Dollar Bank, FSB Mortgage Lending & HMDA Data, 2009
In 2009, Dollar Bank, FSB of Pittsburgh, PA reported 9,555 mortgage applications totaling $1.2 billion, up 39% from 2008. The average application was for $122,131, and applicants reported an average income of $97,313. 66% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Pittsburgh, PA (5,941), Cleveland-Elyria-Mentor, OH (2,217) and Akron, OH (172) (applications in parentheses).
| Mortgage Company & Address | Dollar Bank, FSB #3 Gateway Center Pittsburgh, PA 15222 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,555 |
| Total Mortgage Loan Application Amount | $1,166,969,000 |
| Average Mortgage Loan Application Amount | $122,131 |
| Highest Mortgage Loan Application Amount | $10,600,000 |
| Average Applicant Income | $97,313 |
| Highest Applicant Income | $3,425,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Dollar Bank, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny, Pennsylvania | 4,041 | $ 386,130,000 | $ 95,553 | $ 89,000 |
| Cuyahoga, Ohio | 1,581 | $ 130,417,000 | $ 82,490 | $ 76,000 |
| Westmoreland, Pennsylvania | 840 | $ 79,705,000 | $ 94,886 | $ 83,000 |
| Butler, Pennsylvania | 429 | $ 51,706,000 | $ 120,526 | $ 90,000 |
| Washington, Pennsylvania | 359 | $ 35,341,000 | $ 98,442 | $ 83,000 |
| Lake, Ohio | 279 | $ 25,147,000 | $ 90,132 | $ 69,000 |
| Lorain, Ohio | 234 | $ 19,029,000 | $ 81,320 | $ 76,000 |
| Beaver, Pennsylvania | 164 | $ 11,198,000 | $ 68,280 | $ 70,000 |
| Summit, Ohio | 146 | $ 20,996,000 | $ 143,808 | $ 90,000 |
| Medina, Ohio | 82 | $ 10,144,000 | $ 123,707 | $ 96,000 |
| Cook, Illinois | 68 | $ 31,156,000 | $ 458,176 | $ 312,000 |
| Fayette, Pennsylvania | 66 | $ 3,478,000 | $ 52,696 | $ 66,000 |
| St. Louis, Missouri | 48 | $ 28,905,000 | $ 602,187 | $ 254,000 |
| Armstrong, Pennsylvania | 42 | $ 2,888,000 | $ 68,761 | $ 71,000 |
| Ozaukee, Wisconsin | 42 | $ 21,564,000 | $ 513,428 | $ 352,000 |
| Geauga, Ohio | 41 | $ 6,169,000 | $ 150,463 | $ 113,000 |
| Hamilton, Ohio | 40 | $ 15,574,000 | $ 389,350 | $ 224,000 |
| Waukesha, Wisconsin | 40 | $ 22,011,000 | $ 550,275 | $ 245,000 |
| Hamilton, Indiana | 34 | $ 11,856,000 | $ 348,705 | $ 188,000 |
| Franklin, Ohio | 29 | $ 12,409,000 | $ 427,896 | $ 255,000 |
| Lawrence, Pennsylvania | 29 | $ 2,854,000 | $ 98,413 | $ 74,000 |
| Lake, Illinois | 26 | $ 13,041,000 | $ 501,576 | $ 315,000 |
| Portage, Ohio | 26 | $ 2,985,000 | $ 114,807 | $ 110,000 |
| Milwaukee, Wisconsin | 25 | $ 10,147,000 | $ 405,880 | $ 268,000 |
| Indiana, Pennsylvania | 24 | $ 1,406,000 | $ 58,583 | $ 72,000 |
| Mahoning, Ohio | 22 | $ 2,641,000 | $ 120,045 | $ 105,000 |
| Stark, Ohio | 22 | $ 3,477,000 | $ 158,045 | $ 100,000 |
| Mercer, Pennsylvania | 19 | $ 1,329,000 | $ 69,947 | $ 70,000 |
| Marion, Indiana | 18 | $ 5,048,000 | $ 280,444 | $ 179,000 |
| Greene, Pennsylvania | 18 | $ 775,000 | $ 43,055 | $ 80,000 |
