Admirals Bank Former Domestic Mortgage Lending & HMDA Data, 2003

In 2003, Admirals Bank Former Domestic of Cranston, RI reported 9,974 mortgage applications totaling $1.2 billion. The average application was for $115,328, and applicants reported an average income of $58,014. 56% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Providence-Fall River-Warwick, RI-MA (1,294), Detroit, MI (307) and Chicago, IL (300) (applications in parentheses).

Mortgage Company & Address Admirals Bank Former Domestic
815 Reservoir Ave
Cranston, RI 02910
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 9,974
Total Mortgage Loan Application Amount $1,150,289,000
Average Mortgage Loan Application Amount $115,328
Highest Mortgage Loan Application Amount $1,306,000
Average Applicant Income $58,014
Highest Applicant Income $889,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Admirals Bank Former Domestic filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Admirals Bank Former Domestic by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Providence, Rhode Island 914 $ 97,381,000 $ 106,543 $ 47,000
Kent, Rhode Island 264 $ 30,237,000 $ 114,534 $ 72,000
Cook, Illinois 233 $ 24,785,000 $ 106,373 $ 55,000
Wayne, Michigan 202 $ 22,398,000 $ 110,881 $ 63,000
Franklin, Ohio 160 $ 16,384,000 $ 102,400 $ 51,000
Prince George's, Maryland 145 $ 23,113,000 $ 159,400 $ 57,000
Bristol, Massachusetts 138 $ 19,057,000 $ 138,094 $ 76,000
Milwaukee, Wisconsin 136 $ 14,951,000 $ 109,933 $ 45,000
Worcester, Massachusetts 135 $ 16,090,000 $ 119,185 $ 64,000
Suffolk, New York 135 $ 22,668,000 $ 167,911 $ 78,000
Hamilton, Ohio 119 $ 12,864,000 $ 108,100 $ 47,000
Cuyahoga, Ohio 114 $ 12,076,000 $ 105,929 $ 53,000
Jackson, Missouri 108 $ 9,133,000 $ 84,564 $ 46,000
St. Louis, Missouri 107 $ 12,812,000 $ 119,738 $ 31,000
Baltimore, Maryland 96 $ 11,148,000 $ 116,125 $ 77,000
Lucas, Ohio 92 $ 10,224,000 $ 111,130 $ 52,000
Hampden, Massachusetts 89 $ 7,551,000 $ 84,842 $ 46,000
Hartford, Connecticut 88 $ 6,294,000 $ 71,522 $ 65,000
Middlesex, Massachusetts 86 $ 16,250,000 $ 188,953 $ 83,000
Washington, Rhode Island 86 $ 10,998,000 $ 127,883 $ 61,000
Montgomery, Maryland 84 $ 15,783,000 $ 187,892 $ 100,000
Plymouth, Massachusetts 81 $ 11,804,000 $ 145,728 $ 64,000
Fairfax, Virginia 81 $ 17,153,000 $ 211,765 $ 81,000
Virginia Beach, Virginia 81 $ 8,891,000 $ 109,765 $ 53,000
Summit, Ohio 76 $ 7,323,000 $ 96,355 $ 44,000
Sedgwick, Kansas 75 $ 5,700,000 $ 76,000 $ 46,000
Essex, Massachusetts 74 $ 12,429,000 $ 167,959 $ 75,000
Ocean, New Jersey 74 $ 10,183,000 $ 137,608 $ 79,000
New Haven, Connecticut 69 $ 6,705,000 $ 97,173 $ 59,000
Camden, New Jersey 69 $ 6,592,000 $ 95,536 $ 60,000
Prince William, Virginia 61 $ 11,523,000 $ 188,901 $ 75,000
Nassau, New York 60 $ 12,215,000 $ 203,583 $ 88,000
Chesterfield, Virginia 59 $ 6,949,000 $ 117,779 $ 62,000
Baltimore City, Maryland 58 $ 2,891,000 $ 49,844 $ 52,000
Norfolk, Massachusetts 57 $ 11,740,000 $ 205,964 $ 68,000
Lorain, Ohio 56 $ 6,125,000 $ 109,375 $ 49,000
Montgomery, Ohio 56 $ 4,580,000 $ 81,785 $ 48,000
Kent, Michigan 54 $ 6,534,000 $ 121,000 $ 45,000
Anne Arundel, Maryland 52 $ 7,743,000 $ 148,903 $ 67,000
Bergen, New Jersey 49 $ 11,967,000 $ 244,224 $ 112,000
Middlesex, New Jersey 48 $ 7,929,000 $ 165,187 $ 94,000
Oakland, Michigan 45 $ 7,156,000 $ 159,022 $ 55,000
Monmouth, New Jersey 45 $ 7,533,000 $ 167,400 $ 94,000
Queens, New York 45 $ 8,513,000 $ 189,177 $ 61,000
Henrico, Virginia 43 $ 5,223,000 $ 121,465 $ 60,000
Fairfield, Connecticut 42 $ 6,788,000 $ 161,619 $ 83,000
Stark, Ohio 42 $ 4,628,000 $ 110,190 $ 54,000
