Dubuque Bank And Trust Company 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Dubuque Bank And Trust Company 1398 Central Avenue Dubuque, IA 52001 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,743 |
| Total Mortgage Loan Application Amount | $810,556,000 |
| Average Mortgage Loan Application Amount | $116,333 |
| Highest Mortgage Loan Application Amount | $1,460,000 |
| Average Applicant Income | $38,333 |
| Highest Applicant Income | $4,369,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Dubuque Bank And Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Dubuque Bank And Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Dubuque Bank And Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Dubuque Bank And Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by Dubuque Bank And Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Dubuque Bank And Trust Company's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dubuque County Iowa | 1,230 | $ 151,279,000 | $ 122,000 | $ 76,000 |
| Santa Fe County New Mexico | 537 | $ 148,402,000 | $ 276,000 | $ 0 |
| Dane County Wisconsin | 465 | $ 97,096,000 | $ 208,000 | $ 0 |
| Jo Daviess County Illinois | 431 | $ 70,792,000 | $ 164,000 | $ 12,000 |
| Winnebago County Illinois | 415 | $ 56,401,000 | $ 135,000 | $ 1,000 |
| Green County Wisconsin | 163 | $ 22,641,000 | $ 138,000 | $ 0 |
| Lee County Iowa | 145 | $ 12,764,000 | $ 88,000 | $ 0 |
| Gallatin County Montana | 131 | $ 31,283,000 | $ 238,000 | $ 0 |
| Yellowstone County Montana | 116 | $ 21,066,000 | $ 181,000 | $ 0 |
| Bernalillo County New Mexico | 109 | $ 24,452,000 | $ 224,000 | $ 0 |
| Jackson County Iowa | 68 | $ 7,271,000 | $ 106,000 | $ 60,000 |
| Carroll County Illinois | 67 | $ 8,397,000 | $ 125,000 | $ 1,000 |
| Boone County Illinois | 59 | $ 12,455,000 | $ 211,000 | $ 0 |
| Hancock County Illinois | 53 | $ 4,704,000 | $ 88,000 | $ 0 |
| Grant County Wisconsin | 53 | $ 5,989,000 | $ 113,000 | $ 55,000 |
| Maricopa County Arizona | 47 | $ 8,052,000 | $ 171,000 | $ 2,000 |
| Flathead County Montana | 46 | $ 10,183,000 | $ 221,000 | $ 0 |
| Clinton County Iowa | 34 | $ 3,528,000 | $ 103,000 | $ 13,000 |
| Sandoval County New Mexico | 23 | $ 5,436,000 | $ 236,000 | $ 0 |
| Lafayette County Wisconsin | 23 | $ 2,888,000 | $ 125,000 | $ 18,000 |
| Curry County New Mexico | 22 | $ 4,544,000 | $ 206,000 | $ 0 |
| Boulder County Colorado | 20 | $ 5,585,000 | $ 279,000 | $ 0 |
| Sanders County Montana | 19 | $ 2,992,000 | $ 157,000 | $ 0 |
| Jefferson County Montana | 18 | $ 2,730,000 | $ 151,000 | $ 0 |
| Cook County Illinois | 13 | $ 2,855,000 | $ 219,000 | $ 6,000 |
| Missoula County Montana | 13 | $ 2,419,000 | $ 186,000 | $ 0 |
| Weld County Colorado | 11 | $ 2,548,000 | $ 231,000 | $ 0 |
| Stephenson County Illinois | 11 | $ 1,634,000 | $ 148,000 | $ 0 |
| Broomfield County Colorado | 10 | $ 2,116,000 | $ 211,000 | $ 0 |
| Denver County Colorado | 10 | $ 2,808,000 | $ 280,000 | $ 0 |
| Clayton County Iowa | 10 | $ 1,091,000 | $ 109,000 | $ 63,000 |
| Lake County Montana | 10 | $ 3,146,000 | $ 314,000 | $ 0 |
| Ravalli County Montana | 10 | $ 1,598,000 | $ 159,000 | $ 0 |
| Rio Arriba County New Mexico | 10 | $ 2,203,000 | $ 220,000 | $ 0 |
| Rock County Wisconsin | 10 | $ 1,484,000 | $ 148,000 | $ 0 |
| Adams County Colorado | 9 | $ 1,832,000 | $ 203,000 | $ 0 |
| Hennepin County Minnesota | 9 | $ 2,419,000 | $ 268,000 | $ 32,000 |
| Taos County New Mexico | 9 | $ 2,046,000 | $ 227,000 | $ 0 |
| Columbia County Wisconsin | 9 | $ 1,587,000 | $ 176,000 | $ 0 |
| Jefferson County Wisconsin | 9 | $ 2,132,000 | $ 236,000 | $ 0 |