| Delaware, Ohio | 17 | $ 8,253,000 | $ 485,470 | $ 215,000 |
| Somerset, Pennsylvania | 17 | $ 1,860,000 | $ 109,411 | $ 166,000 |
| Boone, Kentucky | 16 | $ 2,807,000 | $ 175,437 | $ 85,000 |
| Boulder, Colorado | 14 | $ 8,314,000 | $ 593,857 | $ 172,000 |
| Mecklenburg, North Carolina | 13 | $ 5,108,000 | $ 392,923 | $ 120,000 |
| Ashtabula, Ohio | 13 | $ 1,167,000 | $ 89,769 | $ 96,000 |
| Erie, Ohio | 13 | $ 1,866,000 | $ 143,538 | $ 109,000 |
| DuPage, Illinois | 12 | $ 6,512,000 | $ 542,666 | $ 230,000 |
| Warren, Ohio | 11 | $ 3,255,000 | $ 295,909 | $ 158,000 |
| Trumbull, Ohio | 10 | $ 1,935,000 | $ 193,500 | $ 139,000 |
| Hennepin, Minnesota | 9 | $ 4,992,000 | $ 554,666 | $ 367,000 |
| Erie, Pennsylvania | 9 | $ 11,421,000 | $ 1,269,000 | $ 119,000 |
| Kenton, Kentucky | 8 | $ 1,417,000 | $ 177,125 | $ 112,000 |
| Howard, Maryland | 8 | $ 5,208,000 | $ 651,000 | $ 246,000 |
| Crawford, Pennsylvania | 8 | $ 417,000 | $ 52,125 | $ 72,000 |
| Sussex, Delaware | 7 | $ 1,998,000 | $ 285,428 | $ 126,000 |
| Butler, Ohio | 7 | $ 1,390,000 | $ 198,571 | $ 112,000 |
| Jefferson, Ohio | 7 | $ 668,000 | $ 95,428 | $ 63,000 |
| Campbell, Kentucky | 6 | $ 1,155,000 | $ 192,500 | $ 118,000 |
| Middlesex, Massachusetts | 6 | $ 4,008,000 | $ 668,000 | $ 324,000 |
| Norfolk, Massachusetts | 6 | $ 3,741,000 | $ 623,500 | $ 321,000 |
| Clermont, Ohio | 6 | $ 2,737,000 | $ 456,166 | $ 250,000 |
| Lucas, Ohio | 6 | $ 961,000 | $ 160,166 | $ 200,000 |
| Ottawa, Ohio | 6 | $ 1,093,000 | $ 182,166 | $ 133,000 |
| Venango, Pennsylvania | 6 | $ 611,000 | $ 101,833 | $ 127,000 |
| Lee, Florida | 5 | $ 1,360,000 | $ 272,000 | $ 329,000 |
| Johnson, Indiana | 5 | $ 1,080,000 | $ 216,000 | $ 82,000 |
| Garrett, Maryland | 5 | $ 999,000 | $ 199,800 | $ 181,000 |
| Hillsborough, New Hampshire | 5 | $ 2,334,000 | $ 466,800 | $ 226,000 |
| Cambria, Pennsylvania | 5 | $ 97,000 | $ 19,400 | $ 43,000 |
| Centre, Pennsylvania | 5 | $ 706,000 | $ 141,200 | $ 86,000 |
| Beaufort, South Carolina | 5 | $ 1,367,000 | $ 273,400 | $ 522,000 |
| Boone, Indiana | 4 | $ 747,000 | $ 186,750 | $ 99,000 |
| Johnson, Kansas | 4 | $ 2,695,000 | $ 673,750 | $ 702,000 |
| Jefferson, Kentucky | 4 | $ 1,130,000 | $ 282,500 | $ 136,000 |
| Huron, Ohio | 4 | $ 104,000 | $ 26,000 | $ 42,000 |
| Clearfield, Pennsylvania | 4 | $ 429,000 | $ 107,250 | $ 68,000 |
| Dauphin, Pennsylvania | 4 | $ 211,000 | $ 52,750 | $ 77,000 |
| Montgomery, Pennsylvania | 4 | $ 1,750,000 | $ 437,500 | $ 187,000 |
| Charleston, South Carolina | 4 | $ 2,221,000 | $ 555,250 | $ 412,000 |
| Fairfax, Virginia | 4 | $ 2,173,000 | $ 543,250 | $ 163,000 |
| Walworth, Wisconsin | 4 | $ 2,300,000 | $ 575,000 | $ 360,000 |
| Washington, Wisconsin | 4 | $ 1,405,000 | $ 351,250 | $ 128,000 |
| Collier, Florida | 3 | $ 1,023,000 | $ 341,000 | $ 445,000 |
| Flagler, Florida | 3 | $ 314,000 | $ 104,666 | $ 54,000 |
| Hendricks, Indiana | 3 | $ 675,000 | $ 225,000 | $ 89,000 |