Lake, Ohio 41 $ 4,842,000 $ 118,097 $ 71,000
Norfolk, Virginia 41 $ 3,905,000 $ 95,243 $ 48,000
Suffolk, Massachusetts 40 $ 8,455,000 $ 211,375 $ 90,000
Butler, Ohio 40 $ 4,982,000 $ 124,550 $ 49,000
Polk, Iowa 39 $ 3,833,000 $ 98,282 $ 53,000
Essex, New Jersey 39 $ 5,971,000 $ 153,102 $ 82,000
Orange, New York 39 $ 4,328,000 $ 110,974 $ 73,000
Mercer, New Jersey 38 $ 4,300,000 $ 113,157 $ 67,000
Duval, Florida 37 $ 1,729,000 $ 46,729 $ 50,000
Johnson, Kansas 37 $ 5,284,000 $ 142,810 $ 68,000
Burlington, New Jersey 37 $ 5,254,000 $ 142,000 $ 68,000
Gloucester, New Jersey 36 $ 4,720,000 $ 131,111 $ 95,000
Macomb, Michigan 35 $ 5,871,000 $ 167,742 $ 59,000
Warren, Ohio 35 $ 4,560,000 $ 130,285 $ 55,000
Chesapeake, Virginia 34 $ 3,946,000 $ 116,058 $ 56,000
Pinellas, Florida 33 $ 1,887,000 $ 57,181 $ 55,000
Ingham, Michigan 33 $ 3,218,000 $ 97,515 $ 43,000
Bristol, Rhode Island 33 $ 4,706,000 $ 142,606 $ 85,000
Newport News, Virginia 33 $ 2,652,000 $ 80,363 $ 48,000
New London, Connecticut 32 $ 3,547,000 $ 110,843 $ 64,000
Clay, Missouri 32 $ 3,550,000 $ 110,937 $ 55,000
Ulster, New York 32 $ 2,793,000 $ 87,281 $ 60,000
DeKalb, Georgia 31 $ 2,144,000 $ 69,161 $ 64,000
Genesee, Michigan 30 $ 3,538,000 $ 117,933 $ 59,000
Somerset, New Jersey 30 $ 4,357,000 $ 145,233 $ 75,000
Windham, Connecticut 29 $ 2,503,000 $ 86,310 $ 69,000
St. Charles, Missouri 29 $ 3,900,000 $ 134,482 $ 46,000
Dutchess, New York 29 $ 4,195,000 $ 144,655 $ 65,000
St. Louis City, Missouri 28 $ 2,626,000 $ 93,785 $ 27,000
Hudson, New Jersey 28 $ 5,594,000 $ 199,785 $ 76,000
Union, New Jersey 27 $ 4,429,000 $ 164,037 $ 87,000
Westchester, New York 27 $ 5,787,000 $ 214,333 $ 92,000
Allegheny, Pennsylvania 27 $ 825,000 $ 30,555 $ 48,000
Passaic, New Jersey 26 $ 4,353,000 $ 167,423 $ 65,000
Newport, Rhode Island 26 $ 3,857,000 $ 148,346 $ 73,000
Spotsylvania, Virginia 26 $ 3,307,000 $ 127,192 $ 58,000
Hillsborough, Florida 25 $ 1,934,000 $ 77,360 $ 53,000
Clermont, Ohio 25 $ 2,835,000 $ 113,400 $ 51,000
Frederick, Maryland 24 $ 3,604,000 $ 150,166 $ 66,000
Barnstable, Massachusetts 24 $ 4,592,000 $ 191,333 $ 73,000
Hennepin, Minnesota 24 $ 1,342,000 $ 55,916 $ 83,000
Kings, New York 24 $ 5,752,000 $ 239,666 $ 80,000
Will, Illinois 23 $ 3,341,000 $ 145,260 $ 65,000
Muskegon, Michigan 23 $ 2,241,000 $ 97,434 $ 40,000
Sussex, New Jersey 23 $ 3,409,000 $ 148,217 $ 92,000
Wake, North Carolina 23 $ 1,150,000 $ 50,000 $ 51,000
Clark, Ohio 23 $ 2,264,000 $ 98,434 $ 45,000
Philadelphia, Pennsylvania 23 $ 929,000 $ 40,391 $ 34,000
Loudoun, Virginia 23 $ 5,092,000 $ 221,391 $ 74,000
Harford, Maryland 21 $ 2,355,000 $ 112,142 $ 87,000
Jefferson, Missouri 21 $ 3,369,000 $ 160,428 $ 30,000
Atlantic, New Jersey 21 $ 2,766,000 $ 131,714 $ 62,000
Richmond City, Virginia 21 $ 1,789,000 $ 85,190 $ 39,000
Waukesha, Wisconsin 21 $ 3,461,000 $ 164,809 $ 58,000
Carroll, Maryland 20 $ 3,247,000 $ 162,350 $ 67,000
Ramsey, Minnesota 20 $ 951,000 $ 47,550 $ 61,000
Richmond, New York 20 $ 3,591,000 $ 179,550 $ 95,000
Richland, South Carolina 20 $ 1,401,000 $ 70,050 $ 39,000
Hampton, Virginia 20 $ 1,603,000 $ 80,150 $ 45,000
Portsmouth, Virginia 20 $ 1,583,000 $ 79,150 $ 31,000
Scott, Iowa 19 $ 1,684,000 $ 88,631 $ 55,000
Howard, Maryland 19 $ 3,038,000 $ 159,894 $ 83,000
Morris, New Jersey 19 $ 3,885,000 $ 204,473 $ 101,000
Greene, Ohio 19 $ 1,794,000 $ 94,421 $ 66,000
Trumbull, Ohio 19 $ 1,181,000 $ 62,157 $ 37,000
DuPage, Illinois 18 $ 3,056,000 $ 169,777 $ 58,000
Erie, New York 18 $ 1,678,000 $ 93,222 $ 40,000
Medina, Ohio 18 $ 2,491,000 $ 138,388 $ 47,000
Wood, Ohio 18 $ 2,247,000 $ 124,833 $ 48,000
