | $ 50,000 | $ 25,000 | $ 55,000 |
| Jefferson, Alabama | 2 | $ 80,000 | $ 40,000 | $ 64,000 |
| Montgomery, Alabama | 2 | $ 50,000 | $ 25,000 | $ 133,000 |
| Shelby, Alabama | 2 | $ 78,000 | $ 39,000 | $ 33,000 |
| Tallapoosa, Alabama | 2 | $ 59,000 | $ 29,500 | $ 50,000 |
| Anchorage, Alaska | 2 | $ 85,000 | $ 42,500 | $ 110,000 |
| Coconino, Arizona | 2 | $ 65,000 | $ 32,500 | $ 70,000 |
| Mohave, Arizona | 2 | $ 67,000 | $ 33,500 | $ 58,000 |
| Navajo, Arizona | 2 | $ 75,000 | $ 37,500 | $ 37,000 |
| Faulkner, Arkansas | 2 | $ 60,000 | $ 30,000 | $ 64,000 |
| Garland, Arkansas | 2 | $ 57,000 | $ 28,500 | $ 64,000 |
| Saline, Arkansas | 2 | $ 70,000 | $ 35,000 | $ 151,000 |
| Amador, California | 2 | $ 48,000 | $ 24,000 | $ 58,000 |
| Tuolumne, California | 2 | $ 125,000 | $ 62,500 | $ 114,000 |
| Elbert, Colorado | 2 | $ 144,000 | $ 72,000 | $ 140,000 |
| Pueblo, Colorado | 2 | $ 69,000 | $ 34,500 | $ 42,000 |
| New London, Connecticut | 2 | $ 83,000 | $ 41,500 | $ 151,000 |
| Windham, Connecticut | 2 | $ 65,000 | $ 32,500 | $ 24,000 |
| Citrus, Florida | 2 | $ 89,000 | $ 44,500 | $ 31,000 |
| Lake, Florida | 2 | $ 70,000 | $ 35,000 | $ 40,000 |
| Leon, Florida | 2 | $ 50,000 | $ 25,000 | $ 83,000 |
| Walton, Florida | 2 | $ 105,000 | $ 52,500 | $ 37,000 |
| Bartow, Georgia | 2 | $ 65,000 | $ 32,500 | $ 44,000 |
| Bibb, Georgia | 2 | $ 123,000 | $ 61,500 | $ 81,000 |
| Bulloch, Georgia | 2 | $ 125,000 | $ 62,500 | $ 51,000 |
| Clayton, Georgia | 2 | $ 85,000 | $ 42,500 | $ 79,000 |
| Fayette, Georgia | 2 | $ 85,000 | $ 42,500 | $ 68,000 |
| Henry, Georgia | 2 | $ 67,000 | $ 33,500 | $ 109,000 |
| Houston, Georgia | 2 | $ 56,000 | $ 28,000 | $ 77,000 |
| Walton, Georgia | 2 | $ 61,000 | $ 30,500 | $ 40,000 |
| Maui, Hawaii | 2 | $ 152,000 | $ 76,000 | $ 109,000 |
| Bannock, Idaho | 2 | $ 100,000 | $ 50,000 | $ 41,000 |
| Twin Falls, Idaho | 2 | $ 50,000 | $ 25,000 | $ 73,000 |
| Crawford, Illinois | 2 | $ 50,000 | $ 25,000 | $ 24,000 |
| Johnson, Illinois | 2 | $ 50,000 | $ 25,000 | $ 51,000 |
| Kendall, Illinois | 2 | $ 70,000 | $ 35,000 | $ 96,000 |
| Ogle, Illinois | 2 | $ 55,000 | $ 27,500 | $ 32,000 |
| Boone, Indiana | 2 | $ 80,000 | $ 40,000 | $ 221,000 |
| Clay, Indiana | 2 | $ 65,000 | $ 32,500 | $ 64,000 |
| Fulton, Indiana | 2 | $ 92,000 | $ 46,000 | $ 47,000 |
| Howard, Indiana | 2 | $ 135,000 | $ 67,500 | $ 78,000 |
| Madison, Indiana | 2 | $ 58,000 | $ 29,000 | $ 75,000 |
| Marshall, Indiana | 2 | $ 50,000 | $ 25,000 | $ 55,000 |
| Morgan, Indiana | 2 | $ 75,000 | $ 37,500 | $ 65,000 |