| DuPage County Illinois | 8 | $ 1,621,000 | $ 202,000 | $ 0 |
| Ogle County Illinois | 8 | $ 2,025,000 | $ 253,000 | $ 0 |
| San Miguel County New Mexico | 7 | $ 1,627,000 | $ 232,000 | $ 0 |
| Jefferson County Colorado | 6 | $ 1,275,000 | $ 212,000 | $ 0 |
| Whiteside County Illinois | 6 | $ 623,000 | $ 103,000 | $ 8,000 |
| Jones County Iowa | 6 | $ 901,000 | $ 150,000 | $ 47,000 |
| Sauk County Wisconsin | 6 | $ 1,568,000 | $ 261,000 | $ 33,000 |
| Clark County Missouri | 5 | $ 528,000 | $ 105,000 | $ 0 |
| Madison County Montana | 5 | $ 929,000 | $ 185,000 | $ 0 |
| Park County Montana | 5 | $ 857,000 | $ 171,000 | $ 0 |
| Sheridan County Montana | 5 | $ 585,000 | $ 117,000 | $ 0 |
| Brown County Wisconsin | 5 | $ 1,261,000 | $ 252,000 | $ 0 |
| Summit County Colorado | 4 | $ 1,443,000 | $ 360,000 | $ 0 |
| DeKalb County Illinois | 4 | $ 792,000 | $ 198,000 | $ 17,000 |
| Kane County Illinois | 4 | $ 778,000 | $ 194,000 | $ 0 |
| Delaware County Iowa | 4 | $ 427,000 | $ 106,000 | $ 41,000 |
| Fayette County Iowa | 4 | $ 819,000 | $ 204,000 | $ 69,000 |
| Linn County Iowa | 4 | $ 961,000 | $ 240,000 | $ 95,000 |
| Lewis and Clark County Montana | 4 | $ 704,000 | $ 176,000 | $ 0 |
| Valencia County New Mexico | 4 | $ 719,000 | $ 179,000 | $ 0 |
| Adams County Wisconsin | 4 | $ 692,000 | $ 173,000 | $ 0 |
| Iowa County Wisconsin | 4 | $ 639,000 | $ 159,000 | $ 30,000 |
| Racine County Wisconsin | 4 | $ 947,000 | $ 236,000 | $ 31,000 |
| Waukesha County Wisconsin | 4 | $ 1,213,000 | $ 303,000 | $ 0 |
| Adams County Illinois | 3 | $ 416,000 | $ 138,000 | $ 0 |
| Bremer County Iowa | 3 | $ 529,000 | $ 176,000 | $ 129,000 |
| Johnson County Iowa | 3 | $ 973,000 | $ 324,000 | $ 176,000 |
| Scott County Iowa | 3 | $ 304,000 | $ 101,000 | $ 71,000 |
| Colfax County New Mexico | 3 | $ 509,000 | $ 169,000 | $ 0 |
| Los Alamos County New Mexico | 3 | $ 836,000 | $ 278,000 | $ 0 |
| Fond du Lac County Wisconsin | 3 | $ 704,000 | $ 234,000 | $ 0 |
| Oneida County Wisconsin | 3 | $ 793,000 | $ 264,000 | $ 0 |
| Gila County Arizona | 2 | $ 372,000 | $ 186,000 | $ 0 |
| Pinal County Arizona | 2 | $ 266,000 | $ 133,000 | $ 0 |
| Douglas County Colorado | 2 | $ 313,000 | $ 156,000 | $ 0 |
| Grand County Colorado | 2 | $ 515,000 | $ 257,000 | $ 0 |
| Gunnison County Colorado | 2 | $ 834,000 | $ 417,000 | $ 0 |
| Montezuma County Colorado | 2 | $ 579,000 | $ 289,000 | $ 0 |
| Brevard County Florida | 2 | $ 341,000 | $ 170,000 | $ 39,000 |
| Lee County Florida | 2 | $ 523,000 | $ 261,000 | $ 38,000 |
| Henderson County Illinois | 2 | $ 124,000 | $ 62,000 | $ 0 |
| Lake County Illinois | 2 | $ 413,000 | $ 206,000 | $ 0 |
| McDonough County Illinois | 2 | $ 158,000 | $ 79,000 | $ 0 |
| Black Hawk County Iowa | 2 | $ 256,000 | $ 128,000 | $ 62,000 |
| Des Moines County Iowa | 2 | $ 244,000 | $ 122,000 | $ 113,000 |
| Polk County Iowa | 2 | $ 603,000 | $ 301,000 | $ 120,000 |
| Beaverhead County Montana | 2 | $ 246,000 | $ 123,000 | $ 0 |
| Custer County Montana | 2 | $ 181,000 | $ 90,000 | $ 0 |
| Silver Bow County Montana | 2 | $ 133,000 | $ 66,000 | $ 0 |
| Valley County Montana | 2 | $ 311,000 | $ 155,000 | $ 0 |
| Roosevelt County New Mexico | 2 | $ 364,000 | $ 182,000 | $ 0 |
| Door County Wisconsin | 2 | $ 561,000 | $ 280,000 | $ 0 |
| Forest County Wisconsin | 2 | $ 394,000 | $ 197,000 | $ 0 |
| Green Lake County Wisconsin | 2 | $ 265,000 | $ 132,000 | $ 0 |
| Juneau County Wisconsin | 2 | $ 573,000 | $ 286,000 | $ 0 |
| La Crosse County Wisconsin | 2 | $ 418,000 | $ 209,000 | $ 174,000 |
| Manitowoc County Wisconsin | 2 | $ 319,000 | $ 159,000 | $ 0 |
| Milwaukee County Wisconsin | 2 | $ 1,814,000 | $ 907,000 | $ 0 |