| Baltimore, Maryland | 3 | $ 2,069,000 | $ 689,666 | $ 342,000 |
| Montgomery, Maryland | 3 | $ 972,000 | $ 324,000 | $ 495,000 |
| Plymouth, Massachusetts | 3 | $ 1,603,000 | $ 534,333 | $ 219,000 |
| Ottawa, Michigan | 3 | $ 1,302,000 | $ 434,000 | $ 323,000 |
| Carver, Minnesota | 3 | $ 1,455,000 | $ 485,000 | $ 198,000 |
| Ramsey, Minnesota | 3 | $ 1,544,000 | $ 514,666 | $ 236,000 |
| St. Charles, Missouri | 3 | $ 1,574,000 | $ 524,666 | $ 329,000 |
| Monroe, New York | 3 | $ 1,230,000 | $ 410,000 | $ 212,000 |
| Gaston, North Carolina | 3 | $ 754,000 | $ 251,333 | $ 89,000 |
| Union, North Carolina | 3 | $ 1,489,000 | $ 496,333 | $ 165,000 |
| Ashland, Ohio | 3 | $ 160,000 | $ 53,333 | $ 42,000 |
| Columbiana, Ohio | 3 | $ 245,000 | $ 81,666 | $ 81,000 |
| Greene, Ohio | 3 | $ 429,000 | $ 143,000 | $ 94,000 |
| Montgomery, Ohio | 3 | $ 285,000 | $ 95,000 | $ 88,000 |
| Tuscarawas, Ohio | 3 | $ 214,000 | $ 71,333 | $ 43,000 |
| Chester, Pennsylvania | 3 | $ 665,000 | $ 221,666 | $ 148,000 |
| York, Pennsylvania | 3 | $ 239,000 | $ 79,666 | $ 67,000 |
| Providence, Rhode Island | 3 | $ 920,000 | $ 306,666 | $ 149,000 |
| Horry, South Carolina | 3 | $ 1,058,000 | $ 352,666 | $ 368,000 |
| Maricopa, Arizona | 2 | $ 334,000 | $ 167,000 | $ 74,000 |
| Douglas, Colorado | 2 | $ 1,211,000 | $ 605,500 | $ 249,000 |
| Broward, Florida | 2 | $ 342,000 | $ 171,000 | $ 476,000 |
| Charlotte, Florida | 2 | $ 810,000 | $ 405,000 | $ 1,901,000 |
| Hillsborough, Florida | 2 | $ 430,000 | $ 215,000 | $ 151,000 |
| Palm Beach, Florida | 2 | $ 284,000 | $ 142,000 | $ 54,000 |
| Pinellas, Florida | 2 | $ 514,000 | $ 257,000 | $ 172,000 |
| Sarasota, Florida | 2 | $ 339,000 | $ 169,500 | $ 170,000 |
| Sumter, Florida | 2 | $ 379,000 | $ 189,500 | $ 81,000 |
| Kane, Illinois | 2 | $ 883,000 | $ 441,500 | $ 214,000 |
| Decatur, Indiana | 2 | $ 308,000 | $ 154,000 | $ 143,000 |
| Barnstable, Massachusetts | 2 | $ 1,079,000 | $ 539,500 | $ 166,000 |
| Suffolk, Massachusetts | 2 | $ 974,000 | $ 487,000 | $ 282,000 |
| Emmet, Michigan | 2 | $ 1,150,000 | $ 575,000 | $ 211,000 |
| Kent, Michigan | 2 | $ 996,000 | $ 498,000 | $ 146,000 |
| Jackson, Missouri | 2 | $ 1,270,000 | $ 635,000 | $ 103,000 |
| Merrimack, New Hampshire | 2 | $ 911,000 | $ 455,500 | $ 366,000 |
| Fairfield, Ohio | 2 | $ 474,000 | $ 237,000 | $ 375,000 |
| Guernsey, Ohio | 2 | $ 214,000 | $ 107,000 | $ 62,000 |
| Richland, Ohio | 2 | $ 117,000 | $ 58,500 | $ 69,000 |
| Union, Ohio | 2 | $ 660,000 | $ 330,000 | $ 177,000 |
| Wayne, Ohio | 2 | $ 588,000 | $ 294,000 | $ 105,000 |
| Clarion, Pennsylvania | 2 | $ 86,000 | $ 43,000 | $ 41,000 |
| Forest, Pennsylvania | 2 | $ 113,000 | $ 56,500 | $ 57,000 |
| Philadelphia, Pennsylvania | 2 | $ 1,470,000 | $ 735,000 | $ 606,000 |
| York, South Carolina | 2 | $ 852,000 | $ 426,000 | $ 122,000 |
| Prince William, Virginia | 2 | $ 816,000 | $ 408,000 | $ 97,000 |