| Butler, Kansas | 2 | $ 88,000 | $ 44,000 | $ 80,000 |
| Leavenworth, Kansas | 2 | $ 184,000 | $ 92,000 | $ 25,000 |
| Thomas, Kansas | 2 | $ 108,000 | $ 54,000 | $ 38,000 |
| Allen, Kentucky | 2 | $ 53,000 | $ 26,500 | $ 75,000 |
| Boone, Kentucky | 2 | $ 144,000 | $ 72,000 | $ 90,000 |
| Bullitt, Kentucky | 2 | $ 100,000 | $ 50,000 | $ 67,000 |
| Campbell, Kentucky | 2 | $ 86,000 | $ 43,000 | $ 60,000 |
| Jessamine, Kentucky | 2 | $ 125,000 | $ 62,500 | $ 78,000 |
| Knox, Kentucky | 2 | $ 126,000 | $ 63,000 | $ 54,000 |
| Pike, Kentucky | 2 | $ 90,000 | $ 45,000 | $ 78,000 |
| Warren, Kentucky | 2 | $ 143,000 | $ 71,500 | $ 133,000 |
| Livingston, Louisiana | 2 | $ 75,000 | $ 37,500 | $ 44,000 |
| Natchitoches, Louisiana | 2 | $ 50,000 | $ 25,000 | $ 70,000 |
| Ouachita, Louisiana | 2 | $ 102,000 | $ 51,000 | $ 45,000 |
| St. Charles, Louisiana | 2 | $ 300,000 | $ 150,000 | $ 168,000 |
| St. Landry, Louisiana | 2 | $ 50,000 | $ 25,000 | $ 110,000 |
| Terrebonne, Louisiana | 2 | $ 68,000 | $ 34,000 | $ 60,000 |
| Androscoggin, Maine | 2 | $ 50,000 | $ 25,000 | $ 40,000 |
| Sagadahoc, Maine | 2 | $ 60,000 | $ 30,000 | $ 36,000 |
| Hampshire, Massachusetts | 2 | $ 136,000 | $ 68,000 | $ 92,000 |
| Allegan, Michigan | 2 | $ 50,000 | $ 25,000 | $ 76,000 |
| Cass, Michigan | 2 | $ 95,000 | $ 47,500 | $ 43,000 |
| Genesee, Michigan | 2 | $ 99,000 | $ 49,500 | $ 91,000 |
| Manistee, Michigan | 2 | $ 52,000 | $ 26,000 | $ 64,000 |
| Midland, Michigan | 2 | $ 159,000 | $ 79,500 | $ 62,000 |
| Roscommon, Michigan | 2 | $ 65,000 | $ 32,500 | $ 65,000 |
| Van Buren, Michigan | 2 | $ 154,000 | $ 77,000 | $ 96,000 |
| Carver, Minnesota | 2 | $ 124,000 | $ 62,000 | $ 51,000 |
| Clay, Minnesota | 2 | $ 114,000 | $ 57,000 | $ 45,000 |
| Kandiyohi, Minnesota | 2 | $ 71,000 | $ 35,500 | $ 77,000 |
| Olmsted, Minnesota | 2 | $ 70,000 | $ 35,000 | $ 99,000 |
| Adams, Mississippi | 2 | $ 79,000 | $ 39,500 | $ 94,000 |
| Coahoma, Mississippi | 2 | $ 120,000 | $ 60,000 | $ 59,000 |
| Jackson, Mississippi | 2 | $ 56,000 | $ 28,000 | $ 77,000 |
| Lee, Mississippi | 2 | $ 88,000 | $ 44,000 | $ 74,000 |
| Madison, Mississippi | 2 | $ 105,000 | $ 52,500 | $ 56,000 |
| Oktibbeha, Mississippi | 2 | $ 89,000 | $ 44,500 | $ 89,000 |
| Panola, Mississippi | 2 | $ 50,000 | $ 25,000 | $ 19,000 |
| Rankin, Mississippi | 2 | $ 94,000 | $ 47,000 | $ 70,000 |
| Scott, Mississippi | 2 | $ 70,000 | $ 35,000 | $ 33,000 |
| Cape Girardeau, Missouri | 2 | $ 50,000 | $ 25,000 | $ 42,000 |
| St. Francois, Missouri | 2 | $ 50,000 | $ 25,000 | $ 63,000 |