Rock, Wisconsin 18 $ 2,275,000 $ 126,388 $ 55,000
Wyandotte, Kansas 17 $ 1,475,000 $ 86,764 $ 36,000
Washington, Maryland 17 $ 1,309,000 $ 77,000 $ 56,000
Berrien, Michigan 17 $ 1,570,000 $ 92,352 $ 58,000
Kalamazoo, Michigan 17 $ 1,851,000 $ 108,882 $ 67,000
Licking, Ohio 17 $ 1,646,000 $ 96,823 $ 66,000
Brown, Wisconsin 17 $ 1,669,000 $ 98,176 $ 55,000
Litchfield, Connecticut 16 $ 2,321,000 $ 145,062 $ 56,000
Cecil, Maryland 16 $ 1,732,000 $ 108,250 $ 73,000
Charles, Maryland 16 $ 2,001,000 $ 125,062 $ 65,000
St. Mary's, Maryland 16 $ 1,612,000 $ 100,750 $ 67,000
Jackson, Michigan 16 $ 1,499,000 $ 93,687 $ 43,000
Greene, Missouri 16 $ 1,325,000 $ 82,812 $ 21,000
Bernalillo, New Mexico 16 $ 2,045,000 $ 127,812 $ 63,000
Erie, Ohio 16 $ 1,790,000 $ 111,875 $ 55,000
Mahoning, Ohio 16 $ 1,536,000 $ 96,000 $ 36,000
Clayton, Georgia 15 $ 907,000 $ 60,466 $ 43,000
Eaton, Michigan 15 $ 1,844,000 $ 122,933 $ 45,000
Augusta, Virginia 15 $ 1,469,000 $ 97,933 $ 40,000
Frederick, Virginia 15 $ 3,053,000 $ 203,533 $ 93,000
Suffolk, Virginia 15 $ 1,392,000 $ 92,800 $ 45,000
Dane, Wisconsin 15 $ 2,584,000 $ 172,266 $ 67,000
Middlesex, Connecticut 14 $ 1,698,000 $ 121,285 $ 53,000
Tolland, Connecticut 14 $ 1,018,000 $ 72,714 $ 52,000
Madison, Illinois 14 $ 1,196,000 $ 85,428 $ 26,000
Rock Island, Illinois 14 $ 1,047,000 $ 74,785 $ 51,000
Pottawattamie, Iowa 14 $ 1,511,000 $ 107,928 $ 47,000
Leavenworth, Kansas 14 $ 1,287,000 $ 91,928 $ 57,000
Calvert, Maryland 14 $ 2,370,000 $ 169,285 $ 70,000
Livingston, Michigan 14 $ 2,258,000 $ 161,285 $ 68,000
Cass, Missouri 14 $ 1,772,000 $ 126,571 $ 61,000
Monroe, New York 14 $ 852,000 $ 60,857 $ 46,000
Rockland, New York 14 $ 2,332,000 $ 166,571 $ 76,000
Hampshire, Massachusetts 13 $ 1,203,000 $ 92,538 $ 53,000
Washtenaw, Michigan 13 $ 3,288,000 $ 252,923 $ 102,000
Buchanan, Missouri 13 $ 937,000 $ 72,076 $ 40,000
Ottawa, Ohio 13 $ 1,529,000 $ 117,615 $ 54,000
Fond du Lac, Wisconsin 13 $ 1,255,000 $ 96,538 $ 45,000
St. Clair, Illinois 12 $ 1,023,000 $ 85,250 $ 34,000
Franklin, Massachusetts 12 $ 1,123,000 $ 93,583 $ 59,000
Saginaw, Michigan 12 $ 1,173,000 $ 97,750 $ 50,000
Durham, North Carolina 12 $ 977,000 $ 81,416 $ 46,000
Columbiana, Ohio 12 $ 1,096,000 $ 91,333 $ 40,000
Fairfield, Ohio 12 $ 1,612,000 $ 134,333 $ 65,000
Fulton, Ohio 12 $ 1,579,000 $ 131,583 $ 56,000
Portage, Ohio 12 $ 1,291,000 $ 107,583 $ 43,000
Greenwood, South Carolina 12 $ 884,000 $ 73,666 $ 33,000
Bedford, Virginia 12 $ 1,249,000 $ 104,083 $ 71,000
Clinton, Iowa 11 $ 863,000 $ 78,454 $ 44,000
Berkshire, Massachusetts 11 $ 1,303,000 $ 118,454 $ 50,000
Allegan, Michigan 11 $ 1,698,000 $ 154,363 $ 64,000
Ottawa, Michigan 11 $ 1,364,000 $ 124,000 $ 48,000
Dakota, Minnesota 11 $ 611,000 $ 55,545 $ 58,000
Boone, Missouri 11 $ 887,000 $ 80,636 $ 18,000
Warren, New Jersey 11 $ 1,351,000 $ 122,818 $ 62,000
Sandoval, New Mexico 11 $ 1,525,000 $ 138,636 $ 53,000
Broome, New York 11 $ 868,000 $ 78,909 $ 32,000
Ashtabula, Ohio 11 $ 766,000 $ 69,636 $ 36,000
Tuscarawas, Ohio 11 $ 1,013,000 $ 92,090 $ 49,000
Charleston, South Carolina 11 $ 832,000 $ 75,636 $ 39,000
Orange, Virginia 11 $ 1,630,000 $ 148,181 $ 53,000
Stafford, Virginia 11 $ 1,744,000 $ 158,545 $ 59,000
Winnebago, Wisconsin 11 $ 1,040,000 $ 94,545 $ 51,000
Polk, Florida 10 $ 491,000 $ 49,100 $ 34,000
Winnebago, Illinois 10 $ 787,000 $ 78,700 $ 46,000
Linn, Iowa 10 $ 870,000 $ 87,000 $ 63,000
Butler, Kansas 10 $ 821,000 $ 82,100 $ 38,000
Worcester, Maryland 10 $ 1,237,000 $ 123,700 $ 60,000
Lenawee, Michigan 10 $ 1,090,000 $ 109,000 $ 51,000
Monroe, Michigan 10 $ 1,254,000 $ 125,400 $ 52,000