| Oconto County Wisconsin | 2 | $ 424,000 | $ 212,000 | $ 0 |
| Sheboygan County Wisconsin | 2 | $ 227,000 | $ 113,000 | $ 0 |
| Vilas County Wisconsin | 2 | $ 562,000 | $ 281,000 | $ 0 |
| Winnebago County Wisconsin | 2 | $ 321,000 | $ 160,000 | $ 0 |
| Park County Wyoming | 2 | $ 433,000 | $ 216,000 | $ 36,000 |
| La Paz County Arizona | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Navajo County Arizona | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Fresno County California | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Los Angeles County California | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Sonoma County California | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Chaffee County Colorado | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Garfield County Colorado | 1 | $ 184,000 | $ 184,000 | $ 0 |
| La Plata County Colorado | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Larimer County Colorado | 1 | $ 290,000 | $ 290,000 | $ 0 |
| Litchfield County Connecticut | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Collier County Florida | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Indian River County Florida | 1 | $ 165,000 | $ 165,000 | $ 176,000 |
| Sumter County Florida | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Bonner County Idaho | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Champaign County Illinois | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Henry County Illinois | 1 | $ 87,000 | $ 87,000 | $ 72,000 |
| Jefferson County Illinois | 1 | $ 174,000 | $ 174,000 | $ 0 |
| LaSalle County Illinois | 1 | $ 245,000 | $ 245,000 | $ 0 |
| McHenry County Illinois | 1 | $ 301,000 | $ 301,000 | $ 0 |
| Piatt County Illinois | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Rock Island County Illinois | 1 | $ 211,000 | $ 211,000 | $ 0 |
| Marion County Indiana | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Henry County Iowa | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Norfolk County Massachusetts | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Baraga County Michigan | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Cass County Minnesota | 1 | $ 290,000 | $ 290,000 | $ 193,000 |
| Ramsey County Minnesota | 1 | $ 359,000 | $ 359,000 | $ 0 |
| Rice County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Washington County Minnesota | 1 | $ 366,000 | $ 366,000 | $ 0 |
| Lewis County Missouri | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Taney County Missouri | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Broadwater County Montana | 1 | $ 369,000 | $ 369,000 | $ 0 |
| Carbon County Montana | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Fergus County Montana | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Lincoln County Montana | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Stillwater County Montana | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Sweet Grass County Montana | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Clark County Nevada | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Chaves County New Mexico | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Guadalupe County New Mexico | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Mora County New Mexico | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Quay County New Mexico | 1 | $ 281,000 | $ 281,000 | $ 0 |
| Socorro County New Mexico | 1 | $ 309,000 | $ 309,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Catawba County North Carolina | 1 | $ 208,000 | $ 208,000 | $ 87,000 |
| Stark County North Dakota | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Marion County Oregon | 1 | $ 303,000 | $ 303,000 | $ 0 |