| Vilas, Wisconsin | 2 | $ 1,069,000 | $ 534,500 | $ 158,000 |
| Mohave, Arizona | 1 | $ 181,000 | $ 181,000 | $ 55,000 |
| Pima, Arizona | 1 | $ 280,000 | $ 280,000 | $ 178,000 |
| Adams, Colorado | 1 | $ 700,000 | $ 700,000 | $ 284,000 |
| Denver, Colorado | 1 | $ 247,000 | $ 247,000 | $ 55,000 |
| El Paso, Colorado | 1 | $ 507,000 | $ 507,000 | $ 1,500,000 |
| Grand, Colorado | 1 | $ 750,000 | $ 750,000 | $ 500,000 |
| Jefferson, Colorado | 1 | $ 599,000 | $ 599,000 | $ 180,000 |
| Fairfield, Connecticut | 1 | $ 469,000 | $ 469,000 | $ 267,000 |
| Hartford, Connecticut | 1 | $ 484,000 | $ 484,000 | $ 125,000 |
| New London, Connecticut | 1 | $ 545,000 | $ 545,000 | $ 282,000 |
| Clay, Florida | 1 | $ 128,000 | $ 128,000 | $ 260,000 |
| Manatee, Florida | 1 | $ 152,000 | $ 152,000 | $ 125,000 |
| Miami-Dade, Florida | 1 | $ 163,000 | $ 163,000 | $ 126,000 |
| St. Johns, Florida | 1 | $ 244,000 | $ 244,000 | $ 183,000 |
| Walton, Florida | 1 | $ 275,000 | $ 275,000 | $ 171,000 |
| Carroll, Illinois | 1 | $ 400,000 | $ 400,000 | $ 192,000 |
| McHenry, Illinois | 1 | $ 310,000 | $ 310,000 | $ 130,000 |
| Will, Illinois | 1 | $ 357,000 | $ 357,000 | $ 105,000 |
| Bartholomew, Indiana | 1 | $ 418,000 | $ 418,000 | $ 369,000 |
| Kosciusko, Indiana | 1 | $ 201,000 | $ 201,000 | $ 57,000 |
| Grant, Kentucky | 1 | $ 284,000 | $ 284,000 | $ 117,000 |
| Owen, Kentucky | 1 | $ 231,000 | $ 231,000 | $ 119,000 |
| Cumberland, Maine | 1 | $ 608,000 | $ 608,000 | $ 711,000 |
| Hancock, Maine | 1 | $ 304,000 | $ 304,000 | $ 697,000 |
| Anne Arundel, Maryland | 1 | $ 365,000 | $ 365,000 | $ 130,000 |
| Baltimore City, Maryland | 1 | $ 45,000 | $ 45,000 | $ 114,000 |
| Frederick, Maryland | 1 | $ 335,000 | $ 335,000 | $ 125,000 |
| Harford, Maryland | 1 | $ 300,000 | $ 300,000 | $ 200,000 |
| Prince George's, Maryland | 1 | $ 402,000 | $ 402,000 | $ 123,000 |
| Berkshire, Massachusetts | 1 | $ 600,000 | $ 600,000 | $ 245,000 |
| Essex, Massachusetts | 1 | $ 650,000 | $ 650,000 | $ 277,000 |
| Worcester, Massachusetts | 1 | $ 683,000 | $ 683,000 | $ 127,000 |
| Charlevoix, Michigan | 1 | $ 750,000 | $ 750,000 | $ 290,000 |
| Jackson, Michigan | 1 | $ 395,000 | $ 395,000 | $ 217,000 |
| Leelanau, Michigan | 1 | $ 517,000 | $ 517,000 | $ 239,000 |
| Dakota, Minnesota | 1 | $ 650,000 | $ 650,000 | $ 3,425,000 |
| Scott, Minnesota | 1 | $ 481,000 | $ 481,000 | $ 190,000 |
| Washington, Minnesota | 1 | $ 492,000 | $ 492,000 | $ 455,000 |
| Camden, Missouri | 1 | $ 750,000 | $ 750,000 | $ 968,000 |
| Cass, Missouri | 1 | $ 654,000 | $ 654,000 | $ 170,000 |
| St. Louis City, Missouri | 1 | $ 595,000 | $ 595,000 | $ 119,000 |
| Grafton, New Hampshire | 1 | $ 300,000 | $ 300,000 | $ 181,000 |
| Rockingham, New Hampshire | 1 | $ 585,000 | $ 585,000 | $ 239,000 |
| Burlington, New Jersey | 1 | $ 416,000 | $ 416,000 | $ 245,000 |
| Essex, New Jersey | 1 | $ 750,000 | $ 750,000 | $ 170,000 |