Hunterdon, New Jersey 10 $ 1,935,000 $ 193,500 $ 66,000
Guilford, North Carolina 10 $ 779,000 $ 77,900 $ 59,000
Delaware, Pennsylvania 10 $ 874,000 $ 87,400 $ 79,000
Dorchester, South Carolina 10 $ 696,000 $ 69,600 $ 54,000
Greenville, South Carolina 10 $ 706,000 $ 70,600 $ 30,000
Culpeper, Virginia 10 $ 868,000 $ 86,800 $ 66,000
Roanoke, Virginia 10 $ 1,158,000 $ 115,800 $ 59,000
Pierce, Washington 10 $ 216,000 $ 21,600 $ 55,000
Jefferson, Wisconsin 10 $ 1,450,000 $ 145,000 $ 47,000
Kane, Illinois 9 $ 882,000 $ 98,000 $ 72,000
Shawnee, Kansas 9 $ 726,000 $ 80,666 $ 46,000
Wicomico, Maryland 9 $ 780,000 $ 86,666 $ 53,000
Barry, Michigan 9 $ 1,072,000 $ 119,111 $ 36,000
Calhoun, Michigan 9 $ 713,000 $ 79,222 $ 39,000
Clinton, Ohio 9 $ 1,376,000 $ 152,888 $ 66,000
Delaware, Ohio 9 $ 2,184,000 $ 242,666 $ 66,000
Geauga, Ohio 9 $ 1,006,000 $ 111,777 $ 60,000
Muskingum, Ohio 9 $ 710,000 $ 78,888 $ 55,000
Wayne, Ohio 9 $ 980,000 $ 108,888 $ 37,000
Montgomery, Pennsylvania 9 $ 865,000 $ 96,111 $ 67,000
York, South Carolina 9 $ 425,000 $ 47,222 $ 41,000
Salt Lake, Utah 9 $ 275,000 $ 30,555 $ 57,000
Franklin, Virginia 9 $ 1,015,000 $ 112,777 $ 57,000
Manassas, Virginia 9 $ 1,444,000 $ 160,444 $ 68,000
Roanoke City, Virginia 9 $ 1,008,000 $ 112,000 $ 42,000
Maricopa, Arizona 8 $ 1,219,000 $ 152,375 $ 55,000
Fulton, Georgia 8 $ 704,000 $ 88,000 $ 64,000
Lake, Illinois 8 $ 582,000 $ 72,750 $ 57,000
Cumberland, Maine 8 $ 1,082,000 $ 135,250 $ 50,000
Allegany, Maryland 8 $ 572,000 $ 71,500 $ 24,000
Lapeer, Michigan 8 $ 1,111,000 $ 138,875 $ 72,000
Newaygo, Michigan 8 $ 701,000 $ 87,625 $ 38,000
Franklin, Missouri 8 $ 802,000 $ 100,250 $ 35,000
Hillsborough, New Hampshire 8 $ 830,000 $ 103,750 $ 75,000
Merrimack, New Hampshire 8 $ 900,000 $ 112,500 $ 60,000
Onondaga, New York 8 $ 605,000 $ 75,625 $ 49,000
Mecklenburg, North Carolina 8 $ 675,000 $ 84,375 $ 32,000
Brown, Ohio 8 $ 767,000 $ 95,875 $ 61,000
Pickaway, Ohio 8 $ 1,238,000 $ 154,750 $ 90,000
Chester, Pennsylvania 8 $ 932,000 $ 116,500 $ 75,000
Spartanburg, South Carolina 8 $ 544,000 $ 68,000 $ 32,000
Caroline, Virginia 8 $ 776,000 $ 97,000 $ 53,000
Louisa, Virginia 8 $ 885,000 $ 110,625 $ 58,000
York, Virginia 8 $ 1,294,000 $ 161,750 $ 62,000
Ozaukee, Wisconsin 8 $ 1,271,000 $ 158,875 $ 83,000
Polk, Wisconsin 8 $ 930,000 $ 116,250 $ 64,000
Washington, Wisconsin 8 $ 1,075,000 $ 134,375 $ 60,000
Henry, Georgia 7 $ 393,000 $ 56,142 $ 48,000
McHenry, Illinois 7 $ 924,000 $ 132,000 $ 68,000
Shiawassee, Michigan 7 $ 783,000 $ 111,857 $ 49,000
St. Clair, Michigan 7 $ 905,000 $ 129,285 $ 51,000
St. Joseph, Michigan 7 $ 769,000 $ 109,857 $ 54,000
Anoka, Minnesota 7 $ 284,000 $ 40,571 $ 80,000
Christian, Missouri 7 $ 787,000 $ 112,428 $ 22,000
Clinton, Missouri 7 $ 590,000 $ 84,285 $ 44,000
Platte, Missouri 7 $ 1,001,000 $ 143,000 $ 86,000
Ray, Missouri 7 $ 815,000 $ 116,428 $ 67,000
Chemung, New York 7 $ 467,000 $ 66,714 $ 51,000
Putnam, New York 7 $ 1,299,000 $ 185,571 $ 88,000
Tioga, New York 7 $ 744,000 $ 106,285 $ 68,000
Forsyth, North Carolina 7 $ 282,000 $ 40,285 $ 69,000
Johnston, North Carolina 7 $ 315,000 $ 45,000 $ 49,000
Champaign, Ohio 7 $ 839,000 $ 119,857 $ 31,000
Huron, Ohio 7 $ 728,000 $ 104,000 $ 61,000
Miami, Ohio 7 $ 551,000 $ 78,714 $ 29,000
Ross, Ohio 7 $ 842,000 $ 120,285 $ 45,000
Northampton, Pennsylvania 7 $ 469,000 $ 67,000 $ 44,000
Westmoreland, Pennsylvania 7 $ 188,000 $ 26,857 $ 45,000
Horry, South Carolina 7 $ 433,000 $ 61,857 $ 49,000
Orangeburg, South Carolina 7 $ 513,000 $ 73,285 $ 47,000
Shelby, Tennessee 7 $ 265,000 $ 37,857 $ 89,000
Powhatan, Virginia 7 $ 999,000 $ 142,714 $ 68,000