| Bexar County Texas | 1 | $ 242,000 | $ 242,000 | $ 0 |
| Comal County Texas | 1 | $ 412,000 | $ 412,000 | $ 0 |
| Randall County Texas | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Fairfax County Virginia | 1 | $ 380,000 | $ 380,000 | $ 0 |
| Island County Washington | 1 | $ 265,000 | $ 265,000 | $ 0 |
| King County Washington | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Spokane County Washington | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Barron County Wisconsin | 1 | $ 41,000 | $ 41,000 | $ 7,000 |
| Clark County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 31,000 |
| Dodge County Wisconsin | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Iron County Wisconsin | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Marathon County Wisconsin | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Outagamie County Wisconsin | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Richland County Wisconsin | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Sawyer County Wisconsin | 1 | $ 103,000 | $ 103,000 | $ 80,000 |
| St. Croix County Wisconsin | 1 | $ 379,000 | $ 379,000 | $ 218,000 |
| Taylor County Wisconsin | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Vernon County Wisconsin | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Walworth County Wisconsin | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Washburn County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Waushara County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,767 | $672,446,000 | $178,000 | $1,460,000 | $22,000 | $4,369,000 |
| Home Purchase | 864 | $136,583,000 | $158,000 | $600,000 | $25,000 | $1,102,000 |
| Home Improvement | 112 | $1,527,000 | $13,000 | $255,000 | $68,000 | $1,000,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,247 | $625,580,000 | $192,000 | $1,460,000 | $0 | $0 |
| White | 1,411 | $180,149,000 | $127,000 | $600,000 | $76,000 | $4,369,000 |
| Not Provided | 67 | $2,189,000 | $32,000 | $353,000 | $68,000 | $397,000 |
| Asian | 9 | $1,408,000 | $156,000 | $218,000 | $53,000 | $84,000 |
| Hispanic | 6 | $888,000 | $148,000 | $336,000 | $133,000 | $350,000 |
| Black or African American | 2 | $162,000 | $81,000 | $102,000 | $37,000 | $42,000 |
| American Indian or Alaskan Native | 1 | $180,000 | $180,000 | $180,000 | $105,000 | $105,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,625 | $796,362,000 | $172,000 | $1,460,000 | $23,000 | $4,369,000 |
| FHA-insured (Federal Housing Administration) | 84 | $9,010,000 | $107,000 | $179,000 | $46,000 | $110,000 |
| VA-guaranteed (Veterans Administration) | 31 | $4,916,000 | $158,000 | $374,000 | $50,000 | $140,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $268,000 | $89,000 | $117,000 | $8,000 | $26,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 3,240 | $623,587,000 | $192,000 | $730,000 | $0 | $0 |
| Loan Originated | 1,348 | $174,511,000 | $129,000 | $1,460,000 | $78,000 | $4,369,000 |
| Application Approved But Not Accepted | 65 | $6,442,000 | $99,000 | $417,000 | $53,000 | $134,000 |
| Application Denied By Financial Institution | 63 | $2,123,000 | $33,000 | $149,000 | $47,000 | $215,000 |
| Application Withdrawn By Applicant | 25 | $3,830,000 | $153,000 | $407,000 | $93,000 | $367,000 |
| Preapproval Denied by Financial Institution | 2 | $63,000 | $31,000 | $60,000 | $9,000 | $11,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Dubuque Bank And Trust Company's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Dubuque Bank And Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.