| St. Louis City, Missouri | 2 | $ 95,000 | $ 47,500 | $ 61,000 |
| Deer Lodge, Montana | 2 | $ 65,000 | $ 32,500 | $ 58,000 |
| Missoula, Montana | 2 | $ 60,000 | $ 30,000 | $ 44,000 |
| Washington, Nebraska | 2 | $ 53,000 | $ 26,500 | $ 16,000 |
| Carson City, Nevada | 2 | $ 40,000 | $ 20,000 | $ 58,000 |
| Douglas, Nevada | 2 | $ 70,000 | $ 35,000 | $ 84,000 |
| Elko, Nevada | 2 | $ 75,000 | $ 37,500 | $ 79,000 |
| Belknap, New Hampshire | 2 | $ 140,000 | $ 70,000 | $ 68,000 |
| Carroll, New Hampshire | 2 | $ 60,000 | $ 30,000 | $ 46,000 |
| Grafton, New Hampshire | 2 | $ 50,000 | $ 25,000 | $ 53,000 |
| Merrimack, New Hampshire | 2 | $ 65,000 | $ 32,500 | $ 140,000 |
| Santa Fe, New Mexico | 2 | $ 74,000 | $ 37,000 | $ 81,000 |
| Bronx, New York | 2 | $ 61,000 | $ 30,500 | $ 124,000 |
| Broome, New York | 2 | $ 94,000 | $ 47,000 | $ 66,000 |
| Monroe, New York | 2 | $ 54,000 | $ 27,000 | $ 24,000 |
| Ulster, New York | 2 | $ 94,000 | $ 47,000 | $ 128,000 |
| Caldwell, North Carolina | 2 | $ 74,000 | $ 37,000 | $ 61,000 |
| Carteret, North Carolina | 2 | $ 107,000 | $ 53,500 | $ 76,000 |
| Lincoln, North Carolina | 2 | $ 50,000 | $ 25,000 | $ 55,000 |
| Burleigh, North Dakota | 2 | $ 198,000 | $ 99,000 | $ 126,000 |
| Ashland, Ohio | 2 | $ 70,000 | $ 35,000 | $ 28,000 |
| Ashtabula, Ohio | 2 | $ 60,000 | $ 30,000 | $ 72,000 |
| Clermont, Ohio | 2 | $ 59,000 | $ 29,500 | $ 185,000 |
| Columbiana, Ohio | 2 | $ 66,000 | $ 33,000 | $ 69,000 |
| Delaware, Ohio | 2 | $ 146,000 | $ 73,000 | $ 185,000 |
| Erie, Ohio | 2 | $ 74,000 | $ 37,000 | $ 68,000 |
| Geauga, Ohio | 2 | $ 106,000 | $ 53,000 | $ 68,000 |
| Knox, Ohio | 2 | $ 120,000 | $ 60,000 | $ 133,000 |
| Monroe, Ohio | 2 | $ 120,000 | $ 60,000 | $ 72,000 |
| Portage, Ohio | 2 | $ 55,000 | $ 27,500 | $ 50,000 |
| Sandusky, Ohio | 2 | $ 75,000 | $ 37,500 | $ 31,000 |
| Cherokee, Oklahoma | 2 | $ 85,000 | $ 42,500 | $ 84,000 |
| Comanche, Oklahoma | 2 | $ 52,000 | $ 26,000 | $ 70,000 |
| Sequoyah, Oklahoma | 2 | $ 50,000 | $ 25,000 | $ 23,000 |
| Benton, Oregon | 2 | $ 200,000 | $ 100,000 | $ 44,000 |
| Curry, Oregon | 2 | $ 68,000 | $ 34,000 | $ 27,000 |
| Deschutes, Oregon | 2 | $ 119,000 | $ 59,500 | $ 63,000 |
| Douglas, Oregon | 2 | $ 65,000 | $ 32,500 | $ 46,000 |
| Polk, Oregon | 2 | $ 133,000 | $ 66,500 | $ 87,000 |
| Butler, Pennsylvania | 2 | $ 125,000 | $ 62,500 | $ 139,000 |
| Clearfield, Pennsylvania | 2 | $ 75,000 | $ 37,500 | $ 13,000 |
| Columbia, Pennsylvania | 2 | $ 89,000 | $ 44,500 | $ 60,000 |