Prince George, Virginia 7 $ 890,000 $ 127,142 $ 41,000
Staunton, Virginia 7 $ 699,000 $ 99,857 $ 35,000
Wythe, Virginia 7 $ 374,000 $ 53,428 $ 20,000
Kitsap, Washington 7 $ 122,000 $ 17,428 $ 57,000
Dodge, Wisconsin 7 $ 709,000 $ 101,285 $ 50,000
Green, Wisconsin 7 $ 983,000 $ 140,428 $ 57,000
Kenosha, Wisconsin 7 $ 527,000 $ 75,285 $ 58,000
Manitowoc, Wisconsin 7 $ 501,000 $ 71,571 $ 41,000
Sauk, Wisconsin 7 $ 770,000 $ 110,000 $ 45,000
District of Columbia, District Of Columbia 6 $ 747,000 $ 124,500 $ 110,000
Marion, Indiana 6 $ 169,000 $ 28,166 $ 45,000
Black Hawk, Iowa 6 $ 400,000 $ 66,666 $ 27,000
Johnson, Iowa 6 $ 702,000 $ 117,000 $ 66,000
Caroline, Maryland 6 $ 526,000 $ 87,666 $ 60,000
Osceola, Michigan 6 $ 460,000 $ 76,666 $ 40,000
St. Louis, Minnesota 6 $ 221,000 $ 36,833 $ 72,000
Warren, Missouri 6 $ 824,000 $ 137,333 $ 49,000
Union, North Carolina 6 $ 210,000 $ 35,000 $ 60,000
Allen, Ohio 6 $ 546,000 $ 91,000 $ 38,000
Fayette, Ohio 6 $ 563,000 $ 93,833 $ 31,000
Hancock, Ohio 6 $ 673,000 $ 112,166 $ 44,000
Henry, Ohio 6 $ 907,000 $ 151,166 $ 72,000
Richland, Ohio 6 $ 741,000 $ 123,500 $ 73,000
Seneca, Ohio 6 $ 681,000 $ 113,500 $ 37,000
Williams, Ohio 6 $ 563,000 $ 93,833 $ 40,000
Oklahoma, Oklahoma 6 $ 533,000 $ 88,833 $ 71,000
Tulsa, Oklahoma 6 $ 688,000 $ 114,666 $ 51,000
Lackawanna, Pennsylvania 6 $ 167,000 $ 27,833 $ 51,000
Luzerne, Pennsylvania 6 $ 192,000 $ 32,000 $ 39,000
Berkeley, South Carolina 6 $ 350,000 $ 58,333 $ 52,000
Florence, South Carolina 6 $ 441,000 $ 73,500 $ 42,000
Pickens, South Carolina 6 $ 498,000 $ 83,000 $ 34,000
Charlottesville, Virginia 6 $ 665,000 $ 110,833 $ 67,000
Dinwiddie, Virginia 6 $ 479,000 $ 79,833 $ 52,000
Fluvanna, Virginia 6 $ 553,000 $ 92,166 $ 61,000
Shenandoah, Virginia 6 $ 886,000 $ 147,666 $ 55,000
Warren, Virginia 6 $ 955,000 $ 159,166 $ 67,000
Wood, West Virginia 6 $ 507,000 $ 84,500 $ 42,000
Marathon, Wisconsin 6 $ 634,000 $ 105,666 $ 37,000
Outagamie, Wisconsin 6 $ 1,036,000 $ 172,666 $ 65,000
Racine, Wisconsin 6 $ 611,000 $ 101,833 $ 46,000
Pulaski, Arkansas 5 $ 43,000 $ 8,600 $ 63,000
Palm Beach, Florida 5 $ 498,000 $ 99,600 $ 28,000
Warren, Iowa 5 $ 545,000 $ 109,000 $ 63,000
Atchison, Kansas 5 $ 458,000 $ 91,600 $ 36,000
East Baton Rouge, Louisiana 5 $ 123,000 $ 24,600 $ 46,000
Kennebec, Maine 5 $ 397,000 $ 79,400 $ 37,000
Cheboygan, Michigan 5 $ 556,000 $ 111,200 $ 52,000
Clinton, Michigan 5 $ 637,000 $ 127,400 $ 60,000
Hillsdale, Michigan 5 $ 488,000 $ 97,600 $ 39,000
Ionia, Michigan 5 $ 427,000 $ 85,400 $ 40,000
Marquette, Michigan 5 $ 350,000 $ 70,000 $ 30,000
Montcalm, Michigan 5 $ 456,000 $ 91,200 $ 47,000
Van Buren, Michigan 5 $ 630,000 $ 126,000 $ 63,000
Wexford, Michigan 5 $ 539,000 $ 107,800 $ 65,000
Washington, Minnesota 5 $ 250,000 $ 50,000 $ 68,000
Wright, Minnesota 5 $ 192,000 $ 38,400 $ 71,000
Newton, Missouri 5 $ 1,133,000 $ 226,600 $ 14,000
Rockingham, New Hampshire 5 $ 644,000 $ 128,800 $ 66,000
Cape May, New Jersey 5 $ 856,000 $ 171,200 $ 108,000
Cumberland, New Jersey 5 $ 403,000 $ 80,600 $ 45,000
Santa Fe, New Mexico 5 $ 655,000 $ 131,000 $ 71,000
Bronx, New York 5 $ 906,000 $ 181,200 $ 80,000
Clinton, New York 5 $ 546,000 $ 109,200 $ 31,000
Saratoga, New York 5 $ 734,000 $ 146,800 $ 67,000
Randolph, North Carolina 5 $ 280,000 $ 56,000 $ 69,000
Darke, Ohio 5 $ 660,000 $ 132,000 $ 79,000
Highland, Ohio 5 $ 323,000 $ 64,600 $ 30,000
Jefferson, Ohio 5 $ 553,000 $ 110,600 $ 47,000
Knox, Ohio 5 $ 649,000 $ 129,800 $ 73,000
Marion, Ohio 5 $ 772,000 $ 154,400 $ 65,000
Scioto, Ohio 5 $ 419,000 $ 83,800 $ 44,000
Bucks, Pennsylvania 5 $ 198,000 $ 39,600 $ 59,000