| Erie, New York | 1 | $ 150,000 | $ 150,000 | $ 155,000 |
| Brunswick, North Carolina | 1 | $ 89,000 | $ 89,000 | $ 62,000 |
| Buncombe, North Carolina | 1 | $ 559,000 | $ 559,000 | $ 280,000 |
| Iredell, North Carolina | 1 | $ 650,000 | $ 650,000 | $ 250,000 |
| Watauga, North Carolina | 1 | $ 215,000 | $ 215,000 | $ 331,000 |
| Athens, Ohio | 1 | $ 209,000 | $ 209,000 | $ 63,000 |
| Belmont, Ohio | 1 | $ 8,000 | $ 8,000 | $ 72,000 |
| Carroll, Ohio | 1 | $ 124,000 | $ 124,000 | $ 480,000 |
| Coshocton, Ohio | 1 | $ 40,000 | $ 40,000 | $ 49,000 |
| Hancock, Ohio | 1 | $ 92,000 | $ 92,000 | $ 62,000 |
| Harrison, Ohio | 1 | $ 39,000 | $ 39,000 | $ 11,000 |
| Highland, Ohio | 1 | $ 172,000 | $ 172,000 | $ 381,000 |
| Holmes, Ohio | 1 | $ 95,000 | $ 95,000 | $ 27,000 |
| Licking, Ohio | 1 | $ 130,000 | $ 130,000 | $ 90,000 |
| Logan, Ohio | 1 | $ 56,000 | $ 56,000 | $ 43,000 |
| Pickaway, Ohio | 1 | $ 236,000 | $ 236,000 | $ 100,000 |
| Bucks, Pennsylvania | 1 | $ 440,000 | $ 440,000 | $ 115,000 |
| Columbia, Pennsylvania | 1 | $ 48,000 | $ 48,000 | $ 60,000 |
| Elk, Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 20,000 |
| Huntingdon, Pennsylvania | 1 | $ 4,000 | $ 4,000 | $ 46,000 |
| Jefferson, Pennsylvania | 1 | $ 127,000 | $ 127,000 | $ 62,000 |
| Lebanon, Pennsylvania | 1 | $ 97,000 | $ 97,000 | $ 23,000 |
| Luzerne, Pennsylvania | 1 | $ 12,000 | $ 12,000 | $ 54,000 |
| Potter, Pennsylvania | 1 | $ 22,000 | $ 22,000 | $ 59,000 |
| Schuylkill, Pennsylvania | 1 | $ 63,000 | $ 63,000 | $ 52,000 |
| Kent, Rhode Island | 1 | $ 664,000 | $ 664,000 | $ 461,000 |
| Greenville, South Carolina | 1 | $ 140,000 | $ 140,000 | $ 86,000 |
| Williamson, Tennessee | 1 | $ 750,000 | $ 750,000 | $ 1,010,000 |
| Travis, Texas | 1 | $ 466,000 | $ 466,000 | $ 992,000 |
| Alexandria, Virginia | 1 | $ 417,000 | $ 417,000 | $ 374,000 |
| Arlington, Virginia | 1 | $ 350,000 | $ 350,000 | $ 392,000 |
| Northumberland, Virginia | 1 | $ 308,000 | $ 308,000 | $ 132,000 |
| Spotsylvania, Virginia | 1 | $ 354,000 | $ 354,000 | $ 182,000 |
| Westmoreland, Virginia | 1 | $ 253,000 | $ 253,000 | $ 63,000 |
| San Juan, Washington | 1 | $ 1,000,000 | $ 1,000,000 | $ 170,000 |
| Brooke, West Virginia | 1 | $ 350,000 | $ 350,000 | $ 313,000 |
| Monongalia, West Virginia | 1 | $ 500,000 | $ 500,000 | $ 137,000 |
| Preston, West Virginia | 1 | $ 104,000 | $ 104,000 | $ 250,000 |
| Brown, Wisconsin | 1 | $ 640,000 | $ 640,000 | $ 950,000 |
| Dane, Wisconsin | 1 | $ 293,000 | $ 293,000 | $ 129,000 |
| Door, Wisconsin | 1 | $ 242,000 | $ 242,000 | $ 410,000 |
| Eau Claire, Wisconsin | 1 | $ 600,000 | $ 600,000 | $ 327,000 |
| Kenosha, Wisconsin | 1 | $ 615,000 | $ 615,000 | $ 158,000 |
Mortgage Loan Application Detail Totals for Dollar Bank, FSB in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,858 | $783,371,000 | $161,000 | $4,100,000 | $112,000 | $3,425,000 |