| Dauphin, Pennsylvania | 2 | $ 70,000 | $ 35,000 | $ 45,000 |
| Lebanon, Pennsylvania | 2 | $ 94,000 | $ 47,000 | $ 73,000 |
| McKean, Pennsylvania | 2 | $ 85,000 | $ 42,500 | $ 51,000 |
| Pike, Pennsylvania | 2 | $ 152,000 | $ 76,000 | $ 46,000 |
| Schuylkill, Pennsylvania | 2 | $ 119,000 | $ 59,500 | $ 73,000 |
| Snyder, Pennsylvania | 2 | $ 66,000 | $ 33,000 | $ 27,000 |
| Kent, Rhode Island | 2 | $ 168,000 | $ 84,000 | $ 65,000 |
| Beaufort, South Carolina | 2 | $ 65,000 | $ 32,500 | $ 38,000 |
| Horry, South Carolina | 2 | $ 101,000 | $ 50,500 | $ 29,000 |
| Lexington, South Carolina | 2 | $ 73,000 | $ 36,500 | $ 31,000 |
| Orangeburg, South Carolina | 2 | $ 170,000 | $ 85,000 | $ 82,000 |
| Spartanburg, South Carolina | 2 | $ 101,000 | $ 50,500 | $ 78,000 |
| York, South Carolina | 2 | $ 100,000 | $ 50,000 | $ 81,000 |
| Lawrence, South Dakota | 2 | $ 152,000 | $ 76,000 | $ 103,000 |
| Anderson, Tennessee | 2 | $ 68,000 | $ 34,000 | $ 56,000 |
| Greene, Tennessee | 2 | $ 130,000 | $ 65,000 | $ 56,000 |
| Knox, Tennessee | 2 | $ 88,000 | $ 44,000 | $ 74,000 |
| Lauderdale, Tennessee | 2 | $ 161,000 | $ 80,500 | $ 70,000 |
| Sullivan, Tennessee | 2 | $ 113,000 | $ 56,500 | $ 35,000 |
| Kane, Utah | 2 | $ 85,000 | $ 42,500 | $ 49,000 |
| Bedford, Virginia | 2 | $ 110,000 | $ 55,000 | $ 69,000 |
| Campbell, Virginia | 2 | $ 56,000 | $ 28,000 | $ 93,000 |
| Pittsylvania, Virginia | 2 | $ 78,000 | $ 39,000 | $ 52,000 |
| Stafford, Virginia | 2 | $ 80,000 | $ 40,000 | $ 136,000 |
| Benton, Washington | 2 | $ 65,000 | $ 32,500 | $ 64,000 |
| Thurston, Washington | 2 | $ 90,000 | $ 45,000 | $ 54,000 |
| Yakima, Washington | 2 | $ 125,000 | $ 62,500 | $ 49,000 |
| Jefferson, West Virginia | 2 | $ 93,000 | $ 46,500 | $ 113,000 |
| Monongalia, West Virginia | 2 | $ 55,000 | $ 27,500 | $ 95,000 |
| Putnam, West Virginia | 2 | $ 73,000 | $ 36,500 | $ 51,000 |
| Douglas, Wisconsin | 2 | $ 67,000 | $ 33,500 | $ 119,000 |
| Jefferson, Wisconsin | 2 | $ 54,000 | $ 27,000 | $ 71,000 |
| Manitowoc, Wisconsin | 2 | $ 88,000 | $ 44,000 | $ 108,000 |
| Winnebago, Wisconsin | 2 | $ 60,000 | $ 30,000 | $ 79,000 |
| Bibb, Alabama | 1 | $ 69,000 | $ 69,000 | $ 43,000 |
| Blount, Alabama | 1 | $ 25,000 | $ 25,000 | $ 32,000 |
| Colbert, Alabama | 1 | $ 25,000 | $ 25,000 | $ 125,000 |
| Houston, Alabama | 1 | $ 42,000 | $ 42,000 | $ 142,000 |
| Lee, Alabama | 1 | $ 69,000 | $ 69,000 | $ 49,000 |
| Macon, Alabama | 1 | $ 50,000 | $ 50,000 | $ 177,000 |
| Russell, Alabama | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Tuscaloosa, Alabama | 1 | $ 30,000 | $ 30,000 | $ 38,000 |