Centre, Pennsylvania 5 $ 153,000 $ 30,600 $ 42,000
Monroe, Pennsylvania 5 $ 128,000 $ 25,600 $ 64,000
Washington, Pennsylvania 5 $ 305,000 $ 61,000 $ 29,000
Lancaster, South Carolina 5 $ 411,000 $ 82,200 $ 17,000
Laurens, South Carolina 5 $ 342,000 $ 68,400 $ 38,000
Lexington, South Carolina 5 $ 291,000 $ 58,200 $ 31,000
Amelia, Virginia 5 $ 358,000 $ 71,600 $ 51,000
Hanover, Virginia 5 $ 636,000 $ 127,200 $ 61,000
Lancaster, Virginia 5 $ 196,000 $ 39,200 $ 57,000
Petersburg, Virginia 5 $ 401,000 $ 80,200 $ 28,000
Rockbridge, Virginia 5 $ 289,000 $ 57,800 $ 40,000
Rockingham, Virginia 5 $ 546,000 $ 109,200 $ 66,000
Thurston, Washington 5 $ 81,000 $ 16,200 $ 66,000
Berkeley, West Virginia 5 $ 642,000 $ 128,400 $ 47,000
Cabell, West Virginia 5 $ 443,000 $ 88,600 $ 86,000
Raleigh, West Virginia 5 $ 595,000 $ 119,000 $ 37,000
Barron, Wisconsin 5 $ 543,000 $ 108,600 $ 56,000
Jefferson, Arkansas 4 $ 47,000 $ 11,750 $ 60,000
Miami-Dade, Florida 4 $ 169,000 $ 42,250 $ 56,000
Peoria, Illinois 4 $ 231,000 $ 57,750 $ 68,000
Tazewell, Illinois 4 $ 222,000 $ 55,500 $ 38,000
Boone, Iowa 4 $ 342,000 $ 85,500 $ 54,000
Buchanan, Iowa 4 $ 263,000 $ 65,750 $ 41,000
Cedar, Iowa 4 $ 369,000 $ 92,250 $ 53,000
Cerro Gordo, Iowa 4 $ 469,000 $ 117,250 $ 46,000
Clayton, Iowa 4 $ 295,000 $ 73,750 $ 33,000
Dallas, Iowa 4 $ 320,000 $ 80,000 $ 56,000
Dubuque, Iowa 4 $ 378,000 $ 94,500 $ 30,000
Lee, Iowa 4 $ 225,000 $ 56,250 $ 30,000
Wapello, Iowa 4 $ 259,000 $ 64,750 $ 25,000
Cowley, Kansas 4 $ 149,000 $ 37,250 $ 37,000
Miami, Kansas 4 $ 285,000 $ 71,250 $ 46,000
Queen Anne's, Maryland 4 $ 521,000 $ 130,250 $ 57,000
Branch, Michigan 4 $ 402,000 $ 100,500 $ 37,000
Charlevoix, Michigan 4 $ 399,000 $ 99,750 $ 52,000
Crow Wing, Minnesota 4 $ 182,000 $ 45,500 $ 74,000
Mille Lacs, Minnesota 4 $ 330,000 $ 82,500 $ 56,000
Scott, Minnesota 4 $ 156,000 $ 39,000 $ 77,000
Sherburne, Minnesota 4 $ 393,000 $ 98,250 $ 93,000
Johnson, Missouri 4 $ 415,000 $ 103,750 $ 78,000
Lincoln, Missouri 4 $ 656,000 $ 164,000 $ 66,000
St. Francois, Missouri 4 $ 224,000 $ 56,000 $ 14,000
Cayuga, New York 4 $ 340,000 $ 85,000 $ 44,000
Chautauqua, New York 4 $ 268,000 $ 67,000 $ 30,000
Chenango, New York 4 $ 270,000 $ 67,500 $ 42,000
Oneida, New York 4 $ 452,000 $ 113,000 $ 61,000
Gaston, North Carolina 4 $ 160,000 $ 40,000 $ 27,000
Belmont, Ohio 4 $ 358,000 $ 89,500 $ 57,000
Crawford, Ohio 4 $ 444,000 $ 111,000 $ 41,000
Hocking, Ohio 4 $ 360,000 $ 90,000 $ 30,000
Jackson, Ohio 4 $ 402,000 $ 100,500 $ 40,000
Logan, Ohio 4 $ 403,000 $ 100,750 $ 53,000
Mercer, Ohio 4 $ 350,000 $ 87,500 $ 72,000
Preble, Ohio 4 $ 367,000 $ 91,750 $ 67,000
Sandusky, Ohio 4 $ 360,000 $ 90,000 $ 40,000
Beaver, Pennsylvania 4 $ 88,000 $ 22,000 $ 36,000
Lancaster, Pennsylvania 4 $ 301,000 $ 75,250 $ 85,000
Anderson, South Carolina 4 $ 331,000 $ 82,750 $ 25,000
Chester, South Carolina 4 $ 225,000 $ 56,250 $ 36,000
Davidson, Tennessee 4 $ 147,000 $ 36,750 $ 69,000
Wilson, Tennessee 4 $ 83,000 $ 20,750 $ 21,000
Albemarle, Virginia 4 $ 1,458,000 $ 364,500 $ 158,000
Bristol, Virginia 4 $ 217,000 $ 54,250 $ 38,000
Brunswick, Virginia 4 $ 330,000 $ 82,500 $ 65,000
Danville, Virginia 4 $ 216,000 $ 54,000 $ 37,000
Fauquier, Virginia 4 $ 512,000 $ 128,000 $ 66,000
Floyd, Virginia 4 $ 229,000 $ 57,250 $ 14,000
Gloucester, Virginia 4 $ 290,000 $ 72,500 $ 58,000
Mecklenburg, Virginia 4 $ 294,000 $ 73,500 $ 36,000
Montgomery, Virginia 4 $ 439,000 $ 109,750 $ 20,000
Pulaski, Virginia 4 $ 164,000 $ 41,000 $ 30,000
Salem, Virginia 4 $ 815,000 $ 203,750 $ 85,000
Tazewell, Virginia 4 $ 329,000 $ 82,250 $ 49,000