| Home Improvement | 3,158 | $105,781,000 | $33,000 | $1,655,000 | $70,000 | $820,000 |
| Home Purchase | 1,539 | $277,817,000 | $180,000 | $10,600,000 | $107,000 | $2,100,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,467 | $954,295,000 | $127,000 | $1,000,000 | $103,000 | $3,425,000 |
| Not Provided | 1,034 | $93,889,000 | $90,000 | $750,000 | $86,000 | $820,000 |
| Black or African American | 685 | $33,885,000 | $49,000 | $678,000 | $52,000 | $618,000 |
| Asian | 171 | $38,839,000 | $227,000 | $750,000 | $150,000 | $1,200,000 |
| Hispanic | 130 | $9,158,000 | $70,000 | $750,000 | $60,000 | $472,000 |
| Not applicable | 30 | $31,365,000 | $1,045,000 | $10,600,000 | $24,000 | $494,000 |
| American Indian or Alaskan Native | 22 | $1,910,000 | $86,000 | $350,000 | $81,000 | $313,000 |
| Native Hawaiian or Other Pacific Islander | 16 | $3,628,000 | $226,000 | $650,000 | $156,000 | $711,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,079 | $1,118,173,000 | $123,000 | $10,600,000 | $100,000 | $3,425,000 |
| FHA-insured (Federal Housing Administration) | 457 | $46,381,000 | $101,000 | $329,000 | $50,000 | $163,000 |
| VA-guaranteed (Veterans Administration) | 19 | $2,415,000 | $127,000 | $275,000 | $53,000 | $106,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,264 | $879,211,000 | $140,000 | $10,600,000 | $109,000 | $3,425,000 |
| Application Denied By Financial Institution | 1,705 | $85,372,000 | $50,000 | $989,000 | $58,000 | $1,028,000 |
| Application Withdrawn By Applicant | 1,037 | $112,337,000 | $108,000 | $750,000 | $96,000 | $1,440,000 |
| Application Approved But Not Accepted | 181 | $42,361,000 | $234,000 | $750,000 | $124,000 | $676,000 |
| File Closed For Incompleteness | 177 | $26,429,000 | $149,000 | $500,000 | $101,000 | $600,000 |
| Preapproval Approved but not Accepted | 156 | $18,387,000 | $117,000 | $440,000 | $54,000 | $268,000 |
| Preapproval Denied by Financial Institution | 35 | $2,872,000 | $82,000 | $233,000 | $53,000 | $162,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 808 | $27,607,000 | $34,000 | $520,000 | $52,000 | $618,000 |
| Debt-To-Income Ratio | 577 | $31,820,000 | $55,000 | $625,000 | $50,000 | $500,000 |
| Collateral | 164 | $16,851,000 | $102,000 | $989,000 | $99,000 | $1,028,000 |
| Other | 157 | $9,602,000 | $61,000 | $615,000 | $69,000 | $276,000 |
| Credit Application Incomplete | 16 | $453,000 | $28,000 | $100,000 | $57,000 | $124,000 |
| Unverifiable Information | 10 | $1,085,000 | $108,000 | $750,000 | $164,000 | $831,000 |
| Employment History | 6 | $607,000 | $101,000 | $350,000 | $54,000 | $189,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $219,000 | $109,000 | $124,000 | $59,000 | $73,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Dollar Bank, FSB's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Dollar Bank, FSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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