| Juneau, Alaska | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Kenai Peninsula, Alaska | 1 | $ 72,000 | $ 72,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for Discover Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 2,759 | $119,173,000 | $43,000 | $150,000 | $86,000 | $1,560,000 |
| Refinancing | 1,018 | $60,598,000 | $59,000 | $150,000 | $79,000 | $420,000 |
| Home Purchase | 13 | $831,000 | $63,000 | $150,000 | $82,000 | $162,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,438 | $114,203,000 | $46,000 | $150,000 | $86,000 | $1,560,000 |
| Hispanic | 336 | $15,840,000 | $47,000 | $150,000 | $86,000 | $504,000 |
| Not Provided | 318 | $15,825,000 | $49,000 | $150,000 | $89,000 | $700,000 |
| Asian | 310 | $16,828,000 | $54,000 | $150,000 | $88,000 | $420,000 |
| Black or African American | 293 | $13,099,000 | $44,000 | $133,000 | $68,000 | $260,000 |
| American Indian or Alaskan Native | 72 | $3,600,000 | $50,000 | $150,000 | $62,000 | $200,000 |
| Native Hawaiian or Other Pacific Islander | 23 | $1,207,000 | $52,000 | $100,000 | $91,000 | $195,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,790 | $180,602,000 | $47,000 | $150,000 | $84,000 | $1,560,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 2,067 | $97,426,000 | $47,000 | $150,000 | $74,000 | $700,000 |
| Loan Originated | 682 | $33,007,000 | $48,000 | $130,000 | $98,000 | $420,000 |
| Application Withdrawn By Applicant | 508 | $24,193,000 | $47,000 | $150,000 | $101,000 | $1,560,000 |
| File Closed For Incompleteness | 503 | $24,535,000 | $48,000 | $150,000 | $90,000 | $500,000 |
| Application Approved But Not Accepted | 30 | $1,441,000 | $48,000 | $100,000 | $111,000 | $312,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1,089 | $54,768,000 | $50,000 | $150,000 | $59,000 | $700,000 |
| Credit History | 477 | $21,041,000 | $44,000 | $150,000 | $85,000 | $480,000 |
| Collateral | 362 | $14,721,000 | $40,000 | $150,000 | $97,000 | $550,000 |
| Other | 97 | $5,101,000 | $52,000 | $140,000 | $93,000 | $362,000 |
| Credit Application Incomplete | 27 | $1,255,000 | $46,000 | $80,000 | $83,000 | $221,000 |
| Employment History | 8 | $278,000 | $34,000 | $53,000 | $41,000 | $70,000 |
| Unverifiable Information | 7 | $262,000 | $37,000 | $65,000 | $89,000 | $156,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Discover Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Discover Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About