King, Washington 4 $ 83,000 $ 20,750 $ 75,000
Kanawha, West Virginia 4 $ 400,000 $ 100,000 $ 21,000
Mercer, West Virginia 4 $ 428,000 $ 107,000 $ 55,000
Chippewa, Wisconsin 4 $ 412,000 $ 103,000 $ 64,000
Columbia, Wisconsin 4 $ 503,000 $ 125,750 $ 49,000
Douglas, Wisconsin 4 $ 339,000 $ 84,750 $ 38,000
Waupaca, Wisconsin 4 $ 488,000 $ 122,000 $ 33,000
Mohave, Arizona 3 $ 358,000 $ 119,333 $ 57,000
Brevard, Florida 3 $ 190,000 $ 63,333 $ 49,000
Cobb, Georgia 3 $ 479,000 $ 159,666 $ 47,000
Fulton, Illinois 3 $ 86,000 $ 28,666 $ 53,000
Lake, Indiana 3 $ 148,000 $ 49,333 $ 57,000
Vanderburgh, Indiana 3 $ 92,000 $ 30,666 $ 89,000
Harrison, Iowa 3 $ 444,000 $ 148,000 $ 72,000
Jefferson, Iowa 3 $ 38,000 $ 12,666 $ 62,000
Woodbury, Iowa 3 $ 222,000 $ 74,000 $ 44,000
Reno, Kansas 3 $ 290,000 $ 96,666 $ 60,000
Riley, Kansas 3 $ 274,000 $ 91,333 $ 154,000
Saline, Kansas 3 $ 167,000 $ 55,666 $ 42,000
Knox, Maine 3 $ 254,000 $ 84,666 $ 51,000
Penobscot, Maine 3 $ 396,000 $ 132,000 $ 37,000
Dorchester, Maryland 3 $ 246,000 $ 82,000 $ 42,000
Garrett, Maryland 3 $ 400,000 $ 133,333 $ 44,000
Kent, Maryland 3 $ 326,000 $ 108,666 $ 64,000
Somerset, Maryland 3 $ 87,000 $ 29,000 $ 39,000
Grand Traverse, Michigan 3 $ 403,000 $ 134,333 $ 55,000
Mason, Michigan 3 $ 249,000 $ 83,000 $ 34,000
Andrew, Missouri 3 $ 320,000 $ 106,666 $ 35,000
Cole, Missouri 3 $ 377,000 $ 125,666 $ 46,000
Howell, Missouri 3 $ 345,000 $ 115,000 $ 36,000
Lafayette, Missouri 3 $ 230,000 $ 76,666 $ 26,000
Salem, New Jersey 3 $ 173,000 $ 57,666 $ 47,000
Rio Arriba, New Mexico 3 $ 541,000 $ 180,333 $ 128,000
Genesee, New York 3 $ 196,000 $ 65,333 $ 62,000
Niagara, New York 3 $ 184,000 $ 61,333 $ 41,000
Rensselaer, New York 3 $ 285,000 $ 95,000 $ 45,000
Alamance, North Carolina 3 $ 62,000 $ 20,666 $ 58,000
Franklin, North Carolina 3 $ 95,000 $ 31,666 $ 55,000
Auglaize, Ohio 3 $ 262,000 $ 87,333 $ 142,000
Guernsey, Ohio 3 $ 261,000 $ 87,000 $ 64,000
Madison, Ohio 3 $ 361,000 $ 120,333 $ 40,000
Perry, Ohio 3 $ 286,000 $ 95,333 $ 46,000
Putnam, Ohio 3 $ 386,000 $ 128,666 $ 70,000
Shelby, Ohio 3 $ 321,000 $ 107,000 $ 59,000
Van Wert, Ohio 3 $ 182,000 $ 60,666 $ 31,000
Wagoner, Oklahoma 3 $ 175,000 $ 58,333 $ 70,000
Lehigh, Pennsylvania 3 $ 76,000 $ 25,333 $ 53,000
Mercer, Pennsylvania 3 $ 158,000 $ 52,666 $ 37,000
Schuylkill, Pennsylvania 3 $ 36,000 $ 12,000 $ 16,000
York, Pennsylvania 3 $ 194,000 $ 64,666 $ 74,000
Cherokee, South Carolina 3 $ 218,000 $ 72,666 $ 31,000
Kershaw, South Carolina 3 $ 280,000 $ 93,333 $ 41,000
Hamilton, Tennessee 3 $ 58,000 $ 19,333 $ 46,000
Davis, Utah 3 $ 109,000 $ 36,333 $ 81,000
Rutland, Vermont 3 $ 170,000 $ 56,666 $ 69,000
Accomack, Virginia 3 $ 223,000 $ 74,333 $ 31,000
Arlington, Virginia 3 $ 957,000 $ 319,000 $ 102,000
Campbell, Virginia 3 $ 338,000 $ 112,666 $ 65,000
Colonial Heights, Virginia 3 $ 256,000 $ 85,333 $ 42,000
Franklin City, Virginia 3 $ 288,000 $ 96,000 $ 50,000
Greene, Virginia 3 $ 503,000 $ 167,666 $ 68,000
Hopewell, Virginia 3 $ 240,000 $ 80,000 $ 40,000
Lynchburg, Virginia 3 $ 104,000 $ 34,666 $ 24,000
Benton, Washington 3 $ 60,000 $ 20,000 $ 74,000
Jefferson, West Virginia 3 $ 536,000 $ 178,666 $ 68,000
Monroe, West Virginia 3 $ 205,000 $ 68,333 $ 30,000
Preston, West Virginia 3 $ 126,000 $ 42,000 $ 31,000
Randolph, West Virginia 3 $ 798,000 $ 266,000 $ 95,000
Calumet, Wisconsin 3 $ 384,000 $ 128,000 $ 55,000
La Crosse, Wisconsin 3 $ 515,000 $ 171,666 $ 44,000
St. Croix, Wisconsin 3 $ 496,000 $ 165,333 $ 61,000
Waushara, Wisconsin 3 $ 317,000 $ 105,666 $ 48,000
Pima, Arizona 2 $ 218,000 $ 109,000 $ 29,000
Faulkner, Arkansas 2 $ 23,000 $ 11,500 $ 44,000
Lee, Florida 2 $ 370,000 $ 185,000 $ 80,000
Manatee, Florida 2 $ 287,000 $ 143,500 $ 114,000
Orange, Florida 2 $ 235,000 $ 117,500 $ 35,000
Volusia, Florida 2 $ 50,000 $ 25,000 $ 89,000
Cherokee, Georgia 2 $ 33,000 $ 16,500 $ 98,000
Boone, Illinois 2 $ 195,000 $ 97,500 $ 28,000
Champaign, Illinois 2 $ 212,000 $ 106,000 $ 75,000
DeKalb, Illinois 2 $ 40,000 $ 20,000 $ 51,000
Henry, Illinois 2 $ 30,000 $ 15,000 $ 56,000
Jersey, Illinois 2 $ 143,000 $ 71,500 $ 24,000
Jo Daviess, Illinois 2 $ 104,000 $ 52,000 $ 26,000
Lawrence, Illinois 2 $ 133,000 $ 66,500 $ 50,000
Livingston, Illinois 2 $ 11,000 $ 5,500 $ 84,000
Macoupin, Illinois 2 $ 75,000 $ 37,500 $ 42,000
Mason, Illinois 2 $ 102,000 $ 51,000 $ 30,000
McLean, Illinois 2 $ 116,000 $ 58,000 $ 48,000
Sangamon, Illinois 2 $ 183,000 $ 91,500 $ 54,000
Stark, Illinois 2 $ 72,000 $ 36,000 $ 83,000
Washington, Illinois 2 $ 136,000 $ 68,000 $ 39,000
Monroe, Indiana 2 $ 54,000 $ 27,000 $ 43,000
Sullivan, Indiana 2 $ 143,000 $ 71,500 $ 7,000
Carroll, Iowa 2 $ 177,000 $ 88,500 $ 44,000
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Mortgage Loan Application Detail Totals for Admirals Bank Former Domestic in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 6,163 $864,004,000 $118,270 $1,306,000 $65,108 $889,000
Home Purchase (one-to-four family) 2,118 $253,507,000 $103,965 $765,000 $56,137 $672,000
Home Improvement (one-to-four family) 1,691 $32,555,000 $16,815 $266,000 $62,078 $305,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 2 $223,000 $111,000 $120,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,558 $509,451,000 $86,925 $765,000 $64,125 $889,000
Information not provided by applicant in mail or telephone application 3,565 $422,281,000 $81,097 $1,306,000 $60,000 $750,000
Black 1,081 $117,043,000 $77,777 $591,000 $53,148 $672,000
Hispanic 498 $66,783,000 $102,840 $500,000 $54,400 $212,000
Asian or Pacific Islander 118 $15,581,000 $122,500 $548,000 $69,200 $269,000
Other 112 $15,315,000 $100,000 $469,000 $63,000 $482,000
American Indian or Alaskan Native 42 $3,835,000 $87,933 $255,000 $50,200 $186,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,195 $1,104,424,000 $110,435 $1,306,000 $65,051 $889,000
FHA-insured (Federal Housing Administration) 1,779 $45,865,000 $17,736 $314,000 $61,289 $305,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,538 $595,845,000 $74,386 $737,000 $66,772 $889,000
Application Approved But Not Accepted 2,024 $236,835,000 $89,833 $625,000 $60,166 $523,000
Application Withdrawn By Applicant 1,320 $168,255,000 $84,575 $701,000 $55,515 $660,000
Application Denied By Financial Institution 976 $129,490,000 $98,303 $990,000 $52,969 $300,000
File Closed For Incompleteness 116 $19,864,000 $139,133 $1,306,000 $56,533 $750,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 665 $93,433,000 $114,034 $765,000 $54,344 $300,000
Credit History 137 $16,898,000 $88,222 $990,000 $58,444 $260,000
Debt-To-Income Ratio 81 $6,185,000 $68,666 $437,000 $48,166 $109,000
Collateral 70 $9,096,000 $124,066 $399,000 $45,533 $154,000
Employment History 12 $1,830,000 $186,166 $400,000 $72,500 $151,000
Credit Application Incomplete 5 $1,108,000 $221,600 $348,000 $68,800 $176,000
Unverifiable Information 5 $700,000 $152,750 $387,000 $99,000 $138,000
Mortgage Insurance Denied 1 $240,000 $240,000 $240,000 $53,000 $53,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Admirals Bank Former Domestic's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Admirals Bank Former Domestic's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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